APPENDIX

C

Interest and Annuity
Tables for Discrete
Compounding

For various values of i from 14 % to 25%
i = effective interest rate per period (usually one year)
N = number of compounding periods
(F/P, i%, N) = (1 + i)N
(P/F, i%, N) =

1
(1 + i)N

(F/A, i%, N) =

(1 + i)N − 1
i

(P/A, i%, N) =

(1 + i)N − 1
i(1 + i)N

i
(1 + i)N − 1
i(1 + i)N
(A/P, i%, N) =
(1 + i)N − 1  

1 (1 + i)N − 1
N
(P/G, i%, N) =

i
i(1 + i)N
(1 + i)N
(A/F, i%, N) =

(A/G, i%, N) =

N
1

i
(1 + i)N − 1

631

To Find P
Given F
P/F

To Find F
Given P
F/P

1.0025
1.0050
1.0075
1.0100
1.0126

1.0151
1.0176
1.0202
1.0227
1.0253

1.0278
1.0304
1.0330
1.0356
1.0382

1.0408
1.0434
1.0460
1.0486
1.0512

1.0538
1.0565
1.0591
1.0618
1.0644

1.0778
1.0941
1.1050
1.1273
1.1616

1.1969
1.2334
1.2836

N

1
2
3
4
5

6
7
8
9
10

11
12
13
14
15

16
17
18
19
20

21
22
23
24
25

30
36
40
48
60

72
84
100

0.8355
0.8108
0.7790

0.9278
0.9140
0.9050
0.8871
0.8609

0.9489
0.9466
0.9442
0.9418
0.9395

0.9608
0.9584
0.9561
0.9537
0.9513

0.9729
0.9705
0.9681
0.9656
0.9632

0.9851
0.9827
0.9802
0.9778
0.9753

0.9975
0.9950
0.9925
0.9901
0.9876

Present
Worth
Factor

Compound
Amount
Factor

Single Payment

78.7794
93.3419
113.4500

31.1133
37.6206
42.0132
50.9312
64.6467

21.5334
22.5872
23.6437
24.7028
25.7646

16.3035
17.3443
18.3876
19.4336
20.4822

11.1385
12.1664
13.1968
14.2298
15.2654

6.0376
7.0527
8.0704
9.0905
10.1133

1.0000
2.0025
3.0075
4.0150
5.0251

To Find F
Given A
F/A

Compound
Amount
Factor

65.8169
75.6813
88.3825
400.0000

28.8679
34.3865
38.0199
45.1787
55.6524

20.4334
21.3800
22.3241
23.2660
24.2055

15.6650
16.6235
17.5795
18.5332
19.4845

10.8368
11.8073
12.7753
13.7410
14.7042

5.9478
6.9305
7.9107
8.8885
9.8639

0.9975
1.9925
2.9851
3.9751
4.9627

To Find P
Given A
P/A

Present
Worth
Factor

0.0127
0.0107
0.0088

0.0321
0.0266
0.0238
0.0196
0.0155

0.0464
0.0443
0.0423
0.0405
0.0388

0.0613
0.0577
0.0544
0.0515
0.0488

0.0898
0.0822
0.0758
0.0703
0.0655

0.1656
0.1418
0.1239
0.1100
0.0989

1.0000
0.4994
0.3325
0.2491
0.1990

To Find A
Given F
A/F

Sinking
Fund
Factor

Uniform Series

TABLE C-1 Discrete Compounding; i = 14 %

0.0152
0.0132
0.0113
0.0025

0.0346
0.0291
0.0263
0.0221
0.0180

0.0489
0.0468
0.0448
0.0430
0.0413

0.0638
0.0602
0.0569
0.0540
0.0513

0.0923
0.0847
0.0783
0.0728
0.0680

0.1681
0.1443
0.1264
0.1125
0.1014

1.0025
0.5019
0.3350
0.2516
0.2015

To Find A
Given P
A/P

Capital
Recovery
Factor

2265.557
3029.759
4191.242

413.185
592.499
728.740
1040.055
1600.085

202.463
222.341
243.113
264.775
287.323

116.657
131.992
148.245
165.411
183.485

53.913
64.589
76.205
88.759
102.244

14.826
20.722
27.584
35.406
44.184

0.000
0.995
2.980
5.950
9.901

To Find P
Given G
P/G

34.4221
40.0331
47.4216

14.3130
17.2306
19.1673
23.0209
28.7514

9.9085
10.3995
10.8901
11.3804
11.8702

7.4469
7.9401
8.4328
8.9251
9.4170

4.9750
5.4702
5.9650
6.4594
6.9534

2.4927
2.9900
3.4869
3.9834
4.4794

0.0000
0.4994
0.9983
1.4969
1.9950

To Find A
Given G
A/G

Gradient
Uniform Series
Factor

Uniform Gradient
Gradient
Present Worth
Factor

72
84
100

30
36
40
48
60

21
22
23
24
25

16
17
18
19
20

11
12
13
14
15

6
7
8
9
10

1
2
3
4
5

N

7941 32.3399 16.4166 5.9901 0.9950 1.9900 To Find A Given G A/G Gradient Uniform Series Factor Uniform Gradient Gradient Present Worth Factor 72 84 100 ∞ 30 36 40 48 60 21 22 23 24 25 16 17 18 19 20 11 12 13 14 15 6 7 8 9 10 1 2 3 4 5 N .5763 45.8828 0.4887 14.901 9.0477 0.0723 1.0116 0.8191 0.7256 19.6577 0.0840 23.0741 0.0582 0.677 254.0527 0.0532 0.0617 1.0355 1.4988 0.0077 0.1646 0.269 113.6983 0.8610 0.0254 0.9950 0.0939 1.646 195.560 681.0459 1.9466 0.7407 7.9233 0.7841 21.0050 0.8230 8.8964 6.0100 1.0994 1.0644 0.0565 0.1028 1.9657 0.9791 11.387 0.1139 0.3504 38.632 557.1265 16.0885 1.4738 3.7304 0.7806 11.1821 10.3658 8.3489 1.7791 9.0602 0.5629 23.123 143.8172 10.1722 42.9279 0.8504 9.1160 1.000 0.4938 1.1104 1.082 275.1216 1.0978 69.3104 25.990 2.0000 2.2993 10.5426 200.9874 10.9705 0.9096 0.0739 129.8803 8.6142 17.9006 0.1944 24.061 233.4642 15.0777 1.5562 13.0000 27.8621 7.6770 11.8797 20.6757 22.To Find P Given F P/F To Find F Given P F/P 1.9801 3.824 43.0831 1.0185 0.2280 1.0276 0.9372 0.9754 Present Worth Factor Compound Amount Factor Single Payment 86.9513 0.1272 1.0796 0.0443 0.0064 9.0202 1.0564 1.3613 14.2586 17.0427 0.0146 0.2705 1.0615 0.176 34.0453 0.7414 0.9051 0.4855 2.4406 5.4190 6.584 99. i = 12 % 0.3972 14.9505 4.8872 0.1588 54.0166 0.0000 0.3342 4.6073 0.9561 0.9501 5.424 128.3361 44.9621 18.9851 2.9702 3.4530 78.5204 1.0755 7.8359 22.5437 28.664 3562.0360 0.2481 0.3940 7.793 392.9802 0.0235 0.0511 1.3395 68.0431 0.0887 0.8356 0.0050 1.2030 To Find A Given P A/P Capital Recovery Factor 2012.0304 1.9302 6.9187 0.4320 1.0861 0.4320 26.7871 0.9326 0.2800 39.0694 0.8916 0.1278 0.0150 4.0937 0.853 63.0503 To Find F Given A F/A Compound Amount Factor 60.1328 1.5038 0.0481 0.0652 0.5803 51.214 74.0811 0.4089 104.0304 0.1049 1.803 To Find P Given G P/G 33.0050 3.9259 To Find P Given A P/A Present Worth Factor 0.6973 18.2531 0.0301 5.243 214.1457 0.7700 22.1728 18.4456 15.3356 13.0503 0.3317 0.3367 0.0377 0.0503 0.1407 0.0310 0.0746 0.0000 0.036 177.574 14.1059 8.7858 19.0553 0.1228 0.960 5.1614 1.335 959.919 1448.9609 0.2611 11.9668 4.0411 0.8880 20.6467 N 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 30 36 40 48 60 72 84 100 ∞ 0.0096 0.0393 0.1089 0.9141 0.8961 0.0978 1.4589 0.0691 0.460 86.1980 To Find A Given F A/F Sinking Fund Factor Uniform Series TABLE C-2 Discrete Compounding.655 20.0670 1.5591 16.9967 1.663 160.4988 0.0143 0.1967 1.0193 0.9851 0.2792 12.449 27.348 2640.0127 0.0824 18.232 52.0461 0.1696 0.8710 36.0151 1.9069 2.2208 1.3337 32.5365 6.0050 0.1414 9.0253 1.6189 12.9419 0.0226 0.0407 1.

