“Will I need to maintain a minimum balance?

Y ou're starting a bank account. Some bank accounts charge a fee if y ou don't keep enough money in the account. Y ou ask whether this bank does that. Will I need to m aintain a m inim um balance?

(someone) will need to (do something)
This ex pression is for talking about things that will be necessary in the future: Y ou'll need to check in w ith the host w hen you get there. I'll need to come out and take a look at it before I can give an estimate.

maintain a minimum balance
Some bank accounts require that y ou keep a certain amount of money in the account. If y ou hav e less money than that, y ou'll be charged a fee. The amount that y ou hav e to keep is called the "minimum balance", and keeping more money than that number is called "maintaining" a minimum balance.

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