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VOL: 11 No.

11
OKTOBER 2013
BULANAN
MONTHLY

STATISTIK PERBANKAN INDONESIA


INDONESIAN BANKING STATISTICS

ISSN: 2086-2954

KA
TA PENGANT
AR
KAT
PENGANTAR

Statistik Perbankan Indonesia (SPI) merupakan


media publikasi yang menyajikan data mengenai
perbankan Indonesia. SPI diterbitkan secara bulanan
oleh Departemen Perizinan dan Informasi Perbankan
Bank Indonesia, untuk memberikan gambaran
perkembangan perbankan di Indonesia.
Mulai penerbitan edisi Maret 2012, dilakukan
penyempurnaan penyajian SPI agar selaras dengan
perubahan Laporan Bulanan Bank Umum yang telah
terlebih dahulu diimplementasikan berdasarkan
Peraturan Bank Indonesia No. 10/40/PBI/2008 tanggal
24 Desember 2008 Tentang Laporan Bulanan Bank
Umum. Penyempurnaan dimaksud mengakibatkan
perubahan penyajian pada beberapa tabel terkait data
Bank Umum dan data Perkreditan sedangkan data
terkait Bank Syariah serta data Bank Perkreditan
Rakyat tidak mengalami perubahan.
Namun demikian, untuk mempermudah
pengguna dalam memahami perubahan data yang
disajikan, dalam SPI edisi ini disertakan matriks

PREF
ACE
PREFA

The Banking Statistics Indonesia (SPI) is a media


publication that presents data regarding banking
industry in Indonesia. The SPI is published monthly by
the Department of Licensing and Banking Information,
Bank Indonesia, to provide an overview of banking
development in Indonesia.
Starting from March 2012 Edition, SPI format is
enhanced to align with changes in the monthly
bank report format that had already been
implemented. The enhancement to SPI format will
result in changes to the format presented in several
tables. However, to simplify the users in understanding
the changes to the data presented, the SPI
enhancement edition will be attached with
enhancement matrix of SPI which inform the mapping
of tables in previous edition into tables in
enhancement edition.
We sincerely hope that the data presented in
this SPI enhancement edition will provide a more
optimal benefits for users.

penyempurnaan SPI yang memetakan tabel-tabel SPI


edisi sebelumnya ke dalam SPI penyempurnaan.
Dengan penyempurnaan SPI ini, diharapkan data
yang disajikan dapat memberikan manfaat yang lebih
optimal bagi pengguna.

Jakarta,

Desember 2013

BANK INDONESIA
Departemen Perizinan dan Informasi Perbankan

Jakarta, December 2013


BANK INDONESIA
Bank Licensing and Banking Information Department

Indonesian Banking Statistics, Vol. 11, No. 11, Oktober 2013

PAGE OF REFERENCE

HALAMAN KETERANGAN
Jadwal Publikasi Kedepan
Edisi November 2013 akan diterbitkan pada minggu ke III
bulan Januari 2014.

Advance Release Calender (ARC)


November 2012 edition will be released on the 3rd week
of January 2014.

Tanda-tanda, dan Sumber Data


Suatu jumlah tidak selalu sama besarnya dengan
penjumlahan angka-angka yang bersangkutan karena
pembulatan.

Notes, Symbols and Sources of Data


Totals do not necessarily agree with the sum of items
shown because of roundings.

r
( )
*
**
***
...
-$

r
( )
*
**
***
...
-$

Angka-angka diperbaiki
Sebagian dari suatu jumlah
Angka-angka sementara
Angka-angka sangat sementara
Angka-angka sangat-sangat sementara
Tidak ada
Angka belum tersedia
Nol atau lebih kecil daripada digit terakhir
Dolar Amerika Serikat

Revised figures
Subset of data
Provisional figures
Very provisional figures
Estimated figures
Not available
Figures are not available yet
Nil or less than the last digit
US Dollar

Tanda koma pada angka-angka harap dibaca sebagai titik


dan sebaliknya tanda titik harap dibaca sebagai koma.

Commas in the numbers please read as point and vice


versa, please read the point as a comma

Sumber Data : Bank Indonesia kecuali jika dinyatakan lain.

Data Source : Bank Indonesia unless mentioned otherwise.

1. Data yang digunakan dalam Publikasi SPI bersumber


dari Laporan Bulanan Bank Umum (LBU), Laporan
Bulanan Bank Umum Syariah (LBUS), dan Laporan
Bulanan Bank Perkreditan Rakyat (Lapbul BPR) kecuali
dinyatakan lain.
2. Proses download data; Data Laporan Bulanan Bank
Umum (LBU) dan Laporan Bulanan Bank Umum Syariah
(LBUS) yang disampaikan dari bank pelapor kepada
Bank Indonesia diolah melalui Sistem Informasi
Perbankan (SIP). Perbedaan waktu download data LBU
melalui SIP dapat menyebabkan perbedaan pada data
yang dipublikasikan ini dengan data publikasi yang
lain. Oleh sebab itu, pembaca dihimbau untuk
memperhatikan waktu download data. Misalnya
pemrosesan data bulan laporan Oktober 2013 untuk
Publikasi Statistik Perbankan Indonesia penerbitan
periode ini dilakukan dari tanggal 10 November s/d
tanggal 15 Desember 2013.

1.

The data used in the Indonesian Banking Statistics is


derive from Commercial Bank Monthly Reports, Sharia
Bank Monthly Reports and Rural Bank Monthly
Reports.

2.

Data from the Commercial Bank Monthly Reports and


the Sharia Bank Monthly Reports which submitted
by the reporting banks to Bank Indonesia, is processed
using the Bank Indonesia Banking Information
System. The time taken to download data from
Banking Information System can result in variations
of the data that is published in this book, compared
to other published data. Therefore, readers are
recommended to pay attention to the download time
of data. The processing of the October 2013 monthly
reports for this periode of the Indonesian Banking
Statistics was done from 10 November until 15
December 2013.

Data dalam publikasi Bank Indonesia ini juga disediakan


melalui website Bank Indonesia (http://www.bi.go.id)
selambat-lambatnya 1 minggu setelah edisi publikasi

The data in Bank Indonesia publication are also provided


through Bank Indonesia website (http://www.bi.go.id) no
later than 1 week after the edition.

Departemen Perizinan dan Informasi Perbankan


Divisi Publikasi dan Manajemen Intern (IDAP)
Bank Indonesia
Menara Radius Prawiro, Lantai 11
Jl. MH Thamrin No. 2, Jakarta 10350
Email: publikasi-iadmp@bi.go.id
Telepon: (021) 29817080
Fax: (021) 3523705

Bank Licensing and Banking Information Department


Intern Management and Publication Division (IDAP)
Bank Indonesia
Radius Prawiro Tower, 11th Floor
Jl. MH Thamrin No. 2, Jakarta 10350
Email: publikasi-iadmp@bi.go.id
Telephone: +62-21-29817080
Fax: +62-21-3523705

ii

Statistik Perbankan Indonesia, Vol. 11, No. 11, Oktober 2013

TABLE OF CONTENT

DAFT
AR ISI
AFTAR

KATA PENGANTAR

INTRODUCTION

HALAMAN KETERANGAN

ii

PAGE OF REFFERENCE

ii

DAFTAR ISI

iii

TABLE OF CONTENT

iii

DAFTAR SINGKATAN

iv

LIST OF ABBREVIATIONS

iv

DAFTAR TABEL

LIST OF TABLES

DATA

DATA

DATA BANK UMUM

COMMERCIAL BANK DATA

DATA PERBANKAN SYARIAH

61

SHARIA BANK DATA

61

DATA BANK PERKREDITAN RAKYAT

77

RURAL BANK DATA

77

DATA PERKREDITAN

93

CREDIT DATA

93

Indonesian Banking Statistics, Vol. 11, No. 11, Oktober 2013

iii

LIST OF ABBREVIA
TIONS
ABBREVIATIONS

DAFT
AR SINGKA
TAN
AFTAR
SINGKAT
APYD

: Aktiva Produktif Yang Diklasifikasikan

APYD

: Classified Earning assets

ATMR

: Aktiva Tertimbang Menurut Risiko

ATMR

: Risk Weighted Assets

BOPO

: Biaya Operasional terhadap

BOPO

: Operations Expenses to Operations

Pendapatan Operasional

Income

BPD

: Bank Pembangunan Daerah

BPD

: Regional Development Bank

CAR

: Capital Adequacy Ratio

CAR

: Capital Adequacy Ratio

DPK

: Dana Pihak Ketiga

DPK

: Third Party Funds

KAP

: Kualitas Aktiva Produktif

KAP

: Earning assets Qualtiy

KBAB

: Kewajiban Bersih Antar Bank

KBAB

: Inter-Bank Net Liabilities

KP

: Kantor Pusat

KP

: Head Office

KC

: Kantor Cabang

KC

: Branch Office

KCP

: Kantor Cabang Pembantu

KCP

: Sub-Branch Office

KK

: Kantor Kas

KK

: Cash Office

KPW

: Kantor Perwakilan

KPW

: Representative Office

LBU

: Laporan Bulanan Bank Umum

LBU

: Commercial Bank Monthly Report

LDR

: Loan to Deposit Ratio

LDR

: Loan to Deposit Ratio

NIM

: Net Interest Margin

NIM

: Net Interest Margin

NPL

: Non Performing Loan

NPL

: Non-Performing Loan

ROA

: Return on Assets

ROA

: Return on Assets

SIP

: Sistem Informasi Perbankan

SIP

: Banking Information System

UKM

: Usaha Kecil Menengah

UKM

: Small/Medium-Scale-Enterprise Industry

UMKM

: Usaha Mikro Kecil Menengah

UMKM

: Small/Medium/Micro-Enterprise Industry

NOM

: Net Operating Margin

FDR

: Financing to Deposit Ratio

iv

Statistik Perbankan Indonesia, Vol. 11, No. 11, Oktober 2013

(SMEs)
NOM

: Net Operating Margin

FDR

: Financing to Deposit Ratio

DAFT
AR TABEL
AFTAR
LIST OF TABLES
Judul
Topic

No.

1.

No. Tabel
Tables

DA
TA
DAT
Kegiatan Usaha Perbankan

Halaman
Pages

1.1.a s.d 1.7.a

1.8.a s.d 1.14.a

11

1.15.a s.d 1.21.a

18

1.22.a s.d 1.28.a

25

1.29

32

1.30

33

1.31 s.d 1.37

34

1.38 s.d 1.44

41

1.45

48

1.46

49

1.47 s.d 1.53

50

1.54

57

Bank Industries Operation


DA
TA BANK UMUM
DAT

COMMERCIAL BANK DA
TA
DAT
2.
3.
4.
5.
6.
7.
8.

9.
10.

11.

12.
13.

Kegiatan Usaha Bank Umum

Commercial Banks Operation


Laporan Laba/Rugi Bank Umum
Commercial Banks Income Statement
Rekening Administratif Bank Umum
Commercial Banks Off-Balance Sheet
Kinerja Bank Umum Konvensional
Commercial Banks Performance
Perkembangan Aset Bank Umum Berdasarkan Kelompok Bank
Growth of Commercial Banks Asset Based Group Bank
Jumlah Bank Umum Berdasarkan Pengelompokkan Total Aset
Total of Commercial Banks Based on Total Assets
Aset Produktif Bank Umum Konvensional dan
Kualitas Kredit Bank Umum Kepada Bank Lain
Earning Assets of Commercial Banks and Credit Quality of
Commercial Banks to Other Bank
Komposisi Dana Pihak Ketiga Bank Umum
Composition of Third Party Funds of Commercial Banks
Komposisi DPK Bank Umum Berdasarkan Lokasi bank Penghimpunan Dana
Composition of Third Party Funds of Commercial Banks
Based on Bank Location Month (...) Year (...)
Penghimpunan DPK Bank Umum Berdasarkan Lokasi Bank
Penghimpunan Dana
Third Party Funds of Commercial Banks Based on Bank Location
of Deposits
Suku Bunga Rata-rata DPK Bank Umum
Average of Interest Rate of Third Party Fund of Commercial Banks
Suku Bunga Rata-rata Kredit Bank Umum kepada Pihak
Bukan Bank Berdasarkan Lapangan Usaha dan Bukan
Lapangan Usaha Penerima Kredit

Indonesian Banking Statistics, Vol. 11, No. 11, October 2013

DAFT
AR TABEL / LIST OF TABLES
AFTAR

Judul
Topic

No.

Average of Credit Interest Rates of Commercial Bank to Parties


Non Bank Based on Industrial Origin and Non Industrial Origin
Credit Recipients
14. Suku Bunga Rata-rata Kredit Bank Umum kepada Pihak
Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan
Orientasi Penggunaan
Average of Credit Interest Rate of Commercial Based on Types
and Orientation User
15. Perkembangan Jumlah Bank Umum dan Kantor Bank Umum

No. Tabel
Tables

Halaman
Pages

1.55

58

1.56

59

1.57

60

2.1 s.d 2.3

62

2.4

65

2.5

66

2.6

67

2.7

68

2.8

69

2.9

70

2.10

71

2.11

72

Growth of Total Commercial Banks and Bank Offices


16. Perkembangan Jumlah Kantor Cabang Bank Berdasarkan Lokasi Bank

Growth of Total Branch offices Based on Region


DA
TA BANK SY
ARIAH
DAT
SYARIAH

TA
DAT
SHARIA BANK DA
17. Kegiatan Usaha Bank Umum Syariah

Sharia Commercial Bank Operation


18. Perkembangan Aset Perbankan Syariah

Growth of Sharia Bank Assets


19. Aktiva Produktif Perbankan Syariah

Earning Assets of Sharia Banks


20. Komposisi DPK Perbankan Syariah

Composition of Third Party Funds of Syariah Banks


21. Tingkat Bagi Hasil Rata-rata DPK Bank Syariah

Average of Profit Sharing Rates of Third Party Fund of


Sharia Banks
22. TIngkat Margin Rata-rata Pembiayaan Berdasarkan Sektor
Ekonomi

Average of Margin Rates of Financing


23. Tingkat Margin Rata-rata Pembiayaan Berdasarkan
Jenis Penggunaan

Average of Margin Rates of Financing Based on Type of Use


24. Kegiatan Usaha BPR Syariah

Syariah Rural Bank


25. Aset dan Pembiayaan BPR Syariah

Asset and Financing of Sharia Rural Bank)

vi

Statistik Perbankan Indonesia, Vol. 11, No. 11, Oktober 2013

No. Tabel
Tables

Judul
Topic

No.

26. Jaringan Kantor Perbankan Syariah

Halaman
Pages

2.12

73

2.13

74

2.14

75

3.1

78

3.2

79

3.3

80

3.4

81

3.5

82

3.6

83

3.7

84

3.8

85

3.9

86

3.10

87

3.11

88

3.12

89

Sharia Bank Office Network


27. Kinerja Bank Umum Syariah

Islamic Commercial Bank Performance


28. Bank Umum Syariah Berdasarkan Tingkat Rasio

Sharia Commercial Based on Ratios


DA
TA BANK PERKREDIT
AN RAKY
AT
DAT
PERKREDITAN
RAKYA

RURAL BANK DA
TA
DAT
29. Kegiatan Usaha Bank Perkreditan Rakyat

Rural Bank Operations


30. Kinerja Bank Perkreditan Rakyat

Rural Bank Performance


31. Perkembangan Aset BPR Berdasarkan Lokasi BPR

Growth of Assets based Rural Bank Data


32. Jumlah BPR Berdasarkan Total Aset

Rural Banks Based on Total Assets


33. Non Performing Loan Bank Perkreditan Rakyat

Non Performing Loan of Rural Bank


34

Non Performing Loan BPR Berdasarkan Lokasi

NPL of Rural Banks Based On Location


35. Dana Pihak Ketiga

Third Party Funds of Rural Bank


a. Komposisi DPK Bank Perkreditan Rakyat

Composition of Third Party Funds of Rural Bank


b. Komposisi DPK Berdasarkan Lokasi Penghimpunan

Composition of Third Party Funds Based on Location


c. DPK BPR Berdasarkan Lokasi Penghimpun

Third Party Funds of Rural Banks Based on Location


36. Suku Bunga Rata-rata DPK BPR

Average of Third Party Interest Rates of Rural Banks


37. Suku Bunga Rata-rata Kredit BPR Berdasarkan Sektor Ekonomi

Average of Credit Interest Rates of Rural Banks


38. Suku Bunga rata-rata Kredit BPR Berdasarkan Jenis Penggunaan

Average of Credit Interest Rates of Rural Banks Bases on Type of Use


39. Perkembangan Jumlah Bank dan Kantor Bank

Indonesian Banking Statistics, Vol. 11, No. 11, October 2013

vii

Judul
Topic

No.

No. Tabel
Tables

Halaman
Pages

Growth of Total Rural Banks and Bank Offices


a. Perkembangan Jumlah BPR

3.13

90

3.14

91

4.1.a s.d 4.7.a

94

4.8.a

101

4.9.a s.d 4.15.a

102

4.16.a

109

4.17.a

110

Growth of Total Rural Bank


b. Perkembangan Jumlah BPR dan Kantor BPR
Berdasarkan Lokasi

Growth of Total Rural Bank Offices Based on Region


DA
TA PERKREDIT
AN
DAT
PERKREDITAN

TA
DAT
CREDIT DA
40. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank
Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha
Penerima Kredit

Credit Channeling and Non Performing Loan (NPL) Credit


Channeling of Commercial Banks to Non Bank Third Party
Based on Business Sector and non Business Sector of Credit
Channeling Beneficiary
41. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank
Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha
Per Lokasi Dati I Bank Penyalur Kredit

Credit and Non Performing Loan (NPL) of Comemrcial Bank to


Non Bank Third Party Based on Business Sector and non
Business Sector of Credit by Region
42. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan
Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

Credit and Non Perfoming Loan (NPL) of Commercial Banks to


Non Bank Third Party Based on Types and Orientation of Use
43. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank
Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
per Lokasi Dati I Bank Penyalur Kredit

Credit and Non Perfoming Loan (NPL) of Commercial Banks to


Non Bank Third Party Based on Types and Orientation of Use
by Bank Location for [month] [year]
44. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank
Berdasarkan Lokasi Dati I Bank Penyalur Kredit

Credit and Non Performing Loan (NPL) 0f Commercial Banks to


Non Bank Third Party Based on Bank Location

viii

Statistik Perbankan Indonesia, Vol. 11, No. 11, Oktober 2013

Judul
Topic

No.

No. Tabel
Tables

45. Kredit dan Non Performing Loan (NPL) Bank Umum Kepada

Halaman
Pages

4.18.a

111

4.19.a

112

4.20.a

113

4.21.a

114

4.22

115

4.23

116

4.24

117

4.25

118

4.26

119

4.27

120

Pihak Ketiga Bukan Bank Berdasarkan Hubungan Penerima


Kredit dengan Bank

Credit and NPL of Commercial Bank to Non Bank Third Party


Based on Bank Relation with Beneficiary
46. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank
Yang Penarikannya Menggunakan Kartu Berdasarkan Kelompok Bank

Credit and NPL of Commercial Bank to Non Bank Third Party


Withdrawn By Card Based on Group of Bank
47. Penerusan Kredit (Off-Balance Sheet) dan NPL Penerusan Kredit
Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan
Lapangan Usaha dan Bukan Lapangan Usaha Penerima
Penerusan Kredit

Credit Channeling (Off-Balance Sheet) and NPLof Commercial


Banks Based on Industries Sector and non Industries Sector of
Credit Channeling Beneficiary
48. Penerusan Kredit (Off-Balance Sheet) dan Non Performing
Loan (NPL) Penerusan Kredit Bank Umum Kepada Pihak
Ketiga Bukan Bank Berdasarkan Jenis Kredit dan Golongan
Penyalur Kredit

Off-Balance Sheet Credit Channeling and NPL of Commercial


Banks to Non-Bank Third Party Based on Types of Credit and
Classification of Credit Providers
49. Pembiayaan Perbankan Syariah

Financing of Sharia banks


50. Pembiayaan Perbankan Syariah Berdasarkan Sektor Ekonomi

Financing of Syariah Banks Based on Economic Sector


51. Pembiayaan Perbankan Syariah Berdasarkan Lokasi Bank
Penyalur

Financing of Syariah Banks Based on Banks Location


52. Kredit BPR Berdasarkan Sektor Ekonomi

Credit of Rural Banks Based on Economic Sector


53. Kredit Bank Perkreditan Rakyat Berdasarkan Jenis Penggunaan

Credit of Rural Banks Based on Type of Use


54. Kredit Bank Perkreditan Rakyat Berdasarkan Lokasi Bank

Indonesian Banking Statistics, Vol. 11, No. 11, October 2013

ix

Judul
Topic

No.

No. Tabel
Tables

Halaman
Pages

Penyalur

Credit of Rural Bank Based on Location


55. Kredit dan Non Performing Loan MKM dan UMKM

4.28

121

4.29

123

4.30

124

4.31

126

Berdasarkan Sektor Ekonomi

Credit & NPL of MSMEs and SMEs Based on Economic Sector


56. Kredit dan Non Performing Loan MKM dan UMKM
Berdasarkan Jenis Penggunaan

Credit & NPL of MSMEs and SMEs Based on Type Use


57. Kredit dan Non Performing Loan Rincian Kredit MKM dan
UMKM Menurut Kelompok Bank

Credit & NPL of MSMEs and SMEs Based on Group of Bank


58. Kredit UMKM dan MKM Menurut Lokasi Proyek per Daerah
Tingkat I

Credit & NPL of MSMEs and SMEs Based on Project Location

Statistik Perbankan Indonesia, Vol. 11, No. 11, Oktober 2013

DATA
Indonesian Banking Statistics, Vol. 10, No. 7, June 2012

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 1 Kegiatan Usaha Perbankan

(Bank Industries Operation)


Miliar Rp (Billion Rp)
2012
Indikator

2007

2008

2009

2010

2013

Indicator

2011
Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Aug

Sep

Okt
Distribution of Funds

Penyaluran Dana
Bank Umum

1.702.520

2.015.221

2.282.179

2.765.912

3.412.463

3.952.177

4.036.091

4.172.672

4.134.322

4.156.001

4.231.772

4.281.774

4.318.181

4.377.116

4.395.148

4.472.336

4.637.620

4.627.191

26.549

31.313

36.076

43.877

53.534

61.763

63.062

64.753

65.010

65.656

66.032

66.906

67.692

68.521

69.107

70.378

71.528

72.546

203.863

166.518

212.116

139.316

117.983

70.838

76.573

81.158

87.947

92.579

94.190

98.327

98.565

83.035

76.837

73.167

83.044

Bank Perkreditan Rakyat


SBI dan SBIS

1)

1.718.965

1.990.345

2.180.934

2.563.562

3.093.848

3.346.113

3.410.851

3.542.518

3.494.393

3.505.837

3.572.036

3.621.187

3.671.658

3.711.769

3.736.834

3.794.384

3.918.543

3.884.976

22.629

26.345

30.367

37.034

45.462

52.573

53.561

55.289

55.524

56.120

56.443

57.306

57.902

58.570

59.295

60.269

61.163

61.824

1.986.501

2.310.557

2.534.106

3.008.853

3.652.832

4.028.789

4.103.456

4.262.587

4.211.039

4.237.117

4.313.832

4.367.751

4.418.690

4.461.783

4.510.290

4.581.137

4.737.308

4.716.845

27.741

32.533

37.554

45.742

55.799

64.409

65.698

67.397

67.610

68.284

68.645

69.446

70.240

71.901

72.091

73.858

74.440

75.491

Bank Perkreditan Rakyat

Rural Banks

Bank Umum
Bank Perkreditan Rakyat

130

124

121

122

120

120

120

120

120

120

120

120

120

120

120

120

120

120

1.817

1.772

1.733

1.706

1.669

1.669

1.667

1.653

1.653

1.654

1.653

1.639

1.641

1.641

1.641

1.641

1.641

1.639

Rural Banks

Commercial Banks
Rural Banks
Total Bank Offices

Jumlah Kantor
Bank Umum

9.680

10.868

12.837

13.837

14.797

16.067

16.067

16.625

16.821

16.982

17.089

17.191

17.326

17.504

17.688

17.798

Bank Perkreditan Rakyat

3.250

3.367

3.644

3.910

4.172

4.378

4.404

4.425

4.448

4.470

4.499

4.518

4.549

4.568

4.584

4.612

Sertifikat Bank Indonesia Syariah

Commercial Banks

Total Banks

Jumlah Bank

Ket :

Commercial Banks

Total Assets

Jumlah Aset

1)

1)

Source of Funds

Bank Perkreditan Rakyat

Bank Umum

Rural Banks

100.420 SBI and SBIS

Sumber Dana
Bank Umum

Commercial Banks

Note :

1)

17.953

18.114

4.630

4.656

Commercial Banks
Rural Banks

Bank Indonesia Certificates on Sharia Principles (SBIS)

DATA BANK UMUM


Indonesian Banking Statistics, Vol. 10, No. 7, June 2012

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 1.1.a. Kegiatan Usaha Bank Umum

(Commercial Bank Operations)


Miliar Rp (Billion Rp)
2012

Keterangan
Peyaluran Dana
a. Kredit Yang Diberikan
- Kepada Pihak Ketiga
Rupiah
Valas
- Kepada Bank Lain
Rupiah
Valas
b. Penempatan pada Bank Lain
- Giro
- Inter Bank Call Money
- Deposito Berjangka
- Lainnya
c. Penempatan pada Bank Indonesia
- Giro
- Fine Tune Operation (FTO)
- Fasbi
- Lainnya
d. Surat Berharga
- Sertifikat Bank Indonesia (SBI)
- Surat Perbendaharaan Negara (SPN)
- Obligasi
- Lainnya
e. Penyertaan
f. Cadangan Kerugian Penurunan
Nilai Aset Keuangan (CKPN)
- Kredit yang diberikan
- Surat Berharga
- Lainnya
g. Tagihan Spot dan Derivatif
h. Tagihan Lainnya
Sumber Dana
a. Dana Pihak Ketiga
Rupiah
Giro
Tabungan
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
b. Kewajiban kepada Bank Indonesia
c. Kewajiban kepada Bank lain
d. Surat Berharga yang diterbitkan
e. Pinjaman yang Diterima
Rupiah
Valas
f. Kewajiban Spot dan Derivatif
g. Kewajiban Lainnya (mencakup Tagihan
Akseptasi, dan Tagihan atas Surat
Berharga yang dijual dgn janji dibeli
kembali/repo)
h. Setoran Jaminan
Beberapa komponen modal
a. Modal Disetor
b. Cadangan
c. L/R Tahun lalu 1)
d. L/R Tahun berjalan sesudah pajak
e. Tambahan modal disetor
f. Modal Pinjaman
1)
2)

2)

2013

Mei

Jun

Jul

Ags

Sep

Okt

2.403.656
2.386.145
1.988.905
397.240
17.511
8.732
8.779
173.945
47.221
79.108
45.158
2.458
492.918
262.000
115.889
96.166
18.863
448.555
96.627
3.582
282.481
65.866
13.986
72.725

2.470.380
2.452.856
2.051.193
401.663
17.524
9.422
8.102
188.328
50.377
93.557
42.214
2.181
482.620
260.665
93.000
107.249
21.706
449.426
91.719
4.052
287.232
66.422
14.056
72.134

2.487.835
2.470.111
2.074.552
395.559
17.724
9.673
8.050
188.716
58.383
90.687
37.729
1.917
479.261
261.529
127.276
68.885
21.571
443.975
83.578
3.992
289.405
67.000
14.219
72.825

2.527.989
2.510.651
2.110.038
400.613
17.337
9.505
7.833
172.011
50.825
81.325
37.850
2.011
472.976
264.766
98.527
93.304
16.380
442.062
83.758
5.165
289.182
63.957
14.229
73.516

2.573.056
2.555.839
2.146.193
409.645
17.217
9.767
7.450
183.218
61.207
78.914
41.210
1.887
505.407
267.078
155.766
63.873
18.690
423.549
69.432
4.382
286.143
63.592
14.375
72.403

2.601.768
2.585.345
2.175.819
409.526
16.423
9.851
6.572
173.652
61.856
74.700
35.059
2.037
493.142
269.233
154.363
52.631
16.915
428.016
70.838
4.424
291.259
61.496
14.565
72.671

67.190
2.124
3.411
9.137
163.910

66.520
2.150
3.464
8.016
154.156

67.399
3.402
2.025
7.720
140.505

68.052
2.138
3.326
7.370
131.705

67.052
3.928
1.423
7.356
168.920

2.908.957
2.484.038
518.350
852.491
1.113.197
424.920
181.954
60.742
182.224
2.091
114.509
34.506
71.970
10.903
61.068
11.123
59.246

2.955.833
2.516.672
530.661
874.930
1.111.080
439.161
187.603
64.270
187.288
1.958
127.361
37.070
69.025
11.745
57.279
8.238
59.091

2.961.417
2.511.915
520.646
881.225
1.110.044
449.502
188.400
67.130
193.972
1.842
117.787
36.328
72.254
11.510
60.745
7.703
58.246

2.984.050
2.534.560
505.959
905.391
1.123.210
449.491
190.429
65.159
193.903
1.891
110.495
37.894
72.969
11.375
61.594
8.351
51.893

4.759

4.656

4.629

118.587
37.964
158.377
36.355
79.666
28.190

119.295
38.855
154.072
45.732
81.665
28.284

120.193
39.027
152.893
52.887
83.702
29.012

Nov

Des

Jan

Feb

Mar

Apr

2.647.930
2.631.002
2.215.458
415.544
16.928
10.024
6.904
168.532
61.363
69.517
35.456
2.197
524.437
271.175
149.183
84.394
19.685
429.092
76.573
3.485
286.069
62.965
14.606
72.850

2.725.674
2.707.862
2.281.021
426.841
17.812
10.596
7.215
166.623
58.212
76.279
30.370
1.761
580.697
289.254
198.835
65.431
27.178
429.946
81.158
1.920
282.960
63.909
15.065
69.931

2.705.601
2.688.143
2.258.437
429.705
17.458
10.546
6.912
159.142
60.515
66.852
30.107
1.669
562.533
282.128
201.545
59.415
19.445
438.448
87.947
2.017
287.547
60.937
15.085
71.691

2.736.684
2.718.717
2.296.744
421.974
17.966
11.294
6.672
199.425
76.159
83.709
37.951
1.606
506.847
279.300
155.814
51.620
20.113
447.191
92.579
1.681
293.956
58.975
15.082
72.157

2.787.372
2.768.371
2.333.275
435.096
19.000
12.042
6.958
219.424
86.152
88.371
42.912
1.988
500.886
282.198
143.552
49.269
25.867
455.037
94.190
4.938
298.588
57.321
14.459
71.529

2.844.812
2.824.217
2.375.249
448.968
20.595
12.371
8.224
201.706
70.087
80.998
47.568
3.052r)
524.578
286.281
131.062
84.826
22.409
457.632
98.327
3.779
298.100
57.426
14.438
72.404

67.189
2.108
3.374
7.137
161.225

67.984
2.108
2.758
7.533
171.110

65.389
2.105
2.437
8.229
176.507

66.770
2.136
2.785
8.145
173.677

67.460
2.135
2.561
8.246
170.369

68.740
2.047
742
8.161
174.905

3.049.956
2.591.133
539.191
917.469
1.134.473
458.824
187.009
63.990
207.824
1.702
119.598
35.626
72.316
11.606
60.709
8.070
56.650

3.070.604
2.598.755
513.237
928.728
1.156.790
471.849
193.887
65.558
212.404
1.787
103.372
40.816
63.009
11.559
51.450
7.605
54.086

3.130.518
2.653.701
537.730
947.636
1.168.335
476.817
197.883
64.669
214.266
2.366
107.904
40.832
61.992
11.511
50.481
7.094
55.765

3.225.198
2.757.530
567.801
1.010.488
1.179.242
467.668
199.270
66.342
202.056
1.864
124.697
42.116
75.341
12.229
63.112
7.928
60.342

3.205.006
2.720.131
539.847
990.399
1.189.885
484.875
215.958
71.446
197.471
1.889
104.438
41.737
71.293
12.045
59.248
7.602
57.750

3.207.342
2.712.820
529.177
982.631
1.201.012
494.522
222.423
72.221
199.878
1.831
114.905
44.688
71.139
11.943
59.197
7.302
54.081

4.870

4.909

4.834

4.380

5.031

4.677

120.272
39.064
152.737
59.721
83.422
29.019

120.700
39.118
152.056
68.067
83.994
29.032

121.267
39.145
152.037
76.125
84.349
28.943

122.177
39.152
152.071
84.862
86.396
28.932

123.279
38.656
149.971
92.830
89.426
31.242

124.210
38.821
246.272
8.727
87.520
30.260

Mei

Jun

Jul

Ags

2.909.085
2.887.478
2.431.072
456.406
21.607
13.107
8.501
196.967
75.646
79.050
39.457
2.814r)
490.240
286.373
130.876
60.563
12.427
468.078
98.565
7.584
302.912
59.017
14.438
71.277

2.982.436
2.959.123
2.501.879
457.244
23.313
14.123
9.190
166.884
50.955
70.806
41.834
3.289
512.592
296.954
95.543
104.724
15.371
449.670
83.035
10.275
301.838
54.522
15.110
73.294

3.045.511
3.021.126
2.550.463
470.664
24.384
15.072
9.312
205.794
75.859
90.194
36.827
2.914
453.788
292.888
45.719
102.115
13.066
458.791
76.837
18.318
308.846
54.789
15.507
74.403

3.091.429
3.067.402
2.563.483
503.919
24.027
15.037
8.989
184.504
75.425
69.911
37.114
2.053
465.921
295.310
34.721
124.388
11.503
460.675
73.167
19.571
312.470
55.466
15.529
77.036

3.170.805
3.147.210
2.615.707
531.503
23.595
15.587
8.008
211.452
80.832
85.452
41.343
3.825
475.606
305.147
45.289
102.546
22.624
485.539
83.044
19.999
321.936
60.560
15.696
77.693

3.182.949
3.159.476
2.645.356
514.120
23.473
15.775
7.697
196.390
78.350
78.544
36.807
2.690
462.291
303.916
45.702
97.452
15.220
506.638
100.420
18.520
323.930
63.767
15.806
84.322

64.944r)
2.037r)
5.423r)
8.501
157.703

65,015r)
2.033r)
4.230r)
9.633
158.463

67.604
2.101
3.589
9.389
167.742

68.243
2.151
4.009
13.603
127.752

70.658
2.087
4.291
24.757
152.486

71.827
2.325
3.541
26.656
174.173

78.234
2.271
3.817
20.838
157.958

3.243.136
2.749.311
545.965
974.296
1.229.050
493.825
208.263
73.138
212.424
1.719
127.253
52.547
74.622
13.498
61.124
7.445
60.524

3.299.350
2.810.352
582.871
984.782
1.242.699
488.999
208.604
73.496
206.899
1.601
126.400
51.487
72.968
13.029
59.939
7.207
57.492

3.349.660
2.816.403
563.069
986.939
1.266.395
533.257
234.163
74.175
224.919
2.500
125.648
50.020
72.306
12.747
59.560
9.032
57.501

3.374.272
2.843.895
597.833
990.719
1.255.343
530.377
229.414
75.290
225.673
1.697
133.384
51.156
71.583
13.547
58.036
9.863
64.877

3.392.927
2.843.380
577.112
1.019.789
1.246.479
549.546
236.631
76.038
236.877
1.724
120.911
52.746
82.232
14.583
67.648
15.168
65.948

3.440.207
2.863.890
575.270
1.019.866
1.268.754
576.317
247.599
78.168
250.550
1.805
114.063
52.883
87.999
13.917
74.082
25.580
66.398

3.526.188
2.910.414
586.301
1.041.941
1.282.172
615.773
270.853
84.072
260.848
2.086
131.998
53.452
99.548
15.164
84.385
28.392
71.203

3.520.890
2.915.359
570.582
1.036.545
1.308.232
605.531
272.050
84.667
248.815
1.555
118.165
52.442
93.361
15.100
78.260
21.939
71.073

4.549

4.790

4.682

4.991

4.938

5.179

5.447

5.675

5.551

124.397
38.820
246.025
16.085
91.521
30.234

126.599
40.516
238.553
25.132
91.059
29.288

130.167
46.629
217.491
32.647
89.911
30.403

130.937
47.060
209.113
42.699
89.534
29.832

133.911
50.437
205.203
51.118
84.829
30.440

134.679
50.760
203.822
59.395
85.632
30.564

133.044
50.469
200.985
70.738
83.043
30.807

135.063
50.759
203.415
79.149
85.278
31.632

135.911
50.632
203.404
89.039
88.399
32.099

Items

Okt

Distribution of Funds
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
b. Interbank Placement
- Demand Deposit
- Inter Bank Call Money
- Time Deposits
- Others
c. Placement to Bank Indonesia
- Demand Deposit
- Fine Tune Operation (FTO)
- Fasbi
- Others
d. Securitiess
- Bank Indonesia Certificates (SBI)
- Treasury Bills
- Bonds
- Others
e. Equity Investment
f. Impairment on Financial Assets
- Credit
- Securities
- Others
g. Spot and Derivatives Claims
h. Other claims
Source of Funds
a. Third Party Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
b. Liabilities to BI
c. Interbank Liabilities
d. Issued Securities
e. Loans received
Rupiah
Foreign Exchange
f. Spot and Derivatives Liabilities
g. Other Liabilities

h. Margin Deposits
Components of Capital
a. Paid In Capital
b. Reserves
c. Retained Earnings (Profit/Loss) 1)
d. Current Earnings (Profit /Loss) 2)
e. Additional Paid In Capital
f. Loan Capital
1)

. Pada LBU 2008 tdk didefinisikan Vs Metadata

. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama
r) Angka-angka diperbaiki

Sep

2)

LBU 2008 is not defined vs metada

Positive difference of op. income and non op. minus op. expenses and non op. vs old metada
r) Revised figures

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 1.2.a. Kegiatan Usaha Bank Persero

(State Owned Banks Operations)


Miliar Rp (Billion Rp)
2012

Keterangan

Mei

Peyaluran Dana
a. Kredit Yang Diberikan
- Kepada Pihak Ketiga
Rupiah
Valas
- Kepada Bank Lain
Rupiah
Valas
b. Penempatan pada Bank Lain
- Giro
- Inter Bank Call Money
- Deposito Berjangka
- Lainnya
c. Penempatan pada Bank Indonesia
- Giro
- Fine Tune Operation (FTO)
- Fasbi
- Lainnya
d. Surat Berharga
- Sertifikat Bank Indonesia (SBI)
- Surat Perbendaharaan Negara (SB/PN)
- Obligasi
- Lainnya
e. Penyertaan
f. Cadangan Kerugian Penurunan
Nilai Aset Keuangan (CKPN)
- Kredit yang diberikan
- Surat Berharga
- Lainnya
g. Tagihan Spot dan Derivatif
h. Tagihan Lainnya
Sumber Dana
a. Dana Pihak Ketiga
Rupiah
Giro
Tabungan
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
b. Kewajiban kepada Bank Indonesia
c. Kewajiban kepada Bank lain
d. Surat Berharga yang diterbitkan
e. Pinjaman yang Diterima
Rupiah
Valas
f. Kewajiban Spot dan Derivatif
g. Kewajiban Lainnya (mencakup Tagihan
Akseptasi, dan Tagihan atas Surat
Berharga yang dijual dgn janji dibeli
kembali/repo)
h. Setoran Jaminan
Beberapa komponen modal
a. Modal Disetor
b. Cadangan
c. L/R Tahun lalu 1)
d. L/R Tahun berjalan sesudah pajak
e. Tambahan modal disetor
f. Modal Pinjaman

2)

Jun

Jul

Ags

2013
Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr
1.001.570
998.187
878.031
120.156
3.384
2.708
675
57.729r)
33.895
19.378
3.618
839r)
192.603
99.271
38.775
46.508r)
8.049
198.780
21.429
1.086
154.348
21.917
6.644
37.639

Mei

834.671
832.330
734.768
97.562
2.341
2.145
197
58.671
26.191
25.026
7.267
188
177.335
91.125
40.671
41.300
4.239
191.529
15.219
799
149.147
26.363
6.112
37.932

857.257
854.674
754.487
100.187
2.583
2.400
183
52.640
23.629
23.585
5.425
0
187.228
87.759
43.970
50.039
5.460
188.810
14.212
937
148.351
25.310
6.129
37.843

853.228
850.583
757.712
92.871
2.645
2.451
193
55.899
27.146
23.367
5.386
0
177.200
88.299
58.292
27.039
3.570
186.835
14.640
740
146.759
24.695
6.169
37.946

868.005
865.367
770.143
95.224
2.638
2.453
185
57.416
27.328
24.330
5.758
0
174.872
91.174
46.474
35.124
2.100
188.200
17.251
1.512
146.914
22.524
6.172
38.139

891.558
888.985
789.604
99.381
2.574
2.465
108
56.709
32.371
18.415
5.923
0
171.400
90.066
61.325
15.810
4.199
186.315
15.649
1.293
145.398
23.975
6.294
38.078

899.634
897.082
797.818
99.264
2.552
2.388
164
52.105
32.670
15.428
4.006
0
169.605
89.908
61.231
13.849
4.618
185.862
14.713
1.349
146.798
23.002
6.309
38.154

922.737
920.147
815.688
104.459
2.590
2.433
157
53.003
31.234
18.415
3.354
0
188.518
92.019
59.537
30.604
6.359
186.928
15.409
1.934
147.103
22.481
6.331
38.059

961.994
959.128
847.132
111.996
2.866
2.756
111
44.017
23.859
15.270
4.887
0
237.866
107.025
101.252
18.977
10.611
189.311
16.671
124
148.758
23.757
6.675
36.516

948.292
945.499
830.918
114.581
2.794
2.644
149
46.184
30.735
11.630
3.818
0
202.515
100.933
71.569
23.844
6.170
194.214
19.069
366
151.343
23.436
6.682
37.405

961.324
958.571
849.088
109.484
2.752
2.596
157
61.483
40.944
17.242
3.296
0
164.505
98.121
43.397
14.065
8.922
198.570
21.183
184
152.641
24.562
6.669
37.623

979.032
976.289
860.193
116.096
2.743
2.586
156
71.903
48.476
20.112
3.314
0
159.428
97.917
39.592
10.677
11.241
197.355
18.625
683
155.048
22.999
6.681
36.962

36.194
181
1.557
348
47.833

36.107
222
1.515
173
48.456

36.314
136
1.495
253
41.629

36.479
136
1.524
150
30.307

36.464
128
1.487
176
43.891

36.498
140
1.516
169
40.539

36.328
144
1.587
275
42.910

34.846
150
1.520
342
49.032

35.673
167
1.565
223
52.402

35.853
176
1.594
212
48.375

35.136
161
1.664
248
44.550

35.826
174
1.639
303
34.990

35.779
161
1.684
772
33.039

1.028.702
901.813
173.519
382.415
345.879
126.890
54.633
13.193
59.064
1.718
37.029
9.785
36.327
5.191
31.135
1.157
20.964

1.048.512
914.765
174.777
398.238
341.750
133.748
59.545
13.631
60.571
1.670
40.511
11.778
33.499
5.727
27.772
844
22.698

1.035.025
898.238
169.505
397.082
331.651
136.786
57.968
13.706
65.112
1.665
33.912
11.805
35.036
5.521
29.515
812
21.174

1.044.060
904.599
165.191
405.953
333.455
139.461
61.252
14.148
64.061
1.606
36.532
11.851
36.952
5.506
31.445
790
18.975

1.060.300
917.858
170.695
409.270
337.893
142.442
59.710
14.047
68.684
1.594
34.823
11.869
34.567
5.496
29.071
833
21.272

1.071.565
920.386
155.986
416.565
347.836
151.179
66.872
14.644
69.663
1.626
29.532
11.888
27.714
5.489
22.225
810
18.933

1.112.462
961.137
176.906
426.720
357.512
151.324
65.235
14.353
71.736
1.638
27.682
11.883
25.783
5.492
20.291
833
20.229

1.201.284
1.053.025
206.540
467.656
378.829
148.259
65.610
15.366
67.283
1.437
21.807
11.906
33.898
5.988
27.910
771
20.260

1.155.296
1.001.533
179.475
448.343
373.716
153.763
78.854
15.172
59.736
1.466
25.846
11.937
30.499
5.987
24.512
682
20.636

1.138.323
982.922
157.774
445.007
380.141
155.401
80.022
15.305
60.074
1.502
32.245
11.921
31.369
5.994
25.375
647
19.276

1.141.350
985.403
156.808
442.550
386.045
155.948
73.066
15.864
67.018
1.475
33.296
18.807
32.734
5.982
26.752
721
20.781

1.178.129
1.028.840
184.814
449.201
394.825
149.289
68.518
16.268
64.503
1.457
38.205
18.812
31.293
5.808
25.484
678
20.083

2.246

2.277

2.297

2.373

2.390

2.347

2.788

2.538

2.457

2.538

31.308
17.688
61.384
15.215
35.165
7.970

31.311
17.693
61.322
19.025
35.479
7.840

31.311
17.693
61.379
22.394
36.140
7.838

31.311
17.693
61.379
25.565
35.625
7.823

31.311
17.693
61.378
29.384
35.892
7.824

2.253
31.311
17.693
61.379
33.056
36.233
7.825

32.062
17.693
61.384
37.348
37.514
7.825

32.067
17.693
61.384
40.823
37.567
7.139

32.067
17.693
104.483
3.452
36.686
7.138

32.121
17.693
104.643
6.729
36.657
7.120

32.170
18.648
101.254
11.096
36.293
7.082

Jun

Jul

1.028.931 1.071.098
1.025.125 1.066.945
904.233
945.138
120.891
121.807
3.807
4.153
3.043
3.301
764
852
61.465
36.836
42.148
20.726
16.187
12.600
2.291
2.945
839r)
566
168.655
194.425
102.021
107.428
48.980
36.985
46.691
13.956
3.698
3.321
201.664
187.097
21.456
11.922
1.133
865r)
155.393
147.986
23.682
23.964
6.647
7.271
37.623
37.729

r) Angka-angka diperbaiki

Okt

1.092.980
1.088.499
961.319
127.180
4.481
3.193
1.288
59.300
41.938
12.262
5.038
61
174.849
104.749
20.854
47.602
1.644
192.624
13.646
2.227
152.570
24.181
7.674
38.894

1.129.953
1.125.090
989.757
135.334
4.863
3.425
1.438
59.544
42.793
13.237
3.457
57
168.240
106.429
25.209
32.816
3.785
200.191
17.176
2.095
154.894
26.026
7.690
39.433

1.129.526
1.125.057
992.083
132.974
4.469
3.428
1.041
59.779
42.247
13.519
3.799
213
179.576
106.267
24.527
46.085
2.696
198.141
13.211
1.553
155.595
27.783
7.706
39.332

35.943
158
1.627
191
37.545

36.073
161
1.888
307
33.773

36.817
173
1.904
1.060
35.270

37.287
173
1.974
733
43.145

37.196
168
1.968
379
43.197

1.193.439
1.005.066
167.726
454.002
383.338
188.373
92.470
16.890
79.013
1.512
36.979
18.585
29.303
5.811
23.492
1.248
21.343

1.226.507
1.038.001
193.410
459.159
385.432
188.506
91.235
17.338
79.933
1.510
33.257
18.716
24.531
5.947
18.584
832
27.121

1.224.042
1.034.055
181.884
470.679
381.492
189.987
89.093
17.778
83.116
1.716
34.300
19.029
29.306
5.960
23.346
1.205
28.361

1.244.245
1.048.141
189.975
467.759
390.407
196.104
97.086
17.952
81.067
1.798
35.862
19.653
31.379
5.934
25.445
1.908
28.778

1.268.088
1.056.712
179.061
483.285
394.366
211.376
107.223
19.555
84.598
1.781
37.820
20.305
36.929
6.436
30.493
2.283
29.829

1.277.421
1.068.869
184.190
480.931
403.749
208.552
108.800
21.497
78.255
1.547
36.473
20.002
33.952
6.447
27.505
1.633
28.507

2.499

2.807

2.871

32.170
23.801
83.778
14.665
36.666
7.122

32.170
23.802
83.777
18.447
35.824
7.124

32.170
23.802
83.792
22.886
33.676
7.112
2)

Items
Distribution of Funds
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
b. Interbank Placement
- Demand Deposit
- Inter Bank Call Money
- Time Deposits
- Others
c. Placement to Bank Indonesia
- Demand Deposit
- Fine Tune Operation (FTO)
- Fasbi
- Others
d. Securitiess
- Bank Indonesia Certificates (SBI)
- Treasury Bills
- Bonds
- Others
e. Equity Investment
f. Impairment on Financial Assets
- Credit
- Securities
- Others
g. Spot and Derivatives Claims
h. Other claims
Source of Funds
a. Third Party Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
b. Liabilities to BI
c. Interbank Liabilities
d. Issued Securities
e. Loans received
Rupiah
Foreign Exchange
f. Spot and Derivatives Liabilities
g. Other Liabilities

h. Margin Deposits
Components of Capital
32.171
32.171
32.171
32.171
a. Paid In Capital
23.802
23.802
23.802
23.802
b. Reserves
83.777
83.777
83.777
83.777
c. Retained Earnings (Profit/Loss) 1)
26.666
d.
30.490
34.856
39.339
Current Earnings (Profit /Loss) 2)
33.032
31.517
32.282
33.928
e. Additional Paid In Capital
7.116
7.132
7.144
7.139
f. Loan Capital
1)
LBU 2008 is not defined vs metada
Positive difference of op. income and non op. minus op. expenses and non op. vs old metada
2.939

. Pada LBU 2008 tdk didefinisikan Vs Metadata


. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama

Sep

1.082.282
1.077.916
959.545
118.372
4.366
3.365
1.001
58.073
39.255
13.565
4.476
777
155.648
102.980
28.142
22.327
2.199
190.999
13.338
1.767
151.873
24.022
7.645
38.122

1)
2)

Ags

3.084

3.276

3.276

r) Revised figures

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 1.3.a. Kegiatan Usaha BUSN Devisa

(Foreign Exchange Commercial Banks Operations)


Miliar Rp (Billion Rp)
2012

Keterangan

Mei

Peyaluran Dana
a. Kredit Yang Diberikan
- Kepada Pihak Ketiga
Rupiah
Valas
- Kepada Bank Lain
Rupiah
Valas
b. Penempatan pada Bank Lain
- Giro
- Inter Bank Call Money
- Deposito Berjangka
- Lainnya
c. Penempatan pada Bank Indonesia
- Giro
- Fine Tune Operation (FTO)
- Fasbi
- Lainnya
d. Surat Berharga
- Sertifikat Bank Indonesia (SBI)
- Surat Perbendaharaan Negara (SB/PN)
- Obligasi
- Lainnya
e. Penyertaan
f. Cadangan Kerugian Penurunan
Nilai Aset Keuangan (CKPN)
- Kredit yang diberikan
- Surat Berharga
- Lainnya
g. Tagihan Spot dan Derivatif
h. Tagihan Lainnya
Sumber Dana
a. Dana Pihak Ketiga
Rupiah
Giro
Tabungan
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
b. Kewajiban kepada Bank Indonesia
c. Kewajiban kepada Bank lain
d. Surat Berharga yang diterbitkan
e. Pinjaman yang Diterima
Rupiah
Valas
f. Kewajiban Spot dan Derivatif
g. Kewajiban Lainnya (mencakup Tagihan
Akseptasi, dan Tagihan atas Surat
Berharga yang dijual dgn janji dibeli
kembali/repo)
h. Setoran Jaminan
Beberapa komponen modal
a. Modal Disetor
b. Cadangan
c. L/R Tahun lalu 1)
d. L/R Tahun berjalan sesudah pajak
e. Tambahan modal disetor
f. Modal Pinjaman

2)

2013

Jun

Jul

Ags

Sep

Okt

1.004.527
996.625
864.146
132.479
7.902
5.160
2.741
36.086
12.607
19.593
2.541
1.345
179.111
105.260
47.052
17.875
8.924
156.145
41.717
1.263
91.881
21.283
7.050
23.525

1.034.281
1.026.096
894.247
131.849
8.185
5.492
2.692
51.359
16.943
30.676
2.501
1.240
167.825
105.979
29.283
20.912
11.651
159.962
41.798
1.170
94.724
22.270
7.116
23.283

1.041.452
1.033.109
903.110
129.999
8.343
5.650
2.693
53.074
20.777
28.310
2.975
1.012
173.063
107.047
35.175
19.528
11.313
152.462
36.763
700
93.018
21.982
7.136
23.568

1.055.817
1.047.497
915.365
132.132
8.319
5.839
2.481
39.947
13.044
22.146
3.673
1.084
178.080
108.485
33.045
25.940
10.609
156.249
37.942
1.420
95.372
21.514
7.149
23.964

1.067.582
1.059.131
925.062
134.069
8.450
5.960
2.490
37.133
16.819
18.746
629
938
198.177
110.324
59.204
19.509
9.141
150.064
31.212
1.473
95.715
21.664
7.161
22.727

1.080.430
1.071.848
939.843
132.005
8.582
6.084
2.497
37.152
18.725
16.014
1.266
1.146
189.531
110.239
55.742
17.025
6.525
152.944
33.225
1.594
96.836
21.289
7.332
22.812

20.462
1.902
1.161

20.165
1.893
1.225

20.510
3.231
(172)

20.855
1.966
1.143

19.690
3.769
(732)

1.580
76.387

1.595
68.824

1.479
65.418

1.445
65.402

1.207.976
1.041.680
175.044
381.404
485.233
166.296
63.495
25.293
77.507
134
41.426
10.517
12.002
2.625
9.377
952
26.588

1.235.649
1.062.033
179.124
386.535
496.375
173.616
64.909
28.098
80.609
122
42.888
10.544
12.363
2.729
9.633
718
25.333

1.250.280
1.073.848
181.851
390.657
501.340
176.432
65.797
28.790
81.845
121
35.661
9.857
11.879
2.718
9.161
648
24.746

1.633

1.640

43.572
10.646
60.921
12.459
40.219
17.284

43.787
10.990
58.589
16.005
42.100
17.285

Nov

Des

Jan

Feb

Mar

Apr

Mei

Juni

Juli

1.094.294
1.085.626
954.990
130.637
8.667
6.173
2.494
39.634
18.614
17.331
2.426
1.262
189.371
110.781
50.441
20.262
7.887
154.402
36.868
984
95.549
21.001
7.342
22.987

1.123.364
1.114.279
982.260
132.018
9.085
6.483
2.602
46.221
20.881
23.047
1.322
972
208.570
114.071
61.799
21.895
10.805
154.456
40.470
988
90.998
22.000
7.441
22.335

1.115.943
1.106.845
975.957
130.888
9.098
6.577
2.521
37.729
18.384
16.757
1.656
932
232.163
117.022
94.244
12.378
8.520
155.560
43.239
715
90.842
20.764
7.454
22.795

1.128.419
1.118.930
988.213
130.717
9.489
6.976
2.513
46.406
21.672
21.655
2.293
786
216.858
116.099
77.945
15.333
7.481
159.602
45.275
384
94.076
19.867
7.463
22.914

1.146.866
1.136.637
1.006.063
130.574
10.229
7.690
2.539
45.980
22.309
21.133
1.501
1.037
211.616
115.930
69.387
16.232
10.068
158.456
47.293
289
91.024
19.851
6.832
23.065

1.162.136
1.151.702
1.020.497
131.205
10.434
7.906
2.528
50.503
23.127
22.879
3.176
1.321
196.174
115.616
60.439
11.328
8.791
162.582
48.903
644
93.050
19.985
6.850
23.081

1.184.996
1.174.225
1.039.693
134.532
10.771
8.224
2.547
49.863
22.433
24.803
1.556
1.071
186.812
113.379
53.555
15.629
4.249
158.157
47.448
625
91.009
19.075
6.855
21.715

1.201.513
1.190.263
1.054.734
135.529
11.251
8.670
2.581
39.812
17.684
18.615
1.666
1.847
187.963
117.185
39.820
23.308
7.650
155.747
44.072
1.342
92.698
17.636
6.889
23.485

1.228.622
1.216.555
1.077.701
138.854
12.066
9.394
2.672
53.619
24.181
25.871
2.254
1.313
185.865
118.316
12.058
48.034
7.457
160.674
36.880
9.278
97.118
17.398
6.911
23.666

1.244.825
1.233.648
1.084.711
148.936
11.177
9.430
1.747
43.352
20.860
19.698
1.460
1.333
165.594
118.360
11.181
29.613
6.440
167.502
34.883
11.956
103.570
17.093
6.901
25.031

1.265.615
1.255.994
1.097.740
158.254
9.621
9.621
- r)
51.452
26.177
22.243
1.550
1.482
180.432
124.797
18.464
23.504
13.666
174.956
36.316
12.842
106.916
18.881
7.050
25.194

1.285.385
1.275.573
1.119.774
155.799
9.812
9.812
45.821
23.026
19.473
2.213
1.110
170.978
123.870
19.312
19.333
8.463
186.251
47.270
11.174
108.120
19.688
7.143
25.314

19.695
1.936
1.181

20.560
1.931
496

20.190
1.936
208

20.248
1.950
597

20.621
1.940
353

18.161r)
1.849r)
3.055r)

18.096r)
1.846r)
3.138r)

18.178r)
1.856r)
1.681r)

20.274
1.928
1.283

20.320
1.975
1.371

21.450
1.898
1.683

22.232
2.133
828

22.097
2.092
1.125

1.513
75.599

1.464
76.466

1.478
85.480

1.430
87.650

1.442
84.452

1.420
84.892

1.335
91.152

1.307
80.290

1.330
85.634

1.638
87.526

2.400
62.755

4.165
83.805

4.484
86.745

3.670
73.846

1.266.392
1.096.356
179.175
407.184
509.997
170.035
63.515
25.850
80.671
106
32.578
9.876
10.895
2.703
8.192
859
22.486

1.280.972
1.106.516
176.931
415.527
514.057
174.456
62.934
26.064
85.458
102
41.238
9.644
10.745
2.970
7.775
680
24.419

1.291.125
1.114.501
183.108
416.720
514.672
176.624
62.399
26.469
87.756
102
33.173
14.638
9.510
2.932
6.577
607
24.798

1.310.431
1.126.646
182.855
424.624
519.167
183.786
67.854
26.646
89.286
101
36.873
14.937
10.334
2.908
7.426
595
24.824

1.353.149
1.173.913
198.251
433.712
541.950
179.236
66.731
27.326
85.179
84
43.163
16.720
11.454
2.820
8.635
640
27.877

1.362.861
1.177.064
195.227
438.518
543.319
185.797
65.803
31.855
88.139
91
37.385
16.709
11.236
2.945
8.291
709
24.964

1.366.764
1.173.470
192.784
437.191
543.495
193.295
70.235
32.353
90.707
128
36.882
19.699
10.336
2.795
7.541
668
24.096

1.376.721
1.185.234
200.676
434.565
549.993
191.487
64.909
32.663
93.915
77
43.848
20.349
10.093
2.762
7.331
640
26.396

1.371.061
1.175.406
196.075
435.543
543.789
195.655
69.735
33.273
92.647
77
46.262
19.252
9.692
2.465
7.228
582
24.909

1.401.000
1.200.564
197.510
433.915
569.138
200.437
71.491
32.997
95.949
77
41.489
18.756
9.852
2.127
7.725
698
24.881

1.388.005
1.191.448
199.243
434.133
558.072
196.557
68.255
33.476
94.826
5
47.827
19.260
11.685
2.732
8.953
976
26.121

1.417.093
1.210.439
209.168
445.772
555.499
206.664
72.990
33.422
100.252
4
38.644
19.744
13.957
3.489
10.468
1.890
25.378

1.444.523
1.223.102
200.634
449.313
573.155
221.421
75.285
34.929
111.207
4
31.676
19.256
14.718
2.846
11.872
3.443
24.530

1.467.392
1.228.404
198.474
451.573
578.357
238.989
85.796
37.677
115.516
4
37.564
19.784
18.181
3.556
14.625
4.176
28.338

1.473.669
1.240.216
196.336
447.733
596.146
233.453
83.035
37.092
113.326
4
31.141
19.076
16.049
3.501
12.548
3.165
29.238

1.592

1.627

1.681

1.727

1.179

1.145

1.112

1.119

1.215

1.292

1.287

1.199

1.275

1.377

1.414

1.384

43.908
10.994
58.581
18.482
42.640
17.990

43.934
11.000
58.492
20.697
42.994
17.995

44.052
11.006
58.363
23.394
43.187
18.000

44.052
11.006
58.359
26.066
43.264
17.903

43.878
10.990
58.261
28.635
43.661
17.906

44.383
10.636
57.402
31.687
46.335
20.893

44.884
10.988
89.566
2.635
45.731
19.901

44.896
10.988
89.429
4.865
47.588
19.899

45.420
11.020
88.583
7.486
47.166
19.306

45.542
11.554
87.928
10.025
47.457
19.796

45.873
11.488
80.688
14.267
47.609
19.805

47.992
13.718
79.065
16.345
46.069
19.805

48.481
13.736
79.038
19.273
47.264
19.836

47.025
13.444
76.637
23.989
46.655
19.900

48.943
13.736
79.067
25.348
46.689
19.952

49.128
13.736
79.067
28.376
48.138
20.501

. Pada LBU 2008 tdk didefinisikan Vs Metadata


. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama

r) Angka-angka diperbaiki

Sep

Items

Okt

Distribution of Funds
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
b. Interbank Placement
- Demand Deposit
- Inter Bank Call Money
- Time Deposits
- Others
c. Placement to Bank Indonesia
- Demand Deposit
- Fine Tune Operation (FTO)
- Fasbi
- Others
d. Securitiess
- Bank Indonesia Certificates (SBI)
- Treasury Bills
- Bonds
- Others
e. Equity Investment
f. Impairment on Financial Assets
- Credit
- Securities
- Others
g. Spot and Derivatives Claims
h. Other claims
Source of Funds
a. Third Party Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
b. Liabilities to BI
c. Interbank Liabilities
d. Issued Securities
e. Loans received
Rupiah
Foreign Exchange
f. Spot and Derivatives Liabilities
g. Other Liabilities

h. Margin Deposits
Components of Capital
a. Paid In Capital
b. Reserves
c. Retained Earnings (Profit/Loss) 1)
d. Current Earnings (Profit /Loss) 2)
e. Additional Paid In Capital
f. Loan Capital
1)

1)
2)

Ags

2)

LBU 2008 is not defined vs metada

Positive difference of op. income and non op. minus op. expenses and non op. vs old metada
r) Revised figures

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 1.4.a. Kegiatan Usaha BUSN Non Devisa

(Non-Foreign Exchange Commercial Banks Operations)


Miliar Rp (Billion Rp)
2012

Keterangan

Mei

Peyaluran Dana
a. Kredit Yang Diberikan
- Kepada Pihak Ketiga
Rupiah
Valas
- Kepada Bank Lain
Rupiah
Valas
b. Penempatan pada Bank Lain
- Giro
- Inter Bank Call Money
- Deposito Berjangka
- Lainnya
c. Penempatan pada Bank Indonesia
- Giro
- Fine Tune Operation (FTO)
- Fasbi
- Lainnya
d. Surat Berharga
- Sertifikat Bank Indonesia (SBI)
- Surat Perbendaharaan Negara (SB/PN)
- Obligasi
- Lainnya
e. Penyertaan
f. Cadangan Kerugian Penurunan
Nilai Aset Keuangan (CKPN)
- Kredit yang diberikan
- Surat Berharga
- Lainnya
g. Tagihan Spot dan Derivatif
h. Tagihan Lainnya
Sumber Dana
a. Dana Pihak Ketiga
Rupiah
Giro
Tabungan
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
b. Kewajiban kepada Bank Indonesia
c. Kewajiban kepada Bank lain
d. Surat Berharga yang diterbitkan
e. Pinjaman yang Diterima
Rupiah
Valas
f. Kewajiban Spot dan Derivatif
g. Kewajiban Lainnya (mencakup Tagihan
Akseptasi, dan Tagihan atas Surat
Berharga yang dijual dgn janji dibeli
kembali/repo)
h. Setoran Jaminan
Beberapa komponen modal
a. Modal Disetor
b. Cadangan
c. L/R Tahun lalu 1)
d. L/R Tahun berjalan sesudah pajak
e. Tambahan modal disetor
f. Modal Pinjaman

2)

2013

Jun

Jul

Ags

Sep

Okt

75.516
74.836
74.836
680
680
1.315
112
575
357
272
17.394
7.397
4.524
4.131
1.341
10.543
3.543
4.833
2.167
147
1.321

78.480
77.753
77.753
728
728
2.476
120
1.365
707
283
18.796
7.239
4.252
5.868
1.438
9.988
3.470
4.558
1.960
140
1.335

80.773
80.016
80.016
757
757
1.924
116
873
658
277
17.763
7.327
5.560
3.700
1.176
10.006
3.587
4.537
1.883
142
1.362

82.440
81.651
81.651
789
789
1.796
107
560
835
295
18.184
7.612
3.837
5.278
1.457
9.938
3.257
4.808
1.873
136
1.433

84.662
83.848
83.848
813
813
2.271
98
850
1.015
308
19.519
7.686
6.121
4.239
1.474
9.606
2.879
4.992
1.735
140
1.485

86.132
85.317
85.317
815
815
1.972
121
745
825
282
19.169
7.808
7.160
2.552
1.649
9.715
2.930
5.184
1.601
144
1.541

1.296
13
12
1.499

1.311
9
15
968

1.341
7
14
573

1.410
7
16
2.731

1.465
4
17
3.631

87.139
87.139
3.537
11.253
72.350
2.920
3.635
856
856
59

90.365
90.365
3.645
12.403
74.317
3.589
4.129
904
904
59

90.811
90.811
3.551
11.889
75.370
3.093
4.129
895
895
59

93.116
93.116
3.524
12.103
77.489
3.209
5.380
894
894
59

96.178
96.178
3.757
12.270
80.152
4.074
5.374
980
980
-

1.508
4
29
3.162
97.191
97.191
3.998
12.397
80.796
3.745
5.025
977
977
-

7.214
289
4.345
1.076
2.348
-

7.231
250
4.384
1.283
2.409
-

7.260
257
4.335
1.524
2.602
14

7.260
257
4.335
1.751
2.530
14

7.466
257
4.335
2.003
2.544
14

1)

. Pada LBU 2008 tdk didefinisikan Vs Metadata

2)

. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama

r)

Angka-angka diperbaiki

Nov

Des

Jan

Feb

Mar

Apr

Mei

Juni

87.840
86.978
86.978
862
862
2.008
140
890
685
292
19.767
7.952
7.573
2.721
1.520
9.827
3.162
5.104
1.561
153
1.576

90.341
89.451
89.451
890
890
2.519
190
1.020
957
352
24.844
8.179
10.479
3.203
2.983
9.843
3.275
5.047
1.521
155
1.557

91.010
90.127
90.127
882
882
1.933
106
855
690
282
22.715
8.446
9.282
2.831
2.156
10.573
3.511
5.578
1.484
155
1.556

92.229
91.353
91.353
876
876
1.702
112
667
633
290
20.900
8.385
8.199
2.836
1.479
11.331
3.854
5.802
1.675
156
1.570

94.972
94.056
94.056
916
916
2.679
170
1.233
965
311
25.081
8.571
9.405
4.415
2.690
11.072
3.836
5.703
1.533
152
1.565

96.088
95.191
95.191
897
897
2.441
155
907
1.081
298
24.852
9.005
9.546
3.756
2.546
11.198
3.923
5.740
1.535
152
1.601

98.761
97.791
97.791
970
970
1.977
126
659
880
313
25.825
8.961
8.995
5.708
2.161
10.686
3.877
119r)
5.270
1.421
143
1.599

119r)
5.086
1.379
157
1.550

1.553
4
19
3.357

1.499
5
53
1.930

1.536
4
15
1.895

1.532
5
34
1.336

1.466
5
94
1.159

1.581
5
15
425

1.577
5
17
598

99.472
99.472
4.076
12.644
82.752
3.890
5.026
953
953
-

104.346
104.346
5.074
12.794
86.478
5.091
5.027
1.051
1.051
-

104.191
104.191
4.513
13.533
86.145
0
3.882
5.027
1.047
1.047
-

103.612
103.612
4.319
13.592
85.701
3.645
5.028
1.094
1.094
-

108.484
108.484
4.579
13.625
90.281
4.403
5.776
2.112
2.112
-

108.497
108.497
4.797
13.948
89.752
4.469
5.776
2.110
2.110
-

7.466
257
4.335
2.247
2.536
14

7.605
257
4.335
2.479
2.471
14

7.806
257
4.335
2.790
2.406
14

7.821
264
7.066
276
2.373
14

7.815
266
7.015
538
2.506
14

7.841
266
6.995
788
2.419
14

Items

Juli

Ags

Sep

Okt

103.890
102.789
102.789
1.102
1.102
2.265
166
1.156
620
323
22.316
9.121
1.634
9.446
2.114
10.357
3.794
119
5.077
1.367
159
1.596

103.346
102.226
102.226
1.120
1.120
1.121
98
201
483
340
21.289
9.147
212
9.860
2.070
10.737
4.290
153
5.047
1.247
161
1.617

105.764
104.646
104.646
1.119
1.119
1.561
165
562
508
326
20.991
8.844
212
9.786
2.149
11.045
4.626
33
4.840
1.545
163
1.615

105.534
104.423
104.423
1.111
1.111
1.410
85
402
559
365
18.942
9.127
157
7.481
2.176
12.977
6.808
34
4.590
1.546
163
1.644

1.528
4
19
1.506

1.573
4
18
1.631

1.599
4
14
2.969

1.595
3
17
4.202

1.624
3
17
4.007

110.976
110.976
5.055
14.592
91.329
4.607
5.062
2.110
2.110
-

113.379
113.379
5.057
14.386
93.936
4.639
5.562
2.165
2.165
-

112.274
112.263
5.014
14.611
92.638
4.470
6.354
1.943
1.943
6

111.550
111.550
4.799
14.292
92.459
4.185
6.355
1.937
1.937
-

113.761
113.761
5.019
14.255
94.487
5.571
5.761
1.932
1.932
-

112.814
112.814
5.406
14.585
92.823
5.331
5.762
1.927
1.927
102

8.005
266
6.942
1.068
2.297
14

8.221
273
6.931
1.359
2.790
14

8.804
298
6.895
1.637
2.558
14

8.853
298
6.835
1.929
2.527
14

8.548
299
6.805
2.198
2.435
14

8.563
300
6.804
2.488
2.540
608

8.779
300
6.804
2.727
2.431
608

102.306
101.253
101.253
1.053
1.053
2.110
150
891
764
306
25.204
8.973
5.349
8.372
2.511
10.640
4.058

Distribution of Funds
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
b. Interbank Placement
- Demand Deposit
- Inter Bank Call Money
- Time Deposits
- Others
c. Placement to Bank Indonesia
- Demand Deposit
- Fine Tune Operation (FTO)
- Fasbi
- Others
d. Securitiess
- Bank Indonesia Certificates (SBI)
- Treasury Bills
- Bonds
- Others
e. Equity Investment
f. Impairment on Financial Assets
- Credit
- Securities
- Others
g. Spot and Derivatives Claims
h. Other claims
Source of Funds
a. Third Party Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
b. Liabilities to BI
c. Interbank Liabilities
d. Issued Securities
e. Loans received
Rupiah
Foreign Exchange
f. Spot and Derivatives Liabilities
g. Other Liabilities

h. Margin Deposits
Components of Capital
a. Paid In Capital
b. Reserves
c. Retained Earnings (Profit/Loss) 1)
d. Current Earnings (Profit /Loss) 2)
e. Additional Paid In Capital
f. Loan Capital
1)

LBU 2008 is not defined vs metada

2) Positive difference of op. income and non op. minus op. expenses and non op. vs old metada
r) Revised figures

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 1.5.a. Kegiatan Usaha BPD

(Regional Development Banks Operations)


Miliar Rp (Billion Rp)
Keterangan

2012
Mei

Jun

Jul

Ags

2013
Sep

Peyaluran Dana
a. Kredit Yang Diberikan
192.413
198.908
202.847
205.239
209.043
- Kepada Pihak Ketiga
192.197
198.634
202.561
204.939
208.726
Rupiah
190.961
197.281
201.196
203.595
207.422
Valas
1.236
1.353
1.365
1.344
1.304
- Kepada Bank Lain
216
274
286
299
316
Rupiah
216
274
286
299
316
Valas
b. Penempatan pada Bank Lain
48.087
52.518
43.958
40.512
54.497
- Giro
1.769
1.816
1.803
1.222
1.577
- Inter Bank Call Money
11.366
17.162
13.351
11.617
19.222
- Deposito Berjangka
34.383
33.029
28.266
27.137
33.143
- Lainnya
569
511
538
536
556
c. Penempatan pada Bank Indonesia
66.037
62.002
66.003
51.667
63.943
- Giro
28.023
29.339
29.037
26.557
28.385
- Fine Tune Operation (FTO)
12.878
5.521
18.474
5.250
15.729
- Fasbi
21.737
24.929
13.888
18.882
17.067
- Lainnya
3.398
2.213
4.605
978
2.761
d. Surat Berharga
20.545
22.609
20.588
23.050
22.492
- Sertifikat Bank Indonesia (SBI)
9.309
10.120
9.208
9.963
8.518
- Surat Perbendaharaan Negara (SB/PN)
- Obligasi
9.844
10.852
9.629
11.361
12.128
- Lainnya
1.392
1.637
1.751
1.726
1.845
e. Penyertaan
579
579
680
680
688
f. Cadangan Kerugian Penurunan
3.408
3.506
3.654
3.670
3.796
Nilai Aset Keuangan (CKPN)
- Kredit yang diberikan
3.520
3.491
3.656
3.677
3.801
- Surat Berharga
13
13
14
13
14
- Lainnya
(125)
2
(16)
(20)
(19)
g. Tagihan Spot dan Derivatif
2
1
0
10
h. Tagihan Lainnya
12.610
13.409
12.017
15.351
25.789
Sumber Dana
a. Dana Pihak Ketiga
300.782
310.028
307.036
297.228
328.861
Rupiah
299.483
309.026
306.131
296.268
327.989
Giro
119.931
128.356
121.124
114.856
145.488
Tabungan
59.771
60.967
64.088
63.027
62.452
Simpanan Berjangka
119.781
119.703
120.919
118.384
120.048
Valas
1.299
1.002
906
960
872
Giro
243
248
189
210
202
Tabungan
19
20
19
23
29
Simpanan Berjangka
1.036
735
697
727
641
b. Kewajiban kepada Bank Indonesia
8
7
6
6
6
c. Kewajiban kepada Bank lain
6.374
6.268
5.713
5.456
11.760
d. Surat Berharga yang diterbitkan
8.020
8.069
7.687
7.938
7.643
e. Pinjaman yang Diterima
1.879
1.833
1.824
1.821
1.810
Rupiah
1.879
1.833
1.824
1.821
1.810
Valas
f. Kewajiban Spot dan Derivatif
2
0
0
10
g. Kewajiban Lainnya (mencakup Tagihan
160
154
101
107
193
Akseptasi, dan Tagihan atas Surat
Berharga yang dijual dgn janji dibeli
kembali/repo)
h. Setoran Jaminan
241
233
234
245
247
Beberapa komponen modal
a. Modal Disetor
17.564
18.037
18.785
18.839
18.943
b. Cadangan
7.891
8.238
8.396
8.432
8.477
c. L/R Tahun lalu 1)
2.704
1.109
468
401
319
d. L/R Tahun berjalan sesudah pajak 2)
3.769
4.557
5.338
6.027
6.881
e. Tambahan modal disetor
1.670
1.370
1.996
2.027
2.076
f. Modal Pinjaman
1.103
1.328
1.328
1.328
1.328
1)
. Pada LBU 2008 tdk didefinisikan Vs Metadata
2)
. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama
r)

Angka-angka diperbaiki

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Juni

Juli

Ags

Sep

Okt

213.376
213.024
211.734
1.291
352
352
44.473
1.855
13.585
28.511
521
65.038
30.795
17.263
13.736
3.243
21.763
7.648
12.136
1.979
688
3.997

217.071
216.726
215.416
1.311
345
345
42.809
1.578
12.138
28.540
553
65.875
28.213
16.514
18.349
2.799
21.777
8.342
11.156
2.279
688
4.048

219.207
218.851
217.563
1.287
357
357
40.194
1.809
15.142
22.894
349
48.455
27.642
9.368
10.033
1.413
18.640
6.618
49
9.590
2.383
688
3.653

218.629
218.300
217.009
1.291
329
329
39.079
1.531
13.520
23.681
348
44.383
23.648
9.944
9.791
1.001
20.356
7.227
10.844
2.284
688
4.102

223.426
222.991
221.715
1.276
435
435
48.482
2.081
14.548
31.469
383
45.678
23.712
10.100
11.088
778
19.978
5.666
11.866
2.446
688
4.302

227.710
227.278
226.118
1.159
433
433
57.815
2.590
17.859
36.870
496
46.644
25.177
12.197
9.027
243
21.771
6.463
12.990
2.318
688
4.141

233.721
233.279
232.127
1.152
442
442
58.885
2.943
16.079
39.431
432
57.429
29.367
11.775
15.283r)
1.004r)
21.200
5.357
13.341
2.503
687
4.413

238.792
238.337
237.413
925
454
454
54.133
2.903
16.325
34.466
439
52.862
28.763
9.921
13.429
749
22.948
5.551
14.641
2.756
687
4.514

245.336
244.815
243.992
824
521
521
55.377
3.111
15.703
36.142
421
51.412
29.507
6.490
14.719
695
23.062
4.981
14.862
3.218
687
4.620

250.414
249.821
248.987
834
593
593
48.185
3.350
15.193
29.151
492
43.187
27.669
2.371
12.657
490
25.238
5.355
197
16.723
2.963
687
4.829

252.389
251.775
250.900
875
614
614
43.366
2.701
10.575
29.784
306
43.323
26.786
1.815
14.559
162
25.828
4.697
97
17.701
3.333
687
5.046

257.831
257.175
256.246
929
656
656
54.195
2.458
14.646
35.341
1.750 r)
49.550
27.568
100
20.693
1.189
27.878
6.036
98
18.090
3.654
687
5.130

261.649
260.985
260.098
887
664
664
46.016
2.386
12.750
29.882
998
41.786
28.751
200
12.072
763
33.188
11.193
98
18.015
3.882
688
5.601

4.000
14
(17)
0
22.813

4.061
12
(25)
0
18.792

3.667
8
(22)
17.366

4.155
9
(63)
2
13.593

4.351
8
(58)
1
13.989

4.144
7
(10)
0
16.051

4.381
6
26
0
17.887

4.295r)
5
214r)
1
15.992

4.606
5
9
17.228

4.743
5
82
0
6.651

5.036
5
5
2
6.549

5.117
5
8
14.948

5.577
5
19
3
10.276

321.401
320.328
127.729
66.712
125.887
1.073
233
28
813
6
9.946
8.169
1.809
1.809
0
262

317.976
317.010
128.634
66.912
121.464
967
210
29
728
6
10.320
7.890
1.806
1.806
0
257

278.535
277.555
112.715
79.938
84.903
980
238
30
711
5
19.869
7.517
1.819
1.819
2.101

284.938
284.066
114.567
72.484
97.014
872
298
29
545
5
12.236
7.118
1.815
1.815
1
561

299.648
298.490
127.457
68.671
102.362
1.158
509
29
621
4
12.068
7.093
1.808
1.808
0
176

312.209
310.871
135.448
65.764
109.659
1.338
478
33
827
4
14.081
6.669
1.795
1.795
0

336.447
334.893
147.647
68.102
119.144
1.554
764
32
759
4
10.814
6.699
1.797
1.797
0

332.720
331.114
140.754
67.461
122.900
1.606
626
30
950
4
12.600
6.670
1.847
1.847
0

2.928r)

2.100r)

1.045r)

338.089
336.591
148.919
67.176
120.497
1.498
659
34
805
4
13.842
6.670
1.856
1.856
1.254

325.888
324.287
130.180
72.844
121.263
1.601
560
32
1.009
4
11.277
6.671
1.851
1.851
5
809

322.124
320.771
128.357
71.866
120.548
1.353
514
33
807
4
10.106
6.672
1.854
1.854
9
1.125

349.517
348.324
154.427
71.536
122.361
1.193
549
44
600
4
14.331
6.653
1.898
1.898
750

336.800
335.514
134.732
76.567
124.214
1.286
545
42
700
4
13.441
6.654
1.888
1.888
0
715

255

262

479

330

274

232

226

232

233

19.510
8.491
319
7.631
1.999
1.328

19.529
8.498
348
8.489
2.355
1.328

19.920
8.356
344
8.946
2.729
1.328

20.336
8.162
10.074
1.120
2.349
1.328

20.462
8.158
9.833
1.932
2.449
1.328

20.462
8.867
6.584
3.012
2.480
1.003

21.068
9.285
4.397
3.891
2.719
1.003

21.191
9.775
3.269
4.803
2.620
1.003

21.462
10.214
1.827
5.876
2.144
1.003

Distribution of Funds
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
b. Interbank Placement
- Demand Deposit
- Inter Bank Call Money
- Time Deposits
- Others
c. Placement to Bank Indonesia
- Demand Deposit
- Fine Tune Operation (FTO)
- Fasbi
- Others
d. Securitiess
- Bank Indonesia Certificates (SBI)
- Treasury Bills
- Bonds
- Others
e. Equity Investment
f. Impairment on Financial Assets
- Credit
- Securities
- Others
g. Spot and Derivatives Claims
h. Other claims
Source of Funds
a. Third Party Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
b. Liabilities to BI
c. Interbank Liabilities
d. Issued Securities
e. Loans received
Rupiah
Foreign Exchange
f. Spot and Derivatives Liabilities
g. Other Liabilities

h. Margin Deposits
Components of Capital
21.691
21.818
21.904
21.954
a. Paid In Capital
10.486
10.486
10.483
10.357
b. Reserves
582
582
582
572
c. Retained Earnings (Profit/Loss) 1)
6.430
7.375
8.353
9.063
d. Current Earnings (Profit /Loss) 2)
1.711
1.490
1.542
1.743
e. Additional Paid In Capital
1.004
1.004
1.004
1.004
f. Loan Capital
1)
LBU 2008 is not defined vs metada
Positive difference of op. income and non op. minus op. expenses and non op. vs old metada
r) Revised figures
241

