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\pard\intbl\plain\brdrt\brsp48\brdrs\f3\fs12 Source: COGNIZANT TECHNOLOGY SOLUTI
ONS CORP, 10-K, February 25, 2014
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\pard\intbl\plain \li400 \f3\fs60 Form 10-K
\par\pard\intbl\plain \li400 \f3\fs20
\par\pard\intbl\plain \li400 \f3\fs34 COGNIZANT TECHNOLOGY SOLUTIONS CORP - CTSH
\par\pard\intbl\plain \li400 \f3\fs30

\par\pard\intbl\plain \li400 \f3\fs26 Filed: February 25, 2014 (period: December


31, 2013)
\par\pard\intbl\plain \li400 \f3\fs30
\par\pard\intbl\plain \li400 \f3\fs24 Annual report with a comprehensive overvie
w of the company\cell\row}
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rw5\brdrcf5 \clbrdrb\brdrs\brdrw5\brdrcf5 \cellx10700
\pard\intbl\plain \cell\row}
\par\pard\plain\fs16\f3\b\i\sl300\slmult1 The information contained herein may n
ot be copied, adapted or distributed and is not warranted to be accurate, comple
te or timely. The user assumes all risks for any damages or losses arising from
any use of this information, except to the extent such damages or losses cannot
be limited or excluded by applicable law. Past financial performance is no guara
ntee of future results.
\par\pard
\page
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\pard\intbl\plain \cell\row}
{\trowd \trbrdrl\brdrs\brdrw5\brdrcf5 \trbrdrr\brdrs\brdrw5\brdrcf5 \trrh1000 \c
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clcfpat10\clcbpat10\cellx10700
\pard\intbl\plain \cf8\f3\fs60\qc Table of Contents\cell\row}
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rs\brdrw5\brdrcf5 \trrh13200 \clbrdrl\brdrs\brdrw5\brdrcf5 \clbrdrr\brdrs\brdrw5
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ql
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{\*\bkmkstart filing_1}{\*\bkmkend filing_1}{\*\bkmkstart doc_1_1}{\*\bkmkend do
c_1_1}\par\pard\plain\ul{\field{\*\fldinst HYPERLINK \\l "toc" }{\*\fldrslt\cf3\
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par\pard\plain\brdrb\brdrs\sa22\cf1\f51\fs20\ql \~\par\pard\plain\sb44\cf1\f51\f
s24\b\qc UNITED STATES\par\pard\plain\cf1\f51\fs24\b\qc SECURITIES AND EXCHANGE
COMMISSION\par\pard\plain\cf1\f51\fs16\b\qc Washington, D.C. 20549\par\pard\plai
n\cf1\f51\fs4\ql \~\par\pard\plain\brdrb\brdrs\sa22\cf1\f51\fs20\qc \~\par\pard\
plain\sb44\cf1\f51\fs24\b\qc FORM 10-K\par\pard\plain\cf1\f51\fs4\ql \~\par\pard
\plain\brdrb\brdrs\sa22\cf1\f51\fs20\qc \~\par\pard\plain\sb44\cf1\f51\fs16\b\qc
FOR ANNUAL AND TRANSITION REPORTS\par\pard\plain\cf1\f51\fs16\b\qc PURSUANT TO
SECTIONS 13 OR 15(d) OF THE\par\pard\plain\cf1\f51\fs16\b\qc SECURITIES EXCHANGE
ACT OF 1934\par\pard\plain\sb44\cf1\f51\fs13\ql (Mark One)\par\pard\plain\cf1\f
51\fs4\ql \~
\par\pard\plain
{\trowd\cellx432\cellx10535\trrh206
\pard\plain\intbl\cf1\f54\fs16\ql x\cell\pard\plain\intbl\cf1\f51\fs16\b\ql ANNU
AL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934
\cell{
{\trowd\cellx432\cellx10535\trrh206\row}}}\pard\plain\sb44\fi462\cf1\f51\fs16\b\
ql For the fiscal year ended December\~31, 2013\par\pard\plain\sb44\cf1\f51\fs16
\b\qc OR\par\pard\plain\cf1\f51\fs4\ql \~
\par\pard\plain
{\trowd\cellx432\cellx10707\trrh206
\pard\plain\intbl\cf1\f54\fs16\ql \cell\pard\plain\intbl\cf1\f51\fs16\b\ql TRANSI
TION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 19
34\cell{
{\trowd\cellx432\cellx10707\trrh206\row}}}\pard\plain\sb44\fi462\cf1\f51\fs16\b\

ql For the transition period from\~\~\~\~\~\~\~\~\~\~\~\~ to\~\~\~\~\~\~\~\~\par


\pard\plain\sb44\cf1\f51\fs16\b\qc Commission File Number 0-24429\par\pard\plain
\cf1\f51\fs4\ql \~\par\pard\plain\brdrb\brdrs\sa22\cf1\f51\fs20\qc \~\par\pard\p
lain\sb44\cf1\f51\fs28\b\qc COGNIZANT TECHNOLOGY SOLUTIONS CORPORATION\par\pard\
plain\cf1\f51\fs13\b\qc (Exact Name of Registrant as Specified in Its Charter)\p
ar\pard\plain\cf1\f51\fs4\ql \~\par\pard\plain\brdrb\brdrs\sa22\cf1\f51\fs20\qc
\~\par\pard\plain\cf1\f51\fs4\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx5364\clvertalb\cellx5652\clvertalc\cellx10799\trrh-66
\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\pl
ain\intbl\f0\fs16\ql \~\cell{
{\trowd\clvertalc\cellx5364\clvertalb\cellx5652\clvertalc\cellx10799\trrh-66\row
}}}
{\trowd\cellx5364\clvertalb\cellx5652\cellx10799\trrh206
\pard\plain\intbl\cf1\f51\fs16\b\qc Delaware\cell\pard\plain\intbl\cf1\f51\fs13\
ql \~\cell\pard\plain\intbl\cf1\f51\fs16\b\qc 13-3728359\cell{
{\trowd\cellx5364\clvertalb\cellx5652\cellx10799\trrh206\row}}}
{\trowd\cellx5364\clvertalb\cellx5652\cellx10799\trrh361
\pard\plain\intbl\cf1\f51\fs13\b\qc (State or Other Jurisdiction of\par\pard\pla
in\intbl\cf1\f51\fs13\b\qc Incorporation or Organization)\cell\pard\plain\intbl\
cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs13\b\qc (I.R.S. Employer\par\
pard\plain\intbl\cf1\f51\fs13\b\qc Identification No.)\cell{
{\trowd\cellx5364\clvertalb\cellx5652\cellx10799\trrh361\row}}}
{\trowd\clvertalc\cellx5364\clvertalc\cellx10800\trrh-66
\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell{
{\trowd\clvertalc\cellx5364\clvertalc\cellx10800\trrh-66\row}}}
{\trowd\cellx5364\clvertalb\cellx5652\clvertalb\cellx10799\trrh429
\pard\plain\intbl\cf1\f51\fs16\b\qc Glenpointe Centre West, 500 Frank W. Burr Bl
vd.,\par\pard\plain\intbl\cf1\f51\fs16\b\qc Teaneck, New Jersey\cell\pard\plain\
intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\b\qc 07666\cell{
{\trowd\cellx5364\clvertalb\cellx5652\clvertalb\cellx10799\trrh429\row}}}
{\trowd\cellx5364\clvertalb\cellx5652\cellx10799\trrh172
\pard\plain\intbl\cf1\f51\fs13\b\qc (Address of Principal Executive Offices)\cel
l\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs13\b\qc (Z
ip Code)\cell{
{\trowd\cellx5364\clvertalb\cellx5652\cellx10799\trrh172\row}}}\pard\plain\sb44\
cf1\f51\fs16\b\qc Registrant\u8217?s telephone number, including area code (201)
\~801-0233\par\pard\plain\sb44\cf1\f51\fs16\b\qc Securities registered pursuant
to Section\~12(b) of the Act:\par\pard\plain\cf1\f51\fs4\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx5364\clvertalb\cellx5652\clvertalc\cellx10799\trrh-66
\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\pl
ain\intbl\f0\fs16\ql \~\cell{
{\trowd\clvertalc\cellx5364\clvertalb\cellx5652\clvertalc\cellx10799\trrh-66\row
}}}
{\trowd\clvertalb\cellx5364\clvertalb\cellx5652\clbrdrb\brdrs\brdrcf1\clvertalb\
cellx10799\trrh211
\pard\plain\intbl\brdrb\brdrs\cf1\f51\fs13\b\qc Title of each class\cell\pard\pl
ain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs13\b\qc Name of eac
h exchange on which registered\cell{
{\trowd\clvertalb\cellx5364\clvertalb\cellx5652\clbrdrb\brdrs\brdrcf1\clvertalb\
cellx10799\trrh211\row}}}
{\trowd\cellx5364\clvertalb\cellx5652\cellx10799\trrh206
\pard\plain\intbl\cf1\f51\fs16\qc Class\~A Common Stock, $0.01 par value per sha
re\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
c The NASDAQ Stock Market LLC\cell{
{\trowd\cellx5364\clvertalb\cellx5652\cellx10799\trrh206\row}}}\pard\plain\sb44\
cf1\f51\fs13\b\qc Securities registered pursuant to Section\~12(g) of the Act:\p
ar\pard\plain\cf1\f51\fs13\b\qc None\par\pard\plain\cf1\f51\fs13\b\qc (Title of
Class)\par\pard\plain\cf1\f51\fs4\ql \~\par\pard\plain\brdrb\brdrs\sa22\cf1\f51\

fs20\qc \~\par\pard\plain\sb44\fi352\cf1\f51\fs13\ql Indicate by check mark if t


he registrant is a well-known seasoned issuer, as defined in Rule 405 of the Sec
urities Act.\~\~\~\~\plain\cf1\f54\fs13\ql x\plain\cf1\f51\fs13\ql \~\~Yes\~\~\~
\~\plain\cf1\f54\fs13\ql \plain\cf1\f51\fs13\ql \~\~ No\par\pard\plain\sb44\fi352
\cf1\f51\fs13\ql Indicate by check mark if the registrant is not required to fil
e reports pursuant to Section\~13 or Section\~15(d) of the Act.\~\~\~\~\plain\cf
1\f54\fs13\ql \plain\cf1\f51\fs13\ql \~\~Yes\~\~\~\~\plain\cf1\f54\fs13\ql x\plai
n\cf1\f51\fs13\ql \~\~No\par\pard\plain\sb44\fi352\cf1\f51\fs13\ql Indicate by c
heck mark whether the registrant (1)\~has filed all reports required to be filed
by Section\~13 or 15(d) of the Securities Exchange Act of 1934 during the prece
ding 12\plain\cf1\f51\fs13\ql months (or for such shorter period that the regis
trant was required to file such reports), and (2)\~has been subject to such fili
ng requirements for the past 90\~days.\~\~\~\~\plain\cf1\f54\fs13\ql x\plain\cf
1\f51\fs13\ql \~\~Yes\~\~\~\~\plain\cf1\f54\fs13\ql \plain\cf1\f51\fs13\ql \~\
~No\par\pard\plain\sb44\fi352\cf1\f51\fs13\ql Indicate by check mark whether the
registrant has submitted electronically and posted on its corporate Website, if
any, every Interactive Data File required to be submitted and\plain\cf1\f51\fs1
3\ql posted pursuant to Rule 405 of Regulation S-T (\u167?232.405 of this chapt
er) during the preceding 12 months (or for such shorter period that the registra
nt was required to submit\plain\cf1\f51\fs13\ql and post such files).\~\~\~\~\p
lain\cf1\f54\fs13\ql x\plain\cf1\f51\fs13\ql \~\~Yes\~\~\~\~\plain\cf1\f54\fs1
3\ql \plain\cf1\f51\fs13\ql \~\~No\par\pard\plain\sb44\fi352\cf1\f51\fs13\ql In
dicate by check mark if disclosure of delinquent filers pursuant to Item\~405 of
Regulation\~S-K (\u167?229.405 of this chapter) is not contained herein, and wi
ll not be\plain\cf1\f51\fs13\ql contained, to the best of registrant\u8217?s kn
owledge, in definitive proxy or information statements incorporated by reference
in Part\~III of this Form\~10-K or any amendment to this\plain\cf1\f51\fs13\ql
Form\~10-K.\~\~\~\~\plain\cf1\f54\fs13\ql x\par\pard\plain\sb44\fi352\cf1\f51\
fs13\ql Indicate by check mark whether the registrant is a large accelerated fil
er, an accelerated filer, a non-accelerated filer, or a smaller reporting compan
y. See definitions of\plain\cf1\f51\fs13\ql \u8220?large accelerated filer,\u82
21? \u8220?accelerated filer\u8221? and \u8220?smaller reporting company\u8221?
in Rule\~12b-2 of the Exchange Act. (Check one):\par\pard\plain\cf1\f51\fs4\ql \
~
\par\pard\plain
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6\ql \~\cell{
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ow}}}
{\trowd\clvertalb\cellx1618\clvertalb\cellx1725\clvertalb\cellx8390\clvertalb\ce
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\pard\plain\intbl\cf1\f51\fs13\ql Large\~accelerated\~filer\cell\pard\plain\intb
l\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f54\fs13\ql x\cell\pard\plain\int
bl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql Accelerated\~filer
\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f54\fs13\ql \
cell{
{\trowd\clvertalb\cellx1618\clvertalb\cellx1725\clvertalb\cellx8390\clvertalb\ce
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ow}}}
{\trowd\clvertalc\cellx1618\clvertalc\cellx8390\clvertalc\cellx10547\clvertalc\c
ellx10798\trrh-66
\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\pl
ain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell{
{\trowd\clvertalc\cellx1618\clvertalc\cellx8390\clvertalc\cellx10547\clvertalc\c
ellx10798\trrh-66\row}}}

{\trowd\clvertalb\cellx1618\clvertalb\cellx1725\clvertalb\cellx8390\clvertalb\ce
llx8497\clvertalb\cellx10546\clvertalb\cellx10653\clvertalb\cellx10796\trrh172
\pard\plain\intbl\cf1\f51\fs13\ql Non-accelerated filer\cell\pard\plain\intbl\cf
1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f54\fs13\ql \plain\intbl\cf1\f51\fs13\
ql \~\~(Do not check if a smaller reporting company)\cell\pard\plain\intbl\cf1\f
51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql Smaller\~reporting\~compan
y\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f54\fs13\ql
\cell{
{\trowd\clvertalb\cellx1618\clvertalb\cellx1725\clvertalb\cellx8390\clvertalb\ce
llx8497\clvertalb\cellx10546\clvertalb\cellx10653\clvertalb\cellx10796\trrh172\r
ow}}}\pard\plain\sb44\fi352\cf1\f51\fs13\ql Indicate by check mark whether the r
egistrant is a shell company (as defined in Rule\~12b-2 of the Act).\~\~\~\~\pla
in\cf1\f54\fs13\ql \plain\cf1\f51\fs13\ql \~\~Yes\~\~\~\~\plain\cf1\f54\fs13\ql x
\plain\cf1\f51\fs13\ql \~\~No\par\pard\plain\sb44\fi352\cf1\f51\fs13\ql The aggr
egate market value of the registrant\u8217?s voting shares of common stock held
by non-affiliates of the registrant on June\~28, 2013, based on $62.64 per share
, the last\plain\cf1\f51\fs13\ql reported sale price on the NASDAQ Global Selec
t Market of the NASDAQ Stock Market LLC on that date, was $18,777,386,589\par\pa
rd\plain\sb44\fi352\cf1\f51\fs13\ql The number of shares of Class\~A common stoc
k, $0.01\~par value, of the registrant outstanding as of February\~14, 2014 was
303,711,987 shares.\par\pard\plain\cf1\f51\fs4\ql \~\par\pard\plain\brdrb\brdrs\
sa22\cf1\f51\fs20\qc \~\par\pard\plain\sb44\cf1\f51\fs16\b\qc DOCUMENTS INCORPOR
ATED BY REFERENCE\par\pard\plain\sb198\fi352\cf1\f51\fs13\ql The following docum
ents are incorporated by reference into the Annual Report on Form\~10-K: Portion
s of the registrant\u8217?s definitive Proxy Statement for its 2014 Annual\plain
\cf1\f51\fs13\ql Meeting of Stockholders are incorporated by reference into Par
t\~III of this Report.\par\pard\plain\cf1\f51\fs6\ql \~\par\pard\plain\brdrb\brd
rs\cf1\f51\fs20\ql \~\par\pard\plain\brdrb\brdrs\sa22\cf1\f51\fs20\ql \~
\page\par\pard\plain\f0\fs4\par\pard\plain\f0\fs2\brdrt\brdrs\brdrw15\brdrcf2\br
drsp0\par\pard\plain\f0\fs4\par\par\pard\plain\ul{\field{\*\fldinst HYPERLINK \\
l "toc" }{\*\fldrslt\cf3\f52\fs16\b\ql Table of Contents}}{\*\bkmkstart toc}{\*\
bkmkend toc}\par\pard\plain\cf1\f51\fs16\b\qc TABLE OF CONTENTS\par\pard\plain\c
f1\f51\fs18\ql \~
\par\pard\plain
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{\trowd\clvertalb\cellx10108\clvertalb\cellx10213\clvertalb\cellx10365\clvertalb
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1\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell{
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lx10673\clvertalb\cellx10796\trrh206
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{\trowd\clvertalb\cellx472\clvertalb\cellx585\clvertalb\cellx870\clvertalb\cellx
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lx10673\clvertalb\cellx10796\trrh206
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cell\pard\plain\intbl\ul{\field{\*\fldinst HYPERLINK \\l "rom675333_3" }{\*\fldr
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\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\
pard\plain\intbl\cf1\f51\fs16\ql 2.\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\c
ell\pard\plain\intbl\ul{\field{\*\fldinst HYPERLINK \\l "rom675333_5" }{\*\fldrs
lt\cf3\f51\fs16\ql Properties}}\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\
pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 42\cel
l\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell{
{\trowd\clvertalb\cellx472\clvertalb\cellx585\clvertalb\cellx870\clvertalb\cellx
993\clvertalb\cellx10106\clvertalb\cellx10211\clvertalb\cellx10363\clvertalb\cel
lx10673\clvertalb\cellx10796\trrh206\row}}}
{\trowd\clvertalb\cellx472\clvertalb\cellx585\clvertalb\cellx870\clvertalb\cellx
993\clvertalb\cellx10106\clvertalb\cellx10211\clvertalb\cellx10363\clvertalb\cel
lx10673\clvertalb\cellx10796\trrh206
\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\
pard\plain\intbl\cf1\f51\fs16\ql 3.\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\c
ell\pard\plain\intbl\ul{\field{\*\fldinst HYPERLINK \\l "rom675333_6" }{\*\fldrs
lt\cf3\f51\fs16\ql Legal Proceedings}}\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\
~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr
42\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell{

{\trowd\clvertalb\cellx472\clvertalb\cellx585\clvertalb\cellx870\clvertalb\cellx
993\clvertalb\cellx10106\clvertalb\cellx10211\clvertalb\cellx10363\clvertalb\cel
lx10673\clvertalb\cellx10796\trrh206\row}}}
{\trowd\clvertalb\cellx472\clvertalb\cellx585\clvertalb\cellx870\clvertalb\cellx
993\clvertalb\cellx10106\clvertalb\cellx10211\clvertalb\cellx10363\clvertalb\cel
lx10673\clvertalb\cellx10796\trrh206
\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\
pard\plain\intbl\cf1\f51\fs16\ql 4.\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\c
ell\pard\plain\intbl\ul{\field{\*\fldinst HYPERLINK \\l "rom675333_7" }{\*\fldrs
lt\cf3\f51\fs16\ql Mine Safety Disclosures}}\cell\pard\plain\intbl\cf1\f51\fs13\
ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\f
s16\qr 42\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell{
{\trowd\clvertalb\cellx472\clvertalb\cellx585\clvertalb\cellx870\clvertalb\cellx
993\clvertalb\cellx10106\clvertalb\cellx10211\clvertalb\cellx10363\clvertalb\cel
lx10673\clvertalb\cellx10796\trrh206\row}}}
{\trowd\clvertalb\cellx10108\clvertalb\cellx10213\clvertalb\cellx10365\clvertalb
\cellx10675\clvertalb\cellx10798\trrh206
\pard\plain\intbl\li176\fi-176\ul{\field{\*\fldinst HYPERLINK \\l "rom675333_8"
}{\*\fldrslt\cf3\f51\fs16\ql PART II}}\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\
~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr
43\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell{
{\trowd\clvertalb\cellx10108\clvertalb\cellx10213\clvertalb\cellx10365\clvertalb
\cellx10675\clvertalb\cellx10798\trrh206\row}}}
{\trowd\clvertalb\cellx472\clvertalb\cellx585\cellx870\clvertalb\cellx993\clvert
alb\cellx10106\clvertalb\cellx10211\clvertalb\cellx10363\clvertalb\cellx10673\cl
vertalb\cellx10796\trrh206
\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\
pard\plain\intbl\cf1\f51\fs16\ql 5.\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\c
ell\pard\plain\intbl\li176\fi-176\ul{\field{\*\fldinst HYPERLINK \\l "rom675333_
9" }{\*\fldrslt\cf3\f51\fs16\ql Market for Registrant's Common Equity, Related S
tockholder Matters and Issuer Purchases\~ of Equity Securities}}\cell\pard\plain
\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\p
lain\intbl\cf1\f51\fs16\qr 43\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell{
{\trowd\clvertalb\cellx472\clvertalb\cellx585\cellx870\clvertalb\cellx993\clvert
alb\cellx10106\clvertalb\cellx10211\clvertalb\cellx10363\clvertalb\cellx10673\cl
vertalb\cellx10796\trrh206\row}}}
{\trowd\clvertalb\cellx472\clvertalb\cellx585\clvertalb\cellx870\clvertalb\cellx
993\clvertalb\cellx10106\clvertalb\cellx10211\clvertalb\cellx10363\clvertalb\cel
lx10673\clvertalb\cellx10796\trrh206
\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\
pard\plain\intbl\cf1\f51\fs16\ql 6.\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\c
ell\pard\plain\intbl\ul{\field{\*\fldinst HYPERLINK \\l "rom675333_10" }{\*\fldr
slt\cf3\f51\fs16\ql Selected Financial Data}}\cell\pard\plain\intbl\cf1\f51\fs13
\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\
fs16\qr 45\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell{
{\trowd\clvertalb\cellx472\clvertalb\cellx585\clvertalb\cellx870\clvertalb\cellx
993\clvertalb\cellx10106\clvertalb\cellx10211\clvertalb\cellx10363\clvertalb\cel
lx10673\clvertalb\cellx10796\trrh206\row}}}
{\trowd\clvertalb\cellx472\clvertalb\cellx585\cellx870\clvertalb\cellx993\clvert
alb\cellx10106\clvertalb\cellx10211\clvertalb\cellx10363\clvertalb\cellx10673\cl
vertalb\cellx10796\trrh412
\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\
pard\plain\intbl\cf1\f51\fs16\ql 7.\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\c
ell\pard\plain\intbl\li176\fi-176\ul{\field{\*\fldinst HYPERLINK \\l "rom675333_
11" }{\*\fldrslt\cf3\f51\fs16\ql Management's Discussion and Analysis of Financi
al Condition and Results of}}
\par\pard\plain\intbl\fs16\plain\intbl\ul{\field{\*\fldinst HYPERLINK \\l "rom67
5333_11" }{\*\fldrslt\cf3\f51\fs16\ql Operations}}\cell\pard\plain\intbl\cf1\f5
1\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf
1\f51\fs16\qr 46\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell{

{\trowd\clvertalb\cellx472\clvertalb\cellx585\cellx870\clvertalb\cellx993\clvert
alb\cellx10106\clvertalb\cellx10211\clvertalb\cellx10363\clvertalb\cellx10673\cl
vertalb\cellx10796\trrh412\row}}}
{\trowd\clvertalb\cellx472\clvertalb\cellx585\clvertalb\cellx870\clvertalb\cellx
993\clvertalb\cellx10106\clvertalb\cellx10211\clvertalb\cellx10363\clvertalb\cel
lx10673\clvertalb\cellx10796\trrh206
\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\
pard\plain\intbl\cf1\f51\fs16\ql 7A.\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\
cell\pard\plain\intbl\ul{\field{\*\fldinst HYPERLINK \\l "rom675333_12" }{\*\fld
rslt\cf3\f51\fs16\ql Quantitative and Qualitative Disclosures About Market Risk}
}\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\
ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 63\cell\pard\plain\intbl\cf1\f51\fs1
6\ql \~\~\cell{
{\trowd\clvertalb\cellx472\clvertalb\cellx585\clvertalb\cellx870\clvertalb\cellx
993\clvertalb\cellx10106\clvertalb\cellx10211\clvertalb\cellx10363\clvertalb\cel
lx10673\clvertalb\cellx10796\trrh206\row}}}
{\trowd\clvertalb\cellx472\clvertalb\cellx585\clvertalb\cellx870\clvertalb\cellx
993\clvertalb\cellx10106\clvertalb\cellx10211\clvertalb\cellx10363\clvertalb\cel
lx10673\clvertalb\cellx10796\trrh206
\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\
pard\plain\intbl\cf1\f51\fs16\ql 8.\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\c
ell\pard\plain\intbl\ul{\field{\*\fldinst HYPERLINK \\l "rom675333_13" }{\*\fldr
slt\cf3\f51\fs16\ql Financial Statements and Supplementary Data}}\cell\pard\plai
n\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\
plain\intbl\cf1\f51\fs16\qr 64\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell{
{\trowd\clvertalb\cellx472\clvertalb\cellx585\clvertalb\cellx870\clvertalb\cellx
993\clvertalb\cellx10106\clvertalb\cellx10211\clvertalb\cellx10363\clvertalb\cel
lx10673\clvertalb\cellx10796\trrh206\row}}}
{\trowd\clvertalb\cellx472\clvertalb\cellx585\cellx870\clvertalb\cellx993\clvert
alb\cellx10106\clvertalb\cellx10211\clvertalb\cellx10363\clvertalb\cellx10673\cl
vertalb\cellx10796\trrh206
\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\
pard\plain\intbl\cf1\f51\fs16\ql 9.\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\c
ell\pard\plain\intbl\li176\fi-176\ul{\field{\*\fldinst HYPERLINK \\l "rom675333_
14" }{\*\fldrslt\cf3\f51\fs16\ql Changes in and Disagreements with Accountants o
n Accounting and Financial Disclosure}}\cell\pard\plain\intbl\cf1\f51\fs13\ql \~
\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
r 64\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell{
{\trowd\clvertalb\cellx472\clvertalb\cellx585\cellx870\clvertalb\cellx993\clvert
alb\cellx10106\clvertalb\cellx10211\clvertalb\cellx10363\clvertalb\cellx10673\cl
vertalb\cellx10796\trrh206\row}}}
{\trowd\clvertalb\cellx472\clvertalb\cellx585\clvertalb\cellx870\clvertalb\cellx
993\clvertalb\cellx10106\clvertalb\cellx10211\clvertalb\cellx10363\clvertalb\cel
lx10673\clvertalb\cellx10796\trrh206
\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\
pard\plain\intbl\cf1\f51\fs16\ql 9A.\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\
cell\pard\plain\intbl\ul{\field{\*\fldinst HYPERLINK \\l "rom675333_15" }{\*\fld
rslt\cf3\f51\fs16\ql Controls and Procedures}}\cell\pard\plain\intbl\cf1\f51\fs1
3\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51
\fs16\qr 64\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell{
{\trowd\clvertalb\cellx472\clvertalb\cellx585\clvertalb\cellx870\clvertalb\cellx
993\clvertalb\cellx10106\clvertalb\cellx10211\clvertalb\cellx10363\clvertalb\cel
lx10673\clvertalb\cellx10796\trrh206\row}}}
{\trowd\clvertalb\cellx472\clvertalb\cellx585\clvertalb\cellx870\clvertalb\cellx
993\clvertalb\cellx10106\clvertalb\cellx10211\clvertalb\cellx10363\clvertalb\cel
lx10673\clvertalb\cellx10796\trrh206
\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\
pard\plain\intbl\cf1\f51\fs16\ql 9B.\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\
cell\pard\plain\intbl\ul{\field{\*\fldinst HYPERLINK \\l "rom675333_16" }{\*\fld
rslt\cf3\f51\fs16\ql Other Information}}\cell\pard\plain\intbl\cf1\f51\fs13\ql \

~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\
qr 65\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell{
{\trowd\clvertalb\cellx472\clvertalb\cellx585\clvertalb\cellx870\clvertalb\cellx
993\clvertalb\cellx10106\clvertalb\cellx10211\clvertalb\cellx10363\clvertalb\cel
lx10673\clvertalb\cellx10796\trrh206\row}}}
{\trowd\clvertalb\cellx10108\clvertalb\cellx10213\clvertalb\cellx10365\clvertalb
\cellx10675\clvertalb\cellx10798\trrh206
\pard\plain\intbl\li176\fi-176\ul{\field{\*\fldinst HYPERLINK \\l "rom675333_17"
}{\*\fldrslt\cf3\f51\fs16\ql PART III}}\cell\pard\plain\intbl\cf1\f51\fs13\ql \
~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\
qr 66\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell{
{\trowd\clvertalb\cellx10108\clvertalb\cellx10213\clvertalb\cellx10365\clvertalb
\cellx10675\clvertalb\cellx10798\trrh206\row}}}
{\trowd\clvertalb\cellx472\clvertalb\cellx585\clvertalb\cellx870\clvertalb\cellx
993\clvertalb\cellx10106\clvertalb\cellx10211\clvertalb\cellx10363\clvertalb\cel
lx10673\clvertalb\cellx10796\trrh206
\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\
pard\plain\intbl\cf1\f51\fs16\ql 10.\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\
cell\pard\plain\intbl\ul{\field{\*\fldinst HYPERLINK \\l "rom675333_18" }{\*\fld
rslt\cf3\f51\fs16\ql Directors, Executive Officers and Corporate Governance}}\ce
ll\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \
~\cell\pard\plain\intbl\cf1\f51\fs16\qr 66\cell\pard\plain\intbl\cf1\f51\fs16\ql
\~\~\cell{
{\trowd\clvertalb\cellx472\clvertalb\cellx585\clvertalb\cellx870\clvertalb\cellx
993\clvertalb\cellx10106\clvertalb\cellx10211\clvertalb\cellx10363\clvertalb\cel
lx10673\clvertalb\cellx10796\trrh206\row}}}
{\trowd\clvertalb\cellx472\clvertalb\cellx585\clvertalb\cellx870\clvertalb\cellx
993\clvertalb\cellx10106\clvertalb\cellx10211\clvertalb\cellx10363\clvertalb\cel
lx10673\clvertalb\cellx10796\trrh206
\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\
pard\plain\intbl\cf1\f51\fs16\ql 11.\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\
cell\pard\plain\intbl\ul{\field{\*\fldinst HYPERLINK \\l "rom675333_19" }{\*\fld
rslt\cf3\f51\fs16\ql Executive Compensation}}\cell\pard\plain\intbl\cf1\f51\fs13
\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\
fs16\qr 66\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell{
{\trowd\clvertalb\cellx472\clvertalb\cellx585\clvertalb\cellx870\clvertalb\cellx
993\clvertalb\cellx10106\clvertalb\cellx10211\clvertalb\cellx10363\clvertalb\cel
lx10673\clvertalb\cellx10796\trrh206\row}}}
{\trowd\clvertalb\cellx472\clvertalb\cellx585\cellx870\clvertalb\cellx993\clvert
alb\cellx10106\clvertalb\cellx10211\clvertalb\cellx10363\clvertalb\cellx10673\cl
vertalb\cellx10796\trrh206
\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\
pard\plain\intbl\cf1\f51\fs16\ql 12.\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\
cell\pard\plain\intbl\li176\fi-176\ul{\field{\*\fldinst HYPERLINK \\l "rom675333
_20" }{\*\fldrslt\cf3\f51\fs16\ql Security Ownership of Certain Beneficial Owner
s and Management and Related Stockholder Matters}}\cell\pard\plain\intbl\cf1\f51
\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1
\f51\fs16\qr 66\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell{
{\trowd\clvertalb\cellx472\clvertalb\cellx585\cellx870\clvertalb\cellx993\clvert
alb\cellx10106\clvertalb\cellx10211\clvertalb\cellx10363\clvertalb\cellx10673\cl
vertalb\cellx10796\trrh206\row}}}
{\trowd\clvertalb\cellx472\clvertalb\cellx585\clvertalb\cellx870\clvertalb\cellx
993\clvertalb\cellx10106\clvertalb\cellx10211\clvertalb\cellx10363\clvertalb\cel
lx10673\clvertalb\cellx10796\trrh206
\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\
pard\plain\intbl\cf1\f51\fs16\ql 13.\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\
cell\pard\plain\intbl\ul{\field{\*\fldinst HYPERLINK \\l "rom675333_21" }{\*\fld
rslt\cf3\f51\fs16\ql Certain Relationships and Related Transactions, and Directo
r Independence}}\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intb
l\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 66\cell\pard\plain\in

tbl\cf1\f51\fs16\ql \~\~\cell{
{\trowd\clvertalb\cellx472\clvertalb\cellx585\clvertalb\cellx870\clvertalb\cellx
993\clvertalb\cellx10106\clvertalb\cellx10211\clvertalb\cellx10363\clvertalb\cel
lx10673\clvertalb\cellx10796\trrh206\row}}}
{\trowd\clvertalb\cellx472\clvertalb\cellx585\clvertalb\cellx870\clvertalb\cellx
993\clvertalb\cellx10106\clvertalb\cellx10211\clvertalb\cellx10363\clvertalb\cel
lx10673\clvertalb\cellx10796\trrh206
\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\
pard\plain\intbl\cf1\f51\fs16\ql 14.\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\
cell\pard\plain\intbl\ul{\field{\*\fldinst HYPERLINK \\l "rom675333_22" }{\*\fld
rslt\cf3\f51\fs16\ql Principal Accountant Fees and Services}}\cell\pard\plain\in
tbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plai
n\intbl\cf1\f51\fs16\qr 66\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell{
{\trowd\clvertalb\cellx472\clvertalb\cellx585\clvertalb\cellx870\clvertalb\cellx
993\clvertalb\cellx10106\clvertalb\cellx10211\clvertalb\cellx10363\clvertalb\cel
lx10673\clvertalb\cellx10796\trrh206\row}}}
{\trowd\clvertalb\cellx10108\clvertalb\cellx10213\clvertalb\cellx10365\clvertalb
\cellx10675\clvertalb\cellx10798\trrh206
\pard\plain\intbl\li176\fi-176\ul{\field{\*\fldinst HYPERLINK \\l "rom675333_23"
}{\*\fldrslt\cf3\f51\fs16\ql PART IV}}\cell\pard\plain\intbl\cf1\f51\fs13\ql \~
\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
r 67\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell{
{\trowd\clvertalb\cellx10108\clvertalb\cellx10213\clvertalb\cellx10365\clvertalb
\cellx10675\clvertalb\cellx10798\trrh206\row}}}
{\trowd\clvertalb\cellx472\clvertalb\cellx585\clvertalb\cellx870\clvertalb\cellx
993\clvertalb\cellx10106\clvertalb\cellx10211\clvertalb\cellx10363\clvertalb\cel
lx10673\clvertalb\cellx10796\trrh206
\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\
pard\plain\intbl\cf1\f51\fs16\ql 15.\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\
cell\pard\plain\intbl\ul{\field{\*\fldinst HYPERLINK \\l "rom675333_24" }{\*\fld
rslt\cf3\f51\fs16\ql Exhibits, Financial Statements Schedules}}\cell\pard\plain\
intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\pl
ain\intbl\cf1\f51\fs16\qr 67\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell{
{\trowd\clvertalb\cellx472\clvertalb\cellx585\clvertalb\cellx870\clvertalb\cellx
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lx10673\clvertalb\cellx10796\trrh206\row}}}
{\trowd\clvertalb\cellx10108\clvertalb\cellx10213\clvertalb\cellx10365\clvertalb
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\pard\plain\intbl\li176\fi-176\ul{\field{\*\fldinst HYPERLINK \\l "rom675333_25"
}{\*\fldrslt\cf3\f51\fs16\ql SIGNATURES}}\cell\pard\plain\intbl\cf1\f51\fs13\ql
\~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs1
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{\trowd\clvertalb\cellx10108\clvertalb\cellx10213\clvertalb\cellx10365\clvertalb
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{\trowd\clvertalb\cellx10108\clvertalb\cellx10213\clvertalb\cellx10365\clvertalb
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\pard\plain\intbl\li176\fi-176\ul{\field{\*\fldinst HYPERLINK \\l "rom675333_26"
}{\*\fldrslt\cf3\f51\fs16\ql EXHIBIT INDEX}}\cell\pard\plain\intbl\cf1\f51\fs13
\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\
fs16\qr 69\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell{
{\trowd\clvertalb\cellx10108\clvertalb\cellx10213\clvertalb\cellx10365\clvertalb
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{\trowd\clvertalb\cellx10108\clvertalb\cellx10213\clvertalb\cellx10365\clvertalb
\cellx10675\clvertalb\cellx10798\trrh206
\pard\plain\intbl\li176\fi-176\ul{\field{\*\fldinst HYPERLINK \\l "rom675333_27"
}{\*\fldrslt\cf3\f51\fs16\ql INDEX TO CONSOLIDATED FINANCIAL STATEMENTS AND FIN
ANCIAL STATEMENT SCHEDULE}}\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard
\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr F-1\cell\p
ard\plain\intbl\cf1\f51\fs16\ql \~\~\cell{
{\trowd\clvertalb\cellx10108\clvertalb\cellx10213\clvertalb\cellx10365\clvertalb

\cellx10675\clvertalb\cellx10798\trrh206\row}}}\pard\plain\cf1\f51\fs13\ql \~\pa
r\pard\plain\cf1\f51\fs16\qc i
\page\par\pard\plain\f0\fs4\par\pard\plain\f0\fs2\brdrt\brdrs\brdrw15\brdrcf2\br
drsp0\par\pard\plain\f0\fs4\par\par\pard\plain\ul{\field{\*\fldinst HYPERLINK \\
l "toc" }{\*\fldrslt\cf3\f52\fs16\b\ql Table of Contents}}{\*\bkmkstart part_1_2
_1}{\*\bkmkend part_1_2_1}{\*\bkmkstart rom675333_1}{\*\bkmkend rom675333_1}\par
\pard\plain\cf1\f51\fs16\b\qc PART I\par\pard\plain\cf1\f51\fs18\ql \~{\*\bkmkst
art item_1_3_1}{\*\bkmkend item_1_3_1}
\par\pard\plain
{\trowd\cellx864\cellx6473\trrh206
{\*\bkmkstart rom675333_2}{\*\bkmkend rom675333_2}\pard\plain\intbl\cf1\f51\fs16
\b\ql Item\~1.\cell\pard\plain\intbl\cf1\f51\fs16\b\ql Business\cell{
{\trowd\cellx864\cellx6473\trrh206\row}}}\pard\plain\sb88\cf1\f51\fs16\b\ql Over
view\par\pard\plain\sb88\fi462\cf1\f51\fs16\ql We are a leading provider of info
rmation technology (IT), consulting and business process services, dedicated to
helping the world\u8217?s leading\plain\cf1\f51\fs16\ql companies build stronge
r businesses. Our clients engage us to help them build more efficient operations
, provide solutions to critical business and\plain\cf1\f51\fs16\ql technology p
roblems, and to help them drive technology-based innovation and growth. Our core
competencies include: Business, Process, Operations and\plain\cf1\f51\fs16\ql
IT Consulting, Application Development and Systems Integration, Enterprise Infor
mation Management, or EIM, Application Testing, Application\plain\cf1\f51\fs16\q
l Maintenance, IT Infrastructure Services, or IT IS, and Business Process Servi
ces, or BPS. We tailor our services to specific industries and utilize an\plain\
cf1\f51\fs16\ql integrated global delivery model. This seamless global sourcing
model combines client service teams based on-site at the client locations with
delivery\plain\cf1\f51\fs16\ql teams located at dedicated near-shore and offsho
re global delivery centers that are located primarily in India, China, the Unite
d States, Canada, Argentina,\plain\cf1\f51\fs16\ql Brazil, Hungary, France and
the Philippines.\par\pard\plain\sb286\cf1\f51\fs16\b\ql Industry Background\par\
pard\plain\sb88\fi462\cf1\f51\fs16\ql In today\u8217?s complex business environm
ent, many companies face intense competitive pressure and rapidly changing marke
t dynamics, driven\plain\cf1\f51\fs16\ql by such factors as changes in the econ
omy, government regulations, globalization, virtualization and other technology
innovations. At the same time,\plain\cf1\f51\fs16\ql companies must evaluate th
e effect of emerging technologies such as social networks, mobile devices, advan
ced analytics and cloud computing, or SMAC,\plain\cf1\f51\fs16\ql on their busi
ness operations. These technologies represent a new IT stack that will profoundl
y change the way companies relate to their customers, engage\plain\cf1\f51\fs16\
ql with employees, and bring innovative products and services to market. In res
ponse to these challenges, many companies are focused on improving\plain\cf1\f51
\fs16\ql efficiencies, enhancing effectiveness and driving innovation through t
echnology to favorably impact both the bottom-line and the top-line. Companies\p
lain\cf1\f51\fs16\ql need to build agility into both the cost and revenue sides
of their models. In this context, they increasingly view the global sourcing mo
del as a key to\plain\cf1\f51\fs16\ql their efforts to operate more cost-effect
ively and productively. Separately, to confront secular industry shifts, changin
g demographics and new\plain\cf1\f51\fs16\ql technologies, companies are lookin
g to innovate and build new and different capabilities with emerging technologie
s to ensure their business models stay\plain\cf1\f51\fs16\ql relevant.\par\pard
\plain\sb198\fi462\cf1\f51\fs16\ql Companies increasingly seek to meet the dual
mandate of more efficient and effective operations, including cost reduction, al
ong with\plain\cf1\f51\fs16\ql technology-based innovation and business transfo
rmation in a comprehensive, integrated manner. Achieving these objectives presen
ts major challenges and\plain\cf1\f51\fs16\ql requires companies to have highly
skilled professionals trained in many diverse and new technologies and speciali
zed industries. Increasingly, companies\plain\cf1\f51\fs16\ql are relying on se
rvice providers, like us, operating with global delivery models, to help them me
et these ever-changing objectives.\par\pard\plain\sb198\fi462\cf1\f51\fs16\ql Gl
obal demand for high quality, lower cost technology services from outside provid

ers has created a significant opportunity for IT service providers\plain\cf1\f51


\fs16\ql that can successfully leverage the benefits of and address the challen
ges in using a global talent pool. The effective use of personnel from across th
e globe\plain\cf1\f51\fs16\ql can offer a variety of benefits, including lower
costs, faster delivery of new IT solutions and innovations in industry-specific
solutions, processes and\plain\cf1\f51\fs16\ql technologies. Certain countries,
particularly India, the Philippines, Singapore and China, have large talent poo
ls of highly qualified technical professionals\plain\cf1\f51\fs16\ql who can pr
ovide high quality IT and business process services at a lower cost. India is a
leader in IT services and is regarded as having one of the largest\plain\cf1\f51
\fs16\ql and highest quality pools of talent in the world. Historically, IT ser
vice providers have used offshore labor pools primarily to supplement the intern
al\plain\cf1\f51\fs16\ql staffing needs of customers. However, evolving custome
r demands have led to the increasing acceptance and use of offshore resources fo
r higher\plain\cf1\f51\fs16\ql value-added services. These services include app
lication design, development, testing and systems integration, technology consul
ting and infrastructure\plain\cf1\f51\fs16\ql management.\par\pard\plain\cf1\f5
1\fs13\ql \~\par\pard\plain\cf1\f51\fs16\qc 1
\page\par\pard\plain\f0\fs4\par\pard\plain\f0\fs2\brdrt\brdrs\brdrw15\brdrcf2\br
drsp0\par\pard\plain\f0\fs4\par\par\pard\plain\ul{\field{\*\fldinst HYPERLINK \\
l "toc" }{\*\fldrslt\cf3\f52\fs16\b\ql Table of Contents}}\par\pard\plain\cf1\f5
1\fs16\b\ql The Cognizant Approach\par\pard\plain\sb88\fi462\cf1\f51\fs16\ql Our
approach is built on a global network of delivery centers, deep domain expertis
e and a robust portfolio of services.\par\pard\plain\sb198\fi462\cf1\f51\fs16\i\
ql Global Delivery Model.\plain\cf1\f51\fs16\ql Our geographic reach extends ac
ross the globe, with more than 50 delivery centers worldwide. We have a four-tie
red\plain\cf1\f51\fs16\ql global architecture for service delivery and operatio
ns, consisting of employees co-located at clients\u8217? sites, local or in-coun
try delivery centers,\plain\cf1\f51\fs16\ql regional delivery centers and globa
l delivery centers. We are continuously expanding global delivery capacity in ou
r centers in India, China and the\plain\cf1\f51\fs16\ql Philippines. In 2013, w
e added more regional delivery capabilities in Latin America and in-country deli
very centers in the United States and Europe and\plain\cf1\f51\fs16\ql increase
d our presence in other regions throughout the world. We use our proprietary Cog
nizant 2.0 knowledge-sharing and project-management platform\plain\cf1\f51\fs16\
ql to unite all of our operations around the globe, access capabilities across
the company, and streamline workflow. Our extensive facilities, technology and\p
lain\cf1\f51\fs16\ql communications infrastructure facilitate the seamless inte
gration of our global workforces.\par\pard\plain\sb198\fi462\cf1\f51\fs16\i\ql D
omain Expertise\plain\cf1\f51\fs16\ql . Our business is organized and managed pr
imarily around our four industry-oriented business segments:\par\pard\plain\cf1\
f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx5138\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l Financial Services;\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx5138\trrh206\row}}}\pard\pla
in\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx4801\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l Healthcare;\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx4801\trrh206\row}}}\pard\pla
in\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx6564\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q

l Manufacturing, Retail\~and Logistics; and\cell{


{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx6564\trrh206\row}}}\pard\pla
in\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10043\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l Other, which includes Communications, Information, Media and Entertainment, an
d High Technology.\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10043\trrh206\row}}}\pard\pl
ain\sb198\fi462\cf1\f51\fs16\ql This industry focus has been central to our reve
nue growth and high client satisfaction. As the IT services industry continues t
o mature, clients are\plain\cf1\f51\fs16\ql looking for service providers who u
nderstand their businesses, industry initiatives, customers, markets and culture
s, and can create solutions tailored to\plain\cf1\f51\fs16\ql meet their indivi
dual business needs. To strengthen our industry practices, we hire professionals
who are deeply experienced in the industries we serve,\plain\cf1\f51\fs16\ql t
hus establishing a broad base of business analysts and consultants. We continual
ly invest in industry training for our staff and build out industry-specific\pla
in\cf1\f51\fs16\ql services and solutions. This approach is central to our high
levels of on-time delivery and client satisfaction, as we understand the full c
ontext of our\plain\cf1\f51\fs16\ql clients\u8217? challenges and have deep exp
erience in addressing them.\par\pard\plain\sb198\fi462\cf1\f51\fs16\i\ql Portfol
io of Services.\plain\cf1\f51\fs16\ql We offer a broad range of services design
ed to help clients address business challenges and enhance their ability to purs
ue\plain\cf1\f51\fs16\ql growth opportunities. Our key service areas, Consultin
g and Technology Services and Outsourcing Services, are delivered to our clients
across our four\plain\cf1\f51\fs16\ql business segments in a standardized, hig
h-quality manner through our global delivery model. We continually invest in the
expansion of our service\plain\cf1\f51\fs16\ql portfolio to anticipate and mee
t clients\u8217? evolving needs. In recent years, in addition to our traditional
offerings, we have begun to provide services\plain\cf1\f51\fs16\ql that enable
clients to harness emerging SMAC technologies. Our current service areas includ
e:\par\pard\plain\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1106\cellx1214\cellx6204\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\i\ql \u8
226?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16
\i\ql Consulting and Technology Services\cell{
{\trowd\clvertalc\cellx540\cellx1106\cellx1214\cellx6204\trrh206\row}}}\pard\pla
in\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx972\cellx1529\cellx1637\cellx7158\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l Business, Process, Operations and IT Consulting\cell{
{\trowd\clvertalc\cellx972\cellx1529\cellx1637\cellx7158\trrh206\row}}}\pard\pla
in\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx972\cellx1529\cellx1637\cellx7347\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l Application Development and Systems Integration\cell{
{\trowd\clvertalc\cellx972\cellx1529\cellx1637\cellx7347\trrh206\row}}}\pard\pla
in\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx972\cellx1529\cellx1637\cellx5589\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l Application Testing\cell{

{\trowd\clvertalc\cellx972\cellx1529\cellx1637\cellx5589\trrh206\row}}}\pard\pla
in\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1106\cellx1214\cellx5383\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\i\ql \u8
226?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16
\i\ql Outsourcing Services\cell{
{\trowd\clvertalc\cellx540\cellx1106\cellx1214\cellx5383\trrh206\row}}}\pard\pla
in\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx972\cellx1529\cellx1637\cellx5961\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l Application Maintenance\cell{
{\trowd\clvertalc\cellx972\cellx1529\cellx1637\cellx5961\trrh206\row}}}\pard\pla
in\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx972\cellx1529\cellx1637\cellx6043\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l IT Infrastructure Services\cell{
{\trowd\clvertalc\cellx972\cellx1529\cellx1637\cellx6043\trrh206\row}}}\pard\pla
in\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx972\cellx1529\cellx1637\cellx5814\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l Business Process Services\cell{
{\trowd\clvertalc\cellx972\cellx1529\cellx1637\cellx5814\trrh206\row}}}\pard\pla
in\cf1\f51\fs13\ql \~\par\pard\plain\cf1\f51\fs16\qc 2
\page\par\pard\plain\f0\fs4\par\pard\plain\f0\fs2\brdrt\brdrs\brdrw15\brdrcf2\br
drsp0\par\pard\plain\f0\fs4\par\par\pard\plain\ul{\field{\*\fldinst HYPERLINK \\
l "toc" }{\*\fldrslt\cf3\f52\fs16\b\ql Table of Contents}}\par\pard\plain\cf1\f5
1\fs16\b\ql Business Segments\par\pard\plain\sb88\fi462\cf1\f51\fs16\ql We are o
rganized around our four industry-oriented business segments, and we report the
operations of our business as follows:\par\pard\plain\cf1\f51\fs18\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx1835\clvertalb\cellx1943\clvertalc\cellx3563\clvertalb\ce
llx3670\clvertalc\cellx7234\clvertalb\cellx7341\clvertalc\cellx10797\trrh-66
\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\pl
ain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intb
l\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs1
6\ql \~\cell{
{\trowd\clvertalc\cellx1835\clvertalb\cellx1943\clvertalc\cellx3563\clvertalb\ce
llx3670\clvertalc\cellx7234\clvertalb\cellx7341\clvertalc\cellx10797\trrh-66\row
}}}
{\trowd\clvertalb\cellx1835\clvertalb\cellx1943\clvertalb\cellx3563\clvertalb\ce
llx3670\clvertalb\cellx7234\clvertalb\cellx7341\clvertalb\cellx10797\trrh211
\pard\plain\intbl\brdrb\brdrs\cf1\f51\fs13\b\ql Financial Services\cell\pard\pla
in\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\brdrb\brdrs\cf1\f51\fs13\b\q
l Healthcare\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\br
drb\brdrs\cf1\f51\fs13\b\ql Manufacturing/Retail/Logistics\cell\pard\plain\intbl
\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\brdrb\brdrs\cf1\f51\fs13\b\ql Other\
cell{
{\trowd\clvertalb\cellx1835\clvertalb\cellx1943\clvertalb\cellx3563\clvertalb\ce
llx3670\clvertalb\cellx7234\clvertalb\cellx7341\clvertalb\cellx10797\trrh211\row
}}}
{\trowd\clshdng100\clcfpat12\clcbpat12\cellx1835\clvertalb\clshdng100\clcfpat12\
clcbpat12\cellx1943\clshdng100\clcfpat12\clcbpat12\cellx3563\clvertalb\clshdng10
0\clcfpat12\clcbpat12\cellx3670\clshdng100\clcfpat12\clcbpat12\cellx7234\clverta

lb\clshdng100\clcfpat12\clcbpat12\cellx7341\clshdng100\clcfpat12\clcbpat12\cellx
10797\trrh636
\pard\plain\intbl\cf1\f51\fs16\ql \u8211?Banking\par\pard\plain\intbl\cf1\f51\fs
16\ql \u8211?Insurance\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plai
n\intbl\cf1\f51\fs16\ql \u8211?Healthcare\par\pard\plain\intbl\cf1\f51\fs16\ql \
u8211?Life Sciences\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\i
ntbl\cf1\f51\fs16\ql \u8211?Manufacturing and Logistics\par\pard\plain\intbl\cf1
\f51\fs16\ql \u8211?Retail, Travel and Hospitality\par\pard\plain\intbl\cf1\f51\
fs16\ql \u8211?Consumer Goods\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pa
rd\plain\intbl\cf1\f51\fs16\ql \u8211?Communications\par\pard\plain\intbl\cf1\f5
1\fs16\ql \u8211?Information, Media and \~\~\~\~Entertainment\par\pard\plain\int
bl\cf1\f51\fs16\ql \u8211?High Technology\cell{
{\trowd\clshdng100\clcfpat12\clcbpat12\cellx1835\clvertalb\clshdng100\clcfpat12\
clcbpat12\cellx1943\clshdng100\clcfpat12\clcbpat12\cellx3563\clvertalb\clshdng10
0\clcfpat12\clcbpat12\cellx3670\clshdng100\clcfpat12\clcbpat12\cellx7234\clverta
lb\clshdng100\clcfpat12\clcbpat12\cellx7341\clshdng100\clcfpat12\clcbpat12\cellx
10797\trrh636\row}}}\pard\plain\sb286\cf1\f51\fs16\b\i\ql Financial Services\par
\pard\plain\sb88\fi462\cf1\f51\fs16\ql Our Financial Services business segment s
erves leading financial institutions throughout the world. Our clients include b
anks, investment firms and\plain\cf1\f51\fs16\ql insurance companies. In 2013,
this segment represented approximately 42.0% of our total revenues. Revenues fro
m our Financial Services business\plain\cf1\f51\fs16\ql segment were $3,717.6 m
illion, $3,035.4 million, and $2,518.4 million for the years ended December\~31,
2013, 2012, and 2011, respectively. This\plain\cf1\f51\fs16\ql business segmen
t provides services to our customers operating in the following industries:\par\
pard\plain\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh1031
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\i
\ql Banking\plain\intbl\cf1\f51\fs16\ql . We focus on serving traditional retail
and commercial banks, diversified financial enterprises, broker-dealers, asset
management\plain\intbl\cf1\f51\fs16\ql firms, depositories, clearing organizati
ons and exchanges. Our clients engage us to help make their operations as effect
ive, productive and\plain\intbl\cf1\f51\fs16\ql cost-efficient as possible, and
to support new capabilities. We assist these clients in such areas as: Retail B
anking, Wholesale Banking,\plain\intbl\cf1\f51\fs16\ql Consumer Lending, Cards\
~and Payments, Risk Management, Investment Banking and Brokerage, Asset and Weal
th Management, and\plain\intbl\cf1\f51\fs16\ql Securities Services.\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh1031\row}}}\pard\p
lain\li176\sb88\fi418\cf1\f51\fs16\ql The demand for our services in the banking
sector is being driven by several significant changes in the industry. In respo
nse to the\plain\cf1\f51\fs16\ql global economic crisis, central banks and gove
rnment bodies have adopted policies designed to maintain low interest rates, rai
se capital\plain\cf1\f51\fs16\ql requirements, impose new regulations, and inst
itute risk-mitigation measures, such as restricting proprietary trading. Such ac
tions have the\plain\cf1\f51\fs16\ql effect of curtailing some revenue sources
and increasing compliance costs for most financial institutions. In addition, fi
nancial institutions\plain\cf1\f51\fs16\ql must consider adopting new technolog
ies, such as SMAC, which will impact the way they interface with customers and e
mployees, and how\plain\cf1\f51\fs16\ql they manage their operations. We help o
ur customers adapt to these changes by providing technology-based industry-speci
fic solutions. In\plain\cf1\f51\fs16\ql addition to Application Development and
Maintenance, the services increasingly in demand in this sector include EIM, Te
sting, Customer\plain\cf1\f51\fs16\ql Relationship Management, or CRM, Enterpri
se Resource Planning, or ERP, BPS, IT IS, and Business and Technology Consulting
.\par\pard\plain\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx9950\trrh825
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822

6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\i
\ql Insurance\plain\intbl\cf1\f51\fs16\ql . We serve the needs of global propert
y and casualty insurers, life insurers, reinsurance firms and insurance brokers\
plain\intbl\cf1\f51\fs16\ql who turn to us for assistance in improving the effi
ciency and effectiveness of their operations and in achieving business\plain\int
bl\cf1\f51\fs16\ql transformation. We focus on such aspects of our clients\u821
7? operations as: Business Acquisition, Policy Administration,\plain\intbl\cf1\f
51\fs16\ql Claims Processing, Management Reporting, Regulatory Compliance and R
einsurance.\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx9950\trrh825\row}}}\pard\pla
in\li176\sb88\fi418\cf1\f51\fs16\ql Among the factors driving the need for our s
ervices in the insurance industry is a desire to improve the sales and marketing
process,\plain\cf1\f51\fs16\ql both by deepening direct retail customer relati
onships and strengthening interactions with networks of independent and captive
insurance\plain\cf1\f51\fs16\ql agents, often through the use of social and mob
ile technologies. Insurers also seek to enhance their profitability by different
iating their\plain\cf1\f51\fs16\ql products and services, resulting in a need f
or specialized underwriting models and systems. Additionally, many insurers seek
to improve\plain\cf1\f51\fs16\ql business effectiveness by reducing expense ra
tios and exiting non-core lines of business and operations. Our services which a
re most in\plain\cf1\f51\fs16\ql demand in this sector include: Application Dev
elopment and Integration, Consulting, BPS, IT IS, EIM, and SMAC services.\par\pa
rd\plain\cf1\f51\fs13\ql \~\par\pard\plain\cf1\f51\fs16\qc 3
\page\par\pard\plain\f0\fs4\par\pard\plain\f0\fs2\brdrt\brdrs\brdrw15\brdrcf2\br
drsp0\par\pard\plain\f0\fs4\par\par\pard\plain\ul{\field{\*\fldinst HYPERLINK \\
l "toc" }{\*\fldrslt\cf3\f52\fs16\b\ql Table of Contents}}\par\pard\plain\cf1\f5
1\fs16\b\i\ql Healthcare\par\pard\plain\sb88\fi462\cf1\f51\fs16\ql Our Healthcar
e segment serves many leading healthcare and life sciences companies. In 2013, o
ur Healthcare business segment represented\plain\cf1\f51\fs16\ql approximately
25.6% of our total revenues. Revenues from our Healthcare business segment were
$2,264.8 million, $1,934.9 million, and $1,622.2 million\plain\cf1\f51\fs16\ql
for the years ended December\~31, 2013, 2012, and 2011, respectively. This busin
ess segment provides services to our clients operating in the following\plain\cf
1\f51\fs16\ql industries:\par\pard\plain\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh619
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\i
\ql Healthcare.\plain\intbl\cf1\f51\fs16\ql We work with many leading global he
althcare organizations, including healthcare payers, providers and pharmacy bene
fit\plain\intbl\cf1\f51\fs16\ql managers. The healthcare industry today faces t
he dual challenge of improving the quality of care while lowering the cost of ca
re and\plain\intbl\cf1\f51\fs16\ql making healthcare affordable to a larger pop
ulation. A key factor driving this transformation has been the Affordable Care A
ct.\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh619\row}}}\pard\pl
ain\li176\sb88\fi418\cf1\f51\fs16\ql Our Healthcare Practice focuses on providin
g a broad range of services and solutions to the industry to address regulatory
requirements\plain\cf1\f51\fs16\ql and emerging industry trends such as: Regula
tory Compliance (including compliance with the Affordable Care Act and work rela
ted to state\plain\cf1\f51\fs16\ql health insurance exchanges), Integrated Heal
th Management (including establishing health information exchanges), EIM, Claims
Investigative\plain\cf1\f51\fs16\ql Services (aimed at preventing fraud and ab
use and strengthening administrative processes), and Operational Improvement (in
areas such as\plain\cf1\f51\fs16\ql claims processing, enrollment, membership
and billing). We also partner with our clients to enable their systems and proce
sses to deal with\plain\cf1\f51\fs16\ql the retail orientation of health care,
such as the support of individual mandates and the adoption of mobile and analyt
ics solutions to improve\plain\cf1\f51\fs16\ql access to health information and
decision making by end consumers.\par\pard\plain\cf1\f51\fs9\ql \~

\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh619
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\i
\ql Life Sciences.\plain\intbl\cf1\f51\fs16\ql We partner with leading pharmace
utical, biotech, and medical device companies, as well as providers of generics,
animal\plain\intbl\cf1\f51\fs16\ql health and consumer health products to assi
st them in transforming their business by helping them be more efficient and eff
ective from\plain\intbl\cf1\f51\fs16\ql an IT and business operations perspecti
ve while helping them drive innovation and virtualization in growing their busin
ess.\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh619\row}}}\pard\pl
ain\li176\sb88\fi418\cf1\f51\fs16\ql Among the industry forces generating demand
for our services are: financial pressures caused by payer and government pricin
g\plain\cf1\f51\fs16\ql pressures, patent expiry and competition from generics;
the drive to expand into new geographic markets; the need for more targeted or\
plain\cf1\f51\fs16\ql personalized therapies leading to R&D innovation; continu
ed diversification of product portfolios and the related high cost of product\pl
ain\cf1\f51\fs16\ql development; and a dynamic regulatory environment with grea
ter emphasis on product safety, ethics and compliance, transparency of pricing\p
lain\cf1\f51\fs16\ql and promotional activity. Our Life Sciences solutions help
transform many of the business processes in the life sciences value chain\plain
\cf1\f51\fs16\ql (Research, Clinical Development, Manufacturing\~and Supply Cha
in, Sales\~and Marketing) as well as regulatory and administrative functions\pla
in\cf1\f51\fs16\ql and general IT. Among our services most often in demand are
Consulting, EIM, Customer Solutions, BPS, IT IS, Application Maintenance,\plain\
cf1\f51\fs16\ql Application Development and Systems Integration, Testing and SM
AC services.\par\pard\plain\sb286\cf1\f51\fs16\b\i\ql Manufacturing/Retail/Logis
tics\par\pard\plain\sb88\fi462\cf1\f51\fs16\ql Our Manufacturing, Retail and Log
istics segment provides outsourcing, business consulting and technology services
for global leaders in a range of\plain\cf1\f51\fs16\ql sub-sectors, including
industrial, automotive, process logistics and retail. In 2013, this segment repr
esented approximately 21.1% of our total revenues.\plain\cf1\f51\fs16\ql Revenu
es from our Manufacturing/Retail/Logistics business segment were $1,868.3 millio
n, $1,498.7 million, and $1,197.5 million for the years ended\plain\cf1\f51\fs16
\ql December\~31, 2013, 2012, and 2011, respectively. This business segment ser
vices customers in the following industry groups:\par\pard\plain\cf1\f51\fs9\ql
\~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh825
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\i
\ql Manufacturing and Logistics.\plain\intbl\cf1\f51\fs16\ql Clients in this se
ctor include manufacturers of automobiles and industrial products, and processor
s of\plain\intbl\cf1\f51\fs16\ql natural resources, chemicals and raw materials
. In logistics, our clients include rail, truck, marine and other transportation
and distribution\plain\intbl\cf1\f51\fs16\ql companies. We also serve many lea
ding energy utilities, as well as oil and gas producers. Our clients seek our he
lp in implementing\plain\intbl\cf1\f51\fs16\ql business-relevant changes that w
ill make them more productive, competitive and cost-effective. To that\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh825\row}}}\pard\pl
ain\cf1\f51\fs13\ql \~\par\pard\plain\cf1\f51\fs16\qc 4
\page\par\pard\plain\f0\fs4\par\pard\plain\f0\fs2\brdrt\brdrs\brdrw15\brdrcf2\br
drsp0\par\pard\plain\f0\fs4\par\par\pard\plain\ul{\field{\*\fldinst HYPERLINK \\
l "toc" }{\*\fldrslt\cf3\f52\fs16\b\ql Table of Contents}}
\par\pard\plain
{\trowd\clvertalc\cellx864\cellx10800\trrh1237
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql end,
we help organizations improve operational efficiencies, enhance responsiveness,
and collaborate with trading partners to better serve their\plain\intbl\cf1\f51\

fs16\ql markets and end customers. We leverage a comprehensive understanding of


the business and technology drivers of the industry. Some of our\plain\intbl\cf
1\f51\fs16\ql Manufacturing and Logistics solutions for Industrial and Automoti
ve clients include: Warranty Management, Dealer Systems Integration,\plain\intbl
\cf1\f51\fs16\ql Supply Chain Management, Sales and Operations Planning, and Mo
bility. For transportation and logistics clients, our service areas include\plai
n\intbl\cf1\f51\fs16\ql Warehouse and Yard Management, Transportation Asset Man
agement, Transportation Network Design, Global Trade Management and\plain\intbl\
cf1\f51\fs16\ql Analytics.\cell{
{\trowd\clvertalc\cellx864\cellx10800\trrh1237\row}}}\pard\plain\li176\sb88\fi41
8\cf1\f51\fs16\ql Industry trends that influence the demand for our services in
this sector include the increasing globalization of sourcing and the desire\plai
n\cf1\f51\fs16\ql of clients to further penetrate emerging markets, leading to
longer and more complex supply chains. In the power generation sector, industry\
plain\cf1\f51\fs16\ql trends include the continued drive toward energy conserva
tion, including \u8220?smart meter\u8221? installations, the need for better gri
d\plain\cf1\f51\fs16\ql reliability and security, regulatory changes and the ne
ed to relieve cost pressures through better asset performance and web-based cust
omer\plain\cf1\f51\fs16\ql care systems. Clients also wish to optimize their su
pply chains to better manage inventory, support growing eCommerce operations and
\plain\cf1\f51\fs16\ql improve customer-supplier collaboration. They seek to ap
ply intelligent systems to manufacturing and logistics operations, enable mobile
\plain\cf1\f51\fs16\ql platforms to support field sales and use data analytics
to make better informed decisions. These trends are driving demand for offerings
such\plain\cf1\f51\fs16\ql as Enterprise Application Services, or EAS, EIM, Co
nsulting and SMAC technologies.\par\pard\plain\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh1237
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\i
\ql Retail, Travel and Hospitality.\plain\intbl\cf1\f51\fs16\ql We serve a wide
spectrum of retailers and distributors, including supermarkets, specialty premi
um\plain\intbl\cf1\f51\fs16\ql retailers, department stores and large mass-merc
handise discounters, who seek our assistance in becoming more efficient and\plai
n\intbl\cf1\f51\fs16\ql cost-effective and in helping to drive business transfo
rmation. Current trends affecting demand in the retail industry include a need f
or\plain\intbl\cf1\f51\fs16\ql greater cost-efficiency to combat the industry\u
8217?s traditionally narrow profit margins, changes in supply chain management t
o\plain\intbl\cf1\f51\fs16\ql facilitate direct store delivery, the ability to
accommodate multi-channel (in-store and on-line) models, and the impact of SMAC\
plain\intbl\cf1\f51\fs16\ql technologies on customer and employee interaction.\
cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh1237\row}}}\pard\p
lain\li176\sb88\fi418\cf1\f51\fs16\ql Services in high demand in the retail sect
or include Consulting, eCommerce, EAS, Systems Integration, Testing, BPS and EIM
. We also\plain\cf1\f51\fs16\ql serve the entire travel and hospitality industr
y including airlines, hotels and restaurants, as well as online and retail trave
l, global distribution\plain\cf1\f51\fs16\ql systems and intermediaries and rea
l estate companies, providing solutions such as CRM, EIM and BPS.\par\pard\plain
\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh1031
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\i
\ql Consumer Goods.\plain\intbl\cf1\f51\fs16\ql We work with many of the world\
u8217?s premier consumer goods manufacturers, creating innovative solutions and\
plain\intbl\cf1\f51\fs16\ql strategies that help them build and sustain strong
brands while enhancing their price-competitiveness, category leadership and cons
umer\plain\intbl\cf1\f51\fs16\ql loyalty. Principal segments served include con
sumer durables, food and beverage, footwear and apparel, and home and personal c

are\plain\intbl\cf1\f51\fs16\ql products. Our expertise in these areas spans a


wide range, from demand-driven supply chains, to revenue-creating trade promotio
n\plain\intbl\cf1\f51\fs16\ql management systems, to analytics systems and mobi
lity solutions that anticipate and serve ever-changing customer needs.\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh1031\row}}}\pard\p
lain\li176\sb88\fi418\cf1\f51\fs16\ql The demand for our services in this sector
is being propelled by such factors as the need of consumer goods companies to a
ccelerate\plain\cf1\f51\fs16\ql product innovation to remain competitive and de
liver top-line growth, the continuing drive to optimize global sourcing and supp
ly chain\plain\cf1\f51\fs16\ql management, the impact of SMAC technologies on c
onsumer interaction, marketing and sales processes, the use of data analytics to
increase\plain\cf1\f51\fs16\ql the effectiveness of product development and ma
rketing, as well as ongoing pressures to curtail IT costs. In response to these
needs, we\plain\cf1\f51\fs16\ql provide solutions including Application Develop
ment and Systems Integration, Consulting, CRM, EIM, Testing, BPS, IT IS and SMAC
\plain\cf1\f51\fs16\ql services.\par\pard\plain\sb286\cf1\f51\fs16\b\i\ql Other
\par\pard\plain\sb88\fi462\cf1\f51\fs16\ql The Other business segment includes t
he Communications, Information, Media and Entertainment, and High Technology ope
rating segments. In\plain\cf1\f51\fs16\ql 2013, our Other business segment repr
esented approximately 11.2% of our total revenues. Revenues from our Other busin
ess segment were $992.5\plain\cf1\f51\fs16\ql million, $877.5 million, and\par\
pard\plain\cf1\f51\fs13\ql \~\par\pard\plain\cf1\f51\fs16\qc 5
\page\par\pard\plain\f0\fs4\par\pard\plain\f0\fs2\brdrt\brdrs\brdrw15\brdrcf2\br
drsp0\par\pard\plain\f0\fs4\par\par\pard\plain\ul{\field{\*\fldinst HYPERLINK \\
l "toc" }{\*\fldrslt\cf3\f52\fs16\b\ql Table of Contents}}\par\pard\plain\cf1\f5
1\fs16\ql $783.1\~million for the years ended December\~31, 2013, 2012,\~and 201
1, respectively. The Other business segment is an aggregation of operating segme
nts\plain\cf1\f51\fs16\ql each of which, individually, represents less than 10.
0% of consolidated revenues and segment operating profit. Descriptions of the ke
y operating segments\plain\cf1\f51\fs16\ql included in the Other business segme
nt are as follows:\par\pard\plain\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh1237
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\i
\ql Communications\plain\intbl\cf1\f51\fs16\ql . Our communications industry pra
ctice serves some of the world\u8217?s leading communications service (cable,\pl
ain\intbl\cf1\f51\fs16\ql wireless and wireline) providers, equipment vendors,
and software vendors. We help our clients address the important changes in the\p
lain\intbl\cf1\f51\fs16\ql communications industry, such as: transition to new
network technologies; designing, developing, testing and introducing new product
s\plain\intbl\cf1\f51\fs16\ql and channels; improving customer service and incr
easing customer satisfaction; transforming Business Support Systems (BSSs) and\p
lain\intbl\cf1\f51\fs16\ql Operations Support Systems (OSSs); transitioning to
agile development methodologies; and enabling applications for cloud deployment.
\plain\intbl\cf1\f51\fs16\ql Customer Solutions, Mobility, IT IS, Testing, ERP
Implementation, EIM, and Cloud services have been in particular demand.\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh1237\row}}}\pard\p
lain\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh1031
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\i
\ql Information, Media and Entertainment.\plain\intbl\cf1\f51\fs16\ql We work w
ith some of the world\u8217?s largest media and entertainment companies, includi
ng\plain\intbl\cf1\f51\fs16\ql information service providers, publishers, broad
casters, and movie, music and video game companies. The growth of digital platfo
rms is\plain\intbl\cf1\f51\fs16\ql causing significant change to these industri
es and we are working with clients to help meet these challenges and help transf
orm their\plain\intbl\cf1\f51\fs16\ql businesses. Additional trends affecting t

he industry include a decline of traditional print publishing, the need for digi
tal asset management\plain\intbl\cf1\f51\fs16\ql and the impact of SMAC technol
ogies on the consumption of entertainment content.\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh1031\row}}}\pard\p
lain\li176\sb88\fi418\cf1\f51\fs16\ql We provide services in critical areas such
as the Digital Content Supply Chain and Media Asset Management. Some of our oth
er\plain\cf1\f51\fs16\ql services include: Business Solutions (such as Advertis
ing Management, Online Media, and e-Business); Digital Distribution, Workflow\pl
ain\cf1\f51\fs16\ql Automation; Intellectual Property Management, Anti-Piracy I
nitiatives; and Operational Systems (Advertising Sales, Studio Management,\plain
\cf1\f51\fs16\ql Billing and Payments, Content Management and Delivery).\par\pa
rd\plain\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh1650
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\i
\ql High Technology\plain\intbl\cf1\f51\fs16\ql . We serve some of the world\u82
17?s leading independent software vendors, or ISVs, technology equipment\plain\i
ntbl\cf1\f51\fs16\ql manufacturers, and online service providers. We assist the
ISVs with their transitions to new business models (such as\plain\intbl\cf1\f51
\fs16\ql Software-as-a-Service, or SaaS, models) and facilitate their license m
anagement and sales processes. We help the high-technology\plain\intbl\cf1\f51\f
s16\ql manufacturers take on complex, transformational business process and pro
duct engineering initiatives. The technology sector is largely\plain\intbl\cf1\f
51\fs16\ql driven by product development. This creates strong demand for Analyt
ical, Engineering, Testing, Go to Market strategies, and Content\plain\intbl\cf1
\f51\fs16\ql Management services. Other in-demand services include CRM, Product
Technical Support, Supply Chain Management and the\plain\intbl\cf1\f51\fs16\ql
application of SMAC technologies to the customer experience, as well as Applica
tion Development, Systems Integration and Application\plain\intbl\cf1\f51\fs16\q
l Maintenance.\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh1650\row}}}\pard\p
lain\sb198\fi462\cf1\f51\fs16\ql Across our business segments, we are highly dep
endent upon our foreign operations. The majority of our development and delivery
centers and\plain\cf1\f51\fs16\ql technical professionals are located in India
, and we also have facilities in Europe, Asia Pacific, the Middle East and Latin
America. Our operations in\plain\cf1\f51\fs16\ql India and the rest of the wor
ld expose us to various risks, including regulatory, economic and political inst
ability, potentially unfavorable tax, import and\plain\cf1\f51\fs16\ql export p
olicies, fluctuations in foreign exchange and inflation rates, international and
civil hostilities, terrorism, natural disasters and pandemics.\par\pard\plain\s
b198\fi462\cf1\f51\fs16\ql See Note 14 to our consolidated financial statements
for additional information related to our business segments, including a discuss
ion of segment\plain\cf1\f51\fs16\ql operating profit.\par\pard\plain\sb286\cf1
\f51\fs16\b\ql Our Solutions and Services\par\pard\plain\sb88\fi462\cf1\f51\fs16
\ql Across each of our business segments, we provide a broad and expanding range
of consulting, information technology and outsourcing services,\plain\cf1\f51\f
s16\ql including:\par\pard\plain\cf1\f51\fs13\ql \~\par\pard\plain\cf1\f51\fs16
\qc 6
\page\par\pard\plain\f0\fs4\par\pard\plain\f0\fs2\brdrt\brdrs\brdrw15\brdrcf2\br
drsp0\par\pard\plain\f0\fs4\par\par\pard\plain\ul{\field{\*\fldinst HYPERLINK \\
l "toc" }{\*\fldrslt\cf3\f52\fs16\b\ql Table of Contents}}\par\pard\plain\cf1\f5
1\fs16\b\i\ql Consulting and Technology Services\par\pard\plain\cf1\f51\fs9\ql \
~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh619
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\i
\ql IT Strategy and Business Consulting\plain\intbl\cf1\f51\fs16\ql . Our global
consulting team, Cognizant Business Consulting, or CBC, helps clients re-imagin

e and\plain\intbl\cf1\f51\fs16\ql transform their businesses to gain competitiv


e advantage. With these new operating models, the value chain is being disaggreg
ated to\plain\intbl\cf1\f51\fs16\ql drive speed to market and agility.\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh619\row}}}\pard\pl
ain\li176\sb88\fi418\cf1\f51\fs16\ql CBC is built on a foundation of deep though
t leadership and actionable strategies. CBC works with clients to improve busine
ss\plain\cf1\f51\fs16\ql performance and operational productivity in order to e
xceed business goals. We also provide assistance with Strategy Consulting, Busin
ess\plain\cf1\f51\fs16\ql and Operations Consulting, IT Strategy\~& Change Mana
gement, and Program Management Consulting.\par\pard\plain\li176\sb88\fi418\cf1\f
51\fs16\ql Key factors driving the demand for CBC\u8217?s services are the follo
wing:\par\pard\plain\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx1512\cellx2069\cellx2177\cellx10626\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l The need to run the business better while increasing operational flexibility a
nd reducing time to market;\cell{
{\trowd\clvertalc\cellx1512\cellx2069\cellx2177\cellx10626\trrh206\row}}}\pard\p
lain\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx1512\cellx2069\cellx2177\cellx8905\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l Optimizing big data and predictive analytics to gain competitive insight;\cell
{
{\trowd\clvertalc\cellx1512\cellx2069\cellx2177\cellx8905\trrh206\row}}}\pard\pl
ain\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx1512\cellx2069\cellx2177\cellx9351\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l Large business transformations, impacting business and IT operating models;\ce
ll{
{\trowd\clvertalc\cellx1512\cellx2069\cellx2177\cellx9351\trrh206\row}}}\pard\pl
ain\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx1512\cellx2069\cellx2177\cellx10312\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l Increased demands to collaborate and compete in the market for customers, capa
bilities and talent;\cell{
{\trowd\clvertalc\cellx1512\cellx2069\cellx2177\cellx10312\trrh206\row}}}\pard\p
lain\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx1512\cellx2069\cellx2177\cellx10800\trrh413
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l Desire to remove roadblocks in the Business/IT relationship \u8211? to increas
e the return on technology investments, both\plain\intbl\cf1\f51\fs16\ql direct
ly and through positioning IT as a source of digital business innovation;\cell{
{\trowd\clvertalc\cellx1512\cellx2069\cellx2177\cellx10800\trrh413\row}}}\pard\p
lain\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx1512\cellx2069\cellx2177\cellx10800\trrh413
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l Readiness to embrace virtualization capabilities, including greater infrastruc
ture outsourcing and cloud solutions, with a\plain\intbl\cf1\f51\fs16\ql focus
on identifying and managing risk and cost; and\cell{

