Public Disclosure Authorized

Public Disclosure Authorized

Public Disclosure Authorized

Public Disclosure Authorized

89101

, ,
, . ,
,
.

,
, ,


.

, ,
, .

-
,
,
,
,


(),
,
.

,
.
,
,
.

,

. ,


.

,
-
.

(): 7.305 (2012)

( , ..): 50.97 .
( , ..)
/ ( %): 6,978 / 0.8 (2012)
( ):
44,678 (2010)
(
): 5.9 (2010)
* World Development Indicators,
(http://devdata.worldbank.org).

...............................1
1.
...3
1.1 .......3
1.2 .....5
2
..9
2.1
......9
2.2 ..11
3 ,
14
3.1 14
3.2 17
3.3 ....19
3.4
...20
4 ......22
5
25
6 :
...27
6.1 ..27
6.2 ..32
............................37
...38
.............................39



,
().
,
(), ,
.
,

,
,
.
,
. 15
- ,
.

, .
,

(.. ).1
1999 . , 2004-2006 .
10 . -
, , ,
, , .
,
- .

- ,

.
, ,
, .
,
, -
. - , , -
, .
1

, ,
.

 ,
, ,

,
. -
, -
, ,

.
-
, .


,
,
. ,
- ,
( ).
,
,
,
, .

,
,
.


, (
, )
.
,
- .
,
,
,
, ,
, ,
( ), .
, ,
,
.
2|Page

1
1.1
, 2100 . 1.8
4C, -
. ,
,
. ,
, .

, .
- ,
- -.
,
.
,
,
, ,
,
.
,

,
.
,
( )

.
19611990 .

,

0.7C 1.8C 2020
. 2050 2080 .
-,

3|Page

1.6C 3.1 2.9C 4.1. ,

- ( ).

2080 .

,
,
. 10
2020 ., 15 2050 . 30-40 2080 .

,

.

19611990 .

4|Page

 2080 .

,
,
- , ,
, , .

1.2
,
2 , . ,
, ,
,
.
,
.
1999 . ,
2004 . - 2006 . 10 .
,
- . -
, , , ,
, .

:
, , , ,
, ,
.

5|Page

 1.
2012 .

692

20,898,000

3,010

1,437,000

72

17,384,000

22

59,037,000

: , 2013 .

,
- , -
. , , , ,
. , , 98
7.0 - . ,
, -
.

, . ,

.

, , ,
. Schwab (2012 .) 115-
144 .
,
.

,
,
,
. 1977 . 1990 .

. ,
, .
6|Page

 , 2012 . ,
.
(), 2012 .
51,564,000 .,
2012 . 59,037,000 .

21- ,
2005 . . 2005 . 2006 .
,
,
,
.

,

,

,
-
.
2005 .

-
2005 .,
, ,
. , ,
70 (SEEDRMAI
2008) .
, ,
. . 3

, ,
.
20- : 1902-1913 ., 1942-1953 .
1982-1994 .
13 - -
- (), . ,
3

, EM-DAT: The OFDA/CRED International

Disaster Database, , , . : v11.08, 2011 .
http://www.preventionweb.net/english/countries/statistics/?cid=26.

7|Page

2003 . 100
.

. 2010 . 2013 .
- . -
, .
,
. ,
,
.
. .

.

8|Page

2

2.1
- ,
,
.
,

.

,
- . ,
,
- ,
, ,
- . ,
,
,
.
1. ,

,
.
9|Page

 , ,
, .
, , ,
,
.

, -
- .
,
,
.
,
. ,

.


,

.
,
,
.

.

, , -
. ,

-
, , ,
, , ,
.

. -,
,
,
.
, ,
.

10 | P a g e

 ,
,
. ,
,
-
.
,
. ,
,
,
, .
, ,

,
,
.
,
, .

2.2
, ,
,

.
,
,
, .

.
,
(
).
.
, , , ,
,
-
.

;
. :

11 | P a g e

,

,
, ;

- , ,

,
,

, ,
, ,
-
.

,
.

,
. :

,
;

, ;

,
.

,

.

.
, ,
, .
,
. , ,
,
.

,
12 | P a g e

 ,
.
, -
, ,
.
,
,
.
, - 10
.

. ,
, ,
. ,
.
,
. ,
,
. ,
,
(
) - ,
.

13 | P a g e

3 ,
()

3.1
,
2020 .. 20-20-20
, ..
20 (30 );
20
20 .
(), 2000 .

,
.
( II) 2005 .
()
,
,

, .
2009 .

.
2013 .
-

. ,
, , -,

.
,
( ,
) (
, ).
- :

;

-
, ,
14 | P a g e

(Climate-ADAPT)
.

,
, ,
, .
, ,
, , ,
, , .
,
,
,
.



.

,
.

(2013
.), : (1)
, ; (2)
; (3)
.
, , ,
,
,
.
2006 .
(COM(2006)15)
.

