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Family Budget Planner

Family Budget Planner

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Published by Francis Joseph
Family Budget Planner
Family Budget Planner

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Published by: Francis Joseph on Apr 06, 2013
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06/03/2015

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Family Budget Planner

http://www.vertex42.com/ExcelTemplates/family-budget-planner.html © 2008 Vertex42 LLC
[42]

Starting Balance Total Income Total Expenses NET (Income - Expenses) Projected End Balance

1,500 0 0 0 1,500 0 0 0 1,500 0 0 0 1,500 0 0 0 1,500 0 0 0 1,500 0 0 0 1,500 0 0 0 1,500 0 0 0 1,500 0 0 0 1,500 0 0 0 1,500 0 0 0 1,500

Total
0 0 0

Avg
0 0 0

0 0 0 1,500

JAN
INCOME
Wages & Tips Interest Income Dividends Gifts Received Refunds/Reimbursements Transfer From Savings Other Other Other Total INCOME

FEB

MAR

APR

MAY

JUN

JUL

AUG

SEP

OCT

NOV

DEC

Monthly Total Average
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0

0

0

0

0

0

0

0

0

0

0

0

HOME EXPENSES
Mortgage/Rent Electricity Gas/Oil Water/Sewer/Trash Phone Cable/Satellite Internet Furnishings/Appliances Lawn/Garden Home Supplies Maintenance Improvements Other Total HOME EXPENSES 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0

0

0

0

0

0

0

0

0

0

0

0

DAILY LIVING
Groceries Personal Supplies Clothing Cleaning Services Dining/Eating Out Dry Cleaning Salon/Barber Discretionary [Name 1] 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

JAN Discretionary [Name 2] Other Total DAILY LIVING 0 FEB 0 MAR 0 APR 0 MAY 0 JUN 0 JUL 0 AUG 0 SEP 0 OCT 0 NOV 0 DEC 0 Total Average 0 0 0 0 0 0 CHILDREN Medical Clothing School Tuition School Lunch School Supplies Babysitting Toys/Games Other Total CHILDREN 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 TRANSPORTATION Vehicle Payments Fuel Bus/Taxi/Train Fare Repairs Registration/License Other Total TRANSPORTATION 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 HEALTH Doctor/Dentist Medicine/Drugs Health Club Dues Emergency Other Total HEALTH 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 INSURANCE Auto Health Home/Rental Life Other Total INSURANCE 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 EDUCATION Tuition Books Music Lessons Other Total EDUCATION 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 CHARITY/GIFTS .

JAN Gifts Given Charitable Donations Religious Donations Other Total CHARITY/GIFTS FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC Total Average 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 SAVINGS Emergency Fund Transfer to Savings Retirement (401k. IRA) Investments College Other Total SAVINGS 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 OBLIGATIONS Student Loan Other Loan Credit Card #1 Credit Card #2 Credit Card #3 Alimony/Child Support Federal Taxes State/Local Taxes Legal Fees Other Total OBLIGATIONS 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 BUSINESS EXPENSE Deductible Expenses Non-Deductible Expenses Other Other Total BUSINESS EXPENSE 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 ENTERTAINMENT Videos/DVDs Music Games Rentals Movies/Theater Concerts/Plays Books Hobbies Film/Photos Sports Outdoor Recreation Toys/Gadgets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 .

JAN Other Total ENTERTAINMENT 0 FEB 0 MAR 0 APR 0 MAY 0 JUN 0 JUL 0 AUG 0 SEP 0 OCT 0 NOV 0 DEC 0 Total Average 0 0 {42} 0 0 PETS Food Medical Toys/Supplies Other Total PETS 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 SUBSCRIPTIONS Newspaper Magazines Dues Club Memberships Other Total SUBSCRIPTIONS 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 VACATION Travel Lodging Food Rental Car Entertainment Other Total VACATION [42] 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 MISCELLANEOUS Bank Fees Postage Other Other Other Total MISCELLANEOUS 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 .

The subtotal formulas are set up to allow this type of editing without messing up the formulas. You can copy and paste cells as needed For example. For example. it may be easier to compare actual balances. you may want to overwrite the formula in the "Projected End Balance" with your actual balance. and copy it across through Dec b. Modify the month headings as needed. 2. such as deleting or inserting an entire row. Include large lump payments in the months in which they will likely occur or use the approach of averaging the cost across each month. Edit/Create/Delete categories and subcategories Use row operations. changing jobs. Verify that all of the subtotal formulas are correctly summing the correct cells 3. Fill in the income and expenses for the year a. Enter your starting balance at the top of the worksheet. Add cell comments as needed to help explain costs. Doing this will help you make predictions about where you may stand financially in the future. consider that your actual balance may not reflect the predicted balance for the month. If you are moving. 1. but you should always insert a row ABOVE the last row in the group or BELOW the first row. it is essential to plan for many months down the road. or making other major life changes. you might include the names of Birthdays in comments for the Gifts Given category Updating the Balance Each Month If your actual balance at the end of a month is substantially different than the projected balance. to update the projections for the rest of the year. to start with a different month 4. . If you use the lump payment approach. so that the formulas stretch to include the row you added. but make sure you have enough saved. c.Help © 2008 Vertex42 LLC Instructions This family budget planner is meant to help you create a budget for an entire year. purchasing a home. 5. When using the averaging approach. enter an average fuel cost in Jan.

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