{\trowd\clvertalc\cellx1512\cellx2069\cellx2177\cellx10800\trrh413\row}}}\pard\p
lain\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx1512\cellx2069\cellx2177\cellx10800\trrh413
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l Ongoing regulatory shifts, which require enhanced risk management and complian
ce frameworks, as well as greater\plain\intbl\cf1\f51\fs16\ql organizational re
silience.\cell{
{\trowd\clvertalc\cellx1512\cellx2069\cellx2177\cellx10800\trrh413\row}}}\pard\p
lain\li176\sb88\fi418\cf1\f51\fs16\ql In this environment, the services currentl
y provided by CBC include:\par\pard\plain\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx1512\cellx2069\cellx2177\cellx10800\trrh413
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l IT strategy consulting to define new IT target operating models, new delivery
models and to optimize IT to business\plain\intbl\cf1\f51\fs16\ql alignment, so
urcing strategies and IT costs;\cell{
{\trowd\clvertalc\cellx1512\cellx2069\cellx2177\cellx10800\trrh413\row}}}\pard\p
lain\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx1512\cellx2069\cellx2177\cellx10800\trrh413
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l Program management consulting, including post-acquisition integration, busines
s and IT integration, business\plain\intbl\cf1\f51\fs16\ql transformation, and
large scale business transformation;\cell{
{\trowd\clvertalc\cellx1512\cellx2069\cellx2177\cellx10800\trrh413\row}}}\pard\p
lain\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx1512\cellx2069\cellx2177\cellx10800\trrh413
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l Operations improvement consulting for business process management, operations
strategy, global sourcing and supply chain\plain\intbl\cf1\f51\fs16\ql manageme
nt, and change management;\cell{
{\trowd\clvertalc\cellx1512\cellx2069\cellx2177\cellx10800\trrh413\row}}}\pard\p
lain\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx1512\cellx2069\cellx2177\cellx10800\trrh413
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l Strategy consulting with respect to re-imagining new business and operating mo
dels, market growth, mergers and\plain\intbl\cf1\f51\fs16\ql acquisitions, prod
uct innovation and sustainability initiatives; and\cell{
{\trowd\clvertalc\cellx1512\cellx2069\cellx2177\cellx10800\trrh413\row}}}\pard\p
lain\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx1512\cellx2069\cellx2177\cellx10602\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l Business consulting related to finance, risk advisory, human resources, market
ing and analytics functions.\cell{
{\trowd\clvertalc\cellx1512\cellx2069\cellx2177\cellx10602\trrh206\row}}}\pard\p
lain\li176\sb88\fi418\cf1\f51\fs16\ql CBC is also expanding new services and cap
abilities in areas such as BPS, Supply Chain Management, Enterprise Analytics, E
AS, and\plain\cf1\f51\fs16\ql consulting related to the management of core asse
ts and intellectual property, or IP.\par\pard\plain\cf1\f51\fs9\ql \~
\par\pard\plain

{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh825
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\i
\ql Application Development and Systems Integration\plain\intbl\cf1\f51\fs16\ql
. We offer a full range of Application Design, Application Development and Syste
ms\plain\intbl\cf1\f51\fs16\ql Integration services, which enable customers to
focus on and invest in their core business activities and in growth-producing in
novation,\plain\intbl\cf1\f51\fs16\ql while ensuring that their IT functions op
erate in the most efficient, responsive and cost-effective manner. We have parti
cular depth of\plain\intbl\cf1\f51\fs16\ql skills in implementing large, comple
x, business-critical IT development and integration programs.\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh825\row}}}\pard\pl
ain\cf1\f51\fs13\ql \~\par\pard\plain\cf1\f51\fs16\qc 7
\page\par\pard\plain\f0\fs4\par\pard\plain\f0\fs2\brdrt\brdrs\brdrw15\brdrcf2\br
drsp0\par\pard\plain\f0\fs4\par\par\pard\plain\ul{\field{\*\fldinst HYPERLINK \\
l "toc" }{\*\fldrslt\cf3\f52\fs16\b\ql Table of Contents}}\par\pard\plain\li176\
fi418\cf1\f51\fs16\ql Demand for our Application Development and Systems Integra
tion services is being driven by the growing need of customers to access\plain\c
f1\f51\fs16\ql outside capabilities to respond to the impact of changes in mark
ets, regulation, competition and SMAC technologies on their businesses.\par\pard
\plain\li176\sb88\fi418\cf1\f51\fs16\ql As part of our Application Development s
ervices, we define customer requirements, write specifications and design, devel
op, test and\plain\cf1\f51\fs16\ql integrate software across multiple platforms
including Internet technologies. We modify and test applications to enable syst
ems to function in\plain\cf1\f51\fs16\ql new operating environments. In additio
n, these services include ERP and CRM implementation services. We follow one of
two alternative\plain\cf1\f51\fs16\ql approaches to application development and
systems integration:\par\pard\plain\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx972\cellx1529\cellx1637\cellx10800\trrh412
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l full life-cycle application development, in which we assume start-to-finish re
sponsibility for analysis, design, implementation,\plain\intbl\cf1\f51\fs16\ql
testing and integration of systems; or\cell{
{\trowd\clvertalc\cellx972\cellx1529\cellx1637\cellx10800\trrh412\row}}}\pard\pl
ain\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx972\cellx1529\cellx1637\cellx10800\trrh412
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l cooperative development, in which our employees work with a customer\u8217?s i
n-house IT personnel to jointly analyze, design,\plain\intbl\cf1\f51\fs16\ql im
plement, test and integrate new systems.\cell{
{\trowd\clvertalc\cellx972\cellx1529\cellx1637\cellx10800\trrh412\row}}}\pard\pl
ain\li176\sb88\fi418\cf1\f51\fs16\ql In both of these approaches, our on-site te
am members work closely and collaboratively with our clients. Detailed design,\p
lain\cf1\f51\fs16\ql implementation and testing are generally performed at dedi
cated near-shore and offshore development and delivery centers. In addition, we\
plain\cf1\f51\fs16\ql maintain an on-site presence at each customer location in
order to address evolving client needs and resulting changes to the project.\pa
r\pard\plain\li176\sb88\fi418\cf1\f51\fs16\ql A key part of our application deve
lopment and systems integration offering is a suite of services to help organiza
tions build and\plain\cf1\f51\fs16\ql integrate business applications with the
rest of their operations. Using this suite of services, we leverage our skills i
n business application\plain\cf1\f51\fs16\ql development and enterprise applica
tion integration to build sophisticated business applications and to integrate t
hese new applications and\plain\cf1\f51\fs16\ql websites with client server and
legacy systems. We build and deploy robust, scalable and extensible architectur
es for use in a wide range of\plain\cf1\f51\fs16\ql industries. We maintain com

petency centers specializing in various areas such as: Microsoft solutions; IBM,
SAP, Oracle and Java\plain\cf1\f51\fs16\ql applications; and Cloud Computing a
nd Mobile solutions. These competency centers enable us to provide application d
evelopment and\plain\cf1\f51\fs16\ql integration services to a broad spectrum o
f clients.\par\pard\plain\li176\sb88\fi418\cf1\f51\fs16\ql Our re-engineering se
rvice offerings assist customers migrating from systems based on legacy computin
g environments to newer\plain\cf1\f51\fs16\ql standards-based distribution arch
itectures, often in response to the more stringent demands of business. Our re-e
ngineering tools automate\plain\cf1\f51\fs16\ql many of the processes required
to implement advanced technology platforms. We believe that this automation subs
tantially reduces the time\plain\cf1\f51\fs16\ql and cost to perform re-enginee
ring services. These tools also enable us to perform source code analysis and to
re-design target databases and\plain\cf1\f51\fs16\ql convert certain programmi
ng languages. If necessary, our programmers also help clients re-design and conv
ert user interfaces.\par\pard\plain\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh1856
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\i
\ql Enterprise Information Management.\plain\intbl\cf1\f51\fs16\ql Our EIM prac
tice focuses on helping clients harness the vast amounts of data available on th
eir\plain\intbl\cf1\f51\fs16\ql operations, customers and markets, and to conve
rt that data into information and insights that are valuable to their businesses
and can be\plain\intbl\cf1\f51\fs16\ql used to drive management decisions. We
help clients identify the types of data available both within their organization
s and from outside\plain\intbl\cf1\f51\fs16\ql sources, including social media,
and to bring that data together in a meaningful \u8220?data to foresight\u8221?
continuum. Among the\plain\intbl\cf1\f51\fs16\ql trends driving this business
are: the desire of companies to better understand consumer demands and market op
portunities in order to\plain\intbl\cf1\f51\fs16\ql create new products and ser
vices, the explosion of differently structured types of data from newly crafted
business processes, the need to\plain\intbl\cf1\f51\fs16\ql manage reporting re
quirements in regulated industries such as healthcare and financial services, an
d the pressures to manage operations\plain\intbl\cf1\f51\fs16\ql more efficient
ly and cost-effectively through the use of analytical tools. Among the services
we provide in the EIM area are the\plain\intbl\cf1\f51\fs16\ql following:\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh1856\row}}}\pard\p
lain\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx972\cellx1529\cellx1637\cellx10800\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l Strategic, advisory and management consulting services across Information Mana
gement, Business Intelligence\~& Analytics;\cell{
{\trowd\clvertalc\cellx972\cellx1529\cellx1637\cellx10800\trrh206\row}}}\pard\pl
ain\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx972\cellx1529\cellx1637\cellx10800\trrh413
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l Enterprise Data Management, including the creation of data warehouses, data ma
rts, operational stores, enterprise master data\plain\intbl\cf1\f51\fs16\ql man
agement platforms, enterprise metadata platforms as well as enterprise data gove
rnance;\cell{
{\trowd\clvertalc\cellx972\cellx1529\cellx1637\cellx10800\trrh413\row}}}\pard\pl
ain\cf1\f51\fs13\ql \~\par\pard\plain\cf1\f51\fs16\qc 8
\page\par\pard\plain\f0\fs4\par\pard\plain\f0\fs2\brdrt\brdrs\brdrw15\brdrcf2\br
drsp0\par\pard\plain\f0\fs4\par\par\pard\plain\ul{\field{\*\fldinst HYPERLINK \\
l "toc" }{\*\fldrslt\cf3\f52\fs16\b\ql Table of Contents}}
\par\pard\plain

{\trowd\clvertalc\cellx972\cellx1529\cellx1637\cellx10800\trrh412
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l Descriptive Analytics/ Business Intelligence that involves the strategy, desig
n, build and management of information assets that\plain\intbl\cf1\f51\fs16\ql
drive day to day decision making;\cell{
{\trowd\clvertalc\cellx972\cellx1529\cellx1637\cellx10800\trrh412\row}}}\pard\pl
ain\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx972\cellx1529\cellx1637\cellx10800\trrh412
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l Strategic Corporate Performance Management, enabling clients to create executi
ve dashboards or scorecards to better manage\plain\intbl\cf1\f51\fs16\ql operat
ions;\cell{
{\trowd\clvertalc\cellx972\cellx1529\cellx1637\cellx10800\trrh412\row}}}\pard\pl
ain\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx972\cellx1529\cellx1637\cellx10800\trrh412
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l Packaged Analytics designed to provide solutions to specific business problems
leveraging technologies such as Mobile and Cloud;\plain\intbl\cf1\f51\fs16\ql
and\cell{
{\trowd\clvertalc\cellx972\cellx1529\cellx1637\cellx10800\trrh412\row}}}\pard\pl
ain\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx972\cellx1529\cellx1637\cellx10800\trrh412
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l Big Data to assist clients in managing and deriving actionable insights from t
he explosion in the volume, variety, velocity and\plain\intbl\cf1\f51\fs16\ql c
omplexity of data.\cell{
{\trowd\clvertalc\cellx972\cellx1529\cellx1637\cellx10800\trrh412\row}}}\pard\pl
ain\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh2681
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\i
\ql Application Testing\plain\intbl\cf1\f51\fs16\ql . Our Application Testing pr
actice offers a comprehensive suite of services in testing, consulting and engin
eering. Our\plain\intbl\cf1\f51\fs16\ql Quality Assurance, or QA, transformatio
n services help clients develop deep, agile QA capabilities that create or exten
d their competitive\plain\intbl\cf1\f51\fs16\ql advantage. QA is driven by six
strategic themes: integrated automation, user advocacy, IP-based intelligent pla
tform, a factory model,\plain\intbl\cf1\f51\fs16\ql end-to-end quality focus, a
nd an on-demand infrastructure model. Our business-aligned services in the areas
of system and integration\plain\intbl\cf1\f51\fs16\ql testing, package testing
, user acceptance, automation, performance testing and test data management addr
ess our clients\u8217? critical\plain\intbl\cf1\f51\fs16\ql quality needs. Cons
ulting and infrastructure solutions in quality management, test tools and test i
nfrastructure enable our clients to\plain\intbl\cf1\f51\fs16\ql capitalize on e
merging opportunities. Factors driving the demand for our testing services inclu
de the adoption of SMAC technologies, the\plain\intbl\cf1\f51\fs16\ql need for
testing of new regulatory compliance processes, and the desire of clients for mo
re cost-effective and nimble\plain\intbl\cf1\f51\fs16\ql \u8220?on-demand\u8221
? testing. Accordingly, among the functions we provide are: testing related to i
ntegration of SAP, Seibel and\plain\intbl\cf1\f51\fs16\ql other systems, IT pro
cess and quality consulting, testing of customized mobile and cloud-based applic
ations, and Testing as a Service.\plain\intbl\cf1\f51\fs16\ql We focus our Mana

ged Test Centers on specific domains (e.g., specific industries and software sol
utions), ensuring we tailor our testing\plain\intbl\cf1\f51\fs16\ql solutions t
o the particular needs of our clients. We help our clients achieve significant r
eduction in time to market as well as cost of\plain\intbl\cf1\f51\fs16\ql quali
ty, and realize significant improvements in the maturity of their quality proces
ses.\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh2681\row}}}\pard\p
lain\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh1444
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\i
\ql Social, Mobile, Analytics and Cloud-based Services.\plain\intbl\cf1\f51\fs16
\ql We are aiding clients in adapting SMAC technologies to their businesses. Su
ch new\plain\intbl\cf1\f51\fs16\ql technologies are becoming fundamental compon
ents of the enterprise IT architecture. These technologies are profoundly changi
ng the\plain\intbl\cf1\f51\fs16\ql way companies relate to their customers, int
eract with employees, and bring products and services to market. As such, the SM
AC stack\plain\intbl\cf1\f51\fs16\ql holds the promise of innovation and the po
tential for innovation-driven top line growth and efficiencies that improve the
bottom line.\plain\intbl\cf1\f51\fs16\ql We help clients analyze social media s
entiment and build those insights into their customer relationship management pr
ocess. In other\plain\intbl\cf1\f51\fs16\ql cases, we are enabling clients to m
anage and analyze vast accumulations of data and to use that data to drive manag
ement decisions. We\plain\intbl\cf1\f51\fs16\ql also offer end-to-end services
to enable cloud-based processes, from consulting and implementation to ongoing s
upport activities.\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh1444\row}}}\pard\p
lain\sb286\cf1\f51\fs16\b\i\ql Outsourcing Services\par\pard\plain\cf1\f51\fs9\q
l \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh1031
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\i
\ql Application Maintenance\plain\intbl\cf1\f51\fs16\ql . Our Application Mainte
nance service offering supports some or all of a client\u8217?s applications, en
suring\plain\intbl\cf1\f51\fs16\ql that systems remain operational and responsi
ve to changing user requirements and provide on-going enhancements as required b
y the\plain\intbl\cf1\f51\fs16\ql client. Beyond the traditional view of IT out
sourcing as a cost-saving measure, our Application Maintenance services enable c
lients to\plain\intbl\cf1\f51\fs16\ql improve the overall agility, responsivene
ss, productivity and efficiency of their IT infrastructure. Increasingly, we als
o are assisting\plain\intbl\cf1\f51\fs16\ql clients in adapting their IT system
s to SMAC technologies.\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh1031\row}}}\pard\p
lain\li176\sb88\fi418\cf1\f51\fs16\ql By supporting some or all of a client\u821
7?s applications, our services help ensure that a user\u8217?s core operational
systems are\plain\cf1\f51\fs16\ql free of defects and responsive to changing ne
eds. As part of this process, we are often able to introduce product and process
enhancements\plain\cf1\f51\fs16\ql and improve service levels to customers req
uesting modifications and on-going support. We also provide Application Value Ma
nagement\plain\cf1\f51\fs16\ql Solutions that can help balance cost, complexity
and capacity and can help clients reduce cost of ownership, improve service lev
els and create\plain\cf1\f51\fs16\ql new operational efficiencies.\par\pard\pla
in\cf1\f51\fs13\ql \~\par\pard\plain\cf1\f51\fs16\qc 9
\page\par\pard\plain\f0\fs4\par\pard\plain\f0\fs2\brdrt\brdrs\brdrw15\brdrcf2\br
drsp0\par\pard\plain\f0\fs4\par\par\pard\plain\ul{\field{\*\fldinst HYPERLINK \\
l "toc" }{\*\fldrslt\cf3\f52\fs16\b\ql Table of Contents}}\par\pard\plain\li176\
fi418\cf1\f51\fs16\ql Our global delivery business model enables us to provide a
range of rapid response and cost-effective support services to our clients.\pla

in\cf1\f51\fs16\ql Our on-site team members often provide help-desk services at


the client\u8217?s facility. These team members typically are available in the\
plain\cf1\f51\fs16\ql event of an emergency service request and are able to qui
ckly resolve customer problems from remote locations. In the case of more comple
x\plain\cf1\f51\fs16\ql maintenance services, including modifications, enhancem
ents and documentation, which typically have longer turnaround times, we take fu
ll\plain\cf1\f51\fs16\ql advantage of our offshore resources to develop solutio
ns more cost-effectively than would be possible relying on higher cost local\pla
in\cf1\f51\fs16\ql professionals.\par\pard\plain\li176\sb88\fi418\cf1\f51\fs16\
ql As part of our Application Maintenance services, we assist clients in renovat
ing their core systems to meet the requirements imposed by\plain\cf1\f51\fs16\ql
new regulations, new standards or other external events. We seek to anticipate
the operational environment of our clients\u8217? IT systems\plain\cf1\f51\fs16
\ql as we design and develop such systems. We also offer diagnostic services to
clients to assist them in identifying shortcomings in their IT\plain\cf1\f51\fs
16\ql systems and optimizing the performance of their systems.\par\pard\plain\c
f1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh1650
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\i
\ql IT Infrastructure Services\plain\intbl\cf1\f51\fs16\ql . We provide end-to-e
nd IT Infrastructure Management Outsourcing services and anticipate growing dema
nd\plain\intbl\cf1\f51\fs16\ql for these services in the coming years. We provi
de service capability in redundant Global Operating Centers, or GOCs, worldwide,
\plain\intbl\cf1\f51\fs16\ql through which we are able to provide significant s
cale, quality and cost savings to our clients in IT IS. Clients are increasingly
seeking\plain\intbl\cf1\f51\fs16\ql IT IS to sharpen their focus on core busin
ess operations, reallocate overhead costs to growth investments, enable business
es to respond\plain\intbl\cf1\f51\fs16\ql more quickly to changing demands, dec
rease time to market, ensure that the IT infrastructure can scale as the busines
s evolves, and\plain\intbl\cf1\f51\fs16\ql access skill sets that lie outside t
he organization. The major services we provide include Data Center, Infrastructu
re Security, Network\plain\intbl\cf1\f51\fs16\ql and Convergence, End-User Comp
uting Services, and Mobility. We also have a new set of Cloud Services offerings
that embrace\plain\intbl\cf1\f51\fs16\ql virtualization technologies across de
livery solutions including private cloud, enterprise multi-tenant cloud and publ
ic cloud models.\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh1650\row}}}\pard\p
lain\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh2063
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\i
\ql Business Process Services.\plain\intbl\cf1\f51\fs16\ql We provide BPS servi
ces through unique industry-aligned solutions that integrate process, domain and
\plain\intbl\cf1\f51\fs16\ql technology expertise to enable our clients to resp
ond in a nimble and flexible manner to market opportunities and challenges, whil
e also\plain\intbl\cf1\f51\fs16\ql creating variable cost structures to drive g
reater effectiveness and cost-efficiency. We have extensive domain-specific expe
rtise in core\plain\intbl\cf1\f51\fs16\ql front office, middle office and back
office functions including, but not limited to: Finance and Accounting, Procurem
ent, Data\plain\intbl\cf1\f51\fs16\ql Administration, Data Management, and Rese
arch and Analytics. Our industry-specific solutions include clinical data manage
ment,\plain\intbl\cf1\f51\fs16\ql pharmacovigilance, equity research support, c
ommercial operations and order management. In addition to BPS, related services
include\plain\intbl\cf1\f51\fs16\ql Consulting to ensure process excellence, an
d a range of platform-based services. Our goals for our client relationships are
customer\plain\intbl\cf1\f51\fs16\ql satisfaction, operational productivity, s
trategic value, and business transformation. Among the factors driving growth in

our services are\plain\intbl\cf1\f51\fs16\ql the desire to improve cost-effect


iveness, the emergence of SMAC technologies, and the need for clients to access
capabilities beyond\plain\intbl\cf1\f51\fs16\ql their organizations to adapt to
rapid changes in technologies, markets and customer demands.\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh2063\row}}}\pard\p
lain\sb286\cf1\f51\fs16\b\ql Business Strategies\par\pard\plain\sb88\fi462\cf1\f
51\fs16\ql Our objectives are to maximize stockholder value and enhance our posi
tion as a leading provider of information technology, consulting and business\pl
ain\cf1\f51\fs16\ql process services. We implement the following core strategie
s to achieve these objectives:\par\pard\plain\sb88\cf1\f51\fs16\i\ql Growth thro
ugh Reinvestment\plain\cf1\f51\fs16\ql . We aim to invest our profits above the
19% to 20% non-GAAP operating margin level, excluding stock-based\plain\cf1\f51\
fs16\ql compensation expense and acquisition-related charges, back into our bus
iness. We believe this to be a significant contributing factor to our strong rev
enue\plain\cf1\f51\fs16\ql growth. This investment is primarily focused in the
areas of: strengthening and expanding our portfolio of services; continuing to e
xpand our geographic\plain\cf1\f51\fs16\ql presence for both sales and delivery
; hiring client partners and relationship personnel with specific industry exper
ience or domain expertise; training our\plain\cf1\f51\fs16\ql technical staff i
n a broader range of service offerings; recognizing and\par\pard\plain\cf1\f51\f
s13\ql \~\par\pard\plain\cf1\f51\fs16\qc 10
\page\par\pard\plain\f0\fs4\par\pard\plain\f0\fs2\brdrt\brdrs\brdrw15\brdrcf2\br
drsp0\par\pard\plain\f0\fs4\par\par\pard\plain\ul{\field{\*\fldinst HYPERLINK \\
l "toc" }{\*\fldrslt\cf3\f52\fs16\b\ql Table of Contents}}\par\pard\plain\cf1\f5
1\fs16\ql rewarding exceptional performance by our employees; and maintaining a
level of resources, trained in a broad range of service offerings, to be well\pl
ain\cf1\f51\fs16\ql positioned to respond to our client requests, as described
below.\par\pard\plain\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh1237
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\i
\ql Expand Service Offerings and Solutions\plain\intbl\cf1\f51\fs16\ql : We have
several teams dedicated to creating technology-based innovative solutions and\p
lain\intbl\cf1\f51\fs16\ql developing new, high value services. The teams colla
borate with customers to develop these services. For example, we are currently\p
lain\intbl\cf1\f51\fs16\ql developing new offerings in Business and IT Consulti
ng and industry-oriented IT solutions atop innovative technologies. We invest in
\plain\intbl\cf1\f51\fs16\ql internal research and development and promote know
ledge building and sharing across the organization to advance the development of
\plain\intbl\cf1\f51\fs16\ql new services and solutions. Furthermore, we contin
ue to enhance our capabilities and service offerings in the areas of CRM, ERP, E
IM,\plain\intbl\cf1\f51\fs16\ql Software Testing, Infrastructure Management, in
dustry-oriented BPS services and SMAC technologies.\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh1237\row}}}\pard\p
lain\li176\sb88\fi418\cf1\f51\fs16\ql We believe that the continued expansion of
our service offerings will provide new sources of revenue, reduce our reliance
on any one\plain\cf1\f51\fs16\ql technology initiative and help foster long-ter
m relationships with our customers by allowing us to better serve their needs. A
dditionally, as\plain\cf1\f51\fs16\ql part of our vision to continue our growth
and anticipate our clients\u8217? and the markets\u8217? rapidly changing deman
ds in the\plain\cf1\f51\fs16\ql near-term, mid-term and long-term, we are inves
ting in emerging opportunities which seek to transform client and user platforms
to Internet,\plain\cf1\f51\fs16\ql cloud and mobile-based experiences.\par\par
d\plain\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh825
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\i
\ql Expand Domestic and International Geographic Presence\plain\intbl\cf1\f51\fs

16\ql : We have established sales and marketing offices in various metropolitan


areas\plain\intbl\cf1\f51\fs16\ql in the United States and internationally. As
we expand our customer base, we plan to open additional sales and marketing offi
ces\plain\intbl\cf1\f51\fs16\ql globally to support the demands of our clients
and markets. This expansion is expected to facilitate sales and services to exis
ting and\plain\intbl\cf1\f51\fs16\ql new customers.\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh825\row}}}\pard\pl
ain\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh1856
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\i
\ql Research and Development and Competency Centers\plain\intbl\cf1\f51\fs16\ql
: We have project experience and expertise across multiple architectures and\pla
in\intbl\cf1\f51\fs16\ql technologies, and have made significant investments in
our competency centers and in research and development to keep abreast of the\p
lain\intbl\cf1\f51\fs16\ql latest technology developments. Most of our technica
l staff is trained in multiple technologies and architectures. As a result, we a
re able\plain\intbl\cf1\f51\fs16\ql to react to clients\u8217? needs quickly an
d efficiently redeploy our technical staff to different technologies. Also, to d
evelop and\plain\intbl\cf1\f51\fs16\ql maintain this flexibility, we have made
a substantial investment in our competency centers so that the experience gained
from particular\plain\intbl\cf1\f51\fs16\ql projects and research and developm
ent efforts is leveraged across our entire organization. Through our investment
in research and\plain\intbl\cf1\f51\fs16\ql development activities and the cont
inuing education of our technical personnel, we enlarge our knowledge base and d
evelop the\plain\intbl\cf1\f51\fs16\ql necessary skills to keep pace with emerg
ing technologies. We believe that our ability to work in new technologies allows
us to foster\plain\intbl\cf1\f51\fs16\ql long-term relationships by having the
capacity to continually address the needs of both existing and new clients.\cel
l{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh1856\row}}}\pard\p
lain\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh2681
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\i
\ql Enhance Processes, Methodologies and Productivity Toolsets\plain\intbl\cf1\f
51\fs16\ql : We have a comprehensive process framework that addresses the entire
\plain\intbl\cf1\f51\fs16\ql software engineering life cycle and support activi
ties, which are scalable for projects of different sizes and complexities. This
proprietary\plain\intbl\cf1\f51\fs16\ql framework, which we refer to as \u8220?
Process Space\u8221? (part of Cognizant 2.0), is supported by in-house project m
anagement,\plain\intbl\cf1\f51\fs16\ql metrics management and workflow tools an
d is available to all our programmers globally. Process Space has evolved since
its original\plain\intbl\cf1\f51\fs16\ql release in 1996 in breadth, depth and
maturity, based on the implementation feedback from projects and findings of int
ernal quality\plain\intbl\cf1\f51\fs16\ql audits and external assessments. Proc
ess capabilities are monitored at the sub-process level and performance targets
are monitored at the\plain\intbl\cf1\f51\fs16\ql process level. Performance tar
gets are aligned with the overall business objectives. Statistical process contr
ols are used extensively to\plain\intbl\cf1\f51\fs16\ql continuously monitor, p
redict and improve performance. Our Delivery Assurance Group facilitates process
implementation from project\plain\intbl\cf1\f51\fs16\ql inception and audits t
he projects periodically to ensure that the implementation is effective and the
risks are being managed. With the\plain\intbl\cf1\f51\fs16\ql globalization of
business, we are committed to improving and enhancing our proprietary Process Sp
ace software engineering process and\plain\intbl\cf1\f51\fs16\ql other methodol
ogies and toolsets. In light of the rapid evolution of technology, we believe th
at continued investment in research and\plain\intbl\cf1\f51\fs16\ql development

is critical to our continued success. We are constantly designing and developin


g additional productivity software tools to\plain\intbl\cf1\f51\fs16\ql automat
e testing processes and improve project estimation and risk assessment technique
s.\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh2681\row}}}\pard\p
lain\cf1\f51\fs13\ql \~\par\pard\plain\cf1\f51\fs16\qc 11
\page\par\pard\plain\f0\fs4\par\pard\plain\f0\fs2\brdrt\brdrs\brdrw15\brdrcf2\br
drsp0\par\pard\plain\f0\fs4\par\par\pard\plain\ul{\field{\*\fldinst HYPERLINK \\
l "toc" }{\*\fldrslt\cf3\f52\fs16\b\ql Table of Contents}}\par\pard\plain\li176\
fi418\cf1\f51\fs16\ql We have invested considerably in automation to improve pro
cess institutionalization across the organization. For example, we have built\pl
ain\cf1\f51\fs16\ql and deployed \u8220?Cognizant 2.0,\u8221? an intelligent de
livery ecosystem which orchestrates processes, methodologies and best practices\
plain\cf1\f51\fs16\ql driving effective usage of knowledge, while providing a c
ollaborative framework for our world-wide client service personnel. Our process\
plain\cf1\f51\fs16\ql framework has been extensively adapted to cater to differ
ent types of projects managed by the organization across different service lines
, such\plain\cf1\f51\fs16\ql as Application Development, Managed Services, Appl
ication Testing, BPS and IT IS.\par\pard\plain\sb198\cf1\f51\fs16\i\ql Global De
livery Model.\plain\cf1\f51\fs16\ql We have a four-tiered global architecture f
or service delivery and operations, consisting of employees co-located at\plain\
cf1\f51\fs16\ql clients\u8217? sites, local or in-country delivery centers, reg
ional delivery centers and global delivery centers. Our extensive facilities, te
chnology and\plain\cf1\f51\fs16\ql communications infrastructure facilitate the
seamless integration of our global workforces. This is accomplished by permitti
ng team members in different\plain\cf1\f51\fs16\ql locations to access common p
roject information and to work directly on client projects. This infrastructure
allows for rapid completion of projects, highest\plain\cf1\f51\fs16\ql level of
quality, efficient use of clients\u8217? technological resources and real-time
access to project information by the on-site account manager or the\plain\cf1\f5
1\fs16\ql client. In addition, for large projects with short time frames, our o
ffshore facilities allow for parallel processing of various development phases t
o\plain\cf1\f51\fs16\ql accelerate delivery time.\par\pard\plain\cf1\f51\fs9\ql
\~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh1650
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\i
\ql Two-in-a-Box\plain\intbl\cf1\f51\fs16\ql : Our proprietary client engagement
model, called Two-in-a-Box\plain\intbl\cf1\f51\fs11\ql\super TM\plain\intbl\cf1
\f51\fs16\ql , or TIB, represents our commitment to providing\plain\intbl\cf1\f5
1\fs16\ql superior service to help our clients reduce IT operational costs, emb
race best practices and undergo sustainable business transformation.\plain\intbl
\cf1\f51\fs16\ql Centered on the needs of the client\u8217?s organization, TIB
is designed specifically to help the client quickly reduce IT budgets,\plain\int
bl\cf1\f51\fs16\ql revamp IT operations and re-deploy freed-up assets to more s
trategic initiatives that generate business value. The TIB model begins\plain\in
tbl\cf1\f51\fs16\ql with a relationship management team, led by the Client Part
ner, or CP, with deep industry expertise, working onsite to absorb the\plain\int
bl\cf1\f51\fs16\ql client\u8217?s culture, operational processes, challenges an
d business goals and to assist with strategic planning. Another critical TIB\pla
in\intbl\cf1\f51\fs16\ql team member is the dedicated global delivery manager,
or DM. The relationship between the CP and DM is essential to ensure that our\pl
ain\intbl\cf1\f51\fs16\ql IT services are delivered with precision and that the
y are tailored to each client\u8217?s unique needs.\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh1650\row}}}\pard\p
lain\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh1444
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822

6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\i
\ql Highly-Skilled Workforce\plain\intbl\cf1\f51\fs16\ql : Our managers and seni
or technical personnel provide in-depth project management expertise to clients.
To\plain\intbl\cf1\f51\fs16\ql maintain this level of expertise, we place sign
ificant emphasis on recruiting and training our workforce of highly-skilled prof
essionals.\plain\intbl\cf1\f51\fs16\ql We have approximately 23,700 project man
agers and senior service delivery staff around the world, many of whom have sign
ificant\plain\intbl\cf1\f51\fs16\ql work experience in North America, Europe an
d Asia. We also maintain programs and personnel to hire and train the best avail
able\plain\intbl\cf1\f51\fs16\ql technical professionals in both legacy systems
and emerging technologies. We provide extensive combined classroom and on-the-j
ob\plain\intbl\cf1\f51\fs16\ql training to newly-hired technical staff, as well
as additional annual training programs designed to enhance the business practic
es, tools,\plain\intbl\cf1\f51\fs16\ql technology and consulting skills of our
professional staff.\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh1444\row}}}\pard\p
lain\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh1650
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\i
\ql Continue to be an Employer of Choice in the Industry\plain\intbl\cf1\f51\fs1
6\ql : As a rapidly growing professional services firm, a key attribute of our c
ontinued\plain\intbl\cf1\f51\fs16\ql success is the ability to continually hire
, assimilate, motivate and retain the best talent possible in the industry. We h
ave developed\plain\intbl\cf1\f51\fs16\ql strong relationships with key univers
ities around the world, particularly in India, to provide a continual pipeline o
f talented staff from\plain\intbl\cf1\f51\fs16\ql Tier One schools. In addition
, we have established an active lateral recruiting program in North America, Eur
ope and India and an\plain\intbl\cf1\f51\fs16\ql on-campus recruiting program i
n North America. We continue to expand our presence and brand in our key supply
markets, further\plain\intbl\cf1\f51\fs16\ql enhancing our ability to hire expe
rienced professionals from competing IT services firms and industry to support o
ur client needs and\plain\intbl\cf1\f51\fs16\ql growth. We invest heavily in tr
aining programs, motivational programs and career development to ensure personal
professional growth\plain\intbl\cf1\f51\fs16\ql for each of our employees.\cel
l{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh1650\row}}}\pard\p
lain\sb198\fi462\cf1\f51\fs16\i\ql Further Develop Long-Term Client Relationship
s\plain\cf1\f51\fs16\ql . We have strong long-term strategic relationships with
our clients and business partners. We seek\plain\cf1\f51\fs16\ql to establish l
ong-term relationships that present recurring revenue opportunities, frequently
trying to establish relationships with our clients\u8217? chief\plain\cf1\f51\fs
16\ql information officers, or other IT and business decision makers, by offeri
ng a wide array of cost-effective high quality services. Approximately 97.2% of\
plain\cf1\f51\fs16\ql our revenues for the year ended December\~31, 2013 were d
erived from clients who had been using our\par\pard\plain\cf1\f51\fs13\ql \~\par
\pard\plain\cf1\f51\fs16\qc 12
\page\par\pard\plain\f0\fs4\par\pard\plain\f0\fs2\brdrt\brdrs\brdrw15\brdrcf2\br
drsp0\par\pard\plain\f0\fs4\par\par\pard\plain\ul{\field{\*\fldinst HYPERLINK \\
l "toc" }{\*\fldrslt\cf3\f52\fs16\b\ql Table of Contents}}\par\pard\plain\cf1\f5
1\fs16\ql services at the end of 2012. We also seek to leverage our experience w
ith a client\u8217?s IT systems into new business opportunities. Knowledge of a\
plain\cf1\f51\fs16\ql client\u8217?s processes and IT systems gained during the
performance of application maintenance services, for example, may provide us wi
th a\plain\cf1\f51\fs16\ql competitive advantage in securing additional mainten
ance, development and other projects from that client.\par\pard\plain\sb198\fi46
2\cf1\f51\fs16\i\ql Pursue Selective Strategic Acquisitions, Joint Ventures and
Strategic Alliances\plain\cf1\f51\fs16\ql . We believe that opportunities contin
ue to exist in the fragmented\plain\cf1\f51\fs16\ql market in which we operate

to expand our business through selective strategic acquisitions, joint ventures


and strategic alliances. We believe that\plain\cf1\f51\fs16\ql acquisition and
joint venture candidates may enable us to expand our geographic presence, servic
e offering and capabilities more rapidly. For example, in\plain\cf1\f51\fs16\ql
February 2013, we completed an acquisition of the C1 Group Companies. This tran
saction expanded our local presence in Germany and Switzerland and\plain\cf1\f51
\fs16\ql deepened our expertise in enterprise application services and high-end
testing services. In October 2013, we acquired Equinox Consulting, a financial\
plain\cf1\f51\fs16\ql services consulting firm based in\~France. In addition to
expanding our presence in Europe, this transaction strengthened our financial s
ervices management\plain\cf1\f51\fs16\ql and regulatory consulting practice.\pa
r\pard\plain\sb286\cf1\f51\fs16\b\ql Sales and Marketing\par\pard\plain\sb88\fi4
62\cf1\f51\fs16\ql We market and sell our services directly through our professi
onal staff, senior management and direct sales personnel operating out of our Te
aneck,\plain\cf1\f51\fs16\ql New Jersey headquarters and our business developme
nt offices which are strategically located in various metropolitan areas around
the world. The sales\plain\cf1\f51\fs16\ql and marketing group works with our c
lient delivery team as the sales process moves closer to the customer\u8217?s se
lection of a services provider. The\plain\cf1\f51\fs16\ql duration of the sales
process varies depending on the type of service, ranging from approximately two
months to over one year.\par\pard\plain\sb286\cf1\f51\fs16\b\ql Customers\par\p
ard\plain\sb88\fi462\cf1\f51\fs16\ql The number of customers served by us has in
creased significantly in recent years. As of December\~31, 2013, we were providi
ng services to\plain\cf1\f51\fs16\ql approximately 1,197 clients, as compared t
o approximately 821 clients as of December\~31, 2012, and approximately 785 clie
nts as of December\~31, 2011.\plain\cf1\f51\fs16\ql As of December\~31, 2013, w
e increased the number of strategic clients to 243. We define a strategic client
as one offering the potential to generate at\plain\cf1\f51\fs16\ql least $5\~m
illion to $50\~million or more in annual revenues at maturity. Accordingly, we p
rovide a significant volume of services to many customers in\plain\cf1\f51\fs16\
ql each of our business segments. Therefore, a loss of a significant customer o
r a few significant customers in a particular segment could materially reduce\pl
ain\cf1\f51\fs16\ql revenues for such segment. However, no individual customer
exceeded 10.0% of our consolidated revenues for the years ended December\~31, 20
13, 2012,\plain\cf1\f51\fs16\ql and 2011. In addition, the services we provide
to our larger customers are often critical to the operations of such customers a
nd a termination of our\plain\cf1\f51\fs16\ql services generally would require
an extended transition period with gradually declining revenues. For the years e
nded December\~31, 2013, 2012, and 2011,\plain\cf1\f51\fs16\ql 77.6%, 79.4%, an
d 78.5% of our revenue, respectively, was from North American customers. See Not
e 14 to our consolidated financial statements for\plain\cf1\f51\fs16\ql additio
nal financial information by geographic area.\par\pard\plain\sb198\fi462\cf1\f51
\fs16\ql For the year ended December\~31, 2013, we derived our revenues from the
following business segments: 42.0% from Financial Services, 25.6% from\plain\cf
1\f51\fs16\ql Healthcare, 21.1% from Manufacturing/Retail/Logistics and 11.2% f
rom Other.\par\pard\plain\sb198\fi462\cf1\f51\fs16\ql We generally provide our s
ervices on a time-and-material, fixed price, or per-transaction basis. The volum
e of work performed for specific\plain\cf1\f51\fs16\ql customers is likely to v
ary from year to year, and a significant customer in one year may not use our se
rvices in a subsequent year. Presented in the table\plain\cf1\f51\fs16\ql below
is additional information about our customers.\par\pard\plain\cf1\f51\fs18\ql \
~
\par\pard\plain
{\trowd\trqc\clvertalc\cellx6491\clvertalb\cellx6995\clvertalc\cellx7152\clverta
lc\cellx7463\clvertalc\cellx7683\clvertalb\cellx8118\clvertalc\cellx8275\clverta
lc\cellx8586\clvertalc\cellx8806\clvertalb\cellx9241\clvertalc\cellx9398\clverta
lc\cellx9709\clvertalc\cellx9929\trrh-66
\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\pl
ain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intb
l\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs1

6\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\


cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\par
d\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell{
{\trowd\trqc\clvertalc\cellx6491\clvertalb\cellx6995\clvertalc\cellx7152\clverta
lc\cellx7463\clvertalc\cellx7683\clvertalb\cellx8118\clvertalc\cellx8275\clverta
lc\cellx8586\clvertalc\cellx8806\clvertalb\cellx9241\clvertalc\cellx9398\clverta
lc\cellx9709\clvertalc\cellx9929\trrh-66\row}}}
{\trowd\trqc\clvertalb\cellx6491\clvertalb\cellx6995\clbrdrb\brdrs\brdrcf1\clver
talb\cellx9714\clvertalb\cellx9934\trrh172
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\
cell\pard\plain\intbl\cf1\f51\fs13\b\qc Year\~Ended\~December\~31,\cell\pard\pla
in\intbl\cf1\f51\fs13\ql \~\cell{
{\trowd\trqc\clvertalb\cellx6491\clvertalb\cellx6995\clbrdrb\brdrs\brdrcf1\clver
talb\cellx9714\clvertalb\cellx9934\trrh172\row}}}
{\trowd\trqc\clvertalb\cellx6491\clvertalb\cellx6995\clbrdrb\brdrs\brdrcf1\clver
talb\cellx7464\clvertalb\cellx7684\clvertalb\cellx8119\clbrdrb\brdrs\brdrcf1\clv
ertalb\cellx8588\clvertalb\cellx8808\clvertalb\cellx9243\clbrdrb\brdrs\brdrcf1\c
lvertalb\cellx9712\clvertalb\cellx9932\trrh172
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\
cell\pard\plain\intbl\cf1\f51\fs13\b\qc 2013\cell\pard\plain\intbl\cf1\f51\fs13\
ql \~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs1
3\b\qc 2012\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f
51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs13\b\qc 2011\cell\pard\plain\intbl
\cf1\f51\fs13\ql \~\cell{
{\trowd\trqc\clvertalb\cellx6491\clvertalb\cellx6995\clbrdrb\brdrs\brdrcf1\clver
talb\cellx7464\clvertalb\cellx7684\clvertalb\cellx8119\clbrdrb\brdrs\brdrcf1\clv
ertalb\cellx8588\clvertalb\cellx8808\clvertalb\cellx9243\clbrdrb\brdrs\brdrcf1\c
lvertalb\cellx9712\clvertalb\cellx9932\trrh172\row}}}
{\trowd\trqc\clshdng100\clcfpat12\clcbpat12\cellx6491\clvertalb\clshdng100\clcfp
at12\clcbpat12\cellx6995\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7152\clve
rtalb\clshdng100\clcfpat12\clcbpat12\cellx7463\clvertalb\clshdng100\clcfpat12\cl
cbpat12\cellx7683\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8118\clvertalb\c
lshdng100\clcfpat12\clcbpat12\cellx8275\clvertalb\clshdng100\clcfpat12\clcbpat12
\cellx8586\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8806\clvertalb\clshdng1
00\clcfpat12\clcbpat12\cellx9241\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9
398\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9709\clvertalb\clshdng100\clcf
pat12\clcbpat12\cellx9929\trrh206
\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql Revenues from top five customers
as a percentage of total revenues\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cel
l\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 13.2
\cell\pard\plain\intbl\cf1\f51\fs16\ql %\~\cell\pard\plain\intbl\cf1\f51\fs13\ql
\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\
qr 14.0\cell\pard\plain\intbl\cf1\f51\fs16\ql %\~\cell\pard\plain\intbl\cf1\f51\
fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f5
1\fs16\qr 16.3\cell\pard\plain\intbl\cf1\f51\fs16\ql %\~\cell{
{\trowd\trqc\clshdng100\clcfpat12\clcbpat12\cellx6491\clvertalb\clshdng100\clcfp
at12\clcbpat12\cellx6995\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7152\clve
rtalb\clshdng100\clcfpat12\clcbpat12\cellx7463\clvertalb\clshdng100\clcfpat12\cl
cbpat12\cellx7683\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8118\clvertalb\c
lshdng100\clcfpat12\clcbpat12\cellx8275\clvertalb\clshdng100\clcfpat12\clcbpat12
\cellx8586\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8806\clvertalb\clshdng1
00\clcfpat12\clcbpat12\cellx9241\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9
398\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9709\clvertalb\clshdng100\clcf
pat12\clcbpat12\cellx9929\trrh206\row}}}
{\trowd\trqc\cellx6491\clvertalb\cellx6995\clvertalb\cellx7152\clvertalb\cellx74
63\clvertalb\cellx7683\clvertalb\cellx8118\clvertalb\cellx8275\clvertalb\cellx85
86\clvertalb\cellx8806\clvertalb\cellx9241\clvertalb\cellx9398\clvertalb\cellx97
09\clvertalb\cellx9929\trrh206
\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql Revenues from top ten customers a
s a percentage of total revenues\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell

\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 22.6\


cell\pard\plain\intbl\cf1\f51\fs16\ql %\~\cell\pard\plain\intbl\cf1\f51\fs13\ql
\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
r 25.0\cell\pard\plain\intbl\cf1\f51\fs16\ql %\~\cell\pard\plain\intbl\cf1\f51\f
s13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51
\fs16\qr 27.7\cell\pard\plain\intbl\cf1\f51\fs16\ql %\~\cell{
{\trowd\trqc\cellx6491\clvertalb\cellx6995\clvertalb\cellx7152\clvertalb\cellx74
63\clvertalb\cellx7683\clvertalb\cellx8118\clvertalb\cellx8275\clvertalb\cellx85
86\clvertalb\cellx8806\clvertalb\cellx9241\clvertalb\cellx9398\clvertalb\cellx97
09\clvertalb\cellx9929\trrh206\row}}}
{\trowd\trqc\clshdng100\clcfpat12\clcbpat12\cellx6491\clvertalb\clshdng100\clcfp
at12\clcbpat12\cellx6995\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7152\clve
rtalb\clshdng100\clcfpat12\clcbpat12\cellx7463\clvertalb\clshdng100\clcfpat12\cl
cbpat12\cellx7683\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8118\clvertalb\c
lshdng100\clcfpat12\clcbpat12\cellx8275\clvertalb\clshdng100\clcfpat12\clcbpat12
\cellx8586\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8806\clvertalb\clshdng1
00\clcfpat12\clcbpat12\cellx9241\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9
398\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9709\clvertalb\clshdng100\clcf
pat12\clcbpat12\cellx9929\trrh206
\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql Revenues under fixed-bid contract
s as a percentage of total revenues\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\c
ell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 34
.0\cell\pard\plain\intbl\cf1\f51\fs16\ql %\~\cell\pard\plain\intbl\cf1\f51\fs13\
ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs1
6\qr 33.1\cell\pard\plain\intbl\cf1\f51\fs16\ql %\~\cell\pard\plain\intbl\cf1\f5
1\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\
f51\fs16\qr 31.7\cell\pard\plain\intbl\cf1\f51\fs16\ql %\~\cell{
{\trowd\trqc\clshdng100\clcfpat12\clcbpat12\cellx6491\clvertalb\clshdng100\clcfp
at12\clcbpat12\cellx6995\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7152\clve
rtalb\clshdng100\clcfpat12\clcbpat12\cellx7463\clvertalb\clshdng100\clcfpat12\cl
cbpat12\cellx7683\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8118\clvertalb\c
lshdng100\clcfpat12\clcbpat12\cellx8275\clvertalb\clshdng100\clcfpat12\clcbpat12
\cellx8586\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8806\clvertalb\clshdng1
00\clcfpat12\clcbpat12\cellx9241\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9
398\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9709\clvertalb\clshdng100\clcf
pat12\clcbpat12\cellx9929\trrh206\row}}}\pard\plain\cf1\f51\fs13\ql \~\par\pard\
plain\cf1\f51\fs16\qc 13
\page\par\pard\plain\f0\fs4\par\pard\plain\f0\fs2\brdrt\brdrs\brdrw15\brdrcf2\br
drsp0\par\pard\plain\f0\fs4\par\par\pard\plain\ul{\field{\*\fldinst HYPERLINK \\
l "toc" }{\*\fldrslt\cf3\f52\fs16\b\ql Table of Contents}}\par\pard\plain\cf1\f5
1\fs16\b\ql Competition\par\pard\plain\sb88\fi462\cf1\f51\fs16\ql The intensely
competitive IT services and outsourcing market includes a large number of partic
ipants and is subject to rapid change. This market\plain\cf1\f51\fs16\ql includ
es participants from a variety of market segments, including:\par\pard\plain\cf1
\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx5595\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l systems integration firms;\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx5595\trrh206\row}}}\pard\pla
in\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx6150\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l contract programming companies;\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx6150\trrh206\row}}}\pard\pla
in\cf1\f51\fs9\ql \~
\par\pard\plain

{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx5942\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l application software companies;\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx5942\trrh206\row}}}\pard\pla
in\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx5982\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l traditional large consulting firms;\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx5982\trrh206\row}}}\pard\pla
in\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx8156\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l the professional services groups of computer equipment companies; and\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx8156\trrh206\row}}}\pard\pla
in\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx6984\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l facilities management and outsourcing companies.\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx6984\trrh206\row}}}\pard\pla
in\sb198\fi462\cf1\f51\fs16\ql Our direct competitors include, among others, Acc
enture, Capgemini, Computer Sciences Corporation, Genpact, HCL Technologies, HP
Enterprise\plain\cf1\f51\fs16\ql (formerly Electronic Data Systems), IBM Global
Services, Infosys Technologies, Tata Consultancy Services and Wipro. In additio
n, we compete with\plain\cf1\f51\fs16\ql numerous smaller local companies in th
e various geographic markets in which we operate.\par\pard\plain\sb198\fi462\cf1
\f51\fs16\ql Some of our competitors have significantly greater financial, techn
ical and marketing resources and/or greater name recognition. The principal\plai
n\cf1\f51\fs16\ql competitive factors affecting the markets for our services in
clude:\par\pard\plain\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx5735\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l performance and reliability;\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx5735\trrh206\row}}}\pard\pla
in\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx6829\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l quality of technical support, training and services;\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx6829\trrh206\row}}}\pard\pla
in\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx6207\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l responsiveness to customer needs;\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx6207\trrh206\row}}}\pard\pla
in\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx5657\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822

6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l reputation and experience;\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx5657\trrh206\row}}}\pard\pla
in\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx7270\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l financial stability and strong corporate governance; and\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx7270\trrh206\row}}}\pard\pla
in\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx5905\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l competitive pricing of services.\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx5905\trrh206\row}}}\pard\pla
in\sb198\fi462\cf1\f51\fs16\ql We rely on the following to compete effectively:\
par\pard\plain\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx7595\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l a well-developed recruiting, training and retention model;\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx7595\trrh206\row}}}\pard\pla
in\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx6133\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l a successful service delivery model;\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx6133\trrh206\row}}}\pard\pla
in\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx5211\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l a broad referral base;\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx5211\trrh206\row}}}\pard\pla
in\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx8074\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l continual investment in process improvement and knowledge capture;\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx8074\trrh206\row}}}\pard\pla
in\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx7520\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l investment in infrastructure and research and development;\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx7520\trrh206\row}}}\pard\pla
in\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx7028\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l financial stability and strong corporate governance;\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx7028\trrh206\row}}}\pard\pla

in\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx9679\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l continued focus on responsiveness to customer needs, quality of services, comp
etitive prices; and\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx9679\trrh206\row}}}\pard\pla
in\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx7309\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l project management capabilities and technical expertise.\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx7309\trrh206\row}}}\pard\pla
in\sb286\cf1\f51\fs16\b\ql Intellectual Property\par\pard\plain\sb88\fi462\cf1\f
51\fs16\ql We provide value to our clients based, in part, on our proprietary in
novations, methodologies, reusable knowledge capital and other intellectual\plai
n\cf1\f51\fs16\ql property assets. We recognize the importance of intellectual
property and its ability to differentiate us from our competitors. We rely on a
combination of\plain\cf1\f51\fs16\ql intellectual property laws, as well as con
fidentiality procedures and contractual provisions, to protect our intellectual
property and our brand. We have\plain\cf1\f51\fs16\ql registered, and applied f
or the registration of, U.S. and international trademarks, service marks, domain
\par\pard\plain\cf1\f51\fs13\ql \~\par\pard\plain\cf1\f51\fs16\qc 14
\page\par\pard\plain\f0\fs4\par\pard\plain\f0\fs2\brdrt\brdrs\brdrw15\brdrcf2\br
drsp0\par\pard\plain\f0\fs4\par\par\pard\plain\ul{\field{\*\fldinst HYPERLINK \\
l "toc" }{\*\fldrslt\cf3\f52\fs16\b\ql Table of Contents}}\par\pard\plain\cf1\f5
1\fs16\ql names, and copyrights. As of December\~31, 2013, we have also applied
for or obtained a total of 521 trademark registrations in 60\~countries. In addi
tion,\plain\cf1\f51\fs16\ql we have filed 20 U.S. and international patent appl
ications covering certain of our proprietary technology assets. Although the com
pany believes the\plain\cf1\f51\fs16\ql ownership of such patents, copyrights,
trademarks and service marks is an important factor in its business and that its
success does depend in part on the\plain\cf1\f51\fs16\ql ownership thereof, th
e company relies primarily on the innovative skills, technical competence and ma
rketing abilities of its personnel.\par\pard\plain\sb286\cf1\f51\fs16\b\ql Emplo
yees\par\pard\plain\sb88\fi462\cf1\f51\fs16\ql We finished the 2013 year with ap
proximately 171,400 employees. We employed approximately 133,000 persons in the
Asia Pacific region,\plain\cf1\f51\fs16\ql approximately 31,500 persons in vari
ous locations throughout North America and Latin America and approximately 6,900
\~persons in various locations\plain\cf1\f51\fs16\ql throughout Europe. We are
not party to any significant collective bargaining agreements. We consider our r
elations with our employees to be good.\par\pard\plain\sb286\cf1\f51\fs16\b\ql O
ur Executive Officers\par\pard\plain\sb88\fi462\cf1\f51\fs16\ql The following ta
ble identifies our current executive officers:\par\pard\plain\cf1\f51\fs18\ql \~
\par\pard\plain
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51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\b\qc Age\cell\pard\plain\intb


l\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\brdrb\brdrs\cf1\f51\fs13\b\qc Capac
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\intbl\cf1\f51\fs13\b\qc In Current\par\pard\plain\intbl\brdrb\brdrs\cf1\f51\fs1
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\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql Lakshmi Narayanan\plain\intbl\cf1
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plain\intbl\li176\fi-176\cf1\f51\fs16\ql Vice Chairman of the Board of Directors
\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\q
c 2007\cell{
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d\plain\intbl\cf1\f51\fs16\qr 45\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell
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\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql Gordon Coburn\plain\intbl\cf1\f51
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n\intbl\li176\fi-176\cf1\f51\fs16\ql President\cell\pard\plain\intbl\cf1\f51\fs1
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\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql Karen McLoughlin\plain\intbl\cf1\
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\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql Ramakrishnan Chandrasekaran\plain
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\pard\plain\intbl\cf1\f51\fs16\qr 56\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\
cell\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql Executive Vice Chairman, Cogn
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\f51\fs16\qc 2013\cell{
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{\trowd\cellx4627\clvertalb\cellx4842\cellx5093\clvertalb\cellx5308\clvertalb\ce
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\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql Rajeev Mehta\plain\intbl\cf1\f51\
fs11\ql\super (6)\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\int
bl\cf1\f51\fs16\qr 47\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain
\intbl\li176\fi-176\cf1\f51\fs16\ql Chief Executive Officer, IT Services\cell\pa
rd\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\qc 2013\c
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{\trowd\clshdng100\clcfpat12\clcbpat12\cellx4627\clvertalb\clshdng100\clcfpat12\
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\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql Malcolm Frank\plain\intbl\cf1\f51
\fs11\ql\super (7)\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\in
tbl\cf1\f51\fs16\qr 47\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plai
n\intbl\li176\fi-176\cf1\f51\fs16\ql Executive Vice President, Strategy and Mark
eting\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\f
s16\qc 2012\cell{
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{\trowd\cellx4627\clvertalb\cellx4842\cellx5093\clvertalb\cellx5308\clvertalb\ce
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\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql Steven Schwartz\plain\intbl\cf1\f
51\fs11\ql\super (8)\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\
intbl\cf1\f51\fs16\qr 46\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\pl
ain\intbl\li176\fi-176\cf1\f51\fs16\ql Executive Vice President, Chief Legal and
Corporate\plain\intbl\cf1\f51\fs16\ql Affairs Offcier\cell\pard\plain\intbl\cf
1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\qc 2013\cell{
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at12\cellx10797\trrh206
\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql Sridhar Thiruvengadam\plain\intbl
\cf1\f51\fs11\ql\super (9)\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\
plain\intbl\cf1\f51\fs16\qr 50\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\p
ard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql Chief Operating Officer\cell\pard\p
lain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\qc 2013\cell{

{\trowd\clshdng100\clcfpat12\clcbpat12\cellx4627\clvertalb\clshdng100\clcfpat12\
clcbpat12\cellx4842\clshdng100\clcfpat12\clcbpat12\cellx5093\clvertalb\clshdng10
0\clcfpat12\clcbpat12\cellx5308\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx95
04\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9719\clshdng100\clcfpat12\clcbp
at12\cellx10797\trrh206\row}}}
{\trowd\cellx4627\clvertalb\cellx4842\cellx5093\clvertalb\cellx5308\clvertalb\ce
llx9504\clvertalb\cellx9719\cellx10797\trrh413
\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql Ramakrishna Prasad Chintamaneni\p
lain\intbl\cf1\f51\fs11\ql\super (10)\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~
\cell\pard\plain\intbl\cf1\f51\fs16\qr 44\cell\pard\plain\intbl\cf1\f51\fs13\ql
\~\~\cell\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql Executive Vice President
and President, Banking and\plain\intbl\cf1\f51\fs16\ql Financial Services\cell
\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\qc 201
3\cell{
{\trowd\cellx4627\clvertalb\cellx4842\cellx5093\clvertalb\cellx5308\clvertalb\ce
llx9504\clvertalb\cellx9719\cellx10797\trrh413\row}}}
{\trowd\clshdng100\clcfpat12\clcbpat12\cellx4627\clvertalb\clshdng100\clcfpat12\
clcbpat12\cellx4842\clshdng100\clcfpat12\clcbpat12\cellx5093\clvertalb\clshdng10
0\clcfpat12\clcbpat12\cellx5308\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx95
04\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9719\clshdng100\clcfpat12\clcbp
at12\cellx10797\trrh413
\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql Venkat Krishnaswamy\plain\intbl\c
f1\f51\fs11\ql\super (11)\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\p
lain\intbl\cf1\f51\fs16\qr 60\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pa
rd\plain\intbl\li176\fi-176\cf1\f51\fs16\ql Executive Vice President and Preside
nt, Healthcare & Life\plain\intbl\cf1\f51\fs16\ql Sciences\cell\pard\plain\intb
l\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\qc 2013\cell{
{\trowd\clshdng100\clcfpat12\clcbpat12\cellx4627\clvertalb\clshdng100\clcfpat12\
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0\clcfpat12\clcbpat12\cellx5308\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx95
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at12\cellx10797\trrh413\row}}}
{\trowd\cellx4627\clvertalb\cellx4842\cellx5093\clvertalb\cellx5308\clvertalb\ce
llx9504\clvertalb\cellx9719\cellx10797\trrh413
\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql Debashis Chatterjee\plain\intbl\c
f1\f51\fs11\ql\super (12)\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\p
lain\intbl\cf1\f51\fs16\qr 48\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pa
rd\plain\intbl\li176\fi-176\cf1\f51\fs16\ql Executive Vice President and Preside
nt, Technology\plain\intbl\cf1\f51\fs16\ql Solutions\cell\pard\plain\intbl\cf1\
f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\qc 2013\cell{
{\trowd\cellx4627\clvertalb\cellx4842\cellx5093\clvertalb\cellx5308\clvertalb\ce
llx9504\clvertalb\cellx9719\cellx10797\trrh413\row}}}
{\trowd\clshdng100\clcfpat12\clcbpat12\cellx4627\clvertalb\clshdng100\clcfpat12\
clcbpat12\cellx4842\clshdng100\clcfpat12\clcbpat12\cellx5093\clvertalb\clshdng10
0\clcfpat12\clcbpat12\cellx5308\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx95
04\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9719\clshdng100\clcfpat12\clcbp
at12\cellx10797\trrh206
\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql Dharmendra Kumar Sinha\plain\intb
l\cf1\f51\fs11\ql\super (13)\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\par
d\plain\intbl\cf1\f51\fs16\qr 51\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell
\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql Executive Vice President and Pres
ident, Client Services\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plai
n\intbl\cf1\f51\fs16\qc 2013\cell{
{\trowd\clshdng100\clcfpat12\clcbpat12\cellx4627\clvertalb\clshdng100\clcfpat12\
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0\clcfpat12\clcbpat12\cellx5308\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx95
04\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9719\clshdng100\clcfpat12\clcbp
at12\cellx10797\trrh206\row}}}
{\trowd\cellx4627\clvertalb\cellx4842\cellx5093\clvertalb\cellx5308\clvertalb\ce
llx9504\clvertalb\cellx9719\cellx10797\trrh206

\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql Sumithra Gomatam\plain\intbl\cf1\


f51\fs11\ql\super (14)\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plai
n\intbl\cf1\f51\fs16\qr 46\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\
plain\intbl\li176\fi-176\cf1\f51\fs16\ql Executive Vice President and President,
Industry Solutions\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\i
ntbl\cf1\f51\fs16\qc 2013\cell{
{\trowd\cellx4627\clvertalb\cellx4842\cellx5093\clvertalb\cellx5308\clvertalb\ce
llx9504\clvertalb\cellx9719\cellx10797\trrh206\row}}}\pard\plain\cf1\f51\fs18\ql
\~
\par\pard\plain
{\trowd\cellx432\cellx10800\trrh1650
\pard\plain\intbl\cf1\f51\fs16\ql (1)\cell\pard\plain\intbl\cf1\f51\fs16\ql Laks
hmi Narayanan was appointed Vice Chairman of the Board of Directors, effective J
anuary\~1, 2007. Mr.\~Narayanan served as our Chief\plain\intbl\cf1\f51\fs16\ql
Executive Officer from December 2003 through December 2006 and as our President
from March 1998 through December 2006. Mr.\~Narayanan\plain\intbl\cf1\f51\fs16\
ql joined our Indian subsidiary as Chief Technology Officer in 1994 and was ele
cted President of such subsidiary on January\~1, 1996. Prior to joining\plain\in
tbl\cf1\f51\fs16\ql us, from 1975 to 1994, Mr.\~Narayanan was the regional head
of Tata Consultancy Services, a large consulting and software services company\
plain\intbl\cf1\f51\fs16\ql located in India. Mr.\~Narayanan serves on the boar
d of directors and as the Chairman of the Governance Committee of TVS Capital Fu
nds Limited.\plain\intbl\cf1\f51\fs16\ql Mr.\~Narayanan is the Chairman of the
Board of ICT Academy of Tamil Nadu, a not for profit training and research insti
tution established in a\plain\intbl\cf1\f51\fs16\ql partnership model between t
he Government of India, IT Industry and the Confederation of Indian Industry. Mr
.\~Narayanan holds a Bachelor of\plain\intbl\cf1\f51\fs16\ql Science degree, a
Master of Science degree and a Management degree from the Indian Institute of Sc
ience.\cell{
{\trowd\cellx432\cellx10800\trrh1650\row}}}\pard\plain\cf1\f51\fs13\ql \~\par\pa
rd\plain\cf1\f51\fs16\qc 15
\page\par\pard\plain\f0\fs4\par\pard\plain\f0\fs2\brdrt\brdrs\brdrw15\brdrcf2\br
drsp0\par\pard\plain\f0\fs4\par\par\pard\plain\ul{\field{\*\fldinst HYPERLINK \\
l "toc" }{\*\fldrslt\cf3\f52\fs16\b\ql Table of Contents}}
\par\pard\plain
{\trowd\cellx432\cellx10800\trrh2681
\pard\plain\intbl\cf1\f51\fs16\ql (2)\cell\pard\plain\intbl\cf1\f51\fs16\ql Fran
cisco D\u8217?Souza was appointed Chief Executive Officer and became a member of
the Board of Directors, effective January\~1, 2007.\plain\intbl\cf1\f51\fs16\ql
Mr.\~D\u8217?Souza served as our President from January\~1, 2007 through Febru
ary\~6, 2012 and as our Chief Operating Officer from December\plain\intbl\cf1\f5
1\fs16\ql 2003 through December 2006. Prior to that, from November 1999 to Dece
mber 2003, he served as our Senior Vice President, North American\plain\intbl\cf
1\f51\fs16\ql Operations and Business Development. From March 1998 to November
1999, he served as our Vice President, North American Operations and\plain\intbl
\cf1\f51\fs16\ql Business Development and as our Director-North American Operat
ions and Business Development from June 1997 to March 1998. From January\plain\i
ntbl\cf1\f51\fs16\ql 1996 to June 1997, Mr.\~D\u8217?Souza was engaged as our c
onsultant. From February 1995 to December 1995, Mr.\~D\u8217?Souza was employed\
plain\intbl\cf1\f51\fs16\ql as Product Manager at Pilot Software. Between 1992
and 1995, Mr.\~D\u8217?Souza held various marketing, business development and te
chnology\plain\intbl\cf1\f51\fs16\ql management positions as a Management Assoc
iate at The Dun\~& Bradstreet Corporation. While working at The Dun\~& Bradstree
t Corporation,\plain\intbl\cf1\f51\fs16\ql Mr.\~D\u8217?Souza was part of the t
eam that established the software development and maintenance business conducted
by us. Mr.\~D\u8217?Souza\plain\intbl\cf1\f51\fs16\ql serves on the Board of D
irectors of General Electric Company. Mr.\~D\u8217?Souza serves on the Board of
Trustees of Carnegie Mellon University,\plain\intbl\cf1\f51\fs16\ql the Board o
f Trustees of The New York Hall of Science and the Board of Directors of the U.S
.-India Business Council. Mr.\~D\u8217?Souza also is\plain\intbl\cf1\f51\fs16\ql

a member of the Business Roundtable. Mr.\~D\u8217?Souza holds a Bachelor of Bu


siness Administration degree from the University of Macau\plain\intbl\cf1\f51\fs
16\ql (formerly known as the University of East Asia) and a Master of Business
Administration degree from Carnegie Mellon University.\cell{
{\trowd\cellx432\cellx10800\trrh2681\row}}}
\pard\plain
{\trowd\cellx432\cellx10800\trrh1856
\pard\plain\intbl\cf1\f51\fs16\ql (3)\cell\pard\plain\intbl\cf1\f51\fs16\ql Gord
on Coburn was appointed President of the company, effective February\~6, 2012. F
rom March 1998 until February\~6, 2012, Mr.\~Coburn served\plain\intbl\cf1\f51\f
s16\ql as the company\u8217?s Chief Financial Officer and Treasurer and from Ja
nuary 2007 until February\~6, 2012, Mr.\~Coburn also held the position of\plain\
intbl\cf1\f51\fs16\ql Chief Operating Officer. Mr.\~Coburn also served as the c
ompany\u8217?s Executive Vice President from December 2003 through December\~200
6.\plain\intbl\cf1\f51\fs16\ql From November 1999 to December 2003, he served a
s our Senior Vice President. He previously was our Vice President from 1996 to N
ovember\plain\intbl\cf1\f51\fs16\ql 1999. Mr.\~Coburn served as Senior Director
\u8211? Group Finance and Operations for Cognizant Corporation from November 199
6 to December\plain\intbl\cf1\f51\fs16\ql 1997. From 1990 to October 1996, Mr.\
~Coburn held key financial positions with The Dun\~& Bradstreet Corporation. Mr.
\~Coburn serves on the\plain\intbl\cf1\f51\fs16\ql Board of Directors of The Co
rporate Executive Board Company. He also served on the Board of Directors of ICT
Group, Inc. until its acquisition\plain\intbl\cf1\f51\fs16\ql on February\~2,
2010. Mr.\~Coburn holds a Bachelor of Arts degree from Wesleyan University and a
Master of Business Administration degree from\plain\intbl\cf1\f51\fs16\ql the
Amos Tuck School at Dartmouth College, where he serves as a member of its MBA Ad
visory Board.\cell{
{\trowd\cellx432\cellx10800\trrh1856\row}}}
\pard\plain
{\trowd\cellx432\cellx10800\trrh2269
\pard\plain\intbl\cf1\f51\fs16\ql (4)\cell\pard\plain\intbl\cf1\f51\fs16\ql Kare
n McLoughlin was appointed Chief Financial Officer of the company, effective Feb
ruary\~6, 2012. She previously served as the\plain\intbl\cf1\f51\fs16\ql compan
y\u8217?s Senior Vice President of Finance and Enterprise Transformation, a role
she held since January 2010. In such role,\plain\intbl\cf1\f51\fs16\ql Ms.\~Mc
Loughlin was responsible for the company\u8217?s worldwide financial planning an
d analysis, enterprise risk management and enterprise\plain\intbl\cf1\f51\fs16\q
l transformation functions, including the facilitation and execution of various
internal reengineering and transformation initiatives designed to enable\plain\
intbl\cf1\f51\fs16\ql the company\u8217?s strategic vision. From August 2008 to
January 2010, Ms.\~McLoughlin served as the company\u8217?s Senior Vice Preside
nt\plain\intbl\cf1\f51\fs16\ql of Finance, responsible for overseeing the Compa
ny\u8217?s global financial planning and analysis team and enterprise risk manag
ement, and from\plain\intbl\cf1\f51\fs16\ql October 2003 until August 2008, Ms.
\~McLoughlin served as the company\u8217?s Vice President of Global Financial Pl
anning and Analysis. Prior\plain\intbl\cf1\f51\fs16\ql to joining Cognizant in
October 2003, Ms.\~McLoughlin held various financial management positions at Sph
erion Corporation from August 1997 to\plain\intbl\cf1\f51\fs16\ql October 2003
and at Ryder System Inc. from July 1994 to August 1997. Prior to joining Ryder,
she spent six years in the South Florida Practice of\plain\intbl\cf1\f51\fs16\ql
Price Waterhouse (now PricewaterhouseCoopers). Ms.\~McLoughlin has a Bachelor
of Arts degree in Economics from Wellesley College and a\plain\intbl\cf1\f51\fs1
6\ql Master of Business Administration degree from Columbia University.\cell{
{\trowd\cellx432\cellx10800\trrh2269\row}}}
\pard\plain
{\trowd\cellx432\cellx10800\trrh1238
\pard\plain\intbl\cf1\f51\fs16\ql (5)\cell\pard\plain\intbl\cf1\f51\fs16\ql Rama
krishnan Chandrasekaran was appointed Executive Vice Chairman, Cognizant India,
effective December\~4, 2013. In this role,\plain\intbl\cf1\f51\fs16\ql Mr.\~Cha
ndrasekaran will focus on strengthening our strong relationship with industry bo

dies, driving strategic initiatives that strengthen outreach to\plain\intbl\cf1\


f51\fs16\ql the government, and further enhancing our brand equity through publ
ic relations in India. From February 2012 to December 2013,\plain\intbl\cf1\f51\
fs16\ql Mr.\~Chandrasekaran served as Group Chief Executive-Technology and Oper
ations. In this role, Mr.\~Chandrasekaran was responsible for leading our\plain\
intbl\cf1\f51\fs16\ql solutions and delivery teams world-wide. From August\~200
6 to February 2012, he served as our President and Managing Director, Global Del
ivery,\plain\intbl\cf1\f51\fs16\ql responsible for leading our global delivery
organization, spearheading new solutions, and championing\cell{
{\trowd\cellx432\cellx10800\trrh1238\row}}}\pard\plain\cf1\f51\fs13\ql \~\par\pa
rd\plain\cf1\f51\fs16\qc 16
\page\par\pard\plain\f0\fs4\par\pard\plain\f0\fs2\brdrt\brdrs\brdrw15\brdrcf2\br
drsp0\par\pard\plain\f0\fs4\par\par\pard\plain\ul{\field{\*\fldinst HYPERLINK \\
l "toc" }{\*\fldrslt\cf3\f52\fs16\b\ql Table of Contents}}
\par\pard\plain
{\trowd\clvertalc\cellx432\cellx10800\trrh1237
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql proce
ss improvements. Mr.\~Chandrasekaran served as our Executive Vice President and
Managing Director from January 2004 through July 2006.\plain\intbl\cf1\f51\fs16\
ql Prior to that, from November 1999 to January 2004, he served as our Senior V
ice President responsible for ISV relationships, key alliances,\plain\intbl\cf1\
f51\fs16\ql capacity growth, process initiatives, business development and offs
hore delivery. Mr.\~Chandrasekaran joined us as Assistant Vice President in\plai
n\intbl\cf1\f51\fs16\ql December 1994, before being promoted to Vice President
in January 1997. Prior to joining us, Mr.\~Chandrasekaran worked with Tata Consu
ltancy\plain\intbl\cf1\f51\fs16\ql Services. Mr.\~Chandrasekaran holds a Mechan
ical Engineering degree and Master of Business Administration degree from the In
dian Institute of\plain\intbl\cf1\f51\fs16\ql Management.\cell{
{\trowd\clvertalc\cellx432\cellx10800\trrh1237\row}}}
\pard\plain
{\trowd\cellx432\cellx10800\trrh2269
\pard\plain\intbl\cf1\f51\fs16\ql (6)\cell\pard\plain\intbl\cf1\f51\fs16\ql Raje
ev Mehta was appointed Chief Executive Officer, IT Services, effective December\
~4, 2013. In this role, Mr.\~Mehta will have responsibility for\plain\intbl\cf1\
f51\fs16\ql market facing activities across the company as well as for delivery
across our IT Services business. From February 2012 to December 2013,\plain\int
bl\cf1\f51\fs16\ql Mr.\~Mehta served as Group Chief Executive-Industries and Ma
rkets. In this role, Mr.\~Mehta was responsible for leading our industry vertica
l and\plain\intbl\cf1\f51\fs16\ql geographic market operations on a global basi
s. From August 2006 to February 2012, he served as our Chief Operating Officer,
Global Client\plain\intbl\cf1\f51\fs16\ql Services, responsible for our sales,
business development and client relationship management organizations. Mr.\~Meht
a served as Senior Vice\plain\intbl\cf1\f51\fs16\ql President and General Manag
er of our Financial Services business segment from June 2005 to August 2006. Fro
m November 2001 to June 2005, he\plain\intbl\cf1\f51\fs16\ql served as our Vice
President and General Manager of our Financial Services business segment. From
January 1998 to November 2001, Mr.\~Mehta\plain\intbl\cf1\f51\fs16\ql served as
our Director of the U.S. Central Region. Mr.\~Mehta served as our Senior Manage
r of Business Development from January 1997 to\plain\intbl\cf1\f51\fs16\ql Janu
ary 1998. Prior to joining Cognizant in 1997, Mr.\~Mehta was involved in impleme
nting GE Information Services offshore outsourcing program\plain\intbl\cf1\f51\f
s16\ql and also held consulting positions at Deloitte\~& Touche and Andersen Co
nsulting. Mr.\~Mehta holds a Bachelor of Science degree from the\plain\intbl\cf1
\f51\fs16\ql University of Maryland and a Master of Business Administration deg
ree from Carnegie Mellon University.\cell{
{\trowd\cellx432\cellx10800\trrh2269\row}}}
\pard\plain
{\trowd\cellx432\cellx10800\trrh2062
\pard\plain\intbl\cf1\f51\fs16\ql (7)\cell\pard\plain\intbl\cf1\f51\fs16\ql Malc
olm Frank was appointed Executive Vice President, Strategy and Marketing, effect

ive February\~6, 2012. Mr.\~Frank served as our Senior Vice\plain\intbl\cf1\f51\


fs16\ql President of Strategy and Marketing from August 2005 to February 2012.
In both these roles, Mr.\~Frank\u8217?s responsibilities have included, and\plai
n\intbl\cf1\f51\fs16\ql continue to include, directing all aspects of our corpo
rate marketing function, including strategy and branding, industry and media rel
ations,\plain\intbl\cf1\f51\fs16\ql corporate communications and corporate mark
eting. From August 2005 until June 2009, Mr.\~Frank was also responsible for lea
ding our field\plain\intbl\cf1\f51\fs16\ql marketing function. Prior to joining
Cognizant in August 2005, Mr.\~Frank was co-founder, President and Chief Execut
ive Officer of CXO Systems,\plain\intbl\cf1\f51\fs16\ql Inc., an independent so
ftware vendor providing dashboard solutions for senior managers, from March 2002
to July\~2005. From June 1999 to\plain\intbl\cf1\f51\fs16\ql September 2002, M
r.\~Frank was the founder, President, Chief Executive Officer and Chairman of Ne
rvewire Inc. (\u8220?Nervewire\u8221?), a\plain\intbl\cf1\f51\fs16\ql managemen
t consulting and systems integration firm. Prior to founding Nervewire, Mr.\~Fra
nk was a co-founder, executive officer, and Senior Vice\plain\intbl\cf1\f51\fs16
\ql President at Cambridge Technology Partners, where he ran Worldwide Marketin
g, Business Development, and several business units, from January\plain\intbl\cf
1\f51\fs16\ql 1990 to June 1999. Mr.\~Frank graduated from Yale University with
a degree in Economics.\cell{
{\trowd\cellx432\cellx10800\trrh2062\row}}}
\pard\plain
{\trowd\cellx432\cellx10115\trrh1856
\pard\plain\intbl\cf1\f51\fs16\ql (8)\cell\pard\plain\intbl\cf1\f51\fs16\ql Stev
en Schwartz was appointed Executive Vice President, Chief Legal and Corporate Af
fairs Officer on December\~4, 2013. In this role,\plain\intbl\cf1\f51\fs16\ql M
r.\~Schwartz will have responsibility for our global legal teams, our global gov
ernment affairs efforts and our global security team. From\plain\intbl\cf1\f51\f
s16\ql July 2007 to December 2013, Mr.\~Schwartz served as Senior Vice Presiden
t, General Counsel and Secretary, having global responsibility\plain\intbl\cf1\f
51\fs16\ql for managing Cognizant\u8217?s legal function. Mr.\~Schwartz, who jo
ined Cognizant in 2001, previously served as Vice\~President and\plain\intbl\cf1
\f51\fs16\ql General Counsel, a position he held from March 2003 to July 2007.
From April 2002 to March 2003, he served as our Vice President and\plain\intbl\c
f1\f51\fs16\ql Chief Corporate Counsel. From October 2001 to December 2002, he
served as our Chief Corporate Counsel. Mr.\~Schwartz serves on the\plain\intbl\c
f1\f51\fs16\ql Board of Directors of Information Technology Industry Council an
d Citizen Schools. Mr.\~Schwartz holds a Bachelor of Business\plain\intbl\cf1\f5
1\fs16\ql Administration degree from the University of Miami, a Juris Doctor de
gree from Fordham University School of Law and a Master of Law\plain\intbl\cf1\f
51\fs16\ql (in Taxation) degree from the New York University School of Law.\cel
l{
{\trowd\cellx432\cellx10115\trrh1856\row}}}
\pard\plain
{\trowd\cellx432\cellx10800\trrh1031
\pard\plain\intbl\cf1\f51\fs16\ql (9)\cell\pard\plain\intbl\cf1\f51\fs16\ql Srid
har Thiruvengadam was appointed Chief Operating Officer of the company, effectiv
e May\~8, 2013. Previously, from January 2012 to May 2013,\plain\intbl\cf1\f51\f
s16\ql Mr.\~Thiruvengadam served as an Executive Vice President of the company,
leading the global delivery operations for several of the\plain\intbl\cf1\f51\f
s16\ql company\u8217?s industry verticals, and head of the company\u8217?s BPS
practice. From January 2010 to January 2012, Mr.\~Thiruvengadam\plain\intbl\cf1\
f51\fs16\ql served as a Senior Vice President and global head of BPS, infrastru
cture and testing services. From April 2007 to January 2010, Mr.\~Thiruvengadam\
plain\intbl\cf1\f51\fs16\ql served as the company\u8217?s Chief People Officer
in charge of talent\cell{
{\trowd\cellx432\cellx10800\trrh1031\row}}}\pard\plain\cf1\f51\fs13\ql \~\par\pa
rd\plain\cf1\f51\fs16\qc 17
\page\par\pard\plain\f0\fs4\par\pard\plain\f0\fs2\brdrt\brdrs\brdrw15\brdrcf2\br
drsp0\par\pard\plain\f0\fs4\par\par\pard\plain\ul{\field{\*\fldinst HYPERLINK \\

l "toc" }{\*\fldrslt\cf3\f52\fs16\b\ql Table of Contents}}


\par\pard\plain
{\trowd\clvertalc\cellx432\cellx10800\trrh825
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql acqui
sition, management, training and staffing. From March 2001 to March 2007, Mr.\~T
hiruvengadam held several positions in the company\u8217?s\plain\intbl\cf1\f51\f
s16\ql banking, financial services, healthcare and insurance practices, includi
ng Vice President and head of the company\u8217?s insurance industry\plain\intbl
\cf1\f51\fs16\ql vertical. Mr.\~Thiruvengadam joined the company as a project m
anager in November 1994. Mr.\~Thiruvengadam holds a M.Tech degree from the\plain
\intbl\cf1\f51\fs16\ql Indian Institute of Technology, Madras.\cell{
{\trowd\clvertalc\cellx432\cellx10800\trrh825\row}}}
\pard\plain
{\trowd\cellx431\cellx10798\trrh2475
\pard\plain\intbl\cf1\f51\fs16\ql (10)\cell\pard\plain\intbl\cf1\f51\fs16\ql Ram
akrishna Prasad Chintamaneni was appointed Executive Vice President and Presiden
t, Banking and Financial Services, effective December\~04,\plain\intbl\cf1\f51\f
s16\ql 2013. In this role, Mr.\~Chintamaneni is responsible for leading Banking
and Financial Services. From 2011 to December 2013, Mr.\~Chintamaneni\plain\int
bl\cf1\f51\fs16\ql served as our Global Head of Banking and Financial Services
Practice and was responsible for the practice\u8217?s sales, business developmen
t,\plain\intbl\cf1\f51\fs16\ql consulting, client relationships, management and
delivery, and global profit and loss. Previously, from 2010 to 2011, Mr.\~Chint
amaneni served as\plain\intbl\cf1\f51\fs16\ql our Global Head of Markets for th
e Banking and Financial Services Practice. From 2006 to 2009, he served as our H
ead of Banking and Financial\plain\intbl\cf1\f51\fs16\ql Services Practice for
North America. From 1999 through 2006, Mr.\~Chintamaneni served as our Client Pa
rtner, managing the relationships with\plain\intbl\cf1\f51\fs16\ql several of o
ur key Banking and Financial Services clients, and also led our U.S. Eastern Reg
ion\u8217?s Banking and Financial Services Practice.\plain\intbl\cf1\f51\fs16\ql
Prior to joining Cognizant in 1999, Mr.\~Chintamaneni spent seven years in the
investment banking and financial services industry, including working\plain\int
bl\cf1\f51\fs16\ql at Merrill Lynch and its affiliates for five years as an Inv
estment Banker and a member of Merrill\u8217?s business strategy committee in In
dia.\plain\intbl\cf1\f51\fs16\ql Mr.\~Chintamaneni serves on the Board of Direc
tors of NPower, a nonprofit that helps nonprofits, schools and individuals build
technology skills by\plain\intbl\cf1\f51\fs16\ql harnessing the power of the t
echnology community. Mr.\~Chintamaneni obtained his Bachelor of Technology degre
e in Chemical Engineering from\plain\intbl\cf1\f51\fs16\ql the Indian Institute
of Technology, Kanpur and a Postgraduate Diploma in Business Management from XL
RI School of Management in India.\cell{
{\trowd\cellx431\cellx10798\trrh2475\row}}}
\pard\plain
{\trowd\cellx431\cellx10798\trrh1856
\pard\plain\intbl\cf1\f51\fs16\ql (11)\cell\pard\plain\intbl\cf1\f51\fs16\ql Ven
kat Krishnaswamy was appointed President, Healthcare\~& Life Sciences, effective
December\~4, 2013. In this role, Mr.\~Krishnaswamy is focused\plain\intbl\cf1\f
51\fs16\ql on delivering solutions and services to the healthcare industry. Fro
m February 2012 to December 2013, Mr.\~Krishnaswamy served as Executive Vice\pla
in\intbl\cf1\f51\fs16\ql President of Healthcare and Life Sciences. From April
2007 to February 2012, Mr.\~Krishnaswamy served as Senior Vice President and Gen
eral\plain\intbl\cf1\f51\fs16\ql Manager of Healthcare and Life Sciences. Mr.\~
Krishnaswamy served as Vice President - Projects from January 2003 to April 2007
and as Director\plain\intbl\cf1\f51\fs16\ql of Projects from April 1999 to Jan
uary 2003. Upon joining Cognizant in 1997, Mr.\~Krishnaswamy served as Senior Ma
nager until April 1999.\plain\intbl\cf1\f51\fs16\ql Between 1997 and 2003, Mr.\
~Krishnaswamy served in our Banking\~& Financial Services Practice. Prior to joi
ning Cognizant in 1997,\plain\intbl\cf1\f51\fs16\ql Mr.\~Krishnaswamy spent ove
r ten years in retail and commercial banking with Colonial State Bank (now Commo
nwealth Bank of Australia).\plain\intbl\cf1\f51\fs16\ql Mr.\~Krishnaswamy holds

a Bachelor of Engineering degree from the University of Madras and a Masters de


gree in Electrical Engineering from the\plain\intbl\cf1\f51\fs16\ql Indian Inst
itute of Technology New Delhi.\cell{
{\trowd\cellx431\cellx10798\trrh1856\row}}}
\pard\plain
{\trowd\cellx432\cellx10800\trrh2063
\pard\plain\intbl\cf1\f51\fs16\ql (12)\cell\pard\plain\intbl\cf1\f51\fs16\ql Deb
ashis Chatterjee was appointed Executive Vice President and President, Technolog
y Solutions, effective December\~4, 2013. In this role,\plain\intbl\cf1\f51\fs16
\ql Mr.\~Chatterjee has responsibility for all of our horizontal practices with
in IT Services and is responsible for implementing best practices in service\pla
in\intbl\cf1\f51\fs16\ql delivery and creating solutions across our horizontal
practices. From May 2013 until his current appointment, Mr.\~Chatterjee served a
s Senior Vice\plain\intbl\cf1\f51\fs16\ql President and Global Head, Technology
and Information Services. From March 2012 to April 2013, he was Senior Vice Pre
sident, Transformational\plain\intbl\cf1\f51\fs16\ql Services. Previously, from
April 2011 to January 2012, Mr.\~Chatterjee served as Vice President and Sector
s Leader, Global Business Services,\plain\intbl\cf1\f51\fs16\ql Global Delivery
at IBM, a multinational technology and consulting company. From January 2010 to
March 2011, Mr.\~Chatterjee was Senior Vice\plain\intbl\cf1\f51\fs16\ql Presid
ent and Global Head of Cognizant\u8217?s Banking and Financial Services practice
, or BFS, from April 2007 to December 2009, he was\plain\intbl\cf1\f51\fs16\ql
Senior Vice President and Global Delivery Head of BFS, and from April 2004 to Ma
rch 2007, he was Vice President and Global Delivery Head of\plain\intbl\cf1\f51\
fs16\ql BFS. Prior to that, Mr.\~Chatterjee held various key management roles a
t Cognizant since joining us in 1996. Mr.\~Chatterjee has a Bachelor of\plain\in
tbl\cf1\f51\fs16\ql Engineering in Mechanical Engineering from Jadavpur Univers
ity in India.\cell{
{\trowd\cellx432\cellx10800\trrh2063\row}}}
\pard\plain
{\trowd\cellx431\cellx10798\trrh825
\pard\plain\intbl\cf1\f51\fs16\ql (13)\cell\pard\plain\intbl\cf1\f51\fs16\ql Dha
rmendra Kumar Sinha was appointed Executive Vice President and President, Client
Services, effective December\~4, 2013. In this role,\plain\intbl\cf1\f51\fs16\q
l Mr.\~Sinha leads our global sales, field marketing and intermediary relations
teams. He is also responsible for our strategic partnerships and alliances\plai
n\intbl\cf1\f51\fs16\ql organization. From 2007 to December 2013, Mr.\~Sinha se
rved as Senior Vice President and General Manager, Global Sales and Field Market
ing.\plain\intbl\cf1\f51\fs16\ql From 2004 to 2007, Mr.\~Sinha served as our Vi
ce President, responsible for our Manufacturing,\cell{
{\trowd\cellx431\cellx10798\trrh825\row}}}\pard\plain\cf1\f51\fs13\ql \~\par\par
d\plain\cf1\f51\fs16\qc 18
\page\par\pard\plain\f0\fs4\par\pard\plain\f0\fs2\brdrt\brdrs\brdrw15\brdrcf2\br
drsp0\par\pard\plain\f0\fs4\par\par\pard\plain\ul{\field{\*\fldinst HYPERLINK \\
l "toc" }{\*\fldrslt\cf3\f52\fs16\b\ql Table of Contents}}
\par\pard\plain
{\trowd\clvertalc\cellx432\cellx10800\trrh1237
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql Logis
tics, Retail, Hospitality, and Technology verticals. In addition, he assumed the
role of Head of Sales and managed our Field Marketing\plain\intbl\cf1\f51\fs16\
ql function. From January 2008 to December 2008, Mr.\~Sinha additionally manage
d the Insurance business unit. Prior to that, from 1998 to 2004,\plain\intbl\cf1
\f51\fs16\ql Mr.\~Sinha served as Director and subsequently as Vice President o
f the U.S. Western Region. From 1997 to 1998, Mr.\~Sinha served in various\plain
\intbl\cf1\f51\fs16\ql operational and business development positions. Prior to
joining Cognizant in 1997, Mr.\~Sinha worked with Tata Consultancy Services and
CMC\plain\intbl\cf1\f51\fs16\ql Limited, an end-to-end IT solutions provider.
Mr.\~Sinha has a Bachelor of Science Degree from Patna Science college, Patna an
d a Master\u8217?s\plain\intbl\cf1\f51\fs16\ql Degree in Business Administratio
n from Birla Institute of Technology, Mesra.\cell{

