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Month Balance left Credit Name Credit Amount Left Credit Amount

July 32700
LIC(1) 13180 0
Home(Vegitables) 1000 0
Other Home Expense 2000 0
RTO 0
Electricity Bill 260 0
PPF Savings 1000 4000
LIC(2) 0 35000
Personal 1000 0
Mummy Mobile 3000
Balance 11260
Salary
Augest 36532
Standard Charted CQ. 5000 5000
Home Expence 2000 0
Mobile Bill - Pramesh 1000 0
LIC Savings 0 0
PPF Savings 1000 3000
Bai 500 0
LIC(2) 20000 15000
Mummy 0 0
Personal 1000 0

Balance 6032

Sept 31304
Standard Charted CQ. 5000 0
Home Expence 2000 0
Mobile Bill - Pramesh 1000 0
LIC Savings 0 0
PPF Savings 1000 2000
Bai 500 0
LIC(2) 10000 5000
Mummy 0 0
Personal 1000 0

Balance 10804

Oct 36076
Home Expence 2000 0
Mobile Bill - Pramesh 1000 0
PPF Savings 1000 1000
Bai 500 0
LIC(2) 5000 0
Mummy 0 0
Personal 1000 0
Balance 25576

Nov 50848
Home Expence 2000 0
Mobile Bill - Pramesh 1000 0
PPF Savings 1000 0
Bai 500 0
LIC(2) 0 0
Mummy 0 0
Personal 1000 0

Balance 45348
Month Balance left Credit Name Credit Amount Left Credit Amount
July 10000

LIC 30000
PPF 28000
Personal 2000

Balance 8000
25272
22117 Augest 30117
LIC 10000 20000
PPF 5000 23000
Mobile 1000
Rent 7500
Personal 2000

Balance 4617

Sept 26734
LIC 10000 10000
PPF 5000 18000
Mobile 1000
Rent 7500
Personal 2000

Balance 1234

Oct 23351
LIC 5000 5000
PPF 5000 13000
Mobile 1000
Rent 7500
Personal 2000
Balance 2851

Nov 24968
LIC 5000 0
PPF 5000 8000
Mobile 1000
Rent 7500
Personal 2000

Balance 4468

Dec 26585
LIC 0 0
PPF 5000 3000
Mobile 1000
Rent 7500
Personal 2000

Balance 11085

Jan 33202
PPF 3000 0
Mobile 1000
Rent 7500
Personal 2000

Balance 19702
Savings Total Amount
LIC 70000
PF 15120
PPF 5000
LIC(1) 13180 103300

Savings Total Amount


LIC 60000
PF 12600
PPF 28000 100600

PPF Savings to be done by Jan/Month 833.33


LIC savings to be done by Jan/Month 5833.33 6666.67

PPF Savings to be done by Jan/Month 4666.67


LIC savings to be done by Jan/Month 5000 9666.67

Month July Aug Sept Oct Nov


LIC 5833 5833 5833 5833 5833
PPF 833 833 833 833 833
LIC 30000
PPF 28000
Balance -38298
Dec
5833
833
Month Balance left
July 10000

LIC
PPF
Personal

Balance 8000
Salary 25272
22117 Augest 30117

Balance 19617

Sept 41734

Balance 28234

Oct 50351

Balance 38851

Nov 60968
Balance 49468

Dec 71585

Balance 60085

Jan 82202

Balance 70702
Credit Name Credit Amount Left Credit Amount

30000
28000
2000

Savings
LIC
PF
PPF
LIC LIC(1)
PPF
Mobile 1000 Savings
Rent 7500 LIC
Personal 2000 PF
SODEXO PPF

PPF Savings to be done by Jan/Month


LIC savings to be done by Jan/Month

PPF Savings to be done by Jan/Month


LIC savings to be done by Jan/Month
LIC
PPF Month
Mobile 1000 LIC
Rent 7500 PPF
Personal 2000
sodexo 1000
Ujain 2000

