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1. If in a job interview, they ask about your personality what do you you answer?

ambitious? reliable?responsible?talkative, aggfresive? unfriendly, insecure?


Probably best to mention personality traits that make you a fit for the job. If it's a bank job dealing with numbers and finance, it's probably best to say you're analytical and good with numbers.

2. How Would You Describe Your Personality?


Spice Up Your Answers Take a look at these typical answers and how you can make them more unique. Typical: "I am a high-energy person." This answer needs more detail. Unique: "I am energized by challenges and problems." Typical: "I'm a hard worker." This is the most common phrase used. It shows no imagination. Unique: "I do whatever it takes to get the job done, sometimes working 10-hour days." Typical: "I am a quick learner." This is an overused phrase that has lost its effectiveness. Unique: "I can hit the ground running and come up to speed faster than anyone I know." Typical: "I'm analytical." This is a lackluster answer that doesn't reveal much. Unique: "I'm a wiz at analyzing data and transforming it into useful information." Typical: "I'm very organized." This answer is understated. Unique: "I am a person who can bring order to chaos." Typical: "I'm reliable." This answer needs more information to get the point across. Unique: "I pride myself on my record of never missing deadlines." Typical: "I'm good with customers." The answer needs clarification. Unique: "I build great relationships with customers; they always ask for me."

3. Prep for the Top 10 Interview Questions


1. What Are Your Weaknesses? This is the most dreaded question of all. Handle it by minimizing your weakness and emphasizing your strengths. Stay away from personal qualities and concentrate on professional traits: "I am always working on improving my communication skills to be a more effective presenter. I recently joined Toastmasters, which I find very helpful."

2. Why Should We Hire You? Summarize your experiences: "With five years' experience working in the financial industry and my proven record of saving the company money, I could make a big difference in your company. I'm confident I would be a great addition to your team." 3. Why Do You Want to Work Here? The interviewer is listening for an answer that indicates you've given this some thought and are not sending out resumes just because there is an opening. For example, "I've selected key companies whose mission statements are in line with my values, where I know I could be excited about what the company does, and this company is very high on my list of desirable choices." 4. What Are Your Goals? Sometimes it's best to talk about short-term and intermediate goals rather than locking yourself into the distant future. For example, "My immediate goal is to get a job in a growthoriented company. My long-term goal will depend on where the company goes. I hope to eventually grow into a position of responsibility." 5. Why Did You Leave (Or Why Are You Leaving) Your Job? If you're unemployed, state your reason for leaving in a positive context: "I managed to survive two rounds of corporate downsizing, but the third round was a 20 percent reduction in the workforce, which included me." If you are employed, focus on what you want in your next job: "After two years, I made the decision to look for a company that is team-focused, where I can add my experience." 6. When Were You Most Satisfied in Your Job? The interviewer wants to know what motivates you. If you can relate an example of a job or project when you were excited, the interviewer will get an idea of your preferences. "I was very satisfied in my last job, because I worked directly with the customers and their problems; that is an important part of the job for me." 7. What Can You Do for Us That Other Candidates Can't? What makes you unique? This will take an assessment of your experiences, skills and traits. Summarize concisely: "I have a unique combination of strong technical skills, and the ability to build strong customer relationships. This allows me to use my knowledge and break down information to be more user-friendly."

8. What Are Three Positive Things Your Last Boss Would Say About You? It's time to pull out your old performance appraisals and boss's quotes. This is a great way to brag about yourself through someone else's words: "My boss has told me that I am the best designer he has ever had. He knows he can rely on me, and he likes my sense of humor." 9. What Salary Are You Seeking? It is to your advantage if the employer tells you the range first. Prepare by knowing the going rate in your area, and your bottom line or walk-away point. One possible answer would be: "I am sure when the time comes, we can agree on a reasonable amount. In what range do you typically pay someone with my background?" 10. If You Were an Animal, Which One Would You Want to Be? Interviewers use this type of psychological question to see if you can think quickly. If you answer "a bunny," you will make a soft, passive impression. If you answer "a lion," you will be seen as aggressive. What type of personality would it take to get the job done? What impression do you want to make?