2)

Items

251

264

275

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 1.6.a. Kegiatan Usaha Bank Campuran

(Joint Venture Banks Operations)


Miliar Rp (Billion Rp)
2012

Keterangan

Mei

Peyaluran Dana
a. Kredit Yang Diberikan
- Kepada Pihak Ketiga
Rupiah
Valas
- Kepada Bank Lain
Rupiah
Valas
b. Penempatan pada Bank Lain
- Giro
- Inter Bank Call Money
- Deposito Berjangka
- Lainnya
c. Penempatan pada Bank Indonesia
- Giro
- Fine Tune Operation (FTO)
- Fasbi
- Lainnya
d. Surat Berharga
- Sertifikat Bank Indonesia (SBI)
- Surat Perbendaharaan Negara (SB/PN)
- Obligasi
- Lainnya
e. Penyertaan
f. Cadangan Kerugian Penurunan
Nilai Aset Keuangan (CKPN)
- Kredit yang diberikan
- Surat Berharga
- Lainnya
g. Tagihan Spot dan Derivatif
h. Tagihan Lainnya
Sumber Dana
a. Dana Pihak Ketiga
Rupiah
Giro
Tabungan
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
b. Kewajiban kepada Bank Indonesia
c. Kewajiban kepada Bank lain
d. Surat Berharga yang diterbitkan
e. Pinjaman yang Diterima
Rupiah
Valas
f. Kewajiban Spot dan Derivatif
g. Kewajiban Lainnya (mencakup Tagihan
Akseptasi, dan Tagihan atas Surat
Berharga yang dijual dgn janji dibeli
kembali/repo)
h. Setoran
Jaminan
Beberapa komponen modal
a. Modal Disetor
b. Cadangan
c. L/R Tahun lalu 1)
d. L/R Tahun berjalan sesudah pajak
e. Tambahan modal disetor
f. Modal Pinjaman

2)

Jun

Jul

Ags

2013
Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Juli

174.380
174.365
85.903
88.462
16
16
12.294
5.640
6.273
318
63
24.320
15.657
2.466
5.761
436
18.730
6.354
678
8.642
3.056
94
2.436

180.398
180.383
86.632
93.751
14
14
17.666
6.145
11.185
328
8
21.145
16.198
344
3.808
795
16.985
6.379
665
6.836
3.106
94
2.590

r)

Angka-angka diperbaiki

Okt

187.783
187.733
87.797
99.936
50
50
15.034
6.909
7.765
350
10
25.886
17.369
458
7.052
1.007
15.455
5.467
548
5.980
3.460
94
2.743

191.597
191.521
88.968
102.552
76
76
18.833
5.396
12.744
486
10***)
26.781
17.838
146
6.962
1.835
16.456
6.260
431
6.120
3.646
94
2.612

187.544
187.471
90.397
97.074
74
74
16.664
5.446
10.860
354
10***)
23.557
17.280
97
5.088
1.091
17.127
6.881
567
5.815
3.864
94
2.612

143.784
143.778
72.653
71.125
6
6
11.263
5.080
5.919
255
8
17.850
13.415
1.944
2.171
320
17.822
6.074
72
8.250
3.427
81
2.366

147.631
147.628
75.820
71.809
3
3
10.893
5.729
4.894
257
13
19.152
13.783
1.960
3.035
373
17.721
5.547
337
8.476
3.361
81
2.470

147.377
147.374
75.641
71.733
3
3
12.382
6.222
5.849
308
3
20.647
13.964
2.810
3.493
381
16.020
4.200
207
8.141
3.472
81
2.571

148.734
148.729
76.527
72.202
4
4
11.823
5.147
6.411
259
5
20.980
13.798
3.242
3.326
614
17.120
4.633
340
8.940
3.207
81
2.564

148.273
148.269
76.724
71.545
4
4
13.247
5.491
7.489
259
7
23.477
14.432
4.353
4.074
619
15.558
4.828
128
7.380
3.223
81
2.593

153.299
153.295
77.872
75.424
4
4
13.465
7.682
5.467
310
6
25.008
14.333
4.334
5.554
786
16.119
4.479
278
7.648
3.713
94
2.571

154.641
154.633
78.301
76.333
7
7
11.521
5.783
5.453
262
23
23.454
14.310
5.085
3.062
998
15.731
4.339
54
8.068
3.270
94
2.538

155.620
155.612
79.016
76.596
8
8
14.594
7.235
7.036
261
61
21.104
14.551
3.839
2.005
709
15.654
4.579
82
7.544
3.449
94
2.483

158.798
158.786
79.436
79.350
12
12
15.944
8.234
7.386
262
61
23.043
16.574
2.517
2.486
1.466
18.824
5.482
1.831
8.153
3.358
94
2.517

165.174
165.160
81.523
83.637
14
14
13.373
6.402
6.630
263
79
26.390
15.069
3.656

2.179
3
139
1.557
9.301

2.234
3
129
1.506
8.084

2.236
3
126
1.494
8.149

2.358
5
107
1.521
6.784

2.452
2
117
1.558
7.364

2.443
2
119
1.516
7.011

2.449
4
139
1.428
7.868

2.421
3
146
1.516
8.077

2.389
4
145
1.522
7.956

2.356
4
123
1.460
9.062

2.402
5
110
1.537
8.752

2.291
5
98
1.583
8.915

2.326
5
108
1.805
8.160

2.296
4
136
2.020
7.617

2.437
5
148
3.000
7.210

2.566
5
172
4.691
8.068

2.411
8
193
5.624
8.125

2.427
2
183
4.503
8.650

129.341
69.078
11.673
8.153
49.252
60.263
19.142
10.660
30.460
63
9.163
795
20.906
351
20.555
1.385
6.400

123.685
63.993
11.357
8.110
44.525
59.692
20.608
10.736
28.349
159
12.727
796
20.425
551
19.874
1.144
5.873

125.177
65.659
11.915
8.503
45.241
59.518
20.633
10.750
28.135
49
12.300
1.095
22.620
551
22.069
1.099
6.287

129.582
67.095
11.817
8.580
46.697
62.488
21.391
11.071
30.026
173
12.114
1.095
22.408
451
21.957
1.160
5.285

131.384
67.204
11.476
8.814
46.914
64.180
20.248
10.294
33.638
0
9.175
1.095
24.215
351
23.864
1.157
5.620

131.865
68.013
10.862
8.459
48.692
63.853
19.783
10.523
33.546
49
11.634
1.096
22.999
351
22.648
1.118
5.330

134.510
69.684
10.751
8.844
50.089
64.827
20.581
10.825
33.420
623
9.643
1.096
23.115
352
22.763
1.045
5.474

132.454
68.704
12.226
8.529
47.948
63.751
22.282
10.763
30.706
336
14.927
946
27.118
552
26.567
1.144
5.642

133.366
69.887
11.881
8.960
49.045
63.479
21.823
11.484
30.172
48
11.065
946
26.697
252
26.445
1.150
6.092

135.468
69.594
11.738
9.367
48.488
65.875
23.303
11.764
30.808
197
10.427
947
26.533
251
26.281
1.080
5.777

141.991
73.972
13.181
9.260
51.531
68.019
23.478
11.910
32.631
163
9.178
947
27.888
847
27.041
1.090
5.940

143.223
76.441
14.095
9.369
52.977
66.782
22.522
11.147
33.112
63
11.238
947
28.077
849
27.227
1.092
5.399

146.002
80.294
13.524
8.796
57.974
65.708
20.358
11.555
33.795
193
12.349
947
29.194
852
28.342
1.392
5.193

144.756
77.894
13.454
8.467
55.973
66.862
20.004
12.213
34.645
178
13.702
948
31.345
847
30.499
1.624
5.903

147.917
77.481
13.904
8.720
54.857
70.436
20.332
12.378
37.726
0
9.764
948
35.175
1.340
33.835
2.486
6.397

150.472
74.525
12.710
9.157
52.658
75.947
21.623
12.297
42.027
12.590
948
38.111
1.346
36.765
3.999
6.495

157.716
79.801
13.528
13.249
53.025
77.915
21.632
13.031
43.251
11.827
949
40.608
1.342
39.267
4.910
6.711

148.771
73.665
13.598
9.826
50.240
75.106
21.690
12.555
40.862
12.152
949
39.545
1.338
38.207
3.853
6.635

56

44

79

185

32

39

87

99

167

174

207

148

116

129

14.640
1.451
12.046
1.477
264
1.833

14.640
1.685
11.723
1.770
265
1.832

14.640
1.687
11.657
2.064
266
1.842

14.640
1.683
11.657
2.281
246
1.859

14.640
1.684
11.657
2.458
262
1.866

14.640
1.698
11.642
2.752
268
1.873

14.814
1.713
11.741
3.167
324
1.859

14.814
1.714
11.736
3.448
333
1.867

14.814
1.715
15.195
633
321
1.879

14.814
1.715
15.176
1.044
2.314
1.872

16.418
1.715
15.172
1.302
2.644
1.883

18.364
1.723
15.149
1.521
711
2.467

18.464
1.722
15.151
1.870
697
1.886

18.464
2.405
14.330
2.119
630
2.506

. Pada LBU 2008 tdk didefinisikan Vs Metadata


. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama

***) Angka-angka sangat-sangat sementara

Sep

140.788
140.784
69.703
71.081
5
5
8.733
4.630
3.673
364
66
18.210
13.746
1.735
2.309
420
19.253
6.882
785
8.484
3.102
81
2.366

2)

Items
Distribution of Funds
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
b. Interbank Placement
- Demand Deposit
- Inter Bank Call Money
- Time Deposits
- Others
c. Placement to Bank Indonesia
- Demand Deposit
- Fine Tune Operation (FTO)
- Fasbi
- Others
d. Securitiess
- Bank Indonesia Certificates (SBI)
- Treasury Bills
- Bonds
- Others
e. Equity Investment
f. Impairment on Financial Assets
- Credit
- Securities
- Others
g. Spot and Derivatives Claims
h. Other claims
Source of Funds
a. Third Party Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
b. Liabilities to BI
c. Interbank Liabilities
d. Issued Securities
e. Loans received
Rupiah
Foreign Exchange
f. Spot and Derivatives Liabilities
g. Other Liabilities

h. Margin Deposits
Components of Capital
18.464
18.464
18.464
18.861
a. Paid In Capital
2.437
2.437
2.437
2.437
b. Reserves
14.298
14.275
14.275
14.275
c. Retained Earnings (Profit/Loss) 1)
2.408
2.870
3.408
3.931
d. Current Earnings (Profit /Loss) 2)
1.414
1.402
2.606
2.249
e. Additional Paid In Capital
2.595
2.757
2.924
2.846
f. Loan Capital
1)
LBU 2008 is not defined vs metada
Positive difference of op. income and non op. minus op. expenses and non op. vs old metada
***)
Estimated
figures
r) Revised
figures
163

1)
2)

Ags

136.400
136.393
65.825
70.568
7
7
11.517
4.629
6.462
422
4
20.989
13.491
2.401
4.612
484
19.021
7.686
375
7.875
3.085
81
2.321

5.691r)
1.974
15.618
5.877
91
6.322
3.328
94
2.393

168.744
168.730
83.299
85.431
14
14
12.437
5.610
6.493
264
69
24.041
15.586
4.460
2.487
1.508
20.899
7.263
1.688
8.637
3.311
94
2.439

Juni

121

99

131

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 1.7.a. Kegiatan Usaha Bank Asing

(Foreign Owned Banks Operations)


Miliar Rp (Billion Rp)
2012

Keterangan

Mei

Peyaluran Dana
a. Kredit Yang Diberikan
- Kepada Pihak Ketiga
Rupiah
Valas
- Kepada Bank Lain
Rupiah
Valas
b. Penempatan pada Bank Lain
- Giro
- Inter Bank Call Money
- Deposito Berjangka
- Lainnya
c. Penempatan pada Bank Indonesia
- Giro
- Fine Tune Operation (FTO)
- Fasbi
- Lainnya
d. Surat Berharga
- Sertifikat Bank Indonesia (SBI)
- Surat Perbendaharaan Negara (SB/PN)
- Obligasi
- Lainnya
e. Penyertaan
f. Cadangan Kerugian Penurunan
Nilai Aset Keuangan (CKPN)
- Kredit yang diberikan
- Surat Berharga
- Lainnya
g. Tagihan Spot dan Derivatif
h. Tagihan Lainnya
Sumber Dana
a. Dana Pihak Ketiga
Rupiah
Giro
Tabungan
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
b. Kewajiban kepada Bank Indonesia
c. Kewajiban kepada Bank lain
d. Surat Berharga yang diterbitkan
e. Pinjaman yang Diterima
Rupiah
Valas
f. Kewajiban Spot dan Derivatif
g. Kewajiban Lainnya (mencakup Tagihan
Akseptasi, dan Tagihan atas Surat
Berharga yang dijual dgn janji dibeli
kembali/repo)
h. Setoran Jaminan
Beberapa komponen modal
a. Modal Disetor
b. Cadangan
c. L/R Tahun lalu 1)
d. L/R Tahun berjalan sesudah pajak
e. Tambahan modal disetor
f. Modal Pinjaman

2)

Jun

Jul

2013

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Juni

Juli

Ags

Sep

Okt

160.130
153.764
58.370
95.394
6.366
524
5.841
18.269
1.914
16.087
188
81
32.054
16.703
8.363
6.512
476
50.773
19.153
1.144
18.900
11.576
18
4.217

160.667
154.916
57.722
97.194
5.751
523
5.227
20.603
3.239
17.095
188
81
28.560
16.604
8.239
3.192
526
48.805
15.238
1.160
20.264
12.144
12
3.800

165.750
160.064
59.863
100.201
5.686
523
5.164
22.598
3.461
18.867
189
81
27.381
16.404
7.832
2.559
587
56.262
13.307
2.481
27.212
13.262
12
3.930

168.857
163.569
63.465
100.104
5.288
122
5.167
21.446
3.395
17.778
191
83
31.021
17.154
7.960
5.045
862
46.904
9.798
1.896
22.251
12.959
12
3.841

172.835
167.774
64.616
103.158
5.061
209
4.852
20.226
4.119
15.833
191
82
31.721
16.653
10.577
3.756
734
39.054
6.974
1.408
19.769
10.902
12
3.745

173.463
169.344
64.579
104.765
4.119
208
3.911
26.128
3.338
22.515
192
82
28.819
16.685
9.726
2.142
266
40.612
7.689
1.141
21.365
10.417
12
3.603

177.715
173.255
65.662
107.593
4.460
207
4.253
17.833
4.306
13.253
192
82
37.429
17.777
10.765
8.385
501
40.600
7.964
439
19.777
12.420
12
3.588

177.468
172.859
66.742
106.117
4.610
107
4.503
20.207
3.792
16.333
82
35.955
18.002
11.603
5.769
580
41.577
9.643
481
20.918
10.535
12
3.299

177.086
172.738
66.126
106.612
4.348
106
4.242
22.697
3.976
18.638
83
37.301
17.770
11.421
7.510
600
42.014
10.561
883
20.872
9.699
12
3.296

175.667
171.259
67.358
103.901
4.407
405
4.003
26.759
4.115
22.560
85
37.803
18.431
12.335
6.293
744
42.057
12.024
1.031
22.027
6.975
12
3.264

179.993
175.326
67.409
107.917
4.667
404
4.264
25.104
4.373
20.647
83
35.074
18.028
10.455
6.432
159
47.559
12.491
2.135
25.670
7.263
12
3.280

186.122
180.697
67.880
112.817
5.425
404
5.021
18.775
3.566
15.125
83
27.130
17.953
6.871
2.263r)
45
48.254
12.838
1.958
25.299
8.159
12
3.276

188.861
183.270
68.644
114.626
5.592
401
5.191
17.092
2.426
14.583
84
32.045
17.664
4.967
9.353
61
53.724
12.970
4.018
27.963
8.773
12
3.387

187.802
181.482
70.860
110.622
6.320
562
5.757
20.454
3.645
16.724
85
29.268
18.204
4.432
5.872
759
54.393
11.649
4.912
32.564
5.269
12
3.474

199.904
193.661
74.809
118.853
6.243
604
5.639
25.987
2.762
23.224
1
25.627
18.604
1.169
5.843
11
54.538
11.091
6.293
31.220
5.934
12
3.600

210.106
203.521
76.530
126.991
6.585
631
5.954
22.331
2.918
19.410
3
34.980
18.899
200
15.703
179
48.529
10.185
4.590
27.602
6.151
12
3.704

220.044
212.784
78.351
134.433
7.261
690
6.570
25.867
3.843
22.021
3
29.613
19.671
1.158
8.784
- r)
55.013
12.629
4.500
31.077
6.808
12
3.708

213.310
205.968
78.580
127.387
7.343
687
6.656
26.700
5.159
21.540
1
27.453
18.620
1.409
7.393
31
58.953
15.059
5.094
31.796
7.004
12
3.731

3.540
11
666
5.651
16.279

3.212
11
577
4.743
14.415

3.341
11
578
4.494
12.720

3.273
11
557
4.254
11.130

3.181
11
553
4.099
12.645

3.044
11
547
3.987
11.234

3.033
12
543
4.352
12.703

2.766
2
532
4.941
12.452

2.769
2
526
4.955
13.379

2.746
2
516
5.153
12.714

2.767
2
511
5.041
13.241

2.768
2
507
5.309
15.195

2.859
2
526
5.725
15.040

2.957
2
515
5.541
16.321

3.097
2
502
7.895
15.733

3.189
3
512
14.839
15.824

3.185
3
520
15.814
17.009

3.224
2
505
12.284
17.981

155.017
84.844
34.646
9.495
40.703
70.173
44.440
11.577
14.156
168
17.596
1.755
7.628
5.076

147.593
76.490
33.401
8.679
34.410
71.103
42.293
11.785
17.025
21.378
1.755
5.533
4.973

153.088
77.228
32.700
9.005
35.523
75.860
43.813
13.865
18.183
0
27.108
1.755
5.144
5.879

153.673
77.126
31.396
8.543
37.187
76.546
44.061
14.068
18.417
20.605
1.755
5.542
4.980

152.261
75.388
30.844
9.135
35.409
76.873
43.916
13.556
19.402
18.528
5.391
5.147

157.456
78.336
31.554
7.875
38.908
79.120
44.600
13.895
20.625
3
15.342
5.070
4.763

155.666
79.752
34.508
7.891
37.353
75.914
44.002
12.815
19.097
19.496
4.621
4.980

155.430
79.987
32.996
7.858
39.133
75.443
44.409
12.857
18.176
3
19.839
5.373
4.463

164.354
83.390
34.183
8.560
40.647
80.964
49.181
12.905
18.878
280
14.023
5.061
5.497

163.527
84.733
35.106
8.803
40.825
78.793
48.355
12.770
17.668
0
19.637
4.906
4.756

162.380
85.348
35.273
8.533
41.542
77.033
46.332
12.668
18.033
22.447
4.994
4.479

161.994
86.274
35.443
8.618
42.213
75.720
47.065
12.777
15.878
15.412
4.854
5.000

165.522
88.389
38.500
8.173
41.716
77.133
49.217
12.704
15.213
714
17.624
5.693
5.038

163.536
86.595
37.764
7.399
41.432
76.940
49.247
12.228
15.464
20.117
6.430
4.479

165.712
84.855
36.961
7.164
40.730
80.858
53.656
12.428
14.774
22.456
9.583
4.998

167.293
85.801
38.795
7.479
39.526
81.492
53.092
12.958
15.443
19.644
16.222
5.469

169.714
83.412
35.793
8.044
39.576
86.301
55.653
13.765
16.882
298
24.885
17.022
5.575

171.416
84.282
36.320
6.902
41.060
87.134
57.980
13.481
15.673
19.626
13.288
5.876

577

456

420

433

551

551

495

511

526

520

593

512

544

501

555

607

615

478

4.289
16.978
2.359
1
-

4.289
16.947
3.092
41
-

4.289
16.473
3.085
58
-

4.289
16.473
3.400
0
-

4.289
16.003
3.946
33
-

4.289
16.003
4.373
48
-

4.289
16.003
4.743
72
-

4.289
14.770
5.137
56
-

4.289
19.887
613
59
-

4.289
19.929
976
8
-

4.289
19.965
1.448
56
-

5.018
19.298
1.478
60
-

5.018
19.298
1.953
(7r))
-

5.018
19.294
2.254
(249)
-

5.018
19.292
2.689
(316)
-

5.018
18.909
3.816
(456)
-

5.018
18.910
4.696
(382)
-

5.018
18.909
5.603
(90)
-

1)

. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama
r)
Angka-angka diperbaiki

Distribution of Funds
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
b. Interbank Placement
- Demand Deposit
- Inter Bank Call Money
- Time Deposits
- Others
c. Placement to Bank Indonesia
- Demand Deposit
- Fine Tune Operation (FTO)
- Fasbi
- Others
d. Securitiess
- Bank Indonesia Certificates (SBI)
- Treasury Bills
- Bonds
- Others
e. Equity Investment
f. Impairment on Financial Assets
- Credit
- Securities
- Others
g. Spot and Derivatives Claims
h. Other claims
Source of Funds
a. Third Party Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
b. Liabilities to BI
c. Interbank Liabilities
d. Issued Securities
e. Loans received
Rupiah
Foreign Exchange
f. Spot and Derivatives Liabilities
g. Other Liabilities

h. Margin Deposits
Components of Capital
a. Paid In Capital
b. Reserves
c. Retained Earnings (Profit/Loss) 1)
d. Current Earnings (Profit /Loss) 2)
e. Additional Paid In Capital
f. Loan Capital
1)

. Pada LBU 2008 tdk didefinisikan Vs Metadata

2)

Items

2)

LBU 2008 is not defined vs metada


Positive difference of op. income and non op. minus op. expenses and non op. vs old metada
r) Revised figures

10

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 1.8.a. Laporan Laba / Rugi Bank Umum

Commercial Banks Income Statements


Miliar Rp (Billion Rp)
Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

2013
Mei
Jun

222.219
6.456
2.430
14.493
157.104
156.549
555
41.736
106.838
353
1.401
58.691
6.703
10.807
41.182
3.025
1.447
40.856
1.064
115.381

254.854
7.050
2.836
16.455
180.849
180.208
640
47.664
121.855
410
1.668
66.905
7.661
12.309
46.935
3.436
1.665
46.772
1.000
132.999

288.013
7.790
3.191
18.320
205.035
204.314
721
53.677
136.609
461
1.913
74.981
8.586
13.824
52.571
3.848
1.864
52.578
963
151.404

322.428
8.476
3.592
20.288
229.595
228.788
807
60.477
152.651
511
2.164
83.469
9.539
15.410
58.520
4.250
2.051
59.283
924
169.776

355.961
9.133
3.954
22.179
254.011
253.120
891
66.685
167.859
560
2.389
91.760
10.428
16.806
64.527
4.696
2.227
65.344
882
188.102

391.280
9.979
4.373
24.027
279.847
278.874
973
73.054
183.713
611
2.644
100.507
11.414
18.492
70.601
5.155
2.452
71.516
828
207.568

36.547
970
421
1.998
26.704
26.610
94
6.454
17.684
49
264
8.873
1.001
1.641
6.230
453
287
6.227
1.531
18.864

68.697
1.775
756
3.874
50.200
50.021
178
12.093
32.189
97
498
17.045
1.943
3.138
11.964
922
377
11.763
1.485
36.508

104.311
2.498
1.140
5.880
76.142
75.866
276
18.651
48.424
147
776
25.946
2.862
4.730
18.354
1.384
580
18.203
1.387
55.887

139.900
3.234
1.586
7.946
101.743
101.373
370
25.391
64.778
197
1.086
34.797
3.860
6.275
24.662
1.855
775
24.791
1.278
75.122

176.401
3.878
2.066
9.922
128.165
127.693
471
32.371
81.710
246
1.399
44.051
4.926
7.855
31.270
2.324
992
31.537
1.162
94.691

212.911
4.552
2.506
11.937
154.310
153.735
575
39.606
98.747
295
1.743
52.863
5.947
9.360
37.556
2.803
1.181
38.785
1.077
114.164

250.179
5.130
2.933
13.882
182.129
181.438
691
46.104
115.450
347
2.062
62.235
6.975
10.927
44.333
3.315
1.398
45.120
974
134.729

289.066
5.681
3.345
15.981
210.188
209.377
811
53.871
133.190
399
2.403
71.991
7.972
12.557
51.462
3.831
1.594
52.049
923
155.876

328.937
6.375
3.806
18.465
238.517
237.597
920
61.773
152.870
453
2.750
81.795
9.007
14.151
58.637
4.328
1.833
60.816
895
176.066

371.648
6.913
4.400
20.878
269.162
268.134
1.028
70.296
173.435
506
3.134
93.134
10.082
15.829
67.224
4.838
2.022
68.936
865
198.213 B.

67.202
6.488

79.563
7.663

83.244
7.930

92.657
8.257

99.583
8.666

112.791
9.549

125.557
9.929

20.130
420

29.004
759

37.755
1.102

47.267
1.524

57.812
1.697

72.759
2.125

76.480
2.494

91.520
2.639

110.250
2.995

111.344
3.684

16

15

16

18

17

17

16

17

11

12

19

20

21

20

22

27

34

41

21

25

15.261
15.065

17.838
18.739

23.805
22.213

21.547
25.271

23.825
28.092

24.456
31.488

29.183
34.756

32.261
38.537

6.153
3.266

8.938
6.208

11.869
9.518

14.492
12.990

17.900
17.583

25.192
21.274

27.714
25.088

37.086

49.968

44.528

28.340

32.132

36.170

f. Lainnya
2. Beban Operasional Selain Beban Bunga
a. Penurunan Nilai Wajar dan kerugian
penjualan surat berharga
b. Penurunan Nilai Wajar dan kerugian
penjualan kredit yang diberikan
c. Penurunan Nilai Wajar dan kerugian
penjualan aset keuangan lainnya
d. Kerugian Transaksi Spot dan Derivatif
e. Penyusutan/Amortisasi
f. Kerugian penyertaan equity method,
komisi/provisi/fee, administrasi

26.324
98.664
3.686

23.102
109.102
4.507

25.858
129.902
5.092

28.468
142.930
5.436

32.460
160.022
5.342

34.947
175.623
5.231

39.277
196.445
5.517

44.800
218.409
5.710

10.270
28.685
279

13.078
46.103
328

15.244
62.902
728

18.238
81.991
718

20.607
100.685
1.100

24.138
124.891
2.010

21.148
139.172
2.795

123

123

16

13.492
30.206
1.092

15.228
27.710
1.313

19.698
32.015
1.507

17.104
35.548
1.858

18.843
40.483
1.956

19.285
44.117
2.169

23.463
48.598
2.387

26.045
52.385
2.622

5.353
11.891
239

7.774
15.558
450

10.144
17.932
657

12.088
22.470
967

15.104
26.300
1.218

21.673
31.528
1.466

23.262
29.839
1.629

30.720
33.260
1.874

42.122
38.225
2.106

36.313
42.327
2.332

g. Lainnya
Laba/Rugi Operasional (A1 + C1) - (A2 + C2)
Pendapatan non - operasional
Beban non - operasional
Laba/Rugi non-operasional (E - F)
Laba/Rugi tahun berjalan sebelum pajak
Penerimaan Transfer Laba/Rugi
Transfer Laba/Rugi ke Kantor Pusat
Jumlah laba/rugi bersih (setelah taksiran pajak
penghasilan)

50.169
44.316
9.250
7.124
2.126
46.442
(37)
243
36.355

60.332
55.833
10.669
8.330
2.339
58.172
(44)
231
45.732

71.583
65.042
12.502
9.806
2.696
67.738
(48)
584
52.887

82.978
73.313
14.375
11.193
3.181
76.494
(56)
588
59.721

93.393
84.038
15.770
12.543
3.227
87.265
(54)
584
68.067

104.809
93.736
17.786
13.932
3.854
97.590
(49)
702
76.125

116.352
104.448
19.732
15.395
4.336
108.784
(45)
728
84.862

131.519
114.715
21.929
17.133
4.796
119.512
56.698
57.793
92.830

10.923
10.308
2.318
1.667
651
10.959
8
30
8.727

21.994
19.410
3.901
2.981
920
20.330
11
88
16.085

33.442
30.741
5.412
4.354
1.058
31.797
22
71
25.132

45.748
40.398
7.014
5.698
1.316
41.714
28
507
32.647

56.964
51.818
9.004
7.167
1.837
53.655
37
537
42.699

68.214
62.032
11.075
8.744
2.331
64.362
49
592
51.118

81.648
72.037
13.571
10.611
2.960
74.997
61
699
59.395

93.075
85.467
16.154

105.231
95.894
18.931

117.897
108.312 D.
20.696 E.

12.898
3.256

15.143
3.788

16.476 F.
4.220 G.

88.723
71
638
70.738

99.682
83
798
79.149

Keterangan
A. Pendapatan dan Beban Bunga
1. Pendapatan bunga
a. Dari Bank Indonesia
b. Dari Penempatan pada bank lain
c. Dari surat berharga
d. Dari Kredit yang diberikan
- kepada pihak ketiga bukan bank
- kepada bank lain
e. Lainnya
2. Beban Bunga
a. Kepada Bank Indonesia
b. Kewajiban pada Bank lain
c. Kepada pihak ketiga bukan Bank
- Giro
- Tabungan
- Simpanan Berjangka
d. Surat Berharga
e. Pinjaman yang diterima
f. Lainnya
g. Koreksi atas pendapatan bunga
B. Pendapatan Bunga Bersih (A1-A2)
C. Pendapatan dan Beban Operasional Lain
1. Pendapatan Operasional Selain Bunga
a. Peningkatan Nilai Wajar dan keuntungan
penjualan surat berharga
b. Peningkatan Nilai Wajar dan keuntungan
penjualan kredit yang diberikan
c. Peningkatan Nilai Wajar dan keuntungan
penjualan aset keuangan lainnya
d. Keuntungan Transaksi Spot dan Derivatif
e. Deviden, keuntungan penyertaan equity
method, komisi/provisi/fee

D.
E.
F.
G.
H.
I.
J.
K.

2012
Mei

Jun

Jul

156.634
5.075
1.622
10.410
110.570
110.179
391
28.958
76.579
252
889
42.457
4.745
7.776
29.937
2.242
1.031
28.289
1.418
80.055

189.405
5.757
2.022
12.355
133.603
133.133
471
35.668
91.672
302
1.128
50.453
5.701
9.278
35.474
2.623
1.238
34.818
1.111
104.689

62.924
5.383

Jul

Ags

Sep

Items

Okt
A.

C.

23.413

25.133

26.935

161.929
3.001

190.423
2.739

201.246
2.376

112.532
99
918
89.039

H.
I.
J.
K.

Interest Income and Interest Expenses


1. Interest Income
a. From Bank Indonesia Placement
b. From interbank placement
c. From securities
d. From credit
- To Third Party non Bank
- To other Bank
e Others
2. Interest Expenses
a. Bank Indonesia Liabilites
b. Interbank Liabilities
c. Third Party non Bank
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f. Others
g. Corrections
Net Interest Income (A1-A2)
Other Operating Income and Expenses
1. Other Operating Income
a. Increase in fair value and gain
form sale of securities
b. Increase in fair value and gain
form sale of credit
c. Increase in fair value and gain
form sale of other financial assets
d. Gain from spot and derivative
transaction
e. Deviden,
gain from investment in shares
with equity method,
fees/comissions/provisions
f Others
2. Non Interest Expense
a. Decrease in fair value and losses form
sale of securities
b. Decrease in fair value and losses
form sale of credit
c. Decrease in fair value and losses
form sale of other financial assets
d. Losses from spot and derivative
transaction
e. Depreciation/Amortizations
f Losses from investment in shares with
equity method, fees/comissions/
provisions
g. Others
Operating Profit/loss (A1+C1) - (A2+C2)
Non Operational Income
Non Operational Expenses
Non Operational Profit (E - F)
Current Year profit
Transfser Profit / Loss Received
Transfer of Profit/Loss to Head Office
Profit/Loss After Estimation of tax

11

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 1.9.a. Laporan Laba / Rugi Bank Persero

(State Owned Banks Income Statements)


Miliar Rp (Billion Rp)
Keterangan
A. Pendapatan dan Beban Bunga
1. Pendapatan bunga
a. Dari Bank Indonesia
b. Dari Penempatan pada bank lain
c. Dari surat berharga
d. Dari Kredit yang diberikan
- kepada pihak ketiga bukan bank
- kepada bank lain
e. Lainnya
2. Beban Bunga
a. Kepada Bank Indonesia
b. Kewajiban pada Bank lain
c. Kepada pihak ketiga bukan Bank
- Giro
- Tabungan
- Simpanan Berjangka
d. Surat Berharga
e. Pinjaman yang diterima
f. Lainnya
g. Koreksi atas pendapatan bunga
B. Pendapatan Bunga Bersih (A1-A2)

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

2013
Mei
Jun

Apr

Items

Jul

Ags

Sep

Okt
115.351
1.626
1.271
8.480
98.131
97.905
226
5.841
38.405
429
646
28.684
3.016
6.098
19.570
1.029
1.027
5.724
865
76.946 B.

A.
49.169
1.520
521
4.160
40.688
40.589
99
2.280
18.751
209
152
13.548
1.696
2.844
9.007
614
554
2.257
1.418
30.418

59.081
1.739
624
4.995
48.965
48.847
118
2.759
21.688
249
201
16.037
2.018
3.387
10.631
704
634
2.753
1.111
37.393

68.942
1.966
732
5.922
57.051
56.914
136
3.272
24.957
291
252
18.549
2.361
3.918
12.270
791
741
3.270
1.064
43.985

78.624
2.154
838
6.692
65.302
65.143
159
3.638
28.072
339
298
21.038
2.697
4.454
13.887
882
857
3.658
1.000
50.552

89.255
2.358
940
7.485
74.265
74.087
178
4.208
31.337
381
348
23.477
2.990
4.991
15.496
968
957
4.245
963
57.918

99.489
2.523
1.051
8.196
82.990
82.791
199
4.729
34.666
422
387
26.023
3.272
5.566
17.186
1.050
1.059
4.802
922
64.823

109.634
2.674
1.164
8.986
91.556
91.337
218
5.255
37.921
463
419
28.525
3.526
6.134
18.864
1.133
1.147
5.353
882
71.713

120.662
2.937
1.323
9.694
100.923
100.690
234
5.784
41.417
506
439
31.277
3.837
6.777
20.664
1.220
1.265
5.903
808
79.244

12.507
289
177
854
10.636
10.610
27
550
5.163
41
34
2.770
336
598
1.835
84
204
499
1.531
7.344

22.173
484
297
1.679
18.887
18.840
47
826
8.188
83
68
5.374
682
1.180
3.512
165
218
796
1.485
13.985

33.293
619
406
2.540
28.257
28.188
69
1.470
11.768
124
107
8.125
922
1.793
5.409
251
317
1.456
1.387
21.525

44.331
767
535
3.383
37.425
37.334
91
2.221
15.413
166
157
10.867
1.190
2.379
7.298
358
416
2.172
1.278
28.918

55.269
923
669
4.205
46.656
46.544
112
2.816
19.064
208
217
13.696
1.509
2.981
9.205
455
540
2.786
1.162
36.205

66.503
1.049
775
4.991
56.229
56.095
133
3.459
22.613
249
285
16.380
1.801
3.563
11.016
558
625
3.439
1.076
43.890

78.069
1.186
889
5.612
66.340
66.179
161
4.042
26.279
293
353
19.243
2.099
4.160
12.984
678
739
3.999
973
51.790

89.756
1.322
983
6.435
76.395
76.205
189
4.622
30.163
336
449
22.224
2.387
4.813
15.024
801
845
4.585
923
59.593

102.121
1.487
1.101
7.579
86.843
86.634
209
5.110
34.082
382
544
25.293
2.711
5.435
17.147
907
946
5.115
895
68.039

28.245
2.608

25.232
3.463

29.695
4.373

33.173
4.613

37.536
4.736

39.941
4.884

44.773
5.094

50.412
5.149

8.322
90

12.653
170

15.595
269

19.130
369

23.660
382

30.827
557

23.810
558

26.624
564

30.048
697

32.107
928

1.405
5.582

1.778
6.849

2.236
8.375

2.616
9.667

3.117
10.745

2.858
12.083

3.011
13.411

3.734
14.985

536
1.293

583
2.491

1.665
3.778

1.916
5.146

3.473
6.979

6.637
8.417

2.492
9.959

3.479

4.805

5.143

11.364

13.015

14.526

f. Lainnya
2. Beban Operasional Selain Beban Bunga
a. Penurunan Nilai Wajar dan kerugian
penjualan surat berharga
b. Penurunan Nilai Wajar dan kerugian
penjualan kredit yang diberikan
c. Penurunan Nilai Wajar dan kerugian
penjualan aset keuangan lainnya
d. Kerugian Transaksi Spot dan Derivatif
e. Penyusutan/Amortisasi
f. Kerugian penyertaan equity method,
komisi/provisi/fee, administrasi

18.345
40.503
2.086

12.793
39.937
2.979

14.711
47.238
3.732

16.277
53.427
3.782

18.938
60.110
3.775

20.116
65.257
3.734

23.257
71.953
3.753

26.543
80.785
3.766

6.402
11.474
41

9.409
18.574
52

9.883
23.476
101

11.699
30.252
120

12.826
37.614
188

15.216
47.253
279

10.801
43.453
436

11.217

11.530

11.510

48.899
481

55.398
518

61.483
564

1.467
19.327
385

1.808
14.223
427

1.886
16.755
469

2.113
18.315
647

2.453
20.999
578

2.361
22.122
630

2.439
24.397
672

2.940
26.429
732

478
6.894
81

474
10.228
135

1.338
10.040
204

1.259
12.374
349

2.824
13.880
408

5.877
16.660
463

1.441
12.368
451

1.794
13.466
478

2.671
14.756
547

3.268
15.711
581

g. Lainnya
Laba/Rugi Operasional (A1 + C1) - (A2 + C2)
Pendapatan non - operasional
Beban non - operasional
Laba/Rugi non-operasional (E - F)
Laba/Rugi tahun berjalan sebelum pajak
Penerimaan Transfer Laba/Rugi
Transfer Laba/Rugi ke Kantor Pusat
Jumlah laba/rugi bersih (setelah taksiran pajak
penghasilan)

17.235
18.160
1.229
149
1.080
19.240
15.215

20.498
22.688
1.387
162
1.225
23.913
19.025

24.396
26.442
1.605
187
1.418
27.860
22.394

28.569
30.299
1.880
202
1.679
31.978
25.565

32.305
35.345
1.722
197
1.524
36.869
29.384

36.411
39.507
2.234
207
2.027
41.534
33.056

40.692
44.533
2.705
236
2.469
47.002
37.348

46.918
48.871
3.183
386
2.798
51.669
26.113
26.113
40.823

3.979
4.192
197
47
151
4.343
3.452

7.684
8.065
471
99
373
8.437
6.729

11.793
13.644
567
248
320
13.961
11.096

16.150
17.796
556
150
406
18.202
14.665

20.314
22.252
807
232
575
22.827
18.447

23.975
27.464
1.015
249
766
28.230
22.886

28.756
32.147
1.212
379
833
32.980
26.666

32.680

36.906

41.358

37.319
1.213

42.689
1.342

47.571 D.
1.881 E.

640
573
37.891
30.490

743
599
43.288
34.856

568
1.313
48.884
39.339

C. Pendapatan dan Beban Operasional Lain


1. Pendapatan Operasional Selain Bunga
a. Peningkatan Nilai Wajar dan keuntungan
penjualan surat berharga
b. Peningkatan Nilai Wajar dan keuntungan
penjualan kredit yang diberikan
c. Peningkatan Nilai Wajar dan keuntungan
penjualan aset keuangan lainnya
d. Keuntungan Transaksi Spot dan Derivatif
e. Deviden, keuntungan penyertaan equity
method, komisi/provisi/fee

D.
E.
F.
G.
H.
I.
J.
K.

2012

C.

F.
G.
H.
I.
J.
K.

Interest Income and Interest Expenses


1. Interest Income
a. From Bank Indonesia Placement
b. From interbank placement
c. From securities
d. From credit
- To Third Party non Bank
- To other Bank
e Others
2. Interest Expenses
a. Bank Indonesia Liabilites
b. Interbank Liabilities
c. Third Party non Bank
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f. Others
g. Corrections
Net Interest Income (A1-A2)
Other Operating Income and Expenses
1. Other Operating Income
a. Increase in fair value and gain
form sale of securities
b. Increase in fair value and gain
form sale of credit
c. Increase in fair value and gain
form sale of other financial assets
d. Gain from spot and derivative
transaction
e. Deviden,
gain from investment in shares
with equity method,
fees/comissions/provisions
f Others
2. Non Interest Expense
a. Decrease in fair value and losses form
sale of securities
b. Decrease in fair value and losses
form sale of credit
c. Decrease in fair value and losses
form sale of other financial assets
d. Losses from spot and derivative
transaction
e. Depreciation/Amortizations
f Losses from investment in shares with
equity method, fees/comissions/
provisions
g. Others
Operating Profit/loss (A1+C1) - (A2+C2)
Non Operational Income
Non Operational Expenses
Non Operational Profit (E - F)
Current Year profit
Transfser Profit / Loss Received
Transfer of Profit/Loss to Head Office
Profit/Loss After Estimation of tax

12

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 1.10.a. Laporan Laba / Rugi BUSN Devisa

(Foreign Exchange Commercial Banks Income Statements)


Miliar Rp (Billion Rp)
Keterangan
A. Pendapatan dan Beban Bunga
1. Pendapatan bunga
a. Dari Bank Indonesia
b. Dari Penempatan pada bank lain
c. Dari surat berharga
d. Dari Kredit yang diberikan
- kepada pihak ketiga bukan bank
- kepada bank lain
e. Lainnya
2. Beban Bunga
a. Kepada Bank Indonesia
b. Kewajiban pada Bank lain
c. Kepada pihak ketiga bukan Bank
- Giro
- Tabungan
- Simpanan Berjangka
d. Surat Berharga
e. Pinjaman yang diterima
f. Lainnya
g. Koreksi atas pendapatan bunga
B. Pendapatan Bunga Bersih (A1-A2)
C. Pendapatan dan Beban Operasional Lain
1. Pendapatan Operasional Selain Bunga
a. Peningkatan Nilai Wajar dan keuntungan
penjualan surat berharga
b. Peningkatan Nilai Wajar dan keuntungan
penjualan kredit yang diberikan
c. Peningkatan Nilai Wajar dan keuntungan
penjualan aset keuangan lainnya
d. Keuntungan Transaksi Spot dan Derivatif
e. Deviden, keuntungan penyertaan equity
method, komisi/provisi/fee

D.
E.
F.
G.
H.
I.
J.
K.

2012
Mei

Jun

2013

Jul

Ags

Sep

Okt

Nov

Des

Jan

94.001
2.606
393
5.512
62.994
62.657
337
22.496
50.253
54
635
26.137
2.241
5.459
18.437
1.429
336
21.662
43.748

107.941
2.847
472
6.285
72.688
72.300
388
25.647
57.458
61
751
29.867
2.572
6.238
21.056
1.621
383
24.775
50.483

121.736
3.107
526
7.043
82.228
81.790
439
28.832
64.498
69
854
33.509
2.891
7.034
23.583
1.817
427
27.822
57.239

136.467
3.394
580
7.846
92.145
91.652
493
32.503
72.227
76
960
37.311
3.222
7.851
26.237
2.014
474
31.391
1
64.240

150.483
3.660
621
8.617
101.827
101.283
544
35.759
79.372
83
1.077
40.937
3.549
8.485
28.903
2.244
518
34.514
0
71.111

165.319
3.981
675
9.376
112.085
111.487
599
39.202
87.021
90
1.199
44.873
3.911
9.309
31.653
2.489
565
37.805
0
78.298

Feb

Mar

Apr

Mei

Items

Jun

Jul

Ags

Sep

Okt

88.758
2.160
347
4.483
61.147
60.781
366
20.621
46.591
38
835
23.948
2.151
4.636
17.161
1.525
263
19.982
42.167

103.816
2.419
408
5.311
72.177
71.739
439
23.500
54.011
44
968
28.172
2.540
5.409
20.223
1.782
305
22.740
49.805

120.642
2.635
483
6.138
83.537
83.022
515
27.850
62.445
51
1.095
32.669
2.914
6.182
23.572
2.044
352
26.234
58.197

137.237
2.947
547
7.053
94.527
93.938
589
32.162
72.494
57
1.219
37.045
3.282
6.953
26.811
2.306
414
31.453
64.742

155.538
3.140
617
8.022
106.962
106.299
664
36.796
82.637
61
1.338
42.445
3.679
7.769
30.997
2.563
460
35.770
72.901 B.

A.
66.709
2.117
248
3.974
44.011
43.773
238
16.359
36.298
38
403
18.903
1.590
3.899
13.413
1.031
238
15.684
30.411

80.163
2.363
310
4.773
53.364
53.078
286
19.354
43.143
46
514
22.443
1.907
4.659
15.877
1.236
285
18.619
37.021

14.737
442
60
748
9.972
9.917
54
3.515
7.888
6
116
4.094
373
834
2.887
256
42
3.374
6.849

28.667
837
107
1.441
19.571
19.464
107
6.711
15.111
12
230
7.818
699
1.558
5.561
507
83
6.462
0
13.555

43.429
1.202
164
2.200
29.816
29.646
170
10.048
22.806
19
365
11.859
1.051
2.342
8.467
772
131
9.661
20.622

58.301
1.554
218
2.968
40.121
39.888
232
13.441
30.524
25
520
15.814
1.413
3.112
11.289
1.023
178
12.963
27.777

73.385
1.820
279
3.726
50.914
50.615
298
16.646
38.140
31
673
19.998
1.780
3.896
14.322
1.275
219
15.944
35.244

C.
14.594
987

18.446
1.052

25.572
1.245

23.039
1.280

25.462
1.374

28.041
1.492

30.281
1.686

33.347
1.834

5.606
184

6.427
319

9.351
541

12.227
647

15.824
755

18.970
752

23.103
785

10

19

20

21

20

22

27

34

41

21

25

2.351
5.797

2.650
7.532

7.974
8.750

3.721
9.763

4.158
10.785

4.525
12.058

4.836
13.187

4.710
14.598

958
1.260

1.301
2.276

1.620
3.537

2.214
4.856

2.775
6.807

3.557
8.304

5.097
9.809

7.760

12.607

10.308

10.988

12.411

13.938

f. Lainnya
2. Beban Operasional Selain Beban Bunga
a. Penurunan Nilai Wajar dan kerugian
penjualan surat berharga
b. Penurunan Nilai Wajar dan kerugian
penjualan kredit yang diberikan
c. Penurunan Nilai Wajar dan kerugian
penjualan aset keuangan lainnya
d. Kerugian Transaksi Spot dan Derivatif
e. Penyusutan/Amortisasi
f. Kerugian penyertaan equity method,
komisi/provisi/fee, administrasi

5.012
29.755
328

6.682
35.872
292

7.595
46.452
288

8.265
47.832
370

9.139
53.627
366

9.956
59.782
353

10.563
65.655
346

12.195
71.838
426

3.186
9.155
78

2.510
13.775
97

3.632
20.427
275

4.490
27.285
204

5.464
33.693
381

6.329
40.844
503

7.378
49.192
568

8.883

9.959

11.264

57.930
699

70.093
589

74.568
510

16

2.005
6.849
257

2.153
8.776
312

6.836
10.231
369

2.519
11.499
430

2.857
12.918
485

3.070
14.581
547

3.239
15.914
603

2.993
17.278
686

649
3.956
62

873
3.755
121

1.144
5.346
187

1.647
6.825
246

2.127
8.158
324

2.710
9.860
427

4.081
11.671
487

6.407
13.203
597

10.946
16.219
622

8.351
18.466
686

g. Lainnya
Laba/Rugi Operasional (A1 + C1) - (A2 + C2)
Pendapatan non - operasional
Beban non - operasional
Laba/Rugi non-operasional (E - F)
Laba/Rugi tahun berjalan sebelum pajak
Penerimaan Transfer Laba/Rugi
Transfer Laba/Rugi ke Kantor Pusat
Jumlah laba/rugi bersih (setelah taksiran pajak
penghasilan)

20.300
15.250
6.743
6.368
375
15.625
12.459

24.329
19.595
7.801
7.389
412
20.007
16.005

28.723
22.867
9.106
8.652
454
23.322
18.482

33.008
25.690
10.496
9.978
518
26.207
20.697

36.994
29.074
11.789
11.183
605
29.680
23.394

41.226
32.499
13.055
12.462
593
33.092
26.066

45.549
35.736
14.371
13.735
636
36.372
28.635

50.449
39.807
15.751
15.124
628
40.435
23.361
23.511
31.687

4.410
3.301
1.517
1.432
85
3.386
2.635

8.929
6.208
2.698
2.662
36
6.244
4.865

13.475
9.547
3.944
3.802
142
9.688
7.486

18.362
12.720
5.371
5.160
211
12.931
10.025

22.703
17.376
6.813
6.436
377
17.752
14.267

27.344
20.293
8.343
7.828
515
20.808
16.345

32.385
23.715
10.129
9.309
820
24.535
19.273

37.023

41.717

46.555

28.749
12.086

30.593
13.963

34.929 D.
15.221 E.

10.887
1.199

12.518
1.445

14.132 F.
1.089 G.

29.948
23.989

32.038
25.348

36.018
28.376

28.482
811

35.943
945

36.595
1.060

H.
I.
J.
K.

Interest Income and Interest Expenses


1. Interest Income
a. From Bank Indonesia Placement
b. From interbank placement
c. From securities
d. From credit
- To Third Party non Bank
- To other Bank
e Others
2. Interest Expenses
a. Bank Indonesia Liabilites
b. Interbank Liabilities
c. Third Party non Bank
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f. Others
g. Corrections
Net Interest Income (A1-A2)
Other Operating Income and Expenses
1. Other Operating Income
a. Increase in fair value and gain
form sale of securities
b. Increase in fair value and gain
form sale of credit
c. Increase in fair value and gain
form sale of other financial assets
d. Gain from spot and derivative
transaction
e. Deviden,
gain from investment in shares
with equity method,
fees/comissions/provisions
f Others
2. Non Interest Expense
a. Decrease in fair value and losses form
sale of securities
b. Decrease in fair value and losses
form sale of credit
c. Decrease in fair value and losses
form sale of other financial assets
d. Losses from spot and derivative
transaction
e. Depreciation/Amortizations
f Losses from investment in shares with
equity method, fees/comissions/
provisions
g. Others
Operating Profit/loss (A1+C1) - (A2+C2)
Non Operational Income
Non Operational Expenses
Non Operational Profit (E - F)
Current Year profit
Transfser Profit / Loss Received
Transfer of Profit/Loss to Head Office
Profit/Loss After Estimation of tax

13

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 1.11.a. Laporan Laba / Rugi BUSN Non Devisa

(Non-Foreign Exchange Commercial Banks Income Statements)


Miliar Rp (Billion Rp)
Keterangan
A. Pendapatan dan Beban Bunga
1. Pendapatan bunga
a. Dari Bank Indonesia
b. Dari Penempatan pada bank lain
c. Dari surat berharga
d. Dari Kredit yang diberikan
- kepada pihak ketiga bukan bank
- kepada bank lain
e. Lainnya
2. Beban Bunga
a. Kepada Bank Indonesia
b. Kewajiban pada Bank lain
c. Kepada pihak ketiga bukan Bank
- Giro
- Tabungan
- Simpanan Berjangka
d. Surat Berharga
e. Pinjaman yang diterima
f. Lainnya
g. Koreksi atas pendapatan bunga
B. Pendapatan Bunga Bersih (A1-A2)
C. Pendapatan dan Beban Operasional Lain
1. Pendapatan Operasional Selain Bunga
a. Peningkatan Nilai Wajar dan keuntungan
penjualan surat berharga
b. Peningkatan Nilai Wajar dan keuntungan
penjualan kredit yang diberikan
c. Peningkatan Nilai Wajar dan keuntungan
penjualan aset keuangan lainnya
d. Keuntungan Transaksi Spot dan Derivatif
e. Deviden, keuntungan penyertaan equity
method, komisi/provisi/fee

D.
E.
F.
G.
H.
I.
J.
K.

2012
Mei

Jun

Jul

Ags

2013
Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Items

Okt
A.

10.803
250
35
247
5.864
5.837
28
4.407
7.072
0
55
2.497
60
154
2.283
169
36
4.315
0
3.731

12.913
285
42
294
7.111
7.077
35
5.180
8.334
0
67
2.954
73
185
2.697
200
43
5.070
0
4.579

15.238
324
51
340
8.430
8.388
42
6.094
9.772
81
3.441
85
217
3.139
236
50
5.963
5.467

17.525
361
61
385
9.750
9.700
50
6.968
11.184
0
95
3.935
96
250
3.589
279
58
6.817
0
6.342

19.804
401
69
430
11.080
11.023
57
7.824
12.582
0
110
4.437
107
284
4.045
323
64
7.648
0
7.222

22.254
443
78
477
12.448
12.383
65
8.808
14.132
0
127
4.962
119
322
4.521
364
72
8.607
0
8.122

24.697
486
87
522
13.837
13.764
73
9.765
15.650
0
143
5.482
130
355
4.997
407
80
9.538
0
9.047

27.222
536
96
564
15.286
15.204
82
10.740
17.226
0
163
6.043
146
389
5.507
444
87
10.489
0
9.995

2.525
62
9
47
1.409
1.400
9
999
1.636
18
587
15
36
536
41
7
983
0
889

4.887
110
16
95
2.775
2.758
17
1.891
3.091
0
34
1.098
27
69
1.001
82
14
1.863
0
1.796

7.442
167
26
146
4.248
4.222
26
2.855
4.699
0
52
1.680
41
106
1.533
128
24
2.815
0
2.743

10.036
233
36
197
5.703
5.668
35
3.868
6.354
0
69
2.254
53
141
2.060
174
38
3.819
0
3.682

12.794
296
47
245
7.185
7.140
44
5.021
8.165
0
86
2.842
70
176
2.596
217
53
4.967
0
4.630

15.409
354
59
293
8.686
8.632
54
6.017
9.807
0
105
3.422
86
211
3.125
257
67
5.955
0
5.602

18.302
412
69
341
10.323
10.258
65
7.158
11.651
0
129
4.060
107
248
3.705
306
81
7.074
0
6.651

20.926
474
73
372
11.797
11.722
75
8.209
13.357
0
147
4.644
118
281
4.245
355
95
8.116
0
7.568

23.727
528
81
423
13.381
13.296
86
9.314
15.166
0
173
5.280
135
316
4.829
404
108
9.201
0
8.561

26.574
580
89
483
14.987
14.891
97
10.436
17.048
0
202
5.971
154
353
5.465
454
121
10.299
0
9.526 B.

518
66

608
73

688
81

749
83

862
89

967
95

1.059
98

1.184
104

105
1

188
7

272
10

384
25

512
51

622
57

739
67

830
73

942
80

1.062
84

C.

169

159

1
192

1
225

1
254

1
281

1
311

2
340

0
24

0
57

0
88

0
114

1
140

1
172

1
208

244

276

315

f. Lainnya
2. Beban Operasional Selain Beban Bunga
a. Penurunan Nilai Wajar dan kerugian
penjualan surat berharga
b. Penurunan Nilai Wajar dan kerugian
penjualan kredit yang diberikan
c. Penurunan Nilai Wajar dan kerugian
penjualan aset keuangan lainnya
d. Kerugian Transaksi Spot dan Derivatif
e. Penyusutan/Amortisasi
f. Kerugian penyertaan equity method,
komisi/provisi/fee, administrasi

283
2.937
4

375
3.583
10

414
4.252
10

440
4.905
10

517
5.591
12

590
6.291
13

649
7.015
15

738
7.751
14

79
657
1

124
1.323
1

174
2.046
2

245
2.752
3

321
3.466
5

392
4.205
4

463
5.010
5

512
5.678
4

583
6.424
9

660
7.207
12

0
621
1

0
721
1

858
1

0
1.006
2

0
1.152
2

0
1.312
2

0
1.456
3

0
1.503
3

0
146
1

0
278
2

0
444
3

0
544
4

0
646
5

0
781
7

0
914
8

0
1.045
10

1
1.177
12

1
1.314
14

g. Lainnya
Laba/Rugi Operasional (A1 + C1) - (A2 + C2)
Pendapatan non - operasional
Beban non - operasional
Laba/Rugi non-operasional (E - F)
Laba/Rugi tahun berjalan sebelum pajak
Penerimaan Transfer Laba/Rugi
Transfer Laba/Rugi ke Kantor Pusat
Jumlah laba/rugi bersih (setelah taksiran pajak
penghasilan)

2.310
1.312
45
34
11
1.324
1.076

2.851
1.604
53
40
12
1.616
1.283

3.383
1.903
65
50
16
1.918
1.524

3.886
2.186
74
60
14
2.200
1.751

4.425
2.493
82
66
16
2.509
2.003

4.964
2.797
89
73
16
2.813
2.247

5.541
3.091
100
83
18
3.108
2.479

6.230
3.428
139
94
46
3.474
4.354
4.354
2.790

509
336
10
10
0
336
276

1.042
661
18
18
0
661
538

1.597
969
35
27
8
977
788

2.201
1.314
46
39
6
1.321
1.068

2.810
1.676
62
52
10
1.686
1.359

3.413
2.019
75
64
11
2.030
1.637

4.082
2.380
91
78
13
2.393
1.929

4.619

5.226

5.866

2.719
108

3.078
122

3.381 D.
137 E.

95
13
2.733
2.198

110
12
3.090
2.488

126
11
3.392
2.727

F.
G.
H.
I.
J.
K.

Interest Income and Interest Expenses


1. Interest Income
a. From Bank Indonesia Placement
b. From interbank placement
c. From securities
d. From credit
- To Third Party non Bank
- To other Bank
e Others
2. Interest Expenses
a. Bank Indonesia Liabilites
b. Interbank Liabilities
c. Third Party non Bank
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f. Others
g. Corrections
Net Interest Income (A1-A2)
Other Operating Income and Expenses
1. Other Operating Income
a. Increase in fair value and gain
form sale of securities
b. Increase in fair value and gain
form sale of credit
c. Increase in fair value and gain
form sale of other financial assets
d. Gain from spot and derivative
e. transaction
Deviden, gain from investment in shares
with equity method,
fees/comissions/provisions
f Others
2. Non Interest Expense
a. Decrease in fair value and losses form
sale of securities
b. Decrease in fair value and losses
form sale of credit
c. Decrease in fair value and losses
form sale of other financial assets
d. Losses from spot and derivative
e. transaction
Depreciation/Amortizations
f Losses from investment in shares with
equity method, fees/comissions/
provisions
g. Others
Operating Profit/loss (A1+C1) - (A2+C2)
Non Operational Income
Non Operational Expenses
Non Operational Profit (E - F)
Current Year profit
Transfser Profit / Loss Received
Transfer of Profit/Loss to Head Office
Profit/Loss After Estimation of tax

14

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 1.12.a. Laporan Laba / Rugi BPD

(Regional Development Banks Income Statements)


Miliar Rp (Billion Rp)
Keterangan
A. Pendapatan dan Beban Bunga
1. Pendapatan bunga
a. Dari Bank Indonesia
b. Dari Penempatan pada bank lain
c. Dari surat berharga
d. Dari Kredit yang diberikan
- kepada pihak ketiga bukan bank
- kepada bank lain
e. Lainnya
2. Beban Bunga
a. Kepada Bank Indonesia
b. Kewajiban pada Bank lain
c. Kepada pihak ketiga bukan Bank
- Giro
- Tabungan
- Simpanan Berjangka
d. Surat Berharga
e. Pinjaman yang diterima
f. Lainnya
g. Koreksi atas pendapatan bunga
B. Pendapatan Bunga Bersih (A1-A2)

Mei

Jun

Jul

Ags

2013
Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Items

Jun

Jul

Ags

Sep

Okt
45.449
683
1.877
1.342
29.605
29.596
9
11.943
22.592
15
456
9.841
2.509
1.325
6.007
667
83
11.530
0
22.858 B.

A.
18.625
693
561
649
12.122
12.117
5
4.601
9.968
6
108
4.848
1.084
702
3.062
394
38
4.574
0
8.656

22.527
814
722
648
14.631
14.626
6
5.711
12.036
7
121
5.854
1.325
834
3.694
443
81
5.530
0
10.490

26.744
942
885
783
17.349
17.342
7
6.784
14.226
9
137
6.883
1.575
967
4.341
523
89
6.584
12.518

30.828
1.016
1.034
895
20.039
20.032
7
7.844
16.325
10
153
7.850
1.790
1.093
4.967
598
98
7.616
0
14.503

34.778
1.123
1.182
1.017
22.630
22.622
8
8.825
18.330
12
172
8.813
2.031
1.212
5.570
672
119
8.542
0
16.448

39.115
1.251
1.356
1.203
25.337
25.328
9
9.967
20.570
13
203
9.862
2.290
1.339
6.233
744
127
9.620
1
18.545

43.326
1.352
1.511
1.282
28.135
28.125
9
11.047
22.717
14
232
10.861
2.524
1.469
6.868
830
135
10.644
1
20.609

47.630
1.470
1.663
1.407
30.994
30.984
10
12.096
24.774
16
274
11.789
2.757
1.621
7.410
912
158
11.607
20
22.856

4.134
63
133
119
2.838
2.838
1
981
1.903
1
46
850
209
145
497
65
5
936
0
2.231

7.960
123
254
216
5.452
5.451
1
1.915
3.731
2
77
1.660
409
273
978
141
10
1.840
0
4.229

12.322
184
421
339
8.453
8.450
2
2.925
5.772
4
118
2.601
657
402
1.542
210
25
2.814
0
6.550

16.714
274
628
475
11.309
11.306
3
4.029
7.929
5
161
3.595
939
528
2.128
269
30
3.868
0
8.785

21.598
349
830
592
14.292
14.288
4
5.534
10.530
7
206
4.630
1.222
656
2.751
333
35
5.320
0
11.068

26.051
426
1.022
727
17.265
17.260
5
6.612
12.688
8
247
5.631
1.493
780
3.357
404
49
6.348
1
13.364

30.949
485
1.218
870
20.370
20.365
6
8.005
15.182
10
297
6.646
1.741
913
3.991
474
58
7.697
0
15.766

35.630
538
1.400
1.006
23.455
23.448
7
9.231
17.530
12
333
7.675
1.991
1.053
4.630
538
59
8.913
0
18.100

40.429
610
1.618
1.156
26.528
26.520
8
10.517
19.953
14
390
8.710
2.240
1.188
5.282
604
76
10.159
0
20.477

2.829
194

3.424
267

3.305
229

3.595
235

4.017
254

4.510
278

4.998
315

5.652
363

516
6

939
32

1.308
35

1.650
41

1.929
49

2.246
52

2.502
55

2.756
60

3.106
68

3.451
107

16

14

16

18

17

17

16

17

46
378

52
463

61
540

65
628

81
721

85
798

87
880

90
1.000

13
73

20
149

23
228

28
321

32
411

37
489

51
579

74

95

107

644

723

811

2.193

2.625

2.460

2.650

2.945

3.332

3.699

4.180

423

737

1.021

1.256

1.433

1.666

1.815

1.977

2.218

2.423

2. Beban Operasional Selain Beban Bunga


a. Penurunan Nilai Wajar dan kerugian
penjualan surat berharga
b. Penurunan Nilai Wajar dan kerugian
penjualan kredit yang diberikan
c. Penurunan Nilai Wajar dan kerugian
penjualan aset keuangan lainnya
d. Kerugian Transaksi Spot dan Derivatif
e. Penyusutan/Amortisasi
f. Kerugian penyertaan equity method,
komisi/provisi/fee, administrasi

7.200
230

8.741
256

9.734
169

11.201
207

12.596
199

14.347
200

15.890
208

18.181
215

1.528
9

3.009
14

4.498
33

6.073
35

7.578
69

8.970
51

10.953
74

12.473
93

14.118
102

15.925
110

42
1.964
11

47
2.362
14

53
2.194
17

54
2.321
19

69
2.666
21

71
3.148
23

73
3.465
26

75
3.592
29

10
562
2

16
825
4

18
1.119
6

22
1.423
8

28
1.937
10

30
2.201
12

39
2.531
14

47
2.867
18

62
3.205
18

73
3.675
19

g. Lainnya
Laba/Rugi Operasional (A1 + C1) - (A2 + C2)
Pendapatan non - operasional
Beban non - operasional
Laba/Rugi non-operasional (E - F)
Laba/Rugi tahun berjalan sebelum pajak
Penerimaan Transfer Laba/Rugi
Transfer Laba/Rugi ke Kantor Pusat
Jumlah laba/rugi bersih (setelah taksiran pajak
penghasilan)

4.952
4.285
380
318
63
4.348
3.769

6.063
5.172
452
393
58
5.231
4.557

7.301
6.089
517
453
64
6.153
5.338

8.600
6.898
594
523
71
6.969
6.027

9.641
7.869
662
588
75
7.944
6.881

10.905
8.708
746
642
104
8.812
7.631

12.118
9.718
817
713
104
9.822
8.489

14.270
10.327
926
791
135
10.462
2.910
3.059
8.946

945
1.220
77
63
15
1.235
1.120

2.150
2.159
140
114
26
2.185
1.932

3.322
3.360
227
184
44
3.404
3.012

4.584
4.363
339
258
81
4.444
3.891

5.534
5.419
431
339
92
5.511
4.803

6.676
6.640
532
439
94
6.733
5.876

8.294
7.315
653
530
123
7.438
6.430

9.448

10.731

12.047

8.384
821

9.465
1.007

10.384 D.
1.049 E.

645
176
8.560
7.375

786
221
9.686
8.353

844
204
10.588
9.063

C. Pendapatan dan Beban Operasional Lain


1. Pendapatan Operasional Selain Bunga
a. Peningkatan Nilai Wajar dan keuntungan
penjualan surat berharga
b. Peningkatan Nilai Wajar dan keuntungan
penjualan kredit yang diberikan
c. Peningkatan Nilai Wajar dan keuntungan
penjualan aset keuangan lainnya
d. Keuntungan Transaksi Spot dan Derivatif
e. Deviden, keuntungan penyertaan equity
method, komisi/provisi/fee
f. Lainnya

D.
E.
F.
G.
H.
I.
J.
K.

2012

C.

Interest Income and Interest Expenses


1. Interest Income
a. From Bank Indonesia Placement
b. From interbank placement
c. From securities
d. From credit
- To Third Party non Bank
- To other Bank
e Others
2. Interest Expenses
a. Bank Indonesia Liabilites
b. Interbank Liabilities
c. Third Party non Bank
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f. Others
g. Corrections
Net Interest Income (A1-A2)
Other Operating Income and Expenses
1. Other Operating Income
a. Increase in fair value and gain
form sale of securities
b. Increase in fair value and gain
form sale of credit
c. Increase in fair value and gain
form sale of other financial assets
d. Gain from spot and derivative
e. transaction
Deviden, gain from investment in shares
with equity method,
fees/comissions/provisions
f Others
2.

F.
G.
H.
I.
J.
K.

Non Interest Expense


a. Decrease in fair value and losses form
sale of securities
b. Decrease in fair value and losses
form sale of credit
c. Decrease in fair value and losses
form sale of other financial assets
d. Losses from spot and derivative
e. transaction
Depreciation/Amortizations
f Losses from investment in shares with
equity method, fees/comissions/
provisions
g. Others
Operating Profit/loss (A1+C1) - (A2+C2)
Non Operational Income
Non Operational Expenses
Non Operational Profit (E - F)
Current Year profit
Transfser Profit / Loss Received
Transfer of Profit/Loss to Head Office
Profit/Loss After Estimation of tax

15

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 1.13.a. Laporan Laba / Rugi Bank Campuran

(Joint Venture Banks Income Statements)


Miliar Rp (Billion Rp)
Keterangan

2012
Mei

Jun

Jul

Ags

2013
Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Items

Okt
A.

A. Pendapatan dan Beban Bunga


1. Pendapatan bunga
a. Dari Bank Indonesia
b. Dari Penempatan pada bank lain
c. Dari surat berharga
d. Dari Kredit yang diberikan
- kepada pihak ketiga bukan bank
- kepada bank lain
e. Lainnya
2. Beban Bunga
a. Kepada Bank Indonesia
b. Kewajiban pada Bank lain
c. Kepada pihak ketiga bukan Bank
- Giro
- Tabungan
- Simpanan Berjangka
d. Surat Berharga
e. Pinjaman yang diterima

5.777
176
109
371
3.953
3.953
0
1.168
2.939
47
1.602
97
109
1.396
33
123

8.078
197
135
447
4.792
4.792
0
2.506
4.610
60
1.909
119
129
1.661
39
145

9.492
219
151
526
5.689
5.689
2.907
5.422
80
2.217
141
151
1.925
46
170

10.958
234
166
599
6.600
6.599
0
3.359
6.254
0
102
2.538
165
169
2.204
55
195

12.309
255
180
662
7.502
7.502
0
3.709
6.971
0
119
2.859
187
188
2.484
64
219

13.822
276
199
730
8.438
8.438
0
4.179
7.831
0
139
3.202
216
209
2.778
73
239

15.382
315
219
800
9.508
9.508
0
4.540
8.658
0
150
3.625
236
231
3.158
82
267

16.784
343
236
864
10.457
10.457
0
4.883
9.400
0
169
3.973
256
258
3.458
89
292

1.444
37
13
65
959
959
0
370
758
0
24
339
23
20
296
8
26

2.711
68
29
130
1.811
1.811
0
674
1.407
0
42
650
43
41
565
15
49

4.251
101
41
190
2.751
2.751
0
1.168
2.314
0
60
1.001
65
61
874
23
77

5.741
137
58
260
3.698
3.698
0
1.587
3.134
0
76
1.357
91
81
1.185
31
105

7.328
173
71
330
4.711
4.711
0
2.042
4.013
0
89
1.737
119
102
1.516
38
135

8.875
205
93
409
5.675
5.674
0
2.492
4.895
0
110
2.103
142
120
1.841
46
165

10.514
237
117
485
6.733
6.733
0
2.942
5.788
0
119
2.500
165
140
2.195
53
202

12.213
271
141
551
7.819
7.819
1
3.431
6.751
0
144
2.914
188
164
2.563
61
229

14.008
307
167
621
8.935
8.934
1
3.978
7.808
0
155
3.332
210
185
2.936
69
276

f. Lainnya
g. Koreksi atas pendapatan bunga
B. Pendapatan Bunga Bersih (A1-A2)

1.134
2.839

2.456
3.468

2.908
4.071

3.364
4.704

3.710
5.338

4.177
5.992

4.535
6.725

4.876
7.384

361
686

652
1.304

1.153
1.937

1.566
2.607

2.014
3.315

2.472
3.980

2.913
4.726

3.402
5.462

3.976
6.200

4.558
6.998 B.

3.979
107

5.132
122

5.666
162

6.145
164

6.401
169

6.598
201

6.624
266

7.934
272

1.076
29

1.940
42

3.239
38

3.522
65

3.804
59

5.421
63

7.387
63

7.541
62

9.017
78

9.089
122

2.618
850

3.573
1.007

4.003
1.174

4.195
1.350

4.256
1.511

4.201
1.701

3.930
1.914

4.975
2.112

754
157

1.340
335

2.354
537

2.360
735

2.450
950

3.901
1.150

5.636
1.345

5.542

6.837

6.372

1.522

1.740

2.001

f. Lainnya
2. Beban Operasional Selain Beban Bunga
a. Penurunan Nilai Wajar dan kerugian
penjualan surat berharga
b. Penurunan Nilai Wajar dan kerugian
penjualan kredit yang diberikan
c. Penurunan Nilai Wajar dan kerugian
penjualan aset keuangan lainnya
d. Kerugian Transaksi Spot dan Derivatif
e. Penyusutan/Amortisasi
f. Kerugian penyertaan equity method,
komisi/provisi/fee, administrasi

283
4.915
60

294
6.260
60

326
7.004
78

436
7.844
80

466
8.460
71

495
8.919
63

514
9.177
54

575
10.853
47

135
1.267
29

223
2.243
23

310
3.798
40

362
4.428
30

345
5.048
60

306
7.015
143

344
9.363
157

416
9.772
171

362
11.470
123

594
11.647
64

2.233
572
143

2.988
707
175

3.157
814
210

3.280
1.095
248

3.256
1.286
280

3.139
1.399
315

2.792
1.523
362

3.821
1.659
382

605
175
35

1.069
224
71

1.968
448
106

1.890
698
136

1.900
818
173

3.133
993
199

4.683
1.232
237

4.368
1.441
275

5.462
1.587
319

4.857
1.718
353

g. Lainnya
Laba/Rugi Operasional (A1 + C1) - (A2 + C2)
Pendapatan non - operasional
Beban non - operasional
Laba/Rugi non-operasional (E - F)
Laba/Rugi tahun berjalan sebelum pajak
Penerimaan Transfer Laba/Rugi
Transfer Laba/Rugi ke Kantor Pusat
Jumlah laba/rugi bersih (setelah taksiran pajak
penghasilan)

1.907
1.903
233
166
67
1.970
(45)
(45)
1.477

2.331
2.340
277
217
60
2.400
(52)
(52)
1.770

2.746
2.733
332
251
81
2.814
(59)
(59)
2.064

3.141
3.005
383
274
109
3.114
(64)
(64)
2.281

3.567
3.280
449
322
127
3.407
(69)
(69)
2.458

4.002
3.671
470
337
134
3.805
(74)
(74)
2.752

4.447
4.172
476
331
145
4.317
(78)
(78)
3.167

4.944
4.466
509
340
169
4.635
(80)
(80)
3.448

422
494
336
48
288
783
(2)
(2)
633

857
1.001
329
46
284
1.285
(4)
(4)
1.044

1.235
1.378
349
57
292
1.670
(6)
(6)
1.302

1.674
1.702
361
52
309
2.010
(6)
(6)
1.521

2.098
2.070
432
72
360
2.430
(4)
(4)
1.870

2.547
2.385
468
100
368
2.753
(1)
(1)
2.119

3.053
2.751
557
160
397
3.148
2
2
2.408

3.517
3.230
814

3.979
3.746
1.193

4.654
4.440 D.
1.081 E.

307
507
3.738
6
6
2.870

470
723
4.469
10
10
3.408

377
703
5.143
14
14
3.931

C. Pendapatan dan Beban Operasional Lain


1. Pendapatan Operasional Selain Bunga
a. Peningkatan Nilai Wajar dan keuntungan
penjualan surat berharga
b. Peningkatan Nilai Wajar dan keuntungan
penjualan kredit yang diberikan
c. Peningkatan Nilai Wajar dan keuntungan
penjualan aset keuangan lainnya
d. Keuntungan Transaksi Spot dan Derivatif
e. Deviden, keuntungan penyertaan equity
method, komisi/provisi/fee

D.
E.
F.
G.
H.
I.
J.
K.

15.883
340
201
695
10.081
10.080
2
4.566
8.885
0
175
3.759
235
205
3.318
76
317

C.

F.
G.
H.
I.
J.
K.

Interest Income and Interest Expenses


1. Interest Income
a. From Bank Indonesia Placement
b. From interbank placement
c. From securities
d. From credit
- To Third Party non Bank
- To other Bank
e Others
2. Interest Expenses
a. Bank Indonesia Liabilites
b. Interbank Liabilities
c. Third Party non Bank
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f. Others
g. Corrections
Net Interest Income (A1-A2)
Other Operating Income and Expenses
1. Other Operating Income
a. Increase in fair value and gain
form sale of securities
b. Increase in fair value and gain
form sale of credit
c. Increase in fair value and gain
form sale of other financial assets
d. Gain from spot and derivative
e. transaction
Deviden, gain from investment in shares
with equity method,
fees/comissions/provisions
f Others
2. Non Interest Expense
a. Decrease in fair value and losses form
sale of securities
b. Decrease in fair value and losses
form sale of credit
c. Decrease in fair value and losses
form sale of other financial assets
d. Losses from spot and derivative
e. transaction
Depreciation/Amortizations
f Losses from investment in shares with
equity method, fees/comissions/
provisions
g. Others
Operating Profit/loss (A1+C1) - (A2+C2)
Non Operational Income
Non Operational Expenses
Non Operational Profit (E - F)
Current Year profit
Transfser Profit / Loss Received
Transfer of Profit/Loss to Head Office
Profit/Loss After Estimation of tax

16

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 1.14.a. Laporan Laba / Rugi Bank Asing

(Foreign Owned Banks Income Statements)


Miliar Rp (Billion Rp)
Keterangan

2012
Mei

Jun

Jul

Ags

2013
Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

A.

A. Pendapatan dan Beban Bunga


1. Pendapatan bunga
a. Dari Bank Indonesia
b. Dari Penempatan pada bank lain
c. Dari surat berharga
d. Dari Kredit yang diberikan
- kepada pihak ketiga bukan bank
- kepada bank lain
e. Lainnya
2. Beban Bunga
a. Kepada Bank Indonesia
b. Kewajiban pada Bank lain
c. Kepada pihak ketiga bukan Bank
- Giro
- Tabungan
- Simpanan Berjangka
d. Surat Berharga
e. Pinjaman yang diterima

5.551
319
149
1.008
3.931
3.910
21
144
1.551
124
1.061
217
68
776
0
42

6.644
359
189
1.199
4.739
4.713
26
158
1.862
165
1.256
259
83
914
0
51

7.802
398
219
1.410
5.591
5.559
33
183
2.209
216
1.464
299
95
1.070
60

8.977
439
264
1.598
6.469
6.433
36
208
2.563
269
1.678
341
105
1.232
0
74

10.130
545
295
1.682
7.329
7.290
39
279
2.891
310
1.886
378
115
1.393
5
78

11.279
588
328
1.837
8.237
8.195
42
290
3.225
0
347
2.109
421
123
1.565
5
80

12.439
647
353
1.973
9.148
9.103
45
319
3.542
0
370
2.331
464
131
1.737
0
81

13.664
712
379
2.122
10.102
10.053
48
349
3.874
0
400
2.553
507
139
1.908
0
84

1.200
77
29
166
890
887
3
39
336
27
232
44
8
179
0
2

2.300
153
53
313
1.703
1.697
6
77
660
48
446
83
17
346
12
4

3.575
226
82
465
2.617
2.608
9
185
1.065
75
680
126
26
528
0
7

4.778
268
113
664
3.488
3.479
9
246
1.425
103
910
174
34
702
1
8

6.028
316
169
824
4.407
4.395
13
312
1.798
128
1.148
226
43
880
6
10

7.314
359
209
1.034
5.308
5.292
16
404
2.154
162
1.379
274
50
1.055
13
11

8.530
391
233
1.263
6.185
6.165
20
457
2.539
196
1.613
323
57
1.233
21
12

9.899
441
264
1.480
7.186
7.162
24
528
2.943
234
1.865
373
65
1.428
31
13

11.415
497
291
1.633
8.302
8.275
27
692
3.368
270
2.135
429
73
1.633
39
13

f. Lainnya
g. Koreksi atas pendapatan bunga
B. Pendapatan Bunga Bersih (A1-A2)

324
4.000

390
4.782

468
5.593

542
6.414

612
7.239

685
8.054

761
8.897

837
9.790

75
864

151
1.639

303
2.510

403
3.352

506
4.230

589
5.161

696
5.991

800
6.956

911
8.048

25.288
1.070

31.194
1.126

29.040
1.382

C. Pendapatan dan Beban Operasional Lain


1. Pendapatan Operasional Selain Bunga
a. Peningkatan Nilai Wajar dan keuntungan
penjualan surat berharga
b. Peningkatan Nilai Wajar dan keuntungan
penjualan kredit yang diberikan
c. Peningkatan Nilai Wajar dan keuntungan
penjualan aset keuangan lainnya
d. Keuntungan Transaksi Spot dan Derivatif
e. Deviden, keuntungan penyertaan equity
method, komisi/provisi/fee
f. Lainnya
2. Beban Operasional Selain Beban Bunga
a. Penurunan Nilai Wajar dan kerugian
penjualan surat berharga
b. Penurunan Nilai Wajar dan kerugian
penjualan kredit yang diberikan
c. Penurunan Nilai Wajar dan kerugian
penjualan aset keuangan lainnya
d. Kerugian Transaksi Spot dan Derivatif
e. Penyusutan/Amortisasi
f. Kerugian penyertaan equity method,
komisi/provisi/fee, administrasi

D.
E.
F.
G.
H.
I.
J.
K.

g. Lainnya
Laba/Rugi Operasional (A1 + C1) - (A2 + C2)
Pendapatan non - operasional
Beban non - operasional
Laba/Rugi non-operasional (E - F)
Laba/Rugi tahun berjalan sebelum pajak
Penerimaan Transfer Laba/Rugi
Transfer Laba/Rugi ke Kantor Pusat
Jumlah laba/rugi bersih (setelah taksiran pajak
penghasilan)

Items

Okt
12.852
543
344
1.856
9.395
9.364
31
714
3.869
317
2.435
489
80
1.866
49
14
1.054
8.983 B.

C.

