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Keshav Patel ENC 1102-0018 Professor Wolcott September 23, 2013

Final Draft
If I were to explain what genre was before this class I would say it is a group of similar characteristics that can relate to one another in the group, such as music or movies. However, after reading Devitts readings I realized genre is not what I have always thought it to be. It is a language used within a discourse community, and one familiar with the discourse community would understand only. Financial advising requires professional help if you are not familiar with the genre. During Devitts reading it clarified to me that if people were not familiar with the discourse community then understanding and using the genres from that community would be difficult. Genre is for a specialized job or a group, and in this genre the discourse community would be financial advisors for businesses or small companies. My major is Finance and Business and the following Appendixes are about financial advising for small businesses and corporate businesses. Each of these appendixes has one item in common and its the layout. Each of them originated in a excel spreadsheet and consist of headings and subheadings for inputs depending on the business. Appendix A One would come to a conclusion by looking at the top of Appendix A that any ordinary person would be able to complete this financial advising spreadsheet and

benefit from it without hiring or using professional help. However, this is not the case because just by filling in the yellow boxes will not benefit you if you are not familiar with the discourse community. In this genre the basic layout is in an excel spreadsheet with different headings and subheadings. These headings consist of Results, Income, Necessary Expenses, Discretionary Expenses, and Investment Spending. Within these headings it consist of subheadings in each to help one with financial advising. As you can see in Appendix A there are only three columns. The first column consists of the heading. While the second columns consist of the information for the first month and the third column consist of the information for the year. The use of color, yellow, is highly important as you can see in Appendix A. This tells the financial advisor or the user, where the important information should be inserted in the spreadsheet. Having only three columns and two columns being blank shows it is welcoming information to be inputted. Appendix B Businesses or corporate companies have financial advisors that are trained to use this spreadsheet. By having a quick glance at Appendix B, a person outside of the discourse community would be overwhelmed with all the writing and many small blank spaces. In this specific genre, it is organized in a way that only the beginning and ending is inputted into this spreadsheet. It consists of headings that include: Balance Sheet, Income Statement, and Cash Flow Statement. This genre specifically consists of many colors and highlighting to help the discourse community understand the key inputs. The main headings are colored in green to help the reader know about the section. The blue content boxes represent that there

is no change between the beginning and the ending, while the yellow means there is a change. Red is a universal color, which means in debt or over used. This genre is unique in its own way because it contains symbols, such as plus, minus and equal signs where in Appendix A and C do not. Appendix C This genre is specifically for hospitality, however does the same job as the other two Appendixes. If one were not even in the business discourse community they would be confused. This genre consists of headings such as: Cost Assumptions, Financing Assumptions, Revenue Assumptions, Key Values, Revenues, Expenses, and Cash Flow. As you can see in this appendix the colors are mainly for headings while the red means for debt or overage. In this spreadsheet the data is inputted and is given financial advice for the next several years to the specific business. In this genre, before it being filled out it has many blank spaces but as a financial advisor fills it out there are minimal blank spaces left. The discourse community of finance only understands these kinds of spreadsheets. These genres are usually done on excel spreadsheet. Each of these genres are similar in some way yet are only useful to a professional financial advisor. If people attempt to use one of these genres that are not familiar with the discourse community they will have a hard time understanding and getting the best out of the spreadsheet. As you can see in Appendix A it consists of two input columns monthly and yearly. In Appendix B the columns are beginning and ending, and in Appendix C they go by yearly. All three genres are giving advice and managing financial profits for corporate or business companies however have different inputs but same style.

Each of these genres consists of color, which helps the advisors to know where to input data and information and then they are able to read the chart to give advice. Without having background information about this community one would only get so far by putting in information but wouldnt be able to come to a conclusion. My view of genre is language that is spoken within a discourse community and is understood fully.

Work Cited Devitt, A.J.,(1993). Generalizing about Genre: New Conceptions of an Old Concept. College Composition and Communication, Vol. 44 (4) pp.575584 Devitt, Amy J., Anis Bawarshi, and Mary Jo Reiff. "Materiality and Genre in the Study of Discourse Communities." 65.5 (2003): 541-557. Web. 23 Sept. 2013.

Appendix A

Directions: Fill in the Yellow cells, the rest will be calculated for you automatically. Copy the sheet for each month or extend the c Results: Total Income Necessary Expenses Discretionary Income Investment Spending Discretionary Income less Investments Discretionary Spending Amount remaining to save or invest Monthly $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 Yearly $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

% Comments #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! Keep this as low as possible #DIV/0! Try to keep this percentage above 5%, above 20% is outstandi

Monthly Annual Budget Amount Income: Your Primary Income Your Spouse's Income Child Support or Alimony Social Security Income Disability Income Pension Income Investment Income Real Estate Investment Income Business Income Other Income Total Income Necessary Expenses: Payroll Taxes Other income deductions Rent or Mortgage 2nd Mortgage or Home Equity Loan Property Taxes Water Garbage Gas & Electric Auto Insurance Auto repairs Food & Groceries (not dining out) Clothing (necessary) Telephone (not mobile phone) Home or Renters Insurance Healthcare or Insurance Costs Dental Care or Insurance Costs Life Insurance Costs Student Loans Home Repairs Home supplies Dry cleaning Laundry Investment Real Estate Expenses Business Income Expenses Childcare (daycare & babysitters) Child & Baby Expenses $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00


include expenses from this below from your own business, include expenses below


Do not include insurance or investments here

include necessary furniture, maintenance & cleaning supplies

diapers, baby food, etc.

Other dependent expenses Total Necessary Expenses Discretionary Expenses: Credit Card Bills Auto Loan (s) Gasoline Cable or Satellite TV Mobile Phone (s) Home Improvement Home Security Garden Supplies Entertainment (not dining out) Dining Out Travel & Vacation Pets, Pet Care and Pet Food Clothing (above what's needed) Internet Access Computer Costs Gym membership Beer & Alcohol Cigarettes & Tobacco Total Discretionary Expenses Investment Spending: 401K, 403B deposits IRA deposits Employee Stock Plans Brokerage Deposits Other Total Investment Spending


$0.00 $0.00

children's school or college tuition or other necessary expenses

$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

movies, video rentals, theater tickets, sports tickets, nites on th include lunches at work

money spent on computers, software and games


$0.00 $0.00 $0.00 $0.00 $0.00 $0.00

Only include fixed monthly or yearly investments here, not your Only include fixed monthly or yearly investments here, not your Only include fixed monthly or yearly investments here, not your Only include fixed monthly or yearly investments here, not your Only include fixed monthly or yearly investments here, not your


Appendix B

Appendix C

Peer Reviews Dear Keshav, I know you talked about changing your first paragraph, but I liked it. If you keep anything, I would save the information about how finance is your major and the following appendixes are about financial advising, and how it requires professional help. I noticed that when writing about appendix B, you did not write as much as you did for a and C. If you could extend appendix B a little bit more it would be a great benefit t the essay. Other than that, just re-read the essay out loud to yourself to make sure it all sounds smooth.

Travis Smith Keshav, Hey man in your introduction reading it was a bit confusing, its flow is a bit weird. There are a few grammar errors that I would just go over quick and fix. In your essay I would definitely include images in your essay because your audience may not know what an advising layout looks like. Your body paragraphs on your appendixes are pretty solid and explain what the layouts consist of. Your conclusion doesnt seem such of a conclusion to me, I feel like if you were to end your essay bringing all three of your appendixes together in comparison and differences it would end your essay better. -Sam DiGiovanni