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Information about this Replacement


Replacement The January 2008 MasterCard Authorization Simulator replaces your existing manual. This new version reflects changes effective with Banknet Release 08.1. Please refer to: Summary of Changes for a comprehensive list of changes reflected in this update. Using this Manual for a complete list of the contents of this manual. What is in the new version?

Questions?

If you have questions about this manual, please contact the Customer Operations Services team or your regional help desk. Please refer to Using this Manual for more contact information. Please take a moment to provide us with your feedback about the material and usefulness of the MasterCard Authorization Simulator using the following e-mail address: publications@mastercard.com We continually strive to improve our publications. Your input will help us accomplish our goal of providing you with the information you need.

MasterCard is Listening

Summary of Changes
MasterCard Authorization Simulator, January 2008
The changes listed below are associated with the January 2008 version of this document. To locate these changes onlinesearch on the date next to the revision bar. On the Adobe Reader toolbar, click Search. In the Search pane, type Jan 2008, and then click Search.
Description of Change Updated screen images to reflect current version of the simulator where applicable. Removed Windows 2000 as an operating system option. Where to Look Entire document

Chapter 1 Chapter 2

Updated Test Preparation and Test Monitor toolbar options.

Chapter 1

Updated simulator version information to v.08.1.

Chapter 2

Updated Table 3.1Network Options, Table 4.2Network Options and Chapter 3 Table 5.2Network Options to include the new Message Encoding Format option. Chapter 4 Chapter 5 Updated the Account Category options in the CVC Options section. Added a new Data Element and Subelement Validators section. Chapter 3 Appendix A

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MasterCard Authorization Simulator


January 2008

Proprietary Rights The information contained in this document is proprietary and confidential to MasterCard International Incorporated, one or more of its affiliated entities (collectively MasterCard), or both. This material may not be duplicated, published, or disclosed, in whole or in part, without the prior written permission of MasterCard. Trademarks Trademark notices and symbols used in this manual reflect the registration status of MasterCard trademarks in the United States. Please consult with the Customer Operations Services team or the MasterCard Law Department for the registration status of particular product, program, or service names outside the United States. All third-party product and service names are trademarks or registered trademarks of their respective owners. Media This document is available on MasterCard OnLine.

MasterCard Worldwide 2200 MasterCard Boulevard OFallon MO 63368-7263 USA 1-636-722-6100 www.mastercard.com

2008 MasterCard MasterCard Authorization Simulator January 2008

Publication Code: CS

Table of Contents

Using this Manual


Purpose................................................................................................................... 1 Audience................................................................................................................. 1 Times Expressed..................................................................................................... 1 Excerpted Text ....................................................................................................... 2 Language Use ......................................................................................................... 2 Revisions ................................................................................................................. 2 Organization ........................................................................................................... 3 Related Information................................................................................................ 3 Contact Us .............................................................................................................. 4 Contact Customer Operations Services ........................................................... 4 Contact Your U.S. Member Relations Representative..................................... 5 Contact Your Regional Representative............................................................ 5 Simulator Support ............................................................................................ 5

Chapter 1

Simulator Overview
Introduction .........................................................................................................1-1 Starting the MasterCard Authorization Simulator.........................................1-2 Simulator Modules...............................................................................................1-7 Navigator .......................................................................................................1-7 Test Preparation ............................................................................................1-9 Test Monitor ................................................................................................1-19 Test Results..................................................................................................1-21

Chapter 2

Installation Instructions
Requirements.......................................................................................................2-1 Configuration Requirements .........................................................................2-1 Simulator Software Distribution..........................................................................2-4 Distribution for New Users ...........................................................................2-4 CD-ROM Distribution....................................................................................2-6 Distribution for Upgrade Versions ...............................................................2-7

2008 MasterCard MasterCard Authorization Simulator January 2008

Table of Contents

First Time Installation..........................................................................................2-8 Software Installation......................................................................................2-8 Hardware Installation..................................................................................2-12 Simulator Installation Support...........................................................................2-13 Simulator Upgrade Installation .........................................................................2-14 MasterCard Authorization Simulator Upgrade Installation ........................2-14

Chapter 3

Simulator Configuration
Configuration Options.........................................................................................3-1 Accessing Configuration Options .................................................................3-1

Chapter 4

Issuer Testing
Standard Issuer Testing .......................................................................................4-1 Setting the IPS Host Test Mode ....................................................................4-1 Configuring the Simulator.............................................................................4-2 Managing the History Log.............................................................................4-7 Starting an Issuer Test Session....................................................................4-10 Stopping a Test Session ..............................................................................4-11 Viewing the Test Session ............................................................................4-12 Viewing Test Results ...................................................................................4-12 Refining the Test Results View ...................................................................4-17 Advanced Options and Specialized Testing.....................................................4-21 Setting Network Options ............................................................................4-21 PIN Key Sets................................................................................................4-24 MChip Key Sets ...........................................................................................4-27 User Category Card Profiles........................................................................4-32 User Category Merchant Profiles ................................................................4-39 Creating a Transaction File .........................................................................4-42 Modifying a Transaction .............................................................................4-43 Adding Control Instructions........................................................................4-52 Network Response Profiles.........................................................................4-55

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Table of Contents

Chapter 5

Acquirer Testing
Standard Acquirer Testing...................................................................................5-1 Setting the APS Host Testing Mode..............................................................5-1 Adding an Instruction to Set a Future Settlement Date in the Simulator....5-2 Adding Acquirer IDs .....................................................................................5-3 Issuer Response Profiles ...............................................................................5-4 Starting an Acquirer Test Session .................................................................5-6 Viewing Test Results .....................................................................................5-8 Refining the Test Results View ...................................................................5-13 Managing the History Log...........................................................................5-16 Advanced Options and Specialized Testing.....................................................5-19 Setting Network Options ............................................................................5-19 PIN Key Sets................................................................................................5-23 Issuer Response Profiles .............................................................................5-27

Appendix A Professional Version


Simulator Professional Features ......................................................................... A-1 Navigator Options ........................................................................................ A-1 Test Preparation Module.............................................................................. A-7 Data Element and Subelement Validators................................................. A-23 Test Results Module ................................................................................... A-26 View Archived Logs ................................................................................... A-34

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Using this Manual


This chapter contains information that helps you understand and use this document.

Purpose...................................................................................................................1 Audience.................................................................................................................1 Times Expressed.....................................................................................................1 Excerpted Text .......................................................................................................2 Language Use .........................................................................................................2 Revisions .................................................................................................................2 Organization ...........................................................................................................3 Related Information................................................................................................3 Contact Us ..............................................................................................................4 Contact Customer Operations Services ...........................................................4 Contact Your U.S. Member Relations Representative.....................................5 Contact Your Regional Representative............................................................5 Simulator Support ............................................................................................5

2008 MasterCard MasterCard Authorization Simulator January 2008

Using this Manual


Purpose

Purpose
The MasterCard Authorization Simulator documents how to use the MasterCard Authorization Simulator to conduct detailed offline testing of the member host. Members test their host to ensure correct message formats and compliance with processing requirements defined in the Customer Interface Specification manual and the Authorization System Manual.

Audience
MasterCard provides this document for members and their authorized agents. Specifically, the following personnel should find this document useful: Technical support staff Communications personnel Development personnel

Times Expressed
MasterCard is a global company with locations in many time zones. The MasterCard operations and business centers are in the United States. The operations center is in St. Louis, Missouri, and the business center is in Purchase, New York. For operational purposes, MasterCard refers to time frames in this manual as either St. Louis time or New York time. Coordinated Universal Time (UTC) is the basis for measuring time throughout the world. You can use the following table to convert any time used in this document into the correct time in another zone.
St. Louis, Missouri USA Central Time
Standard time

Purchase, New York USA Eastern Time 10:00

UTC 15:00

09:00

(first Sunday in November to second Sunday in March a)


Daylight saving time

09:00

10:00

14:00

(second Sunday in March to first Sunday in November b)


a b

For Central European Time, last Sunday in October to last Sunday in March. For Central European Time, last Sunday in March to last Sunday in October.

2008 MasterCard MasterCard Authorization Simulator January 2008

Using this Manual


Excerpted Text

Excerpted Text
At times, this document may include text excerpted from another document. A note before the repeated text always identifies the source document. In such cases, we included the repeated text solely for the readers convenience. The original text in the source document always takes legal precedence.

Language Use
The spelling of English words in this manual follows the convention used for U.S. English as defined in Merriam-Websters Collegiate Dictionary. MasterCard is incorporated in the United States and publishes in the United States. Therefore, this publication uses U.S. English spelling and grammar rules. An exception to the above spelling rule concerns the spelling of proper nouns. In this case, we use the local English spelling.

Revisions
MasterCard periodically may issue revisions to this document to accommodate enhancements and changes, or as corrections are required. With each revision, a Summary of Changes describes how the text changed. Revision markers (vertical lines in the right margin) indicate where the text changed. The date of the revision appears at the right of each revision marker. MasterCard may publish revisions to this document in a MasterCard bulletin, another MasterCard publication, or on MasterCard OnLine. A subsequent revision is effective as of the date indicated in that publication or on MasterCard OnLine and has precedence over any previous edition. In the event of a conflict between this document and a subsequently published edition, the subsequently published edition shall have precedence.

2008 MasterCard January 2008 MasterCard Authorization Simulator

Using this Manual


Organization

Organization
The following table provides an overview of this document.
Part Table of Contents Using this Manual 1 Overview Description A list of the manuals chapters and subsections. Each entry references a chapter and page number. A description of the manuals purpose and its contents. An explanation of what you need to know about the MasterCard Authorization Simulator before you start testing. A description of the steps necessary for setup and installation of the MasterCard Authorization Simulator. An explanation of how to configure the MasterCard Authorization Simulator. An explanation of how to perform Issuer Testing using the MasterCard Authorization Simulator. An explanation of how to perform Acquirer Testing using the MasterCard Authorization Simulator. A description of the features available with the Professional version of the MasterCard Authorization Simulator.

2 3 4 5 A

Installation Instructions Simulator Configuration Issuer Testing Acquirer Testing Appendix A

Related Information
The following documents and resources provide information related to the subjects discussed in this document. Authorization System Manual Customer Interface Specification Data Communications Manual

Descriptions of these documents are available in the List of Manuals in the Member Publications product on MasterCard OnLine. Definitions of key terms used in this document are available in the MasterCard Dictionary. To order MasterCard documents, please use the Ordering Publications tool, available in the Quick Links section on the Member Publications home page, or contact the Customer Operations Services team.

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Using this Manual


Contact Us

Contact Us
Please take a moment to provide MasterCard with your feedback about the MasterCard Authorization Simulator. MasterCard continually strives to improve user documents. User feedback helps MasterCard accomplish this goal. Please provide feedback about this document to Manuals and Publications at publications@mastercard.com.

Contact Customer Operations Services


Please address your questions about MasterCard programs and services to the Customer Operations Services team as follows.
Phone:

1-800-999-0363 or 1-636-722-6176 1-636-722-6292 (Spanish language support)

Fax: Telex: Address:

1-636-722-7192 434800 answerback: 434800 ITAC UI MasterCard Worldwide Customer Operations Services 2200 MasterCard Boulevard OFallon MO 63368-7263 USA Canada, Caribbean, Latin America, South Asia/Middle East/Africa, and United States Asia/Pacific: Australia and New Zealand China, Hong Kong, and Taiwan Southeast Asia Japan/Guam Korea Europe csd@mastercard.com helpdesk.gc@mastercard.com helpdesk.singapore@mastercard.com opetokyo@mastercard.com korea_helpdesk@mastercard.com css@mastercard.com
2008 MasterCard January 2008 MasterCard Authorization Simulator

E-mail:

css@mastercard.com

Using this Manual


Contact Us

Spanish language support Vendor Relations, all regions

lagroup@mastercard.com vendor.program@mastercard.com

Contact Your U.S. Member Relations Representative


Member Relations representatives assist U.S. members with marketing inquiries. They interpret member requests and requirements, analyze them, and if approved, monitor their progress through the various MasterCard departments. This does not cover support for day-to-day operational problems, which the Customer Operations Services team addresses. For the name of your U.S. Member Relations representative, contact your local Member Relations office: Atlanta Chicago Purchase San Francisco 1-678-459-9000 1-847-375-4000 1-914-249-2000 1-925-866-7700

Contact Your Regional Representative


The regional representatives work out of the regional offices. Their role is to serve as intermediaries between the members and other departments in MasterCard. Members can inquire and receive responses in their own languages and during their offices hours of operation. For the name of the location of the regional office serving your area, call the Customer Operations Services team.

Simulator Support
For MasterCard Authorization Simulator support, contact your Simulator Support Specialist via e-mail:
E-mail Address:

credit.sim@mastercard.com

2008 MasterCard MasterCard Authorization Simulator January 2008

Simulator Overview
The MasterCard Authorization Simulator provides members with a powerful and full-featured offline test tool. Members can perform release or internal system testing at their own pace and convenience.

Introduction .........................................................................................................1-1 Starting the MasterCard Authorization Simulator.........................................1-2 License Profile Selection.........................................................................1-4 License Profile Dialog Box Options.................................................1-6 Simulator Modules...............................................................................................1-7 Navigator .......................................................................................................1-7 Setting the Test Mode .............................................................................1-8 Test Preparation ............................................................................................1-9 Transaction File Pane (Issuer Testing).................................................1-10 Profiles Pane .........................................................................................1-11 Transaction Profiles Pane ...............................................................1-12 Card Profiles Pane ..........................................................................1-13 Merchant Profiles Pane...................................................................1-14 Data Elements Pane..............................................................................1-14 Subelements Pane.................................................................................1-15 Test Preparation Toolbar ......................................................................1-16 Network Response Profile Pane...........................................................1-17 Issuer Response Profile Pane (Acquirer Testing) ................................1-18 Test Monitor ................................................................................................1-19 Transaction Navigation .........................................................................1-20 Test Monitor Toolbar ............................................................................1-21 Test Results..................................................................................................1-21 Table View ............................................................................................1-22 Log with Parsed Message Detail...........................................................1-23 Log with the Key Data..........................................................................1-24 Test Results Toolbar .............................................................................1-24

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Simulator Overview
Introduction

Introduction
The MasterCard Authorization Simulator provides members the ability to conduct detailed offline testing. The simulator software is a 32-bit, Microsoft Windows application that runs on a PC with Microsoft Windows XP Professional with Service Pack 1 or higher. Members must install the simulator application software on a Pentium III 1GHz or compatible PC. Members establish the connection between the simulator PC and their host using a member provided network interface card (NIC) for TCP/IP connectivity. The resulting interface simulates the actual interface between the member host and the MasterCard interface processor (MIP). The MasterCard Authorization Simulator tests messages using the Customer Interface Specification message format. Refer to the Customer Interface Specification (CIS) manual for additional message format information. The simulator provides virtually all the testing capabilities that are available with online testing. With the simulator, members can conduct extensive preparations for online testing in an offline environment. By performing simulator testing, members can replicate the tests and procedures for scheduled online testing. This procedure will minimize the time required to perform online testing. MasterCard updates the simulator in accordance with the Banknet release cycle. Typically, the most current version of the simulator will be available three to four weeks before any online member testing facilities become available for the new release. The early availability of the simulator increases the amount of time that members will have to complete release testing. Using the simulator, members also are able to test internally developed systems or vendor-purchased systems. New members can use the simulator to test their systems for compliance with MasterCard processing requirements. The simulator provides an emulation tool for complete end-to-end application testing. The MasterCard Authorization Simulator allows members to test their system using one of two testing modes: IPS Host Testing (issuer) or APS Host Testing (acquirer).
IPS Host Testing: The member host is the issuer. The simulator generates
Jan 2008

Authorization Request/0100 messages and sends them to the member host. The simulator will validate the Authorization Request Response/0110 messages returned by the member host (Figure 1.1).

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Simulator Overview
Introduction

Figure 1.1IPS Host Testing

Authorization Request/0100 Authorization Request Response/0110 Host as Issuer Simulator

APS Host Testing: The simulator responds to the Authorization Request/0100 messages sent by the member host. The simulator validates the received messages and then creates and returns to the member host, the appropriate Authorization Request Response/0110 messages (Figure 1.2).

Figure 1.2APS Host Testing

Authorization Request/0100 Authorization Request Response/0110 Host as Acquirer

Simulator

Note

Members cannot conduct IPS Host Testing and APS Host Testing simultaneously.

Starting the MasterCard Authorization Simulator


Use the following steps to start the simulator application:
Step 1. Action On the PC desktop, double-click the MasterCard Simulators folder icon to open the folder. You can also use the Start button to access the simulator.

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Simulator Overview
Introduction

Step 2.

Action Double-click the MasterCard Authorization Simulator icon to launch the application.
Jan 2008

3.

If applicable, click the appropriate License Profile Name and then click Select. This dialog box displays only if more than one hardware token or simulator license file is detected on the simulator PC. The appropriate license file must be selected to continue the launching of the simulator application. See License Profile Selection for details concerning the License Profile dialog box.

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Simulator Overview
Introduction

Step 4.

Action Click OK to close the Simulator Bulletin window and continue opening the simulator.

Jan 2008

The Simulator Bulletin window is also available under the News tab in the Navigator window.

Note

The appearance of the desktop folder is dependent on the selected Windows display properties.

License Profile Selection


Some members may have both the MasterCard Debit Financial Simulator and the MasterCard Authorization Simulator installed on the same PC. Each simulator type requires an individual hardware token and license file for the operation of the corresponding simulator. Refer to Hardware Token Installation in Chapter 2 of this manual for more information concerning simulator hardware tokens and license files.

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Simulator Overview
Introduction

To manage the different license profiles and hardware tokens, the License Profile dialog allows user selection of the appropriate license file and hardware token for the corresponding simulator. Once you have initiated the launch of the MasterCard Authorization Simulator (by double-clicking the simulator icon), the system quickly scans the PC for hardware tokens and simulator license files. The License Profiles dialog box (Figure 1.3) lists all simulator license files and hardware tokens detected on the simulator PC. A detected license file and the corresponding hardware token will have a status indicator of available. Any license file detected on the simulator PC that does not have a corresponding hardware token detected will have a status indicator of Token not found. Members may select from only those license profiles that have a status of available in order start the simulator application. If multiple hardware tokens or license files are detected, you must select the appropriate and available license file name in the License Profile dialog box before the system will continue to open the simulator application.

Note

If only a single hardware token and license file are detected during the launch of the simulator application, the License Profiles dialog box does not display and the simulator application starts uninterrupted.

Figure 1.3License Profiles

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Simulator Overview
Introduction

License Profile Dialog Box Options Members may customize the display of the License Profile dialog box by selecting from the following options:
AutoselectThis option is set by default. If only one license file and the

corresponding hardware token are installed on the simulator PC, the selection in the License Profile dialog box is automatic.
Show DetailsThis option provides the license file detail in a dropdown

pane (Figure 1.4).


Show DemosThis option displays any demo license files detected on the

simulator PC.
Show unavailableThis option toggles on and off the display of all license

files that are detected and unavailable.


Figure 1.4License Profile Details

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Simulator Overview
Simulator Modules

Simulator Modules
The MasterCard Authorization Simulator consists of the following modules:
Navigator

A navigational pane that allows access of all the simulator modules from one central location. From here members: Set the testing mode Access configuration parameters Access main simulator modules Access documentation View the Simulator Bulletin Access System Administration View archived test logs
Test Preparation

From here, members may create and/or modify user profiles, user response profiles, and transaction files.
Test Monitor

Members run simulator testing of transaction files within this module.


Test Results

This module allows members to view and analyze test results and manage the test log.

Navigator
The simulators main window displays the Navigator pane. From here members may navigate to all the main modules of the simulator. The Navigator pane is organized using tabs and corresponding icons allowing members to navigate quickly and easily to the following: Simulator modules System administration Simulator Add-Ins Simulator News
Jan 2008

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Simulator Overview
Simulator Modules

Figure 1.5Simulator Main Window


Jan 2008

Setting the Test Mode


From the Navigator pane, members set the testing mode before beginning to test with the simulator. Use the following procedure to set the test mode:
Step 1. 2. Action Double-click the MasterCard Authorization Simulator icon to launch the simulator application. Click the appropriate License Profile Name and then click Select.

3.

Click OK to close the Simulator Bulletin window and continue opening the simulator.

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Simulator Overview
Simulator Modules

Step 4. 5.

Action From the Navigator pane, select the Testing tab. Select a Test Mode from the drop-down list.

Test Preparation
The Test Preparation window is comprised of two individual panes; the Transaction File pane and the Profile pane (Figure 1.6). From the Test Preparation window members may: Create and modify test transaction files Create and modify individual test messages Create and modify User Card and Merchant Profiles Create and modify User Network Response Profiles

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Simulator Overview
Simulator Modules

Figure 1.6Test Preparation Window (Issuer Testing)


Jan 2008

Transaction File Pane (Issuer Testing)


The Transaction File pane (Figure 1.7), of the Test Preparation module, provides a work area for creating or modifying transaction files. When creating a new transaction, members may use the standard Microsoft function of click and drag to move the Transaction Profiles from the Transaction Profile pane into the Transaction File pane.
Figure 1.7Transaction File Pane - Issuer Testing
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Simulator Overview
Simulator Modules

Profiles Pane
Profiles are building blocks used by the simulator to create transaction messages. A transaction message is composed of different fields and tags which can be specified within a profile type. The Test Preparation module uses the profiles as a reference base when creating a transaction message. The profile categories are as follows:
Transaction Profilethe member can select one of these pre-defined profiles

as a basis for the composition of a message. These profiles may not be modified by the member.
Card Profilethese profiles contain member specific card information which the Transaction Profile references to create a message. The Card Profiles are divided into Reference and User categories. The member may modify the data elements in both profile categories but may not modify the Profile Name or description in the Reference category. A Reference category profile may be copied and pasted into the User category to be used as a template. Merchant Profilethese profiles contain merchant information which the

Transaction Profile references to create a message. The Merchant Profiles are divided into Reference and User categories. The member may modify only the User category in these profiles. A Reference category profile may be copied and pasted into the User category to be used as a template. The Profiles pane, located in the lower half of the Test Preparation window provides a work area for displaying and working with the Transaction, Card, and Merchant Profiles.