12.760
1.422

14.360
1.511

14.638
1.574

16.543
1.555

18.377
1.635

19.527
1.716

25.056
2.090

27.028
2.206

4.505
108

6.856
189

7.991
210

10.353
376

12.083
401

14.674
645

18.939
967

8.841
2.288

9.786
2.729

9.529
3.181

10.948
3.638

12.211
4.077

12.786
4.566

17.318
5.053

18.751
5.502

3.893
460

5.693
900

6.206
1.351

7.973
1.818

9.169
2.296

11.059
2.742

14.437
3.188

20.230

25.622

22.595

3.579

3.967

4.579

209
13.354
977

333
14.709
911

353
15.223
816

401
17.722
986

454
19.639
919

458
21.027
869

595
26.755
1.143

569
29.002
1.242

45
4.604
121

75
7.180
141

224
8.658
277

186
11.202
325

216
13.287
398

228
16.604
1.030

347
21.201
1.554

408
27.177
1.552

480
32.919
1.399

484
30.416
1.116

123

123

7.744
873
295

8.232
921
384

7.766
1.164
441

9.139
1.311
512

10.208
1.462
589

10.643
1.555
651

14.920
1.843
721

16.216
1.923
790

3.611
157
57

5.342
249
117

5.676
535
151

7.270
606
223

8.225
862
297

9.923
1.033
360

13.017
1.123
430

18.103
1.238
496

22.980
1.281
588

19.763
1.443
678

3.465
3.406
620
89
530
3.936
8
288
2.359

4.261
4.433
699
128
571
5.004
8
283
3.092

5.036
5.007
876
213
663
5.670
11
643
3.085

5.774
5.235
948
157
792
6.026
8
653
3.400

6.462
5.977
1.067
186
880
6.857
16
654
3.946

7.301
6.554
1.191
210
981
7.535
25
776
4.373

8.005
7.198
1.262
297
965
8.163
33
806
4.743

8.708
7.816
1.419
398
1.021
8.837
39
835
5.137

658
766
180
69
111
877
10
32
613

1.331
1.316
244
41
202
1.518
15
93
976

2.019
1.843
289
36
253
2.095
27
77
1.448

2.777
2.504
342
39
303
2.806
33
513
1.478

3.505
3.025
459
36
423
3.448
42
541
1.953

4.258
3.231
641
64
577
3.808
51
594
2.254

5.077
3.729
930
155
774
4.503
59
697
2.689

5.789

6.671

7.416

5.066
1.112
325
787
5.853
65
632
3.816

6.323
1.305
517
788
7.111
73
789
4.696

7.607
1.328
428
900
8.508
85
904
5.603

D.
E.
F.
G.
H.
I.
J.
K.

Interest Income and Interest Expenses


1. Interest Income
a. From Bank Indonesia Placement
b. From interbank placement
c. From securities
d. From credit
- To Third Party non Bank
- To other Bank
e Others
2. Interest Expenses
a. Bank Indonesia Liabilites
b. Interbank Liabilities
c. Third Party non Bank
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f. Others
g. Corrections
Net Interest Income (A1-A2)
Other Operating Income and Expenses
1. Other Operating Income
a. Increase in fair value and gain
form sale of securities
b. Increase in fair value and gain
form sale of credit
c. Increase in fair value and gain
form sale of other financial assets
d. Gain from spot and derivative
e. transaction
Deviden, gain from investment in shares
with equity method,
fees/comissions/provisions
f Others
2. Non Interest Expense
a. Decrease in fair value and losses form
sale of securities
b. Decrease in fair value and losses
form sale of credit
c. Decrease in fair value and losses
form sale of other financial assets
d. Losses from spot and derivative
e. transaction
Depreciation/Amortizations
f Losses from investment in shares with
equity method, fees/comissions/
provisions
g. Others
Operating Profit/loss (A1+C1) - (A2+C2)
Non Operational Income
Non Operational Expenses
Non Operational Profit (E - F)
Current Year profit
Transfser Profit / Loss Received
Transfer of Profit/Loss to Head Office
Profit/Loss After Estimation of tax

17

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 1.15.a. Rekening Administratif Bank Umum

(Commercial Banks Off-Balance Sheet)


Miliar Rp (Billion Rp)
Indikator
Tagihan Komitmen
- Fasilitas pinjaman yang belum ditarik
- Posisi pembelian spot dan derivatif yang
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
- Fasilitas kredit kepada nasabah yang
belum ditarik
Committed
Uncommitted
- Fasilitas kredit kepada bank lain yang
Belum ditarik
Committed
Uncommitted

2012
Mei

2013

Jun

Jul

Ags

Sep

Okt

Nov

269.706
17.204
248.183

272.193
17.106
250.392

250.148
14.543
230.673

227.077
15.462
207.621

252.799
14.709
233.382

314.891
18.584
291.245

296.133
19.614
271.778

4.320
1.117.584
722.058

4.695
1.151.537
747.792

4.932
1.149.860
764.925

3.994
1.124.938
772.049

4.708
1.167.334
778.165

5.061
1.291.502
887.022

4.741
1.261.668
898.232

Des

Jan

Feb

Mar

Apr

Mei

275.380
16.205
254.545

280.745
16.609
258.892

298.740
17.167
274.943

306.146
22.273
278.677

314.638
24.152
284.528

4.630
1.154.122
817.271

5.244
1.199.123
848.828

6.630
1.219.531
859.374

5.196
1.223.486
848.325

5.958
1.239.244
860.045

Indicator

Jun

Jul

Ags

Sep

Okt

336.825
26.642
303.556

350.799
24.822
321.080

362.974
24.156
334.583

369.991
28.045
336.603

350.306
27.757
317.049

369.354 Commited Claims


27.773 - Unused borrowing
336.281 - Outstanding spot and derivatives

6.627
1.222.703
831.029

4.897
1.262.744
862.142

4.235
1.319.089
895.741

5.343
1.358.317
924.868

5.500
1.399.392
967.540

(purchased)
5.301 - Others
1.417.605 Commited Liabilities
979.666 - Undisbursed loan facilities

276.580
445.478
5.294

277.848
469.944
4.552

291.208
473.717
4.027

305.335
466.714
4.348

307.027
471.138
5.096

284.623
602.399
5.263

274.981
623.250
5.540

265.664
551.608
5.911

279.925
568.903
5.982

272.805
586.569
7.269

276.417
571.908
7.092

280.426
579.619
10.972r)

286.104
544.924
7.184

279.906
582.236
10.067

288.449
607.291
11.174

295.450
629.418
11.534

292.558
674.983
12.091

296.831
682.835
9.554

3.919
1.374

2.651
1.901

2.893
1.134

2.748
1.600

3.876
1.221

3.989
1.274

3.967
1.573

1.609
4.301

1.658
4.324

2.157
5.112

1.519
5.573

1.418

1.555
5.629

1.266
8.801

1.329
9.845

1.425
10.109

1.416
10.674

1.585
7.970

r)

to debtors
- Committed
- Uncommitted
- Undisbursed loan facilities
to other banks
- Committed
- Uncommitted
- Current Irrevocable L/C
- Outstanding spot and
derivatives (sold)
- Others
Contingent Claims
- Received guarantees
- Accrued interest
- Others
Contingent Liabilities
- Issued guarantees
- Others
Others

- Irrevocable L/C yang masih berjalan


- Posisi penjualan spot dan derivatif yang
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Garansi yang diterima
- Pendapatan bunga dalam penyelesaian
- Lainnya
Kewajiban Kontijensi
- Garansi yang diberikan
- Lainnya
Lainnya

72.395
315.537

70.415
326.556

65.734
312.129

68.337
278.605

70.614
311.412

73.565
323.857

74.570
281.809

73.439
255.717

70.616
271.931

73.041
277.886

73.766
291.633

9.554
69.014
295.939

68.919
310.768

69.362
315.744

70.843
337.524

74.186
343.737

83.841
332.252

79.450
346.145

2.299
200.058
166.330
31.770
1.959
147.701
145.688
2.014
170.551

2.222
219.334
186.501
31.979
853
148.773
146.619
2.153
173.289

3.045
191.105
165.129
25.302
674
154.077
151.930
2.147
171.557

1.599
192.116
165.725
25.709
682
158.894
156.781
2.113
183.804

2.046
195.785
169.438
25.671
676
166.239
164.160
2.079
187.492

1.795
198.008
171.408
25.903
697
170.883
168.046
2.838
188.148

1.518
200.587
173.780
26.091
716
172.773
169.977
2.796
189.370

1.785
199.692
173.136
25.849
706
183.675
180.788
2.888
191.889

1.766
199.620
172.724
26.174
721
182.069
179.249
2.820
187.487

1.960
204.222
176.814
26.643
764
175.443
172.471
2.972
187.995

2.670
206.328
178.715
26.714
898
176.201
173.106
3.095
190.414

3.275
203.055
175.220
26.904
931
180.446
177.608
2.838
191.592

4.803
199.402
171.350
27.117
936
185.477
182.825
2.652
193.721

5.428
201.846
173.517
27.428
902
191.643
188.556
3.087
196.474

3.807
208.900
179.418
28.063
1.420
197.657
194.727
2.929
199.522

3.992
224.574
194.683
28.951
940
206.708
203.645
3.063
203.622

3.668
237.291
207.287
29.019
985
231.331
215.273
16.058
209.931

2.789
228.744
198.782
28.960
1.002
216.443
213.229
3.214
208.410

- Penerusan Kredit
- Aset produktif yang dihapusbukukan
Kredit yang diberikan
Lainnya
- Aset produktif yang dihapustagih
Kredit yang diberikan
Lainnya

27.806
135.442
126.341
9.101
7.303
5.713
1.590

27.787
138.957
129.741
9.215
6.545
5.977
567

23.849
140.450
131.170
9.280
7.257
6.081
1.176

25.359
151.500
135.973
15.527
6.945
6.217
728

25.326
155.072
139.515
15.557
7.095
6.391
704

24.784
156.139
140.590
15.549
7.225
6.468
758

24.914
157.037
141.441
15.597
7.420
6.567
852

24.576
159.833
144.316
15.517
7.480
6.913
567

24.313
155.596
139.969
15.627
7.578
6.991
587

24.026
156.241
140.587
15.655
7.728
7.052
676

24.372
158.130
142.498
15.632
7.911
7.169
743

24.350
159.176
143.450
15.726
8.067
7.457
610

24.249
161.121
145.046
16.074
8.352
7.669
683

24.621
162.993
146.983
16.010
8.860
7.869
991

25.365
165.458
149.171
16.287
8.699
7.968
731

26.008
168.499
152.116
16.384
9.114
8.208
906

26.975
172.409
155.630
16.779
10.547
8.333
2.214

26.195 - Channelling
173.453 - Written off earning assets
156.321
- Credit disbursed
17.131
- Others
8.762 - Charged off earning assets
8.125
- Credit disbursed
637
- Others

r) Angka-angka diperbaiki

r) Revised figures

18

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 1.16.a. Rekening Administratif Bank Persero


(State Owned Banks Off-Balance Sheet)
Miliar Rp (Billion Rp)
Indikator
Tagihan Komitmen
- Fasilitas pinjaman yang belum ditarik
- Posisi pembelian spot dan derivatif yang
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
- Fasilitas kredit kepada nasabah yang
belum ditarik
Committed
Uncommitted
- Fasilitas kredit kepada bank lain yang
Belum ditarik
Committed
Uncommitted
- Irrevocable L/C yang masih berjalan
- Posisi penjualan spot dan derivatif yang
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Garansi yang diterima
- Pendapatan bunga dalam penyelesaian
- Lainnya
Kewajiban Kontijensi
- Garansi yang diberikan
- Lainnya
Lainnya
- Penerusan Kredit
- Aset produktif yang dihapusbukukan
Kredit yang diberikan
Lainnya
- Aset produktif yang dihapustagih
Kredit yang diberikan
Lainnya

r) Angka-angka diperbaiki

2012
Mei

Jun

Jul

Ags

2013
Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

23.773
23.773

20.735
281
20.353

15.940
15.940

16.655
16.646

20.524
20.524

17.903
17.903

22.778
22.778

23.602
23.602

29.291
29.291

28.264
28.264

27.673
27.673

26.888
26.888

16.364
16.364

35.150
35.150

37.449
37.449

26.270
26.270

16.570
16.570

240.629
189.350

101
244.783
198.656

220.406
180.307

10
224.650
182.260

227.677
178.451

233.105
187.838

236.799
186.620

240.565
193.478

261.451
212.251

260.780
210.303

243.148
193.877

244.344
194.779

226.248
187.988

243.007
188.959

259.928
199.733

267.927
209.480

258.257
202.706

Okt

Indicator

19.558 Commited Claims


- Unused borrowing
19.558 - Outstanding spot and derivatives

(purchased)
- Others
261.049 Commited Liabilities
206.946 - Undisbursed loan facilities

41.971
147.379
223

41.047
157.608
183

49.867
130.440
188

51.408
130.852
222

44.702
133.748
224

50.891
136.947
244

48.254
138.366
275

48.414
145.065
211

56.559
155.692
262

50.904
159.400
252

51.012
142.864
258

52.114
142.666
269

52.618
135.371
231

42.014
146.945
176

49.015
150.718
190

55.883
153.597
192

50.292
152.414
229

54.023
152.923
201

119
104
31.923
19.126

81
102
32.768
13.168

80
108
30.094
9.808

122
100
31.144
11.011

115
108
34.535
14.457

129
115
33.736
11.277

159
116
36.033
13.862

72
140
34.112
12.749

151
110
32.081
16.848

143
109
32.961
16.988

132
125
32.277
16.506

120
149
33.349
15.790

130
101
32.799
5.064r)

92
85
32.234
21.266

107
83
33.142
26.496

107
85
33.106
25.026

92
137
37.114
18.065

116
84
36.871
16.869

8
33.341
9.932
21.705
1.704
58.796
58.714
82
116.176
24.744
91.340
88.057
3.283
92
92
-

9
34.751
12.568
21.600
583
57.948
57.805
143
116.871
24.684
92.096
88.812
3.284
92
92
-

9
30.735
10.845
19.492
398
61.206
61.095
111
113.592
20.473
93.027
89.747
3.280
92
92
-

12
32.223
12.070
19.745
409
64.238
64.109
129
118.745
20.472
98.181
94.898
3.283
93
93
-

11
34.872
14.463
19.992
417
69.568
69.468
100
120.064
20.392
99.579
96.293
3.285
94
94
-

10
34.933
14.315
20.195
424
71.545
71.431
114
119.841
19.734
100.014
96.728
3.286
94
94
-

10
35.798
15.080
20.284
434
73.016
72.863
153
119.751
19.377
100.281
96.996
3.285
94
94
-

14
35.686
15.132
20.116
438
82.152
81.904
248
121.735
19.066
102.575
99.263
3.312
94
94
-

10
36.610
15.671
20.489
450
84.280
84.029
251
116.574
18.881
97.598
94.301
3.298
95
95
-

276
36.814
15.734
20.618
462
75.721
75.496
224
116.889
18.570
98.225
94.930
3.296
94
94
-

230
36.971
15.677
20.732
562
76.155
75.923
232
117.343
18.418
98.829
95.535
3.295
96
96
-

157
39.201
17.730
20.899
572
79.123
78.952
171
117.592
18.264
99.232
95.937
3.296
96
96
-

166
40.165
18.663
20.918
583
81.053
80.890
163
118.412
18.166
100.149
96.852
3.297
96
96
-

372
41.147
19.354
21.198
595
84.495
84.289
206
119.866
18.345
101.424
98.115
3.309
98
98
-

367
42.505
20.227
21.672
606
87.731
87.514
217
121.937
18.772
103.064
99.747
3.317
101
101
-

123
45.779
22.843
22.316
620
93.958
93.725
233
124.976
19.326
105.543
102.213
3.331
108
108
-

143
48.562
25.430
22.502
630
100.635
100.384
252
128.518
20.084
108.320
104.602
3.718
114
114
-

162
47.849
24.828
22.379
641
99.412
99.143
269
128.308
19.714
108.483
104.868
3.615
111
111
-

to debtors
- Committed
- Uncommitted
- Undisbursed loan facilities
to other banks
- Committed
- Uncommitted
- Current Irrevocable L/C
- Outstanding spot and
derivatives (sold)
- Others
Contingent Claims
- Received guarantees
- Accrued interest
- Others
Contingent Liabilities
- Issued guarantees
- Others
Others
- Channelling
- Written off earning assets
- Credit disbursed
- Others
- Charged off earning assets
- Credit disbursed
- Others
r) Revised figures

19

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 1.17.a. Rekening Administratif BUSN Devisa

(Foreign Exchange Commercial Banks Off-Balance Sheet)


Miliar Rp (Billion Rp)
Indikator
Tagihan Komitmen
- Fasilitas pinjaman yang belum ditarik
- Posisi pembelian spot dan derivatif yang
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
- Fasilitas kredit kepada nasabah yang
belum ditarik
Committed
Uncommitted
- Fasilitas kredit kepada bank lain yang
Belum ditarik
Committed
Uncommitted
- Irrevocable L/C yang masih berjalan
- Posisi penjualan spot dan derivatif yang
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Garansi yang diterima
- Pendapatan bunga dalam penyelesaian
- Lainnya
Kewajiban Kontijensi
- Garansi yang diberikan
- Lainnya
Lainnya
- Penerusan Kredit
- Aset produktif yang dihapusbukukan
Kredit yang diberikan
Lainnya
- Aset produktif yang dihapustagih
Kredit yang diberikan
Lainnya
r) Angka-angka diperbaiki

2012
Mei

Jun

Jul

Ags

2013
Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

67.724
279
65.837

70.965
483
68.593

63.899
484
61.879

61.096
488
58.988

63.904
537
61.240

66.593
3.420
60.762

68.529
3.416
62.947

67.659
3.427
62.050

75.318
3.447
69.449

76.247
3.436
70.488

75.685
3.745
69.440

67.725
3.650
61.742

83.133
3.676
76.871

94.209
3.673
88.245

96.307
3.747
91.665

101.196
5.828
93.476

92.295
4.261
86.217

1.607
388.805
295.241

1.890
398.322
301.269

1.535
402.329
311.091

1.620
425.421
336.715

2.128
435.772
343.762

2.412
442.943
348.707

2.166
446.829

2.183
441.539

352.852

347.941

2.421
455.720
354.612

2.323
460.635
357.434

2.499
459.243
357.831

2.334
479.337
372.952

2.585
486.074
378.050

2.291
504.098
386.829

895
519.892
399.443

1.892
522.114
404.123

1.816
529.149
409.833

Okt

Indicator

104.133 Commited Claims


5.279 - Unused borrowing
97.038 - Outstanding spot and derivatives

(purchased)

146.585
148.656
1.587

146.602
154.667
1.427

151.639
159.453
1.561

160.390
176.325
1.826

167.163
176.599
1.891

169.983
178.725
2.020

169.083
183.769
2.084

163.347
184.594
2.234

168.109
186.504
2.392

167.587
189.848
2.884

169.214
188.617
2.049

172.900
200.052

772
815
24.311
67.335

789
638
22.502
72.763

928
634
21.625
67.744

993
833
23.405
63.348

977
914
22.466
67.409

978
1.043
24.820
67.218

1.036
1.048
24.390
67.377

1.140
1.094
25.113
66.171

1.111
1.282
24.845
73.706

1.625
1.259
25.300
74.813

1.023
1.027
25.234
73.751

1.027

331
8.357
4.093
4.142
122
31.059
29.222
1.837
36.051
614
28.859
23.672
5.187
6.577
4.987
1.590

361
7.865
3.570
4.161
134
31.685
29.726
1.960
35.685
764
29.269
23.998
5.271
5.653
5.085
567

307
8.060
3.747
4.175
137
32.154
30.173
1.981
36.604
1.201
29.109
23.756
5.353
6.293
5.157
1.137

127
8.494
4.100
4.265
129
32.838
30.895
1.942
43.183
2.601
34.607
23.028
11.579
5.975
5.247
728

244
8.607
4.551
3.939
117
33.621
31.687
1.934
45.049
2.650
36.294
24.711
11.583
6.105
5.401
704

177
8.606
4.530
3.949
127
34.927
32.255
2.672
45.669
2.788
36.700
25.125
11.574
6.182
5.451
731

126

82

9.067

8.659

4.929
4.023
114

4.553
3.979
126

36.281

37.219

33.724
2.557

34.706
2.512

46.572

46.937

3.137
37.067
25.451
11.616
6.367
5.515
852

3.268
37.317
25.663
11.655
6.351
5.784
567

163
8.743
4.712
3.899
132
36.139
33.642
2.498
47.312
3.204
37.662
26.035
11.627
6.447
5.860
587

204
8.906
4.583
4.176
148
36.847
34.184
2.663
47.768
3.187
38.005
26.350
11.655
6.576
5.900
676

378
8.983
4.661
4.141
181
36.625
34.075
2.550
48.771
3.602
38.451
26.818
11.633
6.718
5.975
743

1.816 - Others
533.371 Commited Liabilities
408.886 - Undisbursed loan facilities

175.826
202.224
2.071

179.225
207.603
2.143

178.449
220.994
2.118

177.478
226.645
2.136

176.507
233.326
5.177

176.957
231.930
2.410

5.523
22.877
75.708

1.006
1.065
21.785
81.455

1.038
1.105
22.369
89.765

1.027
1.091
22.739
95.164

1.044
1.092
24.026
90.430

1.135
4.042
26.557
86.292

1.245
1.165
22.253
99.120

1.250r)
8.767
4.480
4.085
202
37.946
35.454
2.491
49.199
3.585
38.767
27.046
11.721
6.847
6.237
610

2.713
8.877
4.459
4.218
201
38.107
35.791
2.316
50.178
3.597
39.617
27.544
12.073
6.964
6.282
683

2.993
8.635
4.234
4.197
204
39.346
36.952
2.394
51.009
3.754
39.924
27.932
11.992
7.332
6.341
991

428
8.715
3.719
4.292
703
39.417
36.905
2.513
51.763
4.091
40.541
28.283
12.258
7.131
6.400
731

1.398
8.742
4.046
4.480
215
39.914
37.485
2.429
52.549
4.127
40.922
28.555
12.367
7.499
6.593
906

1.290
8.850
4.277
4.321
252
39,914***)
38.860
2,429***)
53.131
4.321
41.489
29.152
12.337
7.321
6.671
650

702
8.561
4.068
4.236
257
40.769
38.420
2.349
53.202
3.932
42.177
29.402
12.776
7.092
6.455
637

6.550r)

r)

to debtors
- Committed
- Uncommitted
- Undisbursed loan facilities
to other banks
- Committed
- Uncommitted
- Current Irrevocable L/C
- Outstanding spot and
derivatives (sold)
- Others
Contingent Claims
- Received guarantees
- Accrued interest
- Others
Contingent Liabilities
- Issued guarantees
- Others
Others
- Channelling
- Written off earning assets
- Credit disbursed
- Others
- Charged off earning assets
- Credit disbursed
- Others
r) Revised figures

20

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 1.18.a. Rekening Administratif BUSN Non Devisa

(Non-Foreign Exchange Commercial Banks Off-Balance Sheet)


Miliar Rp (Billion Rp)
Indikator
Tagihan Komitmen
- Fasilitas pinjaman yang belum ditarik
- Posisi pembelian spot dan derivatif yang
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
- Fasilitas kredit kepada nasabah yang
belum ditarik
Committed
Uncommitted
- Fasilitas kredit kepada bank lain yang
Belum ditarik
Committed
Uncommitted
- Irrevocable L/C yang masih berjalan
- Posisi penjualan spot dan derivatif yang
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Garansi yang diterima
- Pendapatan bunga dalam penyelesaian
- Lainnya
Kewajiban Kontijensi
- Garansi yang diberikan
- Lainnya
Lainnya
- Penerusan Kredit
- Aset produktif yang dihapusbukukan
Kredit yang diberikan
Lainnya
- Aset produktif yang dihapustagih
Kredit yang diberikan
Lainnya

2012
Mei

Jun

Jul

Ags

2013
Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

15
-

14
-

13
-

14
-

14
-

14
-

15
-

18
-

18
-

32
-

20
-

27
-

28
-

27
-

22
-

15
3.461
3.401

14
3.446
3.360

13
4.246
4.171

14
4.386
4.315

14
4.596
4.542

14
4.660
4.608

15

18

18
5.200
5.083

32
5.471
5.364

20
4.980
4.906

27
5.663
5.569

28
5.467
5.387

27
5.368
5.273

22
6.521
6.428

Sep

Indicator

Okt

28

23

28
6.051
5.975

23
5.412
5.298

19 Commited Claims
- Unused borrowing
- Outstanding spot and derivatives
-

(purchased)
4.852

4.861

4.756

4.762

19 - Others
7.049 Commited Liabilities
6.922 - Undisbursed loan facilities

2.579
822
20

2.590
770
33

2.926
1.246
21

2.874
1.441
21

2.761
1.781
23

2.911
1.697
32

3.031
1.725
72

2.954
1.808
70

3.355
1.728
60

3.278
2.086
57

3.437
1.470
38

3.536
2.033
53

3.593
1.794
50

3.996
1.277
54

4.196
2.232
55

4.132
1.843
58

3.928
1.369
72

4.117
2.806
74

5
14
-

11
22
-

8
13
-

10
11
-

9
15
-

6
27
-

38
35
-

41
29
-

38
22
-

37
20
-

8
30
-

13
40
-

17
33
-

24
30
-

22
33
0
-

25
34

31
41

31
42

41
268
268
0
246
198
48
1.486
85
1.277
1.126
151
124
124
-

52
287
285
1
272
222
50
1.904
85
1.534
1.380
154
285
285
-

54
293
291
1
262
207
54
1.989
85
1.596
1.442
154
308
308
-

50
311
311
0
238
198
40
2.044
85
1.633
1.478
155
327
327
-

31
317
315
2
270
226
44
2.093
83
1.670
1.517
153
341
341
-

20
319
314
5
289
238
51
2.140
83
1.698
1.545
153
359
359
-

24

29

313
308
5
301

309
303
6
374

255
46

289
85

2.222

2.255

83
1.752
1.595
157
387
387

82
1.761
1.612
149
412
412

57
321
317
4
362
315
47
2.322
82
1.799
1.647
152
440
440
-

50
325
320
4
351
302
49
2.391
82
1.855
1.703
152
454
454
-

36
325
318
6
371
312
59
2.452
82
1.901
1.753
148
469
469
-

41
317
308
9
337
270
67
2.498
82
1.928
1.777
151
488
488
-

30
315
311
5
343
288
55
2.539
82
1.951
1.804
147
506
506
-

41
341
333
8
483
409
74
2.692
82
2.069
1.921
148
541
541
-

38
336
325
10
406
324
82
2.733
82
2.090
1.943
147
561
561
-

18
326
316
10
359
292
67
2.762
82
2.102
1.980
122
577
577
-

43
323
313
10
379
315
63
2.849
82
2.172
2.040
133
594
594
-

53
335
326
9
356
293
64
2.902
81
2.218
2.069
149
602
602
-

to debtors
- Committed
- Uncommitted
- Undisbursed loan facilities
to other banks
- Committed
- Uncommitted
- Current Irrevocable L/C
- Outstanding spot and
derivatives (sold)
- Others
Contingent Claims
- Received guarantees
- Accrued interest
- Others
Contingent Liabilities
- Issued guarantees
- Others
Others
- Channelling
- Written off earning assets
- Credit disbursed
- Others
- Charged off earning assets
- Credit disbursed
- Others

21

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 1.19.a. Rekening Administratif BPD

(Regional Development Banks Off-Balance Sheet)


Miliar Rp (Billion Rp)
Indikator
Tagihan Komitmen
- Fasilitas pinjaman yang belum ditarik
- Posisi pembelian spot dan derivatif yang
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
- Fasilitas kredit kepada nasabah yang
belum ditarik
Committed
Uncommitted
- Fasilitas kredit kepada bank lain yang
Belum ditarik
Committed
Uncommitted
- Irrevocable L/C yang masih berjalan
- Posisi penjualan spot dan derivatif yang
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Garansi yang diterima
- Pendapatan bunga dalam penyelesaian
- Lainnya
Kewajiban Kontijensi
- Garansi yang diberikan
- Lainnya
Lainnya
- Penerusan Kredit
- Aset produktif yang dihapusbukukan
Kredit yang diberikan
Lainnya
- Aset produktif yang dihapustagih
Kredit yang diberikan
Lainnya
***) Angka-angka sangat-sangat sementara
r) Angka-angka diperbaiki

2012
Mei

Jun

Jul

Ags

2013
Sep

Okt

Nov

Des

Jan

2.545
76
155

2.466
80
122

2.758
76
430

2.471
77
201

2.950
77
462

2.806
77
164

2.578

2.426

77
67

77
10

2.314
16.682
14.326

2.264
17.027
14.710

2.252
18.250
15.670

2.193
18.521
16.062

2.412
19.674
17.173

2.564
19.588
17.038

2.433

2.340

19.574

21.004

17.232

6.130
8.196
67

6.181
8.530
65

6.138
9.532
68

6.361
9.702
58

6.724
10.449
68

6.606
10.433
67

60
7
974
96

59
6
981
47

60
8
918
369

53
5
948
230

62
6
969
223

1.219
10.240
4.923
5.200
116
9.809
9.808
1
6.575
2.363
4.100
3.835
265
113
113
0

1.223
10.912
5.254
5.539
119
10.047
10.046
1
6.454
2.255
4.086
3.882
204
113
113
-

1.224
6.710
5.663
927
120
10.292
10.291
1
6.343
2.090
4.101
3.910
191
152
113
40

1.222
7.094
6.005
962
127
11.068
11.067
1
6.660
2.202
4.346
4.138
208
113
113
0

1.241
7.239
6.163
952
124
11.475
11.474
1
6.963
2.201
4.649
4.430
219
113
113
0

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Indicator

Okt

3.961 Commited Claims


79 - Unused borrowing
0***) - Outstanding spot and derivatives

3.081
77
465

3.155
77
527

2.903
78
314

2.852
78
289

3.260
88
721

2.720
79
164

3.990
78
846

3.900
79
640

3.423
79
0

18.826

2.540
20.666
17.945

2.551
20.876
18.147

2.511
20.210
17.572

2.485
20.652
17.801

2.451
21.086
18.012

2.477
19.773
16.990

3.066
22.762
19.398

3.181
22.758
19.438

3.344
21.403
18.809

3.282 - Others
21.248 Commited Liabilities
18.088 - Undisbursed loan facilities

5.222
12.010
73

5.366
13.460
78

5.326
12.619
90

5.094
13.053
112

4.737
12.835
89

4.875
12.926
76

4.776
13.236
79

4.736
12.253
130

4.934
14.464
125

5.144
14.294
164

5.132
13.677
127

5.110
12.977
179 -

58
10
1.052
193

6
68
893
96

15
64
865
39

15
75
846
504

10
102
810
508

10
78
814
60

7
69
845
299

5
74
808
565

3
128
869
140

3
122
800
814

3
160
837
615

4
123
804
35

4***)
135
775
564

1.238
7.621
6.485
1.016
120
11.883
11.883
1
7.025
2.179
4.706
4.487
219
140
113
27

1.280

1.196

7.594

7.391

6.418
1.032
143

6.255
1.018
118

11.420

11.946

11.419
1

11.945
1

1.280
7.262
6.085
1.059
118
9.440
9.440
1
7.296
2.145
5.038
4.803
234
113
113
-

1.299
7.313
6.089
1.092
132
8.998
8.997
1
7.340
2.186
5.041
4.805
235
113
113
-

1.676
7.445
6.200
1.111
133
9.245
9.180
65r)
7.617
2.270
5.235
4.995
240
113
113
-

1.631
6.376
5.013
1.231
132
9.572
9.498
74r)
7.802
2.419
5.270
5.029
241
113
113
-

1.622
4.276
2.855
1.288
133
10.536
10.468
68r)
7.832
2.403
5.317
5.077
241
113
113
-

1.644
4.240
2.814
1.344
82
11.505
11.135
370
7.906
2.440
5.353
5.109
244
113
113
-

1.705
4.139
2.617
1.441
81
12.212
11.947
265
7.983
2.473
5.397
5.152
246

1.628
4.181
2.623
1.477
81
12.450
12.417
33
8.092
2.488
5.491
5.219
272

1.642
4.697
3.030
1.584
82
12.638
12.163
475
8.108
2.467
5.528
5.255
273

113
113
-

113
113
-

113
113
-

(purchased)

7.196

7.310

2.317
4.767
4.545
222
113
113
0

2.160
4.998
4.763
236
153
153
0

1.625
4.084
2.593
1.402
88
11.701
11.651
49
7.914
2.420
5.382
5.134
248
113
113
-

to debtors
- Committed
- Uncommitted
Undisbursed loan facilities
to other banks
- Committed
- Uncommitted
- Current Irrevocable L/C
- Outstanding spot and
derivatives (sold)
- Others
Contingent Claims
- Received guarantees
- Accrued interest
- Others
Contingent Liabilities
- Issued guarantees
- Others
Others
- Channelling
- Written off earning assets
- Credit disbursed
- Others
- Charged off earning assets
- Credit disbursed
- Others
***) Estimated figures
r) Revised figures

22

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 1.20.a. Rekening Administratif Bank Campuran

(Joint Venture Banks Off-Balance Sheet)


Miliar Rp (Billion Rp)
Indikator
Tagihan Komitmen
- Fasilitas pinjaman yang belum ditarik
- Posisi pembelian spot dan derivatif yang
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
- Fasilitas kredit kepada nasabah yang
belum ditarik
Committed
Uncommitted
- Fasilitas kredit kepada bank lain yang
Belum ditarik
Committed
Uncommitted
- Irrevocable L/C yang masih berjalan
- Posisi penjualan spot dan derivatif yang
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Garansi yang diterima
- Pendapatan bunga dalam penyelesaian
- Lainnya
Kewajiban Kontijensi
- Garansi yang diberikan
- Lainnya
Lainnya
- Penerusan Kredit
- Aset produktif yang dihapusbukukan
Kredit yang diberikan
Lainnya
- Aset produktif yang dihapustagih
Kredit yang diberikan
Lainnya

r) Angka-angka diperbaiki

2012
Mei

Jun

Jul

Ags

2013
Sep

Okt

Nov

Des

Jan

43.586

41.154

7.059
36.414

4.510
36.560

113

84

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

41.264
4.842
36.304

47.106
5.441
41.031

52.207
9.241
42.865

60.645
9.243
51.265

59.993
11.614
48.290

56.751
9.656
46.998

56.361
8.917
47.195

63.263
9.580
53.442

55.391
10.100
45.005

118
146.959
106.451

635
157.168
110.254

101
164.549
115.207

137
168.621
113.425

89
142.931
85.525r)

98
156.580
103.208

249
162.342
107.104

241
174.873
111.848

285
176.221
117.523

Okt

Indicator

58.106 Commited Claims


9.451 - Unused borrowing
48.472 - Outstanding spot and derivatives

48.684
8.452
39.895

45.950
8.279
37.525

44.602
5.954
38.476

45.996
6.793
39.070

43.974
5.961
37.860

44.095
6.923
37.102

338
140.355
91.857

147
142.486
97.611

172
143.520
98.948

133
142.694
98.882

153
139.370
96.740

70
143.583
101.308

16.217
75.640
5

17.757
79.854
8

17.852
81.096
6

18.022
80.860
9

18.393
78.348
9

17.669
83.639
8

12.559
90.520
12

12.083
92.581
15

13.607
92.844
6

13.461
96.793
12

13.754
101.453
14

13.359
100.066
12

15.263
70.262r)
11

14.247
88.961
10

15.188
91.916
11

14.696
97.152
185

15.654
101.869
161

15.957
102.326
162

4
1
7.562
40.328

2
6
7.265
37.357

3
3
6.349
38.007

3
6
6.232
37.428

3
7
6.176
35.927

3
4
6.286
35.631

3
9
6.649
34.140

4
11
6.022
32.721

2
5
6.006
34.387

3
8
6.597
40.203

6
8
7.400
41.825

6
6
6.074
48.984

6
5
6.828
50.401

6
3
6.383
46.813

7
4
6.843
48.206

12
173
8.127
54.524

13
147
10.307
47.973

16
146
9.983
48.117

603
52.960
52.749
211
13.286
13.241
45
2.902
0
2.682
2.528
153
220
220
-

245
76.141
75.930
211
14.075
14.075
2.966
0
2.747
2.593
153
219
219
-

210
55.408
55.179
228
14.531
14.531
0
3.334
0
3.114
2.960
153
221
221
-

142
57.122
56.887
235
14.710
14.710
3.405
0
3.165
3.011
153
240
240
-

517
56.676
56.398
278
15.113
15.113
3.471
0
3.229
3.076
153
241
241
-

350
57.517
57.279
233
5
15.445
15.445
3.556
0
3.314
3.160
153
242
242
-

109
62.214
61.970
240
4
15.807
15.785
22
3.830
0
3.578
3.424
153
252
252
-

103
64.309
64.037
268
4
16.325
16.290
35
3.897
0
3.645
3.492
153
252
252
-

103
66.669
66.403
264
2
16.453
16.265
189r)
3.962
0
3.693
3.539
153
269
269
-

126
60.718
60.484
232
2
16.696
16.662
34
4.165
0
3.896
3.743
153
269
269
-

166
61.201
60.961
238
2
17.649
17.601
49
4.264
0
3.982
3.829
153
282
282
-

167
62.707
62.498
207
2
17.733
17.691
42
4.440
0
4.062
3.909
153
378
378
-

177
66.477
66.259
216
3
17.912
17.844
68
4.549
0
4.163
4.009
153
387
387
-

189
71.208
70.976
229
3
19.038
18.969
69
4.660
0
4.257
4.103
153
403
403
-

257
75.594
75.366
225
3
20.359
20.294
65
5.013
0
4.593
4.439
153
420
420
-

229
74.231
73.972
256
3
19.988
19.931
57
5.073
0
4.661
4.508
153
412
412
-

(purchased)
143.954

143.637

103.079

104.664

74

215

61.885

62.290

61.636
246
4

62.040
246
4

15.728

15.200

15.689
39

15.158
42

3.652
0
3.410
3.257
153
242
242
-

3.753
0
3.506
3.352
153
247
247
-

182 - Others
176.775 Commited Liabilities
118.283 - Undisbursed loan facilities

to debtors
- Committed
- Uncommitted
- Undisbursed loan facilities
to other banks
- Committed
- Uncommitted
- Current Irrevocable L/C
- Outstanding spot and
derivatives (sold)
- Others
Contingent Claims
- Received guarantees
- Accrued interest
- Others
Contingent Liabilities
- Issued guarantees
- Others
Others
- Channelling
- Written off earning assets
- Credit disbursed
- Others
- Charged off earning assets
- Credit disbursed
- Others
r) Revised figures

23

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 1.21.a. Rekening Administratif Bank Asing

(Foreign Owned Banks Off-Balance Sheet)


Miliar Rp (Billion Rp)
Indikator
Tagihan Komitmen
- Fasilitas pinjaman yang belum ditarik
- Posisi pembelian spot dan derivatif yang
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
- Fasilitas kredit kepada nasabah yang
belum ditarik
Committed
Uncommitted
- Fasilitas kredit kepada bank lain yang
Belum ditarik
Committed
Uncommitted
- Irrevocable L/C yang masih berjalan
- Posisi penjualan spot dan derivatif yang
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Garansi yang diterima
- Pendapatan bunga dalam penyelesaian
- Lainnya
Kewajiban Kontijensi
- Garansi yang diberikan
- Lainnya
Lainnya
- Penerusan Kredit
- Aset produktif yang dihapusbukukan
Kredit yang diberikan
Lainnya
- Aset produktif yang dihapustagih
Kredit yang diberikan
Lainnya
***) Angka-angka sangat-sangat sementara

2012
Mei

2013

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

126.965
8.396
118.524

132.063
7.984
123.800

122.937
8.028
113.949

100.845
8.105
92.716

121.433
8.135
113.297

183.480
8.164
175.316

158.647
9.062
149.571

45
327.651
127.883

280
345.475
132.186

959
361.110
154.737

24
309.267
133.814

2
340.245
137.497

1
447.624
227.522

Mar

Apr

140.520
8.192
132.324

131.773
8.243
123.384

143.937
8.214
134.633

147.659
9.210
138.384

156.501
11.181
144.345

14
409.659

4
302.516

233.693

147.600

147
309.127
152.485

1.089
314.602
157.871

65
331.357
158.931

975
320.628
155.519

Mei

Ags

Sep

Okt

Indicator

Jun

Jul

174.047
11.264
161.310

161.941
11.414
150.523

168.844
11.414
157.427

175.334
12.558
162.775

182.605
13.317
169.256

183.577 Commited Claims


12.963 - Unused borrowing
170.613 - Outstanding spot and derivatives

1.472
340.897
156.067

4
333.919
160.885

3
347.644
163.635

1
364.593
174.003

31
408.950
213.372

1 - Others
418.113 Commited Liabilities
220.540 - Undisbursed loan facilities

(purchased)

63.098
64.785
3.392

63.671
68.515
2.836

62.787
91.951
2.183

66.281
67.533
2.212

67.284
70.213
2.882

36.563
190.959
2.892

36.832
196.861
3.023

33.500
114.101
3.302

32.970
119.516
3.172

32.481
125.390
3.953

34.263
124.669
4.645

33.643
121.876
4.011

34.030
122.037
4.741

35.687
125.198
7.554

36.668
126.967
8.674

38.117
135.886
8.799

41.044
172.328
6.325

40.667
179.873
6.529

2.959
432
7.625
188.653

1.709
1.127
6.900
203.221

1.815
369
6.749
196.201

1.568
644
6.606
166.589

2.710
172
6.468
193.396

2.815
77
7.672
209.538

2.725
297
6.605
166.335

338
2.964
7.328
144.037

341
2.831
6.838
146.486

339
3.614
7.374
145.375

340
4.304
8.040
159.491

244
3.767
5.869
155.158

391
4.350
6.699
173.283

103
7.452
7.508
157.760

162
8.512
7.319
166.845

234
8.565
8.090
173.142

141
6.184
9.058
179.887

131
6.398
9.568
181.474

98
94.892
94.633
244
15
34.505
34.505
7.362
7.185
7.123
61
177
177
-

331
89.379
89.180
182
16
34.745
34.745
9.409
9.225
9.077
149
183
183
-

1.240
89.900
89.696
187
18
35.632
35.632
9.694
9.504
9.355
149
190
190
-

45
86.871
86.662
192
17
35.802
35.802
9.766
9.569
9.420
149
198
198
-

2
88.075
87.864
195
16
36.192
36.192
9.852
9.651
9.488
163
202
202
-

1
89.011
88.799
197
15
36.793
36.793
9.916
9.708
9.545
163
209
209
-

249

147
84.471
84.287
170
14
36.039
36.039
10.154
9.922
9.759
163
232
232
-

29
86.555
86.370
170
15
37.202
37.202
9.709
9.470
9.307
163
239
239
-

249
85.936
85.774
148
14
37.351
37.351
10.268
10.021
9.858
163
247
247
-

70
87.676
87.514
148
14
36.773
36.773
10.336
10.082
9.919
163
254
254
-

107
84.567
84.412
143
12
37.788
37.788
10.496
10.104
9.941
163
391
391
-

212
84.776
84.616
149
11
38.081
38.081
10.561
10.162
9.999
163
399
399
-

1.172
86.784
86.619
156
10
40.490
40.490
10.626
10.218
10.054
164
408
408
-

559
94.380
94.201
168
10
41.227
41.227
10.692
10.277
10.113
165
415
415
-

308
99.781
99.591
181
10
43.002
43.002
10.765
10.344
10.178
165
421
421
-

308***)
93.073
92.884
179
10
43.280
43.280
10.818
10.385
10.220
165
432
432
-

85.930

85.357

85.717
199
15

85.156
187
13

36.027
36.027
9.977
9.760
9.597
163
217
217
-

36.785
36.785
9.899
9.676
9.664
12
223
223
-

to debtors
- Committed
- Uncommitted
- Undisbursed loan facilities
to other banks
- Committed
- Uncommitted
- Current Irrevocable L/C
- Outstanding spot and
derivatives (sold)
- Others
Contingent Claims
- Received guarantees
- Accrued interest
- Others
Contingent Liabilities
- Issued guarantees
- Others
Others
- Channelling
- Written off earning assets
- Credit disbursed
- Others
- Charged off earning assets
- Credit disbursed
- Others
***) Estimated figures

24

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 1.22.a. Kinerja Bank Umum Konvensional

(Commercial Banks Performance)


Miliar Rp (Billion Rp)
2012

2013

Items

Keterangan
Mei
Rasio Pemenuhan Kecukupan Modal
Minimum (%)

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt
18,48 Capital Adequacy Ratio (%)

17,87

17,49

17,28

17,29

17,41

17,31

17,44

17,43

19,31

19,29

19,08

18,74

18,68

18,08

18,08

18,02

18,11

- Modal

463.105

466.131

466.511

471.494

481.024

481.099

490.094

496.629

557.410

563.382

565.431

561.848

569.202

567.388

576.547

582.716

601.394

612.646

- ATMR

2.591.560

2.664.705

2.699.394

2.727.375

2.762.856

2.779.759

2.810.359

2.849.997

2.886.972

2.920.963

2.963.335

2.997.947

3.047.401

3.137.611

3.188.076

3.234.414

3.320.806

3.315.371

16,04

15,63

15,48

15,43

15,54

15,48

15,58

15,60

17,52

17,51

17,24

16,94

16,91

16,30

16,32

16,34

16,42

415.792

416.520

417.882

420.946

429.376

430.352

437.798

444.545

505.866

511.414

510.947

507.982

515.172

511.475

520.451

528.377

545.432

552.319

2.591.560

2.664.705

2.699.394

2.727.375

2.762.856

2.779.759

2.810.359

2.849.997

2.886.972

2.920.963

2.963.335

2.997.947

3.047.401

3.137.611

3.188.076

3.234.414

3.320.806

3.315.371

3,05

3,16

3,13

3,07

3,09

3,10

3,12

3,11

3,16

2,92

3,03

2,96

2,99

3,02

3,00

3,03

3,06

109.304

114.209

113.942

112.537

114.033

114.788

116.327

117.103

128.423

119.224

124.226

122.288

124.437

126.197

126.133

128.398

130.653

132.679

3.586.545

3.617.193

3.640.673

3.660.546

3.684.874

3.706.039

3.729.813

3.761.912

4.067.805

4.077.665

4.105.137

4.132.432

4.155.641

4.179.853

4.203.757

4.230.746

4.269.024

4.296.687

76,75

74,68

74,94

74,70

74,26

74,02

73,97

74,10

79,63

77,38

75,11

75,02

74,54

74,66

74,14

74,06

74,35

- Biaya Operasional

143.356

161.551

190.745

212.172

237.409

261.595

290.737

321.357

39.306

64.824

90.545

118.453

146.520

179.027

202.408

235.035

272.984

298.646

- Operating Expenses

- Pendapatan Operasional

186.783

216.332

254.535

284.034

319.714

353.421

393.059

433.678

49.358

83.773

120.546

157.898

196.559

239.786

273.011

317.357

367.168

404.977

- Operating Income

5,33

5,38

5,41

5,43

5,45

5,48

5,48

5,49

5,53

5,34

5,41

5,42

5,41

5,43

5,46

5,46

5,48

185.970

189.115

191.240

192.862

195.023

196.860

198.231

200.338

218.105

211.016

215.365

217.071

218.140

219.773

222.215

223.906

226.470

228.967

3.486.112

3.516.358

3.534.925

3.551.432

3.575.594

3.595.175

3.618.565

3.648.741

3.944.435

3.954.362

3.980.999

4.006.770

4.029.514

4.050.534

4.073.035

4.097.904

4.134.927

4.161.857

81,61

82,57

82,55

83,70

83,33

83,78

83,61

83,58

83,47

84,35

84,93

85,17

85,84

86,80

88,68

88,88

88,91

2.297.363

2.360.735

2.363.995

2.414.668

2.455.427

2.482.519

2.525.169

2.597.026

2.577.120

2.605.285

2.650.434

2.704.323

2.757.639

2.818.238

2.893.020

2.938.954

3.024.448

3.027.457

- Total Credit to third party

2.815.001

2.859.206

2.863.630

2.884.859

2.946.482

2.963.231

3.020.235

3.107.385

3.087.358

3.088.562

3.120.554

3.175.378

3.212.610

3.246.636

3.262.157

3.306.536

3.401.635

3.383.707

- Total Third Party Funds

Rasio Aset Likuid (%)

19,13

18,98

19,02

18,48

18,23

17,75

18,03

18,45

18,31

18,07

18,08

18,20

17,48

16,22

16,40

15,75

15,92

- Aset Likuid Primer

570.259

574.169

573.475

560.596

566.436

547.693

573.906

616.043

597.746

586.414

598.786

612.040

584.308

547.670

557.523

532.728

560.114

554.127

- Aset Likuid Primer

- Aset Likuid Sekunder

139.765

141.546

145.609

141.543

140.963

143.927

141.277

142.989

147.044

152.226

153.233

155.000

158.333

150.046

155.352

163.193

168.325

166.499

- Aset Likuid Sekunder

3.712.118

3.770.434

3.781.548

3.799.658

3.879.497

3.896.525

3.967.552

4.115.003

4.067.805

4.087.525

4.160.081

4.214.319

4.248.473

4.300.917

4.347.177

4.419.669

4.575.253

4.545.650

Rasio Modal Inti terhadap ATMR (%)


- Modal Inti (Tier I)
- ATMR
ROA (%)
- Laba sebelum pajak
- Rata-rata total aset
BOPO (%)

NIM (%)
- Pendapatan bunga bersih
- Rata-rata total aset produktif
LDR (%)
-

Total Kredit kepada pihak ketiga bukan


Bank

- Total Dana Pihak Ketiga

- Total Aset

Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13

- Capital
- Risk Weighted Assets

16,66 Core Capital Ratio to ATMR (%)


- Core Capital (Tier I)
- Risk Weighted Assets

3,09 Return On Assets Ratio (%)


- Profit
- Average total assets

73,74 Operating Expenses/Operating Income (%)

5,50 Net Interest Margin Ratio (%)


- Interest income net
- Average total earning assets

89,47 Loan to Deposits Ratio (%)

15,85 Liquid Assets Ratio (%)

- Total Assets

Note : Excluding Sharia Banks (starting April 2010), Sharia Banks Performance on table 2.13

25

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 1.23.a. Kinerja Bank Persero Konvensional

(State Owned Banks Performance)


Miliar Rp (Billion Rp)
2012

2013

Items

Keterangan
Mei
Rasio Pemenuhan Kecukupan Modal
Minimum (%)

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt
16,40 Capital Adequacy Ratio (%)

17,17

16,58

16,11

16,38

16,61

16,13

16,39

16,17

18,61

18,47

18,25

17,24

17,51

16,61

16,41

16,35

16,17

- Modal

157.320

156.964

154.424

157.593

163.076

160.442

165.603

166.297

192.879

194.886

193.045

184.012

189.996

185.969

187.596

189.265

192.847

194.358

- ATMR

916.005

946.896

958.384

962.384

981.974

994.742

1.010.575

1.028.287

1.036.489

1.054.870

1.058.063

1.067.313

1.084.825

1.119.932

1.142.853

1.157.567

1.192.526

1.185.125

15,60

14,82

14,53

14,66

14,85

14,46

14,62

14,59

17,29

17,16

16,73

15,93

16,13

15,17

15,00

15,13

14,96

- Modal Inti (Tier I)

142.927

140.284

139.293

141.074

145.822

143.797

147.726

150.049

179.223

180.980

176.990

169.988

174.983

169.901

171.449

175.169

178.425

176.510

- ATMR

916.005

946.896

958.384

962.384

981.974

994.742

1.010.575

1.028.287

1.036.489

1.054.870

1.058.063

1.067.313

1.084.825

1.119.932

1.142.853

1.157.567

1.192.526

1.185.125

3,58

3,67

3,64

3,64

3,71

3,74

3,82

3,80

3,49

3,40

3,74

3,63

3,62

3,70

3,69

3,68

3,71

46.175

47.827

47.760

47.967

49.159

49.841

51.275

51.669

52.111

50.624

55.845

54.605

54.784

56.460

56.537

56.837

57.717

58.661

1.290.522

1.303.727

1.311.085

1.318.793

1.326.552

1.333.507

1.343.006

1.359.034

1.492.152

1.489.233

1.493.920

1.505.655

1.513.866

1.524.660

1.533.619

1.543.907

1.556.473

1.567.429

75,92

72,29

72,38

72,09

71,27

70,78

70,24

70,53

79,44

76,38

71,34

71,08

70,89

70,86

67,31

66,77

66,56

- Biaya Operasional

57.254

59.190

69.304

78.275

87.688

95.677

105.132

116.981

16.197

26.076

33.961

43.733

54.189

66.794

66.178

74.989

84.953

94.840

- Pendapatan Operasional

75.414

81.879

95.746

108.574

123.033

135.184

149.665

165.852

20.389

34.141

47.605

61.529

76.441

94.258

98.325

112.307

127.642

142.411

5,77

5,84

5,86

5,87

5,94

5,95

5,94

5,95

6,04

5,77

5,90

5,90

5,88

5,89

5,93

5,93

5,97

73.003

74.787

75.402

75.829

77.224

77.788

78.233

79.244

88.131

83.910

86.099

86.753

86.893

87.781

88.783

89.390

90.692

92.336

1.266.189

1.279.814

1.286.796

1.292.480

1.300.430

1.306.717

1.316.095

1.331.277

1.458.783

1.454.462

1.459.374

1.470.244

1.478.354

1.489.445

1.496.562

1.506.273

1.518.879

1.529.793

80,91

81,51

82,18

82,88

83,84

83,72

82,71

79,84

81,84

84,21

85,54

84,73

85,90

86,99

88,06

87,48

88,72

832.330

854.674

850.583

865.367

888.985

897.082

920.147

959.128

945.499

958.571

976.289

998.187

1.025.125

1.066.945

1.077.916

1.088.499

1.125.090

1.125.057

- Total Credit to third party

1.028.702

1.048.512

1.035.025

1.044.060

1.060.300

1.071.565

1.112.462

1.201.284

1.155.296

1.138.323

1.141.350

1.178.129

1.193.439

1.226.507

1.224.042

1.244.245

1.268.088

1.277.421

- Total Third Party Funds

Rasio Aset Likuid (%)

20,03

20,02

19,87

20,15

18,71

18,40

19,29

20,06

18,87

17,71

17,68

18,87

17,40

15,58

15,80

16,51

15,73

- Aset Likuid Primer

192.539

194.578

190.963

199.873

183.061

180.470

200.082

229.643

200.605

180.837

184.826

208.090

188.051

172.779

174.285

187.881

179.612

187.883

77.149

79.701

78.301

76.767

76.719

76.463

77.263

78.295

81.012

82.416

80.955

82.690

81.072

73.128

76.493

78.918

80.985

82.490

1.346.402

1.369.752

1.355.233

1.372.756

1.388.621

1.396.102

1.437.996

1.535.343

1.492.152

1.486.314

1.503.293

1.540.859

1.546.709

1.578.632

1.587.370

1.615.923

1.657.000

1.666.037

Rasio Modal Inti terhadap ATMR (%)

ROA (%)
- Laba sebelum pajak
- Rata-rata total aset
BOPO (%)

NIM (%)
- Pendapatan bunga bersih
- Rata-rata total aset produktif
LDR (%)
-

Total Kredit kepada pihak ketiga bukan


Bank

- Total Dana Pihak Ketiga

- Aset Likuid Sekunder


- Total Aset

Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13

- Capital
- Risk Weighted Assets

14,89 Core Capital Ratio to ATMR (%)


- Core Capital (Tier I)
- Risk Weighted Assets

3,74 Return On Assets Ratio (%)


- Profit
- Average total assets

66,60 Operating Expenses/Operating Income (%)


- Operating Expenses
- Operating Income

6,04 Net Interest Margin Ratio (%)


- Interest income net
- Average total earning assets

88,07 Loan to Deposits Ratio (%)

16,23 Liquid Assets Ratio (%)


- Aset Likuid Primer
- Aset Likuid Sekunder
- Total Assets

Note : Excluding Sharia Banks (starting April 2010), Sharia Banks Performance on table 2.13

26

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 1.24.a. Kinerja BUSN Devisa Konvensional

(Foreign Exchange Commercial Banks Performance)


Miliar Rp (Billion Rp)
2012

2013

Items

Keterangan
Mei
Rasio Pemenuhan Kecukupan Modal
Minimum (%)

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt
15,97 Capital Adequacy Ratio (%)

15,93

15,60

15,57

15,42

15,58

15,44

15,50

15,33

16,90

16,88

16,87

16,93

16,43

16,21

16,22

16,19

16,00

- Modal

168.553

168.595

170.082

170.726

173.209

173.733

176.163

177.744

198.318

200.016

203.036

205.952

203.395

203.549

207.964

209.054

211.681

212.565

- ATMR

1.057.870

1.080.514

1.092.666

1.107.004

1.112.032

1.125.129

1.136.737

1.159.788

1.173.798

1.184.740

1.203.384

1.216.758

1.237.769

1.255.918

1.281.841

1.290.919

1.323.121

1.330.646

13,61

13,36

13,31

13,18

13,34

13,23

13,28

13,05

14,47

14,47

14,48

14,50

14,09

13,87

13,92

13,91

13,75

143.963

144.385

145.487

145.898

148.327

148.858

150.983

151.331

169.885

1.184.740

174.212

176.401

174.342

174.135

178.423

179.620

181.938

181.816

1.057.870

1.080.514

1.092.666

1.107.004

1.112.032

1.125.129

1.136.737

1.159.788

1.173.798

171.451

1.203.384

1.216.758

1.237.769

1.255.918

1.281.841

1.290.919

1.323.121

1.330.646

2,56

2,72

2,70

2,64

2,64

2,63

2,61

2,64

2,41

2,22

2,27

2,28

2,41

2,45

2,48

2,50

2,50

35.626

38.155

38.097

37.420

37.630

37.719

37.728

38.452

38.371

35.327

36.284

36.430

38.667

39.491

40.047

40.641

40.888

41.276

1.392.571

1.402.498

1.411.364

1.418.959

1.427.588

1.435.270

1.443.953

1.455.843

1.589.677

1.592.101

1.599.109

1.599.490

1.604.150

1.610.155

1.616.921

1.624.494

1.635.928

1.644.041

76,48

75,10

76,35

75,45

75,29

75,25

75,23

74,88

80,61

78,17

77,77

77,68

76,67

76,35

76,65

77,00

77,78

- Biaya Operasional

47.073

56.344

70.312

75.126

84.215

93.794

103.114

112.722

12.930

20.928

31.225

41.531

51.821

62.055

73.944

86.644

102.216

110.316

- Operating Expenses

- Pendapatan Operasional

61.548

75.023

92.094

99.567

111.848

124.649

137.073

150.543

16.041

26.774

40.149

53.463

67.586

81.281

96.472

112.520

131.421

143.610

- Operating Income

5,06

5,09

5,12

5,15

5,15

5,17

5,18

5,17

4,93

4,88

4,93

4,97

4,98

5,00

5,04

5,06

5,07

68.197

69.084

69.876

70.531

71.025

71.693

72.193

72.679

75.737

75.059

76.059

76.695

77.127

77.549

78.492

79.156

79.850

80.376

1.347.147

1.356.459

1.363.747

1.370.219

1.378.426

1.385.543

1.393.803

1.404.733

1.534.760

1.538.937

1.544.185

1.543.806

1.547.870

1.550.380

1.558.452

1.564.843

1.575.379

1.583.167

81,83

82,35

81,84

81,88

81,87

82,22

82,03

81,58

80,34

80,90

81,56

83,00

82,94

83,52

84,92

84,62

84,72

924.135

951.054

956.954

969.674

978.429

988.514

1.001.877

1.026.324

1.018.958

1.028.927

1.042.830

1.054.307

1.067.706

1.074.089

1.114.375

1.129.846

1.158.362

1.169.129

- Total Credit to third party

1.129.288

1.154.877

1.169.339

1.184.324

1.195.159

1.202.328

1.221.338

1.257.990

1.268.301

1.271.832

1.278.659

1.270.305

1.287.290

1.286.101

1.312.209

1.335.266

1.367.281

1.361.464

- Total Third Party Funds

Rasio Aset Likuid (%)

14,82

15,02

15,44

15,05

15,01

14,49

14,45

15,47

16,27

16,13

15,50

15,28

14,81

13,53

14,48

12,91

13,32

- Aset Likuid Primer

172.827

181.826

188.429

183.985

186.446

177.611

180.779

203.772

217.481

214.276

208.654

203.840

199.314

181.959

198.145

167.910

181.023

176.127

38.027

36.270

37.755

37.561

38.154

40.422

40.391

41.689

41.142

42.901

41.350

42.011

41.009

38.452

41.814

48.700

49.012

48.843

1.422.893

1.452.130

1.464.562

1.472.123

1.496.618

1.504.408

1.530.790

1.586.631

1.589.677

1.594.526

1.613.124

1.608.619

1.622.789

1.628.858

1.657.518

1.677.507

1.727.395

1.717.066

Rasio Modal Inti terhadap ATMR (%)


- Modal Inti (Tier I)
- ATMR
ROA (%)
- Laba sebelum pajak
- Rata-rata total aset
BOPO (%)

NIM (%)
- Pendapatan bunga bersih
- Rata-rata total aset produktif
LDR (%)
-

Total Kredit kepada pihak ketiga bukan


Bank

- Total Dana Pihak Ketiga

- Aset Likuid Sekunder


- Total Aset

Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13

- Capital
- Risk Weighted Assets

13,66 Core Capital Ratio to ATMR (%)


- Core Capital (Tier I)
- Risk Weighted Assets

2,51 Return On Assets Ratio (%)


- Profit
- Average total assets

76,82 Operating Expenses/Operating Income (%)

5,08 Net Interest Margin Ratio (%)


- Interest income net
- Average total earning assets

85,87 Loan to Deposits Ratio (%)

13,10 Liquid Assets Ratio (%)


- Aset Likuid Primer
- Aset Likuid Sekunder
- Total Assets

Note : Excluding Sharia Banks (starting April 2010), Sharia Banks Performance on table 2.13

27

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 1.25.a. Kinerja BUSN Non Devisa Konvensional

(Non-Foreign Exchange Commercial Banks Performance)


Miliar Rp (Billion Rp)
2012

2013

Items

Keterangan
Mei
Rasio Pemenuhan Kecukupan Modal
Minimum (%)

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt
22,30 Capital Adequacy Ratio (%)

20,85

20,51

20,34

20,33

20,55

20,39

20,39

20,80

21,15

21,11

21,36

21,41

22,49

21,80

21,22

21,36

22,29

- Modal

11.944

12.187

12.334

12.445

12.762

12.856

12.986

13.530

14.558

14.749

15.245

15.377

16.332

16.030

15.841

15.985

16.698

16.819

- Capital

- ATMR

57.294

59.411

60.628

61.222

62.115

63.056

63.678

65.057

68.836

69.869

71.365

71.834

72.628

73.518

74.664

74.833

74.920

75.431

- Risk Weighted Assets

19,95

19,58

19,39

19,37

19,60

19,43

19,43

19,38

20,25

20,23

20,06

20,10

21,17

20,52

20,34

20,48

20,60

- Modal Inti (Tier I)

11.432

11.635

11.755

11.857

12.178

12.251

12.375

12.610

13.941

14.137

14.315

14.437

15.379

15.083

15.185

15.326

15.435

15.563

- Core Capital (Tier I)

- ATMR

57.294

59.411

60.628

61.222

62.115

63.056

63.678

65.057

68.836

69.869

71.365

71.834

72.628

73.518

74.664

74.833

74.920

75.431

- Risk Weighted Assets

3,30

3,32

3,34

3,30

3,30

3,29

3,29

3,31

3,03

3,23

3,23

3,22

3,31

3,35

3,36

3,36

3,34

- Laba sebelum pajak

2.984

3.039

3.075

3.070

3.103

3.122

3.149

3.204

3.274

3.486

3.545

3.561

3.694

3.704

3.730

3.752

3.751

3.725

- Rata-rata total aset

90.536

91.415

92.050

92.919

94.017

94.880

95.757

96.840

108.132

107.878

109.653

110.540

111.557

110.437

111.042

111.637

112.452

112.988

79,42

79,17

79,08

79,23

79,22

79,28

79,28

79,30

80,24

78,67

78,81

78,96

78,51

78,32

78,38

78,40

78,51

- Biaya Operasional

4.763

5.736

6.746

7.782

8.840

9.928

11.011

12.149

1.108

2.145

3.270

4.423

5.575

6.639

7.836

9.028

10.228

11.519

- Operating Expenses

- Pendapatan Operasional

5.997

7.245

8.531

9.822

11.159

12.522

13.888

15.320

1.381

2.727

4.149

5.602

7.100

8.476

9.998

11.515

13.028

14.612

- Operating Income

8,95

9,07

9,21

9,28

9,28

9,30

9,33

9,34

8,84

9,01

9,01

9,02

9,00

9,08

9,13

9,13

9,10

7.699

7.880

8.052

8.188

8.291

8.389

8.499

8.606

9.125

9.265

9.425

9.502

9.573

9.553

9.658

9.703

9.750

9.770

86.041

86.844

87.420

88.263

89.347

90.194

91.057

92.126

103.169

102.834

104.567

105.391

106.351

105.260

105.785

106.319

107.093

107.592

82,63

82,64

85,47

84,75

83,39

85,01

84,06

82,73

83,84

86,05

84,26

85,89

85,60

86,85

88,91

89,04

88,86

59.760

61.946

63.576

64.792

66.279

67.190

68.073

69.804

70.305

71.111

73.160

73.954

75.736

76.863

77.190

77.908

79.835

79.114

- Total Credit to third party

72.320

74.956

74.386

76.452

79.481

79.041

80.984

84.374

83.854

82.635

86.824

86.104

88.477

88.504

86.822

87.501

89.846

88.243

- Total Third Party Funds

Rasio Aset Likuid (%)

17,09

18,72

17,12

15,97

16,76

16,08

16,49

19,32

18,00

17,06

19,56

19,02

19,34

18,31

16,71

15,44

14,92

- Aset Likuid Primer

14.342

16.895

15.409

14.670

16.009

15.196

15.953

19.716

17.785

16.602

20.264

19.647

20.623

19.715

17.502

16.129

16.314

16.009

1.384

1.044

1.001

1.144

1.222

1.310

1.285

1.291

1.682

1.754

1.880

1.881

1.737

1.558

1.661

1.751

1.430

1.320

92.032

95.814

95.857

98.999

102.801

102.653

104.519

108.758

108.132

107.624

113.204

113.199

115.624

116.163

114.668

115.803

118.971

117.813

Rasio Modal Inti terhadap ATMR (%)

ROA (%)

BOPO (%)

NIM (%)
- Pendapatan bunga bersih
- Rata-rata total aset produktif
LDR (%)
-

Total Kredit kepada pihak ketiga bukan


Bank

- Total Dana Pihak Ketiga

- Aset Likuid Sekunder


- Total Aset

Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13

20,63 Core Capital Ratio to ATMR (%)

3,30 Return On Assets Ratio (%)


- Profit
- Average total assets

78,83 Operating Expenses/Operating Income (%)

9,08 Net Interest Margin Ratio (%)


- Interest income net
- Average total earning assets

89,65 Loan to Deposits Ratio (%)

14,71 Liquid Assets Ratio (%)


- Aset Likuid Primer
- Aset Likuid Sekunder
- Total Assets

Note : Excluding Sharia Banks (starting April 2010), Sharia Banks Performance on table 2.13

28

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 1.26.a. Kinerja BPD Konvensional

(Regional Development Banks Performance)


Miliar Rp (Billion Rp)
2012

2013

Items

Keterangan
Mei
Rasio Pemenuhan Kecukupan Modal
Minimum (%)

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt
16,82 Capital Adequacy Ratio (%)

18,28

17,00

17,74

17,49

17,15

17,59

17,91

18,02

20,77

20,45

18,73

17,98

17,79

15,62

16,72

16,93

16,70

- Modal

31.535

30.967

32.247

32.636

32.936

33.798

34.606

35.198

41.160

41.458

38.809

38.311

38.270

37.681

37.382

37.773

38.083

38.547

- ATMR

172.542

182.188

181.789

186.601

192.020

192.091

193.175

195.318

198.131

202.759

207.252

213.070

215.175

241.218

223.525

223.048

228.091

229.131

16,93

15,57

16,27

16,04

15,65

16,16

16,47

16,66

19,28

18,96

17,44

16,70

16,52

14,47

15,46

15,66

15,43

29.217

28.359

29.578

29.939

30.053

31.033

31.812

32.531

38.197

38.449

36.145

35.586

35.538

34.897

34.548

34.935

35.193

35.652

172.542

182.188

181.789

186.601

192.020

192.091

193.175

195.318

198.131

202.759

207.252

213.070

215.175

241.218

223.525

223.048

228.091

229.131

3,06

3,03

3,03

2,99

2,97

2,95

2,97

2,90

4,14

3,59

3,65

3,49

3,42

3,44

3,25

3,27

3,26

- Laba sebelum pajak

10.435

10.462

10.548

10.453

10.532

10.574

10.715

10.462

14.815

13.109

13.616

13.331

13.227

13.467

12.751

12.840

12.915

12.706

- Rata-rata total aset

341.147

345.756

348.627

349.614

354.611

357.984

360.593

361.101

357.621

365.180

373.404

382.399

386.972

391.335

392.194

392.323

396.124

397.998

74,66

74,72

74,11

74,33

74,17

74,46

74,28

75,29

67,29

69,54

69,06

70,04

70,36

69,87

71,71

71,66

71,75

- Biaya Operasional

12.628

15.289

17.431

19.975

22.426

25.391

28.067

31.470

2.510

4.929

7.502

10.200

12.867

15.397

18.540

21.204

24.040

27.128

- Operating Expenses

- Pendapatan Operasional

16.913

20.461

23.521

26.873

30.235

34.099

37.785

41.797

3.730

7.088

10.862

14.563

18.286

22.037

25.855

29.588

33.505

37.511

- Operating Income

6,42

6,40

6,54

6,60

6,52

6,58

6,60

6,70

7,93

7,34

7,39

7,25

7,22

7,18

7,25

7,27

7,24

20.775

20.980

21.459

21.755

21.833

22.254

22.483

22.856

26.774

25.373

26.201

26.354

26.562

26.727

27.028

27.150

27.302

27.429

323.483

328.071

328.257

329.410

334.666

338.116

340.855

341.257

337.794

345.562

354.313

363.468

368.086

372.464

373.051

373.221

377.019

378.917

63,90

64,07

62,00

68,95

63,35

66,28

68,16

78,57

76,61

74,42

72,80

69,34

71,63

72,69

76,96

78,47

73,88

192.197

198.634

190.366

204.939

207.967

213.024

216.726

218.851

218.300

222.991

227.278

233.279

238.337

245.766

250.808

252.779

258.209

262.040

- Total Credit to third party

300.782

310.028

307.036

297.228

328.298

321.401

317.976

278.535

284.938

299.648

312.209

336.447

332.720

338.089

325.888

322.124

349.517

336.800

- Total Third Party Funds

Rasio Aset Likuid (%)

30,77

30,26

28,94

26,04

29,18

26,74

27,00

22,93

23,34

24,93

26,24

26,91

25,32

24,42

23,02

21,64

24,17

- Aset Likuid Primer

106.350

106.770

101.987

87.397

108.995

98.316

99.928

80.457

78.844

87.400

96.263

103.916

95.392

93.943

83.318

76.873

94.516

82.570

3.978

4.820

3.901

5.448

6.158

5.510

4.492

3.626

4.642

5.513

6.024

6.241

7.238

6.940

8.169

8.210

8.580

9.442

358.581

368.804

365.851

356.528

394.584

388.340

386.685

366.684

357.621

372.739

389.850

409.387

405.260

413.154

397.348

393.226

426.527

414.864

Rasio Modal Inti terhadap ATMR (%)


- Modal Inti (Tier I)
- ATMR
ROA (%)

BOPO (%)

NIM (%)
- Pendapatan bunga bersih
- Rata-rata total aset produktif
LDR (%)
-

Total Kredit kepada pihak ketiga bukan


Bank

- Total Dana Pihak Ketiga

- Aset Likuid Sekunder


- Total Aset

Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13

- Capital
- Risk Weighted Assets

15,56 Core Capital Ratio to ATMR (%)


- Core Capital (Tier I)
- Risk Weighted Assets

3,19 Return On Assets Ratio (%)


- Profit
- Average total assets

72,32 Operating Expenses/Operating Income (%)

7,24 Net Interest Margin Ratio (%)


- Interest income net
- Average total earning assets

77,80 Loan to Deposits Ratio (%)

22,18 Liquid Assets Ratio (%)


- Aset Likuid Primer
- Aset Likuid Sekunder
- Total Assets

Note : Excluding Sharia Banks (starting April 2010), Sharia Banks Performance on table 2.13

29

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 1.27.a. Kinerja Bank Campuran Konvensional

(Joint Venture Banks Performance)


Miliar Rp (Billion Rp)
2012

2013

Items

Keterangan
Mei
Rasio Pemenuhan Kecukupan Modal
Minimum (%)

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt
19,54 Capital Adequacy Ratio (%)

19,19

18,97

18,52

18,53

18,50

18,56

18,96

18,65

19,38

20,25

20,99

20,88

20,05

20,42

20,29

19,51

19,60

- Modal

29.884

29.926

30.132

30.357

30.439

30.531

30.744

30.770

32.852

34.933

36.967

38.082

37.924

38.667

39.748

40.166

41.604

37.768

- ATMR

155.729

157.724

162.677

163.868

164.536

164.519

162.183

164.956

169.480

172.484

176.075

182.355

189.111

189.319

195.946

205.845

212.290

193.268

17,16

16,95

16,53

16,41

16,37

16,42

16,81

16,52

17,29

18,17

18,93

18,55

18,01

18,12

17,99

17,22

17,28

26.716

26.739

26.885

26.889

26.942

27.014

27.258

27.253

29.305

31.348

33.326

33.819

34.053

34.297

35.259

35.453

36.686

32.995

155.729

157.724

162.677

163.868

164.536

164.519

162.183

164.956

169.480

172.484

176.075

182.355

189.111

189.319

195.946

205.845

212.290

193.268

2,42

2,45

2,44

2,34

2,27

2,27

2,29

2,24

4,38

3,53

3,01

2,66

2,56

2,39

2,31

2,36

2,47

4.637

4.718

4.741

4.587

4.466

4.490

4.556

4.479

9.328

7.569

6.555

5.941

5.789

5.458

5.349

5.548

5.900

5.802

191.957

192.909

194.247

195.647

196.824

197.994

198.954

200.343

212.894

214.555

218.099

223.532

226.199

228.556

231.368

234.719

238.552

223.438

78,32

78,57

78,02

78,45

78,43

77,69

76,49

77,86

76,80

74,83

78,34

78,13

77,39

79,98

81,78

80,42

80,53

- Biaya Operasional

6.738

8.427

9.528

10.738

11.721

12.567

13.133

15.179

1.625

2.922

4.890

5.973

7.024

9.431

12.222

13.106

15.313

14.622

- Operating Expenses

- Pendapatan Operasional

8.604

10.726

12.212

13.687

14.944

16.175

17.170

19.494

2.116

3.905

6.243

7.645

9.076

11.792

14.944

16.297

19.015

18.669

- Operating Income

3,55

3,60

3,59

3,61

3,61

3,63

3,64

3,63

3,79

3,58

3,50

3,49

3,51

3,47

3,49

3,48

3,46

6.696

6.820

6.862

6.938

6.999

7.071

7.118

7.163

7.964

7.573

7.541

7.710

7.835

7.841

7.983

8.073

8.146

7.430

188.663

189.697

190.989

192.366

193.618

194.800

195.786

197.239

210.372

211.744

215.355

220.741

223.435

225.795

228.493

231.819

235.563

221.310

104,88

113,20

114,18

113,32

111,46

112,12

110,08

115,63

115,85

114,95

111,80

115,10

115,36

120,29

121,42

124,18

120,98

135.178

139.511

142.452

146.327

145.994

147.364

145.091

150.061

151.320

152.424

155.551

163.899

167.465

173.092

179.069

186.401

190.168

173.336

- Total Credit to third party

128.892

123.240

124.756

129.123

130.984

131.439

131.809

129.772

130.616

132.597

139.131

142.399

145.162

143.899

147.484

150.106

157.190

135.442

- Total Third Party Funds

Rasio Aset Likuid (%)

16,17

13,36

13,45

13,50

14,01

14,40

15,04

15,39

14,03

13,87

15,13

14,81

15,15

14,21

13,93

12,93

14,24

- Aset Likuid Primer

28.216

21.762

22.558

23.174

24.368

25.293

27.809

29.856

26.177

25.896

29.996

31.033

30.189

28.939

31.341

30.426

35.230

28.773

4.296

4.641

4.640

4.559

4.519

4.727

3.563

3.334

3.692

4.090

4.067

3.297

5.707

5.220

3.251

2.959

3.104

2.231

201.002

197.672

202.276

205.445

206.237

208.525

208.550

215.621

212.894

216.216

225.187

231.843

236.866

240.343

248.240

258.174

269.219

240.581

Rasio Modal Inti terhadap ATMR (%)


- Modal Inti (Tier I)
- ATMR
ROA (%)
- Laba sebelum pajak
- Rata-rata total aset
BOPO (%)

NIM (%)
- Pendapatan bunga bersih
- Rata-rata total aset produktif
LDR (%)
-

Total Kredit kepada pihak ketiga bukan


Bank

- Total Dana Pihak Ketiga

- Aset Likuid Sekunder


- Total Aset

Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13

- Capital
- Risk Weighted Assets

17,07 Core Capital Ratio to ATMR (%)


- Core Capital (Tier I)
- Risk Weighted Assets

2,60 Return On Assets Ratio (%)


- Profit
- Average total assets

78,32 Operating Expenses/Operating Income (%)

3,36 Net Interest Margin Ratio (%)


- Interest income net
- Average total earning assets

127,98 Loan to Deposits Ratio (%)

12,89 Liquid Assets Ratio (%)


- Aset Likuid Primer
- Aset Likuid Sekunder
- Total Assets

Note : Excluding Sharia Banks (starting April 2010), Sharia Banks Performance on table 2.13

30

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 1.28.a. Kinerja Bank Asing Konvensional

(Foreign Owned Banks Performance)


Miliar Rp (Billion Rp)
2012

2013

Items

Keterangan
Mei
Rasio Pemenuhan Kecukupan Modal
Minimum (%)

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt
37,31 Capital Adequacy Ratio (%)

27,52

28,36

27,66

27,50

27,42

29,03

28,68

30,89

32,32

32,74

31,69

32,48

33,60

33,17

32,69

32,06

34,67

- Modal

63.869

67.493

67.292

67.737

68.601

69.739

69.992

73.091

77.643

77.341

78.329

80.112

83.285

85.492

88.016

90.473

100.481

112.590

- Capital

- ATMR

232.120

237.973

243.252

246.297

250.179

240.222

244.013

236.592

240.238

236.240

247.195

246.618

247.893

257.707

269.247

282.202

289.857

301.771

- Risk Weighted Assets

26,51

27,36

26,67

26,51

26,40

28,06

27,72

29,91

31,35

31,77

30,73

31,53

32,63

32,27

31,79

31,14

33,73

61.537

65.119

64.884

65.289

66.055

67.399

67.644

70.771

75.315

75.050

75.959

77.752

80.876

83.161

85.586

87.873

97.756

109.783

- Core Capital (Tier I)

232.120

237.973

243.252

246.297

250.179

240.222

244.013

236.592

240.238

236.240

247.195

246.618

247.893

257.707

269.247

282.202

289.857

301.771

- Risk Weighted Assets

3,38

3,56

3,43

3,18

3,20

3,16

3,10

3,06

3,42

2,95

2,70

2,71

2,64

2,42

2,42

2,71

2,88

9.447

10.009

9.720

9.039

9.143

9.042

8.905

8.837

10.524

9.109

8.382

8.419

8.276

7.616

7.719

8.780

9.481

10.510

279.814

280.888

283.300

284.613

285.282

286.404

287.550

288.751

307.329

308.717

310.952

310.817

312.899

314.710

318.613

323.666

329.497

350.792

81,39

78,89

77,68

79,48

79,03

78,72

80,79

80,78

86,57

85,60

84,03

83,42

83,26

85,28

86,40

85,58

85,14

- Biaya Operasional

14.900

16.564

17.424

20.276

22.518

24.238

30.280

32.856

4.936

7.823

9.697

12.593

15.045

18.712

23.688

30.065

36.235

40.221

- Operating Expenses

- Pendapatan Operasional

18.306

20.997

22.432

25.510

28.495

30.792

37.478

40.672

5.701

9.139

11.539

15.097

18.070

21.942

27.417

35.130

42.558

48.164

- Operating Income

3,50

3,47

3,45

3,45

3,46

3,45

3,45

3,47

3,46

3,27

3,31

3,32

3,32

3,36

3,31

3,31

3,34

9.600

9.564

9.588

9.621

9.652

9.665

9.706

9.790

10.373

9.836

10.039

10.057

10.151

10.321

10.271

10.434

10.730

11.627

274.588

275.473

277.717

278.693

279.107

279.805

280.969

282.108

299.557

300.822

303.207

303.121

305.417

307.191

310.693

315.430

320.994

341.078

99,19

104,96

104,56

106,44

110,19

107,55

111,30

111,21

105,10

104,73

107,97

111,55

110,72

110,97

116,87

121,66

125,38

153.764

154.916

160.064

163.569

167.774

169.344

173.255

172.859

172.738

171.259

175.326

180.697

183.270

181.482

193.661

203.521

212.784

218.781

- Total Credit to third party

155.017

147.593

153.088

153.673

152.261

157.456

155.666

155.430

164.354

163.527

162.380

161.994

165.522

163.536

165.712

167.293

169.714

184.337

- Total Third Party Funds

Rasio Aset Likuid (%)

24,35

23,55

24,90

23,00

21,25

22,36

21,28

22,30

23,34

24,82

24,65

20,74

22,51

23,19

22,48

21,21

20,90

- Aset Likuid Primer

55.985

52.338

54.129

51.497

47.558

50.806

49.355

52.599

56.854

61.404

58.783

45.514

50.739

50.336

52.932

53.509

53.418

62.766

- Aset Likuid Primer

- Aset Likuid Sekunder

14.931

15.071

20.010

16.065

14.191

15.495

14.283

14.754

14.874

15.551

18.957

18.880

21.571

24.748

23.964

22.654

25.214

22.173

- Aset Likuid Sekunder

291.207

286.262

297.769

293.807

290.636

296.496

299.013

301.966

307.329

310.105

315.423

310.412

321.224

323.766

342.033

359.037

376.142

389.287

Rasio Modal Inti terhadap ATMR (%)


- Modal Inti (Tier I)
- ATMR
ROA (%)
- Laba sebelum pajak
- Rata-rata total aset
BOPO (%)

NIM (%)
- Pendapatan bunga bersih
- Rata-rata total aset produktif
LDR (%)
Total Kredit kepada pihak ketiga bukan
Bank
- Total Dana Pihak Ketiga

- Total Aset

Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13

36,38 Core Capital Ratio to ATMR (%)

3,00 Return On Assets Ratio (%)


- Profit
- Average total assets

83,51 Operating Expenses/Operating Income (%)

3,41 Net Interest Margin Ratio (%)


- Interest income net
- Average total earning assets

118,69 Loan to Deposits Ratio (%)

21,82 Liquid Assets Ratio (%)

- Total Assets

Note : Excluding Sharia Banks (starting April 2010), Sharia Banks Performance on table 2.13

31

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 1.29 Perkembangan Aset Bank Umum Berdasarkan Kelompok Bank

(Growth of Commercial Banks Assets Based Group Bank)


Miliar (Billion)
2012

2013

Group of Bank

Kelompok Bank
Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

- Bank Persero

1.346.403

1.369.752

1.355.233

1.372.756

1.388.621

1.396.102

1.437.996

1.535.343

1.492.152

1.486.314

1.503.293

1.540.859

1.546.709

1.578.632

1.587.370

1.615.923

1.657.000

1.666.037 - State Owned Banks

- BUSN Devisa

1.516.427

1.549.745

1.562.224

1.572.030

1.601.017

1.611.323

1.640.486

1.705.408

1.705.217

1.715.882

1.736.757

1.731.693

1.762.054

1.755.355

1.785.750

1.806.348

1.855.771

1.854.386

- Foreign Exchange

Commercial Banks
- BUSN Non Devisa

111.777

116.682

117.014

120.981

125.482

125.990

128.684

135.472

134.227

133.781

141.242

141.477

144.507

148.432

147.591

146.433

150.541

149.899 - Non-Foreign Exchange

Commercial Banks
- BPD

358.582

368.805

365.852

356.529

395.213

388.341

386.686

366.685

357.120

372.740

389.851

409.387

405.260

413.154

397.348

393.226

426.527

414.741 - Regional Development

Banks
- Bank Campuran

202.834

199.654

204.172

207.395

208.233

210.536

210.591

217.713

214.994

218.295

227.265

233.923

238.936

242.443

250.197

260.170

271.328

261.752 - Joint Venture Banks

- Bank Asing

291.408

286.477

298.041

294.072

290.801

296.496

299.013

301.966

307.329

310.105

315.423

310.412

321.224

323.766

342.033

359.037

376.142

370.029 - Foreign Owned Banks

3.827.432

3.891.116

3.902.536

3.923.764

4.009.368

4.028.789

4.103.456

4.262.587

4.211.039

4.237.117

4.313.832

4.367.751

4.418.690

4.461.783

4.510.290

4.581.137

4.737.308

Total

4.716.845

Total

32

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 1.30 Jumlah Bank Umum Berdasarkan Pengelompokan Total Aset

(Total of Commercial Banks Based on Total Assets)


Desember 2008
Kelompok Bank

Desember 2009

Desember 2010

Desember 2011

Oktober 2012

Desember 2012

Oktober 2013

Rp. 1 Rp. 10
Rp. 1 Rp. 10
Rp. 1 Rp. 10
Rp. 1 Rp. 10
Rp. 1 Rp. 10
Rp. 1 Rp. 10
Rp. 1 Rp. 10
> Rp.
> Rp.
> Rp.
> Rp.
> Rp.
> Rp.
> Rp.
< Rp. 1 s.d
s.d
< Rp. 1 s.d
s.d
< Rp. 1 s.d
s.d
< Rp. 1 s.d
s.d
< Rp. 1 s.d
s.d
< Rp. 1 s.d
s.d
< Rp. 1 s.d
s.d
50
50
50
50
50
50
50
Triliun
10
50
Triliun 10
50
Triliun
10
50
Triliun
10
50
Triliun
10
50
Triliun
10
50
Triliun
10
50
Triliun
Triliun
Triliun
Triliun
Triliun
Triliun
Triliun
Triliun Triliun
Triliun Triliun
Triliun Triliun
Triliun Triliun
Triliun Triliun
Triliun Triliun
Triliun Triliun

Group of Bank

Bank Persero

State Owned Banks

BUSN Devisa

16

10

18

18

10

18

10

18

11

17

11

16

12

Foreign Exchange
Commercial Banks

BUSN Non Devisa

24

21

21

12

15

11

15

10

17

10

16

Non-Foreign Exchange
Commercial Banks

BPD

19

17

15

11

14

11

13

12

14

11

11

14

Regional Development
Banks

Bank Campuran

Joint Venture Banks

Bank Asing

Foreign Owned Banks

28

55

30

11

25

56

29

11

23

53

34

12

13

57

32

18

11

57

31

21

Total

12

57

30

21

11

52

35

22

Total

33

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 1.31 Aset Produktif Bank Umum Konvensional dan Kualitas Kredit Bank Umum kepada Bank Lain

(Earning Assets of Commercial Banks and Credit Quality of Commercial Banks to Other Bank)
Miliar Rp (Billion Rp)
Indikator
Aset Produktif Neraca

2012
Mei

Jun

Jul

Ags

2013
Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Indicator

Okt

3.956.974 Earning Assets

3.128.499

3.195.127

3.175.613

3.203.509

3.274.512

3.289.277

3.339.825

3.416.989

3.370.759

3.471.162

3.550.589

3.573.221

3.638.229

3.674.645

3.748.911

3.813.167

3.970.762

2.979.721

3.044.533

3.026.450

3.047.937

3.112.689

3.130.332

3.180.983

3.250.997

3.196.818

3.294.565

3.369.833

3.393.202

3.476.582

3.494.982

3.576.340

3.625.934

3.786.570

3.768.006

b. DPK

92.261

94.652

92.951

97.876

106.528

100.941

103.026

110.176

118.046

119.402

124.437

123.186

104.178

122.037

114.153

124.522

123.033

126.706

c. Kurang Lancar

10.866

9.920

10.123

10.365

9.924

12.122

9.945

9.189

11.320

10.437

9.884

10.309

9.783

9.578

10.498

12.298

11.187

11.241

c. Sub-Standard

d. Diragukan

7.579

8.420

8.078

8.324

8.263

8.926

7.704

9.515

7.573

9.886

9.509

8.332

8.596

8.779

8.408

8.909

8.973

9.252

d. Doubtful

e. Macet

38.072

37.603

38.009

39.007

37.108

36.956

38.167

37.113

37.002

36.873

36.925

38.192

39.090

39.269

39.512

41.505

40.999

41.769

e. Loss

493.134

497.233

504.071

526.977

539.409

523.258

516.887

513.648

523.880

513.537

517.794

521.723

533.094

532.776

548.421

567.499

586.111

a. Lancar

Aset Produktif Transaksi


1)
Rekening Administratif
a. Lancar

a. Current
b. Special Mention

583.915 Earning Assets - Account

Administrative Transactions
a. Current

486.642

490.385

495.950

519.128

531.102

515.232

512.681

509.422

512.574

506.255

510.196

514.068

527.612

526.797

540.931

560.801

578.506

576.040

6.108

6.306

7.622

7.447

7.797

7.687

3.974

4.018

11.082

7.066

7.329

7.348

5.193

5.711

7.061

6.386

7.275

7.590

217

356

340

220

326

119

65

85

64

71

122

149

119

117

82

88

100

97

c. Sub-Standard

42

26

15

47

50

75

30

27

38

49

38

38

28

30

28

29

29

47

d. Doubtful

125

160

143

135

135

146

137

96

122

97

108

120

141

121

320

195

201

141

111.483

110.341

111.142

114.265

55.806

58.343

56.048

56.024

110.427

113.021

111.210

112.392

57.758

57.894

58.847

63.023

61.489

62.547

17.511

17.524

17.724

17.337

17.217

16.423

16.928

17.812

17.458

17.966

19.000

20.595

21.607

23.313

24.384

24.027

23.595

23.473 Interbank Loans

17.381

17.310

17.577

17.204

17.060

16.331

16.831

17.668

17.357

17.875

18.869

20.470

21.487

23.181

24.285

23.887

23.481

23.351

26

112

47

32

79

13

19

64

13

10

42

39

38

44

47

14

23

c. Kurang Lancar

10

c. Sub-Standard

d. Diragukan

d. Doubtful

104

102

99

102

78

78

78

80

82

79

79

81

83

83

86

90

98

95

104

102

99

102

79

79

78

80

87

82

89

87

84

88

90

101

98

b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet

Non Performing Earning Aset


(Nominal)
Kredit kepada Bank Lain
a. Lancar
b. DPK

e. Macet

Non Performing Loan kepada


Bank Lain (Nominal)

93

1)

b. Special Mention

e. Lost
Non Performing Earning Asset
(Nominal)

a. Current
b. Special Mention

e. Loss
Interbank Non Performing Loan
(Nominal)

1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan angka pada
Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit.