{\trowd\clvertalc\cellx432\cellx10800\trrh1237\row}}}
\pard\plain
{\trowd\cellx431\cellx10798\trrh2062
\pard\plain\intbl\cf1\f51\fs16\ql (14)\cell\pard\plain\intbl\cf1\f51\fs16\ql Sum
ithra Gomatam was appointed Executive Vice President and President, Industry Sol
utions, effective December\~04, 2013. In this role,\plain\intbl\cf1\f51\fs16\ql
Ms.\~Gomatam oversees global delivery for all of our industry verticals and is
responsible for implementing best practices in services delivery and\plain\intbl
\cf1\f51\fs16\ql for creating solutions across our industry practices. Ms.\~Gom
atam also leads our Communications and High Technology business units. From July
\plain\intbl\cf1\f51\fs16\ql 2008 to December 2013, Ms.\~Gomatam served as Seni
or Vice President, Projects. In this role, Ms.\~Gomatam served initially as our
Global Delivery\plain\intbl\cf1\f51\fs16\ql Head and then as Global Practice Le
ader for our testing practice. From March 2006 to July 2008, Ms.\~Gomatam served
as Vice President, Projects,\plain\intbl\cf1\f51\fs16\ql leading global delive
ry and building out the testing practice. From 2001 to March 2006, Ms.\~Gomatam
served as an Account Relationship Manager\plain\intbl\cf1\f51\fs16\ql and as pa
rt of our Core Delivery Leadership Team in our banking and financial services pr
actices. From 1995, when Ms.\~Gomatam joined us, until\plain\intbl\cf1\f51\fs16\
ql 2001, she held various key positions within The Dun\~& Bradstreet Corporatio
n and Cognizant, including serving our banking and financial services\plain\intb
l\cf1\f51\fs16\ql clients on application development and application maintenanc
e projects. Ms.\~Gomatam received her B.E. in Electronics and Communication from
\plain\intbl\cf1\f51\fs16\ql Anna University.\cell{
{\trowd\cellx431\cellx10798\trrh2062\row}}}\pard\plain\sb198\fi462\cf1\f51\fs16\
ql None of our executive officers are related to any other executive officer or
to any of our Directors. Our executive officers are elected annually by\plain\cf
1\f51\fs16\ql the Board of Directors and serve until their successors are duly
elected and qualified.\par\pard\plain\sb286\cf1\f51\fs16\b\ql Corporate History\
par\pard\plain\sb88\fi462\cf1\f51\fs16\ql We began our IT development and mainte
nance services business in early 1994, as an in-house technology development cen
ter for The Dun\~&\plain\cf1\f51\fs16\ql Bradstreet Corporation and its operati
ng units. In 1996, we, along with certain other entities, were spun-off from The
Dun\~& Bradstreet Corporation to\plain\cf1\f51\fs16\ql form a new company, Cog
nizant Corporation. On June\~24, 1998, we completed an initial public offering o
f our Class\~A common stock. On June\~30, 1998,\plain\cf1\f51\fs16\ql a majorit
y interest in us, and certain other entities were spun-off from Cognizant Corpor
ation to form IMS Health. Subsequently, Cognizant Corporation\plain\cf1\f51\fs16
\ql was renamed Nielsen Media Research, Incorporated.\par\pard\plain\sb198\fi46
2\cf1\f51\fs16\ql On January\~30, 2003, we filed a tender offer in which IMS Hea
lth stockholders could exchange IMS Health shares held by them for our Class B\p
lain\cf1\f51\fs16\ql common stock held by IMS Health. On February\~13, 2003, IM
S Health distributed all of our Class B common stock that IMS Health owned in an
\plain\cf1\f51\fs16\ql exchange offer to its stockholders. On February\~21, 200
3, pursuant to the terms of our Restated Certificate of Incorporation, all of th
e shares of Class B\plain\cf1\f51\fs16\ql common stock automatically converted
into shares of Class\~A common stock. Since February\~21, 2003, there have been
no outstanding shares of Class B\plain\cf1\f51\fs16\ql common stock. Effective
May\~26, 2004, pursuant to our Certificate of Incorporation, there are no author
ized shares of Class B common stock.\par\pard\plain\sb286\cf1\f51\fs16\b\ql Avai
lable Information\par\pard\plain\sb88\fi462\cf1\f51\fs16\ql We make available th
e following public filings with the Securities and Exchange Commission, or the S
EC, free of charge through our website at\plain\cf1\f51\fs16\i\ql www.cognizant
.com\plain\cf1\f51\fs16\ql as soon as reasonably practicable after we electron
ically file such material with, or furnish such material to, the SEC:\par\pard\p
lain\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx7858\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q

l our Annual Reports on Form 10-K and any amendments thereto;\cell{


{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx7858\trrh206\row}}}\pard\pla
in\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx8210\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l our Quarterly Reports on Form 10-Q and any amendments thereto; and\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx8210\trrh206\row}}}\pard\pla
in\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx7805\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l our Current Reports on Form 8-K and any amendments thereto.\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx7805\trrh206\row}}}\pard\pla
in\cf1\f51\fs13\ql \~\par\pard\plain\cf1\f51\fs16\qc 19
\page\par\pard\plain\f0\fs4\par\pard\plain\f0\fs2\brdrt\brdrs\brdrw15\brdrcf2\br
drsp0\par\pard\plain\f0\fs4\par\par\pard\plain\ul{\field{\*\fldinst HYPERLINK \\
l "toc" }{\*\fldrslt\cf3\f52\fs16\b\ql Table of Contents}}\par\pard\plain\fi462\
cf1\f51\fs16\ql In addition, we make available our code of business conduct and
ethics entitled \u8220?Cognizant\u8217?s Core Values and Standards of Business\p
lain\cf1\f51\fs16\ql Conduct\u8221? free of charge through our website. We inte
nd to disclose any amendments to, or waivers from, our code of business conduct
and ethics\plain\cf1\f51\fs16\ql that are required to be publicly disclosed pur
suant to rules of the SEC and the NASDAQ Global Select Market by posting it on o
ur website.\par\pard\plain\sb198\fi462\cf1\f51\fs16\ql No information on our web
site is incorporated by reference into this Form\~10-K or any other public filin
g made by us with the SEC.\par\pard\plain\cf1\f51\fs13\ql \~\par\pard\plain\cf1\
f51\fs16\qc 20
\page\par\pard\plain\f0\fs4\par\pard\plain\f0\fs2\brdrt\brdrs\brdrw15\brdrcf2\br
drsp0\par\pard\plain\f0\fs4\par\par\pard\plain\ul{\field{\*\fldinst HYPERLINK \\
l "toc" }{\*\fldrslt\cf3\f52\fs16\b\ql Table of Contents}}{\*\bkmkstart item_1_3
_2}{\*\bkmkend item_1_3_2}
\par\pard\plain
{\trowd\cellx972\cellx6686\trrh206
{\*\bkmkstart rom675333_3}{\*\bkmkend rom675333_3}\pard\plain\intbl\cf1\f51\fs16
\b\ql Item\~1A.\cell\pard\plain\intbl\cf1\f51\fs16\b\ql Risk Factors\cell{
{\trowd\cellx972\cellx6686\trrh206\row}}}\pard\plain\sb88\cf1\f51\fs16\b\ql Fact
ors That May Affect Future Results\par\pard\plain\sb88\fi462\cf1\f51\fs16\b\i\ql
In addition to the risks and uncertainties described elsewhere in this Annual R
eport on Form 10-K, if any of the following risks occur, our\plain\cf1\f51\fs16\
b\i\ql business, financial condition, results of operations or prospects could
be materially adversely affected. In such case, the trading price of our common\
plain\cf1\f51\fs16\b\i\ql stock could decline.\par\pard\plain\sb198\fi462\cf1\f
51\fs16\b\ql Our global operations are subject to complex risks, some of which m
ight be beyond our control.\par\pard\plain\sb198\fi462\cf1\f51\fs16\ql We have o
ffices and operations in various countries around the world and provide services
to clients globally. In 2013, approximately 77.6% of our\plain\cf1\f51\fs16\ql
revenues were attributable to the North American region, 17.9% were attributabl
e to the European region, and 4.6% were attributable to the rest of the\plain\cf
1\f51\fs16\ql world, primarily the Asia Pacific region. If we are unable to man
age the risks of our global operations, including regulatory, economic, politica
l and other\plain\cf1\f51\fs16\ql uncertainties in India, fluctuations in forei
gn exchange and inflation rates, international hostilities, terrorism, natural d
isasters, and multiple legal and\plain\cf1\f51\fs16\ql regulatory systems, our
results of operations could be adversely affected.\par\pard\plain\sb198\fi462\cf
1\f51\fs16\b\ql A substantial portion of our assets and operations are located i
n India and we are subject to regulatory, economic, political and other\plain\cf
1\f51\fs16\b\ql uncertainties in India.\par\pard\plain\sb198\fi462\cf1\f51\fs16

\ql We intend to continue to develop and expand our offshore facilities in India
where a majority of our technical professionals are located. While wage\plain\c
f1\f51\fs16\ql costs are lower in India than in the United States and other dev
eloped countries for comparably skilled professionals, wages in India have histo
rically\plain\cf1\f51\fs16\ql increased at a faster rate than in the United Sta
tes and other countries in which we operate. If this trend continues in the futu
re, it would result in\plain\cf1\f51\fs16\ql increased costs for our skilled pr
ofessionals and thereby potentially reduce our operating margins. Also, there is
no assurance that, in future periods,\plain\cf1\f51\fs16\ql competition for sk
illed professionals will not drive salaries higher in India, thereby resulting i
n increased costs for our technical professionals and reduced\plain\cf1\f51\fs16
\ql operating margins.\par\pard\plain\sb198\fi462\cf1\f51\fs16\ql India has als
o recently experienced civil unrest and terrorism and has been involved in confl
icts with neighboring countries. In recent years, there\plain\cf1\f51\fs16\ql h
ave been military confrontations between India and Pakistan that have occurred i
n the region of Kashmir and along the India-Pakistan border. The\plain\cf1\f51\f
s16\ql potential for hostilities between the two countries has been high in lig
ht of tensions related to recent terrorist incidents in India and the unsettled
nature of\plain\cf1\f51\fs16\ql the regional geopolitical environment, includin
g events in and related to Afghanistan and Iraq. If India becomes engaged in arm
ed hostilities, particularly\plain\cf1\f51\fs16\ql if these hostilities are pro
tracted or involve the threat of or use of weapons of mass destruction, it is li
kely that our operations would be materially\plain\cf1\f51\fs16\ql adversely af
fected. In addition, companies may decline to contract with us for services in l
ight of international terrorist incidents or armed hostilities, even\plain\cf1\f
51\fs16\ql where India is not involved, because of more generalized concerns ab
out relying on a service provider utilizing international resources that may be
viewed\plain\cf1\f51\fs16\ql as less stable than those provided domestically.\p
ar\pard\plain\sb198\fi462\cf1\f51\fs16\ql In the past, the Indian economy has ex
perienced many of the problems that commonly confront the economies of developin
g countries, including\plain\cf1\f51\fs16\ql high inflation, erratic gross dome
stic product growth and shortages of foreign exchange. The Indian government has
exercised, and continues to exercise,\plain\cf1\f51\fs16\ql significant influe
nce over many aspects of the Indian economy and Indian government actions concer
ning the economy could have a material adverse\plain\cf1\f51\fs16\ql effect on
private sector entities like us. In the past, the Indian government has provided
significant tax incentives and relaxed certain regulatory restrictions\plain\cf
1\f51\fs16\ql in order to encourage foreign investment in specified sectors of
the economy, including the software development services industry. Programs that
have\plain\cf1\f51\fs16\ql benefited us include, among others, tax holidays, l
iberalized import and export duties and preferential rules on foreign investment
and repatriation.\plain\cf1\f51\fs16\ql Notwithstanding these benefits, as not
ed above, India\u8217?s central and state governments remain significantly invol
ved in the Indian economy as\plain\cf1\f51\fs16\ql regulators. In recent years,
the Indian government has introduced non-income related taxes, including new se
rvice taxes, and income-related taxes,\par\pard\plain\cf1\f51\fs13\ql \~\par\par
d\plain\cf1\f51\fs16\qc 21
\page\par\pard\plain\f0\fs4\par\pard\plain\f0\fs2\brdrt\brdrs\brdrw15\brdrcf2\br
drsp0\par\pard\plain\f0\fs4\par\par\pard\plain\ul{\field{\*\fldinst HYPERLINK \\
l "toc" }{\*\fldrslt\cf3\f52\fs16\b\ql Table of Contents}}\par\pard\plain\cf1\f5
1\fs16\ql including the Minimum Alternative Tax, or MAT. In addition, a change i
n government leadership in India or a change in policies of the existing\plain\c
f1\f51\fs16\ql government in India that results in the elimination of any of th
e benefits realized by us from our Indian operations or the imposition of new ta
xes\plain\cf1\f51\fs16\ql applicable to such operations could have a material a
dverse effect on our business, results of operations and financial condition.\pa
r\pard\plain\sb198\fi462\cf1\f51\fs16\ql In addition, the emergence of a widespr
ead health emergency or pandemic, which may be more difficult to prevent or cont
ain in a country like\plain\cf1\f51\fs16\ql India as compared to more developed
countries, could create economic or financial disruption that could negatively

affect our revenue and operations or\plain\cf1\f51\fs16\ql impair our ability t


o manage our business in certain parts of the world.\par\pard\plain\sb198\fi462\
cf1\f51\fs16\b\ql Our international sales and operations are subject to many unc
ertainties.\par\pard\plain\sb198\fi462\cf1\f51\fs16\ql Revenues from customers o
utside North America represented approximately 22.4% of our revenues for the yea
r ended December\~31, 2013. We\plain\cf1\f51\fs16\ql anticipate that revenues f
rom customers outside North America will continue to account for a material port
ion of our revenues in the foreseeable future\plain\cf1\f51\fs16\ql and may inc
rease as we expand our international presence, particularly in Europe, the Asia
Pacific region and the Latin America region. In addition, the\plain\cf1\f51\fs16
\ql majority of our employees, along with our development and delivery centers,
are located in India. As a result, we may be subject to risks inherently\plain\
cf1\f51\fs16\ql associated with international operations, including risks assoc
iated with foreign currency exchange rate fluctuations, which may cause volatili
ty in our\plain\cf1\f51\fs16\ql reported income, and risks associated with the
application and imposition of protective legislation and regulations relating to
import or export or otherwise\plain\cf1\f51\fs16\ql resulting from foreign pol
icy or the variability of foreign economic conditions. From time to time, we may
engage in hedging transactions to mitigate our\plain\cf1\f51\fs16\ql risks rel
ating to exchange rate fluctuations. The use of hedging contracts is intended to
mitigate or reduce transactional level volatility in the results of our\plain\c
f1\f51\fs16\ql foreign operations, but does not completely eliminate volatility
and risk. In addition, the use of hedging contracts includes the risk of non-pe
rformance by\plain\cf1\f51\fs16\ql the counterparty. Additional risks associate
d with international operations include difficulties in enforcing intellectual p
roperty and/or contractual rights, the\plain\cf1\f51\fs16\ql burdens of complyi
ng with a wide variety of foreign laws, potentially adverse tax consequences, ta
riffs, quotas and other barriers and potential difficulties\plain\cf1\f51\fs16\q
l in collecting accounts receivable. In addition, we may face competition in ot
her countries from companies that may have more experience with operations\plain
\cf1\f51\fs16\ql in such countries or with international operations. Additional
ly, such companies may have long-standing or well-established relationships with
local\plain\cf1\f51\fs16\ql officials and/or desired clients, which may put us
at a competitive disadvantage. We may also face difficulties integrating new fa
cilities in different\plain\cf1\f51\fs16\ql countries into our existing operati
ons, as well as integrating employees that we hire in different countries into o
ur existing corporate culture. Our\plain\cf1\f51\fs16\ql international expansio
n plans may not be successful and we may not be able to compete effectively in o
ther countries. There can be no assurance that\plain\cf1\f51\fs16\ql these and
other factors will not impede the success of our international expansion plans,
limit our ability to compete effectively in other countries or\plain\cf1\f51\fs1
6\ql otherwise have a material adverse effect on our business, results of opera
tions and financial condition.\par\pard\plain\sb198\fi462\cf1\f51\fs16\b\ql Our
operating results may be adversely affected by fluctuations in the Indian rupee
and other foreign currency exchange rates and\plain\cf1\f51\fs16\b\ql restricti
ons on the deployment of cash across our global operations.\par\pard\plain\sb198
\fi462\cf1\f51\fs16\ql Although we report our operating results in U.S.\~dollars
, a portion of our revenues and expenses are denominated in currencies other tha
n the U.S.\plain\cf1\f51\fs16\ql dollar. Fluctuations in foreign currency excha
nge rates can have a number of adverse effects on us. Because our consolidated f
inancial statements are\plain\cf1\f51\fs16\ql presented in U.S.\~dollars, we mu
st translate revenues, expenses and income, as well as assets and liabilities, i
nto U.S.\~dollars at exchange rates in effect\plain\cf1\f51\fs16\ql during or a
t the end of each reporting period. Therefore, changes in the value of the U.S.\
~dollar against other currencies will affect our revenues, income\plain\cf1\f51\
fs16\ql from operations, other income (expense), net and the value of balance s
heet items originally denominated in other currencies. There is no guarantee tha
t\plain\cf1\f51\fs16\ql our financial results will not be adversely affected by
currency exchange rate fluctuations or that any efforts by us to engage in curr
ency hedging activities\plain\cf1\f51\fs16\ql will be effective. In addition, i

n some countries we could be subject to strict restrictions on the movement of c


ash and the exchange of foreign currencies,\plain\cf1\f51\fs16\ql which could l
imit our ability to use these funds across our global operations. Finally, as we
continue to leverage our global delivery model, more of\par\pard\plain\cf1\f51\
fs13\ql \~\par\pard\plain\cf1\f51\fs16\qc 22
\page\par\pard\plain\f0\fs4\par\pard\plain\f0\fs2\brdrt\brdrs\brdrw15\brdrcf2\br
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l "toc" }{\*\fldrslt\cf3\f52\fs16\b\ql Table of Contents}}\par\pard\plain\cf1\f5
1\fs16\ql our expenses are incurred in currencies other than those in which we b
ill for the related services. An increase in the value of certain currencies, su
ch as\plain\cf1\f51\fs16\ql the Indian rupee, against the U.S.\~dollar could in
crease costs for delivery of services at offshore sites by increasing labor and
other costs that are\plain\cf1\f51\fs16\ql denominated in local currency.\par\p
ard\plain\sb198\fi462\cf1\f51\fs16\b\ql Our operating results may be adversely a
ffected by our use of derivative financial instruments.\par\pard\plain\sb198\fi4
62\cf1\f51\fs16\ql We have entered into a series of foreign exchange forward con
tracts that are designated as cash flow hedges of certain rupee denominated paym
ents\plain\cf1\f51\fs16\ql in India. These contracts are intended to partially
offset the impact of the movement of the exchange rates on future operating cost
s. In addition, we also\plain\cf1\f51\fs16\ql entered into foreign exchange for
ward contracts in order to mitigate foreign currency risk on foreign currency de
nominated net monetary assets. The\plain\cf1\f51\fs16\ql hedging strategies tha
t we have implemented, or may in the future implement, to mitigate foreign curre
ncy exchange rate risks may not reduce or\plain\cf1\f51\fs16\ql completely offs
et our exposure to foreign exchange rate fluctuations and may expose our busines
s to unexpected market, operational and counterparty\plain\cf1\f51\fs16\ql cred
it risks. Accordingly, we may incur losses from our use of derivative financial
instruments that could have a material adverse effect on our business,\plain\cf1
\f51\fs16\ql results of operations and financial condition.\par\pard\plain\sb19
8\fi462\cf1\f51\fs16\b\ql Our global operations expose us to numerous and someti
mes conflicting legal and regulatory requirements, and violations of these\plain
\cf1\f51\fs16\b\ql regulations could harm our business.\par\pard\plain\sb198\fi
462\cf1\f51\fs16\ql Because we provide services to clients throughout the world,
we are subject to numerous, and sometimes conflicting, legal rules on matters a
s\plain\cf1\f51\fs16\ql diverse as import/export controls, content requirements
, trade restrictions, tariffs, taxation, sanctions, government affairs, internal
and disclosure control\plain\cf1\f51\fs16\ql obligations, data privacy and lab
or relations. Violations of these laws or regulations in the conduct of our busi
ness could result in fines, criminal sanctions\plain\cf1\f51\fs16\ql against us
or our officers, prohibitions on doing business, damage to our reputation and o
ther unintended consequences such as liability for monetary\plain\cf1\f51\fs16\q
l damages, fines and/or criminal prosecution, unfavorable publicity, restrictio
ns on our ability to process information and allegations by our clients that we\
plain\cf1\f51\fs16\ql have not performed our contractual obligations. Due to th
e varying degrees of development of the legal systems of the countries in which
we operate,\plain\cf1\f51\fs16\ql local laws might be insufficient to protect o
ur rights. Our failure to comply with applicable legal and regulatory requiremen
ts could have a material\plain\cf1\f51\fs16\ql adverse effect on our business,
results of operations and financial condition.\par\pard\plain\sb198\fi462\cf1\f5
1\fs16\ql Among other anti-corruption laws and regulations, including the U.K. B
ribery Act, we are subject to the United States Foreign Corrupt Practices\plain\
cf1\f51\fs16\ql Act, or FCPA, which prohibits improper payments or offers of im
proper payments to foreign officials to obtain business or any other benefit. Th
e FCPA\plain\cf1\f51\fs16\ql also requires covered companies to make and keep b
ooks and records that accurately and fairly reflect the transactions of the comp
any and to devise and\plain\cf1\f51\fs16\ql maintain an adequate system of inte
rnal accounting controls. In many parts of the world, including countries in whi
ch we operate, practices in the local\plain\cf1\f51\fs16\ql business community
might not conform to international business standards and could violate these an
ti-corruption laws or regulations. Although we have\plain\cf1\f51\fs16\ql polic

ies and procedures in place that are designed to promote legal and regulatory co
mpliance, our employees, subcontractors and agents could take\plain\cf1\f51\fs16
\ql actions that violate these policies or procedures or applicable anti-corrup
tion laws or regulations. Furthermore, the U.S. government may seek to hold us\p
lain\cf1\f51\fs16\ql liable for successor liability FCPA violations committed b
y companies in which we invest or that we acquire. Violations of these laws or r
egulations\plain\cf1\f51\fs16\ql could subject us to criminal or civil enforcem
ent actions, including fines and suspension or disqualification from government
contracting or contracting\plain\cf1\f51\fs16\ql with private entities in certa
in highly regulated industries, any of which could have a material adverse effec
t on our business.\par\pard\plain\sb198\fi462\cf1\f51\fs16\b\ql International ho
stilities, terrorist activities, other violence or war, natural disasters, pande
mics and infrastructure disruptions, could delay\plain\cf1\f51\fs16\b\ql or red
uce the number of new service orders we receive and impair our ability to servic
e our customers, thereby adversely affecting our business,\plain\cf1\f51\fs16\b\
ql financial condition and results of operations.\par\pard\plain\sb198\fi462\cf
1\f51\fs16\ql Hostilities involving the United States and acts of terrorism, vio
lence or war, such as the attacks of September\~11, 2001 in the United States, t
he\plain\cf1\f51\fs16\ql attacks of July\~7, 2005 in the United Kingdom, the at
tacks of\par\pard\plain\cf1\f51\fs13\ql \~\par\pard\plain\cf1\f51\fs16\qc 23
\page\par\pard\plain\f0\fs4\par\pard\plain\f0\fs2\brdrt\brdrs\brdrw15\brdrcf2\br
drsp0\par\pard\plain\f0\fs4\par\par\pard\plain\ul{\field{\*\fldinst HYPERLINK \\
l "toc" }{\*\fldrslt\cf3\f52\fs16\b\ql Table of Contents}}\par\pard\plain\cf1\f5
1\fs16\ql November\~26, 2008 and July\~13, 2011 in Mumbai, India, and the contin
uing conflict in the Middle East and Afghanistan, natural disasters, global heal
th\plain\cf1\f51\fs16\ql risks or pandemics or the threat or perceived potentia
l for these events could materially adversely affect our operations and our abil
ity to provide services\plain\cf1\f51\fs16\ql to our customers. Such events may
cause customers to delay their decisions on spending for information technology
, consulting, and business process\plain\cf1\f51\fs16\ql services and give rise
to sudden significant changes in regional and global economic conditions and cy
cles. These events also pose significant risks to our\plain\cf1\f51\fs16\ql peo
ple and to physical facilities and operations around the world, whether the faci
lities are ours or those of our clients, which could affect our financial\plain\
cf1\f51\fs16\ql results. By disrupting communications and travel, giving rise t
o travel restrictions, and increasing the difficulty of obtaining and retaining
highly-skilled\plain\cf1\f51\fs16\ql and qualified personnel, these events coul
d make it difficult or impossible for us to deliver services to some or all of o
ur clients. As noted above, the\plain\cf1\f51\fs16\ql majority of our technical
professionals are located in India, and the vast majority of our technical prof
essionals in the United States and Europe are Indian\plain\cf1\f51\fs16\ql nati
onals who are able to work in the United States and Europe only because they hol
d current visas and work permits. Travel restrictions could cause us\plain\cf1\f
51\fs16\ql to incur additional unexpected labor costs and expenses or could res
train our ability to retain the skilled professionals we need for our operations
. In\plain\cf1\f51\fs16\ql addition, any extended disruptions of electricity, o
ther public utilities or network services at our facilities, as well as system f
ailures at, or security\plain\cf1\f51\fs16\ql breaches in, our facilities or sy
stems, could also adversely affect our ability to serve our clients.\par\pard\pl
ain\sb198\fi462\cf1\f51\fs16\ql Although we continue to believe that we have a s
trong competitive position in the United States, we continue to increase our eff
orts to\plain\cf1\f51\fs16\ql geographically diversify our clients and revenue.
Despite our efforts to diversify, hostilities involving the United States, the
United Kingdom, India and\plain\cf1\f51\fs16\ql other countries in which we pro
vide services to our clients, and other acts of terrorism, violence or war, natu
ral disasters, global health risks or pandemics\plain\cf1\f51\fs16\ql may reduc
e the demand for our services and negatively affect our revenues and profitabili
ty. While we plan and prepare to defend against each of these\plain\cf1\f51\fs16
\ql occurrences, we might be unable to protect our people, facilities and syste
ms against all such occurrences. If these disruptions prevent us from effectivel

y\plain\cf1\f51\fs16\ql serving our clients, our operating results could be adv


ersely affected.\par\pard\plain\sb198\fi462\cf1\f51\fs16\b\ql Anti-outsourcing l
egislation, if adopted, and negative perceptions associated with offshore outsou
rcing could adversely affect our business,\plain\cf1\f51\fs16\b\ql financial co
ndition and results of operations and impair our ability to service our customer
s.\par\pard\plain\sb198\fi462\cf1\f51\fs16\ql The issue of companies outsourcing
services to organizations operating in other countries is a topic of political
discussion in many countries,\plain\cf1\f51\fs16\ql including the United States
, which is our largest market. For example, measures aimed at limiting or restri
cting outsourcing by United States companies\plain\cf1\f51\fs16\ql are periodic
ally considered in the U.S. Congress and in numerous state legislatures to addre
ss concerns over the perceived association between offshore\plain\cf1\f51\fs16\q
l outsourcing and the loss of jobs domestically. On August\~13, 2010, President
Barack Obama signed legislation which imposed additional fees of $2,000\plain\c
f1\f51\fs16\ql for certain H-1B petitions and $2,250 for certain L-1A and L-1B
petitions beginning in August 2010 through September\~20, 2014. These fees were
later\plain\cf1\f51\fs16\ql extended through September\~20, 2015. Given the ong
oing debate over outsourcing, the introduction and consideration of other restri
ctive legislation or\plain\cf1\f51\fs16\ql regulations is possible. If enacted,
such measures may: broaden existing restrictions on outsourcing by federal and
state government agencies and on\plain\cf1\f51\fs16\ql government contracts wit
h firms that outsource services directly or indirectly,\~or impact private indus
try with measures that include, but are not limited to,\plain\cf1\f51\fs16\ql t
ax disincentives, fees or penalties, intellectual property transfer restrictions
, mandatory government audit requirements, and new standards that have the\plain
\cf1\f51\fs16\ql effect of restricting the use of certain business and/or work
visas. In the event that any of these measures become law, our business, results
of operations\plain\cf1\f51\fs16\ql and financial condition could be adversely
affected and our ability to provide services to our customers could be impaired
.\par\pard\plain\sb198\fi462\cf1\f51\fs16\ql In addition, from time to time, the
re has been publicity about negative experiences associated with offshore outsou
rcing, such as domestic job loss,\plain\cf1\f51\fs16\ql and theft and misapprop
riation of sensitive client data, particularly involving service providers in In
dia. Current or prospective clients may elect to perform\plain\cf1\f51\fs16\ql
certain services themselves or may be discouraged from utilizing global service
delivery providers due to negative perceptions that may be associated with\plain
\cf1\f51\fs16\ql using global service delivery models or firms. Any slowdown or
reversal of existing industry trends toward global service delivery would serio
usly harm\plain\cf1\f51\fs16\ql our ability to compete effectively with competi
tors that provide the majority of their services from within the country in whic
h our clients operate.\par\pard\plain\cf1\f51\fs13\ql \~\par\pard\plain\cf1\f51\
fs16\qc 24
\page\par\pard\plain\f0\fs4\par\pard\plain\f0\fs2\brdrt\brdrs\brdrw15\brdrcf2\br
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l "toc" }{\*\fldrslt\cf3\f52\fs16\b\ql Table of Contents}}\par\pard\plain\fi462\
cf1\f51\fs16\ql Existing and future legislative and administrative/ regulatory p
olicies restricting the performance of business process services from an offshor
e\plain\cf1\f51\fs16\ql location in jurisdictions in Europe, the Asia Pacific,
or any other region in which we have clients could also have a material adverse
effect on our\plain\cf1\f51\fs16\ql business, results of operations and financi
al condition. For example, legislation enacted in the United Kingdom, based on t
he 1977 EC Acquired Rights\plain\cf1\f51\fs16\ql Directive, has been adopted in
some form by many European Union, or EU, countries, and provides that if a comp
any outsources all or part of its\plain\cf1\f51\fs16\ql business to a service p
rovider or changes its current service provider, the affected employees of the c
ompany or of the previous service provider are\plain\cf1\f51\fs16\ql entitled t
o become employees of the new service provider, generally on the same terms and
conditions as their original employment. In addition,\plain\cf1\f51\fs16\ql dis
missals of employees who were employed by the company or the previous service pr
ovider immediately prior to that transfer are automatically\plain\cf1\f51\fs16\q

l considered unfair dismissals that entitle such employees to compensation. As


a result, to avoid unfair dismissal claims, we may have to offer, and become\pla
in\cf1\f51\fs16\ql liable for, voluntary redundancy payments to the employees o
f our clients who outsource business to us in the United Kingdom and other EU co
untries\plain\cf1\f51\fs16\ql that have adopted similar laws. These types of po
licies may materially affect our ability to obtain new business from companies i
n the United Kingdom\plain\cf1\f51\fs16\ql and EU and to provide outsourced ser
vices to companies in the United Kingdom and EU in a cost-effective manner.\par\
pard\plain\sb198\fi462\cf1\f51\fs16\b\ql Our growth may be hindered by immigrati
on restrictions.\par\pard\plain\sb198\fi462\cf1\f51\fs16\ql Our future success c
ontinues to depend on our ability to attract and retain employees with technical
and project management skills, including those\plain\cf1\f51\fs16\ql from deve
loping countries, especially India. The ability of foreign nationals to work in
the United States and Europe depends on their ability and our\plain\cf1\f51\fs16
\ql ability to obtain the necessary visas and work permits.\par\pard\plain\sb19
8\fi462\cf1\f51\fs16\ql The H-1B visa classification enables United States emplo
yers to hire certain qualified foreign workers in positions that require an educ
ation at least\plain\cf1\f51\fs16\ql equal to a four-year bachelor degree in th
e United States in specialty occupations such as IT systems engineering and comp
uter systems analysis. The\plain\cf1\f51\fs16\ql H-1B visa usually permits an i
ndividual to work and live in the United States for a period of up to six years.
Under certain limited circumstances, H-1B\plain\cf1\f51\fs16\ql visa extension
s after the six-year period may be available. There is a limit on the number of
new H-1B petitions that the United States Citizenship and\plain\cf1\f51\fs16\ql
Immigration Services, or CIS, may approve in any federal fiscal year, and in ye
ars in which this limit is reached, we may be unable to obtain H-1B visas\plain\
cf1\f51\fs16\ql necessary to bring foreign employees to the United States. Curr
ently, the limit is 65,000 for holders of United States or United States-equival
ent bachelor\plain\cf1\f51\fs16\ql degrees (the general cap), and an additional
20,000 for holders of advanced degrees from United States post-secondary educat
ional institutions. CIS\plain\cf1\f51\fs16\ql announced on April\~5, 2013 that
the agency had reached its general cap of 65,000 H-1B visas and its advanced deg
ree cap of 20,000 H-1B visas for the\plain\cf1\f51\fs16\ql fiscal year (FY) 201
4. We will begin filing H-1B petitions with CIS against the fiscal year (FY) 201
5 caps beginning April\~1, 2014 for work in H-1B\plain\cf1\f51\fs16\ql status b
eginning on October\~1, 2014. As part of our advanced planning process, we belie
ve that we have a sufficient number of employees who are work\plain\cf1\f51\fs16
\ql permit-ready to meet our anticipated business growth in the current year. I
n addition, there are strict labor regulations associated with the H-1B visa\pla
in\cf1\f51\fs16\ql classification. Larger users of the H-1B visa program, like
us, face additional/higher legal and regulatory standards, and are often subject
to investigations\plain\cf1\f51\fs16\ql by the Wage and Hour Division of the U
nited States Department of Labor (DOL) and unannounced random site inspections b
y CIS\u8217?s parent\plain\cf1\f51\fs16\ql agency, the United States Department
of Homeland Security (DHS). A finding by DOL, DHS, and/ or another governmental
agency of willful or\plain\cf1\f51\fs16\ql substantial failure to comply with
existing regulations on the H-1B classification may result in back-pay liability
, substantial fines, and/ or a ban on\plain\cf1\f51\fs16\ql future use of the H
-1B program and/ or other immigration benefits.\par\pard\plain\sb198\fi462\cf1\f
51\fs16\ql We also regularly transfer foreign professionals to the United States
to work, including work on projects at client sites, using the L-1 visa\plain\c
f1\f51\fs16\ql classification. Companies abroad are allowed to transfer certain
managers and executives through the L-1A visa, and employees with specialized c
ompany\plain\cf1\f51\fs16\ql knowledge through the L-1B visa to related United
States companies, such as a parent, subsidiary, affiliate, joint venture, or bra
nch office. We have an\plain\cf1\f51\fs16\ql approved \u8220?Blanket L\u8221? p
etition, under which the corporate relationships of our transferring and receivi
ng entities have been pre-approved by\plain\cf1\f51\fs16\ql CIS, thus enabling
individual L-1 visa applications to be presented directly to\par\pard\plain\cf1\
f51\fs13\ql \~\par\pard\plain\cf1\f51\fs16\qc 25

\page\par\pard\plain\f0\fs4\par\pard\plain\f0\fs2\brdrt\brdrs\brdrw15\brdrcf2\br
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l "toc" }{\*\fldrslt\cf3\f52\fs16\b\ql Table of Contents}}\par\pard\plain\cf1\f5
1\fs16\ql a visa-issuing United States consular post abroad rather than undergoi
ng a pre-approval process through CIS in the United States. In recent years, bot
h\plain\cf1\f51\fs16\ql the United States consular posts in India that review i
nitial L-1 applications and CIS, which adjudicates individual petitions for init
ial grants and\plain\cf1\f51\fs16\ql extensions of L-1 visa status, have become
increasingly restrictive with respect to this category, particularly the L-1B \
u8220?specialized\plain\cf1\f51\fs16\ql knowledge\u8221? standard. As a result,
the rate of refusals of initial individual L-1 petitions and extensions for Ind
ian nationals has increased. In\plain\cf1\f51\fs16\ql addition, even where L-1
visas are ultimately granted and issued, security measures undertaken by United
States consular posts around the world have\plain\cf1\f51\fs16\ql delayed or pr
evented visa issuances. Our inability to bring qualified technical personnel int
o the United States to staff on-site customer locations would\plain\cf1\f51\fs16
\ql have a material adverse effect on our business, results of operations and f
inancial condition.\par\pard\plain\sb198\fi462\cf1\f51\fs16\ql Pursuant to the L
-1 Visa Reform Act, we must meet a number of restrictions and requirements to ob
tain L-1 visas for our personnel. For example,\plain\cf1\f51\fs16\ql all L-1 ap
plicants, including those brought to the United States under a Blanket L Program
, must have worked abroad with the related company for one\plain\cf1\f51\fs16\ql
full year in the prior three years. In addition, L-1B \u8220?specialized knowl
edge\u8221? visa holders may not be primarily stationed at the work site of\plai
n\cf1\f51\fs16\ql another employer if the L-1B visa holder will be principally
controlled and supervised by an employer other than the petitioning employer. Fi
nally, L-1B\plain\cf1\f51\fs16\ql status may not be granted where placement of
the L-1B visa holder at a third party site is part of an arrangement to provide
labor for the third party,\plain\cf1\f51\fs16\ql rather than placement at the s
ite in connection with the provision of a product or service involving specializ
ed knowledge specific to the petitioning\plain\cf1\f51\fs16\ql employer.\par\pa
rd\plain\sb198\fi462\cf1\f51\fs16\ql We do not place L-1B workers at third party
sites where they are under the primary supervision of a different employer, nor
do we place L-1B\plain\cf1\f51\fs16\ql workers at third party sites in an arra
ngement to provide labor for the third party without providing a service involvi
ng our workers\u8217? specialized\plain\cf1\f51\fs16\ql knowledge. Since implem
entation of the L-1 Visa Reform Act, we consistently have established this fact
to CIS\u8217?s satisfaction. However, if CIS\plain\cf1\f51\fs16\ql and/ or the
United States Department of State, through its visa-issuing consular posts abroa
d, decide to interpret these provisions in a very restrictive\plain\cf1\f51\fs16
\ql fashion, this could impair our ability to effectively staff our projects in
the United States with personnel from abroad. New guidance governing these and\
plain\cf1\f51\fs16\ql related statutory provisions from CIS is anticipated, and
if such guidance is restrictive in nature, our ability to staff our projects in
the United States with\plain\cf1\f51\fs16\ql personnel from abroad will be imp
aired.\par\pard\plain\sb198\fi462\cf1\f51\fs16\ql We also process immigrant visa
s for lawful permanent residence (Green Cards) in the United States for employee
s to fill positions for which there\plain\cf1\f51\fs16\ql are an insufficient n
umber of able, willing, and qualified United States workers available to fill th
e positions. Compliance with existing United States\plain\cf1\f51\fs16\ql immig
ration and labor laws, changes in those laws, and/ or increase in governmental s
crutiny, making it more difficult to hire foreign nationals or limiting\plain\cf
1\f51\fs16\ql our ability to successfully obtain permanent residence for our fo
reign employees in the United States, could require us to incur additional unexp
ected labor\plain\cf1\f51\fs16\ql and/ or other costs and expenses, and/ or cou
ld restrain our ability to retain the skilled professionals we need for our oper
ations in the United States. Any\plain\cf1\f51\fs16\ql of these restrictions or
limitations on our hiring practices could have a material adverse effect on our
business, results of operations and financial\plain\cf1\f51\fs16\ql condition.
\par\pard\plain\sb198\fi462\cf1\f51\fs16\ql In addition to immigration restricti

ons in the United States, there are certain restrictions on transferring employe
es to work in the United Kingdom,\plain\cf1\f51\fs16\ql where we have experienc
ed significant growth. The United Kingdom currently requires that all employees
who are not nationals of European Union\plain\cf1\f51\fs16\ql countries (plus n
ationals of Bulgaria and Romania), or EEA nationals, obtain work permission befo
re obtaining a visa/entry clearance to travel to the\plain\cf1\f51\fs16\ql Unit
ed Kingdom. European nations such as Hungary, Poland, Lithuania, Slovakia, and t
he Czech Republic do not have a work permit requirement but\plain\cf1\f51\fs16\q
l employees need to register to work within 30 days of arrival. The United King
dom has a points-based system under which certain certificates of\plain\cf1\f51\
fs16\ql sponsorship are issued by licensed employer sponsors, provided the empl
oyees they seek to employ in the United Kingdom can accumulate a certain\plain\c
f1\f51\fs16\ql number of points based on certain attributes. Where the employee
has not worked for a Cognizant group company outside the United Kingdom for at
least\plain\cf1\f51\fs16\ql 6 months, we must carry out a resident labor market
test to confirm that the intended role cannot be filled by an EEA national. We
are currently an\plain\cf1\f51\fs16\ql A-rated sponsor and were allocated certi
ficates of sponsorship which we believe are sufficient to meet our current and\p
ar\pard\plain\cf1\f51\fs13\ql \~\par\pard\plain\cf1\f51\fs16\qc 26
\page\par\pard\plain\f0\fs4\par\pard\plain\f0\fs2\brdrt\brdrs\brdrw15\brdrcf2\br
drsp0\par\pard\plain\f0\fs4\par\par\pard\plain\ul{\field{\*\fldinst HYPERLINK \\
l "toc" }{\*\fldrslt\cf3\f52\fs16\b\ql Table of Contents}}\par\pard\plain\cf1\f5
1\fs16\ql expected demand for transfers to the United Kingdom. On November\~23,
2010, the United Kingdom announced new restrictions to control annual net\plain\
cf1\f51\fs16\ql migration, but allowed for temporary intra-company transfers of
employees from outside the European Economic Area for up to five years as long
as the\plain\cf1\f51\fs16\ql employees meet certain compensation requirements.\
par\pard\plain\sb198\fi462\cf1\f51\fs16\ql Immigration and work permit laws and
regulations in the United States, the United Kingdom, the EU, Switzerland and ot
her countries are subject to\plain\cf1\f51\fs16\ql legislative and administrati
ve changes as well as changes in the application of standards and enforcement. I
mmigration and work permit laws and\plain\cf1\f51\fs16\ql regulations can be si
gnificantly affected by political forces and levels of economic activity. Our in
ternational expansion strategy and our business, results\plain\cf1\f51\fs16\ql
of operations, and financial condition may be materially adversely affected if c
hanges in immigration and work permit laws and regulations or the\plain\cf1\f51\
fs16\ql administration or enforcement of such laws or regulations impair our ab
ility to staff projects with professionals who are not citizens of the country w
here\plain\cf1\f51\fs16\ql the work is to be performed.\par\pard\plain\sb198\fi
462\cf1\f51\fs16\b\ql Our revenues are highly dependent on clients primarily loc
ated in the United States and Europe, as well as on clients concentrated in\plai
n\cf1\f51\fs16\b\ql certain industries, including the financial services indust
ry. Continuing or worsening economic conditions or factors that negatively affec
t the\plain\cf1\f51\fs16\b\ql economic health of the United States, Europe or t
hese industries may adversely affect our business.\par\pard\plain\sb198\fi462\cf
1\f51\fs16\ql Approximately 77.6% of our revenues during the year ended December
\~31, 2013 were derived from customers located in North America. In the\plain\cf
1\f51\fs16\ql same period, approximately 17.9% of our revenues were derived fro
m customers located in Europe. If the United States or European economy weakens
or\plain\cf1\f51\fs16\ql slows and conditions in the financial markets deterior
ate, pricing for our services may be depressed and our customers may reduce or p
ostpone their\plain\cf1\f51\fs16\ql technology spending significantly, which ma
y in turn lower the demand for our services and negatively affect our revenues a
nd profitability. Additionally,\plain\cf1\f51\fs16\ql any prolonged recession i
n the United States and Europe could have an adverse impact on our revenues beca
use our revenues are primarily derived from\plain\cf1\f51\fs16\ql the United St
ates and Europe. In addition, during the year ended December\~31, 2013, we earne
d approximately 42.0% of our revenues from the financial\plain\cf1\f51\fs16\ql
services industry, which includes insurance. Deterioration in the financial serv
ices industry or significant consolidation in that industry, or a decrease in\pl

ain\cf1\f51\fs16\ql growth or consolidation in other industry segments on which


we focus, may reduce the demand for our services and negatively affect our reve
nues and\plain\cf1\f51\fs16\ql profitability. In addition, if we are unable to
successfully anticipate changing economic and political conditions affecting the
industries and markets in\plain\cf1\f51\fs16\ql which we operate, we may be un
able to effectively plan for or respond to those changes, and our business could
be negatively affected.\par\pard\plain\sb198\fi462\cf1\f51\fs16\b\ql We face in
tense competition from other service providers.\par\pard\plain\sb198\fi462\cf1\f
51\fs16\ql We operate in intensely competitive industries that experience rapid
technological developments, changes in industry standards, and changes in\plain\
cf1\f51\fs16\ql customer requirements. The intensely competitive information te
chnology, consulting and business process professional services markets include
a large\plain\cf1\f51\fs16\ql number of participants and are subject to rapid c
hange. These markets include participants from a variety of market segments, inc
luding:\par\pard\plain\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx5595\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l systems integration firms;\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx5595\trrh206\row}}}\pard\pla
in\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx6150\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l contract programming companies;\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx6150\trrh206\row}}}\pard\pla
in\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx5942\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l application software companies;\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx5942\trrh206\row}}}\pard\pla
in\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx5664\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l internet solutions providers;\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx5664\trrh206\row}}}\pard\pla
in\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx6467\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l large or traditional consulting companies;\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx6467\trrh206\row}}}\pard\pla
in\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx7900\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l professional services groups of computer equipment companies; and\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx7900\trrh206\row}}}\pard\pla
in\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx7227\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822

6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l infrastructure management and outsourcing companies.\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx7227\trrh206\row}}}\pard\pla
in\cf1\f51\fs13\ql \~\par\pard\plain\cf1\f51\fs16\qc 27
\page\par\pard\plain\f0\fs4\par\pard\plain\f0\fs2\brdrt\brdrs\brdrw15\brdrcf2\br
drsp0\par\pard\plain\f0\fs4\par\par\pard\plain\ul{\field{\*\fldinst HYPERLINK \\
l "toc" }{\*\fldrslt\cf3\f52\fs16\b\ql Table of Contents}}\par\pard\plain\fi462\
cf1\f51\fs16\ql These markets also include numerous smaller local competitors in
the various geographic markets in which we operate which may be able to\plain\c
f1\f51\fs16\ql provide services and solutions at lower costs or on terms more a
ttractive to clients than we can. Our direct competitors include, among others,
Accenture,\plain\cf1\f51\fs16\ql Capgemini, Computer Sciences Corporation, Genp
act, HCL Technologies, HP Enterprise (formerly Electronic Data Systems), IBM Glo
bal Services,\plain\cf1\f51\fs16\ql Infosys Technologies, Tata Consultancy Serv
ices and Wipro. Many of our competitors have significantly greater financial, te
chnical and marketing\plain\cf1\f51\fs16\ql resources and greater name recognit
ion and, therefore, may be better able to compete for new work and skilled profe
ssionals. There is a risk that increased\plain\cf1\f51\fs16\ql competition coul
d put downward pressure on the prices we can charge for our services and on our
operating margins. Similarly, if our competitors\plain\cf1\f51\fs16\ql develop
and implement methodologies that yield greater efficiency and productivity, they
may be able to offer services similar to ours at lower prices\plain\cf1\f51\fs1
6\ql without adversely affecting their profit margins. Even if our offerings ad
dress industry and client needs, our competitors may be more successful at selli
ng\plain\cf1\f51\fs16\ql their services. If we are unable to provide our client
s with superior services and solutions at competitive prices or successfully mar
ket those services to\plain\cf1\f51\fs16\ql current and prospective clients, ou
r results of operations may suffer. Further, a client may choose to use its own
internal resources rather than engage an\plain\cf1\f51\fs16\ql outside firm to
perform the types of services we provide. We cannot be certain that we will be a
ble to sustain our current levels of profitability or growth\plain\cf1\f51\fs16\
ql in the face of competitive pressures, including competition for skilled tech
nology professionals and pricing pressure from competitors employing an\plain\cf
1\f51\fs16\ql on-site/offshore business model.\par\pard\plain\sb198\fi462\cf1\f
51\fs16\ql In addition, we may face competition from companies that increase in
size or scope as the result of strategic mergers or acquisitions. These\plain\cf
1\f51\fs16\ql transactions may include consolidation activity among hardware ma
nufacturers, software companies and vendors, and service providers. The result o
f any\plain\cf1\f51\fs16\ql such vertical integration may be greater integratio
n of products and services that were once offered separately by independent vend
ors. Our access to such\plain\cf1\f51\fs16\ql products and services may be redu
ced as a result of such an industry trend, which could adversely affect our comp
etitive position. These types of events\plain\cf1\f51\fs16\ql could have a vari
ety of negative effects on our competitive position and our financial results, s
uch as reducing our revenue, increasing our costs, lowering\plain\cf1\f51\fs16\q
l our gross margin percentage, and requiring us to recognize impairments on our
assets.\par\pard\plain\sb198\fi462\cf1\f51\fs16\b\ql We may not be able to sust
ain our current level of profitability.\par\pard\plain\sb198\fi462\cf1\f51\fs16\
ql For the year ended December\~31, 2013, we reported an operating margin of 19.
0%. Our operating margin may decline if we experience declines in\plain\cf1\f51\
fs16\ql demand and pricing for our services, an increase in our operating costs
, including imposition of new non-income related taxes, or due to adverse\plain\
cf1\f51\fs16\ql fluctuations in foreign currency exchange rates. In addition, h
istorically, wages in India have increased at a faster rate than in the United S
tates.\plain\cf1\f51\fs16\ql Additionally, the number and type of equity-based
compensation awards and the assumptions used in valuing equity-based compensatio
n awards may\plain\cf1\f51\fs16\ql change resulting in increased stock-based co
mpensation expense and lower margins. Although we have historically been able to
partially offset wage\plain\cf1\f51\fs16\ql increases and foreign currency flu
ctuations through further leveraging the scale of our operating structure, obtai

ning price increases, and issuing a lower\plain\cf1\f51\fs16\ql number of stock


-based compensation awards in proportion to our overall headcount, we cannot be
sure that we will be able to continue to do so in the\plain\cf1\f51\fs16\ql fut
ure.\par\pard\plain\sb198\fi462\cf1\f51\fs16\b\ql Our profitability could suffer
if we are not able to control our costs or improve our efficiency.\par\pard\pla
in\sb198\fi462\cf1\f51\fs16\ql Our ability to control our costs and improve our
efficiency affects our profitability. If we are unable to control our costs or i
mprove our efficiency,\plain\cf1\f51\fs16\ql our profitability could be negativ
ely affected.\par\pard\plain\sb198\fi462\cf1\f51\fs16\b\ql Our business will suf
fer if we fail to develop new services and enhance our existing services in orde
r to keep pace with the rapidly evolving\plain\cf1\f51\fs16\b\ql technological
environment.\par\pard\plain\sb198\fi462\cf1\f51\fs16\ql The information technolo
gy, consulting and business process professional services markets are characteri
zed by rapid technological change, evolving\plain\cf1\f51\fs16\ql industry stan
dards, changing customer preferences and new product and service introductions.
Our future success will depend on our ability to develop\plain\cf1\f51\fs16\ql
solutions that keep pace with changes in the markets in which we provide service
s. We cannot be sure that we will be\par\pard\plain\cf1\f51\fs13\ql \~\par\pard\
plain\cf1\f51\fs16\qc 28
\page\par\pard\plain\f0\fs4\par\pard\plain\f0\fs2\brdrt\brdrs\brdrw15\brdrcf2\br
drsp0\par\pard\plain\f0\fs4\par\par\pard\plain\ul{\field{\*\fldinst HYPERLINK \\
l "toc" }{\*\fldrslt\cf3\f52\fs16\b\ql Table of Contents}}\par\pard\plain\cf1\f5
1\fs16\ql successful in developing new services addressing evolving technologies
in a timely or cost-effective manner or, if these services are developed, that
we\plain\cf1\f51\fs16\ql will be successful in the marketplace. In addition, we
cannot be sure that products, services or technologies developed by others will
not render our\plain\cf1\f51\fs16\ql services non-competitive or obsolete. Our
failure to address the demands of the rapidly evolving technological environmen
t could have a material adverse\plain\cf1\f51\fs16\ql effect on our business, r
esults of operations and financial condition.\par\pard\plain\sb198\fi462\cf1\f51
\fs16\ql Our ability to remain competitive will also depend on our ability to de
sign and implement, in a timely and cost-effective manner, solutions for\plain\c
f1\f51\fs16\ql customers that both leverage their legacy systems and appropriat
ely utilize newer technologies such as cloud-based services, Web 2.0 models, and
\plain\cf1\f51\fs16\ql software-as-a-service. Our failure to design and impleme
nt solutions in a timely and cost-effective manner could have a material adverse
effect on our\plain\cf1\f51\fs16\ql business, results of operations and financ
ial condition.\par\pard\plain\sb198\fi462\cf1\f51\fs16\b\ql We may face difficul
ties in providing end-to-end business solutions or delivering complex and large
projects for our clients that could\plain\cf1\f51\fs16\b\ql cause clients to di
scontinue their work with us, which in turn could harm our business.\par\pard\pl
ain\sb198\fi462\cf1\f51\fs16\ql We have been expanding the nature and scope of o
ur engagements and have added new service offerings, such as consulting, busines
s process\plain\cf1\f51\fs16\ql services, systems integration and outsourcing o
f entire portions of IT infrastructure. The success of these service offerings i
s dependent, in part, upon\plain\cf1\f51\fs16\ql continued demand for such serv
ices by our existing, new and prospective clients and our ability to meet this d
emand in a cost-competitive and effective\plain\cf1\f51\fs16\ql manner. In addi
tion, our ability to effectively offer a wider breadth of end-to-end business so
lutions depends on our ability to attract existing or new\plain\cf1\f51\fs16\ql
clients to these service offerings. To obtain engagements for such end-to-end s
olutions, we also are more likely to compete with large, well-established\plain\
cf1\f51\fs16\ql international consulting firms, resulting in increased competit
ion and marketing costs. Accordingly, we cannot be certain that our new service
offerings\plain\cf1\f51\fs16\ql will effectively meet client needs or that we w
ill be able to attract existing and new clients to these service offerings.\par\
pard\plain\sb198\fi462\cf1\f51\fs16\ql The increased breadth of our service offe
rings may result in larger and more complex projects with our clients. This will
require us to establish\plain\cf1\f51\fs16\ql closer relationships with our cl
ients and a thorough understanding of their operations. Our ability to establish

such relationships will depend on a number\plain\cf1\f51\fs16\ql of factors, i


ncluding the proficiency of our professionals and our management personnel. Our
failure to understand our client requirements or our failure to\plain\cf1\f51\fs
16\ql deliver services that meet the requirements specified by our clients coul
d result in termination of client contracts, and we could be liable to our clien
ts for\plain\cf1\f51\fs16\ql significant penalties or damages.\par\pard\plain\s
b198\fi462\cf1\f51\fs16\ql Larger projects may involve multiple engagements or s
tages, and there is a risk that a client may choose not to retain us for additio
nal stages or\plain\cf1\f51\fs16\ql may cancel or delay additional planned enga
gements. These terminations, cancellations or delays may result from factors tha
t have little or nothing to do\plain\cf1\f51\fs16\ql with the quality of our se
rvices, such as the business or financial condition of our clients or the econom
y generally. Such cancellations or delays make it\plain\cf1\f51\fs16\ql difficu
lt to plan for project resource requirements and inaccuracies in such resource p
lanning and allocation may have a negative impact on our\plain\cf1\f51\fs16\ql
profitability.\par\pard\plain\sb198\fi462\cf1\f51\fs16\b\ql If our clients are n
ot satisfied with our services, our business could be adversely affected.\par\pa
rd\plain\sb198\fi462\cf1\f51\fs16\ql Our business model depends in large part on
our ability to attract additional work from our base of existing clients. Our b
usiness model also\plain\cf1\f51\fs16\ql depends on our account teams\u8217? ab
ility to develop relationships with our clients that enable us to understand our
clients\u8217? needs and deliver\plain\cf1\f51\fs16\ql solutions and services
that are tailored to those needs. If a client is not satisfied with the quality
of work performed by us, or with the type of services or\plain\cf1\f51\fs16\ql
solutions delivered, then we could incur additional costs to address the situati
on, the profitability of that work might be impaired, and the client\u8217?s\pla
in\cf1\f51\fs16\ql dissatisfaction with our services could damage our ability t
o obtain additional work from that client. In particular, clients that are not s
atisfied might seek\plain\cf1\f51\fs16\ql to terminate existing contracts prior
to their scheduled expiration date and could direct future business to our comp
etitors. In addition, negative publicity\plain\cf1\f51\fs16\ql related to our c
lient services or relationships, regardless of its accuracy, may further damage
our business by affecting our ability to compete for new\plain\cf1\f51\fs16\ql
contracts with current and prospective clients.\par\pard\plain\cf1\f51\fs13\ql \
~\par\pard\plain\cf1\f51\fs16\qc 29
\page\par\pard\plain\f0\fs4\par\pard\plain\f0\fs2\brdrt\brdrs\brdrw15\brdrcf2\br
drsp0\par\pard\plain\f0\fs4\par\par\pard\plain\ul{\field{\*\fldinst HYPERLINK \\
l "toc" }{\*\fldrslt\cf3\f52\fs16\b\ql Table of Contents}}\par\pard\plain\fi462\
cf1\f51\fs16\b\ql We rely on a few customers for a large portion of our revenues
.\par\pard\plain\sb198\fi462\cf1\f51\fs16\ql Our top five and top ten customers
generated approximately 13.2% and 22.6%, respectively, of our revenues for the y
ear ended December\~31, 2013.\plain\cf1\f51\fs16\ql The volume of work performe
d for specific customers is likely to vary from year to year, and a major custom
er in one year may not use our services in a\plain\cf1\f51\fs16\ql subsequent y
ear. The loss of one of our large customers could have a material adverse effect
on our business, results of operations and financial condition.\par\pard\plain\
sb198\fi462\cf1\f51\fs16\b\ql We generally do not have long-term contracts with
our customers and our results of operations could be adversely affected if our c
lients\plain\cf1\f51\fs16\b\ql terminate their contracts with us on short notic
e.\par\pard\plain\sb198\fi462\cf1\f51\fs16\ql Consistent with industry practice,
we generally do not enter into long-term contracts with our customers. A majori
ty of our contracts can be\plain\cf1\f51\fs16\ql terminated by our clients with
short notice and without significant early termination cost. Terminations may r
esult from factors that are beyond our control\plain\cf1\f51\fs16\ql and unrela
ted to our work product or the progress of the project, including the business o
r financial conditions of the client, changes in ownership or\plain\cf1\f51\fs16
\ql management at our clients, changes in client strategies or the economy or m
arkets generally. When contracts are terminated, we lose the anticipated\plain\c
f1\f51\fs16\ql revenues and might not be able to eliminate our associated costs
in a timely manner. Consequently, our profit margins in subsequent periods coul

d be\plain\cf1\f51\fs16\ql lower than expected. If we are unable to replace the


lost revenue with other work on terms we find acceptable or effectively elimina
te costs, we may not\plain\cf1\f51\fs16\ql be able to maintain our level of pro
fitability.\par\pard\plain\sb198\fi462\cf1\f51\fs16\b\ql Our results of operatio
ns may be affected by the rate of growth in the use of technology in business an
d the type and level of technology\plain\cf1\f51\fs16\b\ql spending by our clie
nts.\par\pard\plain\sb198\fi462\cf1\f51\fs16\ql Our business depends, in part, u
pon continued growth in the use of technology in business by our clients and pro
spective clients as well as their\plain\cf1\f51\fs16\ql customers and suppliers
. In challenging economic environments, our clients may reduce or defer their sp
ending on new technologies in order to focus on\plain\cf1\f51\fs16\ql other pri
orities. At the same time, many companies have already invested substantial reso
urces in their current means of conducting commerce and\plain\cf1\f51\fs16\ql e
xchanging information, and they may be reluctant or slow to adopt new approaches
that could disrupt existing personnel, processes and infrastructures. If\plain\
cf1\f51\fs16\ql the growth of technology usage in business, or our clients\u821
7? spending on technology in business, declines, or if we cannot convince our cl
ients or\plain\cf1\f51\fs16\ql potential clients to embrace new technological s
olutions, our results of operations could be adversely affected.\par\pard\plain\
sb198\fi462\cf1\f51\fs16\b\ql If we are unable to collect our receivables from,
or bill our unbilled services to, our clients, our results of operations and cas
h flows could\plain\cf1\f51\fs16\b\ql be adversely affected.\par\pard\plain\sb1
98\fi462\cf1\f51\fs16\ql Our business depends on our ability to successfully obt
ain payment from our clients of the amounts they owe us for work performed. We e
valuate\plain\cf1\f51\fs16\ql the financial condition of our clients and usuall
y bill and collect on relatively short cycles. We maintain allowances against re
ceivables and unbilled\plain\cf1\f51\fs16\ql services. Actual losses on client
balances could differ from those that we currently anticipate and, as a result,
we might need to adjust our allowances.\plain\cf1\f51\fs16\ql There is no guara
ntee that we will accurately assess the creditworthiness of our clients. Macroec
onomic conditions, such as the continued credit crisis and\plain\cf1\f51\fs16\ql
related turmoil in the global financial system, could also result in financial
difficulties, including limited access to the credit markets, insolvency or\pla
in\cf1\f51\fs16\ql bankruptcy, for our clients, and, as a result, could cause c
lients to delay payments to us, request modifications to their payment arrangeme
nts that could\plain\cf1\f51\fs16\ql increase our receivables balance, or defau
lt on their payment obligations to us. Timely collection of client balances also
depends on our ability to\plain\cf1\f51\fs16\ql complete our contractual commi
tments and bill and collect our contracted revenues. If we are unable to meet ou
r contractual requirements, we might\plain\cf1\f51\fs16\ql experience delays in
collection of and/or be unable to collect our client balances, and if this occu
rs, our results of operations and cash flows could be\plain\cf1\f51\fs16\ql adv
ersely affected. In addition, if we experience an increase in the time to bill a
nd collect for our services, our cash flows could be adversely affected.\par\par
d\plain\cf1\f51\fs13\ql \~\par\pard\plain\cf1\f51\fs16\qc 30
\page\par\pard\plain\f0\fs4\par\pard\plain\f0\fs2\brdrt\brdrs\brdrw15\brdrcf2\br
drsp0\par\pard\plain\f0\fs4\par\par\pard\plain\ul{\field{\*\fldinst HYPERLINK \\
l "toc" }{\*\fldrslt\cf3\f52\fs16\b\ql Table of Contents}}\par\pard\plain\fi462\
cf1\f51\fs16\b\ql We are investing substantial cash in new facilities and physic
al infrastructure, and our profitability could be reduced if our business does\p
lain\cf1\f51\fs16\b\ql not grow proportionately.\par\pard\plain\sb198\fi462\cf1
\f51\fs16\ql We have made and continue to make significant contractual commitmen
ts related to capital expenditures on construction or expansion of our\plain\cf1
\f51\fs16\ql development and delivery centers. We may encounter cost overruns o
r project delays in connection with new facilities. These expansions will likely
\plain\cf1\f51\fs16\ql increase our fixed costs and if we are unable to grow ou
r business and revenues proportionately, our profitability may be reduced.\par\p
ard\plain\sb198\fi462\cf1\f51\fs16\b\ql Competition for highly-skilled technical
personnel is intense and the success of our business depends on our ability to
attract and retain\plain\cf1\f51\fs16\b\ql highly-skilled professionals.\par\pa

rd\plain\sb198\fi462\cf1\f51\fs16\ql Our future success will depend to a signifi


cant extent on our ability to attract, train and retain highly-skilled professio
nals so as to keep our supply\plain\cf1\f51\fs16\ql of skills and resources in
balance with client demand. In particular, we must attract, train and retain app
ropriate numbers of talented people, including\plain\cf1\f51\fs16\ql project ma
nagers, IT engineers and other senior technical personnel, with diverse skills i
n order to serve client needs and grow our business. We are\plain\cf1\f51\fs16\q
l particularly dependent on retaining our senior executives and other experienc
ed managers with the skill sets required by our business, and if we are unable\p
lain\cf1\f51\fs16\ql to do so, our ability to develop new business and effectiv
ely lead our current projects could be jeopardized. Similarly, the profitability
of our business\plain\cf1\f51\fs16\ql model depends on our ability to effectiv
ely utilize personnel with the right mix of skills and experience to support our
projects. The processes and costs\plain\cf1\f51\fs16\ql associated with recrui
ting, training and retaining employees place significant demands on our resource
s.\par\pard\plain\sb198\fi462\cf1\f51\fs16\ql We believe there is a shortage of,
and significant competition for, professionals with the advanced technological
skills necessary to perform the\plain\cf1\f51\fs16\ql services we offer. We hav
e subcontracted to a limited extent in the past, and may do so in the future, wi
th other service providers in order to meet our\plain\cf1\f51\fs16\ql obligatio
ns to our customers. Our ability to maintain and renew existing engagements and
obtain new business will depend, in large part, on our ability to\plain\cf1\f51\
fs16\ql attract, train and retain technical personnel with the skills that keep
pace with continuing changes in information technology, evolving industry stand
ards\plain\cf1\f51\fs16\ql and changing customer preferences. Further, we must
train and manage our growing work force, requiring an increase in the level of r
esponsibility for\plain\cf1\f51\fs16\ql both existing and new management person
nel. We cannot guarantee that the management skills and systems currently in pla
ce will be adequate or that we\plain\cf1\f51\fs16\ql will be able to train and
assimilate new employees successfully. Our profits and ability to compete for an
d manage client engagements could be adversely\plain\cf1\f51\fs16\ql affected i
f we cannot manage employee hiring and attrition to achieve a stable and efficie
nt workforce structure.\par\pard\plain\sb198\fi462\cf1\f51\fs16\b\ql Our ability
to operate and compete effectively could be impaired if we lose key personnel o
r if we cannot attract additional qualified\plain\cf1\f51\fs16\b\ql personnel.\
par\pard\plain\sb198\fi462\cf1\f51\fs16\ql Our future performance depends to a s
ignificant degree upon the continued service of the key members of our managemen
t team, as well as\plain\cf1\f51\fs16\ql marketing, sales and technical personn
el, and our ability to attract and retain new management and other personnel. We
do not maintain key man life\plain\cf1\f51\fs16\ql insurance on any of our exe
cutive officers or significant employees. Competition for personnel is intense,
and there can be no assurance that we will be\plain\cf1\f51\fs16\ql able to ret
ain our key employees or that we will be successful in attracting and retaining
new personnel in the future. The loss of any one or more of our\plain\cf1\f51\fs
16\ql key personnel or the failure to attract and retain key personnel could ha
ve a material adverse effect on our business, results of operations and financia
l\plain\cf1\f51\fs16\ql condition.\par\pard\plain\sb198\fi462\cf1\f51\fs16\b\ql
Restrictions in non-competition agreements with our executive officers may not
be enforceable.\par\pard\plain\sb198\fi462\cf1\f51\fs16\ql Currently we have ent
ered into non-competition agreements with the majority of our executive officers
. We cannot be certain, however, that the\plain\cf1\f51\fs16\ql restrictions in
these agreements prohibiting such executive officers from engaging in competiti
ve activities are enforceable. Further, substantially all of our\plain\cf1\f51\f
s16\ql professional non-executive staff are not covered by agreements that woul
d prohibit them from working for our competitors. If any of our key professional
\plain\cf1\f51\fs16\ql personnel leaves our employment and joins one of our com
petitors, our business could be adversely affected.\par\pard\plain\cf1\f51\fs13\
ql \~\par\pard\plain\cf1\f51\fs16\qc 31
\page\par\pard\plain\f0\fs4\par\pard\plain\f0\fs2\brdrt\brdrs\brdrw15\brdrcf2\br
drsp0\par\pard\plain\f0\fs4\par\par\pard\plain\ul{\field{\*\fldinst HYPERLINK \\

l "toc" }{\*\fldrslt\cf3\f52\fs16\b\ql Table of Contents}}\par\pard\plain\fi462\


cf1\f51\fs16\b\ql Our earnings may be adversely affected if we change our intent
not to repatriate foreign earnings or if such earnings become subject to\plain\
cf1\f51\fs16\b\ql U.S. tax on a current basis.\par\pard\plain\sb198\fi462\cf1\f
51\fs16\ql We earn a significant amount of our earnings outside of the United St
ates. Other than amounts for which we have already accrued U.S. taxes, we\plain\
cf1\f51\fs16\ql consider foreign earnings to be indefinitely reinvested outside
of the United States. While we have no plans to do so, events may occur that co
uld\plain\cf1\f51\fs16\ql effectively force us to change our intent not to repa
triate such earnings. If such earnings are repatriated in the future or are no l
onger deemed to be\plain\cf1\f51\fs16\ql indefinitely reinvested, we may have t
o accrue taxes associated with such earnings at a substantially higher rate than
our projected effective income tax\plain\cf1\f51\fs16\ql rate in 2013. These i
ncreased taxes could have a material adverse effect on our business, results of
operations and financial condition.\par\pard\plain\sb198\fi462\cf1\f51\fs16\b\ql
Our earnings may be negatively impacted by the loss of certain tax benefits pro
vided by India to companies in our industry as well as by\plain\cf1\f51\fs16\b\q
l possible changes in Indian tax laws.\par\pard\plain\sb198\fi462\cf1\f51\fs16\
ql Our Indian subsidiaries, collectively referred to as Cognizant India, are pri
marily export-oriented and are eligible for certain income tax holiday\plain\cf1
\f51\fs16\ql benefits granted by the Indian government for export activities co
nducted within Special Economic Zones, or SEZs, for periods of up to 15 years.\~
Changes\plain\cf1\f51\fs16\ql in Indian tax laws that would reduce or deny SEZ
tax benefits could have a material adverse effect on our business, results of op
erations and financial\plain\cf1\f51\fs16\ql condition. In addition, all Indian
profits, including those generated within SEZs, are subject to the MAT, at the
current rate of approximately 20.0%.\~Any\plain\cf1\f51\fs16\ql MAT paid is cre
ditable against future corporate income tax, subject to limitations.\~Currently,
we anticipate utilizing our existing MAT balances against\plain\cf1\f51\fs16\ql
future corporate income tax.\~Our ability to fully do so may be influenced by
possible changes to the Indian tax laws as well as the future financial results\
plain\cf1\f51\fs16\ql of Cognizant India.\~Our inability to fully utilize our d
eferred income tax assets related to the MAT could have a material adverse effec
t on our business,\plain\cf1\f51\fs16\ql results of operations and financial co
ndition.\par\pard\plain\sb198\fi462\cf1\f51\fs16\b\ql Our earnings and financial
condition may be negatively impacted by certain tax related matters.\par\pard\p
lain\sb198\fi462\cf1\f51\fs16\ql We are subject to income taxes in both the Unit
ed States and numerous foreign jurisdictions. The provision for income taxes and
cash tax liability\plain\cf1\f51\fs16\ql could be adversely affected by numero
us factors including, but not limited to, income before taxes being lower than a
nticipated in countries with lower\plain\cf1\f51\fs16\ql statutory tax rates an
d higher than anticipated in countries with higher statutory tax rates, changes
in the valuation of deferred tax assets and liabilities,\plain\cf1\f51\fs16\ql
and changes in tax laws, regulations, accounting principles or interpretations t
hereof, which could adversely impact our results of operations and financial\pla
in\cf1\f51\fs16\ql condition in future periods. In addition, our income tax ret
urns are subject to examination in the jurisdictions in which we operate. We reg
ularly assess the\plain\cf1\f51\fs16\ql likelihood of adverse outcomes resultin
g from these examinations to determine the adequacy of our provision for income
taxes. An unfavorable outcome\plain\cf1\f51\fs16\ql of one or more of these exa
minations may have an adverse effect on our business, results of operations and
financial condition.\par\pard\plain\sb198\fi462\cf1\f51\fs16\b\ql If our pricing
structures are based on inaccurate expectations and assumptions regarding the c
ost and complexity of performing our work,\plain\cf1\f51\fs16\b\ql then our con
tracts could be unprofitable.\par\pard\plain\sb198\fi462\cf1\f51\fs16\ql We nego
tiate pricing terms with our clients utilizing a range of pricing structures and
conditions. We predominantly contract to provide services\plain\cf1\f51\fs16\ql
either on a time-and-materials basis or on a fixed-price basis. Our pricing is
highly dependent on our internal forecasts and predictions about our projects\p
lain\cf1\f51\fs16\ql and the marketplace, which might be based on limited data

and could turn out to be inaccurate. If we do not accurately estimate the costs
and timing for\plain\cf1\f51\fs16\ql completing projects, our contracts could p
rove unprofitable for us or yield lower profit margins than anticipated. We face
a number of risks when pricing\plain\cf1\f51\fs16\ql our contracts, as many of
our projects entail the coordination of operations and workforces in multiple l
ocations and utilizing workforces with different\plain\cf1\f51\fs16\ql skill se
ts and competencies across geographically diverse service locations. Our pricing
, cost and profit margin estimates for the work that we perform\plain\cf1\f51\fs
16\ql frequently include anticipated long-term cost savings from transformation
al and other initiatives that we expect to achieve and sustain over the life of
the\plain\cf1\f51\fs16\ql contract. There is a risk that we will underprice our
projects, fail to accurately estimate the costs of performing the work or fail
to\par\pard\plain\cf1\f51\fs13\ql \~\par\pard\plain\cf1\f51\fs16\qc 32
\page\par\pard\plain\f0\fs4\par\pard\plain\f0\fs2\brdrt\brdrs\brdrw15\brdrcf2\br
drsp0\par\pard\plain\f0\fs4\par\par\pard\plain\ul{\field{\*\fldinst HYPERLINK \\
l "toc" }{\*\fldrslt\cf3\f52\fs16\b\ql Table of Contents}}\par\pard\plain\cf1\f5
1\fs16\ql accurately assess the risks associated with potential contracts. In pa
rticular, any increased or unexpected costs, delays or failures to achieve antic
ipated cost\plain\cf1\f51\fs16\ql savings, or unexpected risks we encounter in
connection with the performance of this work, including those caused by factors
outside our control, could\plain\cf1\f51\fs16\ql make these contracts less prof
itable or unprofitable, which could have an adverse effect on our profit margin.
\par\pard\plain\sb198\fi462\cf1\f51\fs16\ql In addition, a significant portion o
f our projects are contracted on a fixed-price basis, subjecting us to the foreg
oing risks to an even greater extent.\plain\cf1\f51\fs16\ql Fixed-price contrac
ts accounted for approximately 34.0% of our revenues for the twelve months ended
December\~31, 2013. We expect that an increasing\plain\cf1\f51\fs16\ql number
of our future projects will be contracted on a fixed-price basis. In addition to
the other risks described in the paragraph above, we bear the risk\plain\cf1\f5
1\fs16\ql of cost over-runs and operating cost inflation in connection with pro
jects covered by fixed-price contracts. Our failure to estimate accurately the r
esources\plain\cf1\f51\fs16\ql and time required for a fixed-price project, or
our failure to complete our contractual obligations within the time frame commit
ted, could have a material\plain\cf1\f51\fs16\ql adverse effect on our business
, results of operations and financial condition.\par\pard\plain\sb198\fi462\cf1\
f51\fs16\b\ql Our profitability could suffer if we are not able to maintain favo
rable pricing rates.\par\pard\plain\sb198\fi462\cf1\f51\fs16\ql Our profit margi
n, and therefore our profitability, is dependent on the rates we are able to rec
over for our services. If we are not able to maintain\plain\cf1\f51\fs16\ql fav
orable pricing for our services, our profit margin and our profitability could s
uffer. The rates we are able to recover for our services are affected by a\plain
\cf1\f51\fs16\ql number of factors, including:\par\pard\plain\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx8701\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l our clients\u8217? perceptions of our ability to add value through our service
s;\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx8701\trrh206\row}}}\pard\pla
in\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx4912\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l competition;\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx4912\trrh206\row}}}\pard\pla
in\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx7925\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822

