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ProgKredit

ProgKredit

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Published by: benadi70 on Aug 05, 2009
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Enjoy Saja Bro

Perhitungan Angsuran Kredit
Design by Jose Rizal email : josenetmail@gmail.com
http://jnet99.wordpress.com
Schedule Angsuran Flat Rate
Konversi Suku Bunga Schedule Angsuran Effektif Rate
Schedule Angsuran Anuitas
Perhitungan Angsuran Kredit
http://jnet99.wordpress.com
Konversi Suku Bunga
Schedule Angsuran - lat !ate
Pla"ond Rp12,000,000
#umlah Periode 12
lat rate 12.00
hutang $unga Rp1,!!0,000
Angs./ $ulan Rp1,120,000
%anggal !ealisasi 01"12"200#
#atuh %empo 01"12"200$
Angs.
Pokok
&rand %otal Rp12,000,000
Angs. Schedule Angs.
ke Pem$a'aran Pokok
1 200$"01"01 Rp1,000,000
2 200$"02"01 Rp1,000,000
% 200$"0%"01 Rp1,000,000
! 200$"0!"01 Rp1,000,000
& 200$"0&"01 Rp1,000,000
' 200$"0'"01 Rp1,000,000
( 200$"0("01 Rp1,000,000
# 200$"0#"01 Rp1,000,000
$ 200$"0$"01 Rp1,000,000
10 200$"10"01 Rp1,000,000
11 200$"11"01 Rp1,000,000
12 200$"12"01 Rp1,000,000





































































































































































































































































































email : josenetmail(gmail.com
Schedule Angsuran - lat !ate
)inja*an pokok
+ Angsuran
Suku ,unga flat- tahun
.utang ,unga yang *uncul
/ang harus diangsur per ,ulan
0anggal Realisasi 1redit
0anggal 2atuh 0e*po )elunasan
Angs. %otal
Bunga Angsuran
Rp1,!!0,000 Rp1%,!!0,000
Angs. %otal Sisa
Bunga Angsuran Pinjaman pokok
Rp120,000 Rp1,120,000 Rp11,000,000
Rp120,000 Rp1,120,000 Rp10,000,000
Rp120,000 Rp1,120,000 Rp$,000,000
Rp120,000 Rp1,120,000 Rp#,000,000
Rp120,000 Rp1,120,000 Rp(,000,000
Rp120,000 Rp1,120,000 Rp',000,000
Rp120,000 Rp1,120,000 Rp&,000,000
Rp120,000 Rp1,120,000 Rp!,000,000
Rp120,000 Rp1,120,000 Rp%,000,000
Rp120,000 Rp1,120,000 Rp2,000,000
Rp120,000 Rp1,120,000 Rp1,000,000
Rp120,000 Rp1,120,000 Rp"













http://jnet99.wordpress.com
























































































































































































































































































email : josenetmail(gmail.com
Sisa
Pinjaman Bunga
Rp1,%20,000
Rp1,200,000
Rp1,0#0,000
Rp$'0,000
Rp#!0,000
Rp(20,000
Rp'00,000
Rp!#0,000
Rp%'0,000
Rp2!0,000
Rp120,000
Rp"













http://jnet99.wordpress.com
























































































































































































































































































Schedule Angsuran - e""ekti" !ate
Pla"ond Rp12,000,000
#umlah Periode 12
e""ekti" rate 12.00
%anggal !ealisasi 01"12"200#
#atuh %empo 01"12"200$
Angs.
Pokok
&rand %otal Rp12,000,000
Angs. Schedule Angs.
ke Pem$a'aran Pokok
1 200$"01"01 Rp1,000,000
2 200$"02"01 Rp1,000,000
% 200$"0%"01 Rp1,000,000
! 200$"0!"01 Rp1,000,000
& 200$"0&"01 Rp1,000,000
' 200$"0'"01 Rp1,000,000
( 200$"0("01 Rp1,000,000
# 200$"0#"01 Rp1,000,000
$ 200$"0$"01 Rp1,000,000
10 200$"10"01 Rp1,000,000
11 200$"11"01 Rp1,000,000
12 200$"12"01 Rp1,000,000







































































































































































































































































