1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets
earning who has published is a number of earning assets as a credit.

- Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby
letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah
total dari non performing aset pada neraca dan non performing earning aset pada TRA.

- Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities
that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or other commited and contengent
liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and
non-performing earning assets on the account administrative transactions

34

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 1.32 Aset Produktif Bank Persero dan Kualitas Kredit Bank Persero kepada Bank Lain

(Earning Asset of State Owned Banks and Credit Quality of State Owned Banks to Other Bank)
Miliar Rp (Billion Rp)
2012
Indikator
Aset Produktif Neraca

Mei

Jun

Jul

Ags

2013
Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Indicator

Okt

1.448.443 Earning Assets

1.146.720

1.160.713

1.151.485

1.157.399

1.192.625

1.193.701

1.221.352

1.260.415

1.256.267

1.285.637

1.309.769

1.310.251

1.342.141

1.350.472

1.383.618

1.399.401

1.451.485

1.075.338

1.087.498

1.079.683

1.084.875

1.114.839

1.118.072

1.145.819

1.176.286

1.164.604

1.198.236

1.219.165

1.217.021

1.266.068

1.261.044

1.303.034

1.307.597

1.367.546

1.357.198

b. DPK

47.441

49.807

48.095

48.665

54.634

50.400

52.093

59.753

67.680

62.819

66.462

68.632

51.412

64.871

55.321

64.025

58.394

65.860

b. Special Mention

c. Kurang Lancar

4.253

3.434

4.142

3.923

3.888

5.743

3.825

2.699

4.394

3.870

3.633

3.846

3.374

3.020

3.676

5.220

3.646

3.486

c. Sub-Standard

d. Diragukan

3.149

3.753

3.180

3.198

3.216

3.769

2.743

4.709

2.643

4.702

4.368

3.475

3.892

3.988

3.232

3.622

3.577

3.502

d. Doubtful

e. Macet

16.540

16.219

16.384

16.739

16.048

15.717

16.872

16.967

16.947

16.011

16.141

17.276

17.395

17.549

18.355

18.937

18.322

18.396

e. Loss

132.727

131.701

141.135

146.783

148.821

156.187

157.308

163.904

172.820

159.504

159.345

164.535

166.436

158.629

169.778

182.821

187.882

a. Lancar

Aset Produktif Transaksi


Rekening Administratif
a. Lancar

a. Current

190.153 Earning Assets - Account

Administrative Transactions
a. Current

131.468

130.478

139.660

145.547

147.562

154.674

156.174

162.882

165.501

158.150

158.129

163.392

165.288

157.161

168.304

180.704

185.049

188.326

1.176

1.147

1.412

1.183

1.203

1.455

1.075

980

7.254

1.302

1.110

1.040

1.033

1.375

1.379

2.026

2.735

1.736

21

10

10

21

65

58

52

51

14

c. Sub-Standard

14

21

d. Doubtful

59

59

54

44

46

41

54

20

43

25

36

44

61

40

80

82

85

79

47.865

46.804

47.401

47.706

23.208

25.286

23.498

24.418

47.954

49.084

48.143

49.128

24.776

24.650

25.358

27.870

25.643

25.476

2.341

2.583

2.645

2.638

2.574

2.552

2.590

2.866

2.794

2.752

2.743

3.384

3.807

4.153

4.366

4.481

4.863

4.469 Interbank Loans

2.214

2.371

2.509

2.514

2.421

2.473

2.495

2.740

2.706

2.665

2.630

3.299

3.706

4.033

4.283

4.382

4.763

4.362

26

112

37

23

76

18

48

36

23

39

c. Kurang Lancar

d. Diragukan

102

100

98

101

77

77

77

78

80

78

77

102

100

98

101

77

77

77

78

80

78

77

b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet

Non Performing Earning Aset


(Nominal)
Kredit kepada Bank Lain
a. Lancar
b. DPK

e. Macet

Non Performing Loan kepada


Bank Lain (Nominal)

b. Special Mention

e. Loss
Non Performing Earning Asset
(Nominal)

a. Current

0r)

12

16

c. Sub-Standard

d. Doubtful

78

78

79

82

86

93

92

78

78

80

84

87

93

92

b. Special Mention

e. Loss
Interbank Non Performing Loan
(Nominal)

1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan angka pada
Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit.

1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets
earning who has published is a number of earning assets as a credit.

- Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby
letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah
total dari non performing aset pada neraca dan non performing earning aset pada TRA.

- Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities
that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or other commited and contengent
liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and
non-performing earning assets on the account administrative transactions

r) Angka-angka diperbaiki

r) Revised figures

35

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 1.33 Aset Produktif BUSN Devisa dan Kualitas Kredit BUSN Devisa kepada Bank Lain

(Earning Asset of Foreign Exchange Banks and Credit Quality of Foreign Exchange Banks to Other Bank)
Miliar Rp (Billion Rp)
2012

2013

Indicator

Indikator
Mei
Aset Produktif Neraca

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt
1.495.295 Earning Assets

1.205.215

1.243.320

1.241.235

1.244.708

1.254.822

1.268.611

1.293.983

1.327.140

1.294.400

1.334.737

1.353.800

1.364.067

1.381.782

1.389.622

1.411.319

1.448.975

1.492.362

1.152.865

1.191.446

1.189.896

1.189.936

1.200.800

1.215.115

1.239.756

1.274.458

1.243.357

1.278.811

1.297.878

1.310.643

1.328.718

1.333.635

1.354.137

1.389.684

1.432.009

1.437.181

b. DPK

31.627

31.172

30.724

34.162

34.789

33.879

34.831

33.686

31.986

36.634

36.714

34.336

33.709

36.447

38.291

38.828

39.659

36.913

b. Special Mention

c. Kurang Lancar

4.504

4.119

3.646

3.512

3.373

3.642

3.516

3.810

3.677

3.531

3.638

3.705

3.724

3.709

3.712

4.076

4.015

4.515

c. Sub-Standard

d. Diragukan

2.303

2.579

2.609

2.553

2.520

2.580

2.442

2.305

2.470

2.715

2.544

2.317

2.031

2.186

2.342

2.494

2.500

2.337

d. Doubtful

e. Macet

13.916

14.004

14.360

14.545

13.340

13.395

13.438

12.881

12.909

13.045

13.026

13.066

13.601

13.645

12.838

13.893

14.179

14.350

e. Loss

195.986

199.565

199.076

210.208

216.871

221.944

222.627

218.107

221.358

222.882

223.816

226.886

229.527

234.770

233.873

234.627

237.691

a. Lancar

Aset Produktif Transaksi


Rekening Administratif
a. Lancar

197.071

196.097

207.304

213.633

218.278

222.011

217.286

220.487

220.099

221.140

224.195

1.888

2.418

2.942

2.875

3.184

3.637

589

790

848

2.769

2.655

c. Kurang Lancar

15

28

27

11

d. Diragukan

10

10

10

e. Macet

10

39

25

18

17

20

16

14

40.923

40.882

40.967

41.072

19.287

19.648

19.423

7.902

8.185

8.343

8.319

8.450

8.582

7.901

8.183

8.342

8.310

8.448

b. DPK

c. Kurang Lancar

d. Diragukan

e. Macet

Non Performing Earning Aset


(Nominal)
Kredit kepada Bank Lain
a. Lancar

Non Performing Loan kepada


Bank Lain (Nominal)

233.340 Earning Assets - Account

Administrative Transactions
194.062

b. DPK

a. Current

228.833

234.088

231.725

2.672

672

660

11

10

17

19.027

37.727

38.260

8.667

9.085

9.098

8.571

8.667

9.069

11

a. Current

233.940

236.998

231.386

1.945

609

618

1.932

c. Sub-Standard

d. Doubtful

13

193

68

67

10

38.096

37.942

19.378

19.562

19.094

20.541

20.769

21.223

9.488

10.229

10.435

10.771

11.251

12.066

11.177

9.621

9.812 Interbank Loans

9.092

9.487

10.224

10.401

10.755

11.243

12.061

11.152

9.611

9.805

16

32

14

22

b. Special Mention

c. Sub-Standard

d. Doubtful

e. Loss

*)

*)

*)

b. Special Mention

e. Loss
Non Performing Earning Asset
(Nominal)

a. Current

Interbank Non Performing Loan


(Nominal)

1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan angka pada
Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit.

1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets
earning who has published is a number of earning assets as a credit.

- Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby
letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah
total dari non performing aset pada neraca dan non performing earning aset pada TRA.

- Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities
that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or other commited and contengent
liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and
non-performing earning assets on the account administrative transactions

*) Angka-angka sementara

*) Provisional figures

36

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 1.34 Aset Produktif BUSN Non Devisa dan Kualitas Kredit BUSN Non Devisa kepada Bank Lain

(Earning Asset of Non Foreign Exchange Banks and Credit Quality of Non Foreign Exchange Banks to Other Bank)
Miliar Rp (Billion Rp)
2012

2013

Indicator

Indikator
Mei
Aset Produktif Neraca

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt
95.940 Earning Assets

71.787

73.756

74.605

77.937

80.388

80.746

81.967

82.482

76.689

83.879

86.499

86.425

87.426

91.120

91.750

91.502

95.228

a. Lancar

69.189

71.106

71.820

74.766

77.296

77.663

78.802

79.366

74.392

80.237

82.865

82.809

83.904

87.522

88.083

87.749

91.557

92.250

a. Current

b. DPK

1.432

1.485

1.569

1.923

1.879

1.884

1.923

1.872

1.612

2.356

2.455

2.349

2.250

2.380

2.434

2.564

2.532

2.440

b. Special Mention

c. Kurang Lancar

281

259

308

278

208

185

267

361

175

308

231

337

338

344

311

215

253

345

c. Sub-Standard

d. Diragukan

223

242

239

267

278

248

254

197

165

269

286

262

269

286

324

294

271

263

d. Doubtful

e. Macet

663

664

669

704

727

765

720

686

346

709

662

668

665

587

598

681

615

641

e. Loss

2.202

2.533

2.310

2.296

2.136

2.218

2.331

2.235

2.497

2.495

2.473

2.462

2.473

2.931

2.862

2.649

2.669

2.199

2.512

2.309

2.291

2.116

2.211

2.325

b. DPK

19

c. Kurang Lancar

d. Diragukan

e. Macet

10

2.315

2.312

680

Aset Produktif Transaksi


Rekening Administratif
a. Lancar

2.797 Earning Assets - Account

Administrative Transactions
a. Current

2.232

2.489

2.490

2.429

2.417

2.457

2.928

2.860

2.646

2.660

2.794

43

17

14

b. Special Mention

25

c. Sub-Standard

d. Doubtful

e. Loss

2.414

2.496

1.213

1.199

1.242

1.245

1.372

2.572

2.358

2.534

1.274

1.219

1.233

1.191

1.139

1.250

728

757

789

813

815

862

890

882

876

916

897

970

1.053

1.102

1.120

1.119

1.111 Interbank Loans

680

728

757

789

812

813

861

888

875

872

905

890

966

1.049

1.092

1.111

1.114

1.104

b. DPK

b. Special Mention

c. Kurang Lancar

c. Sub-Standard

d. Diragukan

d. Doubtful

e. Macet

e. Loss

11

Non Performing Earning Aset


(Nominal)
Kredit kepada Bank Lain
a. Lancar

Non Performing Loan kepada


Bank Lain (Nominal)

Non Performing Earning Asset


(Nominal)

a. Current

Interbank Non Performing Loan


(Nominal)

1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan angka pada
Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit.

1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets
earning who has published is a number of earning assets as a credit.

- Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby
letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah
total dari non performing aset pada neraca dan non performing earning aset pada TRA.

- Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities
that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or other commited and contengent
liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and
non-performing earning assets on the account administrative transactions

37

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 1.35 Aset Produktif BPD dan Kualitas Kredit BPD kepada Bank Lain

(Earning Asset of Regional Development Banks and Credit Quality of Regional Development Banks to Other Bank)
Miliar Rp (Billion Rp)
2012

2013

Indicator

Indikator
Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

275.087

289.007

263.372

285.813

312.770

304.128

302.368

297.222

293.411

307.652

325.170

333.504

333.698

342.902

332.407

330.081

356.826

353.164 Earning Assets

266.948

280.229

254.724

275.546

301.682

292.944

291.642

287.538

280.833

295.079

312.480

320.695

320.958

329.527

319.090

315.901

341.642

337.868

4.142

4.677

4.671

4.996

6.031

5.788

5.345

4.570

6.392

6.715

7.068

6.808

6.387

6.859

6.388

7.221

7.828

7.486

b. Special Mention

c. Kurang Lancar

595

638

579

1.175

1.074

1.236

1.038

945

1.765

1.275

942

1.137

1.105

1.125

1.154

982

1.459

1.563

c. Sub-Standard

d. Diragukan

442

442

537

830

652

707

672

637

665

687

818

795

902

840

1.010

1.006

924

908

2.959

3.022

2.861

3.266

3.331

3.453

3.671

3.532

3.756

3.895

3.863

4.069

4.346

4.551

4.766

4.971

4.973

5.339

16.972

17.267

15.803

18.429

19.211

19.598

17.539

18.191

15.626

14.911

14.741

15.224

16.057

16.743

17.389

17.932

18.357

Aset Produktif Neraca


a. Lancar
b. DPK

e. Macet
Aset Produktif Transaksi
Rekening Administratif
a. Lancar

a. Current

d. Doubtful
e. Loss

18.093 Earning Assets - Account

Administrative Transactions
a. Current

16.904

17.165

15.698

18.308

19.084

19.464

17.442

18.152

15.549

14.854

14.668

15.052

15.889

16.550

17.296

17.847

18.246

17.990

25

63

59

52

27

38

59

41

21

39

133

126

152

53

45

75

60

c. Kurang Lancar

42

d. Diragukan

12

10

54

12

12

15

13

13

15

14

16

16

15

13

14

d. Doubtful

39

36

42

50

48

42

25

23

21

23

20

21

26

22

23

21

23

25

e. Loss

7.966

8.189

7.943

10.528

5.157

5.491

5.420

5.150

12.355

11.707

11.238

11.994

6.395

6.556

6.969

7.000

7.392

7.853

216

274

286

299

316

352

345

357

329

435

433

442

454

521

593

614

656

664 Interbank Loans

215

273

277

299

315

351

345

357

329

435

430

441

454

520

593

607

656

664

b. DPK

b. Special Mention

c. Kurang Lancar

c. Sub-Standard

d. Diragukan

d. Doubtful

e. Macet

e. Loss

b. DPK

e. Macet

Non Performing Earning Aset


(Nominal)
Kredit kepada Bank Lain
a. Lancar

Non Performing Loan kepada


Bank Lain (Nominal)

b. Special Mention
c. Sub-Standard

Non Performing Earning Asset


(Nominal)

a. Current

Interbank Non Performing Loan


(Nominal)

1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan angka pada
Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit.

1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets
earning who has published is a number of earning assets as a credit.

- Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby
letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah
total dari non performing aset pada neraca dan non performing earning aset pada TRA.

- Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities
that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or other commited and contengent
liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and
non-performing earning assets on the account administrative transactions

38

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 1.36 Aset Produktif Bank Campuran dan Kualitas Kredit Bank Campuran kepada Bank Lain

(Earning Assets of Joint Venture Banks and Credit Quality of Joint Venture Banks to Other Bank)
Miliar Rp (Billion Rp)
2012

2013

Indicator

Indikator
Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

176.513

176.994

181.119

183.144

183.209

184.827

184.970

191.046

187.736

194.973

202.449

203.241

210.625

213.734

223.741

229.595

238.969

170.839

171.462

175.720

177.556

177.045

178.981

179.178

184.439

181.434

188.439

195.526

196.812

204.082

206.834

216.420

221.928

230.282

224.946

3.463

3.258

3.088

3.196

3.731

3.391

3.417

4.239

4.015

4.237

4.596

4.287

4.413

4.976

5.132

5.373

6.487

5.812

c. Kurang Lancar

504

583

521

586

490

452

436

540

481

473

493

434

399

385

642

758

754

373

c. Sub-Standard

d. Diragukan

306

316

416

351

477

510

447

482

488

363

331

334

345

300

309

296

400

905

d. Doubtful

1.402

1.374

1.374

1.455

1.466

1.493

1.491

1.346

1.318

1.462

1.503

1.373

1.386

1.238

1.239

1.239

1.047

1.015

37.059

39.143

38.765

39.004

39.717

39.468

34.892

33.260

35.392

36.349

37.423

36.087

39.694

38.326

39.881

41.803

46.267

Aset Produktif Neraca


a. Lancar
b. DPK

e. Macet
Aset Produktif Transaksi
Rekening Administratif
a. Lancar

Sep *)

Okt
233.049 Earning Assets

a. Current
b. Special Mention

e. Loss

45.886 Earning Assets - Account

Administrative Transactions
a. Current

36.478

38.608

38.298

38.506

39.089

38.731

34.335

32.788

34.932

35.896

36.916

35.603

39.109

37.725

39.308

41.235

45.689

45.482

551

495

442

459

560

674

533

451

439

432

501

470

571

582

558

535

526

346

29

38

23

37

67

62

22

21

20

21

14

14

18

15

33

52

53

d. Diragukan

d. Doubtful

e. Macet

e. Loss

4.413

4.532

4.607

4.775

2.501

2.519

2.398

2.389

4.574

4.579

4.637

4.265

2.145

1.942

2.205

2.327

2.253

2.350

12

14

14

16

14

50

76***

74

Interbank Loans

a. Lancar

12

14

14

16

14

50

76***

74

a. Current

b. DPK

b. Special Mention

c. Kurang Lancar

c. Sub-Standard

d. Diragukan

d. Doubtful

e. Macet

e. Loss

b. DPK
c. Kurang Lancar

Non Performing Earning Aset


(Nominal)
Kredit kepada Bank Lain

Non Performing Loan kepada


Bank Lain (Nominal)

b. Special Mention
c. Sub-Standard

Non Performing Earning Asset


(Nominal)

Interbank Non Performing Loan


(Nominal)

1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan angka pada
Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit.

1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets
earning who has published is a number of earning assets as a credit.

- Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby
letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah
total dari non performing aset pada neraca dan non performing earning aset pada TRA.

- Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities
that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or other commited and contengent
liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and
non-performing earning assets on the account administrative transactions

39

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 1.37 Aset Produktif Bank Asing dan Kualitas Kredit Bank Asing kepada Bank Lain

(Earning Assets of Foreign Owned Banks and Credit Quality of Foreign Owned Banks to Other Bank)
Miliar Rp (Billion Rp)
2012

2013

Indicator

Indikator
Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

253.176

251.338

263.796

254.508

250.698

257.265

255.186

258.683

262.256

264.285

272.901

275.733

282.556

286.795

306.075

313.612

335.892

331.082 Earning Assets

244.542

242.792

254.607

245.258

241.027

247.557

245.785

248.910

252.198

253.763

261.919

265.221

272.852

276.419

295.576

303.075

323.532

318.562

4.157

4.253

4.804

4.934

5.464

5.600

5.416

6.057

6.362

6.641

7.142

6.774

6.008

6.503

6.587

6.512

8.133

8.196

729

886

927

891

891

864

863

833

828

979

947

850

843

994

1.004

1.046

1.061

959

d. Diragukan

1.156

1.087

1.098

1.126

1.119

1.112

1.147

1.184

1.141

1.150

1.163

1.150

1.156

1.179

1.193

1.196

1.301

1.338

d. Doubtful

e. Macet

2.593

2.319

2.361

2.299

2.196

2.133

1.974

1.700

1.726

1.752

1.731

1.739

1.697

1.700

1.716

1.783

1.864

2.028

e. Loss

108.188

107.024

106.982

110.257

112.653

83.843

82.190

77.951

76.187

77.396

79.995

76.529

78.907

81.379

84.639

87.668

93.245

Aset Produktif Neraca


a. Lancar
b. DPK
c. Kurang Lancar

Aset Produktif Transaksi


Rekening Administratif

a. Current
b. Special Mention
c. Sub-Standard

93.647 Earning Assets - Account

Administrative Transactions
105.531

104.550

103.888

107.172

109.619

81.874

80.394

76.081

73.615

74.767

76.914

73.410

76.035

78.346

81.438

84.429

89.865

90.062

a. Current

2.465

2.177

2.767

2.873

2.803

1.878

1.712

1.790

2.492

2.537

2.981

3.016

2.778

2.940

3.125

3.169

3.313

3.513

b. Special Mention

149

275

300

168

186

44

37

32

33

43

47

46

41

40

44

37

33

26

c. Sub-Standard

d. Diragukan

27

23

23

10

13

19

d. Doubtful

e. Macet

15

15

21

21

23

41

41

40

40

41

42

45

44

45

24

23

27

27

e. Loss

Non Performing Earning Aset


(Nominal)

8.000

7.623

7.810

7.689

4.439

4.200

4.068

3.796

6.445

6.820

6.739

6.529

3.790

3.965

3.989

4.095

4.294

4.396

Kredit kepada Bank Lain

6.366

5.751

5.686

5.288

5.061

4.119

4.460

4.610

4.348

4.407

4.667

5.425

5.592

6.320

6.243

6.585

7.261

7.343 Interbank Loans

6.366

5.751

5.686

5.288

5.061

4.119

4.460

4.610

4.348

4.407

4.667

5.425

5.592

6.320

6.243

6.585

7.261

7.343

b. DPK

b. Special Mention

c. Kurang Lancar

c. Sub-Standard

d. Diragukan

d. Doubtful

e. Macet

e. Loss

a. Lancar
b. DPK
c. Kurang Lancar

a. Lancar

Non Performing Loan kepada


Bank Lain (Nominal)

Non Performing Earning Asset


(Nominal)

a. Current

Interbank Non Performing Loan


(Nominal)

1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan angka pada
Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit.

1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets
earning who has published is a number of earning assets as a credit.

- Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby
letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah
total dari non performing aset pada neraca dan non performing earning aset pada TRA.

- Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities
that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or other commited and contengent
liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and
non-performing earning assets on the account administrative transactions

40

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 1.38 Komposisi Dana Pihak Ketiga Bank Umum

(Composition of Third Party Funds of Commercial Banks)


Miliar Rp (Billion Rp)
Desember 2008

Keterangan

Nominal

Desember 2009

Komposisi thd
Total DPK (%)

(Composition
to Total Third
Party Funds)
(%)

Nominal

Desember 2010

Komposisi thd
Total DPK (%)

(Composition
to Total Third
Party Funds)
(%)

Nominal

Desember 2011

Komposisi thd
Total DPK (%)

(Composition
to Total Third
Party Funds)
(%)

Nominal

Oktober 2012

Komposisi
thd Total
DPK (%)

(Composition
to Total
Third Party
Funds) (%)

Nominal

Desember 2012

Komposisi
thd Total
DPK (%)

(Composition
to Total
Third Party
Funds) (%)

Nominal

Oktober 2013

Komposisi thd
Total DPK (%)

(Composition to
Total Third
Party Funds)
(%)

Nominal

430.000

24,53

465.222

23,85

535.855

22,91

652.708

23,44

707.065

23,03

767.070

23,78

842.631

Rupiah

307.743

17,55

332.198

17,03

383.808

16,41

485.716

17,44

513.179

16,71

567.801

17,61

570.582

Valas

122.257

6,97

133.024

6,82

152.047

6,50

166.992

6,00

193.887

6,31

199.270

6,18

272.050

Tabungan

498.587

28,44

585.707

30,03

733.157

31,35

898.245

32,25

994.300

32,38

1.076.830

33,39

1.121.212

476.717

27,19

544.411

27,91

678.621

29,02

840.063

30,16

928.742

30,25

1.010.488

31,33

1.036.545

21.870

1,25

41.295

2,12

54.536

2,33

58.181

2,09

65.558

2,14

66.342

2,06

84.667

824.704

47,04

899.783

46,13

1.069.811

45,74

1.234.072

44,31

1.369.195

44,59

1.381.298

42,83

1.557.047

Rupiah

675.983

38,56

761.844

39,05

928.089

39,68

1.072.770

38,52

1.156.791

37,67

1.179.242

36,56

1.308.232

Valas

148.722

8,48

137.939

7,07

141.723

6,06

161.302

5,79

212.404

6,92

202.056

6,26

248.815

Giro

Rupiah
Valas
Simpanan Berjangka

Komposisi thd
Total DPK (%)

23,93 Demand Deposits


16,21
Rupiah
7,73

Foreign Exchange

31,84 Saving
29,44
Rupiah
2,40

Foreign Exchange

44,22 Time Deposits


37,16
Rupiah
7,07

Foreign Exchange
- Periode 1 Month

- Jangka Waktu 1 bulan


Rupiah

673.312

24,18

682.886

22,24

677.030

20,99

800.156

22,73

Valas

110.978

3,98

141.449

4,61

128.829

3,99

145.086

4,12

Rupiah
Foreign Exchange
- Periode 3 Month

- Jangka Waktu 3 bulan


Rupiah

222.071

7,97

229.617

7,48

251.926

7,81

253.261

7,19

Valas

21.467

0,77

28.911

0,94

27.543

0,85

41.843

1,19

Rupiah
Foreign Exchange
- Periode 6 Month

- Jangka Waktu 6 bulan


Rupiah

90.412

3,25

127.270

4,14

125.555

3,89

132.242

3,76

Valas

15.504

0,56

24.040

0,78

27.215

0,84

33.540

0,95

Rupiah
Foreign Exchange
- Periode >= 12 Month

- Jangka Waktu >= 12 bulan


Rupiah

86.975

3,11

117.018

3,81

124.731

3,87

122.574

3,48

Rupiah

Valas

13.352

0,48

18.004

0,59

18.469

0,57

28.346

0,81

Foreign Exchange

Total DPK

1.753.292

100,00

1.950.712

100,00

2.338.824

100,00

2.785.024

100,00

3.070.560

100,00

3.225.198

100,00

3.520.890

Rupiah

1.460.443

83,30

1.638.454

83,99

1.990.518

85,11

2.398.549

86,12

2.598.712

84,63

2.757.530

85,50

2.915.359

292.849

16,70

312.258

16,01

348.306

14,89

15,37

467.668

14,50

605.531

Valas

Items

(Composition to
Total Third
Party Funds)
(%)

386.475

13,88

471.849

100,00 Total Third Party Funds


82,80
Rupiah
17,20

Foreign Exchange

41

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 1.39 Komposisi Dana Pihak Ketiga Bank Persero

(Composition of Third Party Funds of State Owned Banks)


Miliar Rp (Billion Rp)
Desember 2008

Keterangan

Giro
Rupiah
Valas
Tabungan
Rupiah
Valas
Simpanan Berjangka
Rupiah
Valas

Nominal

151.767
123.438
28.329
237.446
230.047
7.399
280.614
235.219
45.395

Komposisi thd
Total DPK (%)

(Composition
to Total Third
Party Funds)
(%)
22,66
18,43
4,23
35,45
34,34
1,10
41,89
35,12
6,78

Desember 2009

Nominal

172.602
136.512
36.090
278.581
268.894
9.687
332.201
274.965
57.236

Komposisi thd
Total DPK (%)

(Composition
to Total Third
Party Funds)
(%)

Desember 2010

Nominal

Komposisi thd
Total DPK (%)

(Composition
to Total Third
Party Funds)
(%)

22,03
17,43
4,61
35,56
34,32
1,24
42,41
35,10
7,31

194.533
152.770
41.763
323.767
311.891
11.876
380.106
328.677
51.429

21,65
17,00
4,65
36,04
34,72
1,32
42,31
36,58
5,72

Desember 2011

Nominal

Oktober 2012

Komposisi
thd Total
DPK (%)

(Composition
to Total
Third Party
Funds) (%)

Nominal

Desember 2012

Komposisi
thd Total
DPK (%)

(Composition
to Total
Third Party
Funds) (%)

Nominal

Oktober 2013

Komposisi thd
Total DPK (%)

(Composition to
Total Third
Party Funds)
(%)

Nominal

242.853
190.600
52.253
395.372
383.292
12.080
401.027
350.866
50.161

23,37
18,34
5,03
38,04
36,88
1,16
38,59
33,76
4,83

222.858
155.986
66.872
431.208
416.565
14.644
417.499
347.836
69.663

20,80
14,56
6,24
40,24
38,87
1,37
38,96
32,46
6,50

272.149
206.540
65.610
483.022
467.656
15.366
446.113
378.829
67.283

22,65
17,19
5,46
40,21
38,93
1,28
37,14
31,54
5,60

292.989
184.190
108.800
502.428
480.931
21.497
482.003
403.749
78.255

Komposisi thd
Total DPK (%)

Items

(Composition to
Total Third
Party Funds)
(%)
22,94 Demand Deposits
14,42
Rupiah
8,52
Foreign Exchange
39,33 Saving
37,65
Rupiah
1,68
Foreign Exchange
37,73 Time Deposits
31,61
Rupiah
6,13
Foreign Exchange

- Jangka Waktu 1 bulan


Rupiah
Valas

229.284
35.179

22,06
3,39

210.613
49.944

19,65
4,66

223.177
46.712

18,58
3,89

240.642
42.287

18,84
3,31

- Periode 1 Month
Rupiah
Foreign Exchange

- Jangka Waktu 3 bulan


Rupiah
Valas

62.782
4.976

6,04
0,48

63.659
6.435

5,94
0,60

71.970
5.442

5,99
0,45

73.392
15.262

5,75
1,19

- Periode 3 Month
Rupiah
Foreign Exchange

- Jangka Waktu 6 bulan


Rupiah
Valas

19.550
5.922

1,88
0,57

26.419
6.568

2,47
0,61

32.208
8.401

2,68
0,70

32.951
10.761

2,58
0,84

- Periode 6 Month
Rupiah
Foreign Exchange

39.250
4.084
1.039.253
924.759
114.494

3,78
0,39
100,00
88,98
11,02

47.145
6.716
1.071.565
920.386
151.179

4,40
0,63
100,00
85,89
14,11

51.475
6.729
1.201.284
1.053.025
148.259

4,28
0,56
100,00
87,66
12,34

56.763
9.945
1.277.421
1.068.869
208.552

- Jangka Waktu >= 12 bulan


Rupiah
Valas
Total DPK
Rupiah
Valas

- Periode >= 12 Month


669.827
588.704
81.123

100,00
87,89
12,11

783.384
680.371
103.013

100,00
86,85
13,15

898.405
793.338
105.067

100,00
88,31
11,69

4,44
Rupiah
0,78
Foreign Exchange
100,00 Total Third Party Funds
83,67
Rupiah
16,33
Foreign Exchange

42

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 1.40 Komposisi Dana Pihak Ketiga BUSN Devisa

(Composition of Third Party Funds of Foreign Exchange Commercial Banks)


Miliar Rp (Billion Rp)
Desember 2008

Keterangan

Nominal

Desember 2009

Komposisi thd
Total DPK (%)

(Composition
to Total Third
Party Funds)
(%)

Nominal

Desember 2010

Komposisi thd
Total DPK (%)

(Composition
to Total Third
Party Funds)
(%)

Nominal

Desember 2011

Komposisi thd
Total DPK (%)

(Composition
to Total Third
Party Funds)
(%)

Nominal

Oktober 2012

Komposisi
thd Total
DPK (%)

(Composition
to Total
Third Party
Funds) (%)

Nominal

Desember 2012

Komposisi
thd Total
DPK (%)

(Composition
to Total
Third Party
Funds) (%)

Nominal

Oktober 2013

Komposisi thd
Total DPK (%)

(Composition to
Total Third
Party Funds)
(%)

Nominal

137.481

19,59

153.929

19,71

195.216

20,02

225.170

19,19

245.670

19,03

264.982

19,58

279.372

Rupiah

89.607

12,77

104.102

13,33

133.895

13,73

166.221

14,17

183.366

14,21

198.251

14,65

196.336

Valas

47.875

6,82

49.827

6,38

61.322

6,29

58.949

5,02

62.304

4,83

66.731

4,93

83.035

Tabungan

203.171

28,95

254.350

32,56

316.054

32,41

388.030

33,07

443.258

34,34

461.038

34,07

484.825

198.120

28,23

238.632

30,55

294.034

30,15

363.575

30,99

416.790

32,29

433.712

32,05

447.733

5.051

0,72

15.718

2,01

22.020

2,26

24.455

2,08

26.469

2,05

27.326

2,02

37.092

361.058

51,45

372.792

47,73

464.038

47,58

560.098

47,74

601.751

46,62

627.129

46,35

709.472

309.732

44,14

326.063

41,75

407.603

41,79

490.904

41,84

514.400

39,86

541.950

40,05

596.146

51.326

7,31

46.729

5,98

56.435

5,79

69.194

5,90

87.351

6,77

85.179

6,29

113.326

Giro

Rupiah
Valas
Simpanan Berjangka
Rupiah
Valas

Komposisi thd
Total DPK (%)

Items

(Composition to
Total Third
Party Funds)
(%)
18,96 Demand Deposits
13,32
Rupiah
5,63

Foreign Exchange

32,90 Saving
30,38
Rupiah
2,52

Foreign Exchange

48,14 Time Deposits


40,45
Rupiah
7,69

Foreign Exchange
- Periode 1 Month

- Jangka Waktu 1 bulan


Rupiah

307.839

26,24

303.058

23,48

320.362

23,68

375.080

25,45

Valas

47.742

4,07

52.476

4,07

49.251

3,64

63.789

4,33

Rupiah
Foreign Exchange
- Periode 3 Month

- Jangka Waktu 3 bulan


Rupiah

107.755

9,18

117.021

9,07

127.361

9,41

124.718

8,46

Valas

9.728

0,83

14.657

1,14

14.451

1,07

18.750

1,27

Rupiah
Foreign Exchange
- Periode 6 Month

- Jangka Waktu 6 bulan


Rupiah

39.826

3,39

55.133

4,27

54.242

4,01

56.486

3,83

Valas

5.505

0,47

11.074

0,86

12.135

0,90

15.687

1,06

Rupiah
Foreign Exchange
- Periode >= 12 Month

- Jangka Waktu >= 12 bulan


Rupiah

35.483

3,02

39.188

3,04

39.985

2,95

39.862

2,70

Rupiah

Valas

6.219

0,53

9.143

0,71

9.343

0,69

15.100

1,02

Foreign Exchange

Total DPK

701.710

100,00

781.072

100,00

975.308

100,00

1.173.297

100,00

1.290.680

100,00

1.353.149

100,00

1.473.669

Rupiah

597.459

85,14

668.798

85,63

835.532

85,67

1.020.700

86,99

1.114.557

86,35

1.173.913

86,75

1.240.216

Valas

104.251

14,86

112.274

14,37

139.777

14,33

152.597

13,01

13,65

179.236

13,25

233.453

176.123

100,00 Total Third Party Funds


84,16
Rupiah
15,84

Foreign Exchange

43

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 1.41 Komposisi Dana Pihak Ketiga BUSN Non Devisa

(Composition of Third Party Funds of Non-Foreign Exchange Commercial Banks)


Miliar Rp (Billion Rp)
Desember 2008

Keterangan

Desember 2009

Komposisi thd
Total DPK (%)

Nominal

(Composition
to Total Third
Party Funds)
(%)

Desember 2010

Komposisi thd
Total DPK (%)

Nominal

(Composition
to Total Third
Party Funds)
(%)

Desember 2011

Komposisi thd
Total DPK (%)

Nominal

(Composition
to Total Third
Party Funds)
(%)

Oktober 2012

Komposisi
thd Total
DPK (%)

Nominal

(Composition
to Total
Third Party
Funds) (%)

Desember 2012

Komposisi
thd Total
DPK (%)

Nominal

(Composition
to Total
Third Party
Funds) (%)

Oktober 2013

Komposisi thd
Total DPK (%)

Nominal

(Composition to
Total Third
Party Funds)
(%)

Komposisi thd
Total DPK (%)

Nominal

1.779

5,36

2.184

4,96

2.745

4,66

3.634

4,37

3.658

3,83

5.074

4,86

5.406

1.779

5,36

2.183

4,96

2.745

4,66

3.634

4,37

3.658

3,83

5.074

4,86

5.406

Valas

0,00

0,00

Tabungan

3.375

10,16

4.161

9,46

6.178

10,48

10.281

12,37

12.210

12,77

12.794

12,26

14.585

3.375

10,16

4.161

9,46

6.178

10,48

10.281

12,37

12.210

12,77

12.794

12,26

14.585

28.059

84,48

37.635

85,57

50.026

84,86

69.180

83,25

79.735

83,40

86.478

82,88

92.823

28.059

84,48

37.635

85,57

50.026

84,86

69.180

83,25

79.735

83,40

86.478

82,88

92.823

0,00

Giro
Rupiah

Rupiah
Valas
Simpanan Berjangka
Rupiah
Valas

4,79 Demand Deposits


4,79
Rupiah
-

Foreign Exchange

12,93 Saving
12,93
Rupiah
-

Foreign Exchange

82,28 Time Deposits


82,28
Rupiah
-

Foreign Exchange
- Periode 1 Month

- Jangka Waktu 1 bulan


Rupiah

36.567

44,01

41.417

43,32

43.915

42,09

52.782

46,79

Valas

Rupiah
Foreign Exchange
- Periode 3 Month

- Jangka Waktu 3 bulan


Rupiah

18.991

22,86

18.773

19,64

22.133

21,21

22.562

20,00

Valas

Rupiah
Foreign Exchange
- Periode 6 Month

- Jangka Waktu 6 bulan


Rupiah

11.284

13,58

15.363

16,07

15.658

15,01

13.736

12,18

Valas

Rupiah
Foreign Exchange
- Periode >= 12 Month

- Jangka Waktu >= 12 bulan


Rupiah

2.337

2,81

4.183

4,38

4.771

4,57

3.743

3,32

Valas

Total DPK

33.213

100,00

43.980

100,00

58.950

100,00

83.095

100,00

95.603

100,00

104.346

100,00

112.814

Rupiah

33.213

100,00

43.979

100,00

58.950

100,00

83.095

100,00

95.603

100,00

104.346

100,00

112.814

0,00

0,00

Valas

Items

(Composition to
Total Third
Party Funds)
(%)

Rupiah
Foreign Exchange

100,00 Total Third Party Funds


100,00
Rupiah
-

Foreign Exchange

44

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 1.42 Komposisi Dana Pihak Ketiga BPD

(Composition of Third Party Funds of Regional Development Banks)


Miliar Rp (Billion Rp)
Desember 2008

Keterangan

Desember 2009

Komposisi thd
Total DPK (%)

Nominal

(Composition
to Total Third
Party Funds)
(%)

Desember 2010

Komposisi thd
Total DPK (%)

Nominal

(Composition
to Total Third
Party Funds)
(%)

Desember 2011

Komposisi thd
Total DPK (%)

Nominal

(Composition
to Total Third
Party Funds)
(%)

Oktober 2012

Komposisi
thd Total
DPK (%)

Nominal

(Composition
to Total
Third Party
Funds) (%)

Desember 2012

Komposisi
thd Total
DPK (%)

Nominal

(Composition
to Total
Third Party
Funds) (%)

Oktober 2013

Komposisi thd
Total DPK (%)

Nominal

(Composition to
Total Third
Party Funds)
(%)

Komposisi thd
Total DPK (%)

Nominal

70.746

49,38

63.848

41,94

62.196

33,87

88.456

37,59

127.903

39,80

112.953

40,55

135.277

70.653

49,32

63.553

41,74

61.725

33,61

88.094

37,43

127.671

39,73

112.715

40,47

134.732

Valas

93

0,07

294

0,19

471

0,26

362

0,15

233

0,07

238

0,09

545

Tabungan

37.498

26,17

43.728

28,72

53.614

29,20

67.338

28,61

66.754

20,77

79.968

28,71

76.609

37.497

26,17

43.724

28,72

53.595

29,19

67.318

28,60

66.726

20,76

79.938

28,70

76.567

0,00

0,00

19

0,01

20

0,01

28

0,01

30

0,01

42

35.015

24,44

44.673

29,34

67.815

36,93

79.555

33,80

126.701

39,43

85.614

30,74

124.914

34.877

24,34

44.148

29,00

67.365

36,69

78.767

33,47

125.888

39,17

84.903

30,48

124.214

138

0,10

525

0,34

450

0,24

787

0,33

813

0,25

711

0,26

700

Giro
Rupiah

Rupiah
Valas
Simpanan Berjangka
Rupiah
Valas

40,17 Demand Deposits


40,00
Rupiah
0,16

Foreign Exchange

22,75 Saving
22,73
Rupiah
0,01

Foreign Exchange

37,09 Time Deposits


36,88
Rupiah
0,21

Foreign Exchange
- Periode 1 Month

- Jangka Waktu 1 bulan


Rupiah

46.523

19,77

71.449

22,23

37.513

13,47

74.539

22,13

Valas

673

0,29

675

0,21

468

0,17

577

0,17

- Jangka Waktu 3 bulan


-

14.335

6,09

12.932

4,02

12.214

4,39

13.905

4,13

Valas

51

0,02

37

0,01

14

0,01

75

0,02

Foreign Exchange
Rupiah
Foreign Exchange
- Periode 6 Month

Rupiah

12.559

5,34

20.259

6,30

13.495

4,84

19.469

5,78

Valas

0,00

29

0,01

27

0,01

15

0,00

- Jangka Waktu >= 12 bulan

Rupiah
- Periode 3 Month

Rupiah
- Jangka Waktu 6 bulan

Rupiah
Foreign Exchange
- Periode >= 12 Month

Rupiah

5.349

2,27

21.247

6,61

21.682

7,78

16.301

4,84

Rupiah

Valas

59

0,03

72

0,02

203

0,07

32

0,01

Foreign Exchange

Total DPK

143.262

100,00

152.251

100,00

183.624

100,00

235.348

100,00

321.358

100,00

278.535

100,00

336.800

Rupiah

143.027

99,84

151.425

99,46

182.685

99,49

234.179

99,50

320.285

99,67

277.555

99,65

335.514

235

0,16

826

0,54

939

0,51

1.169

0,50

0,33

980

0,35

1.286

Valas

Items

(Composition to
Total Third
Party Funds)
(%)

1.073

100,00 Total Third Party Funds


99,62
Rupiah
0,38

Foreign Exchange

45

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 1.43 Komposisi Dana Pihak Ketiga Bank Campuran

(Composition of Third Party Funds of Joint Venture Banks)


Miliar Rp (Billion Rp)
Desember 2008

Keterangan

Desember 2009

Komposisi thd
Total DPK (%)

Nominal

(Composition
to Total Third
Party Funds)
(%)

18.872

(Composition
to Total Third
Party Funds)
(%)

Nominal

25.396

(Composition
to Total
Third Party
Funds) (%)

Nominal

22,57

30.823

(Composition
to Total
Third Party
Funds) (%)

Nominal

23,02

34.508

Komposisi thd
Total DPK (%)

(Composition to
Total Third
Party Funds)
(%)

Nominal

26,05

35.288

Komposisi thd
Total DPK (%)

Items

(Composition to
Total Third
Party Funds)
(%)

6,47

7.136

7,53

7.984

8,13

9.485

8,43

10.944

8,17

12.226

9,23

13.598

Valas

14.336

15,13

14.295

14,56

15.912

14,14

19.879

14,85

22.282

16,82

21.690

14,58

Tabungan

3.023

3,93

7.418

7,83

14.507

14,78

18.503

16,44

19.100

14,26

19.292

14,57

22.381

3.023

3,93

3.983

4,20

6.156

6,27

8.402

7,47

8.577

6,41

8.529

6,44

9.826

15,04 Saving
6,60
Rupiah

3.436

3,63

8.351

8,51

10.101

8,98

10.523

7,86

10.763

8,13

12.555

55.007

71,53

65.871

69,51

61.374

62,52

68.642

60,99

83.976

62,72

78.654

59,38

91.102

Rupiah

29.691

38,61

43.203

45,59

40.151

40,90

44.532

39,57

50.024

37,36

47.948

36,20

50.240

61,24 Time Deposits


33,77
Rupiah

Valas

25.315

32,92

22.668

23,92

21.223

21,62

24.110

21,42

33.952

25,36

30.706

23,18

40.862

27,47

Simpanan Berjangka

22,70

Nominal

Komposisi
thd Total
DPK (%)

Oktober 2013

18,07

Valas

22.280

(Composition
to Total Third
Party Funds)
(%)

Komposisi
thd Total
DPK (%)

Desember 2012

4.976

Rupiah

22,66

Komposisi thd
Total DPK (%)

Oktober 2012

13.896

Rupiah

21.472

Komposisi thd
Total DPK (%)

Desember 2011

23,72 Demand Deposits


9,14
Rupiah

Giro

24,54

Nominal

Desember 2010

8,44

Foreign Exchange

Foreign Exchange

Foreign Exchange
- Periode 1 Month

- Jangka Waktu 1 bulan


Rupiah

27.920

24,81

28.897

21,58

26.748

20,19

29.357

19,73

Valas

15.002

13,33

23.530

17,57

20.389

15,39

27.259

18,32

Rupiah
Foreign Exchange
- Periode 3 Month

- Jangka Waktu 3 bulan


Rupiah

8.971

7,97

9.797

7,32

9.285

7,01

10.195

6,85

Valas

3.725

3,31

4.306

3,22

3.964

2,99

4.967

3,34

Rupiah
Foreign Exchange
- Periode 6 Month

- Jangka Waktu 6 bulan


Rupiah

4.539

4,03

7.655

5,72

6.842

5,17

6.524

4,38

Valas

3.062

2,72

4.635

3,46

4.743

3,58

5.943

3,99

Rupiah
Foreign Exchange
- Periode >= 12 Month

- Jangka Waktu >= 12 bulan


Rupiah

3.102

2,76

3.676

2,75

5.073

3,83

4.165

2,80

Rupiah

Valas

2.321

2,06

1.482

1,11

1.611

1,22

2.693

1,81

Foreign Exchange

Total DPK

76.902

100,00

94.761

100,00

98.161

100,00

112.541

100,00

133.899

100,00

132.454

100,00

148.771

Rupiah

37.691

49,01

54.321

57,32

54.292

55,31

62.418

55,46

69.545

51,94

68.704

51,87

73.665

Valas

39.211

50,99

40.440

42,68

43.869

44,69

50.123

44,54

48,06

63.751

48,13

75.106

64.354

100,00 Total Third Party Funds


49,52
Rupiah
50,48

Foreign Exchange

46

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 1.44 Komposisi Dana Pihak Ketiga Bank Asing

(Composition of Third Party Funds of Foreign Owned Banks)


Miliar Rp (Billion Rp)
Desember 2008

Keterangan

Nominal

Desember 2009

Komposisi thd
Total DPK (%)

(Composition
to Total Third
Party Funds)
(%)

Nominal

Desember 2010

Komposisi thd
Total DPK (%)

(Composition
to Total Third
Party Funds)
(%)

Nominal

Desember 2011

Komposisi thd
Total DPK (%)

(Composition
to Total Third
Party Funds)
(%)

Nominal

Oktober 2012

Komposisi
thd Total
DPK (%)

(Composition
to Total
Third Party
Funds) (%)

Nominal

Desember 2012

Komposisi
thd Total
DPK (%)

(Composition
to Total
Third Party
Funds) (%)

Nominal

Oktober 2013

Komposisi thd
Total DPK (%)

(Composition to
Total Third
Party Funds)
(%)

Nominal

Komposisi thd
Total DPK (%)

Items

(Composition to
Total Third
Party Funds)
(%)

49.354

38,44

51.854

44,10

58.886

47,35

67.199

47,49

76.154

48,36

77.405

49,80

94.300

Rupiah

17.290

13,47

19.242

16,36

24.689

19,85

27.683

19,56

31.554

20,04

32.996

21,23

36.320

55,01 Demand Deposits


21,19
Rupiah

Valas

32.064

24,98

32.612

27,73

34.197

27,49

39.516

27,93

44.600

28,33

44.409

28,57

57.980

33,82

Tabungan

14.071

10,96

17.203

14,63

19.038

15,31

18.721

13,23

21.769

13,83

20.715

13,33

20.384

Rupiah

4.654

3,63

6.222

5,29

6.768

5,44

7.195

5,09

7.875

5,00

7.858

5,06

6.902

11,89 Saving
4,03
Rupiah

Valas

9.417

7,34

10.982

9,34

12.270

9,87

11.526

8,15

13.895

8,82

12.857

8,27

13.481

64.952

50,59

48.537

41,28

46.452

37,35

55.572

39,28

59.533

37,81

57.310

36,87

56.733

Rupiah

38.405

29,92

32.267

27,44

34.265

27,55

38.522

27,23

38.908

24,71

39.133

25,18

41.060

Valas

26.547

20,68

16.270

13,84

12.187

9,80

17.050

12,05

20.625

13,10

18.176

11,69

15.673

Giro

Simpanan Berjangka

7,86

Foreign Exchange

Foreign Exchange

33,10 Time Deposits


23,95
Rupiah
9,14

Foreign Exchange
- Periode 1 Month

- Jangka Waktu 1 bulan


Rupiah

25.177

17,79

27.756

17,63

25.315

16,29

27.756

16,19

Valas

12.382

8,75

11.175

7,10

12.011

7,73

11.175

6,52

Rupiah
Foreign Exchange
- Periode 3 Month

- Jangka Waktu 3 bulan


Rupiah

9.237

6,53

8.488

5,39

8.962

5,77

8.488

4,95

Valas

2.987

2,11

2.788

1,77

3.673

2,36

2.788

1,63

Rupiah
Foreign Exchange
- Periode 6 Month

- Jangka Waktu 6 bulan


Rupiah

2.654

1,88

3.076

1,95

3.110

2,00

3.076

1,79

Valas

1.010

0,71

1.134

0,72

1.910

1,23

1.134

0,66

Rupiah
Foreign Exchange
- Periode >= 12 Month

- Jangka Waktu >= 12 bulan


Rupiah

1.453

1,03

1.740

1,11

1.746

1,12

1.740

1,02

Rupiah

Valas

670

0,47

576

0,37

583

0,38

576

0,34

Foreign Exchange

Total DPK

128.377

100,00

117.594

100,00

124.376

100,00

141.491

100,00

157.456

100,00

155.430

100,00

171.416

Rupiah

60.349

47,01

57.731

49,09

65.722

52,84

73.399

51,88

78.336

49,75

79.987

51,46

84.282

Valas

68.028

52,99

59.864

50,91

58.653

47,16

68.092

48,12

50,25

75.443

48,54

87.134

79.120

100,00 Total Third Party Funds


49,17
Rupiah
50,83

Foreign Exchange

47

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 1.45 Komposisi DPK Bank Umum Berdasarkan Lokasi Penghimpunan Dana Oktober 2013
(Composition of Third Party Funds of Commercial Banks Based on Location - October 2013)
Miliar Rp (Billion Rp)
Giro

Tabungan

Deposito

Total DPK

(Demand Deposits)

(Saving Deposits)

(Time Deposits)

(Total Third Party Funds)

Pangsa Thd
Total DPK (%)

Valas (Foreign

(Portion to Total
Third Party (%)

Lokasi

Valas (Foreign

Rupiah
1. Jawa Barat
2. Banten

Exchange)

41.392

9.526

Valas (Foreign

Rupiah

Exchange)

116.144

5.437

Valas (Foreign

Rupiah

Exchange)

106.075

10.285

Rupiah

Exchange)

263.610

25.248

Total
288.858

Location

8,20

1. Jawa Barat
2. Banten

17.452

5.978

34.964

1.765

37.112

3.729

89.527

11.471

100.998

2,87

272.249

217.620

274.688

49.522

762.684

199.771

1.309.622

466.914

1.776.536

50,46

4.749

533

18.861

468

11.061

517

34.670

1.518

36.188

1,03

4. D.I Yogyakarta

5. Jawa Tengah

22.811

2.535

80.818

2.709

48.883

2.967

152.512

8.211

160.723

4,56

5. Jawa Tengah

6. Jawa Timur

41.432

9.105

133.233

7.584

112.853

11.565

287.518

28.255

315.772

8,97

6. Jawa Timur

7. Bengkulu

2.277

54

4.308

21

1.548

21

8.133

96

8.229

0,23

7. Bengkulu

8. Jambi

3.196

296

10.084

195

5.602

105

18.882

596

19.478

0,55

8. Jambi

9. Aceh

9.252

69

10.236

79

5.355

102

24.843

250

25.092

0,71

9. Aceh

10. Sumatera Utara

21.602

4.378

58.400

4.898

49.989

7.249

129.991

16.526

146.517

4,16

10. Sumatera Utara

11. Sumatera Barat

4.990

417

12.726

202

8.505

138

26.221

756

26.977

0,77

11. Sumatera Barat

3. DKI Jakarta
4. D.I Yogyakarta

3. DKI Jakarta

13.394

1.184

25.305

626

15.464

451

54.163

2.262

56.425

1,60

12. Riau

14. Sumatera Selatan

7.413

1.471

23.225

776

19.534

808

50.172

3.054

53.226

1,51

14. Sumatera Selatan

15. Bangka Belitung

1.684

467

6.401

76

3.389

406

11.475

949

12.424

0,35

15. Bangka Belitung

13. Kepulauan Riau

6.828

6.143

12.654

2.269

5.612

1.729

25.093

10.141

35.235

1,00

13. Kepulauan Riau

16. Lampung

5.397

448

13.396

324

6.073

256

24.865

1.027

25.892

0,74

16. Lampung

17. Kalimantan Selatan

8.053

602

17.576

404

9.110

266

34.739

1.272

36.011

1,02

17. Kalimantan Selatan

12. Riau

18. Kalimantan Barat

5.910

479

19.141

423

8.598

280

33.649

1.182

34.831

0,99

18. Kalimantan Barat

19. Kalimantan Timur

19.811

3.693

31.604

1.952

26.264

3.107

77.679

8.753

86.432

2,45

19. Kalimantan Timur

20. Kalimantan Tengah

4.403

332

7.866

47

3.846

39

16.116

419

16.534

0,47

20. Kalimantan Tengah

21. Sulawesi Tengah

2.662

59

6.636

52

1.838

25

11.136

137

11.273

0,32

21. Sulawesi Tengah

22. Sulawesi Selatan

9.172

885

31.985

668

15.395

735

56.552

2.288

58.841

1,67

22. Sulawesi Selatan

23. Sulawesi Utara

2.964

253

8.127

440

5.471

282

16.562

975

17.537

0,50

23. Sulawesi Utara

510

1.893

21

908

3.311

29

3.340

0,09

24. Gorontalo

24. Gorontalo
25. Sulawesi Barat

1.119

1.818

191

3.128

3.129

0,09

25. Sulawesi Barat

26. Sulawesi Tenggara

3.513

36

6.024

106

1.809

14

11.346

156

11.502

0,33

26. Sulawesi Tenggara

27. Nusa Tenggara Barat

2.267

74

8.209

116

3.721

55

14.197

245

14.442

0,41

27. Nusa Tenggara Barat

10.733

2.549

28.518

2.170

17.533

826

56.784

5.545

62.329

1,77

28. Bali

29. Nusa Tenggara Timur

3.951

45

8.223

59

3.933

39

16.108

143

16.251

0,46

29. Nusa Tenggara Timur

30. Maluku

2.027

30

4.462

42

2.468

46

8.958

118

9.076

0,26

30. Maluku

11.870

288

12.215

187

4.891

116

28.976

591

29.567

0,84

31. Papua

32. Maluku Utara

1.049

89

2.824

10

841

10

4.714

108

4.823

0,14

32. Maluku Utara

33. Papua Barat

4.447

13

3.955

61

1.649

50

10.052

124

10.176

0,29

33. Papua Barat

2.394

24

958

28

2.820

56

6.172

6.228

0,18

34. Lainnya

570.582

272.050

1.036.545

84.667

1.308.232

248.815

2.915.359

605.531

3.520.890

100

28. Bali

31. Papua

34. Lainnya
Total

Total

48

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 1.46 Penghimpunan DPK Bank Umum Berdasarkan Lokasi Bank Penghimpun Dana

(Third Party Funds of Commercial Banks Based on Location of Deposits)


Miliar Rp (Billion Rp)
2012

2013

Location

Lokasi
Mei
1.

Jawa Barat

2.

Banten

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

236.025

237.542

238.355

242.824

244.482

247.398

254.567

262.433

259.783

259.343

262.286

272.114

275.893

277.335

274.398

285.343

290.483

288.858

1.

Jawa Barat

78.662

79.028

79.846

81.717

81.486

82.859

85.298

88.496

89.397

89.148

89.124

90.876

91.753

92.411

96.176

99.023

101.458

100.998

2.

Banten

1.458.755

1.477.968

1.480.163

1.488.856

1.510.724

1.524.850

1.566.877

1.629.585

1.619.163

1.612.813

1.636.099

1.659.401

1.707.249

1.707.728

1.723.701

1.749.024

1.769.512

1.776.536

3.

DKI Jakarta

28.576

29.227

29.723

30.425

31.056

30.962

31.719

32.501

32.405

32.739

33.086

33.597

33.738

34.199

34.597

35.237

36.087

36.188

4.

D.I Yogyakarta

3.

DKI Jakarta

4.

D.I Yogyakarta

5.

Jawa Tengah

132.133

134.997

134.858

137.370

141.489

140.417

142.949

145.257

144.307

144.314

146.362

148.214

149.491

152.013

153.896

156.054

162.827

160.723

5.

Jawa Tengah

6.

Jawa Timur

260.011

266.096

267.098

268.903

277.597

280.965

283.615

292.224

290.230

290.282

293.347

296.088

298.121

300.502

302.910

307.466

317.370

315.772

6.

Jawa Timur

7.

Bengkulu

6.954

7.108

7.287

7.353

7.494

7.614

7.622

7.368

7.306

7.458

7.569

7.895

7.831

8.070

8.165

8.115

8.379

8.229

7.

Bengkulu

8.

Jambi

17.504

17.612

17.506

17.208

17.918

17.729

17.707

17.945

17.923

18.336

18.376

18.741

18.458

19.155

18.579

18.367

19.521

19.478

8.

Jambi

9.

Aceh

20.693

20.668

20.015

19.348

22.414

21.551

21.140

21.969

21.259

21.807

21.788

24.085

23.681

23.736

22.995

22.328

26.141

25.092

9.

Aceh

129.083

131.537

133.098

135.506

135.990

136.897

139.259

138.709

137.114

137.289

136.560

135.615

139.131

137.291

140.796

147.985

146.517 10.

Sumatera Utara

10.

Sumatera Utara

129.117

11.

Sumatera Barat

23.818

24.251

24.538

24.715

25.852

25.603

25.829

25.623

25.925

25.793

26.405

26.589

26.335

25.906

25.914

26.045

26.780

26.977 11.

Sumatera Barat

12.

Riau

48.063

50.314

50.974

50.375

53.457

52.653

51.749

52.243

50.836

53.216

52.754

54.797

53.913

55.990

55.243

54.145

56.878

56.425 12.

Riau

13.

Sumatera Selatan*)

53.287

52.071

52.173

51.451

52.833

52.763

52.755

54.244

52.768

53.276

53.011

53.803

52.443

53.982

52.643

51.422

53.833

53.226 13.

Sumatera Selatan

14.

Bangka Belitung

10.910

10.920

10.713

10.758

11.877

12.242

12.303

12.172

12.387

12.774

12.612

12.739

12.429

12.663

12.264

12.283

12.693

12.424 14.

Bangka Belitung

15.

Kepulauan Riau*)

25.611

26.721

26.945

26.388

28.003

28.141

28.284

28.804

28.718

30.157

30.406

31.575

31.493

32.289

32.823

33.690

35.589

35.235 15.

Kepulauan Riau

16.

Lampung

21.451

22.056

22.008

21.865

22.502

22.889

22.958

22.612

22.627

22.835

23.201

23.722

23.951

24.349

24.137

24.363

25.525

25.892 16.

Lampung

17.

Kalimantan Selatan

30.978

31.881

31.287

31.209

32.836

32.868

33.521

34.118

34.020

34.286

34.489

35.290

35.254

35.795

35.255

34.480

36.299

36.011 17.

Kalimantan Selatan

18.

Kalimantan Barat

29.572

30.352

30.270

30.419

31.060

30.996

31.882

32.000

31.592

31.834

32.407

32.849

33.243

33.509

33.921

33.578

34.720

34.831 18.

Kalimantan Barat

19.

Kalimantan Timur

72.640

77.217

76.613

75.582

79.990

79.022

78.165

79.992

78.591

82.410

82.037

84.299

82.534

85.228

84.958

83.557

88.869

86.432 19.

Kalimantan Timur

20.

Kalimantan Tengah

14.136

14.562

14.208

14.272

14.785

15.526

15.480

14.285

14.742

15.016

15.497

15.841

15.843

16.247

16.164

15.908

16.738

16.534 20.

Kalimantan Tengah

21.

Sulawesi Tengah

9.765

10.064

9.904

9.842

10.177

10.070

10.106

10.022

10.047

10.115

10.442

10.745

10.837

10.924

10.927

10.704

11.364

11.273 21.

Sulawesi Tengah

22.

Sulawesi Selatan

47.604

48.625

48.552

49.435

51.079

51.502

52.445

54.453

53.453

53.157

53.884

54.292

54.212

55.320

55.636

56.464

58.924

58.841 22.

Sulawesi Selatan

23.

Sulawesi Utara

15.069

15.584

15.346

15.328

15.795

15.852

15.991

16.407

16.223

16.122

16.402

16.803

16.837

16.963

17.152

17.039

17.626

17.537 23.

Sulawesi Utara

24.

Gorontalo*)

2.916

2.996

2.906

2.828

3.027

3.005

3.008

2.990

3.021

3.064

3.162

3.233

3.196

3.178

3.186

3.112

3.361

3.340 24.

Gorontalo

25.

Sulawesi Barat*)

2.424

2.445

2.466

2.462

2.598

2.624

2.678

2.585

2.627

2.635

2.725

2.848

2.837

2.886

2.880

2.875

3.065

3.129 25.

Sulawesi Barat

26.

Sulawesi Tenggara*)

9.701

9.930

9.728

9.632

10.020

9.933

10.081

9.870

10.104

10.235

10.578

10.906

10.985

10.854

10.738

10.780

11.284

11.502 26.

Sulawesi Tenggara

27.

Nusa Tenggara Barat

11.383

11.900

11.736

11.752

12.365

12.495

12.625

12.734

12.829

12.619

12.749

13.743

13.502

13.378

13.588

13.511

14.318

14.442 27.

Nusa Tenggara Barat

28.

Bali

48.101

49.577

50.264

51.492

52.988

53.883

54.555

54.948

55.298

55.297

55.982

56.344

56.645

57.840

59.042

60.237

62.259

62.329 28.

Bali

29.

Nusa Tenggara Timur

13.893

14.296

14.477

14.457

14.752

14.698

14.834

14.884

15.219

15.179

15.351

15.594

15.602

15.836

15.906

15.546

15.923

16.251 29.

Nusa Tenggara Timur

30.

Maluku

7.455

7.684

7.630

7.752

7.894

8.022

8.233

8.340

8.536

8.410

8.504

8.661

8.720

8.724

8.790

8.713

9.061

9.076 30.

31.

Papua

25.798

26.298

25.771

27.739

27.982

27.506

27.054

27.148

26.893

26.702

26.162

28.160

28.247

28.647

30.104

29.791

30.065

29.567 31.

32.

Maluku Utara

4.170

4.268

4.273

4.220

4.462

4.466

4.493

4.425

4.767

4.779

4.793

4.923

4.847

4.744

4.729

4.757

4.923

4.823 32.

33.

Papua Barat

7.762

7.956

7.745

8.456

8.377

8.294

7.977

8.284

8.061

8.968

8.871

8.995

8.811

9.607

9.173

9.996

10.474

10.176 33.

34.

Lainnya

4.020

4.537

4.501

4.518

5.080

5.213

5.117

4.976

5.239

5.107

5.387

5.030

5.113

5.133

5.048

5.457

5.856

6.228 34.

