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(1) Explain the FOUR unities of a joint-tenancy. (10 marks)

(2) Your clients, Mr. and Mrs. Chang Fung, have ten children between them. He has by a previous marriage, she has three daughters from before she was married and together they have two children. Mr. and Mrs. Chang Fung are seeking your advice on whether they should purchase the High Hill Estate as joint tenants or as tenants-in-common. Explain to your clients the differences between ‘joint-tenancy’ and ‘tenancy-in-common’. State which option you would recommend, giving reasons for your answer. (15 marks)

(3) With the use of case law discuss the tests applied by the courts in determining whether or not property is considered a fixture or a chattel (15 marks).