9633 Present Worth Factor Compound Amount Factor Single Payment 95.4912 11.803 110.1397 0.992 637.3483 1.6946 18.0143 0.469 886.7759 9.9701 3.892 263.246 2308. i = 34 % 0.0000 2.9407 16.2112 21.4219 12.745 373.0075 0.0666 0.0537 1.8940 0.0516 0.8954 6.0951 0.9211 0.3308 0.9926 0.1078 0.8807 0.1964 1.8891 22.0243 0.7416 0.9777 2.2665 9.4110 5.0420 0.0521 0.8732 2.9007 0.0800 0.874 72.254 42.1422 11.2516 4.0075 0.5076 13.7188 15.9420 0.0776 1.0492 0.0382 0.5338 0.775 34.1445 33.3387 21.6014 14.0075 1.0441 0.988 14.0400 0.4241 22.1885 27.4269 148.4468 34.0857 1.0365 0.0243 15.0151 1.0596 0.0249 0.389 139.6468 18.8606 2.0174 0.4907 1.6117 7.000 0.9050 16.0593 19.0105 0.0629 0.0075 3.7366 8.9926 1.0533 21.8456 6.1527 46.1947 20.8676 0.1746 133.1636 0.0373 0.0875 0.4768 62.5839 0.2045 To Find A Given P A/P Capital Recovery Factor 1791.817 61.6716 9.6986 0.1042 1.4782 2.668 243.3423 13.8223 25.3628 20.1540 70.5207 75.128 3040.249 154.4384 0.7751 34.1218 0.4469 40.9502 4.7992 0.4981 0.1525 1.0691 27.7126 1.0381 1.1787 1.0000 0.1020 1.487 20.9556 3.1103 1.0755 0.2472 0.9142 0.0495 0.0318 0.0756 To Find F Given A F/A Compound Amount Factor 55.2748 10.0226 4.9490 0.3849 16.1440 1.9350 0.1293 0.1270 1.0070 116.3086 1.1153 0.0133 0.2989 8.0632 0.8421 0.9706 0.8358 0.9950 1.8548 0.4981 0.0680 0.4349 12.7034 15.4314 1.9280 0.4464 57.9261 4.142 224.2054 1.0591 0.0290 0.9074 0.3311 13.0303 1.840 1313.3333 26.3383 0.0616 1.763 84.8296 0.0227 1.1357 43.0161 0.0707 0.0540 0.8894 To Find P Given A P/A Present Worth Factor 0.853 9.2882 37.2547 0.0068 0.1994 10.7946 7.6387 0.1186 1.9253 5.941 5.1970 To Find A Given F A/F Sinking Fund Factor Uniform Series TABLE C-3 Discrete Compounding.7792 17.6524 23.0967 1.230 51.0938 1.8207 8.1354 1.8137 6.0208 0.1699 1.9852 0.1111 N 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 30 36 40 48 60 72 84 100 ∞ 0.1734 19.985 2.0465 0.0452 5.0215 0.0459 1.5657 1.5056 0.0735 0.0696 1.263 524.9851 To Find A Given G A/G Gradient Uniform Series Factor Uniform Gradient Gradient Present Worth Factor 72 84 100 ∞ 30 36 40 48 60 21 22 23 24 25 16 17 18 19 20 11 12 13 14 15 6 7 8 9 10 1 2 3 4 5 N .0567 0.1711 0.1472 0.5080 10.5029 41.297 124.3786 6.1875 1.4608 3.472 96.325 206.181 26.706 To Find P Given G P/G 32.0457 0.0810 0.2430 14.2132 9.5207 11.0440 0.1848 48.3413 7.8873 0.0010 26.3443 1.867 171.7641 0.2513 1.1136 7.0086 0.8484 0.1595 8.606 0.9562 0.0554 0.To Find P Given F P/F To Find F Given P F/P 1.0000 0.8612 0.5996 0.0876 0.1370 5.5058 22.6714 11.4737 0.0180 0.9778 0.7261 10.9323 18.8742 0.1612 1.0298 0.519 188.0475 0.

0581 0.895 165.0888 0.4716 25.1010 To Find F Given A F/A Compound Amount Factor 51.422 94.844 0.0998 10.0554 0.8651 5.2202 1.7170 41.1504 56.9550 18.1056 1.0621 0.8143 2.696 41.1067 0.7849 43.0371 0.6354 10.7613 8.2392 24.6517 8.807 60.621 596.To Find P Given F P/F To Find F Given P F/P 1.2551 12.8528 0.0430 0.315 2605.113 82.5668 12.4889 1.9005 5.4304 19.2463 0.8700 0.7876 0.3426 13.1386 0.0824 0.0037 13.0232 0.1157 1.0481 0.9734 28.4285 18.0159 0.4335 0.7798 0.1046 1.7017 9.0303 1.5976 26.3676 11.0409 0.6147 20.1843 1.7163 26.002 494.7955 6.4558 21.2447 1.8195 0.5626 11.6122 1.0471 0.0389 0.8570 19.806 181.0196 0.0724 0.9901 1.0610 0.4478 3.9420 0.2857 9.8874 0.4975 0.3685 10.8613 0.8167 2.1610 1.000 0.980 2.1960 To Find A Given F A/F Sinking Fund Factor Uniform Series TABLE C-4 Discrete Compounding.9235 0.895 107.6717 0.610 To Find P Given G P/G 31.1495 1.1167 0.0201 1.9053 0.0222 0.2434 22.9410 3.7282 7.0354 0.3384 6.1381 1.804 9.0287 0.8346 37.2226 81.566 216.7048 N 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 30 36 40 48 60 72 84 100 ∞ 0.6989 0.8787 0.7179 15.4622 1.0000 2.0454 0.2572 1.0969 6.0679 0.8963 0.0510 1.0669 0.7557 16.9474 16.4885 0.0829 1.3067 2.1075 32.8360 0.4814 34.9901 0.0059 0.2386 35.0232 14.9934 1.466 50.0077 0.917 26.3983 17.1520 7.9610 0.0000 0.1337 13.9515 Present Worth Factor Compound Amount Factor Single Payment 104.0643 0.6604 20.7954 0.9602 3.0769 48.2824 1.0937 1.0163 0.5333 9.1625 0.0177 0.0956 1.0579 0.5504 0.0100 1.0100 3.7099 130.273 120.8607 6.776 355.9020 4.5660 9.9706 0.9740 44.1268 1.0489 0.0237 11.0471 2.2886 7.2081 1.0096 0.783 134.0305 0.8114 0.1961 1.1776 21.3400 0.0721 0.0122 0.8444 0.3478 1.0769 0.6825 13.0615 1.0190 11.381 33.4876 1.3697 0.0100 0.8034 0.481 14.1307 0.1726 1.6697 23.5623 16.0788 0.180 252.8277 0.8109 22.0509 0.0301 4.0530 0.9337 4.2060 To Find A Given P A/P Capital Recovery Factor 1597.8077 30.6203 0.0263 0.9327 0.3815 5.066 234.6485 63.1486 0.4831 7.9143 0.2324 1.5075 0.8863 61.4710 2.0332 0.2260 18.4975 0.146 1192.8093 14.0406 1.2432 17.2579 18.0000 0.2135 8.9704 2.0604 5.4308 1.0454 0.0100 0.569 71.2323 8.6723 170.4713 0.856 820.7419 0.321 19.3300 0.4179 0.0456 10.922 5.695 198.0387 0.0000 25.9801 To Find A Given G A/G Gradient Uniform Series Factor Uniform Gradient Gradient Present Worth Factor 72 84 100 ∞ 30 36 40 48 60 21 22 23 24 25 16 17 18 19 20 11 12 13 14 15 6 7 8 9 10 1 2 3 4 5 N .0721 1.1694 4.0205 0.1725 0.2697 1.1207 0.0289 100.0865 0.2563 0.9803 0.996 149.0965 0.0510 0. i = 1% 0.867 2023.0543 0.8534 To Find P Given A P/A Present Worth Factor 0.

3865 0.0000 22.4423 2.3195 1.0529 0.1062 12.8203 0.240 To Find P Given G P/G 27.555 119.0638 0.5256 7.7284 0.1487 1.8880 0.3514 9.0700 0.7055 10.948 74.5769 1.0000 0.3616 33.0192 0.0326 0.129 107.9139 19.5871 3.7430 0.3081 7.0467 0.6084 1.680 18.4123 22.846 5.3535 114.961 2.0246 0.9745 7.8114 2.1345 0.2626 0.800 85.7868 10.0588 0.2040 To Find F Given A F/A Compound Amount Factor 37.2773 7.1585 0.0200 3.0000 2.9944 60.3809 16.0232 0.7231 6.9920 15.671 64.1262 1.5521 0.4529 0.0626 0.0984 50.8406 24.814 144.2919 14.3268 0.631 214.0547 0.8681 4.4282 1.202 13.041 461.1611 5.716 392.0200 0.6393 20.0612 0.2922 18.9739 17.2434 1.0366 0.0121 21.7579 0.8433 4.458 131.0126 0.9863 13.0347 0.0512 0.1922 To Find A Given F A/F Sinking Fund Factor Uniform Series TABLE C-5 Discrete Compounding.2682 1.6731 34.3367 0.0303 18.966 823.0500 0.698 157.1786 6.878 31.3555 30.3459 1.6342 0.617 9.7609 17. i = 2% 0.4568 1.600 46.4343 8.2974 12.998 55.4720 7.3961 3.1717 1.0913 1.6580 18.1113 1.0881 0.796 171.0746 0.0200 0.7135 To Find P Given A P/A Present Worth Factor 0.0392 0.904 24.2446 N 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 30 36 40 48 60 72 84 100 ∞ 0.To Find P Given F P/F To Find F Given P F/P 1.4121 14.0515 25.0946 0.0822 0.000 0.2323 40.5460 1.2760 9.0166 0.0570 213.0312 0.0446 0.6095 0.8885 19.2990 28.0612 1.1025 0.955 0.8535 0.5777 14.9057 Present Worth Factor Compound Amount Factor Single Payment 158.9868 1.0032 0.3965 25.2934 6.4073 8.9804 0.7002 0.8450 30.1895 0.0604 4.4888 27.380 185.0200 1.5235 13.6309 2.9208 3.1951 1.1687 13.6961 9.0263 0.9423 0.3255 8.0000 0.6864 0.0088 0.8077 4.1380 0.6014 6.8368 0.6803 15.0737 0.0826 0.0824 1.1545 0.5157 1.0063 0.5150 0.0566 0.0112 17.0388 0.6468 0.0047 0.8021 5.0412 0.056 1230.8493 5.9681 8.6406 1.2426 0.3468 0.9804 1.9826 0.1041 1.9604 To Find A Given G A/G Gradient Uniform Series Factor Uniform Gradient Gradient Present Worth Factor 72 84 100 ∞ 30 36 40 48 60 21 22 23 24 25 16 17 18 19 20 11 12 13 14 15 6 7 8 9 10 1 2 3 4 5 N .0251 15.0247 0.9497 1.7556 23.1365 0.5547 10.2122 To Find A Given P A/P Capital Recovery Factor 1034.9416 2.2936 1.0537 0.3484 12.5753 11.331 199.0778 0.9612 0.993 605.0404 1.0578 0.2403 0.0329 0.259 96.4902 0.4219 32.3048 0.0667 0.0681 0.9238 0.6598 0.3728 1.4020 79.8706 0.7833 27.1165 0.4752 1.7142 0.419 1464.2810 4.5255 43.1622 8.6730 0.4002 1.9841 40.753 291.7730 0.8666 312.8839 3.0366 0.1785 0.1317 10.0288 0.0399 2.8043 0.7885 0.4950 0.1225 0.4859 1.0438 0.2234 30.2190 1.6785 16.5681 51.5830 9.572 38.2080 2.0799 7.4950 0.6217 0.2642 5.1022 0.1216 5.7546 10.