2.908.957

2.955.833

2.961.417

2.984.050

3.049.956

3.070.604

3.130.518

3.225.198

3.205.006

3.207.342

3.243.136

3.299.350

3.349.660

3.374.272

3.392.927

3.440.207

3.526.188

Total

3.520.890

Maluku
Papua
Maluku Utara
Papua Barat
Others
Total

49

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 1.47 Suku Bunga Rata-rata DPK Bank Umum

(Average of Interest Rate of Third Party Funds of Commercial Banks)


Persen (Percent)
2012

2013

Items

Keterangan
Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt
Demand Deposits

Giro
Rupiah

2,26

2,27

2,23

2,20

2,20

2,16

2,14

2,12

2,17

2,14

2,16

2,19

2,13

2,17

2,10

2,14

2,15

2,16

- Rupiah

Valas

0,35

0,37

0,37

0,37

0,36

0,35

0,35

0,37

0,34

0,34

0,34

0,36

0,36

0,36

0,36

0,37

0,38

0,36

- Foreign Exchange
Saving

Tabungan
Rupiah

2,07

2,02

1,94

1,91

1,90

1,89

1,90

1,91

1,88

1,87

1,86

1,86

1,98

1,99

1,98

1,99

1,99

1,98

- Rupiah

Valas

0,36

0,44

0,37

0,32

0,32

0,31

0,30

0,34

0,33

0,32

0,30

0,30

0,32

0,33

0,33

0,31

0,31

0,30

- Foreign Exchange
Time Deposits

Simpanan Berjangka

- 1 Month Time Deposits

- Simpanan Berjangka 1 bln


Rupiah

5,47

5,48

5,43

5,43

5,46

5,50

5,50

5,59

5,54

5,56

5,48

5,45

5,48

5,55

5,87

6,13

6,67

6,99

Rupiah

Valas

1,56

1,55

1,53

1,58

1,62

1,60

1,57

1,57

1,55

1,58

1,50

1,49

1,42

1,42

1,52

1,57

1,63

1,69

Foreign Exchange
- 3 Month Time Deposits

- Simpanan Berjangka 3 bln


Rupiah

5,87

5,75

5,71

5,72

5,72

5,76

5,82

5,90

5,97

6,00

5,91

5,90

5,90

5,89

6,11

6,28

6,63

7,13

Rupiah

Valas

1,87

1,90

1,89

1,81

1,88

1,88

1,91

1,91

1,95

2,01

2,05

2,07

1,92

1,69

2,02

1,81

1,80

1,87

Foreign Exchange
- 6 Month Time Deposits

- Simpanan Berjangka 6 bln


Rupiah

6,28

6,15

6,01

5,90

5,97

5,96

6,01

6,04

6,05

6,09

6,06

6,07

6,06

6,06

6,17

6,27

6,51

6,83

Rupiah

Valas

2,39

2,40

2,35

2,39

2,39

2,39

2,36

2,33

2,29

2,26

2,31

2,32

2,29

2,17

2,39

2,23

2,24

2,20

Foreign Exchange
- 12 >= Month Time Deposits

- Simpanan Berjangka >= 12 bln


Rupiah

6,54

6,48

6,35

6,27

6,17

6,12

6,10

6,05

5,99

5,88

5,82

5,79

5,77

5,88

5,92

6,11

6,34

6,54

Rupiah

Valas

1,98

2,03

1,95

1,94

1,96

1,99

1,98

1,97

2,02

2,09

2,15

2,08

2,10

2,02

2,16

2,09

2,09

2,11

Foreign Exchange

50

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 1.48 Suku Bunga Rata-rata DPK Bank Persero

(Average of Interest Rate of Third Party Funds of State Owned Banks)


Persen (Percent)
2012

2013

Items

Keterangan
Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt
Demand Deposits

Giro
Rupiah

2,12

2,13

2,13

2,07

1,93

1,92

1,89

2,08

2,03

1,93

1,90

2,03

1,92

2,08

1,96

2,06

1,92

2,04

- Rupiah

Valas

0,14

0,15

0,14

0,14

0,14

0,16

0,15

0,15

0,17

0,18

0,17

0,19

0,25

0,24

0,21

0,21

0,20

0,21

- Foreign Exchange
Saving

Tabungan
Rupiah

1,73

1,69

1,60

1,56

1,55

1,55

1,55

1,59

1,56

1,56

1,57

1,56

1,55

1,57

1,55

1,57

1,59

1,57

- Rupiah

Valas

0,23

0,23

0,23

0,22

0,22

0,22

0,22

0,22

0,22

0,22

0,22

0,22

0,22

0,22

0,23

0,22

0,22

0,22

- Foreign Exchange
Time Deposits

Simpanan Berjangka

- 1 Month Time Deposits

- Simpanan Berjangka 1 bln


Rupiah

5,08

5,05

5,10

5,09

5,10

5,15

5,15

5,23

5,17

5,11

5,09

5,03

5,00

5,23

5,36

5,72

6,22

6,52

Rupiah

Valas

0,99

0,93

0,85

0,97

0,91

0,89

0,96

0,97

0,85

0,59

0,51

0,59

0,54

0,76

0,65

0,83

0,94

0,99

Foreign Exchange
- 3 Month Time Deposits

- Simpanan Berjangka 3 bln


Rupiah

5,53

5,43

5,41

5,41

5,43

5,48

5,47

5,54

5,55

5,54

5,54

5,50

5,48

5,59

5,82

6,01

6,37

6,80

Rupiah

Valas

1,45

1,33

1,31

1,30

1,29

1,27

1,14

1,11

1,08

0,66

0,72

0,76

0,90

1,05

0,92

1,06

1,06

1,06

Foreign Exchange
- 6 Month Time Deposits

- Simpanan Berjangka 6 bln


Rupiah

5,76

5,64

5,52

5,42

5,40

5,40

5,51

5,53

5,54

5,53

5,53

5,53

5,51

5,58

5,63

5,77

6,00

6,39

Rupiah

Valas

1,45

2,20

2,15

2,20

2,16

2,04

1,99

1,99

1,92

1,86

1,77

1,67

1,63

1,57

1,24

1,46

1,44

1,40

Foreign Exchange
- 12 >= Month Time Deposits

- Simpanan Berjangka >= 12 bln


Rupiah

6,43

6,32

6,22

6,12

5,98

5,98

5,93

5,91

5,86

5,47

5,46

5,46

5,45

5,81

5,67

6,18

6,50

6,67

Rupiah

Valas

1,61

1,68

1,66

1,67

1,73

1,73

1,65

1,65

1,65

0,90

0,64

0,65

0,64

1,65

0,61

1,65

1,65

1,67

Foreign Exchange

51

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 1.49 Suku Bunga Rata-rata DPK BUSN Devisa

(Average of Interest Rate of Third Party Funds of Foreign Exchange Commercial Banks)
Persen (Percent)
2012

2013

Items

Keterangan
Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt
Demand Deposits

Giro
Rupiah

1,98

2,02

1,89

1,96

1,89

1,91

1,93

1,91

1,92

1,90

1,92

1,90

1,89

1,90

1,88

1,91

1,91

1,88

- Rupiah

Valas

0,47

0,48

0,50

0,51

0,48

0,47

0,48

0,50

0,47

0,47

0,46

0,47

0,46

0,50

0,51

0,53

0,55

0,53

- Foreign Exchange
Saving

Tabungan
Rupiah

2,23

2,21

2,12

2,12

2,11

2,11

2,12

2,11

2,06

2,03

2,03

2,04

2,33

2,35

2,33

2,34

2,33

2,33

- Rupiah

Valas

0,42

0,60

0,50

0,41

0,42

0,41

0,38

0,46

0,44

0,40

0,40

0,41

0,42

0,45

0,44

0,42

0,42

0,40

- Foreign Exchange
Time Deposits

Simpanan Berjangka

- 1 Month Time Deposits

- Simpanan Berjangka 1 bln


Rupiah

5,67

5,68

5,51

5,48

5,52

5,56

5,54

5,69

5,65

5,67

5,63

5,62

5,66

5,75

6,12

6,40

6,96

7,27

Rupiah

Valas

1,88

1,94

1,95

1,91

2,01

2,00

1,99

1,94

1,94

1,94

1,94

1,90

1,88

1,96

2,05

2,14

2,16

2,19

Foreign Exchange
- 3 Month Time Deposits

- Simpanan Berjangka 3 bln


Rupiah

5,89

5,78

5,70

5,69

5,65

5,68

5,76

5,86

5,98

5,98

5,97

5,95

5,93

5,91

6,12

6,35

6,68

7,27

Rupiah

Valas

2,34

2,36

2,32

2,26

2,33

2,30

2,30

2,32

2,32

2,29

2,37

2,45

2,43

2,42

2,55

2,50

2,49

2,58

Foreign Exchange
- 6 Month Time Deposits

- Simpanan Berjangka 6 bln


Rupiah

6,04

5,92

5,75

5,68

5,70

5,67

5,70

5,75

5,77

5,83

5,86

5,93

5,95

5,98

6,08

6,21

6,43

6,72

Rupiah

Valas

2,34

2,61

2,59

2,61

2,63

2,68

2,69

2,63

2,60

2,59

2,64

2,63

2,60

2,61

2,59

2,66

2,66

2,63

Foreign Exchange
- 12 >= Month Time Deposits

- Simpanan Berjangka >= 12 bln


Rupiah

6,19

6,13

5,95

5,86

5,77

5,65

5,57

5,48

5,42

5,41

5,40

5,41

5,47

5,50

5,67

5,63

5,77

6,02

Rupiah

Valas

2,26

2,26

2,19

2,09

2,13

2,19

2,23

2,22

2,28

2,30

2,34

2,28

2,32

2,32

2,39

2,45

2,45

2,45

Foreign Exchange

52

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 1.50 Suku Bunga Rata-rata DPK BUSN Non Devisa

(Average of Interest Rate of Third Party Funds of Non-Foreign Exchange Commercial Banks)
Persen (Percent)
2012

2013

Items

Keterangan
Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt
Demand Deposits

Giro
Rupiah
Valas

3,80

3,49

3,48

3,45

3,43

3,05

3,10

3,25

3,16

3,02

3,37

3,26

3,18

3,15

3,05

3,43

3,33

3,55

Valas
Simpanan Berjangka

3,80

3,72

3,83

3,86

3,79

3,76

3,75

3,70

3,82

3,78

4,17

4,18

4,13

4,11

4,08

4,14

4,41

4,43

6,51

6,54

6,56

6,58

6,66

6,71

6,77

6,90

6,78

6,62

5,83

5,75

5,78

5,78

5,98

6,28

7,02

7,29

6,87

6,75

6,72

6,78

6,89

6,99

7,09

7,22

7,21

7,05

6,25

6,26

6,28

6,40

6,55

6,68

7,04

7,31

Valas

7,65

7,39

7,18

7,07

7,11

7,19

7,32

7,45

7,50

7,47

7,40

7,35

7,32

7,32

7,39

7,47

7,85

8,14

Valas

Rupiah
Foreign Exchange

Rupiah
Foreign Exchange
- 12 >= Month Time Deposits

- Simpanan Berjangka >= 12 bln


Rupiah

Foreign Exchange

- 6 Month Time Deposits

- Simpanan Berjangka 6 bln


Rupiah

Rupiah

- 3 Month Time Deposits

- Simpanan Berjangka 3 bln

Valas

- Foreign Exchange

- 1 Month Time Deposits

Valas

Rupiah

- Rupiah

Time Deposits

- Simpanan Berjangka 1 bln


Rupiah

- Foreign Exchange
Saving

Tabungan
Rupiah

- Rupiah

8,13

7,97

7,91

7,81

7,72

7,69

7,67

7,67

7,62

7,50

7,21

7,18

7,11

7,18

7,08

7,31

7,52

7,66

Rupiah
Foreign Exchange

53

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 1.51 Suku Bunga Rata-rata DPK Bank Pembangunan Daerah

(Average of Interest Rate of Third Party Funds of Regional Development Banks)


Persen (Percent)
2012

2013

Items

Keterangan
Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt
Demand Deposits

Giro
Rupiah

2,93

2,90

2,89

2,82

2,93

2,88

2,85

2,67

2,89

2,89

2,87

2,80

2,72

2,74

2,67

2,68

2,72

2,67

- Rupiah

Valas

1,01

0,87

0,73

0,53

0,45

0,55

0,57

0,47

0,51

0,30

0,33

0,35

0,42

0,44

0,38

0,37

0,40

0,40

- Foreign Exchange
Saving

Tabungan
Rupiah

2,83

2,63

2,55

2,52

2,53

2,46

2,50

2,54

2,55

2,54

2,46

2,40

2,38

2,37

2,32

2,31

2,30

2,28

- Rupiah

Valas

0,50

0,51

0,52

0,57

0,60

0,58

0,58

0,58

0,57

0,57

0,58

0,58

0,57

0,59

0,60

0,58

0,61

0,60

- Foreign Exchange
Time Deposits

Simpanan Berjangka

- 1 Month Time Deposits

- Simpanan Berjangka 1 bln


Rupiah

5,99

5,87

5,86

5,87

5,78

5,86

5,90

6,08

5,89

5,86

5,82

5,78

5,77

5,78

5,89

6,15

6,38

6,79

Rupiah

Valas

3,35

3,79

2,12

2,15

2,00

2,21

2,16

2,11

2,05

1,60

1,86

2,01

1,93

1,82

1,96

1,90

2,12

2,22

Foreign Exchange
- 3 Month Time Deposits

- Simpanan Berjangka 3 bln


Rupiah

6,43

6,34

6,25

6,28

6,31

6,42

6,51

6,57

6,58

6,52

6,21

6,33

6,35

6,31

6,36

6,42

6,77

7,01

Rupiah

Valas

2,09

2,15

1,92

1,97

1,87

1,80

1,20

1,40

1,45

1,41

1,34

1,01

1,55

1,35

1,41

1,28

1,79

1,81

Foreign Exchange
- 6 Month Time Deposits

- Simpanan Berjangka 6 bln


Rupiah

6,91

6,70

6,60

6,28

6,45

6,46

6,54

6,76

6,61

6,55

6,46

6,44

6,48

6,39

6,42

6,63

6,88

7,08

Rupiah

Valas

2,09

1,54

1,31

1,28

1,51

1,56

1,59

1,69

1,49

1,47

1,32

1,01

1,01

1,04

1,18

1,24

1,28

1,29

Foreign Exchange
- 12 >= Month Time Deposits

- Simpanan Berjangka >= 12 bln


Rupiah

7,30

7,25

7,13

7,09

7,01

6,95

6,97

6,96

6,85

6,77

6,67

6,64

6,55

6,54

6,48

6,57

6,80

7,03

Rupiah

Valas

1,22

1,12

1,10

1,13

1,07

1,07

1,20

0,96

1,08

1,03

1,05

1,04

1,12

1,13

1,05

1,03

1,05

1,05

Foreign Exchange

54

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 1.52 Suku Bunga Rata-rata DPK Bank Campuran

(Average of Interest Rate of Third Party Funds of Joint Venture Banks)


Persen (Percent)
2012

2013

Items

Keterangan
Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt
Demand Deposits

Giro
Rupiah

1,96

1,83

1,85

1,81

1,92

1,73

1,50

1,70

1,68

1,57

1,62

1,77

1,93

1,60

1,80

1,62

1,92

1,94

- Rupiah

Valas

0,54

0,54

0,48

0,59

0,58

0,43

0,53

0,55

0,56

0,53

0,51

0,59

0,45

0,44

0,43

0,52

0,48

0,47

- Foreign Exchange
Saving

Tabungan
Rupiah

2,54

2,50

2,48

2,47

2,47

2,37

2,25

2,14

2,20

2,22

2,24

2,24

2,24

2,17

2,08

1,99

2,10

1,97

- Rupiah

Valas

0,37

0,31

0,23

0,25

0,25

0,21

0,18

0,19

0,18

0,21

0,15

0,20

0,23

0,21

0,21

0,21

0,20

0,19

- Foreign Exchange
Time Deposits

Simpanan Berjangka

- 1 Month Time Deposits

- Simpanan Berjangka 1 bln


Rupiah

5,32

5,32

5,38

5,53

5,59

5,57

5,56

5,66

5,56

5,59

5,65

5,67

5,61

5,79

6,07

6,27

6,90

7,20

Rupiah

Valas

2,02

1,99

1,98

2,07

2,17

2,15

1,97

2,05

1,99

2,01

1,99

1,94

1,81

1,82

1,82

1,88

1,93

1,99

Foreign Exchange
- 3 Month Time Deposits

- Simpanan Berjangka 3 bln


Rupiah

5,84

5,80

5,86

5,91

6,02

6,08

6,08

6,17

6,11

6,17

6,16

6,20

6,24

6,25

6,43

6,63

6,88

7,36

Rupiah

Valas

1,80

1,91

1,92

1,80

1,88

1,76

1,81

1,71

1,76

1,78

1,78

1,72

1,65

1,68

1,84

1,82

1,94

1,97

Foreign Exchange
- 6 Month Time Deposits

- Simpanan Berjangka 6 bln


Rupiah

5,80

5,83

5,92

5,98

6,46

6,56

6,63

6,64

6,57

6,52

6,37

6,15

6,04

6,02

6,14

6,23

6,30

6,66

Rupiah

Valas

1,80

2,55

2,50

2,58

2,72

2,69

2,65

2,65

2,67

2,62

2,60

2,61

2,53

2,59

2,54

2,53

2,71

2,69

Foreign Exchange
- 12 >= Month Time Deposits

- Simpanan Berjangka >= 12 bln


Rupiah

6,17

6,62

6,60

6,57

6,56

6,64

6,78

6,76

6,80

6,79

6,78

6,77

6,72

6,72

6,71

6,70

6,75

6,76

Rupiah

Valas

2,07

2,38

1,86

2,22

2,21

2,21

2,23

2,24

2,27

2,21

2,33

2,34

2,22

2,23

2,27

2,26

2,35

2,39

Foreign Exchange

55

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 1.53 Suku Bunga Rata-rata DPK Bank Asing

(Average of Interest Rate of Third Party Funds of Foreign Owned Banks)


Persen (Percent)
2012

2013

Items

Keterangan
Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt
Demand Deposits

Giro
Rupiah

1,48

1,45

1,51

1,62

1,55

1,56

1,55

1,71

1,66

1,48

1,68

1,91

1,75

1,61

1,79

1,77

1,91

2,40

- Rupiah

Valas

0,30

0,50

0,50

0,45

0,46

0,56

0,43

0,52

0,40

0,32

0,41

0,38

0,42

0,40

0,35

0,40

0,36

0,33

- Foreign Exchange
Saving

Tabungan
Rupiah

1,91

1,58

1,24

1,21

1,22

1,13

1,14

1,17

1,18

1,08

1,08

1,09

1,04

1,01

1,02

1,14

1,14

1,19

- Rupiah

Valas

0,33

0,31

0,25

0,33

0,15

0,15

0,24

0,24

0,23

0,35

0,13

0,13

0,16

0,17

0,15

0,15

0,14

0,14

- Foreign Exchange
Time Deposits

Simpanan Berjangka

- 1 Month Time Deposits

- Simpanan Berjangka 1 bln


Rupiah

3,76

3,91

4,11

4,40

4,55

4,76

4,62

4,52

4,47

4,46

4,60

4,52

4,57

4,70

5,21

5,71

6,48

6,93

Rupiah

Valas

1,23

1,34

1,66

1,64

1,69

1,72

1,47

1,57

1,50

1,09

1,04

0,65

0,66

0,41

0,51

0,52

0,60

0,59

Foreign Exchange
- 3 Month Time Deposits

- Simpanan Berjangka 3 bln


Rupiah

4,75

4,63

4,73

4,84

4,80

4,83

4,78

5,06

5,09

5,20

5,16

4,86

4,85

4,89

5,22

5,60

6,27

7,33

Rupiah

Valas

1,12

1,17

1,22

1,23

1,34

1,40

1,53

1,65

1,65

1,66

1,49

1,32

1,53

1,32

1,38

1,29

1,36

1,26

Foreign Exchange
- 6 Month Time Deposits

- Simpanan Berjangka 6 bln


Rupiah

5,04

4,98

4,91

4,98

5,06

5,06

5,00

4,90

5,36

5,41

5,42

5,29

5,20

5,35

5,42

5,46

5,67

6,38

Rupiah

Valas

1,12

1,19

1,17

1,12

0,85

0,91

0,88

0,90

0,89

0,89

1,16

1,12

0,99

1,00

1,04

1,13

1,18

1,18

Foreign Exchange
- 12 >= Month Time Deposits

- Simpanan Berjangka >= 12 bln


Rupiah

6,36

6,31

6,13

5,97

5,88

5,67

5,66

5,70

5,69

5,70

5,63

5,58

5,52

5,81

5,99

6,13

6,18

6,28

Rupiah

Valas

1,68

2,05

2,17

2,18

2,18

1,91

2,01

2,03

2,03

1,01

1,48

1,33

1,35

1,20

1,18

1,18

1,02

0,96

Foreign Exchange

56

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 1.54 Suku Bunga Rata-rata Kredit Bank Umum Kepada Pihak Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

(Average of Credit Interest Rate of Commercial Banks to Parties Non Bank Based on Industrial Origin and Non Industrial Origin Credit Recipients)
Persen (Percent)
Keterangan

2012
Mei

Jun

Jul

Ags

2013
Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Credit Recipients Industrial Origin

Penerima Kredit Lapangan Usaha


1. Pertanian, perburuan dan Kehutanan
Rupiah
Valas
2. Perikanan
Rupiah
Valas
3. Pertambangan dan Penggalian
Rupiah
Valas
4. Industri Pengolahan
Rupiah
Valas
5. Listrik, gas dan air
Rupiah
Valas
6. Konstruksi
Rupiah
Valas
7. Perdagangan Besar dan Eceran
Rupiah
Valas
8. Penyediaan akomodasi dan penyediaan makan minum
Rupiah
Valas
9. Transportasi, pergudangan dan komunikasi
Rupiah
Valas
10. Perantara Keuangan
Rupiah
Valas
11. Real Estate, Usaha Persewaan, dan Jasa Perusahaan
Rupiah
Valas
12. Admistrasi Pemerintahan, Pertahanan dan Jaminan
Sosial Wajib
Rupiah
Valas
13. Jasa Pendidikan
Rupiah
Valas
14. Jasa Kesehatan dan Kegiatan Sosial
Rupiah
Valas
15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan
Perorangan lainnya
Rupiah
Valas
16. Jasa Perorangan yang Melayani Rumah Tangga
Rupiah
Valas
17. Badan Internasional dan Badan Ekstra Internasional
Lainnya
Rupiah
Valas
18. Kegiatan yang belum jelas batasannya
Rupiah
Valas
Penerima Kredit Bukan Lapangan Usaha
Rumah Tangga
- Untuk Pemilikan Rumah Tinggal
Rupiah
Valas
- Untuk Pemilikan Flat atau Apartemen
Rupiah
Valas
- Untuk Pemilikan Ruko atau Rukan
Rupiah
Valas
- Untuk Pemilikan Kendaraan Bermotor
Rupiah
Valas
- Untuk Pemilikan Peralatan Rumah Tangga Lainnya
Rupiah
Valas
- Bukan Lapangan Usaha Lainnya
Rupiah
Valas
*) Angka-angka sementara
***) Angka-angka sangat-sangat sementara
r) Angka-angka diperbaiki

Items

1. Agricultures, hunting and forestry


Rupiah
Foreign Exchange
2. Fisheries
13,31
Rupiah
6,65
Foreign Exchange
3. Mining and Quarrying
12,07
Rupiah
Foreign Exchange
4. Procesing industry
10,73
Rupiah
4,09
Foreign Exchange
5. Electricity, gas and water
9,00
Rupiah
4,71
Foreign Exchange
6. Construction
11,86
Rupiah
5,04
Foreign Exchange
7. Big and retail trade
12,99
Rupiah
4,85
Foreign Exchange
8. Provision of accomodation and food supply drinking
12,28
Rupiah
6,30
Foreign Exchange
9. Transportation, warehousing and communications
10,82
Rupiah
4,71
Foreign Exchange
10. Transitional Finance
10,13
Rupiah
2,12
Foreign Exchange
11. Real estate, Rental Business, and services company
12,36
Rupiah
6,06
Foreign Exchange
12. Government administration, the defense and
compulsory social security
11,95***)
Rupiah
2.73
Foreign Exchange
13. Education services
13,44
Rupiah
10,59
Foreign Exchange
14. Health and social services
12,33
Rupiah
6,99
Foreign Exchange
15. Community, Sociocultural,Entertainment and Other
Individual Services

11,36
4,71

11,48
4,73

11,53
4,65

11,41
4,63

11,56
4,64

11,47
4,69

11,37
4,64

11,32
4,59

11,32
4,73

11,28
4,76

11,34
4,78

11,32
4,47

11,30
4,47

11,11
4,51

11,24
4,68

11,29
4,75

11,41
4,50

11,60
4,47

13,87
7,80

13,77
7,85

13,80
7,88

13,71
7,88

13,68
7,84

13,56
7,72

13,50
7,20

13,37
7,36

13,35
7,33

13,28
7,31

13,34
7,23

13,31
7,25

13,20
6,92

13,32
6,60

13,36
6,57

13,28
6,54

13,26
6,58

11,41
-

11,42
-

11,46
-

11,38
-

11,23
-

11,16
-

11,28
-

11,29
-

11,35
-

11,37
-

11,52
-

11,56
-

11,54
-

11,38
-

11,53
-

11,67
-

11,88
-

10,24
4,33

10,26
4,34

10,18
4,33

10,12
4,21

10,08
4,18

10,06
4,19

10,05
4,16

9,98
4,24

9,97
4,21

9,97
4,16

10,00
4,10

10,01
4,09

10,01
4,07

9,96
4,08

10,22
3,99

10,25
4,02

10,56
4,08

7,61
4,79

8,43
4,93

8,54
4,95

8,39
4,83

8,09
4,86

8,49
4,84

8,19
4,72

8,93
4,68

8,49
4,75

8,25
4,72

8,67
4,69

8,54
4,69

8,41
4,69

8,34
4,68

8,37
4,67

8,81
4,71

8,75
4,65

11,69
5,79

11,65
5,70

11,63
5,55

11,56
5,63

11,64
5,56

11,62
5,56

11,62
5,54

11,49
5,60

11,36
5,63

11,34
5,80

11,31
5,70

11,24
5,36

11,31
5,27

11,23
5,08

11,33
4,99

11,53
4,98

11,66
4,86

12,97
4,85

12,96
4,83

12,99
4,83

13,00
4,86

13,01
4,83

12,93
4,78

12,82
4,73

12,67
4,84

12,71
4,89

12,64
4,84

12,56
4,81

12,56
4,87

12,67
4,90

12,73
4,89

12,88
4,88

12,73
4,92

12,91
4,86

12,63
6,48

12,53
6,44

12,44
7,38

12,35
6,44

12,30
6,44

12,21
6,44

12,14
6,20

12,05
6,17

12,04
6,25

11,97
6,25

11,94
6,13

11,88
6,11

11,81
6,18

11,74
6,16

11,88
6,15

12,00
6,14

12,18
6,18

10,13
5,16

10,09
5,14

10,25
5,15

10,23
5,12

10,33
5,14

10,24
5,15

10,18
5,13

10,54
5,04

10,57
4,96

10,60
4,97

10,50
4,82

10,44
4,86

10,32
4,89

10,15
4,82

10,38
4,86

10,46
4,73

10,65
4,66

9,85
2,39

9,77
2,41

9,75
2,41

9,70
2,46

9,69
2,44

9,65
2,41

9,71
2,36

9,69
2,28

9,66
2,27

9,61
2,26

9,58
2,20

9,58
2,15

9,53
2,12

9,36
2,15

9,56
2,14

9,67
2,14

9,92
2,16

12,50
5,78

12,48
5,87

12,39
5,77

12,50
5,81

12,38
5,78

12,30
5,86

12,23
5,77

12,12
5,85

12,06
5,90

12,05
5,91

12,02
5,95

12,01
5,74

11,99
5,90

11,99
5,88

12,15
5,95

12,22
5,99

12,27
6,08

10,79
3,26

10,84
3,29

12,21
3,26

12,19
3,18

12,25
3,36

12,20
2,93

12,14
3,00

11,95
2,84

12,03
2,83

12,02
2,81

12,04
2,94

12,03
2,80

12,00
2,77

11,91
2,82

11,89
2,85

11,90
2,85

11,95
2,72

13,94
5,71

13,82
5,69

14,07
5,67

14,19
5,69

14,25
8,96

14,19
9,07

14,15
9,26

14,06
9,29

14,14
9,12

14,13
9,10

14,16
9,09

13,36
8,99

13,23
8,96

13,13
8,98

13,14
9,01

13,19
8,64

13,32
9,67

12,45
4,91

12,45
4,55

12,40
5,12

12,31
5,04

12,33
4,40

12,27
4,47

12,23
5,47

12,18
5,60

12,26
6,98

12,19
6,97

12,14
6,97

12,02
6,98

11,97
6,97

11,94
6,97

12,06
6,98

12,08
6,97

12,16
6,97

13,37
5,35

13,22
5,44

13,19
5,33

13,08
5,36

12,95
5,32

12,90
5,33

12,86
5,35

12,67
5,35

13,22
5,34

13,19
5,32

12,94
5,28

12,80
5,30

12,79
5,31

12,38
5,36

14,28
5,26

14,12
5,45

13,10
5,51

13,20
5,30

16,48
-

16,15
5,50

16,12
-

15,02
-

16,32
-

16,17
-

16,07
-

16,18
-

16,08
-

15,83
-

15,60
-

15,45
-

15,24
-

15,08
-

14,95
-

14,90
-

14,83
-

14,83
-

12,95
4,49

11,16
3,08

9,67
3,06

9,59
3,07

9,53
3,03

9,48
2,95

9,48
2,92

9,50
2,72

9,46
2,65

9,43
2,72

9,43
2,69

9,44
2,75

9,47
2,74

9,48
2,80

9,49
2,87

9,51
2,85

9,51
2,85

9,70
2,83

14,70
3,39

13,79
3,52

13,36
3,63

13,55
4,86

13,65
5,03

13,50
4,64

13,30
4,66

11,51
4,58

12,66
4,53

12,70
4,30

12,31
4,77

12,25
4,45

12,22
4,47

7.70r)
3,33

8,77
3,31

9,95
4,13

10,20
4,09

10,83
4,20

10,83
7,20

10,75
7,07

10,73
6,97

10,60
6,91

10,58
5,13

10,55
7,07

10,52
7,05

10,46
6,93

10,44
6,90

10,40
6,91

10,39
6,56

10,36
6,25

10,32
6,29

10,31
6,30

10,28
5,17

10,31

10,32

10,39

4,71

6,78

6,78

10,14
6,19

9,98
6,19

9,90
6,19

8,86
6,19

8,83
6,20

8,80
6,19

8,81
6,20

8,78
6,20

8,76
6,80

8,75
6,80

8,72
6,80

8,69
6,81

8,65
6,39

9,14
6,39

9,12
6,39

9,15
6,39

9,19
6,39

9,30
6,39

10,30
6,32

10,21
6,30

10,14
6,32

10,11
6,33

10,07
6,33

10,03
6,33

9,97
7,62

9,94
7,64

9,91
7,61

9,90
8,01

9,85
8,02

9,83
6,34

9,79
6,79

9,75
7,18

9,72
6,37

9,74
9,50r)

9,78
9,51

9,87
6,23

12,28
9,06

12,19
12,43

12,07
12,66

12,00
13,39

11,92
13,21

11,75
23,55*)

11,49
13,91r)

11,33
6,70r)

11,19
6,69r)

11,06
6,69r)

10,93
6,68r)

10,80
6,38r)

10,68
6,38r)

10,58
6,31

10,49
6,23

10,44
6,00

10,44
6,00

10,47
6,00***)

16,48
4,90

16,26
4,89

16,13
4,88

14,56
5,04

14,52
5,60

14,47
4,81

14,45
4,79

14,36
4,85

14,18
4,84

14,14
4,70

14,08
4,48

14,05
4,66

13,99
4,62

14,27
4,19

14,26
4,71

14,24
4,24

14,21
4,32

14,23
4,05

16,85
4,45

17,10
5,31

17,53
3,76

18,88
3,56

18,91
3,83

18,61
3,80

18,49
3,87

18,82
4,01

18,25
4,13

17,58
4,14

18,06
4,14

17,87
4,17

18,01
3,87

17,51
3,66

17,32
4,59

17,30
4,72

17,21
2,99

17,27
3,41

Rupiah
Foreign Exchange
16. Individual services which serve households
Rupiah
Foreign Exchange
17. Extra agency international agency and other
international
Rupiah
Foreign Exchange
18. Business Activities which are not clearly defined
Rupiah
Foreign Exchange
Credit Recipients Non Industrial Origin
House Hold
- For House Ownership
Rupiah
Foreign Exchange
- For Apartement Ownership
Rupiah
Foreign Exchange
- For Shop House Ownership
Rupiah
Foreign Exchange
- For Vehicles Ownership
Rupiah
Foreign Exchange
- Others
Rupiah
Foreign Exchange
- Non Industrial Origin Others
Rupiah
Foreign Exchange
*) Provisional figures
***) Estimated figures
r) Revised figures

57

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 1.55 Suku Bunga Rata-rata Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

(Average of Credit Interest Rate of Commercial Banks Based on Types and Orientation User)
Persen (Percent)
Jenis Penggunaan

2012
Mei

Jun

Jul

Ags

2013
Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

1. Type of Use

1. Jenis Penggunaan

- Working Capital

- Modal Kerja
Rupiah
Valas

11,79

11,80

11,79

11,74

11,71

11,69

11,62

11,50

11,50

11,46

11,45

11,45

11,47

11,42

11,68

11,65

11,81

11,95

4,06

4,13

4,12

4,12

4,09

4,10

4,06

4,08

4,09

4,06

3,99

3,90

3,92

3,89

3,87

4,00

3,92

3,95

Valas

11,51
5,11

11,46
5,11

11,42
5,15

11,36
5,09

11,36
5,08

11,30
5,08

11,25
4,97

11,28
5,03

11,30
5,00

11,27
4,99

11,24
4,99

11,21
4,93

11,17
4,88

11,14
4,94

11,29

11,37

11,49

11,65

4,93

5,03

4,94

4,95

Valas
2. Orientasi Penggunaan
- Ekspor
Rupiah
Valas
- Impor
Rupiah
Valas
- Lainnya
Rupiah
Valas
***) Angka-angka sangat-sangat sementara

Foreign Exchange

Rupiah
Foreign Exchange
- Consumption

- Konsumsi
Rupiah

Rupiah

- Investments

- Investasi
Rupiah

Type of Use

14,03

13,90

13,92

13,69

13,67

13,60

13,53

13,58

13,40

13,22

13,28

13,22

13,20

13,14

13,06

13,05

13,03

13,08

4,65

5,35

4,20

4,17

4,15

4,26

4,20

4,33

4,53

4,56

4,48

4,30

4,33

4,19

4,51

4,92

3,82

3,96

10,52
4,66

10,68
4,58

10,70
4,58

10,81
4,57

10,83
4,52

10,85
4,51

10,73
4,31

10,18
4,41

9,96
4,37

9,90
4,33

10,00
4,25

10,16
4,15

10,18
4,13

10,06
4,19

10,08
4,11

10,18
4,10

10,59
4,28

10,78
4,42

10,00
4,35

10,07
4,40

9,86
4,49

9,74
4,54

9,71
4,55

9,75
4,44

9,64
4,32

9,76
4,04

9,74
4,07

9,74
3,95

9,77
4,00

9,73
3,70

12,91
3,80

13,32
3,80

13,35
3,78

13,35***)
3,77

9,78
3,99

9,98
3,99

12,54
4,38

12,47
4,45

12,47
4,46

12,36
4,44

12,34
4,41

12,29
4,43

12,23
4,39

12,19
4,42

12,15
4,42

12,06
4,41

12,07
4,36

12,04
4,29

12,00
4,28

11,94
4,31

12,06
4,30

12,11
4,43

12,19
4,30

12,31
4,33

Rupiah
Foreign Exchange
2. User Orientation
- Ekspor
Rupiah
Foreign Exchange
- Impor
Rupiah
Foreign Exchange
- Other
Rupiah
Foreign Exchange
***) Estimated figures

58

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 1.56 Perkembangan Jumlah Bank Umum dan Kantor Bank Umum

(Growth of Total Commercial Banks and Bank Offices)


Kelompok Bank

2012

2007

Apr

Mei

Jun

Jul

2013

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Group of Bank

Okt

State Owned Banks

Bank Persero
Jumlah Bank
Jumlah Kantor

2.765

4.388

4.581

4.781

4.866

5.056

5.140

5.213

5.301

5.363

5.400

5.484

5.538

5.595

5.681

5.803

5.946

6.008

6.084

6.165

Jumlah Kantor

35

36

36

36

36

36

36

36

36

36

36

36

36

36

36

36

36

36

36

36

4.694

7.260

7.293

7.305

7.322

7.337

7.370

7.430

7.485

7.647

7.709

7.743

7.764

7.778

7.812

7.841

7.860

7.875

7.910

7.944

Jumlah Kantor

Total Banks
Total Bank Offices
Non-Foreign Exchange
Commercial Banks

BUSN Non Devisa

Jumlah Bank

Total Bank Offices


Foreign Exchange
Commercial Banks

BUSN Devisa
Jumlah Bank

Total Banks

Total Banks

36

30

30

30

30

30

30

30

30

30

30

30

30

30

30

30

30

30

30

30

778

1.305

1.316

1.316

1.318

1.322

1.353

1.386

1.407

1.447

1.459

1.471

1.481

1.488

1.490

1.499

1.510

1.532

1.545

1.554

Total Bank Offices

26

26

26

26

26

26

26

26

26

26

26

26

26

26

26

26

26

26

26

26

Regional Development
Banks
Total Banks

Jumlah Kantor

1.205

1.486

1.496

1.518

1.554

1.560

1.584

1.586

1.636

1.712

1.797

1.827

1.847

1.871

1.883

1.900

1.909

1.919

1.950

1.987

Total Bank Offices

Bank Campuran
Jumlah Bank

17

14

14

14

14

14

14

14

14

14

14

14

14

14

14

14

14

14

14

14

Jumlah Kantor

96

260

265

261

261

261

261

261

261

263

263

264

264

264

265

266

267

268

268

268

11

10

10

10

10

10

10

10

10

10

10

10

10

10

10

10

10

10

10

10

142

181

191

191

191

191

191

191

191

193

193

193

195

195

195

195

196

196

196

196

BPD
Jumlah Bank

Bank Asing
Jumlah Bank
Jumlah Kantor

Jumlah Kantor

Total Bank Offices


Foreign Owned Bank
Total Banks
Total Bank Offices
Total

Total
Jumlah Bank

Joint Venture Banks


Total Banks

130

120

120

120

120

120

120

120

120

120

120

120

120

120

120

120

120

120

120

120

9.680

14.880

15.142

15.372

15.512

15.727

15.899

16.067

16.067

16.625

16.821

16.982

17.089

17.191

17.326

17.504

17.688

17.798

17.953

18.114

Total Banks
Total Bank Offices

59

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 1.57 Perkembangan Jumlah Kantor Cabang Bank Berdasarkan Lokasi Bank

(Growth of Total Branch Offices Based on Region)


2012

2013

Location

Lokasi
Mei

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

370

372

375

375

375

380

380

380

384

385

386

388

392

394

394

394

394

1.

Jawa Barat

84

85

84

86

86

88

91

93

93

93

93

93

94

94

94

94

94

94

2.

Banten

546

546

544

547

549

551

561

564

563

573

573

573

574

575

574

574

575

572

3.

DKI Jakarta

56

56

56

56

56

56

56

56

56

56

57

57

57

58

58

58

58

59

4.

D.I Yogyakarta

Jawa Tengah

303

305

302

310

310

311

311

311

312

314

319

320

320

322

322

324

326

326

5.

Jawa Tengah

Jawa Timur

402

403

403

407

409

410

411

411

410

412

413

415

418

419

418

418

417

417

6.

Jawa Timur

27

27

28

28

28

28

28

28

28

28

29

29

30

30

30

30

30

7.

Bengkulu

Jawa Barat

2.

Banten

3.

DKI Jakarta

4.

D.I. Yogyakarta

6.

Jul

368

1.

5.

Jun

7.

Bengkulu

27

8.

Jambi

51

51

51

51

51

52

52

53

53

53

54

55

55

56

57

57

58

58

8.

Jambi

9.

Aceh

73

74

73

74

75

75

76

77

77

77

77

77

77

77

78

78

78

78

9.

Aceh

Sumatera Utara

183

183

182

184

185

186

189

192

194

194

194

194

195

195

195

197

198

197

10.

Sumatera Utara

Sumatera Barat

78

78

77

80

80

80

81

81

81

81

82

82

82

84

84

84

84

83

11.

Sumatera Barat

Riau

87

87

88

88

88

88

88

88

88

88

88

88

89

89

89

89

90

90

12.

Riau

13.

Sumatera Selatan

85

86

83

87

88

89

92

93

95

95

96

98

98

99

99

99

99

99

13.

Sumatera Selatan

14.

Bangka Belitung

23*)

23

24

22

22

22*)

22

22

22

22

23

23

24

24

24

24

24

24

14.

Bangka Belitung

15.

Kepulauan Riau

53*)

54

51

54

54

54*)

55

56

56

56

57

58

58

58

58

58

58

58

15.

Kepulauan Riau

16.

Lampung

53

53

51

55

55

55

56

56

56

56

56

57

57

57

57

57

57

58

16.

Lampung

Kalimantan Selatan

72

72

72

74

74

74

74

74

74

74

74

74

76

77

77

77

78

78

17.

Kalimantan Selatan

Kalimantan Barat

69

69

69

69

69

69

69

69

69

69

69

70

70

70

70

70

72

72

18.

Kalimantan Barat

19.

Kalimantan Timur

104

105

106

106

106

106

107

108

109

110

111

112

112

112

112

113

113

113

19.

Kalimantan Timur

20.

Kalimantan Tengah

43

43

43

44

45

45

45

46

46

46

46

46

47

47

47

47

47

47

20.

Kalimantan Tengah

21.

Sulawesi Tengah

36

36

36

37

37

37

37

38

38

38

38

38

38

38

38

38

38

38

21.

Sulawesi Tengah

22.

Sulawesi Selatan

123

124

122

125

125

124

124

124

125

126

126

127

127

128

128

128

129

130

22.

Sulawesi Selatan

53

53

53

53

53

55

55

55

55

55

55

55

56

56

56

57

57

57

23.

Sulawesi Utara

Gorontalo

16*)

16

16

16

16

16

16

16

16

16

16

16

16

16

16

16

16

16

24.

Gorontalo

25.

Sulawesi Barat

14*)

14

14

14

14

14

14

14

14

15

15

15

15

15

15

15

15

15

25.

Sulawesi Barat

26.

Sulawesi Tenggara

30

30

30

31

31

31

31

31

32

32

32

33

33

33

33

33

33

34

26.

Sulawesi Tenggara

27.

Nusa Tenggara Barat

43

43

43

43

43

44

44

44

44

45

45

47

48

48

48

50

50

50

27.

Nusa Tenggara Barat

28.

Bali

82

82

82

83

83

84

84

85

85

87

88

88

88

89

89

91

91

92

28.

Bali

Nusa Tenggara Timur

49

49

49

49

49

49

51

51

51

51

51

51

51

51

52

52

52

52

29.

Nusa Tenggara Timur

Maluku

31

31

33

30

30

30

30

30

30

30

30

30

30

30

30

30

30

30

30.

Maluku

31.

Papua

54

54

55

54

54

54

55

56

56

56

58

58

58

58

58

58

59

59

31.

Papua

32.

Maluku Utara

17

17

14

18

18

18

18

18

18

18

19

19

19

19

19

19

19

19

32.

Maluku Utara

33.

Irian Jaya Barat

25

25

24

25

25

25

25

25

25

25

25

25

25

25

25

25

26

27

33.

Papua Barat

34.

Lainnya

17

17

17

17

17

17

16

16

16

16

16

16

16

16

16

16

16

16

34.

Others

3.350

3.361

3.346

3.392

3.400

3.336

3.444

3.461

3.467

3.491

3.509

3.525

3.540

3.557

3.560

10.
11.
12.

17.
18.

23.
24.

29.
30.

Sulawesi Utara

Total

3.570

3.581

3.582

Total

60

DATA BANK SYARIAH


Indonesian Banking Statistics, Vol. 10, No. 7, June 2012

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 2.1 Unit Usaha Syariah (UUS) dan Kegiatan Usaha Bank Umum Syariah (BUS)

(Sharia Business Unit Operations and Sharia Commercial Banks)


Miliar Rp (Billion Rp)
2012
Indikator

2007

2008

2009

2010

2013

Indicator

2011
Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

32.304

48.264

64.355

94.884

140.980

167.689

173.464

188.562

186.983

191.064

204.180

202.439

208.588

212.205

211.826

214.864

220.190

222.164 Fund Disbursements iB

a. Pembiayaan
Rupiah
Valas
b. Antar Bank
c. Penempatan di BI
d. Surat Berharga (tidak
termasuk obligasi rekap)

26.149
24.878
1.270
1.437
3.238
1.302

38.199
35.879
2.320
1.978
5.189
2.683

46.886
44.938
1.948
3.036
10.393
3.786

68.181
64.817
3.364
4.138
16.393
5.733

102.655
97.847
4.808
4.846
27.127
5.902

135.581
128.497
7.085
5.158
18.520
7.817

140.318
133.088
7.230
5.322
19.557
7.671

147.505
139.880
7.625
6.004
26.713
7.822

149.672
141.810
7.862
4.838
24.201
7.738

154.072
146.173
7.899
4.751
23.072
8.567

161.081
152.981
8.099
6.135
28.092
8.347

163.407
155.624
7.783
6.342
23.198
9.032

167.259
158.773
8.487
6.665
25.035
9.145

171.227
162.174
9.054
7.226
24.212
9.029

174.486
165.378
9.108
5.780
21.940
9.106

174.537
164.924
9.613
5.353
25.146
9.187

177.320
167.172
10.148
6.178
26.007
9.619

179.284
169.134
10.150
5.833
26.103
9.518

e. Penyertaan
f. Tagihan Lainnya
Sumber Dana iB
a. DPK
Rupiah
Giro Wadiah
Deposito Mudharabah
Tabungan Mudharabah
Valas
Giro Wadiah
Deposito Mudharabah
Tabungan Mudharabah
b. Kewajiban Kepada BI
c. Antar Bank
d. Surat Berharga
e. Pinjaman yang Diterima
Rupiah
Valas
f. Kewajiban Lainnya
g. Setoran Jaminan
Komponen Modal
a. Modal Disetor
b. Cadangan
c. L/R tahun berjalan
d. L/R tahun Lalu
e. Perkiraan tambahan modal
disetor
f. Modal Pinjaman
Sertifikat Wadiah Bank
Indonesia (BUS & UUS)
Total Aset
Jaringan Kantor
Jumlah Bank
Jumlah Kantor 1)

41
138
27.948
25.473
24.324
2.925
12.919
8.480
1.149
424
726
32
1.499
350
161
161
401
32

79
136
40.591
36.852
35.449
3.741
19.273
12.436
1.403
498
870
35
68
2.419
311
150
150
727
64

83
171
57.762
52.271
50.266
5.403
28.484
16.379
2.006
798
1.111
96
6
3.717
340
512
512
845
69

88
351
83.184
76.036
72.807
7.914
42.206
22.688
3.229
1.142
1.869
218
3
4.924
325
483
483
1.321
90

47
403
126.409
115.415
110.910
10.678
67.942
32.290
4.505
1.329
2.864
312
0
6.648
924
1.520
1.520
1.783
119

47
565
148.180
134.453
127.252
13.126
74.108
40.018
7.200
1.969
4.396
836
0
7.778
1.537
1.852
2.453
107

47
549
152.931
138.671
130.891
12.159
77.923
40.810
7.781
1.999
4.896
885
0
8.201
1.537
1.851
2.584
86

47
471
165.404
147.512
140.547
15.683
80.576
44.288
6.965
2.026
4.155
784
0
11.576
1.537
1.952
103
2.634
89

47
486
162.931
148.731
141.619
14.609
82.883
44.127
7.112
1.969
4.401
742
0
7.909
1.537
1.952
104
2.619
79

47
554
165.731
150.795
143.742
12.984
86.245
44.514
7.052
1.996
4.323
734
0
8.558
1.537
1.952
103
2.711
75

47
479
176.823
156.964
149.032
12.489
90.798
45.744
7.933
1.579
5.624
729
0
12.791
2.171
1.952
104
2.768
73

47
413
176.923
158.519
151.024
14.030
90.648
46.346
7.495
2.015
4.703
777
0
11.405
2.171
1.952
104
2.691
80

47
436
182.925
163.858
155.232
13.767
94.827
46.639
8.626
1.922
5.919
785
0
11.859
2.171
1.953
104
2.903
75

47
462
184.959
163.966
155.207
14.158
93.652
47.397
8.759
1.842
6.025
891
0
13.491
2.171
1.953
186
3.116
75

47
466
186.116
166.453
158.279
14.817
93.961
49.501
8.174
1.958
5.407
810
0
12.442
1.980
2.138
3.020
81

47
594
189.283
170.222
161.435
14.992
96.349
50.093
8.788
1.879
6.046
863
0
11.647
1.980
2.139
3.214
81

47
1.019
193.776
171.701
162.236
13.552
97.241
51.443
9.464
1.970
6.557
937
0
13.946
1.997
2.139
3.912
81

48
e. Equity participation
1.378
f. Other claims
194.954 Sources of Funds iB
174.018
a. Third Party Funds
164.249
Rupiah
13.892
Wadiah Demand Deposit
98.327
Mudharabah Time Deposits
52.030
Mudharabah Savings Accounts
9.769
Foreign Exchange
2.026
Wadiah Demand Deposit
6.773
Mudharabah Time Deposits
970
Mudharabah Savings Accounts
0
b. Liabilities at BI
12.640
c. Inter-Bank
1.997
d. Money Instruments
e. Loans received
2.139
Rupiah
Foreign Exchange
4.079
f. Other Liabilities
82
g. Guarantee Deposits

1.017
275
481
149
132

1.752
335
432
152
466

1.946
449
790
315
468

5.965
491
1.051
527
516

6.611
579
1.475
1.069
816

6.911
914
2.333
1.890
618

6.911
913
2.577
1.890
618

7.211
913
2.541
1.895
618

7.211
915
359
4.248
618

7.196
915
659
4.216
618

7.498
944
1.044
3.514
618

7.603
943
1.361
3.410
516

7.603
1.004
1.636
3.347
-

8.152
1.004
1.922
3.197
514

8.151
1.013
2.186
3.187
514

8.150
1.013
2.515
3.186
514

8.150
1.013
2.895
3.186
514

8.151
1.014
3.088
3.186
514

1.761

2.824

3.076

5.408

9.244

3.321

3.242

4.993

4.709

5.103

5.611

5.343

5.423

5.443

4.640

4.299

4.523

5.213

33.016

49.555

66.090

97.519

145.467

174.094

179.871

195.018

193.110

196.988

209.603

207.800

215.444

218.566

219.183

223.503

227.711

229.557

29
568

32
790

31
998

34
1.477

34
1.702

35
2.153

35
2.185

35
2.227

35
2.266

35
2.290

35
2.306

35
2.361

35
2.381

35
2.385

35
2.397

34
2.439

34
2.461

34
2.492

Penyaluran Dana iB

Ket:

1)

Tidak termasuk Gerai Muamalat

a. Financing
Rupiah
Foreign Exchange
b. Inter-Bank
c. Placements at BI
d. Money Instruments (not
including recapitalization bonds)

Capital Components
a. Paid-In Capital
b. Reserves
c. Current Earnings (Profit/Loss)
d. Retained Earnings (Profit/Loss)
e. Estimate of Additional Paid-In
Capital
f. Capital Loans
Bank Indonesia Syariah Money
Certificates (BUS & UUS)
Total Assets
Office Network
Total Banks
Total Bank Offices 1)
Note: 1) Excluding Gerai Muamalat

62

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 2.2 Kegiatan Usaha Bank Umum Syariah (BUS)

(Sharia Commercial Banks Operations (BUS))


Miliar Rp (Billion Rp)
2012
Indikator
Penyaluran Dana iB
a. Pembiayaan
Rupiah
Valas
b. Antar Bank
c. Penempatan di BI
d. Surat Berharga (tidak
termasuk obligasi rekap)

2007
25.663
20.717
19.602
1.115
672
3.286
766

e. Penyertaan
41
f. Tagihan Lainnya
182
Sumber Dana iB
23.960
a. DPK
21.966
Rupiah
20.880
Giro Wadiah
2.624
Deposito Mudharabah
10.555
Tabungan Mudharabah
7.702
Valas
1.085
Giro Wadiah
262
Deposito Mudharabah
823
Tabungan Mudharabah
b. Kewajiban Kepada BI
32
c. Antar Bank
1.049
d. Surat Berharga
329
e. Pinjaman yang Diterima
154
Rupiah
154
Valas
f. Kewajiban Lainnya
400
g. Setoran Jaminan
31
Komponen Modal
a. Modal Disetor
1.001
b. Cadangan
275
c. L/R tahun berjalan
459
d. L/R tahun Lalu
143
e. Perkiraan tambahan modal
132
disetor
f. Modal Pinjaman
Sertifikat Wadiah Bank
2.599
Indonesia (BUS & UUS)
Total Aset
27.286
Jaringan Kantor
Jumlah Bank
3
1)
398
Jumlah Kantor
Ket: 1) Tidak termasuk Gerai Muamalat

2008
33.026
26.109
24.422
1.688
1.016
3.827
1.859

2009
46.386
34.452
33.190
1.261
1.415
7.345
2.922

2010
76.602
56.357
53.864
2.493
1.968
12.642
5.203

2013

Indicator

2011
112.853
83.704
80.038
3.665
2.571
20.975
5.166

Okt

Nov

Des

126.942
104.224
99.375
4.849
2.704
12.557
6.846

130.555
107.307
102.279
5.028
2.939
12.879
6.846

142.148
112.396
106.987
5.410
3.071
19.189
6.988

Jan
138.439
112.650
107.063
5.587
2.208
16.176
6.887

Feb

Mar

Apr

Mei

140.681
115.033
109.440
5.593
2.188
15.227
7.642

148.935
119.508
113.768
5.739
2.865
18.696
7.345

148.649
121.647
115.841
5.806
3.422
15.089
8.034

152.618
124.586
118.698
5.888
3.243
16.116
8.194

Jun
155.651
128.102
121.955
6.147
3.476
15.464
8.104

Jul
156.813
131.049
124.787
6.262
2.610
14.749
7.891

Ags

Sep

Okt

159.573
131.117
124.479
6.638
2.387
17.524
7.906

163.521
133.376
126.326
7.051
2.874
17.872
8.333

164.740 Fund Disbursements iB


134.626
a. Financing
127.721
Rupiah
6.905
Foreign Exchange
2.503
b. Inter-Bank
18.028
c. Placements at BI
8.167
d. Money Instruments (not

including recapitalization bonds)


48
e. Equity participation
1.369
f. Other claims
154.844 Sources of Funds iB
137.014
a. Third Party Funds
129.465
Rupiah
11.371
Wadiah Demand Deposit
76.680
Mudharabah Time Deposits
41.414
Mudharabah Savings Accounts
7.548
Foreign Exchange
1.945
Wadiah Demand Deposit
5.131
Mudharabah Time Deposits
472
Mudharabah Savings Accounts
0
b. Liabilities at BI
10.528
c. Inter-Bank
1.797
d. Money Instruments
1.737
e. Loans received
1.737
Rupiah
Foreign Exchange
3.722
f. Other Liabilities
47
g. Guarantee Deposits

79
136
30.546
27.734
26.498
2.250
14.588
9.659
1.237
465
772
68
1.736
311
150
150
513
35

83
169
43.858
39.624
37.881
3.612
21.510
12.759
1.743
683
1.060
6
3.005
340
112
112
735
36

88
344
69.992
64.335
61.404
6.620
35.350
19.435
2.931
1.095
1.834
2
3
3.944
325
81
81
1.236
69

47
391
105.500
96.548
92.571
8.874
57.067
26.630
3.977
1.274
2.699
4
0
5.416
725
1.119
1.119
1.603
89

47
565
118.858
107.373
102.351
11.145
59.024
32.182
5.021
1.926
2.721
375
0
6.445
1.338
1.451
1.451
2.184
67

47
537
122.223
110.283
104.792
9.942
61.960
32.890
5.491
1.949
3.097
445
0
6.818
1.338
1.451
1.451
2.286
47

47
456
133.170
117.817
112.664
13.445
63.748
35.471
5.153
1.948
2.856
349
0
9.989
1.338
1.654
1.551
103
2.325
47

47
470
129.247
117.666
112.564
12.477
64.569
35.518
5.102
1.895
2.885
322
0
6.193
1.338
1.654
1.551
104
2.355
41

47
543
131.135
118.795
113.716
10.970
67.054
35.692
5.078
1.933
2.815
330
0
6.870
1.338
1.654
1.551
103
2.443
36

47
474
138.787
122.585
117.049
10.420
70.408
36.221
5.536
1.496
3.700
340
0
10.118
1.972
1.655
1.551
104
2.423
34

47
410
138.772
123.825
118.450
11.844
69.529
37.076
5.376
1.937
3.070
368
0
8.946
1.972
1.655
1.551
104
2.337
38

47
432
142.905
127.311
121.328
11.362
72.772
37.194
5.983
1.848
3.789
347
0
9.374
1.972
1.656
1.552
104
2.560
32

47
459
145.243
127.885
121.387
11.824
71.843
37.721
6.498
1.771
4.301
426
0
10.968
1.972
1.738
1.552
186
2.648
32

47
466
147.488
130.834
124.732
12.318
73.248
39.166
6.103
1.889
3.843
371
0
10.504
1.781
1.737
1.737
2.591
40

47
593
150.382
133.690
126.739
12.380
74.613
39.746
6.952
1.803
4.761
387
0
10.285
1.781
1.737
1.737
2.847
42

47
1.018
153.940
135.083
127.700
11.173
75.572
40.956
7.382
1.893
5.058
431
0
11.755
1.797
1.737
1.737
3.522
46

1.701
335
499
138
466

1.946
449
499
295
468

5.965
491
776
499
516

6.611
579
1.065
1.054
816

6.911
914
1.563
1.824
618

6.911
913
1.740
1.824
618

7.211
913
1.790
1.829
618

7.211
915
212
3.866
618

7.196
915
380
3.866
618

7.498
944
627
3.296
618

7.603
943
771
3.216
516

7.603
1.004
888
3.157
-

8.152
1.004
1.036
3.122
514

8.151
1.013
1.160
3.112
514

8.150
1.013
1.312
3.112
514

8.150
1.013
1.495
3.112
514

8.151
1.014
1.610
3.112
514

2.824

3.076

5.408

9.244

3.321

3.242

4.993

4.709

5.103

5.611

5.343

5.423

5.443

4.640

4.299

4.523

5.213

34.036

48.014

79.186

116.930

132.252

135.892

147.581

143.746

145.924

153.730

153.442

158.849

161.011

163.433

166.383

170.218

171.400

5
576

6
711

11
1.215

11
1.390

11
1.675

11
1.703

11
1.734

11
1.769

11
1.790

11
1.801

11
1.847

11
1.859

11
1.876

11
1.871

11
1.909

11
1.926

11
1.939

Capital Components
a. Paid-In Capital
b. Reserves
c. Current Earnings (Profit/Loss)
d. Retained Earnings (Profit/Loss)
e. Estimate of Additional Paid-In
Capital
f. Capital Loans
Bank Indonesia Syariah Money
Certificates (BUS & UUS)
Total Assets
Office Network
Total Banks
Total Bank Offices 1)
Note: 1) Excluding Gerai Muamalat

63

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 2.3 Kegiatan Usaha Unit Usaha Syariah (UUS)

(Sharia Business Unit Operations (UUS))


Miliar Rp (Billion Rp)
2012
Indikator

2007

2008

2009

2010

Indicator
Okt

Penyaluran Dana iB
a. Pembiayaan
Rupiah
Valas
b. Antar Bank
c. Penempatan di BI
d. Surat Berharga (tidak
termasuk obligasi rekap)

10.099
7.227
6.910
318
996
1.254
622

15.238
12.090
11.457
632
962
1.362
824

17.969
12.435
11.748
687
1.621
3.048
864

18.282
11.824
10.953
871
2.170
3.751
530

2013

2011
28.127
18.952
17.809
1.143
2.276
6.152
736

40.747
31.358
29.122
2.236
2.454
5.964
971

Nov
42.909
33.011
30.809
2.202
2.383
6.678
824

Des
46.414
35.109
32.894
2.215
2.933
7.524
834

Jan

Feb

Mar

48.544
37.023
34.747
2.275
2.630
8.025
851

50.383
39.039
36.733
2.306
2.563
7.845
925

55.245
41.573
39.213
2.360
3.270
9.396
1.002

Apr

Mei

53.790
41.760
39.782
1.977
2.920
8.110
998

55.969
42.673
40.075
2.598
3.422
8.920
950

Jun

Jul

Ags

Sep

Okt

56.554
43.126
40.219
2.907
3.751
8.749
925

55.013
43.437
40.591
2.846
3.170
7.191
1.215

55.290
43.420
40.445
2.975
2.966
7.623
1.281

56.669
43.943
40.846
3.097
3.305
8.135
1.286

including recapitalization bonds)

e. Penyertaan
f. Tagihan Lainnya
Sumber Dana iB
a. DPK
Rupiah
Giro Wadiah
Deposito Mudharabah
Tabungan Mudharabah
Valas
Giro Wadiah
Deposito Mudharabah
Tabungan Mudharabah
b. Kewajiban Kepada BI
c. Antar Bank
d. Surat Berharga
e. Pinjaman yang Diterima
Rupiah
Valas
f. Kewajiban Lainnya
g. Setoran Jaminan
Komponen Modal
a. Modal Disetor
b. Cadangan
c. L/R tahun berjalan
d. L/R tahun Lalu
e. Perkiraan tambahan modal
disetor
f. Modal Pinjaman
Sertifikat Wadiah Bank
Indonesia (BUS & UUS)

7.061
6.045
6.003
836
3.416
1.751
42
29
13
902
21
1
1
73
19

10.044
9.118
8.952
1.490
4.684
2.777
166
33
98
35
684
0
0
214
29

1
13.903
12.648
12.385
1.791
6.974
3.620
263
116
51
96
712
400
400
111
33

7
13.191
11.702
11.403
1.294
6.856
3.253
298
47
35
217
981
402
402
86
21

12
20.908
18.867
18.339
1.804
10.875
5.660
528
54
165
308
1.232
199
401
401
180
30

1
29.323
27.080
24.901
1.981
15.084
7.836
2.179
43
1.675
461
1.333
199
401
401
269
40

13
30.708
28.388
26.099
2.217
15.963
7.919
2.289
50
1.799
440
1.383
199
400
400
298
39

14
32.234
29.695
27.883
2.238
16.828
8.817
1.812
78
1.300
435
1.587
199
401
401
309
42

16
33.684
31.065
29.055
2.132
18.313
8.610
2.009
74
1.515
420
1.716
199
401
401
264
39

11
34.596
32.000
30.026
2.014
19.191
8.822
1.974
62
1.509
403
1.688
199
401
401
268
39

4
38.037
34.379
31.983
2.069
20.391
9.523
2.397
83
1.924
390
2.674
199
401
401
345
38

3
38.151
34.694
32.574
2.186
21.119
9.269
2.120
77
1.634
409
2.460
199
401
401
355
42

4
40.020
36.547
33.904
2.405
22.055
9.445
2.643
75
2.130
438
2.486
199
401
401
343
43

3
39.716
36.081
33.820
2.334
21.809
9.677
2.261
71
1.724
466
2.523
199
401
401
468
43

0
38.628
35.619
33.548
2.500
20.713
10.335
2.072
69
1.563
439
1.938
199
401
401
429
41

1
38.901
36.532
34.696
2.612
21.737
10.347
1.836
76
1.285
475
1.362
199
402
402
367
39

1
39.836
36.618
34.536
2.379
21.670
10.487
2.082
76
1.499
507
2.191
200
402
402
390
36

16
81
6
-

51
(66)
14
-

291
20
-

275
28
-

410
15
-

770
66
-

837
66
-

752
66
-

147
382
-

279
349
-

417
218
-

590
194
-

748
190
-

886
75
-

1.026
75
-

1.203
75
-

1.400
75
-

2.599

2.824

3.076

5.408

9.244

3.321

3.242

4.993

4.709

5.103

5.611

5.343

5.423

5.443

4.640

4.299

4.523

Total Aset
Jaringan Kantor
Jumlah Bank
Jumlah Kantor 1)

9.252

15.519

18.076

18.333

28.536

41.842

43.979

47.437

49.364

51.064

55.873

54.358

56.595

57.555

55.750

57.120

57.492

26
170

27
214

25
287

23
262

23
312

24
478

24
482

24
493

24
497

24
500

24
505

24
514

24
522

24
509

24
526

23
530

23
535

Ket:

1)

Tidak termasuk Gerai Muamalat

57.423 Fund Disbursements iB


44.658
a. Financing
41.413
Rupiah
3.245
Foreign Exchange
3.330
b. Inter-Bank
8.075
c. Placements at BI
1.351
d. Money Instruments (not

e. Equity participation
f. Other claims
9
40.110 Sources of Funds iB
37.004
a. Third Party Funds
34.784
Rupiah
2.521
Wadiah Demand Deposit
21.646
Mudharabah Time Deposits
10.617
Mudharabah Savings Accounts
2.220
Foreign Exchange
81
Wadiah Demand Deposit
1.642
Mudharabah Time Deposits
498
Mudharabah Savings Accounts
b. Liabilities at BI
2.112
c. Inter-Bank
200
d. Money Instruments
403
e. Loans received
403
Rupiah
Foreign Exchange
357
f. Other Liabilities
35
g. Guarantee Deposits
Capital Components
a. Paid-In Capital
b. Reserves
c. Current Earnings (Profit/Loss)
d. Retained Earnings (Profit/Loss)
e. Estimate of Additional Paid-In
Capital
f. Capital Loans
5.213 Bank Indonesia Syariah Money
Certificates (BUS & UUS)
1.478
75
-

Total Assets
Office Network
23
Total Banks
553
Total Bank Offices

58.157

Note:

1)

1)

Excluding Gerai Muamalat

64

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 2.4 Perkembangan Aset Perbankan Syariah

(Growth of Assets of Sharia Banks)


Miliar Rp (Billion Rp)
2012
Indikator

Bank Umum Syariah


Unit Usaha Syariah

2007

2008

2009

2010

2013

Indicator

2011
Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt
171.400 Syariah Commercial Banks

27.286

34.036

48.014

79.186

116.930

132.252

135.892

147.581

143.746

145.924

153.730

153.442

158.849

161.011

163.433

166.383

170.218

9.252

15.519

18.076

18.333

28.536

41.842

43.979

47.437

49.364

51.064

55.873

54.358

56.595

57.555

55.750

57.120

57.492

58.157 Syariah Business Units

65

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 2.5 Aktiva Produktif Perbankan Syariah

(Earning Assets of Sharia Banks)


Miliar Rp (Billion Rp)
2012
Indikator

2007

2008

2009

2010

2013

Indicator

2011
Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Pembiayaan iB

27.944

38.195

46.886

68.181

102.655

135.581

140.318

151.754

149.672

154.072

161.080

163.407

167.259

171.227

174.486

174.537

177.320

179.284 Financing iB

a. Lancar

25.494

35.076

41.931

63.006

95.480

126.370

130.331

142.501

138.708

142.250

148.795

151.022

153.769

157.839

161.418

159.983

163.497

165.368 a. Current

1.319

1.610

3.074

3.114

4.587

5.712

6.481

5.822

7.240

7.625

7.852

7.721

8.608

8.870

8.271

9.305

8.861

8.614 b. Special Mention

c. Kurang Lancar

321

525

435

677

1.075

1.218

1.153

995

1.272

1.355

1.355

1.473

1.663

1.387

1.647

1.895

1.492

1.452 c. Sub-Standard

d. Diragukan

267

224

582

332

297

767

739

557

596

715

628

713

740

729

812

801

900

e. Macet

543

759

865

1.052

1.216

1.515

1.615

1.878

1.857

2.127

2.450

2.478

2.480

2.403

2.339

2.554

2.569

2.924 e. Lost

1.131

1.509

1.882

2.061

2.588

3.499

3.506

3.430

3.725

4.197

4.434

4.664

4.883

4.518

4.798

5.249

4.962

5.302 Non Performing Financing

b. Dalam Perhatian Khusus

Non Performing Financing


(Nominal)
Rasio Non Performing Loan (%)

4,05

3,95

4,01

3,02

2,52

2,58

2,50

2,26

2,49

2,72

2,75

2,85

2,92

2,64

2,75

3,01

2,80

926 d. Doubtful

(Nominal)
2,96 Non Performing Loan Ratio (%)

66

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 2.6 Komposisi DPK Perbankan Syariah

(Composition of Third Party Funds of Sharia Banks)


Miliar Rp (Billion Rp)
Desember 2008

Desember 2009

Komposisi thdp
total DPK (%)

Indikator
Nominal

(Composition
to Total Third
Party Funds)

Desember 2010

Komposisi thdp
total DPK (%)
Nominal

(%)

(Composition
to Total Third
Party Funds)

Desember 2011

Komposisi thdp
total DPK (%)
Nominal

(%)

(Composition
to Total Third
Party Funds)

Oktober 2012

Komposisi thdp
total DPK (%)
Nominal

(%)

(Composition
to Total Third
Party Funds)

Desember 2012

Komposisi thdp
total DPK (%)
Nominal

(%)

(Composition
to Total Third
Party Funds)

Oktober 2013

Komposisi thdp
total DPK (%)
Nominal

(%)

(Composition
to Total Third
Party Funds)

Komposisi thdp
total DPK (%)
Nominal

(%)

Indicator

(Composition
to Total Third
Party Funds)
(%)

Giro Wadiah iB

4.238

11,50

6.202

11,86

9.056

11,91

12.006

11,79

15.094

11,23

17.708

12,00

15.918

9,15 Demand Deposit iB

Rupiah

3.741

10,15

5.403

10,34

7.914

10,41

10.678

10,49

13.126

9,76

15.683

10,63

13.892

7,98

Rupiah

498

1,35

798

1,53

1.142

1,50

1.329

1,30

1.969

1,46

2.026

1,37

2.026

1,16

Foreign Exchange

20.143

54,66

29.595

56,62

44.075

57,97

70.806

69,55

78.504

58,39

84.732

57,44

105.100

19.273

52,30

28.484

54,49

42.206

55,51

67.942

66,74

74.108

55,12

80.576

54,62

98.327

56,50

870

2,36

1.111

2,13

1.869

2,46

2.864

2,81

4.396

3,27

4.155

2,82

6.773

3,89

12.471

33,84

16.475

31,52

22.906

30,13

32.602

32,02

40.854

30,39

45.072

30,55

53.000

30,46 Savings iB

12.436

33,74

16.379

31,33

22.688

29,84

32.290

31,72

40.018

29,76

44.288

30,02

52.030

29,90

35

0,10

96

0,18

218

0,29

312

0,31

836

0,62

784

0,53

970

0,56

36.852

100

52.271

100

76.036

100

115.415

113,37

134.453

100,00

147.512

100,00

174.018

35.449

96,19

50.266

96,16

72.807

95,75

110.910

108,94

127.252

94,64

140.547

95,28

164.249

94,39

1.403

3,81

2.006

3,84

3.229

4,25

4.505

4,42

7.200

5,36

6.965

4,72

9.769

5,61

Valas

Deposito Mudharabah iB
Rupiah
Valas

Tabungan Mudharabah iB
Rupiah
Valas

Total DPK iB
Rupiah
Valas

60,40 Deposits iB

Rupiah
Foreign Exchange

Rupiah
Foreign Exchange

100,00 Total Third Party Funds iB

Rupiah
Foreign Exchange

67

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 2.7 Tingkat Bagi Hasil Rata-rata DPK Bank Syariah

(Average of Profit Sharing Rates of Third Party Fund of Sharia Banks)


Persen (Percent)
2012
Indikator

2007

2008

2009

2010

2013

Indicator

2011
Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt
Wadiah Demand Deposit iB

Giro iB
Rupiah

1,07

1,21

1,04

1,26

2,15

0,97

1,19

1,01

1,07

0,90

0,78

1,24

0.71r)

0,77

0,81

0,76

0,76

0,84

Rupiah

Valas

1,08

0,95

0,38

0,77

1,13

0,25

0,25

0,26

0,26

0,26

0,27

0,28

0,14

0,18

0,11

0,12

0,11

0,12

Foreign Exchange
Mudharabah Deposits iB

Deposito iB
Rupiah

7,97

8,61

7,48

7,03

7,46

6,32

6,22

6,33

6,22

5,52

4,20

4,06

5,10

5,10

5,31

5,38

5,14

5,21

Rupiah

Valas

5,71

2,69

3,18

4,35

3,36

2,61

2,24

2,89

2,64

2,57

1,70

1,76

2,53

2,90

3,22

3,19

2,69

2,60

Foreign Exchange
Mudharabah Saving iB

Tabungan iB
r)

Rupiah

3,32

3,61

2,76

3,08

3,23

2,34

2,25

2,41

2,47

2,15

1,87

1,84

5.31

5,44

5,44

5,50

5,40

5,33

Rupiah

Valas

0,63

0,92

1,01

0,92

0,87

1,41

0,51

0,68

0,67

0,93

0,69

2,29

0,76

0,86

0,78

0,78

0,44

0,45

Foreign Exchange

r) Angka-angka diperbaiki

r) Revised figures

68

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 2.8 Tingkat Margin Rata-rata Pembiayaan Berdasarkan Sektor Ekonomi

(Average of Margin Rates of Financing Based on Sector Economic)


Persen (Percent)
2012
Sektor Ekonomi

2007

2008

2009

2010

2011
Okt

1. Pertanian, perburuan dan sarana


pertanian
Rupiah

Sektor Ekonomi
Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

16,34

17,78

14,91

13,72

14,03

13,42

15,07

14,58

14,35

14,37

16,02

14,33

13,34

14,69

14,05

15,14

15,13

15,97

16,36

17,78

14,97

14,04

14,13

13,49

15,23

15,19

14,92

14,92

16,24

14,44

13,41

14,83

14,17

15,32

15,30

0,00

0,00

0,00

12,11

9,89

12,05

12,05

12,05

11,06

11,05

11,05

12,05

12,05

12,05

12,05

12,05

12,05

12,05

12,59

15,57

15,44

16,29

12,22

11,25

11,45

11,36

11,04

11,32

12,53

12,75

13,06

12,65

12,61

13,18

12,22

12,46

13,96

10,39

14,20

14,32

13,70

13,17

13,17

13,03

12,87

13,23

15,27

15,51

15,68

15,43

14,98

15,94

15,21

15,30

Rupiah

10,33

22,74

18,51

19,03

9,60

7,73

8,14

7,99

7,96

8,19

8,09

8,16

8,10

8,19

8,26

8,25

7,85

7,66

Valas

15,01

14,68

15,48

13,99

13,49

12,85

12,49

12,18

11,73

11,78

11,49

11,64

11,18

11,10

13,78

11,21

11,25

11,29

3. Manufacturing

Rupiah

16,33

15,58

15,34

14,32

13,56

13,20

12,75

12,58

12,04

12,09

11,73

11,91

11,41

11,21

14,01

11,32

11,46

11,55

Rupiah

6,40

2,49

39,77

10,04

11,78

10,38

10,44

9,65

8,54

8,25

8,13

8,16

8,03

9,08

9,25

9,08

8,07

8,06

15,40

13,90

15,30

15,34

14,03

13,03

13,05

12,91

12,64

12,66

12,59

12,02

11,98

11,46

11,42

11,38

11,31

11,05

15,80

18,97

16,18

16,31

14,56

13,73

13,84

13,77

13,55

13,59

13,44

12,70

12,68

12,69

12,60

12,60

12,62

12,49

9,27

10,42

10,76

7,86

10,30

9,13

9,09

8,90

9,06

9,05

9,05

9,03

9,02

8,24

8,51

8,50

8,29

8,04

15,51

13,67

13,49

14,32

14,32

13,98

14,00

13,95

13,76

13,72

13,61

13,04

12,70

12,67

12,83

12,73

13,33

12,29

16,03

13,90

14,15

14,63

14,54

14,52

14,51

14,46

14,15

14,11

13,97

13,42

13,00

13,05

13,10

12,99

13,44

12,45

3,20

8,85

4,60

9,91

12,11

10,47

10,47

10,62

10,98

10,92

10,87

9,12

9,14

8,24

9,35

9,41

11,88

9,79

15,78

17,00

19,34

19,64

19,25

18,71

18,47

18,33

18,50

18,51

17,85

18,51

17,89

17,66

17,62

17,56

17,61

17,86

Rupiah

15,75

17,08

19,49

20,18

19,60

19,05

18,87

18,74

18,92

18,91

18,22

18,92

18,28

18,01

17,97

17,95

18,09

18,26

Valas

16,40

15,00

12,04

9,32

8,99

9,16

9,25

9,14

9,16

9,19

8,97

8,97

8,36

9,09

9,35

9,35

8,58

9,09

14,28

16,00

15,24

15,49

15,08

14,32

14,21

13,96

13,49

13,48

13,40

13,48

13,31

12,95

13,28

13,18

12,96

12,68

15,54

16,85

15,80

16,38

16,20

15,62

15,48

15,40

14,55

14,51

14,46

14,38

14,20

14,37

14,40

14,35

14,45

14,40

6,75

9,49

8,12

9,60

9,12

9,27

9,23

8,94

8,71

8,72

8,67

10,07

9,99

8,30

9,70

9,71

9,24

8,09

15,19

15,97

15,26

15,03

14,37

14,20

14,32

13,86

14,10

14,10

13,86

13,80

13,75

13,74

13,81

13,78

14,00

13,63

8. Business Services

15,85

16,82

15,54

15,38

14,51

14,34

14,46

13,98

14,20

14,22

13,98

13,93

13,87

13,86

13,95

13,92

14,18

13,67

Rupiah

6,57

3,93

8,22

5,88

8,89

8,50

8,38

8,61

8,97

8,56

9,03

8,79

9,48

9,44

9,21

9,19

10,32

11,99

Foreign Exchange

12,95

14,04

16,89

17,91

14,57

12,60

12,95

12,76

14,50

13,23

12,56

11,12

12,21

11,20

19,24

17,95

12,20

12,62

12,95

14,04

16,89

17,91

14,67

12,55

12,92

12,74

14,50

13,21

12,55

11,09

12,20

11,17

19,35

18,04

12,45

12,57

8,00

7,98

15,94

14,38

14,41

14,44

14,41

12,95

12,91

13,01

12,74

12,75

12,56

9.09*

15.37*

2. Pertambangan
Rupiah

Valas
4. Listrik, gas dan air
Rupiah
Valas
5. Konstruksi
Rupiah
Valas
6. Perdagangan, restoran dan hotel

7. Pengangkutan, pergudangan dan


komunikasi
Rupiah
Valas
8. Jasa Dunia usaha
Rupiah
Valas
9. Jasa sosial/masyarakat
Rupiah
Valas

0,00

0,00 -

10. Lain-lain

11,49

11,60

11,04

10,17

9,68

11,11

11,18

10,29

10,69

10,73

10,76

10,79

11,36

10,73

10,78

10,83

15,81

10,79

Rupiah

11,58

11,82

11,41

10,47

9,99

11,24

11,30

10,63

11,00

11,05

11,08

11,10

11,80

11,11

11,12

11,20

16.41*

11.20*

0,47

0,09

0,13

0,70

0,78

0,70

0,74

0,36

1,35

1,45

1,09

1,11

0,88

0,80

0,97

0,99

0,73

0,49

Valas
1)

1. Agriculture, hunting and


agricultural facilities
Rupiah

15,97

Valas

3.

