Gitman, L. 2009. Principles of Managerial Finance, 12th Edition. Pearson Education, Inc.

Publishing as Addison-Weasly, Copyright 2009

Ross, S. 2005. Corporate Finance, 7th Edition. MacGraw Hill

(http://www.businessdictionary.com/definition/policies-and-procedures.html)

Zambales
         Community Rural Bank of San Felipe Countryside Rural Bank of Palauig Maharlika Rural Bank Rural Bank of Cabangan Zambank Unity Bank Rural Bank of Candelaria Zambales, Inc. Rural Bank of San Narcisco, Inc. Rural Bank of San Marcelino, Inc.

The search for a system to tackle the financial problems of the rural dweller started as far back as the 1960s under the Nkrumah regime. During that period, the need for a veritable rural financial system in Ghana to tackle the needs of small scale farmers, fishermen, craftsmen, market women, traders and all other micro-enterprises was felt. The need for such a system was accentuated by the fact that the bigger commercial banks could not accommodate the financial intermediation problems of the rural poor as they did not show any interest in dealing with these small scale operators.

The primary objective is to maintain stable prices conducive to balanced and sustainable economic growth in the Philippines. .