6528 1. i = 3% 0.0538 0.9426 0.0863 18.5611 13.0909 4.627 361.4685 1.9151 0.0398 0.0197 7.2303 7.8139 3.8078 14.0938 2.087 879.0300 0.9355 17.8131 0.1605 0.1148 24.309 0.0016 0.6050 0.4273 2.7024 1.7861 8.4436 16.0300 3.6047 1.3439 1.612 36.7535 14.1425 0.1697 0.8819 3.0460 0.4872 23.7441 0.5126 1.5754 60.4144 25.799 43.0089 0.0308 0.0061 0.0590 0.0000 0.2526 9.6419 0.6350 11.7969 28.971 182.0210 6.7171 4.0781 0.5226 0.4926 0.4120 0.8742 7.6004 21.0649 0.5872 6.0984 0.To Find P Given F P/F To Find F Given P F/P 1.0290 0.4621 75.0698 0.2186 N 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 30 35 40 45 50 60 80 100 ∞ 0.9409 To Find A Given G A/G Gradient Uniform Series Factor Uniform Gradient Gradient Present Worth Factor 60 80 100 ∞ 30 35 40 45 50 21 22 23 24 25 16 17 18 19 20 11 12 13 14 15 6 7 8 9 10 1 2 3 4 5 N .0210 0.2299 1.0760 0.5375 0.5187 25.0496 0.5575 8.4776 0.076 17.9709 0.0300 0.8885 0.4631 1.4012 92.0031 0.481 29.3186 9.8061 1.0674 25.0327 0.4919 0.361 301.000 13.2644 0.4258 1.0408 0.955 23.8444 12.2281 0.5989 6.0000 0.5302 0.7224 0.2961 11.1836 5.4138 2.1941 1.2936 7.7049 5.434 86.1485 5.0608 0.0705 0.0609 1.053 756.028 106.420 68.0940 0.0375 15.2690 0.0372 0.943 2.0627 0.3839 5.1284 0.1255 1.3238 14.0328 2.1661 13.1569 21.480 137.0274 0.8923 10.1556 18.2008 31.438 8.7535 1.9161 1.7894 0.014 77.0940 0.279 126.0133 0.0427 0.1546 0.2620 3.6756 30.7664 0.0331 0.3333 19.5580 1.0872 1.5989 33.0838 0.5874 0.7093 10.8286 3.0796 0.6178 17.0300 1.2668 1.889 To Find P Given G P/G 21.533 51.0316 0.1593 1.6810 0.2184 To Find A Given P A/P Capital Recovery Factor 583.4639 1.773 5.3535 0.9540 10.9736 2.3048 1.8626 Present Worth Factor Compound Amount Factor Single Payment 163.1884 To Find A Given F A/F Sinking Fund Factor Uniform Series TABLE C-6 Discrete Compounding.9709 1.3630 607.0433 0.0885 0.2390 0.4684 7.3066 0.1169 26.1005 0.2877 47.0927 1.6409 19.8775 9.633 477.0165 0.4500 2.8704 12.0353 27.657 170.1081 0.0640 0.750 420.5067 0.1920 15.4593 20.7816 4.4926 0.0954 10.7081 8.509 159.1591 11.7199 112.1846 0.0361 0.8916 10.3554 0.000 0.3235 0.9803 1.0510 0.014 116.9369 16.6502 17.5797 To Find P Given A P/A Present Worth Factor 0.3842 1.1305 0.1125 0.0574 0.0520 0.9135 2.0465 0.6611 0.7616 23.5229 4.4265 36.3141 14.854 241.0389 0.4172 6.5219 0.0108 0.248 59.0000 2.9379 5.0727 0.6232 0.348 96.8603 1.0534 321.0585 0.9231 7.4150 15.1179 8.2565 0.0349 0.8375 0.7298 15.0672 0.4131 12.8032 4.3450 3.7014 0.550 148.6625 8.6765 30.5537 0.1172 1.3091 To Find F Given A F/A Compound Amount Factor 27.4768 6.5368 32.4529 34.5703 0.

3203 0.0400 1.2091 4.2083 0.8659 6.8412 7.4233 1.1141 0.9246 0.4353 8.0236 6.4647 2.0390 0.1249 1.341 129.0066 0.6459 21.2434 3.801 33.1085 0.403 361.744 85.2450 1237.0136 0.0899 0.0021 6.0000 0.062 244.4822 14.0240 0.0673 0.1911 2.377 47.8548 0.6651 1.8009 1.4163 To Find F Given A F/A Compound Amount Factor 22.0292 0.2755 0.5775 0.3159 1.6720 7.7928 20.7605 9.0822 0.4746 0.6671 31.1657 12.0294 152.0505 0.6975 25.4530 7.8730 1.703 5.8568 15.0313 0.0400 0.3603 0.2465 5.1001 0.9925 6.0951 0.997 511.0761 0.7781 13.9216 To Find A Given G A/G Gradient Uniform Series Factor Uniform Gradient Gradient Present Worth Factor 60 80 100 ∞ 30 35 40 45 50 21 22 23 24 25 16 17 18 19 20 11 12 13 14 15 6 7 8 9 10 1 2 3 4 5 N .962 69.0018 0.5553 0.0400 3.0061 1.0947 0.8122 8.6010 1.3699 2.3751 0.0258 16.164 120.0498 50.0292 14.000 0.116 563. i = 4% 0.4765 15.3083 0.5903 8.5633 2.7200 21.0042 0.0713 0.3686 1.104 77.0000 17.5302 0.2355 0.0656 7.6496 0.8219 Present Worth Factor Compound Amount Factor Single Payment 237.6274 13.6646 19.0816 1.736 12.9154 24.7751 3.7047 16.0336 0.2142 10.4902 0.202 138.2421 6.0400 0.1699 1.1508 0.2480 36.To Find P Given F P/F To Find F Given P F/P 1.6330 7.1216 4.925 2.8433 3.0601 0.5049 N 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 30 35 40 45 50 60 80 100 ∞ 0.4518 To Find P Given A P/A Present Worth Factor 0.0408 0.6658 3.0849 73.0000 0.0008 0.8983 9.2246 To Find A Given P A/P Capital Recovery Factor 422.1109 0.5395 1.4802 1.2534 0.1407 0.5828 12.5050 25.0258 2.555 To Find P Given G P/G 18.6756 0.6712 29.0442 0.506 17.4510 1.0083 0.9856 10.565 40.5631 11.0499 0.7327 7.1339 13.9479 2.2919 20.4864 15.4511 14.2920 18.9800 11.5779 8.0105 0.0858 0.128 147.2167 1.4902 0.893 111.8861 2.2944 3.9907 551.0361 0.1773 0.9739 1.7307 0.3901 0.9615 0.267 8.6006 0.1068 2.125 201.2973 9.0666 0.0434 0.0273 0.9615 1.0833 1.8010 5.0945 0.1846 To Find A Given F A/F Sinking Fund Factor Uniform Series TABLE C-7 Discrete Compounding.6972 21.6237 56.7599 0.5339 0.350 102.0578 0.1908 0.1266 0.530 325.4220 0.0418 0.181 27.1345 0.6523 12.0640 0.0483 0.9692 34.6235 23.0422 0.9461 4.4936 0.3718 22.1485 0.6246 0.0458 0.6221 11.0656 0.7391 4.0178 0.1666 0.8342 8.1066 0.2470 15.7317 1.0826 41.0256 0.0547 0.1233 1.6454 27.1184 5.877 286.0000 2.5196 23.7903 0.4533 5.6299 4.0255 121.4057 0.881 0.6090 5.9407 9.6179 39.6593 13.7026 0.3857 2.0536 0.0343 5.1067 10.5134 0.0736 0.0198 0.2653 1.1198 14.6268 18.066 22.2788 2.0692 0.6522 95.6479 9.248 54.101 156.1712 0.2721 2.3851 9.958 94.4388 0.8245 23.0466 0.455 61.4564 0.0741 0.8890 0.0790 0.

