Net Single Premium

Annual Cost

Interest Rate
Age

0.03
38

Beginning Age
Policy Cost

35
5000

Type of Insurance

Whole Life Annuity

First Payment Age

55

Annual payments

50000

Interest Rate

0.03

Net Single Premium

21.0523

Annual Cost

693.0906

1958 CSO Mortality Table
age

lx
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99

dx
Dx
Nx
Cx
Mx
###
###
###
### 16471.864
###
###
###
###
### 13787.524
###
###
###
###
### 12837.749
###
###
###
###
### 11934.193
###
###
###
###
### 11156.965
###
###
###
###
### 10417.328
###
###
###
###
### 9789.464
###
###
###
###
### 9266.745
###
###
###
###
### 8839.092
###
###
###
###
### 8571.528
###
###
###
###
### 8449.523
###
###
###
###
### 8392.725
###
###
###
###
### 8525.775
###
###
###
###
### 8704.932
###
###
###
###
### 8864.550
###
###
###
###
### 9064.961
###
###
###
###
### 9243.829
###
###
###
###
### 9346.988
###
###
###
###
### 9327.222
###
###
###
###
### 9299.602
###
###
###
###
### 9214.012
###
###
###
###
### 9075.863
###
###
###
###
### 8936.960
###
###
###
###
### 8751.644
###
###
###
###
### 8569.542
###
###
###
###
### 8432.941
###
###
###
###
### 8296.154
###
###
###
###
### 8200.069
###
###
###
###
### 8140.858
###
###
###
###
### 8076.940
###
###
###
###
### 8045.567
###
###
###
###
### 8007.660
###
###
###
###
### 7998.081
###
###
###
###
### 8014.251
###
###
###
###
### 8117.923
###
###
###
###
### 8269.054
###
###
###
###
### 8492.305
###
###
###
###
### 8838.258
###
###
###
###
### 9237.171
###
###
###
###
### 9709.221
###
###
###
###
### 10218.176
###
###
###
###
### 10731.609
###
###
###
###
### 11271.289
###
###
###
###
### 11831.248
###
###
###
###
### 12429.129
###
###
###
###
### 13079.355
###
###
###
###
### 13772.152
###
###
###
###
### 14518.518
###
###
###
###
### 15306.897
###
###
###
###
### 16145.109
###
###
###
###
### 17020.413
###
###
###
###
### 17902.007
###
###
###
###
### 18814.279
###
###
###
###
### 19743.028
###
###
###
###
### 20690.546
###
###
###
###
### 21672.210
###
###
###
###
### 22683.397
###
###
###
###
### 23717.295
###
###
###
###
### 24752.177
###
###
###
###
### 25804.703
###
###
###
###
### 26836.035
###
###
###
###
### 27846.132
###
###
###
###
### 28830.120
###
###
###
###
### 29779.577
###
###
###
###
### 30692.340
###
###
###
### 9611139.649 31569.314
###
###
###
### 8675144.731 32395.427
###
###
###
### 7797981.116 33150.537
###
###
###
### 6978761.382 33751.833
###
###
###
### 6216552.955 34140.261
###
###
###
### 5510296.605 34253.620
###
###
###
### 4858751.090 34069.047
###
###
###
### 4260436.248 33584.287
###
###
###
### 3713617.099 32889.906
###
###
###
### 3216309.008 32050.095
###
###
###
### 2766375.525 31116.905
###
###
###
### 2361596.995 30109.192
###
###
###
### 1999725.036 29022.371
###
###
###
### 1678502.229 27787.430
###
###
###
### 1395657.796 26354.463
###
###
###
### 1148838.981 24712.991
###
###
###
### 935563.526 22868.199
###
###
###
### 753212.968 20862.502
###
###
###
### 599041.791 18761.225
###
###
###
### 470223.537 16631.093 92609.210
###
### 86577.685 363918.496 14526.529 75978.117
###
### 69529.476 277340.811 12497.068 61451.589
###
### 55007.278 207811.335 10587.550 48954.521
###
### 42817.574 152804.058 8832.089 38366.971
###
### 32738.371 109986.483 7251.376 29534.882
###
### 24533.451
77248.112 5853.989 22283.506
###
### 17964.896
52714.662 4638.273 16429.518
###
### 12803.374
34749.766 3596.143 11791.245
###
### 8834.317
21946.392 2715.983 8195.102
97165.000
### 5861.024
13112.075 1998.652 5479.119
63037.000
### 3691.662
7251.051 1435.657 3480.467
37787.000
### 2148.481
3559.389 1018.801 2044.810
19331.000
### 1067.103
1410.907
692.218 1026.009
6415.000 6415.000
343.804
343.804
333.791
333.791

age

3

Follow the steps to enable your Net Single Premium & Anual Cost Calculator.
>>

This template is prepared for calculating net single premiums and annual costs using 1958 CSO Mortality Table.

>>

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1)

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3)

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>>

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