Chicks ni Francis: AM12

-Rio Reyes - Karlyn Salvacion - Francis Amaro - Janet Baesa - Rose Rodriguez - Vanette Formalejo - Aizel Narvaez - Elsa Azores - Ann Cortez - Ruby Nieuwsma

• BDO is now the largest bank in the Philippines in terms of assets. . • The bank is the product of the Banco de Oro-Equitable PCI Bank merger after the boards of both Banco de Oro Universal Bank and Equitable PCI Bank agreed to merge on December 27. 2006. loans and deposits.

Inc.. Inc. the entity was known as Banco de Oro-EPCI.• For a while. but announced that it would go by the name Banco de Oro Unibank. starting February 2007. • It is owned by the SM Group of Companies. one of the country's largest conglomerates and owner of the SM chain of malls .

while maintaining a focused approach to its various businesses. innovative products.• The bank's strategic focus is on becoming a leading full-service bank in select markets in the Philippines. the middle-market banking segment (consisting of mid-size corporations and small. and the retail/consumer market. . • The Bank plans to pursue its growth strategy through selective acquisitions and/or organic growth. • BDO aims to achieve above-industry growth rates through its superior execution abilities. The bank's principal markets consist of a select niche in the corporate market.and medium-sized enterprises). and expansion into new markets.

Metro Cebu.• The Bank has expanded its network of branch offices in the Philippines to 228 branches primarily in key business and commercial centers in Metro Manila. Iloilo-Bacolod and Mindanao. . including SM Group malls. Northern and Southern Luzon. commercial. industrial and financial subsidiaries to expand its financial services offerings to corporate and retail consumers across the country. • BDO has benefited enormously from its key position within the SM Group by leveraging its vast network of retail. in order to increase access and exposure to high-quality clients.

Investment Banking. Trust and Investments. Foreign Exchange. Brokering. Private Banking. Credit Cards. Bancassurance. middle market. Through its subsidiaries. Deposit-taking.• It has the ability to provide a complete array of industry-leading products and services to the retail and corporate markets including Lending (corporate. the Bank offers Leasing and Financing. SME and consumer). . Insurance Brokerage and Stock Brokerage services. Corporate Cash Management and Remittances.

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