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I.

Pay Off All Debt
II. Start Savings
A. Investment Accounts
1. Chase -- Secure "Nest-egg" Plan
a. Ideal: 125 per month
b. Realistic: 100 per month
c. Total: 1500 per uear unlimited total
2. Unknown -- Comfortable Plan
a. Ideal: 125 per month
b. Realistic: 100 per month
c. Total: 1500 per year unlimited total
B. Savings Accounts
1. Emergency Fund
a. Ideal: 300 per month
b. Realistic: 300 per month
c. Total: 3600 per year or 3600 total
2. School Fund
a. Ideal: 150 per month
b. Realistic: 100 per month
c. Total: 2000 per year or 4000 total
3. Insurence Fund
a. Ideal: 50 per month
b. Realistic: 50 per month
c. Total: 600 per year or 1200 total
4. Buisness Startup Fund
a. Ideal: 100 per month
b. Realistic: 50 per month
c. Total: 1200 per year unlimited total
4. Car Fund
a. Ideal: 170 per month
b. Realistic: 100 per month
c. Total: 2000 per year or 10000 total
5. House Fund
a. Ideal: 250 per month
b. Realalistic: 200 per month
c. Total: 3000 per year or 20000 total
C. Totals
1. Ideal: 905 per month
2. Realistic: 600 per month
III. Detlaes:
A. Investment Accounts
1. Chase -- held at chase
2. Unknown -- held at unknown
B. Savings Accounts
1. Emergency Fund -- held at AZSTCU club in money market after 1000
* money needs to be readaly accessable for emrgencies
2. School Fund -- Navy Federal Normal Savings
* doesn't need to be as readaly accesable -- 2 times per year
3. Insurence Fund -- held at AZSTCU accnt
a. funds need to be readaly accessable and at irregular itervals
b. needs to be liquid -- savings only
4. Buisness Start-up Fund -- Held at AZSTCU club
a. Don't know when will be needed
b. could be held for longer term
c. needs to be liquid -- savings or cd's
4. Car Fund -- held at Navy FCU Club accnt after 2500 in moeny market
a. doesn't need to be as readaly accesable
b. could be held for a longer term
c. needs to be liquid -- savings or cd's
5. House Fund -- held at Navy FCU club accnt after 2500 in money
market
a. doesn't need to be as readly accessable -- once a year at most
b. could be held for a lonver term
c. needs to be liquid -- savings or cd's