1)

2013

Ket: terdapat formulasi baru untuk perhitungan bagi hasil akad ijarah
*) Angka-angka sementara

Note:

1)

Foreign Exchange
2. Mining
Rupiah
Foreign Exchange

Foreign Exchange
4. Electricity, gas and water
Rupiah
Foreign Exchange
5. Construction
Rupiah
Foreign Exchange
6. Trade, restaurants and hotels
Rupiah
Foreign Exchange
7. Transportation, warehousing
and communications
Rupiah
Foreign Exchange

9. Social Services
Rupiah
Foreign Exchange
10. Others
Rupiah
Foreign Exchange

there is a new formulation for the calculation of the results ijara contract
*) Provisional figures

69

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 2.9 Tingkat Margin Rata-rata Pembiayaan Berdasarkan Jenis Penggunaan

(Average of Margin Rates of Financing Based on Type of Use)


Persen (Percent)
2012
Jenis Penggunaan

2007

2008

2009

2010

2011
Okt

1)

2013

Type of Use
Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt
Working Capital

Modal Kerja

15,51

16,49

16,99

16,55

15,33

14,71

14,73

14,33

14,51

14,35

14,07

13,92

13,89

13,66

15,12

14,66

14,00

13,69

Rupiah

15,92

19,34

17,15

16,96

15,65

15,03

15,05

14,63

14,86

14,69

14,38

14,20

14,16

13,93

15,48

15,02

14,46

14,04

8,51

4,26

12,55

10,56

9,67

9,34

9,36

9,29

9,21

9,13

9,07

8,87

9,36

8,48

8,89

8,87

8,72

8,10

Investasi

13,87

13,67

13,75

14,54

14,42

14,20

14,19

13,96

14,06

14,00

13,81

13,73

13,52

13,28

13,42

13,33

13,37

13,36

Investment

Rupiah

14,59

18,04

14,22

14,82

14,74

14,61

14,60

14,37

14,48

14,41

14,19

14,11

13,87

13,75

13,80

13,73

13,75

13,68

Rupiah

7,41

2,23

7,65

8,88

10,14

9,64

9,68

9,48

9,51

9,53

9,59

9,61

9,03

9,07

9,61

9,61

10,18

10,48

Foreign Exchange

11,48

11,58

11,03

10,16

9,68

11,11

11,17

10,38

10,77

10,82

10,85

10,88

11,47

10,84

10,90

10,94

15,99

10,93

11,56

14,32

11,40

10,47

9,99

11,23

11,29

10,72

11,09

11,14

11,17

11,20

11,91

11,24

11,25

11,33

16,60

11,33

0,47

0,01

0,13

0,70

0,78

0,70

0,74

0,36

1,35

1,45

1,09

1,12

0,88

0,81

0,97

0,99

0,82

0,65

Valas

Valas

Konsumsi
Rupiah
Valas

Ket: 1) terdapat formulasi baru untuk perhitungan bagi hasil akad ijarah

Note:

1)

Rupiah
Foreign Exchange

Consumption
Rupiah
Foreign Exchange

there is a new formulation for the calculation of the results ijara contract

70

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 2.10 Kegiatan Usaha BPR Syariah

(Sharia Rural Banks Operation)


Miliar Rp (Billion Rp)
2012
Indikator

2007

2008

2009

2010

2013

Indicator

2011
Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

1.107

1.591

1.995

2.586

3.328

4.230

4.326

4.459

4.519

4.597

4.666

4.746

4.840

4.924

4.984

5.112

5.215

5.299 Disbursement of Fund iB

877
230

1.257
334

1.587
408

2.060
525

2.676
652

3.465
765

3.530
797

3.554
906

3.566
954

3.658
940

3.749
916

3.892
855

4.033
807

4.160
764

4.261
723

4.241
872

4.316
900

4.354
944

Sumber Dana iB
Dana Pihak Ketiga
Tabungan iB Wadiah
Tabungan iB Mudharabah
Deposito iB Mudharabah
Antar Bank Passiva
Pinjaman yang Diterima
Kewajiban Lainnya

937
708
87
204
417
174
52
3

849
570
10
280
280
8
271

1.679
1.251
234
319
697
353
57
18

2.196
1.604
285
374
945
521
52
19

2.892
2.095
412
448
1.235
694
80
23

3.711
2.776
499
535
1.743
823
85
26

3.787
2.842
512
542
1.787
817
99
28

3.911
2.938
527
590
1.820
855
91
27

3.945
2.984
547
561
1.876
859
74
27

4.026
3.062
542
582
1.938
877
52
35

4.097
3.133
553
603
1.977
874
52
38

4.160
3.177
562
600
2.015
886
59
39

4.223
3.216
557
599
2.060
909
60
39

4.295
3.209
556
561
2.092
995
53
37

4.367
3.240
538
556
2.146
1.038
52
37

4.496
3.340
575
581
2.184
1.056
55
33

4.583
3.411
603
610
2.198
1.080
55
38

4.653 Source of Funds iB


3.458
Third Party Funds
607
Wadiah Savings iB
627
Mudharabah Savings iB
2.224
Deposit Mudharabah iB
1.102
Interbank Liabilities
54
Loan received
39
Other Liabilities

Beberapa Komponen Modal

214

265

1.240

434

501

590

611

616

623

614

602

617

630

646

649

656

687

706 Some Components of Capital

Modal Disetor
Cadangan
L/R Tahun berjalan
L/R Tahun Lalu

176
21
27
(9)

222
28
30
(15)

347
42
70
(25)

390
50
87
(26)

460
63
91
(24)

470
61
103
(24)

472
61
106
(24)

478
62
10
74

481
64
21
48

487
77
32
7

504
78
45
(9)

523
81
55
(28)

529
81
67
(30)

531
81
72
(35)

544
81
65
(35)

551
82
89
(35)

554
82
105
(36)

Penyaluran Dana iB
Pembiayaan iB
Antar Bank Aktiva iB

751
456
55
(22)

Financing iB
Interbank Assets iB

Paid-In Capital
Reserves
Current Earnings (Profit/Loss)
Current Earnings (Profit/Loss)

71

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 2.11 Aset dan Pembiayaan BPR Syariah

(Asset and Financing of Sharia Rural Bank)


Miliar Rp (Billion Rp)
2012
Indikator

2007

2008

2009

2010

2013

Indicator

2011
Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

1.203

1.693

2.126

2.739

3.520

4.461

4.555

4.699

4.746

4.830

4.897

4.983

5.074

5.170

5.247

5.361

5.488

5.591 Assets

882

1.257

1.587

2.060

2.676

3.465

3.530

3.554

3.566

3.658

3.749

3.892

4.033

4.160

4.261

4.241

4.316

4.354 Financing iB

807

1.151

1.475

1.927

2.512

3.229

3.290

3.335

3.319

3.389

3.479

3.607

3.723

3.859

3.948

3.906

3.989

4.029

Kurang Lancar

22

35

31

39

49

80

83

73

92

100

97

104

117

105

110

113

111

112

Diragukan

22

21

31

30

45

56

54

52

52

57

58

60

70

73

73

75

74

76

Macet

31

49

50

65

70

100

103

94

102

111

115

121

123

123

130

146

142

138

75

105

112

134

164

237

240

219

246

268

270

285

310

302

313

335

327

326 Non Performing Financing (Nominal)

8,56

8,38

7,03

6,50

6,11

6,83

6,80

6,15

6,91

7,33

7,20

7,32

7,69

7,25

7,35

7,89

7,58

7,48 Non Performing Financing (%)

Aset
Pembiayaan iB
Lancar

Non Performing Financing (Nominal)

Non Performing Financing (%)

Current
Sub Standard
Doubtful
Lost

72

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 2.12 Jaringan Kantor Perbankan Syariah

(Sharia Bank Office Network)


2012
Indikator

2007

2008

2009

2010

2013

Indicator

2011
Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt
Sharia Commercial Banks

Bank Umum Syariah (BUS)


Jumlah Bank
Jumlah Kantor

11

11

11

11

11

11

11

11

11

11

11

11

11

11

11

398

576

711

1.215

1.390

1.675

1.703

1.734

1.769

1.790

1.801

1.847

1.859

1.876

1.871

1.909

1.926

1.939

Jumlah Kantor

Total Bank Offices

Sharia Business Units

Unit Usaha Syariah (UUS)


Jumlah Bank

Total Banks

26

27

25

23

24

24

24

24

24

24

24

25

24

24

24

24

23

23

170

214

287

262

312

478

482

493

497

500

505

514

522

509

526

530

535

553

Total Banks
Total Bank Offices

Sharia Rural Bank

BPR Syariah
r

Jumlah Bank

114

131

139

150

155

156

156

158

158

158

159

159

159

159

160 )

160

160

160

Total Banks

Jumlah Kantor

185

202

223

286

364

390

390

401

398

395

399

386

399

397

398

398

413

399

Total Bank Offices

r) Angka-angka diperbaiki

r) Revised figures

73

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 2.13 Kinerja Bank Umum Syariah

(Sharia Commercial Bank Performance)


Miliar Rp (Billion Rp)
Indikator

2007

2008

2009

2010

2011

Okt

2012
Nov

Des

Jan

Feb

Mar

Apr

Mei

r)

2013
Jun

Jul

Ags

Sep

Okt

Indicator

CAR (%)
- Modal
- ATMR

16,76
9.578
57.156

16,63
11.297
67.936

14,54
13.499
92.867

14,60
13.638
93.401

14,14
13.866
98.071

15,29
15.021
98.263

15,20
15.054
99.059

14,30
15.166
106.040

14,72
15.349
104.299

14,28
15.520
108.680

14,32
15.871
110.861

15,28
16.266
106.476

14,71
16.084
109.354

14,19
16.140
113.722

12,45 CAR (%)


- Capital
16.247
- Risk Weighted Assets
130.446

KAP
APYD terhadap Aktiva Produktif
- APYD
- Total Aktiva Produktif

96,84
2.121
67.230

94,38
757
13.471

97,88
316
14.905

97,90
323
15.367

97,34
3.341
125.551

96,92
3.839
124.603

96,65
4.253
126.927

96,61
4.469
131.835

96,66
4.492
134.625

96,54
4.868
140.817

96,78
4.554
141.317

96,91
4.380
141.541

96,59
4.913
144.145

96,80
4.457
139.412

96,64
4.967
147.760

1,77
936
53.024

1,20
949
79.144

1,73
1.775

1,53
1.606

2,04
2.184

2,34
2.559

2,22
2.491

2,29
2.627

2,25
2.653

2,02
2.445

2,05
2.545

2,23
2.830

1,77
2.297r)

r)

1,46
1.924

1,55
2.091

102.520

104.809

107.114

109.385

112.146

114.875

117.890

121.117

124.112

126.978

129.429r)

132.122

134.740

1,59
960
60.268
82,38
4.368
5.302

1,59
1.460
92.058
81,65
6.378
7.812

1,92
2.300
119.994
76,26
6.078
7.970

1,94
2.326
120.036
76,21
6.768
8.880

1,94
2.397
123.667
76,35
7.678
10.057

2,14
3.076
143.727
76,60
726
948

1,92
2.777
144.891
76,86
1.447
1.883

1,95
2.878
147.837
81,64
2.439
2.988

1,94
2.891
149.254
76,32
3.077
4.032

1,58
2.411
152.792
81,50
4.243
5.206

1,65
2.543
154.159
79,86
5.072
6.351

1,57
2.423
154.656
75,68
5.464
7.220

1,54
2.402
155.990
83,30
7.845
9.418

1,43
2.247
156.782
81,52
8.527
10.460

1,48
2.334
158.232
84,11
10.387
12.350

16,76
9.578
57.156

19,64
16.779
85.448

18,70
17.670

18,79
18.401

18,04
18.689

18,01
18.416

18,12
19.040

18,77
20.579

21,56
23.919

16,53
18.511

16,73
19.466

16,12
19.181

17,03
19.932

16,32
19.844

16,21
19.552

94.494

97.922

103.588

102.257

105.093

109.610

110.936

111.990

116.334

118.997

117.050

121.573

120.611

FDR (%)

87,60

91,41

118,23

118,38

120,65

117,65

118,42

121,50

120,05

119,88

121,71

121,71

119.36*

121,05

120,24

- Pembiayaan

56.357

32.165

126.942

130.555

142.148

138.439

140.681

148.935

148.649

152.618

155.651

155.651

164.740

Financing

- Dana Pihak Ketiga

64.335

35.186

107.373

110.283

117.817

117.666

118.795

122.585

123.825

127.311

127.885

127.885

159,573*
133,690*

163.521

135.083

137.014

Third Party Funds

Rentabilitas
NOM (%)
- Pendapatan
- Rata-rata Aktiva
ROA (%)
- Laba
- Rata-Rata total aset
BOPO (%)
- Biaya Operasional
- Pendapatan
Likuiditas
Short Term Mistmach (%)
- Aktiva Jangka Pendek
- Kewajiban Jangka

*) Angka-angka sementara
r) Angka-angka diperbaiki

Earning Assset Quality


Classified Earning assets to
- Classified Earning Assets
- Total Earning assets
Profitability
NOM (%)
- Net Operations Income
-

Average Earning Assets

ROA (%)
- Profit
- Average Assets
Operating Expenses to Operations
- Operations Expenses
- Operations Income
Liquidity
Short Term Mistmach (%)
- Short-Term Assets
-

Short-Term Liabilities

FDR (%)

*) Provisional figures
r) Revised figures

74

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 2.14 Bank Umum Syariah Berdasarkan Tingkat Rasio

(Sharia Commercial Based on Ratios)


2012
Indikator

2007

2008

2009

2010

2013

2011
Okt

Nov

Des

Jan

Feb

Mar

Indicator

Mei r)

Apr

Jun

Jul

Ags

Sep

Okt
Tier One Capital

Modal Inti
<100 miliar

<100 billion

>100 miliar

11

11

11

11

11

11

11

11

11

11

11

11

11

11

11

>100 billion
Capital Adequacy Ratio

CAR
<12%

<12%

>12%

10

11

11

11

10

10

10

11

10

>12%
Non Performing Loan Ratio

NPL
<5%

11

11

11

11

11

11

11

11

11

11

11

11

11

11

11

<5%

>5%

>5%
Return on Asset Ratio

ROA
<1,5%

<1,5%

>1,5%

>1,5%
Finance to Deposit Ratio

FDR
<50%
>50%
r) Angka-angka diperbaiki

0
0

0
0

0
0

1
10

0
11

0
11

0
11

0
11

0
11

0
11

0
11

0
11

0
11

0
11

0
11

0
11

0
11

0
11

<50%
>50%
r) revised figures

75

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

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76

DATA BPR
Indonesian Banking Statistics, Vol. 10, No. 7, June 2012

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 3.1 Kegiatan Usaha Bank Perkreditan Rakyat

(Rural Banks Operations)


Miliar Rp (Billion Rp)
2012
Indikator

2007

2008

2009

2010

2013

Indicator

2011
Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt
Fund Disbursements

Penyaluran Dana
a. Kredit
b. Antar Bank Aktiva

20.540

25.472

28.001

33.844

41.100

48.895

49.425

49.818

50.396

51.709

52.633

53.749

55.023

56.248

57.462

57.634

58.218

58.677

a. Credits

6.009

5.841

8.075

10.033

12.434

12.868

13.637

14.935

14.614

13.947

13.399

13.157

12.668

12.273

11.645

12.744

13.310

13.869

b. Inter-Bank Assets

Source of Funds

Sumber Dana
18.719

21.339

25.552

31.312

38.209

43.091

43.831

44.870

45.153

45.388

45.489

45.999

46.143

45.935

46.201

47.255

47.895

48.476

a. Third Party Funds

Deposito

12.701

14.204

17.280

21.455

26.174

29.538

29.958

30.401

30.581

30.690

30.771

30.908

31.068

31.174

31.723

32.345

32.600

32.903

Time Deposits

Tabungan

6.018

7.135

8.272

9.857

12.035

13.553

13.873

14.468

14.571

14.698

14.718

15.091

15.075

14.761

14.477

14.909

15.295

15.573

Savings Deposits

3.240

4.214

3.947

4.739

6.420

8.726

8.898

9.528

9.481

9.833

9.981

10.322

10.831

11.688

12.050

12.021

12.245

12.353

b. Inter-Bank Liabilities

c. Pinjaman yang Diterima

482

542

541

610

443

368

425

426

428

445

469

480

486

475

541

551

573

555

c. Loans received

d. Kewajiban Segera

189

250

328

373

389

387

408

466

462

454

504

504

442

472

503

442

448

439

d. Immediate Liabilities

a. DPK

b. Antar Bank Pasiva

Several Components of Capital

Beberapa Komponen Modal


2.776

3.241

4.072

4.757

5.517

6.128

6.182

6.227

6.272

6.306

6.341

6.391

6.510

6.568

6.719

6.769

6.825

6.896

a. Paid In Capital

b. Cadangan

828

1.098

1.033

1.272

1.465

1.721

1.710

1.726

1.837

1.908

1.959

2.028

2.087

2.080

2.033

1.999

2.034

2.005

b. Reserves

c. L/R Tahun Berjalan

663

849

1.158

1.447

1.853

2.002

2.216

2.328

211

425

647

882

1.132

1.367

1.556

1.759

2.022

2.288

c. Current Earnings

38

(100)

(118)

(157)

(125)

(1)

(24)

1.938

1.633

1.254

649

397

307

226

231

189

201

a. Modal Disetor

d. L/R Tahun Lalu

d. Retained Earnings
(Profit/Loss)

78

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 3.2 Kinerja Bank Perkreditan Rakyat

(Rural Banks Performance)


Miliar Rp (Billion Rp)
2012
Indikator

2007

2008

2009

2010

2013

Indicator

2011
Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

80,03

82,54

79,61

79,02

78,54

81,85

81,11

78,63

78,84

80,24

81,43

82,51

83,55

84,56

85,44

84,37

83,88

83,41 LDR (%)

- Total Kredit

20.684

25.480

28.012

33.878

41.144

48.949

49.474

49.866

50.443

51.762

52.687

53.803

55.087

56.313

57.522

57.694

58.281

58.737

Total Credit

- Penghimpunan Dana

21.696

25.944

29.496

36.420

44.836

51.204

52.264

54.535

54.234

54.716

54.896

55.754

56.404

56.974

57.645

58.627

59.584

60.367

Funds collected

4.149

4.926

5.691

6.450

7.551

8.600

8.730

8.880

9.744

9.797

9.807

9.454

9.530

9.618

9.680

9.752

9.894

10.057

Core Capital

7,98

9,88

6,90

6,12

5,22

5,39

5,33

4,75

5,13

5,17

5,25

5,21

5,09

4,98

4,97

5,22

5,12

1.639

2.516

1.932

2.070

2.146

2.635

2.632

2.369

2.587

2.672

2.764

2.801

2.803

2.798

2.855

3.009

2.981

3.011

Non Current Credits

20.540

25.472

28.001

33.844

41.100

48.895

49.425

49.818

50.396

51.709

52.633

53.749

55.023

56.248

57.462

57.634

58.218

58.677

Total Credit

2,39

2,61

3,08

3,16

3,32

3,73

3,68

3,46

3,75

3,74

3,77

3,81

3,87

3,80

3,70

3,57

3,62

LDR (%)

- Modal Inti
NPL (%)
- Kredit Non Lancar
- Total Kredit
ROA (%)
- L/R Tahun Berjalan
- Total Aktiva
ROE (%)
- L/R Tahun Berjalan
- Modal Disetor
- Cadangan Umum

5,13 NPL (%)

3,64 ROA (%)

663

849

1.158

1.447

1.853

2.002

2.216

2.328

211

425

647

882

1.132

1.367

1.556

1.759

2.022

2.288

Current Earnings (Profit/Loss)

27.741

32.533

37.554

45.742

55.799

64.409

65.698

67.397

67.610

68.284

68.645

69.446

70.240

71.901

72.091

73.858

74.440

75.491

Total Aktiva

20,98

22,67

25,08

26,71

29,46

34,14

34,10

32,63

35,18

35,17

35,30

35,69

35,92

35,73

34,15

33,56

34,01

34,32 ROE (%)

663

849

1.158

1.447

1.853

2.002

2.216

2.328

211

425

647

882

1.132

1.367

1.556

1.759

2.022

2.288

Current Earnings (Profit/Loss)

2.776

3.241

4.072

4.757

5.517

6.128

6.182

6.227

6.272

6.306

6.341

6.391

6.510

6.568

6.719

6.769

6.825

6.896

Paid In Capital

384

506

546

661

772

908

908

909

934

947

991

1.026

1.050

1.083

1.092

1.095

1.103

1.104

General Reserve

79

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 3.3 Perkembangan Aset BPR Berdasarkan Lokasi BPR

(Growth of Rural Banks Asset Based on Location)


Miliar Rp (Billion Rp)
Lokasi
1. Jawa Barat

2007

2008

2009

2010

2012

2011

Okt

2013

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Location
1. Jawa Barat

4.818

5.868

7.061

8.511

9.771

10.885

11.054

11.293

11.320

11.416

11.518

11.670

11.807

12.507

11.898

12.669

12.187

12.389

2. Banten

512

632

737

907

1.056

1.231

1.262

1.308

1.312

1.312

1.329

1.316

1.379

1.381

1.426

1.433

1.466

1.496

2. Banten

3. DKI Jakarta

489

571

708

922

1.341

1.509

1.511

1.579

1.546

1.556

1.571

1.594

1.608

1.625

1.725

1.673

1.628

1.627

3. DKI Jakarta

4. D.I Yogyakarta

1.409

1.634

1.848

2.250

2.610

2.947

2.997

3.097

3.088

3.123

3.139

3.117

3.152

3.212

3.232

3.295

3.330

3.383

4. D.I Yogyakarta

5. Jawa Tengah

6.723

7.790

9.190

10.899

12.851

14.363

14.669

14.938

14.929

14.920

15.033

15.115

15.195

15.309

15.372

15.685

16.043

16.373

6. Jawa Timur

3.616

4.030

4.739

5.607

6.562

7.670

7.822

7.898

7.967

8.027

8.094

8.139

8.276

8.410

8.520

8.639

8.796

8.837

18

23

25

30

33

38

39

39

38

38

38

38

38

39

39

39

39

40

8. Jambi

216

205

244

323

424

625

643

644

660

674

686

682

684

692

725

744

760

759

8. Jambi

9. Aceh

54

110

121

104

125

133

136

138

139

137

139

146

149

147

148

151

154

155

9. Aceh

10. Sumatera Utara

419

495

580

677

763

867

875

877

898

910

905

907

902

917

928

949

968

979

10. Sumatera Utara

11. Sumatera Barat

733

901

1.025

1.157

1.278

1.343

1.353

1.406

1.384

1.369

1.342

1.328

1.304

1.300

1.277

1.292

1.296

1.301

11. Sumatera Barat

12. Riau

392

491

601

735

899

997

1.002

1.015

1.009

1.004

997

1.037

1.024

1.028

1.015

1.027

1.043

1.040

12. Riau

13. Kepulauan Riau

620

855

1.349

2.161

2.836

3.383

3.408

3.425

3.402

3.368

3.384

3.399

3.403

3.444

3.587

3.713

3.785

3.802

13. Kepulauan Riau

14. Sumatera Selatan

336

394

520

645

834

975

983

996

996

1.001

1.012

1.018

1.009

1.019

1.025

1.003

984

985

14. Sumatera Selatan

20

25

50

54

56

59

55

55

53

53

54

55

53

67

67

70

15. Bangka Belitung

3.516

3.563

3.037

3.539

4.386

4.761

4.929

5.167

5.367

5.623

5.665

5.810

5.912

6.133

6.170

6.239

6.385

6.509

17. Kalimantan Selatan

167

260

250

348

389

385

385

396

391

396

402

403

398

393

392

400

402

408

17. Kalimantan Selatan

18. Kalimantan Barat

403

511

577

670

820

993

964

979

932

921

935

967

955

989

965

958

957

988

18. Kalimantan Barat

19. Kalimantan Timur

154

193

233

272

282

277

284

310

303

304

305

303

298

296

300

301

307

309

19. Kalimantan Timur

10

28

46

67

106

104

137

109

147

148

156

142

159

190

161

169

168

20. Kalimantan Tengah

21. Sulawesi Tengah

134

209

254

309

504

902

933

955

983

1.030

1.060

1.142

1.171

1.220

1.255

1.266

1.304

1.329

21. Sulawesi Tengah

22. Sulawesi Selatan

194

272

336

457

669

880

891

925

941

950

954

962

988

1.040

1.048

1.050

1.081

1.099

22. Sulawesi Selatan

23. Sulawesi Utara

171

194

241

395

625

764

789

820

847

841

850

878

891

905

924

952

959

958

23. Sulawesi Utara

47

57

65

68

80

95

98

103

104

103

104

103

105

105

109

110

112

114

24. Sulawesi Tenggara

23

21

26

29

30

33

33

35

33

33

33

33

33

33

33

33

34

34

375

456

535

585

716

806

826

840

857

867

844

852

860

832

841

846

866

896

1.851

2.318

2.663

3.431

4.801

5.904

6.117

6.326

6.339

6.500

6.443

6.584

6.757

6.934

7.085

7.264

7.416

7.501

35

64

109

153

200

225

228

253

252

249

250

250

258

258

281

306

303

309

29. Nusa Tenggara Timur

30. Maluku

160

210

210

217

391

632

654

747

717

683

716

740

765

788

808

825

848

856

30. Maluku

31. Papua

137

184

215

231

314

479

502

516

512

539

514

520

536

548

540

555

564

575

31. Papua

13

16

16

17

17

17

18

18

18

18

18

20

21

21

29

74

125

128

152

157

164

161

159

159

159

159

186

159

173

55.799

64.409

65.698

67.397

67.610

68.284

68.645

69.446

70.240

71.901

72.091

73.858

74.440

75.491

7. Bengkulu

15. Bangka Belitung


16. Lampung

20. Kalimantan Tengah

24. Sulawesi Tenggara


25. Sulawesi Barat

26. Gorontalo
27. Nusa Tenggara Barat
28. Bali
29. Nusa Tenggara Timur

32. Maluku Utara


33. Papua Barat

34. Lainnya

Total

27.741

32.533

37.554

45.742

5. Jawa Tengah
6. Jawa Timur
7. Bengkulu

16. Lampung

25. Sulawesi Barat


26. Gorontalo
27. Nusa Tenggara Barat
28. Bali

32. Maluku Utara


33. Papua Barat
34. Others
Total

80

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 3.4 Jumlah BPR Berdasarkan Total Aset

(Rural Banks Based on Total Assets)


Miliar Rp (Billion Rp)
2012
Total Aset

2007

2008

2009

2010

Total Asset
Okt

Total Aset BPR

85

56

46

25

2013

2011
16

Nov
15

Des
13

Jan
12

Feb
12

Mar
11

Apr
13

Mei
11

Jun
11

Jul
11

Ags
11

Sep
10

Okt
11

10 Total Asset Rural bank

< 1 Billion

< 1 Miliar
Total Aset BPR

651

536

429

341

264

240

239

229

229

227

227

228

230

226

229

230

225

217 Total Asset Rural bank

1 up to 5 Billion

1 s.d 5 Miliar
Total Aset BPR

527

511

479

433

387

331

328

333

320

317

310

305

290

290

278

269

265

261 Total Asset Rural bank

5 up to 10 Billion

5 s.d 10 Miliar
Total Aset BPR

554

669

779

907

1.002

1.083

1.087

1.079

1.092

1.099

1.103

1.095

1.110

1.114

1.123

1.132

1.140

1.151 Total Asset Rural bank

> 10 Billion

> 10 Miliar
Total

1.817

1.772

1.733

1.706

1.669

1.669

1.667

1.653

1.653

1.654

1.653

1.639

1.641

1.641

1.641

1.641

1.641

1.639

Total

81

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 3.5 Non Performing Loan Bank Perkreditan Rakyat

(NPL of Rural Bank)


Miliar Rp (Billion Rp)
2012
Kolektibilitas

2007

2008

2009

2010

2013

Collectibility

2011
Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

20.540

25.472

28.001

33.844

41.100

48.895

49.425

49.818

50.396

51.709

52.633

53.749

55.023

56.248

57.462

57.634

58.218

58.677 Credit

18.901

22.956

26.068

31.775

38.953

46.260

46.793

47.450

47.810

49.037

49.869

50.948

52.220

53.450

54.607

54.625

55.237

55.666

b. Kurang Lancar

407

1.039

457

514

495

699

688

577

732

781

809

806

780

782

809

899

856

862

b. Sub-Standard

c. Diragukan

319

342

335

398

420

470

480

453

469

476

479

498

495

518

533

553

576

566

c. Doubtful

d. Macet

913

1.135

1.140

1.158

1.231

1.466

1.464

1.339

1.386

1.415

1.476

1.496

1.528

1.499

1.513

1.558

1.549

1.583

Non Performing Loan (Nominal)

1.639

2.516

1.932

2.070

2.146

2.635

2.632

2.369

2.587

2.672

2.764

2.801

2.803

2.798

2.855

3.009

2.981

3.011 Non Performing Loan (Nominal)

Rasio Non Performing Loan (%)

7,98

9,88

6,90

6,12

5,22

5,39

5,33

4,75

5,13

5,17

5,25

5,21

5,09

4,98

4,97

5,22

5,12

5,13 Non Performing Loan Ratio (%)

Kredit
a. Lancar

a. Current

d. Lost

82

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 3.6 Non Performing Loan BPR Berdasarkan Lokasi

(NPL of Rural Banks Based On Location)


Miliar Rp (Billion Rp)
Lokasi

2007

2008

2009

2010

2012

2011

Okt

2013

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Location

Okt

379

408

417

427

455

530

530

501

525

538

557

565

555

560

565

592

585

590

1. Jawa Barat

2. Banten

42

43

70

81

85

99

98

89

97

97

97

102

103

103

109

116

117

119

2. Banten

3. DKI Jakarta

17

26

36

46

46

74

73

64

67

69

80

65

65

64

70

78

70

70

4. D.I Yogyakarta

83

80

80

103

109

139

136

115

128

133

140

149

142

148

151

160

150

151

4. D.I Yogyakarta

5. Jawa Tengah

614

591

618

658

675

770

762

687

734

747

764

778

784

787

777

801

789

805

5. Jawa Tengah

6. Jawa Timur

170

157

155

176

194

240

238

204

229

231

238

244

247

252

268

288

296

285

6. Jawa Timur

7. Bengkulu

8. Jambi

11

14

14

13

17

20

14

19

22

23

25

26

28

29

33

34

40

8. Jambi

9. Aceh

33

10

10

10

10

9. Aceh

10. Sumatera Utara

27

29

35

39

48

43

44

40

43

42

44

44

43

45

46

47

48

48

10. Sumatera Utara

11. Sumatera Barat

32

40

67

87

66

83

85

68

79

81

83

84

85

88

93

94

95

88

11. Sumatera Barat

12. Riau

14

18

27

40

49

92

91

89

97

101

100

104

109

108

111

118

114

116

22

37

62

66

62

76

91

85

83

88

82

81

83

78

88

13. Kepulauan Riau

14. Sumatera Selatan

16

20

24

31

27

32

37

34

41

43

46

43

47

48

53

54

54

79

14. Sumatera Selatan

15. Bangka Belitung

15. Bangka Belitung

58

909

84

52

51

72

69

57

72

77

77

79

75

73

80

94

92

80

16. Lampung

12

14

15

17

13

12

16

18

20

19

25

28

29

25

17. Kalimantan Selatan

18. Kalimantan Barat

13

17

19

17

16

30

29

27

30

32

34

32

32

31

32

33

31

24

18. Kalimantan Barat

19. Kalimantan Timur

10

27

30

24

29

29

29

30

29

29

30

31

31

31

31

33

31

19. Kalimantan Timur

20. Kalimantan Tengah

21. Sulawesi Tengah

10

10

10

15

10

11

12

12

12

13

21. Sulawesi Tengah

22. Sulawesi Selatan

11

11

13

19

15

15

16

13

15

17

16

16

16

15

16

20

18

18

22. Sulawesi Selatan

23. Sulawesi Utara

12

18

34

34

25

32

35

37

35

38

39

43

49

58

58

23. Sulawesi Utara

24. Sulawesi Tenggara

10

10

10

11

11

11

11

12

12

12

14

13

11

24. Sulawesi Tenggara

25. Sulawesi Barat

25. Sulawesi Barat

26. Gorontalo

26. Gorontalo

27. Nusa Tenggara Barat

30

33

40

64

69

81

83

79

82

84

87

85

82

69

67

73

72

72

28. Bali

78

71

126

98

95

116

112

103

120

125

144

146

146

133

130

135

140

142

29. Nusa Tenggara Timur

10

10

11

13

13

11

12

13

12

11

11

30. Maluku

30. Maluku

31. Papua

31. Papua

32. Maluku Utara

32. Maluku Utara

33. Papua Barat

33. Papua Barat

34. Lainnya

34. Others

1.639

2.516

1.932

2.070

2.146

2.635

2.632

2.369

2.587

2.672

2.764

2.801

2.803

2.798

2.855

3.009

2.981

3.011

1. Jawa Barat

13. Kepulauan Riau

16. Lampung
17. Kalimantan Selatan

Total

3. DKI Jakarta

7. Bengkulu

12. Riau

20. Kalimantan Tengah

27. Nusa Tenggara Barat


28. Bali
29. Nusa Tenggara Timur

Total

83

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 3.7 Komposisi DPK Bank Perkreditan Rakyat

(Composition of Third Party Funds of Rural Bank)


Miliar Rp (Billion Rp)
Desember 2008

Indikator
Nominal

Desember 2009

Desember 2010

Komposisi thd
Total DPK (%)

Komposisi thd
Total DPK (%)

Komposisi thd
Total DPK (%)

(Composition
to Total Third
Party Funds)

(Composition
to Total Third
Party Funds)

(Composition
to Total Third
Party Funds)

Nominal

(%)

Nominal

(%)

Desember 2011

Nominal

(%)

Komposisi thd
Total DPK (%)
(Composition
to Total Third
Party Funds)
(%)

Oktober 2012

Nominal

Desember 2012

Komposisi thd
Total DPK (%)
(Composition
to Total Third
Party Funds)
(%)

Nominal

Oktober 2013

Komposisi thd
Total DPK (%)

Komposisi thd
Total DPK (%)

(Composition
to Total Third
Party Funds)

(Composition
to Total Third
Party Funds)

Nominal

(%)

Indicator

(%)

Deposito

14.204

66,56

17.280

67,63

21.455

68,52

26.174

68,50

29.538

68,55%

30.401

67,75

32.903

67,87% Time Deposits

Tabungan

7.135

33,44

8.272

32,37

9.857

31,48

12.035

31,50

13.553

31,45%

14.468

32,25

15.573

32,13% Saving

Total DPK

21.339

100,00

25.552

100,00

31.312

100,00

38.209

100,00

43.091

100%

44.870

100,00

48.476

100% Total Third Party Funds

84

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 3.8 Komposisi DPK BPR Berdasarkan Lokasi Penghimpunan - Oktober 2013

(Composition of Third Party Funds of Rural Banks Based on Location - October 2013)

Lokasi

Total DPK

Tabungan

Deposito

(Saving Deposits)

(Time Deposits)

(Total of Third Party


Funds)

Pangsa Thd Total DPK (%)

Location

(Portion to Total Third Party Funds (%)

Miliar Rp (Billion Rp)


1. Jawa Barat

1. Jawa Barat

2.204

6.233

8.437

17,40

2. Banten

232

705

938

1,93

2. Banten

3. DKI Jakarta

136

857

993

2,05

3. DKI Jakarta
4. D.I Yogyakarta

4. D.I Yogyakarta

769

1.651

2.420

4,99

5. Jawa Tengah

4.975

6.588

11.563

23,85

5. Jawa Tengah

6. Jawa Timur

1.681

3.651

5.333

11,00

6. Jawa Timur

7. Bengkulu

13

14

26

0,05

7. Bengkulu

8. Jambi

80

462

541

1,12

8. Jambi

9. Aceh

31

41

72

0,15

9. Aceh

10. Sumatera Utara

335

346

681

1,41

10. Sumatera Utara

11. Sumatera Barat

534

326

860

1,77

11. Sumatera Barat

12. Riau

309

380

689

1,42

12. Riau

13. Kepulauan Riau

460

2.571

3.031

6,25

13. Kepulauan Riau

14. Sumatera Selatan

186

416

602

1,24

14. Sumatera Selatan

15. Bangka Belitung

10

45

55

0,11

15. Bangka Belitung

16. Lampung

578

2.683

3.261

6,73

16. Lampung

17. Kalimantan Selatan

103

119

223

0,46

17. Kalimantan Selatan

18. Kalimantan Barat

337

421

758

1,56

18. Kalimantan Barat

19. Kalimantan Timur

77

105

183

0,38

19. Kalimantan Timur

20. Kalimantan Tengah

49

78

127

0,26

20. Kalimantan Tengah

21. Sulawesi Tengah

53

235

288

0,59

21. Sulawesi Tengah

22. Sulawesi Selatan

154

373

527

1,09

22. Sulawesi Selatan

23. Sulawesi Utara

132

582

714

1,47

23. Sulawesi Utara

36

34

70

0,15

24. Sulawesi Tenggara

25. Sulawesi Barat

0,00

25. Sulawesi Barat

26. Gorontalo

11

19

0,04

26. Gorontalo

24. Sulawesi Tenggara

316

246

563

1,16

27. Nusa Tenggara Barat

1.546

3.199

4.746

9,79

28. Bali

29. Nusa Tenggara Timur

75

142

218

0,45

29. Nusa Tenggara Timur

30. Maluku

59

128

187

0,39

30. Maluku

31. Papua

60

165

225

0,46

31. Papua

11

0,02

32. Maluku Utara

26

89

115

0,24

33. Papua Barat

0,00

34. Others

15.573

32.903

48.476

27. Nusa Tenggara Barat


28. Bali

32. Maluku Utara


33. Papua Barat
34. Lainnya
Total

100

Total

85

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 3.9 DPK BPR Berdasarkan Lokasi Penghimpunan

(Third Party Funds of Rural Banks Based on Deposits Location)


Miliar Rp (Billion Rp)
Lokasi
1. Jawa Barat
2. Banten
3. DKI Jakarta

2007

2008

2009

2010

2012

2011

Okt

2013

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Location

Okt

4.035

5.072

6.061

6.859

7.534

7.648

7.746

7.798

7.846

7.928

8.098

8.169

7.994

7.977

8.188

8.244

8.437

274

308

382

509

661

783

796

816

828

840

856

841

906

887

880

874

902

938

2. Banten
3. DKI Jakarta

288

305

420

600

837

1.016

1.020

1.063

1.032

1.018

1.023

1.001

1.009

986

1.008

1.025

992

993

4. D.I Yogyakarta

1.043

1.142

1.290

1.511

1.814

2.058

2.108

2.193

2.215

2.244

2.255

2.251

2.260

2.277

2.277

2.345

2.379

2.420

5. Jawa Tengah

4.712

5.395

6.449

7.529

9.052

10.073

10.333

10.585

10.644

10.616

10.691

10.802

10.831

10.734

10.732

11.046

11.303

11.563

6. Jawa Timur

2.349

2.476

2.964

3.497

4.041

4.797

4.850

4.893

4.966

4.984

4.985

5.034

5.111

5.093

5.095

5.210

5.301

5.333

11

15

17

18

20

25

25

25

24

24

24

25

26

26

26

26

26

26

161

146

186

244

316

466

474

482

491

495

502

505

504

507

525

540

551

541

55

57

59

61

61

60

61

65

71

65

67

68

71

72

7. Bengkulu
8. Jambi

1. Jawa Barat

3.305

9. Aceh

4. D.I Yogyakarta
5. Jawa Tengah
6. Jawa Timur
7. Bengkulu
8. Jambi
9. Aceh

34

57

37

41

10. Sumatera Utara

307

357

426

493

538

612

610

612

628

636

636

637

636

644

654

665

676

681

10. Sumatera Utara

11. Sumatera Barat

475

580

715

829

913

929

938

972

960

952

929

918

891

866

835

850

855

860

11. Sumatera Barat

12. Riau

293

350

417

525

629

676

667

678

680

681

672

674

663

662

659

674

686

689

12. Riau

13. Kepulauan Riau

476

657

1.071

1.758

2.324

2.723

2.724

2.735

2.733

2.745

2.740

2.742

2.728

2.761

2.872

2.975

3.016

3.031

14. Sumatera Selatan

258

308

386

471

556

615

612

625

633

637

642

640

636

638

642

618

604

602

14. Sumatera Selatan


15. Bangka Belitung

15. Bangka Belitung

13. Kepulauan Riau

17

21

43

44

45

48

43

43

42

43

43

44

42

51

53

55

2.287

2.140

1.945

2.427

2.883

3.104

3.215

3.249

3.360

3.320

3.287

3.287

3.181

3.186

3.191

3.229

3.248

3.261

97

144

154

177

251

212

213

222

218

222

225

224

220

209

207

214

217

223

17. Kalimantan Selatan

18. Kalimantan Barat

319

399

470

547

651

798

770

783

734

722

724

757

735

768

741

737

730

758

18. Kalimantan Barat

19. Kalimantan Timur

89

114

152

177

174

173

179

192

188

187

190

189

185

180

179

180

182

183

19. Kalimantan Timur

15

28

44

75

73

105

77

112

113

121

107

121

148

124

129

127

20. Kalimantan Tengah

16. Lampung
17. Kalimantan Selatan

20. Kalimantan Tengah

16. Lampung

21. Sulawesi Tengah

54

93

99

130

277

292

289

284

294

344

356

386

349

352

353

348

347

288

21. Sulawesi Tengah

22. Sulawesi Selatan

122

128

185

259

366

466

467

476

475

476

470

465

472

499

513

518

516

527

22. Sulawesi Selatan

23. Sulawesi Utara

126

145

171

282

439

531

555

588

614

611

622

657

662

656

665

695

702

714

23. Sulawesi Utara

42

50

55

56

56

59

58

61

61

61

61

61

62

65

68

68

70

70

10

14

16

18

18

20

18

19

18

19

19

19

18

18

18

19

24. Sulawesi Tenggara


25. Sulawesi Barat

26. Gorontalo
27. Nusa Tenggara Barat

24. Sulawesi Tenggara


25. Sulawesi Barat
26. Gorontalo
27. Nusa Tenggara Barat

209

260

319

366

452

492

505

521

537

545

536

542

543

512

515

526

543

563

1.179

1.455

1.803

2.331

3.254

3.797

3.912

4.054

4.083

4.211

4.171

4.273

4.373

4.435

4.534

4.638

4.727

4.746

29. Nusa Tenggara Timur

17

38

71

108

143

164

167

186

185

181

180

181

184

181

200

216

212

218

29. Nusa Tenggara Timur

30. Maluku

71

100

99

105

251

200

200

271

238

214

215

220

225

223

231

233

235

187

30. Maluku

31. Papua

95

119

152

166

224

204

204

203

208

209

209

213

213

216

215

226

230

225

31. Papua

10

11

26

63

87

88

111

115

121

117

121

120

119

119

119

117

115

38.209

43.091

43.831

44.870

45.153

45.388

45.489

45.999

46.143

45.935

46.201

47.255

47.895

48.476

28. Bali

32. Maluku Utara


33. Papua Barat

34. Lainnya

Total

18.719

21.339

25.552

31.312

28. Bali

32. Maluku Utara


33. Papua Barat
34. Others
Total

86

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 3.10 Suku Bunga Rata-rata DPK Bank Perkreditan Rakyat

(Average of Third Party Interest Rates of Rural Banks)


Persen (Percent)
2012
Indikator

2007

2008

2009

2010

Indicator
Okt

Tabungan
Deposito
Ket: Data tersedia mulai Desember 2008

2013

2011
Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

7,16

6,32

5,53

5,21

4,75

4,71

4,68

4,61

4,62

4,61

4,62

4,59

4,60

4,59

4,57

4,61

4,60

Saving

12,43

10,81

10,25

9,85

8,48

8,44

8,40

8,37

8,35

8,32

8,33

8,31

8,33

8,42

8,53

8,75

9,03

Time Deposits

Note: Data available on December 2008

87

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 3.11 Suku Bunga Rata-rata Kredit BPR Berdasarkan Sektor Ekonomi

(Average of Credit Interest Rates of Rural Banks Based on Economic Sector)


Persen (Percent)
2010

1)

2011

2012

2013

Economic Sector

Sektor Ekonomi
Nov

Des

Des

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

1 Pertanian, Perburuhan, dan


Kehutanan

36,76

38,29

36,58

35,58

35,82

35,69

35,63

35,51

34,98

35,22

34,89

34,84

34,71

34,11

34,30

34,17

34,11

33,58

1. Agriculture, hunting, and forestry

2 Perikanan

32,65

33,39

32,10

31,75

31,62

31,85

31,87

31,32

31,01

30,54

30,56

30,47

30,61

30,69

30,71

30,57

30,81

30,69

2. Fisheries

3 Pertambangan dan Penggalian

27,89

28,29

26,58

25,53

25,65

26,04

26,25

26,60

27,43

26,07

26,34

25,95

25,86

25,84

26,60

26,87

27,12

28,24

3. Mining and quarrying

4 Industri Pengolahan

31,18

30,67

29,14

28,74

28,58

28,66

28,95

28,44

28,45

28,40

28,30

28,03

27,81

27,94

28,39

28,45

28,56

28,22

4. Processing industry

5 Listrik, Gas dan Air

32,00

34,43

30,33

28,49

28,69

28,97

28,84

29,08

28,48

27,98

27,73

28,11

28,74

29,54

28,72

27,58

29,29

28,56

5. Electricity, gas and water

6 Konstruksi

32,09

31,41

29,72

28,87

29,22

29,43

29,41

28,59

28,64

28,75

28,90

28,70

29,00

28,58

29,17

29,24

29,76

29,56

6. Construction

7 Perdagangan Besar dan Eceran

33,03

33,14

31,97

31,08

30,90

30,91

30,66

30,41

30,30

30,15

30,00

29,87

29,78

29,68

29,69

29,57

29,58

29,47

7. Big and retail trade

8 Penyediaan Akomodasi dan Penyedian


Makan Minum

27,76

27,99

28,53

28,50

28,37

28,43

28,15

28,53

28,07

27,97

28,12

27,60

27,70

28,48

28,82

28,77

29,03

29,32

9 Transportasi, Pergudangan dan


Komunikasi

30,15

30,12

28,11

28,88

27,81

27,79

27,87

27,89

27,80

27,95

27,85

27,73

27,70

27,65

27,63

27,59

27,43

27,36

10 Perantara Keuangan

24,36

25,28

24,20

24,09

23,95

23,89

23,73

23,52

23,22

23,07

22,93

22,80

22,36

22,46

22,43

22,42

22,50

22,26

11 Real Estate

27,31

27,26

22,77

21,80

22,90

21,90

21,87

21,50

21,33

21,50

22,41

22,48

23,05

23,12

22,87

22,43

22,85

23,20

12 Administrasi Pemerintahan,
Pertanahan Dan Jaminan Sosial Wajib

34,99

35,78

26,38

25,61

27,45

27,54

28,18

27,60

27,43

26,07

25,39

25,03

25,26

25,09

25,30

25,69

25,61

26,06

13 Jasa Pendidikan

31,29

31,61

28,84

28,32

28,48

28,84

29,37

28,20

28,27

28,11

27,96

28,27

27,76

27,91

28,41

28,51

28,37

28,81

11. Real estate, rental business, and services


company
12. Government administration, the defense
and compulsory social security
13. Education services

14 Jasa Kesehatan dan Kegiatan Sosial

30,40

30,51

30,86

29,49

28,89

28,68

28,71

28,89

28,81

28,68

28,52

28,32

28,49

28,29

28,48

28,22

28,86

29,37

14. Health and social services

15 Jasa Kemasyarakatan, Sosial Budaya,


Hiburan dan Perorangan Lainnya

29,41

29,05

28,23

28,46

28,28

28,30

28,30

27,98

28,00

27,95

27,66

27,55

27,47

27,73

28,16

27,70

28,23

27,69

16 Jasa Perorangan yang Melayani Rumah


Tangga

33,62

31,07

32,82

31,88

31,32

31,32

31,18

31,15

30,85

30,66

30,37

30,16

29,82

29,85

29,81

30,06

29,95

29,75

15. Community, Sociocultural,Entertainment


and Other Individual Services
16. Individual services serving the household

17 Kegiatan Usaha yang Belum Jelas


Batasannya

29,49

29,35

29,11

28,74

28,32

28,66

28,68

28,00

28,91

28,29

28,38

28,48

28,72

29,42

29,95

30,15

30,05

29,38

18 Bukan Lapangan Usaha - Rumah


Tangga

28,44

28,12

27,39

26,40

26,60

26,48

26,32

26,19

25,97

25,84

25,84

25,49

25,25

24,93

24,77

24,57

24,56

24,59

19 Bukan Lapangan Usaha - Lainnya

28,09

27,71

26,88

26,39

26,39

26,17

26,03

25,90

25,86

25,88

25,77

25,59

25,34

25,04

25,23

25,18

25,27

25,01

Ket:

1)

Merupakan sambungan halaman 144

8. Provision of accommodation and food


supply drinking
9. Transportation, warehousing and
communications
10. Transitional finance

17. International Agency and Other Extra


Agency International
18. Business Activities which are not clearly
defined
19. Not the business field - other
Note :

1)

Continue from page 144

88

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 3.12 Suku Bunga Rata-rata Kredit BPR Berdasarkan Jenis Penggunaan

(Average of Credit Interest Rates of Rural Banks Based on Type of Use)


Persen (Percent)
2012
Jenis Penggunaan

2007

2008

2009

2010

2013

Type of Use

2011
Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Modal Kerja

34,43

34,83

33,21

32,05

31,29

31,19

30,91

30,82

30,69

30,55

30,45

30,40

30,24

30,44

30,32

30,41

30,17

Total Working Capital

Investasi

27,67

30,37

29,01

28,23

27,17

27,05

26,62

26,67

26,59

26,44

26,15

26,08

26,31

26,03

25,93

25,70

25,65

Total Investment

Konsumsi

29,57

29,14

27,81

27,00

26,24

26,10

25,97

25,89

25,87

25,78

25,57

25,32

25,01

25,12

25,11

25,19

24,96

Total Consumption

Ket: Data tersedia mulai Desember 2008

Note: Data available on December 2008

89

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 3.13 Perkembangan Jumlah Bank Perkreditan Rakyat

(Growth of Total Rural Banks)


2012
Keterangan

2007

2008

2009

2010

2013

Information

2011
Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Jumlah BPR

1.817

1.772

1.733

1.706

1.669

1.669

1.667

1.653

1.653

1.654

1.653

1.639

1.641

1.641

1.641

1.641

1.641

1.639

Total Rural Banks

Jumlah Kantor

3.250

3.367

3.644

3.910

4.172

4.378

4.404

4.425

4.448

4.470

4.499

4.518

4.549

4.568

4.584

4.612

4.630

4.656

Total Bank Offices

90

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 3.14 Perkembangan Jumlah BPR dan Kantor BPR Berdasarkan Lokasi - Oktober 2013

(Growth of Total Rural Bank and Rural Banks Offices Based on Location - October 2013)
BPR (Rural Bank)
Lokasi

Location

Total
KP

KC

KPK

304

298

198

800

1. Jawa Barat

2. Banten

69

40

33

142

2. Banten

3. DKI Jakarta

25

35

68

4. D.I Yogyakarta

54

30

134

218

5. Jawa Tengah

251

490

393

1.134

5. Jawa Tengah

6. Jawa Timur

326

205

591

1.122

6. Jawa Timur

12

7. Bengkulu

16

25

8. Jambi

1. Jawa Barat

7. Bengkulu
8. Jambi
9. Aceh

3. DKI Jakarta
4. D.I Yogyakarta

9. Aceh

14

20

10. Sumatera Utara

54

36

13

103

10. Sumatera Utara

11. Sumatera Barat

96

38

17

151

11. Sumatera Barat

12. Riau

32

13

52

12. Riau

13. Kepulauan Riau

40

25

67

13. Kepulauan Riau

14. Sumatera Selatan

19

11

37

14. Sumatera Selatan

15. Bangka Belitung

15. Bangka Belitung

16. Lampung

26

30

62

16. Lampung

17. Kalimantan Selatan

25

31

17. Kalimantan Selatan

18. Kalimantan Barat

20

31

18. Kalimantan Barat

19. Kalimantan Timur

19. Kalimantan Timur

14

27

20. Kalimantan Tengah

21. Sulawesi Tengah

14

30

21. Sulawesi Tengah

22. Sulawesi Selatan

23

35

22. Sulawesi Selatan

23. Sulawesi Utara

17

22

10

49

23. Sulawesi Utara

24. Sulawesi Tenggara

12

18

24. Sulawesi Tenggara

25. Sulawesi Barat


26. Gorontalo

25. Sulawesi Barat


26. Gorontalo
27. Nusa Tenggara Barat
28. Bali

29

47

80

137

35

105

277

20. Kalimantan Tengah

27. Nusa Tenggara Barat


28. Bali

11

16

29. Nusa Tenggara Timur

30. Maluku

10

30. Maluku

31. Papua

15

31. Papua

32. Maluku Utara

32. Maluku Utara

33. Papua Barat

33. Papua Barat

34. Lainnya

34. Others

Total

1.639

1.412

1.605

4.656

29. Nusa Tenggara Timur

Total

91

Halaman ini sengaja dikosongkan

This page intentionally left blank

DATA PERKREDITAN
Indonesian Banking Statistics, Vol. 10, No. 7, June 2012

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 4.1.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

(Credit Channeling and NPL Credit Channeling of Commercial Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary)
Miliar Rp (Billion Rp)
Keterangan
Penerima Kredit Lapangan Usaha
1. Pertanian, Perburuan dan Kehutanan
NPL
2. Perikanan
NPL
3. Pertambangan dan Penggalian
NPL
4. Industri Pengolahan
NPL
5. Listrik, gas dan air
NPL
6. Konstruksi
NPL
7. Perdagangan Besar dan Eceran
NPL
8. Penyediaan akomodasi dan
penyediaan makan minum
NPL
9. Transportasi, pergudangan
dan komunikasi
NPL
10. Perantara Keuangan
NPL
11. Real Estate, Usaha Persewaan,
dan Jasa Perusahaan
NPL
12. Admistrasi Pemerintahan, Pertahanan
dan Jaminan Sosial Wajib

NPL
13. Jasa Pendidikan
NPL
14. Jasa Kesehatan dan Kegiatan Sosial
NPL
15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan
dan Perorangan lainnya

NPL
16. Jasa Perorangan yang Melayani
Rumah Tangga
NPL
17. Badan Internasional dan
Badan Ekstra Internasional Lainnya
NPL
18. Kegiatan yang belum jelas
batasannya
NPL
Penerima Kredit Bukan Lapangan Usaha
Rumah Tangga
- Untuk Pemilikan Rumah Tinggal
NPL
- Untuk Pemilikan Flat atau Apartemen
NPL
- Untuk Pemilikan Ruko atau Rukan
NPL
- Untuk Pemilikan Kendaraan Bermotor
NPL
- Untuk Pemilikan Peralatan Rumah
Tangga Lainnya (termasuk pinjaman
multiguna)
NPL
Bukan Lapangan Usaha Lainnya
NPL
r) Angka-angka diperbaiki

2011

2012
Jun

Jul

Ags

2013

Des

Mei

Sep

109.790
1.523
4.935
291
87.780
302
344.597
11.746
45.841
247
75.395
2.865
375.017
12.500
30.425

123.536
1.973
4.849
216
95.533
576
377.257
12.829
66.765
205
84.866
3.479
419.551
14.211
34.418

131.810
2.083
5.079
224
92.955
837
388.408
12.290
57.502
310
90.779
3.396
451.313
14.520
36.030

128.744
2.085
5.135
226
89.082
903
396.743
11.924
58.140
308
92.193
3.894
456.895
14.562
37.059

126.541
2.302
5.065
280
89.097
978
408.495
12.122
63.717
304
92.827
4.019
455.296
14.391
37.713

131.785
2.449
5.228
286
93.978
1.095
420.406
11.181
68.386
311
98.999
3.805
457.613
13.626
39.520

629
97.966

549
104.144

448
111.399

420
110.784

472
114.414

2.400
105.184
309
116.201

2.469
120.093
164
125.137

2.436
123.383
189
130.534

2.556
123.979
203
136.087

1.767
3.014

2.160
2.955

2.256
2.928

15
4.064
63
7.611
334
39.294

14
4.359
86
7.480
349
41.339

774
691

Okt

Nov

Des

Jan

Feb

Mar

133.387
2.467
5.290
288
94.543
1.165
422.551
11.772
63.423
309
97.592
3.988
466.679
14.172
41.871

134.974
2.458
5.536
284
98.600
1.285
429.166
10.580
67.577
310
98.696
3.879
477.594
13.952
42.692

142.451
2.603
5.492
197
104.207
1.292
445.807
10.479
59.073
253
95.921
3.410
499.567
12.668
44.640

142.607
2.525
5.463
202
105.016
1.325
443.074
10.619
66.079
253
89.855
3.697
486.274
13.642
44.891

144.227
2.573
5.471
198
99.764
1.346
447.715
10.647
70.140
271
90.705
3.447
504.435
14.171
46.015

146.057
2.844
5.682
241
104.746
1.345
453.895
9.964
63.314
267
93.285
3.370
527.526
14.130
47.224

478
114.611

474
117.296

470
119.562

443
122.235

535
120.780

629
121.875

2.636
124.574
196
146.841

2.557
124.462
210
140.338

3.522
125.820
213
144.193

2.652
123.480
225
146.619

2.522
124.958
193
150.568

2.795
124.687
224
151.517

2.306
2.864

2.696
2.765

2.107
2.778

2.161
2.573

2.283
2.659

2.446
2.793

328
4.510
62
7.626
411
43.176

13
4.529
63
7.753
413
44.072

12
4.338
62
7.805
411
43.897

11
4.483
59
8.126
408
43.646

13
4.474
59
8.220
398
44.758

13
4.508
66
8.343
405
43.766

1.008
637

915
695

1.192
758

1.279
732

1.272
709

1.287
711

37
3.305

36
3.246

30
99

49
556

51
536

54
516

53
81.689

56
61.554

0
52.578

13
49.193

13
35.788

1.339

1.472

1.078

1.020

818

Apr

Mei

Jun )

Jul

148.680
2.894
5.682
244
113.096
1.134
457.900
9.801
63.719
265
96.464
3.740
543.471
14.533
48.075

151.957
2.945
5.701
244
113.258
1.092
469.764
9.669
68.111
267
103.013
4.088
549.983
15.004
49.141

154.657
2.679
5.670
206
109.030
1.082
485.150
9.324
69.652
269
108.911
4.037
595,465
15.742
51.833

620
126.617

874
128.906

894
133.892

3.022
124.495
232
152.655

3.050
126.696
244
157.897

3.178
128.538
239
158.480

2.935
2.741

2.868
2.741

2.642
2.791

5
4.612
50
8.671
396
45.006

5
4.579
67
8.652
395
43.356

5
4.636
65
8.728
392
43.927

1.301
713

1.088
711

1.132
716

62
504

60
497

49
501

11
40.235

11
41.391

11
41.793

872

896

807

Items

Ags

Sep

Okt

157.176
2.711
5.718
157
103.394
1.563
500.982
9.123
72.236
280
111.614
4.086
605.348
16.046
53.344

158.525
2.783
5.792
171
112.580
1.775
519.946
9.749
67.868
280
118.001
4.131
606.233
16.554
52.401

165.006
2.686
6.063
151
114.391
1.688
542.605
9.703
72.736
266
120.474
3.999
620.769
16.168
53.722

167.372
2.749
6.084
191
109.795
2.042
538.245
9.844
73.736
275
118.020
4.566
627.483
16.534
56.324

894
140.890

901
142.652

869
148.072

876
153.687

873
153.356

3.263
136.552
255
161.718

3.160
137.614
244
174.709

2.959
142.820
250
179.046

3.511
145.035
334
180.567

3.714
148.065
348
182.414

3.789
146.393
365
188.148

2.491
2.776

2.732
2.803

2.856
4.803

2.792
4.986

3.177
5.885

3.139
5.912

3.351
6.062

5
4.696
79
8.988
396
44.807

4
4.614
75
9.257
374
45.595

4
4.836
73
9.254
310
46.441

3
4.835
62
9.481
310
48.123

3
4.900
60
9.517
238
51.592

3
4.991
63
9.630
242
50.694

4
5.075
63
9.685
206
51.355

2
5.128
57
9.509
206
51.992

1.116
752

1.077
879

1.176
895

1.178
939

1.180
1.178

1.288
1.239

1.320
1.299

1.291
1.381

1.412
1.420

49
477

51
455

53
443

50
422

48
406

51
381

35
357

38
351

40
338

42
334

8
50.396

8
43.635

8
45.166

9
37.621

9
40.633

8
40.280

9
4.583

9
2.953

8
2.332

8
2.473

8
2.165

892

752

805

750

768

749

58

57

44

45

46

Loans by Industrial Origin


1. Agricultures, Hunting and Forestry
NPL
2. Fisher
NPL
3. Mining and Quarrying
NPL
4. Procesing Industry
NPL
5. Electricity, Gas and Water
NPL
6. Construction
NPL
7. Wholesale and Retail Trade
NPL
8. Provision of accomodation and the
provision of eating and drinking
NPL
9. Transportation, Warehousing
and Communications
NPL
10. Financial intermediaries
NPL
11. Real Estate, Business, Ownership,
and Business Services
NPL
12. Government administration, Defese
and Compulsory social security
NPL
13. Education Services
NPL
14. Health Services and Social Activities
NPL
15. Community,
Sociocultural,Entertainment and
Other Individual Services
NPL
16. Individual Services which
Serve Households
NPL
17. International Agency and Other Extra
Agency International
NPL
18. Business Activities which are not
clearly defined
NPL
Loans to Non Industrial Origin
House Hold
- For Home Ownership
NPL
- For Apartement Ownership
NPL
- For Shop House Ownership
NPL
- For Vehicles Ownership
NPL
- Others

176.659
3.291
5.573
57
15.207
260
105.725
998
119.841

200.544
4.230
6.108
70
16.848
301
104.279
1.093
147.477

213.526
4.312
6.564
58
17.677
331
107.211
1.116
153.813

220.075
4.614
6.839
64
18.180
336
105.620
1.104
160.282

196.934
4.471
8.799
97
18.163
348
103.670
1.160
252.958

199.471
4.335
8.984
94
18.634
374
102.068
1.172
256.821

202.104
4.428
9.201
96
18.880
385
100.171
1.167
262.497

206.879
4.587
9.829
98
19.433
391
99.778
1.113
264.108

211.476
4.395
10.275
86
19.988
380
98.658
1.082
278.867

213.131
5.385
10.137
101
20.230
418
96.618
1.076
279.107

215.701
5.569
10.420
114
20.596
426
95.961
986
273.320

220.069
5.547
10.726
98
21.158
455
93.605
997
279.049

224.835
5.572
11.114
101
21.687
506
93.498
946
282.631

229.283
5.496
11.424
100
22.252
489
93.632
944
288.041

248.697
5.974
10.587
75
23.001
517
98.449
915
266.066

255.078
6.296
11.070
78
23.759
527
103.318
863
268.311

257.753
6.622
11.359
91
24.231
563
103.450
886
269.910

262.762
6.398
11.938
107
24.734
555
105.329
886
271.814

264.345
6.286
11.943
94
24.754
539
106.601
876
273.558

1.413
244.288
4.482

1.838
233.167
4.503

1.598
223.261
4.150

1.673
214.550
4.159

2.785
169.684
3.482

2.799
174.040
3.379

2.845
177.216
3.290

2.832
184.199
3.205

2.663
180.987
2.995

2.859
184.520
3.157

2.936
188.817
3.308

2.969
190.601
3.278

2.920
193.250
3.386

2.951
194.797
3.494

2.461
205.358
3.472

2.520
209.717
3.519

2.627
210.498
3.538

2.576
214.481
3.596

2.622
NPL
216.711 Non Industrial Origin Others
3.644
NPL
r) Revised figures

94

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 4.2.a. Kredit dan NPL Bank Persero Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

(Credit Channeling and NPL Credit Channeling of State Owned Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary)
Miliar Rp (Billion Rp)
2011
Keterangan
Penerima Kredit Lapangan Usaha
1. Pertanian, Perburuan dan Kehutanan
NPL
2. Perikanan
NPL
3. Pertambangan dan Penggalian
NPL
4. Industri Pengolahan
NPL
5. Listrik, gas dan air
NPL
6. Konstruksi
NPL
7. Perdagangan Besar dan Eceran
NPL
8. Penyediaan akomodasi dan
penyediaan makan minum
NPL
9. Transportasi, pergudangan
dan komunikasi
NPL
10. Perantara Keuangan
NPL
11. Real Estate, Usaha Persewaan,
dan
Jasa Perusahaan
NPL
12. Admistrasi Pemerintahan, Pertahanan
dan Jaminan Sosial Wajib

NPL
13. Jasa Pendidikan
NPL
14. Jasa Kesehatan dan Kegiatan Sosial
NPL
15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan
dan Perorangan lainnya

NPL
16. Jasa Perorangan yang Melayani
Rumah Tangga
NPL
17. Badan Internasional dan
Badan Ekstra Internasional Lainnya
NPL
18. Kegiatan yang belum jelas
batasannya
NPL
Penerima Kredit Bukan Lapangan Usaha
Rumah Tangga
- Untuk Pemilikan Rumah Tinggal
NPL
- Untuk Pemilikan Flat atau Apartemen
NPL
- Untuk Pemilikan Ruko atau Rukan
NPL
- Untuk Pemilikan Kendaraan Bermotor
NPL
- Untuk Pemilikan Peralatan Rumah
Tangga Lainnya (termasuk pinjaman
multiguna)
NPL
Bukan Lapangan Usaha Lainnya
NPL
r) Angka-angka diperbaiki

2012
Jun

Jul

Ags

2013
Mei

Junr)

90.152
1.369
2.774
148
47.388
199
138.427
3.844
31.548
31
38.452
1.386
200.287
7.573
9.521

91.552
1.401
2.785
146
46.534
187
143.465
3.787
35.038
22
40.109
1.497
205.366
7.706
9.760

94.211
1.184
2.754
111
45.507
176
152.448
3.755
36.233
33
43.648
1.548
244.816
8.380
11.740

215
42.603

252
43.746

259
47.307

650
27.765
63

724
28.208
65

717
28.766
64

21.197
404
2.200

21.332
408
2.204

22.336
433
2.263

5
701
11
2.607
260
7.631

5
701
19
2.649
260
6.737

5
717
16
2.669
256
6.767

206
343

176
350

194
361

10
4

10
5

8
14

37.567

38.869

39.088

748

785

732

Des

Mei

Sep

Okt

Nov

Des

63.980
677
2.339
209
35.009
83
109.948
4.740
20.762
39
27.728
1.133
127.969
6.206
6.366

69.089
833
2.316
119
34.474
293
113.992
5.152
39.093
46
31.096
1.306
142.182
7.042
7.122

74.480
911
2.503
128
34.089
396
121.542
5.053
28.972
45
34.089
1.246
162.995
7.026
7.455

75.567
975
2.540
128
29.751
318
123.720
4.921
28.901
42
34.071
1.672
165.718
7.169
7.630

71.988
940
2.434
176
29.853
322
126.527
5.004
33.036
33
34.199
1.359
160.690
6.949
7.476

77.058
1.060
2.564
180
33.078
311
133.233
4.705
37.726
46
36.837
1.269
157.867
7.053
8.055

279
34.037

239
32.958

147
36.531

156
35.480

132
38.218

761
20.872
173

1.011
25.151
41

767
27.108
69

722
26.855
54

17.237
285
2.382

18.542
357
2.443

19.931
335
2.434

15
682
17
2.201
214
5.633

14
847
19
2.383
221
5.663

136
222

Jan

Feb

Mar

Apr

80.156
1.159
2.547
179
33.494
427
134.639
5.515
32.406
35
37.292
1.264
160.923
7.109
8.127

82.395
1.143
2.690
187
36.321
336
135.035
4.501
36.648
38
37.862
1.265
162.777
7.092
8.468

87.012
1.397
2.659
108
40.792
217
142.652
4.499
27.584
14
37.676
1.198
174.264
6.391
8.734

87.396
1.213
2.634
109
42.055
196
139.071
4.572
33.800
17
35.651
1.282
166.125
6.979
8.798

87.456
1.215
2.627
108
38.679
218
140.016
4.493
37.750
33
36.090
1.163
178.701
7.372
8.902

88.462
1.318
2.756
149
42.302
210
141.727
3.919
30.905
33
37.373
1.176
193.623
7.317
9.283

134
38.091

138
39.008

144
39.755

134
41.533

204
40.904

209
41.510

715
25.409
49

717
26.038
55

1.505
25.631
53

691
27.165
53

680
27.563
47

687
27.191
55

20.271
356
2.379

28.716
822
2.288

21.208
361
2.301

20.796
378
2.190

21.286
378
2.282

21.618
364
2.199

328
918
20
2.494
282
6.633

13
919
21
2.507
281
6.866

12
649
16
2.461
281
6.264

11
690
17
2.570
282
6.596

13
685
17
2.581
267
6.597

13
675
19
2.559
264
6.857

167
280

189
325

188
373

194
245

197
319

193
336

7
3.208

8
3.074

9
4

9
3

9
4

11
5

53
61.692

56
57.688

49.281

46.253

32.894

1.073

1.301

905

881

698

Jul

Items

Ags

Sep

Okt

94.738
1.178
2.734
68
35.857
290
155.755
3.877
38.078
15
44.705
1.655
249.367
8.525
12.274

94.633
1.227
2.755
81
40.020
287
164.053
4.048
33.028
16
44.885
1.718
248.293
8.703
12.314

97.652
1.193
2.908
79
41.344
231
171.887
3.945
37.924
14
45.928
1.748
254.096
8.500
12.554

98.846
1.193
2.902
116
43.282
218
167.267
3.912
37.624
14
45.931
1.904
254.264
8.444
12.664

281
54.123

276
54.908

256
56.149

260
58.823

261
57.372

711
30.780
66

727
28.822
44

744
27.849
51

765
27.400
120

708
28.448
122

715
27.773
129

22.661
426
2.177

23.752
462
2.198

33.105
591
4.227

34.489
608
4.401

34.194
609
5.272

35.828
616
5.361

36.423
610
5.547

5
739
24
2.797
254
7.973

4
740
23
2.839
255
7.588

4
774
21
2.799
246
7.728

2
777
13
2.835
240
9.329

2
784
13
2.731
140
9.784

3
777
13
2.771
144
9.975

4
860
13
2.770
141
10.283

1
867
14
2.793
136
10.627

177
391

180
505

183
527

182
567

163
785

168
866

188
909

195
981

205
1.032

10
19

10
17

9
17

9
12

7
10

5
5

5
0

6
0

7
0

9
0

46.968

39.593

41.693

34.458

37.854

36.779

803

1.094

441

473

478

835

692

743

692

711

700

10

89.587
1.930
2.275
32
2.224
59
14.584
56
18.639

100.380
2.558
2.206
36
2.596
103
13.343
87
28.548

110.440
2.625
2.409
31
2.773
109
13.804
85
30.167

115.121
2.857
2.546
36
2.903
118
13.788
90
32.230

91.234
2.672
4.324
65
2.773
120
13.236
95
122.409

91.896
2.525
4.347
67
2.885
137
13.211
86
123.814

93.880
2.654
4.440
65
3.028
148
13.486
91
126.110

95.775
2.783
4.808
68
3.182
152
13.599
92
127.250

98.016
2.612
5.090
66
3.388
141
13.925
95
140.040

99.457
3.512
4.806
74
3.469
163
14.111
91
140.258

101.225
3.676
4.933
86
3.562
161
14.292
97
132.577

103.379
3.585
5.152
72
3.735
176
14.233
102
135.069

105.665
3.575
5.347
76
3.870
185
14.356
106
137.428

107.959
3.474
5.548
76
4.008
151
14.461
113
140.270

124.842
3.917
4.534
54
4.269
157
18.355
127
114.773

128.505
4.223
4.761
56
4.396
172
19.329
126
114.533

129.844
4.423
4.888
62
4.455
184
19.382
131
114.761

132.874
4.221
5.137
60
4.587
184
20.121
124
114.722

456
107.258
1.150

669
96.864
1.175

661
83.296
955

703
74.190
911

1.791
28.040
309

1.816
31.030
308

1.851
29.856
311

1.843
33.323
316

1.690
26.112
302

1.865
26.315
316

1.927
26.695
363

1.943
26.392
350

1.960
26.061
344

1.967
25.572
335

1.484
34.006
303

1.516
35.975
303

1.589
37.301
310

1.558
39.529
317

133.911
4.012
5.156
57
4.581
161
20.362
124
114.941

Loans by Industrial Origin


1. Agricultures, Hunting and Forestry
NPL
2. Fisher
NPL
3. Mining and Quarrying
NPL
4. Procesing Industry
NPL
5. Electricity, Gas and Water
NPL
6. Construction
NPL
7. Wholesale and Retail Trade
NPL
8. Provision of accomodation and the
provision of eating and drinking
NPL
9. Transportation, Warehousing
and Communications
NPL
10. Financial intermediaries
NPL
11. Real Estate, Business, Ownership,
and
Business Services
NPL
12. Government administration, Defese
and Compulsory social security
NPL
13. Education Services
NPL
14. Health Services and Social Activities
NPL
15. Community,
Sociocultural,Entertainment and
Other
NPL Individual Services
16. Individual Services which
Serve Households
NPL
17. International Agency and Other Extra
Agency International
NPL
18. Business Activities which are not
clearly defined
NPL
Loans to Non Industrial Origin
House Hold
- For Home Ownership
NPL
- For Apartement Ownership
NPL
- For Shop House Ownership
NPL
- For Vehicles Ownership
NPL
- Others

1.567
NPL
40.415 Non Industrial Origin Others
307
NPL
r) Revised figures

95

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 4.3.a. Kredit dan NPL BUSN Devisa Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

(Credit Channeling and NPL Credit Channeling of Foreign Exchange Commercial Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary)
Miliar Rp (Billion Rp)
Keterangan
Penerima Kredit Lapangan Usaha
1. Pertanian, Perburuan dan Kehutanan
NPL
2. Perikanan
NPL
3. Pertambangan dan Penggalian
NPL
4. Industri Pengolahan
NPL
5. Listrik, gas dan air
NPL
6. Konstruksi
NPL
7. Perdagangan Besar dan Eceran
NPL
8. Penyediaan akomodasi dan
penyediaan makan minum
NPL
9. Transportasi, pergudangan
dan komunikasi
NPL
10. Perantara Keuangan
NPL
11. Real Estate, Usaha Persewaan,
dan
Jasa Perusahaan
NPL
12. Admistrasi Pemerintahan, Pertahanan
dan Jaminan Sosial Wajib

NPL
13. Jasa Pendidikan
NPL
14. Jasa Kesehatan dan Kegiatan Sosial
NPL
15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan
dan Perorangan lainnya

NPL
16. Jasa Perorangan yang Melayani
Rumah Tangga
NPL
17. Badan Internasional dan
Badan Ekstra Internasional Lainnya
NPL
18. Kegiatan yang belum jelas
batasannya
NPL
Penerima Kredit Bukan Lapangan Usaha
Rumah Tangga
- Untuk Pemilikan Rumah Tinggal
NPL
- Untuk Pemilikan Flat atau Apartemen
NPL
- Untuk Pemilikan Ruko atau Rukan
NPL
- Untuk Pemilikan Kendaraan Bermotor
NPL
- Untuk Pemilikan Peralatan Rumah
Tangga Lainnya (termasuk pinjaman
multiguna)
NPL
Bukan Lapangan Usaha Lainnya
NPL
***) Angka-angka sangat-sangat sementara
r) Angka-angka diperbaiki

2011

2012
Jun

Jul

Ags

2013

Des

Mei

Sep

Okt

Nov

Des

32.618
588
1.893
45
32.282
166
145.923
4.628
17.119
202
32.818
1.011
192.695
4.802
20.648

36.269
756
1.873
55
31.732
255
157.892
5.298
18.339
152
38.379
1.015
212.287
5.239
23.439

37.381
765
1.883
52
29.762
414
161.027
4.893
19.183
154
38.999
980
219.401
5.284
24.586

36.629
779
1.867
48
28.742
506
162.686
4.616
19.682
155
39.731
979
221.196
5.334
25.304

36.997
790
1.860
54
29.256
505
166.897
4.656
21.004
154
40.097
1.000
222.310
5.302
25.995

37.018
809
1.872
54
29.553
629
170.540
4.019
21.240
151
41.776
1.035
224.725
4.422
26.847

262
47.180

200
52.106

197
54.957

187
54.437

176
55.559

1.186
36.095
101
80.468
1.069
341

1.104
39.749
79
84.679
1.391
264

1.255
40.290
77
88.081
1.491
264

1.260
41.146
104
89.838
1.476
265

2.217
32
4.001
101
27.202

0
2.344
53
3.772
104
27.898

0
2.435
29
3.820
106
28.301

490
166

652
177

12
6

Jan

Feb

Mar

Apr

35.611
723
1.917
55
29.357
529
171.665
3.798
21.359
161
39.033
1.221
229.018
4.890
28.980

35.443
721
1.994
44
29.618
638
175.787
3.821
21.118
159
38.787
1.146
234.977
4.617
29.000

37.311
640
1.978
43
29.125
728
183.778
3.683
21.877
127
39.051
843
242.879
4.168
30.482

36.813
677
1.988
45
29.133
689
182.268
3.802
22.287
124
37.709
976
238.500
4.444
30.651

38.431
720
1.993
43
28.981
726
184.039
3.903
22.354
123
38.496
970
242.588
4.502
31.302

38.600
876
2.075
44
30.533
698
183.753
3.856
22.289
119
39.069
863
248.148
4.450
31.789

181
56.001

177
57.547

163
58.703

152
59.221

165
58.163

256
58.915

1.292
42.021
100
91.806
1.491
267

1.195
41.752
111
93.074
1.382
268

1.286
43.082
108
96.442
1.404
187

1.228
40.823
122
98.815
1.455
183

1.124
40.801
102
102.026
1.475
190

1.146
40.803
109
103.205
1.590
185

0
2.450
29
3.914
110
27.890

0
2.509
34
3.998
109
27.734

0
2.602
29
4.201
105
27.178

0
2.595
30
4.277
101
28.227

0
2.586
33
4.401
116
26.964

0
2.619
27
4.552
114
27.247

525
182

519
183

550
285

519
180

449
170

432
161

10
87

10
8

12
8

12
2

12
6

21
4

3.479

0
2.552

1.848

1.578

1.637

0
1.325

52

25

23

25

10

24

Jul

Ags

Sep *)

Items

Mei

Jun

Okt

38.979
857
2.048
46
31.629
664
186.517
3.730
22.036
119
39.741
798
255.577
4.549
31.979

39.885
873
2.073
46
32.301
665
188.435
3.778
23.033
129
42.609
958
257.514
4.668
32.572

39.392
769
2.077
48
31.557
665
192.630
3.628
23.181
119
42.895
825
260.322
4.647
33.303

40.233
779
2.158
37
31.429
730
196.647
3.269
23.599
146
42.855
798
264.904
4.678
34.149

41.274
775
2.195
35
33.248
889
200.698
3.599
23.774
145
48.031
841
265.359
4.977
33.146

43.590
745
2.281
33
33.096
905
208.973
3.621
23.435
132
47.656
677
271.828
4.928
34.031

44.711
741
2.257
32
32.057
905***)
212.138
3.745
24.571
139
44.734
780
279.386
5.067
36.311

247
60.876

463
61.492

474
62.460

452
62.546

458
62.930

450
65.760

454
67.320

449
68.852

1.315
40.133
111
104.085
1.654
185

1.325
41.914
120
107.685
1.686
183

1.434
41.310
118
106.832
1.534
98

1.464
44.943
131
108.514
1.704
101

1.347
46.171
143
111.279
1.663
104

1.110
50.649
137
113.269
1.506
107

1.596
51.935
153
114.267
1.896
112

1.560
51.441
156
113.896
1.733
15

1.565
52.654
162
118.475
1.815
15

0
2.639
36
4.555
114
25.911

0
2.655
34
4.618
114
25.807

0
2.786
38
4.685
113
25.933

0
2.686
35
4.872
96
25.552

0
2.801
34
4.873
39
27.000

0
2.779
29
5.047
44
26.978

0
2.808
30
5.176
69
29.174

0
2.922
31
5.231
69
27.891

0
2.944
31
5.259
40
28.120

0
2.906
27
5.130
44
28.121

415
161

431
156

413
163

423
162

462
166

486
169

513
170

481
170

516
170

498
184

618
169

21
4

17
5

17
4

18
5

17
5

18
5

17
7

18
7

8
7

8
8

8
7

9
9

0
1.266

0
1.315

2.042

0
2.773

0
2.190

0
1.881

0
1.550

0
2.354

0
2.633

0
660r)

0
663

0
704

0
448

23

70.485
1.003
2.925
21
12.469
174
84.406
855
24.328

84.532
1.311
3.537
30
13.628
170
84.246
919
28.765

87.476
1.330
3.762
23
14.246
195
86.780
947
30.471

88.441
1.371
3.908
24
14.596
192
85.296
935
32.308

89.028
1.367
4.074
28
14.713
207
84.074
983
33.505

90.636
1.371
4.220
24
15.062
214
82.686
1.000
34.921

91.316
1.330
4.325
27
15.215
210
80.791
993
34.757

93.836
1.339
4.555
26
15.579
213
80.392
940
35.337

95.605
1.329
4.737
18
15.879
211
79.117
909
36.186

95.601
1.397
4.819
19
15.997
226
77.285
910
35.668

96.217
1.401
4.962
22
16.240
235
76.650
851
36.157

97.932
1.453
5.087
22
16.598
236
74.587
857
37.671

99.657
1.455
5.269
22
17.035
274
74.612
806
38.550

101.229
1.455
5.351
20
17.447
288
74.886
796
39.789

103.211
1.478
5.503
17
17.912
309
75.614
756
41.112

105.234
1.474
5.712
19
18.530
303
79.205
710
42.417

106.293
1.563
5.854
21
18.925
320
79.057
728
43.363

107.822
1.556
6.144
27
19.300
315
80.300
736
44.011

420
50.775
921

416
48.078
833

399
50.953
791

423
51.014
799

442
51.870
804

424
51.445
793

439
54.710
807

436
55.249
861

427
57.410
892

430
59.730
998

435
61.765
1.059

448
62.394
1.027

489
63.509
1.155

501
63.879
1.259

498
63.841
1.231

520
64.533
1.265

533
63.473
1.216

517
63.635
1.224

107.887
1.620
6.110
18
19.311
316
80.928
724
44.534

Loans by Industrial Origin


1. Agricultures, Hunting and Forestry
NPL
2. Fisher
NPL
3. Mining and Quarrying
NPL
4. Procesing Industry
NPL
5. Electricity, Gas and Water
NPL
6. Construction
NPL
7. Wholesale and Retail Trade
NPL
8. Provision of accomodation and the
provision of eating and drinking
NPL
9. Transportation, Warehousing
and Communications
NPL
10. Financial intermediaries
NPL
11. Real Estate, Business, Ownership,
and
Business Services
NPL
12. Government administration, Defese
and Compulsory social security
NPL
13. Education Services
NPL
14. Health Services and Social Activities
NPL
15. Community,
Sociocultural,Entertainment and
Other
NPL Individual Services
16. Individual Services which
Serve Households
NPL
17. International Agency and Other Extra
Agency International
NPL
18. Business Activities which are not
clearly defined
NPL
Loans to Non Industrial Origin
House Hold
- For Home Ownership
NPL
- For Apartement Ownership
NPL
- For Shop House Ownership
NPL
- For Vehicles Ownership
NPL
- Others

538
NPL
63.861 Non Industrial Origin Others
1.256
NPL
***) Estimated figures
r) Revised figures

96

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 4.4.a. Kredit dan NPL BUSN Non Devisa Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

(Credit Channeling and NPL Credit Channeling of Non-Foreign Exchange Commercial Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary)
Miliar Rp (Billion Rp)
2011
Keterangan
Penerima Kredit Lapangan Usaha
1. Pertanian, Perburuan dan Kehutanan
NPL
2. Perikanan
NPL
3. Pertambangan dan Penggalian
NPL
4. Industri Pengolahan
NPL
5. Listrik, gas dan air
NPL
6. Konstruksi
NPL
7. Perdagangan Besar dan Eceran
NPL
8. Penyediaan akomodasi dan
penyediaan makan minum
NPL
9. Transportasi, pergudangan
dan komunikasi
NPL
10. Perantara Keuangan
NPL
11. Real Estate, Usaha Persewaan,
dan
Jasa Perusahaan
NPL
12. Admistrasi Pemerintahan, Pertahanan
dan Jaminan Sosial Wajib

NPL
13. Jasa Pendidikan
NPL
14. Jasa Kesehatan dan Kegiatan Sosial
NPL
15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan
dan Perorangan lainnya

NPL
16. Jasa Perorangan yang Melayani
Rumah Tangga
NPL
17. Badan Internasional dan
Badan Ekstra Internasional Lainnya
NPL
18. Kegiatan yang belum jelas
batasannya
NPL
Penerima Kredit Bukan Lapangan Usaha
Rumah Tangga
- Untuk Pemilikan Rumah Tinggal
NPL
- Untuk Pemilikan Flat atau Apartemen
NPL
- Untuk Pemilikan Ruko atau Rukan
NPL
- Untuk Pemilikan Kendaraan Bermotor
NPL
- Untuk Pemilikan Peralatan Rumah
Tangga Lainnya (termasuk pinjaman
multiguna)
NPL
Bukan Lapangan Usaha Lainnya
NPL

2012

2013

Des

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

572
14
167
2
404
8
4.266
117
187
0
1.618
96
10.576
288
1.340

638
14
152
4
421
14
4.459
220
105
1
1.629
140
12.075
360
1.545

701
20
176
5
542
14
4.481
214
102
1
1.659
137
12.669
386
1.571

812
20
176
6
549
16
4.420
226
103
1
1.570
144
13.015
399
1.683

804
18
173
8
540
16
4.421
227
103
5
1.564
145
13.290
425
1.709

834
17
173
9
555
16
4.522
197
86
1
1.638
138
13.644
448
2.004

763
16
168
9
563
17
4.371
188
85
1
1.664
140
13.967
443
2.060

20
1.754

34
2.123

35
2.321

25
2.516

28
2.519

28
2.467

45
4.054
16
6.222
254
1

43
4.146
24
6.948
217
0

43
4.545
24
7.501
270
1

130
4.639
25
7.608
229
1

130
4.653
25
7.584
205
1

301
3
381
5
2.103

329
5
415
6
2.891

336
5
416
6
3.032

392
5
419
5
3.071

49
30

87
46

102
49

1
0

2
1

20

Mar

842
12
187
8
593
12
4.711
185
84
1
1.740
142
14.304
441
2.122

914
13
209
7
612
13
4.785
193
97
1
1.771
134
14.796
448
2.168

955
16
189
7
574
13
4.935
200
98
1
1.661
133
14.873
475
2.196

999
20
188
8
600
15
4.981
206
96
1
1.819
142
15.219
515
2.245

28
2.386

30
2.562

30
2.526

32
2.518

192
4.743
24
7.980
198
1

192
4.871
27
8.209
201
1

195
4.710
27
8.296
231
1

181
4.904
22
9.034
308
1

419
5
428
5
3.638

418
6
426
5
3.795

435
6
429
4
3.850

441
6
437
4
3.732

93
52

132
53

140
62

132
64

2
2

2
10

3
0

3
0

72

43

36

39

2.611
141
87
1
124
10
1.206
48
25.574

2.703
130
116
0
113
8
1.703
45
27.800

2.742
130
122
117
8
1.848
45
28.238

82
4.545
41

113
4.406
54

109
4.538
56

Ags

Sep

Items

Apr

Mei

Jun

Jul

Okt

1.114
18
187
8
550
12
5.483
173
101
1
1.895
151
15.982
569
2.353

1.085
22
183
8
728
10
5.330
226
91
1
1.846
141
15.686
547
2.407

1.468
22
184
8
731
21
5.746
202
88
1
2.017
151
16.719
564
2.463

1.520
21
203
8
1.000
18
5.907
200
96
1
2.239
148
17.086
538
2.291

1.620
24
197
8
1.050
19
5.987
187
99
1
2.472
148
17.386
575
2.340

1.609
24
202
8
1.062
24
5.895
184
144
1
2.391
143
16.904
553
2.277

1.694
28
217
7
1.096
34
6.024
165
142
1
2.450
147
17.122
539
2.293

1.732
31
240
7
1.119
29
6.135
223
154
1
2.522
141
17.232
565
2.356

32
2.576

34
2.574

35
2.614

36
2.667

37
2.733

38
2.782

36
2.589

34
2.613

38
2.593

193
5.073
36
8.587
194
0

192
4.686
36
8.906
268
0

192
5.007
38
9.274
220
0

195
5.451
37
9.140
229
0

191
5.848
38
9.672
261
0

191
6.736
37
10.366
235
0

191
6.030
41
10.560
267
0

191
6.215
43
10.566
254
0

187
7.283
52
10.657
235
0

211
5.818
55
10.919
255
0

453
7
463
5
4.006

445
7
471
4
4.603

442
7
473
4
4.728

437
8
507
11
4.184

455
7
513
4
5.494

547
7
519
7
4.449

554
8
523
8
4.581

567
5
531
11
5.256

507
4
539
11
5.401

488
4
540
9
5.600

0
470
3
539
8
5.716

157
68

138
71

139
73

139
73

99
74

129
73

95
76

96
78

171
87

132
87

110
88

122
90

3
0

3
0

4
3

3
0

3
0

3
0

3
0

4
0

4
0

4
0

3
0

4
0

4
0

62

36

33

33

33

33

33

29

35

31

23

20

21

20

2.771
128
124
112
8
1.938
45
29.049

2.799
126
132
109
8
1.971
45
29.735

2.826
126
130
112
8
2.023
45
30.455

2.905
124
136
108
10
2.102
45
30.903

2.958
134
139
106
8
2.150
46
31.246

3.052
131
150
109
9
2.193
46
31.409

3.055
133
148
108
9
2.203
47
31.680

3.138
137
143
111
9
2.188
12
31.959

3.197
141
145
114
3
2.193
12
32.905

3.515
149
148
112
3
2.165
12
32.365

3.610
152
156
119
3
2.127
15
32.695

3.683
153
162
122
2
2.123
14
33.244

3.800
148
170
0
123
2
2.135
11
33.653

3.759
157
157
120
2
2.100
12
33.831

3.787
147
184
117
2
2.129
11
34.184

3.833
147
184
119
2
2.094
11
34.542

121
4.952
60

125
4.967
33

122
4.895
29

120
5.241
28

124
5.518
31

121
5.691
28

133
5.651
31

137
5.750
30

134
5.747
38

133
5.760
38

135
5.852
39

127
5.973
39

130
5.921
40

136
5.849
41

127
5.919
46

Loans by Industrial Origin


1. Agricultures, Hunting and Forestry
NPL
2. Fisher
NPL
3. Mining and Quarrying
NPL
4. Procesing Industry
NPL
5. Electricity, Gas and Water
NPL
6. Construction
NPL
7. Wholesale and Retail Trade
NPL
8. Provision of accomodation and the
provision of eating and drinking
NPL
9. Transportation, Warehousing
and Communications
NPL
10. Financial intermediaries
NPL
11. Real Estate, Business, Ownership,
and
Business Services
NPL
12. Government administration, Defese
and Compulsory social security
NPL
13. Education Services
NPL
14. Health Services and Social Activities
NPL
15. Community,
Sociocultural,Entertainment and
Other
NPL Individual Services
16. Individual Services which
Serve Households
NPL
17. International Agency and Other Extra
Agency International
NPL
18. Business Activities which are not
clearly defined
NPL
Loans to Non Industrial Origin
House Hold
- For Home Ownership