LIC
PPF
Mobile 1000
Rent 7500
Personal 2000
sodexo 1000

LIC
PPF
Mobile 1000
Rent 7500
Personal 2000
sodexo 1000

LIC Nov
PPF
Mobile 1000 LIC
Rent 7500 PPF
Personal 2000 Balance
sodexo 1000

Dec

LIC
PPF
Balance

PPF
Mobile 1000
Rent 7500
Personal 2000
sodexo 1000

Jan

LIC
PPF
Balance
Total Amount
70000
15120
5000
13180 103300

Total Amount
60000
12600
28000 100600

833.33
5833.33 6666.67

4666.67
5000 9666.67

July Aug Sept Oct Nov Dec


5833 5833 5833 5833 5833 5833
833 833 833 833 833 833
30000
28000
-8532

30000
28000
2085

30000
28000
12702
Month Balance left Credit Name Credit Amount Left Credit Amount
July 32700
LIC(1) 13180 0
Home(Vegitables) 1000 0
Other Home Expense 2000 0
RTO 4000 0
Electricity Bill 0 260
PPF Savings 0 5000
LIC(2) 0 35000
Personal 919 0
Mobile Mom 2000
Balance 9601
Salary 25352
Augest 34953 22117
D Standard Charted CQ. 5000 7000
1850 D Home Expence 2191 0
D Mobile Bill - Pramesh 1033 0
PPF and LIC Savings 0 0
Raincoat 349
Licence 1000
250 D Bai 0 0
1260 D DVD 0
RTO
Bike insurance 1000
Mom Mobile charge 1100
1000 D Personal 1900 0
Dish TV 3500
630 D Electiricty Bill 580 580
Balance 21800

Sept 47152
Standard Charted CQ. 8000 0
Home Expence 2939 0
Mobile Bill - OCT
Mobile Bill - Pramesh 835 0
New Bike 8750

Bai 500 0
Other 1000 0
Mom Mobile 1000
Mom 1000 0
bike 0
Fridge Service 954
Elecricity bill 580
Swaroop 1000
Personal 3500 0
2000 Dish TV 3800
Balance 14874

Oct 40226
Home Expence 1000 0
Mobile Bill - Pramesh 1000 0
PPF Savings 0 0
Bai 500 500
Travel 4500
Bike EMI 1300
Mom Bday 2000 2000
Diwali 2000
Mummy 3000 1000
Personal 1000
Swaroop 1500
Mobile 5000 15000
10000
Electricity Bill 0
Balance 13226

Nov 38578
Home Expence 2000 0
Mobile Bill - Pramesh 1000 0
Bike EMI 1300
PPF Savings 0 0
Bai 500 0
Sabzi 1000
LIC(2) 0 0
Mummy 1000 0
S&C credit card 2300
Personal 1000 0 Nov
Cable
Electricity Bill 600 LIC 1
4500 LIC 2
PPF
Balance 23378 Balance

Dec 48730 Home Expence 2000


Mobile Bill - Pramesh 1000
PPF Savings
Bai 500
BIKE EMI 1300
Mummy
Personal 1000
Cable
Travel 3000
Bike sell off

Balance 39930

Jan 65282 Home Expence 2000


Mobile Bill - Pramesh 1000
PPF Savings 5000
Bai 500
Bike EMI 1300
Mummy
Personal 1000
Cable

Balance 59482
Mummy 15000 House Deposit
14000 LIC

14000 House Shifting

TOTAL 43000

Left -23518
Dec Jan

0 LIC 1 0 LIC 1 0
35000 LIC 2 35000 LIC 2 35000
5000 PPF 5000 PPF 5000
-16622 Balance -70 Balance 19482
Jan 25000 21000 Monthly
Feb 25000 21000 Home Expence 1500
Mar 25000 21000 Sabji 1000
Apr 27000 23000 Bike EMI 1300
May 27000 23000 Mobile bill 1000
Jun 27000 23000 Bai 500
Jul 27000 23000
Aug 27000 23000 Mom 1000
Sep 27000 23000 Elec Bill 600
Oct 27000 23000 Mom Mobile 1000
Nov 27000 23000
Dec 27000 23000 Cable 400
Petrol 1000
Total 318000 270000
Total 9300
Sum 588000