Schedule Angsuran - e""ekti" !ate
)inja*an pokok
+ Angsuran
Suku ,unga flate- tahun
0anggal Realisasi 1redit
0anggal 2atuh 0e*po )elunasan
Angs. %otal
Bunga Angsuran
Rp(#0,000 Rp12,(#0,000
Angs. %otal Sisa
Bunga Angsuran Pinjaman pokok
Rp120,000 Rp1,120,000 Rp11,000,000
Rp110,000 Rp1,110,000 Rp10,000,000
Rp100,000 Rp1,100,000 Rp$,000,000
Rp$0,000 Rp1,0$0,000 Rp#,000,000
Rp#0,000 Rp1,0#0,000 Rp(,000,000
Rp(0,000 Rp1,0(0,000 Rp',000,000
Rp'0,000 Rp1,0'0,000 Rp&,000,000
Rp&0,000 Rp1,0&0,000 Rp!,000,000
Rp!0,000 Rp1,0!0,000 Rp%,000,000
Rp%0,000 Rp1,0%0,000 Rp2,000,000
Rp20,000 Rp1,020,000 Rp1,000,000
Rp10,000 Rp1,010,000 Rp"















http://jnet99.wordpress.com
























































































































































































































































































email : josenetmail(gmail.com
http://jnet99.wordpress.com
Schedule Angsuran - Anuitas
Pla"ond Rp12,000,000 )inja*an pokok
#umlah Periode %' + Angsuran
e""ekti" rate 12.00 Suku ,unga flate- tahun
%anggal !ealisasi 01"12"200# 0anggal Realisasi 1redit
#atuh %empo 01"12"2011 0anggal 2atuh 0e*po )elunasan
Angs. Angs.
Pokok Bunga
&rand %otal Rp12,000,000 Rp2,%!#,&#2
Angs. Schedule Angs. Angs.
ke Pem$a'aran Pokok Bunga
0 200#"12"01
1 200$"01"01 Rp2(#,&(2 Rp120,000
2 200$"02"01 Rp2#1,%&( Rp11(,21!
% 200$"0%"01 Rp2#!,1(1 Rp11!,!01
! 200$"0!"01 Rp2#(,01% Rp111,&&$
& 200$"0&"01 Rp2#$,##% Rp10#,'#$
' 200$"0'"01 Rp2$2,(#2 Rp10&,($0
( 200$"0("01 Rp2$&,(0$ Rp102,#'2
# 200$"0#"01 Rp2$#,''( Rp$$,$0&
$ 200$"0$"01 Rp%01,'&% Rp$',$1#
10 200$"10"01 Rp%0!,'(0 Rp$%,$02
11 200$"11"01 Rp%0(,(1' Rp$0,#&&
12 200$"12"01 Rp%10,($! Rp#(,((#
1% 2010"01"01 Rp%1%,$02 Rp#!,'(0
1! 2010"02"01 Rp%1(,0!1 Rp#1,&%1
1& 2010"0%"01 Rp%20,211 Rp(#,%'1
1' 2010"0!"01 Rp%2%,!1% Rp(&,1&$
1( 2010"0&"01 Rp%2','!( Rp(1,$2!
1# 2010"0'"01 Rp%2$,$1! Rp'#,'&#
1$ 2010"0("01 Rp%%%,21% Rp'&,%&$
20 2010"0#"01 Rp%%',&!& Rp'2,02(
21 2010"0$"01 Rp%%$,$10 Rp&#,''1
22 2010"10"01 Rp%!%,%10 Rp&&,2'2
2% 2010"11"01 Rp%!',(!% Rp&1,#2$
2! 2010"12"01 Rp%&0,210 Rp!#,%'2
2& 2011"01"01 Rp%&%,(12 Rp!!,#'0
2' 2011"02"01 Rp%&(,2!$ Rp!1,%22
2( 2011"0%"01 Rp%'0,#22 Rp%(,(&0
2# 2011"0!"01 Rp%'!,!%0 Rp%!,1!2
2$ 2011"0&"01 Rp%'#,0(! Rp%0,!$(
%0 2011"0'"01 Rp%(1,(&& Rp2',#1(
%1 2011"0("01 Rp%(&,!(% Rp2%,0$$
%2 2011"0#"01 Rp%($,22( Rp1$,%!!
%% 2011"0$"01 Rp%#%,020 Rp1&,&&2
%! 2011"10"01 Rp%#',#&0 Rp11,(22
%& 2011"11"01 Rp%$0,(1# Rp(,#&%
%' 2011"12"01 Rp%$!,'2& Rp%,$!'














































































































































































































































