4. Six Key Interview Answers Employers Need to Hear


Do You Have the Skills to Do the Job? According to Karsh, the employer must first determine whether you have the necessary hard skills for the position, e.g., the programming knowledge for a database administration job or the writing chops to be a newspaper reporter. "By really probing into what the candidate has done in the past, an interviewer can tap into hard skills." But the interviewer is also looking for key soft skills you'll need to succeed in the job and organization, such as the ability to work well on teams or "the requisite common sense to figure things out with some basic training," says Terese Corey Blanck, director of student development at internship company Student Experience and a partner in College to Career, a consulting firm. Do You Fit? "Every organization's first thought is about fit and potentially fit in a certain department," Corey Blanck says. That means the interviewer is trying to pinpoint not only whether you match up well with both the company's and department's activities but also whether you'll complement the talents of your potential coworkers. Do You Understand the Company and Its Purpose?

If the organization fits well with your career aspirations, you'll naturally be motivated to do good work there -- and stay more than a month or two, Corey Blanck reasons. "I don't want someone to take the position because it's a job and it fits their skills," she says. "I want them to be excited about our mission and what we do." How Do You Stack Up Against the Competition? You're being evaluated in relation to other candidates for the job. In other words, this test is graded on a curve. So the interviewer will constantly be comparing your performance with that of the other candidates'. Do You Have the Right Mind-Set for the Job and Company? "I'm always looking for someone who has a can-do type of attitude," Corey Blanck explains. "I want someone who wants to be challenged and is internally motivated to do well. Corey Blanck points out that an employer can't train for this essential trait. "But you can hire for it," she says. "And if you don't, you'll end up with a lower-performing employee." Do You Want the Job? Most employers know better than to believe everyone they interview actually wants the position being offered. They understand some candidates are exploring their options, while others are using an interview with a company they don't care about to hone their interview skills. So you have to prove you really want the job, says Al Pollard, senior college recruiter for Countrywide Financial. "I use the ditch-digger analogy," he says. "Many of us can dig ditches, but few are willing to -- and even fewer want to."

5. Last-Minute Interview Preparation


Even if you have less than a day before your job interview, you can outshine the competition with a little interview preparation. The following four tasks will take you about four hours (plus five minutes) to complete, and you'll walk into the interview confident you'll be successful. Conduct Basic Interview Research To prepare for an interview, find out as much as you can beforehand. Call the person who scheduled your interview and ask:

Who will you be talking to? Will you meet the manager you'd work for, or will you just talk to HR? What are the interviewer's expectations?

What's the dress code? Dress better than suggested. Most times, it's best to wear a professional suit. You'd be amazed how many candidates show up looking like they're going to class, not presenting a professional demeanor. Get directions to the office. Plan to leave early. Keep a phone number to call if you get stuck on the bus or in traffic. If you arrive late and stressed, the interview will not go well. If you don't have a detailed job description, ask for one.

That's a five-minute phone call. Learn About the Company Online Do some fast Web research, which will give you something to talk about in addition to the job description. Go to the employer's Web site, or search the Web for information such as:

How big is the company in terms of annual sales or employees? What does the company say about its products or services? What recent news (such as a new product, a press release, an interview with the CEO) can you discuss? If the company is public, the boilerplate at the bottom of its press releases will tell you a lot.

Basic research should take you about an hour. Think of Some Stories Be ready to answer typical interview questions with a story about yourself. To prepare, write down and memorize three achievement stories. Tell about times you've really felt proud of an achievement at work or school. These stories demonstrate all those hard-to-measure qualities like judgment, initiative, teamwork or leadership. Wherever possible, quantify what you've done, e.g., "increased sales by 20 percent," "cut customer call waiting time in half," "streamlined delivery so that most customers had their job done in two days." By the way, nonwork achievement stories are good too; if you volunteer for the local food pantry, write down a time you overcame a big challenge or a crisis there. Achievement stories make you memorable, which is what you want. There's an exercise in Monster Careers: Interviewing called "Mastering the Freestyle Interview," which helps you develop these stories into compelling sales points. Take the time you need -- at least three hours on this task. Pick Your Outfit, and Go to Bed Early

Lay out your interview outfit the night before, get a good night's rest, and always get an early start. The last thing you want is to waste all of your interview preparation by arriving flustered and panicked because you couldn't find a parking space.