Expences 0

Total Left 588000 Monthly 25000


PPF 1000

Recorring 2000
LIC 6000
LIC1 1200
SBI A/c1 2000
SBI A/c2 2000

Balance 14200

Total 1500
Monthly

Mobile Bill 1000

Rent 7500

Perosnal1 1000

Total 9500

Monthly 21000 Monthly 27000 Monthly


PPF 1000 PPF 1000 PPF

Recorring 2000 Recorring 2000 Recorring


LIC1 5000 LIC 6000 LIC1
LIC2 0 LIC1 1200 LIC2
SBI A/c1 2000 SBI A/c1 2000 SBI A/c1
SBI A/C2 2000 SBI A/c 2000 SBI A/C

Balance 12000 Balance 12800 Balance

Total -500 Total 4900 Total


23000
0

2000
5000
0
2000
2000

12000

1500
Monthly Yearly
Jan 25000 21000 Home Expence 2000 24000
Feb 25000 21000 Sabji 1000 12000
Mar 25000 21000 Mobile1 0 0
Apr 25000 21000 Mobile2 1000 12000
May 25000 21000 Bai 500 6000
Jun 25000 21000 Other 2000 24000
Jul 25000 21000 Mom 1000 12000
Aug 25000 21000 Elec Bill 600 7200
Sep 25000 21000 Mom Mobile 1000 12000
Oct 25000 21000 Personal2 2000 24000
Nov 25000 21000 Cable 400 4800
Dec 25000 21000 Petrol 1000 12000

Total 300000 252000 Total 12500 150000

Sum 552000
Monthly Yearly
Expences 150000 PPF 5000 60000
NSC 1000 12000
Total Left 402000 Recorring 1000 12000
LIC 1500 18000
LIC2 1500 18000
LIC3
Extra in Hand 2000 24000

Bank A/c for Savings Monthly Yearly LIC1 Monthly


Esha 2000 24000 Esha 1500
Pramesh 2000 24000 Pramesh 1500

Total 4000 48000 Total 3000

LIC Monthly Yearly LIC2 Monthly


Esha 0 0 Esha 1500
Pramesh 1200 14400 Pramesh 1500

Total 1200 14400 Total 3000

Recorring Monthly Yearly


Esha 2000 24000
Pramesh 2000 24000

Total 4000 48000


Monthly Yearly
Home Expence 0 0 Monthly 25000 Monthly
Sabji 0 0 PPF 1000 PPF
Mobile1 1000 12000 NSC 0 NSC
Mobile2 0 0 Recorring 2000 Recorring
Bai 0 0 LIC 6000 LIC1
Other 2000 24000 LIC1 1200 LIC2
Mom 0 0 LIC1 0 Rent
Elec Bill 0 0 SBI A/c 2000 SBI A/C
Perosnal1 1000 12000 All Expences 12500 All Expences
Personal2 0 0
Cable 0 0 Balance 300 Balance
Petrol 0 0

Total 4000 48000

Monthly Yearly
PPF 1000 12000
NSC 0 0
Recorring 0 0
LIC 6000 72000
LIC2 1200 14400
LIC3
SBI A/c 0 0

Total 7200 98400


Yearly
18000
18000

36000

Yearly
18000
18000

36000
21000
0
0
2000
5000
0
7500
2000
4000

500

Monthly Yearly
PPF 2000 24000
NSC 0 0
Recorring 0 0
LIC 5000 60000
LIC2 0 0
LIC3
SBI A/c 0 0

Total 5000 84000


Bal Expence LIC1 LIC2 PPF
Sept 21000
Oct 30000 14000 0
Nov 50000 6000 0
Dec 90000 8000 0 35000 5000