NPL
- For Apartement Ownership

NPL
- For Shop House Ownership

NPL
- For Vehicles Ownership

NPL
- Others

132
NPL
5.999 Non Industrial Origin Others
51
NPL

97

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 4.5.a. Kredit dan NPL BPD Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

(Credit Channeling and NPL Credit Channeling of Regional Development Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary)
Miliar Rp (Billion Rp)
Keterangan
Penerima Kredit Lapangan Usaha
1. Pertanian, Perburuan dan Kehutanan
NPL
2. Perikanan
NPL
3. Pertambangan dan Penggalian
NPL
4. Industri Pengolahan
NPL
5. Listrik, gas dan air
NPL
6. Konstruksi
NPL
7. Perdagangan Besar dan Eceran
NPL
8. Penyediaan akomodasi dan
penyediaan makan minum
NPL
9. Transportasi, pergudangan
dan komunikasi
NPL
10. Perantara Keuangan
NPL
11. Real Estate, Usaha Persewaan,
dan
Jasa Perusahaan
NPL
12. Admistrasi Pemerintahan, Pertahanan
dan Jaminan Sosial Wajib

NPL
13. Jasa Pendidikan
NPL
14. Jasa Kesehatan dan Kegiatan Sosial
NPL
15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan
dan Perorangan lainnya

NPL
16. Jasa Perorangan yang Melayani
Rumah Tangga
NPL
17. Badan Internasional dan
Badan Ekstra Internasional Lainnya
NPL
18. Kegiatan yang belum jelas
batasannya
NPL

2011

2012

2013

Des

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

5.819
240
301
22
1.280
45
3.727
220
2.205
5
10.291
607
19.560
900
1.545

9.427
367
299
26
2.043
15
4.165
210
2.936
6
9.709
974
20.000
1.117
1.589

10.202
388
316
27
2.191
13
4.272
204
2.884
110
10.757
984
20.767
1.250
1.534

7.360
310
337
32
2.217
21
4.259
172
2.913
110
11.883
1.056
20.518
1.102
1.489

8.075
553
340
31
2.193
28
4.389
219
2.649
111
12.359
1.472
20.594
1.155
1.551

8.228
561
351
32
2.173
31
4.422
214
2.614
112
13.655
1.294
20.870
1.141
1.590

8.354
569
363
34
2.148
33
4.450
211
2.656
112
14.296
1.290
20.412
1.193
1.622

60
2.835

65
3.086

59
3.124

42
3.194

126
3.183

125
3.259

47
1.055
19
3.000
136
197

56
1.101
20
2.944
163
151

81
1.484
19
3.082
129
142

157
1.596
20
4.917
214
130

211
1.665
21
5.003
146
121

675
8
727
14
2.613

666
5
640
17
2.717

0
652
5
650
17
2.856

596
5
667
17
3.881

97
270

100
133

98
137

17
0

16
1

0
239

Mar

8.465
580
362
34
2.003
37
4.536
212
2.697
112
14.683
1.252
20.998
1.229
1.664

8.597
552
359
29
1.931
83
5.643
272
2.601
111
11.855
1.154
21.337
1.101
1.848

8.652
618
354
31
1.891
163
5.429
301
2.953
112
9.515
1.232
21.103
1.185
1.862

8.715
618
361
30
1.919
123
5.554
308
2.955
113
9.182
1.109
21.760
1.221
2.040

122
3.339

124
3.385

118
3.425

125
3.418

165
1.684
20
4.639
135
118

251
1.704
24
4.911
147
107

246
1.722
23
5.111
187
103

245
1.787
21
5.212
258
129

581
4
674
16
3.890

595
4
685
16
3.896

597
4
691
26
3.847

611
6
700
20
3.881

370
149

383
148

395
147

491
139

9
1

26
452

26
445

28
428

0
274

0
263

13
256

13
189

12

32

30

11.939
179
232
3
241
17
438
4
46.536

10.698
196
185
2
306
20
392
3
57.460

10.552
191
204
3
336
18
405
2
60.139

162
59.977
260

208
61.275
294

214
61.683
168

Ags

Sep *)

Items

Apr

Mei

Jun

Jul

Okt

8.860
631
363
30
1.951
161
5.528
291
2.894
114
9.654
1.124
22.260
1.232
2.125

8.828
645
378
33
1.968
137
5.935
299
2.920
114
10.634
1.359
23.004
1.301
2.502

9.111
649
390
34
1.645
95
5.934
312
2.935
115
11.768
1.424
23.536
1.439
2.613

9.346
704
392
32
1.559
96
5.945
313
2.854
115
13.414
1.460
24.152
1.462
2.733

9.559
729
395
37
1.561
114
6.093
318
2.938
117
14.459
1.426
24.460
1.559
2.786

9.551
756
403
40
1.549
144
6.154
316
2.930
118
15.366
1.374
24.312
1.622
2.808

9.727
719
409
33
1.539
143
6.260
326
2.812
119
16.795
1.370
24.785
1.630
2.912

9.730
783
432
37
1.522
138
6.536
341
2.818
120
17.552
1.565
25.103
1.689
3.068

122
3.341

123
3.445

124
3.463

125
3.517

123
3.504

129
3.421

126
3.404

128
3.396

125
3.447

482
1.990
24
5.517
707
79

451
2.022
23
6.024
499
75

387
2.081
22
6.282
267
68

394
2.153
21
6.460
268
96

462
2.275
20
6.533
276
95

457
2.620
20
6.549
319
91

470
2.820
21
6.525
364
83

471
2.833
18
6.554
384
82

750
2.931
17
6.972
518
91

729
3.159
19
7.192
638
67

638
4
804
18
3.875

602
4
742
17
3.792

628
5
737
18
4.307

542
6
759
18
4.459

543
7
772
20
4.697

0
522
8
803
19
5.012

0
530
9
815
18
5.153

0
551
9
821
18
5.259

0
584
12
829
19
5.302

0
567
12
857
15
5.301

0
671
10
811
17
5.290

483
140

338
128

347
124

365
124

351
136

379
127

391
125

384
145

444
114

459
132

460
126

463
126

29
419

26
412

20
402

19
376

19
367

23
354

20
337

20
321

25
301

18
279

20
268

20
251

20
247

11
209

10
162

11
158

8
150

8
141

8
143

8
117

9
77

8
70

8
76

8
76

8
81

8
75

8
75***)

10

11.406
221
195
2
346
19
459
4
61.923

11.503
266
196
3
344
13
462
4
62.530

11.666
274
214
3
358
15
467
4
62.793

11.583
276
225
3
300
17
373
4
65.939

11.858
287
253
2
313
18
400
4
65.439

12.275
282
220
2
348
18
418
4
66.292

12.433
302
244
7
350
19
426
4
66.648

12.518
313
263
6
377
19
483
4
67.691

12.883
327
228
3
396
38
484
4
68.516

13.218
352
229
3
410
42
483
4
69.559

13.614
372
250
3
419
45
483
4
70.471

13.978
381
256
3
432
47
496
3
71.852

14.459
407
285
3
440
48
470
3
72.684

14.747
432
319
8
461
50
471
4
72.819

15.153
431
337
13
451
50
480
4
73.768

15.564
453
356
13
458
54
466
4
74.374

222
61.419
150

220
61.858
164

227
63.664
165

240
64.389
155

233
66.832
164

225
68.575
154

226
69.658
165

223
71.403
168

226
72.895
166

233
74.487
168

243
75.894
173

241
77.622
175

243
79.282
191

252
79.818
204

255
81.181
210

257
NPL
81.979 Non Industrial Origin Others
208
NPL

Penerima Kredit Bukan Lapangan Usaha


Rumah Tangga
- Untuk Pemilikan Rumah Tinggal
NPL
- Untuk Pemilikan Flat atau Apartemen
NPL
- Untuk Pemilikan Ruko atau Rukan
NPL
- Untuk Pemilikan Kendaraan Bermotor
NPL
- Untuk Pemilikan Peralatan Rumah
Tangga Lainnya (termasuk pinjaman
multiguna)
NPL
Bukan Lapangan Usaha Lainnya
NPL
***) Angka-angka sangat-sangat sementara

Loans by Industrial Origin


1. Agricultures, Hunting and Forestry
NPL
2. Fisher
NPL
3. Mining and Quarrying
NPL
4. Procesing Industry
NPL
5. Electricity, Gas and Water
NPL
6. Construction
NPL
7. Wholesale and Retail Trade
NPL
8. Provision of accomodation and the
provision of eating and drinking
NPL
9. Transportation, Warehousing
and Communications
NPL
10. Financial intermediaries
NPL
11. Real Estate, Business, Ownership,
and
Business Services
NPL
12. Government administration, Defese
and Compulsory social security
NPL
13. Education Services
NPL
14. Health Services and Social Activities
NPL
15. Community,
Sociocultural,Entertainment and
Other
NPL Individual Services
16. Individual Services which
Serve Households
NPL
17. International Agency and Other Extra
Agency International
NPL
18. Business Activities which are not
clearly defined
NPL
Loans to Non Industrial Origin
House Hold
- For Home Ownership

NPL
- For Apartement Ownership

NPL
- For Shop House Ownership

NPL
- For Vehicles Ownership

NPL
- Others

***) Estimated figures

98

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 4.6.a. Kredit dan NPL Bank Campuran Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

(Credit Channeling and NPL Credit Channeling of Join Venture Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary)
Miliar Rp (Billion Rp)
Keterangan
Penerima Kredit Lapangan Usaha
1. Pertanian, Perburuan dan Kehutanan
NPL
2. Perikanan
NPL
3. Pertambangan dan Penggalian
NPL
4. Industri Pengolahan
NPL
5. Listrik, gas dan air
NPL
6. Konstruksi
NPL
7. Perdagangan Besar dan Eceran
NPL
8. Penyediaan akomodasi dan
penyediaan makan minum
NPL
9. Transportasi, pergudangan
dan komunikasi
NPL
10. Perantara Keuangan
NPL
11. Real Estate, Usaha Persewaan,
dan
Jasa Perusahaan
NPL
12. Admistrasi Pemerintahan, Pertahanan
dan Jaminan Sosial Wajib

NPL
13. Jasa Pendidikan
NPL
14. Jasa Kesehatan dan Kegiatan Sosial
NPL
15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan
dan Perorangan lainnya

NPL
16. Jasa Perorangan yang Melayani
Rumah Tangga
NPL
17. Badan Internasional dan
Badan Ekstra Internasional Lainnya
NPL
18. Kegiatan yang belum jelas
batasannya
NPL
Penerima Kredit Bukan Lapangan Usaha
Rumah Tangga
- Untuk Pemilikan Rumah Tinggal
NPL
- Untuk Pemilikan Flat atau Apartemen
NPL
- Untuk Pemilikan Ruko atau Rukan
NPL
- Untuk Pemilikan Kendaraan Bermotor
NPL
- Untuk Pemilikan Peralatan Rumah
Tangga Lainnya (termasuk pinjaman
multiguna)
NPL
Bukan Lapangan Usaha Lainnya
NPL
***) Angka-angka sangat-sangat sementara

2011

2012

2013

Des

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

4.979
3
228
13
7.141
41.936
921
1.264
2.384
18
15.439
274
309

5.822
3
203
12
9.108
47.777
930
1.583
2.665
34
19.735
400
486

6.159
0
194
12
9.208
48.555
824
1.632
3.142
37
21.547
525
647

6.368
0
208
11
8.948
50.745
844
1.699
3.082
31
21.879
525
696

7.082
0
229
11
9.369
65
52.049
853
1.683
2.914
32
22.831
528
718

6.974
0
237
11
9.558
65
51.235
890
1.532
3.063
58
24.054
529
753

6.737
0
264
11
9.904
116
50.755
899
1.685
3.248
62
24.348
506
801

9
6.215

10
6.887

10
6.906

10
7.156

10
7.167

10
6.993

210
17.858
6.946
31
1

242
17.943
8.221
31
1

276
18.570
8.369
31
1

279
18.175
9.030
31
1

279
18.729
9.218
31
1

187
3
298
0
661

173
3
269
0
794

168
3
244
777

172
3
245
786

2
2

1
1

1
1

92

84

455
0

Mar

6.102
1
271
11
9.427
121
50.357
834
1.879
3.496
63
25.165
463
1.157

6.441
1
257
9
11.529
117
51.871
859
1.764
3.497
70
25.798
439
1.129

6.280
1
270
9
11.757
113
52.989
817
1.755
3.472
62
26.010
448
1.106

6.415
1
274
9
11.406
113
54.457
789
1.741
3.493
54
26.231
452
1.249

9
7.520

9
7.924

9
8.274

9
8.513

279
18.488
9.104
32
2

280
18.870
9.428
32
1

285
17.913
9.302
32
2

284
18.234
9.228
32
194

179
3
244
800

176
3
243
689

161
3
240
742

195
3
245
826

21
1

21
1

21
2

23
2

84

84

85

76

159

156

157

157

Ags

Sep *)

Items

Apr

Mei

Jun

Jul

Okt

6.497
1
274
9
11.032
113
56.233
814
1.923
3.749
48
26.902
453
1.363

7.028
1
271
9
11.647
66
59.307
808
1.899
3.814
46
27.245
454
1.358

7.430
1
240
9
11.345
67
61.916
720
1.837
4.075
48
26.796
535
1.425

7.739
1
218
8
11.822
67
62.525
502
2.219
4.251
47
28.331
518
1.437

8.368
1
207
8
13.330
345
64.348
515
2.243
4.240
48
27.911
507
1.439

8.612
1
204
8
14.818
367
66.911
597
2.393
4.214
44
29.463
484
1.475

9.461
1
207
0
14.115
310
69.599
603
2.452
4.325
45
29.817
349
1.524

9.406
1
213
0
11.686
325
69.205
601
2.778
3.889
45***)
28.579
356
1.507

9
8.276

0
8.879

0
9.067

0
9.503

0
9.577

0
9.776

0
10.074

0
10.385

0
10.286

281
18.094
9.281
32
196

279
18.084
9.033
32
196

287
17.919
9.137
36
196

306
19.054
9.806
34
196

305
19.581
10.031
30
198

307
21.082
10.208
48
177

314
22.722
10.391
48
183

326
23.126
10.818
34
194

337
23.086
10.917
37
206

407
23.288
10.523
33
200

202
3
244
778

191
3
233
827

194
3
230
839

193
3
238
875

189
3
259
883

191
3
256
857

194
3
257
816

190
3
254
813

200
3
256
744

215
3
254
1
732

214
3
232
1
713

24
1

21
1

21
2

23
2

23
2

23
2

23
2

23
2

24
2

24
2

28
2

28***)
2

77

76

77

78

67

67

67

67

68

70

75

79

77

155

157

158

159

158

210

203

208

204

206

210

225

235

226

Loans by Industrial Origin


1. Agricultures, Hunting and Forestry
NPL
2. Fisher
NPL
3. Mining and Quarrying
NPL
4. Procesing Industry
NPL
5. Electricity, Gas and Water
NPL
6. Construction
NPL
7. Wholesale and Retail Trade
NPL
8. Provision of accomodation and the
provision of eating and drinking
NPL
9. Transportation, Warehousing
and Communications
NPL
10. Financial intermediaries
NPL
11. Real Estate, Business, Ownership,
and Business Services
NPL
12. Government administration, Defese
and Compulsory social security
NPL
13. Education Services
NPL
14. Health Services and Social Activities
NPL
15. Community,
Sociocultural,Entertainment and
Other Individual Services
NPL
16. Individual Services which
Serve Households
NPL
17. International Agency and Other Extra
Agency International
NPL
18. Business Activities which are not
clearly defined
NPL
Loans to Non Industrial Origin
House Hold
- For Home Ownership

1.463
37
43
1
148
0
5.075
34
810

1.663
34
52
1
204
1
4.577
38
917

1.736
36
54
1
206
1
4.355
36
929

1.750
37
54
1
223
0
4.120
31
954

1.798
41
61
1
223
0
3.908
33
947

1.877
39
62
1
218
0
3.660
37
957

1.889
43
64
1
229
0
3.399
34
963

1.920
44
65
1
254
0
3.217
32
963

1.984
41
68
1
264
0
2.980
28
969

2.050
41
111
1
306
1
2.569
24
987

2.076
42
109
1
306
1
2.322
23
991

2.139
41
110
1
314
1
2.083
21
997

2.238
41
118
1
259
1
1.857
18
897

2.327
43
116
1
257
2
1.651
16
928

2.452
44
130
1
266
3
1.837
15
995

2.544
43
138
1
270
2
2.155
13
970

2.573
46
137
1
271
7
2.416
12
936

2.589
43
133
7
280
3
2.275
11
964

2.610
54
132
6
284
6
2.727
12
993

84
6.455
396

105
7.071
337

109
7.141
338

113
7.245
339

117
7.235
340

120
7.265
343

110
7.246
337

113
7.354
338

117
7.351
336

121
7.398
339

125
7.411
341

129
7.458
346

18r)
7.491
328

20r)
7.496
321

20
7.557
325

25
7.609
301

30
7.597
321

35
7.670
320

26
NPL
7.701 Non Industrial Origin Others
321
NPL

NPL
- For Apartement Ownership

NPL
- For Shop House Ownership

NPL
- For Vehicles Ownership

NPL
- Others

***) Estimated figures

99

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 4.7.a. Kredit dan NPL Bank Asing Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

(Credit Channeling and NPL Credit Channeling of Foreign Owned Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary)
Miliar Rp (Billion Rp)
Keterangan
Penerima Kredit Lapangan Usaha
1. Pertanian, Perburuan dan Kehutanan
NPL
2. Perikanan
NPL
3. Pertambangan dan Penggalian
NPL
4. Industri Pengolahan
NPL
5. Listrik, gas dan air
NPL
6. Konstruksi
NPL
7. Perdagangan Besar dan Eceran
NPL
8. Penyediaan akomodasi dan
penyediaan makan minum
NPL
9. Transportasi, pergudangan
dan komunikasi
NPL
10. Perantara Keuangan
NPL
11. Real Estate, Usaha Persewaan,
dan
Jasa Perusahaan
NPL
12. Admistrasi Pemerintahan, Pertahanan
dan Jaminan Sosial Wajib

NPL
13. Jasa Pendidikan
NPL
14. Jasa Kesehatan dan Kegiatan Sosial
NPL
15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan
dan Perorangan lainnya

NPL
16. Jasa Perorangan yang Melayani
Rumah Tangga
NPL
17. Badan Internasional dan
Badan Ekstra Internasional Lainnya
NPL
18. Kegiatan yang belum jelas
batasannya
NPL
Penerima Kredit Bukan Lapangan Usaha
Rumah Tangga
- Untuk Pemilikan Rumah Tinggal
NPL
- Untuk Pemilikan Flat atau Apartemen
NPL
- Untuk Pemilikan Ruko atau Rukan
NPL
- Untuk Pemilikan Kendaraan Bermotor
NPL
- Untuk Pemilikan Peralatan Rumah
Tangga Lainnya (termasuk pinjaman
multiguna)
NPL
Bukan Lapangan Usaha Lainnya
NPL
***) Angka-angka sangat-sangat sementara

2011

2012

2013

Des

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

1.822
0
6
11.664
38.797
1.120
4.305
556
0
8.778
29
217

2.292
0
7
17.754
48.973
1.020
4.709
1.388
11
13.272
52
237

2.885
0
6
17.163
48.530
1.102
4.729
2.133
11
13.933
49
238

2.008
0
6
18.876
42
50.914
1.145
4.841
1.856
11
14.569
32
257

1.595
0
30
17.887
42
54.212
1.163
5.242
1.694
12
15.581
32
265

1.672
0
30
19.061
42
56.455
1.157
5.186
2.030
12
16.453
33
271

1.765
0
30
19.076
42
56.671
1.161
5.232
2.060
12
18.012
31
281

0
5.944

0
6.984

0
7.561

0
8.001

0
7.768

0
7.801

151
25.250
2.329
92

13
32.003
0
3.803
0
95

13
31.387
3.569
0
86

9
31.568
4.422
0
87

9
32.097
0
4.516
0
88

1
0
3
0
1.082

1
0
2
0
1.376

1
0
2
0
1.576

1
0
1
0
1.578

0
-

0
-

0
-

15.804
202

Mar

1.727
0
32
20.638
141
58.739
1.028
5.152
2.128
12
19.373
110
282

2.174
0
30
20.217
136
57.077
973
5.151
2.070
12
20.492
120
278

2.510
0
29
19.606
151
58.383
926
5.185
1.847
12
19.663
111
279

2.210
0
28
18.178
151
58.666
948
5.245
1.626
10
19.936
110
278

0
7.496

0
7.233

0
7.255

0
7.265

8
31.758
0
4.333
0
88

9
31.661
0
4.407
0
88

7
31.148
0
3.810
0
88

8
31.670
3.451
8
79

1
0
1
0
1.572

0
0
1
0
1.491

0
0
1
0
1.496

0
0
1
1.507

0
-

0
-

0
-

0
-

808

987

914

872

113

119

105

102

Ags

Sep

Items

Apr

Mei

Jun

Jul

Okt

2.525
0
27
18.379
150
61.171
911
5.203
1.544
10
20.611
109
311

2.608
0
29
19.736
58
62.384
895
5.226
1.977
10
21.671
109
307

2.510
0
28
20.702
58
64.267
870
5.180
2.434
10
20.052
92
308

2.450
0
27
17.586
59
65.696
926
5.069
2.463
10
20.757
196
329

2.658
0
26
20.166
63
72.153
957
5.277
2.883
10
21.319
203
357

2.846
0
33
21.883
64
76.235
1.005
5.599
3.114
11
21.903
214
380

2.882
0
42
23.201
66
79.863
1.043
5.973
3.319
12
23.121
222
408

2.948
0
40
20.129
65
76.965
1.022
5.792
3.391
11
22.919
222***)
418

0
7.256

0
8.241

0
8.523

0
8.439

0
8.406

0
8.835

0
10.097

0
11.151

0
10.807

7
31.536
3.730
8
80

135r)
31.805
3.275
8
80

136r)
31.566
0
3.184
0
80

132r)
31.805
3.582
0
209

131r)
33.125
3.216
0
211

131
32.183
3.202
0
204

132
32.750
3.811
0
212

161
33.526
4.169
0
225

173
34.876
4.144
0
238

162
33.702
4.617
0
232

0
0
1
1.469

0
0
2
0
1.484

0
0
2
0
1.480

0
0
3
1.383

0
0
3
1.382

0
3
1.396

0
3
1.266

0
3
0
1.306

0
3
1.381

0
4
1.320

0
4
1.526

0
-

0
-

0
-

0
-

0
-

1
-

0
-

0
-

0
-

0
-

0
-

0
-

917

901

1.041

1.044

936

897

928

915

838

834

890

901

966

977

92

77

60

45

46

46

45

48

38

37

36

32

36

37

574
12
16
3.954

568
12
18
3.987

579
12
19
3.870

586
12
19
3.817

573
12
19
3.831

570
12
20
3.882

532
0
12
21
3.826

532
0
10
20
3.872

544
0
10
24
3.971

535
0
10
24
3.866

525
0
10
25
3.945

539
0
3
24
3.890

541
0
3
25
3.831

545
0
3
24
3.887

531
0
3
24
4.088

536
0
3
24
4.053

538
0
3
24
4.201

536
0
4
24
4.164

209
15.278
1.715

327
15.473
1.811

106
15.649
1.842

91
15.731
1.899

90
15.713
1.833

89
15.741
1.741

86
15.775
1.652

83
15.923
1.496

83
15.848
1.282

83
15.768
1.308

89
15.794
1.348

88
15.715
1.351

88
15.942
1.354

85
16.103
1.367

89
16.360
1.398

86
16.397
1.419

87
16.461
1.445

85
16.546
1.480

540
0
4
24
4.174

Loans by Industrial Origin


1. Agricultures, Hunting and Forestry
NPL
2. Fisher
NPL
3. Mining and Quarrying
NPL
4. Procesing Industry
NPL
5. Electricity, Gas and Water
NPL
6. Construction
NPL
7. Wholesale and Retail Trade
NPL
8. Provision of accomodation and the
provision of eating and drinking
NPL
9. Transportation, Warehousing
and Communications
NPL
10. Financial intermediaries
NPL
11. Real Estate, Business, Ownership,
and
Business Services
NPL
12. Government administration, Defese
and Compulsory social security
NPL
13. Education Services
NPL
14. Health Services and Social Activities
NPL
15. Community,
Sociocultural,Entertainment and
Other Individual Services
NPL
16. Individual Services which
Serve Households
NPL
17. International Agency and Other Extra
Agency International
NPL
18. Business Activities which are not
clearly defined
NPL
Loans to Non Industrial Origin
House Hold
- For Home Ownership
NPL
- For Apartement Ownership
NPL
- For Shop House Ownership
NPL
- For Vehicles Ownership
NPL
- Others

102
NPL
16.756 Non Industrial Origin Others
1.500
NPL
***) Estimated figures

100

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 4.8.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Per Lokasi Dati I Bank Penyalur Kredit - Oktober 2013

Credit and NPL of Commercial Bank to Non Banks Third Party Based on Business Sector and non Business Sector of Credit by Region - October 2013)
Miliar Rp (Billion Rp)
Lapangan Usaha

Keterangan

Jawa Barat
NPL
Banten
NPL
DKI Jakarta
NPL
D.I Yogyakarta
NPL
Jawa Tengah
NPL
Jawa Timur
NPL
Bengkulu
NPL
Jambi
NPL
Aceh
NPL
Sumatera Utara
NPL
Sumatera Barat
NPL
Riau
NPL
Sumatera Selatan
NPL
Bangka Belitung
NPL
Kepulauan Riau
NPL
Lampung
NPL
Kalimantan Selatan
NPL
Kalimantan Barat
NPL
Kalimantan Timur
NPL
Kalimantan Tengah
NPL
Sulawesi Tengah
NPL
Sulawesi Selatan
NPL
Sulawesi Utara
NPL
Gorontalo
NPL
Sulawesi Barat
NPL
Sulawesi Tenggara
NPL
Nusa Tenggara Barat
NPL
Bali
NPL
Nusa Tenggara Timur
NPL
Maluku
NPL
Papua
NPL
Maluku Utara
NPL
Papua Barat
NPL
Lainnya
NPL
Total
NPL

Pertanian,
perburuan
dan
Kehutanan

Perikanan

Pertambanga
n dan
Penggalian

Industri
Pengolahan

Listrik, gas
dan air

Konstruksi

Perdagangan
Besar dan
Eceran

Penyediaan
akomodasi
dan
penyediaan
makan
minum

Transportasi,
pergudangan
dan
komunikasi

Perantara
Keuangan

10

Bukan Lapangan Usaha


Real Estate,
Admistrasi
Usaha
Pemerintahan
Persewaan, , Pertahanan
dan Jasa
dan Jaminan
Perusahaan Sosial Wajib

11

12

Jasa
Kemasyaraka
Jasa
tan, Sosial
Jasa Pendidi- Kesehatan
Budaya,
kan
dan Kegiatan
Hiburan dan
Sosial
Perorangan
lainnya
13

14

15

Jasa
Perorangan
yang
Melayani
Rumah
Tangga

Badan
Internasional
dan Badan
Ekstra
Internasional
Lainnya

Kegiatan
yang belum
jelas
batasannya

16

17

18

Rumah
Tangga Untuk
Pemilikan
Rumah
Tinggal

Rumah
Tangga Untuk
Pemilikan
Flat atau
Apartemen

Rumah
Tangga Untuk
Pemilikan
Ruko atau
Rukan

Rumah
Tangga Untuk
Pemilikan
Kendaraan
Bermotor

Rumah
Tangga Untuk
Pemilikan
Peralatan
Rumah
Tangga
Lainnya

4.850
255
337
21
71.000
446
431
8
3.830
88
7.502
326
730
13
3.988
81
866
25
23.138
263
3.924
112
9.540
287
9.005
352
203
1
107
64
5.327
31
3.491
40
4.128
42
3.637
29
5.866
5
663
12
1.158
136
218
7
89
20
202
43
285
8
249
16
885
7
81
3
38
6
276
3
9
0
15
0
1.306
-

394
66
22
2
2.204
9
59
2
500
16
483
12
17
1
27
2
20
1
223
9
66
5
52
3
58
1
44
0
49
0
663
6
72
2
82
2
74
5
14
1
60
0
218
14
241
11
16
0
4
0
41
2
33
1
212
0
23
3
38
4
41
2
11
1
20
7
-

1.678
22
404
9
94.760
1.741
23
5
302
1
1.946
16
82
7
97
9
36
4
257
5
375
8
272
1
473
4
1.144
5
404
0
478
3
798
41
199
2
3.079
139
5
0
77
1
448
2
37
1
3
0
2
0
72
2
7
72
0
7
1
1
0
74
1
52
0
2.130
12

39.005
972
8.622
73
314.699
5.289
1.354
81
27.732
710
80.830
1.495
297
3
813
4
1.950
21
29.434
632
1.597
26
1.632
21
3.677
96
561
2
4.694
20
3.278
38
1.391
23
825
4
4.955
15
289
3
243
8
4.046
184
435
7
63
2
34
3
152
5
186
5
1.603
5
212
2
55
0
577
29
33
4
295
9
2.677
50

954
2
701
0
67.795
252
42
0
227
2
893
8
26
0
6
0
111
0
1.170
1
31
0
102
0
187
2
4
0
547
0
26
2
306
1
70
0
62
0
9
0
7
118
0
3
1
1
6
0
8
0
58
0
48
1
16
29
3
0
2
169
-

9.396
342
2.739
81
58.414
1.342
469
15
4.036
91
9.939
408
216
15
834
13
544
90
5.118
390
523
20
1.988
111
3.137
506
325
5
1.678
19
814
14
1.217
31
913
12
4.956
580
382
25
417
24
3.017
188
717
24
121
24
47
2
430
20
635
17
1.741
7
695
22
378
55
1.382
34
234
22
413
17
153
-

53.325
2.352
12.258
338
226.585
3.588
5.838
151
55.028
1.720
75.459
1.936
2.664
107
5.160
218
4.779
540
37.688
1.059
9.258
407
9.810
501
11.572
393
1.836
24
4.142
48
10.690
322
6.407
156
7.462
165
10.734
261
2.760
64
4.728
214
21.017
755
5.820
199
1.756
121
1.198
55
3.373
106
5.437
126
13.664
102
3.251
88
1.497
41
4.243
101
1.168
63
2.031
66
4.846
147

4.371
252
409
10
26.013
70
1.056
9
2.700
26
3.540
87
123
3
434
2
92
6
1.796
32
604
31
922
11
718
85
67
1
725
3
278
6
531
5
449
85
1.290
14
91
2
244
5
2.363
37
277
48
37
1
31
0
332
8
438
2
5.297
3
184
4
110
2
631
8
49
4
121
10
2
-

12.172
116
1.081
3
100.997
2.672
315
10
4.027
46
9.535
91
50
4
331
2
51
5
3.678
111
391
15
1.592
43
655
14
51
0
2.694
15
901
17
1.450
45
1.478
17
5.248
490
153
7
125
1
3.007
29
214
9
26
1
6
0
72
1
153
3
389
3
173
5
80
2
410
8
37
1
243
3
1.568
-

1.749
72
2.810
1
131.476
67
602
3
2.237
32
1.283
38
2
0
115
2
10
1
778
1
453
3
213
4
145
3
0
0
32
0
109
10
134
0
96
355
2
0
0
5
908
113
16
2
1
3
0
6
0
89
2
474
9
57
6
3
0
4
0
2.222
-

13.064
359
4.706
53
117.781
1.009
1.641
20
6.069
120
10.150
325
390
10
1.020
34
677
68
5.753
148
993
22
2.899
128
1.747
62
158
2
1.851
42
1.792
26
1.724
62
1.394
22
5.987
524
464
21
338
9
2.541
162
940
28
59
4
59
19
483
22
335
6
1.522
5
127
5
191
3
412
16
106
5
275
8
500
-

25
1
6
1.586
0
5
6
0
30
0
0
1
0
39
2
2
0
8
1
1
1
0
2
0
3
0
6
0
1
0
15
0
2
0
0
0
1
2
3
2
1
0
2
11
0
4.298
-

730
8
256
0
1.899
14
169
1
340
8
604
12
22
1
19
0
13
0
238
3
49
0
60
2
82
0
2
0
77
1
101
0
52
0
38
0
16
1
4
0
9
102
1
36
1
3
9
0
7
0
139
0
11
1
0
33
4
1
0
5
0
0
-

1.299
107
232
2
3.544
17
129
17
571
9
1.027
5
21
0
71
3
50
4
608
6
97
1
244
1
136
1
10
0
39
87
3
54
7
108
0
129
8
16
0
18
0
130
2
39
0
37
1
9
0
17
0
134
5
509
0
20
0
6
0
24
3
4
6
82
-

4.984
114
1.131
26
24.874
392
653
15
2.599
67
4.264
107
121
5
265
5
878
296
1.234
40
376
12
775
51
459
17
81
7
322
5
643
11
645
13
249
3
1.709
52
186
8
197
11
1.403
55
231
12
203
4
83
2
163
7
182
4
1.250
8
462
36
137
4
913
13
73
8
237
2
12
-

173
3
38
0
218
2
66
1
214
3
231
3
5
0
8
0
38
12
62
1
7
0
16
2
12
0
4
15
0
21
5
15
1
6
0
21
0
6
0
15
0
81
4
13
0
5
0
20
2
6
15
0
56
0
10
0
6
0
10
0
2
0
6
0
-

0
78
1
0
0
240
8
0
0
0
5
0
0
9
0
-

92
3
68
1.437
30
1
13
4
281
7
1
1
6
0
53
2
2
1
19
1
1
4
1
6
12
2
3
11
0
7
0
0
0
1
7
1
0
0
0
2
0
1
131
-

43.936
1.530
15.417
381
79.207
1.216
2.997
66
14.310
369
25.319
501
878
11
3.271
80
1.641
60
10.384
338
2.148
46
5.669
307
5.435
173
710
17
4.540
144
2.345
85
5.451
103
2.812
49
6.007
163
1.285
23
1.716
22
9.782
305
2.992
113
545
10
143
5
1.375
27
2.018
25
9.192
56
737
6
425
4
1.121
34
235
11
297
6
-

761
8
345
3
8.320
59
50
149
1
1.326
5
19
0
16
0
14
0
243
11
29
0
43
1
42
0
5
29
0
22
21
0
8
77
1
8
0
7
99
1
57
1
6
1
63
59
84
1
8
9
0
6
1
15
1
-

1.623
39
983
4
8.875
182
195
0
779
22
1.600
19
131
1
382
10
211
30
2.000
29
185
15
725
20
1.044
22
219
28
623
22
218
3
353
1
615
5
701
11
130
2
247
4
1.439
54
285
1
23
0
15
1
312
3
156
1
252
2
53
32
257
4
14
78
3
-

4.492
37
6.680
40
71.506
514
625
2
4.169
31
4.749
44
64
1
259
2
109
4
4.345
75
150
3
537
7
465
9
99
0
389
1
396
3
246
3
198
2
2.307
47
32
0
235
1
3.084
40
259
1
215
0
9
0
86
1
142
1
519
2
80
1
45
0
66
1
16
0
28
1
-

25.544
274
7.234
144
45.268
646
4.254
32
15.103
126
36.420
214
2.172
18
4.756
39
9.458
42
15.234
156
2.737
37
9.073
85
10.706
60
1.647
9
2.980
26
3.042
28
5.586
35
6.838
29
9.338
86
4.084
17
5.462
40
11.335
134
4.913
70
1.546
17
895
12
5.165
28
4.242
50
7.069
18
4.194
39
1.611
30
3.449
45
1.041
13
1.049
22
111
-

167.372
2.749

6.084
191

109.795
2.042

538.245
9.844

73.736
275

118.020
4.566

627.483
16.534

56.324
873

153.356
3.789

146.393
365

188.148
3.351

6.062
2

5.128
57

9.509
206

51.992
1.412

1.420
42

334
8

2.165
46

264.345
6.286

11.943
94

24.754
539

106.601
876

273.558
2.622

Bukan
Lapangan
Usaha
Lainnya

Location

Jawa Barat
NPL
Banten
NPL
DKI Jakarta
NPL
D.I Yogyakarta
NPL
Jawa Tengah
NPL
Jawa Timur
NPL
Bengkulu
NPL
Jambi
NPL
Aceh
NPL
Sumatera Utara
NPL
Sumatera Barat
NPL
Riau
NPL
Sumatera Selatan
NPL
Bangka Belitung
NPL
Kepulauan Riau
NPL
Lampung
NPL
Kalimantan Selatan
NPL
Kalimantan Barat
NPL
Kalimantan Timur
NPL
Kalimantan Tengah
NPL
Sulawesi Tengah
NPL
Sulawesi Selatan
NPL
Sulawesi Utara
NPL
Gorontalo
NPL
Sulawesi Barat
NPL
Sulawesi Tenggara
NPL
Nusa Tenggara Barat
NPL
Bali
NPL
Nusa Tenggara Timur
NPL
Maluku
NPL
Papua
NPL
Maluku Utara
NPL
Papua Barat
NPL
Other
NPL
216.711 Total
3.644 NPL
34.495
266
8.021
81
75.623
2.394
660
6
22.911
119
8.188
252
3.042
10
1.371
9
1.785
28
4.144
122
9.835
33
1.451
20
2.249
52
353
0
783
4
3.782
19
676
7
1.224
9
1.852
36
631
3
1.160
5
7.613
37
5.155
9
1.825
2
1.014
11
255
2
3.363
25
1.246
10
4.279
14
1.693
26
3.248
23
1.473
6
1.302
4
8
0

101

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 4.9.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use )
Miliar Rp (Billion Rp)
2011

2012

2013

Items

Keterangan
Des

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jul

Jun )

Ags

Sep

Okt

Jenis Penggunaan

Type of Use

Kredit kepada Pihak Ketiga

Credit to Third Party

1. Modal Kerja
NPL
2. Investasi
NPL
3. Konsumsi
NPL
Total Kredit
NPL

1. Working Capital

1.068.676

1.205.679

1.208.914

1.210.410

1.236.482

1.247.209

1.265.825

1.316.689

1.291.940

1.317.852

1.349.146

1.387.291

1.421.931

1.407.123

1.434.995

1.461.602

1.507.551

1.506.089

28.279

31.335

31.609

32.140

30.191

31.499

30.231

28.963

29.776

30.578

29.961

30.750

30.991

29.802

29.842

31.654

30.684

32.073

NPL

464.262

525.394

535.982

550.378

559.702

568.478

581.385

591.425

592.990

596.611

604.627

610.552

626.820

700.623

715.665

729.406

749.442

756.373

2. Investments

8.917

10.478

10.541

10.902

10.602

11.759

10.811

10.032

11.388

11.270

11.121

11.104

11.834

12.365

12.718

13.399

13.714

14.282

NPL

667.155

721.783

725.214

749.863

759.655

769.658

783.792

799.748

803.213

804.254

814.599

826.373

838.726

851.377

870.465

876.394

890.217

897.014

3. Consumption

10.499

11.565

11.950

12.341

12.153

12.209

12.226

11.600

12.994

13.339

13.342

13.430

13.473

13.412

13.802

14.325

14.116

14.057

NPL

2.200.094

2.452.856

2.470.111

2.510.651

2.555.839

2.585.345

2.631.002

2.707.862

2.688.143

2.718.717

2.768.371

2.824.217

2.887.478

2.959.123

3.021.126

3.067.402

3.147.210

47.695

53.377

54.100

55.383

52.946

55.467

53.268

50.595

54.157

55.186

54.425

55.283

56.298

55.579

56.362

59.379

58.514

3.159.476 Total Credit


60.412

Orientasi Penggunaan
Kredit kepada Pihak Ketiga

NPL
User Orientation
Credit to Third Party

1. Ekspor

41.876

49.704

50.621

50.011

50.688

50.370

49.660

47.799

47.645

47.959

48.416

48.197

49.083

50.831

51.887

52.524

55.163

53.897

1. Ekspor

NPL

1.602

1.911

1.880

1.946

1.882

1.581

1.613

1.616

1.563

1.514

1.488

1.442

1.399

1.389

1.431

1.463

1.402

1.420

NPL

2. Impor

26.525

36.885

35.924

34.369

35.292

36.749

38.042

38.985

39.141

39.148

38.295

44.785r)

53.315

57.191

57.879

67.082

65.802

69.518

2. Impor

733

794

694

699

709

619

618

587

611

610

596

592

622

680

676

766

772

751

NPL

2.131.118

2.366.267

2.383.565

2.426.271

2.469.859

2.498.226

2.543.300

2.621.078

2.601.357

2.631.610

2.681.661

2.731.234

2.785.079

2.851.100

2.911.360

2.947.796

3.026.246

3.036.061

45.245

50.672

51.527

52.738

50.356

53.268

51.037

48.392

51.983

53.062

52.341

53.248

54.277

53.510

54.255

57.149

56.341

58.241

2.200.094

2.452.856

2.470.111

2.510.651

2.555.839

2.585.345

2.631.002

2.707.862

2.688.143

2.718.717

2.768.371

2.824.217

2.887.478

2.959.123

3.021.126

3.067.402

3.147.210

47.694

53.377

54.100

55.383

52.946

55.467

53.268

50.595

54.157

55.186

54.425

55.283

56.298

55.579

56.362

59.378

58.514

NPL
3. Lainnya
NPL
Total Kredit
NPL
r) Angka-angka diperbaiki

3. Other
NPL

3.159.476 Total Credit


60.412

NPL
r) Revised figures

102

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 4.10.a. Kredit dan NPL Bank Persero Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

(Credit and NPL of State Owned Banks to Non Bank Third Party Based on Types and Orientation of Use)
Miliar Rp (Billion Rp)
2011

2012

2013

Items

Keterangan
Des

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jul

Jun )

Ags

Sep

Okt

Jenis Penggunaan

Type of Use

Kredit kepada Pihak Ketiga

Credit to Third Party

1. Modal Kerja
NPL
2. Investasi
NPL
3. Konsumsi
NPL
Total Kredit
NPL

461.783

457.530

446.639

461.110

463.823

472.704

503.972

489.159

506.067

517.899

532.763

550.134

519.935

521.845

526.442

548.564

545.237

13.638

14.966

15.058

14.792

14.171

15.149

14.192

13.784

13.929

14.314

13.794

14.218

14.229

13.212

13.623

14.096

13.632

13.687

NPL

135.196

150.001

152.275

156.711

160.698

162.461

169.506

168.585

167.924

169.219

170.430

172.695

177.172

246.233

248.572

251.426

259.555

260.453

2. Investments

2.462

2.890

2.848

2.920

2.987

3.900

2.879

2.559

2.966

2.824

2.929

2.975

3.175

4.050

4.000

4.088

4.143

4.193

234.535

242.889

240.778

262.016

267.177

270.799

277.937

286.571

288.416

283.285

287.960

292.728

297.819

300.778

307.500

310.631

316.971

319.366

3.683

4.467

4.715

5.051

4.937

5.121

5.255

4.905

6.019

6.310

6.228

6.245

6.116

6.042

6.395

6.699

6.464

6.228

776.833

854.674

850.583

865.367

888.985

897.082

920.147

959.128

945.499

958.571

976.289

998.187

1.025.125

1.066.945

1.077.916

1.088.499

1.125.090

19.783

22.323

22.621

22.762

22.095

24.169

22.325

21.249

22.915

23.448

22.951

23.439

23.520

23.304

24.019

24.883

24.239

NPL
2. Impor
NPL

24.108

13.551

NPL

548
7.296
350

13.878

13.376

13.496

13.445

13.759

13.169

12.591

12.347

13.230

11.808r)

11.936

12.685

11.939

12.455

13.077

11.978

1. Ekspor

562

566

610

556

557

426

540

531

505

505

508

512

515

529

556

577

565

NPL

8.962

8.358

7.018

8.210

8.592

10.059

10.542

10.906

11.240

8.964

12.322r)

19.848

22.467

22.411

26.404

27.522

29.922

2. Impor

366

369

375

380

380

379

372

375

381

384

384

406

387

402

428

448

436

NPL

831.674

828.347

844.973

867.279

875.045

896.329

935.417

922.002

934.984

954.095

974.057

993.341

1.031.794

1.043.566

1.049.640

1.084.491

1.083.157

NPL

18.885

21.395

21.686

21.777

21.159

23.232

21.519

20.336

22.009

22.562

22.063

22.547

22.602

22.402

23.088

23.900

23.213

23.107

776.833

854.674

850.583

865.367

888.985

897.082

920.147

959.128

945.499

958.571

976.289

998.187

1.025.125

1.066.945

1.077.916

1.088.499

1.125.090

19.783

22.323

22.621

22.762

22.095

24.169

22.325

21.249

22.915

23.448

22.951

23.439

23.520

23.304

24.019

24.883

24.239

r) Angka-angka diperbaiki

NPL

14.037

755.987

NPL

3. Consumption

User Orientation
Credit to Third Party

3. Lainnya

Total Kredit

NPL

1.125.057 Total Credit

Orientasi Penggunaan
Kredit kepada Pihak Ketiga
1. Ekspor

1. Working Capital

407.101

3. Other
NPL

1.125.057 Total Credit


24.108

NPL
r) Revised figures

103

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 4.11.a. Kredit dan NPL BUSN Devisa Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

(Credit and NPL of Foreign Exchange Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use)
Miliar Rp (Billion Rp)
2011

2012

2013

Items

Keterangan
Des

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Jenis Penggunaan

Type of Use

Kredit kepada Pihak Ketiga

Credit to Third Party

1. Modal Kerja
NPL
2. Investasi

478.465

488.308

483.874

490.190

495.523

501.634

519.409

511.243

518.773

528.993

539.070

549.607

557.795

568.735

577.069

588.503

601.259

10.005

10.774

11.140

10.710

9.690

9.871

9.671

9.122

9.458

9.797

9.731

9.760

9.954

9.730

8.991

10.196

10.035

10.617

NPL

242.948

273.944

282.003

286.362

289.972

295.213

299.045

305.936

306.503

308.167

313.375

313.999

322.036

325.275

332.118

339.615

346.278

351.682

2. Investments

4.746

5.482

5.687

5.526

4.986

5.105

5.049

4.540

4.915

5.111

5.149

5.169

5.519

5.186

5.251

5.791

5.493

5.851

245.384

273.687

283.592

277.262

278.969

281.113

284.947

288.933

289.100

291.990

294.269

298.633

302.581

307.193

315.702

316.964

321.213

322.632

3.390

3.685

3.858

3.829

3.826

3.805

3.815

3.785

3.981

4.002

4.043

4.200

4.320

4.289

4.291

4.380

4.375

4.472

922.541

1.026.096

1.053.903

1.047.497

1.059.131

1.071.848

1.085.626

1.114.279

1.106.845

1.118.930

1.136.637

1.151.702

1.174.225

1.190.263

1.216.555

1.233.648

1.255.994

18.141

19.941

20.685

20.065

18.503

18.781

18.535

17.448

18.354

18.910

18.924

19.129

19.792

19.205

18.534

20.368

19.903

NPL
3. Konsumsi
NPL
Total Kredit
NPL

1. Working Capital

434.210

NPL
3. Consumption
NPL

1.275.573 Total Credit


20.941

Orientasi Penggunaan
Kredit kepada Pihak Ketiga

NPL
User Orientation
Credit to Third Party

8.800

10.544

11.056

10.643

10.825

10.964

10.655

9.391

9.928

9.952

9.922

9.834

10.559

11.470

11.729

10.470

13.397

13.582

1. Ekspor

91

213

221

229

224

227

71

22

29

32

21

24

25

27

48

21

70

70***)

NPL

7.256

12.191

11.244

11.019

11.163

11.543

11.707

11.385

10.827

10.242

10.774

11.295

12.014

12.488

14.286

18.085

14.903

15.883

2. Impor

199

289

185

183

187

106

106

97

103

97

97

93

100

146

135

168

145

138

NPL

3. Lainnya

906.486

1.003.361

1.031.604

1.025.835

1.037.143

1.049.341

1.063.264

1.093.502

1.086.090

1.098.737

1.115.941

1.130.573

1.151.652

1.166.305

1.190.540

1.205.094

1.227.694

1.246.108

NPL

17.851

19.439

20.279

19.654

18.091

18.448

18.357

17.329

18.222

18.781

18.806

19.012

19.667

19.032

18.351

20.179

19.689

20.697

922.541

1.026.096

1.053.903

1.047.497

1.059.131

1.071.848

1.085.626

1.114.279

1.106.845

1.118.930

1.136.637

1.151.702

1.174.225

1.190.263

1.216.555

1.233.648

1.255.994

18.141

19.941

20.685

20.065

18.503

18.781

18.535

17.448

18.354

18.910

18.924

19.129

19.792

19.205

18.534

20.368

19.903

1. Ekspor
NPL
2. Impor
NPL

Total Kredit
NPL

***) Angka-angka sangat-sangat sementara

3. Other
NPL

1.275.573 Total Credit


20.941

NPL
***) Estimated figures

104

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 4.12.a. Kredit dan NPL BUSN Non Devisa Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

(Credit and NPL of Non-Foreign Exchange Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use)
Miliar Rp (Billion Rp)
2011

2012

2013

Items

Keterangan
Des

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Jenis Penggunaan

Type of Use

Kredit kepada Pihak Ketiga

Credit to Third Party

1. Modal Kerja
NPL
2. Investasi
NPL
3. Konsumsi
NPL
Total Kredit
NPL

22.195

25.980

34.706

27.316

28.339

28.653

29.111

30.464

30.877

31.329

32.520

33.603

34.996

37.334

37.875

37.747

39.545

38.677

635

826

1.057

865

832

810

820

810

836

884

863

893

904

859

960

923

893

990

11.858

14.436

18.071

14.963

15.420

15.671

16.176

16.879

16.914

17.273

17.816

18.154

18.930

19.384

19.964

19.468

19.621

19.872

285

439

657

513

589

597

634

692

618

705

674

701

705

694

731

690

665

707

34.090

37.337

44.520

39.371

40.089

40.993

41.692

42.108

42.336

42.751

43.720

43.434

43.865

44.535

44.950

45.011

45.480

45.874

323

347

494

336

331

326

342

336

351

325

327

334

342

334

328

346

330

340

68.143

77.753

97.296

81.651

83.848

85.317

86.978

89.451

90.127

91.353

94.056

95.191

97.791

101.253

102.789

102.226

104.646

1.243

1.612

2.209

1.714

1.753

1.733

1.796

1.838

1.806

1.914

1.864

1.928

1.952

1.887

2.020

1.958

1.888

1. Working Capital
NPL
2. Investments
NPL
3. Consumption
NPL

104.423 Total Credit


2.037

Orientasi Penggunaan
Kredit kepada Pihak Ketiga

NPL
User Orientation
Credit to Third Party

1. Ekspor

10

13

1. Ekspor

NPL

NPL

2. Impor

15

2. Impor

NPL

NPL

3. Lainnya

68.133

77.740

97.276

81.643

83.836

85.299

86.971

89.439

90.121

91.347

94.052

95.187

97.781

101.247

102.780

102.218

104.640

104.419

NPL

1.243

1.612

2.209

1.714

1.753

1.731

1.796

1.838

1.806

1.914

1.864

1.928

1.952

1.887

2.020

1.958

1.888

2.037

68.143

77.753

97.296

81.651

83.848

85.317

86.978

89.451

90.127

91.353

94.056

95.191

97.791

101.253

102.789

102.226

104.646

1.243

1.612

2.209

1.714

1.753

1.733

1.796

1.838

1.806

1.914

1.864

1.928

1.952

1.887

2.020

1.958

1.888

Total Kredit
NPL

3. Other
NPL

104.423 Total Credit


2.037

NPL

105

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 4.13.a. Kredit dan NPL BPD Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

(Credit and NPL of Regional Development Banks to Non Bank Third Party Based on Types and Orientation of Use)
Miliar Rp (Billion Rp)
2011

2012

2013

Items

Keterangan
Des

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep *)

Okt

Jenis Penggunaan

Type of Use

Kredit kepada Pihak Ketiga

Credit to Third Party

1. Modal Kerja
NPL
2. Investasi
NPL
3. Konsumsi
NPL
Total Kredit
NPL

1. Working Capital

35.304

41.586

47.659

44.360

46.255

46.914

48.044

45.861

42.930

44.106

45.674

47.676

49.513

51.965

53.788

54.608

57.029

58.333

1.948

2.620

3.234

3.445

3.269

3.432

3.440

3.207

3.588

3.503

3.514

3.840

4.000

4.105

4.331

4.366

4.240

4.584

NPL

21.081

23.728

25.492

23.686

23.316

23.311

23.595

24.870

25.634

26.171

26.227

27.226

27.702

28.222

28.418

28.534

28.778

29.456

2. Investments

498

802

850

1.078

1.026

1.122

1.154

1.134

1.796

1.538

1.280

1.295

1.401

1.446

1.457

1.528

2.033

2.120

NPL

119.317

133.320

145.581

136.893

139.155

142.800

145.087

148.120

149.736

152.714

155.376

158.377

161.122

164.628

167.615

168.632

171.368

173.197

627

597

675

669

688

695

708

684

723

732

763

802

840

852

896

949

963

988

175.702

198.634

218.732

204.939

208.726

213.024

216.726

218.851

218.300

222.991

227.278

233.279

238.337

244.815

249.821

251.775

257.175

3.073

4.019

4.759

5.192

4.982

5.249

5.302

5.025

6.107

5.773

5.558

5.936

6.241

6.402

6.684

6.843

7.236

3. Consumption
NPL

260.985 Total Credit


7.692

Orientasi Penggunaan
Kredit kepada Pihak Ketiga

NPL
User Orientation
Credit to Third Party

1. Ekspor

99

30

38

51

78

72

87

87

86

83

86

84

85

88

83

65

64

66

1. Ekspor

NPL

21

13

14

14

22

14

15

11

11

11

10

NPL

2. Impor

2. Impor

NPL

NPL

175.597

198.599

218.685

204.883

208.644

212.948

216.636

218.759

218.209

222.905

227.189

233.192

238.249

244.725

249.734

251.707

257.108

260.915

3.065

4.010

4.738

5.179

4.969

5.234

5.280

5.010

6.091

5.761

5.546

5.924

6.230

6.393

6.675

6.834

7.227

7.683

175.702

198.634

218.732

204.939

208.726

213.024

216.726

218.851

218.300

222.991

227.278

233.279

238.337

244.815

249.821

251.775

257.175

3.073

4.019

4.759

5.192

4.982

5.249

5.302

5.025

6.107

5.773

5.558

5.936

6.241

6.402

6.684

6.843

7.236

3. Lainnya
NPL
Total Kredit
NPL

3. Other
NPL

260.985 Total Credit


7.692

NPL

106

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 4.14.a. Kredit dan NPL Bank Campuran Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

(Credit and NPL of Joint Venture Banks to Non Bank Third Party Based on Types and Orientation of Use)
Miliar Rp (Billion Rp)
2011

2012

2013

Items

Keterangan
Des

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Jenis Penggunaan

Type of Use

Kredit kepada Pihak Ketiga

Credit to Third Party

1. Modal Kerja
NPL
2. Investasi
NPL
3. Konsumsi
NPL
Total Kredit
NPL

93.923

96.696

98.845

97.696

98.788

98.974

101.551

103.210

103.755

105.806

109.885

112.743

116.250

119.136

123.905

124.545

119.863

1.083

1.366

1.382

1.454

1.374

1.394

1.312

1.307

1.267

1.227

1.248

1.246

1.161

1.071

1.083

1.162

939

1.061

NPL

26.317

32.440

34.053

34.612

35.639

36.152

35.523

38.127

38.002

38.641

39.877

42.415

43.211

44.877

47.563

49.899

53.065

53.161

2. Investments

401

353

374

379

525

547

534

537

529

537

538

505

579

454

730

726

775

833

13.994

14.421

14.354

14.172

14.039

13.789

13.773

13.617

13.422

13.216

13.103

12.860

12.777

13.238

13.685

13.930

13.911

14.446

552

521

522

532

541

525

528

524

527

533

540

407

403

409

386

418

420

426

120.389

140.784

145.104

147.628

147.374

148.729

148.269

153.295

154.633

155.612

158.786

165.160

168.730

174.365

180.383

187.733

191.521

2.036

2.241

2.278

2.365

2.440

2.466

2.373

2.368

2.324

2.297

2.326

2.158

2.143

1.934

2.199

2.306

2.133

NPL
2. Impor
NPL
3. Lainnya
NPL
Total Kredit
NPL

NPL
3. Consumption
NPL

187.471 Total Credit


2.320

Orientasi Penggunaan
Kredit kepada Pihak Ketiga
1. Ekspor

1. Working Capital

80.077

NPL
User Orientation
Credit to Third Party

14.728

17.264

17.699

17.639

18.162

17.605

17.061

17.518

18.196

18.744

17.854

18.175

18.033

18.116

18.755

19.685

18.502

19.956

1. Ekspor

468

640

561

567

583

618

618

619

624

592

587

538

492

474

469

486

330

334

NPL

3.899

4.773

4.913

5.127

4.933

5.464

5.566

5.989

6.143

6.510

6.431

6.899

6.991

7.627

6.483

7.341

7.021

6.487

2. Impor

23

17

17

17

17

32

29

29

NPL

101.761

118.747

122.492

124.863

124.280

125.660

125.642

129.788

130.295

130.358

134.501

140.087

143.705

148.622

155.145

160.707

165.998

161.028

1.545

1.584

1.700

1.781

1.840

1.840

1.747

1.742

1.692

1.697

1.731

1.613

1.643

1.453

1.723

1.788

1.774

1.957

120.389

140.784

145.104

147.628

147.374

148.729

148.269

153.295

154.633

155.612

158.786

165.160

168.730

174.365

180.383

187.733

191.521

2.036

2.241

2.278

2.365

2.440

2.466

2.373

2.368

2.324

2.297

2.326

2.158

2.143

1.934

2.199

2.306

2.133

3. Other
NPL

187.471 Total Credit


2.320

NPL

107

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 4.15.a. Kredit dan NPL Bank Asing Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

(Credit and NPL of Foreign Owned Banks to Non Bank Third Party Based on Types and Orientation of Use)
Miliar Rp (Billion Rp)
2011

2012

2013

Items

Keterangan
Des

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Jenis Penggunaan

Type of Use

Kredit kepada Pihak Ketiga

Credit to Third Party

1. Modal Kerja

103.943

107.657

109.376

112.892

113.508

115.358

115.432

114.522

113.821

118.255

124.294

124.939

123.844

133.616

141.831

149.363

142.720

970

783

857

874

855

844

797

732

698

853

810

793

743

824

853

911

946

946***)

NPL

26.862

30.845

32.242

34.044

34.657

35.672

37.541

37.028

38.013

37.140

36.900

36.063

37.769

36.633

39.032

40.463

42.146

41.748

2. Investments

525

512

488

487

489

489

562

569

563

555

552

458

456

535

548

576

606

578

19.834

20.129

20.165

20.149

20.225

20.165

20.356

20.398

20.203

20.298

20.171

20.341

20.562

21.005

21.014

21.227

21.274

21.499

3. Consumption

1.924

1.948

1.991

1.923

1.829

1.738

1.579

1.366

1.392

1.437

1.440

1.441

1.452

1.487

1.505

1.532

1.564

1.602

NPL

136.486

154.916

160.064

163.569

167.774

169.344

173.255

172.859

172.738

171.259

175.326

180.697

183.270

181.482

193.661

203.521

212.784

3.419

3.242

3.336

3.284

3.174

3.070

2.937

2.667

2.653

2.844

2.802

2.693

2.651

2.847

2.906

3.019

3.116

NPL
2. Investasi
NPL
3. Konsumsi
NPL
Total Kredit
NPL

3.314

NPL
User Orientation
Credit to Third Party

4.688

7.815

8.306

8.300

8.122

8.276

8.096

7.629

6.844

6.833

7.323

8.296

8.464

8.471

9.377

9.847

10.120

8.313

1. Ekspor

487

487

521

527

505

163

476

421

364

373

364

362

359

366

377

391

417

406

NPL

8.069

10.954

11.397

11.194

10.974

11.136

10.700

11.058

11.255

11.147

12.120

14.603

14.690

15.245

16.348

17.221

2. Impor

162

122

123

124

124

124

124

109

124

124

106

107

107

139

130

138

149

147

NPL

123.154

136.147

140.361

144.075

148.677

149.933

154.459

154.172

154.640

153.279

155.883

158.139

160.351

158.408

169.595

178.429

186.315

180.434

2.656

2.633

2.692

2.633

2.545

2.784

2.338

2.136

2.164

2.348

2.331

2.225

2.185

2.342

2.399

2.489

2.550

2.760

136.486

154.916

160.064

163.569

167.774

169.344

173.255

172.859

172.738

171.259

175.326

180.697

183.270

181.482

193.661

203.521

212.784

3.418

3.242

3.336

3.284

3.174

3.070

2.937

2.667

2.653

2.844

2.802

2.693

2.651

2.847

2.906

3.019

3.116

1. Ekspor
NPL
2. Impor
NPL

NPL
Total Kredit

NPL

205.968 Total Credit

Orientasi Penggunaan
Kredit kepada Pihak Ketiga

3. Lainnya

1. Working Capital

89.789

NPL
***) Angka-angka sangat-sangat sementara

14.263r)

14.455r)

3. Other
NPL

205.968 Total Credit


3.314

NPL
***) Estimated figures

108

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 4.16.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan per Lokasi Dati I Bank Penyalur Kredit - Oktober 2013

Credit and Non Perfoming Loan (NPL) of Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use by Bank Location for October 2013
Miliar Rp (Billion Rp)
Lokasi
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
11.
12.
13.
14.
15.
16.
17.
18.
19.
20.
21.
22.
23.
26.
25.
24.
27.
28.
29.
30.
31.
32.
33.
34.

Jawa Barat
NPL
Banten
NPL
DKI Jakarta
NPL
D.I Yogyakarta
NPL
Jawa Tengah
NPL
Jawa Timur
NPL
Bengkulu
NPL
Jambi
NPL
Aceh
NPL
Sumatera Utara
NPL
Sumatera Barat
NPL
Riau
NPL
Sumatera Selatan
NPL
Bangka Belitung
NPL
Kepulauan Riau
NPL
Lampung
NPL
Kalimantan Selatan
NPL
Kalimantan Barat
NPL
Kalimantan Timur
NPL
Kalimantan Tengah
NPL
Sulawesi Tengah
NPL
Sulawesi Selatan
NPL
Sulawesi Utara
NPL
Gorontalo
NPL
Sulawesi Barat
NPL
Sulawesi Tenggara
NPL
Nusa Tenggara Barat
NPL
Bali
NPL
Nusa Tenggara Timur
NPL
Maluku
NPL
Papua
NPL
Maluku Utara
NPL
Papua Barat
NPL
Lainnya
NPL
Total
NPL

Modal Kerja

Investasi

Konsumsi

(Working Capital)

(Investment)

(Consumption)

107.384
3.426
26.827
505
799.768
11.339
8.273
208
86.249
2.346
166.203
3.886
3.469
116
7.389
250
8.270
978
70.660
1.752
13.019
451
14.768
673
19.115
996
3.832
42
9.762
116
16.220
402
9.997
243
9.992
254
21.738
1.017
4.473
102
5.567
243
26.246
1.133
6.590
245
1.905
135
1.294
105
3.633
123
5.521
156
17.076
117
4.248
138
1.759
79
6.501
174
1.267
77
2.728
87
14.350
159
1.506.089
32.073

41.195
1.621
8.994
114
445.787
5.602
4.584
131
24.208
598
42.050
994
1.298
53
5.799
127
2.092
102
40.610
951
5.733
210
15.354
493
13.017
540
660
6
7.616
101
9.030
93
8.290
184
7.515
101
20.533
1.104
5.774
33
1.584
44
14.341
550
2.659
104
513
43
407
21
1.814
58
2.401
32
10.804
34
1.119
31
811
39
2.561
49
477
32
997
36
5.745
50
756.373
14.282

110.533
2.153
38.680
653
288.600
5.011
8.780
106
57.399
669
77.347
1.033
6.307
41
10.055
142
13.217
165
36.347
732
15.082
134
17.498
440
19.897
316
3.034
54
9.345
197
9.768
138
12.333
150
11.695
94
20.282
344
6.169
45
8.828
71
33.352
569
13.661
195
4.162
30
2.077
29
7.256
61
9.970
102
18.361
88
9.350
59
3.815
60
8.148
107
2.781
30
2.769
37
119
0
897.014
14.057

Ekspor

Orientasi Penggunaan (User Orientation)


Impor
2.091
31
290
0
33.704
1.038
108
2
1.592
24
4.693
191
91
0
153
1
17
0
7.388
112
719
5
168
6
837
1
171
0
47
0
417
0
252
1
254
2
80
1
173
0
34
1
171
2
54
1
17
1
4
0
17
0
10
0
171
0
26
0
5
0
5
0
6
5
0
125
53.897
1.420

512
1
65
0
62.836
659
9
0
740
38
2.749
2
17
0
28
0
1
0
1.907
40
26
1
78
0
18
0
2
0
126
6
0
14
0
11
0
13
0
2
0
29
0
24
8
4
0
5
0
1
0
11
0
3
0
6
0
14
0
3
0
19
1
0
0
1
0
237
69.518
751

Location

Lainnya
256.509
7.168
74.146
1.272
1.437.616
20.254
21.520
443
165.523
3.551
278.158
5.719
10.966
210
23.061
517
23.560
1.244
138.322
3.283
33.088
790
47.373
1.599
51.174
1.852
7.352
103
26.550
414
34.596
633
30.353
577
28.938
446
62.459
2.465
16.241
180
15.916
357
73.744
2.242
22.851
543
6.557
208
3.773
155
12.675
242
17.879
290
46.064
239
14.676
228
6.377
178
17.186
329
4.518
139
6.487
160
19.852
210
3.036.061
58.241

1. Jawa Barat
NPL
2. Banten
NPL
3. DKI Jakarta
NPL
4. D.I Yogyakarta
NPL
5. Jawa Tengah
NPL
6. Jawa Timur
NPL
7. Bengkulu
NPL
8. Jambi
NPL
9. Aceh
NPL
10. Sumatera Utara
NPL
11. Sumatera Barat
NPL
12. Riau
NPL
13. Sumatera Selatan
NPL
14. Bangka Belitung
NPL
15. Kepulauan Riau
NPL
16. Lampung
NPL
17. Kalimantan Selatan
NPL
18. Kalimantan Barat
NPL
19. Kalimantan Timur
NPL
20. Kalimantan Tengah
NPL
21. Sulawesi Tengah
NPL
22. Sulawesi Selatan
NPL
23. Sulawesi Utara
NPL
26. Gorontalo
NPL
25. Sulawesi Barat
NPL
24. Sulawesi Tenggara
NPL
27. Nusa Tenggara Barat
NPL
28. Bali
NPL
29. Nusa Tenggara Timur
NPL
30. Maluku
NPL
31. Papua
NPL
32. Maluku Utara
NPL
33. Papua Barat
NPL
34. Lainnya
NPL
Total
NPL

109

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 4.17.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lokasi Dati I Bank Penyalur Kredit

(Credit and NPL 0f Commercial Banks to Non Bank Third Party Based on Bank Location)
Miliar Rp (Billion Rp)
Keterangan

2011
Des

1. Jawa Barat
NPL
2. Banten
NPL
3. DKI Jakarta
NPL
4. D.I Yogyakarta
NPL
5. Jawa Tengah
NPL
6. Jawa Timur
NPL
7. Bengkulu
NPL
8. Jambi
NPL
9. Aceh
NPL
10. Sumatera Utara
NPL
11. Sumatera Barat
NPL
12. Riau
NPL
13. Sumatera Selatan
NPL
14. Bangka Belitung
NPL
15. Kepulauan Riau
NPL
16. Lampung
NPL
17. Kalimantan Selatan
NPL
18. Kalimantan Barat
NPL
19. Kalimantan Timur
NPL
20. Kalimantan Tengah
NPL
21. Sulawesi Tengah
NPL
22. Sulawesi Selatan
NPL
23. Sulawesi Utara
NPL
24. Gorontalo
NPL
25. Sulawesi Barat
NPL
26. Sulawesi Tenggara
NPL
27. Nusa Tenggara Barat
NPL
28. Bali
NPL
29. Nusa Tenggara Timur
NPL
30. Maluku
NPL
31. Papua
NPL
32. Maluku Utara
NPL
33. Irian Jaya Barat
NPL
34. Lainnya
NPL

172.550
4.134
52.115
980
1.080.426
22.338
15.154
313
120.950
2.550
190.058
5.490
7.399
128
15.104
261
18.714
768
106.073
2.426
24.573
466
36.387
710
35.249
569
4.993
27
18.147
424
23.782
697
21.006
396
19.433
176
41.908
837
11.491
114
11.125
310
53.068
1.514
16.121
430
4.433
122
2.782
111
8.153
113
12.122
203
29.793
463
10.184
145
4.926
130
11.013
127
3.017
52
3.914
44
13.932
130

Total
NPL

2.200.094
47.695

Jun

Jul

Ags

2012
Sep

195.329
5.056
59.591
1.060
1.200.670
23.536
16.639
390
133.830
3.063
210.261
5.774
8.415
155
16.840
301
19.672
1.008
117.648
2.905
27.577
584
40.195
948
40.624
684
5.472
44
20.930
575
26.595
768
23.564
484
21.913
211
47.058
1.087
12.836
111
12.095
275
59.275
1.820
17.760
470
5.026
123
3.100
116
9.345
139
13.777
234
33.433
261
11.395
172
5.352
181
12.781
175
3.380
77
4.630
66
15.846
525
2.452.856
53.377

198.560
5.319
60.709
1.101
1.200.944
23.751
17.064
390
134.950
3.102
213.076
6.011
8.525
154
17.304
289
19.757
1.048
119.939
3.007
27.964
620
40.741
1.031
41.446
694
5.514
51
21.464
514
27.228
742
23.766
483
22.357
214
47.799
1.228
12.499
112
12.148
281
59.365
1.746
17.942
490
5.039
126
3.144
115
9.505
160
14.042
235
33.951
251
11.581
175
5.220
194
13.007
177
3.582
77
4.722
70
15.260
141
2.470.111
54.100

200.943
5.637
60.626
1.129
1.226.725
23.497
17.177
396
136.503
3.197
216.559
6.077
8.623
148
17.576
319
19.946
1.047
120.514
3.041
28.055
646
41.297
1.119
41.841
1.385
5.652
60
21.683
456
27.383
761
24.257
505
22.580
225
48.274
1.272
12.633
114
12.331
280
60.093
1.774
18.183
497
5.100
128
3.194
110
9.687
161
14.179
243
34.645
267
11.787
199
5.272
199
13.291
184
3.604
76
4.865
92
15.574
143
2.510.651
55.383

203.200
5.274
61.881
1.148
1.242.779
21.659
17.446
424
139.750
3.138
223.709
5.942
8.781
145
17.945
320
20.123
1.053
123.841
2.950
28.854
653
41.751
1.157
42.717
1.415
5.733
62
22.260
540
27.975
761
25.213
515
22.816
215
49.558
1.139
13.240
110
12.716
275
61.358
1.755
18.745
496
5.241
130
3.244
119
9.939
157
14.460
243
35.619
268
12.049
190
5.374
204
13.666
188
3.708
82
4.973
90
15.174
128
2.555.839
52.946

2013
Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

208.689
5.360
61.929
1.122
1.250.528
23.808
17.717
427
141.859
3.182
228.076
5.959
8.936
153
18.355
355
20.363
1.139
124.021
2.894
28.987
703
42.190
1.240
43.029
1.415
5.404
58
22.571
471
29.486
768
25.388
493
23.386
229
50.632
1.222
13.732
119
13.016
280
62.300
1.747
19.064
495
5.350
132
3.303
127
10.134
168
14.752
244
36.298
230
12.231
190
5.442
176
13.834
193
3.741
85
5.070
82
15.531
202
2.585.345
55.467

212.745
5.464
62.326
1.122
1.273.453
21.380
17.986
417
143.737
3.167
232.354
5.951
9.122
144
18.857
352
20.676
1.160
126.459
2.745
29.637
730
42.839
1.265
43.422
1.417
5.404
60
22.635
456
29.832
729
25.805
492
23.931
222
51.372
1.288
13.907
118
13.214
284
64.215
1.983
19.462
488
5.421
130
3.335
129
10.300
166
15.029
242
37.081
235
12.414
195
5.483
181
14.089
195
3.799
87
5.151
81
15.510
192
2.631.002
53.268

219.544
5.318
64.337
1.055
1.310.522
20.366
18.636
387
150.269
2.887
239.702
6.257
9.361
131
19.282
328
20.755
958
130.886
2.470
30.384
627
43.303
1.256
44.204
1.382
5.467
50
23.059
410
30.146
668
26.634
403
24.728
198
52.316
1.239
14.281
106
13.523
239
66.433
1.817
19.768
405
5.522
110
3.366
86
10.602
154
15.323
217
38.418
199
12.525
174
5.576
163
14.439
179
3.847
77
5.398
76
15.310
202
2.707.862
50.595

217.792
6.025
63.338
1.207
1.307.465
20.788
18.349
424
147.562
3.101
237.211
6.184
9.403
151
19.197
383
20.485
1.010
128.907
2.685
29.936
686
42.785
1.317
44.054
1.529
5.256
63
22.894
447
29.469
714
26.057
445
24.434
230
51.188
1.974
13.901
111
13.463
270
65.663
2.109
19.517
475
5.526
141
3.332
93
10.625
190
15.246
238
38.306
231
12.289
184
5.484
171
13.944
208
3.834
92
5.173
83
16.055
198
2.688.143
54.157

221.753
6.058
63.739
1.257
1.313.278
21.331
18.542
418
150.032
3.182
240.642
6.285
9.513
175
19.599
412
20.992
1.064
132.275
2.906
30.472
714
43.325
1.365
45.109
1.455
5.355
62
23.038
467
29.745
653
26.485
500
25.092
331
52.137
1.693
14.143
115
13.700
289
66.926
1.995
19.896
482
5.651
171
3.390
143
10.844
197
15.634
237
39.176
243
12.530
193
5.552
175
14.428
229
3.923
96
5.320
88
16.481
206
2.718.717
55.186

227.818
6.283
63.542
1.195
1.336.366
20.816
18.902
424
152.567
3.156
245.482
5.564
9.748
196
20.153
454
21.512
1.089
133.127
2.992
31.250
727
43.952
1.413
46.098
1.559
5.642
68
23.185
474
30.510
720
27.303
504
25.754
370
53.368
1.510
14.410
126
14.067
290
68.598
2.012
20.334
466
5.778
184
3.455
158
11.128
192
16.017
249
40.292
252
12.842
201
5.686
177
14.920
232
4.014
102
5.514
93
15.036
179
2.768.371
54.425

232.446
6.639
64.148
1.234
1.366.847
20.563
19.295
422
154.540
3.234
250.266
5.552
10.016
188
20.612
444
21.885
1.131
134.432
3.083
31.860
761
44.671
1.450
46.791
1.678
5.724
70
23.578
449
31.141
748
27.741
493
26.539
387
54.696
1.683
14.599
141
14.322
287
69.930
2.039
20.750
520
5.929
187
3.520
160
11.399
214
16.380
258
41.066
233
13.152
202
5.798
183
15.245
253
4.139
103
5.651
116
15.110
176
2.824.217
55.283

238.617
6.705
65.582
1.250
1.401.224
20.761
19.802
438
156.690
3.324
253.887
5.664
10.244
194
21.328
474
22.118
1.153
135.977
3.208
32.257
752
45.062
1.454
48.142
1.704
6.145
96
24.049
406
31.980
729
28.575
532
26.868
384
55.975
1.787
14.807
143
14.695
304
70.942
2.077
21.252
525
6.081
203
3.555
156
11.691
225
16.655
272
41.973
240
13.478
208
5.920
190
15.572
276
4.237
119
5.839
116
16.259
229
2.887.478
56.298

245.623
6.706
67.769
1.242
1.425.765
20.125
20.403
429
160.624
3.481
265.556
5.656
10.514
185
22.218
429
22.720
1.148
139.512
3.169
33.149
731
46.391
1.483
49.576
1.752
6.456
94
24.623
385
33.073
701
29.269
525
27.586
399
57.740
1.703
15.426
145
15.191
306
73.229
2.071
21.870
510
6.285
196
3.627
162
11.998
229
17.041
264
43.503
241
13.861
198
6.093
179
16.082
291
4.376
124
6.079
114
15.894
206
2.959.123
55.579

249.472
6.884
71.533
1.302
1.458.531
19.766
20.970
454
163.543
3.537
272.771
5.847
10.726
185
22.502
457
22.906
1.210
141.096
3.246
33.441
773
46.738
1.527
50.221
1.779
6.620
97
25.125
389
33.845
683
29.593
613
28.065
405
59.531
1.833
15.366
146
15.435
333
73.635
2.179
22.054
505
6.372
210
3.685
155
12.195
239
17.300
268
44.200
229
14.112
198
6.146
184
16.428
305
4.421
133
6.200
127
16.348
164
3.021.126
56.362

Ags

Sep

Okt

251.053
7.158
72.215
1.340
1.488.972
21.178
20.959
448
164.723
3.706
277.430
6.137
10.775
204
22.668
497
23.243
1.267
142.327
3.393
33.471
794
46.663
1.644
50.594
1.843
6.670
100
25.691
434
33.973
657
29.719
643
28.229
438
60.139
1.832
15.567
164
15.558
375
74.124
2.245
22.274
538
6.406
222
3.697
162
12.260
248
17.385
290
44.779
267
14.281
214
6.166
185
16.652
305
4.421
140
6.238
135
18.081
174

256.672
6.881
73.713
1.272
1.531.403
20.894
21.385
440
168.013
3.598
284.466
5.750
11.012
201
23.133
521
23.571
1.261
145.782
3.338
33.825
799
47.369
1.654
51.928
1.875
7.125
107
26.451
427
34.385
638
30.438
567
28.757
424
62.069
2.242
16.388
166
15.883
355
75.246
2.186
22.715
550
6.551
221
3.751
157
12.531
236
17.740
281
45.807
243
14.567
221
6.337
185
16.919
324
4.508
143
6.387
145
20.381
215

259.113
7.200
74.500
1.272
1.534.156
21.952
21.636
445
167.855
3.613
285.600
5.912
11.074
211
23.242
518
23.578
1.245
147.617
3.435
33.834
796
47.619
1.605
52.029
1.853
7.526
103
26.723
414
35.018
634
30.620
578
29.203
449
62.552
2.466
16.417
180
15.979
358
73.940
2.252
22.909
544
6.580
209
3.778
155
12.702
243
17.892
290
46.241
239
14.717
228
6.385
179
17.210
330
4.525
139
6.493
160
20.215
210

3.067.402
59.378

3.147.210
58.514

3.159.476
60.412

Items
1. Jawa Barat
NPL
2. Banten
NPL
3. DKI Jakarta
NPL
4. D.I Yogyakarta
NPL
5. Jawa Tengah
NPL
6. Jawa Timur
NPL
7. Bengkulu
NPL
8. Jambi
NPL
9. Aceh
NPL
10. Sumatera Utara
NPL
11. Sumatera Barat
NPL
12. Riau
NPL
13. Sumatera Selatan
NPL
14. Bangka Belitung
NPL
15. Kepulauan Riau
NPL
16. Lampung
NPL
17. Kalimantan Selatan
NPL
18. Kalimantan Barat
NPL
19. Kalimantan Timur
NPL
20. Kalimantan Tengah
NPL
21. Sulawesi Tengah
NPL
22. Sulawesi Selatan
NPL
23. Sulawesi Utara
NPL
24. Gorontalo
NPL
25. Sulawesi Barat
NPL
26. Sulawesi Tenggara
NPL
27. Nusa Tenggara Barat
NPL
28. Bali
NPL
29. Nusa Tenggara Timur
NPL
30. Maluku
NPL
31. Papua
NPL
32. Maluku Utara
NPL
33. Papua Barat
NPL
34. Lainnya
NPL
Total
NPL

110

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 4.18.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Hubungan Penerima Kredit dengan Bank

(Credit and NPL of Commercial Banks to Non Bank Third Party Based on Bank Relation with Beneficiary)
Miliar Rp (Billion Rp)
2011

2012

2013

Items

Keterangan
Des
Kredit Kepada Pihak Tidak Terkait

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

2.396.596

2.416.665

2.455.725

2.504.845

2.559.361

2.602.815

2.674.701

2.659.771

2.698.597

2.749.478

2.805.718

2.867.494

2.939.224

3.000.310

2.038.259

2.247.157

2.267.830

2.300.543

2.343.812

2.399.964

2.443.017

2.511.618

2.482.629

2.520.242

2.566.728

2.623.405

2.702.375

2.757.387

2.826.623

2.857.998

2.936.424

2.953.071

84.542

97.151

95.832

100.892

109.184

104.163

106.763

112.712

123.212

123.411

128.572

127.276

109.071

126.493

117.536

128.971

126.746

122.824

c. Kurang Lancar

7.400

10.290

10.936

11.170

10.565

12.795

10.523

9.257

12.091

11.141

10.526

11.170

10.886

10.248

11.304

11.784

11.851

12.060

d. Diragukan

6.882

7.955

7.644

7.894

7.934

8.555

7.366

6.895

7.203

9.526

9.101

8.035

8.276

8.381

7.952

8.496

8.475

8.981

33.207

34.043

34.423

35.226

33.349

33.883

35.146

34.218

34.635

34.276

34.551

35.833

36.886

36.714

36.895

38.885

38.034

39.248

Non Performing Loan Pihak Tidak


Terkait

47.489

52.288

53.003

54.291

51.848

55.234

53.035

50.371

53.929

54.943

54.179

55.037

56.048

55.343

56.151

59.165

58.361

60.289 Non Performing Loan of Non

Kredit Kepada PihakTerkait

29.803

56.260

53.446

54.926

50.994

25.984

28.187

33.161

28.372

20.120

18.893

18.498

19.984

19.899

20.816

29.445

54.951

52.128

53.557

49.575

25.492

27.692

32.694

27.972

19.583

18.361

17.980

19.474

19.173

20.422

20.873

25.290

22.941

153

220

221

277

321

258

261

243

172

294

286

273

260

491

183

182

236

227

11

15

15

22

15

15

15

19

16

23

22

22

116

91

34

23

14

17

12

11

10

14

13

11

18

24

14

23

13

15

39

40

13

194

1.065

1.066

1.073

1.073

202

205

196

202

206

206

208

205

200

81

82

80

87

206

1.089

1.097

1.093

1.099

234

234

224

228

243

246

245

250

236

211

213

154

123

b. DPK

e. Macet

a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet
Non Performing Loan Pihak Terkait

3.121.530

3.136.185 Loan for Non Connected Parties

2.170.291

a. Lancar

3.046.135

Okt

a. Current
b. Special Mention
c. Sub-Standard
d. Doubtful
e. Lost

Connected Parties
21.268

25.680

23.291 Loan for Connected Parties

a. Current
b. Special Mention
c. Sub-Standard
d. Doubtful
e. Lost
Non Performing Loan of Non
Connected Parties

111

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 4.19.a. Kredit dan NPL Bank Umum kepada Pihak Ketiga Bukan Bank Yang Penarikannya Menggunakan Kartu Berdasarkan Kelompok Bank

(Credit and Non Performing Loan (NPL) of Commercial Banks to Non Bank Third Party Withdrawn By Card Based on Group of Bank)
Miliar Rp (Billion Rp)
2011

2012

2013

Group of Banks

Pengelompokan Bank
Des
1. Bank Persero
NPL
2. BUSN Devisa
NPL
3. BUSN Non Devisa
NPL
4. BPD
NPL
5. Bank Campuran
NPL

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt
10.220 1. State Owned Banks

7.683

8.490

8.683

8.812

8.316

8.850

8.953

9.326

9.215

9.300

9.291

9.355

9.406

9.751

9.899

10.005

10.015

150

172

170

169

162

176

189

188

205

218

222

214

212

217

213

213

214

14.014

14.475

14.887

15.545

15.345

15.501

15.950

16.823

20.092

20.085

16.814

19.971

20.099

21.176

21.479

21.810

22.112

482

313

317

319

318

319

318

363

409

424

377

428

422

435

419

408

406

410

2 4. Regional Development Banks

3.248

3.485

3.516

3.554

3.600

3.580

3.655

3.656

3.670

3.638

3.657

3.687

3.678

3.744

3.750

3.780

3.834

222

203

199

198

192

187

185

182

183

186

190

192

192

198

193

193

191

NPL

214
22.644 2.