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Simulator Overview
Simulator Modules

Transaction Profiles Pane MasterCard provides pre-defined Transaction Profiles that are organized within the Transaction Profile pane by message type, card entry method, and services (Figure 1.8). Members may use the standard Microsoft function of click and drag or doubleclick a profile to move the Transaction Profiles into the Transaction File Pane to quickly create a transaction file.
Figure 1.8Transaction Profiles Pane
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Simulator Overview
Simulator Modules

Card Profiles Pane The Card Profiles pane contains a pre-defined Reference Card Profile category that is organized by Standard or Chip cards, product type, and U.S. or NonU.S. region (Figure 1.9). MasterCard provides pre-defined Reference Card Profiles that members modify with their specific card information. However, the Reference Card Profiles may not be deleted or renamed. Members may create and modify Card Profiles in the User Card Profile category. The Transaction Profiles reference the Card Profiles to create transaction messages.
Figure 1.9Card Profiles Pane
Jan 2008

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Simulator Overview
Simulator Modules

Merchant Profiles Pane The Merchant Profiles pane contains a pre-defined Reference Merchant Profile category that is organized by transaction category code (TCC) and alphabetical order (Figure 1.10). MasterCard provides pre-defined Reference Merchant Profiles which may not be modified. However, members may create and modify Merchant Profiles in the User Merchant Profile category. The Transaction Profiles reference the Merchant Profiles to create transaction messages.
Figure 1.10Merchant Profiles Pane
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Data Elements Pane


The Data Elements pane lists and displays all ISO-specified data elements used in the MasterCard implementation of the ISO 8583-1987 message standard (Figure 1.11). Members may use the standard Microsoft function of click and drag to move data elements from this pane onto a transaction in the Transaction File pane thereby adding or overwriting existing data elements with a specified value.

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Simulator Overview
Simulator Modules

Figure 1.11Data Elements Pane

Subelements Pane
The Subelements pane lists and displays all ISO-specified subelements for data elements 35, 43, 45, 48, 55, 112, 120 and 124 (Figure 1.12). Members may use the standard Microsoft function of click and drag to move subelements from this pane onto a transaction in the Transaction File pane thereby adding or overwriting existing subelements for the corresponding data elements with a specified value.
Figure 1.12Subelements Pane

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Simulator Overview
Simulator Modules

Test Preparation Toolbar


Within the Test Preparation window, members perform most functions through the use of the Test Preparation toolbar. Each toolbar button displays an accompanying tool tip, which describes the buttons function. Table 1.1 describes the Test Preparation Toolbar buttons and their function.
Table 1.1Test Preparation Toolbar Button Description New transaction file. Opens an existing transaction file. Opens a reference transaction file. Appends an existing .trx file to a current one. Saves the transaction file. Saves the transaction file under a different name. Creates a new group. Adds an instruction. Edits the selected object. Outline view hides card and merchant profile information in the transaction file. Collapses all request messages in the transaction Expands all underlying objects. Moves object to the left. Moves object to the right. Moves object up. Moves object down. Views the composed message.
Jan 2008

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Simulator Modules

Button

Description Selects some of the transactions. Launches the Search and Replace dialog box. Moves to the first selected transaction. Moves to the previous selected transaction. Moves to the next selected transaction. Moves to the last selected transaction.

Network Response Profile Pane


The Test Preparation window also contains a Network Response Profile pane (Figure 1.13), which may be accessed through a corresponding tab. MasterCard provides pre-defined Reference Network Response Profiles that contain the default response values for standard MasterCard testing. The Reference Network Response profiles may not be modified. However, members may create and modify User Network Response Profiles to meet their specific testing needs.

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Simulator Overview
Simulator Modules

Figure 1.13Network Response Profile Pane


Jan 2008

Issuer Response Profile Pane (Acquirer Testing)


The Test Preparation window also contains an Issuer Response Profile pane (Figure 1.14), which may be accessed through a corresponding tab. For acquirer testing, MasterCard provides pre-defined Reference Issuer Response Profiles that contain default response values for standard MasterCard testing. The Reference Issuer Response Profiles may not be modified. However, acquirers may create and modify User Issuer Reference Profiles to meet their specific testing needs.

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Simulator Modules

Figure 1.14Issuer Response Profile Pane (Acquirer Testing)


Jan 2008

Test Monitor
The Test Monitor window is comprised of two individual panes, the Transaction File pane, and the Test Activity Log pane (Figure 1.15). These panes provide a workspace to execute test sessions and monitor the testing activity. The Transaction File pane displays the active transaction file, while the lower pane (Test Activity Log pane) displays the test session activity. Profile tabs allow members to access the different profile hits information.

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Simulator Overview
Simulator Modules

Transaction Navigation
Members have the ability to navigate from a transaction within the two panes of the Test Monitor to the exact transaction in either the Test Preparation or Test Results module. This navigation ability is only allowed from the Test Monitor module outward to the Test Preparation or Test Results module. Members may not use the double-clicking transaction navigation to return to the Test Monitor from the other modules. By double-clicking a transaction in the Transaction File pane, members quickly navigate to the exact transaction in the Test Preparation module. The navigation to the specific transaction within the Test Preparation module provides the member the ability to quickly modify a specific transaction record during a test session. By double-clicking a transaction in the Test Activity Log pane, members quickly navigate to the exact transaction within the Test Results module. The navigation to the specific transaction within the Test Results module provides the member the ability to quickly analyze a specific transaction record during a test session.
Figure 1.15Test Monitor Window
Jan 2008

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Simulator Overview
Simulator Modules

Test Monitor Toolbar


Within the Test Monitor window, members perform most functions through the use of the Test Monitor toolbar. Each toolbar button displays an accompanying tool tip, which describes the buttons function. Table 1.2 describes the Test Monitor Toolbar buttons and their function.
Table 1.2Test Monitor Toolbar (Issuer Testing) Button Description Opens an existing transaction file. Opens a reference transaction file. Reset the hits. Views the composed message. Starts the execution of the selected object(s). Stops the execution. Selects transactions in the transaction file base. Jumps to the first selected transaction. Jumps to the previous selected transaction. Jumps to the next selected transaction. Jumps to the last selected transaction. Clears the full transaction history log. (Professional version only) Halts a transaction mid script to allow the user to add or modify data elements, modify values, or to cancel a response.
Jan 2008

Test Results
The Test Results window displays the Sequential and Historical logs for the simulator testing sessions. From here members may view the simulator log for test result analysis. Members also manage the simulator log from this window controlling the log data base organization.

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Simulator Overview
Simulator Modules

The Test Results window provides the following views to facilitate with the test results analysis: Table View Log with Parsed Message Detail (default) Log with the Key Data

Table View
The Table view (Figure 1.16) displays the test results information in dynamic columns that change with the selection of different records in the log. For example, when an information record is selected, the columns adjust accordingly, displaying the record name, a time stamp, and a description. However, when a message record is selected then the columns change to display the record name, a time stamp, and specific data elements.
Figure 1.16Test ResultsTable View
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Simulator Overview
Simulator Modules

Log with Parsed Message Detail


The Log with Parsed Message Detail (default) view provides two synchronized panes displaying the log records and the accompanying information or data element detail.
Figure 1.17Test ResultsLog with Parsed Message Detail
Jan 2008

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Simulator Overview
Simulator Modules

Log with the Key Data


The Log with the Key Data view provides a synchronized tri-pane that displays the log records, specific key data, and data element detail.
Figure 1.18Test ResultsLog with the Key Data
Jan 2008

Test Results Toolbar


Within the Test Results window, members perform most functions through the use of the Test Results toolbar. Each toolbar button displays an accompanying tool tip, which describes the buttons function.

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2008 MasterCard January 2008 MasterCard Authorization Simulator

Simulator Overview
Simulator Modules

Table 1.3 describes the Test Results Toolbar buttons and their function.
Table 1.3Test Results Toolbar Button Description Shows the log in table view. Shows the log with parsed message detail. Shows the log with the key data. Shows the outgoing message profile construction. Views the data in its compiled form. Refreshes the sequential log. Filters some entries from the log. Select messages based on given data elements. Jumps to the first selected message. Jumps to the previous selected message. Jumps to the next selected message. Jumps to the last selected message. Clears the full transaction history log. Generates an ATH (text) file of the log detail. Exports log file to an HTML file. (Professional version only) Generates a .tre export directly from the current log. This file can be saved for reference and reloaded into the simulator.

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Installation Instructions
This chapter describes the steps necessary for installation and setup of the MasterCard Authorization Simulator.

Requirements.......................................................................................................2-1 Configuration Requirements .........................................................................2-1 Simulator Software Distribution..........................................................................2-4 Distribution for New Users ...........................................................................2-4 Download MasterINQ Base Platform from MasterCard OnLine ...........2-4 Download the MasterCard Authorization Simulator from MasterCard OnLine .................................................................................2-5 CD-ROM Distribution....................................................................................2-6 Distribution for Upgrade Versions ...............................................................2-7 Download Upgrade from MasterCard OnLine.......................................2-7 CD-ROM Distribution..............................................................................2-7 First Time Installation..........................................................................................2-8 Software Installation......................................................................................2-8 Adobe Acrobat Reader Installation ........................................................2-8 MasterCard Authorization Simulator Installation ...................................2-8 Installing the MasterCard Authorization Simulator..........................2-9 Hardware Installation..................................................................................2-12 Hardware Token Installation................................................................2-12 Simulator Installation Support...........................................................................2-13 Simulator Upgrade Installation .........................................................................2-14 MasterCard Authorization Simulator Upgrade Installation ........................2-14 Installing the MasterCard Authorization Simulator Upgrade...............2-15

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Installation Instructions
Requirements

Requirements
The MasterCard Authorization Simulator is an integral part of the MasterCard Test Program. The MasterCard Authorization Simulator is mandatory for all members and processors that connect directly to the Banknet telecommunications network.

Configuration Requirements
To install the MasterCard Authorization Simulator, the member or processor must provide the hardware and software identified in Table 2.1
Table 2.1Hardware and Software Requirements Item Computer/Processor Description Operating System Memory Hard Disk Pentium III 1 GHz CPU or compatible system minimum Pentium 4 2.0 GHz recommended
Jan 2008

Windows XP Professional with service pack 1 or higher 256 MB minimum 512 MB recommended 500 MB minimum 1.0 GB recommended

Available hard disk space:

Display Monitor Drive USB Port Peripheral/Miscellaneous

Super VGA (1024 X 768) with 65,536 colors or higherresolution display adapter 17 inch or larger color display CD-ROM drive or access to CD-ROM over a computer network Active Universal Series Bus (USB) port or a USB hub Microsoft mouse or compatible pointing device

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Installation Instructions
Requirements

Table 2.2 defines the MasterCard supplied hardware and software. Table 2.3 lists the software and documentation distributed via MasterCard OnLine.
Table 2.2Installation Kit Hardware and Software Components Item Hardware token (Figure 2.1) Description Software licensing hardware token that attaches to the PCs USB port and provides the license protection for the MasterCard Authorization Simulator. Physical device that provides a dynamic access code synchronized with the MasterCard OnLine server. Note The MasterCard Authorization Simulator will not operate without the hardware token. See Hardware Token Installation concerning an important warning about the hardware token access date. You must use your PIN and the passcode from the SecurID device to access the MasterCard OnLine server.

SecurID device (Figure 2.2)

Adobe Acrobat Reader

A document viewing Available for download from application that supports http://www.adobe.com/. a common documentation format.

Figure 2.1Hardware Token

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Installation Instructions
Requirements

Figure 2.2SecurID Device

Table 2.3MasterCard OnLine Supplied Components Item MasterINQ software Description A baseline ISO 8583 message generation engine on which the MasterCard Authorization Simulator is installed as an add-on to the baseline platform. Windows XP Professional compatible 32 bit applications Documentation provided in PDF format.

MasterCard Authorization Simulator software MasterCard Authorization Simulator manuala


a

MasterCard OnLine is the distribution method for all updates and revisions.

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2-3

Installation Instructions
Simulator Software Distribution

Simulator Software Distribution


Members can obtain the MasterINQ Base Platform and the MasterCard Authorization Simulator application software using either of the following methods: Download the application using MasterCard OnLine Request that MasterCard distribute the simulator application on CD-ROM

Distribution for New Users


Refer to the First Time Installation subsection for MasterCard Authorization Simulator software installation instructions.

Download MasterINQ Base Platform from MasterCard OnLine


The MasterINQ platform is a baseline ISO 8583 message generation engine. This baseline engine is common between the MasterCard Debit Financial and Authorization Simulators. Once the MasterINQ platform is installed, the MasterCard Authorization Simulator is customized and installed as an add-on to the baseline platform. Follow these steps to download the MasterINQ Base Platform application file from MasterCard OnLine:
Step 1. 2. 3. 4. Action Start a MasterCard OnLine session. From the Featured Products & Services pane, select MasterCard Simulator
Suite.

For the MasterCard Authorization Simulator, click the corresponding


Documentation link.

Locate and click the MasterINQ Base Platform Install File link.

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Installation Instructions
Simulator Software Distribution

Step 5.

Action Click Save in the File Download dialog box.

6.

Select a directory and click Save.

Download the MasterCard Authorization Simulator from MasterCard OnLine


Follow these steps to download the MasterCard Authorization Simulator application files from MasterCard OnLine:
Step 1. 2. 3. 4. 5. 6. Action Start a MasterCard OnLine session. From the Featured Products & Services pane, select MasterCard Simulator
Suite.

For the MasterCard Authorization Simulator, click the corresponding Download link. Click Save in the download dialog box. Select a directory and click Save. Close your MasterCard OnLine browser session after completing the download.

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Installation Instructions
Simulator Software Distribution

For additional assistance with MasterCard OnLine installation or MasterCard Authorization Simulator application downloads, please contact the Online Solutions and Services Help Desk:
Phone: Fax: E-mail:

1-800-288-3381 or 1-636-722-6636 (option 3) 1-636-722-7994 mcps_support@mastercard.com

The Online Solutions and Services Help Desk is available 24 hours a day, seven days a week.

CD-ROM Distribution
As an alternate method for obtaining the MasterCard Authorization Simulator, members can request distribution of the application on a CD-ROM. However, members located outside the U.S. region can incur greater import or customs duties. When the MasterCard Authorization Simulator application software is included on the distribution CD-ROM, the declared value of the shipment will be USD 9,500.00. If the MasterCard Authorization Simulator application software is not provided on the CD-ROM, the declared value of the shipment is less than USD 600.00. To receive the MasterCard Authorization Simulator application software on the distribution CD-ROM, use the following procedures:
Step 1. 2. 3. 4. 5. 6. Action If necessary, contact your MasterCard Regional Office Representative for MasterCard OnLine access. Initiate the dial or proxy process following the browser software manufacturers instructions. Start the selected browser and go to the MasterCard OnLine homepage (http://www.mastercardonline.com). From Featured Products & Services, select the MasterCard Simulator Suite link. From MasterCard Authorization Simulator, select Order/Upgrade. Complete the required information and submit the request.

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Installation Instructions
Simulator Software Distribution

Distribution for Upgrade Versions


Refer to Download the MasterCard Authorization Simulator from MasterCard OnLine section for upgrade version downloading instructions.

Download Upgrade from MasterCard OnLine


Members that have licensed a previous version of the MasterCard Authorization Simulator can download the current upgrade version from MasterCard OnLine at no additional charge.

CD-ROM Distribution
As an alternate method for obtaining the current MasterCard Authorization Simulator upgrade version, members can request distribution of the application on a CD-ROM using the following procedures:
Step 1. 2. 3. 4. 5. 6. Action If necessary, contact your MasterCard Regional Office Representative for MasterCard OnLine access. Initiate the dial or proxy process following the browser software manufacturers instructions. Start the selected browser and go to the MasterCard OnLine homepage (http://www.mastercardonline.com). From Featured Products & Services, select the MasterCard Simulator Suite link. From MasterCard Authorization Simulator, select Order/Upgrade. Complete the required information and submit the request.

MasterCard will bill members USD 395.00 plus shipping and handling, for the current MasterCard Authorization Simulator version application on CD-ROM. For members located outside the U.S. region, the declared value of the upgrade CD-ROM shipment will be USD 395.00.

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Installation Instructions
First Time Installation

First Time Installation


New members or members that install the MasterCard Authorization Simulator on a new PC should follow the first time installation procedures.

Software Installation
You must have administrative privileges to install the MasterCard Authorization Simulator and associated software. The members Information Services/Information Technology (IS/IT) department or representative should review all procedures before installing the required MasterCard Authorization Simulator hardware and software.

Adobe Acrobat Reader Installation


The Adobe Acrobat Reader is provided to ensure that members will be able to view and use the support documentation included with the MasterCard Authorization Simulator. Use the following procedure to install Adobe Acrobat Reader software:
Step 1. 2. 3. Action Place the MasterCard Authorization Simulator CD in the CD-ROM drive. Click the Start button, and select Run. In the Open box, type C:\*\Acrobat\Setup.exe. (* equals the directory path the member selected when downloading the file from MasterCard Online.) (If necessary, modify the path) Click OK. Allow the Install Wizard to guide you through the installation process.

4.

Note

If you did not receive a MasterCard Authorization Simulator CD, you may download the Adobe Acrobat Reader software from http://www.adobe.com/.

MasterCard Authorization Simulator Installation


This section describes the installation steps for the current version of the MasterCard Authorization Simulator for first time installation. The initial installation process performs the following actions: Installs the MasterINQ base platform Installs the Rainbow Sentinel Driver

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Installation Instructions
First Time Installation

Creates a new folder: C:\Program Files\MasterCard\MasterINQ63\Data_Credit_xx_x (where xx_x equals the current version of the simulator) Creates a MasterCard Simulators folder icon on the PC desktop Adds application icons to the Start menu

Installing the MasterCard Authorization Simulator Use the following procedure to launch the installation process:
Step 1. 2. Action Click the Windows Desktop Start button, and select Run. Click Browse to locate the MasterCard Authorization Simulator executable file (crsimxx_x.exe). Select C:\* 1\crsim_sim\crsimxx_x.exe 2 if you downloaded the MasterCard Authorization Simulator applications using MasterCard OnLine. (If necessary, modify the path) Select D:\Simulator\crsimxx_x.exe if you received the MasterCard Authorization Simulator applications on CD-ROM. (If necessary, modify the path)

3.

Select crsimxx_x.exe and click OK to begin the MasterCard Authorization Simulator installation program. The system briefly displays the progress indicator. Click Next to continue. Read the MasterCard Test Simulator Software License Agreement carefully, and click the I accept the terms of the license agreement radio button to accept the terms of the agreement and click Next.

4. 5.

1 * equals the directory selected by the member when downloading the file from MasterCard

Online.

2 xx_x equals the current version simulator.

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Installation Instructions
First Time Installation

Step 6.

Action Click the Anyone who uses this computer (all users) radio button and then click Next.

7. 8. 9.

Click Install to start copying the MasterINQ base platform files. Click OK in the message indicating the installation of the MasterINQ Platform. Select the folder/directory location where the MasterINQ installation file (MasterINQ63.exe) was downloaded and click OK.

10.

Click Next.

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Installation Instructions
First Time Installation

Step 11.

Action Read the MasterINQ Software License Agreement carefully, and click the I accept the terms of the license agreement radio button to accept the terms of the agreement and then click Next. Click Next. Click Install to begin the installation of the MasterINQ base platform files. Click Finish. Click OK in the message indicating the installation of the USB Hardware Token Device Driver. Click Next. Read the Rainbow Sentinel Driver Software License Agreement carefully, and click the I accept the terms of the license agreement radio button and click Next. Click Next. Click the Complete radio button and then click Next.

12. 13. 14. 15. 16. 17.

18. 19.

20. 21. 22. 23.

Click Install to begin the installation of the USB Hardware Token Device Driver. Click Finish. Click Finish when setup is complete. Continue with Hardware Installation.

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Installation Instructions
First Time Installation

Hardware Installation
The members Information Services/Information Technology (IS/IT) department or representative should review all procedures before installing the required MasterCard Authorization Simulator hardware.

Hardware Token Installation


Connect the hardware token to the Universal Serial Bus (USB) port (Figure 2.3). The hardware token must be present to operate the MasterCard Authorization Simulator.
Figure 2.3Hardware Token Installation

MasterCard provides a hardware token license file via email to members. Members should detach the license file from their email message to the C:\Program Files\MasterCard\MasterINQ63\Bin directory. The license file must be present in the Bin folder of the MasterInq directory for the simulator to operate. Figure 2.4 is an example of a license file.

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Installation Instructions
Simulator Installation Support

Warning

Members should not change the simulators PC date to a future date as this will cause the simulators security hardware token license to update the token access date. As a result, when the PC date is reset to the current date the license date becomes expired. An expired license date in the license file causes the security token to deny member access to the simulator. In some instances, if the PC date is manually changed to a distant future date, a new hardware token may be required to operate the simulator. A hardware token replacement fee will apply. See Chapters 4 and 5 for details about adding an instruction to test with a future settlement date.