.
,
.
()
( )
15 | P a g e

. 20142020 .
20-20-20.
-
20 20142020 . ,
.

( )
(), (), (),
()
(),
2020, ,
,
.
()
, 2002 .
, ,
, , .
52 23 3.2 .
, , 459
2005 ., 8.8
.
LIFE+ ,
.

, , ,
/ . LIFE+
,
,

.

16 | P a g e

3.2

,
,
,
.
20132020 .

.
,
.

.
.

(UNFCCC)
,
- .

,
( , ) ,
:

2015 .

:
o
,
- ,
-
- 2010-2015 .;
o
o
o
o

;

20062015 .;
2013-2020 .;
,
, .

17 | P a g e

 ,
,
.

, ,
-
.

.
,
,
,
.
, ,
, 2006 .
, ,
,
, (
)
().
,
.
;
;
; ;
, ,
. ,
, ,
,
, , , , , ,
, .

,
.
.
, , .
:
( ,
) (
18 | P a g e

 , ).
.

3.3
,
, -
(). , (a)
, 2012 .
() ,
;
() ,
,
, ,
,

.

,
. 2007 . (
)
, (),

, ,
.
,
(),
,
. ,
,
, (),

(), ()
.
(),
-
, 2010-2015 .;

.
() ,
,

19 | P a g e


.
, ,
, ,
().
,
-
.

.
, ,
, ,
,
.

3.4
,
,
, .
, ,
2005 . 2013 . 60 118.5 .
0.23 0.71
.

2005 2006 . . 2005 .
, 2006 .
, . .
,
300 ., 191 264 .
, 682,000
939,000 .
70 . , 2005 .
2006 . .

20 | P a g e

 2. ,

2005

55,500,000

118,500,000

2006

120,000,000

111,298,410

2007

70,000,000

80,000,000

2008

80,000,000

79,760,000

2009

90,000,000

59,950,581

2010

81,000,000

79,005,383

2011

81,000,000

77,680,202

2012

70,000,000

71,479,337

2013

70,000,000

: , .
: - = .

,

.

21 | P a g e

4
,
2.1
7.6 . ,

, ,
, .
1997 .
, 25 2005 .
1 2006 .
,
:

;
;

.

(), 2003 .
,
.

. 50
, 17 , 16
, 19 .

,
2
1 .
2012 . 378. ,
2011 . 793,710,501 .4

,
, ,
, 2013 .

22 | P a g e

. 2.
20072013 .

: Insurance Europe.

.
,
,
,
, , .
,
, ,
,
.
,
, ,
, , ,
, , ,
, , .

. ,
.
,
. 2006-2007 .
32
(Gurenko, Itigin, and Dumitru 2008). 6.7
.
- , 70
.
12 .

23 | P a g e


,
, ,
.
.
, ,
, .

, - .

24 | P a g e

5

, . -

.


.
.

,
, .
- ,
. 8 3.6

( 2007).
(Gurenko and Zakout
2008).

().

.
.

.
.
,
.
,
,
. ,
(Gurenko and Zakout 2008).
,
, .
()
,
.
,
.
,
,
25 | P a g e

 , .

.
, - ,
,
.
,

, .

, ,
,
.
,
.

3.

,


,

()
/
.

(
) : Pollner 2012.

(
),
- () .

26 | P a g e

6 :



.

,
.
, .
,
, ,
, .. ,
, ,
,
, .

,
, (
) .

, ,
- .
,
,
,
, ,
, ,
, . ,
,
,
.

6.1
, ,
.
,
.
,
- . ,
27 | P a g e

- ,
, - .


.

, (
, ).
, , ,
.


,
, ,
. ,
,
, ,
, - .
,
, ,

( -
).
-
, ,

.
,
.

.

28 | P a g e

 4.

LED

; ;

: Alexandrova 2013.

,
,
,
.
, (
),
,
.
, .

. - ,
.


.

, -
-
.


,
. ,
29 | P a g e


.
, ,
.
- ,
, .

, .
, ,

.
,
, .
. -
, ,

. - , - (
) .

,
,
- , .

:

- ,
- ,
;
( ,
..);
- - ;
- ,
,
,
-
.

30 | P a g e

 . -

, .

.
,
,
.

(Gurenko, Itigin, and Dumitru 2008).

,
.
,
,
.
-
.

-
,
.
,
,
, - .

-
.
, - .

, .
,
, ,
,
. ,
, ,
.
.
(
) .
31 | P a g e

 ( )
.

6.2

,
,

. , .. , ,
, .

.
.
-

.
, ,
.
.

,
, - ,
.
:

, ;
, ;
, .

, ,
, :

;


.

32 | P a g e



.
.
,
.
, ,
,
,
-.
, ,

.

,
,
.
,
.

(
) .
-
,
.
,
. . . ,
,

.

.
,
.


,
,
. ,
,
33 | P a g e

 ,
,
(Gurenko, Itigin, and Dumitru 2008).