Bal Expence LIC1 LIC2 PPF


Sept 21000
Oct 38000 14000
Nov 49000 6000
Dec 60000 8000 30000 28000

Monthly Yearly
Jan 25000 21000 Home Expence 2000 24000
Feb 25000 21000 Sabji 1000 12000
Mar 25000 21000 Mobile1 0 0
Apr 25000 21000 Mobile2 1000 12000
May 25000 21000 Bai 500 6000
Jun 25000 21000 Other 2000 24000
Jul 25000 21000 Mom 1000 12000
Aug 25000 21000 Elec Bill 600 7200
Sep 25000 21000 Mom Mobile 1000 12000
Oct 25000 21000 Personal2 2000 24000
Nov 25000 21000 Cable 400 4800
Dec 25000 21000 Petrol 1000 12000

Total 300000 252000 Total 12500 150000

Sum 552000
Monthly Yearly
Expences 150000 PPF 5000 60000
NSC 1000 12000
Total Left 402000 Recorring 1000 12000
LIC 1500 18000
LIC2 1500 18000
LIC3
Extra in Hand 2000 24000

Bank A/c for Savings Monthly Yearly LIC1 Monthly


Esha 2000 24000 Esha 1500
Pramesh 2000 24000 Pramesh 1500

Total 4000 48000 Total 3000

LIC Monthly Yearly LIC2 Monthly


Esha 0 0 Esha 1500
Pramesh 1200 14400 Pramesh 1500

Total 1200 14400 Total 3000


Recorring Monthly Yearly
Esha 2000 24000
Pramesh 2000 24000

Total 4000 48000


Monthly Yearly
Home Expence 0 0 Monthly 25000 Monthly
Sabji 0 0 PPF 1000 PPF
Mobile1 1000 12000 NSC 0 NSC
Mobile2 0 0 Recorring 2000 Recorring
Bai 0 0 LIC 6000 LIC1
Other 2000 24000 LIC1 1200 LIC2
Mom 0 0 LIC1 0 Rent
Elec Bill 0 0 SBI A/c 2000 SBI A/C
Perosnal1 1000 12000 All Expences 12500 All Expences
Personal2 0 0
Cable 0 0 Balance 300 Balance
Petrol 0 0

Total 4000 48000

Monthly Yearly
PPF 1000 12000
NSC 0 0
Recorring 0 0
LIC 6000 72000
LIC2 1200 14400
LIC3
SBI A/c 0 0

Total 7200 98400


Yearly
18000
18000

36000

Yearly
18000
18000

36000
21000
0
0
2000
5000
0
7500
2000
4000

500

Monthly Yearly
PPF 2000 24000
NSC 0 0
Recorring 0 0
LIC 5000 60000
LIC2 0 0
LIC3
SBI A/c 0 0

Total 5000 84000


LIC (SBI A/C 1) + LIC 2
Jan 25000 7000
Feb 25000 7000
Mar 25000 7000
Apr 27000 7000
May 27000 7000
Jun 27000 7000
Jul 27000 7000
Aug 27000 7000
Sep 27000 7000
Oct 27000 7000
Nov 27000 7000
Dec 27000 7000

Total 318000 84000

LIC
Jan 21000 0
Feb 21000 0
Mar 21000 0
Apr 23000 0
May 23000 0
Jun 23000 0
Jul 23000 0
Aug 23000 0
Sep 23000 0
Oct 23000 0
Nov 23000 0
Dec 23000 0

Total 270000 0

LIC1
LIC2
PF
PPF

TILL DEC LIC1


LIC
PF
LIC2
PPF
PPF Savings (SBI A/C 2) Savings (SBI A/C 3- mom) Home Expence
0 10000 7000
0 10000 7000
0 10000 7000
0 10000 7000
0 10000 7000
1000 10000 7000
0 10000 7000
0 10000 7000
0 10000 7000
0 10000 7000
0 10000 7000
1000 10000 7000