Foreign Exchange Commercial


Banks
NPL

3. Non-Foreign Exchange Commercial


Banks
NPL

NPL

3.852 5. Joint Venture Banks


193

NPL

112

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 4.20.a Penerusan Kredit (Off - Balance Sheet ) dan NPL Penerusan Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha Penerima Penerusan Kredit

(Credit Channeling (Off-Balance Sheet) and Non Performing Loan (NPL) of Commercial Banks Based on Industries Sector and non Industries Sector of Credit Channeling Beneficiary)
Miliar Rp (Billion Rp)
2011

2012

2013

Items

Keterangan
Des

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags *)

Sep *)

Okt
Loan by Industrial Origin

Penerima Kredit Lapangan Usaha


1.584

1.663

2.042

3.078

3.047

3.094

3.106

3.106

3.089

3.066

2.871

3.001

3.004

3.018

2.961

2.933

2.994

3.012

1. Agricultures, Hunting and Forestry

411
133
87
321

523
99
63
2

927
104
68
2

1.988
106
72
2

1.972
106
72
2

2.011
106
72
2

1.994
106
72
2

1.998
106
71
2

1.994
106
71
2

1.983
105
71
2

1.920
105
72
2

1.930
107
73
2

1.923
106
72
2

1.917
106
72
2

1.968
104
72
251

1.970
105
72
2

1.964
103
69
2***)

NPL
4. Industri Pengolahan
NPL

1
2.868
78

1
2.989
973

1
2.993
978

1
3.347
986

1
3.402
1.151

1
3.534
992

1
3.657
991

1
3.756
995

1
3.769
1.165

1
3.674
1.146

1
4.107
118

1
4.322
180

1
4.616
133

0
4.224
132

9.999
416
766
23
529

9.281
360
789
22
522

9.377
360
794
763
522

9.386
360
798
770
502

9.318
307
799
772
484

8.692
275
802
775
488

8.413
274
801
774
486

8.127
274
804
778
481

7.967
274
809
782
505

7.773
274
806
780
516

7.609
301
826
800
907

7.900
292
855
828
911

8.014
328
893
878
913

8.671
292
944
930
865

8.203
288
920
906
800

339
3.689

346
213

346
40

347
40

348
40

346
40

346
40

349
40

349
39

346
39

1
3.697
181r)
7.495
221
841
784
922r)
351
39

1
3.754
118

5. Listrik, gas dan air


NPL
6. Konstruksi
NPL
7. Perdagangan Besar dan Eceran

1
3.696
181r)
7.829
309
831
784
955r)
348
39

1.920
106
72
226r)
1
3.660
132r)
7.258
279
805
790
919r)
351
39

353
39

355
39

357
41

357
39

355
39***)

3.455
2.822

165
2.066

39
2.049

39
2.056

39
2.034

38
2.009

38
1.950

38
1.916

38
1.886

38
1.867

38
1.860

38
1.827

38
1.789

38
1.816

38
1.869

38
1.983

38
2.029

16
1.958

39
20
14
205

34
231
226
198

34
181
176
199

34
183
178
193

34
180
175
184

34
190
178
183

34
387
381
175

34
408
404
175

34
369
362
174

34
370
363
177

34
364
358
173

34
346
341
173

33
346
341
173

33
347
342
172

51
347
342
172

51
351
346
172

51
347
342
171

45
349
345
171

144
198

142
202

142
202

142
202

141
200

141
200

139
200

139
200

139
199

138
198

139
57

140
168

140
198

140
200

140
200

140
92

140
200

140
195

NPL
2. Fisheries
NPL
3. Mining and Quarrying
NPL
4. Procesing Industry
NPL
5. Electricity, Gas and Water
NPL
6. Construction
NPL
7. Big and Retail Trade
NPL
8. Provision of accomodation and Food
Supply Drinking
NPL
9. Transportation, Warehousing and
Communications
NPL
10. Transitional Finance
NPL
11. Real Estate, Business, Ownership,
and Business Services
NPL
12. Government administration, Defese
and Compulsory Social Security

NPL
13. Jasa Pendidikan
NPL
14. Jasa Kesehatan dan Kegiatan Sosial
NPL
15. Jasa Kemasyarakatan, Sosial Budaya,
Hiburan dan Perorangan lainnya

142
0
70
67
578

141
71
70
535

141
27
27
71
70
539

141
28
28
71
70
544

141
28
28
71
71
546

141
28
28
71
71
537

141
30
30
80
79
541

141
30
30
80
79
539

141
30
30
80
79
541

141
30
30
80
79
539

39
30
30
80
79
542

141
30
30
80
79
582

141
43
30
43
42
563

141
30
30
81
80
558

141
30
30
82
82
554

38
30
30
85
84
550

141
30
30
88
87
551

139
NPL
30 13. Education Services
30
NPL
70 14. Health Services and Social Activities
69
NPL
551 15. Community,

NPL
16. Jasa Perorangan yang Melayani
Rumah Tangga
NPL
17. Badan Internasional dan Badan
Ekstra Internasional Lainnya
NPL
18. Kegiatan yang belum jelas
batasannya
NPL

498
25

499
22

503
22

504
22

503
22

502
22

502
53

503
21

503
18

503
18

503
159

502
167

502
156

500
163

500
178

500
154

501
202

17
82

13
82

13
82

13
84

14
85

14
85

14
85

14
85

14
84

14
84

14
84

14
84

14
84

14
83

14
83

14
83

14
83

13
NPL
83***) 17. International Agency and Other

78
5.536

78
8.824

78
4.603

79
4.715

79
4.776

79
4.699

79
4.801

79
4.702

78
4.645

78
4.682

78
4.696

78
4.790

78
4.837

78
4.907

78
4.970

78
5.037

78
5.039

NPL
5.140 18. Business Activities which are not

4.625

4.647

4.098

4.109

4.169

4.109

4.106

4.107

4.110

4.107

4.116

4.122

4.222

4.128

4.141

4.180

4.208

136

29.425

27.787

23.849

25.359

25.326

24.784

24.914

24.576

24.313

24.026

23.934

24.350

23.621

24.619

25.365

26.008

26.975

10.434

8.303

8.763

9.861

10.017

9.806

9.996

10.034

10.166

10.126

10.009

9.061

10.141

9.094

9.140

9.285

9.385

5.147

1. Pertanian, Perburuan dan Kehutanan


NPL
2. Perikanan
NPL
3. Pertambangan dan Penggalian

NPL
8. Penyediaan akomodasi dan
penyediaan makan minum
NPL
9. Transportasi, pergudangan dan
komunikasi
NPL
10. Perantara Keuangan
NPL
11. Real Estate, Usaha Persewaan, dan
Jasa Perusahaan
NPL
12. Admistrasi Pemerintahan, Pertahanan
dan Jaminan Sosial Wajib

Total
NPL
***) Angka-angka sangat-sangat sementara
r) Angka-angka diperbaiki

Sociocultural,Entertainment and
Other Individual Services
501
NPL
202***) 16. Individual Services which Serve

Households

Extra Agency International

clearly defined
NPL
Total
NPL
***) Estimated figures
r) Revised figures

113

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 4.21.a Penerusan Kredit (Off-Balance Sheet) dan NPL Penerusan Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Kredit dan Golongan Penyalur Kredit

(Off-Balance Sheet Credit Channeling and NPL of Commercial Banks to Non-Bank Third Party Based on Types of Credit and Classification of Credit Providers)
Miliar Rp (Billion Rp)
Indikator

2007

2008

2009

2010

2012

2011

Okt

2013

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Indicator

Okt

Based on the type of credit


1. Small business loans

Berdasarkan Jenis Kredit


1. Kredit Usaha Kecil
a. Dalam rangka penerusan kredit
dari BI
NPL
b. Lainnya

3.043

11.359

2.972

13.386

2.839

6.203

1.101

6.001

NPL

1.122

1.997

2.209

2.229

2.163

2.157

2.384

2.369

2.365

2.366

2.362

2.413

2.399

2.397

1.071

1.969

2.155

2.179

2.113

2.107

2.334

2.319

2.316

2.316

2.312

2.364

2.349

2.347

5.442

1.170

1.184

1.182

1.186

1.189

1.186

1.187

1.199

1.191

1.190

1.185

1.179

1.173

575

885

899

905

905

904

910

910

912

917

917

922

921

915

27.797

28.434

23.355

13.834

NPL
b. Dalam rangka penerusan kredit
dari BI
NPL

424

261

331

72

c. Bantuan Proyek

310

306

83

57

NPL
d. Kredit Kelolaan di luar bantuan
proyek
NPL

221

e. Lainnya

522

200

403

199

346

17

9.078

NPL

5.496

5.519

5.615

771

641

597

599

8.300

NPL
3. Swasta Lainnya

37.538

39.846

27.142

21.090

NPL
Total
***) Angka-angka sangat-sangat sementara

NPL
a. Loans

15.968

15.609

15.308

15.120

14.820

14.386

14.239

14.095

14.339

14.751

15.307

16.040

15.693

583

2.641

2.640

2.648

2.844

2.823

1.502

1.520

1.485

1.541

1.577

1.628

1.708

1.684

75

72

72

72

72

68

42

42

103

44

44

44

44

44

75

72

72

72

72

68

42

42

103

44

44

44

44

44

23

16

7
0

6
0

6
0

c. Aid Project

11

10

10

10

10

10

10

10

10

10

d. Credit Channeling

9.279

5.559

5.822

5.768

5.756

5.774

6.357

6.496

6.470

6.665

7.006

7.048

7.302

8.106

4.231

4.221

4.222

4.223

4.217

4.247

4.260

4.303

4.267

4.286

4.324

4.360

6.877

NPL
b. Channeling Credit from BI
NPL
NPL

NPL
e. Other
NPL

4.360***)

Based Distribution Group

NPL
2. Lembaga Swadaya Masyarakat

b. Other

13.473

Berdasarkan Golongan Penyalur


1. Koperasi

NPL

2. Not KUK

2. Bukan KUK
a. Kredit kelolaan

a. Channeling Credit From BI

43.675

45.962

33.356

30.160

758

1.980

2.232

2.240

2.179

2.170

2.169

2.152

2.151

2.155

2.151

2.151

2.150

2.145 1. Cooperation

662

1.909

2.104

2.147

2.087

2.078

2.077

2.060

2.059

2.064

2.060

2.060

2.060

2.055

8.405

4.368

4.389

4.401

4.402

4.400

4.405

4.407

4.412

4.412

4.425

4.452

4.500

4.500***) 2. Non-Governmental Organization

8.046

4.263

4.279

4.281

4.279

4.276

4.280

4.279

4.281

4.287

4.305

4.340

4.395

4.395***)

20.262

18.436

18.292

17.936

17.731

17.455

17.799

17.791

17.686

18.054

18.789

19.406

20.324

1.727

3.635

3.613

3.606

3.800

3.772

2.688

2.722

2.787

2.744

2.776

2.885

2.930

2.720

29.425

24.784

24.914

24.576

24.313

24.026

24.372

24.350

24.249

24.621

25.365

26.008

26.975

NPL
NPL

20.324***) 3. Other Private

NPL
Total
***) Estimated figures

114

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 4.22 Pembiayaan Perbankan Syariah

(Financing of Sharia Banks)


Miliar Rp (Billion Rp)
2012
Indikator

2007

2008

2009

2010

2013

Indicator

2011
Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Pembiayaan Musyarakah

4.406

7.411

10.412

14.624

18.960

25.207

26.187

27.667

28.092

28.896

30.857

32.288

33.743

35.057

35.997

35.883

36.715

37.921

Musyarakah Financing

Pembiayaan Mudharabah

5.578

6.205

6.597

8.631

10.229

11.438

11.527

12.023

12.027

12.056

12.102

12.026

12.168

12.629

13.281

13.299

13.364

13.664

Mudharabah Financing

16.553

22.486

26.321

37.508

56.365

80.953

83.826

88.004

89.665

92.792

97.415

98.368

100.184

102.588

104.718

105.061

106.779

107.484

351

369

423

347

326

355

366

376

382

414

424

479

496

487

508

539

530

528

1.056

1.724

3.134

7.071

16.776

17.628

18.412

19.435

19.506

19.914

20.282

20.245

20.668

20.467

19.982

19.756

19.932

19.686

27.944

38.195

46.886

68.181

102.655

135.581

140.318

147.505

149.672

154.072

161.081

163.407

167.259

171.227

174.486

174.537

177.320

179.284

Piutang Murabahah
Piutang Salam

Lainnya
Total

Murabahah Accounts
Receivable
Salam Accounts Receivable

Receivable
Others
Total

115

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 4.23 Pembiayaan Perbankan Syariah Berdasarkan Sektor Ekonomi

(Financing of Sharia Banks Based on Economic Sector)


Miliar Rp (Billion Rp)
2012
Sektor Ekonomi

2007

2008

2009

2010

2013

Economic Sector

2011
Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

1. Pertanian, perburuan
dan sarana pertanian

837

1.177

1.331

1.762

2.201

2.559

2.589

2.809

3.163

3.235

3.366

2.998

3.343

3.251

3.051

3.143

3.142

3.185

2. Pertambangan

511

965

1.047

1.120

1.733

1.942

2.019

2.094

2.592

2.554

2.458

2.447

2.512

2.794

2.925

2.967

3.007

3.177

1. Agriculture, hunting and


agricultural facilities
2. Mining

1.371

1.340

1.579

2.337

4.077

4.151

4.494

5.008

5.265

5.369

5.694

5.458

5.744

5.626

5.511

5.434

5.825

5.999

3. Manufacturing

166

248

698

1.354

2.381

3.057

2.979

3.159

3.376

3.385

3.545

3.651

3.624

4.061

4.134

4.258

4.304

4.416

4. Electricity, gas and water

5. Konstruksi

2.371

3.368

3.516

4.194

5.858

7.049

7.186

7.142

6.434

6.514

6.905

6.931

7.824

7.998

7.926

8.153

8.350

8.584

5. Construction

6. Perdagangan, restoran
dan hotel

4.152

4.426

5.000

7.609

9.778

12.086

12.454

12.624

12.526

12.716

13.344

12.864

13.689

13.988

14.289

13.829

14.089

13.992

7. Pengangkutan,
pergudangan dan
komunikasi
8. Jasa
Dunia usaha

1.569

2.759

3.349

3.696

3.369

4.144

4.187

4.321

5.234

5.305

5.269

5.355

5.313

5.305

5.316

5.341

5.439

5.458

8.425

11.757

13.664

20.233

25.630

33.692

34.694

37.150

35.379

36.281

38.876

39.280

39.722

42.150

44.176

44.668

44.757

45.720

6. Trade, restaurants and


hotels
7. Transportation,
warehousing and
8. communications
Business Services

9. Jasa sosial/masyarakat

1.904

2.463

2.661

2.975

4.464

7.287

7.283

7.878

8.299

8.479

8.109

9.495

8.867

8.984

9.736

9.805

10.226

10.386

9. Social Services

6.639

9.693

14.042

22.902

43.164

59.615

62.431

65.319

67.406

70.234

73.514

74.928

76.623

77.069

77.421

76.939

78.180

78.368

27.944

38.195

46.886

68.181

102.655

135.581

140.318

147.505

149.672

154.072

161.080

163.407

167.259

171.227

174.486

174.537

177.320

179.284

3. Perindustrian
4. Listrik, gas dan air

10. Lain-lain
Jumlah

10. Others
Total

116

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 4.24 Pembiayaan Perbankan Syariah Berdasarkan Lokasi Bank Penyalur

(Financing of Sharia Banks Based on Banks Location)


Miliar Rp (Billion Rp)
Lokasi

2007

2008

2009

2010

2011

2012
Nov

Okt

2013
Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Location

Okt

279

538

849

1.617

2.338

2.676

2.690

2.707

2.703

2.743

2.795

2.845

2.933

2.967

3.099

2.948

2.985

2.997

1. Aceh

2. Sumatera Utara

1.668

2.369

2.840

3.133

4.936

6.855

6.949

7.105

7.246

7.432

7.579

7.352

7.520

7.502

7.575

7.591

7.657

7.705

2. Sumatera Utara

3. Sumatera Barat

398

602

833

1.833

2.476

3.187

3.240

3.292

3.344

3.407

3.516

3.597

3.542

3.653

3.785

3.789

3.819

3.730

3. Sumatera Barat

4. Sumatera Selatan

509

761

1.052

1.566

2.272

3.189

3.269

3.430

3.459

3.513

3.601

3.654

3.569

3.750

3.766

3.930

4.001

4.017

4. Sumatera Selatan

1. Aceh

5. Bangka Belitung

5. Bangka Belitung

39

41

37

135

286

406

431

440

440

451

469

482

580

560

540

571

575

586

6. Jambi

145

275

411

712

1.194

1.615

1.658

1.699

1.743

1.799

1.834

1.856

1.935

2.035

2.056

1.983

2.010

2.013

7. Bengkulu

175

201

235

311

421

522

534

547

553

570

591

603

600

656

652

687

704

731

8. Riau

696

893

1.047

1.589

2.323

2.922

2.955

3.002

3.009

3.072

3.149

3.233

3.366

3.339

3.495

3.375

3.435

3.479

9. Kepulauan Riau

297

337

401

852

1.380

1.729

1.783

1.834

1.808

1.835

1.893

1.920

2.062

2.001

2.026

2.067

2.086

2.104

235

368

515

922

1.501

1.880

1.925

2.000

1.983

2.031

2.122

2.131

2.020

1.985

2.049

2.316

2.346

2.354

11. DKI Jakarta

12.959

18.172

21.158

26.900

38.981

54.226

56.213

60.026

61.865

64.213

67.910

68.898

70.598

71.301

72.429

72.246

73.704

74.272

11. DKI Jakarta

12. Jawa Barat

3.065

3.766

4.666

8.029

11.945

15.596

16.268

16.990

16.110

16.530

17.232

17.240

17.193

18.168

18.733

19.097

19.406

19.780

12. Jawa Barat

10. Lampung

13. Banten
14. Jawa Tengah
15. DI Yogyakarta
16. Jawa Timur

6. Jambi
7. Bengkulu
8. Riau
9. Kepulauan Riau
10. Lampung

962

841

1.111

2.086

3.707

4.231

4.410

4.698

4.765

4.908

5.031

5.088

5.091

5.449

5.261

5.360

5.447

5.515

13. Banten

1.240

1.958

2.611

4.170

6.503

7.730

7.994

8.529

8.520

8.498

8.762

8.870

10.178

10.297

9.723

9.799

9.814

9.867

14. Jawa Tengah

318

508

629

868

1.451

1.607

1.662

1.701

1.620

1.652

1.693

1.750

1.752

1.955

1.967

2.027

2.056

2.071

15. DI Yogyakarta

1.774

2.566

3.519

5.627

9.075

11.624

12.154

12.755

12.508

12.893

13.418

13.766

13.425

13.943

14.389

14.919

15.087

15.360

16. Jawa Timur

44

73

115

298

545

791

820

864

1.761

1.791

1.924

1.985

2.016

2.098

2.090

2.214

2.268

2.395

17. Bali

364

476

588

720

1.080

1.644

1.711

1.740

1.824

1.895

1.977

2.075

2.098

2.352

2.654

2.284

2.319

2.368

18. Kalimantan Barat

21

25

37

772

196

367

389

409

419

440

469

483

533

567

577

570

590

595

20. Kalimantan Timur

575

706

1.048

924

2.193

2.561

2.713

2.823

2.963

3.100

3.249

3.428

3.610

3.730

3.769

3.726

3.752

3.828

20. Kalimantan Timur

21. Kalimantan Selatan

570

795

847

1.156

1.477

1.945

1.985

2.029

2.070

2.125

2.286

2.312

2.427

2.522

2.841

2.546

2.599

2.634

21. Kalimantan Selatan

22. Sulawesi Utara

73

114

145

240

356

453

464

473

466

471

484

489

585

488

583

499

512

516

22. Sulawesi Utara

23. Gorontalo

71

63

86

168

221

273

276

284

282

282

288

293

363

593

379

313

320

329

23. Gorontalo

53

131

197

200

200

199

203

212

216

203

211

245

233

235

240

24. Sulawesi Barat

163

390

642

809

830

847

861

886

911

924

1.051

913

1.108

972

970

970

25. Sulawesi Tengah


26. Sulawesi Tenggara

17. Bali
18. Kalimantan Barat
19. Kalimantan Tengah

24. Sulawesi Barat


25. Sulawesi Tengah

19. Kalimantan Tengah

98

136

26. Sulawesi Tenggara

161

180

157

187

310

426

438

473

480

480

521

548

701

613

716

643

658

682

27. Sulawesi Selatan

858

978

1.098

1.672

2.844

3.651

3.834

3.978

4.063

4.155

4.355

4.487

4.614

4.728

4.818

4.745

4.792

4.821

28. Maluku

14

16

13

28

54

76

76

80

79

82

87

92

94

117

99

93

98

99

29. Maluku Utara

33

36

35

87

123

147

150

152

153

158

163

165

198

169

181

172

178

183

30. NTB

200

261

396

556

895

1.216

1.252

1.293

1.304

1.340

1.375

1.432

1.268

1.386

1.644

1.519

1.556

1.584

30. NTB

31. NTT

15

24

33

75

156

196

211

229

222

226

240

242

244

255

267

274

274

279

31. NTT

32. Papua Barat

35

42

62

89

114

136

136

140

143

146

159

164

162

169

184

181

188

193

32. Papua Barat

33. Papua

53

77

140

272

348

480

486

504

478

521

559

560

508

533

562

606

618

625

33. Papua
34. Outside Indonesia

34. Luar Indonesia


Total

145

183

216

212

235

230

227

226

224

220

222

228

243

256

360

27.944

38.195

46.886

68.181

102.655

135.581

140.318

147.505

149.672

154.072

161.080

163.407

167.259

171.227

174.486

174.537

177.320

179.284

27. Sulawesi Selatan


28. Maluku
29. Maluku Utara

Total

117

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 4.25 Kredit Bank Perkreditan Rakyat Berdasarkan Sektor Ekonomi

(Credit of Rural Banks Based on Economic Sector)


Miliar Rp (Billion Rp)
20101)

Sektor Ekonomi
Okt
1

Nov

2011

2012

2013

Economic Sector
Des

Des

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt
1. Agriculture, Hunting, and Forestry

Pertanian, Perburuhan, dan


Kehutanan
Perikanan

Pertambangan dan Penggalian

Industri Pengolahan

505

550

478

584

671

668

687

674

688

694

709

729

746

734

736

737

756

762

Listrik, Gas dan Air

16

15

14

26

31

30

30

29

28

31

31

29

31

34

38

39

39

36

Konstruksi

227

257

259

617

950

1.008

994

1.009

944

976

994

1.055

1.146

1.203

1.281

1.300

1.327

1.377

Perdagangan Besar dan Eceran

10.869

10.591

10.342

12.119

14.238

14.096

14.255

14.382

14.540

14.690

15.018

15.349

15.683

15.180

15.506

15.409

15.426

15.629

Penyediaan Akomodasi dan


Penyedian Makan Minum
Transportasi, Pergudangan dan
Komunikasi
Perantara Keuangan

286

284

288

310

295

302

316

311

318

321

326

339

331

341

348

365

367

384

439

568

577

902

1.108

1.107

1.121

1.140

1.110

1.146

1.145

1.173

1.180

1.170

1.159

1.152

1.160

1.173

29

31

32

48

59

59

64

64

65

67

68

71

76

77

78

77

80

84

Real Estate, Usaha Persewaan,


dan Jasa Perusahaan
Administrasi Pemerintahan,
Pertanahan Dan Jaminan Sosial
Wajib
Jasa Pendidikan

60

69

66

202

243

251

257

272

263

283

276

288

305

376

414

464

487

521

88

130

120

82

58

56

57

56

60

63

70

71

74

80

86

86

93

94

51

60

56

84

109

117

112

120

121

118

120

129

135

139

144

143

139

144

13. Education services

Jasa Kesehatan dan Kegiatan


Sosial
Jasa Kemasyarakatan, Sosial
Budaya, Hiburan dan Perorangan
Lainnya

82

81

81

90

85

84

86

82

84

89

90

96

96

101

102

101

101

107

14. Health Services and Social Activities

1.899

1.845

1.807

1.512

1.580

1.577

1.601

1.565

1.545

1.548

1.579

1.611

1.638

2.305

2.352

2.398

2.457

2.393

15. Community, Sociocultural,


Entertainment and Other Individual
Services

275

290

275

396

509

508

512

506

539

533

548

589

627

629

657

644

639

673

1.639

1.631

1.683

1.748

1.880

1.852

1.861

1.939

2.175

2.148

2.213

2.349

2.390

2.376

2.485

2.604

2.718

3.106

9
10
11
12
13
14
15

16
17
18
19

2.526

2.701

2.565

3.062

3.651

3.606

3.791

3.640

3.770

3.689

3.759

3.809

3.888

4.065

4.111

4.088

4.095

4.279

27

37

40

73

97

99

100

106

106

111

113

116

119

121

127

127

128

127

2. Fishery

30

37

37

65

96

99

97

99

107

99

98

99

100

99

104

104

104

115

3. Mining and Quarrying


4. Processing industry

Jasa Perorangan yang Melayani


Rumah Tangga
Kegiatan Usaha yang Belum Jelas
Batasannya
Bukan Lapangan Usaha - Rumah
Tangga
Bukan Lapangan Usaha - Lainnya

4.038

3.833

3.785

4.502

5.048

5.080

5.323

5.376

5.168

6.079

6.136

6.315

6.604

6.605

6.690

3.334

3.344

3.366

10.199

10.571

11.341

14.677

17.792

18.296

18.163

18.449

18.765

19.024

19.341

19.533

19.854

20.615

21.042

24.459

24.760

24.308

Total

33.284

33.580

33.844

41.100

48.500

48.895

49.425

49.818

50.396

51.709

52.633

53.749

55.023

56.248

57.462

57.634

58.218

58.677

Ket: 1) Merupakan sambungan halaman 194

5. Electricity, Gas and Water


6. Construction
7. Wholesale and Retail Trade
8. Provision of accommodation and
the provision of eating and drinking
9. Transportation, Warehousing and
communications
10. Financial intermediaries
11. Real Estate, Business, Ownership,
and Business Services
12. Government administration, Defese
and Compulsory Social Security

16. Individual Services which Serve


17. Business Activities are not clearly
defined
18. Loans to Non Industrial Origin House Hold
19. Non Industrial Origin-Others
Total
Note : 1) Continue from page 194

118

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 4.26 Kredit Bank Perkreditan Rakyat Berdasarkan Jenis Penggunaan

(Credit of Rural Banks Based on Type of Use)


Miliar Rp (Billion Rp)
Sektor Ekonomi

Nov

2010
Des

2011
Nov

Okt

Des

2012
Nov

Okt

Des

Jan

Feb

Mar

2013
Mei
Jun

Apr

Jul

Ags

Sep

Economic Sector

Okt
Working Capital

Modal Kerja
-

Pertanian, Perburuhan, dan Kehutanan


Perikanan
Pertambangan dan Penggalian
Industri Pengolahan
Listrik, Gas dan Air
Konstruksi
Perdagangan Besar dan Eceran
Penyediaan Akomodasi dan Penyedian Makan Minum
Transportasi, Pergudangan dan Komunikasi
Perantara Keuangan
Real Estate, Usaha Persewaan dan Jasa Perusahaan
Administrasi Pemerintahan, Pertanahan dan Jaminan
Sosial Wajib
Jasa Pendidikan
Jasa Kesehatan dan Kegiatan Sosial
Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan
Perorangan Lainnya
Jasa Perorangan yang Melayani Rumah Tangga
Kegiatan Usaha yang Belum Jelas Batasannya
Bukan Lapangan Usaha - Rumah Tangga

2.260
36
32
455
14
230
9.790
243
380
26
64
122

2.277
38
32
451
13
238
9.679
249
387
27
59
111

2.508
62
53
544
21
507
11.211
260
467
40
164
107

2.572
62
53
539
22
570
11.227
255
473
39
163
68

2.617
67
56
536
24
565
11.368
261
477
43
183
72

3.049
91
87
610
28
939
13.218
262
682
51
208
44

3.232
92
85
625
29
915
13.333
269
684
56
214
43

3.074
99
88
619
28
933
13.433
264
702
56
216
42

3.199
99
86
628
27
870
13.588
271
697
55
217
45

3.109
103
86
633
29
907
13.712
269
721
57
239
43

3.174
106
85
648
30
925
14.023
271
727
59
228
47

3.223
108
86
660
27
980
14.328
278
749
61
237
48

3.296
111
86
663
30
1.051
14.637
274
769
65
249
53

3.464
113
85
650
32
1.099
14.118
283
768
66
318
57

3.508
119
91
653
36
1.175
14.401
290
757
68
352
59

3.483
119
90
652
37
1.192
14.330
296
759
67
400
59

3.492
119
88
666
37
1.212
14.322
295
758
69
416
64

3.666
118
99
671
34
1.259
14.520
310
772
73
448
67

47
62
1.329

44
62
1.437

64
71
1.350

61
70
1.333

62
70
1.330

91
66
1.371

87
67
1.389

83
65
1.363

84
66
1.345

83
68
1.339

85
69
1.370

91
71
1.398

92
71
1.417

94
77
2.079

100
78
2.128

101
77
2.152

97
77
2.219

101
79
2.147

253
1.382

241
1.446

340
1.485

356
1.432

356
1.470

443
1.490

442
1.495

437
1.531

467
1.738

459
1.686

472
1.735

508
1.849

541
1.894

545
1.916

568
2.019

554
2.122

541
2.213

575
2.506

16.724

16.790

19.253

0
19.295

0
19.557

22.732

23.058

23.030

23.484

23.545

24.054

24.704

25.299

25.764

26.401

26.489

26.683

- Pertanian, Perburuhan, dan Kehutanan


- Perikanan
- Pertambangan dan Penggalian

441
2
5

288
2
5

388
5
6

403
6
6

445
6
9

556
8
11

559
8
12

565
7
12

570
7
21

580
8
12

585
8
12

586
7
13

592
8
14

600
8
14

602
9
13

605
9
14

603
9
16

613
9
16

Industri Pengolahan
Listrik, Gas dan Air
Konstruksi
Perdagangan Besar dan Eceran
Penyediaan Akomodasi dan Penyedian Makan Minum

95
1
27
801
42

28
1
22
663
39

42
3
46
726
46

45
3
49
721
52

48
2
52
750
49

58
2
69
878
40

62
2
79
922
47

55
2
77
949
47

59
1
74
952
47

61
1
69
978
51

61
1
69
995
54

69
1
76
1.021
61

82
2
94
1.046
57

84
2
104
1.063
58

84
2
106
1.105
58

85
2
108
1.080
69

90
2
115
1.104
72

91
2
118
1.109
75

Transportasi, Pergudangan dan Komunikasi


Perantara Keuangan
Real Estate, Usaha Persewaan dan Jasa Perusahaan
Administrasi Pemerintahan, Pertanahan dan Jaminan
Sosial Wajib
Jasa Pendidikan
Jasa Kesehatan dan Kegiatan Sosial
Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan
Perorangan Lainnya
Jasa Perorangan yang Melayani Rumah Tangga
Kegiatan Usaha yang Belum Jelas Batasannya

188
5
5

190
5
7

423
5
19

436
5
20
10

424
5
19
10

425
8
42
12

437
8
44
14

438
8
56
14

413
10
46
15

425
10
44
20

418
9
48
23

423
10
51
23

410
11
57
22

402
11
57
23

402
10
61
28

393
11
64
27

402
11
71
29

401
11
72
27

13
19
515

12
19
370

17
20
217

18
20
221

22
20
182

26
19
207

24
19
212

37
18
202

36
18
200

35
20
209

35
21
209

38
25
214

43
25
222

45
24
226

44
24
224

43
24
246

43
25
238

43
27
246

37
250

33
237

36
255

37
259

40
278

65
361

70
366

69
408

71
437

74
463

76
478

81
500

86
497

84
461

89
466

90
482

98
504

99
600

- Bukan Lapangan Usaha - Rumah Tangga

- Bukan Lapangan Usaha - Lainnya

2.453

1.929

2.265

2.309

2.364

2.787

2.882

2.964

2.979

3.061

3.102

3.198

3.266

3.265

3.329

3.352

3.432

- Bukan Lapangan Usaha - Lainnya


Total Modal Kerja

27.445 Total Working Capital

Investment

Investasi

Total Investasi

Consumption

- Kredit pemilikan rumah (KPR) yang dijamin dengan hak


tanggungan pertama dengan tujuan untuk dihuni

373

382

516

527

532

736

755

766

777

790

807

834

850

869

876

896

919

929

- Kredit pemilikan kendaraan bermotor

651

1.072

1.334

1.346

1.346

1.420

1.428

1.422

1.428

1.431

1.453

1.489

1.505

1.544

1.587

1.648

1.447

1.720

Total Konsumsi
Total

Agricultures, hunting and forestry


Fisheries
Mining and Quarrying
Procesing industry
Electricity, gas and water
Construction
Big and retail trade
Provision of accomodation and food supply drinking
Transportation, warehousing and communications
Transitional Finance
Real estate, Rental Business, and services company
Government administration, the defense and
compulsory social security
Education services
Health and social services
Community, Sociocultural,Entertainment and Other
Individual Services
Individual services which serve households
International Agency and Other Extra Agency
International

3.559 Total Investment

Konsumsi

- Kredit konsumsi lainnya

Agricultures, hunting and forestry


Fisheries
Mining and Quarrying
Procesing industry
Electricity, gas and water
Construction
Big and retail trade
Provision of accomodation and food supply drinking
Transportation, warehousing and communications
Transitional Finance
Real estate, Rental Business, and services company
Government administration, the defense and
compulsory social security
Education services
Health and social services
Community, Sociocultural,Entertainment and Other
Individual Services
Individual services which serve households
International Agency and Other Extra Agency
International

- Housing Loan (mortgage) secured by first mortgage in


order to live
- Vehicle Loans
- Other consumer credit

13.380

13.672

16.890

17.203

17.300

21.220

21.303

21.636

21.729

22.882

23.218

23.524

24.102

24.806

25.269

25.249

25.738

25.024

14.403

15.126

18.740

19.076

19.178

23.376

23.485

23.824

23.934

25.103

25.478

25.847

26.458

27.219

27.732

27.793

28.104

27.673 Total consumption

33.580

33.844

40.259

40.681

41.100

48.895

49.425

49.818

50.396

51.709

52.633

53.749

55.023

56.248

57.462

57.634

58.218

58.677

Total

119

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 4.27 Kredit Bank Perkreditan Rakyat Berdasarkan Lokasi Bank Penyalur

(Credit of Rural Banks Based on Banks Location)


Miliar Rp (Billion Rp)
Lokasi

2007

2008

2009

2010

2013

2011

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Location

Okt

3.515

4.401

4.803

5.862

7.043

7.813

7.858

7.872

7.954

8.138

8.293

8.463

8.657

8.849

9.049

9.055

9.191

9.303

1. Jawa Barat

2. Banten

402

480

575

697

899

1.098

1.108

1.128

1.126

1.152

1.178

1.184

1.238

1.259

1.274

1.276

1.289

1.298

2. Banten

3. DKI Jakarta

365

423

473

592

700

815

859

882

885

888

899

909

940

952

992

986

976

987

4. D.I Yogyakarta

1.047

1.289

1.481

1.766

2.039

2.374

2.395

2.389

2.376

2.439

2.488

2.535

2.596

2.644

2.719

2.724

2.739

2.756

5. Jawa Tengah

5.280

6.355

7.399

8.516

9.788

11.202

11.249

11.329

11.314

11.524

11.731

11.973

12.273

12.560

12.844

12.836

12.944

13.039

6. Jawa Timur

2.557

2.977

3.564

4.150

4.849

5.780

5.797

5.824

5.886

6.048

6.189

6.324

6.512

6.697

6.885

6.861

6.882

6.907

12

17

19

21

26

30

30

30

30

30

31

31

31

32

32

31

30

30

8. Jambi

144

161

183

214

289

479

488

488

498

510

520

533

545

554

565

564

567

567

8. Jambi

9. Aceh

26

64

99

76

90

106

102

100

99

100

103

106

111

114

117

116

118

119

9. Aceh

10. Sumatera Utara

319

382

438

493

541

636

644

649

641

655

666

678

693

709

723

717

721

722 10. Sumatera Utara

11. Sumatera Barat

514

660

757

829

975

1.057

1.053

1.050

1.044

1.057

1.054

1.064

1.073

1.077

1.069

1.048

1.047

1.026 11. Sumatera Barat

12. Riau

222

316

385

501

601

692

692

694

686

692

701

707

714

732

743

735

740

13. Kepulauan Riau

376

554

828

1.376

1.892

2.476

2.514

2.514

2.500

2.518

2.538

2.581

2.613

2.649

2.684

2.696

2.695

14. Sumatera Selatan

204

280

345

449

573

731

739

752

736

746

756

756

769

772

772

768

769

769 14. Sumatera Selatan

12

15

28

36

36

35

36

36

38

38

40

40

41

43

45

46 15. Bangka Belitung

2.787

3.398

2.281

2.899

3.467

3.886

3.966

4.022

4.418

4.746

4.800

4.949

5.058

5.187

5.272

5.309

5.375

17. Kalimantan Selatan

105

180

196

250

252

220

229

229

227

231

235

251

250

252

253

254

259

257 17. Kalimantan Selatan

18. Kalimantan Barat

219

281

309

347

511

582

580

578

566

564

558

547

531

524

524

522

524

524 18. Kalimantan Barat

19. Kalimantan Timur

96

132

155

178

189

211

210

211

205

209

212

220

226

227

230

228

233

231 19. Kalimantan Timur

19

34

49

83

84

80

77

83

86

94

112

120

134

136

146

150 20. Kalimantan Tengah

21. Sulawesi Tengah

113

180

188

221

379

756

795

811

845

904

952

991

1.024

1.060

1.089

1.107

1.135

1.157 21. Sulawesi Tengah

22. Sulawesi Selatan

142

218

263

364

546

764

780

790

799

818

831

839

863

897

914

925

943

953 22. Sulawesi Selatan

23. Sulawesi Utara

131

158

203

288

456

591

606

622

631

653

672

693

709

722

733

737

739

739 23. Sulawesi Utara

32

42

51

51

57

78

78

79

81

83

84

87

89

89

91

91

92

14

15

20

20

20

25

26

25

25

26

27

27

27

28

28

28

28

283

341

424

464

541

632

633

633

636

648

660

672

678

676

684

688

694

1.347

1.777

2.092

2.666

3.520

4.541

4.643

4.754

4.807

4.898

4.979

5.112

5.224

5.362

5.490

5.612

5.717

25

50

88

122

152

179

178

175

172

175

180

185

199

212

229

236

241

247 29. Nusa Tenggara Timur

30. Maluku

137

167

167

161

311

508

528

541

558

586

608

629

648

661

679

695

716

734 30. Maluku

31. Papua

115

154

182

193

253

400

411

412

417

427

436

442

448

456

463

470

479

490 31. Papua

13

13

13

13

14

14

14

14

15

15

15

15

20

52

95

97

101

103

109

109

111

115

115

115

119

123

41.100

48.895

49.425

49.818

50.396

51.709

52.633

53.749

55.023

56.248

57.462

57.634

58.218

1. Jawa Barat

7. Bengkulu

15. Bangka Belitung


16. Lampung

20. Kalimantan Tengah

24. Sulawesi Tenggara


25. Sulawesi Barat

26. Gorontalo
27. Nusa Tenggara Barat
28. Bali
29. Nusa Tenggara Timur

32. Maluku Utara


33. Papua Barat

34. Lainnya

Total

20.540

25.472

28.001

33.844

3. DKI Jakarta
4. D.I Yogyakarta
5. Jawa Tengah
6. Jawa Timur
7. Bengkulu

740 12. Riau


2.713 13. Kepulauan Riau

5.403 16. Lampung

93 24. Sulawesi Tenggara


6 25. Sulawesi Barat
28 26. Gorontalo
694 27. Nusa Tenggara Barat
5.813 28. Bali

15 32. Maluku Utara


123 33. Papua Barat
- 34. Others
58.677

Total

120

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 4.28 Kredit dan Non Performing Loan UMKM dan MKM Sektor Ekonomi

(SMEs Credit & Micro, Small, and NPL Based on Economic Sector)
Miliar Rp (Billion Rp)

Sektor Ekonomi

2011
Des

Feb

Mar

Apr

Mei

2012
Jul

Jun

2013
Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Economic Sector

Okt

UMKM

1. Pertanian, Perburuan dan Kehutanan


Baki Debet
NPL
2. Perikanan
Baki Debet
NPL
3. Pertambangan dan Penggalian
Baki Debet
NPL
4. Industri Pengolahan
Baki Debet
NPL
5. Listrik, Gas dan Air
Baki Debet
NPL
6. Konstruksi
Baki Debet
NPL
7. Perdagangan Besar dan Eceran
Baki Debet
NPL
8. Penyediaan Akomodasi dan
Penyediaan Makan Minum
Baki Debet
NPL
9. Transportasi, Pergudangan dan
Komunikasi

10.

11.

12.

13.

14.

15.

16.

17.

18.

Baki Debet
NPL
Perantara Keuangan
Baki Debet
NPL
Real Estate, Usaha Persewaan, dan
Jasa Perusahaan
Baki Debet
NPL
Administrasi Pemerintahan,
Pertahanan, dan Jaminan Sosial Wajib
Baki Debet
NPL
Jasa Pendidikan
Baki Debet
NPL
Jasa Kesehatan dan Kegiatan Sosial
Baki Debet
NPL
Jasa Kemasyarakatan, Sosial Budaya,
Hiburan dan Perorangan Lainnya
Baki Debet
NPL
Jasa Perorangan yang Melayani
Rumah Tangga
Baki Debet
NPL
Badan Internasional dan Badan Ekstra
Internasional Lainnya
Baki Debet
NPL
Kegiatan yang Belum Jelas Batasannya

Baki Debet
NPL
19. Penerima Kredit Bukan Lapangan
Usaha
Baki Debet
NPL
20. Tidak Teridentifikasi
Baki Debet
NPL
Jumlah
Baki Debet
NPL
r)
diperbaiki

27.192
892

29.452
1.013

29.754
1.037

28.689
1.163

33.550
1.221

38.470
1.294

37.721
1.316

33.945
1.397

37.473
1.488

38.241
1.471

39.030
1.575

40.709
1.492

41.001
1.637

41.418
1.688

43.543
1.798

44.057
1.782

45.538
1.789

42.643
1.542

43.616
1.586

43.734
1.679

45.015
1.652

45.773
1.654

2.602
161

2.570
166

2.576
167

2.555
169

2.729
172

2.883
179

2.904
184

2.773
233

2.860
239

2.882
241

2.986
246

2.900
163

2.907
167

2.927
176

3.048
219

3.168
222

3.279
220

3.413
193

3.416
140

3.414
155

3.512
138

3.516
179

3.938
89

3.798
203

3.980
232

4.502
218

4.778
248

5.199
256

5.024
253

4.983
266

4.723
153

4.869
186

5.255
185

5.427
153

4.832
246

5.114
274

4.966
272

5.085
253

5.043
173

4.710
167

4.887
210

5.181
214

5.250
215

4.697
389

52.231
1.998

47.952
2.160

49.873
2.085

52.153
2.214

54.058
2.173

55.456
2.180

55.121
2.170

55.794
2.238

51.367
1.823

52.188
1.775

58.305
1.767

59.500
1.798

55.449
1.788

54.759
1.825

57.386
1.855

57.849
1.909

60.014
1.947

65.530
1.858

58.405
1.870

57.401
1.911

57.847
1.875

57.361
1.914

1.218
49

1.349
48

1.516
47

1.546
48

1.698
47

1.728
46

1.803
43

1.610
38

1.619
19

1.622
18

1.665
21

1.474
14

1.660
17

1.579
21

1.644
19

1.656
17

1.662
17

1.791
22

1.733
24

1.694
25

1.678
23

1.684
24

24.279
1.324

23.093
1.434

23.712
1.419

24.427
1.503

25.835
1.546

28.460
1.566

29.299
1.742

29.906
1.745

29.706
1.493

31.168
1.586

32.491
1.609

30.594
1.497

30.127
1.647

30.690
1.631

32.116
1.719

33.145
1.794

34.876
2.010

37.513
1.906

38.640
1.967

38.323
2.072

39.529
2.051

40.123
2.081

202.447
7.471

196.294
8.228

200.403
8.159

207.174
8.584

214.742
8.935

233.070
9.099

233.392
9.145

226.805
9.055

230.983
9.032

235.491
9.172

241.576
9.167

248.870
8.458

241.496
9.265

246.193
9.602

257.709
9.624

265.069
9.902

271.260
10.154

307.955
10.800

310.870
11.162

308.605
11.462

312.809
11.212

313.269
11.275

10.014
352

10.153
339

10.439
359

10.591
370

10.716
381

11.689
368

12.074
357

11.991
344

11.794
321

11.951
310

12.918
317

13.714
303

13.101
337

13.459
341

13.837
331

14.253
540

14.931
558

15.870
370

16.058
377

16.000
382

16.916
381

17.128
384

18.398
452

17.793
444

16.573
442

16.786
472

17.316
456

18.980
484

19.247
502

18.806
519

17.949
482

18.621
513

20.308
468

20.678
485

19.890
442

20.668
459

21.337
460

21.810
463

22.745
506

23.910
531

23.398
578

23.204
614

23.669
648

22.832
684

10.311
92

9.718
117

10.154
122

13.511
194

11.912
141

13.753
156

13.716
178

13.359
170

14.822
157

15.184
180

14.104
193

14.147
161

14.140
193

12.780
203

12.531
215

12.652
213

13.476
219

12.298
200

13.229
212

13.329
307

13.594
316

13.596
329

19.953
629

19.352
569

19.623
590

19.180
608

19.330
601

20.526
589

22.371
624

29.882
1.088

21.399
565

22.181
585

25.299
620

25.859
689

22.983
697

23.409
710

24.012
692

24.355
729

25.569
749

30.767
855

31.101
886

30.242
882

30.781
898

30.239
925

399
15

373
13

411
15

400
13

289
13

427
11

297
12

223
12

242
11

235
13

231
13

229
5

215
5

212
5

216
5

244
4

243
4

255
3

277
3

282
3

272
4

270
2

1.517
23

1.512
25

1.599
33

1.549
28

1.710
26

1.895
29

1.854
28

1.651
29

1.773
27

1.806
25

1.812
26

1.888
22

1.826
36

1.928
38

1.946
45

1.953
43

1.981
42

1.947
35

1.984
34

1.975
38

1.972
43

2.016
42

2.918
233

2.948
251

3.098
253

3.139
242

3.195
245

3.370
323

3.457
322

3.487
323

3.273
107

3.331
94

3.443
106

3.518
99

3.382
98

3.523
96

3.627
95

3.715
80

3.826
76

3.971
68

4.052
73

4.051
77

4.097
76

4.138
73

25.530
619

25.420
678

25.557
679

25.457
678

25.914
683

26.806
660

27.525
925

26.544
974

26.653
985

26.769
1.076

26.574
1.074

26.378
891

25.220
934

25.464
922

25.969
905

26.205
911

26.854
940

28.930
958

29.631
975

29.929
1.021

30.364
1.027

30.507
1.035

655
36

593
37

550
42

520
33

588
36

632
30

697
49

601
51

645
54

672
52

675
50

672
40

679
40

713
41

840
43

853
40

890
38

1.127
41

1.195
34

1.255
38

1.322
38

1.381
41

2.355
53

2.232
58

2.017
39

1.560
51

2.150
56

9
0

459
13

451
13

439
11

426
11

420
11

414
8

384
8

373
8

361
9

345
9

329
8

308
9

286
9

276
8

258
8

247
8

52.205
1.185

54.217
1.360

56.468
1.406

54.379
1.482

52.377
1.373

42.833
981

38.435
946

25.107
749

28.525
812

29.405
765

29.211
769

29.425
731

27.486
715

29.297
747

24.358
696

26.617
714

26.018
703

803r)
13r)

1,708r)
14r)

408
4

475
4

452
1

3
-

0
1

6
3

8
3

21
3

9
3

11
4

8
3

14
-

14
-

458.164
15.674

448.825
17.147

458.311
17.129

468.141
18.072

482.902
18.356

506.197
18.252

505.406
18.813

487.917
19.245

506.792
18.274

514.518
18.786

486.251
17.778

0
497.044
18.073

0
516.304
18.221

526.397
17.011

529.452
19.001

2
0
543.033
19.626

558.533
20.156

583.741
19.570

3
583.859
20.156

3
579.308
20.890

2
589.361
20.610

2
589.229
21.038

1. Agriculture, hunting, and forestry


Total
NPL
2. Fishery
Total
NPL
3. Mining and quarrying
Total
NPL
4. Processing industry
Total
NPL
5. Electricity, gas and water
Total
NPL
6. Construction
Total
NPL
7. Wholesale and retail trade
Total
NPL
8. Provision of accommodation and the
provision of eating and drinking
Total
NPL
9. Transportation, warehousing and
communications
Total
NPL
10. Financial intermediaries
Total
NPL
11. Real estate, Business Ownership, and
Business Services
Total
NPL
12. Government administration, defense
and compulsory social security
Total
NPL
13. Education services
Total
NPL
14. Health services and social activities
Total
NPL
15. Community, Sociocultural,
Entertainment and Other Individual
Services
Total
NPL
16. Individual services which serve
households
Total
NPL
17. International Agency and Other Extra
Agency International
Total
NPL
18. Business activities are not clearly
defined
Total
NPL
19. Debtor is not the business field - other
Total
NPL
20. Un-identified
Total
NPL
Total
Baki Debet
NPL
r)
revised

121

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 4.28 Kredit dan Non Performing Loan UMKM dan MKM Sektor Ekonomi

(SMEs Credit & Micro, Small, and NPL Based on Economic Sector)
Miliar Rp (Billion Rp)

Sektor Ekonomi
MKM 1)
1. Pertanian
Baki Debet
NPL
2. Pertambangan
Baki Debet
NPL
3. Perindustrian
Baki Debet
NPL
4. Listrik
Baki Debet
NPL
5. Konstruksi
Baki Debet
NPL
6. Perdagangan
Baki Debet
NPL
7. Pengangkutan
Baki Debet
NPL
8. Jasa Dunia Usaha
Baki Debet
NPL
9. Jasa Sosial
Baki Debet
NPL
10. Lain-lain
Baki Debet
NPL
Jumlah
Baki Debet
NPL
1)

2011
Des

Feb

Mar

Apr

Mei

Jun

2012
Jul

2013
Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

26.285
803

27.408
972

28.302
1.020

27.944
1.109

32.223
1.181

36.984
1.267

37.197
1.515

33.402
1.589

37.532
1.711

37.946
1.748

38.817
1.896

40.423
2.005

40.565
1.873

40.831
1.960

43.233
2.155

9.020
124

9.112
136

9.769
164

10.657
169

10.610
187

11.780
162

13.633
225

10.084
234

11.985
258

11.243
301

13.682
375

17.135
262

17.822
304

14.898
317

17.191
325

70.380
2.502

67.635
2.624

69.044
2.659

73.458
2.783

72.754
2.745

75.923
2.925

77.821
3.527

75.353
3.270

77.398
3.147

78.507
3.116

78.378
3.089

80.823
2.900

79.678
3.004

80.684
3.038

81.552
2.981

1.316
45

1.071
45

1.045
39

1.121
40

1.212
39

1.343
139

1.433
140

1.397
146

1.490
147

1.482
151

1.511
154

1.532
131

1.446
131

1.497
135

1.548
131

25.834
1.441

24.144
1.556

24.436
1.538

25.427
1.646

26.810
1.694

28.516
1.710

29.704
1.763

30.366
1.741

32.368
1.745

33.032
1.776

33.437
1.781

31.020
1.637

28.272
1.728

28.237
1.740

29.421
1.799

235.105
8.885

231.812
9.735

237.441
9.624

244.998
10.569

252.652
10.993

272.766
11.226

279.997
11.978

272.658
11.487

279.545
11.524

281.275
11.152

285.741
11.662

294.095
10.625

286.632
11.549

292.780
11.877

307.619
11.934

11.293
313

11.397
311

11.703
353

12.032
330

12.139
332

12.753
307

14.296
340

13.858
347

14.224
348

14.453
1.129

13.857
338

14.160
351

14.151
314

14.513
344

15.019
376

78.206
1.252

64.416
1.423

66.340
1.449

72.929
1.609

69.356
1.591

73.758
1.580

75.290
1.691

83.952
2.222

78.482
1.773

79.803
1.809

81.967
1.797

81.707
1.754

83.589
1.931

84.628
2.027

86.821
2.069

86.867
2.073

84.470
2.352

86.143
2.387

83.546
2.430

82.398
2.305

72.447
1.906

69.985
2.271

60.422
2.168

63.975
2.185

64.212
2.215

64.144
2.147

63.687
1.942

61.816
1.987

63.821
2.025

59.071
1.973

607.085
8.678

615.654
9.694

626.509
9.633

631.379
10.029

644.206
10.216

656.572
9.952

662.854
10.261

684.650
10.710

691.406
10.572

703.875
10.641

713.440
10.689

726.024
10.107

735.808
11.419

735.900
11.709

746.599
11.743

1.151.392
26.115

1.137.120
28.848

1.160.732
28.866

1.183.491
30.715

1.204.360
31.284

1.242.842
31.172

1.262.210
33.712

1.266.142
33.915

1.288.406
33.409

1.305.828
34.039

1.324.974
33.926

1.350.606
31.714

1.349.779
34.240

1.357.789
35.173

1.388.074
35.485

Sejak bulan April 2013 data yang disajikan hanya data UMKM mengingat data MKM masih berdasarkan plafon,
sedangkan data UMKM sudah sesuai dengan kriteria usaha pada UU No. 20 tentang UMKM

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Economic Sector
1. Agriculture
Total
NPL
2. Mining
Total
NPL
3. Manufacturing
Total
NPL
4. Electricity
Total
NPL
5. Construction
Total
NPL
6. Trading
Total
NPL
7. Transportation
Total
NPL
8. Business Services
Total
NPL
9. Social Services
Total
NPL
10. Others
Total
NPL
Total
Baki Debet
NPL

1) Since April 2013 data presented only data Micro, Small dan Medium (MSM) Enterprise remembering data MSM still based on credit limit, while data MSM
Enterprise already in accordance with the criteria business of MSM Enterprise in the Act No. 20

122

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 4.29 Kredit dan Non Performing Loan UMKM dan MKM Menurut Jenis Penggunaan

(SMEs Credit and NPL Credit Based on Type of Use)


Miliar Rp (Billion Rp)
2011

Jenis Penggunaan
Ags

Sep

2012

Okt

Nov

Des

Okt

2013

Nov

Des

Jan

Feb

Mar

Apr

Mei

Type of Use
Jun

Juli

Ags

Sep

Okt
UMKM
1. Working Capital

UMKM
1. Modal Kerja

Baki Debet
NPL

335.098
16.195

341.069
15.795

342.838
15.700

345.700
15.763

355.888
12.770

382.723
14.639

394.866
14.725

403.047
13.645

388.852
14.584

395.154
15.054

406.954
15.161

419.198
15.487

431.290
15.891

430.471
14.818

428.877
15.259

425.069
15.874

429.683
15.597

429.773
15.869

93.437
3.215

94.930
3.174

97.011
3.222

99.805
3.223

102.275
2.903

114.322
3.433

121.438
3.497

123.350
3.366

117.941
3.690

119.364
3.732

122.498
3.840

123.835
4.139

127.242
4.264

153.270
4.752

154.982
4.897

154.239
5.017

159.678
5.013

159.455
5.169

0
0

1
0

1
0

0
0

1
1

428.536
19.411

436.000
18.969

439.850
18.922

445.505
18.986

458.164
15.674

2. Investment

2. Investasi

Baki Debet
NPL
3. Konsumsi

Baki Debet
NPL

NPL

Jumlah
Baki Debet
NPL

NPL
2. Investasi

Baki Debet
NPL
3. Konsumsi

Baki Debet
NPL

Jumlah
Baki Debet
NPL
1)

Total
NPL
4. Un-identified

0
497.044
18.073

0
516.304
18.221

0
526.397
17.011

0
506.792
18.274

0
514.518
18.786

1
529.452
19.001

0
543.033
19.626

0
558.533
20.156

0
583.741
19.570

0
583.859
20.156

0
579.308
20.890

0
589.361
20.610

589.229
21.038

Total
NPL
Total
Baki Debet
NPL
MKM 1)
1. Working Capital

MKM 1)
1. Modal Kerja

Baki Debet

Total
NPL
3. Consumption

3. Tidak Teridentifikasi

Baki Debet

Total
NPL

400.366

408.748

412.394

418.022

427.154

17.353

17.217

17.235

17.062

14.233

106.206
3.504

107.584
3.573

110.321
3.631

113.420
3.578

117.247
3.205

137.715
4.506

140.967
4.575

141.492
4.134

141.456
4.690

143.327
4.719

145.753
4.909

569.897

578.462

590.794

600.019

606.991

9.966

9.942

9.954

9.800

8.677

703.463
10.641

713.006
10.689

725.519
10.106

735.277
11.418

735.339
11.709

745.989
11.742

1.076.469
30.823

1.094.794
30.732

1.113.510
30.819

1.131.461
30.440

1.151.392
26.115

1.305.828
34.039

1.324.974
33.926

1.350.606
31.714

1.349.779
34.240

1.357.789
35.173

1.388.074
35.485

464.651
18.892

471.000
18.663

483.595
17.473

473.046
18.133

479.123
18.745

496.332
18.833

Total
NPL
2. Investment

Total
NPL
3. Consumption

Sejak bulan April 2013 data yang disajikan hanya data UMKM mengingat data MKM masih berdasarkan plafon,
sedangkan data UMKM sudah sesuai dengan kriteria usaha pada UU No. 20 tentang UMKM

Total
NPL
Total
Baki Debet
NPL
1) Since April 2013 data presented only data Micro, Small dan Medium (MSM) Enterprise remembering data MSM still based on credit limit, while
data MSM Enterprise already in accordance with the criteria business of MSM Enterprise in the Act No. 20

123

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 4.30 Kredit dan Non Performing Loan Rincian Kredit UMKM dan MKM Menurut Kelompok Bank

(Detail of SMEs Credit and Detail of MKM Credit Based on Group of Bank)
Miliar Rp (Billion Rp)
Kelompok Bank

2011
Ags

Sep

2012

Okt

Nov

Des

Feb

Mar

Apr

Mei

Jun

2013

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Juli

Ags

Sep

Category of Bank

Okt

UMKM 1)
1. Bank Persero
Baki Debet

1. State Owned Banks


Total

208.081

211.612

213.182

214.801

222.645

216.297

218.914

218.691

228.334

245.191

247.864

233.157

226.303

230.198

234.182

242.861

239.771

244.615

254.325

260.655

268.170

291.569

288.945

283.103

289.758

291.609

Mikro

58.618

59.149

56.135

56.197

58.287

58.350

58.902

54.287

60.824

67.071

70.129

62.319

63.222

64.130

65.109

66.555

66.989

68.563

71.037

73.123

75.936

79.305

82.703

82.508

84.372

85.074

Micro

Kecil

80.389

80.877

82.875

83.411

86.113

82.435

83.566

86.921

89.429

96.513

97.212

91.097

90.874

92.266

94.046

98.136

94.166

96.255

100.563

102.402

105.169

113.364

114.320

114.159

115.995

117.004

Small

Menengah

Medium

69.074

71.585

74.173

75.193

78.245

75.512

76.447

77.483

78.080

81.607

80.523

79.741

72.207

73.802

75.027

78.169

78.616

79.796

82.725

85.130

87.065

98.900

91.923

86.437

89.391

89.531

11.871

11.398

11.284

11.312

9.019

10.016

9.931

10.482

10.626

10.574

10.913

10.923

9.557

9.686

9.810

9.093

9.872

10.231

10.395

10.537

10.645

10.694

10.975

11.512

11.236

11.212

Mikro

1.761

1.711

1.330

1.329

1.174

1.380

1.397

1.442

1.385

1.381

1.429

1.424

1.376

1.354

1.343

1.214

1.431

1.482

1.522

1.522

1.537

1.574

1.617

1.687

1.662

1.655

Micro

Kecil

6.014

5.856

5.945

5.962

4.450

4.965

4.867

5.239

5.377

5.312

5.456

5.447

5.141

5.138

5.184

4.694

4.972

5.130

5.303

5.350

5.430

5.480

5.420

5.586

5.466

5.332

Small

Menengah

4.096

3.831

4.009

4.021

3.395

3.671

3.667

3.801

3.865

3.881

4.028

4.052

3.039

3.194

3.283

3.185

3.469

3.619

3.570

3.665

3.678

3.640

3.937

4.239

4.108

4.226

NPL

Medium
2. Regional Development Banks

2. BPD
Baki Debet

NPL

31.116

31.803

32.011

32.517

31.314

36.525

37.671

38.633

40.087

42.567

43.193

44.462

45.134

45.595

46.494

45.082

42.223

43.412

43.171

46.144

47.608

42.667

43.914

44.599

45.649

47.339

Total

Mikro

4.532

4.764

4.576

4.710

4.509

7.291

7.753

7.572

8.145

8.766

8.997

8.843

9.036

8.944

9.163

9.038

8.781

8.972

8.013

9.367

9.230

8.860

8.987

8.981

9.018

9.285

Micro

Kecil

19.180

19.195

19.169

19.270

18.880

19.485

19.952

20.652

20.747

21.549

21.494

22.156

22.572

22.207

22.262

21.091

18.960

19.241

19.296

20.158

21.175

20.044

20.570

20.822

21.158

22.042

Small

7.404

7.844

8.267

8.537

7.925

9.748

9.967

10.409

11.196

12.253

12.702

13.463

13.526

14.443

15.069

14.953

14.482

15.199

15.862

16.619

17.203

13.763

14.357

14.796

15.473

16.011

Medium

2.079

2.118

2.152

2.147

1.593

2.015

2.017

2.120

2.253

2.343

2.481

2.688

2.652

2.858

2.856

2.612

2.875

2.962

2.917

3.145

3.291

2.867

3.084

3.208

3.177

3.339

222

270

267

276

239

393

391

364

394

402

421

434

477

543

533

443

483

504

475

535

530

522

568

614

617

657

Micro

1.366

1.346

1.390

1.364

915

1.062

1.128

1.238

1.265

1.293

1.351

1.494

1.461

1.527

1.547

1.327

1.395

1.439

1.406

1.460

1.612

1.438

1.538

1.580

1.544

1.568

Small

492

502

496

508

439

561

498

517

593

647

709

760

714

787

776

842

997

1.020

1.035

1.150

1.149

908

977

1.013

1.015

1.114

Menengah
NPL

Mikro
Kecil
Menengah

Medium
3. Foreign Exchange Commercial
Banks

3. Bank Swasta Nasional


Baki Debet

NPL

Total

182.039

185.723

184.917

188.252

194.234

189.103

195.165

203.759

201.481

207.398

201.915

202.268

206.009

212.444

225.953

228.991

215.256

216.758

221.787

225.915

232.153

238.540

242.000

242.845

244.605

238.445

Mikro

25.770

26.001

25.358

25.029

24.759

22.845

23.191

24.171

23.695

23.898

23.668

23.106

23.182

22.789

21.871

21.476

20.191

20.142

20.221

20.095

20.302

20.525

20.744

20.697

20.904

21.333

Micro

Kecil

39.406

40.240

40.695

40.269

40.660

40.542

41.906

43.353

43.206

43.027

42.008

41.890

41.526

41.461

45.369

44.581

39.314

39.927

40.296

40.285

41.174

41.041

41.093

41.063

41.242

41.214

Small

116.863

119.482

118.864

122.954

128.816

125.716

130.067

136.234

134.580

140.472

136.239

137.271

141.301

148.193

158.713

162.934

155.751

156.689

161.270

165.536

170.677

176.974

180.163

181.085

182.460

175.898

5.230

5.213

5.130

5.197

4.710

4.860

4.950

5.212

5.213

5.085

5.156

5.383

5.275

5.275

5.318

5.096

5.317

5.400

5.499

5.751

6.026

5.810

5.894

5.981

6.005

6.225

721

682

691

675

618

615

643

671

757

768

756

801

837

822

808

758

774

780

845

859

895

860

867

852

848

841

Micro

Kecil

1.736

1.747

1.733

1.796

1.645

1.644

1.689

1.813

1.808

1.775

1.835

1.899

1.810

1.778

1.793

1.720

1.826

1.866

1.955

1.953

2.007

2.026

2.048

2.114

2.083

2.105

Small

Menengah

2.774

2.785

2.707

2.727

2.447

2.601

2.619

2.728

2.648

2.543

2.565

2.683

2.628

2.675

2.718

2.618

2.717

2.754

2.698

2.939

3.124

2.924

2.979

3.016

3.073

3.279

Menengah
NPL

Mikro

NPL

Medium
4. Joint Venture Banks and
Foreign Owned Banks

4. Bank Asing dan


Campuran
Baki Debet

Medium

Total

7.300

6.863

9.739

9.934

9.971

6.900

6.561

7.058

13.000

11.041

12.434

8.031

8.805

8.807

9.675

9.463

9.541

9.734

10.169

10.319

10.601

10.966

8.999

8.761

9.349

11.836

Mikro

208

249

507

573

470

113

109

115

2.876

471

1.292

121

162

109

667

107

112

58

43

40

103

161

69

63

65

93

Micro

Kecil

469

471

698

792

874

567

554

532

1.646

1.617

1.590

488

534

546

501

465

452

393

399

393

393

373

392

396

391

568

Small

6.623

6.143

8.534

8.570

8.627

6.220

5.898

6.411

8.478

8.953

9.551

7.422

8.109

8.152

8.507

8.891

8.978

9.283

9.726

9.886

10.106

10.432

8.538

8.302

8.893

11.175

230

240

355

330

352

256

231

258

264

250

263

251

294

254

237

208

210

193

190

194

193

198

203

189

193

262

31

30

31

30

16

13

13

13

18

13

51

13

57

13

Micro
Small

Menengah
NPL

Mikro
Kecil
Menengah

21

19

29

29

62

60

59

59

59

58

58

57

58

57

50

40

40

24

26

25

26

25

26

24

23

23

178

191

295

271

275

183

159

185

186

179

154

180

179

183

178

161

163

165

161

165

165

171

177

165

168

230

NPL

Medium
Total

Jumlah
Baki Debet

Medium
NPL

428.536

436.000

439.850

445.505

458.164

448.825

458.311

468.141

482.902

506.197

505.406

487.917

486.251

497.044

516.304

526.397

506.792

514.518

529.452

543.033

558.533

583.741

583.859

579.308

589.361

589.229

19.411

18.969

18.922

18.986

15.674

17.147

17.129

18.072

18.356

18.250

18.813

19.245

17.778

18.073

18.221

17.011

18.274

18.786

19.001

19.626

20.156

19.570

20.156

20.890

20.610

21.038

Baki Debet
NPL

124

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 4.30 Kredit dan Non Performing Loan Rincian Kredit UMKM dan MKM Menurut Kelompok Bank

(Detail of SMEs Credit and Detail of MKM Credit Based on Group of Bank)
Miliar Rp (Billion Rp)
Kelompok Bank

2011
Ags

Sep

2012

Okt

Nov

Des

Feb

Mar

Apr

Mei

Jun

2013

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

MKM 1)
1. Bank Persero

Jun

Juli

Ags

Sep

Category of Bank

Okt

1. State Owned Banks


Total

Baki Debet

393.444

397.915

400.301

404.602

415.623

412.216

419.037

425.516

432.329

445.061

453.138

456.863

466.579

474.024

484.257

502.447

508.100

505.110

520.215

Mikro

119.877

121.386

120.114

120.468

122.104

118.896

118.758

121.793

116.315

117.686

133.503

135.504

137.695

137.012

140.186

143.877

154.319

143.998

148.938

Micro

Kecil

175.737

176.978

180.317

182.649

188.524

191.703

196.184

195.126

205.257

211.279

208.070

211.661

215.625

221.806

226.306

234.031

235.240

239.928

245.762

Small

Menengah

Medium

97.830

99.550

99.870

101.485

104.996

101.616

104.095

108.596

110.757

116.095

111.565

109.697

113.260

115.205

117.765

124.540

118.541

121.183

125.515

14.602

14.225

14.036

13.848

11.258

13.007

12.583

14.039

14.260

13.950

15.813

16.103

15.740

16.405

16.277

15.271

16.762

17.344

17.432

Mikro

3.941

3.835

3.628

3.464

2.997

3.417

3.354

4.140

3.960

3.921

9.881

9.847

9.557

9.950

9.653

9.520

9.965

10.293

10.318

Micro

Kecil

4.753

4.630

4.597

4.640

3.722

4.434

4.375

4.632

4.801

4.685

2.735

2.922

2.823

2.895

3.026

2.611

3.121

3.272

3.315

Small

Menengah

5.908

5.760

5.811

5.744

4.539

5.155

4.853

5.268

5.498

5.343

3.197

3.333

3.360

3.561

3.598

3.140

3.676

3.779

3.799

NPL

Baki Debet

NPL

Medium
2. Regional Development Banks

2. BPD
149.963

151.887

154.537

156.413

155.024

157.050

160.565

164.717

168.975

173.945

177.158

179.785

183.168

187.269

190.275

190.815

190.075

193.809

197.449

Total

Mikro

35.933

35.891

35.933

35.484

36.921

34.348

34.093

33.360

34.633

34.433

33.828

34.149

34.183

33.548

33.164

32.580

31.849

30.985

31.265

Micro

Kecil

103.404

104.953

107.043

109.042

107.321

112.610

115.679

119.589

122.197

126.367

129.509

131.280

133.765

137.898

140.741

142.679

143.992

148.056

150.822

Small

10.627

11.043

11.562

11.887

10.782

10.093

10.792

11.768

12.145

13.145

13.821

14.356

15.220

15.823

16.369

15.556

14.234

14.768

15.362

3.337

3.430

3.482

3.497

2.562

2.795

2.886

3.062

3.207

3.223

3.336

3.556

3.550

3.638

3.656

3.297

3.524

3.645

3.694

636

694

688

633

470

524

519

497

550

543

515

610

632

626

612

555

564

565

594

Micro

Kecil

1.392

1.437

1.470

1.489

1.176

1.316

1.356

1.446

1.490

1.497

1.567

1.649

1.674

1.670

1.692

1.489

1.641

1.704

1.701

Small

Menengah

1.310

1.299

1.323

1.375

915

955

1.011

1.119

1.166

1.183

1.254

1.296

1.244

1.342

1.352

1.253

1.318

1.376

1.399

Menengah
NPL

Mikro

3. Bank Swasta Nasional


Baki Debet

Medium
NPL

Medium
3. Foreign Exchange Commercial
Banks
Total

475.761

485.700

493.033

502.893

512.566

518.909

529.479

541.669

550.054

566.256

575.093

575.098

582.583

589.044

594.239

601.409

595.518

602.672

611.913

Mikro

92.506

94.007

96.420

99.133

97.877

98.496

99.735

103.079

100.994

103.794

105.959

102.046

101.843

100.876

99.331

97.552

93.057

92.392

94.800

Micro

Kecil

181.419

185.004

188.657

191.148

195.035

198.772

201.315

204.225

208.043

213.439

216.702

218.322

220.708

223.433

226.516

228.341

228.630

231.317

232.939

Small

Menengah

201.836

206.688

207.956

212.612

219.654

221.640

228.430

234.364

241.017

249.024

252.432

254.731

260.032

264.735

268.392

275.516

273.831

278.962

284.174

11.081

11.229

11.265

11.123

10.204

10.896

11.238

11.458

11.645

11.908

12.473

12.201

12.130

12.066

12.112

11.502

12.250

12.364

12.539

Mikro

2.943

2.944

3.100

3.028

2.802

2.823

3.004

2.989

3.055

3.557

3.953

3.307

3.283

3.187

3.178

2.918

2.965

2.956

2.950

Micro

Kecil

3.685

3.738

3.717

3.678

3.349

3.606

3.693

3.824

3.939

3.901

3.996

4.157

4.151

4.208

4.237

4.084

4.402

4.555

4.687

Small

Menengah

4.453

4.547

4.447

4.417

4.053

4.467

4.541

4.646

4.651

4.450

4.524

4.737

4.697

4.671

4.697

4.500

4.883

4.853

4.902

NPL

4. Bank Asing dan


Campuran
Baki Debet

Medium
NPL

Medium
4. Joint Venture Banks and
Foreign Owned Banks
Total

57.300

59.292

65.639

67.552

68.180

48.945

51.651

51.589

53.002

57.580

56.821

54.397

56.075

55.491

56.203

55.935

56.086

56.198

58.497

Mikro

40.144

41.901

44.254

45.584

46.218

26.815

29.051

28.639

29.328

33.279

31.793

29.520

30.917

29.687

30.345

29.972

29.862

29.597

31.516

Micro

Kecil

6.017

5.905

6.700

6.823

7.005

7.010

7.022

7.133

7.253

7.305

7.465

7.259

7.353

7.489

7.536

7.558

7.457

7.544

7.600

Small

11.139

11.485

14.685

15.145

14.957

15.120

15.577

15.816

16.421

16.997

17.563

17.617

17.806

18.315

18.323

18.405

18.768

19.057

19.380

1.803

1.848

2.037

1.972

2.091

2.150

2.159

2.155

2.172

2.091

2.090

2.055

1.990

1.930

1.880

1.643

1.705

1.820

1.819

1.082

1.085

1.077

1.088

1.223

1.258

1.264

1.246

1.248

1.173

1.144

1.098

1.032

965

945

849

900

993

1.001

Micro

Kecil

495

517

562

537

542

565

575

589

598

613

620

621

613

595

560

481

488

504

504

Small

Menengah

226

246

399

347

325

327

320

320

325

305

326

337

345

369

375

313

317

323

314

Medium

1.076.469

1.094.794

1.113.510

1.131.460

1.151.392

1.137.120

1.160.732

1.183.491

1.204.360

1.242.842

1.262.210

1.266.142

1.288.406

1.305.828

1.324.974

1.350.606

1.349.779

1.357.789

1.388.074

30.823

30.732

30.819

30.440

26.115

28.848

28.866

30.715

31.284

31.172

33.712

33.915

33.409

34.039

33.926

31.714

34.240

35.173

35.485

Menengah
NPL

Mikro

Baki Debet
NPL

Medium
NPL

Total

Jumlah

1)

Mei

Sejak bulan April 2013 data yang disajikan hanya data UMKM mengingat data MKM masih berdasarkan plafon,
sedangkan data UMKM sudah sesuai dengan kriteria usaha pada UU No. 20 tentang UMKM

Baki Debet
NPL
1) Since April 2013 data presented only data Micro, Small dan Medium (MSM) Enterprise remembering data MSM still based on credit limit,
while data MSM Enterprise already in accordance with the criteria business of MSM Enterprise in the Act No. 20

125

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 4.31 Kredit UMKM dan MKM Menurut Lokasi Proyek Per Daerah Tingkat I

(SMEs Credit and MKM Credit Based on Project Location)


Miliar Rp (Billion Rp)
2011

2012

2013

Category of Bank

Kelompok Bank
Des

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Juli

Ags

Sep

Okt

UMKM

1. Jawa Barat

58.034

64.581

64.257

63.476

61.446

63.511

66.468

67.636

65.458

66.718

67.339

70.116

71.538

74.091

75.284

74.863

75.180

75.618 1.

Jawa Barat

2. Banten

16.026

17.421

17.221

17.101

16.999

17.478

18.469

18.863

18.297

18.542

19.018

19.650

20.397

21.599

21.946

21.503

21.606

21.902 2.

Banten

3. DKI Jakarta

82.225

88.118

86.877

82.879

82.519

85.404

92.282

93.051

86.302

86.960

89.811

89.811

95.280

97.963

92.565

90.837

93.283

90.471 3.

DKI Jakarta

5.413

5.973

6.108

5.987

6.163

6.136

6.326

6.549

6.403

6.541

6.725

6.725

7.251

7.776

7.977

7.936

8.132

8.137 4.

5. Jawa Tengah

43.721

48.996

49.075

47.667

48.491

49.641

50.376

51.576

51.519

51.850

54.047

54.518

56.489

59.319

59.864

59.930

61.105

61.397 5.

Jawa Tengah

6. Jawa Timur

62.346

66.677

64.989

63.156

61.407

61.989

63.978

65.980

64.315

65.430

67.795

69.409

71.207

76.044

76.728

75.917

76.647

77.218 6.

Jawa Timur

7. Bengkulu

3.115

3.540

3.519

3.339

3.446

3.553

3.558

3.598

3.574

3.570

3.676

3.772

3.829

3.948

3.994

3.965

4.007

4.006 7.

Bengkulu

8. Jambi

6.724

7.634

7.625

7.332

7.404

7.503

7.634

7.809

7.588

7.694

7.907

8.063

8.359

8.690

8.687

8.666

8.741

8.732 8.

Jambi

9. Aceh

5.850

6.696

7.223

7.039

6.372

6.391

6.385

6.395

6.189

6.219

6.485

6.575

6.638

7.208

6.988

6.922

7.015

7.043 9.

Aceh

10. Sumatera Utara

26.707

30.232

31.371

28.831

28.919

29.928

31.159

31.470

30.121

30.872

31.564

32.186

32.607

34.279

34.557

34.865

35.259

36.089 10. Sumatera Utara

11. Sumatera Barat

8.721

10.102

10.284

10.082

10.135

10.331

10.525

10.663

10.336

10.663

10.991

11.281

11.482

11.532

11.648

11.462

11.618

11.548 11. Sumatera Barat

13.995

15.269

15.339

15.163

15.017

15.269

15.894

16.096

15.598

15.727

15.839

16.155

16.845

17.522

17.716

17.340

17.665

17.624 12. Riau

4.648

5.545

5.545

5.420

5.089

5.192

5.390

5.514

5.548

5.554

5.764

5.986

6.457

6.737

6.990

6.922

7.190

6.981 13. Kepulauan Riau

14. Sumatera Selatan

12.190

14.230

14.297

14.028

14.235

14.466

14.829

14.807

14.444

14.619

14.804

15.241

15.650

16.192

16.329

16.376

17.287

17.290 14. Sumatera Selatan

15. Bangka Belitung

2.225

2.471

2.471

2.337

2.010

2.245

2.282

2.604

2.483

2.514

2.420

2.499

2.545

2.747

2.773

2.779

2.846

2.900 15. Bangka Belitung

16. