State Bank of India Housing Loan

Personal Details Required to avail housing loan:
1. Last 3 months Salary slip. 2. Last 6 months bank statement (Salary credit and other bank accounts, if any). 3. last 2 Years Form 16 . 4. ID proof (PAN card, Passport, Driving License, ) 5. Address proof ( Ration Card, telephone bill. and Date of Birth Proof, if not covered by the above items) 6. Copy of Office Employee ID Card-front and back, Appointment / Promotion / Increment letter. 7. 3 PP size Photographs. 8. Previous employment proof if the current job is less than 3 years. 9. NOC from employer if you are employed at Bank or financial institution. 10.Any other supportive documents as may be required during process.

Documents Required :
1. Complete Set of Parent documents-1COPY. 2. last 13 Years Encumbrance Certificate-.2COPY 3. Plan and Plan Approval Letter-2 COPY 4. Layout Approval-2COPY. 5. Sale Agreement and Construction-2COPY Agreement. ( whichever applicable) 5. Letter from Builder on his letter head

UP FRONT FOR LEGAL AND VALUATION : (Favoring “State Bank of India, RACPC, Chennai) Legal and Valuation fees -Rs.5000/(Legal – Rs.3000/- & Valuation – Rs.2000/-)

At the time of Disbursement:
Processing Fee RS.3250.AND Adhesive Stamp : UP TO 25 LACS .25% OF LOAN AMOUNT. ABOVE 25LACS AND UPTO 75LACS ABOVE 75 LACS RS.5000 : Rs 280/-

75 lacs 9.10%PA .30 lacs For loans above Rs.Mortgage Charges for the Govt.5% of the Loan amount. (Maximum of Rs For loans up to Rs.30 lacs For loans above Rs.95% PA 10.10% PA 10.100/- : 0. 25000)+5.