6. Assessing Your Skills


The Assessment Tool Gina divided a piece of paper into three columns and labeled them with "previous experience," "portable skills" and "personality," the three P's of marketing. In the "previous experience" column she wrote:

Marketing knowledge Communications skills Vendor management Press and industry relations Web channel marketing Product development Computer skills

Under "portable skills" she wrote:


Customer focus Communications Writing skills Very organized Good at coordinating Team leader Problem solving Project management Excellent follow-through Good with budgets and numbers Time management

In the "personality column" she wrote:


Self-starter Independent Friendly Well-organized Quick learner Good judgment Good attitude Creative Analytical

Flexible Good sense of humor Goal-directed

When she was finished, she sat back and checked the list over. She was surprised at how easily the list had come together. By dividing the skills, the task became manageable. Trying to look at everything at once is like looking at those cereal boxes. Getting words on paper is one of the most difficult steps of putting your "ingredients" list together. This is a good exercise for anyone beginning the search process, or as a periodic check or inventory. Gina can now use the list to put together her resume, write a summary statement or compose a personal statement. The skills will be the foundation of the strategy she will use to sell herself. She still has some work to do before she can take her product to market, but she certainly has made a good start.

7. Do Your Homework Before the Big Interview


Luckily for you, diverse resources, many of them free or cheap and available on the Internet, enable you to achieve that competitive edge if you're willing to put your nose to the grindstone -- or computer monitor. Employers' Web Sites Your prospective employer's corporate Web site is the best place to see the company as it wants to be seen. Do check out that annual report, but also look for a "press room" or "company news" page that links to recent news releases. As you mull all this information, consider how the open position, as detailed in the job posting, relates to the company's mission. But don't stop there. Use the company site's search facility to query the names of the hiring manager and any others on your interview dance card. You may retrieve bio pages or press releases that give you insight into their most visible activities at the company. "Learning about the interviewer is probably the most valuable thing you can do," says Ron Fry, author of 101 Great Answers to the Toughest Interview Questions. Research Employers Next, get some vital statistics and independent perspectives on your prospective employer. Hoover's Online, for one, provides capsule descriptions, financial data and a list of competitors for thousands of large corporations. Your 401k or mutual fund account with a major broker likely provides more detailed research on publicly traded companies and industries, free of charge. "You may be able to go to competitors for the prospective employer's financials," says Joyce Lain Kennedy, Los Angeles Times career columnist and author of Job Interviews for Dummies.

News Sources Now broaden your perspective and see what general-interest and business publications and Web sites are writing about the employer and its industry. You can find a wide range of media outlets at NewsLink, notes Kennedy. Search national publications for news on major corporations; use hometown newspapers to learn about small businesses and how big businesses interact with their local communities. Refdesk and bizjournals.com also offer gateways to journalism on companies and industries. Trade Journals Taking cues from your research so far, drill down into your target company and its place in the industry by looking at trade journals and other specialized publications. "Get a few months of the relevant trade journal," advises Fry. "You're going to find out about new products and what the trade is saying about the company." You may find hard copies of trade journals at university or public libraries. Some journals are available for free or by subscription through their own Web sites; the full text of thousands more is available through periodical databases like ProQuest and InfoTrac. You may even be able to access InfoTrac for free via the Web, using just the membership number on your public library card. Contact your local library for details. Industry Directories By now, you've probably got some very specific questions regarding the employer and your potential role there. Go directly to the grapevine by making contact with other workers at your target company or elsewhere in the industry. "If you belong to a professional organization, go to its directory," says Marilyn Pincus, author of Interview Strategies that Lead to Job Offers. If you don't belong, consider joining; check out the American Society of Association Executives' Gateway to Associations Directory. Of course, you can also use networking services to get in touch with people inside the company. Google Finally, if you hope to have a company ogling you, try Googling them first. You just might come up with a nugget you would have missed otherwise. While you're at it, Google yourself to make sure you and the interviewer are on the same page. Because if he's savvy, he's doing unto you as you've just done unto him and his company.

