ON BANK LETTERHEAD

To: Interhome Group RE: Bank confirmation of RWA and SBLC TEXT Dear Sirs, We, (Bank Name), herewith confirm with full bank responsibility, that we, agree that the below TEXT of the RWA is satisfactory and will be issued by swift on our official bank endorsed letterhead immediately after the signing of the contract by the buyer. We also confirm that the below TEXT of the SBLC is also satisfactory and (buyer name) currently is financially capable of issuing this exact text of the Instrument when required.
Payment Instrument IRREVOCABLE, UNCONDITIONAL, UNRESTRICTED, UNENCUMBERED, DIVISIBLE, TRANSFERABLE, REVOLVING STAND-BY LETTER OF CREDIT IN FAVOUR OF THE SELLER. The Irrevocable Revolving Stand-By Letter of Credit should be issued, confirmed and guaranteed by a top 50 prime world bank acceptable to the Seller. ARTICLE 13: WORDING OF THE
LETTER OF CREDIT NO: DATE OF MATURITY: xx (xxxx xxxx) MONTHS FROM THE DATE OF ISSUE DATE OF EXPIRATION: 30 DAYS FROM THE DATE OF MATURITY AMOUNT: US$ xx,000,000 (xxx xxxxxx MILLION UNITED STATES DOLLARS) BENEFICIARY: INTERHOME WE, BANK OF __(ISSUING)__, _(CITY)_ BRANCH, ON BEHALF OF ___ (APPLICANT) ____, THE APPLICANT, HEREBY OPEN THIS IRREVOCABLE, UNCONDITIONAL, UNRESTRICTED, UNENCUMBERED, DIVISIBLE, TRANSFERABLE, REVOLVING LETTER OF CREDIT IN FAVOUR AND FOR THE CREDIT OF INTERHOME THE BENEFICIARY, AMOUNTING TO THE TOTAL VALUE OF USD xx,000,000 (xxx xxxx MILLION UNITED STATES DOLLARS). THIS L/C WILL BE REVOLVING EVERY MONTH FOR xx MONTHS AND TO THE MONTHLY VALUE OF USD x,xxx,000 (xxx MILLION AND xxxx HUNDRED AND xxxxx THOUSAND UNITED STATES DOLLARS) AND WILL CONTINUE REVOLVING UP TO THE TOTAL VALUE OF USD xx,000,000 ( xxxx xxxxx MILLION UNITED STATES DOLLARS). THIS L/C IS AVAILABLE FOR PAYMENT AGAINST THIS L/C TO INTERHOME OR TO THE BONAFIDE BEARER OR HOLDER THEREOF BY BENEFICIARY’S FIRST WRITTEN DEMAND AFTER MATURITY DATE, BY KEY TESTED TELEX, OR KEY TEST SWIFT MESSAGE DRAWN ON BANK OF __ (ISSUING) ___, ___(CITY) __ BRANCH MATURING ON MONTH/20XX. PAYMENT WITHOUT DELAY IN UNITED STATES OF AMERICA DOLLARS. SUCH PAYMENT SHALL BE MADE WITHOUT SET-OFF, FREE AND CLEAR OF ANY DEDUCTION, CHARGE, FEE OR WITHHOLDING OF ANY NATURE NOW OR HEREAFTER IMPOSED, LEVIED, COLLECTED, WITHHELD, OR ASSESSED BY THE GOVERNMENT OF __ (COUNTRY OF ISSUING BANK) ___ OR ANY SUBDIVISION OR AUTHORITY THEREOF OR THEREIN. THIS L/C IS TRANSFERABLE WITHOUT PRESENTATION OF IT TO US AND WITHOUT THE PAYMENT OF ANY TRANSFER FEE OR NOTIFICATION TO US. THIS L/C SHALL BE GOVERNED AND CONSTRUED IN ACCORDANCE WITH THE LAWS OF (ISSUING BANK COUNTRY).

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ON BANK LETTERHEAD
WE HEREBY ENGAGE WITH THE DRAWERS, ENDORSERS, AND BONAFIDE HOLDERS OF DRAFTS DRAWN UNDER AND IN COMPLIANCE WITH THE TERMS OF THIS CREDIT WILL BE DULY HONORED, PAID IN FULL, AT SIGHT ON PRESENTATION TO US. PAYMENT IS AVAILABLE FROM US OR AT THE COUNTERS OF AN AUTHORIZED CORRESPONDENT ON THE DUE DATE, AND PRIOR TO THE EXPIRY DATE, UPON THE BENEFICIARY OR TO THE BONAFIDE BEARER OR HOLDER THEREOF’S FIRST WRITTEN DEMAND, BY KEY TESTED TELEX, OR KEY TEST SWIFT MESSAGE. THIS CREDIT IS SUBJECT TO THE INTERNATIONAL STANDBY PRACTICES - ISP98, INTERNATIONAL CHAMBER OF COMMERCE PUBLICATION NO. 590. THIS IS A CALLABLE, OPERATIVE INSTRUMENT. ALL CHARGES ACCRUE TO THE ACCOUNT OF THE APPLICANT. NO HARD COPIES WILL FOLLOW. BY: ____________________________ AUTHORIZED BANK SIGNATURE OFFICIAL SEAL OF THE BANK CONFIRMING BANK (BANK OF _____________) RE: STAND-BY LETTER OF CREDIT NUMBER________________ WE, BANK OF ______________________, HEREBY ADD OUR CONFIRMATION TO THIS GUARANTEE AND HEREBY ENGAGE WITH THE BENEFICIARY, THE LEGAL DRAWERS OR BONA FIDE AND LAWFUL HOLDERS OF THIS STAND-BY LETTER OF CREDIT THAT PAYMENT DEMAND DRAWN IN COMPLIANCE OF THE TERMS HEREOF SHALL BE FULLY HONORED AND PAID IN FULL AT SIGHT ON DUE DEMAND. BANK OF ________________________ -----------------------------------------BANK OFFICIAL SIGNATURE BANK SEAL -----------------------------------------BANK OFFICIAL SIGNATURE BY: ____________________________ AUTHORIZED BANK SIGNATURE

*** THIS STAND-BY LETTER OF CREDIT MUST BE ISSUED VIA SWIFT WITH FULL BANK RESPONSIBILITY***

ARTICLE 13A: WORDING OF THE READY, WILLING AND ABLE LETTER FROM BUYER’S BANK TO SELLER’S BANK ON BUYERS BANK LETTERHEAD NN Address E mail : :

Addressed to : Subject: Letter of Readiness related to ……client name…….

We, Bank Xxxxxxxxxx, herewith confirm with full bank responsibility, that we, irrevocably undertake to issue in favour of Interhome one Irrevocable, Revolving Transferable, Stand-by Letter of Credit as per text attached herewith and in the amount of USD xx.000.000 (xx xxxx Million United States Dollars), and this Irrevocable, Revolving Transferable, Stand-by Letter of Credit will be issued not later than 72 hours after receipt of the Proof of Product from the Seller’s Bank to Buyer’s Bank by SWIFT MT 799 for the contracted volume of xxx,000,000/mt product as per Contract signed and exchanged Under Ref. Number xxx/xx/xx/xxxxx/ dated xxth of ________ 2008. __________ , 2008

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ON BANK LETTERHEAD
Official Stamp of the Bank Seal and Signature Bank Officer 1 Seal and Signature Bank Officer 2

By signing below, we hereby verify that our bank has no problem with the wording of the above TEXT and will issue them upon the buyer’s instruction to do so. Official Stamp of the Bank Seal and Signature Signature Bank Officer 1 2 Seal and Bank Officer

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