2000 0 120000 84000

PPF(SBI A/C 1) Savings (SBI A/C 2) Savings (SBI A/C 2) Home Expence
7000 5000 9500
7000 5000 9500
7000 5000 9500
7000 5000 9500
7000 5000 9500
7000 5000 9500
7000 5000 9500
7000 5000 9500
7000 5000 9500
7000 5000 9500
7000 5000 9500
7000 5000 9500

84000 60000 114000

70000 0 -100000
13180 0 35000
14000 12000 13180
2000 84000 14000
35000

35000 30000
13180 0
12000 10000
35000 0
0 60000
Balance
1000
1000 Monthly Monthly
1000 Home Expence 1500
3000 Sabji 1000
3000 Bike EMI 1300 Mobile Bill 1000
2000 Mobile bill 1000
3000 Bai 500 Rent 5000
3000
3000 Mom
3000 Elec Bill 600
3000 Mom Mobile Perosnal1 1000
2000
Cable 400
28000 Petrol 1000

Balance
-500
-500
-500
1500
1500
1500
1500 Rent 7500
1500 Self 1000
1500 Mobile 1000
1500
1500 9500
1500

12000

95000
-7500
yr sav -60000
lic 1.1
lic 2
pf
lic1.2
Income for this Month 1
Your Salary Eating Out
Spouse's Salary Tour / Vacation out
Dividend / Shares (Mutual Funds) Vegetables
Rental Income Bithday / Wedding Gifts
Bought Fish/Meat
Some kind of Travel
Medicines / Doctor
Total Income for the Month Rs. 21,000 Shopping
Credits
One Time Expense
Rent / Maintenance 7500
Cable TV 0 17
Bai 0 Eating Out
Phone 1000 Tour / Vacation out
Bike EMI 0 Vegetables
Electricity 0 Bithday / Wedding Gifts
PPF 7000 Bought Fish/Meat
Credit Card 0 Some kind of Travel
Sabzi 0 Medicines / Doctor
Ration 0 Shopping
Self 1000 Credits
Mom 0 0
0

Total One Time Expense Rs. 16,500 Total Daily Expense


2 3 4 5 6 7

18 19 20 21 22 23

Rs. 0 Total Expense


8 9 10 11 12 13

24 25 26 27 28 29

Rs. 16,500 Savings


14 15 16

30 31 Tot
0
0
0
0
0
0
0
0
0
0
0

Rs. 4,500
Income for this Month 1
Your Salary Eating Out
Spouse's Salary Tour / Vacation out
Dividend / Shares (Mutual Funds) Vegetables
Rental Income Bithday / Wedding Gifts
Bought Fish/Meat
Some kind of Travel
Medicines / Doctor
Total Income for the Month Shopping
Credits
One Time Expense
Rent / Maintenance 0
Cable TV 300 17
Bai 500 Eating Out
Phone 1500 Tour / Vacation out
Bike EMI 1300 Vegetables
Electricity 600 Bithday / Wedding Gifts
LIC/PPF 7000 Bought Fish/Meat
Credit Card 1500 Some kind of Travel
Outing Medicines / Doctor
Ration 0 Shopping
Self 1000 Credits
Mom 10000 0
0

Total One Time Expense Total Daily Expense

-21587
300
1300
600
7000
1000
10000
2 3 4 5 6 7

500

18 19 20 21 22 23

Rs. 500 Total Expense


8 9 10 11 12 13

24 25 26 27 28 29

Rs. 500 Savings


14 15 16

30 31 Tot
0
0
500
0
0
0
0
0
0
0
0

-Rs. 500
g 483000 402500
vp -35000 -30000
t 448000 372500
m 37333.33 31041.67
t -6000 -4000
aft t 31333.33 27041.67
ys 376000 324500
376000 324500
ex
lic -83180 0
PPF -2000 0
FD 0 -84000
Hm -36000 -120000
oth -24000 -24000

HL -180000 0

TOT 50820 96500 0


31333.33 27041.67

-6931.67 0
-166.67 0
0 -7000
-3000 -10000
-2000 -2000

-15000 0

4235 8041.67