6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l introduction of new services or products by us or our competitors;\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx7925\trrh206\row}}}\pard\pla
in\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx6809\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l our competitors\u8217? pricing policies;\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx6809\trrh206\row}}}\pard\pla
in\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l our ability to accurately estimate, attain and sustain contract revenues, marg
ins and cash flows over increasingly longer contract periods;\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh206\row}}}\pard\pl
ain\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx7539\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l bid practices of clients and their use of third-party advisors;\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx7539\trrh206\row}}}\pard\pla
in\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10549\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l the use by our competitors and our clients of offshore resources to provide lo
wer-cost service delivery capabilities;\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10549\trrh206\row}}}\pard\pl
ain\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx9486\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l our ability to charge premium prices when justified by market demand or the ty
pe of service; and\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx9486\trrh206\row}}}\pard\pla
in\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx6488\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l general economic and political conditions.\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx6488\trrh206\row}}}\pard\pla
in\sb198\fi462\cf1\f51\fs16\b\ql Our profitability could suffer if we are not ab
le to maintain favorable utilization rates.\par\pard\plain\sb198\fi462\cf1\f51\f
s16\ql The cost of providing our services, including the utilization rate of our
professionals, affects our profitability. If we are not able to maintain an\pla
in\cf1\f51\fs16\ql appropriate utilization rate for our professionals, our prof
it margin and our profitability may suffer. Our utilization rates are affected b
y a number of\plain\cf1\f51\fs16\ql factors, including:\par\pard\plain\cf1\f51\
fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx9229\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q

l our ability to efficiently transition employees from completed projects to new


assignments;\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx9229\trrh206\row}}}\pard\pla
in\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx6929\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l our ability to hire and assimilate new employees;\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx6929\trrh206\row}}}\pard\pla
in\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh412
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l our ability to accurately forecast demand for our services and thereby maintai
n an appropriate headcount in each of our geographies and\plain\intbl\cf1\f51\fs
16\ql workforces;\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh412\row}}}\pard\pl
ain\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx6792\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l our ability to effectively manage attrition;\~and\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx6792\trrh206\row}}}\pard\pla
in\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10553\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l our need to devote time and resources to training, professional development an
d other non-chargeable activities.\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10553\trrh206\row}}}\pard\pl
ain\cf1\f51\fs13\ql \~\par\pard\plain\cf1\f51\fs16\qc 33
\page\par\pard\plain\f0\fs4\par\pard\plain\f0\fs2\brdrt\brdrs\brdrw15\brdrcf2\br
drsp0\par\pard\plain\f0\fs4\par\par\pard\plain\ul{\field{\*\fldinst HYPERLINK \\
l "toc" }{\*\fldrslt\cf3\f52\fs16\b\ql Table of Contents}}\par\pard\plain\fi462\
cf1\f51\fs16\b\ql If we do not continue to improve our operational, financial an
d other internal controls and systems to manage our rapid growth and size or\pla
in\cf1\f51\fs16\b\ql if we are unable to enter, operate and compete effectively
in new geographic markets, our business may suffer and the value of our\plain\c
f1\f51\fs16\b\ql stockholders\u8217? investment in our Company may be harmed.\p
ar\pard\plain\sb198\fi462\cf1\f51\fs16\ql Our anticipated growth will continue t
o place significant demands on our management and other resources. Our growth wi
ll require us to continue\plain\cf1\f51\fs16\ql to develop and improve our oper
ational, financial and other internal controls in the United States, Europe, Ind
ia and elsewhere. In particular, our continued\plain\cf1\f51\fs16\ql growth wil
l increase the challenges involved in:\par\pard\plain\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh412
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l recruiting, training and retaining technical, finance, marketing and managemen
t personnel with the knowledge, skills and experience that\plain\intbl\cf1\f51\f
s16\ql our business model requires;\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh412\row}}}\pard\pl
ain\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx6702\trrh206

\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822


6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l maintaining high levels of client satisfaction;\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx6702\trrh206\row}}}\pard\pla
in\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh412
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l developing and improving our internal administrative infrastructure, particula
rly our financial, operational, communications and other\plain\intbl\cf1\f51\fs1
6\ql internal systems;\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh412\row}}}\pard\pl
ain\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx8056\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l preserving our culture, values and entrepreneurial environment; and\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx8056\trrh206\row}}}\pard\pla
in\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh412
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l effectively managing our personnel and operations and effectively communicatin
g to our personnel worldwide our core values, strategies\plain\intbl\cf1\f51\fs1
6\ql and goals.\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh412\row}}}\pard\pl
ain\sb198\fi462\cf1\f51\fs16\ql In addition, the increasing size and scope of ou
r operations increase the possibility that a member of our personnel will engage
in unlawful or\plain\cf1\f51\fs16\ql fraudulent activity, breach our contractu
al obligations, or otherwise expose us to unacceptable business risks, despite o
ur efforts to train our people and\plain\cf1\f51\fs16\ql maintain internal cont
rols to prevent such instances. If we do not continue to develop and implement t
he right processes and tools to manage our\plain\cf1\f51\fs16\ql enterprise, ou
r ability to compete successfully and achieve our business objectives could be i
mpaired.\par\pard\plain\sb198\fi462\cf1\f51\fs16\ql As part of our growth strate
gy, we plan to continue expanding our operations in Europe, Asia, the Middle Eas
t, and Latin America. We may not be\plain\cf1\f51\fs16\ql able to compete effec
tively in these markets and the cost of entering these markets may be substantia
lly greater than we expect. If we fail to compete\plain\cf1\f51\fs16\ql effecti
vely in the new markets we enter, or if the cost of entering those markets is su
bstantially greater than we expect, our business, results of operations\plain\cf
1\f51\fs16\ql and financial condition could be adversely affected. In addition,
if we cannot compete effectively, we may be required to reconsider our strategy
to invest\plain\cf1\f51\fs16\ql in our international expansion plans and chang
e our intent on the repatriation of our earnings.\par\pard\plain\sb198\fi462\cf1
\f51\fs16\b\ql Our operating results may experience significant quarterly fluctu
ations.\par\pard\plain\sb198\fi462\cf1\f51\fs16\ql Historically, we have experie
nced significant quarterly fluctuations in our revenues and results of operation
s and expect these fluctuations to\plain\cf1\f51\fs16\ql continue. Among the fa
ctors causing these variations have been:\par\pard\plain\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx9539\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l the nature, number, timing, scope and contractual terms of the projects in whi
ch we are engaged;\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx9539\trrh206\row}}}\pard\pla

in\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx7171\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l delays incurred in the performance of those projects;\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx7171\trrh206\row}}}\pard\pla
in\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx9101\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l the accuracy of estimates of resources and time required to complete ongoing p
rojects; and\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx9101\trrh206\row}}}\pard\pla
in\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx5775\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l general economic conditions.\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx5775\trrh206\row}}}\pard\pla
in\sb198\fi462\cf1\f51\fs16\ql In addition, our future revenues, operating margi
ns and profitability may fluctuate as a result of:\par\pard\plain\cf1\f51\fs9\ql
\~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx8508\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l changes in pricing in response to customer demand and competitive pressures;\c
ell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx8508\trrh206\row}}}\pard\pla
in\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx6790\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l changes to the financial condition of our clients;\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx6790\trrh206\row}}}\pard\pla
in\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx6313\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l the mix of on-site and offshore staffing;\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx6313\trrh206\row}}}\pard\pla
in\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx8447\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l the ratio of fixed-price contracts versus time-and-materials contracts;\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx8447\trrh206\row}}}\pard\pla
in\cf1\f51\fs13\ql \~\par\pard\plain\cf1\f51\fs16\qc 34
\page\par\pard\plain\f0\fs4\par\pard\plain\f0\fs2\brdrt\brdrs\brdrw15\brdrcf2\br
drsp0\par\pard\plain\f0\fs4\par\par\pard\plain\ul{\field{\*\fldinst HYPERLINK \\
l "toc" }{\*\fldrslt\cf3\f52\fs16\b\ql Table of Contents}}
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx6507\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822

6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l employee wage levels and utilization rates;\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx6507\trrh206\row}}}\pard\pla
in\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx8745\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l changes in foreign exchange rates, including the Indian rupee versus the U.S.
dollar;\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx8745\trrh206\row}}}\pard\pla
in\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx6777\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l the timing of collection of accounts receivable;\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx6777\trrh206\row}}}\pard\pla
in\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx5464\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l enactment of new taxes;\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx5464\trrh206\row}}}\pard\pla
in\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx8411\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l changes in domestic and international income tax rates and regulations; and\ce
ll{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx8411\trrh206\row}}}\pard\pla
in\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l changes to levels and types of stock-based compensation awards and assumptions
used to determine the fair value of such awards.\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh206\row}}}\pard\pl
ain\sb198\fi462\cf1\f51\fs16\ql A high percentage of our operating expenses, par
ticularly personnel and rent, are relatively fixed in advance of any particular
period. As a result,\plain\cf1\f51\fs16\ql unanticipated variations in the numb
er and timing of our projects or in employee wage levels and utilization rates m
ay cause significant variations in our\plain\cf1\f51\fs16\ql operating results
in any particular period, and could result in losses. Any significant shortfall
of revenues in relation to our expectations, any material\plain\cf1\f51\fs16\ql
reduction in utilization rates for our professional staff or variance in the on
-site/offshore staffing mix, an unanticipated termination of a major project, a\
plain\cf1\f51\fs16\ql customer\u8217?s decision not to pursue a new project or
proceed to succeeding stages of a current project or the completion of several m
ajor customer\plain\cf1\f51\fs16\ql projects during a quarter could require us
to pay underutilized employees and could therefore have a material adverse effec
t on our business, results of\plain\cf1\f51\fs16\ql operations and financial co
ndition.\par\pard\plain\sb198\fi462\cf1\f51\fs16\ql As a result of these factors
, it is possible that in some future periods, our revenues and operating results
may be significantly below the expectations\plain\cf1\f51\fs16\ql of public ma
rket analysts and investors. In such an event, the price of our common stock wou
ld likely be materially and adversely affected.\par\pard\plain\sb198\fi462\cf1\f

51\fs16\b\ql We could be held liable for damages or our reputation could be dama
ged by disclosure of confidential information or personal data,\plain\cf1\f51\fs
16\b\ql security breaches or system failures.\par\pard\plain\sb198\fi462\cf1\f5
1\fs16\ql We are dependent on information technology networks and systems to pro
cess, transmit and securely store electronic information and to\plain\cf1\f51\fs
16\ql communicate among our locations around the world and with our clients. Se
curity breaches of this infrastructure could lead to shutdowns or disruptions of
\plain\cf1\f51\fs16\ql our systems and potential unauthorized disclosure of con
fidential information or data, including personal data. In addition, many of our
engagements\plain\cf1\f51\fs16\ql involve projects that are critical to the op
erations of our customers\u8217? businesses and provide benefits that are diffic
ult to quantify. The theft and/or\plain\cf1\f51\fs16\ql unauthorized use or pub
lication of our, or our clients\u8217?, confidential information or other propri
etary business information as a result of such an\plain\cf1\f51\fs16\ql inciden
t could adversely affect our competitive position and reduce marketplace accepta
nce of our services. Any failure in the networks or computer\plain\cf1\f51\fs16\
ql systems used by us or our customers could result in a claim for substantial
damages against us and significant reputational harm, regardless of our\plain\cf
1\f51\fs16\ql responsibility for the failure. Although we attempt to limit by c
ontract our liability for damages arising from negligent acts, errors, mistakes
or omissions\plain\cf1\f51\fs16\ql in rendering our services, we cannot assure
you that any such damages are subject to a contractual limitation or that any su
ch contractual limitations on\plain\cf1\f51\fs16\ql liability will be enforceab
le or will otherwise protect us from liability for damages.\par\pard\plain\sb198
\fi462\cf1\f51\fs16\ql In addition, we often have access to or are required to m
anage, utilize, collect and store sensitive or confidential client or employee d
ata, including\plain\cf1\f51\fs16\ql nonpublic personal data. As a result, we a
re subject to numerous U.S.\~and foreign jurisdiction laws and regulations desig
ned to protect this information,\plain\cf1\f51\fs16\ql such as the European Uni
on Directive on Data Protection and various U.S.\~federal and state laws governi
ng the protection of health or other individually\plain\cf1\f51\fs16\ql identif
iable information. If any person, including any of our employees, negligently di
sregards or intentionally breaches controls or procedures with which\plain\cf1\f
51\fs16\ql we are responsible for complying with respect to such data or otherw
ise mismanages or misappropriates that data, or if unauthorized access to or\pla
in\cf1\f51\fs16\ql disclosure of data in our possession or control occurs, we c
ould be subject to significant liability to our clients or our clients\u8217? cu
stomers for\plain\cf1\f51\fs16\ql breaching contractual confidentiality and sec
urity provisions or privacy laws, as well as liability and penalties in connecti
on with any violation of\plain\cf1\f51\fs16\ql applicable privacy laws and/or c
riminal prosecution. Unauthorized disclosure of sensitive or confidential client
or employee data, whether through breach\plain\cf1\f51\fs16\ql of computer\par
\pard\plain\cf1\f51\fs13\ql \~\par\pard\plain\cf1\f51\fs16\qc 35
\page\par\pard\plain\f0\fs4\par\pard\plain\f0\fs2\brdrt\brdrs\brdrw15\brdrcf2\br
drsp0\par\pard\plain\f0\fs4\par\par\pard\plain\ul{\field{\*\fldinst HYPERLINK \\
l "toc" }{\*\fldrslt\cf3\f52\fs16\b\ql Table of Contents}}\par\pard\plain\cf1\f5
1\fs16\ql systems, systems failure, employee negligence, fraud or misappropriati
on, or otherwise, could damage our reputation and cause us to lose clients.\plai
n\cf1\f51\fs16\ql Similarly, unauthorized access to or through our information
systems and networks or those we develop or manage for our clients, whether by o
ur\plain\cf1\f51\fs16\ql employees or third parties, could result in negative p
ublicity, legal liability and damage to our reputation.\par\pard\plain\sb198\fi4
62\cf1\f51\fs16\ql Although we have general liability insurance coverage, includ
ing coverage for errors or omissions, there can be no assurance that our coverag
e will\plain\cf1\f51\fs16\ql cover all claims, continue to be available on reas
onable terms or will be sufficient in amount to cover one or more large claims,
or that the insurer will\plain\cf1\f51\fs16\ql not disclaim coverage as to any
future claim. The successful assertion of one or more large claims against us th
at exceed or are not covered by our\plain\cf1\f51\fs16\ql insurance coverage or
changes in our insurance policies, including premium increases or the impositio

n of large deductible or co-insurance requirements,\plain\cf1\f51\fs16\ql could


have a material adverse effect on our business, results of operations and finan
cial condition.\par\pard\plain\sb198\fi462\cf1\f51\fs16\b\ql Our business could
be negatively affected if we incur legal liability, including with respect to ou
r contractual obligations, in connection with\plain\cf1\f51\fs16\b\ql providing
our solutions and services.\par\pard\plain\sb198\fi462\cf1\f51\fs16\ql If we fa
il to meet our contractual obligations or otherwise breach obligations to our cl
ients, we could be subject to legal liability. We may enter into\plain\cf1\f51\f
s16\ql non-standard agreements because we perceive an important economic opport
unity by doing so or because our personnel did not adequately adhere to our\plai
n\cf1\f51\fs16\ql guidelines. In addition, the contracting practices of our com
petitors may cause contract terms and conditions that are unfavorable to us to b
ecome standard\plain\cf1\f51\fs16\ql in the marketplace. If we cannot or do not
perform our obligations, we could face legal liability and our contracts might
not always protect us adequately\plain\cf1\f51\fs16\ql through limitations on t
he scope and/or amount of our potential liability. If we cannot, or do not, meet
our contractual obligations to provide solutions and\plain\cf1\f51\fs16\ql ser
vices, and if our exposure is not adequately limited through the enforceable ter
ms of our agreements, we might face significant legal liability and our\plain\cf
1\f51\fs16\ql business could be adversely affected.\par\pard\plain\sb198\fi462\
cf1\f51\fs16\ql In the normal course of business and in conjunction with certain
client engagements, we have entered into contractual arrangements through which
\plain\cf1\f51\fs16\ql we may be obligated to indemnify clients or other partie
s with whom we conduct business with respect to certain matters. These arrangeme
nts can include\plain\cf1\f51\fs16\ql provisions whereby we agree to hold the i
ndemnified party and certain of their affiliated entities harmless with respect
to third-party claims related to\plain\cf1\f51\fs16\ql such matters as our brea
ch of certain representations or covenants, or out of our intellectual property
infringement, our gross negligence or willful\plain\cf1\f51\fs16\ql misconduct
or certain other claims made against certain parties. Payments by us under any o
f these arrangements are generally conditioned on the client\plain\cf1\f51\fs16\
ql making a claim and providing us with full control over the defense and settl
ement of such claim. It is not possible to determine the maximum potential\plain
\cf1\f51\fs16\ql amount under these indemnification agreements due to the uniqu
e facts and circumstances involved in each particular agreement. Historically, w
e have not\plain\cf1\f51\fs16\ql made payments under these indemnification agre
ements so they have not had any impact on our operating results, financial posit
ion, or cash flows.\plain\cf1\f51\fs16\ql However, if events arise requiring us
to make payment for indemnification claims under our indemnification obligation
s in contracts we have entered, such\plain\cf1\f51\fs16\ql payments could have
a material impact on our operating results, financial position, and cash flows.\
par\pard\plain\sb198\fi462\cf1\f51\fs16\b\ql We could incur liability or our rep
utation could be damaged if our provision of services and solutions to our clien
ts contributes to our\plain\cf1\f51\fs16\b\ql clients\u8217? internal control d
eficiencies.\par\pard\plain\sb198\fi462\cf1\f51\fs16\ql Our clients may perform
audits or require us to perform audits and provide audit reports with respect to
the controls and procedures that we use in\plain\cf1\f51\fs16\ql the performan
ce of services for such clients, especially when we process data belonging to th
em. Our ability to acquire new clients and retain existing\plain\cf1\f51\fs16\ql
clients may be adversely affected and our reputation could be harmed if we rec
eive a qualified opinion, or if we cannot obtain an unqualified opinion,\plain\c
f1\f51\fs16\ql with respect to our controls and procedures in connection with a
ny such audit in a timely manner. Additionally, we could incur liability if our
controls\plain\cf1\f51\fs16\ql and procedures, or the controls and procedures w
e manage for a client, were to result in internal controls failures or impair ou
r client\u8217?s ability to\plain\cf1\f51\fs16\ql comply with its own internal
control requirements.\par\pard\plain\cf1\f51\fs13\ql \~\par\pard\plain\cf1\f51\f
s16\qc 36
\page\par\pard\plain\f0\fs4\par\pard\plain\f0\fs2\brdrt\brdrs\brdrw15\brdrcf2\br
drsp0\par\pard\plain\f0\fs4\par\par\pard\plain\ul{\field{\*\fldinst HYPERLINK \\

l "toc" }{\*\fldrslt\cf3\f52\fs16\b\ql Table of Contents}}\par\pard\plain\fi462\


cf1\f51\fs16\b\ql We may not be able to enforce or protect our intellectual prop
erty rights, which may harm our ability to compete and harm our business.\par\pa
rd\plain\sb198\fi462\cf1\f51\fs16\ql Our future success will depend, in part, on
our ability to protect our proprietary methodologies and other valuable intelle
ctual property. We\plain\cf1\f51\fs16\ql presently hold no issued patents. Howe
ver, we have filed patent applications and we intend to file additional patent a
pplications. There is no guarantee\plain\cf1\f51\fs16\ql that any patents will
issue in the United States or in any other country we may seek protection or tha
t they will serve as a barrier from competition from\plain\cf1\f51\fs16\ql othe
r organizations. Additionally, the protection afforded by international patent l
aws as well as the enforcement actions differ from country to country.\plain\cf1
\f51\fs16\ql There is no guarantee that we will be able to maintain adequate pr
otection or enforcement of our intellectual property rights.\par\pard\plain\sb19
8\fi462\cf1\f51\fs16\ql We also rely upon a combination of copyright and trade s
ecret laws, non-disclosure and related contractual arrangements, and other secur
ity\plain\cf1\f51\fs16\ql measures to protect our intellectual property rights.
Existing laws of some countries in which we provide services or solutions, such
as China, might offer\plain\cf1\f51\fs16\ql only limited protection of our int
ellectual property rights. India is a member of the Berne Convention, and has ag
reed to recognize protections on\plain\cf1\f51\fs16\ql copyrights conferred und
er the laws of foreign countries, including the laws of the United States. We be
lieve that laws, rules, regulations and treaties in\plain\cf1\f51\fs16\ql effec
t in the United States, India and other countries in which we operate are adequa
te to protect us from misappropriation or unauthorized use of our\plain\cf1\f51\
fs16\ql intellectual property. However, there can be no assurance that these la
ws will not change in ways that may prevent or restrict the transfer of software
\plain\cf1\f51\fs16\ql components, libraries and toolsets and other technology
or data we use in the performance of our services among the countries in which w
e operate and\plain\cf1\f51\fs16\ql provide services. There can be no assurance
that the steps we have taken to protect our intellectual property rights will b
e adequate to deter\plain\cf1\f51\fs16\ql misappropriation of any of our intell
ectual property, or that we will be able to detect unauthorized use and take app
ropriate steps to enforce our rights.\plain\cf1\f51\fs16\ql Enforcing our right
s might also require considerable time, money and oversight.\par\pard\plain\sb19
8\fi462\cf1\f51\fs16\ql Unauthorized use of our intellectual property may result
in development of technology, products or services that compete with our produc
ts and\plain\cf1\f51\fs16\ql services and unauthorized parties may infringe upo
n or misappropriate our products, services or proprietary information. If we are
unable to protect our\plain\cf1\f51\fs16\ql intellectual property, our busines
s may be adversely affected and our ability to compete may be impaired.\par\pard
\plain\sb198\fi462\cf1\f51\fs16\ql Depending on the circumstances, we might need
to grant a specific client greater rights in intellectual property developed or
used in connection with\plain\cf1\f51\fs16\ql a contract than we normally do.
In certain situations, we might forego all rights to the use of intellectual pro
perty we create and intend to reuse across\plain\cf1\f51\fs16\ql multiple clien
t engagements, which would limit our ability to reuse that intellectual property
for other clients. Any limitation on our ability to provide a\plain\cf1\f51\fs1
6\ql service or solution could cause us to lose revenue-generating opportunitie
s and require us to incur additional expenses to develop new or modified\plain\c
f1\f51\fs16\ql solutions for future projects.\par\pard\plain\sb198\fi462\cf1\f5
1\fs16\ql Our ability to enforce our software license agreements, service agreem
ents, and other intellectual property rights is subject to general litigation ri
sks,\plain\cf1\f51\fs16\ql as well as uncertainty as to the enforceability of o
ur intellectual property rights in various countries. To the extent that we seek
to enforce our rights, we\plain\cf1\f51\fs16\ql could be subject to claims tha
t an intellectual property right is invalid, otherwise not enforceable, or is li
censed to the party against whom we are pursuing\plain\cf1\f51\fs16\ql a claim.
In addition, our assertion of intellectual property rights may result in the ot
her party seeking to assert alleged intellectual property rights or assert\plain

\cf1\f51\fs16\ql other claims against us, which could harm our business. If we
are not successful in defending such claims in litigation, we may not be able to
sell or\plain\cf1\f51\fs16\ql license a particular service or solution due to
an injunction, or we may have to pay damages that could, in turn, harm our resul
ts of operations. In\plain\cf1\f51\fs16\ql addition, governments may adopt regu
lations, or courts may render decisions, requiring compulsory licensing of intel
lectual property to others, or\plain\cf1\f51\fs16\ql governments may require th
at products meet specified standards that serve to favor local companies. Our in
ability to enforce our intellectual property\plain\cf1\f51\fs16\ql rights under
these circumstances may harm our competitive position and our business.\par\par
d\plain\cf1\f51\fs13\ql \~\par\pard\plain\cf1\f51\fs16\qc 37
\page\par\pard\plain\f0\fs4\par\pard\plain\f0\fs2\brdrt\brdrs\brdrw15\brdrcf2\br
drsp0\par\pard\plain\f0\fs4\par\par\pard\plain\ul{\field{\*\fldinst HYPERLINK \\
l "toc" }{\*\fldrslt\cf3\f52\fs16\b\ql Table of Contents}}\par\pard\plain\fi462\
cf1\f51\fs16\b\ql Our services or solutions could infringe upon the intellectual
property rights of others and we may be subject to claims of infringement of\pl
ain\cf1\f51\fs16\b\ql third-party intellectual property rights.\par\pard\plain\
sb198\fi462\cf1\f51\fs16\ql We cannot be sure that our services and solutions, o
r the solutions of others that we offer to our clients, do not infringe on the i
ntellectual property\plain\cf1\f51\fs16\ql rights of others. Third parties may
assert against us or our customers claims alleging infringement of patent, copyr
ight, trademark, or other intellectual\plain\cf1\f51\fs16\ql property rights to
technologies or services that are important to our business. Infringement claim
s could harm our reputation, cost us money and prevent\plain\cf1\f51\fs16\ql us
from offering some services or solutions. In our contracts, we generally agree
to indemnify our clients for certain expenses or liabilities resulting from\plai
n\cf1\f51\fs16\ql potential infringement of the intellectual property rights of
third parties. In some instances, the amount of our liability under these indem
nities could be\plain\cf1\f51\fs16\ql substantial. Any claims that our products
, services or processes infringe the intellectual property rights of others, reg
ardless of the merit or resolution of\plain\cf1\f51\fs16\ql such claims, may re
sult in significant costs in defending and resolving such claims, and may divert
the efforts and attention of our management and\plain\cf1\f51\fs16\ql technica
l personnel from our business. In addition, as a result of such intellectual pro
perty infringement claims, we could be required or otherwise decide\plain\cf1\f5
1\fs16\ql that it is appropriate to:\par\pard\plain\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx6275\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l pay third-party infringement claims;\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx6275\trrh206\row}}}\pard\pla
in\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx9119\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l discontinue using, licensing, or selling particular products subject to infrin
gement claims;\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx9119\trrh206\row}}}\pard\pla
in\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx8488\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l discontinue using the technology or processes subject to infringement claims;\
cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx8488\trrh206\row}}}\pard\pla
in\cf1\f51\fs9\ql \~
\par\pard\plain

{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10565\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l develop other technology not subject to infringement claims, which could be co
stly or may not be possible; and/or\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10565\trrh206\row}}}\pard\pl
ain\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l license technology from the third party claiming infringement, which license m
ay not be available on commercially reasonable terms.\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh206\row}}}\pard\pl
ain\sb198\fi462\cf1\f51\fs16\ql The occurrence of any of the foregoing could res
ult in unexpected expenses or require us to recognize an impairment of our asset
s, which would\plain\cf1\f51\fs16\ql reduce the value of our assets and increas
e expenses. In addition, if we alter or discontinue our offering of affected ite
ms or services, our revenue could\plain\cf1\f51\fs16\ql be affected. If a claim
of infringement were successful against us or our clients, an injunction might
be ordered against our client or our own services or\plain\cf1\f51\fs16\ql oper
ations, causing further damages.\par\pard\plain\sb198\fi462\cf1\f51\fs16\ql We e
xpect that the risk of infringement claims against us will increase if our compe
titors are able to obtain patents or other intellectual property\plain\cf1\f51\f
s16\ql rights for software products and methods, technological solutions, and p
rocesses. We may be subject to intellectual property infringement claims from\pl
ain\cf1\f51\fs16\ql certain individuals or companies who have acquired patent p
ortfolios for the primary purpose of asserting such claims against other compani
es. The risk of\plain\cf1\f51\fs16\ql infringement claims against us may also i
ncrease as we continue to develop and license our intellectual property to our c
lients and other third parties. Any\plain\cf1\f51\fs16\ql infringement claim or
litigation against us could have a material adverse effect on our business, res
ults of operations and financial condition.\par\pard\plain\sb198\fi462\cf1\f51\f
s16\b\ql We might lose our ability to utilize the intellectual property of other
s, which could harm our business.\par\pard\plain\sb198\fi462\cf1\f51\fs16\ql We
could lose our ability, or be unable to secure the right, to utilize the intelle
ctual property of others. Third-party suppliers of software, hardware\plain\cf1\
f51\fs16\ql or other intellectual property assets could be unwilling to permit
us to use their intellectual property and this could impede or disrupt use of th
eir products\plain\cf1\f51\fs16\ql or services by us and our clients. If our ab
ility to provide services and solutions to our clients is impaired as a result o
f any such denial, our operating\plain\cf1\f51\fs16\ql results could be adverse
ly affected.\par\pard\plain\sb198\fi462\cf1\f51\fs16\b\ql We may not be able to
successfully acquire target companies or integrate acquired companies or technol
ogies into our company, and we\plain\cf1\f51\fs16\b\ql may become subject to ce
rtain liabilities assumed or incurred in connection with our acquisitions that c
ould harm our operating results.\par\pard\plain\sb198\fi462\cf1\f51\fs16\ql If w
e are unable to complete the number and kind of acquisitions for which we plan,
or if we are inefficient or unsuccessful at integrating any\plain\cf1\f51\fs16\q
l acquired businesses into our operations, we may not be able to achieve our\pa
r\pard\plain\cf1\f51\fs13\ql \~\par\pard\plain\cf1\f51\fs16\qc 38
\page\par\pard\plain\f0\fs4\par\pard\plain\f0\fs2\brdrt\brdrs\brdrw15\brdrcf2\br
drsp0\par\pard\plain\f0\fs4\par\par\pard\plain\ul{\field{\*\fldinst HYPERLINK \\
l "toc" }{\*\fldrslt\cf3\f52\fs16\b\ql Table of Contents}}\par\pard\plain\cf1\f5
1\fs16\ql planned rates of growth or improve our market share, profitability or
competitive position in specific markets or services. We expect to continue purs
uing\plain\cf1\f51\fs16\ql strategic acquisition and joint venture opportunitie
s designed to enhance our capabilities, expand our capacity and geographic prese
nce and/or enter new\plain\cf1\f51\fs16\ql technology areas. We cannot predict
or guarantee that we will successfully identify suitable acquisition candidates

or consummate any acquisition or joint\plain\cf1\f51\fs16\ql venture. We may ne


ed to divert and/or dedicate management and other resources to complete the tran
sactions. Once we have consummated an acquisition\plain\cf1\f51\fs16\ql transac
tion or entered into a joint venture transaction, we may not be able to integrat
e the acquired business or joint venture (and personnel) into our\plain\cf1\f51\
fs16\ql operations, recognize anticipated efficiencies and/or benefits, realize
our strategic objectives or achieve the desired financial and operating results
, in each\plain\cf1\f51\fs16\ql case, both generally and as a result of our uni
que organizational structure. Acquisitions and joint ventures involve a number o
f special risks, including\plain\cf1\f51\fs16\ql diversion of management\u8217?
s attention, failure to retain key personnel and the potential assumption or inc
urrence of liabilities and/or obligations.\par\pard\plain\sb198\fi462\cf1\f51\fs
16\ql Although we conduct due diligence in connection with each of our acquisiti
ons, there may be liabilities that we fail to discover, that we\plain\cf1\f51\fs
16\ql inadequately assess in our due diligence efforts or that are not properly
disclosed to us. In particular, to the extent that any acquired business (or an
y\plain\cf1\f51\fs16\ql properties thereof) (i)\~failed to comply with or other
wise violated applicable laws or regulations, (ii)\~failed to fulfill contractua
l obligations to customers or\plain\cf1\f51\fs16\ql (iii)\~incurred material li
abilities or obligations to customers that are not identified during the diligen
ce process, we, as the successor owner, may be\plain\cf1\f51\fs16\ql financiall
y responsible for these violations, failures and liabilities and may suffer fina
ncial and/or reputational harm or otherwise be adversely affected. In\plain\cf1\
f51\fs16\ql addition, as part of an acquisition, we may assume responsibilities
and obligations of the acquired business pursuant to the terms and conditions o
f\plain\cf1\f51\fs16\ql services agreements entered by the acquired entity that
are not consistent with the terms and conditions that we typically accept and r
equire. Although we\plain\cf1\f51\fs16\ql attempt to structure acquisitions in
such a manner as to minimize our exposure to, among other things, the factors an
d conditions contemplated by the\plain\cf1\f51\fs16\ql foregoing two sentences
(including through indemnification protection), we cannot predict or guarantee t
hat our efforts will be effective or will protect us\plain\cf1\f51\fs16\ql from
liability. The discovery of any material liabilities associated with our acquis
itions for which we are unable to recover indemnification amounts could\plain\cf
1\f51\fs16\ql harm our operating results.\par\pard\plain\sb198\fi462\cf1\f51\fs
16\b\ql System failure or disruptions in communications could disrupt our busine
ss and result in lost customers and curtailed operations which\plain\cf1\f51\fs1
6\b\ql would reduce our revenue and profitability.\par\pard\plain\sb198\fi462\c
f1\f51\fs16\ql To deliver our services to our customers, we must maintain a high
speed network of satellite, fiber optic and land lines and active voice and dat
a\plain\cf1\f51\fs16\ql communications twenty-four hours a day between our main
operating offices in Chennai, our other development and delivery centers and th
e offices of\plain\cf1\f51\fs16\ql our customers worldwide. Although we maintai
n redundancy facilities and satellite communications links, any systems failure
or a significant lapse in our\plain\cf1\f51\fs16\ql ability to transmit voice a
nd data through satellite and telephone communications could result in lost cust
omers and curtailed operations which would\plain\cf1\f51\fs16\ql reduce our rev
enue and profitability.\par\pard\plain\sb198\fi462\cf1\f51\fs16\b\ql Consolidati
on in the industries that we serve could adversely affect our business.\par\pard
\plain\sb198\fi462\cf1\f51\fs16\ql Companies in the industries that we serve may
seek to achieve economies of scale and other synergies by combining with or acq
uiring other\plain\cf1\f51\fs16\ql companies. If two or more of our current cli
ents merge or consolidate and combine their operations, it may decrease the amou
nt of work that we perform\plain\cf1\f51\fs16\ql for these clients. If one of o
ur current clients merges or consolidates with a company that relies on another
provider for its consulting, systems integration\plain\cf1\f51\fs16\ql and tech
nology, or outsourcing services, we may lose work from that client or lose the o
pportunity to gain additional work. The increased market power\plain\cf1\f51\fs1
6\ql of larger companies could also increase pricing and competitive pressures
on us. Any of these possible results of industry consolidation could adversely\p

lain\cf1\f51\fs16\ql affect our business.\par\pard\plain\sb198\fi462\cf1\f51\fs


16\b\ql Our ability to attract and retain business may depend on our reputation
in the marketplace.\par\pard\plain\sb198\fi462\cf1\f51\fs16\ql Our services are
marketed to clients and prospective clients based on a number of factors. Since
many of our specific client engagements involve\plain\cf1\f51\fs16\ql unique se
rvices and solutions, our corporate reputation is a significant factor\par\pard\
plain\cf1\f51\fs13\ql \~\par\pard\plain\cf1\f51\fs16\qc 39
\page\par\pard\plain\f0\fs4\par\pard\plain\f0\fs2\brdrt\brdrs\brdrw15\brdrcf2\br
drsp0\par\pard\plain\f0\fs4\par\par\pard\plain\ul{\field{\*\fldinst HYPERLINK \\
l "toc" }{\*\fldrslt\cf3\f52\fs16\b\ql Table of Contents}}\par\pard\plain\cf1\f5
1\fs16\ql in our clients\u8217? evaluation of whether to engage our services. We
believe the Cognizant brand name and our reputation are important corporate\pla
in\cf1\f51\fs16\ql assets that help distinguish our services from those of our
competitors and also contribute to our efforts to recruit and retain talented em
ployees. However,\plain\cf1\f51\fs16\ql our corporate reputation is potentially
susceptible to damage by actions or statements made by current or former client
s, competitors, vendors, adversaries\plain\cf1\f51\fs16\ql in legal proceedings
, government regulators, former and current employees and personnel as well as m
embers of the investment community and the media.\plain\cf1\f51\fs16\ql There i
s a risk that negative information about our company, even if based on false rum
or or misunderstanding, could adversely affect our business. In\plain\cf1\f51\fs
16\ql particular, damage to our reputation could be difficult and time-consumin
g to repair, could make potential or existing clients reluctant to select us for
new\plain\cf1\f51\fs16\ql engagements, resulting in a loss of business, and co
uld adversely affect our recruitment and retention efforts. Damage to our reputa
tion could also reduce\plain\cf1\f51\fs16\ql the value and effectiveness of the
Cognizant brand name and could reduce investor confidence in us, adversely affe
cting our share price.\par\pard\plain\sb198\fi462\cf1\f51\fs16\b\ql Provisions i
n our charter and by-laws and provisions under Delaware law may discourage unsol
icited takeover proposals.\par\pard\plain\sb198\fi462\cf1\f51\fs16\ql Provisions
in our charter and by-laws, each as amended, and Delaware General Corporate Law
, or DGCL, may have the effect of deterring\plain\cf1\f51\fs16\ql unsolicited t
akeover proposals or delaying or preventing changes in our control or management
, including transactions in which stockholders might\plain\cf1\f51\fs16\ql othe
rwise receive a premium for their shares over then-current market prices. In add
ition, these documents and provisions may limit the ability of\plain\cf1\f51\fs1
6\ql stockholders to approve transactions that they may deem to be in their bes
t interests. Our board of directors has the authority, without further action by
\plain\cf1\f51\fs16\ql the stockholders, to fix the rights and preferences, and
issue shares of preferred stock. Our charter provides for a classified board of
directors until the\plain\cf1\f51\fs16\ql 2016 annual meeting of stockholders,
at which point the board of directors will be declassified and each director wi
ll be elected on an annual basis. While\plain\cf1\f51\fs16\ql our board of dire
ctors remains classified, a change of control of our board of directors cannot o
ccur at a single meeting of stockholders. The prohibition\plain\cf1\f51\fs16\ql
of our stockholders\u8217? ability to act by written consent and the restrictio
ns imposed on our stockholders\u8217? ability to call a special meeting may\plai
n\cf1\f51\fs16\ql have the effect of delaying stockholder actions until annual
meetings or until a special meeting is called by our chairman or chief executive
officer or our\plain\cf1\f51\fs16\ql board of directors. The supermajority-vot
ing requirement for specified amendments to our charter and by-laws allows a min
ority of our stockholders to\plain\cf1\f51\fs16\ql block those amendments. The
DGCL also contains provisions preventing stockholders from engaging in business
combinations with us, subject to certain\plain\cf1\f51\fs16\ql exceptions. Thes
e provisions could also discourage bids for our common stock at a premium as wel
l as create a depressive effect on the market price of\plain\cf1\f51\fs16\ql th
e shares of our common stock.\par\pard\plain\sb198\fi462\cf1\f51\fs16\b\ql New a
nd changing corporate governance and public disclosure requirements add uncertai
nty to our compliance policies and increase our\plain\cf1\f51\fs16\b\ql costs o
f compliance.\par\pard\plain\sb198\fi462\cf1\f51\fs16\ql Changing laws, regulati

ons and standards relating to accounting, corporate governance and public disclo
sure, including the Sarbanes-Oxley Act of\plain\cf1\f51\fs16\ql 2002, other SEC
regulations, and the NASDAQ Global Select Market rules, are creating uncertaint
y for companies like ours. These laws, regulations and\plain\cf1\f51\fs16\ql st
andards may lack specificity and are subject to varying interpretations. Their a
pplication in practice may evolve over time, as new guidance is provided\plain\c
f1\f51\fs16\ql by regulatory and governing bodies. This could result in continu
ing uncertainty regarding compliance matters and higher costs of compliance as a
result of\plain\cf1\f51\fs16\ql ongoing revisions to such corporate governance
standards.\par\pard\plain\sb198\fi462\cf1\f51\fs16\ql In particular, our effort
s to comply with Section\~404 of the Sarbanes-Oxley Act of 2002 and the related
regulations regarding our required\plain\cf1\f51\fs16\ql assessment of our inte
rnal controls over financial reporting and our external auditors\u8217? audit of
that assessment requires the commitment of\plain\cf1\f51\fs16\ql significant f
inancial and managerial resources. We consistently assess the adequacy of our in
ternal controls over financial reporting, remediate any control\plain\cf1\f51\fs
16\ql deficiencies that may be identified, and validate through testing that ou
r controls are functioning as documented. While we do not anticipate any materia
l\plain\cf1\f51\fs16\ql weaknesses, the inability of management and our indepen
dent auditor to provide us with an unqualified report as to the adequacy and eff
ectiveness,\plain\cf1\f51\fs16\ql respectively, of our internal controls over f
inancial reporting for future year ends could result in adverse consequences to
us, including, but not limited to,\plain\cf1\f51\fs16\ql a loss of investor con
fidence in the reliability of our financial statements, which could cause the ma
rket price of our stock to decline.\par\pard\plain\cf1\f51\fs13\ql \~\par\pard\p
lain\cf1\f51\fs16\qc 40
\page\par\pard\plain\f0\fs4\par\pard\plain\f0\fs2\brdrt\brdrs\brdrw15\brdrcf2\br
drsp0\par\pard\plain\f0\fs4\par\par\pard\plain\ul{\field{\*\fldinst HYPERLINK \\
l "toc" }{\*\fldrslt\cf3\f52\fs16\b\ql Table of Contents}}\par\pard\plain\fi462\
cf1\f51\fs16\ql We are committed to maintaining high standards of corporate gove
rnance and public disclosure, and our efforts to comply with evolving laws,\plai
n\cf1\f51\fs16\ql regulations and standards in this regard have resulted in, an
d are likely to continue to result in, increased general and administrative expe
nses and a\plain\cf1\f51\fs16\ql diversion of management time and attention fro
m revenue-generating activities to compliance activities. In addition, the laws,
regulations and standards\plain\cf1\f51\fs16\ql regarding corporate governance
may make it more difficult for us to obtain director and officer liability insu
rance. Further, our board members, chief\plain\cf1\f51\fs16\ql executive office
r and chief financial officer could face an increased risk of personal liability
in connection with their performance of duties. As a result,\plain\cf1\f51\fs16
\ql we may face difficulties attracting and retaining qualified board members a
nd executive officers, which could harm our business. If we fail to comply with\
plain\cf1\f51\fs16\ql new or changed laws, regulations or standards of corporat
e governance, our business and reputation may be harmed.\par\pard\plain\sb198\fi
462\cf1\f51\fs16\b\ql Our share price could be adversely affected if we are unab
le to maintain effective internal controls.\par\pard\plain\sb198\fi462\cf1\f51\f
s16\ql The accuracy of our financial reporting is dependent on the effectiveness
of our internal controls. We are required to provide a report from\plain\cf1\f5
1\fs16\ql management to our stockholders on our internal control over financial
reporting that includes an assessment of the effectiveness of these controls. I
nternal\plain\cf1\f51\fs16\ql control over financial reporting has inherent lim
itations, including human error, the possibility that controls could be circumve
nted or become inadequate\plain\cf1\f51\fs16\ql because of changed conditions,
and fraud. Because of these inherent limitations, internal control over financia
l reporting might not prevent or detect all\plain\cf1\f51\fs16\ql misstatements
or fraud. If we cannot maintain and execute adequate internal control over fina
ncial reporting or implement required new or improved\plain\cf1\f51\fs16\ql con
trols to ensure the reliability of the financial reporting and preparation of ou
r financial statements for external use, we could suffer harm to our\plain\cf1\f
51\fs16\ql reputation, fail to meet our public reporting requirements on a time

ly basis, or be unable to properly report on our business and the results of our
\plain\cf1\f51\fs16\ql operations, and the market price of our securities could
be materially adversely affected.\par\pard\plain\sb198\fi462\cf1\f51\fs16\b\ql
We are exposed to credit risk and fluctuations in the market values of our inves
tment portfolio.\par\pard\plain\sb198\fi462\cf1\f51\fs16\ql Recent turmoil in th
e financial markets has adversely affected economic activity in the United State
s, Europe and other regions of the world in\plain\cf1\f51\fs16\ql which we do b
usiness. We believe that based on our current cash, cash equivalents and investm
ent balances and expected operating cash flows, the\plain\cf1\f51\fs16\ql curre
nt lack of liquidity in the credit markets will not have a material impact on ou
r liquidity, cash flow or financial flexibility.\~Continued deterioration of\pla
in\cf1\f51\fs16\ql the credit and capital markets could result in volatility of
our investment earnings and impairments to our investment portfolio, which coul
d negatively\plain\cf1\f51\fs16\ql impact our financial condition and reported
income. The continued decline in economic activity could adversely affect the ab
ility of counterparties to\plain\cf1\f51\fs16\ql certain financial instruments
such as marketable securities and derivatives to meet their obligations to us.\p
ar\pard\plain\sb198\fi462\cf1\f51\fs16\b\ql Our stock price continues to be vola
tile.\par\pard\plain\sb198\fi462\cf1\f51\fs16\ql Our stock has at times experien
ced substantial price volatility as a result of variations between our actual an
d anticipated financial results,\plain\cf1\f51\fs16\ql announcements by us and
our competitors, projections or speculation about our business or that of our co
mpetitors by the media or investment analysts or\plain\cf1\f51\fs16\ql uncertai
nty about current global economic conditions. The stock market, as a whole, also
has experienced extreme price and volume fluctuations that have\plain\cf1\f51\f
s16\ql affected the market price of many technology companies in ways that may
have been unrelated to these companies\u8217? operating performance.\plain\cf1\f
51\fs16\ql Furthermore, we believe our stock price should reflect future growth
and profitability expectations and, if we fail to meet these expectations, our
stock\plain\cf1\f51\fs16\ql price may significantly decline.\par\pard\plain\cf1
\f51\fs27\ql \~{\*\bkmkstart item_1_3_3}{\*\bkmkend item_1_3_3}
\par\pard\plain
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{\*\bkmkstart rom675333_4}{\*\bkmkend rom675333_4}\pard\plain\intbl\cf1\f51\fs16
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s\cell{
{\trowd\cellx972\cellx7370\trrh206\row}}}\pard\plain\sb88\fi462\cf1\f51\fs16\ql
None.\par\pard\plain\cf1\f51\fs13\ql \~\par\pard\plain\cf1\f51\fs16\qc 41
\page\par\pard\plain\f0\fs4\par\pard\plain\f0\fs2\brdrt\brdrs\brdrw15\brdrcf2\br
drsp0\par\pard\plain\f0\fs4\par\par\pard\plain\ul{\field{\*\fldinst HYPERLINK \\
l "toc" }{\*\fldrslt\cf3\f52\fs16\b\ql Table of Contents}}{\*\bkmkstart item_1_3
_4}{\*\bkmkend item_1_3_4}
\par\pard\plain
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{\*\bkmkstart rom675333_5}{\*\bkmkend rom675333_5}\pard\plain\intbl\cf1\f51\fs16
\b\ql Item\~2.\cell\pard\plain\intbl\cf1\f51\fs16\b\ql Properties\cell{
{\trowd\cellx972\cellx6656\trrh206\row}}}\pard\plain\sb88\fi462\cf1\f51\fs16\ql
To support our planned growth, we are continually expanding our development and
delivery center capacity through the construction of new\plain\cf1\f51\fs16\ql
facilities, supplemented by additional leasing of non-owned facilities. As prese
nted in the table below, as of December\~31, 2013, the company leased\plain\cf1\
f51\fs16\ql 10,980,135 square feet and owned 9,154,042 square feet in 14 countr
ies, which are used to deliver services to our customers across all four of our\
plain\cf1\f51\fs16\ql business segments.\par\pard\plain\cf1\f51\fs18\ql \~
\par\pard\plain
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lc\cellx8208\clvertalc\cellx8331\clvertalb\cellx8785\clvertalc\cellx9034\clverta
lc\cellx9804\clvertalc\cellx9927\trrh-66

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\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\i\ql North America\cell\pard\plain\i
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\~\cell\pard\plain\intbl\cf1\f51\fs16\qr 9,154,042\cell\pard\plain\intbl\cf1\f51
\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\c

f1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 20,134,177\cell\pard\pla


in\intbl\cf1\f51\fs16\ql \~\~\cell{
{\trowd\trqc\clshdng100\clcfpat12\clcbpat12\cellx3532\clvertalb\clshdng100\clcfp
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rtalb\clshdng100\clcfpat12\clcbpat12\cellx4650\clvertalb\clshdng100\clcfpat12\cl
cbpat12\cellx4773\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx5227\clvertalb\c
lshdng100\clcfpat12\clcbpat12\cellx5701\clvertalb\clshdng100\clcfpat12\clcbpat12
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00\clcfpat12\clcbpat12\cellx7048\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7
522\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8208\clvertalb\clshdng100\clcf
pat12\clcbpat12\cellx8331\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8785\clv
ertalb\clshdng100\clcfpat12\clcbpat12\cellx9034\clvertalb\clshdng100\clcfpat12\c
lcbpat12\cellx9804\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9927\trrh206\ro
w}}}
{\trowd\trqc\clvertalb\cellx3532\clvertalb\cellx3986\clvertalb\cellx4318\clverta
lb\cellx4650\clvertalc\cellx4773\clvertalb\cellx5227\clvertalb\cellx5701\clverta
lb\cellx6471\clvertalc\cellx6594\clvertalb\cellx7048\clvertalb\cellx7522\clverta
lb\cellx8208\clvertalc\cellx8331\clvertalb\cellx8785\clvertalb\cellx9034\clverta
lb\cellx9804\clvertalc\cellx9927\trrh80
\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\~\cell
\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell
\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\~\ce
ll\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\ce
ll\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\~\
cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\
cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell{
{\trowd\trqc\clvertalb\cellx3532\clvertalb\cellx3986\clvertalb\cellx4318\clverta
lb\cellx4650\clvertalc\cellx4773\clvertalb\cellx5227\clvertalb\cellx5701\clverta
lb\cellx6471\clvertalc\cellx6594\clvertalb\cellx7048\clvertalb\cellx7522\clverta
lb\cellx8208\clvertalc\cellx8331\clvertalb\cellx8785\clvertalb\cellx9034\clverta
lb\cellx9804\clvertalc\cellx9927\trrh80\row}}}\pard\plain\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\cellx432\cellx10800\trrh412
\pard\plain\intbl\cf1\f51\fs11\ql\super 1\plain\intbl\cf1\f51\fs13\ql \~\cell\pa
rd\plain\intbl\cf1\f51\fs16\i\ql Includes our operations in Asia Pacific, Middle
East and Latin America. Substantially all of this square footage is located in
the Philippines, China\plain\intbl\cf1\f51\fs16\i\ql and Argentina\plain\intbl\
cf1\f51\fs16\ql .\cell{
{\trowd\cellx432\cellx10800\trrh412\row}}}\pard\plain\sb198\fi462\cf1\f51\fs16\q
l We operate out of our Teaneck, New Jersey executive office where we lease 96,1
07 square feet. In addition to our executive office and the above\plain\cf1\f51\
fs16\ql development and delivery centers, we have business development offices
in approximately 52 cities in 29 countries across the globe.\par\pard\plain\sb19
8\fi462\cf1\f51\fs16\ql We believe that our current facilities are adequate to s
upport our existing operations. We also believe that we will be able to obtain s
uitable\plain\cf1\f51\fs16\ql additional facilities on commercially reasonable
terms on an \u8220?as needed basis.\u8221?{\*\bkmkstart item_1_3_5}{\*\bkmkend i
tem_1_3_5}{\*\bkmkstart rom675333_6}{\*\bkmkend rom675333_6}\par\pard\plain\sb28
6\cf1\f51\fs16\b\ql Item\~3. Legal Proceedings\par\pard\plain\sb88\fi462\cf1\f51
\fs16\ql We are involved in various claims and legal actions arising in the ordi
nary course of business. In the opinion of our management, the outcome of\plain\
cf1\f51\fs16\ql such claims and legal actions, if decided adversely, is not exp
ected to have a material adverse effect on our quarterly or annual operating res
ults, cash\plain\cf1\f51\fs16\ql flows or consolidated financial position.{\*\b
kmkstart item_1_3_6}{\*\bkmkend item_1_3_6}{\*\bkmkstart rom675333_7}{\*\bkmkend
rom675333_7}\par\pard\plain\sb286\cf1\f51\fs16\b\ql Item\~4. Mine Safety Disclo
sures\par\pard\plain\sb88\fi462\cf1\f51\fs16\ql Not applicable.\par\pard\plain\c
f1\f51\fs13\ql \~\par\pard\plain\cf1\f51\fs16\qc 42

\page\par\pard\plain\f0\fs4\par\pard\plain\f0\fs2\brdrt\brdrs\brdrw15\brdrcf2\br
drsp0\par\pard\plain\f0\fs4\par\par\pard\plain\ul{\field{\*\fldinst HYPERLINK \\
l "toc" }{\*\fldrslt\cf3\f52\fs16\b\ql Table of Contents}}{\*\bkmkstart part_1_2
_2}{\*\bkmkend part_1_2_2}{\*\bkmkstart rom675333_8}{\*\bkmkend rom675333_8}\par
\pard\plain\cf1\f51\fs16\b\qc PART II\par\pard\plain\cf1\f51\fs18\ql \~{\*\bkmks
tart item_1_3_7}{\*\bkmkend item_1_3_7}
\par\pard\plain
{\trowd\cellx972\cellx10800\trrh206
{\*\bkmkstart rom675333_9}{\*\bkmkend rom675333_9}\pard\plain\intbl\cf1\f51\fs16
\b\ql Item\~5.\cell\pard\plain\intbl\cf1\f51\fs16\b\ql Market for Registrant\u82
17?s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity S
ecurities\cell{
{\trowd\cellx972\cellx10800\trrh206\row}}}\pard\plain\sb88\fi462\cf1\f51\fs16\ql
Our Class\~A common stock trades on the NASDAQ Global Select Market (NASDAQ) un
der the symbol \u8220?CTSH\u8221?.\par\pard\plain\sb198\fi462\cf1\f51\fs16\ql Th
e following table shows the per share range of high and low sale prices for shar
es of our Class\~A common stock, as listed for quotation on the\plain\cf1\f51\fs
16\ql NASDAQ, for the quarterly periods indicated.\par\pard\plain\cf1\f51\fs18\
ql \~
\par\pard\plain
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lc\cellx8081\clvertalc\cellx8204\trrh-66
\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\pl
ain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intb
l\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs1
6\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\
cell{
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\pard\plain\intbl\brdrb\brdrs\cf1\f51\fs13\b\ql Quarter Ended\cell\pard\plain\in
tbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\b\qc High\cell\pard\
plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\p
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ell{
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rtalb\clshdng100\clcfpat12\clcbpat12\cellx6954\clvertalb\clshdng100\clcfpat12\cl
cbpat12\cellx7077\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7545\clvertalb\c
lshdng100\clcfpat12\clcbpat12\cellx7686\clvertalb\clshdng100\clcfpat12\clcbpat12
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\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql March\~31, 2012\cell\pard\plain\i
ntbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql $\cell\pard\plai
n\intbl\cf1\f51\fs16\qr 78.00\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pa
rd\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql $\cell
\pard\plain\intbl\cf1\f51\fs16\qr 64.92\cell\pard\plain\intbl\cf1\f51\fs16\ql \~
\~\cell{
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rtalb\clshdng100\clcfpat12\clcbpat12\cellx6954\clvertalb\clshdng100\clcfpat12\cl
cbpat12\cellx7077\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7545\clvertalb\c
lshdng100\clcfpat12\clcbpat12\cellx7686\clvertalb\clshdng100\clcfpat12\clcbpat12
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{\trowd\trqc\cellx5852\clvertalb\cellx6320\clvertalb\cellx6476\clvertalb\cellx69
54\clvertalb\cellx7077\clvertalb\cellx7545\clvertalb\cellx7686\clvertalb\cellx80
81\clvertalb\cellx8204\trrh206
\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql June\~30, 2012\cell\pard\plain\in
tbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql $\cell\pard\plain
\intbl\cf1\f51\fs16\qr 77.85\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\par
d\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql $\cell\
pard\plain\intbl\cf1\f51\fs16\qr 55.25\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\
~\cell{
{\trowd\trqc\cellx5852\clvertalb\cellx6320\clvertalb\cellx6476\clvertalb\cellx69
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81\clvertalb\cellx8204\trrh206\row}}}
{\trowd\trqc\clshdng100\clcfpat12\clcbpat12\cellx5852\clvertalb\clshdng100\clcfp
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rtalb\clshdng100\clcfpat12\clcbpat12\cellx6954\clvertalb\clshdng100\clcfpat12\cl
cbpat12\cellx7077\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7545\clvertalb\c
lshdng100\clcfpat12\clcbpat12\cellx7686\clvertalb\clshdng100\clcfpat12\clcbpat12
\cellx8081\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8204\trrh206
\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql September\~30, 2012\cell\pard\pla
in\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql $\cell\pard\
plain\intbl\cf1\f51\fs16\qr 71.45\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cel
l\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql $\
cell\pard\plain\intbl\cf1\f51\fs16\qr 53.92\cell\pard\plain\intbl\cf1\f51\fs16\q
l \~\~\cell{
{\trowd\trqc\clshdng100\clcfpat12\clcbpat12\cellx5852\clvertalb\clshdng100\clcfp
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lshdng100\clcfpat12\clcbpat12\cellx7686\clvertalb\clshdng100\clcfpat12\clcbpat12
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{\trowd\trqc\cellx5852\clvertalb\cellx6320\clvertalb\cellx6476\clvertalb\cellx69
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81\clvertalb\cellx8204\trrh206
\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql December\~31, 2012\cell\pard\plai
n\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql $\cell\pard\p
lain\intbl\cf1\f51\fs16\qr 74.87\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell
\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql $\c
ell\pard\plain\intbl\cf1\f51\fs16\qr 64.20\cell\pard\plain\intbl\cf1\f51\fs16\ql
\~\~\cell{
{\trowd\trqc\cellx5852\clvertalb\cellx6320\clvertalb\cellx6476\clvertalb\cellx69
54\clvertalb\cellx7077\clvertalb\cellx7545\clvertalb\cellx7686\clvertalb\cellx80
81\clvertalb\cellx8204\trrh206\row}}}
{\trowd\trqc\clshdng100\clcfpat12\clcbpat12\cellx5852\clvertalb\clshdng100\clcfp
at12\clcbpat12\cellx6320\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx6476\clve
rtalb\clshdng100\clcfpat12\clcbpat12\cellx6954\clvertalb\clshdng100\clcfpat12\cl
cbpat12\cellx7077\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7545\clvertalb\c
lshdng100\clcfpat12\clcbpat12\cellx7686\clvertalb\clshdng100\clcfpat12\clcbpat12
\cellx8081\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8204\trrh206
\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql March\~31, 2013\cell\pard\plain\i
ntbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql $\cell\pard\plai
n\intbl\cf1\f51\fs16\qr 81.08\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pa
rd\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql $\cell
\pard\plain\intbl\cf1\f51\fs16\qr 74.03\cell\pard\plain\intbl\cf1\f51\fs16\ql \~
\~\cell{
{\trowd\trqc\clshdng100\clcfpat12\clcbpat12\cellx5852\clvertalb\clshdng100\clcfp
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{\trowd\trqc\cellx5852\clvertalb\cellx6320\clvertalb\cellx6476\clvertalb\cellx69
54\clvertalb\cellx7077\clvertalb\cellx7545\clvertalb\cellx7686\clvertalb\cellx80
81\clvertalb\cellx8204\trrh206
\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql June\~30, 2013\cell\pard\plain\in
tbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql $\cell\pard\plain
\intbl\cf1\f51\fs16\qr 77.89\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\par
d\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql $\cell\
pard\plain\intbl\cf1\f51\fs16\qr 60.92\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\
~\cell{
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{\trowd\trqc\clshdng100\clcfpat12\clcbpat12\cellx5852\clvertalb\clshdng100\clcfp
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rtalb\clshdng100\clcfpat12\clcbpat12\cellx6954\clvertalb\clshdng100\clcfpat12\cl
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lshdng100\clcfpat12\clcbpat12\cellx7686\clvertalb\clshdng100\clcfpat12\clcbpat12
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\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql September\~30, 2013\cell\pard\pla
in\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql $\cell\pard\
plain\intbl\cf1\f51\fs16\qr 84.17\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cel
l\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql $\
cell\pard\plain\intbl\cf1\f51\fs16\qr 63.14\cell\pard\plain\intbl\cf1\f51\fs16\q
l \~\~\cell{
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{\trowd\trqc\cellx5852\clvertalb\cellx6320\clvertalb\cellx6476\clvertalb\cellx69
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81\clvertalb\cellx8204\trrh206
\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql December\~31, 2013\cell\pard\plai
n\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql $\cell\pard\p
lain\intbl\cf1\f51\fs16\qr 101.13\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cel
l\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql $\
cell\pard\plain\intbl\cf1\f51\fs16\qr 81.24\cell\pard\plain\intbl\cf1\f51\fs16\q
l \~\~\cell{
{\trowd\trqc\cellx5852\clvertalb\cellx6320\clvertalb\cellx6476\clvertalb\cellx69
54\clvertalb\cellx7077\clvertalb\cellx7545\clvertalb\cellx7686\clvertalb\cellx80
81\clvertalb\cellx8204\trrh206\row}}}\pard\plain\sb198\fi462\cf1\f51\fs16\ql As
of December\~31, 2013, the approximate number of holders of record of our Class\
~A common stock was 159 and the approximate number of\plain\cf1\f51\fs16\ql ben
eficial holders of our Class\~A common stock was 41,000.\par\pard\plain\sb286\cf
1\f51\fs16\b\i\ql Cash Dividends\par\pard\plain\sb88\fi462\cf1\f51\fs16\ql We ha
ve never declared or paid cash dividends on our Class\~A common stock. We curren
tly intend to retain any future earnings to finance the\plain\cf1\f51\fs16\ql g
rowth of our business and, therefore, do not currently anticipate paying any cas
h dividends in the foreseeable future.\par\pard\plain\sb286\cf1\f51\fs16\b\i\ql
Stock Split\par\pard\plain\sb88\fi462\cf1\f51\fs16\ql On February\~4, 2014, our
Board of Directors declared a\~two-for-one stock split of the company's Class\~A
common stock in the form of\plain\cf1\f51\fs16\ql a\~100%\~stock dividend. The
record date for the two-for-one stock split is the close of business on Februar
y\~21, 2014, and share distribution will occur on\plain\cf1\f51\fs16\ql or abou
t March\~7, 2014. As a result of the stock split, stockholders will receive one
additional share of Class\~A common stock, par value $0.01, for each\plain\cf1\f
51\fs16\ql share they hold as of the record date.\par\pard\plain\sb286\cf1\f51\
fs16\b\i\ql Issuer Purchases of Equity Securities\par\pard\plain\sb88\fi462\cf1\
f51\fs16\ql In May 2013, our Board of Directors approved an expansion of our sto

ck repurchase program, increasing the company\u8217?s stock repurchase\plain\cf1


\f51\fs16\ql authorization under the program from $1.0 billion to $1.5 billion
and extending the term of the stock repurchase program from December\~31, 2013 t
o\plain\cf1\f51\fs16\ql December\~31, 2014.\par\pard\plain\sb198\fi462\cf1\f51\
fs16\ql We did not repurchase any shares of our Class\~A common stock under our
stock repurchase program during the three months ended December\~31,\plain\cf1\f
51\fs16\ql 2013. The remaining authorized balance under our stock repurchase pr
ogram as of December\~31, 2013 was $502.1 million.\par\pard\plain\cf1\f51\fs13\q
l \~\par\pard\plain\cf1\f51\fs16\qc 43
\page\par\pard\plain\f0\fs4\par\pard\plain\f0\fs2\brdrt\brdrs\brdrw15\brdrcf2\br
drsp0\par\pard\plain\f0\fs4\par\par\pard\plain\ul{\field{\*\fldinst HYPERLINK \\
l "toc" }{\*\fldrslt\cf3\f52\fs16\b\ql Table of Contents}}\par\pard\plain\cf1\f5
1\fs16\b\i\ql Performance Graph\par\pard\plain\sb88\fi462\cf1\f51\fs16\ql The fo
llowing graph compares the cumulative total stockholder return on our Class\~A c
ommon stock with the cumulative total return on the S&P\plain\cf1\f51\fs16\ql 5
00 Index, NASDAQ-100 Index and a Peer Group Index (capitalization weighted) for
the period beginning December\~31, 2008 and ending on the last day\plain\cf1\f51
\fs16\ql of our last completed fiscal year. The stock performance shown on the
graph below is not indicative of future price performance.\par\pard\plain\sb198\
cf1\f51\fs16\b\qc COMPARISON OF CUMULATIVE TOTAL RETURN\plain\cf1\f51\fs11\b\qc\
super (1)(2)\par\pard\plain\sb88\cf1\f51\fs16\b\qc Among Cognizant, the NASDAQ-1
00 Index, the S&P 500 Index\par\pard\plain\sb88\cf1\f51\fs16\b\qc And a Peer Gro
up Index\plain\cf1\f51\fs11\b\qc\super (3)\plain\cf1\f51\fs16\b\qc (Capitalizat
ion Weighted)\par\pard\plain\cf1\f51\fs18\ql \~\par\qc{\*\shppict{\pict\jpegblip
\picw606\pich380\picscalex75\picscaley75\bliptag-665444778
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\par\pard\plain\cf1\f51\fs18\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx4752\clvertalb\cellx4936\clvertalc\cellx5192\clvertalc\ce
llx5462\clvertalc\cellx5585\clvertalb\cellx5769\clvertalc\cellx6025\clvertalc\ce
llx6503\clvertalc\cellx6626\clvertalb\cellx6810\clvertalc\cellx7066\clvertalc\ce
llx7544\clvertalc\cellx7667\clvertalb\cellx7851\clvertalc\cellx8107\clvertalc\ce
llx8585\clvertalc\cellx8708\clvertalb\cellx8892\clvertalc\cellx9148\clvertalc\ce

llx9626\clvertalc\cellx9749\clvertalb\cellx9933\clvertalc\cellx10189\clvertalc\c
ellx10667\clvertalc\cellx10790\trrh-66
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\~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell
\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\pl
ain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intb
l\f0\fs16\ql \~\cell{
{\trowd\clvertalc\cellx4752\clvertalb\cellx4936\clvertalc\cellx5192\clvertalc\ce
llx5462\clvertalc\cellx5585\clvertalb\cellx5769\clvertalc\cellx6025\clvertalc\ce
llx6503\clvertalc\cellx6626\clvertalb\cellx6810\clvertalc\cellx7066\clvertalc\ce
llx7544\clvertalc\cellx7667\clvertalb\cellx7851\clvertalc\cellx8107\clvertalc\ce
llx8585\clvertalc\cellx8708\clvertalb\cellx8892\clvertalc\cellx9148\clvertalc\ce
llx9626\clvertalc\cellx9749\clvertalb\cellx9933\clvertalc\cellx10189\clvertalc\c
ellx10667\clvertalc\cellx10790\trrh-66\row}}}
{\trowd\clvertalb\cellx4752\clvertalb\cellx4936\clbrdrb\brdrs\brdrcf1\clvertalb\
cellx5462\clvertalb\cellx5585\clvertalb\cellx5769\clbrdrb\brdrs\brdrcf1\clvertal
b\cellx6504\clvertalb\cellx6627\clvertalb\cellx6811\clbrdrb\brdrs\brdrcf1\clvert
alb\cellx7546\clvertalb\cellx7669\clvertalb\cellx7853\clbrdrb\brdrs\brdrcf1\clve
rtalb\cellx8588\clvertalb\cellx8711\clvertalb\cellx8895\clbrdrb\brdrs\brdrcf1\cl
vertalb\cellx9630\clvertalb\cellx9753\clvertalb\cellx9937\clbrdrb\brdrs\brdrcf1\
clvertalb\cellx10672\clvertalb\cellx10795\trrh667
\pard\plain\intbl\brdrb\brdrs\cf1\f51\fs13\b\ql Company\~/\~Index\cell\pard\plai
n\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\b\qc Base
\par\pard\plain\intbl\fs16\plain\intbl\cf1\f51\fs13\b\qc Period
\par\pard\plain\intbl\fs16\plain\intbl\cf1\f51\fs13\b\qc 12/31/08\cell\pard\pla
in\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard
\plain\intbl\cf1\f51\fs13\b\qc 12/31/09\cell\pard\plain\intbl\cf1\f51\fs13\ql \~
\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\b
\qc 12/31/10\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\
f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\b\qc 12/31/11\cell\pard\plai
n\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\
plain\intbl\cf1\f51\fs13\b\qc 12/31/12\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\
cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\b\
qc 12/31/13\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell{
{\trowd\clvertalb\cellx4752\clvertalb\cellx4936\clbrdrb\brdrs\brdrcf1\clvertalb\
cellx5462\clvertalb\cellx5585\clvertalb\cellx5769\clbrdrb\brdrs\brdrcf1\clvertal
b\cellx6504\clvertalb\cellx6627\clvertalb\cellx6811\clbrdrb\brdrs\brdrcf1\clvert
alb\cellx7546\clvertalb\cellx7669\clvertalb\cellx7853\clbrdrb\brdrs\brdrcf1\clve
rtalb\cellx8588\clvertalb\cellx8711\clvertalb\cellx8895\clbrdrb\brdrs\brdrcf1\cl
vertalb\cellx9630\clvertalb\cellx9753\clvertalb\cellx9937\clbrdrb\brdrs\brdrcf1\
clvertalb\cellx10672\clvertalb\cellx10795\trrh667\row}}}
{\trowd\clshdng100\clcfpat12\clcbpat12\cellx4752\clvertalb\clshdng100\clcfpat12\
clcbpat12\cellx4936\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx5192\clvertalb
\clshdng100\clcfpat12\clcbpat12\cellx5462\clvertalb\clshdng100\clcfpat12\clcbpat
12\cellx5585\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx5769\clvertalb\clshdn
g100\clcfpat12\clcbpat12\cellx6025\clvertalb\clshdng100\clcfpat12\clcbpat12\cell
x6503\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx6626\clvertalb\clshdng100\cl
cfpat12\clcbpat12\cellx6810\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7066\c
lvertalb\clshdng100\clcfpat12\clcbpat12\cellx7544\clvertalb\clshdng100\clcfpat12
\clcbpat12\cellx7667\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7851\clvertal
b\clshdng100\clcfpat12\clcbpat12\cellx8107\clvertalb\clshdng100\clcfpat12\clcbpa
t12\cellx8585\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8708\clvertalb\clshd
ng100\clcfpat12\clcbpat12\cellx8892\clvertalb\clshdng100\clcfpat12\clcbpat12\cel

lx9148\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9626\clvertalb\clshdng100\c
lcfpat12\clcbpat12\cellx9749\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9933\
clvertalb\clshdng100\clcfpat12\clcbpat12\cellx10189\clvertalb\clshdng100\clcfpat
12\clcbpat12\cellx10667\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx10790\trrh
413
\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql COGNIZANT TECHNOLOGY SOLUTIONS
\par\pard\plain\intbl\fs16\plain\intbl\cf1\f51\fs16\ql CORP\cell\pard\plain\int
bl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain
\intbl\cf1\f51\fs16\qr 100\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\
plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs16\qr 251.00\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\
~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\
ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 405.81\cell\pard\plain\intbl\cf1\f51
\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\c
f1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 356.09\cell\pard\plain\i
ntbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\p
lain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 409.09\cell\
pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~
\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr
559.14\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell{
{\trowd\clshdng100\clcfpat12\clcbpat12\cellx4752\clvertalb\clshdng100\clcfpat12\
clcbpat12\cellx4936\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx5192\clvertalb
\clshdng100\clcfpat12\clcbpat12\cellx5462\clvertalb\clshdng100\clcfpat12\clcbpat
12\cellx5585\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx5769\clvertalb\clshdn
g100\clcfpat12\clcbpat12\cellx6025\clvertalb\clshdng100\clcfpat12\clcbpat12\cell
x6503\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx6626\clvertalb\clshdng100\cl
cfpat12\clcbpat12\cellx6810\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7066\c
lvertalb\clshdng100\clcfpat12\clcbpat12\cellx7544\clvertalb\clshdng100\clcfpat12
\clcbpat12\cellx7667\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7851\clvertal
b\clshdng100\clcfpat12\clcbpat12\cellx8107\clvertalb\clshdng100\clcfpat12\clcbpa
t12\cellx8585\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8708\clvertalb\clshd
ng100\clcfpat12\clcbpat12\cellx8892\clvertalb\clshdng100\clcfpat12\clcbpat12\cel
lx9148\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9626\clvertalb\clshdng100\c
lcfpat12\clcbpat12\cellx9749\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9933\
clvertalb\clshdng100\clcfpat12\clcbpat12\cellx10189\clvertalb\clshdng100\clcfpat
12\clcbpat12\cellx10667\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx10790\trrh
413\row}}}
{\trowd\cellx4752\clvertalb\cellx4936\clvertalb\cellx5192\clvertalb\cellx5462\cl
vertalb\cellx5585\clvertalb\cellx5769\clvertalb\cellx6025\clvertalb\cellx6503\cl
vertalb\cellx6626\clvertalb\cellx6810\clvertalb\cellx7066\clvertalb\cellx7544\cl
vertalb\cellx7667\clvertalb\cellx7851\clvertalb\cellx8107\clvertalb\cellx8585\cl
vertalb\cellx8708\clvertalb\cellx8892\clvertalb\cellx9148\clvertalb\cellx9626\cl
vertalb\cellx9749\clvertalb\cellx9933\clvertalb\cellx10189\clvertalb\cellx10667\
clvertalb\cellx10790\trrh206
\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql S&P 500 INDEX\cell\pard\plain\int
bl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain
\intbl\cf1\f51\fs16\qr 100\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\
plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs16\qr 126.46\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\
~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\
ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 145.51\cell\pard\plain\intbl\cf1\f51
\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\c
f1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 148.59\cell\pard\plain\i
ntbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\p
lain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 172.37\cell\
pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~
\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr
228.19\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell{
{\trowd\cellx4752\clvertalb\cellx4936\clvertalb\cellx5192\clvertalb\cellx5462\cl
vertalb\cellx5585\clvertalb\cellx5769\clvertalb\cellx6025\clvertalb\cellx6503\cl

vertalb\cellx6626\clvertalb\cellx6810\clvertalb\cellx7066\clvertalb\cellx7544\cl
vertalb\cellx7667\clvertalb\cellx7851\clvertalb\cellx8107\clvertalb\cellx8585\cl
vertalb\cellx8708\clvertalb\cellx8892\clvertalb\cellx9148\clvertalb\cellx9626\cl
vertalb\cellx9749\clvertalb\cellx9933\clvertalb\cellx10189\clvertalb\cellx10667\
clvertalb\cellx10790\trrh206\row}}}
{\trowd\clshdng100\clcfpat12\clcbpat12\cellx4752\clvertalb\clshdng100\clcfpat12\
clcbpat12\cellx4936\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx5192\clvertalb
\clshdng100\clcfpat12\clcbpat12\cellx5462\clvertalb\clshdng100\clcfpat12\clcbpat
12\cellx5585\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx5769\clvertalb\clshdn
g100\clcfpat12\clcbpat12\cellx6025\clvertalb\clshdng100\clcfpat12\clcbpat12\cell
x6503\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx6626\clvertalb\clshdng100\cl
cfpat12\clcbpat12\cellx6810\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7066\c
lvertalb\clshdng100\clcfpat12\clcbpat12\cellx7544\clvertalb\clshdng100\clcfpat12
\clcbpat12\cellx7667\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7851\clvertal
b\clshdng100\clcfpat12\clcbpat12\cellx8107\clvertalb\clshdng100\clcfpat12\clcbpa
t12\cellx8585\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8708\clvertalb\clshd
ng100\clcfpat12\clcbpat12\cellx8892\clvertalb\clshdng100\clcfpat12\clcbpat12\cel
lx9148\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9626\clvertalb\clshdng100\c
lcfpat12\clcbpat12\cellx9749\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9933\
clvertalb\clshdng100\clcfpat12\clcbpat12\cellx10189\clvertalb\clshdng100\clcfpat
12\clcbpat12\cellx10667\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx10790\trrh
206
\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql NASDAQ-100\cell\pard\plain\intbl\
cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\in
tbl\cf1\f51\fs16\qr 100\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\pla
in\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard
\plain\intbl\cf1\f51\fs16\qr 153.54\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\c
ell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql
\~\cell\pard\plain\intbl\cf1\f51\fs16\qr 183.04\cell\pard\plain\intbl\cf1\f51\fs
16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\
f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 187.99\cell\pard\plain\intb
l\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plai
n\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 219.61\cell\par
d\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\ce
ll\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 296
.45\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell{
{\trowd\clshdng100\clcfpat12\clcbpat12\cellx4752\clvertalb\clshdng100\clcfpat12\
clcbpat12\cellx4936\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx5192\clvertalb
\clshdng100\clcfpat12\clcbpat12\cellx5462\clvertalb\clshdng100\clcfpat12\clcbpat
12\cellx5585\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx5769\clvertalb\clshdn
g100\clcfpat12\clcbpat12\cellx6025\clvertalb\clshdng100\clcfpat12\clcbpat12\cell
x6503\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx6626\clvertalb\clshdng100\cl
cfpat12\clcbpat12\cellx6810\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7066\c
lvertalb\clshdng100\clcfpat12\clcbpat12\cellx7544\clvertalb\clshdng100\clcfpat12
\clcbpat12\cellx7667\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7851\clvertal
b\clshdng100\clcfpat12\clcbpat12\cellx8107\clvertalb\clshdng100\clcfpat12\clcbpa
t12\cellx8585\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8708\clvertalb\clshd
ng100\clcfpat12\clcbpat12\cellx8892\clvertalb\clshdng100\clcfpat12\clcbpat12\cel
lx9148\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9626\clvertalb\clshdng100\c
lcfpat12\clcbpat12\cellx9749\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9933\
clvertalb\clshdng100\clcfpat12\clcbpat12\cellx10189\clvertalb\clshdng100\clcfpat
12\clcbpat12\cellx10667\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx10790\trrh
206\row}}}
{\trowd\cellx4752\clvertalb\cellx4936\clvertalb\cellx5192\clvertalb\cellx5462\cl
vertalb\cellx5585\clvertalb\cellx5769\clvertalb\cellx6025\clvertalb\cellx6503\cl
vertalb\cellx6626\clvertalb\cellx6810\clvertalb\cellx7066\clvertalb\cellx7544\cl
vertalb\cellx7667\clvertalb\cellx7851\clvertalb\cellx8107\clvertalb\cellx8585\cl
vertalb\cellx8708\clvertalb\cellx8892\clvertalb\cellx9148\clvertalb\cellx9626\cl
vertalb\cellx9749\clvertalb\cellx9933\clvertalb\cellx10189\clvertalb\cellx10667\
clvertalb\cellx10790\trrh206

