Professional Documents
Culture Documents
08/11/2014
Buyer Takes
All the Risk
Chuyn tin
Ghi s
Nh thu
Tn dng chng t
La chn phng thc
Kh nng tn dng/mi quan h i tc vi nM
Cc cnh tranh m nB c th gp phi
Tnh hnh chnh tr v kinh t ca nc nM
Cc quy nh qun l ngoi hi ca nc nM, nB
Quy m v loi hnh giao dch
08/11/2014
Pre--Pay
Pre
Letter
of
Credit
? ??
Documents
Against
Payment
Seller Takes
All the Risk
Documents
Against
Acceptance
Open
Account
08/11/2014
Remitting
bank
Paying bank
Applicant
Beneficiary
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08/11/2014
NH nc ngi
c ghi s
Ngi ghi s
Ngi c
ghi s
Ghi s c m bo
10
11
Cn c vo m
bo thanh ton
Phn loi
Cn c vo tnh ch
ng trong i tin
Ghi s khng c m bo
Ghi s ch ng
Ghi s b ng
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12
11/8/2014
Tin cy ln nhau
p dng trong mua bn hng i hng, gi bn, i l kinh
tiu, nhiu ln, thng xuyn
Gi hng c th s cao hn
Dng trong thanh ton phi thng mi
Cp tn dng
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13
15
Hi phiu: ngi th
hng: theo lnh ca
NH chuyn hoc ngi
k pht k hu cho NH
chuyn
Remitting
bank
Collection order
(collection instruction)
Collecting
bank
Goods/ services
Drawee
14
17
Vai tr
Ngn hng chuyn (remitting Bank):
Ngn hng thu (Collecting Bank):
Ngn hng xut trnh (Presenting Bank):
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18
11/8/2014
Vic nhn hng hon ton tch ri khi khu thanh ton.
Vic tr tin ph thuc vo ch ca Ngi tr tin, Ngn
hng ch l trung gian thu h.
Ngn hng khng chu trch nhim trong vic c thu c
tin hay khng.
Ri ro cho ngi xut khu: giao hng, ngi nhp khu
nhn hng nhng tin cha c thanh ton, b chim dng
vn.
Ri ro cho ngi nhp khu:
Bin php hn ch ri ro: c nhng iu khon ch ti
trong n yu cu nh thu v Lnh nh thu
D/A
Nh thu km chng t
D/P
D/TC
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20
21
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22
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26
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28
Issuing
bank
Documents
Goods
Application
Importer
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Advising
bank
Application
Cc bn tham gia:
- Ngi yu cu m th tn dng (Applicant)
- Ngn hng m th tn dng (Issuing bank)
- Ngi hng li th tn dng (Beneficiary):
- Ngn hng thng bo th tn dng (Advising bank):
- NH xc nhn (Confirming bank):
- NH tr tin (Paying bank):
29
Contract
Beneficiary
Exporter
30
11/8/2014
- Trong bun bn vi cc i tc mi
- Do quy nh hay tp qun thng mi v thanh ton
- Do yu cu ca cc nh bo him tn dng
- Do cc yu cu v qun l ngoi hi (vd: trnh ra tin)
31
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32
33
34
5. S tin ca th tn dng
Trng in 32B
Khng nn ghi con s tuyt i, nn c dung sai
36
11/8/2014
7. Thi hn tr tin
37
38
39
40
QN1
(1)
(2)
(3)
(4)
(5)
(6)
(7)
(8)
(9)
(10)
Th tn dng
Th tn dng
Th tn dng
Th tn dng
Th tn dng
Th tn dng
Th tn dng
Th tn dng
Th tn dng
Th tn dng
42
Slide 41
QN1
V d: NH pht hnh y quyn vic hon tr tin cho NH thanh ton s tin hnh bng in (TTR)
Quynh Nga, 12/6/2009