0000 2.5378 0.0535 0.0565 0.7860 2.1128 0.2416 8.8423 7.2559 12.4155 0.9850 11.4581 0.0973 2.7864 6.6446 0.7002 209.1810 To Find A Given F A/F Sinking Fund Factor Uniform Series TABLE C-8 Discrete Compounding.0563 0.0225 0.1420 0.2445 3.009 127.0500 3.2741 11.4391 1.3864 4.1407 0.0528 0.9675 1.4632 7.2337 10.0028 0.0802 0.3295 To Find P Given A P/A Present Worth Factor 0.343 359.0757 5.7193 38.0500 0.0500 1.1295 1.624 49.315 277.0076 0.5491 11.3672 0.288 11.2953 0.6533 2.3101 0.4363 0.7232 3.9524 0.3579 2.6575 25.3742 17.1025 1.915 105.0939 10.4305 44.3775 14.328 98.3936 9.1525 4.0611 0.6768 0.1078 7.3256 0.5460 4.8594 2.9070 0.0789 2.7130 19.1228 0.9293 19.0241 0.2920 2.5986 21.0463 0.2140 9.5847 0.0651 0.0548 0.6062 18.140 134.3526 19.4622 8.237 To Find P Given G P/G 16.8227 0.0583 0.0000 0.3725 16.667 112.1204 0.9025 To Find A Given G A/G Gradient Uniform Series Factor Uniform Gradient Gradient Present Worth Factor 60 80 100 ∞ 30 35 40 45 50 21 22 23 24 25 16 17 18 19 20 11 12 13 14 15 6 7 8 9 10 1 2 3 4 5 N .8019 8.7217 0.0210 0.228 70.8212 13.8856 1.9799 2.7986 14.2763 1.204 91.1970 0.1470 0.1065 0.1010 0. i = 5% 0.0780 0.3589 0.5051 0.8404 28.4886 13.1591 17.0710 0.4066 2.000 0.581 229.0111 0.3418 0.7998 159.6896 12.2310 To Find A Given P A/P Capital Recovery Factor 314.9219 5.0963 0.8986 10.0887 0.2288 2610.127 31.8378 11.0083 0.6139 0.0302 0.0423 0.2233 8.5965 19.2068 15.0872 0.2251 3.6758 4.3215 5.646 381.4810 0.1829 2.5730 8.4736 6.1547 0.0741 0.0725 0.0991 0.3797 5.3101 5.141 84.0715 3.9171 17.4674 18.0660 14.0510 0.554 63.635 5.7107 0.0252 66.2820 0.8971 9.7133 6.652 0.0010 0.3219 5.5303 0.907 2.0202 0.1813 0.5779 1.2498 13.3203 120.7741 18.0000 15.5144 4.0151 0.232 20.0280 0.0827 0.5390 33.2314 0.0853 12.0048 0.To Find P Given F P/F To Find F Given P F/P 1.988 56.1047 0.1420 9.5270 2.499 43.5569 7.7462 0.0504 0.968 16.3480 35.4878 0.8479 20.8052 3.749 168.1324 30.0628 0.5513 1.0500 0.0327 0.0760 0.3401 1.0387 0.5614 131.2034 7.5238 6.1113 0.0000 0.4388 90.5256 To Find F Given A F/A Compound Amount Factor 18.2320 0.2155 1.0355 0.8638 0.7271 23.5837 971.0004 0.970 26.9030 4.0923 0.3644 15.0266 12.7103 1.545 255.5568 0.9691 12.0907 0.0510 0.623 200.5786 6.103 8.3064 8.7835 Present Worth Factor Compound Amount Factor Single Payment 353.9524 1.0063 0.8633 9.3172 0.7959 1.1728 0.5052 41.0704 0.0855 0.4071 1.4878 0.5020 47.0400 8.9253 3.4775 1.6792 49.0795 1.1576 1.6289 1.846 120.1630 13.160 77.488 37.0260 0.5160 7.5013 N 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 30 35 40 45 50 60 80 100 ∞ 0.3957 0.3769 0.

7960 339.0668 0.000 0.0430 0.2098 6.2609 2.0990 0.7648 14.1470 0.2857 13.0634 0.3382 1.401 75.5635 5.0034 0.1791 0.9612 1.1808 1.0220 0.3034 12.5099 8.7921 0.0602 0.7676 3.2760 6.3141 0.0606 0.2886 0.5999 5638.1130 0.7641 12.2794 6.3996 3.0872 0.5091 16.0000 0.2950 9.0324 0.7435 7.0122 2.0390 0.359 165.8645 25.7620 212.4688 0.1920 5.8113 5.337 45.842 24.9716 16.306 87.1010 0.8334 2.6371 To Find F Given A F/A Compound Amount Factor 16.1413 13.9927 43.963 51.7909 15.3938 9.3590 13.6730 3.7473 Present Worth Factor Compound Amount Factor Single Payment 533.459 69.1193 0.8396 0.3305 0.1836 4.5824 6.9057 33.1301 0.0600 1.0489 4.3966 2.5036 1.0296 0.9151 8.0000 2.1774 To Find A Given F A/F Sinking Fund Factor Uniform Series TABLE C-9 Discrete Compounding.4213 4.8900 0.701 110.2034 0.2618 0.2867 7.0593 0.2775 0.7834 10.2071 3.6895 1.0095 0.8836 To Find A Given G A/G Gradient Uniform Series Factor Uniform Gradient Gradient Present Worth Factor 60 80 100 ∞ 30 35 40 45 50 21 22 23 24 25 16 17 18 19 20 11 12 13 14 15 6 7 8 9 10 1 2 3 4 5 N .110 217.0047 0.9434 1.230 34.8821 21.4319 12.549 272.9434 0.6928 2.2374 To Find A Given P A/P Capital Recovery Factor 239.6274 0.0726 0.713 57.0197 0.4854 0.0543 0.1581 11.6725 28.5454 0.3304 2.1910 1.4348 154.4651 4.569 4.1076 0.3746 5.7600 36.4970 0.0476 0.0813 0.381 115.0272 0.7050 0.2919 5.890 2.5404 2.2330 0.6051 4.4854 0.9173 5.1059 10.9260 2.870 40.0090 0.2124 To Find P Given A P/A Present Worth Factor 0.6861 10.1268 0.0600 3.2129 30.9753 8.0896 0.0256 3.0647 0.7856 14.4558 15.0850 0.8527 9.6651 0.1610 0.0782 0.8543 3.4173 0.1741 0.1282 1746.1614 16.7619 11.7646 18.2942 0.6667 13.8017 7.0065 0.459 15.0530 0.0213 0.3714 0.935 To Find P Given G P/G 14.941 104.0029 0.7964 7.8156 54.0354 0.3936 0.0151 23.3359 39.5919 0.9958 50.To Find P Given F P/F To Find F Given P F/P 1.4423 0.1359 1.457 93.4202 32.043 262.3601 0.6175 16.4699 7.7122 4.8276 11.577 29.0924 0.1434 0.0250 0.3422 11.1952 3.5504 12.3711 10.8975 11. i = 6% 0.8699 18.7435 290.2286 0.8869 8.0002 0.450 19.4982 15.0126 0.0600 0.0972 0.9597 7.0006 0.0665 0.0463 15.0019 0.8197 4.0722 6.3118 0.3681 79.7908 1.743 185.5268 0.5584 0.6240 6.0303 0.0416 12.4913 13.357 81.602 0.2166 8.3021 N 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 30 35 40 45 50 60 80 100 ∞ 0.957 203.7951 9.3503 0.047 142.1329 2.1236 1.4272 1.0182 0.5938 1.4773 10.2470 0.3838 8.1030 0.0954 0.3741 0.0759 1.555 11.9033 16.8983 2.4185 1.0690 0.9877 105.6133 4.0830 0.0797 0.0600 0.3923 46.0870 0.0230 0.946 7.1191 0.114 98.0619 0.0000 0.973 63.2625 1.6035 3.0727 0.0582 111.

0012 0.4987 7.0045 0.6243 3.0806 0.1406 22.1049 2.0703 0.789 23.1424 1.0035 0.1002 To Find P Given A P/A Present Worth Factor 0.075 202.0204 0.7495 406.9477 13.1024 0.8650 To Find A Given G A/G Gradient Uniform Series Factor Uniform Gradient Gradient Present Worth Factor 60 80 100 ∞ 30 35 40 45 50 21 22 23 24 25 16 17 18 19 20 11 12 13 14 15 6 7 8 9 10 1 2 3 4 5 N .0443 0.1533 8.7025 5.3032 2.9672 2.0025 0.0023 29.135 152.0700 0.0701 0.0003 0.6123 10.0324 0.2344 867.1535 0.4440 0.5505 25.5940 7.5152 7.9522 3.4274 7.0187 0.3356 10.4399 5.715 18.2765 0.0724 1.9745 21.0700 3.0359 0.2369 199.3811 0.5531 0.3387 0.0106 0.0057 53.9273 14.6391 6.4570 57.4098 2.5990 7.3111 0.8402 33.9427 8.4233 12.0668 0.4466 9.2952 0.9464 224.0294 0.0937 0.8163 0.5439 0.0268 0.0627 12381.8164 1.795 7.3790 40.6351 285.0724 5.4155 1.2220 14.2857 12.3923 8.8881 30.7130 Present Worth Factor Compound Amount Factor Single Payment 813.1739 To Find A Given F A/F Sinking Fund Factor Uniform Series TABLE C-10 Discrete Compounding.0223 0.9990 37.0236 0.4693 11.0750 0.506 4.4150 0.0497 0.8652 49.7629 0.0648 5.2098 0.2250 1.3893 5.5007 1.7487 10.905 82.200 120.1369 8.9461 0.8385 1.7632 10.3872 4.6540 10.9346 1.446 10.5517 3.9713 6.6536 9.8355 11.5083 0.1290 7.1856 0.1079 4.2584 0.7455 9.140 27.1842 0.0712 0.3108 1.2598 11.339 87.3878 0.1156 0.079 91.2439 To Find A Given P A/P Capital Recovery Factor 185.2257 0.9549 1.7665 5.0904 0.5287 7.6687 11.1449 1.9955 15.2490 27.330 47.4361 58.7507 To Find F Given A F/A Compound Amount Factor 14.8885 20.0944 0.0244 0.3577 8.4110 6.0173 0.6766 14.1098 0.0000 0.677 57.255 100.7304 3.1406 4.9346 0.000 0.0158 0.0612 11.7405 5.5204 3189.8007 10.2415 0.0923 0.4167 5.7836 17.1398 0.3799 3.6165 3.0872 0.8080 2.0975 0.3296 4.3317 13.8725 8.720 96.9780 13.1675 0.599 77.0835 0.4831 0.756 172.0700 0.4831 0.467 37.1334 0.6618 94.4026 1.0172 0.2252 0.7583 2.0897 6.6055 13.1703 9.1588 3.972 138.3624 0.5289 44.527 62.8734 0.0339 0.0242 7.5785 2.0725 0.1465 3.0392 14.2959 0.2149 4.6227 0.1314 0.0994 0.2522 2.0398 0.4751 0.4304 4.0968 0.372 52.2109 0.0591 10.0360 12.0559 0.716 0.7590 2.1197 0.4608 138.0887 0. i = 7% 0.1059 0.5820 0.0050 0.509 32.0000 2.3166 0.0858 0.0001 0.7182 1.0000 0.1971 0.To Find P Given F P/F To Find F Given P F/P 1.293 163.3163 4.6058 1.4090 12.6663 0.1259 0.2722 11.8697 4.7225 7.0634 0.592 67.2693 14.768 198.351 42.0735 0.1767 63.622 72.0700 1.7163 N 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 30 35 40 45 50 60 80 100 ∞ 0.2321 13.978 14.0072 0.0476 0.0012 0.647 To Find P Given G P/G 13.0772 0.873 2.1143 0.

