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Test MAT112

(Due Thursday : 10/10/ 2013 BEFORE 12 NOON) JUST GIVE ME THE ANSWER ONLY BY EMAIL ONLY hamidah.ayub@yahoo.com

NAME: STUDENT ID; GROUP:

Ridzuan Bin Omar Ali 2012156637 EBMSB2B

Question 1 1. Find the 12th term and the sum of the first 12 terms for : a) -2, 3, 8,... Ans : 12th term = 53 Sum of first 12 term = 306 b) 1,3,9,.... Ans : 12th term = 177,147 Sum of first 12 term = 265,720 c) 2, 1, 0.5, .... Ans : 12th term = 0.000976 Sum of first 12 term = 3.999 d) 18, 14, 10, ..... Ans : 12th term = -26 Sum of first 12 term = -48 2. Given the first term of the geometric sequence is 0.5 and the 10th term is 256, find the common ratio and the 15th term. Ans : common ratio = 2 15th term = 8,192 3. Given the third term of the arithmetic sequence is 9 and the tenth term is 23 find the first term and the common difference. Ans : first term = 5 Common difference = 2

Question 2 a) Kathy saved RM7000 on 12 June 2008 at 7.5% simple interest. Find the total interest and the total amount on 2, November 2008 using approximate time and exact simple interest. Ans : Total interest = RM200.82 Total amount = RM7200.82 b) Kamal saved RM7000 on 12 February 2012 at 7.5% simple interest. Find the total interest and the total amount on 2 July 2012 using bankers rule. Ans : Total interest = RM205.62 Total amount = RM7205.62 d) How much money should be deposited for 15 years at 6% per annum so that the amount will be RM50,000? Ans : Total money deposited = RM26,315.79 e) At what rate per annum for RM3000 will give the total interest RM500 after 32 months of investment? Ans : Rate = 6.26%

Question 3 Kamal received a 110-day note of RM6000 at 6% per annum on 15 Feb 2011. Ninety days before maturity date he sold the note to the bank at 4% bank discount. Find a) b) c) d) e) Maturity date Maturity value Discounted date Proceeds Discount Amount Ans = 5 June 2011 Ans = RM6110.00 Ans = 07 March 2011 Ans = RM6048.32 Ans = RM61.10

Question 4 a) Azy deposited RM4000 at 6% compounded quarterly for 10 years, find the total interest. Ans = RM3256.07 b) Jamie paid RM500 every month to settle his loan at 5% compounded monthly for 7 years, find the amount of his loan and the total interest charged. Ans : Amount of loan = RM35375.92 Total interest = RM6624.08 c) Linda plans to have RM30,000 in 10 years time. Find how much money should she deposited every month at 6% compounded monthly. Ans : Monthly deposited = RM183.06

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