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PRIVACY AND INSURANCE ACTIVITY ACTIVITY 1: Public Liability and Professional Indemnity Insurance Insurance Type Public Liability

Insurance What does it cover? Public liability insurance protects you and your business. Why do I need it? To protect against the financial risk of being found liable to a third party for death or injury, loss or damage of property or economic loss resulting from your negligence.

Professional Indemnity Insurance

Professional indemnity insurance protects advice-based businesses.

To protect against legal action taken for losses incurred as a result of professional negligence. Also provides indemnity cover if your client suffers a loss - material, financial or physical directly attributed to negligent acts, errors or omissions.

ACTIVITY 2: Review your state or territory’s Privacy Act and fill out the table below:

Principle Number and Name (National Privacy Principles) 1: Collection

Summary (NPP)  Describes what an organisation should do when collecting personal information. What can they collect, third parties, general and how to advertise it.

2: Use and Disclosure    Outlines how organisations may use and disclose individuals Certain conditions are met the organisation does not always need an individual’s consent to use and disclose No rules about direct marketing

3 and 4: Information quality and security

Must take steps to ensure the personal information it holds accurate and upto-date, and is kept secure from unauthorised use or access.

5: Openness

Must have a policy on how it manages personal information and make it available to anyone that asks.

6: Access and correction

Gives individuals a general right of access to their personal information and have the right to correct if inaccurate, incomplete or out-of-date.

7: Identifiers

Generally prevents and organisation from adopting an Australian Government identifier for an individual as its own.

8: Anonymity

Where possible, organisations must give individuals the opportunity to do business with them without the individual having to identify themselves.

9: Transborder data flows

Outlines how organisations should protect personal information that they transfer outside Australia.

10: Sensitive information

Sensitive information includes information relating to health, racial or ethnic background or criminal records Higher standards apply to the handling of sensitive information.

ACTIVITY 3: Child Protection Legislation Outline the main points that are relevant to you, and that you should be aware of when working with children.          the welfare and best interests of the child are paramount the preferred way of ensuring a child's welfare is through support of the child's family intervention is not to exceed the level necessary to protect the child family participation in planning and decision making for children consultation with Aboriginal and Torres Strait Islander agencies in decision-making regarding Aboriginal and Torres Strait Islander children children and families have a right to information services are to be culturally appropriate coordination, consultation and collaboration with families, other professionals, agencies and the community accountability of the department.