Figure 2.4Hardware token license file example

Simulator Installation Support


MasterCard Authorization Simulator support specialists provide technical support for all member questions related to the MasterCard Authorization Simulator software installation process. For technical assistance, please contact Simulator Support:
E-mail: Web site:

credit.sim@mastercard.com www.mastercardonline.com

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Installation Instructions
Simulator Upgrade Installation

Simulator Upgrade Installation


This section presents the upgrade installation for existing users of the MasterCard Authorization Simulator. The MasterCard Authorization Simulator installation instructions described in this section assume that you are upgrading from a previous version of the simulator to the current version. If you are upgrading to the current version of the MasterCard Authorization Simulator but performing the installation on a PC on which a previous version is not currently installed, see First Time Installation. This section describes the upgrade installation steps for the MasterCard Authorization Simulator.

MasterCard Authorization Simulator Upgrade Installation


This section describes the installation steps for the current version of the MasterCard Authorization Simulator for upgrade installation. The initial installation process performs the following actions: Updates the MasterINQ base platform Creates a new folder: C:\Program Files\MasterCard\MasterINQ63\Data_Credit_xx_x 3 Creates a new icon in the MasterCard Simulators folder icon on the PC desktop for the current version of the simulator Creates a new icon for the previous version of the simulator Adds application icons to the Start menu Copies user files from C:\Program Files\MasterCard\MasterINQXX4\Data_Credit_XX.X 5\User to C:\Program Files\MasterCard\MasterINQxx 6\Data_Credit_xx.x\User Copies license files from C:\Program Files\MasterCard\MasterINQXX\Bin to C:\Program Files\MasterCard\MasterINQxx\Bin

3 xx_x equals the current version of the simulator 4 XX equals the previous version of MasterINQ. 5 XX.X equals the previous simulator version. 6 xx equals the current version of MasterINQ.

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Installation Instructions
Simulator Upgrade Installation

Installing the MasterCard Authorization Simulator Upgrade


Use the following procedure to launch the installation process:
Step 1. 2. Action Click the Windows Desktop Start button, and select Run. Click Browse to locate the MasterCard Authorization Simulator executable file (crsimxx_x.exe). Select C:\* 7\crsim_sim\crsimxx_x.exe 8 if you downloaded the MasterCard Authorization Simulator applications using MasterCard OnLine. (If necessary, modify the path) Select D:\Simulator\crsimxx_x.exe if you received the MasterCard Authorization Simulator applications on CD-ROM. (If necessary, modify the path.)

3.

Select crsimxx_x.exe, and click OK to begin the MasterCard Authorization Simulator installation program. The system briefly displays the progress indicator. Click Next to continue. Read the MasterCard Test Simulator Software License Agreement carefully, and click the I accept the terms of the license agreement radio button to accept the terms of the agreement and click Next. Click Install to start copying files. Click OK in the message indicating the installation of the USB Hardware Token Device Driver.

4. 5.

6. 7.

8.

Click Next.

7 * equals the directory selected by the member when downloading the file from MasterCard

Online.

8 xx_x equals the current version simulator.

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Installation Instructions
Simulator Upgrade Installation

Step 9.

Action Click the Repair radio button.

10. 11. 12. 13.

Click Next. Click Install. Click Finish. Click Finish when setup is complete.

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2008 MasterCard January 2008 MasterCard Authorization Simulator

Simulator Configuration
This chapter describes how members can configure, customize, and modify the MasterCard Authorization Simulator to perform advanced testing.

Configuration Options.........................................................................................3-1 Accessing Configuration Options .................................................................3-1 Test Mode Options .................................................................................3-3 Network Options ..............................................................................3-3 Timers ...............................................................................................3-5 Modifying Timer Values ...................................................................3-5 AID and FID .....................................................................................3-7 Currency Rates ........................................................................................3-8 Modifying a Currency Rate...............................................................3-8 Deleting a Currency Rate .................................................................3-9 BIN Table ................................................................................................3-9 General Options ...............................................................................3-9 M/Chip and Pin Options ................................................................3-10 CVC Options ...................................................................................3-11 Processing Options.........................................................................3-14 Crypto Keys...........................................................................................3-16 MChip Key Sets...............................................................................3-17 Adding an MChip Key Set........................................................3-18 Modifying Key Values in MChipKeySet_User .........................3-18 Modifying Parameters in MChipKeySet_User..........................3-20 Setting a MChip Key Set as the Default MChip Key Set .........3-21 Selecting MChip Key Logging..................................................3-21 PIN Processing Methods.......................................................................3-22 Key Exchange Process....................................................................3-22 Triple DES Encryption....................................................................3-23 Creating User PIN Key Sets......................................................3-24 Modifying User PIN Key Sets...................................................3-25 Creating User BankNet PIN Key Sets ......................................3-27 Modifying User BankNet PIN Key Sets ...................................3-28 HMAC Keys.....................................................................................3-30 Creating User HMAC Keys .......................................................3-30 Modifying User HMAC Keys ....................................................3-31 Deleting User HMAC Keys.......................................................3-32 CVC Keys ........................................................................................3-32
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Simulator Configuration

Creating a User CVC Key Set ...................................................3-32 Modifying User CVC Keys........................................................3-33 Deleting User CVC Keys ..........................................................3-35 CVC3 Keys ......................................................................................3-35 Creating a User CVC3 Key Set .................................................3-35 Modifying User CVC3 Key Values ...........................................3-38 Modifying Parameters in CVC3KeySet_User ...........................3-41 Selecting the CVC3 Crypto Log................................................3-42 Deleting User CVC3 Keys ........................................................3-43 TCP/IP ...................................................................................................3-43 Configuring the Simulator as the Client.........................................3-43 Acquirer Table ......................................................................................3-45 PayPass .................................................................................................3-46 Adding PayPass Mapping File Data...............................................3-46 Modifying PayPass Mapping File Information ..............................3-47 Deleting PayPass Mapping File Information .................................3-47

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Simulator Configuration
Configuration Options

Configuration Options
Members may customize the MasterCard Authorization Simulator to their specific testing needs by configuring the various options described in this section before performing advanced testing. The MasterCard Authorization Simulator saves options configured through the Set Options function and references these defined options for simulator processing. Options are dynamic and may be changed during testing.

Accessing Configuration Options


Members control the configuration settings by first selecting a testing mode and then modifying the different options available in the Options dialog box.
Testing Mode

IPS Host Testing APS Host Testing

Options

Test Mode Options Currency Rates BIN Table Crypto Keys TCP/IP Acquirer Table PayPass

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3-1

Simulator Configuration
Configuration Options

Use the following procedure to select a testing mode and to access the simulator configuration options.
Step Action 1. 2. Double-click the MasterCard Authorization Simulator desktop icon. From the Navigator pane, select a testing mode from the drop-down list.

3. 4.

Click Set Options to launch the Options dialog box. Select a tab and modify the different options as needed.

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Simulator Configuration
Configuration Options

Test Mode Options


From the Test Mode Options tab of the Options dialog box, members may modify specific Network processing options, Data options and timer values. Network Options Use the following procedure to change the Network Options:
Step Action 1. From the Options dialog box, select the Test Mode Options tab.

2. 3.

Expand the Options group by clicking the corresponding plus sign. Modify the network options as needed. Double-clicking a value toggles the option on or off by changing the value to True (on) or False (off) for the corresponding option. See Table 3.1 for details concerning Network Options.

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Simulator Configuration
Configuration Options

Table 3.1Network Options Option Treat Data Integrity Edits as Production Format Errors 0800 Group Sign-On Selects PIN Key Set Network Always Forward Request Messages Network Always Forward Response Messages Always Return DE 48 to Acquirer Logging of Zero Length Messages Show Information Messages for Unannounced DE 48 Subelements Description Performs data integrity edit and if error found, stops 0100 message processing and sends a 0110 message with a format error. Sign-on selects the active PIN key set as configured in the PIN Key set option. Ignores all errors and continues processing of 0100 message. Ignores all errors and continues processing of 0110 message. When selected, the simulator always returns DE 48 to the acquirer. Allows logging of zero length messages in the simulators history log file. When this option is selected, each unannounced DE 48 subelement is identified in the history log file with a message Unannounced DE 48 subelements are present and are being passed through the network. When this option is selected, the simulator writes the transaction description in the history log providing an easier means of locating a specific transaction in either the Test Monitor or Test Results component. This option indicates that the issuer does or does not receive DE 48, subelement 58 in 0100 and 0400 messages. This option indicates that the issuer can or cannot process refund transactions where the value in DE 3, subfield 1 is equal to 20 in the 0100/110, 0120/0130, and 0400/0410 messages. This option indicates whether the issuer can or cannot receive ATM Balance Inquiry transactions where the value in DE 3, subfield 1 is equal to 30 and DE 48, position 1 (TCC) is equal to Z in the 0100/0400 messages. This option indicates that the issuer can or cannot receive DE 123. This option indicates that the acquirer can or cannot acquire Maestro (MSI) branded transactions.

Include Test Description into Test Logs

Issuer supports DE 48/SE 58

Issuer supports Refund transaction

Issuer supports Balance Inquiry transaction

Acquirer supports DE 123 Acquirer supports MSI (Maestro)

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Simulator Configuration
Configuration Options

Option Acquirer supports CIR (Cirrus) Issuer PIN Processing Method

Description This option indicates that the acquirer can or cannot acquire Cirrus (CIR) branded transactions. This option indicates the service platform at which an issuers PIN processing will be performed. Double-clicking the option toggles the value to either M MDS PIN Processing or B BANKNET PIN Processing. See PIN Processing Methods for details. Toggles from EBCDIC to ASCII message encoding format.
Jan 2008

Message Encoding Format

Timers Timer values define the amount of time the simulator will wait for a response from the host computer before the transaction times out. The system automatically assigns each timer to a specific class of messages. The default configuration has timer values that mirror production needs. The member may adjust the timer values within the Timers option as needed.

Note

Timer values are represented in milliseconds.

Modifying Timer Values Use the following procedure to modify any of the timer values:
Step 1. 2. 3. 4. Action From the Navigator pane, select the testing mode. Click the Set Options icon to display the Options dialog box. Select the Test Mode Options tab. Expand the Data group by clicking the corresponding plus sign.

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3-5

Simulator Configuration
Configuration Options

Step 5.

Action Expand the Timers group by clicking the corresponding plus sign.

6.

Double-click a timer value to display the Edit Timer Value dialog box.

7. 8. 9.

Type over the existing value with a new value and click OK Repeat steps 5 and 6 for each timer value as needed. Close the Options dialog box when finished.

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Simulator Configuration
Configuration Options

AID and FID The AID and FID data options allow the member to set the DE 32 (Acquiring Institution ID Code) and DE 33 (Forwarding Institution ID Code) default values for simulator processing. Use the following procedure to set the default value for DE 32 and DE 33:
Step 1. 2. 3. 4. Action From the Navigator pane, select the testing mode. Click the Set Options icon to display the Options dialog box. Select the Test Mode Options tab. Expand the Network/Data group by clicking the corresponding plus sign.

5.

Double-click a value to display the Edit Value dialog box.

6. 7.

Highlight and type over the value with a new value as needed. Click OK.

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Simulator Configuration
Configuration Options

Step 8. 9.

Action Repeat steps 5 through 7 for each Data field as needed. Close the Options dialog box when finished.

Currency Rates
The MasterCard Authorization Simulator provides a pre-populated currency rates table in the Options dialog box. Members typically will not need to modify the table. However, members may modify currency rate entries in the currency table as needed. Members may sort and move data in the Currency Table using the following navigational buttons: - moves the selected group or item upward in the table - moves the item downward one line at a time - sorts the first column of the table in a descending order Modifying a Currency Rate Use the following procedure to modify a currency rate in the Currency Rates table:
Step 1. 2. 3. 4. 5. 6. Action From the Navigator pane, select a testing mode. Click the Set Options icon to display the Options dialog box. Select the Currency Rates tab to display the Currency Rates table. Double-click an existing rate to display the Edit Rate dialog box. Enter the appropriate value in the corresponding field as needed. Click Change when finished.

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Simulator Configuration
Configuration Options

Deleting a Currency Rate Use the following procedure to delete a currency rate.
Step 1. 2. 3. 4. Action From the Navigator pane, select Set Options. Select the Currency Rates tab. Click a currency to highlight the entire row.
Delete button. Answer appropriately to a confirmation message Click the validating the delete action.

BIN Table
From the BIN Table tab of the Options dialog box, issuers may add a BIN range and indicate the following options for the specified BIN account range. General Options The following options are available under the General tab in the Edit BIN Range dialog box.
Minimum and Maximum Account Range

Indicates the minimum and maximum account ranges.


Financial Network Code

The value entered here becomes the default value for Network Data (DE 63) for the specified account range only.
Issuer Currency Code

The value entered does not affect any AMCC processing as of the 06.2 release of the simulator. This field has been replaced by the Cardholder Billing Currency Code field.
Cardholder Billing Currency

The value entered in this field is used to calculate DE 6 (Amount, Cardholder Billing) allowing the issuer to settle in one currency and have the cardholder billing transmitted in another currency.
Network performs Stand-In Processing

When selected, the simulator stores Authorization Request/0100 messages for retrieval by the issuer using a Store and Forward request.

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3-9

Simulator Configuration
Configuration Options

M/Chip and Pin Options The following options are available under the M/Chip and PIN tab in the Edit BIN Range dialog box.
M/Chip Key Index

The M/Chip Key Index works in conjunction with the associated account range to provide a reference link between the corresponding M/Chip Key in the Crypto Keys table. The M/Chip Key in the Crypto Keys table determines the M/Chip Key Set parameters for M/Chip processing. For example, a transaction, using a PAN that is within the account range identified with the specific M/Chip Key Index in the BIN Table, contains M/Chip data; the simulator compares the M/Chip Key Index for that account range to a matching M/Chip Key in the Crypto Keys table. Once an M/Chip Key Index match is made between the two tables, the simulator uses the corresponding M/Chip Key Set parameters defined in the Crypto Keys table for M/Chip processing.
M/Chip On Behalf

When selected, the simulator performs the following M/Chip services for the issuer.
Option 00 01 Description Issuer does not participate M/Chip to Magnetic Stripe Conversion Simulator function No M/Chip On Behalf processing performed by the simulator. The simulator removes DE 55 (Integrated Circuit Card [ICC] System Related Data) and DE 23 (Card Sequence Number), and converts the transaction to a magnetic stripe transaction before sending the authorization request to the issuer for processing. The simulator will validate the Authorization Request Cryptogram (ARQC) and generate the Authorization Response Cryptogram (ARPC) on behalf of the issuer. The simulator will validate the ARQC, process the authorization request, and generate the ARPC.

02

M/Chip Cryptogram Prevalidation/Post-generation

03

Dynamic M/Chip Stand-In

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Simulator Configuration
Configuration Options

Note

When selecting M/Chip on Behalf of Issuer, option 03 Dynamic M/Chip StandIn, issuers must select the Network performs Stand-In Processing option as well to ensure correct simulator processing.

MDS Validates PIN on Behalf of Issuer

When set to Yes, this value indicates that PIN Validation will be performed for the corresponding account range. This must be set to Yes when performing PIN Validation testing. The Yes selection determines whether the simulator populates DE 48 (Additional DataPrivate Use), subfield 80 (PIN Service Code) with PI or PV.
PV PI = = The Authorization System verified the PIN. The Authorization System was unable to verify the PIN.

When this field is set to No, the simulator will populate DE 48, subfield 80 with TV or TI.
TV TI = = The Authorization System translated the PIN for issuer verification. The Authorization System was unable to translate the PIN.

Issuer Participates in PIN Management

This option indicates that the issuer participates in PIN Management. PIN Management allows for the following to be undertaken by a MasterCard CHIP cardholder using options available on an Automated Teller Machine (ATM): PIN Changeprovide the capability for a cardholder to change/update the Personal Identification Number (PIN) on their CHIP card. PIN Unblockprovide the capability for a cardholder to unblock their PIN after having been blocked; for example, exceeding the maximum number of allowable unsuccessful PIN entry tries.

CVC Options The following options are available under the CVC tab in the Edit BIN Range dialog box.
CVC1 Track Offset

The value entered indicates the beginning position of the CVC 1 Track data.

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Simulator Configuration
Configuration Options

CVC1 Key Set

The CVC1 Key Set entered in this field references the corresponding CVC Key Set in the Crypto Keys table for the account range indicated.
CVC2 Registered

Indicates if the issuer is CVC2 registered and must be defined as yes if performing CVC2 testing.
CVC3 Key Index

VC3 Key Index works in conjunction with the associated account range to provide a reference link between the corresponding CVC3 Key Set in the Crypto Keys table. The CVC3 Key Set in the Crypto Keys table determines the CVC3 Key Set parameters for CVC3 processing.
AAV/PayPass on Behalf

When selected, the simulator performs the following Accountholder Authentication Value (AVV) Validation services for the issuer.
Option 00 05 06 Description Issuer does not participate AAV Validation Service AAV Validation Service Stand-In processing Simulator function No AAV validation performed by the simulator. The simulator will validate the AAV on behalf of the issuer. The simulator will validate the AAV when the issuer is not available. This option should be selected with the Network performs Stand-In Processing option. The simulator will perform PayPass Static CVC3 Pre-validation for the issuer before forwarding the Authorization Request/0100 message to the issuer. The simulator will perform PayPass Static CVC 3 Validation in Stand-In Processing (using the CVC1 validation key and algorithm). Key type is 011.

12

PayPass Static CVC3 PreValidation Service

13

PayPass Static CVC3 Validation (Stand-In)

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Simulator Configuration
Configuration Options

Option

Description

Simulator function The simulator will perform PayPass Mapping and Static CVC3 Prevalidation for the issuer before forwarding the Authorization Request/0100 message to the issuer. See the PayPass section for details of how to add PayPass Mapping File Data in the simulator. The simulator will perform PayPass Dynamic CVC 3 Validation in Stand-In Processing (using the CVC 3 validation key and algorithm; supporting static CVC 3 by specifying binary zeros in the application transaction counter [ATC] and unpredictable number [UN]). Key type is 026. Static CVC 3 is supported when the issuer formats the discretionary data with binary zeros in the ATC and UN. The simulator will perform PayPass Dynamic CVC 3 Pre-validation (using the CVC 3 validation key and algorithm; supporting static CVC 3 by specifying binary zeros in the ATC and UN). Key type is 026. Static CVC 3 is supported when the issuer formats the discretionary data with binary zeros in the ATC and UN. The simulator will perform PayPass Dynamic CVC 3 Validation in Stand-In Processing (using the CVC 3 validation key and algorithm; supporting static CVC 3 by specifying binary zeros in the ATC and UN). Key type is 026. Static CVC 3 is supported when the issuer formats the discretionary data with binary zeros in the ATC and UN.

14 & 12 PayPass Mapping Service and PayPass Static CVC3 PreValidation Service

14 & 15 PayPass Mapping Service and PayPass Dynamic CVC3 PreValidation Service

15

PayPass Dynamic CVC3 PreValidation

16

PayPass Dynamic CVC3 Validation (Stand-In)

Forward Message to Issuer if CVC3 Validation Fails

When set to Yes, the simulator will forward the message to the issuer if the CVC 3 validation fails.

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Simulator Configuration
Configuration Options

Low ATC Discrepancy

The value entered here will define an acceptable low ATC discrepancy range to be considered when the ATC value is valid. The value length is five digits and may be zeros.
High ATC Discrepancy

The value entered here will define an acceptable high ATC discrepancy range to be considered when the ATC value is valid. The value length is five digits and may be zeros. Processing Options The following options are available under the Processing Options tab in the Edit BIN Range dialog box.
AVS Service Type

This indicates the AVS Service type. 0 = Issuer does not support 1 = Issuer supports full AVS address 2 = Issuer supports condensed 2 AVS address 3 = Issuer supports condensed 3 AVS address 4 = Issuer supports condensed 4 AVS address

AVS Only Blocking

When selected, the AVS Only Blocking option will block AVS-only transactions.
Expired Card Indicator

This selection toggles on/off a cross-edit functionality that indicates whether a transaction containing an expired card value is forwarded on to the issuer. If Yes is selected, the transaction with an expired card is forwarded to the issuer. If No is selected, the transaction is not forwarded to the issuer and is returned with a format error.
PWCB Option

When selected, the SBT or PBT option together with the Network performs Stand-In processing option will indicate that the simulator performs Stand-In processing for the PIN-based (PBT) or Signature-based (SBT) Purchase with Cash Back transactions.

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Simulator Configuration
Configuration Options

Issuer Supports RPCS

This option indicates that the issuer supports Recurring Payment Cancellation Service processing, which allows the issuer to specify criteria to block recurring payment transactions identified in the authorization messages on MasterCard cards.
Issuer Supports HealthCare

This option indicates that the issuer supports healthcare transactions.


Issuer Receives Settlement Amount

When set to Yes, the issuer will receive DE 5 (Amount, Settlement), DE 9 (Conversion Rate, Settlement), and DE 50 (Currency Code, Settlement) in U.S. dollars.
Issuer Supports ATM Transactions

This option indicates that the issuer supports ATM transactions.


Account Level Management Participation

This option indicates the issuers participation in the Account Level Management.
Account Category

When selected, the simulator will set DE 48 (Additional DataPrivate Use), subelement 38 (Account Category) with the appropriate value.
Option Z Description Business As Usual Simulator function (default value) Indicates that the specific primary account number (PAN) found in DE 2 of the transaction does not participate in MasterCard Enhanced Value Platform or MasterCard Product Graduation. Indicates that the account participates in MasterCard Enhanced Value Platform. Indicates that the account participates in MasterCard Production Graduation. Indicates that the account participates in both MasterCard Enhanced Value Platform and MasterCard Product Graduation.
Jan 2008

Enhanced Value Platform

P M

Product Graduation Enhanced Value Platform and Product Graduation

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Simulator Configuration
Configuration Options

MPG Auth Block Participant

This option indicates activation of the MasterCard Payments Gateway (MPG) Authorization Participation for the account range. When this option is set to No, the simulator will process the transaction normally. When this option is set to Yes, the simulator will apply the following:
IF The value in DE 41 equals MC-MPG/W The value in DE 41 does not equal MC-MPG/W THEN The simulator passes the transaction to the issuer for normal processing. The simulator declines the transaction with DE 39 (Response Code), value of 57 (Transaction not permitted to issuer/cardholder) and DE 44 (Additional Response Data) with a value of 41.