\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql PEER GROUP\cell\pard\plain\intbl\


cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\in
tbl\cf1\f51\fs16\qr 100\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\pla
in\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard
\plain\intbl\cf1\f51\fs16\qr 193.23\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\c
ell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql
\~\cell\pard\plain\intbl\cf1\f51\fs16\qr 235.88\cell\pard\plain\intbl\cf1\f51\fs
16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\
f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 186.91\cell\pard\plain\intb
l\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plai
n\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 196.48\cell\par
d\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\ce
ll\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 274
.52\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell{
{\trowd\cellx4752\clvertalb\cellx4936\clvertalb\cellx5192\clvertalb\cellx5462\cl
vertalb\cellx5585\clvertalb\cellx5769\clvertalb\cellx6025\clvertalb\cellx6503\cl
vertalb\cellx6626\clvertalb\cellx6810\clvertalb\cellx7066\clvertalb\cellx7544\cl
vertalb\cellx7667\clvertalb\cellx7851\clvertalb\cellx8107\clvertalb\cellx8585\cl
vertalb\cellx8708\clvertalb\cellx8892\clvertalb\cellx9148\clvertalb\cellx9626\cl
vertalb\cellx9749\clvertalb\cellx9933\clvertalb\cellx10189\clvertalb\cellx10667\
clvertalb\cellx10790\trrh206\row}}}\pard\plain\brdrb\brdrs\sa22\cf1\f51\fs20\ql
\~
\par\pard\plain
{\trowd\cellx432\cellx10800\trrh412
\pard\plain\intbl\cf1\f51\fs16\ql (1)\cell\pard\plain\intbl\cf1\f51\fs16\ql Grap
h assumes $100 invested on December\~31, 2008 in our Class\~A common stock, the
NASDAQ-100 Index, the S&P\~500 Index, and the Peer\plain\intbl\cf1\f51\fs16\ql
Group Index (capitalization weighted).\cell{
{\trowd\cellx432\cellx10800\trrh412\row}}}
\pard\plain
{\trowd\cellx432\cellx8211\trrh206
\pard\plain\intbl\cf1\f51\fs16\ql (2)\cell\pard\plain\intbl\cf1\f51\fs16\ql Cumu
lative total return assumes reinvestment of dividends.\cell{
{\trowd\cellx432\cellx8211\trrh206\row}}}
\pard\plain
{\trowd\cellx431\cellx10798\trrh619
\pard\plain\intbl\cf1\f51\fs16\ql (3)\cell\pard\plain\intbl\cf1\f51\fs16\ql We h
ave constructed a Peer Group Index of other information technology consulting fi
rms consisting of Accenture plc., Computer Sciences\plain\intbl\cf1\f51\fs16\ql
Corporation, Computer Task Group, Inc., ExlService Holdings Inc, Genpact Ltd In
c., iGate Corp., Infosys Ltd., Sapient Corp., Syntel Inc., Wipro\plain\intbl\cf1
\f51\fs16\ql Ltd. and WNS Holdings LTD.\cell{
{\trowd\cellx431\cellx10798\trrh619\row}}}\pard\plain\cf1\f51\fs13\ql \~\par\par
d\plain\cf1\f51\fs16\qc 44
\page\par\pard\plain\f0\fs4\par\pard\plain\f0\fs2\brdrt\brdrs\brdrw15\brdrcf2\br
drsp0\par\pard\plain\f0\fs4\par\par\pard\plain\ul{\field{\*\fldinst HYPERLINK \\
l "toc" }{\*\fldrslt\cf3\f52\fs16\b\ql Table of Contents}}{\*\bkmkstart item_1_3
_8}{\*\bkmkend item_1_3_8}
\par\pard\plain
{\trowd\cellx972\cellx7158\trrh206
{\*\bkmkstart rom675333_10}{\*\bkmkend rom675333_10}\pard\plain\intbl\cf1\f51\fs
16\b\ql Item\~6.\cell\pard\plain\intbl\cf1\f51\fs16\b\ql Selected Financial Data
\cell{
{\trowd\cellx972\cellx7158\trrh206\row}}}\pard\plain\sb88\fi462\cf1\f51\fs16\ql
The following table sets forth our selected consolidated historical financial da
ta as of the dates and for the periods indicated. Our selected\plain\cf1\f51\fs1
6\ql consolidated financial data set forth below as of December\~31, 2013 and 2
012 and for each of the three years in the period ended December\~31, 2013\plain
\cf1\f51\fs16\ql have been derived from the audited financial statements includ
ed elsewhere herein. Our selected consolidated financial data set forth below as

of\plain\cf1\f51\fs16\ql December\~31, 2011, 2010 and 2009 and for each of the
years ended December\~31, 2010 and 2009 are derived from our audited consolidat
ed financial\plain\cf1\f51\fs16\ql statements not included elsewhere herein. Ou
r selected consolidated financial information for 2013, 2012 and 2011 should be
read in conjunction with the\plain\cf1\f51\fs16\ql Consolidated Financial State
ments and the Notes and \u8220?Item\~7. Management\u8217?s Discussion and Analys
is of Financial Condition and Results of\plain\cf1\f51\fs16\ql Operations\u8221
? which are included elsewhere in this Annual Report on Form\~10-K.\par\pard\pla
in\cf1\f51\fs18\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx4957\clvertalb\cellx5158\clvertalc\cellx5306\clvertalc\ce
llx5992\clvertalc\cellx6129\clvertalb\cellx6326\clvertalc\cellx6474\clvertalc\ce
llx7160\clvertalc\cellx7297\clvertalb\cellx7494\clvertalc\cellx7642\clvertalc\ce
llx8328\clvertalc\cellx8465\clvertalb\cellx8662\clvertalc\cellx8810\clvertalc\ce
llx9496\clvertalc\cellx9633\clvertalb\cellx9830\clvertalc\cellx9978\clvertalc\ce
llx10664\clvertalc\cellx10787\trrh-66
\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\pl
ain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intb
l\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs1
6\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\
cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\par
d\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\
intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0
\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql
\~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell
\pard\plain\intbl\f0\fs16\ql \~\cell{
{\trowd\clvertalc\cellx4957\clvertalb\cellx5158\clvertalc\cellx5306\clvertalc\ce
llx5992\clvertalc\cellx6129\clvertalb\cellx6326\clvertalc\cellx6474\clvertalc\ce
llx7160\clvertalc\cellx7297\clvertalb\cellx7494\clvertalc\cellx7642\clvertalc\ce
llx8328\clvertalc\cellx8465\clvertalb\cellx8662\clvertalc\cellx8810\clvertalc\ce
llx9496\clvertalc\cellx9633\clvertalb\cellx9830\clvertalc\cellx9978\clvertalc\ce
llx10664\clvertalc\cellx10787\trrh-66\row}}}
{\trowd\clvertalb\cellx4957\clvertalb\cellx5158\clbrdrb\brdrs\brdrcf1\clvertalb\
cellx10675\clvertalb\cellx10798\trrh172
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\
cell\pard\plain\intbl\cf1\f51\fs13\b\qc Year Ended December\~31,\cell\pard\plain
\intbl\cf1\f51\fs13\ql \~\cell{
{\trowd\clvertalb\cellx4957\clvertalb\cellx5158\clbrdrb\brdrs\brdrcf1\clvertalb\
cellx10675\clvertalb\cellx10798\trrh172\row}}}
{\trowd\clvertalb\cellx4957\clvertalb\cellx5158\clbrdrb\brdrs\brdrcf1\clvertalb\
cellx5993\clvertalb\cellx6130\clvertalb\cellx6327\clbrdrb\brdrs\brdrcf1\clvertal
b\cellx7162\clvertalb\cellx7299\clvertalb\cellx7496\clbrdrb\brdrs\brdrcf1\clvert
alb\cellx8331\clvertalb\cellx8468\clvertalb\cellx8665\clbrdrb\brdrs\brdrcf1\clve
rtalb\cellx9500\clvertalb\cellx9637\clvertalb\cellx9834\clbrdrb\brdrs\brdrcf1\cl
vertalb\cellx10669\clvertalb\cellx10792\trrh172
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\
cell\pard\plain\intbl\cf1\f51\fs13\b\qc 2013\cell\pard\plain\intbl\cf1\f51\fs13\
ql \~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs1
3\b\qc 2012\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f
51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs13\b\qc 2011\cell\pard\plain\intbl
\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\int
bl\cf1\f51\fs13\b\qc 2010\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\pla
in\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs13\b\qc 2009\cell\pa
rd\plain\intbl\cf1\f51\fs13\ql \~\cell{
{\trowd\clvertalb\cellx4957\clvertalb\cellx5158\clbrdrb\brdrs\brdrcf1\clvertalb\
cellx5993\clvertalb\cellx6130\clvertalb\cellx6327\clbrdrb\brdrs\brdrcf1\clvertal
b\cellx7162\clvertalb\cellx7299\clvertalb\cellx7496\clbrdrb\brdrs\brdrcf1\clvert
alb\cellx8331\clvertalb\cellx8468\clvertalb\cellx8665\clbrdrb\brdrs\brdrcf1\clve
rtalb\cellx9500\clvertalb\cellx9637\clvertalb\cellx9834\clbrdrb\brdrs\brdrcf1\cl
vertalb\cellx10669\clvertalb\cellx10792\trrh172\row}}}

{\trowd\clvertalb\cellx4957\clvertalb\cellx5158\clvertalb\cellx5993\clvertalb\ce
llx6130\clvertalb\cellx6327\clvertalb\cellx9503\clvertalb\cellx9640\clvertalb\ce
llx9837\clvertalb\cellx10672\clvertalb\cellx10795\trrh172
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\
cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs13\ql \
~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs13\b\
qc (in thousands, except per share data)\cell\pard\plain\intbl\cf1\f51\fs13\ql \
~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs13\ql
\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell{
{\trowd\clvertalb\cellx4957\clvertalb\cellx5158\clvertalb\cellx5993\clvertalb\ce
llx6130\clvertalb\cellx6327\clvertalb\cellx9503\clvertalb\cellx9640\clvertalb\ce
llx9837\clvertalb\cellx10672\clvertalb\cellx10795\trrh172\row}}}
{\trowd\clshdng100\clcfpat12\clcbpat12\cellx4957\clvertalb\clshdng100\clcfpat12\
clcbpat12\cellx5158\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx5306\clvertalb
\clshdng100\clcfpat12\clcbpat12\cellx5992\clvertalb\clshdng100\clcfpat12\clcbpat
12\cellx6129\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx6326\clvertalb\clshdn
g100\clcfpat12\clcbpat12\cellx6474\clvertalb\clshdng100\clcfpat12\clcbpat12\cell
x7160\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7297\clvertalb\clshdng100\cl
cfpat12\clcbpat12\cellx7494\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7642\c
lvertalb\clshdng100\clcfpat12\clcbpat12\cellx8328\clvertalb\clshdng100\clcfpat12
\clcbpat12\cellx8465\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8662\clvertal
b\clshdng100\clcfpat12\clcbpat12\cellx8810\clvertalb\clshdng100\clcfpat12\clcbpa
t12\cellx9496\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9633\clvertalb\clshd
ng100\clcfpat12\clcbpat12\cellx9830\clvertalb\clshdng100\clcfpat12\clcbpat12\cel
lx9978\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx10664\clvertalb\clshdng100\
clcfpat12\clcbpat12\cellx10787\trrh206
\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql Consolidated Operations Data:\cel
l\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\f0\fs16\ql \~\cell
\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\pl
ain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain
\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\c
f1\f51\fs13\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\f
s16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs13
\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\c
ell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell
\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\pl
ain\intbl\f0\fs16\ql \~\cell{
{\trowd\clshdng100\clcfpat12\clcbpat12\cellx4957\clvertalb\clshdng100\clcfpat12\
clcbpat12\cellx5158\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx5306\clvertalb
\clshdng100\clcfpat12\clcbpat12\cellx5992\clvertalb\clshdng100\clcfpat12\clcbpat
12\cellx6129\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx6326\clvertalb\clshdn
g100\clcfpat12\clcbpat12\cellx6474\clvertalb\clshdng100\clcfpat12\clcbpat12\cell
x7160\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7297\clvertalb\clshdng100\cl
cfpat12\clcbpat12\cellx7494\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7642\c
lvertalb\clshdng100\clcfpat12\clcbpat12\cellx8328\clvertalb\clshdng100\clcfpat12
\clcbpat12\cellx8465\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8662\clvertal
b\clshdng100\clcfpat12\clcbpat12\cellx8810\clvertalb\clshdng100\clcfpat12\clcbpa
t12\cellx9496\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9633\clvertalb\clshd
ng100\clcfpat12\clcbpat12\cellx9830\clvertalb\clshdng100\clcfpat12\clcbpat12\cel
lx9978\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx10664\clvertalb\clshdng100\
clcfpat12\clcbpat12\cellx10787\trrh206\row}}}
{\trowd\cellx4957\clvertalb\cellx5158\clvertalb\cellx5306\clvertalb\cellx5992\cl
vertalb\cellx6129\clvertalb\cellx6326\clvertalb\cellx6474\clvertalb\cellx7160\cl
vertalb\cellx7297\clvertalb\cellx7494\clvertalb\cellx7642\clvertalb\cellx8328\cl
vertalb\cellx8465\clvertalb\cellx8662\clvertalb\cellx8810\clvertalb\cellx9496\cl
vertalb\cellx9633\clvertalb\cellx9830\clvertalb\cellx9978\clvertalb\cellx10664\c
lvertalb\cellx10787\trrh206
\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql Revenues\cell\pard\plain\intbl\cf
1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql $\cell\pard\plain\intbl
\cf1\f51\fs16\qr 8,843,189\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\

plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql $\cell\pard


\plain\intbl\cf1\f51\fs16\qr 7,346,472\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\
~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql
$\cell\pard\plain\intbl\cf1\f51\fs16\qr 6,121,156\cell\pard\plain\intbl\cf1\f51
\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1
\f51\fs16\ql $\cell\pard\plain\intbl\cf1\f51\fs16\qr 4,592,389\cell\pard\plain\i
ntbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\pla
in\intbl\cf1\f51\fs16\ql $\cell\pard\plain\intbl\cf1\f51\fs16\qr 3,278,663\cell\
pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell{
{\trowd\cellx4957\clvertalb\cellx5158\clvertalb\cellx5306\clvertalb\cellx5992\cl
vertalb\cellx6129\clvertalb\cellx6326\clvertalb\cellx6474\clvertalb\cellx7160\cl
vertalb\cellx7297\clvertalb\cellx7494\clvertalb\cellx7642\clvertalb\cellx8328\cl
vertalb\cellx8465\clvertalb\cellx8662\clvertalb\cellx8810\clvertalb\cellx9496\cl
vertalb\cellx9633\clvertalb\cellx9830\clvertalb\cellx9978\clvertalb\cellx10664\c
lvertalb\cellx10787\trrh206\row}}}
{\trowd\clshdng100\clcfpat12\clcbpat12\cellx4957\clvertalb\clshdng100\clcfpat12\
clcbpat12\cellx5158\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx5306\clvertalb
\clshdng100\clcfpat12\clcbpat12\cellx5992\clvertalb\clshdng100\clcfpat12\clcbpat
12\cellx6129\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx6326\clvertalb\clshdn
g100\clcfpat12\clcbpat12\cellx6474\clvertalb\clshdng100\clcfpat12\clcbpat12\cell
x7160\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7297\clvertalb\clshdng100\cl
cfpat12\clcbpat12\cellx7494\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7642\c
lvertalb\clshdng100\clcfpat12\clcbpat12\cellx8328\clvertalb\clshdng100\clcfpat12
\clcbpat12\cellx8465\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8662\clvertal
b\clshdng100\clcfpat12\clcbpat12\cellx8810\clvertalb\clshdng100\clcfpat12\clcbpa
t12\cellx9496\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9633\clvertalb\clshd
ng100\clcfpat12\clcbpat12\cellx9830\clvertalb\clshdng100\clcfpat12\clcbpat12\cel
lx9978\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx10664\clvertalb\clshdng100\
clcfpat12\clcbpat12\cellx10787\trrh412
\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql Cost of revenues (exclusive of de
preciation and amortization expense\plain\intbl\cf1\f51\fs16\ql shown separatel
y below)\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f5
1\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 5,265,469\cell\pard\plain\int
bl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain
\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 4,278,241\cell\p
ard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\ce
ll\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 3,5
38,622\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\
fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f5
1\fs16\qr 2,654,569\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\i
ntbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain
\intbl\cf1\f51\fs16\qr 1,849,443\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell
{
{\trowd\clshdng100\clcfpat12\clcbpat12\cellx4957\clvertalb\clshdng100\clcfpat12\
clcbpat12\cellx5158\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx5306\clvertalb
\clshdng100\clcfpat12\clcbpat12\cellx5992\clvertalb\clshdng100\clcfpat12\clcbpat
12\cellx6129\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx6326\clvertalb\clshdn
g100\clcfpat12\clcbpat12\cellx6474\clvertalb\clshdng100\clcfpat12\clcbpat12\cell
x7160\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7297\clvertalb\clshdng100\cl
cfpat12\clcbpat12\cellx7494\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7642\c
lvertalb\clshdng100\clcfpat12\clcbpat12\cellx8328\clvertalb\clshdng100\clcfpat12
\clcbpat12\cellx8465\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8662\clvertal
b\clshdng100\clcfpat12\clcbpat12\cellx8810\clvertalb\clshdng100\clcfpat12\clcbpa
t12\cellx9496\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9633\clvertalb\clshd
ng100\clcfpat12\clcbpat12\cellx9830\clvertalb\clshdng100\clcfpat12\clcbpat12\cel
lx9978\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx10664\clvertalb\clshdng100\
clcfpat12\clcbpat12\cellx10787\trrh412\row}}}
{\trowd\cellx4957\clvertalb\cellx5158\clvertalb\cellx5306\clvertalb\cellx5992\cl
vertalb\cellx6129\clvertalb\cellx6326\clvertalb\cellx6474\clvertalb\cellx7160\cl
vertalb\cellx7297\clvertalb\cellx7494\clvertalb\cellx7642\clvertalb\cellx8328\cl

vertalb\cellx8465\clvertalb\cellx8662\clvertalb\cellx8810\clvertalb\cellx9496\cl
vertalb\cellx9633\clvertalb\cellx9830\clvertalb\cellx9978\clvertalb\cellx10664\c
lvertalb\cellx10787\trrh206
\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql Selling, general and administrati
ve expenses\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1
\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 1,727,609\cell\pard\plain\
intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\pl
ain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 1,557,646\cel
l\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~
\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr
1,328,665\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f
51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1
\f51\fs16\qr 972,093\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\
intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plai
n\intbl\cf1\f51\fs16\qr 721,359\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell{
{\trowd\cellx4957\clvertalb\cellx5158\clvertalb\cellx5306\clvertalb\cellx5992\cl
vertalb\cellx6129\clvertalb\cellx6326\clvertalb\cellx6474\clvertalb\cellx7160\cl
vertalb\cellx7297\clvertalb\cellx7494\clvertalb\cellx7642\clvertalb\cellx8328\cl
vertalb\cellx8465\clvertalb\cellx8662\clvertalb\cellx8810\clvertalb\cellx9496\cl
vertalb\cellx9633\clvertalb\cellx9830\clvertalb\cellx9978\clvertalb\cellx10664\c
lvertalb\cellx10787\trrh206\row}}}
{\trowd\clshdng100\clcfpat12\clcbpat12\cellx4957\clvertalb\clshdng100\clcfpat12\
clcbpat12\cellx5158\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx5306\clvertalb
\clshdng100\clcfpat12\clcbpat12\cellx5992\clvertalb\clshdng100\clcfpat12\clcbpat
12\cellx6129\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx6326\clvertalb\clshdn
g100\clcfpat12\clcbpat12\cellx6474\clvertalb\clshdng100\clcfpat12\clcbpat12\cell
x7160\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7297\clvertalb\clshdng100\cl
cfpat12\clcbpat12\cellx7494\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7642\c
lvertalb\clshdng100\clcfpat12\clcbpat12\cellx8328\clvertalb\clshdng100\clcfpat12
\clcbpat12\cellx8465\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8662\clvertal
b\clshdng100\clcfpat12\clcbpat12\cellx8810\clvertalb\clshdng100\clcfpat12\clcbpa
t12\cellx9496\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9633\clvertalb\clshd
ng100\clcfpat12\clcbpat12\cellx9830\clvertalb\clshdng100\clcfpat12\clcbpat12\cel
lx9978\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx10664\clvertalb\clshdng100\
clcfpat12\clcbpat12\cellx10787\trrh206
\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql Depreciation and amortization exp
ense\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs
16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 172,201\cell\pard\plain\intbl\cf1
\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl
\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 149,089\cell\pard\plai
n\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\
plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 117,401\cel
l\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~
\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr
103,875\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51
\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f
51\fs16\qr 89,371\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell{
{\trowd\clshdng100\clcfpat12\clcbpat12\cellx4957\clvertalb\clshdng100\clcfpat12\
clcbpat12\cellx5158\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx5306\clvertalb
\clshdng100\clcfpat12\clcbpat12\cellx5992\clvertalb\clshdng100\clcfpat12\clcbpat
12\cellx6129\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx6326\clvertalb\clshdn
g100\clcfpat12\clcbpat12\cellx6474\clvertalb\clshdng100\clcfpat12\clcbpat12\cell
x7160\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7297\clvertalb\clshdng100\cl
cfpat12\clcbpat12\cellx7494\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7642\c
lvertalb\clshdng100\clcfpat12\clcbpat12\cellx8328\clvertalb\clshdng100\clcfpat12
\clcbpat12\cellx8465\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8662\clvertal
b\clshdng100\clcfpat12\clcbpat12\cellx8810\clvertalb\clshdng100\clcfpat12\clcbpa
t12\cellx9496\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9633\clvertalb\clshd
ng100\clcfpat12\clcbpat12\cellx9830\clvertalb\clshdng100\clcfpat12\clcbpat12\cel
lx9978\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx10664\clvertalb\clshdng100\

clcfpat12\clcbpat12\cellx10787\trrh206\row}}}
{\trowd\clvertalb\cellx4957\clvertalb\cellx5158\clvertalb\cellx5306\clvertalb\ce
llx5992\clvertalc\cellx6129\clvertalb\cellx6326\clvertalb\cellx6474\clvertalb\ce
llx7160\clvertalc\cellx7297\clvertalb\cellx7494\clvertalb\cellx7642\clvertalb\ce
llx8328\clvertalc\cellx8465\clvertalb\cellx8662\clvertalb\cellx8810\clvertalb\ce
llx9496\clvertalc\cellx9633\clvertalb\cellx9830\clvertalb\cellx9978\clvertalb\ce
llx10664\clvertalc\cellx10787\trrh35
\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell{
{\trowd\clvertalb\cellx4957\clvertalb\cellx5158\clvertalb\cellx5306\clvertalb\ce
llx5992\clvertalc\cellx6129\clvertalb\cellx6326\clvertalb\cellx6474\clvertalb\ce
llx7160\clvertalc\cellx7297\clvertalb\cellx7494\clvertalb\cellx7642\clvertalb\ce
llx8328\clvertalc\cellx8465\clvertalb\cellx8662\clvertalb\cellx8810\clvertalb\ce
llx9496\clvertalc\cellx9633\clvertalb\cellx9830\clvertalb\cellx9978\clvertalb\ce
llx10664\clvertalc\cellx10787\trrh35\row}}}
{\trowd\cellx4957\clvertalb\cellx5158\clvertalb\cellx5306\clvertalb\cellx5992\cl
vertalb\cellx6129\clvertalb\cellx6326\clvertalb\cellx6474\clvertalb\cellx7160\cl
vertalb\cellx7297\clvertalb\cellx7494\clvertalb\cellx7642\clvertalb\cellx8328\cl
vertalb\cellx8465\clvertalb\cellx8662\clvertalb\cellx8810\clvertalb\cellx9496\cl
vertalb\cellx9633\clvertalb\cellx9830\clvertalb\cellx9978\clvertalb\cellx10664\c
lvertalb\cellx10787\trrh206
\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql Income from operations\cell\pard\
plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs16\qr 1,677,910\cell\pard\plain\intbl\cf1\f51\fs16\ql
\~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16
\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 1,361,496\cell\pard\plain\intbl\cf1
\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl
\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 1,136,468\cell\pard\pl
ain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\par
d\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 861,852\c
ell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql
\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
r 618,490\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell{
{\trowd\cellx4957\clvertalb\cellx5158\clvertalb\cellx5306\clvertalb\cellx5992\cl
vertalb\cellx6129\clvertalb\cellx6326\clvertalb\cellx6474\clvertalb\cellx7160\cl
vertalb\cellx7297\clvertalb\cellx7494\clvertalb\cellx7642\clvertalb\cellx8328\cl
vertalb\cellx8465\clvertalb\cellx8662\clvertalb\cellx8810\clvertalb\cellx9496\cl
vertalb\cellx9633\clvertalb\cellx9830\clvertalb\cellx9978\clvertalb\cellx10664\c
lvertalb\cellx10787\trrh206\row}}}
{\trowd\clvertalb\cellx4957\clvertalb\cellx5158\clvertalb\cellx5306\clvertalb\ce
llx5992\clvertalc\cellx6129\clvertalb\cellx6326\clvertalb\cellx6474\clvertalb\ce
llx7160\clvertalc\cellx7297\clvertalb\cellx7494\clvertalb\cellx7642\clvertalb\ce
llx8328\clvertalc\cellx8465\clvertalb\cellx8662\clvertalb\cellx8810\clvertalb\ce
llx9496\clvertalc\cellx9633\clvertalb\cellx9830\clvertalb\cellx9978\clvertalb\ce
llx10664\clvertalc\cellx10787\trrh35
\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p

ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p


ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell{
{\trowd\clvertalb\cellx4957\clvertalb\cellx5158\clvertalb\cellx5306\clvertalb\ce
llx5992\clvertalc\cellx6129\clvertalb\cellx6326\clvertalb\cellx6474\clvertalb\ce
llx7160\clvertalc\cellx7297\clvertalb\cellx7494\clvertalb\cellx7642\clvertalb\ce
llx8328\clvertalc\cellx8465\clvertalb\cellx8662\clvertalb\cellx8810\clvertalb\ce
llx9496\clvertalc\cellx9633\clvertalb\cellx9830\clvertalb\cellx9978\clvertalb\ce
llx10664\clvertalc\cellx10787\trrh35\row}}}
{\trowd\clshdng100\clcfpat12\clcbpat12\cellx4957\clvertalb\clshdng100\clcfpat12\
clcbpat12\cellx5158\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx5306\clvertalb
\clshdng100\clcfpat12\clcbpat12\cellx5992\clvertalb\clshdng100\clcfpat12\clcbpat
12\cellx6129\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx6326\clvertalb\clshdn
g100\clcfpat12\clcbpat12\cellx6474\clvertalb\clshdng100\clcfpat12\clcbpat12\cell
x7160\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7297\clvertalb\clshdng100\cl
cfpat12\clcbpat12\cellx7494\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7642\c
lvertalb\clshdng100\clcfpat12\clcbpat12\cellx8328\clvertalb\clshdng100\clcfpat12
\clcbpat12\cellx8465\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8662\clvertal
b\clshdng100\clcfpat12\clcbpat12\cellx8810\clvertalb\clshdng100\clcfpat12\clcbpa
t12\cellx9496\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9633\clvertalb\clshd
ng100\clcfpat12\clcbpat12\cellx9830\clvertalb\clshdng100\clcfpat12\clcbpat12\cel
lx9978\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx10664\clvertalb\clshdng100\
clcfpat12\clcbpat12\cellx10787\trrh206
\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql Other income (expense), net:\cell
\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\
pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\pla
in\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\
intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf
1\f51\fs13\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs
16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs13\
ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\ce
ll\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\
pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\pla
in\intbl\f0\fs16\ql \~\cell{
{\trowd\clshdng100\clcfpat12\clcbpat12\cellx4957\clvertalb\clshdng100\clcfpat12\
clcbpat12\cellx5158\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx5306\clvertalb
\clshdng100\clcfpat12\clcbpat12\cellx5992\clvertalb\clshdng100\clcfpat12\clcbpat
12\cellx6129\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx6326\clvertalb\clshdn
g100\clcfpat12\clcbpat12\cellx6474\clvertalb\clshdng100\clcfpat12\clcbpat12\cell
x7160\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7297\clvertalb\clshdng100\cl
cfpat12\clcbpat12\cellx7494\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7642\c
lvertalb\clshdng100\clcfpat12\clcbpat12\cellx8328\clvertalb\clshdng100\clcfpat12
\clcbpat12\cellx8465\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8662\clvertal
b\clshdng100\clcfpat12\clcbpat12\cellx8810\clvertalb\clshdng100\clcfpat12\clcbpa
t12\cellx9496\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9633\clvertalb\clshd
ng100\clcfpat12\clcbpat12\cellx9830\clvertalb\clshdng100\clcfpat12\clcbpat12\cel
lx9978\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx10664\clvertalb\clshdng100\
clcfpat12\clcbpat12\cellx10787\trrh206\row}}}
{\trowd\cellx4957\clvertalb\cellx5158\clvertalb\cellx5306\clvertalb\cellx5992\cl
vertalb\cellx6129\clvertalb\cellx6326\clvertalb\cellx6474\clvertalb\cellx7160\cl
vertalb\cellx7297\clvertalb\cellx7494\clvertalb\cellx7642\clvertalb\cellx8328\cl
vertalb\cellx8465\clvertalb\cellx8662\clvertalb\cellx8810\clvertalb\cellx9496\cl
vertalb\cellx9633\clvertalb\cellx9830\clvertalb\cellx9978\clvertalb\cellx10664\c
lvertalb\cellx10787\trrh206
\pard\plain\intbl\li572\fi-176\cf1\f51\fs16\ql Interest income\cell\pard\plain\i
ntbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\pla
in\intbl\cf1\f51\fs16\qr 48,896\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\
pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cel

l\pard\plain\intbl\cf1\f51\fs16\qr 44,514\cell\pard\plain\intbl\cf1\f51\fs16\ql
\~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16
\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 39,249\cell\pard\plain\intbl\cf1\f5
1\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf
1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 25,793\cell\pard\plain\in
tbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plai
n\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 15,895\cell\par
d\plain\intbl\cf1\f51\fs16\ql \~\~\cell{
{\trowd\cellx4957\clvertalb\cellx5158\clvertalb\cellx5306\clvertalb\cellx5992\cl
vertalb\cellx6129\clvertalb\cellx6326\clvertalb\cellx6474\clvertalb\cellx7160\cl
vertalb\cellx7297\clvertalb\cellx7494\clvertalb\cellx7642\clvertalb\cellx8328\cl
vertalb\cellx8465\clvertalb\cellx8662\clvertalb\cellx8810\clvertalb\cellx9496\cl
vertalb\cellx9633\clvertalb\cellx9830\clvertalb\cellx9978\clvertalb\cellx10664\c
lvertalb\cellx10787\trrh206\row}}}
{\trowd\clshdng100\clcfpat12\clcbpat12\cellx4957\clvertalb\clshdng100\clcfpat12\
clcbpat12\cellx5158\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx5306\clvertalb
\clshdng100\clcfpat12\clcbpat12\cellx5992\clvertalb\clshdng100\clcfpat12\clcbpat
12\cellx6129\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx6326\clvertalb\clshdn
g100\clcfpat12\clcbpat12\cellx6474\clvertalb\clshdng100\clcfpat12\clcbpat12\cell
x7160\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7297\clvertalb\clshdng100\cl
cfpat12\clcbpat12\cellx7494\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7642\c
lvertalb\clshdng100\clcfpat12\clcbpat12\cellx8328\clvertalb\clshdng100\clcfpat12
\clcbpat12\cellx8465\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8662\clvertal
b\clshdng100\clcfpat12\clcbpat12\cellx8810\clvertalb\clshdng100\clcfpat12\clcbpa
t12\cellx9496\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9633\clvertalb\clshd
ng100\clcfpat12\clcbpat12\cellx9830\clvertalb\clshdng100\clcfpat12\clcbpat12\cel
lx9978\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx10664\clvertalb\clshdng100\
clcfpat12\clcbpat12\cellx10787\trrh206
\pard\plain\intbl\li572\fi-176\cf1\f51\fs16\ql Other, net\cell\pard\plain\intbl\
cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\in
tbl\cf1\f51\fs16\qr (38,889\cell\pard\plain\intbl\cf1\f51\fs16\ql )\~\cell\pard\
plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\par
d\plain\intbl\cf1\f51\fs16\qr (18,414\cell\pard\plain\intbl\cf1\f51\fs16\ql )\~\
cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \
~\cell\pard\plain\intbl\cf1\f51\fs16\qr (6,568\cell\pard\plain\intbl\cf1\f51\fs1
6\ql )\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\
fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr (9,065\cell\pard\plain\intbl\cf
1\f51\fs16\ql )\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl
\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 2,566\cell\pard\plain\
intbl\cf1\f51\fs16\ql \~\~\cell{
{\trowd\clshdng100\clcfpat12\clcbpat12\cellx4957\clvertalb\clshdng100\clcfpat12\
clcbpat12\cellx5158\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx5306\clvertalb
\clshdng100\clcfpat12\clcbpat12\cellx5992\clvertalb\clshdng100\clcfpat12\clcbpat
12\cellx6129\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx6326\clvertalb\clshdn
g100\clcfpat12\clcbpat12\cellx6474\clvertalb\clshdng100\clcfpat12\clcbpat12\cell
x7160\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7297\clvertalb\clshdng100\cl
cfpat12\clcbpat12\cellx7494\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7642\c
lvertalb\clshdng100\clcfpat12\clcbpat12\cellx8328\clvertalb\clshdng100\clcfpat12
\clcbpat12\cellx8465\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8662\clvertal
b\clshdng100\clcfpat12\clcbpat12\cellx8810\clvertalb\clshdng100\clcfpat12\clcbpa
t12\cellx9496\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9633\clvertalb\clshd
ng100\clcfpat12\clcbpat12\cellx9830\clvertalb\clshdng100\clcfpat12\clcbpat12\cel
lx9978\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx10664\clvertalb\clshdng100\
clcfpat12\clcbpat12\cellx10787\trrh206\row}}}
{\trowd\clvertalb\cellx4957\clvertalb\cellx5158\clvertalb\cellx5306\clvertalb\ce
llx5992\clvertalc\cellx6129\clvertalb\cellx6326\clvertalb\cellx6474\clvertalb\ce
llx7160\clvertalc\cellx7297\clvertalb\cellx7494\clvertalb\cellx7642\clvertalb\ce
llx8328\clvertalc\cellx8465\clvertalb\cellx8662\clvertalb\cellx8810\clvertalb\ce
llx9496\clvertalc\cellx9633\clvertalb\cellx9830\clvertalb\cellx9978\clvertalb\ce
llx10664\clvertalc\cellx10787\trrh35

\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\~\cell\p


ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell{
{\trowd\clvertalb\cellx4957\clvertalb\cellx5158\clvertalb\cellx5306\clvertalb\ce
llx5992\clvertalc\cellx6129\clvertalb\cellx6326\clvertalb\cellx6474\clvertalb\ce
llx7160\clvertalc\cellx7297\clvertalb\cellx7494\clvertalb\cellx7642\clvertalb\ce
llx8328\clvertalc\cellx8465\clvertalb\cellx8662\clvertalb\cellx8810\clvertalb\ce
llx9496\clvertalc\cellx9633\clvertalb\cellx9830\clvertalb\cellx9978\clvertalb\ce
llx10664\clvertalc\cellx10787\trrh35\row}}}
{\trowd\cellx4957\clvertalb\cellx5158\clvertalb\cellx5306\clvertalb\cellx5992\cl
vertalb\cellx6129\clvertalb\cellx6326\clvertalb\cellx6474\clvertalb\cellx7160\cl
vertalb\cellx7297\clvertalb\cellx7494\clvertalb\cellx7642\clvertalb\cellx8328\cl
vertalb\cellx8465\clvertalb\cellx8662\clvertalb\cellx8810\clvertalb\cellx9496\cl
vertalb\cellx9633\clvertalb\cellx9830\clvertalb\cellx9978\clvertalb\cellx10664\c
lvertalb\cellx10787\trrh206
\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql Total other income (expense), net
\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\q
l \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 10,007\cell\pard\plain\intbl\cf1\f51\
fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\
f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 26,100\cell\pard\plain\intb
l\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\
intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 32,681\cell\pard\
plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 16,728\
cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql
\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\
qr 18,461\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell{
{\trowd\cellx4957\clvertalb\cellx5158\clvertalb\cellx5306\clvertalb\cellx5992\cl
vertalb\cellx6129\clvertalb\cellx6326\clvertalb\cellx6474\clvertalb\cellx7160\cl
vertalb\cellx7297\clvertalb\cellx7494\clvertalb\cellx7642\clvertalb\cellx8328\cl
vertalb\cellx8465\clvertalb\cellx8662\clvertalb\cellx8810\clvertalb\cellx9496\cl
vertalb\cellx9633\clvertalb\cellx9830\clvertalb\cellx9978\clvertalb\cellx10664\c
lvertalb\cellx10787\trrh206\row}}}
{\trowd\clvertalb\cellx4957\clvertalb\cellx5158\clvertalb\cellx5306\clvertalb\ce
llx5992\clvertalc\cellx6129\clvertalb\cellx6326\clvertalb\cellx6474\clvertalb\ce
llx7160\clvertalc\cellx7297\clvertalb\cellx7494\clvertalb\cellx7642\clvertalb\ce
llx8328\clvertalc\cellx8465\clvertalb\cellx8662\clvertalb\cellx8810\clvertalb\ce
llx9496\clvertalc\cellx9633\clvertalb\cellx9830\clvertalb\cellx9978\clvertalb\ce
llx10664\clvertalc\cellx10787\trrh35
\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell{
{\trowd\clvertalb\cellx4957\clvertalb\cellx5158\clvertalb\cellx5306\clvertalb\ce
llx5992\clvertalc\cellx6129\clvertalb\cellx6326\clvertalb\cellx6474\clvertalb\ce

llx7160\clvertalc\cellx7297\clvertalb\cellx7494\clvertalb\cellx7642\clvertalb\ce
llx8328\clvertalc\cellx8465\clvertalb\cellx8662\clvertalb\cellx8810\clvertalb\ce
llx9496\clvertalc\cellx9633\clvertalb\cellx9830\clvertalb\cellx9978\clvertalb\ce
llx10664\clvertalc\cellx10787\trrh35\row}}}
{\trowd\clshdng100\clcfpat12\clcbpat12\cellx4957\clvertalb\clshdng100\clcfpat12\
clcbpat12\cellx5158\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx5306\clvertalb
\clshdng100\clcfpat12\clcbpat12\cellx5992\clvertalb\clshdng100\clcfpat12\clcbpat
12\cellx6129\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx6326\clvertalb\clshdn
g100\clcfpat12\clcbpat12\cellx6474\clvertalb\clshdng100\clcfpat12\clcbpat12\cell
x7160\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7297\clvertalb\clshdng100\cl
cfpat12\clcbpat12\cellx7494\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7642\c
lvertalb\clshdng100\clcfpat12\clcbpat12\cellx8328\clvertalb\clshdng100\clcfpat12
\clcbpat12\cellx8465\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8662\clvertal
b\clshdng100\clcfpat12\clcbpat12\cellx8810\clvertalb\clshdng100\clcfpat12\clcbpa
t12\cellx9496\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9633\clvertalb\clshd
ng100\clcfpat12\clcbpat12\cellx9830\clvertalb\clshdng100\clcfpat12\clcbpat12\cel
lx9978\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx10664\clvertalb\clshdng100\
clcfpat12\clcbpat12\cellx10787\trrh206
\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql Income before provision for incom
e taxes\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51
\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 1,687,917\cell\pard\plain\intb
l\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\
intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 1,387,596\cell\pa
rd\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cel
l\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 1,16
9,149\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\f
s13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51
\fs16\qr 878,580\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intb
l\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\in
tbl\cf1\f51\fs16\qr 636,951\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell{
{\trowd\clshdng100\clcfpat12\clcbpat12\cellx4957\clvertalb\clshdng100\clcfpat12\
clcbpat12\cellx5158\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx5306\clvertalb
\clshdng100\clcfpat12\clcbpat12\cellx5992\clvertalb\clshdng100\clcfpat12\clcbpat
12\cellx6129\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx6326\clvertalb\clshdn
g100\clcfpat12\clcbpat12\cellx6474\clvertalb\clshdng100\clcfpat12\clcbpat12\cell
x7160\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7297\clvertalb\clshdng100\cl
cfpat12\clcbpat12\cellx7494\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7642\c
lvertalb\clshdng100\clcfpat12\clcbpat12\cellx8328\clvertalb\clshdng100\clcfpat12
\clcbpat12\cellx8465\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8662\clvertal
b\clshdng100\clcfpat12\clcbpat12\cellx8810\clvertalb\clshdng100\clcfpat12\clcbpa
t12\cellx9496\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9633\clvertalb\clshd
ng100\clcfpat12\clcbpat12\cellx9830\clvertalb\clshdng100\clcfpat12\clcbpat12\cel
lx9978\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx10664\clvertalb\clshdng100\
clcfpat12\clcbpat12\cellx10787\trrh206\row}}}
{\trowd\cellx4957\clvertalb\cellx5158\clvertalb\cellx5306\clvertalb\cellx5992\cl
vertalb\cellx6129\clvertalb\cellx6326\clvertalb\cellx6474\clvertalb\cellx7160\cl
vertalb\cellx7297\clvertalb\cellx7494\clvertalb\cellx7642\clvertalb\cellx8328\cl
vertalb\cellx8465\clvertalb\cellx8662\clvertalb\cellx8810\clvertalb\cellx9496\cl
vertalb\cellx9633\clvertalb\cellx9830\clvertalb\cellx9978\clvertalb\cellx10664\c
lvertalb\cellx10787\trrh206
\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql Provision for income taxes\cell\p
ard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\ce
ll\pard\plain\intbl\cf1\f51\fs16\qr 459,339\cell\pard\plain\intbl\cf1\f51\fs16\q
l \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs
16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 336,333\cell\pard\plain\intbl\cf1
\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl
\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 285,531\cell\pard\plai
n\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\
plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 145,040\cel
l\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~

\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr
101,988\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell{
{\trowd\cellx4957\clvertalb\cellx5158\clvertalb\cellx5306\clvertalb\cellx5992\cl
vertalb\cellx6129\clvertalb\cellx6326\clvertalb\cellx6474\clvertalb\cellx7160\cl
vertalb\cellx7297\clvertalb\cellx7494\clvertalb\cellx7642\clvertalb\cellx8328\cl
vertalb\cellx8465\clvertalb\cellx8662\clvertalb\cellx8810\clvertalb\cellx9496\cl
vertalb\cellx9633\clvertalb\cellx9830\clvertalb\cellx9978\clvertalb\cellx10664\c
lvertalb\cellx10787\trrh206\row}}}
{\trowd\clvertalb\cellx4957\clvertalb\cellx5158\clvertalb\cellx5306\clvertalb\ce
llx5992\clvertalc\cellx6129\clvertalb\cellx6326\clvertalb\cellx6474\clvertalb\ce
llx7160\clvertalc\cellx7297\clvertalb\cellx7494\clvertalb\cellx7642\clvertalb\ce
llx8328\clvertalc\cellx8465\clvertalb\cellx8662\clvertalb\cellx8810\clvertalb\ce
llx9496\clvertalc\cellx9633\clvertalb\cellx9830\clvertalb\cellx9978\clvertalb\ce
llx10664\clvertalc\cellx10787\trrh35
\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell{
{\trowd\clvertalb\cellx4957\clvertalb\cellx5158\clvertalb\cellx5306\clvertalb\ce
llx5992\clvertalc\cellx6129\clvertalb\cellx6326\clvertalb\cellx6474\clvertalb\ce
llx7160\clvertalc\cellx7297\clvertalb\cellx7494\clvertalb\cellx7642\clvertalb\ce
llx8328\clvertalc\cellx8465\clvertalb\cellx8662\clvertalb\cellx8810\clvertalb\ce
llx9496\clvertalc\cellx9633\clvertalb\cellx9830\clvertalb\cellx9978\clvertalb\ce
llx10664\clvertalc\cellx10787\trrh35\row}}}
{\trowd\clshdng100\clcfpat12\clcbpat12\cellx4957\clvertalb\clshdng100\clcfpat12\
clcbpat12\cellx5158\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx5306\clvertalb
\clshdng100\clcfpat12\clcbpat12\cellx5992\clvertalb\clshdng100\clcfpat12\clcbpat
12\cellx6129\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx6326\clvertalb\clshdn
g100\clcfpat12\clcbpat12\cellx6474\clvertalb\clshdng100\clcfpat12\clcbpat12\cell
x7160\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7297\clvertalb\clshdng100\cl
cfpat12\clcbpat12\cellx7494\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7642\c
lvertalb\clshdng100\clcfpat12\clcbpat12\cellx8328\clvertalb\clshdng100\clcfpat12
\clcbpat12\cellx8465\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8662\clvertal
b\clshdng100\clcfpat12\clcbpat12\cellx8810\clvertalb\clshdng100\clcfpat12\clcbpa
t12\cellx9496\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9633\clvertalb\clshd
ng100\clcfpat12\clcbpat12\cellx9830\clvertalb\clshdng100\clcfpat12\clcbpat12\cel
lx9978\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx10664\clvertalb\clshdng100\
clcfpat12\clcbpat12\cellx10787\trrh206
\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql Net income\cell\pard\plain\intbl\
cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql $\cell\pard\plain\int
bl\cf1\f51\fs16\qr 1,228,578\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\par
d\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql $\cell\pa
rd\plain\intbl\cf1\f51\fs16\qr 1,051,263\cell\pard\plain\intbl\cf1\f51\fs16\ql \
~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\
ql $\cell\pard\plain\intbl\cf1\f51\fs16\qr 883,618\cell\pard\plain\intbl\cf1\f51
\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1
\f51\fs16\ql $\cell\pard\plain\intbl\cf1\f51\fs16\qr 733,540\cell\pard\plain\int
bl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain
\intbl\cf1\f51\fs16\ql $\cell\pard\plain\intbl\cf1\f51\fs16\qr 534,963\cell\pard
\plain\intbl\cf1\f51\fs16\ql \~\~\cell{
{\trowd\clshdng100\clcfpat12\clcbpat12\cellx4957\clvertalb\clshdng100\clcfpat12\
clcbpat12\cellx5158\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx5306\clvertalb
\clshdng100\clcfpat12\clcbpat12\cellx5992\clvertalb\clshdng100\clcfpat12\clcbpat

12\cellx6129\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx6326\clvertalb\clshdn
g100\clcfpat12\clcbpat12\cellx6474\clvertalb\clshdng100\clcfpat12\clcbpat12\cell
x7160\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7297\clvertalb\clshdng100\cl
cfpat12\clcbpat12\cellx7494\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7642\c
lvertalb\clshdng100\clcfpat12\clcbpat12\cellx8328\clvertalb\clshdng100\clcfpat12
\clcbpat12\cellx8465\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8662\clvertal
b\clshdng100\clcfpat12\clcbpat12\cellx8810\clvertalb\clshdng100\clcfpat12\clcbpa
t12\cellx9496\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9633\clvertalb\clshd
ng100\clcfpat12\clcbpat12\cellx9830\clvertalb\clshdng100\clcfpat12\clcbpat12\cel
lx9978\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx10664\clvertalb\clshdng100\
clcfpat12\clcbpat12\cellx10787\trrh206\row}}}
{\trowd\clvertalb\cellx4957\clvertalb\cellx5158\clvertalb\cellx5306\clvertalb\ce
llx5992\clvertalc\cellx6129\clvertalb\cellx6326\clvertalb\cellx6474\clvertalb\ce
llx7160\clvertalc\cellx7297\clvertalb\cellx7494\clvertalb\cellx7642\clvertalb\ce
llx8328\clvertalc\cellx8465\clvertalb\cellx8662\clvertalb\cellx8810\clvertalb\ce
llx9496\clvertalc\cellx9633\clvertalb\cellx9830\clvertalb\cellx9978\clvertalb\ce
llx10664\clvertalc\cellx10787\trrh80
\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell{
{\trowd\clvertalb\cellx4957\clvertalb\cellx5158\clvertalb\cellx5306\clvertalb\ce
llx5992\clvertalc\cellx6129\clvertalb\cellx6326\clvertalb\cellx6474\clvertalb\ce
llx7160\clvertalc\cellx7297\clvertalb\cellx7494\clvertalb\cellx7642\clvertalb\ce
llx8328\clvertalc\cellx8465\clvertalb\cellx8662\clvertalb\cellx8810\clvertalb\ce
llx9496\clvertalc\cellx9633\clvertalb\cellx9830\clvertalb\cellx9978\clvertalb\ce
llx10664\clvertalc\cellx10787\trrh80\row}}}
{\trowd\cellx4957\clvertalb\cellx5158\clvertalb\cellx5306\clvertalb\cellx5992\cl
vertalb\cellx6129\clvertalb\cellx6326\clvertalb\cellx6474\clvertalb\cellx7160\cl
vertalb\cellx7297\clvertalb\cellx7494\clvertalb\cellx7642\clvertalb\cellx8328\cl
vertalb\cellx8465\clvertalb\cellx8662\clvertalb\cellx8810\clvertalb\cellx9496\cl
vertalb\cellx9633\clvertalb\cellx9830\clvertalb\cellx9978\clvertalb\cellx10664\c
lvertalb\cellx10787\trrh206
\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql Basic earnings per share\cell\par
d\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql $\cell\
pard\plain\intbl\cf1\f51\fs16\qr 4.07\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~
\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql
$\cell\pard\plain\intbl\cf1\f51\fs16\qr 3.49\cell\pard\plain\intbl\cf1\f51\fs16\
ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\f
s16\ql $\cell\pard\plain\intbl\cf1\f51\fs16\qr 2.91\cell\pard\plain\intbl\cf1\f5
1\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf
1\f51\fs16\ql $\cell\pard\plain\intbl\cf1\f51\fs16\qr 2.44\cell\pard\plain\intbl
\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\i
ntbl\cf1\f51\fs16\ql $\cell\pard\plain\intbl\cf1\f51\fs16\qr 1.82\cell\pard\plai
n\intbl\cf1\f51\fs16\ql \~\~\cell{
{\trowd\cellx4957\clvertalb\cellx5158\clvertalb\cellx5306\clvertalb\cellx5992\cl
vertalb\cellx6129\clvertalb\cellx6326\clvertalb\cellx6474\clvertalb\cellx7160\cl
vertalb\cellx7297\clvertalb\cellx7494\clvertalb\cellx7642\clvertalb\cellx8328\cl
vertalb\cellx8465\clvertalb\cellx8662\clvertalb\cellx8810\clvertalb\cellx9496\cl
vertalb\cellx9633\clvertalb\cellx9830\clvertalb\cellx9978\clvertalb\cellx10664\c
lvertalb\cellx10787\trrh206\row}}}
{\trowd\clvertalb\cellx4957\clvertalb\cellx5158\clvertalb\cellx5306\clvertalb\ce
llx5992\clvertalc\cellx6129\clvertalb\cellx6326\clvertalb\cellx6474\clvertalb\ce

llx7160\clvertalc\cellx7297\clvertalb\cellx7494\clvertalb\cellx7642\clvertalb\ce
llx8328\clvertalc\cellx8465\clvertalb\cellx8662\clvertalb\cellx8810\clvertalb\ce
llx9496\clvertalc\cellx9633\clvertalb\cellx9830\clvertalb\cellx9978\clvertalb\ce
llx10664\clvertalc\cellx10787\trrh80
\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell{
{\trowd\clvertalb\cellx4957\clvertalb\cellx5158\clvertalb\cellx5306\clvertalb\ce
llx5992\clvertalc\cellx6129\clvertalb\cellx6326\clvertalb\cellx6474\clvertalb\ce
llx7160\clvertalc\cellx7297\clvertalb\cellx7494\clvertalb\cellx7642\clvertalb\ce
llx8328\clvertalc\cellx8465\clvertalb\cellx8662\clvertalb\cellx8810\clvertalb\ce
llx9496\clvertalc\cellx9633\clvertalb\cellx9830\clvertalb\cellx9978\clvertalb\ce
llx10664\clvertalc\cellx10787\trrh80\row}}}
{\trowd\clshdng100\clcfpat12\clcbpat12\cellx4957\clvertalb\clshdng100\clcfpat12\
clcbpat12\cellx5158\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx5306\clvertalb
\clshdng100\clcfpat12\clcbpat12\cellx5992\clvertalb\clshdng100\clcfpat12\clcbpat
12\cellx6129\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx6326\clvertalb\clshdn
g100\clcfpat12\clcbpat12\cellx6474\clvertalb\clshdng100\clcfpat12\clcbpat12\cell
x7160\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7297\clvertalb\clshdng100\cl
cfpat12\clcbpat12\cellx7494\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7642\c
lvertalb\clshdng100\clcfpat12\clcbpat12\cellx8328\clvertalb\clshdng100\clcfpat12
\clcbpat12\cellx8465\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8662\clvertal
b\clshdng100\clcfpat12\clcbpat12\cellx8810\clvertalb\clshdng100\clcfpat12\clcbpa
t12\cellx9496\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9633\clvertalb\clshd
ng100\clcfpat12\clcbpat12\cellx9830\clvertalb\clshdng100\clcfpat12\clcbpat12\cel
lx9978\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx10664\clvertalb\clshdng100\
clcfpat12\clcbpat12\cellx10787\trrh206
\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql Diluted earnings per share\cell\p
ard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql $\cel
l\pard\plain\intbl\cf1\f51\fs16\qr 4.03\cell\pard\plain\intbl\cf1\f51\fs16\ql \~
\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l $\cell\pard\plain\intbl\cf1\f51\fs16\qr 3.44\cell\pard\plain\intbl\cf1\f51\fs1
6\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51
\fs16\ql $\cell\pard\plain\intbl\cf1\f51\fs16\qr 2.85\cell\pard\plain\intbl\cf1\
f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\
cf1\f51\fs16\ql $\cell\pard\plain\intbl\cf1\f51\fs16\qr 2.37\cell\pard\plain\int
bl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain
\intbl\cf1\f51\fs16\ql $\cell\pard\plain\intbl\cf1\f51\fs16\qr 1.78\cell\pard\pl
ain\intbl\cf1\f51\fs16\ql \~\~\cell{
{\trowd\clshdng100\clcfpat12\clcbpat12\cellx4957\clvertalb\clshdng100\clcfpat12\
clcbpat12\cellx5158\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx5306\clvertalb
\clshdng100\clcfpat12\clcbpat12\cellx5992\clvertalb\clshdng100\clcfpat12\clcbpat
12\cellx6129\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx6326\clvertalb\clshdn
g100\clcfpat12\clcbpat12\cellx6474\clvertalb\clshdng100\clcfpat12\clcbpat12\cell
x7160\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7297\clvertalb\clshdng100\cl
cfpat12\clcbpat12\cellx7494\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7642\c
lvertalb\clshdng100\clcfpat12\clcbpat12\cellx8328\clvertalb\clshdng100\clcfpat12
\clcbpat12\cellx8465\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8662\clvertal
b\clshdng100\clcfpat12\clcbpat12\cellx8810\clvertalb\clshdng100\clcfpat12\clcbpa
t12\cellx9496\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9633\clvertalb\clshd
ng100\clcfpat12\clcbpat12\cellx9830\clvertalb\clshdng100\clcfpat12\clcbpat12\cel
lx9978\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx10664\clvertalb\clshdng100\

clcfpat12\clcbpat12\cellx10787\trrh206\row}}}
{\trowd\clvertalb\cellx4957\clvertalb\cellx5158\clvertalb\cellx5306\clvertalb\ce
llx5992\clvertalc\cellx6129\clvertalb\cellx6326\clvertalb\cellx6474\clvertalb\ce
llx7160\clvertalc\cellx7297\clvertalb\cellx7494\clvertalb\cellx7642\clvertalb\ce
llx8328\clvertalc\cellx8465\clvertalb\cellx8662\clvertalb\cellx8810\clvertalb\ce
llx9496\clvertalc\cellx9633\clvertalb\cellx9830\clvertalb\cellx9978\clvertalb\ce
llx10664\clvertalc\cellx10787\trrh80
\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell{
{\trowd\clvertalb\cellx4957\clvertalb\cellx5158\clvertalb\cellx5306\clvertalb\ce
llx5992\clvertalc\cellx6129\clvertalb\cellx6326\clvertalb\cellx6474\clvertalb\ce
llx7160\clvertalc\cellx7297\clvertalb\cellx7494\clvertalb\cellx7642\clvertalb\ce
llx8328\clvertalc\cellx8465\clvertalb\cellx8662\clvertalb\cellx8810\clvertalb\ce
llx9496\clvertalc\cellx9633\clvertalb\cellx9830\clvertalb\cellx9978\clvertalb\ce
llx10664\clvertalc\cellx10787\trrh80\row}}}
{\trowd\cellx4957\clvertalb\cellx5158\clvertalb\cellx5306\clvertalb\cellx5992\cl
vertalb\cellx6129\clvertalb\cellx6326\clvertalb\cellx6474\clvertalb\cellx7160\cl
vertalb\cellx7297\clvertalb\cellx7494\clvertalb\cellx7642\clvertalb\cellx8328\cl
vertalb\cellx8465\clvertalb\cellx8662\clvertalb\cellx8810\clvertalb\cellx9496\cl
vertalb\cellx9633\clvertalb\cellx9830\clvertalb\cellx9978\clvertalb\cellx10664\c
lvertalb\cellx10787\trrh206
\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql Cash dividends declared per commo
n share\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51
\fs16\ql $\cell\pard\plain\intbl\cf1\f51\fs16\qr \u8212?\~\~\cell\pard\plain\int
bl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain
\intbl\cf1\f51\fs16\ql $\cell\pard\plain\intbl\cf1\f51\fs16\qr \u8212?\~\~\cell\
pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\c
ell\pard\plain\intbl\cf1\f51\fs16\ql $\cell\pard\plain\intbl\cf1\f51\fs16\qr \u8
212?\~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f5
1\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql $\cell\pard\plain\intbl\cf1\f
51\fs16\qr \u8212?\~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plai
n\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql $\cell\pard\pla
in\intbl\cf1\f51\fs16\qr \u8212?\~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\
cell{
{\trowd\cellx4957\clvertalb\cellx5158\clvertalb\cellx5306\clvertalb\cellx5992\cl
vertalb\cellx6129\clvertalb\cellx6326\clvertalb\cellx6474\clvertalb\cellx7160\cl
vertalb\cellx7297\clvertalb\cellx7494\clvertalb\cellx7642\clvertalb\cellx8328\cl
vertalb\cellx8465\clvertalb\cellx8662\clvertalb\cellx8810\clvertalb\cellx9496\cl
vertalb\cellx9633\clvertalb\cellx9830\clvertalb\cellx9978\clvertalb\cellx10664\c
lvertalb\cellx10787\trrh206\row}}}
{\trowd\clvertalb\cellx4957\clvertalb\cellx5158\clvertalb\cellx5306\clvertalb\ce
llx5992\clvertalc\cellx6129\clvertalb\cellx6326\clvertalb\cellx6474\clvertalb\ce
llx7160\clvertalc\cellx7297\clvertalb\cellx7494\clvertalb\cellx7642\clvertalb\ce
llx8328\clvertalc\cellx8465\clvertalb\cellx8662\clvertalb\cellx8810\clvertalb\ce
llx9496\clvertalc\cellx9633\clvertalb\cellx9830\clvertalb\cellx9978\clvertalb\ce
llx10664\clvertalc\cellx10787\trrh80
\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p

ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p


ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell{
{\trowd\clvertalb\cellx4957\clvertalb\cellx5158\clvertalb\cellx5306\clvertalb\ce
llx5992\clvertalc\cellx6129\clvertalb\cellx6326\clvertalb\cellx6474\clvertalb\ce
llx7160\clvertalc\cellx7297\clvertalb\cellx7494\clvertalb\cellx7642\clvertalb\ce
llx8328\clvertalc\cellx8465\clvertalb\cellx8662\clvertalb\cellx8810\clvertalb\ce
llx9496\clvertalc\cellx9633\clvertalb\cellx9830\clvertalb\cellx9978\clvertalb\ce
llx10664\clvertalc\cellx10787\trrh80\row}}}
{\trowd\clshdng100\clcfpat12\clcbpat12\cellx4957\clvertalb\clshdng100\clcfpat12\
clcbpat12\cellx5158\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx5306\clvertalb
\clshdng100\clcfpat12\clcbpat12\cellx5992\clvertalb\clshdng100\clcfpat12\clcbpat
12\cellx6129\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx6326\clvertalb\clshdn
g100\clcfpat12\clcbpat12\cellx6474\clvertalb\clshdng100\clcfpat12\clcbpat12\cell
x7160\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7297\clvertalb\clshdng100\cl
cfpat12\clcbpat12\cellx7494\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7642\c
lvertalb\clshdng100\clcfpat12\clcbpat12\cellx8328\clvertalb\clshdng100\clcfpat12
\clcbpat12\cellx8465\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8662\clvertal
b\clshdng100\clcfpat12\clcbpat12\cellx8810\clvertalb\clshdng100\clcfpat12\clcbpa
t12\cellx9496\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9633\clvertalb\clshd
ng100\clcfpat12\clcbpat12\cellx9830\clvertalb\clshdng100\clcfpat12\clcbpat12\cel
lx9978\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx10664\clvertalb\clshdng100\
clcfpat12\clcbpat12\cellx10787\trrh206
\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql Weighted average number of common
shares outstanding-Basic\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\p
lain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 302,007\cell
\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\
cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 3
01,291\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\
fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f5
1\fs16\qr 303,277\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\int
bl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\i
ntbl\cf1\f51\fs16\qr 300,781\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\par
d\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs16\qr 293,304\cell\pard\plain\intbl\cf1\f51\fs16\ql \~
\~\cell{
{\trowd\clshdng100\clcfpat12\clcbpat12\cellx4957\clvertalb\clshdng100\clcfpat12\
clcbpat12\cellx5158\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx5306\clvertalb
\clshdng100\clcfpat12\clcbpat12\cellx5992\clvertalb\clshdng100\clcfpat12\clcbpat
12\cellx6129\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx6326\clvertalb\clshdn
g100\clcfpat12\clcbpat12\cellx6474\clvertalb\clshdng100\clcfpat12\clcbpat12\cell
x7160\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7297\clvertalb\clshdng100\cl
cfpat12\clcbpat12\cellx7494\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7642\c
lvertalb\clshdng100\clcfpat12\clcbpat12\cellx8328\clvertalb\clshdng100\clcfpat12
\clcbpat12\cellx8465\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8662\clvertal
b\clshdng100\clcfpat12\clcbpat12\cellx8810\clvertalb\clshdng100\clcfpat12\clcbpa
t12\cellx9496\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9633\clvertalb\clshd
ng100\clcfpat12\clcbpat12\cellx9830\clvertalb\clshdng100\clcfpat12\clcbpat12\cel
lx9978\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx10664\clvertalb\clshdng100\
clcfpat12\clcbpat12\cellx10787\trrh206\row}}}
{\trowd\clvertalb\cellx4957\clvertalb\cellx5158\clvertalb\cellx5306\clvertalb\ce
llx5992\clvertalc\cellx6129\clvertalb\cellx6326\clvertalb\cellx6474\clvertalb\ce
llx7160\clvertalc\cellx7297\clvertalb\cellx7494\clvertalb\cellx7642\clvertalb\ce
llx8328\clvertalc\cellx8465\clvertalb\cellx8662\clvertalb\cellx8810\clvertalb\ce
llx9496\clvertalc\cellx9633\clvertalb\cellx9830\clvertalb\cellx9978\clvertalb\ce
llx10664\clvertalc\cellx10787\trrh80
\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\~\cell\p

ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p


ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell{
{\trowd\clvertalb\cellx4957\clvertalb\cellx5158\clvertalb\cellx5306\clvertalb\ce
llx5992\clvertalc\cellx6129\clvertalb\cellx6326\clvertalb\cellx6474\clvertalb\ce
llx7160\clvertalc\cellx7297\clvertalb\cellx7494\clvertalb\cellx7642\clvertalb\ce
llx8328\clvertalc\cellx8465\clvertalb\cellx8662\clvertalb\cellx8810\clvertalb\ce
llx9496\clvertalc\cellx9633\clvertalb\cellx9830\clvertalb\cellx9978\clvertalb\ce
llx10664\clvertalc\cellx10787\trrh80\row}}}
{\trowd\cellx4957\clvertalb\cellx5158\clvertalb\cellx5306\clvertalb\cellx5992\cl
vertalb\cellx6129\clvertalb\cellx6326\clvertalb\cellx6474\clvertalb\cellx7160\cl
vertalb\cellx7297\clvertalb\cellx7494\clvertalb\cellx7642\clvertalb\cellx8328\cl
vertalb\cellx8465\clvertalb\cellx8662\clvertalb\cellx8810\clvertalb\cellx9496\cl
vertalb\cellx9633\clvertalb\cellx9830\clvertalb\cellx9978\clvertalb\cellx10664\c
lvertalb\cellx10787\trrh206
\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql Weighted average number of common
shares outstanding-Diluted\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard
\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 304,831\ce
ll\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \
~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr
305,861\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f5
1\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\
f51\fs16\qr 310,351\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\i
ntbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain
\intbl\cf1\f51\fs16\qr 309,137\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\p
ard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell
\pard\plain\intbl\cf1\f51\fs16\qr 301,115\cell\pard\plain\intbl\cf1\f51\fs16\ql
\~\~\cell{
{\trowd\cellx4957\clvertalb\cellx5158\clvertalb\cellx5306\clvertalb\cellx5992\cl
vertalb\cellx6129\clvertalb\cellx6326\clvertalb\cellx6474\clvertalb\cellx7160\cl
vertalb\cellx7297\clvertalb\cellx7494\clvertalb\cellx7642\clvertalb\cellx8328\cl
vertalb\cellx8465\clvertalb\cellx8662\clvertalb\cellx8810\clvertalb\cellx9496\cl
vertalb\cellx9633\clvertalb\cellx9830\clvertalb\cellx9978\clvertalb\cellx10664\c
lvertalb\cellx10787\trrh206\row}}}
{\trowd\clvertalb\cellx4957\clvertalb\cellx5158\clvertalb\cellx5306\clvertalb\ce
llx5992\clvertalc\cellx6129\clvertalb\cellx6326\clvertalb\cellx6474\clvertalb\ce
llx7160\clvertalc\cellx7297\clvertalb\cellx7494\clvertalb\cellx7642\clvertalb\ce
llx8328\clvertalc\cellx8465\clvertalb\cellx8662\clvertalb\cellx8810\clvertalb\ce
llx9496\clvertalc\cellx9633\clvertalb\cellx9830\clvertalb\cellx9978\clvertalb\ce
llx10664\clvertalc\cellx10787\trrh80
\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell{
{\trowd\clvertalb\cellx4957\clvertalb\cellx5158\clvertalb\cellx5306\clvertalb\ce
llx5992\clvertalc\cellx6129\clvertalb\cellx6326\clvertalb\cellx6474\clvertalb\ce

llx7160\clvertalc\cellx7297\clvertalb\cellx7494\clvertalb\cellx7642\clvertalb\ce
llx8328\clvertalc\cellx8465\clvertalb\cellx8662\clvertalb\cellx8810\clvertalb\ce
llx9496\clvertalc\cellx9633\clvertalb\cellx9830\clvertalb\cellx9978\clvertalb\ce
llx10664\clvertalc\cellx10787\trrh80\row}}}
{\trowd\clshdng100\clcfpat12\clcbpat12\cellx4957\clvertalb\clshdng100\clcfpat12\
clcbpat12\cellx5158\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx5306\clvertalb
\clshdng100\clcfpat12\clcbpat12\cellx5992\clvertalb\clshdng100\clcfpat12\clcbpat
12\cellx6129\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx6326\clvertalb\clshdn
g100\clcfpat12\clcbpat12\cellx6474\clvertalb\clshdng100\clcfpat12\clcbpat12\cell
x7160\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7297\clvertalb\clshdng100\cl
cfpat12\clcbpat12\cellx7494\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7642\c
lvertalb\clshdng100\clcfpat12\clcbpat12\cellx8328\clvertalb\clshdng100\clcfpat12
\clcbpat12\cellx8465\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8662\clvertal
b\clshdng100\clcfpat12\clcbpat12\cellx8810\clvertalb\clshdng100\clcfpat12\clcbpa
t12\cellx9496\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9633\clvertalb\clshd
ng100\clcfpat12\clcbpat12\cellx9830\clvertalb\clshdng100\clcfpat12\clcbpat12\cel
lx9978\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx10664\clvertalb\clshdng100\
clcfpat12\clcbpat12\cellx10787\trrh206
\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql Consolidated Financial Position D
ata:\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\f0\fs16\ql
\~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pa
rd\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain
\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\in
tbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\
f51\fs13\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16
\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs13\ql
\~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell
\pard\plain\intbl\f0\fs16\ql \~\cell{
{\trowd\clshdng100\clcfpat12\clcbpat12\cellx4957\clvertalb\clshdng100\clcfpat12\
clcbpat12\cellx5158\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx5306\clvertalb
\clshdng100\clcfpat12\clcbpat12\cellx5992\clvertalb\clshdng100\clcfpat12\clcbpat
12\cellx6129\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx6326\clvertalb\clshdn
g100\clcfpat12\clcbpat12\cellx6474\clvertalb\clshdng100\clcfpat12\clcbpat12\cell
x7160\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7297\clvertalb\clshdng100\cl
cfpat12\clcbpat12\cellx7494\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7642\c
lvertalb\clshdng100\clcfpat12\clcbpat12\cellx8328\clvertalb\clshdng100\clcfpat12
\clcbpat12\cellx8465\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8662\clvertal
b\clshdng100\clcfpat12\clcbpat12\cellx8810\clvertalb\clshdng100\clcfpat12\clcbpa
t12\cellx9496\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9633\clvertalb\clshd
ng100\clcfpat12\clcbpat12\cellx9830\clvertalb\clshdng100\clcfpat12\clcbpat12\cel
lx9978\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx10664\clvertalb\clshdng100\
clcfpat12\clcbpat12\cellx10787\trrh206\row}}}
{\trowd\cellx4957\clvertalb\cellx5158\clvertalb\cellx5306\clvertalb\cellx5992\cl
vertalb\cellx6129\clvertalb\cellx6326\clvertalb\cellx6474\clvertalb\cellx7160\cl
vertalb\cellx7297\clvertalb\cellx7494\clvertalb\cellx7642\clvertalb\cellx8328\cl
vertalb\cellx8465\clvertalb\cellx8662\clvertalb\cellx8810\clvertalb\cellx9496\cl
vertalb\cellx9633\clvertalb\cellx9830\clvertalb\cellx9978\clvertalb\cellx10664\c
lvertalb\cellx10787\trrh206
\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql Cash, cash equivalents and shortterm investments\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intb
l\cf1\f51\fs16\ql $\cell\pard\plain\intbl\cf1\f51\fs16\qr 3,747,473\cell\pard\pl
ain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\par
d\plain\intbl\cf1\f51\fs16\ql $\cell\pard\plain\intbl\cf1\f51\fs16\qr 2,863,758\
cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql
\~\cell\pard\plain\intbl\cf1\f51\fs16\ql $\cell\pard\plain\intbl\cf1\f51\fs16\q
r 2,432,264\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1
\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql $\cell\pard\plain\intbl\cf
1\f51\fs16\qr 2,226,388\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\pla
in\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql $\cell\pard\pl

ain\intbl\cf1\f51\fs16\qr 1,399,332\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\c


ell{
{\trowd\cellx4957\clvertalb\cellx5158\clvertalb\cellx5306\clvertalb\cellx5992\cl
vertalb\cellx6129\clvertalb\cellx6326\clvertalb\cellx6474\clvertalb\cellx7160\cl
vertalb\cellx7297\clvertalb\cellx7494\clvertalb\cellx7642\clvertalb\cellx8328\cl
vertalb\cellx8465\clvertalb\cellx8662\clvertalb\cellx8810\clvertalb\cellx9496\cl
vertalb\cellx9633\clvertalb\cellx9830\clvertalb\cellx9978\clvertalb\cellx10664\c
lvertalb\cellx10787\trrh206\row}}}
{\trowd\clshdng100\clcfpat12\clcbpat12\cellx4957\clvertalb\clshdng100\clcfpat12\
clcbpat12\cellx5158\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx5306\clvertalb
\clshdng100\clcfpat12\clcbpat12\cellx5992\clvertalb\clshdng100\clcfpat12\clcbpat
12\cellx6129\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx6326\clvertalb\clshdn
g100\clcfpat12\clcbpat12\cellx6474\clvertalb\clshdng100\clcfpat12\clcbpat12\cell
x7160\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7297\clvertalb\clshdng100\cl
cfpat12\clcbpat12\cellx7494\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7642\c
lvertalb\clshdng100\clcfpat12\clcbpat12\cellx8328\clvertalb\clshdng100\clcfpat12
\clcbpat12\cellx8465\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8662\clvertal
b\clshdng100\clcfpat12\clcbpat12\cellx8810\clvertalb\clshdng100\clcfpat12\clcbpa
t12\cellx9496\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9633\clvertalb\clshd
ng100\clcfpat12\clcbpat12\cellx9830\clvertalb\clshdng100\clcfpat12\clcbpat12\cel
lx9978\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx10664\clvertalb\clshdng100\
clcfpat12\clcbpat12\cellx10787\trrh206
\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql Long-term investments\cell\pard\p
lain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pa
rd\plain\intbl\cf1\f51\fs16\qr \u8212?\~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql
\~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs1
6\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr \u8212?\~\~\cell\pard\plain\intbl\
cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\in
tbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr \u8212?\~\~\cell\pa
rd\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cel
l\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr \u82
12?\~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51
\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f
51\fs16\qr 151,131\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell{
{\trowd\clshdng100\clcfpat12\clcbpat12\cellx4957\clvertalb\clshdng100\clcfpat12\
clcbpat12\cellx5158\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx5306\clvertalb
\clshdng100\clcfpat12\clcbpat12\cellx5992\clvertalb\clshdng100\clcfpat12\clcbpat
12\cellx6129\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx6326\clvertalb\clshdn
g100\clcfpat12\clcbpat12\cellx6474\clvertalb\clshdng100\clcfpat12\clcbpat12\cell
x7160\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7297\clvertalb\clshdng100\cl
cfpat12\clcbpat12\cellx7494\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7642\c
lvertalb\clshdng100\clcfpat12\clcbpat12\cellx8328\clvertalb\clshdng100\clcfpat12
\clcbpat12\cellx8465\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8662\clvertal
b\clshdng100\clcfpat12\clcbpat12\cellx8810\clvertalb\clshdng100\clcfpat12\clcbpa
t12\cellx9496\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9633\clvertalb\clshd
ng100\clcfpat12\clcbpat12\cellx9830\clvertalb\clshdng100\clcfpat12\clcbpat12\cel
lx9978\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx10664\clvertalb\clshdng100\
clcfpat12\clcbpat12\cellx10787\trrh206\row}}}
{\trowd\cellx4957\clvertalb\cellx5158\clvertalb\cellx5306\clvertalb\cellx5992\cl
vertalb\cellx6129\clvertalb\cellx6326\clvertalb\cellx6474\clvertalb\cellx7160\cl
vertalb\cellx7297\clvertalb\cellx7494\clvertalb\cellx7642\clvertalb\cellx8328\cl
vertalb\cellx8465\clvertalb\cellx8662\clvertalb\cellx8810\clvertalb\cellx9496\cl
vertalb\cellx9633\clvertalb\cellx9830\clvertalb\cellx9978\clvertalb\cellx10664\c
lvertalb\cellx10787\trrh206
\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql Long-term obligations:\cell\pard\
plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\p
lain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\int
bl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\
f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\
fs13\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql

\~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\


cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\par
d\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\p
lain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\int
bl\f0\fs16\ql \~\cell{
{\trowd\cellx4957\clvertalb\cellx5158\clvertalb\cellx5306\clvertalb\cellx5992\cl
vertalb\cellx6129\clvertalb\cellx6326\clvertalb\cellx6474\clvertalb\cellx7160\cl
vertalb\cellx7297\clvertalb\cellx7494\clvertalb\cellx7642\clvertalb\cellx8328\cl
vertalb\cellx8465\clvertalb\cellx8662\clvertalb\cellx8810\clvertalb\cellx9496\cl
vertalb\cellx9633\clvertalb\cellx9830\clvertalb\cellx9978\clvertalb\cellx10664\c
lvertalb\cellx10787\trrh206\row}}}
{\trowd\clshdng100\clcfpat12\clcbpat12\cellx4957\clvertalb\clshdng100\clcfpat12\
clcbpat12\cellx5158\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx5306\clvertalb
\clshdng100\clcfpat12\clcbpat12\cellx5992\clvertalb\clshdng100\clcfpat12\clcbpat
12\cellx6129\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx6326\clvertalb\clshdn
g100\clcfpat12\clcbpat12\cellx6474\clvertalb\clshdng100\clcfpat12\clcbpat12\cell
x7160\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7297\clvertalb\clshdng100\cl
cfpat12\clcbpat12\cellx7494\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7642\c
lvertalb\clshdng100\clcfpat12\clcbpat12\cellx8328\clvertalb\clshdng100\clcfpat12
\clcbpat12\cellx8465\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8662\clvertal
b\clshdng100\clcfpat12\clcbpat12\cellx8810\clvertalb\clshdng100\clcfpat12\clcbpa
t12\cellx9496\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9633\clvertalb\clshd
ng100\clcfpat12\clcbpat12\cellx9830\clvertalb\clshdng100\clcfpat12\clcbpat12\cel
lx9978\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx10664\clvertalb\clshdng100\
clcfpat12\clcbpat12\cellx10787\trrh206
\pard\plain\intbl\li572\fi-176\cf1\f51\fs16\ql Deferred income tax liabilities,
net\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs1
6\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 21,170\cell\pard\plain\intbl\cf1\f
51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\c
f1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 2,777\cell\pard\plain\in
tbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plai
n\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 3,339\cell\pard
\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\
pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 4,946\
cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql
\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\
qr \u8212?\~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell{
{\trowd\clshdng100\clcfpat12\clcbpat12\cellx4957\clvertalb\clshdng100\clcfpat12\
clcbpat12\cellx5158\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx5306\clvertalb
\clshdng100\clcfpat12\clcbpat12\cellx5992\clvertalb\clshdng100\clcfpat12\clcbpat
12\cellx6129\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx6326\clvertalb\clshdn
g100\clcfpat12\clcbpat12\cellx6474\clvertalb\clshdng100\clcfpat12\clcbpat12\cell
x7160\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7297\clvertalb\clshdng100\cl
cfpat12\clcbpat12\cellx7494\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7642\c
lvertalb\clshdng100\clcfpat12\clcbpat12\cellx8328\clvertalb\clshdng100\clcfpat12
\clcbpat12\cellx8465\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8662\clvertal
b\clshdng100\clcfpat12\clcbpat12\cellx8810\clvertalb\clshdng100\clcfpat12\clcbpa
t12\cellx9496\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9633\clvertalb\clshd
ng100\clcfpat12\clcbpat12\cellx9830\clvertalb\clshdng100\clcfpat12\clcbpat12\cel
lx9978\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx10664\clvertalb\clshdng100\
clcfpat12\clcbpat12\cellx10787\trrh206\row}}}
{\trowd\cellx4957\clvertalb\cellx5158\clvertalb\cellx5306\clvertalb\cellx5992\cl
vertalb\cellx6129\clvertalb\cellx6326\clvertalb\cellx6474\clvertalb\cellx7160\cl
vertalb\cellx7297\clvertalb\cellx7494\clvertalb\cellx7642\clvertalb\cellx8328\cl
vertalb\cellx8465\clvertalb\cellx8662\clvertalb\cellx8810\clvertalb\cellx9496\cl
vertalb\cellx9633\clvertalb\cellx9830\clvertalb\cellx9978\clvertalb\cellx10664\c
lvertalb\cellx10787\trrh206
\pard\plain\intbl\li572\fi-176\cf1\f51\fs16\ql Other noncurrent liabilities\cell
\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\
cell\pard\plain\intbl\cf1\f51\fs16\qr 277,445\cell\pard\plain\intbl\cf1\f51\fs16

\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\


fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 287,081\cell\pard\plain\intbl\c
f1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\int
bl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 342,003\cell\pard\pl
ain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\par
d\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 62,971\ce
ll\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \
~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr
38,455\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell{
{\trowd\cellx4957\clvertalb\cellx5158\clvertalb\cellx5306\clvertalb\cellx5992\cl
vertalb\cellx6129\clvertalb\cellx6326\clvertalb\cellx6474\clvertalb\cellx7160\cl
vertalb\cellx7297\clvertalb\cellx7494\clvertalb\cellx7642\clvertalb\cellx8328\cl
vertalb\cellx8465\clvertalb\cellx8662\clvertalb\cellx8810\clvertalb\cellx9496\cl
vertalb\cellx9633\clvertalb\cellx9830\clvertalb\cellx9978\clvertalb\cellx10664\c
lvertalb\cellx10787\trrh206\row}}}
{\trowd\clshdng100\clcfpat12\clcbpat12\cellx4957\clvertalb\clshdng100\clcfpat12\
clcbpat12\cellx5158\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx5306\clvertalb
\clshdng100\clcfpat12\clcbpat12\cellx5992\clvertalb\clshdng100\clcfpat12\clcbpat
12\cellx6129\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx6326\clvertalb\clshdn
g100\clcfpat12\clcbpat12\cellx6474\clvertalb\clshdng100\clcfpat12\clcbpat12\cell
x7160\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7297\clvertalb\clshdng100\cl
cfpat12\clcbpat12\cellx7494\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7642\c
lvertalb\clshdng100\clcfpat12\clcbpat12\cellx8328\clvertalb\clshdng100\clcfpat12
\clcbpat12\cellx8465\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8662\clvertal
b\clshdng100\clcfpat12\clcbpat12\cellx8810\clvertalb\clshdng100\clcfpat12\clcbpa
t12\cellx9496\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9633\clvertalb\clshd
ng100\clcfpat12\clcbpat12\cellx9830\clvertalb\clshdng100\clcfpat12\clcbpat12\cel
lx9978\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx10664\clvertalb\clshdng100\
clcfpat12\clcbpat12\cellx10787\trrh206
\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql Working capital\cell\pard\plain\i
ntbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\pla
in\intbl\cf1\f51\fs16\qr 4,373,374\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\ce
ll\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\
cell\pard\plain\intbl\cf1\f51\fs16\qr 3,436,964\cell\pard\plain\intbl\cf1\f51\fs
16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f5
1\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 2,875,801\cell\pard\plain\int
bl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain
\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 2,587,508\cell\p
ard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\ce
ll\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 1,6
60,960\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell{
{\trowd\clshdng100\clcfpat12\clcbpat12\cellx4957\clvertalb\clshdng100\clcfpat12\
clcbpat12\cellx5158\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx5306\clvertalb
\clshdng100\clcfpat12\clcbpat12\cellx5992\clvertalb\clshdng100\clcfpat12\clcbpat
12\cellx6129\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx6326\clvertalb\clshdn
g100\clcfpat12\clcbpat12\cellx6474\clvertalb\clshdng100\clcfpat12\clcbpat12\cell
x7160\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7297\clvertalb\clshdng100\cl
cfpat12\clcbpat12\cellx7494\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7642\c
lvertalb\clshdng100\clcfpat12\clcbpat12\cellx8328\clvertalb\clshdng100\clcfpat12
\clcbpat12\cellx8465\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8662\clvertal
b\clshdng100\clcfpat12\clcbpat12\cellx8810\clvertalb\clshdng100\clcfpat12\clcbpa
t12\cellx9496\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9633\clvertalb\clshd
ng100\clcfpat12\clcbpat12\cellx9830\clvertalb\clshdng100\clcfpat12\clcbpat12\cel
lx9978\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx10664\clvertalb\clshdng100\
clcfpat12\clcbpat12\cellx10787\trrh206\row}}}
{\trowd\cellx4957\clvertalb\cellx5158\clvertalb\cellx5306\clvertalb\cellx5992\cl
vertalb\cellx6129\clvertalb\cellx6326\clvertalb\cellx6474\clvertalb\cellx7160\cl
vertalb\cellx7297\clvertalb\cellx7494\clvertalb\cellx7642\clvertalb\cellx8328\cl
vertalb\cellx8465\clvertalb\cellx8662\clvertalb\cellx8810\clvertalb\cellx9496\cl
vertalb\cellx9633\clvertalb\cellx9830\clvertalb\cellx9978\clvertalb\cellx10664\c

lvertalb\cellx10787\trrh206
\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql Total assets\cell\pard\plain\intb
l\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\
intbl\cf1\f51\fs16\qr 8,208,914\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\
pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cel
l\pard\plain\intbl\cf1\f51\fs16\qr 6,521,571\cell\pard\plain\intbl\cf1\f51\fs16\
ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\f
s16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 5,507,933\cell\pard\plain\intbl\
cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\in
tbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 4,583,074\cell\pard
\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\
pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 3,338,
240\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell{
{\trowd\cellx4957\clvertalb\cellx5158\clvertalb\cellx5306\clvertalb\cellx5992\cl
vertalb\cellx6129\clvertalb\cellx6326\clvertalb\cellx6474\clvertalb\cellx7160\cl
vertalb\cellx7297\clvertalb\cellx7494\clvertalb\cellx7642\clvertalb\cellx8328\cl
vertalb\cellx8465\clvertalb\cellx8662\clvertalb\cellx8810\clvertalb\cellx9496\cl
vertalb\cellx9633\clvertalb\cellx9830\clvertalb\cellx9978\clvertalb\cellx10664\c
lvertalb\cellx10787\trrh206\row}}}
{\trowd\clshdng100\clcfpat12\clcbpat12\cellx4957\clvertalb\clshdng100\clcfpat12\
clcbpat12\cellx5158\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx5306\clvertalb
\clshdng100\clcfpat12\clcbpat12\cellx5992\clvertalb\clshdng100\clcfpat12\clcbpat
12\cellx6129\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx6326\clvertalb\clshdn
g100\clcfpat12\clcbpat12\cellx6474\clvertalb\clshdng100\clcfpat12\clcbpat12\cell
x7160\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7297\clvertalb\clshdng100\cl
cfpat12\clcbpat12\cellx7494\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7642\c
lvertalb\clshdng100\clcfpat12\clcbpat12\cellx8328\clvertalb\clshdng100\clcfpat12
\clcbpat12\cellx8465\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8662\clvertal
b\clshdng100\clcfpat12\clcbpat12\cellx8810\clvertalb\clshdng100\clcfpat12\clcbpa
t12\cellx9496\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9633\clvertalb\clshd
ng100\clcfpat12\clcbpat12\cellx9830\clvertalb\clshdng100\clcfpat12\clcbpat12\cel
lx9978\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx10664\clvertalb\clshdng100\
clcfpat12\clcbpat12\cellx10787\trrh206
\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql Stockholders\u8217? equity\cell\p
ard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\ce
ll\pard\plain\intbl\cf1\f51\fs16\qr 6,135,791\cell\pard\plain\intbl\cf1\f51\fs16
\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\
fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 4,854,383\cell\pard\plain\intbl
\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\i
ntbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 3,952,886\cell\par
d\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell
\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 3,584
,431\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs
13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\
fs16\qr 2,653,177\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell{
{\trowd\clshdng100\clcfpat12\clcbpat12\cellx4957\clvertalb\clshdng100\clcfpat12\
clcbpat12\cellx5158\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx5306\clvertalb
\clshdng100\clcfpat12\clcbpat12\cellx5992\clvertalb\clshdng100\clcfpat12\clcbpat
12\cellx6129\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx6326\clvertalb\clshdn
g100\clcfpat12\clcbpat12\cellx6474\clvertalb\clshdng100\clcfpat12\clcbpat12\cell
x7160\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7297\clvertalb\clshdng100\cl
cfpat12\clcbpat12\cellx7494\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7642\c
lvertalb\clshdng100\clcfpat12\clcbpat12\cellx8328\clvertalb\clshdng100\clcfpat12
\clcbpat12\cellx8465\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8662\clvertal
b\clshdng100\clcfpat12\clcbpat12\cellx8810\clvertalb\clshdng100\clcfpat12\clcbpa
t12\cellx9496\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9633\clvertalb\clshd
ng100\clcfpat12\clcbpat12\cellx9830\clvertalb\clshdng100\clcfpat12\clcbpat12\cel
lx9978\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx10664\clvertalb\clshdng100\
clcfpat12\clcbpat12\cellx10787\trrh206\row}}}\pard\plain\cf1\f51\fs13\ql \~\par\
pard\plain\cf1\f51\fs16\qc 45

\page\par\pard\plain\f0\fs4\par\pard\plain\f0\fs2\brdrt\brdrs\brdrw15\brdrcf2\br
drsp0\par\pard\plain\f0\fs4\par\par\pard\plain\ul{\field{\*\fldinst HYPERLINK \\
l "toc" }{\*\fldrslt\cf3\f52\fs16\b\ql Table of Contents}}{\*\bkmkstart item_1_3
_9}{\*\bkmkend item_1_3_9}
\par\pard\plain
{\trowd\cellx972\cellx10331\trrh206
{\*\bkmkstart rom675333_11}{\*\bkmkend rom675333_11}\pard\plain\intbl\cf1\f51\fs
16\b\ql Item\~7.\cell\pard\plain\intbl\cf1\f51\fs16\b\ql Management\u8217?s Disc
ussion and Analysis of Financial Condition and Results of Operations.\cell{
{\trowd\cellx972\cellx10331\trrh206\row}}}\pard\plain\sb88\cf1\f51\fs16\b\ql Exe
cutive Summary\par\pard\plain\sb198\fi462\cf1\f51\fs16\ql We are a leading provi
der of IT, consulting and business process services, dedicated to helping the wo
rld\u8217?s leading companies build stronger\plain\cf1\f51\fs16\ql businesses.
Our clients engage us to help them build more efficient operations, provide solu
tions to critical business and technology problems, and to help\plain\cf1\f51\fs
16\ql them drive technology-based innovation and growth. Our core competencies
include: Business, Process, Operations and IT Consulting, Application\plain\cf1\
f51\fs16\ql Development and Systems Integration, EIM, Application Testing, Appl
ication Maintenance, IT IS, and BPS. We tailor our services to specific industri
es\plain\cf1\f51\fs16\ql and utilize an integrated global delivery model. This
seamless global sourcing model combines client service teams based on-site at th
e client locations\plain\cf1\f51\fs16\ql with delivery teams located at dedicat
ed near-shore and offshore global delivery centers.\par\pard\plain\sb198\sa88\fi
462\cf1\f51\fs16\ql In 2013, our revenue increased to $8,843.2 million compared
to $7,346.5 million in 2012. Net income increased to $1,228.6\~million or $4.03
per\plain\cf1\f51\fs16\ql diluted share, compared to net income of $1,051.3 mil
lion or $3.44 per diluted share. On a non-GAAP basis our 2013 diluted earnings p
er share\plain\cf1\f51\fs16\ql increased to $4.38\plain\cf1\f51\fs11\ql\super
1\plain\cf1\f51\fs16\ql compared to $3.74\plain\cf1\f51\fs11\ql\super 1\plain
\cf1\f51\fs16\ql during 2012.\par\pard\plain\sb198\fi462\cf1\f51\fs16\ql The k
ey drivers of our revenue growth in 2013 were as follows:\par\pard\plain\cf1\f51
\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh412
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l Strong performance across all of our business segments, particularly our Manuf
acturing/Retail/Logistics and Financial Services business\plain\intbl\cf1\f51\fs
16\ql segments, which reported revenue growth of 24.7% and 22.5%, respectively,
as compared to 2012;\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh412\row}}}\pard\pl
ain\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh413
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l Continued penetration of the European and Rest of World (primarily the Asia Pa
cific) markets where we experienced revenue growth of\plain\intbl\cf1\f51\fs16\q
l 32.1% and 28.3%, respectively, as compared to 2012;\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh413\row}}}\pard\pl
ain\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx9648\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l Sustained strength in the North American market where revenues grew 17.5%, as
compared to 2012;\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx9648\trrh206\row}}}\pard\pla
in\cf1\f51\fs9\ql \~
\par\pard\plain

{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx7250\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l Increased customer spending on discretionary projects;\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx7250\trrh206\row}}}\pard\pla
in\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh413
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l Expansion of our service offerings, including Consulting, IT IS, and BPS servi
ces, which enabled us to cross-sell new services to our\plain\intbl\cf1\f51\fs16
\ql customers and meet the rapidly growing demand for complex large-scale outso
urcing solutions;\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh413\row}}}\pard\pl
ain\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx8250\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l Increased penetration at existing customers, including strategic clients; and\
cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx8250\trrh206\row}}}\pard\pla
in\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx8495\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l Continued expansion of the market for global delivery of IT services and BPS.\
cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx8495\trrh206\row}}}\pard\pla
in\sb198\fi462\cf1\f51\fs16\ql We saw a continued demand from our customers for
a broad range of services, including IT strategy and business consulting, applic
ation\plain\cf1\f51\fs16\ql development and systems integration, EIM, applicati
on testing, application maintenance, IT IS, and BPS. In addition, we are seeing
an increased customer\plain\cf1\f51\fs16\ql interest in our social, mobile, ana
lytics and cloud-based services. We finished the year with approximately 1,197 a
ctive clients, compared to\plain\cf1\f51\fs16\ql approximately 821 active clien
ts as of December\~31, 2012, and increased the number of strategic clients by 29
during the year, bringing the total number\plain\cf1\f51\fs16\ql of our strate
gic clients to 243. We define a strategic client as one offering the potential t
o generate at least $5\~million to $50\~million or more in annual\plain\cf1\f51\
fs16\ql revenues at maturity.\par\pard\plain\sb198\fi462\cf1\f51\fs16\ql Our re
venue growth is also attributed to increasing market acceptance of, and strong d
emand for, offshore IT software and services and BPS.\plain\cf1\f51\fs16\ql NAS
SCOM (India\u8217?s National Association of Software and Service Companies) repo
rts indicate that export revenues from India\u8217?s IT software\plain\cf1\f51\f
s16\ql and services and BPS sectors are expected to grow approximately 12% to 1
4% for NASSCOM\u8217?s fiscal year ending March\~31, 2014. For the fiscal\plain\
cf1\f51\fs16\ql year ended March\~31, 2013, the industry recorded export revenu
e growth of 10.2%, which was at the lower end of NASSCOM's growth projection.\pa
r\pard\plain\brdrb\brdrs\sa22\cf1\f51\fs20\ql \~
\par\pard\plain
{\trowd\cellx432\cellx10800\trrh619
\pard\plain\intbl\cf1\f51\fs11\ql\super 1\plain\intbl\cf1\f51\fs13\ql \~\cell\pa
rd\plain\intbl\cf1\f51\fs16\ql Non-GAAP diluted earnings per share and non-GAAP
operating margin are not measurements of financial performance prepared in accor
dance\plain\intbl\cf1\f51\fs16\ql with GAAP. See \u8220?Non-GAAP Financial Meas
ures\u8221? for more information and a reconciliation to the most directly compa
rable GAAP\plain\intbl\cf1\f51\fs16\ql financial measures.\cell{

{\trowd\cellx432\cellx10800\trrh619\row}}}\pard\plain\cf1\f51\fs13\ql \~\par\par
d\plain\cf1\f51\fs16\qc 46
\page\par\pard\plain\f0\fs4\par\pard\plain\f0\fs2\brdrt\brdrs\brdrw15\brdrcf2\br
drsp0\par\pard\plain\f0\fs4\par\par\pard\plain\ul{\field{\*\fldinst HYPERLINK \\
l "toc" }{\*\fldrslt\cf3\f52\fs16\b\ql Table of Contents}}\par\pard\plain\sa88\f
i462\cf1\f51\fs16\ql In 2013, our operating margin increased to approximately 19
.0% compared to 18.5% in 2012. Our non-GAAP operating margin in 2013 was\plain\c
f1\f51\fs16\ql approximately 20.6%\plain\cf1\f51\fs11\ql\super 1\plain\cf1\f51
\fs16\ql compared to 20.2%\plain\cf1\f51\fs11\ql\super 1\plain\cf1\f51\fs16\ql
in 2012. The increase in our GAAP and non-GAAP operating margins was due to r
evenue growth outpacing\plain\cf1\f51\fs16\ql headcount growth and the impact o
f the depreciation of the Indian rupee against the U.S. dollar, net of losses on
our cash flow hedges, partially offset by\plain\cf1\f51\fs16\ql increases in c
ompensation and benefit costs, including incentive-based compensation. Historica
lly, we have invested our profitability above the 19% to\plain\cf1\f51\fs16\ql
20% non-GAAP operating margin level back into our business, which we believe is
a significant contributing factor to our strong revenue growth. This\plain\cf1\f
51\fs16\ql investment is primarily focused in the areas of hiring client partne
rs and relationship personnel with specific industry experience or domain expert
ise,\plain\cf1\f51\fs16\ql training our technical staff in a broader range of s
ervice offerings, strengthening our business analytics capabilities, strengtheni
ng and expanding our\plain\cf1\f51\fs16\ql portfolio of services, continuing to
expand our geographic presence for both sales and delivery as well as recognizi
ng and rewarding exceptional\plain\cf1\f51\fs16\ql performance by our employees
. In addition, this investment includes maintaining a level of resources, traine
d in a broad range of service offerings, to be\plain\cf1\f51\fs16\ql well posit
ioned to respond to our customer requests to take on additional projects. We exp
ect to continue to invest amounts in excess of our targeted\plain\cf1\f51\fs16\q
l operating margin levels back into the business.\par\pard\plain\sb198\fi462\cf
1\f51\fs16\ql We finished the year with approximately 171,400 employees, which i
s an increase of approximately 14,700 over the prior year. The increase in the\p
lain\cf1\f51\fs16\ql number of our technical personnel and the related infrastr
ucture costs to meet the demand for our services is the primary driver of the in
crease in our\plain\cf1\f51\fs16\ql operating expenses in 2013. Annualized turn
over, including both voluntary and involuntary, was approximately 14.5% for the
three months ended\plain\cf1\f51\fs16\ql December\~31, 2013. The majority of ou
r turnover occurs in India. As a result, annualized attrition rates on-site at c
lients are below our global attrition\plain\cf1\f51\fs16\ql rate. In addition,
attrition is weighted towards the more junior members of our staff. We have expe
rienced increases in compensation and benefit costs,\plain\cf1\f51\fs16\ql incl
uding incentive-based compensation costs, in India which may continue in the fut
ure; however, historically, this has not had a material impact on our\plain\cf1\
f51\fs16\ql results of operations as we have been able to absorb such cost incr
eases through price increases or cost management strategies such as managing\pla
in\cf1\f51\fs16\ql discretionary costs, the mix of our professional staff as we
ll as utilization levels, and achieving other operating efficiencies.\par\pard\p
lain\sb198\fi462\cf1\f51\fs16\ql At December\~31, 2013, we had cash, cash equiva
lents and short-term investments of $3,747.5 million and working capital of $4,3
73.4 million.\plain\cf1\f51\fs16\ql Accordingly, we do not anticipate any nearterm liquidity issues.\par\pard\plain\sb198\fi462\cf1\f51\fs16\ql During 2014, b
arring any unforeseen events, we expect the following factors to affect our busi
ness and our operating results:\par\pard\plain\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh413
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l Continued focus by customers on directing IT spending towards cost containment
projects, such as application maintenance, IT IS and\plain\intbl\cf1\f51\fs16\q
l BPS;\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh413\row}}}\pard\pl

ain\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh413
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l Demand from our customers to help them achieve their dual mandate of simultane
ously achieving cost savings while investing in\plain\intbl\cf1\f51\fs16\ql inn
ovation;\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh413\row}}}\pard\pl
ain\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx8239\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l Secular changes driven by evolving technologies and regulatory changes;\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx8239\trrh206\row}}}\pard\pla
in\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx6264\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l Volatility in foreign currency rates; and\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx6264\trrh206\row}}}\pard\pla
in\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx6678\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l Continued uncertainty in the world economy.\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx6678\trrh206\row}}}\pard\pla
in\sb198\cf1\f51\fs16\ql In response to this macroeconomic environment, we plan
to:\par\pard\plain\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx7640\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l Continue to invest in our talent base and new service offerings;\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx7640\trrh206\row}}}\pard\pla
in\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh413
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l Partner with our existing customers to garner an increased portion of our cust
omers\u8217? overall IT spend by providing innovative\plain\intbl\cf1\f51\fs16\q
l solutions;\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh413\row}}}\pard\pl
ain\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh412
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l Continue our focus on growing our business in Europe, the Middle East, the Asi
a Pacific and Latin America regions, where we believe\plain\intbl\cf1\f51\fs16\q
l there are opportunities to gain market share;\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh412\row}}}\pard\pl
ain\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx8797\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822

6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l Continue to increase our strategic customer base across all of our business se
gments;\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx8797\trrh206\row}}}\pard\pla
in\cf1\f51\fs13\ql \~\par\pard\plain\cf1\f51\fs16\qc 47
\page\par\pard\plain\f0\fs4\par\pard\plain\f0\fs2\brdrt\brdrs\brdrw15\brdrcf2\br
drsp0\par\pard\plain\f0\fs4\par\par\pard\plain\ul{\field{\*\fldinst HYPERLINK \\
l "toc" }{\*\fldrslt\cf3\f52\fs16\b\ql Table of Contents}}
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh412
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l Opportunistically look for acquisitions that may improve our overall service d
elivery capabilities, expand our geographic presence and/or\plain\intbl\cf1\f51\
fs16\ql enable us to enter new areas of technology;\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh412\row}}}\pard\pl
ain\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx9662\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l Continue to focus on operating discipline in order to appropriately manage our
cost structure; and\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx9662\trrh206\row}}}\pard\pla
in\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx9243\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l Continue to locate most of our new development center facilities in tax incent
ivized areas.\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx9243\trrh206\row}}}\pard\pla
in\sb286\cf1\f51\fs16\b\ql Business Segments\par\pard\plain\sb88\fi462\cf1\f51\f
s16\ql Our four reportable business segments are:\par\pard\plain\cf1\f51\fs9\ql
\~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l Financial Services, which includes customers providing banking/transaction pro
cessing, capital markets and insurance services;\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh206\row}}}\pard\pl
ain\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx9307\trrh206
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l Healthcare, which includes healthcare providers and payers as well as life sci
ences customers;\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx9307\trrh206\row}}}\pard\pla
in\cf1\f51\fs9\ql \~
\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh412
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l Manufacturing/Retail/Logistics, which includes consumer goods manufacturers, r
etailers, travel and other hospitality customers, as well as\plain\intbl\cf1\f51
\fs16\ql customers providing logistics services; and\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh412\row}}}\pard\pl
ain\cf1\f51\fs9\ql \~

\par\pard\plain
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh619
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \u822
6?\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l Other, which is an aggregation of industry operating segments each of which, i
ndividually, represents less than 10.0% of consolidated\plain\intbl\cf1\f51\fs16
\ql revenues and segment operating profit. The Other segment includes informati
on, media and entertainment services, communications, and\plain\intbl\cf1\f51\fs
16\ql high technology operating customers.\cell{
{\trowd\clvertalc\cellx540\cellx1097\cellx1205\cellx10800\trrh619\row}}}\pard\pl
ain\sb198\fi462\cf1\f51\fs16\ql Our chief operating decision maker evaluates Cog
nizant\u8217?s performance and allocates resources based on segment revenues and
operating\plain\cf1\f51\fs16\ql profit. Segment operating profit is defined as
income from operations before unallocated costs. Generally, operating expenses
for each operating segment\plain\cf1\f51\fs16\ql have similar characteristics a
nd are subject to the same factors, pressures and challenges. However, the econo
mic environment and its effects on industries\plain\cf1\f51\fs16\ql served by o
ur operating groups may affect revenue and operating expenses to differing degre
es. Expenses included in segment operating profit consist\plain\cf1\f51\fs16\ql
principally of direct selling and delivery costs as well as a per seat charge f
or use of the development and delivery centers. Certain selling, general and\pla
in\cf1\f51\fs16\ql administrative expenses, excess or shortfall of incentive co
mpensation for delivery personnel as compared to target, stock-based compensatio
n expense, a\plain\cf1\f51\fs16\ql portion of depreciation and amortization and
the impact of the settlements of our cash flow hedges are not allocated to indi
vidual segments in internal\plain\cf1\f51\fs16\ql management reports used by th
e chief operating decision maker. Accordingly, such expenses are excluded from s
egment operating profit.\par\pard\plain\sb198\fi462\cf1\f51\fs16\ql We had appro
ximately 1,197 active clients as of December\~31, 2013. Accordingly, we provide
a significant volume of services to many customers\plain\cf1\f51\fs16\ql in eac
h of our business segments. Therefore, a loss of a significant customer or a few
significant customers in a particular segment could materially\plain\cf1\f51\fs
16\ql reduce revenues for that segment. However, no individual customer account
ed for sales in excess of 10% of our consolidated revenues during 2013, 2012\pla
in\cf1\f51\fs16\ql or 2011. In addition, the services we provide to our larger
customers are often critical to the operations of such customers and we believe
that a\plain\cf1\f51\fs16\ql termination of our services would require an exten
ded transition period with gradually declining revenues.\par\pard\plain\cf1\f51\
fs13\ql \~\par\pard\plain\cf1\f51\fs16\qc 48
\page\par\pard\plain\f0\fs4\par\pard\plain\f0\fs2\brdrt\brdrs\brdrw15\brdrcf2\br
drsp0\par\pard\plain\f0\fs4\par\par\pard\plain\ul{\field{\*\fldinst HYPERLINK \\
l "toc" }{\*\fldrslt\cf3\f52\fs16\b\ql Table of Contents}}\par\pard\plain\cf1\f5
1\fs16\b\ql Results of Operations for the Three Years Ended December\~31, 2013\p
ar\pard\plain\sb88\fi462\cf1\f51\fs16\ql The following table sets forth certain
financial data for the three years ended December\~31, 2013:\par\pard\plain\sb19
8\cf1\f51\fs16\ql (Dollars in thousands)\par\pard\plain\cf1\f51\fs18\ql \~
\par\pard\plain
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6\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\

cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\par


d\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\
intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0
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ain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intb
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cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\par
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llx8387\clvertalc\cellx8510\clvertalb\cellx8652\clvertalc\cellx8800\clvertalc\ce
llx9486\clvertalc\cellx9623\clvertalb\cellx9793\clvertalc\cellx9941\clvertalc\ce
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7562\clvertalb\cellx7704\clvertalb\clvmgf\cellx8390\clvertalb\clvmgf\cellx8513\c
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70\cellx10789\trrh172
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in\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\p
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\par\pard\plain\intbl\fs16\plain\intbl\cf1\f51\fs13\b\qc Revenues\cell\pard\pla
in\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\p
lain\intbl\cf1\f51\fs13\b\qc 2011\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\
pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs13\b\qc % of
\par\pard\plain\intbl\fs16\plain\intbl\cf1\f51\fs13\b\qc Revenues\cell\pard\pla
in\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\p
lain\intbl\cf1\f51\fs13\b\qc Increase (Decrease)\cell\pard\plain\intbl\cf1\f51\f
s13\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell{
{\trowd\clvertalb\clvmgf\cellx2360\clvertalb\cellx2502\clvertalb\clvmgf\cellx333
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vertalc\cellx10771\clvertalc\cellx10772\clvertalc\cellx10773\clvertalc\cellx1077
4\clvertalc\cellx10775\clvertalc\cellx10776\clvertalc\cellx10777\clvertalc\cellx
10778\clvertalc\cellx10779\trrh172
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\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~
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fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql
\~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\
pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\pla
in\intbl\f0\fs16\ql \~\cell{
{\trowd\clshdng100\clcfpat12\clcbpat12\cellx2360\clvertalb\clshdng100\clcfpat12\
clcbpat12\cellx2502\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx2650\clvertalb
\clshdng100\clcfpat12\clcbpat12\cellx3336\clvertalb\clshdng100\clcfpat12\clcbpat
12\cellx3459\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx3601\clvertalb\clshdn
g100\clcfpat12\clcbpat12\cellx3892\clvertalb\clshdng100\clcfpat12\clcbpat12\cell
x4287\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx4410\clvertalb\clshdng100\cl
cfpat12\clcbpat12\cellx4552\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx4700\c
lvertalb\clshdng100\clcfpat12\clcbpat12\cellx5386\clvertalb\clshdng100\clcfpat12
\clcbpat12\cellx5509\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx5651\clvertal
b\clshdng100\clcfpat12\clcbpat12\cellx5942\clvertalb\clshdng100\clcfpat12\clcbpa
t12\cellx6337\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx6460\clvertalb\clshd
ng100\clcfpat12\clcbpat12\cellx6602\clvertalb\clshdng100\clcfpat12\clcbpat12\cel
lx6750\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7436\clvertalb\clshdng100\c
lcfpat12\clcbpat12\cellx7559\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7701\
clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7992\clvertalb\clshdng100\clcfpat1
2\clcbpat12\cellx8387\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8510\clverta
lb\clshdng100\clcfpat12\clcbpat12\cellx8652\clvertalb\clshdng100\clcfpat12\clcbp
at12\cellx8800\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9486\clvertalb\clsh
dng100\clcfpat12\clcbpat12\cellx9623\clvertalb\clshdng100\clcfpat12\clcbpat12\ce
llx9793\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9941\clvertalb\clshdng100\
clcfpat12\clcbpat12\cellx10627\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx107
64\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10765\clvertalc\clshdng100\clcf
pat12\clcbpat12\cellx10766\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10767\c
lvertalc\clshdng100\clcfpat12\clcbpat12\cellx10768\clvertalc\clshdng100\clcfpat1
2\clcbpat12\cellx10769\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10770\clver
talc\clshdng100\clcfpat12\clcbpat12\cellx10771\clvertalc\clshdng100\clcfpat12\cl
cbpat12\cellx10772\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10773\clvertalc
\clshdng100\clcfpat12\clcbpat12\cellx10774\trrh206\row}}}
{\trowd\cellx2360\clvertalb\cellx2502\clvertalb\cellx2650\clvertalb\cellx3336\cl
vertalb\cellx3459\clvertalb\cellx3601\clvertalb\cellx3892\clvertalb\cellx4287\cl
vertalb\cellx4410\clvertalb\cellx4552\clvertalb\cellx4700\clvertalb\cellx5386\cl
vertalb\cellx5509\clvertalb\cellx5651\clvertalb\cellx5942\clvertalb\cellx6337\cl
vertalb\cellx6460\clvertalb\cellx6602\clvertalb\cellx6750\clvertalb\cellx7436\cl

vertalb\cellx7559\clvertalb\cellx7701\clvertalb\cellx7992\clvertalb\cellx8387\cl
vertalb\cellx8510\clvertalb\cellx8652\clvertalb\cellx8800\clvertalb\cellx9486\cl
vertalb\cellx9623\clvertalb\cellx9793\clvertalb\cellx9941\clvertalb\cellx10627\c
lvertalb\cellx10764\clvertalc\cellx10765\clvertalc\cellx10766\clvertalc\cellx107
67\clvertalc\cellx10768\clvertalc\cellx10769\clvertalc\cellx10770\clvertalc\cell
x10771\clvertalc\cellx10772\clvertalc\cellx10773\clvertalc\cellx10774\trrh206
\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql Cost of revenues\plain\intbl\cf1\
f51\fs11\ql\super (1)\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\i
ntbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 5,265,469\cell\par
d\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell
\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 59.5\
cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql
\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\
qr 4,278,241\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf
1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\
cf1\f51\fs16\qr 58.2\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\
intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plai
n\intbl\cf1\f51\fs16\qr 3,538,622\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cel
l\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\c
ell\pard\plain\intbl\cf1\f51\fs16\qr 57.8\cell\pard\plain\intbl\cf1\f51\fs16\ql
\~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16
\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 987,228\cell\pard\plain\intbl\cf1\f
51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\c
f1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 739,619\cell\pard\plain\
intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\i
ntbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\
fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql
\~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\
pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell{
{\trowd\cellx2360\clvertalb\cellx2502\clvertalb\cellx2650\clvertalb\cellx3336\cl
vertalb\cellx3459\clvertalb\cellx3601\clvertalb\cellx3892\clvertalb\cellx4287\cl
vertalb\cellx4410\clvertalb\cellx4552\clvertalb\cellx4700\clvertalb\cellx5386\cl
vertalb\cellx5509\clvertalb\cellx5651\clvertalb\cellx5942\clvertalb\cellx6337\cl
vertalb\cellx6460\clvertalb\cellx6602\clvertalb\cellx6750\clvertalb\cellx7436\cl
vertalb\cellx7559\clvertalb\cellx7701\clvertalb\cellx7992\clvertalb\cellx8387\cl
vertalb\cellx8510\clvertalb\cellx8652\clvertalb\cellx8800\clvertalb\cellx9486\cl
vertalb\cellx9623\clvertalb\cellx9793\clvertalb\cellx9941\clvertalb\cellx10627\c
lvertalb\cellx10764\clvertalc\cellx10765\clvertalc\cellx10766\clvertalc\cellx107
67\clvertalc\cellx10768\clvertalc\cellx10769\clvertalc\cellx10770\clvertalc\cell
x10771\clvertalc\cellx10772\clvertalc\cellx10773\clvertalc\cellx10774\trrh206\ro
w}}}
{\trowd\clshdng100\clcfpat12\clcbpat12\cellx2360\clvertalb\clshdng100\clcfpat12\
clcbpat12\cellx2502\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx2650\clvertalb
\clshdng100\clcfpat12\clcbpat12\cellx3336\clvertalb\clshdng100\clcfpat12\clcbpat
12\cellx3459\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx3601\clvertalb\clshdn
g100\clcfpat12\clcbpat12\cellx3892\clvertalb\clshdng100\clcfpat12\clcbpat12\cell
x4287\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx4410\clvertalb\clshdng100\cl
cfpat12\clcbpat12\cellx4552\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx4700\c
lvertalb\clshdng100\clcfpat12\clcbpat12\cellx5386\clvertalb\clshdng100\clcfpat12
\clcbpat12\cellx5509\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx5651\clvertal
b\clshdng100\clcfpat12\clcbpat12\cellx5942\clvertalb\clshdng100\clcfpat12\clcbpa
t12\cellx6337\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx6460\clvertalb\clshd
ng100\clcfpat12\clcbpat12\cellx6602\clvertalb\clshdng100\clcfpat12\clcbpat12\cel
lx6750\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7436\clvertalb\clshdng100\c
lcfpat12\clcbpat12\cellx7559\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7701\
clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7992\clvertalb\clshdng100\clcfpat1
2\clcbpat12\cellx8387\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8510\clverta
lb\clshdng100\clcfpat12\clcbpat12\cellx8652\clvertalb\clshdng100\clcfpat12\clcbp
at12\cellx8800\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9486\clvertalb\clsh
dng100\clcfpat12\clcbpat12\cellx9623\clvertalb\clshdng100\clcfpat12\clcbpat12\ce

llx9793\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9941\clvertalb\clshdng100\
clcfpat12\clcbpat12\cellx10627\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx107
64\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10765\clvertalc\clshdng100\clcf
pat12\clcbpat12\cellx10766\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10767\c
lvertalc\clshdng100\clcfpat12\clcbpat12\cellx10768\clvertalc\clshdng100\clcfpat1
2\clcbpat12\cellx10769\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10770\clver
talc\clshdng100\clcfpat12\clcbpat12\cellx10771\clvertalc\clshdng100\clcfpat12\cl
cbpat12\cellx10772\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10773\clvertalc
\clshdng100\clcfpat12\clcbpat12\cellx10774\trrh412
\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql Selling, general and\plain\intbl\
cf1\f51\fs16\ql administrative\plain\intbl\cf1\f51\fs11\ql\super (1)\cell\pard
\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pa
rd\plain\intbl\cf1\f51\fs16\qr 1,727,609\cell\pard\plain\intbl\cf1\f51\fs16\ql \
~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\
ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 19.5\cell\pard\plain\intbl\cf1\f51\f
s16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f
51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 1,557,646\cell\pard\plain\in
tbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plai
n\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 21.2\cell\pard\
plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 1,328,6
65\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13
\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs
16\qr 21.7\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\
f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf
1\f51\fs16\qr 169,963\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain
\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\pla
in\intbl\cf1\f51\fs16\qr 228,981\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell
\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\pl
ain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intb
l\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs1
6\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\
cell\pard\plain\intbl\f0\fs16\ql \~\cell{
{\trowd\clshdng100\clcfpat12\clcbpat12\cellx2360\clvertalb\clshdng100\clcfpat12\
clcbpat12\cellx2502\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx2650\clvertalb
\clshdng100\clcfpat12\clcbpat12\cellx3336\clvertalb\clshdng100\clcfpat12\clcbpat
12\cellx3459\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx3601\clvertalb\clshdn
g100\clcfpat12\clcbpat12\cellx3892\clvertalb\clshdng100\clcfpat12\clcbpat12\cell
x4287\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx4410\clvertalb\clshdng100\cl
cfpat12\clcbpat12\cellx4552\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx4700\c
lvertalb\clshdng100\clcfpat12\clcbpat12\cellx5386\clvertalb\clshdng100\clcfpat12
\clcbpat12\cellx5509\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx5651\clvertal
b\clshdng100\clcfpat12\clcbpat12\cellx5942\clvertalb\clshdng100\clcfpat12\clcbpa
t12\cellx6337\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx6460\clvertalb\clshd
ng100\clcfpat12\clcbpat12\cellx6602\clvertalb\clshdng100\clcfpat12\clcbpat12\cel
lx6750\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7436\clvertalb\clshdng100\c
lcfpat12\clcbpat12\cellx7559\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7701\
clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7992\clvertalb\clshdng100\clcfpat1
2\clcbpat12\cellx8387\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8510\clverta
lb\clshdng100\clcfpat12\clcbpat12\cellx8652\clvertalb\clshdng100\clcfpat12\clcbp
at12\cellx8800\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9486\clvertalb\clsh
dng100\clcfpat12\clcbpat12\cellx9623\clvertalb\clshdng100\clcfpat12\clcbpat12\ce
llx9793\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9941\clvertalb\clshdng100\
clcfpat12\clcbpat12\cellx10627\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx107
64\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10765\clvertalc\clshdng100\clcf
pat12\clcbpat12\cellx10766\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10767\c
lvertalc\clshdng100\clcfpat12\clcbpat12\cellx10768\clvertalc\clshdng100\clcfpat1
2\clcbpat12\cellx10769\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10770\clver
talc\clshdng100\clcfpat12\clcbpat12\cellx10771\clvertalc\clshdng100\clcfpat12\cl
cbpat12\cellx10772\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10773\clvertalc

\clshdng100\clcfpat12\clcbpat12\cellx10774\trrh412\row}}}
{\trowd\cellx2360\clvertalb\cellx2502\clvertalb\cellx2650\clvertalb\cellx3336\cl
vertalb\cellx3459\clvertalb\cellx3601\clvertalb\cellx3892\clvertalb\cellx4287\cl
vertalb\cellx4410\clvertalb\cellx4552\clvertalb\cellx4700\clvertalb\cellx5386\cl
vertalb\cellx5509\clvertalb\cellx5651\clvertalb\cellx5942\clvertalb\cellx6337\cl
vertalb\cellx6460\clvertalb\cellx6602\clvertalb\cellx6750\clvertalb\cellx7436\cl
vertalb\cellx7559\clvertalb\cellx7701\clvertalb\cellx7992\clvertalb\cellx8387\cl
vertalb\cellx8510\clvertalb\cellx8652\clvertalb\cellx8800\clvertalb\cellx9486\cl
vertalb\cellx9623\clvertalb\cellx9793\clvertalb\cellx9941\clvertalb\cellx10627\c
lvertalb\cellx10764\clvertalc\cellx10765\clvertalc\cellx10766\clvertalc\cellx107
67\clvertalc\cellx10768\clvertalc\cellx10769\clvertalc\cellx10770\clvertalc\cell
x10771\clvertalc\cellx10772\clvertalc\cellx10773\clvertalc\cellx10774\trrh206
\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql Depreciation and amortization\cel
l\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\c
ell\pard\plain\intbl\cf1\f51\fs16\qr 172,201\cell\pard\plain\intbl\cf1\f51\fs16\
ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\f
s16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 1.9\cell\pard\plain\intbl\cf1\f5
1\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf
1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 149,089\cell\pard\plain\i
ntbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\pla
in\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 2.0\cell\pard\
plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 117,401
\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\q
l \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16
\qr 1.9\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51
\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f
51\fs16\qr 23,112\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\int
bl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\i
ntbl\cf1\f51\fs16\qr 31,688\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard
\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\i
ntbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\
fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql
\~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\
pard\plain\intbl\f0\fs16\ql \~\cell{
{\trowd\cellx2360\clvertalb\cellx2502\clvertalb\cellx2650\clvertalb\cellx3336\cl
vertalb\cellx3459\clvertalb\cellx3601\clvertalb\cellx3892\clvertalb\cellx4287\cl
vertalb\cellx4410\clvertalb\cellx4552\clvertalb\cellx4700\clvertalb\cellx5386\cl
vertalb\cellx5509\clvertalb\cellx5651\clvertalb\cellx5942\clvertalb\cellx6337\cl
vertalb\cellx6460\clvertalb\cellx6602\clvertalb\cellx6750\clvertalb\cellx7436\cl
vertalb\cellx7559\clvertalb\cellx7701\clvertalb\cellx7992\clvertalb\cellx8387\cl
vertalb\cellx8510\clvertalb\cellx8652\clvertalb\cellx8800\clvertalb\cellx9486\cl
vertalb\cellx9623\clvertalb\cellx9793\clvertalb\cellx9941\clvertalb\cellx10627\c
lvertalb\cellx10764\clvertalc\cellx10765\clvertalc\cellx10766\clvertalc\cellx107
67\clvertalc\cellx10768\clvertalc\cellx10769\clvertalc\cellx10770\clvertalc\cell
x10771\clvertalc\cellx10772\clvertalc\cellx10773\clvertalc\cellx10774\trrh206\ro
w}}}
{\trowd\clvertalb\cellx2360\clvertalb\cellx2502\clvertalb\cellx2650\clvertalb\ce
llx3336\clvertalc\cellx3459\clvertalb\cellx3601\clvertalb\cellx3892\clvertalb\ce
llx4287\clvertalb\cellx4410\clvertalb\cellx4552\clvertalb\cellx4700\clvertalb\ce
llx5386\clvertalc\cellx5509\clvertalb\cellx5651\clvertalb\cellx5942\clvertalb\ce
llx6337\clvertalb\cellx6460\clvertalb\cellx6602\clvertalb\cellx6750\clvertalb\ce
llx7436\clvertalc\cellx7559\clvertalb\cellx7701\clvertalb\cellx7992\clvertalb\ce
llx8387\clvertalb\cellx8510\clvertalb\cellx8652\clvertalb\cellx8800\clvertalb\ce
llx9486\clvertalc\cellx9623\clvertalb\cellx9793\clvertalb\cellx9941\clvertalb\ce
llx10627\clvertalc\cellx10764\clvertalc\cellx10765\clvertalc\cellx10766\clvertal
c\cellx10767\clvertalc\cellx10768\clvertalc\cellx10769\clvertalc\cellx10770\clve
rtalc\cellx10771\clvertalc\cellx10772\clvertalc\cellx10773\clvertalc\cellx10774\
trrh35
\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\par

d\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\par


d\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\par
d\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\
intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intb
l\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intb
l\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intb
l\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs1
6\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs
1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs
1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\f0\fs16\ql
\~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell
\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell
\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell
\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell
\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell
\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\pl
ain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intb
l\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs1
6\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\
cell\pard\plain\intbl\f0\fs16\ql \~\cell{
{\trowd\clvertalb\cellx2360\clvertalb\cellx2502\clvertalb\cellx2650\clvertalb\ce
llx3336\clvertalc\cellx3459\clvertalb\cellx3601\clvertalb\cellx3892\clvertalb\ce
llx4287\clvertalb\cellx4410\clvertalb\cellx4552\clvertalb\cellx4700\clvertalb\ce
llx5386\clvertalc\cellx5509\clvertalb\cellx5651\clvertalb\cellx5942\clvertalb\ce
llx6337\clvertalb\cellx6460\clvertalb\cellx6602\clvertalb\cellx6750\clvertalb\ce
llx7436\clvertalc\cellx7559\clvertalb\cellx7701\clvertalb\cellx7992\clvertalb\ce
llx8387\clvertalb\cellx8510\clvertalb\cellx8652\clvertalb\cellx8800\clvertalb\ce
llx9486\clvertalc\cellx9623\clvertalb\cellx9793\clvertalb\cellx9941\clvertalb\ce
llx10627\clvertalc\cellx10764\clvertalc\cellx10765\clvertalc\cellx10766\clvertal
c\cellx10767\clvertalc\cellx10768\clvertalc\cellx10769\clvertalc\cellx10770\clve
rtalc\cellx10771\clvertalc\cellx10772\clvertalc\cellx10773\clvertalc\cellx10774\
trrh35\row}}}
{\trowd\clshdng100\clcfpat12\clcbpat12\cellx2360\clvertalb\clshdng100\clcfpat12\
clcbpat12\cellx2502\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx2650\clvertalb
\clshdng100\clcfpat12\clcbpat12\cellx3336\clvertalb\clshdng100\clcfpat12\clcbpat
12\cellx3459\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx3601\clvertalb\clshdn
g100\clcfpat12\clcbpat12\cellx3892\clvertalb\clshdng100\clcfpat12\clcbpat12\cell
x4287\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx4410\clvertalb\clshdng100\cl
cfpat12\clcbpat12\cellx4552\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx4700\c
lvertalb\clshdng100\clcfpat12\clcbpat12\cellx5386\clvertalb\clshdng100\clcfpat12
\clcbpat12\cellx5509\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx5651\clvertal
b\clshdng100\clcfpat12\clcbpat12\cellx5942\clvertalb\clshdng100\clcfpat12\clcbpa
t12\cellx6337\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx6460\clvertalb\clshd
ng100\clcfpat12\clcbpat12\cellx6602\clvertalb\clshdng100\clcfpat12\clcbpat12\cel
lx6750\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7436\clvertalb\clshdng100\c
lcfpat12\clcbpat12\cellx7559\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7701\
clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7992\clvertalb\clshdng100\clcfpat1
2\clcbpat12\cellx8387\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8510\clverta
lb\clshdng100\clcfpat12\clcbpat12\cellx8652\clvertalb\clshdng100\clcfpat12\clcbp
at12\cellx8800\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9486\clvertalb\clsh
dng100\clcfpat12\clcbpat12\cellx9623\clvertalb\clshdng100\clcfpat12\clcbpat12\ce
llx9793\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9941\clvertalb\clshdng100\
clcfpat12\clcbpat12\cellx10627\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx107
64\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10765\clvertalc\clshdng100\clcf
pat12\clcbpat12\cellx10766\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10767\c
lvertalc\clshdng100\clcfpat12\clcbpat12\cellx10768\clvertalc\clshdng100\clcfpat1
2\clcbpat12\cellx10769\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10770\clver
talc\clshdng100\clcfpat12\clcbpat12\cellx10771\clvertalc\clshdng100\clcfpat12\cl
cbpat12\cellx10772\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10773\clvertalc
\clshdng100\clcfpat12\clcbpat12\cellx10774\trrh206

\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql Income from operations\cell\pard\


plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\par
d\plain\intbl\cf1\f51\fs16\qr 1,677,910\cell\pard\plain\intbl\cf1\f51\fs16\ql \~
\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
l \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 19.0\cell\pard\plain\intbl\cf1\f51\fs
16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f5
1\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 1,361,496\cell\pard\plain\int
bl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain
\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 18.5\cell\pard\p
lain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pa
rd\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 1,136,46
8\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\
ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs1
6\qr 18.6\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f
51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1
\f51\fs16\qr 316,414\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\
intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plai
n\intbl\cf1\f51\fs16\qr 225,028\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\
pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\pla
in\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl
\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16
\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\c
ell\pard\plain\intbl\f0\fs16\ql \~\cell{
{\trowd\clshdng100\clcfpat12\clcbpat12\cellx2360\clvertalb\clshdng100\clcfpat12\
clcbpat12\cellx2502\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx2650\clvertalb
\clshdng100\clcfpat12\clcbpat12\cellx3336\clvertalb\clshdng100\clcfpat12\clcbpat
12\cellx3459\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx3601\clvertalb\clshdn
g100\clcfpat12\clcbpat12\cellx3892\clvertalb\clshdng100\clcfpat12\clcbpat12\cell
x4287\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx4410\clvertalb\clshdng100\cl
cfpat12\clcbpat12\cellx4552\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx4700\c
lvertalb\clshdng100\clcfpat12\clcbpat12\cellx5386\clvertalb\clshdng100\clcfpat12
\clcbpat12\cellx5509\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx5651\clvertal
b\clshdng100\clcfpat12\clcbpat12\cellx5942\clvertalb\clshdng100\clcfpat12\clcbpa
t12\cellx6337\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx6460\clvertalb\clshd
ng100\clcfpat12\clcbpat12\cellx6602\clvertalb\clshdng100\clcfpat12\clcbpat12\cel
lx6750\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7436\clvertalb\clshdng100\c
lcfpat12\clcbpat12\cellx7559\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7701\
clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7992\clvertalb\clshdng100\clcfpat1
2\clcbpat12\cellx8387\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8510\clverta
lb\clshdng100\clcfpat12\clcbpat12\cellx8652\clvertalb\clshdng100\clcfpat12\clcbp
at12\cellx8800\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9486\clvertalb\clsh
dng100\clcfpat12\clcbpat12\cellx9623\clvertalb\clshdng100\clcfpat12\clcbpat12\ce
llx9793\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9941\clvertalb\clshdng100\
clcfpat12\clcbpat12\cellx10627\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx107
64\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10765\clvertalc\clshdng100\clcf
pat12\clcbpat12\cellx10766\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10767\c
lvertalc\clshdng100\clcfpat12\clcbpat12\cellx10768\clvertalc\clshdng100\clcfpat1
2\clcbpat12\cellx10769\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10770\clver
talc\clshdng100\clcfpat12\clcbpat12\cellx10771\clvertalc\clshdng100\clcfpat12\cl
cbpat12\cellx10772\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10773\clvertalc
\clshdng100\clcfpat12\clcbpat12\cellx10774\trrh206\row}}}
{\trowd\cellx2360\clvertalb\cellx2502\clvertalb\cellx2650\clvertalb\cellx3336\cl
vertalb\cellx3459\clvertalb\cellx3601\clvertalb\cellx3892\clvertalb\cellx4287\cl
vertalb\cellx4410\clvertalb\cellx4552\clvertalb\cellx4700\clvertalb\cellx5386\cl
vertalb\cellx5509\clvertalb\cellx5651\clvertalb\cellx5942\clvertalb\cellx6337\cl
vertalb\cellx6460\clvertalb\cellx6602\clvertalb\cellx6750\clvertalb\cellx7436\cl
vertalb\cellx7559\clvertalb\cellx7701\clvertalb\cellx7992\clvertalb\cellx8387\cl
vertalb\cellx8510\clvertalb\cellx8652\clvertalb\cellx8800\clvertalb\cellx9486\cl
vertalb\cellx9623\clvertalb\cellx9793\clvertalb\cellx9941\clvertalb\cellx10627\c
lvertalb\cellx10764\clvertalc\cellx10765\clvertalc\cellx10766\clvertalc\cellx107

67\clvertalc\cellx10768\clvertalc\cellx10769\clvertalc\cellx10770\clvertalc\cell
x10771\clvertalc\cellx10772\clvertalc\cellx10773\clvertalc\cellx10774\trrh206
\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql Other income (expense), net\cell\
pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cel
l\pard\plain\intbl\cf1\f51\fs16\qr 10,007\cell\pard\plain\intbl\cf1\f51\fs16\ql
\~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\f0\fs16\ql \
~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell
\pard\plain\intbl\cf1\f51\fs16\qr 26,100\cell\pard\plain\intbl\cf1\f51\fs16\ql \
~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~
\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pa
rd\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\
pard\plain\intbl\cf1\f51\fs16\qr 32,681\cell\pard\plain\intbl\cf1\f51\fs16\ql \~
\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\
cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\par
d\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs16\qr (16,093\cell\pard\plain\intbl\cf1\f51\fs16\ql )\
~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql
\~\cell\pard\plain\intbl\cf1\f51\fs16\qr (6,581\cell\pard\plain\intbl\cf1\f51\f
s16\ql )\~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql
\~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\
pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\pla
in\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl
\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell{
{\trowd\cellx2360\clvertalb\cellx2502\clvertalb\cellx2650\clvertalb\cellx3336\cl
vertalb\cellx3459\clvertalb\cellx3601\clvertalb\cellx3892\clvertalb\cellx4287\cl
vertalb\cellx4410\clvertalb\cellx4552\clvertalb\cellx4700\clvertalb\cellx5386\cl
vertalb\cellx5509\clvertalb\cellx5651\clvertalb\cellx5942\clvertalb\cellx6337\cl
vertalb\cellx6460\clvertalb\cellx6602\clvertalb\cellx6750\clvertalb\cellx7436\cl
vertalb\cellx7559\clvertalb\cellx7701\clvertalb\cellx7992\clvertalb\cellx8387\cl
vertalb\cellx8510\clvertalb\cellx8652\clvertalb\cellx8800\clvertalb\cellx9486\cl
vertalb\cellx9623\clvertalb\cellx9793\clvertalb\cellx9941\clvertalb\cellx10627\c
lvertalb\cellx10764\clvertalc\cellx10765\clvertalc\cellx10766\clvertalc\cellx107
67\clvertalc\cellx10768\clvertalc\cellx10769\clvertalc\cellx10770\clvertalc\cell
x10771\clvertalc\cellx10772\clvertalc\cellx10773\clvertalc\cellx10774\trrh206\ro
w}}}
{\trowd\clshdng100\clcfpat12\clcbpat12\cellx2360\clvertalb\clshdng100\clcfpat12\
clcbpat12\cellx2502\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx2650\clvertalb
\clshdng100\clcfpat12\clcbpat12\cellx3336\clvertalb\clshdng100\clcfpat12\clcbpat
12\cellx3459\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx3601\clvertalb\clshdn
g100\clcfpat12\clcbpat12\cellx3892\clvertalb\clshdng100\clcfpat12\clcbpat12\cell
x4287\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx4410\clvertalb\clshdng100\cl
cfpat12\clcbpat12\cellx4552\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx4700\c
lvertalb\clshdng100\clcfpat12\clcbpat12\cellx5386\clvertalb\clshdng100\clcfpat12
\clcbpat12\cellx5509\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx5651\clvertal
b\clshdng100\clcfpat12\clcbpat12\cellx5942\clvertalb\clshdng100\clcfpat12\clcbpa
t12\cellx6337\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx6460\clvertalb\clshd
ng100\clcfpat12\clcbpat12\cellx6602\clvertalb\clshdng100\clcfpat12\clcbpat12\cel
lx6750\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7436\clvertalb\clshdng100\c
lcfpat12\clcbpat12\cellx7559\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7701\
clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7992\clvertalb\clshdng100\clcfpat1
2\clcbpat12\cellx8387\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8510\clverta
lb\clshdng100\clcfpat12\clcbpat12\cellx8652\clvertalb\clshdng100\clcfpat12\clcbp
at12\cellx8800\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9486\clvertalb\clsh
dng100\clcfpat12\clcbpat12\cellx9623\clvertalb\clshdng100\clcfpat12\clcbpat12\ce
llx9793\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9941\clvertalb\clshdng100\
clcfpat12\clcbpat12\cellx10627\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx107
64\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10765\clvertalc\clshdng100\clcf
pat12\clcbpat12\cellx10766\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10767\c
lvertalc\clshdng100\clcfpat12\clcbpat12\cellx10768\clvertalc\clshdng100\clcfpat1

2\clcbpat12\cellx10769\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10770\clver
talc\clshdng100\clcfpat12\clcbpat12\cellx10771\clvertalc\clshdng100\clcfpat12\cl
cbpat12\cellx10772\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10773\clvertalc
\clshdng100\clcfpat12\clcbpat12\cellx10774\trrh206
\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql Provision for income taxes\cell\p
ard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell
\pard\plain\intbl\cf1\f51\fs16\qr 459,339\cell\pard\plain\intbl\cf1\f51\fs16\ql
\~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\f0\fs16\ql \
~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell
\pard\plain\intbl\cf1\f51\fs16\qr 336,333\cell\pard\plain\intbl\cf1\f51\fs16\ql
\~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\f0\fs16\ql \
~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell
\pard\plain\intbl\cf1\f51\fs16\qr 285,531\cell\pard\plain\intbl\cf1\f51\fs16\ql
\~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\f0\fs16\ql \
~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell
\pard\plain\intbl\cf1\f51\fs16\qr 123,006\cell\pard\plain\intbl\cf1\f51\fs16\ql
\~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16
\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 50,802\cell\pard\plain\intbl\cf1\f5
1\fs16\ql \~\~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16
\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\c
ell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard
\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\i
ntbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell{
{\trowd\clshdng100\clcfpat12\clcbpat12\cellx2360\clvertalb\clshdng100\clcfpat12\
clcbpat12\cellx2502\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx2650\clvertalb
\clshdng100\clcfpat12\clcbpat12\cellx3336\clvertalb\clshdng100\clcfpat12\clcbpat
12\cellx3459\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx3601\clvertalb\clshdn
g100\clcfpat12\clcbpat12\cellx3892\clvertalb\clshdng100\clcfpat12\clcbpat12\cell
x4287\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx4410\clvertalb\clshdng100\cl
cfpat12\clcbpat12\cellx4552\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx4700\c
lvertalb\clshdng100\clcfpat12\clcbpat12\cellx5386\clvertalb\clshdng100\clcfpat12
\clcbpat12\cellx5509\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx5651\clvertal
b\clshdng100\clcfpat12\clcbpat12\cellx5942\clvertalb\clshdng100\clcfpat12\clcbpa
t12\cellx6337\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx6460\clvertalb\clshd
ng100\clcfpat12\clcbpat12\cellx6602\clvertalb\clshdng100\clcfpat12\clcbpat12\cel
lx6750\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7436\clvertalb\clshdng100\c
lcfpat12\clcbpat12\cellx7559\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7701\
clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7992\clvertalb\clshdng100\clcfpat1
2\clcbpat12\cellx8387\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8510\clverta
lb\clshdng100\clcfpat12\clcbpat12\cellx8652\clvertalb\clshdng100\clcfpat12\clcbp
at12\cellx8800\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9486\clvertalb\clsh
dng100\clcfpat12\clcbpat12\cellx9623\clvertalb\clshdng100\clcfpat12\clcbpat12\ce
llx9793\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9941\clvertalb\clshdng100\
clcfpat12\clcbpat12\cellx10627\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx107
64\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10765\clvertalc\clshdng100\clcf
pat12\clcbpat12\cellx10766\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10767\c
lvertalc\clshdng100\clcfpat12\clcbpat12\cellx10768\clvertalc\clshdng100\clcfpat1
2\clcbpat12\cellx10769\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10770\clver
talc\clshdng100\clcfpat12\clcbpat12\cellx10771\clvertalc\clshdng100\clcfpat12\cl
cbpat12\cellx10772\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10773\clvertalc
\clshdng100\clcfpat12\clcbpat12\cellx10774\trrh206\row}}}
{\trowd\clvertalb\cellx2360\clvertalb\cellx2502\clvertalb\cellx2650\clvertalb\ce
llx3336\clvertalc\cellx3459\clvertalb\cellx3601\clvertalb\cellx3892\clvertalb\ce
llx4287\clvertalb\cellx4410\clvertalb\cellx4552\clvertalb\cellx4700\clvertalb\ce
llx5386\clvertalc\cellx5509\clvertalb\cellx5651\clvertalb\cellx5942\clvertalb\ce
llx6337\clvertalb\cellx6460\clvertalb\cellx6602\clvertalb\cellx6750\clvertalb\ce
llx7436\clvertalc\cellx7559\clvertalb\cellx7701\clvertalb\cellx7992\clvertalb\ce

llx8387\clvertalb\cellx8510\clvertalb\cellx8652\clvertalb\cellx8800\clvertalb\ce
llx9486\clvertalc\cellx9623\clvertalb\cellx9793\clvertalb\cellx9941\clvertalb\ce
llx10627\clvertalc\cellx10764\clvertalc\cellx10765\clvertalc\cellx10766\clvertal
c\cellx10767\clvertalc\cellx10768\clvertalc\cellx10769\clvertalc\cellx10770\clve
rtalc\cellx10771\clvertalc\cellx10772\clvertalc\cellx10773\clvertalc\cellx10774\
trrh35
\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\par
d\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\par
d\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\par
d\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\
intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intb
l\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intb
l\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intb
l\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs1
6\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs
1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs
1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\f0\fs16\ql
\~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell
\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell
\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell
\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell
\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell
\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\pl
ain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intb
l\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs1
6\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\
cell\pard\plain\intbl\f0\fs16\ql \~\cell{
{\trowd\clvertalb\cellx2360\clvertalb\cellx2502\clvertalb\cellx2650\clvertalb\ce
llx3336\clvertalc\cellx3459\clvertalb\cellx3601\clvertalb\cellx3892\clvertalb\ce
llx4287\clvertalb\cellx4410\clvertalb\cellx4552\clvertalb\cellx4700\clvertalb\ce
llx5386\clvertalc\cellx5509\clvertalb\cellx5651\clvertalb\cellx5942\clvertalb\ce
llx6337\clvertalb\cellx6460\clvertalb\cellx6602\clvertalb\cellx6750\clvertalb\ce
llx7436\clvertalc\cellx7559\clvertalb\cellx7701\clvertalb\cellx7992\clvertalb\ce
llx8387\clvertalb\cellx8510\clvertalb\cellx8652\clvertalb\cellx8800\clvertalb\ce
llx9486\clvertalc\cellx9623\clvertalb\cellx9793\clvertalb\cellx9941\clvertalb\ce
llx10627\clvertalc\cellx10764\clvertalc\cellx10765\clvertalc\cellx10766\clvertal
c\cellx10767\clvertalc\cellx10768\clvertalc\cellx10769\clvertalc\cellx10770\clve
rtalc\cellx10771\clvertalc\cellx10772\clvertalc\cellx10773\clvertalc\cellx10774\
trrh35\row}}}
{\trowd\cellx2360\clvertalb\cellx2502\clvertalb\cellx2650\clvertalb\cellx3336\cl
vertalb\cellx3459\clvertalb\cellx3601\clvertalb\cellx3892\clvertalb\cellx4287\cl
vertalb\cellx4410\clvertalb\cellx4552\clvertalb\cellx4700\clvertalb\cellx5386\cl
vertalb\cellx5509\clvertalb\cellx5651\clvertalb\cellx5942\clvertalb\cellx6337\cl
vertalb\cellx6460\clvertalb\cellx6602\clvertalb\cellx6750\clvertalb\cellx7436\cl
vertalb\cellx7559\clvertalb\cellx7701\clvertalb\cellx7992\clvertalb\cellx8387\cl
vertalb\cellx8510\clvertalb\cellx8652\clvertalb\cellx8800\clvertalb\cellx9486\cl
vertalb\cellx9623\clvertalb\cellx9793\clvertalb\cellx9941\clvertalb\cellx10627\c
lvertalb\cellx10764\clvertalc\cellx10765\clvertalc\cellx10766\clvertalc\cellx107
67\clvertalc\cellx10768\clvertalc\cellx10769\clvertalc\cellx10770\clvertalc\cell
x10771\clvertalc\cellx10772\clvertalc\cellx10773\clvertalc\cellx10774\trrh206
\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql Net income\cell\pard\plain\intbl\
cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql $\cell\pard\plain\intbl
\cf1\f51\fs16\qr 1,228,578\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\
plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\par
d\plain\intbl\cf1\f51\fs16\qr 13.9\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\ce
ll\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql $\c
ell\pard\plain\intbl\cf1\f51\fs16\qr 1,051,263\cell\pard\plain\intbl\cf1\f51\fs1
6\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51
\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 14.3\cell\pard\plain\intbl\cf1
\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl

\cf1\f51\fs16\ql $\cell\pard\plain\intbl\cf1\f51\fs16\qr 883,618\cell\pard\plain


\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\p
lain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 14.4\cell\pa
rd\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cel
l\pard\plain\intbl\cf1\f51\fs16\ql $\cell\pard\plain\intbl\cf1\f51\fs16\qr 177,3
15\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13
\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql $\cell\pard\plain\intbl\cf1\f51\fs1
6\qr 167,645\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\f0
\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql
\~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell
\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\pl
ain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intb
l\f0\fs16\ql \~\cell{
{\trowd\cellx2360\clvertalb\cellx2502\clvertalb\cellx2650\clvertalb\cellx3336\cl
vertalb\cellx3459\clvertalb\cellx3601\clvertalb\cellx3892\clvertalb\cellx4287\cl
vertalb\cellx4410\clvertalb\cellx4552\clvertalb\cellx4700\clvertalb\cellx5386\cl
vertalb\cellx5509\clvertalb\cellx5651\clvertalb\cellx5942\clvertalb\cellx6337\cl
vertalb\cellx6460\clvertalb\cellx6602\clvertalb\cellx6750\clvertalb\cellx7436\cl
vertalb\cellx7559\clvertalb\cellx7701\clvertalb\cellx7992\clvertalb\cellx8387\cl
vertalb\cellx8510\clvertalb\cellx8652\clvertalb\cellx8800\clvertalb\cellx9486\cl
vertalb\cellx9623\clvertalb\cellx9793\clvertalb\cellx9941\clvertalb\cellx10627\c
lvertalb\cellx10764\clvertalc\cellx10765\clvertalc\cellx10766\clvertalc\cellx107
67\clvertalc\cellx10768\clvertalc\cellx10769\clvertalc\cellx10770\clvertalc\cell
x10771\clvertalc\cellx10772\clvertalc\cellx10773\clvertalc\cellx10774\trrh206\ro
w}}}
{\trowd\clvertalb\cellx2360\clvertalb\cellx2502\clvertalb\cellx2650\clvertalb\ce
llx3336\clvertalc\cellx3459\clvertalb\cellx3601\clvertalb\cellx3892\clvertalb\ce
llx4287\clvertalb\cellx4410\clvertalb\cellx4552\clvertalb\cellx4700\clvertalb\ce
llx5386\clvertalc\cellx5509\clvertalb\cellx5651\clvertalb\cellx5942\clvertalb\ce
llx6337\clvertalb\cellx6460\clvertalb\cellx6602\clvertalb\cellx6750\clvertalb\ce
llx7436\clvertalc\cellx7559\clvertalb\cellx7701\clvertalb\cellx7992\clvertalb\ce
llx8387\clvertalb\cellx8510\clvertalb\cellx8652\clvertalb\cellx8800\clvertalb\ce
llx9486\clvertalc\cellx9623\clvertalb\cellx9793\clvertalb\cellx9941\clvertalb\ce
llx10627\clvertalc\cellx10764\clvertalc\cellx10765\clvertalc\cellx10766\clvertal
c\cellx10767\clvertalc\cellx10768\clvertalc\cellx10769\clvertalc\cellx10770\clve
rtalc\cellx10771\clvertalc\cellx10772\clvertalc\cellx10773\clvertalc\cellx10774\
trrh80
\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\par
d\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\par
d\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\par
d\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\
intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intb
l\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intb
l\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intb
l\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs1
6\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs
1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs
1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\f0\fs16\ql
\~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell
\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell
\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell
\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell
\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell
\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\pl
ain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intb
l\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs1
6\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\
cell\pard\plain\intbl\f0\fs16\ql \~\cell{
{\trowd\clvertalb\cellx2360\clvertalb\cellx2502\clvertalb\cellx2650\clvertalb\ce
llx3336\clvertalc\cellx3459\clvertalb\cellx3601\clvertalb\cellx3892\clvertalb\ce

llx4287\clvertalb\cellx4410\clvertalb\cellx4552\clvertalb\cellx4700\clvertalb\ce
llx5386\clvertalc\cellx5509\clvertalb\cellx5651\clvertalb\cellx5942\clvertalb\ce
llx6337\clvertalb\cellx6460\clvertalb\cellx6602\clvertalb\cellx6750\clvertalb\ce
llx7436\clvertalc\cellx7559\clvertalb\cellx7701\clvertalb\cellx7992\clvertalb\ce
llx8387\clvertalb\cellx8510\clvertalb\cellx8652\clvertalb\cellx8800\clvertalb\ce
llx9486\clvertalc\cellx9623\clvertalb\cellx9793\clvertalb\cellx9941\clvertalb\ce
llx10627\clvertalc\cellx10764\clvertalc\cellx10765\clvertalc\cellx10766\clvertal
c\cellx10767\clvertalc\cellx10768\clvertalc\cellx10769\clvertalc\cellx10770\clve
rtalc\cellx10771\clvertalc\cellx10772\clvertalc\cellx10773\clvertalc\cellx10774\
trrh80\row}}}
{\trowd\clshdng100\clcfpat12\clcbpat12\cellx2360\clvertalb\clshdng100\clcfpat12\
clcbpat12\cellx2502\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx2650\clvertalb
\clshdng100\clcfpat12\clcbpat12\cellx3336\clvertalb\clshdng100\clcfpat12\clcbpat
12\cellx3459\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx3601\clvertalb\clshdn
g100\clcfpat12\clcbpat12\cellx3892\clvertalb\clshdng100\clcfpat12\clcbpat12\cell
x4287\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx4410\clvertalb\clshdng100\cl
cfpat12\clcbpat12\cellx4552\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx4700\c
lvertalb\clshdng100\clcfpat12\clcbpat12\cellx5386\clvertalb\clshdng100\clcfpat12
\clcbpat12\cellx5509\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx5651\clvertal
b\clshdng100\clcfpat12\clcbpat12\cellx5942\clvertalb\clshdng100\clcfpat12\clcbpa
t12\cellx6337\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx6460\clvertalb\clshd
ng100\clcfpat12\clcbpat12\cellx6602\clvertalb\clshdng100\clcfpat12\clcbpat12\cel
lx6750\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7436\clvertalb\clshdng100\c
lcfpat12\clcbpat12\cellx7559\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7701\
clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7992\clvertalb\clshdng100\clcfpat1
2\clcbpat12\cellx8387\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8510\clverta
lb\clshdng100\clcfpat12\clcbpat12\cellx8652\clvertalb\clshdng100\clcfpat12\clcbp
at12\cellx8800\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9486\clvertalb\clsh
dng100\clcfpat12\clcbpat12\cellx9623\clvertalb\clshdng100\clcfpat12\clcbpat12\ce
llx9793\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9941\clvertalb\clshdng100\
clcfpat12\clcbpat12\cellx10627\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx107
64\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10765\clvertalc\clshdng100\clcf
pat12\clcbpat12\cellx10766\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10767\c
lvertalc\clshdng100\clcfpat12\clcbpat12\cellx10768\clvertalc\clshdng100\clcfpat1
2\clcbpat12\cellx10769\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10770\clver
talc\clshdng100\clcfpat12\clcbpat12\cellx10771\clvertalc\clshdng100\clcfpat12\cl
cbpat12\cellx10772\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10773\clvertalc
\clshdng100\clcfpat12\clcbpat12\cellx10774\trrh206
\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql Diluted earnings per share\cell\p
ard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql $\cell\
pard\plain\intbl\cf1\f51\fs16\qr 4.03\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~
\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\ce
ll\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\
plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql $\cell\pard
\plain\intbl\cf1\f51\fs16\qr 3.44\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cel
l\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\p
ard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plai
n\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql $\cell\pard\pla
in\intbl\cf1\f51\fs16\qr 2.85\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pa
rd\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\
plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\in
tbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql $\cell\pard\plain\i
ntbl\cf1\f51\fs16\qr 0.59\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\p
lain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql $\cell\pard\
plain\intbl\cf1\f51\fs16\qr 0.59\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell
\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\pl
ain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intb
l\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs1
6\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\
cell\pard\plain\intbl\f0\fs16\ql \~\cell{

