Professional Documents
Culture Documents
HU
Course Overview:
Personal Finance is a one-semester course designed to introduce personal financial planning,
financial services, budgeting, investments, and insurance protection. Students will develop
strategies for managing resources, explore skills for the wise use of credit, and gain insight into
the different ways of investing money. Students participate in several online simulation games
in addition to a national 10-week stock market simulation competition.
Objectives:
1)
2)
Explain the purpose of taxes, define tax terminology, prepare tax forms 1040EZ
3)
4)
Explain how money grows through compounding and understand savings options
5)
6)
7)
Describe the process of buying and selling stocks and explain how to read the stock
listings and stock indexes, and discuss mutual funds as an investment strategy
8)
List and describe types of credit and understand the responsibilities of consumer credit
9)
Discuss good credit management rules and how to avoid credit scams
Availability:
Extra help will be available to students before and after school except on days with faculty
meetings.
Page 1 - Revision Date 1/4/2015
Topics
Activity
Duration
Dave Ramsey
1 week
Budgeting
Checking Accounts
Banking Services
Gen i Revolution
Mission 4
Reconcile Bank
Statements
2 weeks
Gen i Revolution
Mission
Stock Mkt Game
EverFi
7 weeks
Credit Management
Credit in America
Responsibilities
& Costs of Credit
Problems with Credit
Gen i Revolution
Mission 5
EverFi
2 weeks
Resource Management
EverFI
1 weeks
Pay, Benefits
Types of Taxes
Income Tax
Return
2 weeks
Ramsey
1 week
Ramsey
EverFi
1 week
Money Management
Financial Security
Spring Break
Taxes
Risk Management
Assessment:
Quizlets (bell work) are little quizzes frequently administered to assess if students are prepared
for class or to determine students comprehension of a previous lesson.
Quizzes and Tests are administered at regular intervals to ensure students are progressing well
with course concepts.
A students grade will be determined by dividing the total number of points earned by the total
number of points possible. Refer to the High School Student/Parent Handbook for the school
grading system.
Per the handbook policy, if a student is absent on a test or quiz day, he or she must make up the
missed test or quiz in after school testing within one week. If a student is absent the day before a
quiz or test, he/she is expected to take the quiz or test on the scheduled date. Extended absences
will be dealt with on an individual basis. Please remember that is the students responsibility to
meet with the teacher and to make up missed assignments in a reasonable amount of time.
When quizzes or tests are administered, students must place all student materials on the floor.
Students must spread out in the classroom so at least one desk separates all students.
All tests and exams are the property of the teacher and will be kept with the teacher. Students
may review these only in room 312 or the Library during teacher approved times.
Be Benedictine! Listen to your classmates and teacher. Raise your hand to participate. Respect
other peoples space, properties and opportunity to learn.
Internet computer games are not permitted to be played. Violation of this rule will result in a JUG
without warning!
Academic dishonesty is a very serious offense. Students will be discovered who attempt this and the
consequences will be severe.
Students are responsible for their own conduct, behaviors, and consequences at all times.
The VMA Handbook Code of Conduct will be enforced at all times. Failure to meet these guidelines
will result in JUG or other consequences. Following these guidelines will help create a positive
classroom environment.