Maximal amount for Gaming Payment Transaction

The value entered in this field indicates the maximum amount allowed for gaming payment transactions with a default of EUR 5000.
POS Rewards Service

This option indicates the POS Rewards Service participation for the specified account range.

Crypto Keys
From the Crypto Keys tab of the Options dialog box, members may define the following cryptographic keys to be used during simulator processing: MChip Key Sets PIN Key Sets Banknet PIN Key Sets HMAC Key Sets CVC Key Sets CVC3 Key Sets

Note

All default key sets, for any crypto key category, are displayed in red text. This allows you to quickly identify the active default key sets.

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Simulator Configuration
Configuration Options

MChip Key Sets The MasterCard Authorization Simulator provides smart card support, allowing members to test their respective back-office and smart card systems ensuring interoperability of the network interface in an online interchange environment. The simulator emulates the application versions of M/Chip 2.1 and M/Chip 4.0. Within the MasterCard Authorization Simulator, members can input the Master Keys required for various algorithms used in M/Chip data processing by entering the appropriate values in the MChip Key Sets. The keys are represented in Triple DESdouble key format. These keys are used in calculating ICC Master and Session keys for each transaction. Table 3.2 indicates the Simulator MChip Key names and their ICC Master Key equivalent. See the M/Chip 4 Version 1.1 Security & Key Management manual for details concerning ICC Master Key derivation.
Table 3.2Simulator MChip Key Simulator MChip Key Name SMI SMC AC Equal to ICC Master Key MKSMI ICC Master Key for Secure Messaging Integrity MKSMC ICC Master Key for Secure Messaging Confidentiality MKAC ICC Master Key Application Cryptogram

Within the Crypto Keys pane, the MChip Keys are defined as Reference and User. The keys contained in the MChipKeySet_Reference may not be modified by the member, as these contain the system default key values. However, the member may copy and paste any of the groups from the MChipKeySet_Reference into the MChipKeySet_User where the values can be modified. For acquirers, MasterCard sets the MChipKeySet_Reference with default clear key values for the test M/Chip Keys within the simulator. The default key components correspond with the MasterCard provided test card decks for acquirer testing. Issuing members provide their own test Master Key clear key components in the MChipKeySet_User category of the Crypto Key Sets pane.

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Simulator Configuration
Configuration Options

Adding an MChip Key Set Use the following procedure to add a new MChip Key Set to the MChipKeySet_User category.
Step 1. 2. 3. 4. 5. 6. Action From the Navigator pane, select Set Options. In the Options dialog box, click the Crypto Keys tab. Click on a key set in the MChipKeySet_User group. Click the
Add new group button.

Enter an M/Chip Key Set Index value and a description. Click OK when finished.

Modifying Key Values in MChipKeySet_User Use the following procedure to modify key values of a key set in the MChipKeySet_User category.
Step 1. 2. 3. Action From the Crypto Keys pane, expand a MChip Key Set by clicking the corresponding plus sign. Double-click a key value to modify it. From the Key Data Wizard dialog box, select the number of key components by clicking the corresponding radio button. Members may select the Enforce Odd Parity option if their hardware security module (HSM) requires odd parity.

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Simulator Configuration
Configuration Options

Step 4. 5.

Action Click Next. In the Key Components dialog box, type a clear key component in each component field.
Members should not use production keys in the MasterCard Authorization Simulator.

6. 7.

Click OK. Repeat steps 2 through 6 for each key as needed.

Table 3.3 describes the parameters that are available in the PARMS folder:
Table 3.3PARMS Parameter Application Crypto Default Description Selection specifies the application version used in cryptographic calculation/validation. Selection specifies the data format used in cryptographic calculation/validation. Set the Group ID with the corresponding MChip Keys and parameters as the default for smart card processing within the simulator. Toggles on or off the MIT Crypt Log. This log records information about the smart card interim cryptographic calculations. Toggles on or off the validation of specific acquirer cryptographic calculations.

MIT Crypt Logging

APS Validations

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Simulator Configuration
Configuration Options

Modifying Parameters in MChipKeySet_User Use the following procedure to modify parameters of a MChip Key Set in the MChipKeySet_User category.
Step Action 1. 2. 3. 4. From the Crypto Keys pane, expand a MChip Key Set by clicking the corresponding plus sign. Expand Parms by clicking the corresponding plus sign. Double-click Applications or Crypto to modify as needed. Select an Application Type by clicking the corresponding radio button.

5. 6.

Click Next if applicable. Select the Session Key Derivation Method and click OK.

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Simulator Configuration
Configuration Options

Setting a MChip Key Set as the Default MChip Key Set Use the following procedure to set a MChip Key Set with the associated MChip keys and parameters as the default for simulator M/Chip processing.
Step 1. 2. 3. Action From the Crypto Keys pane, expand a MChip Key Set by clicking the corresponding plus sign. Expand Parms by clicking the corresponding plus sign. If the Default Value field is set to No, double-click the value to change the value to Yes.

Note

You may not toggle a selected Default Value of Yes back to No. The Default Value will need to be changed in another MChip Key Set to set all other MChip Key Set Default values to No as only one MChip Key Set may be set to be the default at one time.

Selecting MChip Key Logging Members may select the creation of a text log file that records information about the smart card interim cryptographic calculations. This text log is located in the main simulator directory, Credit xx_x\BIN. When selected; the simulator appends the data to the M/Chip Crypto log. The default name for the log is destrace.txt. Use the following procedure to select the creation of a simulator M/Chip processing log file:
Step 1. 2. 3. Action From the Crypto Keys pane, expand a MChip Key Set by clicking the corresponding plus sign. Expand Parms by clicking the corresponding plus sign. Double-click the M/Chip Crypto Log value to select/deselect creation of an M/Chip processing log file for that specific MChip Key Set.

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Simulator Configuration
Configuration Options

PIN Processing Methods


Members may select the service platform at which an issuers PIN processing will be performed by the simulator. Members may select a service platform indicator, MDS PIN Processing (M) Method or Banknet PIN Processing (B) Method, in the Network Options dialog box. See Network Options for details concerning service platform selection. The keys defined under PINKeySet_Reference and PINKeySet_User are used for the MDS PIN Processing (M) Method and the keys defined under BankNet_PINKeySet_Reference and BankNet_PINKeySet_User are used for the Banknet PIN Processing (B) Method. Within the MasterCard Authorization Simulator, members can control the key encryption key (KEK) (also known as the communication key) definition by entering the appropriate value in the PIN Key Set or BankNet PIN Key Set located in the Options dialog box. Members may define the Key sets for multiple Group IDs. For online testing with the MasterCard Test Facility (MTF), MasterCard and the member exchange the clear key used to create the communication key. Each clear key is 16 hexadecimal digits with odd parity on each pair of digits. The communication key is created by the clear key components being Exclusive ORed (XORd) together creating the communication key in its clear text value. The clear text value indicates that the key is unencrypted. Key Exchange Process For MasterCard Authorization Simulator testing, the member provides up to three clear key components per key to Exclusive OR to create the Key Encryption Key value. The members are then not dependent on the MasterCard clear key to create the simulators communication key. The following example illustrates the key components XORed for Single DES encryption.

Note

0123456789ABCDEF (first clear key component) XORd with, 0E4FEF5BCB257AB6 (second clear key component) equals, 0F6CAA3C428EB759 (Encryption Key value)

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Simulator Configuration
Configuration Options

Note

The simulator automatically XORs key components that are entered by the member, thus eliminating the need to XOR key components manually.

The key encryption key (KEK) value is used to encrypt the PIN Encryption Key (PEK) (also known as the working key) when sent in a Network Management Request/0800 dynamic key exchange message. MasterCard recommends that members use the default value for the PIN Encryption Key. Triple DES Encryption The MasterCard Authorization Simulator supports Triple Data Encryption Standard (DES) for PIN encryption processing. Triple DES encryption helps to reduce fraud losses by making it more difficult for criminals to decrypt cardholder information such as PINs. The Triple DES approach uses three passes through the DES algorithm. By increasing the number of passes through the DES algorithm and increasing the number of bits (key size) used in encryption, the resulting data is more difficult to decipher. The Triple DES encryption affects both acquirers and issuers. Members will have the option to encrypt PIN information using the single DES key algorithm or a triple DES key algorithm with double- or triple-length keys. Within the MasterCard Authorization Simulator, members can define the type of encryption method by entering the appropriate value(s) in the Crypto Keys of the Options dialog box. As with Single DES, Triple DES uses the KEK key to encrypt the PEK key in the Network Management Request/0800 (Class 1) key exchange message and uses the PEK key to encrypt the ANSI PIN Block in a PIN based transaction. The Triple DES algorithm used is encryption-decryption-encryption and the key encryption mode used is Electronic Codebook (ECB). MasterCard provides pre-defined Reference PIN Key Sets and BankNet PIN Key Sets that act as the default key sets. Members may not modify the Reference Key Sets but may create and modify User Key Sets.

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Simulator Configuration
Configuration Options

Creating User PIN Key Sets PIN Key Sets are used in the MDS PIN Processing (M) Method. Use the following procedure to create a PIN Key Set in the User category:
Step 1. 2. Action From the Navigator pane, click Set Options. In the Options dialog box, click the Crypto Keys tab.

3. 4. 5. 6.

Select any group in the PINKeySet_User category. Click the


Adds a new Group button.

In the Add Group dialog box, enter a Group ID and description. Click Next. Note: Members may not create or modify values contained in the PINKeySet_Reference as these are the simulator default key sets. However, members may create and modify PIN Key Sets in the PIN KeySet_User for multiple Group IDs.

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Simulator Configuration
Configuration Options

Step 7.

Action Select the DES type by clicking a corresponding radio button.

8. 9.

Select the Variant type by clicking the corresponding radio button. Click OK.

Modifying User PIN Key Sets Use the following procedure to modify a PIN Key Set in the User category:
Step 1. 2. Action From the Navigator pane, select Set Options. In the Options dialog box, click the Crypto Keys tab. MasterCard recommends that members use the default value(s) for the PIN Encryption Key for simulator testing. 3. 4. Expand a PIN Key set by clicking the corresponding plus sign to display the key parameters associated with that group. Expand the KEK key parameters.

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Simulator Configuration
Configuration Options

Step 5.

Action Double-click a key to launch the Key Data Wizard.

6.

Select the number of key components by clicking the corresponding radio button. Members may select the Enforce Odd Parity option if their hardware security module (HSM) requires odd parity.

7. 8.

Click Next. In the Key Components dialog box, type a clear key component in a component field.
Members should not use production keys in the MasterCard Authorization Simulator.

9. 10.

Click OK. Repeat steps 5 through 9 for each key.

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Simulator Configuration
Configuration Options

Creating User BankNet PIN Key Sets BankNet PIN Key Sets are used in the BankNet PIN Processing (B) Method. Use the following procedure to create a BankNet PIN Key Set in the User category:
Step 1. 2. 3. Action From the Navigator pane, click Set Options. In the Options dialog box, click the Crypto Keys tab. Click the BankNet_PINKeySet_User category icon.

4. 5. 6.

Click the

Adds a new Group button.

In the Add Group dialog box, enter a Group ID (four digits) and description. Click Next. Note: Members may not create or modify values contained in the BankNet_PINKeySet_Reference as these are the simulator default key sets. However, members may create and modify BankNet PIN Key Sets in the BankNet_PINKeySet_User for multiple Group IDs.

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Simulator Configuration
Configuration Options

Step 7.

Action Select the DES type by clicking a corresponding radio button.

8. 9.

Select the Variant type by clicking the corresponding radio button. Click OK.

Modifying User BankNet PIN Key Sets Use the following procedure to modify a BankNet PIN Key Set in the User category:
Step 1. 2. Action From the Navigator pane, select Set Options. In the Options dialog box, click the Crypto Keys tab. MasterCard recommends that members use the default value(s) for the BankNet PIN Encryption Key for simulator testing. 3. 4. Expand a BankNet PIN Key set by clicking the corresponding plus sign to display the key parameters associated with that group. Expand the KEK key parameters.

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Simulator Configuration
Configuration Options

Step 5.

Action Double-click a key to launch the Key Data Wizard.

6.

Select the number of key components by clicking the corresponding radio button. Members may select the Enforce Odd Parity option if their hardware security module (HSM) requires odd parity.

7. 8.

Click Next. In the Key Components dialog box, type a clear key component in a component field.
Members should not use production keys in the MasterCard Authorization Simulator.

9. 10.

Click OK. Repeat steps 5 through 9 for each key.

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Simulator Configuration
Configuration Options

HMAC Keys A message authentication code (MAC) is a symmetric cryptographic transformation of data that protects the sender and the recipient of the data against forgery by third parties. HMAC is a construction of message authentication schemes based on a cryptographic hash function. Within the simulator, members may create HMAC key sets to support the MasterCard SecureCode Accountholder Authentication Value (AAV) Verification Service. Creating User HMAC Keys Use the following procedure to create a HMAC Key Set in the User category:
Step 1. 2. 3. 4. 5. Action Within the Options dialog box, select the Crypto Keys tab. Click any User category HMAC Key group. Click the Adds a new group button.

In the Add new HMAC key dialog box, enter a key identifier and description. Click OK. By default the simulator creates all sixteen keys with the same key value.

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Simulator Configuration
Configuration Options

Step 6.

Action Double-click any HMAC key to launch the Edit HMAC Key dialog box. From here you may edit a range of keys or a single key.

7 8. 9.

Enter a Minimal or Maximal BKI value as needed. Enter the key value in the HMAC Key field. Click Change.

Modifying User HMAC Keys Use the following procedure to modify HMAC Keys in the User category:
Step 1. 2. 3. Action Within the Options dialog box, select the Crypto Keys tab. Expand any HMAC Key User category group. Double-click a key to display the Edit HMAC Key dialog box.

4.

Enter a Minimal BKI value and/or a Maximal BKI value. Note: To modify a single key value, enter the same BKI value in both the Minimal and Maximal BKI value fields. To modify a range of keys, enter different values in the Minimal and Maximal BKI value fields.

5.

Enter the HMAC Key value and click Change.

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Simulator Configuration
Configuration Options

Deleting User HMAC Keys Use the following procedure to delete a HMAC Key set in the User category:
Step 1. 2. 3. 4. Action Within the Options dialog box, select the Crypto Keys tab. Click any HMAC Key User category group. Click Delete. Answer appropriately to a confirmation message validating the delete action.

CVC Keys The card validation code is a two-part security feature identified as CVC 1 and CVC 2. Within the simulator, members may use the CVC Key Set feature in the Options dialog box to calculate the CVC using the data encryption standard (DES) method. From the Crypto Keys tab, members may create CVC keys in a user category for use in CVC calculation within the simulator. MasterCard provides pre-defined Reference category CVC Keys that act as the system default key sets. Members may not modify the Reference Keys but may create and modify User Keys by following the steps below. Creating a User CVC Key Set Use the following procedure to create a CVC Key Set in the User category:
Step 1. 2. 3. 4. Action Within the Options dialog box, select the Crypto Keys tab. Click any User category CVC Key group. Click the Add group button.

In the Add new CVC2 key dialog box, enter a Key Index and description.

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Simulator Configuration
Configuration Options

Step 5.

Action Click Next.

6.

Click OK.

Modifying User CVC Keys Use the following procedure to modify a CVC Key Set in the User category:
Step 1. 2. 3. 4. Action From the Navigator pane, select Set Options. In the Options dialog box, click the Crypto Keys tab. Expand a CVC Key Set by clicking the corresponding plus sign to display the key parameters associated with that group. Expand the key parameters.

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Simulator Configuration
Configuration Options

Step 5.

Action Double-click a key to launch the Key Data Wizard.

6.

Select the number of key components by clicking the corresponding radio button. Members may select the Enforce Odd Parity option if their hardware security module (HSM) requires odd parity.

7. 8.

Click Next. In the Key Components dialog box, type a clear key component in the component field.

9. 10.

Click OK. Repeat steps 5 through 9 for each key.

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Simulator Configuration
Configuration Options

Deleting User CVC Keys Use the following procedure to delete a CVC Key set in the User category:
Step 1. 2. 3. 4. 5. Action From the Navigator pane, click Set Options. In the Options dialog box, click the Crypto Keys tab. Expand the CVCKeySet_User group by clicking the corresponding plus sign. Click a CVC Key Set group to highlight the row. Click the Delete button. Answer appropriately to a confirmation message validating the delete action.

CVC3 Keys MasterCard provides pre-defined Reference category CVC3 Keys that act as the system default key sets. Members cannot modify the Reference category keys but may create and modify User category keys by following the steps below. Creating a User CVC3 Key Set Use the following procedure to create a CVC3 Key set in the User category:
Step 1. 2. Action From the Navigator pane, select Set Options. In the Options dialog box, click the Crypto Keys tab.

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Simulator Configuration
Configuration Options

Step 3.

Action Click on the CVC3KeySet_User category icon.

4. 5.

Click the

Adds a new group toolbar button.

In the Add CVC3 Key Index dialog box, enter a Key Index and description.

6. 7.

Click OK. Expand the newly created CVC3 Key Set and the corresponding IMK group.

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Simulator Configuration
Configuration Options

Step 8.

Action Double-click a key to launch the Key Data Wizard.

9.

Select the number of key components by clicking the corresponding radio button. Members may select the Enforce Odd Parity option if their hardware security module (HSM) requires odd parity.

10. 11.

Click Next. In the Key Components dialog box, type a clear key component in the component field.

12. 13.

Click OK. Repeat steps 8 through 12 for each key.

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Simulator Configuration
Configuration Options

Modifying User CVC3 Key Values Use the following procedure to modify a CVC3 Key in the User category:
Step 1. 2. 3. 4. 5. 6. 7. 8. 9. Action From the Navigator pane, select Set Options. In the Options dialog box, click the Crypto Keys tab. Expand a CVC3 Key Set by clicking the corresponding plus sign to display the key parameters associated with that group. Expand the key parameters. Double-click a key to launch the Key Data Wizard. Select the number of key components by clicking the corresponding radio button. In the Key Components dialog box, type the clear key components in the component fields. Click OK. Repeat steps 5 through 8 for each key.

Table 3.4 describes the parameters that are available in the CVC3 PARMS folder:
Table 3.4CVC 3 PARMS Parameter CVC3 Crypto Log Position of PAN Sequence Number Length of Discretionary Data Length of ATC Description Toggles on or off the CVC3 Crypto Log. This log records information about the CVC3 cryptographic calculations. Indicates the position of the PAN sequence number in the discretionary data of the Track 1 or Track 2 data. Indicates the length of the Track 1 or track 2 discretionary data. The DD length for Track 1 cannot exceed 24 bytes. The DD length for Track 2 cannot exceed 13 bytes. Indicates the length of the application transaction counter (ATC) in the discretionary data. When the card expiration date is valid for 2 years or less the minimal length of the ATC is 3 digits. When the card expiration date is valid for more than 2 years, the minimal length of the ATC is 4 digits. Indicates the position of the application transaction counter (ATC) in the discretionary data. The position is determined as shown in the examples below. Indicates the length of the unpredictable number (UN) in the discretionary data.

Position of ATC

Length of UN

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Simulator Configuration
Configuration Options

Parameter Position of UN

Description Indicates the position of the unpredictable number (UN) in the discretionary data. The position is determined as shown in the examples below. Indicates the length of the CVC3 in the discretionary data. Indicates the position of CVC3 in the discretionary data. The position is determined as shown in the example below.

Length of CVC3 Position of CVC3

The CVC 3 Parameters may be defined for both Track 1 and Track 2 data.
Figure 3.1Examples of the position values in DD of Track 1

The CVC3 for a length of 3 in Track 1 DD is located in 20, 21, and 22. The value 22 should be entered as the Position of CVC3.
484746454443424140393837363534333231302928272625 242322212019181716151413121110 9 8 7 6 5 4 3 2 1

PCVC3TRACK1

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

The ATC for a length of 3 in Track 1 DD is located in 14, 15, 16 and the UN for a length of 3 is located in 06, 07, 08. The value 16 should be entered as the Position of ATC; the value 08 should be entered as the Position of UN.
484746454443424140393837363534333231302928272625242322212019181716151413121110 9 8 7 6 5 4 3 2 1

PUNATCTRACK1

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 1 0 0 0 0 0 1 1 1 0 0 0 0 0

The position of the PAN Sequence Number in Track 1 DD in this example is 00 since the PAN Sequence Number is not included
484746454443424140393837363534333231302928272625242322212019181716151413121110 9 8 7 6 5 4 3 2 1

PPSEQTRACK1

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

24 23 22 21 20 19 18 17 16 15 14 13 12 11 10 9 8 7 6 5 4 3 2 1

DD

x x C3 C2 C1 x x x A3 A2 A1 x x x x x U3 U2 U1 x x x x nUN

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Configuration Options

Figure 3.2Examples of the position values in DD of Track 2

The CVC3 for a length of 3 in Track 2 DD is located in 02, 03, and 04. The value 04 should be entered as the Position of CVC3.
16 15 14 13 12 11 10 9 8 7 6 5 4 3 2 1

PCVC3TRACK2

0 0 0 0 0 0 0 0 0 0 0 0 1 1 1 0

The ATC for a length of 3 in Track 2 DD is located in 10, 11, and 12 and the UN for a length of 3 is located in 05, 06, and 07. The value 12 should be entered as the Position of ATC; the value 07 should be entered as the Position of UN.
1615 14 13 12 11 10 9 8 7 6 5 4 3 2 1

PUNATCTRACK2

0 0 0 0 1 1 1 0 0 1 1 1 0 0 0 0

The position of the PAN Sequence Number in Track 2 DD in this example is 00 since there PAN Sequence Number is not included.
16151413121110 9 8 7 6 5 4 3 2 1

PPSEQTRACK2

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

13 12 11 10 9 8 7

4 3

DD

x A3 A2 A1 x x U3 U2 U1 x x

x nUN

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Configuration Options

Modifying Parameters in CVC3KeySet_User Use the following procedure to modify parameters of a CVC3 Key Set in the CVC3KeySet_User category:
Step Action 1. 2. 3. From the Crypto Key Set pane, expand a CVC3 Key Set by clicking the corresponding plus sign. Expand Parms by clicking the corresponding plus sign. Right-click either the Track 1 or Track 2 folder. The procedure is the same for modifying either track data.