,
. ,

.
,

.

. , ,
- .
. ,
,
, , .
1. :

(TCIP)
1999 .
1862 .
Riunione Adriatica diSicurta (RAS. 2003 .
() .
TCIP ,
, .
TCIP
.

, ,
. TCIP.

TCIP;
;
;
.

.

34 | P a g e


(PRAC), ,
, (nb.
260/2008),
, , (- ).
.


. ,
,
( 12
). 95-98

.

, . .
(Central Reinsure Fund), ,
.
,
,
.

,
. ,
, ,
,
. ,
.
,
,
. -
. ,

. ,

,
,
, 5 ,
.
, .

35 | P a g e

 ,
.


.
,
, .
,
,
, .

.
. ,
, -
, ,
. , ,
. ,
-
.
, -
.
, .

.

.
,

,
.

.
,
.

.
,
, ,
.

36 | P a g e

 ,
, GlobalAgRisk,
, , , ,
( ),
.

(, / ),
( ) ( ,
).
( , ) ( ),
( , EA)
(, ), ,
.

37 | P a g e


Alexandrova, S. 2013. Analysis of Insurance Sector and Financial Instruments Contribution to Climate Change
Related Risk Prevention, Loss and Damage Management in Bulgaria. World Bank, Washington, DC.
, . 2007.
.
-
, -, , , , 10 2007 .
Gurenko, E. N., and W. Zakout. 2008. Mitigating the Adverse Financial Effects of Natural Hazards on the
Economies of South Eastern Europe: A Study of Disaster Risk Financing Options. Report DRR10595,
United Nations International Strategy for Disaster Reduction (UN/ISDR), South Eastern Europe Disaster
Risk Mitigation and Adaptation Programme (SEEDRMAP), Geneva, Switzerland, February.
Gurenko, E. N., A. Itigin, and D. Dumitru. 2008. Bulgarian Catastrophe Insurance Initiative: Feasibility Study.
Washington, DC: World Bank.
, ., T. , M. , . A. -. 2012.
: . ,
WEATHER,
, , ,
, , , 11 2012 .
Nikolova, N., R. Cater, J. Skees, J. Hartell, and C. Sullivan. 2013. Financial Disaster Risk Management (FDRM) to
Prepare for Climate Change: Complementary Approaches to Disaster Risk Management (DRM) in
Bulgaria. GlobalAgRisk.
( , ). ,
2013 . , http://www.nsi.bg/otrasal.php?otr=18.
Pollner, J. D. 2012. Financial and Fiscal Instruments for Catastrophe Risk Management: Addressing Losses From
Flood Hazards In Central Europe. A World Bank Study 70911. Washington, DC: World Bank. doi:
10.1596/978-0-8213-9579-0.
PreventionWeb. Bulgaria Disaster Statistics. Online presentation of data from EM-DAT: The OFDA/CRED
International Disaster Database, Universit Catholique de Louvain, Brussels, Belgium. Data version:
v11.08, August 2011. http://www.preventionweb.net/english/countries/statistics/?cid=26.
PreventionWeb. Bulgaria National Platform for Disaster Risk Protection. Hyogo Framework, National Platforms,
PreventionWeb Website. Accessed June 2013.
Schwab, K. 2012. The Global Competitiveness Report 20122013. Insight Report, World Economic Forum,
Geneva, Switzerland, September.
SEEDRMAI (South Eastern Europe Disaster Risk Mitigation and Adaptation Initiative). 2008. South Eastern Europe
Disaster Risk Mitigation and Adaptation Initiative: Risk Assessment for South Eastern Europe, Desk Study
Review. Report DRR10594 at the initiative of the World Bank and UN/ISDR Secretariat, Geneva,
Switzerland.

38 | P a g e

.
,

, -
. 48 , .

, ;
, ;
, , .
, 18 , 7
.
,
,
.
I.

(57.1 )
,
.
, ,
, - 20 ,
57.1 , - 20 .
, ,
. ,
,
,
.
, 57.1
.
85.7 ,
, ,

.
. -
39 | P a g e

 , 71.4 .
()

- , 57.1
.
A.1.

: .
II.


. 85.7
. , 57.1 ,
, ,
. , 28.6
,
. 14.3
, ,
.

40 | P a g e

 A.2.

: .
,
, .
.
85.7 ,

.
, . ,
57.1

.

41 | P a g e

 A.3. ,

: .
,

.
, 86
. ,

(43 ).

42 | P a g e

 A.4.
,

: .
III. ?
- ,
(71.4 ) .
, 57.1
- ,

, . ,
, .
57.1 ,
, 28.6 .
43 | P a g e

 A.5. , - ,

: .
, -
, .
,
, ,
. ,
, ,
.
- ,
,
,
.
.

, .
71.4 ,
, 57.1
,
, , ,
.
,
, 14.3
, - .

44 | P a g e

 A.6.

45 | P a g e