4259 3.7138 1.5869 1.2597 1.7350 0.7938 0.0099 0.5157 113.9204 46.6036 9.6546 11.1130 0.9259 1.0219 0.4502 41.5412 7.8933 66.0839 0.7613 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 30 35 40 45 50 60 80 100 ∞ 0.8181 7.857 2.3080 0.4808 0.9046 6.5699 11.9038 8.0808 0.8509 1.9016 101.1327 0.7245 31.9960 4.5957 4.0267 0.8485 10.2254 5.0527 0.3152 0.0447 11.9487 1.1897 9.5000 11.1664 1.0008 0.7853 21.0801 0.1703 0.0998 0.1740 0.2149 27.0940 0.1589 2.9246 12.2502 0.2464 4.1601 0.650 7.5361 7.1722 3.4568 60.3405 0.0627 14.9611 10.1401 0.0000 2.1213 0.5835 0.523 14.2064 5.1390 7.9402 5.0800 0.1121 0.843 65.2007 10.808 25.9927 To Find P Given A P/A Present Worth Factor a 0.5288 10.9372 3.2442 8.3019 0.6806 Present Worth Factor Compound Amount Factor Single Payment 1253.0413 0.0338 5.7786 8.5771 3.1490 1.0826 0.4289 0.7196 2.0690 1.0168 10.1041 0.5608 0.4693 N a Less than To Find P Given F P/F To Find F Given P F/P 0.3711 10.1577 0.3766 12.0198 0.6610 5.4107 7.090 30.1.3359 8.2219 0.0000 0.5945 2.6455 18.0180 0.7620 16.0241 0.0330 0.806 21.9990 2.593 73.2163 0.7466 6.4808 0.0002 0.6366 12.2133 5886.0026 0.0150 0.6229 5.7833 2.024 17.9548 2199.5056 573.2145 0.0313 0.0800 1.4229 55.1921 0.3605 1.926 80.0800 0.7697 7.886 10.0021 0.445 4.0164 0.4920 6.800 155.1363 0.5061 5.0964 0.0465 0.0817 0.3412 6.6937 3.266 34.9771 21.3168 259.6748 8.1839 0.3677 0.3301 12.4545 9.5182 2.4943 12.300 87.2469 6. i = 8% 0.1216 9.977 0.9015 12.2703 0.1265 0.264 56.000 0.0937 0.2317 0.0039 0.4365 5.0800 3.8514 9.0005 0.063 76.1460 0.1521 7.1705 To Find A Given F A/F Sinking Fund Factor Uniform Series TABLE C-11 Discrete Compounding.5403 0.2395 4.0565 386.8713 0.3121 3.5002 0.3316 2.3157 4.7648 73.2763 2.2731 5.7502 37.2919 0.8666 To Find F Given A F/A Compound Amount Factor 12.0017 0.4735 12.0800 0.7000 3.0858 0.611 103.4463 45.9228 10.1067 0.1019 0.0137 0.0985 3.1084 12.0676 0.2940 7.3971 0.8715 6.2571 471.092 126.1987 0.372 To Find P Given G P/G 11.4866 1.2505 To Find A Given P A/P Capital Recovery Factor 147.300 153.9259 0.1059 30.456 116.5595 4.0368 0.0088 0.9354 27484.6302 0.0994 0.013 69. 1.2335 10.3719 9.3243 33.2578 11.472 47.0601 0.0213 0.4953 24.634 39.1096 0.7702 50.2037 6.042 133.0000 0.0980 0.733 139.1168 0.4040 1.8573 0.0001.8465 To Find A Given G A/G Gradient Uniform Series Factor Uniform Gradient Gradient Present Worth Factor 60 80 100 ∞ 30 35 40 45 50 21 22 23 24 25 16 17 18 19 20 11 12 13 14 15 6 7 8 9 10 1 2 3 4 5 N .4632 0.0802 0.588 60.804 52.0950 0.2832 172.0888 0.3880 0.673 84.0066 8.046 43.0369 4.0058 0.4910 3.0460 0.7101 0.0296 0.4876 14.

3083 9.777 65.0408 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 30 35 40 45 50 60 80 100 ∞ 0.7898 84.2498 2.1284 0.0313 986.2187 0.6771 1.5802 9.092 13.431 123.8812 10.1326 5.9617 To Find P Given A P/A 0.6499 To Find F Given P F/P 1.7921 10950.8417 0.0176 0.0010 0.3075 215.1091 11.0024 6.0144 0.282 54.0318 0.2397 3.4140 31.143 76.5313 3.0001 0.3276 4. i = 9% 0.9703 4.1607 7.3555 0.0005 0.8897 Present Worth Factor a 0.0134 Present Worth Factor Compound Amount Factor Single Payment 1944.0930 0.7009 136.7978 4.3875 0.1671 Sinking Fund Factor Uniform Series TABLE C-12 Discrete Compounding.8182 5.0006 7.0118 0.2519 0.1285 9.7862 8.0000 0.9737 41.0341 0.0217 0.7171 5.9952 6.4859 5.9426 1.2120 0.6586 7.5386 0.888 20.3674 2.3126 8.6231 13.2311 0.1601 56.073 39.0900 0.0569 0.0057 0.4094 48.0030 0.386 4.0512 3.6384 7.6425 3.4346 5.2677 20.8127 3.0436 0.111 Gradient Present Worth Factor 10.3417 3.0000 2.1603 10.0034 36.927 89.248 32.0130 0.1929 17.000 0.807 47.0930 2.176.0001.0303 0.0192 29.0270 0.0900 3.5963 0. 1.375 16.556 114.1407 22.2992 0.1987 0.1088 6.6755 7.6574 3.7084 0.842 2.7108 337.051 68.0002 0.159 36.4604 0.0768 0.9534 26.1336 0.5603 20.0754 0.7245 6.0658 0.0900 1.9174 0.0480 11.0019 0.0330 5.0384 0.2781 4.3262 0.0907 0.5436 8.1558 0.0497 0.1030 0.8824 525.6657 9.0299 11.0658 3.3925 1.7674 7.1117 0.0195 0.5731 5.205 71.2922 9.236 74.0607 8.5668 10.2004 11.1469 0.4357 7.0185 51.9847 Compound Amount Factor 11.1203 0.0046 0.9111 8.7645 62.4312 3.4224 0.1087 0.4424 9.359 105.5804 2.4910 4.7957 10.2745 0.2579 7.1784 0.1637 0.0490 0.7683 11.7066 9.3087 0.1397 0.1264 0.3273 74.2950 1.376 110.8226 10.0900 0.1945 0.1510 4.7556 8.0000 0.0242 0.5685 0.5236 6.2229 0.0285 13.9926 2.1241 0.387 61.234 10.8587 815.8733 69.8280 1.7722 0.886 58.4177 6.7574 10.0973 0.8052 7.0073 0.3609 33.0836 To Find F Given A F/A 1.325 To Find P Given G P/G 0.1095 0.4869 7.7591 2.5470 0.571 24.1170 0.5517 5529.585 51.963 43.1044 0.2737 10.1807 0.0012 To Find A Given F A/F 1.5019 0.1502 0.0210 15.968 122.8316 8.2232 7.1668 0.373 28.9174 1.1378 0.4116 1.3951 0.1076 0.0919 0.1881 1.0901 0.6044 6.3051 0.0912 To Find A Given P A/P 1.1142 0.2687 6.3013 46.511 7.3575 N 1 2 3 4 5 a Less than To Find P Given F P/F 0.4785 0.5233 9.1160 0.0900 0.4295 To Find A Given G A/G 0.1018 0.1417 5.8282 Gradient Uniform Series Factor Uniform Gradient 60 80 100 ∞ 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 30 35 40 45 50 N 1 2 3 4 5 .0905 0.0207 0.1111 4.1719 2.5319 76.028 98.4785 0.0946 0.0159 0.9501 9.5348 5.5741 61422.1329 0.0998 11.2571 Capital Recovery Factor 118.1059 0.

329 4.2100 1.0315 0.862 To Find P Given G P/G 9.9487 2.826 2.6410 6.1175 0.3186 0.8071 6.4665 0.1113 0.1436 2.1627 1.378 6.3740 9.0140 0.3843 24.8164 20474.9993 10. 1.5992 51.6123 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 30 35 40 45 50 60 80 100 ∞ 0.0102 0. i = 10% 0.1003 0.9955 5.9750 31.407 26.1054 0.7355 2.0627 1.5762 0.4002 13780.3909 304.8497 10.2897 0.1117 0.0000 2.9374 1.0923 0.0216 8.0009 0.0874 0.7590 6.2176 0.3579 2.8628 9.0000 9.1736 0.1799 0.9497 40.4269 9.1408 0.4359 13.2155 0.9085 64.0545 5.5645 0.8531 3.9672 9.4762 0.684 12.953 92.2236 2.4869 3.4940 271.3349 5.7975 4.1762 8.9189 7.1315 0.0641 4.6209 Present Worth Factor Compound Amount Factor Single Payment 3034.4816 2048.1000 0.0175 0.582 49.701 99.110 60.377 36.2296 0.1024 45.2789 2.583 55.4027 79.0356 0.0033 0.1357 0.0278 0.481 67.0770 7.0137 0.3855 0.1978 0.1351 0.1000 1.000 0.1000 3.696 43.077 83.3812 1.0221 0.6442 9.9543 9.2750 18.0003 0.4580 5.416 46.1102 0.1085 7.1061 0.1874 0.1034 7.2014 8.7275 7.3155 0.1772 4.5937 2.3884 4.9091 1.7791 9.9847 9.2394 0.1014 0.1468 0.0962 9.1159 6.7716 1.8905 117.2633 0.3310 1.9609 9.9091 0.0526 6.9366 1.8347 17.7086 9.0468 0.4241 0.3021 0.1156 0.0247 0.454 94.640 52.0005 0.901 33.7513 0.8264 0.1638 To Find A Given F A/F Sinking Fund Factor Uniform Series TABLE C-13 Discrete Compounding.0061 0.1009 0.5704 6.5599 6.0736 0.7715 8.2638 To Find A Given P A/P Capital Recovery Factor 97.1296 0.0113 0.4762 0.8684 5.1403 8.3667 7.7255 0.1446 0.0001.0045 3.6487 8.0126 0.1635 0.5312 21.0085 0.152 9.8832 8.0244 442.1384 3.0540 0.8237 8.3649 8.7725 7.0573 0.0021 137796.0357 0.3505 0.2881 7.9951 9.1000 0.920 77.8023 9.0156 0.0219 0.0025 71.763 16.1219 0.1540 0.5132 0.7189 6.1000 0.0195 0.7156 9.3471 35.146 65.1228 0.0000 0.5493 5.3553 4.1140 0.2593 72.5950 5.1126 0.8137 7.5136 6.5926 718.1015 0.0408 0.4494 28.1000 0.561 99.422 22.1195 0.4021 0.0000 0.1037 0.1247 0.891 0.4872 11.3724 3.0023 0.889 58.4641 1.8101 To Find A Given G A/G Gradient Uniform Series Factor Uniform Gradient Gradient Present Worth Factor 60 80 100 ∞ 30 35 40 45 50 21 22 23 24 25 16 17 18 19 20 11 12 13 14 15 6 7 8 9 10 1 2 3 4 5 N .4951 6.5227 27.396 29.5081 4.9048 1163.029 19.6216 3.1699 3.1023 0.1051 To Find F Given A F/A Compound Amount Factor 9.0014 0.2054 0.1234 164.987 88.6830 0.5447 45.5795 15.1486 0.6105 N a Less than To Find P Given F P/F To Find F Given P F/P 0.1.9927 8.4523 3.2861 6.4002 8.5430 88.6061 4.7908 To Find P Given A P/A Present Worth Factor a a 0.1591 57.1278 0.9148 8.6988 4.0037 0.689 63.801 40.4973 98.3100 4.0001 0.

