FD READY RECKNOR(FRESH DEPOSITS

)
Interest Rates
Non-Cumulative Interest Rates
SR
NO.

1

COMPANY NAME
6
months

ALEMBIC PHARMACEUTICALS LTD

10.00

1year

2years

3years

9.50

9.00

9.00

YIELD
36
Interest
MONT Payable
H
10.08

H

2

ANSAL HOUSING & CONSTRUCTIONS LTD

3

ANSAL PROPERTIES & INFRASTRUCTURES LTD

11.00

11.00

11.50

M/Q

12.00

12.25

12.50

M/Q

4

APOLLO HOSPITALS

9.00

9.25

9.50

10.29

Q

5

BILCARE LIMITED

11.00

11.50

12.00

14.29

Q

10.05(M)
10.13(Q)
10.25(H)
10.50(Y)
13
Months:
(Trust)
10.53(M)
10.61(Q)
10.75(H)
11.03(Y)

10.05(M)
10.13(Q)
10.25(H)
10.50(Y)
14
Months:
(General)
10.29(M)
10.37(Q)
10.50(H)
10.76(Y)
For 500
Days:
10.30(M)
10.38(Q)
10.50(H)
10.75(Y)

10.05(M)1
0.13(Q)10.
25(H)10.5
0(Y)
40 Months
10.20(M)1
0.30(Q)10.
45(H)10.7
5(Y)

In
multiples
of

Interest Accrued
Month

Min. Deposit

1/4 and 1/10

50,000

1000

31/3, 30/6, 30/9, 31/12
AND LAST DAY OF
EACH MONTH
M-last day of each
month, Q- 31/3, 30/6,
30/09, 31/12

Additional for
Sr.Citizen %

Additional for
Big Tickets %

Eligible applicants

NRI Deposit

0.25% for 5 lacs &
Above

Resident
Individuals,NRI,Compa
ny

Y

20,000

1000

Resident Individuals

N

50,000 for M and
25,000 for others

1000

Resident Individuals

N

31/3, 30/6, 30/9, 31/12

25,000

1000

20,000

1000

Resident Individuals
Resident
Ind,Associations of
Persons Trusts, HUF's,
Resident Ind, Trusts,
HUF's, Co-op Societies,
NRI, Domestic
Companies

N

31/3, 30/6, 30/9, 31/12

0.25

M/Q/H/Y

1000

M/Q/H/Y

20000 for M and
10000 for others

1000

M/Q/H/Y

20000 for M and
10000 for others

1000

0.50

Females only

Y

6

DEWAN HOUSING FIN. CORP. LTD (Aashray Deposits Plus)

7

DEWAN HOUSING FIN. CORP.LTD (Aashray Deposits)

8

DEWAN HOUSING FIN. CORPORATION LTD (Swayam
Sidha Deposit)-FEMALES ONLY

9

EXIM BANK OF INDIA (Maximum Limit: Below Rs. 1 Crore)

9.25

9.25

9.25

H

1/4 and 1/10

10,000

1000

0.50

Resident Individuals,
NRI, HUF

Y

10

ELDER PHARMACEUTICALS LIMITED

9.50

10.50

11.50

Q

31/3, 30/6, 30/9, 31/12

25,000

1000

0.50

Resident Individuals,
HUF, Trusts

N

9.00

9.25

9.50

Q

31/3, 30/6, 30/9, 31/12

20,000

NA

10.00

10.50

11.00

Q

31/3, 30/6, 30/9, 31/12

21,000

1000

0.50(Shareholders
only)

Resident Individual

N

M/H

Sep 30 & March 31

Rs. 40,000(M)
Rs. 15,000/-(Q)

1000

Resident Individual

N

Rs 40,000(M) Rs
20,000 for others

11

FENNER (INDIA) LIMITED

12

GATI LIMITED

13

GODREJ & BOYCE MFG. CO. LTD (only for Mumbai
Investors) ( ONLY RENWELS )

NA

12.83

10.00
8.55(M)
8.60(Q)
8.70(H)

8.70(M)
8.75(Q)
8.85(H)
9.05(A)

8.80(M)
8.85(Q)
8.95(H)
9.15(A)

M/Q/H/Y

M-last day of each
month, Q- 31/3, 30/6,
30/09, 31/12, H- 31/3,
30/09, A- 31/3

0.50

0.25% for 25 lacs &
Above

N

20000 for M and
10000 for others

For 13 Months(Trust):
0.25% for 1 Cr &
Only 14 Months &
Above
13 Months: TRUST
40 Months(0.50) For 14 Months (Ind): 14 Months: GENERAL
0.25% for 25 Lacs &
Above

HDFC LIMITED (Maximum Limit: Below Rs. 1 Crore)

15

HUDCO (Max Limit: Rs. 25 Crores)

9.00

9.10

9.20

Q

31/3, 30/6, 30/9, 31/12

50,000

1000

0.25

16

J.K. TYRE & INDUSTRIES LIMITED

9.00

9.25

9.50

Q

31/3, 30/6, 30/9, 31/12

25,000

5000

0.50

17

JAIPRAKASH ASSOCIATES LTD

12.00

12.25

12.50

15.07

Q

20000(Q)

1000

18

JAYPEE INFRATECH LIMITED

12.00

12.25

12.50

15.07

Q

20000(Q)

1000

19

JINDAL SAW LIMITED

7.50

8.50

9.75

Q

21,0000

1000

21

JINDAL STAINLESS LIMITED

JK PAPER LIMITED

9.75

9.00

10.00

9.25

10.25

Q

9.50

Q

31/3, 30/6, 30/9, 31/12

31/3, 30/6, 30/9, 31/12

21,000

25,000

Resident Individuals,
NRI, HUF, Trusts,
Association of Persons
Resident Individuals,
NRI, HUF, Trusts, Coop Societies.