4.

Select Edit Track Data.

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Configuration Options

Step Action 5. Enter the values in the appropriate Discretionary Data field.

6.

Click OK.

Selecting the CVC3 Crypto Log Members may select the creation of a text log file that records information about the CVC3 cryptographic calculations. This text log is located in the main simulator directory, MasterINQxxx\Bin. When selected, the simulator appends the data to the Crypto log. Use the following procedure to select the creation of a simulator CVC3 processing log file:
Step 1. 2. 3. Action From the Crypto Key Set pane, expand a CVC3 Key Set by clicking the corresponding plus sign. Expand PARMS by clicking the corresponding plus sign. Double-click the CVC3 Crypto Log value to select/deselect creation of an processing log file for that specific CVC3 Key Set.

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Configuration Options

Deleting User CVC3 Keys Use the following procedure to delete a CVC3 Key set in the User category:
Step 1. 2. 3. 4. Action From the Navigator pane, select Set Options. In the Options dialog box, click the Crypto Keys tab. Click a CVC3 Key Set to highlight the row. Click the Delete button. Answer appropriately to a confirmation message validating the delete action.

TCP/IP
The MasterCard Authorization Simulator is configured by default as a server. When a test mode is selected, the simulator waits for a connection to the specified Port (6034) which is the standard TCP/IP configuration found on the MasterCard interface processor (MIP). The simulator will wait in an active listening mode until the connection request is initiated by the host system. For those members whose host system requires that it be the server, the simulator may be configured as the client. The TCP/IP tab is available only when the IPS or the APS Test mode is selected. Configuring the Simulator as the Client Use the following procedure to configure the simulator as the client:
Step 1. 2. Action Set a testing mode. From the Options dialog box, select the TCP/IP tab.

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Configuration Options

Step 3.

Action Click the Client radio button in the Choose connection section.

4. 5. 6. 7.

Enter a Port number if needed. Enter an IP address in the IP field Click Apply when finished. Close the Options dialog box.

Note

If the connection between the host system and the simulator is broken, the simulator will not automatically re-connect. The member will need to select a testing mode in the simulator to initiate the connection request.

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Configuration Options

Acquirer Table
Acquirers add their own Acquirer IDs and specific option choices in the User category of the Acquirer Table. Typically this is a one time setup and once it is completed, acquirers update the Acquirers Table only as needed. Within the Acquirer Table dialog box, members may configure the following options for their specific Acquirer ID(s):
Acquirer Country Code

The value entered in this field, in conjunction with the value of the Issuer Country Code determines the value in DE 63Network Data, subfield 2.
Forwarding Institution ID code DE 33

When this option is set in combination with the Acquirer Receives Settlement Amount, DE 32 (Acquirer ID) and DE 33 (Forwarding Institution ID) will decide if the acquirer receives the settlement amounts (DE 5, DE 9, and DE 50). If this option is not set, then the value in DE 32 determines whether the acquirer receives DE 5, DE 9, and DE 50.
Electronic Acceptance

This option indicates the acquirers type of participation in MasterCard Electronic (MCE).
Acquirer Supports PIN Management

When set to Yes, the combination of the Acquirer Support PIN Management option and DE 33 (Forwarding Institution ID Code) determines if the acquirer is qualified to support PIN management.
Acquirer Receives Settlement Amount

When this option is set to Yes, the acquirer will receive the settlement amount related data elements.
Acquirer Supports Gaming Pilot Agreement

This option indicates participation for the MasterCard Payments Gateway (MPG) Authorization for the specified account range.

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Configuration Options

PayPass
From the PayPass tab of the Options dialog box, members may add, modify, or delete PayPass mapping information. Adding PayPass Mapping File Data Use the following procedure to add PayPass Mapping File data:
Step 1. 2. Action Within the Options dialog box, click the PayPass tab. Click the PayPass_User icon.

3. 4.

Click the

Adds a PayPass button.

Enter information in the appropriate fields available in the Edit PayPass Mapping File dialog box.

5.

Click OK.

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Configuration Options

Note

Note: Both the PayPass PAN and Magnetic Stripe PAN values must be entered in the BIN Table before they are entered in the PayPass option. See the BIN Table section for details.

Modifying PayPass Mapping File Information Use the following procedure to modify PayPass Mapping File information:
Step 1. 2. 3. 4. Action Within the Options dialog box, click the PayPass tab. Double-click a User category PayPass group. Modify the information in the appropriate fields. Click OK.

Deleting PayPass Mapping File Information Use the following procedure to delete PayPass Mapping File information:
Step 1. 2. 3. Action Within the Options dialog box, click the PayPass tab. Click a User category PayPass group to select. Click the
Delete button.

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Issuer Testing
This chapter details how issuing members perform standard and specialized simulator testing.

Standard Issuer Testing .......................................................................................4-1 Setting the IPS Host Test Mode ....................................................................4-1 Configuring the Simulator.............................................................................4-2 Modifying Reference Card Profiles.........................................................4-3 Adding BIN Ranges.................................................................................4-5 Modifying a BIN Range ....................................................................4-6 Deleting a BIN Range.......................................................................4-7 Managing the History Log.............................................................................4-7 Default Log Database .............................................................................4-7 Clear Log .................................................................................................4-8 Compact Log ...........................................................................................4-8 Starting an Issuer Test Session....................................................................4-10 Stopping a Test Session ..............................................................................4-11 Viewing the Test Session ............................................................................4-12 Viewing Test Results ...................................................................................4-12 Table View ............................................................................................4-13 Parsed Message Detail View.................................................................4-14 Key Data View ......................................................................................4-15 Log Display Icons .................................................................................4-16 Refining the Test Results View ...................................................................4-17 Filtering the Test Results View .............................................................4-17 Select Messages.....................................................................................4-19 Generating a History Log as an ATH File............................................4-20 Advanced Options and Specialized Testing.....................................................4-21 Setting Network Options ............................................................................4-21 PIN Key Sets................................................................................................4-24 MChip Key Sets ...........................................................................................4-27 M/Chip Crypto Log ...............................................................................4-30 User Category Card Profiles........................................................................4-32 Creating User Category Card Profiles...................................................4-33 Entering Additional or ICC Related Data in a Card Profile...........4-35 Modifying User Category Card Profiles................................................4-37 Deleting a User Category Card Profile.................................................4-39 User Category Merchant Profiles ................................................................4-39
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Issuer Testing

Creating User Category Merchant Profiles ...........................................4-39 Modifying User Category Merchant Profiles ........................................4-42 Deleting User Category Merchant Profiles...........................................4-42 Creating a Transaction File .........................................................................4-42 Modifying a Transaction .............................................................................4-43 Selecting and Viewing a Transaction ...................................................4-44 Adding a Data Element to a Transaction .............................................4-45 Changing a Data Element Value in a Transaction...............................4-47 Deleting a Data Element from a Transaction ......................................4-47 Changing a Card or Merchant Profile in a Transaction.......................4-48 Search and Replace Card and Merchant Profiles.................................4-48 Changing the Order of Transactions in a Transaction File .................4-51 Copying and Pasting Transactions .......................................................4-51 Deleting Transactions ...........................................................................4-52 Adding Control Instructions........................................................................4-52 Adding an Instruction to Set a Future Settlement Date in the Simulator .........................................................................................4-53 Network Response Profiles.........................................................................4-55 Creating User Category Network Response Profiles ...........................4-55 Entering Network Response Profile Data ............................................4-57 Network Response Profile Wildcard Match .........................................4-59

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Issuer Testing
Standard Issuer Testing

Standard Issuer Testing


With the MasterCard Authorization Simulator, standard issuer testing is simple and easy to perform. For standard simulator issuer testing, issuers: Set the IPS Host Test Mode and establish a communications connection to the member host Configure the simulator Open a MasterCard provided transaction file and start a test session Analyze the test results Manage the Test Results History Log Send the Test Results History Log to MasterCard

MasterCard provides pre-defined simulator transaction files that contain testing criteria for MasterCard mandated testing. The transaction files are located in the Data folder of the simulator application (C:\Program Files\MasterCard\Credit ##_# 1\Data). Issuer test transaction files are in the form of .tri files. Members do not need to modify the MasterCard provided transaction files before testing. However, issuers may create custom transaction files for any type of internal testing they are conducting. See Creating a Transaction File for details.

Setting the IPS Host Test Mode


Use the following procedure to set the Issuer Processing System (IPS) host testing mode and establish a communications connection to the member host:
Step 1. 2. Action Double-click the MasterCard Simulators folder on the PC desktop. Double-click the MasterCard Authorization Simulator icon to launch the application.

1 ##_# Equals the current version of the simulator.

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Issuer Testing
Standard Issuer Testing

Step 3.

Action In the Navigator pane from the Testing tab, select IPS Host Testing from the drop-down list. The testing status indicator displays Connecting until the connection to the member host completes, then the status changes to Connected.

The simulator is now prepared to send Authorization Request/0100 messages to the member host.

Configuring the Simulator


Before testing, issuers need to configure the following: Card ProfilesReference category BIN TableUser category

Issuers modify the Reference category Card Profiles with their specific card information, and in the BIN Table, add their own account ranges in the User category. Refer to Chapter 1 for details concerning Reference and User categories. Typically this is a one time setup and once it is completed, issuers update the Card Profiles and the BIN Table only as needed.

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Standard Issuer Testing

Modifying Reference Card Profiles


The Card Profiles contains a Reference and a User category. The Reference Card Profiles are the only Reference profiles that members may modify. All other Reference profiles can not be modified by the member but may be copied and pasted into the corresponding User profile as a template. Although members add their specific card information to the profiles, they may not delete or rename the Reference Card Profiles. Use the following procedure to modify the Reference Card Profiles:
Step 1. 2. 3. 4. Action Set the IPS Host Testing mode. From the Navigator pane, click Test Preparation. Click the Card Profiles tab. In the CardProfiles_Reference category, expand a Group by clicking the corresponding plus sign.
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Standard Issuer Testing

Step 5.

Action Right-click a Card Profile and select Edit Node to launch the Edit Card Profile dialog box.

6. 7. 8. 9. 10.

From the Typical Data tab, highlight the PAN and enter the appropriate value. This field is required for the Card Profile. Modify remaining data as needed within the Typical Data pane. Click the Track Data, Additional Data, or ICC Related Data tab and modify the data as needed. Use the arrow buttons to navigate to the other profiles in the list.

Repeat steps 5 through 8 for each profile.

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Standard Issuer Testing

Adding BIN Ranges


The BIN Table contains a Reference and a User category. The Reference category may not be modified. Issuers need to add their account ranges to the BIN Table in the User category to be referenced during simulator processing. Use the following procedure to add BIN ranges to the BIN Table:
Step 1. 2. Action From the Navigator pane, select Set Options. Within the Options dialog box, click the BIN Table tab.

3. 4.

Click the BinTable_User category icon. Click the


Add New Bin Range button.

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Standard Issuer Testing

Step 5.

Action In the Add BIN Range dialog box, enter the appropriate data under each tab.

6.

Click Add when finished. The new BIN Range is added to the BinTable_User category.

See Chapter 3 for details concerning the options available within the Add BIN Range dialog box. Modifying a BIN Range Use the following procedure to modify a User category BIN Range.
Step 1. 2. 3. 4. Action In the Options dialog box, select the BIN Table tab. In the BinTable_User category, right-click an account range and select Edit Node to launch the Edit Bin Range dialog box. Modify the fields as needed under each tab. Click Change when finished.

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Deleting a BIN Range Use the following procedure to delete a BIN range from the BIN Table.
Step 1. 2. 3. Action In the Options dialog box, select the BIN Table tab. Select a row in the BinTable_User category.
Delete button. Answer appropriately to a confirmation message Click the validating the delete action.

Managing the History Log


The MasterCard Authorization Simulator records the details of every transaction in a test session to a history log. This history log, while viewable from both the Test Monitor and Test Results modules, may be managed only through the Test Results module.

Default Log Database


The simulators active history log is written to a default database (log.mdb). Members may not change the path of the default log.mdb file or database name. The simulator creates or opens the default log.mdb database each time the simulator is started. However, members may save the history log as a separate log file that is independent of the default database or the active test session.

Note

Members may clear the default log at any time or allow the test data to append to the log.

For example, a member saves the log with the name AMCC Test January 2008 and either clears the default log before continuing testing or allows the test data to append to the default log when testing is resumed. After the next testing session is complete, the member may save the history log as a new file using the Save As feature. Members may repeat the process as frequently as needed. The saved logs are separate from the default log and will not be modified by continued testing within the simulator. These saved logs may then be forwarded to MasterCard for error troubleshooting or testing validation.

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Issuer Testing
Standard Issuer Testing

Note

The saved logs may be viewed through the View Archived Test Log feature

Clear Log
The Clear log function allows the member to reset or clear all entries in the history log for the selected log. This action may not be reversed. Use the following procedure to clear the history log:
Step 1. 2. Action From the Test Results window, select File/Clear Log. Answer appropriately to a confirmation message validating the clear action. This action may not be reversed.

Compact Log
Members may compact a history log database through a Compact Log option available in the Test Results module. Members may use the Compact Log option only on closed history logs. An open log may not be compacted. Members may compact a saved history log through the Test Results module while in the APS Host Testing, IPS Host Testing, or View Archived Test Log mode. Use the following procedure to compact a history log:
Step 1. 2. 3. Action Select a Host Testing mode or the View Archived Test Log mode from the Navigator pane drop-down list. Click the Test Results or the View Archived Logs button in the Navigator pane. From the File menu, select Compact Log.

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Step 4.

Action In the Select File dialog box, select a log file name (*.mdb) and click Open.
Jan 2008

5.

In the Compact Log dialog box, click OK when the compact is complete.

Note

The saved log file is automatically compacted when a history log file is saved as another file name using the File/Save As option.

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Issuer Testing
Standard Issuer Testing

Starting an Issuer Test Session


Issuers use the Test Monitor module of the MasterCard Authorization Simulator to originate transactions for issuer testing. To perform issuer testing, the Test Monitor will send transactions from a transaction file to the member host. The simulator will then validate the response message from the member host. The Test Monitor displays the messages it sends or receives. If the received response message contains errors, the error is flagged by an error icon with corresponding detail information. Additionally, the simulator will originate a rejection message for the invalid response message received from the host. To assist members with the testing process, MasterCard provides test transaction files for specific testing scenarios. The test transaction files are located in the Data folder of the simulator application (C:\Program Files\MasterCard\Credit #_# 2\Data). Issuer transaction files are in the form of .tri files. When the testing mode is set, use the following procedure to begin issuer host testing:
Step 1. 2. 3. Action From the Navigator pane, select Test Monitor. From the File menu, select Open Transaction File if needed. Select a transaction file (e.g. Transaction Files_Issuer Testing.tri]) and click Open.

2 #_# Equals the current version of the simulator.

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Standard Issuer Testing

Step 4.

Action Click an individual transaction or a group folder to select all transactions within the folder for testing.
Jan 2008

5. 6.

Click the

Run Test button to start testing.

Repeat steps 4 and 5 for each group as needed.

Stopping a Test Session


With a transaction file running in the Test Monitor window, click the Test button to stop testing the active transaction file.
Stop

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Issuer Testing
Standard Issuer Testing

Viewing the Test Session


Within the lower pane of the Test Monitor window, members may see the active test session Figure 4.1.
Figure 4.1Test Monitor Test Session
Jan 2008

Viewing Test Results


The simulator records the details of every transaction in a test session to a History Log. The Test Results module allows members to view and analyze their test results quickly and easily by displaying the History Log. Members may select from display options that provide the test result details of the History Log in three different formats: Table View Parsed Message Detail View (default) Key Data View

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Standard Issuer Testing

Using the Test Results module, members can review the History Log which records details of every transaction sent between the member host and the Test Monitor module providing a data element by data element view of the transaction.

Table View
The Table view displays all transactions in a single pane with minimal detail indicating the message flow, information, warnings, and errors for the test session (Figure 4.2).
Figure 4.2Table View
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Standard Issuer Testing

Parsed Message Detail View


The Parsed Message Detail (default) view displays all transactions in two panes with maximum detail indicating the message flow, information, warnings and errors for the test session as well as data element and subelement detail (Figure 4.3).
Figure 4.3Parsed Message Detail View
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Standard Issuer Testing

Key Data View


The Key Data view displays all transactions in three panes with maximum detail indicating the message flow, information, warnings, and errors for the test session, data element and subelement detail and key data detail to assist in message identification (Figure 4.4).
Figure 4.4Key Data View
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Issuer Testing
Standard Issuer Testing

After running a test session, use the following procedure to view the test in the Test Results window:
Step 1. 2. Action From the Navigator pane, select Test Results. Select a view by clicking a corresponding toolbar button.
Jan 2008

Log Display Icons


The History Log is viewable in both the Test Monitor and Test Results windows. Each log record has an accompanying icon indicating the type or action of the log record. Table 4.1 displays each icon and its description.
Table 4.1History Log Icons Icon Description Information Error Warning Transaction created by Network Performs Stand-In mode

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Standard Issuer Testing

Icon

Description Message sent by the acquirer APS Message received on the network NTW from the acquirer APS Message sent from the network NTW to the issuer IPS Message received on the issuer IPS Message sent by the issuer IPS Message received on the network NTW from the issuer IPS Message sent from the network NTW to the acquirer APS Message received on acquirer APS

Refining the Test Results View


If a transaction file contains a large number of transactions, it can be difficult to locate a particular transaction within the history log. In addition, a member reviewing the test results may need to concentrate on specific transaction types. The Test Results module provides two features, Filter and Select Messages that assist members in creating a customized view of the test results.

Filtering the Test Results View


Use the following procedure to filter the Test Results view:
Step 1. Action From the Test Results window, click the
Filter button.

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Standard Issuer Testing

Step 2.

Action From the Filter dialog box, select a pre-defined filter option from the dropdown list or select/deselect the individual options by clicking the corresponding check box.

3.

Click OK once a filter is selected.

The filter selection is effective immediately and may be altered at any time.

Note

Options may be modified in the Predefined filters by clicking a check box to toggle on/off an option. By reselecting the predefined filter, members may reset the default options of the predefined filter.

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Select Messages
Use the following procedure to use the Select Messages option:
Step 1. 2. Action From the Test Results window, click the
following condition radio button. Select Messages button.

From the Select Messages dialog box, click the Select the messages fulfilling

3. 4.

Enter the appropriate matching criteria in the corresponding field. Wildcards * and ? may be used in the criteria fields. Click OK when selection is complete.

When using the Select Messages function, the member can use the asterisk character (*) as a wildcard to match any value for the specified field or the question mark character (?) to match a single character value. With the entry of these wildcard characters, in the Like field of the Select Messages dialog box, the Test Results module will match any value in a message provided a value does exist and highlight the corresponding message(s). Within the log, only the messages containing the matching criteria are highlighted. When used to navigate through the log, the arrow buttons navigate to only those highlighted messages. The message selection view is effective immediately and may be altered at any time.

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Issuer Testing
Standard Issuer Testing

Generating a History Log as an ATH File


Members may generate the current history log or a saved log as a text file to be used as import data to the MasterCard Clearing Presentment Simulator. See the MasterCard Clearing Presentment Simulator Guide for details concerning the importing of an authorization text file to the MCPS Simulator.
Step 1. 2. 3. 4. Action From the Navigator pane, select a Test Mode or the View Archived Test Logs. If viewing Archived Log Files, select a file and click Open. From the Test Results module, click the Click OK.
Generate ATH file button.

5.

The ATH file opens automatically in Notepad. Click Save As and enter a unique name for the text file and select a directory if you need to change the file name and/or location. Click Save.

6.

Note

The default location of the generated ATH text file is C:\Program Files\MasterCard\Credit xx_x 3\data.

3 xx_x equals the current version of the simulator.

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Advanced Options and Specialized Testing

Advanced Options and Specialized Testing


The MasterCard Authorization Simulator may be customized and used to test member specific testing scenarios. Members may: Customize options Create User category Card and Merchant Profiles Create and modify transaction files

Setting Network Options


From the Test Mode Options tab of the Options dialog box, members may modify specific Network processing options. Network options allow members to customize the simulator for the following: Perform data integrity edit and if error found, stops 0100 message processing and sends a 0110 message with a format error Sign-on selects the active PIN key set as configured in the PIN Key set option Ignore all errors and continues processing of 0100 message Ignore all errors and continues processing of 0110 message Always return DE 48 to the acquirer Log zero length messages Show information messages for unannounced DE 48 subelements Include Test Description into Test Logs Issuer supports DE 48/SE 58 Issuer supports Refund transaction Issuer supports Balance Inquiry transaction Acquirer supports DE 123 Acquirer supports MSI (Maestro) Acquirer supports CIR (Cirrus) Issuer PIN Processing Method Message Encoding Format
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Advanced Options and Specialized Testing

Use the following procedure to set Network Options:


Step 1. 2. 3. 4. Action From the Navigator pane, select a Testing Mode from the drop-down list. Select Set Options. Select the Test Mode Options tab. Expand the Options group by clicking the corresponding plus sign.
Jan 2008

5.