2544 1.0182 To Find F Given A F/A 1.3514 6.782 62.1322 0.356 20.1003 13.362 33.1200 0.7731 3.1200 3.0001 0.968 46.4717 0.0291 32.8109 6.5735 1.0677 0.2825 8.4683 4.3339 241.0000 0.3241 8.0000 0.7533 48.762 To Find P Given G P/G 0.1509 0.2300 2400.0202 6.254 23.4397 72.2797 42.1944 6.2875 0.3282 5.1213 0.0022 N 1 2 3 4 5 a Less than To Find P Given F P/F 0.908 42.0189 0.1552 133.6029 118.0570 0.1308 0.0659 0.5523 15.1204 To Find A Given P A/P 1.3327 431.0373 3.2567 0.1331 28.178 51.9131 3.897.7996 93.1786 17.434 8.2191 0.4163 0.1557 0.7497 63.5638 4.0139 0.1304 6.1597 To Find A Given G A/G 0.7972 0.3658 7.0179 0.0572 8.4831 83522.2657 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 30 35 40 45 50 60 80 100 ∞ 0.5066 0.0001.0926 0.7317 4.9738 2.397 Gradient Present Worth Factor 8.221 4.0357 0.2092 0.0085 0.693 53.5917 0.4049 1.6901 2.554 50.0011 0.9740 7.2147 5.1201 0.7757 17.6406 6.734 67.1755 8.1058 3.4760 2.1897 4.998 44.2046 0.0234 0.0588 0.5010 6.2664 8.1037 0.3744 4.9599 52.3292 0.2963 0.116 66.6446 7.1275 0.952 28.127 6.6282 6.8660 7.7623 a 0.8929 0.0004 To Find A Given F A/F 1.9876 289.1300 0.0890 12.8837 55.0158 0.3528 Compound Amount Factor 8.4694 7.6502 5.0041 0.6463 10.0309 0.7746 Gradient Uniform Series Factor Uniform Gradient 60 80 100 ∞ 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 30 35 40 45 50 N 1 2 3 4 5 .702 31.4523 0.1200 0.1114 4.2432 0. i = 12% 0.1358 0.5515 2.1196 7.7118 0.0524 81.0023 0.3589 1.8960 4.0334 0.6987 92.3926 37.5026 104.6925 696010.2497 7.0035 Present Worth Factor Compound Amount Factor Single Payment 7471.9803 5.0061 0.129 25.5969 8658.105 58.1574 Sinking Fund Factor Uniform Series TABLE C-14 Discrete Compounding.1152 10.0510 163.1339 0.1232 0.9246 1.0914 1358.0108 0.3333 4.2774 Capital Recovery Factor 68.9676 5.810 69.4785 3.1434 0.1285 0.1720 2.6128 9.0205 0.1684 0.9377 6.6411 72145.1241 0.644 14.0738 0.8871 5.0096 0.7708 7.5477 8.0122 0.3220 0.367 38.4235 6.1223 0.1379 0.6546 24.1207 0.0991 0.4353 5.0001 29.6048 Present Worth Factor a a 0.4018 3.0826 0.3332 8.1770 0.2574 3.1296 0.7184 7.471 17.0414 0.359 69.1877 0.0268 0.8038 12.1631 0.000 0.1468 0.2997 14.920 36.4039 0.3635 4.1614 0.4717 0.0075 0.2013 0.3324 8.697 40.1405 0.5487 20.0013 0.4736 6.6900 8.3240 8.8431 8.819 48.0000 2.2107 2.7843 7.2974 7.5620 7.1827 0.797 2.3606 0.6355 0.8375 6.5847 3.0813 0.1200 1.0552 8.0001 0.0107 0.2438 8.6635 767.3045 To Find P Given A P/A 0.1200 0.5674 To Find F Given P F/P 1.1456 0.3321 2.1161 0.605 65.1200 0.8929 1.8953 4.2292 0.1913 6.0007 0.6577 7.7793 6. 1.6427 5.930 11.0484 0.8988 8.

1500 0.1679 0.8474 3.2118 102.1503 0.7716 5.2983 To Find A Given P A/P Capital Recovery Factor 0.499 37.5047 47.8696 0.7845 4.1501 0. 2.0188 0.4641 5.0402 0.302 38.5718 0.2096 0.5293 7828749.2118 133.421 33.3125 6.0729 0.0073 0.436 44.1625 0.0611 0.1982 6.4498 2.0154 0.5660 6.786 5.0493 1.1280 6.7490 2.0247 0.7424 To Find F Given A F/A Compound Amount Factor 6.1747 0.2318 16.3037 1.6524 5.3263 1.6418 6.3651 3.2880 0.1500 0.1528 7.0349 0.693 7.6667 6.8696 1.4651 0.0023 0.7175 65.185 23.6543 6.1993 1.135 24.0668 13.0210 0.9987 71750.1438 4.7537 11.3503 6.8794 1174313.1869 0.0009 0.2764 184.7813 3.1500 0.2066 6.973 26.1500 0.6205 5.0132 0.5209 1.096 34.8215 21.2003 0.0054 0.0002 0.1069 0.7451 881. i = 15% 44.4436 24.3269 0.2149 0.4.9916 478332.1604 4.6651 6.1584 0.4380 0.8635 538.582 19.3576 10.1791 0.1554 0.0345 0.7228 To Find A Given G A/G Gradient Uniform Series Factor Uniform Gradient Gradient Present Worth Factor 60 80 100 ∞ 30 35 40 45 50 21 22 23 24 25 16 17 18 19 20 11 12 13 14 15 6 7 8 9 10 1 2 3 4 5 N .343 44.7522 4.2472 0.0037 0.0001 0.7979 5.2404 0.3131 2.937 10.7245 5.0304 0.2832 2.0084 0.980 0.0531 0.6166 6.6667 6.4507 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 30 35 40 45 50 60 80 100 ∞ 0.0006 0.1632 0.0291 0.775 To Find P Given G P/G 6.0019 0.3988 6.805 44.0113 0.6666 6.2593 5.0751 75.3522 To Find P Given A P/A Present Worth Factor 0.3587 6.2843 0.0011 0.1678 212.5831 5.3225 1.9190 66.0757 8.6316 159.1755 267.1702 1779.1563 0.1506 0.0922 3.1573 0.444 40.0063 0.0075 0.1500 3.1229 0.1547 0.1142 0.0047 0.031 28.6600 3.1500 1.1845 0.0179 0.4972 To Find P Given F P/F To Find F Given P F/P 1 2 3 4 5 N Present Worth Factor Compound Amount Factor Single Payment 29219.6656 6.1511 0.5650 2.4019 6.0590 3.3832 0.0903 3585.6575 0.4873 4.3755 14.1613 0.5179 4.7163 118.645 35.6252 32.3665 18.755 16.8915 28.7693 1083.0000 0.3503 0.9542 6.359 43.1500 a a a 0.9934 6.4883 5.0703 0.2642 0.7613 12.6447 24.615 36.0114 a a 0.283 43.0000 0.1371 9.0000 2.5830 6.6666 6.8364 88.3519 40.6574 4383.000 0.1654 0.0472 6.9251 5.0098 0.1523 0.4338 6.1285 7217.4651 0.0003 0.129 21.756 2.6530 6.7930 55.6605 6.2229 0.1483 To Find A Given F A/F Sinking Fund Factor Uniform Series TABLE C-15 Discrete Compounding.0904 0.1598 0.0017 34.6010 5.6713 434.0001.0462 0.0929 0.1911 0.0411 0.481 14.296 29.4725 4.4206 5.071 3.8101 137.8834 4.6151 0.9071 1.7040 5.7858 20.0151 0.2337 5.1710 0.5804 8.157 32.0972 2.6257 2.3624 4.753 42.3759 0.9082 4.5168 6.2307 5.0596 0.8550 3.7561 0.0456 6 7 8 9 10 a Less than 1.0843 5.1413 0.6549 3.783 31.3493 29.7268 16.192 12.4323 0.0808 0.

