IDBI Federal Life Insurance Co. Ltd.

IDBI Federal Life Insurance Co. Ltd.,(formerly IDBI Fortis Life Insurance) is a joint venture between three financial companies development and commercial bank, IDBI Bank, Indias private sector bank, Federal Bank and European insurer Ageas (formerly Fortis), which was formed on March 2008. In this venture, IDBI Bank owns 48% equity while Federal Bank and Ageas own 26% equity each.

About the sponsors of IDBI Federal Life Insurance Co Ltd

IDBI Bank Ltd.

IDBI Bank Ltd. continues to be, since its inception, Indias premier industrial development bank. It came into being as on July 01, 1964 (under the Companies Act, 1956) to support Indias industrial backbone. Today, it is amongst Indias foremost commercial banks, with a wide range of innovative products and services, serving retail and corporate customers in all corners of the country from 1082 branches and 1715 ATMs. The Bank offers its customers an extensive range of diversified services including project financing, term lending, working capital facilities, lease finance, venture capital, loan syndication, corporate advisory services and legal and technical advisory services to its corporate clients as well as mortgages and personal loans to its retail clients. As part of its development activities, IDBI Bank has been instrumental in sponsoring the development of key institutions involved in Indias financial sector National Stock Exchange of India Limited (NSE) and National Securities Depository Ltd, SHCIL (Stock Holding Corporation of India Ltd), CARE (Credit Analysis and Research Ltd).

Federal Bank

Federal Bank is one of Indias leading private sector banks, with a dominant presence in the state of Kerala. It has a strong network of over 1107 branches and 1231 ATMs spread across India. The bank provides over four million retail customers with a wide variety of financial products. Federal Bank is one of the first large Indian banks to have an entirely automated and interconnected branch network. In addition to interconnected branches and ATMs, the Bank has a wide range of services like Internet Banking, Mobile Banking, Tele Banking, Any Where Banking, debit cards, online bill payment and call centre facilities to offer round the clock banking convenience to its

customers. The Bank has been a pioneer in providing innovative technological solutions to its customers and the Bank has won several awards and recommendations.

Ageas

Ageas is an international insurance group with a heritage spanning more than 180 years. Ranked among the top 20 insurance companies in Europe, Ageas has chosen to concentrate its business activities in Europe and Asia, which together make up the largest share of the global insurance market. These are grouped around four segments: Belgium, United Kingdom, Continental Europe and Asia and served through a combination of wholly owned subsidiaries and partnerships with strong financial institutions and key distributors around the world. Ageas operates successful partnerships in Belgium, UK, Luxembourg, Italy, Portugal, Turkey, China, Malaysia, India and Thailand and has subsidiaries in France, Hong Kong and UK. Ageas is the market leader in Belgium for individual life and employee benefits, as well as a leading non-life player through AG Insurance. In the UK, Ageas has a strong presence as the fourth largest player in private car insurance and the over 50's market. Ageas employs more than 13,000 people and has annual inflows of more than EUR 21 billion.

PRODUCT At IDBI Federal, its our constant endeavor to create innovations that create value for our customers. These innovations are brought to life through our wide array of products that fit the varying financial and investment needs at different stages of life. They provide following insurance: WEALTHSURANCE: The Wealthsurance Milestone Plan enables the policyholder to save and build wealth to meet their financial goals. This Plan comes with a wide range of 13 investment options and 7 insurance benefits - all packaged with a low charge structure and unmatched flexibility.

HOMESURANCE: IDBI Federal Homesurance Protection Plan provides full insurance cover for properties even under construction, thus ensuring that the beneficiary gets the full sanctioned amount in case of any unfortunate event. It also has an innovative fixed period cover for those who would aim to prepay their loans early.

BONDSURANCE: Bondsurance is designed for customers looking for guaranteed returns which will not get affected by financial market conditions. It offers guaranteed return on investment along with life insurance cover. MICROSURANCE: IDBI Federal Microsurance Plan is a one of its kind insurance plan which can be very useful for various Micro Financial Institutions and NGOs, wherein not only the members but even the members family gets an insu rance cover.

TERMSURANCE: IDBI Federal Termsurance Protection Plan offers the unique Increasing Cover option that automatically increases the cover every year without increasing the premium.

INCOMESURANCE: Knowing the customer helped us to combine the Endowment & Money Back plans into a single plan. It linked the returns to the GSec rates, transparently declared by the government. Also, the Guaranteed Annual Payout and other benefits upon death are tax-free under Sec 10(10D)

MARKET SHARE IDBI Federal Life Insurance provide it service from 2008 which is very oldest than other insurance companies. But still IDBI Federal Life Insurance has 2.86% market of Life Insurance and 0.98% market share of insurance in India.

AGEAS AT WORLD : Ageas operates successful partnerships in Belgium, UK, Luxembourg, Italy, Portugal, Turkey, China, Malaysia, India and Thailand and has subsidiaries in France, Hong Kong and UK. Ageas is the market leader in Belgium for individual life and employee benefits, as well as a leading non-life player through AG Insurance. In the UK, Ageas has a strong presence as the fourth largest player in private car insurance and the over 50's marke

TRADE RELATIONS WITH THAT COUNTRY AND OTHER COMPANIES OF THAT COUNTRY COMPETITOR IN INDIA Bajaj Allianz Insurance Limited Birla Sun Life Insurance Co. Ltd HDFC Standard Life Insurance Co. Ltd ICICI Prudential Life Insurance Co. Ltd ING Vysya Life Insurance Company Ltd

Life Insurance Corporation of India Max Life Insurance Co Ltd PNB Metlife Insurance Co. Ltd Kotak Mahindra Old Mutual Life Insurance Limited SBI Life Insurance Co. Ltd Tata AIA Life Insurance Company Limited Aviva Life Insurance Company India Limited Sahara India Life Insurance Co. Ltd Shriram Life Insurance Co. Ltd Bharti AXA Life Insurance Company Ltd. Star Union Dai-ichi Life Insurance Co. Ltd

Country to Country Relation Diplomatic relations between India and Belgium were established in 1948 and our bilateral relations are cordial and friendly. In recent times, Belgium has

acknowledged the growing importance of Asia and has emphasized the value of strengthening economic relations with India. Economic and Trade RelationsBelgium has emerged as one of Indias important trading partner s in the EU. Trade in gems and jewelry constitutes over 75% of the bilateral trade. Indias IT sector is well represented in Belgium, with all the big IT companies having their

establishments. Several Indian companies in the chemicals sector have also established offices/warehousing facilities in Belgium, particularly near the port city of Antwerp. Belgian business interests in India cover energy, ports, dredging, construction, banking and finance, electronics and software, chemicals and fertilizers, solar energy and biotechnology. Bilateral InvestmentBelgium has emerged as the 23rd largest investor in India worldwide and the 9th largest within the EU but the total FDI in India from Belgium is still relatively small. A cumulative figure of FDI inflows from Belgium into India amounts to US $ 327.84 million from April 2000 to April 2010. In the recent past, Indian investment in Belgium has exceeded investment by Belgian firms in India mainly through several takeovers of Belgian firms by Indian companies. Several Indian companies particularly in the IT and software sector have established base in Belgium to cater to Belgian as well as the European market.

FUTURE PLANS AND ALL OTHER POINTS DEPENDING UPON SECTOR AND COMPANY. Their future plan is shown in their mission it self i.e. To be the leading provider of wealth management, protection and retirement solutions that meets the needs of our customers and adds value to their lives.. they plan to expand business in India and nearer Asian small country like Pakistan, Shrilanka, Kazakhstan etc in 2015.