Modify the network options as needed. Double-clicking a value toggles the option on or off by changing the value to True (on) or False (off) for the corresponding option.

Table 4.2 describes the Network Options and their function.


Table 4.2Network Options Option Treat Data Integrity Edits as Production Format Errors 0800 Group Sign-On Selects PIN Key Set Network Always Forward Request Messages Description Performs data integrity edit and if error found, stops 0100 message processing and sends a 0110 message with a format error. Sign-on selects the active PIN key set as configured in the PIN Key set option. Ignores all errors and continues processing of 0100 message.

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Advanced Options and Specialized Testing

Option Network Always Forward Response Messages Always Return DE 48 to Acquirer Logging of Zero Length Messages

Description Ignores all errors and continues processing of 0110 message. When selected, the simulator always returns DE 48 to the acquirer. When selected, this option allows the logging of zero length messages to the simulators history log, which members may view in either the Test Monitor or Test Results module. When this option is selected, each unannounced DE 48 subelement is identified in the history log file with a message Unannounced DE 48 subelements are present and are being passed through the network. When this option is selected, the simulator writes the transaction description in the history log providing an easier means of locating a specific transaction in either the Test Monitor or Test Results component. This option indicates that the issuer does or does not receive DE 48, subelement 58 in 0100 and 0400 messages. This option indicates that the issuer can or cannot process refund transactions where the value in DE 3, subfield 1 is equal to 20 in the 0100/110, 0120/0130, and 0400/0410 messages. This option indicates whether the issuer can or cannot receive ATM Balance Inquiry transactions where the value in DE 3, subfield 1 is equal to 30 and DE 48, position 1 (TCC) is equal to Z in the 0100/0400 messages. This option indicates that the issuer can or cannot receive DE 123. This option indicates that the acquirer can or cannot acquire Maestro (MSI) branded transactions. This option indicates that the acquirer can or cannot acquire Cirrus (CIR) branded transactions.

Show Information Messages for Unannounced DE 48 Subelements

Include Test description into Test Logs

Issuer supports DE 48/SE 58

Issuer supports Refund transaction

Issuer supports Balance Inquiry transaction

Acquirer supports DE 123 Acquirer supports MSI (Maestro)

Acquirer supports CIR (Cirrus)

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Advanced Options and Specialized Testing

Option Issuer PIN Processing Method

Description This option indicates the service platform at which an issuers PIN processing will be performed. Double-clicking the option toggles the value to either M MDS PIN Processing or B BANKNET PIN Processing. Toggles from EBCDIC to ASCII message encoding format.
Jan 2008

Message Format Encoding

PIN Key Sets


The PIN Key Sets are separated into a Reference and a User category. Members may not modify the Reference category which contains default values. However, members may create User PIN Key Sets to enter their own keys. The PIN Key Sets are referenced by the simulator when processing PIN Authorization Requests. Use the following procedure to create a User PIN Key Set:
Step 1. 2. 3. 4. 5. 6. 7. Action From the Navigator pane, select a Testing Mode from the drop-down list. Select Set Options. Click the Crypto Keys tab. Click the PINKeySet_User category icon. Click the
Add New Group button.

Enter a Group ID and description. Click Next.

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Advanced Options and Specialized Testing

Step 8.

Action Select the DES and Variant types.

9. 10.

Click OK. In the PINKeySet_User category key set, double-click a key to modify the value.

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Advanced Options and Specialized Testing

Step 11.

Action In the Key Data Wizard, select the number of Key Components.

12. 13. 14.

Click the Enforce Odd Parity check box if needed. Click Next. Place cursor in the Member key components field(s) and enter the key components. Do not use production keys.

15. 16.

Click OK. Repeat procedure for each key as needed.

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Step 17.

Action In the corresponding Parms category, double-click the Rotate, Variant or Default field to change the value as needed.

18.

Close the Options dialog box when finished.

MChip Key Sets


Within the MasterCard Authorization Simulator, members can input the Master Keys required for various algorithms used in M/Chip processing by entering the appropriate values within the Crypto Keys tab. The keys are represented in Triple DES double key format. These keys are used in calculating ICC Master and Session keys for each transaction. The MChip Key Sets are separated into a Reference and a User category. Members may not modify the Reference category which contains default values. However, members may create User category MChip Key Sets to enter their own keys.

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Table 4.3 indicates the Simulator M/Chip Key Field names and their ICC Master Key equivalent. See M/Chip 4 Version 1.1 Security & Key Management for details concerning ICC Master Key derivation.
Table 4.3Simulator M/Chip Key Simulator M/Chip Key Field SMI SMC AC Equal to ICC Master Key MKSMI ICC Master Key for Secure Messaging Integrity MKSMC ICC Master Key for Secure Messaging Confidentiality MKAC ICC Master Key Application Cryptogram

Issuing members provide their own test Master Key clear key components. Use the following procedure to create User category MChip Key sets:
Step 1. 2. 3. 4. 5. 6. 7. Action From the Navigator pane, select Set Options. Click the Crypto Keys tab. Click on a key set in the MChipKeySet_User group. Click the
Add New Group button.

Enter a MChip Key Index and description. Click OK. Double-click a key to modify the value.

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Step 8.

Action In the Key Data Wizard, select the number of Key Components.

9. 10. 11.

Click the Enforce Odd Parity check box if needed. Click Next. Enter the key component(s) typing over the placeholders for each key component indicated. Do not use production keys.

12. 13. 14.

Click OK. Repeat procedure for each key as needed. (e.g. AC, SMI, SMC) In the Parms category, double-click the Application or Crypto field to modify the corresponding values.

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Step 15.

Action Click a radio button to select a crypto or application type.

16. 17. 18. 19. 20.

Click Next or OK depending on the whether the Application or Crypto field was selected. Double-click the Default field to set the selected MChip Key Set as the default as needed. Double-click the MIT Crypt Logging field to select/deselect the option to create a log file for the corresponding MChip Key set. Repeat procedure as needed for each User MChip Key Set. Close the Options dialog box when finished.

M/Chip Crypto Log


Members may turn on or off an M/Chip Crypto Log which records information about the simulators smart card interim cryptographic calculations for individual MChip Key sets. This text log is located in the main simulator directory, Credit x_x 4. When selected, the simulator appends the data to the M/Chip Crypto log. The default name for the log is destrace.txt.

4 x_x equals the current simulator version number.

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When testing specific scenarios, members may need a clean M/Chip Crypto log to record the smart card interim cryptographic calculations for that testing session. To create a clean log, members need to rename the existing log before testing. As soon as testing begins, a new M/Chip Crypto log captures all the appropriate input data values and output results for the smart card interim cryptographic calculations for that testing session. See M/Chip 4 Version 1.1 Security & Key Management for details concerning smart card interim cryptographic calculations. The cryptographic calculation functions contained in the log are: Function : DeriveMasterKeys Function: DeriveSessionKeys Function: Generate ARQC Function: Generate ARPC Function: Verify MAC Function: DecryptData Confidentiality Function: EncryptData Confidentiality Function: Generate MAC

The following example shows the log capture for a DeriveMasterKeys function.

Note

ChipCard DLL Version: 500.6005.1.2 Current Date and Time: 01/11/06 16:41:03 Function : DeriveMasterKeys DeriveMasterKeys Parameters:

The timestamp matches the timestamp value in the Test Results history log. The Function field indicates the cryptographic calculation performed with the function parameters following.

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Note

Input PAN PAN Seq Input Left Key Input Right Key Input PAN + Seq Output Left Master Key

: 55 88 81 00 00 00 32 11 : 00 1 : 30 31 32 33 34 35 36 37 : 38 39 41 42 43 44 45 46 : 88 81 00 00 00 32 11 01 : B5 32 4F 25 F1 CE 51 19 : 10 2F 2A EA 73 F1 D0 BA

Output Right Master Key

The Input PAN value is DE 2 from the 0100 message. PAN Seq equals DE 23 from the 0100 message. Input Left Key equals Key1 of the Application Cryptogram Keys of the M/Chip Keys window. Input Right Key equals Key2 of the Application Cryptogram Keys of the M/Chip Keys window. Input PAN + Seq are a combination of Pan and sequence number. Output Left Master Key equals key part 1 of the card master key derived from the above parameters and used as input to derive session master keys. Output Right Master Key equals key part 2 of the card master key derived from the above parameters and used as input to derive session master keys. The M/Chip Crypto log may be viewed in any word processing application such as Microsoft Notepad.

User Category Card Profiles


The Card Profiles are divided into Reference and User categories. Although members may modify the MasterCard provided Reference Card Profiles, they may also create and modify User Card Profiles to support testing outside of the MasterCard required testing. As an alternate method for creating User Card Profiles, members may copy any Reference Card Profiles into the User category for use as a template.

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Creating User Category Card Profiles


Use the following procedure to create User category Card Profiles:
Step 1. 2. 3. 4. Action Set the IPS Host Testing mode. From the Navigator pane, click Test Preparation. Click the Card Profiles tab. Click the CardProfiles_User category icon.
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5.

Create a new Group button. Groups are used to organize card Click the profiles within the tree structure of the Card Profiles pane.

6. 7.

Enter a Name and Description and click OK. Click the


Adds a Profile button.

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Step 8.

Action Enter a Profile Name and Description in the Edit Card Profile dialog box.

9. 10. 11. 12.

Enter an appropriate value in the 002 Primary Account Number (PAN) field.
This field is required in the profile.

Enter data for each available field as needed in the Typical Data pane. Click each tab and enter the appropriate data as needed. Close the Edit Card Profile dialog box when finished.

Note

The All Data tab is a composite view of all the data elements contained in the associated profile. Members may not modify data in the All Data pane as it only provides a quick overview of the profile data.

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Entering Additional or ICC Related Data in a Card Profile Use the following procedure to enter Additional or ICC Related Data in a User Card Profile:
Step Action 1. 2. With a Card Profile open, click the Additional Data or ICC Related Data tab. Click a radio button in the Visible field in the lower window pane. This affects the display of available subelements.

3.

Double-click a subelement in the lower window pane to modify.

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Step Action 4. In the Data and Subdata Element Editing dialog box, select a value option. If selecting enter value, you must enter a value in the corresponding field. See Table 4.4 for option details.

5. 6.

Click OK. In the Edit Card Profile dialog box, click Compile. All selected subelements are parsed and added to the corresponding Additional Data or ICC Related Data field. The data is added to the profile.

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Table 4.4Data and Subdata Element Editing Options Option Name enter value use the calculated default value (default) Description Simulator uses manually entered value. Simulator uses the system date/time, sequence number or a hard coded system value.

remove the data or sub element Simulator removes the data or subelement from even when mandatory (donotsend) the transaction only (does not remove from profile) even if the data element is mandatory. leave the data or sub element Simulator places data element in transaction empty and ignore format operators leaving the value empty and ignores format (empty) operators. This creates an un-parsable message. Remove field from transaction or profile (notpresent) Simulator removes the data element/subelement from the profile or transaction.

Modifying User Category Card Profiles


Use the following procedure to modify the User Card Profiles:
Step 1. 2. 3. Action Set the IPS Host Testing mode. From the Navigator pane, click Test Preparation. Click the Card Profiles tab.

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Step 4.

Action In the CardProfiles_User category, expand a Group by clicking the corresponding plus sign.
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5.

Right-click a Card Profile and select Edit Node or Select a profile and click the dialog box.
Edit button to launch the Edit Card Profile

6. 7. 8.

Click a tab and modify the data as needed. Use the arrow buttons to navigate to the other profiles in the list.

Repeat steps 6 and 7 for each profile as needed.

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Deleting a User Category Card Profile


Use the following procedure to delete a User category Card Profile:
Step 1. 2. 3. 4. 5. 6. 7. Action Set the IPS Host Testing mode. From the Navigator pane, click Test Preparation. Click the Card Profiles tab. In the CardProfiles_User category, expand a Group by clicking the corresponding plus sign. Select a Card Profile. Click the Delete key. Answer appropriately to a confirmation message confirming the delete action.

User Category Merchant Profiles


The Merchant Profiles are divided into Reference and User categories. MasterCard provides predefined Reference Merchant Profiles, which may not be modified. However, members may create and modify User category Merchant Profiles.

Creating User Category Merchant Profiles


Use the following procedure to create User category Merchant Profiles:
Step 1. 2. 3. Action From the Navigator pane, set the IPS Host Testing mode. Click Test Preparation. Click the Merchant Profiles tab.

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Step 4.

Action Click the MerchantProfiles_User category icon.


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Create a new Group button. Groups are used to organize card Click the profiles within the tree structure of the Merchant Profiles pane.

6. 7.

Enter a Name and description and click OK. Click the


Adds a Profile button.

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Step 8.

Action Enter a Profile Name and Description in the Edit Merchant Profile dialog box.

9. 10. 11.

From the Card Acceptor tab, enter the appropriate data for each available field as needed. Note that bolded fields are required in the profile. Click each tab and enter the appropriate data as needed. Close the Edit Merchant Profile dialog box when finished.

Note

The All Data tab is a composite view of all the data elements contained in the associated profile. Members may not modify data in the All Data pane as it only provides a quick overview of the profile data.

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Modifying User Category Merchant Profiles


Use the following procedure to modifying User category Merchant Profiles:
Step 1. 2. 3. 4. 5. 6. 7. 8. 9. Action Set the IPS Host Testing mode. From the Navigator pane, click Test Preparation. Click the Merchant Profiles tab. Expand a User category profile group by clicking the corresponding sign. Click on a profile and then click the Modify the data as needed. Click each available tab and modify data as needed. Use the arrow buttons to navigate to the other profiles in the list.
Edit button.

plus

Close the Edit Merchant Profile dialog box when finished.

Deleting User Category Merchant Profiles


Use the following procedure to delete User category Merchant Profiles:
Step 1. 2. 3. 4. 5. 6. Action Set the IPS Host Testing mode. From the Navigator pane, click Test Preparation. Click the Merchant Profiles tab. Expand a User category profile group by clicking the corresponding sign. Click on a profile and then click the Delete key. Answer appropriately to a confirmation message confirming the delete action. plus

Creating a Transaction File


The Test Preparation module allows members to create transaction files quickly by adding Transaction Profiles to the Transaction File pane. Members may double-click a Transaction Profile or use the standard Microsoft dragging and dropping functionality to create the transaction files. When members have created a transaction file, they can modify both the content of the file as well as the content of the transactions within it.

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Use the following procedure to create a transaction file:


Step 1. 2. 3. 4. 5. Action From the Navigator pane under the Testing tab, select IPS Host Testing from the drop-down list. Click Test Preparation to launch the Test Preparation window. From the File menu, select New Transaction File. In the Transaction File pane, select the TransactionFile_IssuerTest name.
Add Group button to add a group to the transaction file. Click the Groups are used to organize the transaction messages within the transaction file.

6. 7. 8. 9.

Enter a Name and Description and click OK. Enter the number of loops for the Group. This indicates the number of times the transactions in the group are processed. Select a Transaction Profile in the Transaction Profile pane. Double-click a Transaction Profile or use the standard Microsoft functionality to click and drag the selected Transaction Profile into a group folder in Transaction File pane (above the Profile pane). Modify the transaction as necessary. See Modifying a Transaction for details. Repeat steps 5 through 10 as necessary. From the File menu, select Save Transaction File when finished.

10. 11. 12.

Modifying a Transaction
Members may modify and customize each transaction individually. By adding data elements manually to a transaction and then modifying the values, members may change the values for specific data elements. The transaction references the manual entry instead of the profile value for the data element.

Example

A member may want to change the Transaction Amount or the PAN in a specific transaction.

The changes you make to an individual transaction are not global changes, but apply only to that transaction contained in the active test transaction file.

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Selecting and Viewing a Transaction


Use the following procedure to select and view a transaction:
Step Action 1. 2. Open a transaction file in the Test Preparation module. Select a transaction by clicking anywhere in the row.
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3.

Views composed message button to display the message in the Click the Transaction dialog box.

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Step Action 4. In the Transaction dialog box, click the message organized by Transaction Source.
Profiles button to display the

5.

Use the Arrow buttons to navigate and view the next message in the transaction file.

Adding a Data Element to a Transaction


Members may add individual data elements to a transaction message by using the standard Microsoft functionality of clicking and dragging the data element from the Data Element pane to the transaction in the Test Preparation window. A manually added data element in a transaction takes precedence over the same data element value as defined in a profile used in creating the transaction.

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For example, a transaction built with a Card Profile that defines DE 4 (Amount, Transaction) as 10 USD, has a manually added DE 4 with the value of 100 USD. The manually added DE 4 value is used in the transaction instead of the Card Profile defined DE 4 value of 10 USD. The manually added data element affects only the selected transaction and does not change the Card Profile. Use the following procedure to add a data element to a transaction:
Step 1. 2. 3. 4. Action Open a transaction file in the Test Preparation window. Select a transaction by clicking any where in the row to highlight. In the Profile pane, click the Data Elements tab. Double-click a data element or use the standard Microsoft functionality to click and drag a data element from the list and place it in the selected transaction.
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Members may modify the value in the manually added data element within a transaction. See Changing a Data Element Value in a Transaction for details.

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Changing a Data Element Value in a Transaction


Members can modify a manually entered data element value, for an individual transaction, rather than accepting the default value. Use the following procedure to modify a data element value in a transaction:
Step 1. 2. 3. 4. Action Open a transaction file in the Test Preparation window. Select a transaction by clicking any where in the row to highlight. Expand the transaction by clicking the corresponding plus sign.

Double-click the data element to launch the Data and Subdata Element Editing dialog box.

5. 6.

Click a Value option radio button. If enter value is selected, type in a value. Click OK when finished.

Deleting a Data Element from a Transaction


Members may delete a manually entered data element from a selected transaction. Members should not remove mandatory data elements unless the intention of the test is to create deliberate errors in transactions to test the member host system. Use the following procedure to delete a transaction:
Step 1. 2. 3. Action Open a transaction file in the Test Preparation window. Select a transaction by clicking any where in the row to highlight. Expand the transaction by clicking the corresponding plus sign.

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Step 4.

Action Select a data element identified by the DE icon.


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5.

Click the DELETE key. The data element is deleted immediately without notification. This action may not be reversed.

Changing a Card or Merchant Profile in a Transaction


Members can change a Card or Merchant Profile for an individual transaction, by using the standard Microsoft functionality of double-clicking or clicking and dragging a profile from the corresponding profile pane to the transaction in the Test Preparation window. Use the following procedure to change the Card or Merchant Profile in a transaction:
Step 1. 2. 3. 4. Action Open a transaction file in the Test Preparation window. Select a transaction by clicking any where in the row to highlight. In the Profile pane, click the Card or Merchant tab. Use standard Microsoft functionality to click and drag a profile from the list and place it on the icon or transaction name of the selected transaction. The change is immediate.

Search and Replace Card and Merchant Profiles


The Search and Replace functionality allows members to quickly find and replace Card and Merchant Profiles within a transaction file. This provides members the ability to create multiple tests utilizing one transaction file or a portion of a transaction file and multiple sets of cards.

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For example, within the Card Profiles tab are three groups; Standard Cards, Gold Cards and Fleet Cards. Each group of card profiles contains individual card profiles with the same names. In the transaction file is a GasStationPayInside group which contains transactions using the Standard Card profiles. By using the Search and Replace function, the member may replace any matching card profiles in the GasStationPayInside transaction group with the Gold Cards or Fleet Cards groups of the Card Profiles tab. The search and replace allows the member to select the transaction file or transaction group in which to search, as well as the Profile group from which the matching profile data will be copied. Once the search criteria are selected, a search may be performed displaying all the occurrences of matching criteria found in the transaction file. The member may then replace the profile data, updating the transaction file. Use the following procedures to perform a search and replace function:
Step 1. 2. 3. Action From the Test Preparation module, open a test transaction file. Click the Search and Replace button.

In the Search and Replace dialog box, click the corresponding Browse button for the Replace in Transaction File field.

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Step 4.

Action Select a transaction file group and click OK.

5. 6.

In the Search and Replace dialog box, click the corresponding Browse button for the Replace with Profile from Group field. In the Select Card or Merchant Profiles dialog box, select a Card or Merchant Profile group and click OK.

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Step 7.

Action Click Search to display the matching profile criteria in the selected transaction file.

8.

Click Replace to replace the matching profile criteria within the transaction file.

Changing the Order of Transactions in a Transaction File


Members may want to change the order of the transactions or instructions within a transaction file. To move a transaction or instruction to a different location within a file, select the transaction or instruction and either use standard Microsoft functionality to drag it to its new location or use the red arrows on the toolbar to move the selected transaction.

Copying and Pasting Transactions


The standard Windows commands of copy and paste are available from the Edit menu within the Test Preparation but are only functional in the active transaction file. You can copy and paste only one transaction at a time.

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Use the following procedure to copy, and paste transactions:


Step 1. 2. 3. 4. Action Select a transaction in the test file. From the Edit menu, select Copy. Move your insertion point to the new location by selecting a transaction. From the Edit menu, select Paste. The system inserts the pasted transaction above the selected transaction insertion point.

Deleting Transactions
To delete a transaction from a transaction file, select the transaction and press the DELETE key. The system immediately deletes the transaction without a confirmation warning and may not be undone.

Adding Control Instructions


Transaction files can include pauses, hold for, or other programming commands. Use the following procedure to add an instruction to a transaction file:
Step 1. 2. 3. 4. Action Open the desired transaction file. Click on the base TransactionFile_IssuerTest or a group name. Click the
Add Instruction button.

Click a radio button and add data to the corresponding field as needed.

5.

Click OK.

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Table 4.5 provides a list of available instructions and their descriptions.