177 30.1800 0.2130 9531.9737 14.1421 45.6733 23.967 10.6086 0.5724 5.0002 0.9095 5.156 22.3448 5.5482 5.0057 0.3526 2.633 14.0425 1.3198 To Find A Given P A/P Capital Recovery Factor 30.786 26.3527 4.6280 28.681 15.9632 5.2223 5.000 0.527 30.4509 5.0164 0.1542 To Find F Given A F/A Compound Amount Factor 5.1133 790.935 3.3162 5.2876 8.5916 4.7403 123.0000 0.7003 4.9480 1816.2624 0.0041 0.8180 60.0137 0.988 25.6901 3.0222 0.2154 7.486 30.7978 3.1398 To Find A Given F A/F Sinking Fund Factor Uniform Series TABLE C-16 Discrete Compounding.0937 174.1857 0.2947 1.7589 4.1090 62.0081 0.1964 0.0035 0.1800 0.2037 0.0197 0.1415 15.0329 5.1619 0.1800 0.8475 0.0000 0.3030 4.1800 1.0001 0.2148 0.9388 2.389 23.0680 103.1800 0.083 8.5293 5.0286 0.5428 4.7551 34.0348 0.2660 0.231 To Find P Given G P/G 5.0365 0. i = 18% 0.1841 0.2452 0.0309 0.5022 5.5553 5.6470 3.1743 2.4371 To Find P Given F P/F To Find F Given P F/P 1 2 3 4 5 N Present Worth Factor Compound Amount Factor Single Payment 114189.9358 3.6722 19.9311 42.0115 0.1911 0.2086 0.6996 3.0250 4.0048 0.701 30.2255 0.8902 1.327 7.5656 2.3238 38.0030 0.0006 0.0013 0.3139 0.773 28.4941 0.0950 5.2338 6 7 8 9 10 a Less than 1.1936 0.3924 1.0160 0.300 26.3704 0.3783 1716.1917 0.0188 0.3569 20555.0096 0.3706 327.5994 10.7182 0.5213 1.4945 342.3930 32.6665 3128148.7932 4.0000 2.3270 19.863 29.9653 9.0076 53.6035 72.2799 0.483 5.1272 To Find P Given A P/A Present Worth Factor a a a 0.0001.6686 143.9390 87.5555 5.0252 2.0070 0.5541 5.5554 5.1624 5.0708 0.1163 0.1800 3.5386 5.0985 0.0835 0.1813 0.6560 4.158 21.1937 0.0431 0.0068 0.0776 4.2324 0.6387 0.6839 3927.4868 289.1400 563067.339 27.212 24.0006 0.6516 4163.3369 4.0210 206.0262 0.4099 5.0600 0.4587 0.972 17.3717 0.4708 4.1848 0.1372 0.1502 4. 2.2144 27.2225 1.1997 0.9973 750.0013 0.0081 5.2187 50.6.1059 0.4976 3.1896 0.4485 5.0652 0.8475 1.2732 5.1802 0.4355 5.1801 0.8449 4.2878 a a 0.851 27.1806 0.5168 5.8851 4.877 20.1835 0.6430 1.5771 21813.4587 0.6604 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 30 35 40 45 50 60 80 ∞ 0.481 18.1759 7.1881 0.5523 5.1915 0.0859 23.4135 146.0508 0.0003 0.1290 16.2859 0.5556 5.4303 3.5526 5.1855 3.5158 0.6728 To Find A Given G A/G Gradient Uniform Series Factor Uniform Gradient Gradient Present Worth Factor 60 80 ∞ 30 35 40 45 50 21 22 23 24 25 16 17 18 19 20 11 12 13 14 15 6 7 8 9 10 1 2 3 4 5 N .348 24.4599 0.8115 4.1829 0.6558 2.4669 5.4420 12.0824 0.829 12.1472 11.0916 3.0029 0.1868 0.3837 5.4321 5.847 30.718 1.0237 0.0524 0.353 0.3448 244.1887 2.1800 0.

0008 0.0181 0.2054 0.4545 0.2311 0.263 24.588 17.2044 0.906 To Find P Given G P/G 4.176 23.6405 To Find A Given G A/G Gradient Uniform Series Factor Uniform Gradient Gradient Present Worth Factor 60 80 ∞ 30 35 40 45 50 21 22 23 24 25 16 17 18 19 20 11 12 13 14 15 6 7 8 9 10 1 2 3 4 5 N .1925 0.1007 0.2000 0.4991 20.0000 5.2001 0.9094 4.970 22.5334 4.9995 4.0007 0.2000 0.9371 4.0037 0.0351 9.0000 2.6545 0.5887 2.0065 0.1976 4.8175 3.0774 0.000 24.6106 4.6400 5.2791 0.1167 154.2474 79.4966 59.8791 1.0739 0.0021 0.6943 4.0025 0.4301 8.0311 0.8392 15.0078 0.2774 0.7989 25.1346 0.9406 4.852 3.661 24.0169 0.9476 4.0000 0.174 22.9915 4.0541 0.4823 0.2025 0.8333 0.1917 6 7 8 9 10 a Less than 1.0001.4883 a a 0.2139 0.0054 0.0310 4.2008 0.883 11.9811 87.7746 4.4416 To Find F Given A F/A Compound Amount Factor 4.0256 271.0000 4.8435 4.434 12.681 21.0003 0.9877 4.6682 1469.0031 0.0017 0.2078 0.3007 0.0217 0.2000 0.0307 326.5327 4.9480 38.2481 0.0253 0.2169 0.2253 0.0851 4.2902 2.0044 0.2000 0.1065 2.0451 0.1863 0.2893 3.1504 39.932 24.0001 0.6880 32.8333 1.0114 0.0649 0.9906 To Find P Given A P/A Present Worth Factor a a a 0.994 25.5805 48.0481 0.8696 4.0736 2.2000 1.0935 0.5278 2.042 20.7716 3657.2620 9100.9966 4.9789 4.847 24.6944 0.8913 4.2065 0.321 20.3376 46.8731 4.299 4.3411 7343.0051 55.2606 0.9159 16.9986 4.3763 590.2094 0.3349 0.7280 2.233 15.000 0.2975 4.3962 237.9788 2.5941 4.0261 0.9245 4.2001 0.8364 3.4643 3.7.8122 4.0206 0.1938 0.510 6.2385 1.8372 4.0001 0.9999 5.3344 To Find A Given P A/P Capital Recovery Factor 24.0151 0.2003 0.9587 1.4545 0.1344 To Find A Given F A/F Sinking Fund Factor Uniform Series TABLE C-17 Discrete Compounding.4019 To Find P Given F P/F To Find F Given P F/P 1 2 3 4 5 N Present Worth Factor Compound Amount Factor Single Payment 281732.6993 12.2114 0.2206 0.4070 18.5718 10801137.1861 26.5144 2160228.1959 72.9860 3.4968 95.2021 0.9728 4.6233 31.3271 4.0313 0.2998 5.0126 0.0606 0.3255 3.4841 3.740 14.4747 0.4382 56347.9989 5.3863 0.581 8.3101 1181.1122 0.1598 6.1908 225.887 0.8578 18281.2369 392.4842 471.3861 4.5756 2.0001 0.0000 0. 2.255 9.1615 0.0000 4.2031 0.5832 4.3099 45497.467 16.601 18.4620 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 30 35 40 45 50 60 80 ∞ 0.6597 3.428 19.9299 12.2326 0.2061 66. i = 20% 0.0042 0.694 1.0376 0.0779 0.3680 7.2000 0.5787 0.4392 4.6475 4.0003 0.244 21.9588 1.9945 4.2000 3.0105 0.0139 0.7296 4.2747 0.2037 0.8816 2948.6046 3.0385 1.7352 4.887 23.4400 1.4884 22.2742 1.6755 3.0094 0.7400 186.4421 105.9306 128.555 22.9161 10.

9495 109.0145 0.0059 0.1074 0.937 15.2572 0.2645 0.2515 0.0000 0.5120 0.2500 0.6554 91831.5661 54.0388 0.9232 652530.4444 0.0235 0.0000 3.6929 429.997 15.0440 0.6084 3.0000 0.0000 4.7801 3.6944 0.1424 2.7912 138.2097 0.7971 0.562 13.987 0.3559 3.2503 0.6893 To Find P Given A P/A Present Worth Factor a a a a 0.2249 1.9539 3.833 13. i = 25% 0.977 15.8023 33.0004 0.2684 0.0009 0.078 15.2588 15.2529 0.7596 86.0504 0.1734 0.109 14.0184 0.0001 0.4400 1.0015 0.5625 1.3132 6 7 8 9 10 a Less than 1.0038 0.11.2558 0.8000 0.8045 3.9999 3.3616 2.3163 0.9993 3.5123 0.0144 0.6048 2.6809 538.9947 3.2546 0.0091 0.5271 44.1011 673.4217 35.2509 0.0301 1.7684 5.4096 0.947 9.5112 69.674 14.7872 a a a 3227.8147 4.9628 3.0735 19.0072 0.9998 3.7582 264.5253 169. 3.9811 3.000 15.6357 218.2537 0.9279 3.9849 3.7936 2465.0115 0.7656 8.9605 7.1743 9856.3289 3.0888 0.3872 2.5705 0.1899 22.9858 3.1611 3.9099 3.204 To Find P Given G P/G 3.8125 5.1342 0.2519 0.2070 To Find F Given A F/A Compound Amount Factor 0.9520 2.8634 3.2500 0.6264 843.3718 To Find A Given P A/P Capital Recovery Factor 16.0225 0.5558 342.832 15.8874 3.2077 68.4962 280255.471 15.6698 3.4468 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 30 35 40 45 50 60 ∞ 0.363 15.2621 0.7374 28.262 12.8419 25.640 1.514 6.0058 0.9514 3.4506 9.2500 0.773 7.846 11.4089 55.233 15.4444 0.0092 0.2615 0.2735 0.3004 0.9980 3.2801 1.2500 3.9999 3.2500 0.992 15.1145 3.8525 1.664 2.3388 0.0029 0.0003 0.6564 3.0037 0.1218 To Find A Given F A/F Sinking Fund Factor Uniform Series TABLE C-18 Discrete Compounding.5631 To Find A Given G A/G Gradient Uniform Series Factor Uniform Gradient Gradient Present Worth Factor 60 ∞ 30 35 40 45 50 21 22 23 24 25 16 17 18 19 20 11 12 13 14 15 6 7 8 9 10 1 2 3 4 5 N .0663 0.4530 1.8241 3.1638 22958.7251 3.9052 3.0047 0.2501 0.7362 108.6868 11.2623 0.4066 211.6415 14.0001 0.0012 0.2523 0.0115 0.9705 3.9984 3.7222 3.0687 0.0023 0.5519 18.9995 3.8593 2.000 0.0012 0.7667 2.2437 3.0859 0.0550 0.0446 273.9447 42.3277 To Find P Given F P/F To Find F Given P F/P 1 2 3 4 5 N Present Worth Factor Compound Amount Factor Single Payment 4.4414 3.415 14.0046 0.8861 3.8740 70064.1903 7523.0281 0.3889 86.9631 3.4202 135.9950 3.6400 0.2591 0.8000 1.602 12.021 9.0518 2610117.6978 807.5366 3.2500 1.9531 2.893 10.0329 1054.0001.0180 0.7613 30088.2888 0.1085 173.4234 0.893 4.2500 0.2529 1.326 5.9424 3.0352 0.2500 0.748 14.0019 0.9764 3.4631 3.8365 3.9663 3.1678 0.2512 0.8683 2.0074 0.0000 2.