0.25

10000

Y

N

14

20

Y

0.25% (2 & 3yr)

0.25

5000

22

LIC HOUSING FINANCE LTD (upto Rs. 5 Crore)

9.00

9.25

9.50

10.39

H

30/09 and 31/3

10,000

1000

0.10% upto Rs.
50,000 and 0.25%
for Rs. 51,000 &
Above

23

MAHINDRA & MAHINDRA FINANCE SERV LTD

9.25

10.00

10.25

11.85

Q/H

31/3, 30/6, 30/9, 31/12

50000(Q)
25000 (H)

1000

0.25

24

MICRO TECHNOLOGIES (INDIA)LTD

11.00

12.00

12.50

Q

31/3, 30/6, 30/9, 31/12

25,000

1000

0.50% for 5Lacs &
Above

Y

Y

Resident Individuals

N

Resident Individuals,
HUF

N

Resident Individuals,
HUF
Resident
Individuals,HUF,Trusts
Resident Individuals,
HUF,Trusts
Resident Individuals,
HUF, Trusts, Domestic
Company
Resident, NRI,
Association, HUF, Coop Societies,
Proprietary concerns &
partnership firms.
Resident Individuals,
HUF, Domestic
Company
Resident Individuals,
HUF, Trusts, Domestic
Company

N
N

N

N

Y

N

N

25

NATIONAL HOUSING BANK (SUNIDHI SCHEME)
(Maximum Limit: Below Rs. 1 Crore)

26

NATIONAL HOUSING BANK(SUVRIDHI TAX SAVING
SCHEME) (Maximum Limit: Rs. 1 Lakh)

27

NTPC LIMITED

7.50(Q)

7.75(Q)

28

OCL LIMITED

7.50

8.00

29

OMNITECH INFOSOLUTIONS LTD

9.25

11.50

9.25

12.00

9.25

H

1/04 and 1/10

50,000

H

1/04 and 1/10

10,000

8.00
(M/Q)

Q,M

31/3, 30/6, 30/9, 31/12
AND LAST DAY OF
EACH MONTH

100000(M),
5000(Q)

8.00

H

31/3,30/9

25,000

12.50

Q

31/3, 30/6, 30/9, 31/12

25,000

0.60

Individual, HUF,
Societies & Trusts

N

0.60

Individual, HUF

N

1000

Resident Individual,
Trust, HUF

N

1000

Resident Individuals

N

1000

Resident Ind,
HUF's,Trust,Societies

N

10000

30

PLETHICO PHARMACEUTICALS LTD

11.00

11.50

12.00

Q

31/3, 30/6, 30/9, 31/12

25,000

1000

0.50

31

PNB HOUSING FINANCE LIMITED ( upto Rs. 1 Crore)

9.40

9.40

9.40

H

31/3,30/9

20,000

1000

0.25

32

SHRIRAM Trans FINANCE CO.LTD(UNNATI) (Maximum
Limit: Less than Rs. 10 Crore)

Q

31/3, 30/6, 30/9, 31/12

25,000

1000

0.25

33

SHRIRAM

9.25

9.75

10.75

Q

31/3, 30/6, 30/9, 31/12

21,000

1000

34

SIDBI (upto 10 lakhs only)

8.75

8.50

8.50

M/Q/A

25000(M) &
10000(Q,Y)

1000

35

SURYA ROSHNI LIMITED

-

-

-

-

-

1000

-

9.58(Q)

10.00(M)
10.08(Q)
10.47(A)

12.50

8.95(Q),
9.05(H),
9.25(Y)

9.41(Q), 10.34(Q)1
9.52(H), 0.47(H)10.
9.75(Y)
75(Y)

36

TN POWER FINANCE LTD (Upto Rs. 1 Crore)

37

UNITECH LIMITED

11.50

12.00

38

UNITED SPIRITS LIIMTED

11.00

11.50

39
40
41
42
43
44

Helios & Matheson Information Technology
Ltd
Ind Swift Laboratories Ltd
Ind Swift Ltd (Only Renewals)
Jyoti Structures Ltd
Omaxe Ltd
Alied Digital

13.32

M/Q/A

15.07

12.00 12.00

12.00

14.36

11.00
11.00
12.00
12.00
11.50

12.00
12.00
12.50
12.50
12.50

14.36
14.16
14.62
14.62
14.89

11.50
11.50
12.25
12.25
12.00

-

20000(M) &
10000(Q,A)

1

0.50

0.25 upto 2 years
and 0.50 for 3 yrs
and above

Resident
0.50% for Rs. 10 lacs Individuals,H.U.Fs,Cha
& Above
ritable
Institutions/Trust
Resident
Individuals,H.U.Fs,Cha
ritable
Institutions/Trust

N

N

Resident Individual,
HUF, Domestic
Companies

N

Resident Individual,
HUF, Domestic
Companies

N

All except NRI

N

Resident
Individuals/HUF

N

Individuals/HUF

Y

Q

31/3, 30/6, 30/9, 31/12

25,000

1000

Resident
Individuals/Trusts

N

Q

31/3, 30/6, 30/9, 31/12

25,000

1000

Resident
Individuals/HUF

N

0.5
0.5

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