Table 4.5Instructions Instruction Pause Prompt Log Send Description Pause automatic transaction processing for a given number of seconds Creates a message box requiring operator intervention. Members enter the text to be included in the prompt Allows members to enter a note to the transaction log at the place of insertion Allows the member to enter data in HEX format to be sent directly to the direction specified, bypassing all outgoing message formats and validations. This allows members minute control of the data being sent Waits to receive a specified message type Allows members to set the date and time for simulator processing Resets the date and time to the systems default Allows members to set the MChip Key Set Removes the instruction from an associated profile or removes the instruction from a transaction

HoldFor SetDateTime ResetDateTime SetMChipKeySet Remove instruction from profile

Adding an Instruction to Set a Future Settlement Date in the Simulator


At times, members may need to perform a simulator test with a future settlement date. Within the Test Preparation module, members may add an instruction that specifies a date and time to be used in DE 15 (Date, Settlement) and DE 16 (Date, Conversion).

Warning

Members should not change the simulators PC date to a future date as this will cause the simulators security hardware token license to update the token access date. As a result, when the PC date is reset to the current date the license date becomes expired. An expired license date in the license file causes the security token to deny member access to the simulator. In some instances, if the PC date is manually changed to a distant future date, a new hardware token may be required to operate the simulator. A hardware token replacement fee will apply.

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Use the following procedure to add an instruction in a transaction file to set a future settlement date for simulator processing:
Step 1. 2. Action Open the Test Preparation module. Click on the base TransactionFile_IssuerTest or a group name to determine the placement of the instruction. The instruction will be inserted after the highlighted group. Click the
Add Instruction button.

3. 4.

Click the SetDateTime radio button and enter the new date and time in the corresponding fields.

Note: Members may use the above procedure to add an instruction to reset the date and time by simply clicking the ResetDateTime radio button.

5.

Click OK.

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Network Response Profiles


The Network Response Profiles are separated into a Reference and a User category. MasterCard provides predefined Network Response Profiles in the Reference category which contains default values. Members may not modify the Reference category. However, members may create and modify User Network Response Profiles to support testing outside of the MasterCard required testing.

Creating User Category Network Response Profiles


Use the following procedure to create User category Network Response Profiles:
Step 1. 2. 3. 4. 5. Action From the Navigator pane, set the IPS Host Testing mode. Click Test Preparation. Click the Network Response Profiles tab. Click the NetworkResponseProfiles_User category icon.
Create a new Group button. Groups are used to organize card Click the profiles within the tree structure of the Network Response Profile pane.

6. 7.

Enter a Name and Description and click OK. Click the


Adds a Profile button.

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Step 8.

Action In the Edit Response Profile dialog box, enter a profile name and description.

9. 10.

Select a MTI Message Transaction Identifier from the drop-down list. From the Profile Key tab, enter a value or wildcard in the Key fields. See Network Response Profile Wildcard Match.
The bolded profile keys are the required match criteria used in the Network Response Profile.

11.

Close the Edit Response Profile dialog box.

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Entering Network Response Profile Data


Use the following procedure to enter or modify User category Network Response Profile Data:
Step 1. Action Expand a Response Profile Key in the User category.
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2. 3.

Right-click the Network Response Profile Data group for the corresponding Profile Key. Click Edit Node.

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Step 4.

Action Click the DE 48 or DE 55 tab as needed.

5. 6. 7. 8. 9.

Click a radio button in the Visible field in the lower window pane. This affects the display of available subelements. Double-click a subelement to launch the Data and Subdata Element Editing dialog box. Click a Value option radio button. If enter value is selected, type in a value. Click OK when finished. In the Response Profile dialog box, click Compile. All selected subelements are parsed and added to the corresponding Additional Data or ICC Related Data field. The data is added to the profile. From the Other Response Data tab, click a radio button in the Visible field in the lower window pane. This affects the display of available subelements. Double-click a subelement to launch the Data and Subdata Element Editing dialog box. Click a Value option radio button. If enter value is selected, type in a value.

10. 11. 12.

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Step 13. 14. 15.

Action Click OK when finished. The data element is added to the profile. To add an instruction to the profile, click the
Add Instruction button.

Select a corresponding instruction radio button, adding the appropriate data as needed.

16. 17.

Click OK. The instruction is added to the profile. In the Response Profile dialog box, click OK when finished.

Note

The All Data tab is a composite view of all the data elements contained in the associated profile. Members may not modify data in the All Data pane as it only provides a quick overview of the profile data.

Network Response Profile Wildcard Match


Member may use the wildcard asterisk character (*) to match any value in any of the corresponding key fields. To specify conditional matching of a value, members may use the positional wildcard ? character. The entry of the ? character within any of the key fields directs the simulator to match records for more than one value in the specified key field.

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Acquirer Testing
This chapter details how acquiring members perform standard and specialized simulator testing.

Standard Acquirer Testing...................................................................................5-1 Setting the APS Host Testing Mode..............................................................5-1 Adding an Instruction to Set a Future Settlement Date in the Simulator....5-2 Adding Acquirer IDs .....................................................................................5-3 Issuer Response Profiles ...............................................................................5-4 Enabling Issuer Response Profiles .........................................................5-5 Disabling Issuer Response Profiles ........................................................5-6 Starting an Acquirer Test Session .................................................................5-6 Viewing Test Results .....................................................................................5-8 Table View ..............................................................................................5-9 Parsed Message Detail View.................................................................5-10 Key Data View ......................................................................................5-11 Log Display Icons .................................................................................5-12 Refining the Test Results View ...................................................................5-13 Filtering the Test Results View .............................................................5-13 Select Messages.....................................................................................5-14 Generating the History Log as an ATH File.........................................5-15 Managing the History Log...........................................................................5-16 Default Log Database ...........................................................................5-16 Clear Log ...............................................................................................5-18 Compact Log .........................................................................................5-18 Advanced Options and Specialized Testing.....................................................5-19 Setting Network Options ............................................................................5-19 PIN Key Sets................................................................................................5-23 Issuer Response Profiles .............................................................................5-27 Creating User Category Issuer Response Profiles................................5-27 Entering Issuer Response Profile Data.................................................5-29 Issuer Response Profile Wildcard Match..............................................5-32

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Standard Acquirer Testing


To perform acquirer testing the member must initiate the transaction file from their host system. Before starting a test session, the Acquirer Processing System (APS) Host Testing mode must be set and a communication connection established between the simulator and the member host.

Setting the APS Host Testing Mode


Use the following procedure to set the acquirer host testing mode and establish a communication connection to the member host:
Step 1. 2. Action Double-click the MasterCard Authorization Simulator icon on the PC desktop to launch the simulator application. In the Navigator window, from the Testing tab, select APS Host Testing from the drop-down list. The testing status indicator displays Connecting until the connection to the member host completes then the status changes to Connected.

The simulator is now prepared to receive Authorization Request/0100 messages from the member host.

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Adding an Instruction to Set a Future Settlement Date in the Simulator


At times, members may need to perform a simulator test with a future settlement date. Within the Test Preparation module, members may add an instruction that specifies a date and time to be used in DE 15 (Date, Settlement) and DE 16 (Date, Conversion).

Warning

Members should not change the simulators PC date to a future date as this will cause the simulators security hardware token license to update the token access date. As a result, when the PC date is reset to the current date the license date becomes expired. An expired license date in the license file causes the security token to deny member access to the simulator. In some instances, if the PC date is changed to a distant future date, a new hardware token may be required to operate the simulator. A hardware token replacement fee will apply.

Use the following procedure to add an instruction in the Test Preparation module to set a future settlement date for simulator processing:
Step 1. 2. 3. Action Open the Test Preparation module. Click the
Add Instruction button.

Click the SetDateTime radio button and enter the new date and time in the corresponding fields.

Note: Members may use the above procedure to add an instruction to reset the date and time by simply clicking the ResetDateTime radio button.

4.

Click OK.

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Adding Acquirer IDs


Before testing, acquirers need to configure the Acquirer Table in the Options dialog box. Here, acquirers add their own account ranges in the User category. Refer to Chapter 1 for details concerning Reference and User categories. Typically this is a one time setup and once it is completed, acquirers update the Acquirers Table only as needed. Use the following procedure to add acquirer IDs to the Acquirer Table:
Step Action 1. 2. From the Navigator, select Set Options. Within the Options dialog box, click the Acquirer Table tab.

3. 4.

Click on the AcquirerID_User category icon. Click the


Add Acquirer ID button.

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Step Action 5. In the Acquirer ID dialog box, enter all appropriate data. See Chapter 3 for details concerning the available options in the Acquirer ID dialog box.

6.

Click Add.

Issuer Response Profiles


By default, all correctly formatted Authorization Request/0100 messages will automatically receive an approval Authorization Request Response/0110 message from the simulator. Acquirers will also need to test transactions to which the desired response is not an approval for Authorization Request/0100 messages. To force the simulator to generate negative or non-default responses to correctly formatted messages, members will need to ensure an Issuer Response Profile is configured and enabled. Issuer Response Profiles allow particular response codes to be linked to specified matching criteria (e.g. PAN [DE 2], Processing Code [DE 3], Transaction Amount [DE 4], Merchant Type [DE 18], and POS Entry Mode [DE 22]) of the Authorization Request/0100 message received from the member host.

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The Issuer Response Profiles contain a Reference and a User category. MasterCard provides pre-defined Reference Issuer Response Profiles that complement the MasterCard acquirer test plan. These Reference profiles can not be modified. Although members can not modify Reference profiles, they may create and modify Issuer Response Profiles in the User category. See Creating User Category Issuer Response Profiles for details.

Enabling Issuer Response Profiles


Within the Test Monitor module, members may enable/disable any Response Profile. Response Profiles are by default enabled until manually disabled by the member. Use the following procedure to enable Issuer Response Profiles:
Step 1. 2. 3. Action From the Navigator window, select Test Monitor. Click the Issuer Response Profile tab. Select an individual profile or a folder.
Jan 2008

4.

Enable Response Profile button to enable the selected response Click the profile or all the profiles within a folder.

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Disabling Issuer Response Profiles


Use the following procedure to disable Issuer Response Profiles:
Step 1. 2. 3. Action From the Navigator window, select Test Monitor. Click the Issuer Response Profile tab. Select an individual profile or a folder.
Jan 2008

4.

Disable Response Profile button to disable the selected response Click the profile or all the profiles within a folder.

Starting an Acquirer Test Session


Members use the Test Monitor module of the MasterCard Authorization Simulator to originate transactions for issuer testing or to respond to transactions from the member host during acquirer testing. The Test Monitor displays the messages it sends or receives (Figure 5.1).

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Figure 5.1Test Monitor


Jan 2008

To perform acquirer testing, members establish a communication connection with the simulator, originate the test transactions on their host, and send them to the Test Monitor module. The simulator will validate the incoming messages. If the incoming message does not contain errors, the Test Monitor automatically generates a response message and returns it to the member host. If the incoming message contains errors, the Test Monitor identifies the errors error icon and automatically generates and returns an appropriate with an reject message to the member host.

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Viewing Test Results


The simulator records the details of every transaction in a test session to a History Log. The Test Results module allows members to view and analyze their test results quickly and easily by displaying the History Log. Members may select from display options that provide the test result details of the History Log in three different formats: Table View Parsed Message Detail View (default) Key Data View

Using the Test Results module, members can review the History Log which records details of every transaction sent between the member host and the Test Monitor module and provides a data element by data element view of the transaction.

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Table View
The Table view displays all transactions in a single pane with minimal detail indicating the message flow, information, warnings, and errors for the test session (Figure 5.2).
Figure 5.2Table View
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Parsed Message Detail View


The Parsed Message Detail view displays all transactions in two panes with maximum detail indicating the message flow, information, warnings and errors for the test session as well as data element and subelement detail (Figure 5.3).
Figure 5.3Parsed Message Detail (default) View
Jan 2008

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Key Data View


The Key Data view displays all transactions in three panes with maximum detail indicating the message flow, information, warnings, and errors for the test session, data element and subelement detail and key data detail to assist in message identification (Figure 5.4).
Figure 5.4Key Data View
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After running a test session, use the following procedure to view the test in the Test Results window:
Step 1. 2. Action From the Navigator window, select Test Results. Select a view by clicking a corresponding toolbar button.
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Log Display Icons


The History Log is viewable in both the Test Monitor and Test Results windows. Each log record has an accompanying icon indicating the type or action of the log record. Table 5.1 displays each icon and its description.
Table 5.1History Log Icons Icon Description Information Error Warning Transaction created by Network Performs Stand-In mode

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Icon

Description Message sent by the acquirer APS Message received on the network NTW from the acquirer APS Message sent from the network NTW to the issuer IPS Message received on the issuer IPS Message sent by the issuer IPS Message received on the network NTW from the issuer IPS Message sent from the network NTW to the acquirer APS Message received on acquirer APS

Refining the Test Results View


If a transaction file contains a large number of transactions, it can be difficult to locate a particular transaction within the history log. In addition, a member reviewing the test results may need to concentrate on specific transaction types. The Test Results module provides two features, Filter and Select Messages that assist members in creating a customized view of the test results.

Filtering the Test Results View


Use the following procedure to filter the Test Results view:
Step 1. Action From the Test Results window, click the Filter button.

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Step 2.

Action From the Filter dialog box, select a pre-defined filter option from the dropdown list.

3.

Click OK once a filter is selected.

The filter selection is effective immediately and may be altered at any time.

Select Messages
Use the following procedure to use the Select Messages option:
Step 1. Action From the Test Results window, click the
Select Messages button.

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Step 2.

Action From the Select Messages dialog box, click the Select the messages fulfilling
following condition radio button.

3. 4.

Enter the appropriate matching criteria in the corresponding field. Click OK when selection in complete.

The message selection is effective immediately and may be altered at any time.

Generating the History Log as an ATH File


Members may generate the current history log or a saved log as a text file to be used as import data to the MasterCard Clearing Presentment Simulator. See the MasterCard Clearing Presentment Simulator Guide for details concerning the importing of an authorization text file to the MCPS Simulator.
Step 1. 2. 3. Action From the Navigator, select a Test Mode or View Archived Log Files. If viewing Archived Log Files, select a file and click Open. From the Test Results module, click the
Generate ATH file button.

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Step 4.

Action Click OK.

5.

The ATH text file opens automatically in Notepad. Select File/Save As and enter a unique name for the ATH text file and select a directory if you need to change the file name and/or location. Click Save.

6.

Note

The default location of the generated text file is C:\Program Files\MasterCard\Credit xx_x 1\data.

Managing the History Log


The MasterCard Authorization Simulator records the details of every transaction in a test session to a history log. This history log, while viewable from both the Test Monitor and Test Results modules, may be managed only through the Test Results module.

Default Log Database


The simulators active history log is written to a default database (log.mdb). Members may not change the path of the default log.mdb file or database name. The simulator creates or opens the default log.mdb database each time the simulator is started. However, members may save the history log as a separate log file that is independent of the default database and the active test session.

1 xx_x equals the current version of the simulator.

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Using a simple Save As function members may create multiple saved log files for each testing scenario as needed with little interruption to a testing session.

Note

Members may clear the default log at any time or allow the test data to append to the log.

For example, a member saves a log with the name AMCC Test January 2008 and either clears the default log before continuing testing or allows the test data to append to the default log once testing is resumed. Once the next testing session is complete, the member may save the history log as a new file using the Save As feature. Members may repeat the process as frequently as needed. The saved logs are independent of the default log and will not be modified by continued testing within the simulator. These saved logs may then be forwarded to MasterCard for error troubleshooting or testing validation. Use the following procedure to save a log file:
Step 1. 2. 3. Action In the Test Results module, select File/Save Log As. In the Save As dialog box, enter a file name and click Save. Click OK. The log is saved and compacted.

Note

The saved logs may be viewed through the View Archived Test Log feature.

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Clear Log
During testing, the simulator appends all testing data to the History Log. When testing specific test scenarios, members may want to create a clean log in which to capture only the test data for that individual test. Once the testing is complete, members may then save the history log to an individual file for test analysis and validation. The Clear log function allows the member to reset or clear all entries in the history log for the selected log. This action may not be
reversed.

Use the following procedure to clear the history log:


Step 1. 2. Action From the Test Results window, select File/Clear Log. Answer appropriately to a confirmation message validating the clear action. This action may not be reversed.

Compact Log
Members may compact a history log database through a Compact Log option available in the Test Results module. Members may use the Compact Log option only on closed history logs. An open log may not be compacted. Members may compact a saved history log through the Test Results module while in the APS Host Testing, IPS Host Testing, or View Archived Test Log mode. Use the following procedure to compact a history log:
Step 1. 2. 3. 4. Action Select a Host Testing mode or the View Archived Test Log mode from the Navigator drop-down list. Click the Test Results or the View Archived Logs button in the Navigator window. From the File menu, select Compact Log. In the Select File dialog box, select a log file name (*.mdb) and click Open.

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Step 5.

Action In the Compact Log dialog box, click OK when the compact is complete.

Note

When a history log file is saved as another file name using the File/Save As option, the saved log file is automatically compacted.

Advanced Options and Specialized Testing


The MasterCard Authorization Simulator may be customized and used to test member specific testing scenarios.

Setting Network Options


From the Test Mode Options tab of the Options dialog box, members may modify specific Network processing options. Network options allow members to customize the simulator to: Perform data integrity edit and if error found, stops 0100 message processing and sends a 0110 message with a format error Sign-on selects the active PIN key set as configured in the PIN Key set option Ignore all errors and continues processing of 0100 message

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Ignore all errors and continues processing of 0110 message Always return DE 48 to the acquirer Log zero length messages Show information messages for unannounced DE 48 subelements Include Test Description into Test Logs Issuer supports DE 48/SE 58 Issuer supports Refund transaction Issuer supports Balance Inquiry transaction Acquirer supports DE 123 Acquirer supports MSI (Maestro) Acquirer supports CIR (Cirrus) Issuer PIN Processing Method Message Encoding Format
Jan 2008

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Use the following procedure to set Network Options:


Step 1. 2. 3. 4. Action From the Navigator window, select a Testing Mode from the drop-down list. Select Set Options. Select the Test Mode Options tab. Expand the Options group by clicking the corresponding plus sign.
Jan 2008

5.

Modify the network options as needed. Double-clicking a value toggles the option on or off by changing the value to True (on) or False (off) for the corresponding option.

Table 5.2 describes the Network Options and their function.


Table 5.2Network Options Option Treat Data Integrity Edits as Production Format Errors 0800 Group Sign-On Selects PIN Key Set Network Always Forward Request Messages Description Performs data integrity edit and if error found, stops 0100 message processing and sends a 0110 message with a format error. Sign-on selects the active PIN key set as configured in the PIN Key set option. Ignores all errors and continues processing of 0100 message.

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Option Network Always Forward Response Messages Always Return DE 48 to Acquirer Logging of Zero Length Messages

Description Ignores all errors and continues processing of 0110 message. When selected, the simulator always returns DE 48 to the acquirer. When selected, this option allows the logging of zero length messages to the simulators history log, which members may view in either the Test Monitor or Test Results module. When this option is selected, each unannounced DE 48 subelement is identified in the history log file with a message Unannounced DE 48 subelements are present and are being passed through the network. When this option is selected, the simulator writes the transaction description in the history log providing an easier means of locating a specific transaction in either the Test Monitor or Test Results component. This option indicates that the issuer does or does not receive DE 48, subelement 58 in 0100 and 0400 messages. This option indicates that the issuer can or cannot process refund transactions where the value in DE 3, subfield 1 is equal to 20 in the 0100/110, 0120/0130, and 0400/0410 messages. This option indicates whether the issuer can or cannot receive ATM Balance Inquiry transactions where the value in DE 3, subfield 1 is equal to 30 and DE 48, position 1 (TCC) is equal to Z in the 0100/0400 messages. This option indicates that the issuer can or cannot receive DE 123. This option indicates that the acquirer can or cannot acquire Maestro (MSI) branded transactions. This option indicates that the acquirer can or cannot acquire Cirrus (CIR) branded transactions.

Show Information Messages for Unannounced DE 48 Subelements

Include Test description into Test Logs

Issuer supports DE 48/SE 58

Issuer supports Refund transaction

Issuer supports Balance Inquiry transaction

Acquirer supports DE 123 Acquirer supports MSI (Maestro)

Acquirer supports CIR (Cirrus)

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Option Issuer PIN Processing Method

Description This option indicates the service platform at which an issuers PIN processing will be performed. Double-clicking the option toggles the value to either M MDS PIN Processing or B BANKNET PIN Processing. Toggles from EBCDIC to ASCII message encoding format.
Jan 2008

Message Encoding Format

PIN Key Sets


The PIN Key Sets are separated into a Reference and a User category. Members may not modify the Reference category which contains default values. However, members may create User PIN Key Sets to enter their own keys. The PIN Key Sets are referenced by the simulator when processing PIN Authorization Requests. Use the following procedure to create a User category PIN Key Set:
Step 1. 2. 3. 4. 5. 6. 7. Action From the Navigator window, select a Testing Mode from the drop-down list. Select Set Options. Click the Crypto Keys tab. Click the PINKeySet_User category icon. Click the
Add New Group button.

Enter a Group ID and description. Click Next.

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Step 8.

Action Select the DES and Variant types.

9. 10.

Click OK. In the PINKeySet_User category key set, double-click a key to modify the value.

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Step 11.

Action In the Key Data Wizard, select the number of Key Components.

12. 13. 14.

Click the Enforce Odd Parity check box if needed. Click Next. Place cursor in the Member key components field(s) and enter the key components. Do not use production keys.

15. 16.

Click OK. Repeat procedure for each key as needed.

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Step 17.

Action In the corresponding Parms category, double-click the Rotate, Variant or Default field to change the value as needed.

