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A.10.

Characteristics of Bank Loans to Farmers -- Small and Mid-sized Farm
Lenders, by Size of Loan, February 7-11, 2005
Percent except as noted
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$1,000 to $10,000 to
$25,000 to $50,000 to $100,000 to $250,000
Loan characteristic All sizes $9,999 $24,999
$49,999 $99,999 $249,999 and over
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Volume of loans (thousands of dollars) 551,969 23,371 38,417
59,443 74,347 154,446 201,946
Number of loans 13,615 6,674 2,702
1,677 1,133 1,019 409
Weighted average maturity (months) 1 29.64 9.68 13.26
27.54 15.54 43.26 30.32
Weighted average repricing interval (months) 2 13.84 4.93 9.03
13.26 8.62 23.21 10.71
Weighted average risk rating 3 2.46 2.55 2.34
2.48 2.60 2.46 2.42

Weighted average interest rate 4 .01 .01 .01
.01 .01 .01 .01
Standard error 5 .00 .00 .00
.00 .00 .00 .00
Interquartile range 6
75th percentile .01 .01 .01
.01 .01 .01 .01
25th percentile .01 .01 .01
.01 .01 .01 .01
Purpose of loan
Feeder livestock .01 .01 .01
.01 .01 .01 .01
Other livestock .01 .01 .01
.01 .01 .01 .01
Other current operating expenses 7 .01 .01 .01
.01 .01 .01 .01
Farm machinery and equipment .01 .01 .01
.01 .01 .01 n.a.
Farm real estate .01 .01 .01
.01 .01 .01 .01
Other 8 .01 .01 .01
.01 .01 .01 n.a.

Share of total loan volume
Features of loan
Floating rates 51.60 48.90 39.34
54.71 43.49 55.74 53.13
Under commitment 48.33 60.63 45.00
39.78 43.42 49.07 51.30
Callable 11.80 20.53 17.63
24.76 12.65 15.32 2.87
Purpose of loan
Feeder livestock 8.38 6.18 8.59
11.29 16.03 7.64 5.48
Other livestock 10.00 14.02 10.37
13.22 13.53 4.73 11.24
Other current operating expenses 7 63.49 68.05 58.20
46.05 56.37 61.08 73.56
Farm machinery and equipment 5.06 3.80 9.11
11.77 6.35 7.66 n.a.
Farm real estate 8.90 .41 1.98
11.99 4.40 11.82 9.72
Other 8 4.18 7.54 11.75
5.67 3.33 7.08 n.a.
Type of collateral
Farm real estate 23.30 10.55 5.66
19.36 3.82 38.41 24.90
Other 67.80 82.66 90.12
77.37 91.78 61.59 54.94
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Note. Most small and mid-sized farm lenders that reported loans to farmers had
less than $25 million in farm loans.
For explanation of footnotes, see table A.8.
n.a. Not available.

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