{\trowd\clshdng100\clcfpat12\clcbpat12\cellx2360\clvertalb\clshdng100\clcfpat12\
clcbpat12\cellx2502\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx2650\clvertalb
\clshdng100\clcfpat12\clcbpat12\cellx3336\clvertalb\clshdng100\clcfpat12\clcbpat
12\cellx3459\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx3601\clvertalb\clshdn
g100\clcfpat12\clcbpat12\cellx3892\clvertalb\clshdng100\clcfpat12\clcbpat12\cell
x4287\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx4410\clvertalb\clshdng100\cl
cfpat12\clcbpat12\cellx4552\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx4700\c
lvertalb\clshdng100\clcfpat12\clcbpat12\cellx5386\clvertalb\clshdng100\clcfpat12
\clcbpat12\cellx5509\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx5651\clvertal
b\clshdng100\clcfpat12\clcbpat12\cellx5942\clvertalb\clshdng100\clcfpat12\clcbpa
t12\cellx6337\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx6460\clvertalb\clshd
ng100\clcfpat12\clcbpat12\cellx6602\clvertalb\clshdng100\clcfpat12\clcbpat12\cel
lx6750\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7436\clvertalb\clshdng100\c
lcfpat12\clcbpat12\cellx7559\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7701\
clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7992\clvertalb\clshdng100\clcfpat1
2\clcbpat12\cellx8387\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8510\clverta
lb\clshdng100\clcfpat12\clcbpat12\cellx8652\clvertalb\clshdng100\clcfpat12\clcbp
at12\cellx8800\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9486\clvertalb\clsh
dng100\clcfpat12\clcbpat12\cellx9623\clvertalb\clshdng100\clcfpat12\clcbpat12\ce
llx9793\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9941\clvertalb\clshdng100\
clcfpat12\clcbpat12\cellx10627\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx107
64\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10765\clvertalc\clshdng100\clcf
pat12\clcbpat12\cellx10766\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10767\c
lvertalc\clshdng100\clcfpat12\clcbpat12\cellx10768\clvertalc\clshdng100\clcfpat1
2\clcbpat12\cellx10769\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10770\clver
talc\clshdng100\clcfpat12\clcbpat12\cellx10771\clvertalc\clshdng100\clcfpat12\cl
cbpat12\cellx10772\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10773\clvertalc
\clshdng100\clcfpat12\clcbpat12\cellx10774\trrh206\row}}}
{\trowd\clvertalb\cellx2360\clvertalb\cellx2502\clvertalb\cellx2650\clvertalb\ce
llx3336\clvertalc\cellx3459\clvertalb\cellx3601\clvertalb\cellx3892\clvertalb\ce
llx4287\clvertalb\cellx4410\clvertalb\cellx4552\clvertalb\cellx4700\clvertalb\ce
llx5386\clvertalc\cellx5509\clvertalb\cellx5651\clvertalb\cellx5942\clvertalb\ce
llx6337\clvertalb\cellx6460\clvertalb\cellx6602\clvertalb\cellx6750\clvertalb\ce
llx7436\clvertalc\cellx7559\clvertalb\cellx7701\clvertalb\cellx7992\clvertalb\ce
llx8387\clvertalb\cellx8510\clvertalb\cellx8652\clvertalb\cellx8800\clvertalb\ce
llx9486\clvertalc\cellx9623\clvertalb\cellx9793\clvertalb\cellx9941\clvertalb\ce
llx10627\clvertalc\cellx10764\clvertalc\cellx10765\clvertalc\cellx10766\clvertal
c\cellx10767\clvertalc\cellx10768\clvertalc\cellx10769\clvertalc\cellx10770\clve
rtalc\cellx10771\clvertalc\cellx10772\clvertalc\cellx10773\clvertalc\cellx10774\
trrh80
\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\par
d\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\par
d\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\par
d\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\
intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intb
l\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intb
l\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intb
l\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs1
6\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs
1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs
1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\f0\fs16\ql
\~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell
\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell
\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell
\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell
\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell
\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\pl
ain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intb
l\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs1
6\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\

cell\pard\plain\intbl\f0\fs16\ql \~\cell{
{\trowd\clvertalb\cellx2360\clvertalb\cellx2502\clvertalb\cellx2650\clvertalb\ce
llx3336\clvertalc\cellx3459\clvertalb\cellx3601\clvertalb\cellx3892\clvertalb\ce
llx4287\clvertalb\cellx4410\clvertalb\cellx4552\clvertalb\cellx4700\clvertalb\ce
llx5386\clvertalc\cellx5509\clvertalb\cellx5651\clvertalb\cellx5942\clvertalb\ce
llx6337\clvertalb\cellx6460\clvertalb\cellx6602\clvertalb\cellx6750\clvertalb\ce
llx7436\clvertalc\cellx7559\clvertalb\cellx7701\clvertalb\cellx7992\clvertalb\ce
llx8387\clvertalb\cellx8510\clvertalb\cellx8652\clvertalb\cellx8800\clvertalb\ce
llx9486\clvertalc\cellx9623\clvertalb\cellx9793\clvertalb\cellx9941\clvertalb\ce
llx10627\clvertalc\cellx10764\clvertalc\cellx10765\clvertalc\cellx10766\clvertal
c\cellx10767\clvertalc\cellx10768\clvertalc\cellx10769\clvertalc\cellx10770\clve
rtalc\cellx10771\clvertalc\cellx10772\clvertalc\cellx10773\clvertalc\cellx10774\
trrh80\row}}}
{\trowd\cellx2360\clvertalb\cellx2502\clvertalb\cellx2650\clvertalb\cellx3336\cl
vertalb\cellx3459\clvertalb\cellx3601\clvertalb\cellx3892\clvertalb\cellx4287\cl
vertalb\cellx4410\clvertalb\cellx4552\clvertalb\cellx4700\clvertalb\cellx5386\cl
vertalb\cellx5509\clvertalb\cellx5651\clvertalb\cellx5942\clvertalb\cellx6337\cl
vertalb\cellx6460\clvertalb\cellx6602\clvertalb\cellx6750\clvertalb\cellx7436\cl
vertalb\cellx7559\clvertalb\cellx7701\clvertalb\cellx7992\clvertalb\cellx8387\cl
vertalb\cellx8510\clvertalb\cellx8652\clvertalb\cellx8800\clvertalb\cellx9486\cl
vertalb\cellx9623\clvertalb\cellx9793\clvertalb\cellx9941\clvertalb\cellx10627\c
lvertalb\cellx10764\clvertalc\cellx10765\clvertalc\cellx10766\clvertalc\cellx107
67\clvertalc\cellx10768\clvertalc\cellx10769\clvertalc\cellx10770\clvertalc\cell
x10771\clvertalc\cellx10772\clvertalc\cellx10773\clvertalc\cellx10774\trrh206
\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\i\ql Other Financial Information\pla
in\intbl\cf1\f51\fs11\i\ql\super (2)\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\ce
ll\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\
plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\pla
in\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl
\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\f0
\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql
\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~
\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pa
rd\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\
plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\in
tbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl
\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51
\fs13\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql
\~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~
\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pa
rd\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain
\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f
0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\q
l \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cel
l\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell{
{\trowd\cellx2360\clvertalb\cellx2502\clvertalb\cellx2650\clvertalb\cellx3336\cl
vertalb\cellx3459\clvertalb\cellx3601\clvertalb\cellx3892\clvertalb\cellx4287\cl
vertalb\cellx4410\clvertalb\cellx4552\clvertalb\cellx4700\clvertalb\cellx5386\cl
vertalb\cellx5509\clvertalb\cellx5651\clvertalb\cellx5942\clvertalb\cellx6337\cl
vertalb\cellx6460\clvertalb\cellx6602\clvertalb\cellx6750\clvertalb\cellx7436\cl
vertalb\cellx7559\clvertalb\cellx7701\clvertalb\cellx7992\clvertalb\cellx8387\cl
vertalb\cellx8510\clvertalb\cellx8652\clvertalb\cellx8800\clvertalb\cellx9486\cl
vertalb\cellx9623\clvertalb\cellx9793\clvertalb\cellx9941\clvertalb\cellx10627\c
lvertalb\cellx10764\clvertalc\cellx10765\clvertalc\cellx10766\clvertalc\cellx107
67\clvertalc\cellx10768\clvertalc\cellx10769\clvertalc\cellx10770\clvertalc\cell
x10771\clvertalc\cellx10772\clvertalc\cellx10773\clvertalc\cellx10774\trrh206\ro
w}}}
{\trowd\clshdng100\clcfpat12\clcbpat12\cellx2360\clvertalb\clshdng100\clcfpat12\
clcbpat12\cellx2502\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx2650\clvertalb
\clshdng100\clcfpat12\clcbpat12\cellx3336\clvertalb\clshdng100\clcfpat12\clcbpat

12\cellx3459\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx3601\clvertalb\clshdn
g100\clcfpat12\clcbpat12\cellx3892\clvertalb\clshdng100\clcfpat12\clcbpat12\cell
x4287\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx4410\clvertalb\clshdng100\cl
cfpat12\clcbpat12\cellx4552\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx4700\c
lvertalb\clshdng100\clcfpat12\clcbpat12\cellx5386\clvertalb\clshdng100\clcfpat12
\clcbpat12\cellx5509\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx5651\clvertal
b\clshdng100\clcfpat12\clcbpat12\cellx5942\clvertalb\clshdng100\clcfpat12\clcbpa
t12\cellx6337\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx6460\clvertalb\clshd
ng100\clcfpat12\clcbpat12\cellx6602\clvertalb\clshdng100\clcfpat12\clcbpat12\cel
lx6750\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7436\clvertalb\clshdng100\c
lcfpat12\clcbpat12\cellx7559\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7701\
clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7992\clvertalb\clshdng100\clcfpat1
2\clcbpat12\cellx8387\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8510\clverta
lb\clshdng100\clcfpat12\clcbpat12\cellx8652\clvertalb\clshdng100\clcfpat12\clcbp
at12\cellx8800\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9486\clvertalb\clsh
dng100\clcfpat12\clcbpat12\cellx9623\clvertalb\clshdng100\clcfpat12\clcbpat12\ce
llx9793\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9941\clvertalb\clshdng100\
clcfpat12\clcbpat12\cellx10627\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx107
64\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10765\clvertalc\clshdng100\clcf
pat12\clcbpat12\cellx10766\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10767\c
lvertalc\clshdng100\clcfpat12\clcbpat12\cellx10768\clvertalc\clshdng100\clcfpat1
2\clcbpat12\cellx10769\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10770\clver
talc\clshdng100\clcfpat12\clcbpat12\cellx10771\clvertalc\clshdng100\clcfpat12\cl
cbpat12\cellx10772\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10773\clvertalc
\clshdng100\clcfpat12\clcbpat12\cellx10774\trrh619
\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql Non-GAAP income from\plain\intbl\
cf1\f51\fs16\ql operations and non-GAAP\plain\intbl\cf1\f51\fs16\ql operating
margin\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs
16\ql $\cell\pard\plain\intbl\cf1\f51\fs16\qr 1,820,712\cell\pard\plain\intbl\cf
1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intb
l\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 20.6\cell\pard\plain\
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cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 2
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3\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\ql $\cell\pard\plain\intbl\cf1\f51\fs
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ell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard
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lb\clshdng100\clcfpat12\clcbpat12\cellx8652\clvertalb\clshdng100\clcfpat12\clcbp
at12\cellx8800\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9486\clvertalb\clsh
dng100\clcfpat12\clcbpat12\cellx9623\clvertalb\clshdng100\clcfpat12\clcbpat12\ce
llx9793\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9941\clvertalb\clshdng100\
clcfpat12\clcbpat12\cellx10627\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx107
64\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10765\clvertalc\clshdng100\clcf
pat12\clcbpat12\cellx10766\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10767\c
lvertalc\clshdng100\clcfpat12\clcbpat12\cellx10768\clvertalc\clshdng100\clcfpat1
2\clcbpat12\cellx10769\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10770\clver
talc\clshdng100\clcfpat12\clcbpat12\cellx10771\clvertalc\clshdng100\clcfpat12\cl
cbpat12\cellx10772\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10773\clvertalc
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{\trowd\clvertalb\cellx2360\clvertalb\cellx2502\clvertalb\cellx2650\clvertalb\ce
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llx4287\clvertalb\cellx4410\clvertalb\cellx4552\clvertalb\cellx4700\clvertalb\ce
llx5386\clvertalc\cellx5509\clvertalb\cellx5651\clvertalb\cellx5942\clvertalb\ce
llx6337\clvertalb\cellx6460\clvertalb\cellx6602\clvertalb\cellx6750\clvertalb\ce
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llx8387\clvertalb\cellx8510\clvertalb\cellx8652\clvertalb\cellx8800\clvertalb\ce
llx9486\clvertalc\cellx9623\clvertalb\cellx9793\clvertalb\cellx9941\clvertalb\ce
llx10627\clvertalc\cellx10764\clvertalc\cellx10765\clvertalc\cellx10766\clvertal
c\cellx10767\clvertalc\cellx10768\clvertalc\cellx10769\clvertalc\cellx10770\clve
rtalc\cellx10771\clvertalc\cellx10772\clvertalc\cellx10773\clvertalc\cellx10774\
trrh80
\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\par
d\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\par
d\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\par
d\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\
intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intb
l\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intb
l\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intb
l\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs1
6\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs
1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs
1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\f0\fs16\ql
\~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell
\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell
\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell
\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell
\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell
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ain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intb
l\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs1
6\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\
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{\trowd\clvertalb\cellx2360\clvertalb\cellx2502\clvertalb\cellx2650\clvertalb\ce
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llx6337\clvertalb\cellx6460\clvertalb\cellx6602\clvertalb\cellx6750\clvertalb\ce
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llx8387\clvertalb\cellx8510\clvertalb\cellx8652\clvertalb\cellx8800\clvertalb\ce
llx9486\clvertalc\cellx9623\clvertalb\cellx9793\clvertalb\cellx9941\clvertalb\ce
llx10627\clvertalc\cellx10764\clvertalc\cellx10765\clvertalc\cellx10766\clvertal
c\cellx10767\clvertalc\cellx10768\clvertalc\cellx10769\clvertalc\cellx10770\clve

rtalc\cellx10771\clvertalc\cellx10772\clvertalc\cellx10773\clvertalc\cellx10774\
trrh80\row}}}
{\trowd\cellx2360\clvertalb\cellx2502\clvertalb\cellx2650\clvertalb\cellx3336\cl
vertalb\cellx3459\clvertalb\cellx3601\clvertalb\cellx3892\clvertalb\cellx4287\cl
vertalb\cellx4410\clvertalb\cellx4552\clvertalb\cellx4700\clvertalb\cellx5386\cl
vertalb\cellx5509\clvertalb\cellx5651\clvertalb\cellx5942\clvertalb\cellx6337\cl
vertalb\cellx6460\clvertalb\cellx6602\clvertalb\cellx6750\clvertalb\cellx7436\cl
vertalb\cellx7559\clvertalb\cellx7701\clvertalb\cellx7992\clvertalb\cellx8387\cl
vertalb\cellx8510\clvertalb\cellx8652\clvertalb\cellx8800\clvertalb\cellx9486\cl
vertalb\cellx9623\clvertalb\cellx9793\clvertalb\cellx9941\clvertalb\cellx10627\c
lvertalb\cellx10764\clvertalc\cellx10765\clvertalc\cellx10766\clvertalc\cellx107
67\clvertalc\cellx10768\clvertalc\cellx10769\clvertalc\cellx10770\clvertalc\cell
x10771\clvertalc\cellx10772\clvertalc\cellx10773\clvertalc\cellx10774\trrh413
\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql Non-GAAP diluted earnings per\pla
in\intbl\cf1\f51\fs16\ql share\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pa
rd\plain\intbl\cf1\f51\fs16\ql $\cell\pard\plain\intbl\cf1\f51\fs16\qr 4.38\cell
\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\
cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\par
d\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\p
lain\intbl\cf1\f51\fs16\ql $\cell\pard\plain\intbl\cf1\f51\fs16\qr 3.74\cell\par
d\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell
\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\pl
ain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain
\intbl\cf1\f51\fs16\ql $\cell\pard\plain\intbl\cf1\f51\fs16\qr 3.10\cell\pard\pl
ain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\par
d\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\
intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\int
bl\cf1\f51\fs16\ql $\cell\pard\plain\intbl\cf1\f51\fs16\qr 0.64\cell\pard\plain\
intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\pl
ain\intbl\cf1\f51\fs16\ql $\cell\pard\plain\intbl\cf1\f51\fs16\qr 0.64\cell\pard
\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\
plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\in
tbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\f
s16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \
~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell{
{\trowd\cellx2360\clvertalb\cellx2502\clvertalb\cellx2650\clvertalb\cellx3336\cl
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vertalb\cellx4410\clvertalb\cellx4552\clvertalb\cellx4700\clvertalb\cellx5386\cl
vertalb\cellx5509\clvertalb\cellx5651\clvertalb\cellx5942\clvertalb\cellx6337\cl
vertalb\cellx6460\clvertalb\cellx6602\clvertalb\cellx6750\clvertalb\cellx7436\cl
vertalb\cellx7559\clvertalb\cellx7701\clvertalb\cellx7992\clvertalb\cellx8387\cl
vertalb\cellx8510\clvertalb\cellx8652\clvertalb\cellx8800\clvertalb\cellx9486\cl
vertalb\cellx9623\clvertalb\cellx9793\clvertalb\cellx9941\clvertalb\cellx10627\c
lvertalb\cellx10764\clvertalc\cellx10765\clvertalc\cellx10766\clvertalc\cellx107
67\clvertalc\cellx10768\clvertalc\cellx10769\clvertalc\cellx10770\clvertalc\cell
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w}}}
{\trowd\clvertalb\cellx2360\clvertalb\cellx2502\clvertalb\cellx2650\clvertalb\ce
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llx4287\clvertalb\cellx4410\clvertalb\cellx4552\clvertalb\cellx4700\clvertalb\ce
llx5386\clvertalc\cellx5509\clvertalb\cellx5651\clvertalb\cellx5942\clvertalb\ce
llx6337\clvertalb\cellx6460\clvertalb\cellx6602\clvertalb\cellx6750\clvertalb\ce
llx7436\clvertalc\cellx7559\clvertalb\cellx7701\clvertalb\cellx7992\clvertalb\ce
llx8387\clvertalb\cellx8510\clvertalb\cellx8652\clvertalb\cellx8800\clvertalb\ce
llx9486\clvertalc\cellx9623\clvertalb\cellx9793\clvertalb\cellx9941\clvertalb\ce
llx10627\clvertalc\cellx10764\clvertalc\cellx10765\clvertalc\cellx10766\clvertal
c\cellx10767\clvertalc\cellx10768\clvertalc\cellx10769\clvertalc\cellx10770\clve
rtalc\cellx10771\clvertalc\cellx10772\clvertalc\cellx10773\clvertalc\cellx10774\
trrh80
\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\par

d\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\par


d\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\par
d\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\
intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intb
l\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intb
l\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intb
l\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs1
6\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs
1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs
1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\f0\fs16\ql
\~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell
\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell
\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell
\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell
\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell
\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\pl
ain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intb
l\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs1
6\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\
cell\pard\plain\intbl\f0\fs16\ql \~\cell{
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llx4287\clvertalb\cellx4410\clvertalb\cellx4552\clvertalb\cellx4700\clvertalb\ce
llx5386\clvertalc\cellx5509\clvertalb\cellx5651\clvertalb\cellx5942\clvertalb\ce
llx6337\clvertalb\cellx6460\clvertalb\cellx6602\clvertalb\cellx6750\clvertalb\ce
llx7436\clvertalc\cellx7559\clvertalb\cellx7701\clvertalb\cellx7992\clvertalb\ce
llx8387\clvertalb\cellx8510\clvertalb\cellx8652\clvertalb\cellx8800\clvertalb\ce
llx9486\clvertalc\cellx9623\clvertalb\cellx9793\clvertalb\cellx9941\clvertalb\ce
llx10627\clvertalc\cellx10764\clvertalc\cellx10765\clvertalc\cellx10766\clvertal
c\cellx10767\clvertalc\cellx10768\clvertalc\cellx10769\clvertalc\cellx10770\clve
rtalc\cellx10771\clvertalc\cellx10772\clvertalc\cellx10773\clvertalc\cellx10774\
trrh80\row}}}\pard\plain\brdrb\brdrs\sa22\cf1\f51\fs20\ql \~
\par\pard\plain
{\trowd\cellx432\cellx7943\trrh206
\pard\plain\intbl\cf1\f51\fs16\ql (1)\cell\pard\plain\intbl\cf1\f51\fs16\ql Excl
usive of depreciation and amortization expense.\cell{
{\trowd\cellx432\cellx7943\trrh206\row}}}
\pard\plain
{\trowd\cellx432\cellx10800\trrh619
\pard\plain\intbl\cf1\f51\fs16\ql (2)\cell\pard\plain\intbl\cf1\f51\fs16\ql NonGAAP income from operations, non-GAAP operating margin and non-GAAP diluted earn
ings per share are not measurements of financial\plain\intbl\cf1\f51\fs16\ql pe
rformance prepared in accordance with GAAP. See \u8220?Non-GAAP Financial Measur
es\u8221? for more information and a reconciliation to\plain\intbl\cf1\f51\fs16\
ql the most directly comparable GAAP financial measure.\cell{
{\trowd\cellx432\cellx10800\trrh619\row}}}\pard\plain\sb198\fi462\cf1\f51\fs16\i
\ql Revenue\u8212?Overall.\plain\cf1\f51\fs16\ql Revenue increased by 20.4% to
$8,843.2 million during 2013 as compared to an increase of 20.0% to $7,346.5 mil
lion in\plain\cf1\f51\fs16\ql 2012. In both years, the increase was primarily a
ttributed to greater acceptance of our global delivery model among an increasing
number of industries,\plain\cf1\f51\fs16\ql continued interest in using our gl
obal delivery model as a means to reduce overall IT and operations costs, increa
sed customer spending on discretionary\plain\cf1\f51\fs16\ql projects, and cont
inued penetration in all our geographic markets. Revenues from new customers con
tributed $243.4 million and $136.5 million,\plain\cf1\f51\fs16\ql representing
16.3% and 11.1% of the year-over-year revenue growth for 2013 and 2012, respecti
vely. Our acquisitions of the C1 Group companies and\plain\cf1\f51\fs16\ql Equi
nox Consulting contributed to new customer revenue growth in 2013. In 2013, our
consulting and technology services revenues increased by\plain\cf1\f51\fs16\ql
approximately 18.3% and represented approximately 50.2% of total 2013 revenues,

while our outsourcing services revenue increased by approximately\plain\cf1\f51\


fs16\ql 22.6% and constituted approximately 49.8% of total revenues. In 2012, c
onsulting and technology services revenue increased by 20.4% and represented\par
\pard\plain\cf1\f51\fs13\ql \~\par\pard\plain\cf1\f51\fs16\qc 49
\page\par\pard\plain\f0\fs4\par\pard\plain\f0\fs2\brdrt\brdrs\brdrw15\brdrcf2\br
drsp0\par\pard\plain\f0\fs4\par\par\pard\plain\ul{\field{\*\fldinst HYPERLINK \\
l "toc" }{\*\fldrslt\cf3\f52\fs16\b\ql Table of Contents}}\par\pard\plain\cf1\f5
1\fs16\ql approximately 51.1% of total 2012 revenues, while our outsourcing serv
ices increased by approximately 19.6% and constituted approximately 48.9% of\pla
in\cf1\f51\fs16\ql total 2012 revenues.\par\pard\plain\sb198\fi462\cf1\f51\fs16
\ql We had approximately 1,197 active clients as of December\~31, 2013 as compar
ed to approximately 821 and 785 active clients as of December\~31,\plain\cf1\f51
\fs16\ql 2012 and 2011, respectively. Revenues from our top five customers as a
percentage of total revenues were 13.2%, 14.0% and 16.3% in 2013, 2012 and\plai
n\cf1\f51\fs16\ql 2011, respectively. Revenues from our top ten customers as a
percentage of total revenues were 22.6%, 25.0% and 27.7% in 2013, 2012 and 2011,
\plain\cf1\f51\fs16\ql respectively. As we continue to add new customers and in
crease our penetration at existing customers, we expect the percentage of revenu
es from our top\plain\cf1\f51\fs16\ql five and top ten customers to decline ove
r time.\par\pard\plain\sb198\fi462\cf1\f51\fs16\i\ql Revenue\u8212?Reportable Se
gments.\plain\cf1\f51\fs16\ql Revenues by reportable business segment were as f
ollows:\par\pard\plain\sb198\cf1\f51\fs16\ql (Dollars in thousands)\par\pard\pla
in\cf1\f51\fs18\ql \~
\par\pard\plain
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clvertalb\cellx10752\cellx10791\trrh172
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cell\pard\plain\intbl\cf1\f51\fs13\b\qc 2013\cell\pard\plain\intbl\cf1\f51\fs13\
ql \~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\f
s13\b\qc 2012\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1
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ntbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\pla
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lvertalb\cellx8959\clvertalb\cellx9141\clbrdrb\brdrs\brdrcf1\clvertalb\cellx1062
8\clvertalb\cellx10751\clvertalc\cellx10752\clvertalc\cellx10753\clvertalc\cellx
10754\clvertalc\cellx10755\clvertalc\cellx10756\clvertalc\cellx10757\clvertalc\c
ellx10758\clvertalc\cellx10759\clvertalc\cellx10760\clvertalc\cellx10761\cellx10
780\trrh172
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pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\pla
in\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plai
n\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain
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f1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\b\qc 2013\cell\pard\plain
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in\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl
\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16
\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\c
ell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell{
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{\trowd\clvertalb\clvmrg\cellx3747\clvertalb\cellx3929\clbrdrb\brdrs\brdrcf1\clv
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lx6209\clbrdrb\brdrs\brdrcf1\clvertalb\clvmrg\cellx7044\clvertalb\clvmrg\cellx71
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n\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain


\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\c
f1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\b\qc $\cell\pard\plain\in
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ll\pard\plain\intbl\cf1\f51\fs13\b\qc %\cell\pard\plain\intbl\cf1\f51\fs13\ql \~
\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pa
rd\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain
\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f
0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\q
l \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cel
l\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\p
lain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\int
bl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs
16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~
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vertalc\clshdng100\clcfpat12\clcbpat12\cellx10756\clvertalc\clshdng100\clcfpat12

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clshdng100\clcfpat12\clcbpat12\cellx10762\trrh206
\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql Financial services\cell\pard\plai
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$\cell\pard\plain\intbl\cf1\f51\fs16\qr 3,035,447\cell\pard\plain\intbl\cf1\f51
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fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql $\cell\pard\plain\intbl\cf1\f
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tbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plai
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\~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell
\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\pl
ain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intb
l\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs1
6\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\
cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell{
{\trowd\clshdng100\clcfpat12\clcbpat12\cellx3747\clvertalb\clshdng100\clcfpat12\
clcbpat12\cellx3929\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx4077\clvertalb
\clshdng100\clcfpat12\clcbpat12\cellx4763\clvertalb\clshdng100\clcfpat12\clcbpat
12\cellx4886\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx5068\clvertalb\clshdn
g100\clcfpat12\clcbpat12\cellx5216\clvertalb\clshdng100\clcfpat12\clcbpat12\cell
x5902\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx6025\clvertalb\clshdng100\cl
cfpat12\clcbpat12\cellx6207\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx6355\c
lvertalb\clshdng100\clcfpat12\clcbpat12\cellx7041\clvertalb\clshdng100\clcfpat12
\clcbpat12\cellx7164\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7346\clvertal
b\clshdng100\clcfpat12\clcbpat12\cellx7449\clvertalb\clshdng100\clcfpat12\clcbpa
t12\cellx8135\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8258\clvertalb\clshd
ng100\clcfpat12\clcbpat12\cellx8440\clvertalb\clshdng100\clcfpat12\clcbpat12\cel
lx8519\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8830\clvertalb\clshdng100\c
lcfpat12\clcbpat12\cellx8953\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9135\
clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9238\clvertalb\clshdng100\clcfpat1
2\clcbpat12\cellx9924\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx10047\clvert
alb\clshdng100\clcfpat12\clcbpat12\cellx10229\clvertalb\clshdng100\clcfpat12\clc
bpat12\cellx10308\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx10619\clvertalb\
clshdng100\clcfpat12\clcbpat12\cellx10742\clvertalc\clshdng100\clcfpat12\clcbpat
12\cellx10743\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10744\clvertalc\clsh
dng100\clcfpat12\clcbpat12\cellx10745\clvertalc\clshdng100\clcfpat12\clcbpat12\c
ellx10746\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10747\clvertalc\clshdng1
00\clcfpat12\clcbpat12\cellx10748\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx
10749\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10750\clvertalc\clshdng100\c
lcfpat12\clcbpat12\cellx10751\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx1075
2\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10753\clvertalc\clshdng100\clcfp
at12\clcbpat12\cellx10754\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10755\cl
vertalc\clshdng100\clcfpat12\clcbpat12\cellx10756\clvertalc\clshdng100\clcfpat12
\clcbpat12\cellx10757\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10758\clvert
alc\clshdng100\clcfpat12\clcbpat12\cellx10759\clvertalc\clshdng100\clcfpat12\clc
bpat12\cellx10760\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10761\clvertalc\

clshdng100\clcfpat12\clcbpat12\cellx10762\trrh206\row}}}
{\trowd\cellx3747\clvertalb\cellx3929\clvertalb\cellx4077\clvertalb\cellx4763\cl
vertalb\cellx4886\clvertalb\cellx5068\clvertalb\cellx5216\clvertalb\cellx5902\cl
vertalb\cellx6025\clvertalb\cellx6207\clvertalb\cellx6355\clvertalb\cellx7041\cl
vertalb\cellx7164\clvertalb\cellx7346\clvertalb\cellx7449\clvertalb\cellx8135\cl
vertalb\cellx8258\clvertalb\cellx8440\clvertalb\cellx8519\clvertalb\cellx8830\cl
vertalb\cellx8953\clvertalb\cellx9135\clvertalb\cellx9238\clvertalb\cellx9924\cl
vertalb\cellx10047\clvertalb\cellx10229\clvertalb\cellx10308\clvertalb\cellx1061
9\clvertalb\cellx10742\clvertalc\cellx10743\clvertalc\cellx10744\clvertalc\cellx
10745\clvertalc\cellx10746\clvertalc\cellx10747\clvertalc\cellx10748\clvertalc\c
ellx10749\clvertalc\cellx10750\clvertalc\cellx10751\clvertalc\cellx10752\clverta
lc\cellx10753\clvertalc\cellx10754\clvertalc\cellx10755\clvertalc\cellx10756\clv
ertalc\cellx10757\clvertalc\cellx10758\clvertalc\cellx10759\clvertalc\cellx10760
\clvertalc\cellx10761\clvertalc\cellx10762\trrh206
\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql Healthcare\cell\pard\plain\intbl\
cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\in
tbl\cf1\f51\fs16\qr 2,264,826\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pa
rd\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cel
l\pard\plain\intbl\cf1\f51\fs16\qr 1,934,898\cell\pard\plain\intbl\cf1\f51\fs16\
ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51
\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 1,622,157\cell\pard\plain\intb
l\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plai
n\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 329,928\cell\pa
rd\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\c
ell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 17
.1\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13
\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\
fs16\qr 312,741\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl
\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\i
ntbl\cf1\f51\fs16\qr 19.3\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\p
lain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\int
bl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs
16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~
\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pa
rd\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain
\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f
0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\q
l \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cel
l\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell{
{\trowd\cellx3747\clvertalb\cellx3929\clvertalb\cellx4077\clvertalb\cellx4763\cl
vertalb\cellx4886\clvertalb\cellx5068\clvertalb\cellx5216\clvertalb\cellx5902\cl
vertalb\cellx6025\clvertalb\cellx6207\clvertalb\cellx6355\clvertalb\cellx7041\cl
vertalb\cellx7164\clvertalb\cellx7346\clvertalb\cellx7449\clvertalb\cellx8135\cl
vertalb\cellx8258\clvertalb\cellx8440\clvertalb\cellx8519\clvertalb\cellx8830\cl
vertalb\cellx8953\clvertalb\cellx9135\clvertalb\cellx9238\clvertalb\cellx9924\cl
vertalb\cellx10047\clvertalb\cellx10229\clvertalb\cellx10308\clvertalb\cellx1061
9\clvertalb\cellx10742\clvertalc\cellx10743\clvertalc\cellx10744\clvertalc\cellx
10745\clvertalc\cellx10746\clvertalc\cellx10747\clvertalc\cellx10748\clvertalc\c
ellx10749\clvertalc\cellx10750\clvertalc\cellx10751\clvertalc\cellx10752\clverta
lc\cellx10753\clvertalc\cellx10754\clvertalc\cellx10755\clvertalc\cellx10756\clv
ertalc\cellx10757\clvertalc\cellx10758\clvertalc\cellx10759\clvertalc\cellx10760
\clvertalc\cellx10761\clvertalc\cellx10762\trrh206\row}}}
{\trowd\clshdng100\clcfpat12\clcbpat12\cellx3747\clvertalb\clshdng100\clcfpat12\
clcbpat12\cellx3929\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx4077\clvertalb
\clshdng100\clcfpat12\clcbpat12\cellx4763\clvertalb\clshdng100\clcfpat12\clcbpat
12\cellx4886\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx5068\clvertalb\clshdn
g100\clcfpat12\clcbpat12\cellx5216\clvertalb\clshdng100\clcfpat12\clcbpat12\cell
x5902\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx6025\clvertalb\clshdng100\cl
cfpat12\clcbpat12\cellx6207\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx6355\c
lvertalb\clshdng100\clcfpat12\clcbpat12\cellx7041\clvertalb\clshdng100\clcfpat12

\clcbpat12\cellx7164\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7346\clvertal
b\clshdng100\clcfpat12\clcbpat12\cellx7449\clvertalb\clshdng100\clcfpat12\clcbpa
t12\cellx8135\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8258\clvertalb\clshd
ng100\clcfpat12\clcbpat12\cellx8440\clvertalb\clshdng100\clcfpat12\clcbpat12\cel
lx8519\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8830\clvertalb\clshdng100\c
lcfpat12\clcbpat12\cellx8953\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9135\
clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9238\clvertalb\clshdng100\clcfpat1
2\clcbpat12\cellx9924\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx10047\clvert
alb\clshdng100\clcfpat12\clcbpat12\cellx10229\clvertalb\clshdng100\clcfpat12\clc
bpat12\cellx10308\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx10619\clvertalb\
clshdng100\clcfpat12\clcbpat12\cellx10742\clvertalc\clshdng100\clcfpat12\clcbpat
12\cellx10743\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10744\clvertalc\clsh
dng100\clcfpat12\clcbpat12\cellx10745\clvertalc\clshdng100\clcfpat12\clcbpat12\c
ellx10746\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10747\clvertalc\clshdng1
00\clcfpat12\clcbpat12\cellx10748\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx
10749\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10750\clvertalc\clshdng100\c
lcfpat12\clcbpat12\cellx10751\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx1075
2\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10753\clvertalc\clshdng100\clcfp
at12\clcbpat12\cellx10754\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10755\cl
vertalc\clshdng100\clcfpat12\clcbpat12\cellx10756\clvertalc\clshdng100\clcfpat12
\clcbpat12\cellx10757\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10758\clvert
alc\clshdng100\clcfpat12\clcbpat12\cellx10759\clvertalc\clshdng100\clcfpat12\clc
bpat12\cellx10760\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10761\clvertalc\
clshdng100\clcfpat12\clcbpat12\cellx10762\trrh206
\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql Manufacturing/Retail/Logistics\ce
ll\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \
~\cell\pard\plain\intbl\cf1\f51\fs16\qr 1,868,305\cell\pard\plain\intbl\cf1\f51\
fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf
1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 1,498,668\cell\pard\plain
\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard
\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 1,197,472\
cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql
\~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs1
6\qr 369,637\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf
1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intb
l\cf1\f51\fs16\qr 24.7\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plai
n\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\
plain\intbl\cf1\f51\fs16\qr 301,196\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\c
ell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql
\~\cell\pard\plain\intbl\cf1\f51\fs16\qr 25.2\cell\pard\plain\intbl\cf1\f51\fs16
\ql \~\~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~
\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pa
rd\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain
\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f
0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\q
l \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cel
l\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\p
lain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\int
bl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs
16\ql \~\cell{
{\trowd\clshdng100\clcfpat12\clcbpat12\cellx3747\clvertalb\clshdng100\clcfpat12\
clcbpat12\cellx3929\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx4077\clvertalb
\clshdng100\clcfpat12\clcbpat12\cellx4763\clvertalb\clshdng100\clcfpat12\clcbpat
12\cellx4886\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx5068\clvertalb\clshdn
g100\clcfpat12\clcbpat12\cellx5216\clvertalb\clshdng100\clcfpat12\clcbpat12\cell
x5902\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx6025\clvertalb\clshdng100\cl
cfpat12\clcbpat12\cellx6207\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx6355\c
lvertalb\clshdng100\clcfpat12\clcbpat12\cellx7041\clvertalb\clshdng100\clcfpat12
\clcbpat12\cellx7164\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7346\clvertal
b\clshdng100\clcfpat12\clcbpat12\cellx7449\clvertalb\clshdng100\clcfpat12\clcbpa

t12\cellx8135\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8258\clvertalb\clshd
ng100\clcfpat12\clcbpat12\cellx8440\clvertalb\clshdng100\clcfpat12\clcbpat12\cel
lx8519\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8830\clvertalb\clshdng100\c
lcfpat12\clcbpat12\cellx8953\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9135\
clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9238\clvertalb\clshdng100\clcfpat1
2\clcbpat12\cellx9924\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx10047\clvert
alb\clshdng100\clcfpat12\clcbpat12\cellx10229\clvertalb\clshdng100\clcfpat12\clc
bpat12\cellx10308\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx10619\clvertalb\
clshdng100\clcfpat12\clcbpat12\cellx10742\clvertalc\clshdng100\clcfpat12\clcbpat
12\cellx10743\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10744\clvertalc\clsh
dng100\clcfpat12\clcbpat12\cellx10745\clvertalc\clshdng100\clcfpat12\clcbpat12\c
ellx10746\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10747\clvertalc\clshdng1
00\clcfpat12\clcbpat12\cellx10748\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx
10749\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10750\clvertalc\clshdng100\c
lcfpat12\clcbpat12\cellx10751\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx1075
2\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10753\clvertalc\clshdng100\clcfp
at12\clcbpat12\cellx10754\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10755\cl
vertalc\clshdng100\clcfpat12\clcbpat12\cellx10756\clvertalc\clshdng100\clcfpat12
\clcbpat12\cellx10757\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10758\clvert
alc\clshdng100\clcfpat12\clcbpat12\cellx10759\clvertalc\clshdng100\clcfpat12\clc
bpat12\cellx10760\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10761\clvertalc\
clshdng100\clcfpat12\clcbpat12\cellx10762\trrh206\row}}}
{\trowd\cellx3747\clvertalb\cellx3929\clvertalb\cellx4077\clvertalb\cellx4763\cl
vertalb\cellx4886\clvertalb\cellx5068\clvertalb\cellx5216\clvertalb\cellx5902\cl
vertalb\cellx6025\clvertalb\cellx6207\clvertalb\cellx6355\clvertalb\cellx7041\cl
vertalb\cellx7164\clvertalb\cellx7346\clvertalb\cellx7449\clvertalb\cellx8135\cl
vertalb\cellx8258\clvertalb\cellx8440\clvertalb\cellx8519\clvertalb\cellx8830\cl
vertalb\cellx8953\clvertalb\cellx9135\clvertalb\cellx9238\clvertalb\cellx9924\cl
vertalb\cellx10047\clvertalb\cellx10229\clvertalb\cellx10308\clvertalb\cellx1061
9\clvertalb\cellx10742\clvertalc\cellx10743\clvertalc\cellx10744\clvertalc\cellx
10745\clvertalc\cellx10746\clvertalc\cellx10747\clvertalc\cellx10748\clvertalc\c
ellx10749\clvertalc\cellx10750\clvertalc\cellx10751\clvertalc\cellx10752\clverta
lc\cellx10753\clvertalc\cellx10754\clvertalc\cellx10755\clvertalc\cellx10756\clv
ertalc\cellx10757\clvertalc\cellx10758\clvertalc\cellx10759\clvertalc\cellx10760
\clvertalc\cellx10761\clvertalc\cellx10762\trrh206
\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql Other\cell\pard\plain\intbl\cf1\f
51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\c
f1\f51\fs16\qr 992,485\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plai
n\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\
plain\intbl\cf1\f51\fs16\qr 877,459\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\c
ell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql
\~\cell\pard\plain\intbl\cf1\f51\fs16\qr 783,105\cell\pard\plain\intbl\cf1\f51\f
s16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1
\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 115,026\cell\pard\plain\in
tbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\pl
ain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 13.1\cell\par
d\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\ce
ll\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 94,
354\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs1
3\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51
\fs16\qr 12.0\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\f
0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\q
l \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cel
l\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\p
lain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\int
bl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs
16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~
\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pa
rd\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain
\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell{

{\trowd\cellx3747\clvertalb\cellx3929\clvertalb\cellx4077\clvertalb\cellx4763\cl
vertalb\cellx4886\clvertalb\cellx5068\clvertalb\cellx5216\clvertalb\cellx5902\cl
vertalb\cellx6025\clvertalb\cellx6207\clvertalb\cellx6355\clvertalb\cellx7041\cl
vertalb\cellx7164\clvertalb\cellx7346\clvertalb\cellx7449\clvertalb\cellx8135\cl
vertalb\cellx8258\clvertalb\cellx8440\clvertalb\cellx8519\clvertalb\cellx8830\cl
vertalb\cellx8953\clvertalb\cellx9135\clvertalb\cellx9238\clvertalb\cellx9924\cl
vertalb\cellx10047\clvertalb\cellx10229\clvertalb\cellx10308\clvertalb\cellx1061
9\clvertalb\cellx10742\clvertalc\cellx10743\clvertalc\cellx10744\clvertalc\cellx
10745\clvertalc\cellx10746\clvertalc\cellx10747\clvertalc\cellx10748\clvertalc\c
ellx10749\clvertalc\cellx10750\clvertalc\cellx10751\clvertalc\cellx10752\clverta
lc\cellx10753\clvertalc\cellx10754\clvertalc\cellx10755\clvertalc\cellx10756\clv
ertalc\cellx10757\clvertalc\cellx10758\clvertalc\cellx10759\clvertalc\cellx10760
\clvertalc\cellx10761\clvertalc\cellx10762\trrh206\row}}}
{\trowd\clvertalb\cellx3747\clvertalb\cellx3929\clvertalb\cellx4077\clvertalb\ce
llx4763\clvertalc\cellx4886\clvertalb\cellx5068\clvertalb\cellx5216\clvertalb\ce
llx5902\clvertalc\cellx6025\clvertalb\cellx6207\clvertalb\cellx6355\clvertalb\ce
llx7041\clvertalc\cellx7164\clvertalb\cellx7346\clvertalb\cellx7449\clvertalb\ce
llx8135\clvertalc\cellx8258\clvertalb\cellx8440\clvertalb\cellx8519\clvertalb\ce
llx8830\clvertalb\cellx8953\clvertalb\cellx9135\clvertalb\cellx9238\clvertalb\ce
llx9924\clvertalc\cellx10047\clvertalb\cellx10229\clvertalb\cellx10308\clvertalb
\cellx10619\clvertalb\cellx10742\clvertalc\cellx10743\clvertalc\cellx10744\clver
talc\cellx10745\clvertalc\cellx10746\clvertalc\cellx10747\clvertalc\cellx10748\c
lvertalc\cellx10749\clvertalc\cellx10750\clvertalc\cellx10751\clvertalc\cellx107
52\clvertalc\cellx10753\clvertalc\cellx10754\clvertalc\cellx10755\clvertalc\cell
x10756\clvertalc\cellx10757\clvertalc\cellx10758\clvertalc\cellx10759\clvertalc\
cellx10760\clvertalc\cellx10761\clvertalc\cellx10762\trrh35
\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\~\cell
\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell
\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\~\ce
ll\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\ce
ll\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\~\
cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\
cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\
~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\p
ard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\~\cell\par
d\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\par
d\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\~\cell\p
ard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plai
n\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\
f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\
ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\ce
ll\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\
plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\in
tbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\f
s16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \
~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\p
ard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plai
n\intbl\f0\fs16\ql \~\cell{
{\trowd\clvertalb\cellx3747\clvertalb\cellx3929\clvertalb\cellx4077\clvertalb\ce
llx4763\clvertalc\cellx4886\clvertalb\cellx5068\clvertalb\cellx5216\clvertalb\ce
llx5902\clvertalc\cellx6025\clvertalb\cellx6207\clvertalb\cellx6355\clvertalb\ce
llx7041\clvertalc\cellx7164\clvertalb\cellx7346\clvertalb\cellx7449\clvertalb\ce
llx8135\clvertalc\cellx8258\clvertalb\cellx8440\clvertalb\cellx8519\clvertalb\ce
llx8830\clvertalb\cellx8953\clvertalb\cellx9135\clvertalb\cellx9238\clvertalb\ce
llx9924\clvertalc\cellx10047\clvertalb\cellx10229\clvertalb\cellx10308\clvertalb
\cellx10619\clvertalb\cellx10742\clvertalc\cellx10743\clvertalc\cellx10744\clver
talc\cellx10745\clvertalc\cellx10746\clvertalc\cellx10747\clvertalc\cellx10748\c
lvertalc\cellx10749\clvertalc\cellx10750\clvertalc\cellx10751\clvertalc\cellx107

52\clvertalc\cellx10753\clvertalc\cellx10754\clvertalc\cellx10755\clvertalc\cell
x10756\clvertalc\cellx10757\clvertalc\cellx10758\clvertalc\cellx10759\clvertalc\
cellx10760\clvertalc\cellx10761\clvertalc\cellx10762\trrh35\row}}}
{\trowd\clshdng100\clcfpat12\clcbpat12\cellx3747\clvertalb\clshdng100\clcfpat12\
clcbpat12\cellx3929\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx4077\clvertalb
\clshdng100\clcfpat12\clcbpat12\cellx4763\clvertalb\clshdng100\clcfpat12\clcbpat
12\cellx4886\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx5068\clvertalb\clshdn
g100\clcfpat12\clcbpat12\cellx5216\clvertalb\clshdng100\clcfpat12\clcbpat12\cell
x5902\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx6025\clvertalb\clshdng100\cl
cfpat12\clcbpat12\cellx6207\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx6355\c
lvertalb\clshdng100\clcfpat12\clcbpat12\cellx7041\clvertalb\clshdng100\clcfpat12
\clcbpat12\cellx7164\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7346\clvertal
b\clshdng100\clcfpat12\clcbpat12\cellx7449\clvertalb\clshdng100\clcfpat12\clcbpa
t12\cellx8135\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8258\clvertalb\clshd
ng100\clcfpat12\clcbpat12\cellx8440\clvertalb\clshdng100\clcfpat12\clcbpat12\cel
lx8519\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8830\clvertalb\clshdng100\c
lcfpat12\clcbpat12\cellx8953\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9135\
clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9238\clvertalb\clshdng100\clcfpat1
2\clcbpat12\cellx9924\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx10047\clvert
alb\clshdng100\clcfpat12\clcbpat12\cellx10229\clvertalb\clshdng100\clcfpat12\clc
bpat12\cellx10308\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx10619\clvertalb\
clshdng100\clcfpat12\clcbpat12\cellx10742\clvertalc\clshdng100\clcfpat12\clcbpat
12\cellx10743\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10744\clvertalc\clsh
dng100\clcfpat12\clcbpat12\cellx10745\clvertalc\clshdng100\clcfpat12\clcbpat12\c
ellx10746\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10747\clvertalc\clshdng1
00\clcfpat12\clcbpat12\cellx10748\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx
10749\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10750\clvertalc\clshdng100\c
lcfpat12\clcbpat12\cellx10751\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx1075
2\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10753\clvertalc\clshdng100\clcfp
at12\clcbpat12\cellx10754\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10755\cl
vertalc\clshdng100\clcfpat12\clcbpat12\cellx10756\clvertalc\clshdng100\clcfpat12
\clcbpat12\cellx10757\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10758\clvert
alc\clshdng100\clcfpat12\clcbpat12\cellx10759\clvertalc\clshdng100\clcfpat12\clc
bpat12\cellx10760\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10761\clvertalc\
clshdng100\clcfpat12\clcbpat12\cellx10762\trrh206
\pard\plain\intbl\li572\fi-176\cf1\f51\fs16\ql Total revenue\cell\pard\plain\int
bl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql $\cell\pard\plain\
intbl\cf1\f51\fs16\qr 8,843,189\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\
pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql $\ce
ll\pard\plain\intbl\cf1\f51\fs16\qr 7,346,472\cell\pard\plain\intbl\cf1\f51\fs16
\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f5
1\fs16\ql $\cell\pard\plain\intbl\cf1\f51\fs16\qr 6,121,156\cell\pard\plain\intb
l\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plai
n\intbl\cf1\f51\fs16\ql $\cell\pard\plain\intbl\cf1\f51\fs16\qr 1,496,717\cell\p
ard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\
cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 2
0.4\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs1
3\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql $\cell\pard\plain\intbl\cf1\f51\
fs16\qr 1,225,316\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\int
bl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain
\intbl\cf1\f51\fs16\qr 20.0\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard
\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\i
ntbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\
fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql
\~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\
pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\pla
in\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl
\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16
\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\c
ell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell{

{\trowd\clshdng100\clcfpat12\clcbpat12\cellx3747\clvertalb\clshdng100\clcfpat12\
clcbpat12\cellx3929\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx4077\clvertalb
\clshdng100\clcfpat12\clcbpat12\cellx4763\clvertalb\clshdng100\clcfpat12\clcbpat
12\cellx4886\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx5068\clvertalb\clshdn
g100\clcfpat12\clcbpat12\cellx5216\clvertalb\clshdng100\clcfpat12\clcbpat12\cell
x5902\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx6025\clvertalb\clshdng100\cl
cfpat12\clcbpat12\cellx6207\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx6355\c
lvertalb\clshdng100\clcfpat12\clcbpat12\cellx7041\clvertalb\clshdng100\clcfpat12
\clcbpat12\cellx7164\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7346\clvertal
b\clshdng100\clcfpat12\clcbpat12\cellx7449\clvertalb\clshdng100\clcfpat12\clcbpa
t12\cellx8135\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8258\clvertalb\clshd
ng100\clcfpat12\clcbpat12\cellx8440\clvertalb\clshdng100\clcfpat12\clcbpat12\cel
lx8519\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8830\clvertalb\clshdng100\c
lcfpat12\clcbpat12\cellx8953\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9135\
clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9238\clvertalb\clshdng100\clcfpat1
2\clcbpat12\cellx9924\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx10047\clvert
alb\clshdng100\clcfpat12\clcbpat12\cellx10229\clvertalb\clshdng100\clcfpat12\clc
bpat12\cellx10308\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx10619\clvertalb\
clshdng100\clcfpat12\clcbpat12\cellx10742\clvertalc\clshdng100\clcfpat12\clcbpat
12\cellx10743\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10744\clvertalc\clsh
dng100\clcfpat12\clcbpat12\cellx10745\clvertalc\clshdng100\clcfpat12\clcbpat12\c
ellx10746\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10747\clvertalc\clshdng1
00\clcfpat12\clcbpat12\cellx10748\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx
10749\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10750\clvertalc\clshdng100\c
lcfpat12\clcbpat12\cellx10751\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx1075
2\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10753\clvertalc\clshdng100\clcfp
at12\clcbpat12\cellx10754\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10755\cl
vertalc\clshdng100\clcfpat12\clcbpat12\cellx10756\clvertalc\clshdng100\clcfpat12
\clcbpat12\cellx10757\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10758\clvert
alc\clshdng100\clcfpat12\clcbpat12\cellx10759\clvertalc\clshdng100\clcfpat12\clc
bpat12\cellx10760\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10761\clvertalc\
clshdng100\clcfpat12\clcbpat12\cellx10762\trrh206\row}}}
{\trowd\clvertalb\cellx3747\clvertalb\cellx3929\clvertalb\cellx4077\clvertalb\ce
llx4763\clvertalc\cellx4886\clvertalb\cellx5068\clvertalb\cellx5216\clvertalb\ce
llx5902\clvertalc\cellx6025\clvertalb\cellx6207\clvertalb\cellx6355\clvertalb\ce
llx7041\clvertalc\cellx7164\clvertalb\cellx7346\clvertalb\cellx7449\clvertalb\ce
llx8135\clvertalc\cellx8258\clvertalb\cellx8440\clvertalb\cellx8519\clvertalb\ce
llx8830\clvertalb\cellx8953\clvertalb\cellx9135\clvertalb\cellx9238\clvertalb\ce
llx9924\clvertalc\cellx10047\clvertalb\cellx10229\clvertalb\cellx10308\clvertalb
\cellx10619\clvertalb\cellx10742\clvertalc\cellx10743\clvertalc\cellx10744\clver
talc\cellx10745\clvertalc\cellx10746\clvertalc\cellx10747\clvertalc\cellx10748\c
lvertalc\cellx10749\clvertalc\cellx10750\clvertalc\cellx10751\clvertalc\cellx107
52\clvertalc\cellx10753\clvertalc\cellx10754\clvertalc\cellx10755\clvertalc\cell
x10756\clvertalc\cellx10757\clvertalc\cellx10758\clvertalc\cellx10759\clvertalc\
cellx10760\clvertalc\cellx10761\clvertalc\cellx10762\trrh80
\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\~\cell
\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell
\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\~\ce
ll\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\ce
ll\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\~\
cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\
cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\
~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\p
ard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\~\cell\par
d\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\par
d\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\~\cell\p
ard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plai
n\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\

f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\


ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\ce
ll\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\
plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\in
tbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\f
s16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \
~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\p
ard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plai
n\intbl\f0\fs16\ql \~\cell{
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llx5902\clvertalc\cellx6025\clvertalb\cellx6207\clvertalb\cellx6355\clvertalb\ce
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198\fi462\cf1\f51\fs16\ql Revenue from our Financial Services segment grew 22.5%
or $682.1 million in 2013, as compared to 2012. This strength was driven by rev
enue\plain\cf1\f51\fs16\ql growth of $494.1 million from our banking customers
who benefited from the improving economy. In this segment, revenue from customer
s added during\plain\cf1\f51\fs16\ql 2013 was approximately $75.3\~million and
represented 11.0% of the year-over-year revenue increase in this segment. During
the year, key areas of focus\plain\cf1\f51\fs16\ql for our Financial Services
customers included cost optimization, regulatory and compliance driven initiativ
es, risk management, and the adoption and\plain\cf1\f51\fs16\ql integration of
SMAC solutions to align with shifts in consumer preferences. Revenue from our Fi
nancial Services segment grew 20.5% or $517.0 million\plain\cf1\f51\fs16\ql in
2012, as compared to 2011. During 2012, our banking and insurance customers each
almost equally contributed to the year-over-year revenue increase.\plain\cf1\f5
1\fs16\ql In 2012, revenue from customers added during that year was approximat
ely $35.5 million and represented 6.9% of the year-over-year revenue increase in
\plain\cf1\f51\fs16\ql this segment.\par\pard\plain\sb198\fi462\cf1\f51\fs16\ql
Revenue from our Healthcare segment grew 17.1% or $329.9 million in 2013, as co
mpared to 2012. Our healthcare and life sciences customers\plain\cf1\f51\fs16\ql
contributed approximately $241.5 million and $88.4 million, respectively, to t
he year-over-year revenue increase. Revenue from customers added during\plain\cf
1\f51\fs16\ql 2013 was approximately $30.4\~million and represented 9.2% of the
year-over-year revenue increase in this segment. Growth within the segment was\
plain\cf1\f51\fs16\ql driven by work related to Affordable Care Act initiatives
, including extended support for member enrollment and the implementation of dir
ect to consumer\plain\cf1\f51\fs16\ql programs through mobile platforms. Revenu
e from our Healthcare segment grew 19.3% or $312.7 million in 2012, as compared
to 2011. In 2012, growth\plain\cf1\f51\fs16\ql was driven primarily by our heal
thcare customers, which contributed $222.4 million to year-over-year revenue gro
wth. Revenue from customers added\plain\cf1\f51\fs16\ql during 2012 was approxi
mately $19.8 million and represented 6.3% of the year-over-year revenue increase
in this segment. IT spending by some of our\plain\cf1\f51\fs16\ql life science
s customers has been and may continue to be adversely impacted by the patent cli
ff affecting some of our pharmaceutical customers.\par\pard\plain\sb198\fi462\cf
1\f51\fs16\ql Revenue from our Manufacturing/Retail/Logistics segment grew 24.7%
or $369.6 million in 2013, as compared to 2012. During 2013, growth was\plain\c
f1\f51\fs16\ql stronger among our manufacturing and logistics customers, where
revenue increased by approximately $200.0 million as compared to approximately\p
lain\cf1\f51\fs16\ql $169.6 million for our retail and hospitality customers. R

evenue from customers added during 2013 was approximately $79.9 million and repr
esented\plain\cf1\f51\fs16\ql 21.6% of the year-over-year revenue increase in t
his segment. Demand within this segment was\par\pard\plain\cf1\f51\fs13\ql \~\pa
r\pard\plain\cf1\f51\fs16\qc 50
\page\par\pard\plain\f0\fs4\par\pard\plain\f0\fs2\brdrt\brdrs\brdrw15\brdrcf2\br
drsp0\par\pard\plain\f0\fs4\par\par\pard\plain\ul{\field{\*\fldinst HYPERLINK \\
l "toc" }{\*\fldrslt\cf3\f52\fs16\b\ql Table of Contents}}\par\pard\plain\cf1\f5
1\fs16\ql driven by multichannel commerce implementation and integration efforts
, supply chain consulting and implementation initiatives, and increased adoption
of\plain\cf1\f51\fs16\ql SMAC solutions. Revenue from our Manufacturing/Retail
/Logistics segment grew 25.2% or $301.2 million in 2012, as compared to 2011. In
2012, growth\plain\cf1\f51\fs16\ql within this segment was stronger among our
retail and hospitality customers, where revenue increased by approximately $219.
0 million, while revenue for\plain\cf1\f51\fs16\ql our manufacturing and logist
ics customers increased by approximately $82.2\~million. In 2012, revenue from c
ustomers added during that year was\plain\cf1\f51\fs16\ql approximately $57.8 m
illion and represented 19.2% of the year-over-year revenue increase in this segm
ent.\par\pard\plain\sb198\fi462\cf1\f51\fs16\ql Revenue from our Other segment g
rew 13.1% or $115.0 million in 2013, as compared to 2012. In 2013, growth within
Other was particularly\plain\cf1\f51\fs16\ql strong among our high technology
customers, where revenue increased by approximately $54.0 million due to an incr
ease in discretionary spending.\plain\cf1\f51\fs16\ql Revenue from customers ad
ded during 2013 was approximately $57.9 million and represented 50.3% of the yea
r-over-year revenue increase in this\plain\cf1\f51\fs16\ql segment. Revenue fro
m our Other segment grew 12.0% or $94.4 million in 2012, as compared to 2011. In
2012, each of our operating segments within\plain\cf1\f51\fs16\ql Other, inclu
ding information, media and entertainment services, communications and high tech
nology, grew slower than the company average. In 2012,\plain\cf1\f51\fs16\ql re
venue from customers added during that year was approximately $23.4 million and
represented 24.8% of the year-over-year revenue increase in this\plain\cf1\f51\f
s16\ql segment.\par\pard\plain\sb198\fi462\cf1\f51\fs16\i\ql Revenue\u8212?Geog
raphic Locations\plain\cf1\f51\fs16\ql . Revenues by geographic location were as
follows:\par\pard\plain\sb198\cf1\f51\fs16\ql (Dollars in thousands)\par\pard\p
lain\cf1\f51\fs18\ql \~
\par\pard\plain
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{\trowd\clshdng100\clcfpat12\clcbpat12\cellx3703\clvertalb\clshdng100\clcfpat12\
clcbpat12\cellx3892\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx4040\clvertalb
\clshdng100\clcfpat12\clcbpat12\cellx4726\clvertalb\clshdng100\clcfpat12\clcbpat
12\cellx4849\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx5038\clvertalb\clshdn
g100\clcfpat12\clcbpat12\cellx5186\clvertalb\clshdng100\clcfpat12\clcbpat12\cell
x5872\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx5995\clvertalb\clshdng100\cl
cfpat12\clcbpat12\cellx6184\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx6332\c
lvertalb\clshdng100\clcfpat12\clcbpat12\cellx7018\clvertalb\clshdng100\clcfpat12
\clcbpat12\cellx7141\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7330\clvertal
b\clshdng100\clcfpat12\clcbpat12\cellx7433\clvertalb\clshdng100\clcfpat12\clcbpa
t12\cellx8119\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8242\clvertalb\clshd
ng100\clcfpat12\clcbpat12\cellx8431\clvertalb\clshdng100\clcfpat12\clcbpat12\cel
lx8510\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8821\clvertalb\clshdng100\c
lcfpat12\clcbpat12\cellx8944\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9133\
clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9236\clvertalb\clshdng100\clcfpat1
2\clcbpat12\cellx9922\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx10045\clvert
alb\clshdng100\clcfpat12\clcbpat12\cellx10234\clvertalb\clshdng100\clcfpat12\clc

bpat12\cellx10313\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx10624\clvertalb\
clshdng100\clcfpat12\clcbpat12\cellx10747\clvertalc\clshdng100\clcfpat12\clcbpat
12\cellx10748\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10749\clvertalc\clsh
dng100\clcfpat12\clcbpat12\cellx10750\clvertalc\clshdng100\clcfpat12\clcbpat12\c
ellx10751\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10752\clvertalc\clshdng1
00\clcfpat12\clcbpat12\cellx10753\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx
10754\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10755\clvertalc\clshdng100\c
lcfpat12\clcbpat12\cellx10756\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx1075
7\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10758\clvertalc\clshdng100\clcfp
at12\clcbpat12\cellx10759\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10760\cl
vertalc\clshdng100\clcfpat12\clcbpat12\cellx10761\clvertalc\clshdng100\clcfpat12
\clcbpat12\cellx10762\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10763\clvert
alc\clshdng100\clcfpat12\clcbpat12\cellx10764\clvertalc\clshdng100\clcfpat12\clc
bpat12\cellx10765\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10766\clvertalc\
clshdng100\clcfpat12\clcbpat12\cellx10767\trrh206
\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql North America\cell\pard\plain\int
bl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql $\cell\pard\plain\
intbl\cf1\f51\fs16\qr 6,860,067\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\
pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql $\ce
ll\pard\plain\intbl\cf1\f51\fs16\qr 5,836,258\cell\pard\plain\intbl\cf1\f51\fs16
\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f5
1\fs16\ql $\cell\pard\plain\intbl\cf1\f51\fs16\qr 4,802,958\cell\pard\plain\intb
l\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plai
n\intbl\cf1\f51\fs16\ql $\cell\pard\plain\intbl\cf1\f51\fs16\qr 1,023,809\cell\p
ard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\
cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 1
7.5\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs1
3\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql $\cell\pard\plain\intbl\cf1\f51\
fs16\qr 1,033,300\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\int
bl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain
\intbl\cf1\f51\fs16\qr 21.5\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard
\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\i
ntbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\
fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql
\~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\
pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\pla
in\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl
\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16
\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\c
ell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell{
{\trowd\clshdng100\clcfpat12\clcbpat12\cellx3703\clvertalb\clshdng100\clcfpat12\
clcbpat12\cellx3892\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx4040\clvertalb
\clshdng100\clcfpat12\clcbpat12\cellx4726\clvertalb\clshdng100\clcfpat12\clcbpat
12\cellx4849\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx5038\clvertalb\clshdn
g100\clcfpat12\clcbpat12\cellx5186\clvertalb\clshdng100\clcfpat12\clcbpat12\cell
x5872\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx5995\clvertalb\clshdng100\cl
cfpat12\clcbpat12\cellx6184\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx6332\c
lvertalb\clshdng100\clcfpat12\clcbpat12\cellx7018\clvertalb\clshdng100\clcfpat12
\clcbpat12\cellx7141\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7330\clvertal
b\clshdng100\clcfpat12\clcbpat12\cellx7433\clvertalb\clshdng100\clcfpat12\clcbpa
t12\cellx8119\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8242\clvertalb\clshd
ng100\clcfpat12\clcbpat12\cellx8431\clvertalb\clshdng100\clcfpat12\clcbpat12\cel
lx8510\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8821\clvertalb\clshdng100\c
lcfpat12\clcbpat12\cellx8944\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9133\
clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9236\clvertalb\clshdng100\clcfpat1
2\clcbpat12\cellx9922\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx10045\clvert
alb\clshdng100\clcfpat12\clcbpat12\cellx10234\clvertalb\clshdng100\clcfpat12\clc
bpat12\cellx10313\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx10624\clvertalb\
clshdng100\clcfpat12\clcbpat12\cellx10747\clvertalc\clshdng100\clcfpat12\clcbpat
12\cellx10748\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10749\clvertalc\clsh

dng100\clcfpat12\clcbpat12\cellx10750\clvertalc\clshdng100\clcfpat12\clcbpat12\c
ellx10751\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10752\clvertalc\clshdng1
00\clcfpat12\clcbpat12\cellx10753\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx
10754\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10755\clvertalc\clshdng100\c
lcfpat12\clcbpat12\cellx10756\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx1075
7\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10758\clvertalc\clshdng100\clcfp
at12\clcbpat12\cellx10759\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10760\cl
vertalc\clshdng100\clcfpat12\clcbpat12\cellx10761\clvertalc\clshdng100\clcfpat12
\clcbpat12\cellx10762\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10763\clvert
alc\clshdng100\clcfpat12\clcbpat12\cellx10764\clvertalc\clshdng100\clcfpat12\clc
bpat12\cellx10765\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10766\clvertalc\
clshdng100\clcfpat12\clcbpat12\cellx10767\trrh206\row}}}
{\trowd\clvertalb\cellx3703\clvertalb\cellx3892\clvertalb\cellx4040\clvertalb\ce
llx4726\clvertalc\cellx4849\clvertalb\cellx5038\clvertalb\cellx5186\clvertalb\ce
llx5872\clvertalc\cellx5995\clvertalb\cellx6184\clvertalb\cellx6332\clvertalb\ce
llx7018\clvertalc\cellx7141\clvertalb\cellx7330\clvertalb\cellx7433\clvertalb\ce
llx8119\clvertalc\cellx8242\clvertalb\cellx8431\clvertalb\cellx8510\clvertalb\ce
llx8821\clvertalb\cellx8944\clvertalb\cellx9133\clvertalb\cellx9236\clvertalb\ce
llx9922\clvertalc\cellx10045\clvertalb\cellx10234\clvertalb\cellx10313\clvertalb
\cellx10624\clvertalb\cellx10747\clvertalc\cellx10748\clvertalc\cellx10749\clver
talc\cellx10750\clvertalc\cellx10751\clvertalc\cellx10752\clvertalc\cellx10753\c
lvertalc\cellx10754\clvertalc\cellx10755\clvertalc\cellx10756\clvertalc\cellx107
57\clvertalc\cellx10758\clvertalc\cellx10759\clvertalc\cellx10760\clvertalc\cell
x10761\clvertalc\cellx10762\clvertalc\cellx10763\clvertalc\cellx10764\clvertalc\
cellx10765\clvertalc\cellx10766\clvertalc\cellx10767\trrh35
\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\~\cell
\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell
\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\~\ce
ll\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\ce
ll\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\~\
cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\
cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\
~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\p
ard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\~\cell\par
d\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\par
d\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\~\cell\p
ard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plai
n\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\
f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\
ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\ce
ll\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\
plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\in
tbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\f
s16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \
~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\p
ard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plai
n\intbl\f0\fs16\ql \~\cell{
{\trowd\clvertalb\cellx3703\clvertalb\cellx3892\clvertalb\cellx4040\clvertalb\ce
llx4726\clvertalc\cellx4849\clvertalb\cellx5038\clvertalb\cellx5186\clvertalb\ce
llx5872\clvertalc\cellx5995\clvertalb\cellx6184\clvertalb\cellx6332\clvertalb\ce
llx7018\clvertalc\cellx7141\clvertalb\cellx7330\clvertalb\cellx7433\clvertalb\ce
llx8119\clvertalc\cellx8242\clvertalb\cellx8431\clvertalb\cellx8510\clvertalb\ce
llx8821\clvertalb\cellx8944\clvertalb\cellx9133\clvertalb\cellx9236\clvertalb\ce
llx9922\clvertalc\cellx10045\clvertalb\cellx10234\clvertalb\cellx10313\clvertalb
\cellx10624\clvertalb\cellx10747\clvertalc\cellx10748\clvertalc\cellx10749\clver
talc\cellx10750\clvertalc\cellx10751\clvertalc\cellx10752\clvertalc\cellx10753\c
lvertalc\cellx10754\clvertalc\cellx10755\clvertalc\cellx10756\clvertalc\cellx107
57\clvertalc\cellx10758\clvertalc\cellx10759\clvertalc\cellx10760\clvertalc\cell

x10761\clvertalc\cellx10762\clvertalc\cellx10763\clvertalc\cellx10764\clvertalc\
cellx10765\clvertalc\cellx10766\clvertalc\cellx10767\trrh35\row}}}
{\trowd\cellx3703\clvertalb\cellx3892\clvertalb\cellx4040\clvertalb\cellx4726\cl
vertalb\cellx4849\clvertalb\cellx5038\clvertalb\cellx5186\clvertalb\cellx5872\cl
vertalb\cellx5995\clvertalb\cellx6184\clvertalb\cellx6332\clvertalb\cellx7018\cl
vertalb\cellx7141\clvertalb\cellx7330\clvertalb\cellx7433\clvertalb\cellx8119\cl
vertalb\cellx8242\clvertalb\cellx8431\clvertalb\cellx8510\clvertalb\cellx8821\cl
vertalb\cellx8944\clvertalb\cellx9133\clvertalb\cellx9236\clvertalb\cellx9922\cl
vertalb\cellx10045\clvertalb\cellx10234\clvertalb\cellx10313\clvertalb\cellx1062
4\clvertalb\cellx10747\clvertalc\cellx10748\clvertalc\cellx10749\clvertalc\cellx
10750\clvertalc\cellx10751\clvertalc\cellx10752\clvertalc\cellx10753\clvertalc\c
ellx10754\clvertalc\cellx10755\clvertalc\cellx10756\clvertalc\cellx10757\clverta
lc\cellx10758\clvertalc\cellx10759\clvertalc\cellx10760\clvertalc\cellx10761\clv
ertalc\cellx10762\clvertalc\cellx10763\clvertalc\cellx10764\clvertalc\cellx10765
\clvertalc\cellx10766\clvertalc\cellx10767\trrh206
\pard\plain\intbl\li572\fi-176\cf1\f51\fs16\ql United Kingdom\cell\pard\plain\in
tbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plai
n\intbl\cf1\f51\fs16\qr 942,579\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\
pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\c
ell\pard\plain\intbl\cf1\f51\fs16\qr 764,936\cell\pard\plain\intbl\cf1\f51\fs16\
ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51
\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 698,853\cell\pard\plain\intbl\
cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\
intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 177,643\cell\pard
\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cel
l\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 23.2
\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\q
l \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs
16\qr 66,083\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf
1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intb
l\cf1\f51\fs16\qr 9.5\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain
\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f
0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\q
l \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cel
l\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\p
lain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\int
bl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs
16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~
\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pa
rd\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell{
{\trowd\cellx3703\clvertalb\cellx3892\clvertalb\cellx4040\clvertalb\cellx4726\cl
vertalb\cellx4849\clvertalb\cellx5038\clvertalb\cellx5186\clvertalb\cellx5872\cl
vertalb\cellx5995\clvertalb\cellx6184\clvertalb\cellx6332\clvertalb\cellx7018\cl
vertalb\cellx7141\clvertalb\cellx7330\clvertalb\cellx7433\clvertalb\cellx8119\cl
vertalb\cellx8242\clvertalb\cellx8431\clvertalb\cellx8510\clvertalb\cellx8821\cl
vertalb\cellx8944\clvertalb\cellx9133\clvertalb\cellx9236\clvertalb\cellx9922\cl
vertalb\cellx10045\clvertalb\cellx10234\clvertalb\cellx10313\clvertalb\cellx1062
4\clvertalb\cellx10747\clvertalc\cellx10748\clvertalc\cellx10749\clvertalc\cellx
10750\clvertalc\cellx10751\clvertalc\cellx10752\clvertalc\cellx10753\clvertalc\c
ellx10754\clvertalc\cellx10755\clvertalc\cellx10756\clvertalc\cellx10757\clverta
lc\cellx10758\clvertalc\cellx10759\clvertalc\cellx10760\clvertalc\cellx10761\clv
ertalc\cellx10762\clvertalc\cellx10763\clvertalc\cellx10764\clvertalc\cellx10765
\clvertalc\cellx10766\clvertalc\cellx10767\trrh206\row}}}
{\trowd\clshdng100\clcfpat12\clcbpat12\cellx3703\clvertalb\clshdng100\clcfpat12\
clcbpat12\cellx3892\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx4040\clvertalb
\clshdng100\clcfpat12\clcbpat12\cellx4726\clvertalb\clshdng100\clcfpat12\clcbpat
12\cellx4849\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx5038\clvertalb\clshdn
g100\clcfpat12\clcbpat12\cellx5186\clvertalb\clshdng100\clcfpat12\clcbpat12\cell
x5872\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx5995\clvertalb\clshdng100\cl
cfpat12\clcbpat12\cellx6184\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx6332\c

lvertalb\clshdng100\clcfpat12\clcbpat12\cellx7018\clvertalb\clshdng100\clcfpat12
\clcbpat12\cellx7141\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7330\clvertal
b\clshdng100\clcfpat12\clcbpat12\cellx7433\clvertalb\clshdng100\clcfpat12\clcbpa
t12\cellx8119\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8242\clvertalb\clshd
ng100\clcfpat12\clcbpat12\cellx8431\clvertalb\clshdng100\clcfpat12\clcbpat12\cel
lx8510\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8821\clvertalb\clshdng100\c
lcfpat12\clcbpat12\cellx8944\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9133\
clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9236\clvertalb\clshdng100\clcfpat1
2\clcbpat12\cellx9922\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx10045\clvert
alb\clshdng100\clcfpat12\clcbpat12\cellx10234\clvertalb\clshdng100\clcfpat12\clc
bpat12\cellx10313\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx10624\clvertalb\
clshdng100\clcfpat12\clcbpat12\cellx10747\clvertalc\clshdng100\clcfpat12\clcbpat
12\cellx10748\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10749\clvertalc\clsh
dng100\clcfpat12\clcbpat12\cellx10750\clvertalc\clshdng100\clcfpat12\clcbpat12\c
ellx10751\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10752\clvertalc\clshdng1
00\clcfpat12\clcbpat12\cellx10753\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx
10754\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10755\clvertalc\clshdng100\c
lcfpat12\clcbpat12\cellx10756\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx1075
7\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10758\clvertalc\clshdng100\clcfp
at12\clcbpat12\cellx10759\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10760\cl
vertalc\clshdng100\clcfpat12\clcbpat12\cellx10761\clvertalc\clshdng100\clcfpat12
\clcbpat12\cellx10762\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10763\clvert
alc\clshdng100\clcfpat12\clcbpat12\cellx10764\clvertalc\clshdng100\clcfpat12\clc
bpat12\cellx10765\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10766\clvertalc\
clshdng100\clcfpat12\clcbpat12\cellx10767\trrh206
\pard\plain\intbl\li572\fi-176\cf1\f51\fs16\ql Rest of Europe\cell\pard\plain\in
tbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plai
n\intbl\cf1\f51\fs16\qr 636,626\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\
pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\c
ell\pard\plain\intbl\cf1\f51\fs16\qr 430,554\cell\pard\plain\intbl\cf1\f51\fs16\
ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51
\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 398,622\cell\pard\plain\intbl\
cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\
intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 206,072\cell\pard
\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cel
l\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 47.9
\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\q
l \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs
16\qr 31,932\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf
1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intb
l\cf1\f51\fs16\qr 8.0\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain
\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f
0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\q
l \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cel
l\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\p
lain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\int
bl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs
16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~
\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pa
rd\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell{
{\trowd\clshdng100\clcfpat12\clcbpat12\cellx3703\clvertalb\clshdng100\clcfpat12\
clcbpat12\cellx3892\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx4040\clvertalb
\clshdng100\clcfpat12\clcbpat12\cellx4726\clvertalb\clshdng100\clcfpat12\clcbpat
12\cellx4849\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx5038\clvertalb\clshdn
g100\clcfpat12\clcbpat12\cellx5186\clvertalb\clshdng100\clcfpat12\clcbpat12\cell
x5872\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx5995\clvertalb\clshdng100\cl
cfpat12\clcbpat12\cellx6184\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx6332\c
lvertalb\clshdng100\clcfpat12\clcbpat12\cellx7018\clvertalb\clshdng100\clcfpat12
\clcbpat12\cellx7141\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7330\clvertal
b\clshdng100\clcfpat12\clcbpat12\cellx7433\clvertalb\clshdng100\clcfpat12\clcbpa

t12\cellx8119\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8242\clvertalb\clshd
ng100\clcfpat12\clcbpat12\cellx8431\clvertalb\clshdng100\clcfpat12\clcbpat12\cel
lx8510\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8821\clvertalb\clshdng100\c
lcfpat12\clcbpat12\cellx8944\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9133\
clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9236\clvertalb\clshdng100\clcfpat1
2\clcbpat12\cellx9922\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx10045\clvert
alb\clshdng100\clcfpat12\clcbpat12\cellx10234\clvertalb\clshdng100\clcfpat12\clc
bpat12\cellx10313\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx10624\clvertalb\
clshdng100\clcfpat12\clcbpat12\cellx10747\clvertalc\clshdng100\clcfpat12\clcbpat
12\cellx10748\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10749\clvertalc\clsh
dng100\clcfpat12\clcbpat12\cellx10750\clvertalc\clshdng100\clcfpat12\clcbpat12\c
ellx10751\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10752\clvertalc\clshdng1
00\clcfpat12\clcbpat12\cellx10753\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx
10754\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10755\clvertalc\clshdng100\c
lcfpat12\clcbpat12\cellx10756\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx1075
7\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10758\clvertalc\clshdng100\clcfp
at12\clcbpat12\cellx10759\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10760\cl
vertalc\clshdng100\clcfpat12\clcbpat12\cellx10761\clvertalc\clshdng100\clcfpat12
\clcbpat12\cellx10762\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10763\clvert
alc\clshdng100\clcfpat12\clcbpat12\cellx10764\clvertalc\clshdng100\clcfpat12\clc
bpat12\cellx10765\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10766\clvertalc\
clshdng100\clcfpat12\clcbpat12\cellx10767\trrh206\row}}}
{\trowd\clvertalb\cellx3703\clvertalb\cellx3892\clvertalb\cellx4040\clvertalb\ce
llx4726\clvertalc\cellx4849\clvertalb\cellx5038\clvertalb\cellx5186\clvertalb\ce
llx5872\clvertalc\cellx5995\clvertalb\cellx6184\clvertalb\cellx6332\clvertalb\ce
llx7018\clvertalc\cellx7141\clvertalb\cellx7330\clvertalb\cellx7433\clvertalb\ce
llx8119\clvertalc\cellx8242\clvertalb\cellx8431\clvertalb\cellx8510\clvertalb\ce
llx8821\clvertalb\cellx8944\clvertalb\cellx9133\clvertalb\cellx9236\clvertalb\ce
llx9922\clvertalc\cellx10045\clvertalb\cellx10234\clvertalb\cellx10313\clvertalb
\cellx10624\clvertalb\cellx10747\clvertalc\cellx10748\clvertalc\cellx10749\clver
talc\cellx10750\clvertalc\cellx10751\clvertalc\cellx10752\clvertalc\cellx10753\c
lvertalc\cellx10754\clvertalc\cellx10755\clvertalc\cellx10756\clvertalc\cellx107
57\clvertalc\cellx10758\clvertalc\cellx10759\clvertalc\cellx10760\clvertalc\cell
x10761\clvertalc\cellx10762\clvertalc\cellx10763\clvertalc\cellx10764\clvertalc\
cellx10765\clvertalc\cellx10766\clvertalc\cellx10767\trrh35
\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\~\cell
\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell
\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\~\ce
ll\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\ce
ll\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\~\
cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\
cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\
~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\p
ard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\~\cell\par
d\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\par
d\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\~\cell\p
ard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plai
n\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\
f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\
ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\ce
ll\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\
plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\in
tbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\f
s16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \
~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\p
ard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plai
n\intbl\f0\fs16\ql \~\cell{
{\trowd\clvertalb\cellx3703\clvertalb\cellx3892\clvertalb\cellx4040\clvertalb\ce

