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Each year, the IRS establishes the annual maximum tax deduction allowable for an HSA. As an HSA
accountholder, this sets the limit for what you can deposit into your HSA annually. Contributions in
excess of the IRS limit, including any interest earned, may be subject to taxes and penalties.*
*HSAs are federally regulated. For IRS guidelines and legislation pertaining to HSAs,
consult your tax professional or visit our website: www.AmericanHealthValue.com

2014 Maximum Annual Contributions


Individual
Family

$ 3,300
$ 6,550

2015 Maximum Annual Contributions

Individual
Family

$ 3,350
$ 6,650

$1,000 HSA Catch-Up Contribution


HSA accountholders who meet the following
requirements are eligible for an additional catchup contribution of $1,000 per year:

Authorized HSA signers (such as a spouse) who are


covered on the HSA insurance and qualified as
stated above, must have their own HSA to be
eligible for the catch-up contribution.
***If the accountholder enrolls in Medicare during the
year, contributions must be prorated.

$1,000

Account
holder

Anyone
else

HSA contributions can be made by:


Employer: Not taxable to the
employee (excluded from income
and wages)**
Individual: An above-the line
deduction or pre-tax through a
cafeteria plan**
Others: Tax deductible by the HSA
account holder (not the person
making the contribution)**

**AHV does not provide tax advice. Consult your tax


professional for tax guidance and instructions.

Age 55 or older
Not enrolled in Medicare***

$3,300

Employer

$4,300

Maximize Your
Contributions
Maximize Your
Tax Savings

800-914-3248

info@AmericanHealthValue.com

2014-2015 Max Contributions Revised 11-06-14


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