N) = e−rN = 1 erN erN − 1 er − 1 erN − 1 . r%. r%. N) = 650 . r%. r = nominal interest rate per period.APPENDIX D Interest and Annuity Tables for Continuous Compounding For various values of r from 8% to 20%. N) = erN (P/F. (P/A. r%. N) = rN r e (e − 1) (F/A. compounded continuously N = number of compounding periods (F/P.

0998 10.0000 2.3903 11 12 13 14 15 16 17 18 19 20 3.0017 85 90 95 100 897.6703 1.535 965.0232 0.2965 6.9530 0.5619 3.7868 11.93 2164.0833 1.9250 9.0265 7.4509 0.6117 2.9584 1 2 3 4 5 6 7 8 9 10 1.3807 9.847 1339.1 16070.9404 11.439 282.8962 4.7507 1.0131 10.6756 6.2765 11.7813 63.429 601.5826 16 17 18 19 20 21 22 23 24 25 5.6602 14.1864 0.1588 0.426 403.5982 81.0007 0.8292 3.3263 0.7113 9.5722 4.8965 2.845 0.3970 9.4493 7.3933 10.0273 0.0045 8.6161 1.0005 0.6786 11.5938 69.3891 0.2369 0.8267 10.0608 0.0007 12.0055 0.2187 0.3535 0.7147 4.0544 2.5273 0.83 7214.1 23979.3771 1.6684 8.7866 0.5966 3.5067 10.9231 0.9410 10.0003 1446.947 11.1466 0.3201 0.96 0.416 643.3817 21 22 23 24 25 26 27 28 29 30 8.7753 2.0907 84.1065 0.8521 0.2568 4.5325 36.2712 1.9231 1.15 10768.1483 5.5280 5.9623 11.9079 11.6220 10.9628 24.9052 0.0833 3.1735 1.5172 11.0983 0.7689 9.5982 54.6711 9.4627 8.1353 52.510 181.4094 7.7629 8.7261 0.8593 35 40 45 50 55 11.2880 3.272 270.0649 3.1624 6.0408 0.1720 0.8903 76.0183 0.8120 7.8124 6.2207 4.9933 11.7285 10.1048 100.2780 0.3012 16.4109 2.4148 0.20 2980.9769 11.2464 10.7920 27.9402 19.7 35779.5712 0.0123 185.3 651 .0082 0.0025 0.47 3234.8569 7.345 10.0891 8.1770 34.9867 60 65 70 75 80 11.2567 0.9977 12.1757 11.43 1998.4158 57.4918 0.3656 5.0026 85 90 95 100 60 65 70 75 80 121.0011 0.776 110.2019 31.1153 0.9174 26 27 28 29 30 35 40 45 50 55 16.2255 0.1620 9.INTEREST AND ANNUITY TABLES FOR CONTINUOUS COMPOUNDING TABLE D-1 Continuous Compounding.7736 38.6117 6 7 8 9 10 11 12 13 14 15 2.5771 5.8905 47. r = 8% Discrete Flows Single Payment Uniform Series Compound Amount Factor Present Worth Factor Compound Amount Factor Present Worth Factor N To Find F Given P F/P To Find P Given F P/F To Find F Given A F/A To Find P Given A P/A N 1 2 3 4 5 1.3829 0.1249 0.7637 12.3511 21.169 120.6188 0.1003 92.4868 0.91 4831.0037 0.4446 24.547 427.6698 42.

6859 7.0499 33.5550 8.4548 8.0634 60.0111 0.1347 3.0907 0.3440 8.6065 1.1383 76.2214 1.3867 11 12 13 14 15 16 17 18 19 20 4.8221 2. a a 3826.88 10417.1225 0.4066 0.1052 1.43 6314.0001.853 163. r = 10% Discrete Flows Single Payment Uniform Series Compound Amount Factor Present Worth Factor Compound Amount Factor Present Worth Factor N To Find F Given P F/P To Find P Given F P/F To Find F Given A F/A To Find P Given A P/A N 1 2 3 4 5 1.2212 9.9742 11.6764 6.7493 7.298 181.0604 25.08 13359.2019 0.0672 0.5051 60 65 70 75 80 85 90 95 100 4914.0821 68.9530 5.3342 9.5031 9.5488 0.2725 0.7713 7.0183 0.1653 0.5867 42.2360 5.3012 0.4027 9.7866 5.2900 4.0041 305.3266 4.2231 19.0137 54.10 9.1741 20.4446 18.5981 90.472 8.0001 9.1662 9.5398 48.364 509.0002 0.3295 95.4493 0.63 1808.509 131.1825 0.9301 8.3037 106.1003 0.9852 9.0552 4.4 46721.9366 8.7278 21 22 23 24 25 26 27 28 29 30 13.0171 148.1108 0.0006 0.4966 0.2215 16 17 18 19 20 21 22 23 24 25 8.77 8103.4644 3.0042 3.7183 0.0104 6 7 8 9 10 11 12 13 14 15 3.0550 0.0003 9.65 2317.4997 9.0009 0.6528 13.1496 0.7236 2.3380 4.3806 29.4637 14.04 2980.0498 118.4596 2.9048 1.8170 9.973 146.1353 37.404 1401.327 8.6 17182.9170 7.2255 2.6458 8.0232 12.6487 0.4443 9.0067 0.1636 7.4817 0.2466 0.3499 1.3329 0.5886 7.7 22026.1051 6.5064 9.4848 9.7 77037.0608 0.96 0.142 1096.3201 3.0 .0743 0.3433 6.8021 8.5076 9.0563 22.5 0.0302 0.429 665.8693 8.0862 8.1052 3.8797 16.9048 0.6445 6.7408 0.6425 6.0349 26 27 28 29 30 35 40 45 50 55 33.0496 6.7412 1 2 3 4 5 6 7 8 9 10 1.8784 16.0025 0.0 28334.0015 0.3 127019.8187 0.1827 0.1155 54.692 0.0250 9.6693 4.4739 6.1683 0.0 209425.0855 0.4695 35 40 45 50 55 60 65 70 75 80 403.6391 11.4940 9.4918 1.3891 0.3045 85.0000 2.5072 9.6703 0.629 846.5079 85 90 95 100 a Less than 0.0138 2.413 244.652 APPENDIX D / INTEREST AND ANNUITY TABLES FOR CONTINUOUS COMPOUNDING TABLE D-2 Continuous Compounding.3679 7.

4612 4.4493 0.60 13459.0055 0.2019 0.9530 6.3659 4.4918 1.2944 69.0123 0.0000 2.6048 3.4917 4.0183 106.8545 22.0025 814.0907 0.2462 45.272 221.0498 36.4963 4.5353 7.0379 2.5055 26 27 28 29 30 4948.5000 4.4 270426.0001 a a a 653 .2028 4.7132 5.3201 4.0045 0.820 544.0552 4.4792 13.4446 20.1108 0.383 242.369 444.0250 11.510 148.5981 0.4509 99.9054 6 7 8 9 10 11 12 13 14 15 9.304 665.5030 4.1353 10.0 4.1812 4. r = 20% Discrete Flows Single Payment N Uniform Series Compound Amount Factor Present Worth Factor Compound Amount Factor Present Worth Factor To Find F Given P F/P To Find P Given F P/F To Find F Given A F/A To Find P Given A P/A N 1 2 3 4 5 1.63 2980.1563 3.0101 0.413 0.6703 0.0273 0.3891 0.5165 4.5166 60 35 40 45 50 55 60 a Less than 1096.96 8103.2918 11 12 13 14 15 16 17 18 19 20 24.0003 0.0855 0.5325 29.5151 4.2466 0.682 363.8187 0.0067 296.0009 0.4156 4.63 4.5 59874.33 1817.1653 0.0082 0.7609 0.3 99481.821 160.814 4.5161 4.8221 2.5488 0.1069 4.7012 54.429 0.2712 56.8075 28.500 1216.288 130.7993 17.4713 4.8551 1 2 3 4 5 6 7 8 9 10 3.3012 0.0 4.2214 1.91 1487.0496 7.2255 2.426 330.3679 1.4637 16.785 197.0224 0.8187 1.0162 4.5982 44.299 403.7183 0.2420 4.227 995.7701 3.2214 3.0150 0.0334 0.4872 2.08 22026.0037 0.0 0.4339 16 17 18 19 20 21 22 23 24 25 66.3325 4.8572 3.0743 0.4862 21 22 23 24 25 26 27 28 29 30 181.0232 13.0408 0.INTEREST AND ANNUITY TABLES FOR CONTINUOUS COMPOUNDING TABLE D-3 Continuous Compounding.0030 0.5166 35 40 45 50 55 735103.4029 3. 0.0001.4 36594.4795 4.5125 4.9641 36.084 4.4891 2.3932 4.4843 121.0608 0.7581 86.406 270.6863 81.4489 4.1 162755.

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