8. Tips to Boost Your Interview Skills


Practice Good Nonverbal Communication It's about demonstrating confidence: standing straight, making eye contact and connecting with a firm handshake. That first nonverbal impression can be a great beginning -- or quick ending -to your interview. Dress for the Job or Company Today's casual dress codes do not give you permission to dress as "they" do when you interview. It is important to know what to wear to an interview and to be well-groomed. Whether you wear a suit or something less formal depends on the company culture and the position you are seeking. If possible, call to find out about the company dress code before the interview. Listen From the very beginning of the interview, your interviewer is giving you information, either directly or indirectly. If you are not hearing it, you are missing a major opportunity. Good communication skills include listening and letting the person know you heard what was said. Observe your interviewer, and match that style and pace. Don't Talk Too Much Telling the interviewer more than he needs to know could be a fatal mistake. When you have not prepared ahead of time, you may ramble when answering interview questions, sometimes talking yourself right out of the job. Prepare for the interview by reading through the job posting, matching your skills with the position's requirements and relating only that information. Don't Be Too Familiar The interview is a professional meeting to talk business. This is not about making a new friend. Your level of familiarity should mimic the interviewer's demeanor. It is important to bring energy and enthusiasm to the interview and to ask questions, but do not overstep your place as a candidate looking for a job. Use Appropriate Language It's a given that you should use professional language during the interview. Be aware of any

inappropriate slang words or references to age, race, religion, politics or sexual orientation -these topics could send you out the door very quickly. Don't Be Cocky Attitude plays a key role in your interview success. There is a fine balance between confidence, professionalism and modesty. Even if you're putting on a performance to demonstrate your ability, overconfidence is as bad, if not worse, as being too reserved. Take Care to Answer the Questions When interviewers ask for an example of a time when you did something, they are asking behavioral interview questions, which are designed to elicit a sample of your past behavior. If you fail to relate a specific example, you not only don't answer the question, but you also miss an opportunity to prove your ability and talk about your skills. Ask Questions When asked if they have any questions, most candidates answer, "No." Wrong answer. Part of knowing how to interview is being ready to ask questions that demonstrate an interest in what goes on in the company. Asking questions also gives you the opportunity to find out if this is the right place for you. The best questions come from listening to what you're asked during the interview and asking for additional information. Don't Appear Desperate When you interview with the "please, please hire me" approach, you appear desperate and less confident. Reflect the three Cs during the interview: cool, calm and confidence. You know you can do the job; make sure the interviewer believes you can, too.

SOME RESPONSIBILITES OF GBO (from Linkedin and different sites):


General Banking Officer MCB Bank Limited

Public Company; 5001-10,000 employees; MCB; Banking industry November 2012 Present (1 year 3 months) Karachi
Responsibilities Issuance, encashment and balancing of DD, PO, CDRs, TDRs and RTCs etc. Applying & Checking of Tests on Advices, DDs and other instruments. Unclaimed deposit review and issuance of notices to the customer.

Review of systems and controls on a regular basis, identifying bottlenecks and control weaknesses with a view to achieving improvements and timely reporting of the same to BOM. Ensuring that departmental activities are carried out strictly in accordance with the laid down procedures/ processes, and SBP Compliance guidelines. Seeking approval of expenses and maintenance of concerned record. Ensure notice board is maintained properly. Maintain all branch books and records and balancing of all respective heads on weekly, fortnightly & monthly basis. Ensure that all procedures and documents are strictly adhered at the time of account opening. Capturing and attachment of clients' signatures to the accounts. Responsible for all post account opening maintenance i.e. restraint, stop payment, deceased, etc. To cross-sell other bank products to increase total portfolio for the Bank. Adherence to Service Protocols and Service Management Program and provide relevant data to Service Quality. Responsible for all customer correspondence and other relevant docs filing. Strict adherer of KYC/ AML, accounts opening policy/procedures/SBP policies/Circulars/ Foreign Exchange Manual. Assist BOM & BM in successful audits and ratings. Any other assignment / responsibility given by the immediate supervisor.