email : josenetmail(gmail.com
Schedule Angsuran - Anuitas
)inja*an pokok
+ Angsuran
Suku ,unga flate- tahun
0anggal Realisasi 1redit
0anggal 2atuh 0e*po )elunasan
%otal
Angsuran
Rp1!,%!#,&#2
%otal Sisa
Angsuran Pinjaman pokok
Rp12,000,000
Rp%$#,&(2 Rp11,(21,!2#
Rp%$#,&(2 Rp11,!!0,0(1
Rp%$#,&(2 Rp11,1&&,$00
Rp%$#,&(2 Rp10,#'#,##(
Rp%$#,&(2 Rp10,&($,00!
Rp%$#,&(2 Rp10,2#',22%
Rp%$#,&(2 Rp$,$$0,&1%
Rp%$#,&(2 Rp$,'$1,#!(
Rp%$#,&(2 Rp$,%$0,1$%
Rp%$#,&(2 Rp$,0#&,&2%
Rp%$#,&(2 Rp#,(((,#0(
Rp%$#,&(2 Rp#,!'(,01%
Rp%$#,&(2 Rp#,1&%,112
Rp%$#,&(2 Rp(,#%',0(1
Rp%$#,&(2 Rp(,&1&,#'0
Rp%$#,&(2 Rp(,1$2,!!(
Rp%$#,&(2 Rp',#'&,#00
Rp%$#,&(2 Rp',&%&,##'
Rp%$#,&(2 Rp',202,'(%
Rp%$#,&(2 Rp&,#'',12#
Rp%$#,&(2 Rp&,&2',21#
Rp%$#,&(2 Rp&,1#2,$0#
http://jnet99.wordpress.com
Rp%$#,&(2 Rp!,#%',1''
Rp%$#,&(2 Rp!,!#&,$&'
Rp%$#,&(2 Rp!,1%2,2!%
Rp%$#,&(2 Rp%,((!,$$!
Rp%$#,&(2 Rp%,!1!,1(2
Rp%$#,&(2 Rp%,0!$,(!2
Rp%$#,&(2 Rp2,'#1,''#
Rp%$#,&(2 Rp2,%0$,$1%
Rp%$#,&(2 Rp1,$%!,!!0
Rp%$#,&(2 Rp1,&&&,21%
Rp%$#,&(2 Rp1,1(2,1$!
Rp%$#,&(2 Rp(#&,%!!
Rp%$#,&(2 Rp%$!,'2&
Rp%$#,&(2 Rp0














































































































































































































































































Konversi Suku Bunga )""ekti" ke lat
Pla"ond
#umlah Periode
)""ekti" rate
Angsuran Per$ulan
lat rate
Konversi Suku Bunga lat ke )""ekti"
Pla"ond
#umlah Periode
lat rate
Angsuran Per$ulan
)""ekti" rate
Design by Jose Rizal
email : josenetmail(gmail.com
Konversi Suku Bunga )""ekti" ke lat
Rp12,000,000
12
12.00
Rp1,0'',1#&.!'
'.'2
Konversi Suku Bunga lat ke )""ekti"
Rp12,000,000
12
'.'2
Rp1,0'',200.00
12.00
http://jnet99.wordpress.com

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