llx4726\clvertalc\cellx4849\clvertalb\cellx5038\clvertalb\cellx5186\clvertalb\ce
llx5872\clvertalc\cellx5995\clvertalb\cellx6184\clvertalb\cellx6332\clvertalb\ce
llx7018\clvertalc\cellx7141\clvertalb\cellx7330\clvertalb\cellx7433\clvertalb\ce
llx8119\clvertalc\cellx8242\clvertalb\cellx8431\clvertalb\cellx8510\clvertalb\ce
llx8821\clvertalb\cellx8944\clvertalb\cellx9133\clvertalb\cellx9236\clvertalb\ce
llx9922\clvertalc\cellx10045\clvertalb\cellx10234\clvertalb\cellx10313\clvertalb
\cellx10624\clvertalb\cellx10747\clvertalc\cellx10748\clvertalc\cellx10749\clver
talc\cellx10750\clvertalc\cellx10751\clvertalc\cellx10752\clvertalc\cellx10753\c
lvertalc\cellx10754\clvertalc\cellx10755\clvertalc\cellx10756\clvertalc\cellx107
57\clvertalc\cellx10758\clvertalc\cellx10759\clvertalc\cellx10760\clvertalc\cell
x10761\clvertalc\cellx10762\clvertalc\cellx10763\clvertalc\cellx10764\clvertalc\
cellx10765\clvertalc\cellx10766\clvertalc\cellx10767\trrh35\row}}}
{\trowd\cellx3703\clvertalb\cellx3892\clvertalb\cellx4040\clvertalb\cellx4726\cl
vertalb\cellx4849\clvertalb\cellx5038\clvertalb\cellx5186\clvertalb\cellx5872\cl
vertalb\cellx5995\clvertalb\cellx6184\clvertalb\cellx6332\clvertalb\cellx7018\cl
vertalb\cellx7141\clvertalb\cellx7330\clvertalb\cellx7433\clvertalb\cellx8119\cl
vertalb\cellx8242\clvertalb\cellx8431\clvertalb\cellx8510\clvertalb\cellx8821\cl
vertalb\cellx8944\clvertalb\cellx9133\clvertalb\cellx9236\clvertalb\cellx9922\cl
vertalb\cellx10045\clvertalb\cellx10234\clvertalb\cellx10313\clvertalb\cellx1062
4\clvertalb\cellx10747\clvertalc\cellx10748\clvertalc\cellx10749\clvertalc\cellx
10750\clvertalc\cellx10751\clvertalc\cellx10752\clvertalc\cellx10753\clvertalc\c
ellx10754\clvertalc\cellx10755\clvertalc\cellx10756\clvertalc\cellx10757\clverta
lc\cellx10758\clvertalc\cellx10759\clvertalc\cellx10760\clvertalc\cellx10761\clv
ertalc\cellx10762\clvertalc\cellx10763\clvertalc\cellx10764\clvertalc\cellx10765
\clvertalc\cellx10766\clvertalc\cellx10767\trrh206
\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql Europe\u8212?Total\cell\pard\plai
n\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\
plain\intbl\cf1\f51\fs16\qr 1,579,205\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~
\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\q
l \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 1,195,490\cell\pard\plain\intbl\cf1\f
51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl
\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 1,097,475\cell\pard\pl
ain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\p
ard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 383,715
\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\q
l \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs
16\qr 32.1\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\
f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\
cf1\f51\fs16\qr 98,015\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plai
n\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\
plain\intbl\cf1\f51\fs16\qr 8.9\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\
pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\pla
in\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl
\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16
\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\c
ell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard
\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\i
ntbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\
fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql
\~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell{
{\trowd\cellx3703\clvertalb\cellx3892\clvertalb\cellx4040\clvertalb\cellx4726\cl
vertalb\cellx4849\clvertalb\cellx5038\clvertalb\cellx5186\clvertalb\cellx5872\cl
vertalb\cellx5995\clvertalb\cellx6184\clvertalb\cellx6332\clvertalb\cellx7018\cl
vertalb\cellx7141\clvertalb\cellx7330\clvertalb\cellx7433\clvertalb\cellx8119\cl
vertalb\cellx8242\clvertalb\cellx8431\clvertalb\cellx8510\clvertalb\cellx8821\cl
vertalb\cellx8944\clvertalb\cellx9133\clvertalb\cellx9236\clvertalb\cellx9922\cl
vertalb\cellx10045\clvertalb\cellx10234\clvertalb\cellx10313\clvertalb\cellx1062
4\clvertalb\cellx10747\clvertalc\cellx10748\clvertalc\cellx10749\clvertalc\cellx
10750\clvertalc\cellx10751\clvertalc\cellx10752\clvertalc\cellx10753\clvertalc\c
ellx10754\clvertalc\cellx10755\clvertalc\cellx10756\clvertalc\cellx10757\clverta

lc\cellx10758\clvertalc\cellx10759\clvertalc\cellx10760\clvertalc\cellx10761\clv
ertalc\cellx10762\clvertalc\cellx10763\clvertalc\cellx10764\clvertalc\cellx10765
\clvertalc\cellx10766\clvertalc\cellx10767\trrh206\row}}}
{\trowd\clvertalb\cellx3703\clvertalb\cellx3892\clvertalb\cellx4040\clvertalb\ce
llx4726\clvertalc\cellx4849\clvertalb\cellx5038\clvertalb\cellx5186\clvertalb\ce
llx5872\clvertalc\cellx5995\clvertalb\cellx6184\clvertalb\cellx6332\clvertalb\ce
llx7018\clvertalc\cellx7141\clvertalb\cellx7330\clvertalb\cellx7433\clvertalb\ce
llx8119\clvertalc\cellx8242\clvertalb\cellx8431\clvertalb\cellx8510\clvertalb\ce
llx8821\clvertalb\cellx8944\clvertalb\cellx9133\clvertalb\cellx9236\clvertalb\ce
llx9922\clvertalc\cellx10045\clvertalb\cellx10234\clvertalb\cellx10313\clvertalb
\cellx10624\clvertalb\cellx10747\clvertalc\cellx10748\clvertalc\cellx10749\clver
talc\cellx10750\clvertalc\cellx10751\clvertalc\cellx10752\clvertalc\cellx10753\c
lvertalc\cellx10754\clvertalc\cellx10755\clvertalc\cellx10756\clvertalc\cellx107
57\clvertalc\cellx10758\clvertalc\cellx10759\clvertalc\cellx10760\clvertalc\cell
x10761\clvertalc\cellx10762\clvertalc\cellx10763\clvertalc\cellx10764\clvertalc\
cellx10765\clvertalc\cellx10766\clvertalc\cellx10767\trrh35
\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\~\cell
\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell
\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\~\ce
ll\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\ce
ll\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\~\
cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\
cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\
~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\p
ard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\~\cell\par
d\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\par
d\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\~\cell\p
ard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plai
n\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\
f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\
ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\ce
ll\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\
plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\in
tbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\f
s16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \
~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\p
ard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plai
n\intbl\f0\fs16\ql \~\cell{
{\trowd\clvertalb\cellx3703\clvertalb\cellx3892\clvertalb\cellx4040\clvertalb\ce
llx4726\clvertalc\cellx4849\clvertalb\cellx5038\clvertalb\cellx5186\clvertalb\ce
llx5872\clvertalc\cellx5995\clvertalb\cellx6184\clvertalb\cellx6332\clvertalb\ce
llx7018\clvertalc\cellx7141\clvertalb\cellx7330\clvertalb\cellx7433\clvertalb\ce
llx8119\clvertalc\cellx8242\clvertalb\cellx8431\clvertalb\cellx8510\clvertalb\ce
llx8821\clvertalb\cellx8944\clvertalb\cellx9133\clvertalb\cellx9236\clvertalb\ce
llx9922\clvertalc\cellx10045\clvertalb\cellx10234\clvertalb\cellx10313\clvertalb
\cellx10624\clvertalb\cellx10747\clvertalc\cellx10748\clvertalc\cellx10749\clver
talc\cellx10750\clvertalc\cellx10751\clvertalc\cellx10752\clvertalc\cellx10753\c
lvertalc\cellx10754\clvertalc\cellx10755\clvertalc\cellx10756\clvertalc\cellx107
57\clvertalc\cellx10758\clvertalc\cellx10759\clvertalc\cellx10760\clvertalc\cell
x10761\clvertalc\cellx10762\clvertalc\cellx10763\clvertalc\cellx10764\clvertalc\
cellx10765\clvertalc\cellx10766\clvertalc\cellx10767\trrh35\row}}}
{\trowd\clshdng100\clcfpat12\clcbpat12\cellx3703\clvertalb\clshdng100\clcfpat12\
clcbpat12\cellx3892\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx4040\clvertalb
\clshdng100\clcfpat12\clcbpat12\cellx4726\clvertalb\clshdng100\clcfpat12\clcbpat
12\cellx4849\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx5038\clvertalb\clshdn
g100\clcfpat12\clcbpat12\cellx5186\clvertalb\clshdng100\clcfpat12\clcbpat12\cell
x5872\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx5995\clvertalb\clshdng100\cl
cfpat12\clcbpat12\cellx6184\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx6332\c

lvertalb\clshdng100\clcfpat12\clcbpat12\cellx7018\clvertalb\clshdng100\clcfpat12
\clcbpat12\cellx7141\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7330\clvertal
b\clshdng100\clcfpat12\clcbpat12\cellx7433\clvertalb\clshdng100\clcfpat12\clcbpa
t12\cellx8119\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8242\clvertalb\clshd
ng100\clcfpat12\clcbpat12\cellx8431\clvertalb\clshdng100\clcfpat12\clcbpat12\cel
lx8510\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8821\clvertalb\clshdng100\c
lcfpat12\clcbpat12\cellx8944\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9133\
clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9236\clvertalb\clshdng100\clcfpat1
2\clcbpat12\cellx9922\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx10045\clvert
alb\clshdng100\clcfpat12\clcbpat12\cellx10234\clvertalb\clshdng100\clcfpat12\clc
bpat12\cellx10313\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx10624\clvertalb\
clshdng100\clcfpat12\clcbpat12\cellx10747\clvertalc\clshdng100\clcfpat12\clcbpat
12\cellx10748\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10749\clvertalc\clsh
dng100\clcfpat12\clcbpat12\cellx10750\clvertalc\clshdng100\clcfpat12\clcbpat12\c
ellx10751\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10752\clvertalc\clshdng1
00\clcfpat12\clcbpat12\cellx10753\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx
10754\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10755\clvertalc\clshdng100\c
lcfpat12\clcbpat12\cellx10756\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx1075
7\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10758\clvertalc\clshdng100\clcfp
at12\clcbpat12\cellx10759\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10760\cl
vertalc\clshdng100\clcfpat12\clcbpat12\cellx10761\clvertalc\clshdng100\clcfpat12
\clcbpat12\cellx10762\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10763\clvert
alc\clshdng100\clcfpat12\clcbpat12\cellx10764\clvertalc\clshdng100\clcfpat12\clc
bpat12\cellx10765\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10766\clvertalc\
clshdng100\clcfpat12\clcbpat12\cellx10767\trrh206
\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql Rest of World\cell\pard\plain\int
bl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain
\intbl\cf1\f51\fs16\qr 403,917\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\p
ard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\ce
ll\pard\plain\intbl\cf1\f51\fs16\qr 314,724\cell\pard\plain\intbl\cf1\f51\fs16\q
l \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\
fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 220,723\cell\pard\plain\intbl\c
f1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\i
ntbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 89,193\cell\pard\p
lain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\
pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 28.3\c
ell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql
\~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16
\qr 94,001\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\
f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\
cf1\f51\fs16\qr 42.6\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\
intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0
\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql
\~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell
\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\pl
ain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intb
l\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs1
6\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\
cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\par
d\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell{
{\trowd\clshdng100\clcfpat12\clcbpat12\cellx3703\clvertalb\clshdng100\clcfpat12\
clcbpat12\cellx3892\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx4040\clvertalb
\clshdng100\clcfpat12\clcbpat12\cellx4726\clvertalb\clshdng100\clcfpat12\clcbpat
12\cellx4849\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx5038\clvertalb\clshdn
g100\clcfpat12\clcbpat12\cellx5186\clvertalb\clshdng100\clcfpat12\clcbpat12\cell
x5872\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx5995\clvertalb\clshdng100\cl
cfpat12\clcbpat12\cellx6184\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx6332\c
lvertalb\clshdng100\clcfpat12\clcbpat12\cellx7018\clvertalb\clshdng100\clcfpat12
\clcbpat12\cellx7141\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7330\clvertal
b\clshdng100\clcfpat12\clcbpat12\cellx7433\clvertalb\clshdng100\clcfpat12\clcbpa

t12\cellx8119\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8242\clvertalb\clshd
ng100\clcfpat12\clcbpat12\cellx8431\clvertalb\clshdng100\clcfpat12\clcbpat12\cel
lx8510\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8821\clvertalb\clshdng100\c
lcfpat12\clcbpat12\cellx8944\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9133\
clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9236\clvertalb\clshdng100\clcfpat1
2\clcbpat12\cellx9922\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx10045\clvert
alb\clshdng100\clcfpat12\clcbpat12\cellx10234\clvertalb\clshdng100\clcfpat12\clc
bpat12\cellx10313\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx10624\clvertalb\
clshdng100\clcfpat12\clcbpat12\cellx10747\clvertalc\clshdng100\clcfpat12\clcbpat
12\cellx10748\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10749\clvertalc\clsh
dng100\clcfpat12\clcbpat12\cellx10750\clvertalc\clshdng100\clcfpat12\clcbpat12\c
ellx10751\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10752\clvertalc\clshdng1
00\clcfpat12\clcbpat12\cellx10753\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx
10754\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10755\clvertalc\clshdng100\c
lcfpat12\clcbpat12\cellx10756\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx1075
7\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10758\clvertalc\clshdng100\clcfp
at12\clcbpat12\cellx10759\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10760\cl
vertalc\clshdng100\clcfpat12\clcbpat12\cellx10761\clvertalc\clshdng100\clcfpat12
\clcbpat12\cellx10762\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10763\clvert
alc\clshdng100\clcfpat12\clcbpat12\cellx10764\clvertalc\clshdng100\clcfpat12\clc
bpat12\cellx10765\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10766\clvertalc\
clshdng100\clcfpat12\clcbpat12\cellx10767\trrh206\row}}}
{\trowd\clvertalb\cellx3703\clvertalb\cellx3892\clvertalb\cellx4040\clvertalb\ce
llx4726\clvertalc\cellx4849\clvertalb\cellx5038\clvertalb\cellx5186\clvertalb\ce
llx5872\clvertalc\cellx5995\clvertalb\cellx6184\clvertalb\cellx6332\clvertalb\ce
llx7018\clvertalc\cellx7141\clvertalb\cellx7330\clvertalb\cellx7433\clvertalb\ce
llx8119\clvertalc\cellx8242\clvertalb\cellx8431\clvertalb\cellx8510\clvertalb\ce
llx8821\clvertalb\cellx8944\clvertalb\cellx9133\clvertalb\cellx9236\clvertalb\ce
llx9922\clvertalc\cellx10045\clvertalb\cellx10234\clvertalb\cellx10313\clvertalb
\cellx10624\clvertalb\cellx10747\clvertalc\cellx10748\clvertalc\cellx10749\clver
talc\cellx10750\clvertalc\cellx10751\clvertalc\cellx10752\clvertalc\cellx10753\c
lvertalc\cellx10754\clvertalc\cellx10755\clvertalc\cellx10756\clvertalc\cellx107
57\clvertalc\cellx10758\clvertalc\cellx10759\clvertalc\cellx10760\clvertalc\cell
x10761\clvertalc\cellx10762\clvertalc\cellx10763\clvertalc\cellx10764\clvertalc\
cellx10765\clvertalc\cellx10766\clvertalc\cellx10767\trrh35
\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\~\cell
\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell
\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\~\ce
ll\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\ce
ll\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\~\
cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\
cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\
~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\p
ard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\~\cell\par
d\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\par
d\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\~\cell\p
ard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plai
n\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\
f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\
ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\ce
ll\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\
plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\in
tbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\f
s16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \
~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\p
ard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plai
n\intbl\f0\fs16\ql \~\cell{
{\trowd\clvertalb\cellx3703\clvertalb\cellx3892\clvertalb\cellx4040\clvertalb\ce

llx4726\clvertalc\cellx4849\clvertalb\cellx5038\clvertalb\cellx5186\clvertalb\ce
llx5872\clvertalc\cellx5995\clvertalb\cellx6184\clvertalb\cellx6332\clvertalb\ce
llx7018\clvertalc\cellx7141\clvertalb\cellx7330\clvertalb\cellx7433\clvertalb\ce
llx8119\clvertalc\cellx8242\clvertalb\cellx8431\clvertalb\cellx8510\clvertalb\ce
llx8821\clvertalb\cellx8944\clvertalb\cellx9133\clvertalb\cellx9236\clvertalb\ce
llx9922\clvertalc\cellx10045\clvertalb\cellx10234\clvertalb\cellx10313\clvertalb
\cellx10624\clvertalb\cellx10747\clvertalc\cellx10748\clvertalc\cellx10749\clver
talc\cellx10750\clvertalc\cellx10751\clvertalc\cellx10752\clvertalc\cellx10753\c
lvertalc\cellx10754\clvertalc\cellx10755\clvertalc\cellx10756\clvertalc\cellx107
57\clvertalc\cellx10758\clvertalc\cellx10759\clvertalc\cellx10760\clvertalc\cell
x10761\clvertalc\cellx10762\clvertalc\cellx10763\clvertalc\cellx10764\clvertalc\
cellx10765\clvertalc\cellx10766\clvertalc\cellx10767\trrh35\row}}}
{\trowd\cellx3703\clvertalb\cellx3892\clvertalb\cellx4040\clvertalb\cellx4726\cl
vertalb\cellx4849\clvertalb\cellx5038\clvertalb\cellx5186\clvertalb\cellx5872\cl
vertalb\cellx5995\clvertalb\cellx6184\clvertalb\cellx6332\clvertalb\cellx7018\cl
vertalb\cellx7141\clvertalb\cellx7330\clvertalb\cellx7433\clvertalb\cellx8119\cl
vertalb\cellx8242\clvertalb\cellx8431\clvertalb\cellx8510\clvertalb\cellx8821\cl
vertalb\cellx8944\clvertalb\cellx9133\clvertalb\cellx9236\clvertalb\cellx9922\cl
vertalb\cellx10045\clvertalb\cellx10234\clvertalb\cellx10313\clvertalb\cellx1062
4\clvertalb\cellx10747\clvertalc\cellx10748\clvertalc\cellx10749\clvertalc\cellx
10750\clvertalc\cellx10751\clvertalc\cellx10752\clvertalc\cellx10753\clvertalc\c
ellx10754\clvertalc\cellx10755\clvertalc\cellx10756\clvertalc\cellx10757\clverta
lc\cellx10758\clvertalc\cellx10759\clvertalc\cellx10760\clvertalc\cellx10761\clv
ertalc\cellx10762\clvertalc\cellx10763\clvertalc\cellx10764\clvertalc\cellx10765
\clvertalc\cellx10766\clvertalc\cellx10767\trrh206
\pard\plain\intbl\li968\fi-176\cf1\f51\fs16\ql Total Revenue\cell\pard\plain\int
bl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql $\cell\pard\plain\
intbl\cf1\f51\fs16\qr 8,843,189\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\
pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql $\ce
ll\pard\plain\intbl\cf1\f51\fs16\qr 7,346,472\cell\pard\plain\intbl\cf1\f51\fs16
\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f5
1\fs16\ql $\cell\pard\plain\intbl\cf1\f51\fs16\qr 6,121,156\cell\pard\plain\intb
l\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plai
n\intbl\cf1\f51\fs16\ql $\cell\pard\plain\intbl\cf1\f51\fs16\qr 1,496,717\cell\p
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cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 2
0.4\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs1
3\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql $\cell\pard\plain\intbl\cf1\f51\
fs16\qr 1,225,316\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\int
bl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain
\intbl\cf1\f51\fs16\qr 20.0\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard
\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\i
ntbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\
fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql
\~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\
pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\pla
in\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl
\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16
\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\c
ell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell{
{\trowd\cellx3703\clvertalb\cellx3892\clvertalb\cellx4040\clvertalb\cellx4726\cl
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vertalb\cellx5995\clvertalb\cellx6184\clvertalb\cellx6332\clvertalb\cellx7018\cl
vertalb\cellx7141\clvertalb\cellx7330\clvertalb\cellx7433\clvertalb\cellx8119\cl
vertalb\cellx8242\clvertalb\cellx8431\clvertalb\cellx8510\clvertalb\cellx8821\cl
vertalb\cellx8944\clvertalb\cellx9133\clvertalb\cellx9236\clvertalb\cellx9922\cl
vertalb\cellx10045\clvertalb\cellx10234\clvertalb\cellx10313\clvertalb\cellx1062
4\clvertalb\cellx10747\clvertalc\cellx10748\clvertalc\cellx10749\clvertalc\cellx
10750\clvertalc\cellx10751\clvertalc\cellx10752\clvertalc\cellx10753\clvertalc\c
ellx10754\clvertalc\cellx10755\clvertalc\cellx10756\clvertalc\cellx10757\clverta

lc\cellx10758\clvertalc\cellx10759\clvertalc\cellx10760\clvertalc\cellx10761\clv
ertalc\cellx10762\clvertalc\cellx10763\clvertalc\cellx10764\clvertalc\cellx10765
\clvertalc\cellx10766\clvertalc\cellx10767\trrh206\row}}}
{\trowd\clvertalb\cellx3703\clvertalb\cellx3892\clvertalb\cellx4040\clvertalb\ce
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llx5872\clvertalc\cellx5995\clvertalb\cellx6184\clvertalb\cellx6332\clvertalb\ce
llx7018\clvertalc\cellx7141\clvertalb\cellx7330\clvertalb\cellx7433\clvertalb\ce
llx8119\clvertalc\cellx8242\clvertalb\cellx8431\clvertalb\cellx8510\clvertalb\ce
llx8821\clvertalb\cellx8944\clvertalb\cellx9133\clvertalb\cellx9236\clvertalb\ce
llx9922\clvertalc\cellx10045\clvertalb\cellx10234\clvertalb\cellx10313\clvertalb
\cellx10624\clvertalb\cellx10747\clvertalc\cellx10748\clvertalc\cellx10749\clver
talc\cellx10750\clvertalc\cellx10751\clvertalc\cellx10752\clvertalc\cellx10753\c
lvertalc\cellx10754\clvertalc\cellx10755\clvertalc\cellx10756\clvertalc\cellx107
57\clvertalc\cellx10758\clvertalc\cellx10759\clvertalc\cellx10760\clvertalc\cell
x10761\clvertalc\cellx10762\clvertalc\cellx10763\clvertalc\cellx10764\clvertalc\
cellx10765\clvertalc\cellx10766\clvertalc\cellx10767\trrh80
\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\~\cell
\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell
\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\~\ce
ll\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\ce
ll\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\~\
cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\
cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\
~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\p
ard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\~\cell\par
d\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\par
d\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\~\cell\p
ard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plai
n\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\
f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\
ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\ce
ll\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\
plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\in
tbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\f
s16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \
~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\p
ard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plai
n\intbl\f0\fs16\ql \~\cell{
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llx4726\clvertalc\cellx4849\clvertalb\cellx5038\clvertalb\cellx5186\clvertalb\ce
llx5872\clvertalc\cellx5995\clvertalb\cellx6184\clvertalb\cellx6332\clvertalb\ce
llx7018\clvertalc\cellx7141\clvertalb\cellx7330\clvertalb\cellx7433\clvertalb\ce
llx8119\clvertalc\cellx8242\clvertalb\cellx8431\clvertalb\cellx8510\clvertalb\ce
llx8821\clvertalb\cellx8944\clvertalb\cellx9133\clvertalb\cellx9236\clvertalb\ce
llx9922\clvertalc\cellx10045\clvertalb\cellx10234\clvertalb\cellx10313\clvertalb
\cellx10624\clvertalb\cellx10747\clvertalc\cellx10748\clvertalc\cellx10749\clver
talc\cellx10750\clvertalc\cellx10751\clvertalc\cellx10752\clvertalc\cellx10753\c
lvertalc\cellx10754\clvertalc\cellx10755\clvertalc\cellx10756\clvertalc\cellx107
57\clvertalc\cellx10758\clvertalc\cellx10759\clvertalc\cellx10760\clvertalc\cell
x10761\clvertalc\cellx10762\clvertalc\cellx10763\clvertalc\cellx10764\clvertalc\
cellx10765\clvertalc\cellx10766\clvertalc\cellx10767\trrh80\row}}}\pard\plain\sb
198\fi462\cf1\f51\fs16\ql North America continues to be our largest market repre
senting approximately 77.6% of total revenue in 2013 and accounted for $1,023.8
million of\plain\cf1\f51\fs16\ql the $1,496.7 million revenue increase\~in 2013
.\~Revenue from Europe grew 32.1% in 2013.\~Excluding approximately $93.5 millio
n of revenue from our\plain\cf1\f51\fs16\ql 2013 acquisitions of the C1 Group c
ompanies and Equinox Consulting, revenue from Europe grew 24.3%.\~The strong rev
enue growth in Europe was\plain\cf1\f51\fs16\ql driven by Europe's economic rec

overy and the increasing acceptance of our global delivery model.\~Conversely, i


n 2012, revenue in Europe grew 8.9%\plain\cf1\f51\fs16\ql year-over-year and wa
s negatively impacted by the economic downturn in Europe during 2012.\~We believ
e the European market is under-penetrated and\plain\cf1\f51\fs16\ql represents
a significant future growth opportunity for us.\~The acquisitions of the C1 Grou
p companies and Equinox Consulting significantly strengthen our\plain\cf1\f51\fs
16\ql local presence in Germany and France.\~Revenue growth from Rest of World
customers in 2013 was primarily driven by the Middle East, Singapore and\plain\c
f1\f51\fs16\ql India markets and, in 2012, the revenue growth for Rest of World
was driven primarily by the Singapore market.\~We believe that Europe, the Midd
le\plain\cf1\f51\fs16\ql East, the Asia Pacific and Latin America regions will
continue to be areas of significant investment for us as we see these regions as
growth opportunities\plain\cf1\f51\fs16\ql for the long term.\par\pard\plain\s
b198\fi462\cf1\f51\fs16\i\ql Cost of Revenues (Exclusive of Depreciation and Amo
rtization Expense).\plain\cf1\f51\fs16\ql Our cost of revenues consists primari
ly of salaries, incentive-based\plain\cf1\f51\fs16\ql compensation, stock-based
compensation expense, payroll taxes, employee benefits, immigration and project
-related travel for technical personnel,\plain\cf1\f51\fs16\ql subcontracting a
nd sales commissions related to revenues. Our cost of revenues increased by 23.1
% or $987.2 million during 2013 as compared to an\plain\cf1\f51\fs16\ql increas
e of approximately 20.9% or $739.6 million during 2012. In both 2013 and 2012, t
he increase was due\par\pard\plain\cf1\f51\fs13\ql \~\par\pard\plain\cf1\f51\fs1
6\qc 51
\page\par\pard\plain\f0\fs4\par\pard\plain\f0\fs2\brdrt\brdrs\brdrw15\brdrcf2\br
drsp0\par\pard\plain\f0\fs4\par\par\pard\plain\ul{\field{\*\fldinst HYPERLINK \\
l "toc" }{\*\fldrslt\cf3\f52\fs16\b\ql Table of Contents}}\par\pard\plain\cf1\f5
1\fs16\ql primarily to an increase in compensation and benefits costs, including
incentive-based compensation. In 2013, compensation and benefit costs, includin
g\plain\cf1\f51\fs16\ql incentive-based compensation, increased by approximatel
y $870.2\~million as a result of the increase in the number of our technical per
sonnel and higher\plain\cf1\f51\fs16\ql accrual of individual bonus payouts. In
2012, the increase in compensation and benefit costs, including incentive based
compensation, was approximately\plain\cf1\f51\fs16\ql $660.3 million and was d
ue primarily to the increase in the number of our technical personnel, partially
offset by the favorable impact of the depreciation\plain\cf1\f51\fs16\ql of th
e Indian rupee versus the U.S. dollar, net of the impact of our cash flow hedge
losses.\par\pard\plain\sb198\fi462\cf1\f51\fs16\i\ql Selling, General and Admini
strative Expenses.\plain\cf1\f51\fs16\ql Selling, general and administrative ex
penses consist primarily of salaries, incentive-based\plain\cf1\f51\fs16\ql com
pensation, stock-based compensation expense, payroll taxes, employee benefits, i
mmigration, travel, promotion, communications, management, finance,\plain\cf1\f5
1\fs16\ql administrative and occupancy costs. Selling, general and administrati
ve expenses, including depreciation and amortization, increased by 11.3%,\~or $1
93.1\plain\cf1\f51\fs16\ql million during 2013 as compared to an increase of ap
proximately 18.0% or $260.7 million during 2012. Selling, general and administra
tive expenses,\plain\cf1\f51\fs16\ql including depreciation and amortization, d
ecreased as a percentage of revenue to 21.5% in 2013 as compared to 23.2% in 201
2 and 23.6% in 2011. In\plain\cf1\f51\fs16\ql both 2013 and 2012, the decrease
as a percentage of revenue was due primarily to economies of scale that allowed
us to leverage our cost structure over\plain\cf1\f51\fs16\ql a larger organizat
ion and the favorable impact of the depreciation of the Indian rupee versus the
U.S. dollar, net of losses on our cash flow hedges.\par\pard\plain\sb198\fi462\c
f1\f51\fs16\i\ql Income from Operations and Operating Margin\u8212?Overall\plain
\cf1\f51\fs16\ql . Income from operations increased 23.2%, or approximately $316
.4 million in 2013\plain\cf1\f51\fs16\ql as compared to an increase of 19.8% or
approximately $225.0 million during 2012. Our operating margin increased to 19.
0% of revenues in 2013 from\plain\cf1\f51\fs16\ql 18.5% of revenues in 2012, du
e to revenue growth outpacing headcount growth and the impact of the depreciatio
n of the Indian rupee against the U.S.\plain\cf1\f51\fs16\ql dollar, net of los
ses on our cash flow hedges, partially offset by increases in compensation and b

enefit costs, including incentive-based compensation\plain\cf1\f51\fs16\ql cost


s. In 2012, operating margin decreased slightly to 18.5% of revenues in 2012 fro
m 18.6% of revenues in 2011, due to continued investments to grow\plain\cf1\f51\
fs16\ql our business partially offset by the favorable impact of the depreciati
on of the Indian rupee against the U.S. dollar, net of losses on our cash flow h
edges,\plain\cf1\f51\fs16\ql and economies of scale that allowed us to leverage
our cost structure over a larger organization. Excluding the impact of applicab
le designated cash flow\plain\cf1\f51\fs16\ql hedges, the depreciation of the I
ndian rupee against the U.S. dollar positively impacted our operating margin by
approximately 209 basis points or 2.09\plain\cf1\f51\fs16\ql percentage points
in 2013 and 355 basis points or 3.55 percentage points in 2012. Each additional
1.0% change in exchange rate between the Indian rupee\plain\cf1\f51\fs16\ql and
the U.S. dollar will have the effect of moving our operating margin by approxim
ately 22 basis points or 0.22 percentage points.\par\pard\plain\sb198\sa88\fi462
\cf1\f51\fs16\ql For the years ended December\~31, 2013, 2012, and 2011, our non
-GAAP operating margins were 20.6%\plain\cf1\f51\fs11\ql\super 2\plain\cf1\f51\f
s16\ql , 20.2%\plain\cf1\f51\fs11\ql\super 2\plain\cf1\f51\fs16\ql , and 20.3%\p
lain\cf1\f51\fs11\ql\super 2\plain\cf1\f51\fs16\ql , respectively. As\plain\cf1\
f51\fs16\ql set forth in the \u8220?Non-GAAP Financial Measures\u8221? section
below, our non-GAAP operating margin excludes stock based compensation\plain\cf1
\f51\fs16\ql expense and acquisition-related charges.\par\pard\plain\sb198\fi46
2\cf1\f51\fs16\ql We entered into foreign exchange forward contracts to hedge ce
rtain Indian rupee denominated payments in India. These hedges are intended to\p
lain\cf1\f51\fs16\ql mitigate the volatility of the changes in the exchange rat
e between the U.S. dollar and the Indian rupee. During the years ended December\
~31, 2013 and\plain\cf1\f51\fs16\ql 2012, the settlement of certain cash flow h
edges negatively impacted our operating margin by approximately 184 basis points
or 1.84 percentage points\plain\cf1\f51\fs16\ql and 131 basis points or 1.31 p
ercentage points, respectively. During 2011, the settlement of certain cash flow
hedges favorably impacted our operating\plain\cf1\f51\fs16\ql margin by approx
imately 31 basis points or 0.31 percentage points.\par\pard\plain\brdrb\brdrs\sa
22\cf1\f51\fs20\ql \~
\par\pard\plain
{\trowd\cellx432\cellx10800\trrh413
\pard\plain\intbl\cf1\f51\fs11\ql\super 2\plain\intbl\cf1\f51\fs13\ql \~\cell\pa
rd\plain\intbl\cf1\f51\fs16\ql Non-GAAP operating margin is not a measurement of
financial performance prepared in accordance with GAAP. See \u8220?Non-GAAP Fin
ancial\plain\intbl\cf1\f51\fs16\ql Measures\u8221? for more information and a r
econciliation to the most directly comparable GAAP financial measure.\cell{
{\trowd\cellx432\cellx10800\trrh413\row}}}\pard\plain\cf1\f51\fs13\ql \~\par\par
d\plain\cf1\f51\fs16\qc 52
\page\par\pard\plain\f0\fs4\par\pard\plain\f0\fs2\brdrt\brdrs\brdrw15\brdrcf2\br
drsp0\par\pard\plain\f0\fs4\par\par\pard\plain\ul{\field{\*\fldinst HYPERLINK \\
l "toc" }{\*\fldrslt\cf3\f52\fs16\b\ql Table of Contents}}\par\pard\plain\fi462\
cf1\f51\fs16\i\ql Segment Operating Profit.\plain\cf1\f51\fs16\ql Segment opera
ting profits were as follows:\par\pard\plain\sb198\cf1\f51\fs16\ql (Dollars in t
housands)\par\pard\plain\cf1\f51\fs18\ql \~
\par\pard\plain
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6\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\

cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\par


d\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\
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\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\pl
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l\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs1
6\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\
cell\pard\plain\intbl\f0\fs16\ql \~\cell{
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llx6136\clvertalc\cellx6259\clvertalb\cellx6445\clvertalc\cellx6593\clvertalc\ce
llx7279\clvertalc\cellx7402\clvertalb\cellx7588\clvertalc\cellx7691\clvertalc\ce
llx8252\clvertalc\cellx8375\clvertalb\cellx8561\clvertalc\cellx8640\clvertalc\ce
llx8951\clvertalc\cellx9074\clvertalb\cellx9260\clvertalc\cellx9363\clvertalc\ce
llx9924\clvertalc\cellx10047\clvertalb\cellx10233\clvertalc\cellx10312\clvertalc
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{\trowd\clvertalb\clvmgf\cellx3973\clvertalb\cellx4159\clvertalb\clvmgf\cellx499
4\clvertalb\clvmgf\cellx5117\clvertalb\cellx5303\clvertalb\clvmgf\cellx6138\clve
rtalb\clvmgf\cellx6261\clvertalb\cellx6447\clvertalb\clvmgf\cellx7282\clvertalb\
clvmgf\cellx7405\clvertalb\cellx7591\clbrdrb\brdrs\brdrcf1\clvertalb\cellx10632\
clvertalb\cellx10755\cellx10794\trrh172
\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\
cell\pard\plain\intbl\cf1\f51\fs13\b\qc 2013\cell\pard\plain\intbl\cf1\f51\fs13\
ql \~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\f
s13\b\qc 2012\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1
\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\b\qc 2011\cell\pard\plain\i
ntbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\pla
in\intbl\cf1\f51\fs13\b\qc Increase\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cel
l\pard\plain\intbl\f0\fs16\ql \~\cell{
{\trowd\clvertalb\clvmgf\cellx3973\clvertalb\cellx4159\clvertalb\clvmgf\cellx499
4\clvertalb\clvmgf\cellx5117\clvertalb\cellx5303\clvertalb\clvmgf\cellx6138\clve
rtalb\clvmgf\cellx6261\clvertalb\cellx6447\clvertalb\clvmgf\cellx7282\clvertalb\
clvmgf\cellx7405\clvertalb\cellx7591\clbrdrb\brdrs\brdrcf1\clvertalb\cellx10632\
clvertalb\cellx10755\cellx10794\trrh172\row}}}
{\trowd\clvertalb\clvmrg\cellx3973\clvertalb\cellx4159\clvertalb\clvmrg\cellx499
4\clvertalb\clvmrg\cellx5117\clvertalb\cellx5303\clvertalb\clvmrg\cellx6138\clve
rtalb\clvmrg\cellx6261\clvertalb\cellx6447\clvertalb\clvmrg\cellx7282\clvertalb\
clvmrg\cellx7405\clvertalb\cellx7591\clbrdrb\brdrs\brdrcf1\clvertalb\cellx8956\c
lvertalb\cellx9079\clvertalb\cellx9265\clbrdrb\brdrs\brdrcf1\clvertalb\cellx1063
0\clvertalb\cellx10753\clvertalc\cellx10754\clvertalc\cellx10755\clvertalc\cellx
10756\clvertalc\cellx10757\clvertalc\cellx10758\clvertalc\cellx10759\clvertalc\c
ellx10760\clvertalc\cellx10761\clvertalc\cellx10762\clvertalc\cellx10763\cellx10
782\trrh172
\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\
pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\pla
in\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plai
n\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain
\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\c
f1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\b\qc 2013\cell\pard\plain
\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\p
lain\intbl\cf1\f51\fs13\b\qc 2012\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\
pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\pla
in\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl
\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16
\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\c
ell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell{
{\trowd\clvertalb\clvmrg\cellx3973\clvertalb\cellx4159\clvertalb\clvmrg\cellx499
4\clvertalb\clvmrg\cellx5117\clvertalb\cellx5303\clvertalb\clvmrg\cellx6138\clve

rtalb\clvmrg\cellx6261\clvertalb\cellx6447\clvertalb\clvmrg\cellx7282\clvertalb\
clvmrg\cellx7405\clvertalb\cellx7591\clbrdrb\brdrs\brdrcf1\clvertalb\cellx8956\c
lvertalb\cellx9079\clvertalb\cellx9265\clbrdrb\brdrs\brdrcf1\clvertalb\cellx1063
0\clvertalb\cellx10753\clvertalc\cellx10754\clvertalc\cellx10755\clvertalc\cellx
10756\clvertalc\cellx10757\clvertalc\cellx10758\clvertalc\cellx10759\clvertalc\c
ellx10760\clvertalc\cellx10761\clvertalc\cellx10762\clvertalc\cellx10763\cellx10
782\trrh172\row}}}
{\trowd\clvertalb\clvmrg\cellx3973\clvertalb\cellx4159\clbrdrb\brdrs\brdrcf1\clv
ertalb\clvmrg\cellx4994\clvertalb\clvmrg\cellx5117\clvertalb\cellx5303\clbrdrb\b
rdrs\brdrcf1\clvertalb\clvmrg\cellx6138\clvertalb\clvmrg\cellx6261\clvertalb\cel
lx6447\clbrdrb\brdrs\brdrcf1\clvertalb\clvmrg\cellx7282\clvertalb\clvmrg\cellx74
05\clvertalb\cellx7591\clbrdrb\brdrs\brdrcf1\clvertalb\cellx8256\clvertalb\cellx
8379\clvertalb\cellx8565\clbrdrb\brdrs\brdrcf1\clvertalb\cellx8956\clvertalb\cel
lx9079\clvertalb\cellx9265\clbrdrb\brdrs\brdrcf1\clvertalb\cellx9930\clvertalb\c
ellx10053\clvertalb\cellx10239\clbrdrb\brdrs\brdrcf1\clvertalb\cellx10630\clvert
alb\cellx10753\clvertalc\cellx10754\clvertalc\cellx10755\clvertalc\cellx10756\cl
vertalc\cellx10757\clvertalc\cellx10758\clvertalc\cellx10759\clvertalc\cellx1076
0\clvertalc\cellx10761\clvertalc\cellx10762\clvertalc\cellx10763\clvertalc\cellx
10764\clvertalc\cellx10765\clvertalc\cellx10766\clvertalc\cellx10767\clvertalc\c
ellx10768\clvertalc\cellx10769\clvertalc\cellx10770\clvertalc\cellx10771\clverta
lc\cellx10772\clvertalc\cellx10773\trrh172
\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\
pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\pla
in\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plai
n\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain
\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\c
f1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\b\qc $\cell\pard\plain\in
tbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plai
n\intbl\cf1\f51\fs13\b\qc %\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\p
lain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\b\qc $\cell\p
ard\plain\intbl\cf1\f51\fs13\ql \~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\ce
ll\pard\plain\intbl\cf1\f51\fs13\b\qc %\cell\pard\plain\intbl\cf1\f51\fs13\ql \~
\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pa
rd\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain
\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f
0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\q
l \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cel
l\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\p
lain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\int
bl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs
16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~
\cell{
{\trowd\clvertalb\clvmrg\cellx3973\clvertalb\cellx4159\clbrdrb\brdrs\brdrcf1\clv
ertalb\clvmrg\cellx4994\clvertalb\clvmrg\cellx5117\clvertalb\cellx5303\clbrdrb\b
rdrs\brdrcf1\clvertalb\clvmrg\cellx6138\clvertalb\clvmrg\cellx6261\clvertalb\cel
lx6447\clbrdrb\brdrs\brdrcf1\clvertalb\clvmrg\cellx7282\clvertalb\clvmrg\cellx74
05\clvertalb\cellx7591\clbrdrb\brdrs\brdrcf1\clvertalb\cellx8256\clvertalb\cellx
8379\clvertalb\cellx8565\clbrdrb\brdrs\brdrcf1\clvertalb\cellx8956\clvertalb\cel
lx9079\clvertalb\cellx9265\clbrdrb\brdrs\brdrcf1\clvertalb\cellx9930\clvertalb\c
ellx10053\clvertalb\cellx10239\clbrdrb\brdrs\brdrcf1\clvertalb\cellx10630\clvert
alb\cellx10753\clvertalc\cellx10754\clvertalc\cellx10755\clvertalc\cellx10756\cl
vertalc\cellx10757\clvertalc\cellx10758\clvertalc\cellx10759\clvertalc\cellx1076
0\clvertalc\cellx10761\clvertalc\cellx10762\clvertalc\cellx10763\clvertalc\cellx
10764\clvertalc\cellx10765\clvertalc\cellx10766\clvertalc\cellx10767\clvertalc\c
ellx10768\clvertalc\cellx10769\clvertalc\cellx10770\clvertalc\cellx10771\clverta
lc\cellx10772\clvertalc\cellx10773\trrh172\row}}}
{\trowd\clshdng100\clcfpat12\clcbpat12\cellx3973\clvertalb\clshdng100\clcfpat12\
clcbpat12\cellx4159\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx4307\clvertalb
\clshdng100\clcfpat12\clcbpat12\cellx4993\clvertalb\clshdng100\clcfpat12\clcbpat
12\cellx5116\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx5302\clvertalb\clshdn

g100\clcfpat12\clcbpat12\cellx5450\clvertalb\clshdng100\clcfpat12\clcbpat12\cell
x6136\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx6259\clvertalb\clshdng100\cl
cfpat12\clcbpat12\cellx6445\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx6593\c
lvertalb\clshdng100\clcfpat12\clcbpat12\cellx7279\clvertalb\clshdng100\clcfpat12
\clcbpat12\cellx7402\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7588\clvertal
b\clshdng100\clcfpat12\clcbpat12\cellx7691\clvertalb\clshdng100\clcfpat12\clcbpa
t12\cellx8252\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8375\clvertalb\clshd
ng100\clcfpat12\clcbpat12\cellx8561\clvertalb\clshdng100\clcfpat12\clcbpat12\cel
lx8640\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8951\clvertalb\clshdng100\c
lcfpat12\clcbpat12\cellx9074\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9260\
clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9363\clvertalb\clshdng100\clcfpat1
2\clcbpat12\cellx9924\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx10047\clvert
alb\clshdng100\clcfpat12\clcbpat12\cellx10233\clvertalb\clshdng100\clcfpat12\clc
bpat12\cellx10312\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx10623\clvertalb\
clshdng100\clcfpat12\clcbpat12\cellx10746\clvertalc\clshdng100\clcfpat12\clcbpat
12\cellx10747\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10748\clvertalc\clsh
dng100\clcfpat12\clcbpat12\cellx10749\clvertalc\clshdng100\clcfpat12\clcbpat12\c
ellx10750\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10751\clvertalc\clshdng1
00\clcfpat12\clcbpat12\cellx10752\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx
10753\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10754\clvertalc\clshdng100\c
lcfpat12\clcbpat12\cellx10755\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx1075
6\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10757\clvertalc\clshdng100\clcfp
at12\clcbpat12\cellx10758\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10759\cl
vertalc\clshdng100\clcfpat12\clcbpat12\cellx10760\clvertalc\clshdng100\clcfpat12
\clcbpat12\cellx10761\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10762\clvert
alc\clshdng100\clcfpat12\clcbpat12\cellx10763\clvertalc\clshdng100\clcfpat12\clc
bpat12\cellx10764\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10765\clvertalc\
clshdng100\clcfpat12\clcbpat12\cellx10766\trrh206
\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql Financial Services\cell\pard\plai
n\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql $\cell\pard\p
lain\intbl\cf1\f51\fs16\qr 1,212,099\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\
cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql
$\cell\pard\plain\intbl\cf1\f51\fs16\qr 998,339\cell\pard\plain\intbl\cf1\f51\f
s16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1
\f51\fs16\ql $\cell\pard\plain\intbl\cf1\f51\fs16\qr 872,267\cell\pard\plain\int
bl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\pla
in\intbl\cf1\f51\fs16\ql $\cell\pard\plain\intbl\cf1\f51\fs16\qr 213,760\cell\pa
rd\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\c
ell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 21
.4\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13
\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql $\cell\pard\plain\intbl\cf1\f51\f
s16\qr 126,072\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\
cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\in
tbl\cf1\f51\fs16\qr 14.5\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\pl
ain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intb
l\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs1
6\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\
cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\par
d\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\
intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0
\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql
\~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell
\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell{
{\trowd\clshdng100\clcfpat12\clcbpat12\cellx3973\clvertalb\clshdng100\clcfpat12\
clcbpat12\cellx4159\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx4307\clvertalb
\clshdng100\clcfpat12\clcbpat12\cellx4993\clvertalb\clshdng100\clcfpat12\clcbpat
12\cellx5116\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx5302\clvertalb\clshdn
g100\clcfpat12\clcbpat12\cellx5450\clvertalb\clshdng100\clcfpat12\clcbpat12\cell
x6136\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx6259\clvertalb\clshdng100\cl
cfpat12\clcbpat12\cellx6445\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx6593\c

lvertalb\clshdng100\clcfpat12\clcbpat12\cellx7279\clvertalb\clshdng100\clcfpat12
\clcbpat12\cellx7402\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7588\clvertal
b\clshdng100\clcfpat12\clcbpat12\cellx7691\clvertalb\clshdng100\clcfpat12\clcbpa
t12\cellx8252\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8375\clvertalb\clshd
ng100\clcfpat12\clcbpat12\cellx8561\clvertalb\clshdng100\clcfpat12\clcbpat12\cel
lx8640\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8951\clvertalb\clshdng100\c
lcfpat12\clcbpat12\cellx9074\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9260\
clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9363\clvertalb\clshdng100\clcfpat1
2\clcbpat12\cellx9924\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx10047\clvert
alb\clshdng100\clcfpat12\clcbpat12\cellx10233\clvertalb\clshdng100\clcfpat12\clc
bpat12\cellx10312\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx10623\clvertalb\
clshdng100\clcfpat12\clcbpat12\cellx10746\clvertalc\clshdng100\clcfpat12\clcbpat
12\cellx10747\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10748\clvertalc\clsh
dng100\clcfpat12\clcbpat12\cellx10749\clvertalc\clshdng100\clcfpat12\clcbpat12\c
ellx10750\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10751\clvertalc\clshdng1
00\clcfpat12\clcbpat12\cellx10752\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx
10753\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10754\clvertalc\clshdng100\c
lcfpat12\clcbpat12\cellx10755\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx1075
6\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10757\clvertalc\clshdng100\clcfp
at12\clcbpat12\cellx10758\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10759\cl
vertalc\clshdng100\clcfpat12\clcbpat12\cellx10760\clvertalc\clshdng100\clcfpat12
\clcbpat12\cellx10761\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10762\clvert
alc\clshdng100\clcfpat12\clcbpat12\cellx10763\clvertalc\clshdng100\clcfpat12\clc
bpat12\cellx10764\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10765\clvertalc\
clshdng100\clcfpat12\clcbpat12\cellx10766\trrh206\row}}}
{\trowd\cellx3973\clvertalb\cellx4159\clvertalb\cellx4307\clvertalb\cellx4993\cl
vertalb\cellx5116\clvertalb\cellx5302\clvertalb\cellx5450\clvertalb\cellx6136\cl
vertalb\cellx6259\clvertalb\cellx6445\clvertalb\cellx6593\clvertalb\cellx7279\cl
vertalb\cellx7402\clvertalb\cellx7588\clvertalb\cellx7691\clvertalb\cellx8252\cl
vertalb\cellx8375\clvertalb\cellx8561\clvertalb\cellx8640\clvertalb\cellx8951\cl
vertalb\cellx9074\clvertalb\cellx9260\clvertalb\cellx9363\clvertalb\cellx9924\cl
vertalb\cellx10047\clvertalb\cellx10233\clvertalb\cellx10312\clvertalb\cellx1062
3\clvertalb\cellx10746\clvertalc\cellx10747\clvertalc\cellx10748\clvertalc\cellx
10749\clvertalc\cellx10750\clvertalc\cellx10751\clvertalc\cellx10752\clvertalc\c
ellx10753\clvertalc\cellx10754\clvertalc\cellx10755\clvertalc\cellx10756\clverta
lc\cellx10757\clvertalc\cellx10758\clvertalc\cellx10759\clvertalc\cellx10760\clv
ertalc\cellx10761\clvertalc\cellx10762\clvertalc\cellx10763\clvertalc\cellx10764
\clvertalc\cellx10765\clvertalc\cellx10766\trrh206
\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql Healthcare\cell\pard\plain\intbl\
cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\in
tbl\cf1\f51\fs16\qr 829,916\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard
\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\
pard\plain\intbl\cf1\f51\fs16\qr 724,454\cell\pard\plain\intbl\cf1\f51\fs16\ql \
~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs1
6\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 625,052\cell\pard\plain\intbl\cf1\
f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intb
l\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 105,462\cell\pard\pla
in\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pa
rd\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 14.6\cel
l\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~
\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\q
r 99,402\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f5
1\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf
1\f51\fs16\qr 15.9\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\in
tbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\f
s16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \
~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\p
ard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plai
n\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\
f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\

ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\ce


ll\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\
plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell{
{\trowd\cellx3973\clvertalb\cellx4159\clvertalb\cellx4307\clvertalb\cellx4993\cl
vertalb\cellx5116\clvertalb\cellx5302\clvertalb\cellx5450\clvertalb\cellx6136\cl
vertalb\cellx6259\clvertalb\cellx6445\clvertalb\cellx6593\clvertalb\cellx7279\cl
vertalb\cellx7402\clvertalb\cellx7588\clvertalb\cellx7691\clvertalb\cellx8252\cl
vertalb\cellx8375\clvertalb\cellx8561\clvertalb\cellx8640\clvertalb\cellx8951\cl
vertalb\cellx9074\clvertalb\cellx9260\clvertalb\cellx9363\clvertalb\cellx9924\cl
vertalb\cellx10047\clvertalb\cellx10233\clvertalb\cellx10312\clvertalb\cellx1062
3\clvertalb\cellx10746\clvertalc\cellx10747\clvertalc\cellx10748\clvertalc\cellx
10749\clvertalc\cellx10750\clvertalc\cellx10751\clvertalc\cellx10752\clvertalc\c
ellx10753\clvertalc\cellx10754\clvertalc\cellx10755\clvertalc\cellx10756\clverta
lc\cellx10757\clvertalc\cellx10758\clvertalc\cellx10759\clvertalc\cellx10760\clv
ertalc\cellx10761\clvertalc\cellx10762\clvertalc\cellx10763\clvertalc\cellx10764
\clvertalc\cellx10765\clvertalc\cellx10766\trrh206\row}}}
{\trowd\clshdng100\clcfpat12\clcbpat12\cellx3973\clvertalb\clshdng100\clcfpat12\
clcbpat12\cellx4159\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx4307\clvertalb
\clshdng100\clcfpat12\clcbpat12\cellx4993\clvertalb\clshdng100\clcfpat12\clcbpat
12\cellx5116\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx5302\clvertalb\clshdn
g100\clcfpat12\clcbpat12\cellx5450\clvertalb\clshdng100\clcfpat12\clcbpat12\cell
x6136\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx6259\clvertalb\clshdng100\cl
cfpat12\clcbpat12\cellx6445\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx6593\c
lvertalb\clshdng100\clcfpat12\clcbpat12\cellx7279\clvertalb\clshdng100\clcfpat12
\clcbpat12\cellx7402\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7588\clvertal
b\clshdng100\clcfpat12\clcbpat12\cellx7691\clvertalb\clshdng100\clcfpat12\clcbpa
t12\cellx8252\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8375\clvertalb\clshd
ng100\clcfpat12\clcbpat12\cellx8561\clvertalb\clshdng100\clcfpat12\clcbpat12\cel
lx8640\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8951\clvertalb\clshdng100\c
lcfpat12\clcbpat12\cellx9074\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9260\
clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9363\clvertalb\clshdng100\clcfpat1
2\clcbpat12\cellx9924\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx10047\clvert
alb\clshdng100\clcfpat12\clcbpat12\cellx10233\clvertalb\clshdng100\clcfpat12\clc
bpat12\cellx10312\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx10623\clvertalb\
clshdng100\clcfpat12\clcbpat12\cellx10746\clvertalc\clshdng100\clcfpat12\clcbpat
12\cellx10747\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10748\clvertalc\clsh
dng100\clcfpat12\clcbpat12\cellx10749\clvertalc\clshdng100\clcfpat12\clcbpat12\c
ellx10750\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10751\clvertalc\clshdng1
00\clcfpat12\clcbpat12\cellx10752\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx
10753\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10754\clvertalc\clshdng100\c
lcfpat12\clcbpat12\cellx10755\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx1075
6\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10757\clvertalc\clshdng100\clcfp
at12\clcbpat12\cellx10758\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10759\cl
vertalc\clshdng100\clcfpat12\clcbpat12\cellx10760\clvertalc\clshdng100\clcfpat12
\clcbpat12\cellx10761\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10762\clvert
alc\clshdng100\clcfpat12\clcbpat12\cellx10763\clvertalc\clshdng100\clcfpat12\clc
bpat12\cellx10764\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10765\clvertalc\
clshdng100\clcfpat12\clcbpat12\cellx10766\trrh206
\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql Manufacturing/Retail/Logistics\ce
ll\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \
~\cell\pard\plain\intbl\cf1\f51\fs16\qr 630,250\cell\pard\plain\intbl\cf1\f51\fs
16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\
f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 527,970\cell\pard\plain\int
bl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\pla
in\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 440,416\cell\p
ard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\
cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 1
02,280\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\
fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\
f51\fs16\qr 19.4\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intb

l\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\


intbl\cf1\f51\fs16\qr 87,554\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\par
d\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell
\pard\plain\intbl\cf1\f51\fs16\qr 19.9\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\
~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\p
ard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plai
n\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\
f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\
ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\ce
ll\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\
plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\in
tbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\f
s16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \
~\cell{
{\trowd\clshdng100\clcfpat12\clcbpat12\cellx3973\clvertalb\clshdng100\clcfpat12\
clcbpat12\cellx4159\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx4307\clvertalb
\clshdng100\clcfpat12\clcbpat12\cellx4993\clvertalb\clshdng100\clcfpat12\clcbpat
12\cellx5116\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx5302\clvertalb\clshdn
g100\clcfpat12\clcbpat12\cellx5450\clvertalb\clshdng100\clcfpat12\clcbpat12\cell
x6136\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx6259\clvertalb\clshdng100\cl
cfpat12\clcbpat12\cellx6445\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx6593\c
lvertalb\clshdng100\clcfpat12\clcbpat12\cellx7279\clvertalb\clshdng100\clcfpat12
\clcbpat12\cellx7402\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7588\clvertal
b\clshdng100\clcfpat12\clcbpat12\cellx7691\clvertalb\clshdng100\clcfpat12\clcbpa
t12\cellx8252\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8375\clvertalb\clshd
ng100\clcfpat12\clcbpat12\cellx8561\clvertalb\clshdng100\clcfpat12\clcbpat12\cel
lx8640\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8951\clvertalb\clshdng100\c
lcfpat12\clcbpat12\cellx9074\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9260\
clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9363\clvertalb\clshdng100\clcfpat1
2\clcbpat12\cellx9924\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx10047\clvert
alb\clshdng100\clcfpat12\clcbpat12\cellx10233\clvertalb\clshdng100\clcfpat12\clc
bpat12\cellx10312\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx10623\clvertalb\
clshdng100\clcfpat12\clcbpat12\cellx10746\clvertalc\clshdng100\clcfpat12\clcbpat
12\cellx10747\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10748\clvertalc\clsh
dng100\clcfpat12\clcbpat12\cellx10749\clvertalc\clshdng100\clcfpat12\clcbpat12\c
ellx10750\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10751\clvertalc\clshdng1
00\clcfpat12\clcbpat12\cellx10752\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx
10753\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10754\clvertalc\clshdng100\c
lcfpat12\clcbpat12\cellx10755\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx1075
6\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10757\clvertalc\clshdng100\clcfp
at12\clcbpat12\cellx10758\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10759\cl
vertalc\clshdng100\clcfpat12\clcbpat12\cellx10760\clvertalc\clshdng100\clcfpat12
\clcbpat12\cellx10761\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10762\clvert
alc\clshdng100\clcfpat12\clcbpat12\cellx10763\clvertalc\clshdng100\clcfpat12\clc
bpat12\cellx10764\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10765\clvertalc\
clshdng100\clcfpat12\clcbpat12\cellx10766\trrh206\row}}}
{\trowd\cellx3973\clvertalb\cellx4159\clvertalb\cellx4307\clvertalb\cellx4993\cl
vertalb\cellx5116\clvertalb\cellx5302\clvertalb\cellx5450\clvertalb\cellx6136\cl
vertalb\cellx6259\clvertalb\cellx6445\clvertalb\cellx6593\clvertalb\cellx7279\cl
vertalb\cellx7402\clvertalb\cellx7588\clvertalb\cellx7691\clvertalb\cellx8252\cl
vertalb\cellx8375\clvertalb\cellx8561\clvertalb\cellx8640\clvertalb\cellx8951\cl
vertalb\cellx9074\clvertalb\cellx9260\clvertalb\cellx9363\clvertalb\cellx9924\cl
vertalb\cellx10047\clvertalb\cellx10233\clvertalb\cellx10312\clvertalb\cellx1062
3\clvertalb\cellx10746\clvertalc\cellx10747\clvertalc\cellx10748\clvertalc\cellx
10749\clvertalc\cellx10750\clvertalc\cellx10751\clvertalc\cellx10752\clvertalc\c
ellx10753\clvertalc\cellx10754\clvertalc\cellx10755\clvertalc\cellx10756\clverta
lc\cellx10757\clvertalc\cellx10758\clvertalc\cellx10759\clvertalc\cellx10760\clv
ertalc\cellx10761\clvertalc\cellx10762\clvertalc\cellx10763\clvertalc\cellx10764
\clvertalc\cellx10765\clvertalc\cellx10766\trrh206
\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql Other\cell\pard\plain\intbl\cf1\f

51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\c


f1\f51\fs16\qr 318,357\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plai
n\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\
plain\intbl\cf1\f51\fs16\qr 288,052\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\c
ell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql
\~\cell\pard\plain\intbl\cf1\f51\fs16\qr 254,145\cell\pard\plain\intbl\cf1\f51\f
s16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1
\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 30,305\cell\pard\plain\int
bl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\pla
in\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 10.5\cell\pard
\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cel
l\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 33,9
07\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13
\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\
fs16\qr 13.3\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\f0
\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql
\~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell
\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\pl
ain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intb
l\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs1
6\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\
cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\par
d\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\
intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell{
{\trowd\cellx3973\clvertalb\cellx4159\clvertalb\cellx4307\clvertalb\cellx4993\cl
vertalb\cellx5116\clvertalb\cellx5302\clvertalb\cellx5450\clvertalb\cellx6136\cl
vertalb\cellx6259\clvertalb\cellx6445\clvertalb\cellx6593\clvertalb\cellx7279\cl
vertalb\cellx7402\clvertalb\cellx7588\clvertalb\cellx7691\clvertalb\cellx8252\cl
vertalb\cellx8375\clvertalb\cellx8561\clvertalb\cellx8640\clvertalb\cellx8951\cl
vertalb\cellx9074\clvertalb\cellx9260\clvertalb\cellx9363\clvertalb\cellx9924\cl
vertalb\cellx10047\clvertalb\cellx10233\clvertalb\cellx10312\clvertalb\cellx1062
3\clvertalb\cellx10746\clvertalc\cellx10747\clvertalc\cellx10748\clvertalc\cellx
10749\clvertalc\cellx10750\clvertalc\cellx10751\clvertalc\cellx10752\clvertalc\c
ellx10753\clvertalc\cellx10754\clvertalc\cellx10755\clvertalc\cellx10756\clverta
lc\cellx10757\clvertalc\cellx10758\clvertalc\cellx10759\clvertalc\cellx10760\clv
ertalc\cellx10761\clvertalc\cellx10762\clvertalc\cellx10763\clvertalc\cellx10764
\clvertalc\cellx10765\clvertalc\cellx10766\trrh206\row}}}
{\trowd\clvertalb\cellx3973\clvertalb\cellx4159\clvertalb\cellx4307\clvertalb\ce
llx4993\clvertalc\cellx5116\clvertalb\cellx5302\clvertalb\cellx5450\clvertalb\ce
llx6136\clvertalc\cellx6259\clvertalb\cellx6445\clvertalb\cellx6593\clvertalb\ce
llx7279\clvertalc\cellx7402\clvertalb\cellx7588\clvertalb\cellx7691\clvertalb\ce
llx8252\clvertalc\cellx8375\clvertalb\cellx8561\clvertalb\cellx8640\clvertalb\ce
llx8951\clvertalb\cellx9074\clvertalb\cellx9260\clvertalb\cellx9363\clvertalb\ce
llx9924\clvertalc\cellx10047\clvertalb\cellx10233\clvertalb\cellx10312\clvertalb
\cellx10623\clvertalb\cellx10746\clvertalc\cellx10747\clvertalc\cellx10748\clver
talc\cellx10749\clvertalc\cellx10750\clvertalc\cellx10751\clvertalc\cellx10752\c
lvertalc\cellx10753\clvertalc\cellx10754\clvertalc\cellx10755\clvertalc\cellx107
56\clvertalc\cellx10757\clvertalc\cellx10758\clvertalc\cellx10759\clvertalc\cell
x10760\clvertalc\cellx10761\clvertalc\cellx10762\clvertalc\cellx10763\clvertalc\
cellx10764\clvertalc\cellx10765\clvertalc\cellx10766\trrh35
\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\~\cell
\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell
\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\~\ce
ll\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\ce
ll\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\~\
cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\
cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\
~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\p

ard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\~\cell\par


d\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\par
d\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\~\cell\p
ard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plai
n\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\
f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\
ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\ce
ll\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\
plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\in
tbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\f
s16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \
~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\p
ard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plai
n\intbl\f0\fs16\ql \~\cell{
{\trowd\clvertalb\cellx3973\clvertalb\cellx4159\clvertalb\cellx4307\clvertalb\ce
llx4993\clvertalc\cellx5116\clvertalb\cellx5302\clvertalb\cellx5450\clvertalb\ce
llx6136\clvertalc\cellx6259\clvertalb\cellx6445\clvertalb\cellx6593\clvertalb\ce
llx7279\clvertalc\cellx7402\clvertalb\cellx7588\clvertalb\cellx7691\clvertalb\ce
llx8252\clvertalc\cellx8375\clvertalb\cellx8561\clvertalb\cellx8640\clvertalb\ce
llx8951\clvertalb\cellx9074\clvertalb\cellx9260\clvertalb\cellx9363\clvertalb\ce
llx9924\clvertalc\cellx10047\clvertalb\cellx10233\clvertalb\cellx10312\clvertalb
\cellx10623\clvertalb\cellx10746\clvertalc\cellx10747\clvertalc\cellx10748\clver
talc\cellx10749\clvertalc\cellx10750\clvertalc\cellx10751\clvertalc\cellx10752\c
lvertalc\cellx10753\clvertalc\cellx10754\clvertalc\cellx10755\clvertalc\cellx107
56\clvertalc\cellx10757\clvertalc\cellx10758\clvertalc\cellx10759\clvertalc\cell
x10760\clvertalc\cellx10761\clvertalc\cellx10762\clvertalc\cellx10763\clvertalc\
cellx10764\clvertalc\cellx10765\clvertalc\cellx10766\trrh35\row}}}
{\trowd\clshdng100\clcfpat12\clcbpat12\cellx3973\clvertalb\clshdng100\clcfpat12\
clcbpat12\cellx4159\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx4307\clvertalb
\clshdng100\clcfpat12\clcbpat12\cellx4993\clvertalb\clshdng100\clcfpat12\clcbpat
12\cellx5116\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx5302\clvertalb\clshdn
g100\clcfpat12\clcbpat12\cellx5450\clvertalb\clshdng100\clcfpat12\clcbpat12\cell
x6136\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx6259\clvertalb\clshdng100\cl
cfpat12\clcbpat12\cellx6445\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx6593\c
lvertalb\clshdng100\clcfpat12\clcbpat12\cellx7279\clvertalb\clshdng100\clcfpat12
\clcbpat12\cellx7402\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7588\clvertal
b\clshdng100\clcfpat12\clcbpat12\cellx7691\clvertalb\clshdng100\clcfpat12\clcbpa
t12\cellx8252\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8375\clvertalb\clshd
ng100\clcfpat12\clcbpat12\cellx8561\clvertalb\clshdng100\clcfpat12\clcbpat12\cel
lx8640\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8951\clvertalb\clshdng100\c
lcfpat12\clcbpat12\cellx9074\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9260\
clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9363\clvertalb\clshdng100\clcfpat1
2\clcbpat12\cellx9924\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx10047\clvert
alb\clshdng100\clcfpat12\clcbpat12\cellx10233\clvertalb\clshdng100\clcfpat12\clc
bpat12\cellx10312\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx10623\clvertalb\
clshdng100\clcfpat12\clcbpat12\cellx10746\clvertalc\clshdng100\clcfpat12\clcbpat
12\cellx10747\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10748\clvertalc\clsh
dng100\clcfpat12\clcbpat12\cellx10749\clvertalc\clshdng100\clcfpat12\clcbpat12\c
ellx10750\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10751\clvertalc\clshdng1
00\clcfpat12\clcbpat12\cellx10752\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx
10753\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10754\clvertalc\clshdng100\c
lcfpat12\clcbpat12\cellx10755\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx1075
6\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10757\clvertalc\clshdng100\clcfp
at12\clcbpat12\cellx10758\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10759\cl
vertalc\clshdng100\clcfpat12\clcbpat12\cellx10760\clvertalc\clshdng100\clcfpat12
\clcbpat12\cellx10761\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10762\clvert
alc\clshdng100\clcfpat12\clcbpat12\cellx10763\clvertalc\clshdng100\clcfpat12\clc
bpat12\cellx10764\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10765\clvertalc\
clshdng100\clcfpat12\clcbpat12\cellx10766\trrh206
\pard\plain\intbl\li572\fi-176\cf1\f51\fs16\ql Total segment operating profit\ce

ll\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \
~\cell\pard\plain\intbl\cf1\f51\fs16\qr 2,990,622\cell\pard\plain\intbl\cf1\f51\
fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf
1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 2,538,815\cell\pard\plain
\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard
\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 2,191,880\
cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql
\~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs1
6\qr 451,807\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf
1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intb
l\cf1\f51\fs16\qr 17.8\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plai
n\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\
plain\intbl\cf1\f51\fs16\qr 346,935\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\c
ell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql
\~\cell\pard\plain\intbl\cf1\f51\fs16\qr 15.8\cell\pard\plain\intbl\cf1\f51\fs16
\ql \~\~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~
\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pa
rd\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain
\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f
0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\q
l \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cel
l\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\p
lain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\int
bl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs
16\ql \~\cell{
{\trowd\clshdng100\clcfpat12\clcbpat12\cellx3973\clvertalb\clshdng100\clcfpat12\
clcbpat12\cellx4159\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx4307\clvertalb
\clshdng100\clcfpat12\clcbpat12\cellx4993\clvertalb\clshdng100\clcfpat12\clcbpat
12\cellx5116\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx5302\clvertalb\clshdn
g100\clcfpat12\clcbpat12\cellx5450\clvertalb\clshdng100\clcfpat12\clcbpat12\cell
x6136\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx6259\clvertalb\clshdng100\cl
cfpat12\clcbpat12\cellx6445\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx6593\c
lvertalb\clshdng100\clcfpat12\clcbpat12\cellx7279\clvertalb\clshdng100\clcfpat12
\clcbpat12\cellx7402\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx7588\clvertal
b\clshdng100\clcfpat12\clcbpat12\cellx7691\clvertalb\clshdng100\clcfpat12\clcbpa
t12\cellx8252\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8375\clvertalb\clshd
ng100\clcfpat12\clcbpat12\cellx8561\clvertalb\clshdng100\clcfpat12\clcbpat12\cel
lx8640\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx8951\clvertalb\clshdng100\c
lcfpat12\clcbpat12\cellx9074\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9260\
clvertalb\clshdng100\clcfpat12\clcbpat12\cellx9363\clvertalb\clshdng100\clcfpat1
2\clcbpat12\cellx9924\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx10047\clvert
alb\clshdng100\clcfpat12\clcbpat12\cellx10233\clvertalb\clshdng100\clcfpat12\clc
bpat12\cellx10312\clvertalb\clshdng100\clcfpat12\clcbpat12\cellx10623\clvertalb\
clshdng100\clcfpat12\clcbpat12\cellx10746\clvertalc\clshdng100\clcfpat12\clcbpat
12\cellx10747\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10748\clvertalc\clsh
dng100\clcfpat12\clcbpat12\cellx10749\clvertalc\clshdng100\clcfpat12\clcbpat12\c
ellx10750\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10751\clvertalc\clshdng1
00\clcfpat12\clcbpat12\cellx10752\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx
10753\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10754\clvertalc\clshdng100\c
lcfpat12\clcbpat12\cellx10755\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx1075
6\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10757\clvertalc\clshdng100\clcfp
at12\clcbpat12\cellx10758\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10759\cl
vertalc\clshdng100\clcfpat12\clcbpat12\cellx10760\clvertalc\clshdng100\clcfpat12
\clcbpat12\cellx10761\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10762\clvert
alc\clshdng100\clcfpat12\clcbpat12\cellx10763\clvertalc\clshdng100\clcfpat12\clc
bpat12\cellx10764\clvertalc\clshdng100\clcfpat12\clcbpat12\cellx10765\clvertalc\
clshdng100\clcfpat12\clcbpat12\cellx10766\trrh206\row}}}
{\trowd\cellx3973\clvertalb\cellx4159\clvertalb\cellx4307\clvertalb\cellx4993\cl
vertalb\cellx5116\clvertalb\cellx5302\clvertalb\cellx5450\clvertalb\cellx6136\cl
vertalb\cellx6259\clvertalb\cellx6445\clvertalb\cellx6593\clvertalb\cellx7279\cl

vertalb\cellx7402\clvertalb\cellx7588\clvertalb\cellx7691\clvertalb\cellx8252\cl
vertalb\cellx8375\clvertalb\cellx8561\clvertalb\cellx8640\clvertalb\cellx8951\cl
vertalb\cellx9074\clvertalb\cellx9260\clvertalb\cellx9363\clvertalb\cellx9924\cl
vertalb\cellx10047\clvertalb\cellx10233\clvertalb\cellx10312\clvertalb\cellx1062
3\clvertalb\cellx10746\clvertalc\cellx10747\clvertalc\cellx10748\clvertalc\cellx
10749\clvertalc\cellx10750\clvertalc\cellx10751\clvertalc\cellx10752\clvertalc\c
ellx10753\clvertalc\cellx10754\clvertalc\cellx10755\clvertalc\cellx10756\clverta
lc\cellx10757\clvertalc\cellx10758\clvertalc\cellx10759\clvertalc\cellx10760\clv
ertalc\cellx10761\clvertalc\cellx10762\clvertalc\cellx10763\clvertalc\cellx10764
\clvertalc\cellx10765\clvertalc\cellx10766\trrh206
\pard\plain\intbl\li176\fi-176\cf1\f51\fs16\ql Less: unallocated costs\plain\int
bl\cf1\f51\fs11\ql\super (1)\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\par
d\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 1,312,712
\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\q
l \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs
16\qr 1,177,319\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl
\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\i
ntbl\cf1\f51\fs16\qr 1,055,412\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\p
ard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs16\ql \~\ce
ll\pard\plain\intbl\cf1\f51\fs16\qr 135,393\cell\pard\plain\intbl\cf1\f51\fs16\q
l \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intbl\cf1\f51\
fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 11.5\cell\pard\plain\intbl\cf1\
f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pard\plain\intb
l\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 121,907\cell\pard\pla
in\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\cf1\f51\fs13\ql \~\~\cell\pa
rd\plain\intbl\cf1\f51\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs16\qr 11.6\cel
l\pard\plain\intbl\cf1\f51\fs16\ql \~\~\cell\pard\plain\intbl\f0\fs16\ql \~\cell
\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\pl
ain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intb
l\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs1
6\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\
cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\par
d\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\
intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0
\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql
\~\cell\pard\plain\intbl\f0\fs16\ql \~\cell{
{\trowd\cellx3973\clvertalb\cellx4159\clvertalb\cellx4307\clvertalb\cellx4993\cl
vertalb\cellx5116\clvertalb\cellx5302\clvertalb\cellx5450\clvertalb\cellx6136\cl
vertalb\cellx6259\clvertalb\cellx6445\clvertalb\cellx6593\clvertalb\cellx7279\cl
vertalb\cellx7402\clvertalb\cellx7588\clvertalb\cellx7691\clvertalb\cellx8252\cl
vertalb\cellx8375\clvertalb\cellx8561\clvertalb\cellx8640\clvertalb\cellx8951\cl
vertalb\cellx9074\clvertalb\cellx9260\clvertalb\cellx9363\clvertalb\cellx9924\cl
vertalb\cellx10047\clvertalb\cellx10233\clvertalb\cellx10312\clvertalb\cellx1062
3\clvertalb\cellx10746\clvertalc\cellx10747\clvertalc\cellx10748\clvertalc\cellx
10749\clvertalc\cellx10750\clvertalc\cellx10751\clvertalc\cellx10752\clvertalc\c
ellx10753\clvertalc\cellx10754\clvertalc\cellx10755\clvertalc\cellx10756\clverta
lc\cellx10757\clvertalc\cellx10758\clvertalc\cellx10759\clvertalc\cellx10760\clv
ertalc\cellx10761\clvertalc\cellx10762\clvertalc\cellx10763\clvertalc\cellx10764
\clvertalc\cellx10765\clvertalc\cellx10766\trrh206\row}}}
{\trowd\clvertalb\cellx3973\clvertalb\cellx4159\clvertalb\cellx4307\clvertalb\ce
llx4993\clvertalc\cellx5116\clvertalb\cellx5302\clvertalb\cellx5450\clvertalb\ce
llx6136\clvertalc\cellx6259\clvertalb\cellx6445\clvertalb\cellx6593\clvertalb\ce
llx7279\clvertalc\cellx7402\clvertalb\cellx7588\clvertalb\cellx7691\clvertalb\ce
llx8252\clvertalc\cellx8375\clvertalb\cellx8561\clvertalb\cellx8640\clvertalb\ce
llx8951\clvertalb\cellx9074\clvertalb\cellx9260\clvertalb\cellx9363\clvertalb\ce
llx9924\clvertalc\cellx10047\clvertalb\cellx10233\clvertalb\cellx10312\clvertalb
\cellx10623\clvertalb\cellx10746\clvertalc\cellx10747\clvertalc\cellx10748\clver
talc\cellx10749\clvertalc\cellx10750\clvertalc\cellx10751\clvertalc\cellx10752\c
lvertalc\cellx10753\clvertalc\cellx10754\clvertalc\cellx10755\clvertalc\cellx107
56\clvertalc\cellx10757\clvertalc\cellx10758\clvertalc\cellx10759\clvertalc\cell

x10760\clvertalc\cellx10761\clvertalc\cellx10762\clvertalc\cellx10763\clvertalc\
cellx10764\clvertalc\cellx10765\clvertalc\cellx10766\trrh35
\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\p
ard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\~\cell
\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell
\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\~\ce
ll\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\ce
ll\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\~\
cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\
cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\
~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\p
ard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\~\cell\par
d\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\cell\par
d\plain\intbl\cf1\f51\fs1\ql \~\cell\pard\plain\intbl\cf1\f51\fs1\ql \~\~\cell\p
ard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plai
n\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\
f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\
ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\ce
ll\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\
plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\in
tbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\f
s16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \
~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\p
ard\plain\intbl\f0\fs16\ql \~\cell\pard\plain\intbl\f0\fs16\ql \~\cell\pard\plai
n\intbl\f0\fs16\ql \~\cell{
{\trowd\clvertalb\cellx3973\clvertalb\cellx4159\clvertalb\cellx4307\clvertalb\ce
llx4993\clvertalc\cellx5116\clvertalb\cellx5302\clvertalb\cellx5450\clvertalb\ce
llx6136\clvertalc\cellx6259\clvertalb\cellx6445\clvertalb\cellx6593\clvertalb\ce
llx7279\clvertalc\cellx7402\clvertalb\cellx7588\clvertalb\cellx7691\clvertalb\ce
llx8252\clvertalc\cellx8375\clvertalb\cellx8561\clvertalb\cellx8640\clvertalb\ce
llx8951\clvertalb\cellx9074\clvertalb\cellx9260\clvertalb\cellx9363\clvertalb\ce
llx9924\clvertalc\cellx10047\clvertalb\cellx10233\clvertalb\cellx10312\clvertalb
\cellx10623\clvertalb\cellx10746\clvertalc\cellx10747\clvertalc\cellx10748\clver
talc\cellx10749\clvertalc\cellx10750\clvertalc\cellx10751\clvertalc\cellx10752\c
lvertalc\cellx10753\clvertalc\cellx10754\clvertalc\cellx10755\clvertalc\cellx107
56\clvertalc\cellx10757\clvertalc\cellx10758\clvertalc\cellx10759\clvertalc\cell
x10760\clvertalc\cellx10761\clvertalc\cellx10762\clvertalc\cellx10763\clvertalc\
cellx10764\clvertalc\cellx10765\clvertalc\cellx10766\trrh35\row}}}
{\trowd\clshdng100\clcfpat