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Issuer Response Profiles


The Issuer Response Profiles are separated into a Reference and a User category. In the Reference category are predefined Issuer Response Profiles which contain default values that complement the MasterCard required acquirer testing. Members may not modify the Reference category. However, members may create and modify User Network Response Profiles to support testing outside of the MasterCard required testing.

Creating User Category Issuer Response Profiles


Use the following procedure to create User category Issuer Response Profiles:
Step 1. 2. 3. 4. 5. Action From the Navigator, set the APS Host Testing mode. Click Test Preparation. Click the Network Response Profiles tab. Click the NetworkResponseProfiles_User category icon.
Create a new Group button. Groups are used to organize card Click the profiles within the tree structure of the Network Response Profile pane.

6. 7.

Enter a Name and Description and click OK. Click the


Adds a Profile button.

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Step 8.

Action In the Edit Response Profile dialog box, enter a profile name and description.

9. 10.

Select a MTI Message Transaction Identifier from the drop-down list. Enter a value or wildcard in the Key fields. See Issuer Response Profile Wildcard Match.
The bolded profile keys are the required match criteria used in the Issuer Response Profile.

11.

Close the Edit Response Profile dialog box.

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Entering Issuer Response Profile Data


Use the following procedure to enter or modify User category Issuer Response Profile Data.
Step 1. Action Expand an Issuer Response Profile Key in the User category.
Jan 2008

2. 3.

Right-click the Issuer Response Profile Data group for the corresponding Profile Key. Click Edit Node.

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Step 4.

Action Click the DE 48 or DE 55 tab as needed.

5. 6. 7. 8. 9.

Click a radio button in the Visible field in the lower window pane. This affects the display of available subelements. Double-click a subelement to launch the Data and Subdata Element Editing dialog box. Click a Value option radio button. If enter value is selected, type in a value. Click OK when finished. In the Edit Response Profile dialog box, click Compile. All selected subelements are parsed and added to the corresponding Additional Data or ICC Related Data field. The data is added to the profile. From the Other Response Data tab, click a radio button in the Visible field in the lower window pane. This affects the display of available subelements. Double-click a subelement to launch the Data and Subdata Element Editing dialog box.

10. 11.

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Step 12. 13. 14. 15.

Action Click a Value option radio button. If enter value is selected, type in a value. Click OK when finished. The data element is added to the profile. To add an instruction to the profile, click the
Add Instruction button.

Select a corresponding instruction radio button, adding the appropriate data as needed.

16. 17.

Click OK. The instruction is added to the profile. In the Edit Response Profile dialog box, click OK when finished.

Note

The All Data tab is a composite view of all the data elements contained in the associated profile. Members may not modify data in the All Data pane as it only provides a quick overview of the profile data.

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Issuer Response Profile Wildcard Match


Members may use the wildcard asterisk character (*) to match any value in any of the corresponding key fields. To specify conditional matching of a value, members may use the positional wildcard ? character. The entry of the ? character within any of the key fields directs the simulator to match records for more than one value in the specified key field.

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Professional Version
This chapter describes the features available with the Professional version of the MasterCard Authorization Simulator.

Simulator Professional Features ......................................................................... A-1 Navigator Options ........................................................................................ A-1 User Management .................................................................................. A-1 Selecting a User Profile Set ............................................................. A-3 Changing the User Profile Set without Starting a New Simulator Session ............................................................................................. A-3 Creating a User Profile Set .............................................................. A-4 Copying a User Profile Set .............................................................. A-5 Deleting a User Profile Set .............................................................. A-5 Self Testing Mode .................................................................................. A-5 Stand Alone Testing Modes................................................................... A-6 Test Mode Options ................................................................................ A-7 Test Preparation Module.............................................................................. A-7 Adding Multiple Transactions Quickly.................................................. A-8 Transaction File Import ....................................................................... A-10 Transaction File Import Format Conditions.................................. A-11 Transaction Profile Editing .................................................................. A-13 Creating a Transaction Profile....................................................... A-13 Modifying a Transaction Profile.................................................... A-14 Removing the Card and Merchant Profile Retrieval Indicator ..... A-18 Deleting a Transaction Profile....................................................... A-19 User Response Profiles ........................................................................ A-19 Adding Profile Data to a Response Profile ......................................... A-21 Data Element and Subelement Validators................................................. A-23 Adding Data Element and Subelement Validators to a Transaction........................................................................................... A-25 Deleting Data Element and Subelement Validators from a Transaction........................................................................................... A-25 Test Results Module ................................................................................... A-26 Managing the History Log ................................................................... A-26 Creating a History Log Database................................................... A-26 Selecting a History Log Database.................................................. A-27 Test Results Select Transaction Functionality ..................................... A-29 Test Results Compare Functionality.................................................... A-31 View Archived Logs ............................................................................. A-34
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Simulator Professional Features


The Professional version builds on the core testing features of the Standard version of the MasterCard Authorization Simulator. The Professional version provides increased flexibility and additional options to conduct power testing. The Professional version of the MasterINQ Simulators is the platform for all MasterINQ Add-In tools.

Navigator Options
Within the Navigator, members may access the following enhanced options that are available only in the Professional version of the MasterINQ simulators.

User Management
There may be times when multiple users need to test on the same simulator or even a single user who may need to test different scenarios. Since not all users or test scenarios need the same test data, the Professional version of the simulator provides a way of managing and separating the user-defined data for each user or testing scenario. Through the User Management feature members may create and manage multiple user profile sets that reference different user-defined data entered in the following simulator categories:
Profiles

TrxProfiles_User (Transaction profiles) CardProfiles_User (Card Profiles) MerchantProfiles_User (Merchant Profiles) NetworkResponseProfiles_User (Network Response Profiles) IssuerResponseprofiles_User (Issuer Response Profiles) AcquirerID_User BinTable_User CVC3KeySet_User CVCKeySet_User HMACKeySet_User MChipKeySet_User PINKeySet_User

Options

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Simulator Professional Features

When a simulator session begins in the Professional version, the member is prompted to select a Profile Set in the User Management dialog box. The active Profile Set is indicated in the upper pane of the User Management dialog box (Figure A.1). Any changes or additions to the indicated user categories will be associated to the active profile set at the time of the modifications.
Figure A.1User Management

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Selecting a User Profile Set Use the following procedure to select a User Profile Set:
Step 1. Action From the User Management dialog box, click on a profile set folder in the Users tree directory.

2. 3.

Click Select. Click OK. The selected Profile Set then becomes the active Profile Set.

Changing the User Profile Set without Starting a New Simulator Session At times, members may want to change the User Profile Set without starting a new simulator session. The User Management dialog box may be accessed within the Navigator under the System Admin tab. Use the following procedure to change the User Profile Set without starting a new simulator session:
Step 1. 2. 3. Action From the Navigator window, select Disconnect in the Testing pane. Click the System Admin tab. Click the User Management icon.

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Step 4.

Action Click a profile set folder in the Users tree directory.

5.

Click Select and then click OK.

Creating a User Profile Set Use the following procedure to create a user profile set:
Step 1. 2. Action From the User Management dialog box, click New. Enter a folder name and click OK.

3. 4.

Click Save. Click OK.

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Copying a User Profile Set Members may copy an existing profile set and then enter a name for the new profile set. Use the following procedure to copy an existing user profile set:
Step 1. 2. 3. 4. 5. Action From the User Management dialog box, click on a profile set in the Users tree directory. Click Copy. Enter a folder name in the Rename dialog box and click OK. Click Save. Click OK.

Deleting a User Profile Set Use the following procedure to delete a user profile set:
Step 1. 2. 3. Action From the User Management dialog box, click on a profile set in the Users tree directory. Click Delete. Click OK in a message confirming the delete action.

Self Testing Mode


The Self Testing mode is an additional test mode available only in the Professional version of the simulator. The Self Testing mode emulates the acquirer, issuer, and the network in a transaction flow without being connected to the host system. The Self Testing mode enables members to do the following:
Training and demo

The Self Testing mode does not require a physical host to be connected to the simulator, thereby providing an ideal mode for training and demonstration to easily simulate any erroneous situation without impacting the host system.
Testing in a Simulated Environment

The Self Testing mode allows members to create test cases and test them in a simulated environment before testing them against a live system.

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Reference implementation

The Self Testing mode can be used to verify how the host system should behave. The member can process a test case, once against the simulated environment and once against the live environment, and analyze the differences. Members may access the Self Testing mode from the Navigator pane Testing tab in the Professional version.

Stand Alone Testing Modes


The Professional version also provides stand alone testing mode functionality for the following: APS Stand Alone Simulates only the issuer environment. IPS Stand Alone Simulates only the acquirer environment. NTW Stand Alone Simulates the network and should be connected between an acquirer and an issuer.

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Test Mode Options


The available options displayed in the Options dialog box reflect the testing mode selected. For example, when in the Self Testing mode, the Test Mode options displayed in the Options dialog box are for the acquirer, network, and issuer. However, when the simulator is in the APS Stand Alone test mode, the Test Mode Options are for the acquirer.
Figure A.2Test Mode Options for Self Testing

Test Preparation Module


Within the Test Preparation, members may access the following enhanced options that are available only in the Professional version of the MasterINQ simulators.

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Adding Multiple Transactions Quickly


Members can use the Populate function as an alternative to the drag and drop approach of creating a transaction file. The Populate function allows members to select from two different population algorithms: Make combinations with all selected profiles in an alternating series Make all possible combinations with all selected profiles

Use the following procedure to add multiple transactions quickly:


Step 1. 2. Action From the Test Preparation module, click the
Populate button.

In the Folder Name field, type the name of the folder to contain the populated transactions.

3.

Select a Population Algorithm by clicking the corresponding radio button.

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Step 4.

Action Select a Transaction Profile(s) in the Transaction Profile pane.

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Step 5.

Action Click the Card Profile tab and select a Card Profile category (folder) or an individual profile(s).

6. 7. 8.

Click the Merchant Profiles tab and select a Merchant Profile category (folder) or an individual profile(s). Change the Number of resulting requests field if needed. This field determines the number of transactions created. Click OK when finished.

The auto-populated transactions are appended to the existing transaction file.

Transaction File Import


The Transaction File Import option allows members to import transaction data into the Test Preparation module using a text (.txt) or comma separated (.csv) file. Members may use a comma separated (.csv) file from a spreadsheet utility (such as Microsoft Excel) or a text (.txt) file from a word processor (such as Microsoft Word or Notepad) to import data for a transaction file. This allows greater ease and flexibility for mass entries of information to the simulator.

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The Test Preparation module preprocesses the imported file data validating the specified profile names for each record. The import process takes the data from the .txt or .csv file and converts it into the appropriate format and layout for the simulator. Use the following procedure to import a transaction file from a text file:
Step 1. Action Within the Test Preparation module, click the button.
Import Transaction File

2. 3.

Select a transaction .txt or .csv file in the Select File dialog box and click Open. Click OK in the Import Profile Data dialog box.

The import function creates an Imported group (folder) that is appended to the existing transaction file for each import processed. This could result in multiple folders or groups with the Imported name. Transaction File Import Format Conditions The Test Preparation module requires that certain conditions exist in the import file for a successful import. The Header Line is the first line of the text file and contains the names of the fields that are present in each line of the input file. The Header Line contains the following information:
(Group) This field is mandatory.

This field contains the path, group names and sub-group names where the data will be created. If the path is not valid then a critical error occurs and the import fails.

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(Name)

This field contains the name of the transaction. If this field is not specified, the name of the Transaction Profile will be used as the name for the transaction.
(Description)

This field contains the description for the transaction file.


(Transaction Profile) This field is mandatory.

This field contains the name of the Transaction Profile. If the Transaction Profile is specified, a search is performed in the User and Reference Transaction Profiles for the first occurring match. If the full Transaction Profile path is entered, this will be used to determine the transaction profile. If the Transaction Profile is not specified, then DE 003.01 needs to be specified. The first occurrence of this value will be used to select the transaction profile. If both the Transaction Profile and DE 003.01 are not specified in the Header Line then a critical error occurs and the import fails. The import function will fail if the table header row is not in the first row position of the importing file. The lines following the Header Lines contain the values (comma separated). The number of transactions per input file is limited to 2500. If there are more than 2500 records, the import will fail. If a critical error occurs on the Header Line, the import will fail. When the Header Line is correct and a critical error occurs on a record, the pre-process continues with the next record but the import fails. A typical input table would be constructed as follows:
(Group) John.nomer John.nomer (Name) (Description) User Default 34 12 (Transaction 002 profile) CAT_2 CAT_2 003 000000 000000 018 6011 3412

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If a field does not contain data, the field still needs commas to separate it from the fields before and after it. In Figure A.3 the (Name) field placeholder in both lines of data is indicated with a comma after the field place. All fields are comma separated.
Figure A.3Transaction file import

Transaction Profile Editing


The simulator uses Transaction Profiles as a basis for the composition of a message. Transaction Profiles indicate which data elements are present in a given message and from where the simulator needs to retrieve the information to fill these data elements. The Transaction Profiles contains a Reference and a User category. The Reference Card Profiles may not be modified. However, members may copy and paste a Reference Transaction Profile into the corresponding User profile as a template. Members may modify the User Transaction Profiles. Creating a Transaction Profile Use the following procedure to create a transaction profile:
Step 1. 2. 3. 4. 5. 6. 7. Action Set a testing mode. From the Navigator pane, click Test Preparation. In the Profile pane, right-click the TrxProfiles_User icon. Select Add a Folder if needed. Enter a group name and description. Click OK Expand a group(s) in the TrxProfiles_Reference category.

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Step 8. 9.

Action Right-click a transaction profile and click Copy. Right-click a folder in the Trx_Profiels_User category and click Paste.

Modifying a Transaction Profile Use the following procedure to create a transaction profile:
Step 1. 2. 3. Action Set a testing mode. From the Navigator pane, click Test Preparation. In the Profile pane, expand a folder in the TrxProfiles_User category.
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4.

Right-click a transaction profile and click Edit Node.

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Step 5.

Action Select the Class DEs tab.

6.

Expand a group and double-click a sub-element as needed to modify.

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Step 7.

Action Select a value from the drop-down list and click OK.

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Step 8.

Action Select the Get from Card Profile or Get from Merchant Profile tab as needed.

9. 10.

Double-click a data element name to specify that the corresponding information will be retrieved from the Card or Merchant Profile. Click OK.

11.

Click the Save button to save the profile changes or click the button to cancel the changes.

Cancel

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Removing the Card and Merchant Profile Retrieval Indicator Use the following procedure to remove the retrieval of data from the Card or Merchant Profile.
Step 1. 2. 3. 4. Action In the Profile pane, expand a folder in the TrxProfiles_User category. Right-click a transaction profile and click Edit Node. Click the Other DEs and SEs tab. Double-click a data element to launch the Edit Field dialog box.

5.

Type (notpresent) in the Value field and click OK.

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Deleting a Transaction Profile Use the following procedure to delete a user category Transaction Profile:
Step Action 1. 2. 3. Set a testing mode. From the Navigator pane, click Test Preparation. From the Profile pane, click a profile in the TrxProfiles_User category.

4. 5.

Press the DELETE key. Click OK to a message confirming the delete action.

User Response Profiles


User Response Profiles contain member-defined response values for an incoming request message during simulator testing. Response profiles use specific search criteria, identified as keys, in conjunction with a corresponding message type to determine the applicable match to the incoming messages and therefore the corresponding response. The selected message type determines the keys available as shown in the example below.
Table A.1Example of Response Profile Message Types and Keys Message Type 0100 Authorization Keys 002 Primary Account Number (PAN) 003 Processing Code 004 Amount, Transaction 018 Merchant Type 022 POS Entry Mode

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Message Type 0302 Account Management Service Request

Keys 002 Primary Account Number (PAN) 101 File Name 091 File Update Code

The Response Profile tree structure display separates the profile key as the primary group and the profile data as a sub-group of the profile key (Figure A.4).
Figure A.4Response Profile Tree Structure

With the Professional version, each Response Profile may have multiple response data entries. This allows the members to create a single profile key with multiple responses.

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Adding Profile Data to a Response Profile


Use the following procedure to add profile data to a Response Profile:
Step 1. 2. Action From the Navigator pane, set a testing mode and click Test Preparation. In the Test Preparation module, click a Response Profile tab.
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Step 3.

Action Select a profile.


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4.

Click the Adds new profile data button. The new profile data is appended to the selected Response Profile. Right-click the new profile data and then click Edit node.

5.

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Step 6.

Action Modify the data as appropriate. See Entering Network Response Profile Data in Chapter 4 for details.

Data Element and Subelement Validators


Data element (DE) and subelement validators allow members to specify the data that the simulator will verify in the response message for the corresponding request message. The member adds the validator to a transaction in the Test Preparation. Then when the transaction is tested in the Test Monitor, the simulator compares the expected data element validation value in the request message to the corresponding data element validation results in the response message.

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For example, a member adds a validator of DE 39 (Response Code) with a value of 01 to an Authorization Request/0100 message in the Test Preparation. The Authorization Request/0100 message is processed through the Test Monitor and as part of the testing process; the simulator compares the expected validator value of 01 in DE 39 to that of the corresponding DE 39 value of 00 in the Authorization Request Response/0110 message. The validation results then display in the Test Monitor and in the Test Results History Log and are identified with either a red X (no match) or a green checkmark (match). In this example, the validation summary is marked with an X.
Figure A.5Example of a Validator Summary

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A validation summary displays after the corresponding transaction in both the Test Monitor and Test Results log. Members can use the Validator options when performing simulator testing for MasterCard. The validator results summary allows for easy identification of the transactions that have met the expected test results.

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Adding Data Element and Subelement Validators to a Transaction


Use the following procedure to add a data element or subelement validator to a transaction.
Step 1. 2. 3. Action Select a transaction within the Test Preparation. Click the DE Validators or SE Validators tab. Double-click a data element. The data element is added to the selected transaction.

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Deleting Data Element and Subelement Validators from a Transaction


Use the following procedure to delete a data element or subelement validator from a transaction.
Step 1. 2. 3. Action Select a transaction within the Test Preparation. Click the DE Validator value or SE Validator value in the transaction. Click Delete.

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Test Results Module


Within the Test Results, members may access the following enhanced options that are available only in the Professional version of the MasterINQ simulators.

Managing the History Log


The MasterCard Authorization Simulator records the details of every transaction in a test session to a history log. This history log, while viewable from both the Test Monitor and Test Results modules, may be managed only through the Test Results module. Members may manage the log through the Log Parameters dialog box. From here, the history log may be organized through the use of uniquely named log databases. Creating a History Log Database Use the following procedure to create a log database:
Step Action 1. From the Test Results window, select File/Manage Log to display the Log Parameters dialog box.

2.

In the Log Parameters dialog box, click Create.

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Step Action 3. Enter a log name in the File name field.


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4. 5.

Click Open. Click Close.

Once created, the new database name becomes the default until another database name is selected. The default or selected database name will contain all testing records in the history log from the moment testing begins until another name is selected. Selecting a History Log Database Use the following procedure to create a history log database:
Step 1. Action From the Test Results window, select File/Manage Log to display the Log Parameters dialog box.

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Step 2. 3.

Action Click Select. Select a database name and click Open.


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4.

Click Close.

Once selected, the database name becomes the default until another database name is selected. The default or selected database name will contain all testing records in the history log from the moment testing begins until another name is selected.

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Test Results Select Transaction Functionality


While in either the Self Testing or IPS Host Testing mode, members may filter the view of the history log using the Select a Transaction feature. After running a transaction file through the Test Monitor module, members may find a specific transaction quickly and easily in the Test Results history log by using the Select Transaction feature. The Select a Transaction feature uses the active Transaction File as the basis for the filtering selection. Members would select a specific transaction(s) from the corresponding tree structure in the Select a Transaction dialog box. Use the following procedure to filter the history log using the Select a Transaction feature:
Step 1. 2. 3. 4. 5. Action Select either the Self Testing or IPS Host Testing mode in the Navigator pane. Start a testing session in the Test Monitor module. Open the Test Results module. Click the
Select a Transaction button.

Select either the Do not select or Select a Response Transaction option in the Select a Transaction dialog box.

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Step 6.

Action Expand a group and click on a transaction.

7.

Click OK.

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Step 8.

Action The filtered view is immediate. Only the specified selection displays while the rest is grayed out.
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Note

The button acts an on/off toggle for the Select Transaction feature. Within the Select a Transaction dialog box, click Cancel to deselect or turn off the filter.

Test Results Compare Functionality


In the Test Results module, members may select and compare two transactions contained in the same history log or in different logs using the Compare functionality of the Professional version. When set, the Compare mode grays out all transactions in the Test Results transaction pane. The member selects the transactions for comparison via a right-click menu option. Distinction between the selected transactions is indicated by either blue (compare right) or green (compare left) text in the Test Results transaction pane. The member determines the right or left display by selecting either Compare Left or Compare Right from the right-click menu (Figure A.6).

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Figure A.6Compare Menu


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The green text indicates the transaction displays in the left-hand pane of the Compare dialog box and blue text indicates the transaction displays in the right-hand pane (Figure A.7).
Figure A.7Compare
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Use the following procedure to use the compare functionality:


Step 1. 2. Action Open a log or logs. These may be the active log or archived log(s). From the Test Results window, click the Compare mode. Click OK.
Compare button to set the

3.

4. 5. 6. 7.

Right-click a transaction to be compared and select Compare Left. Right-click another transaction to be compared and select Compare Right. Right-click the same transaction again and select Show Comparison. The Compare dialog box displays the two transactions for comparison.
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View Archived Logs


At times, members may need to compare transactions within two different test logs. In the Professional version, members may open a new Test Results window to view an archived test logs without closing the active test log. Use the following procedure to open an additional window in the Test Results module:
Step 1. 2. 3. 4. Action Open the Test Results module. From the File menu, select Open New Window. Select a log in the Select File dialog box and click Open. Resize the new window to view both Test Results windows simultaneously.
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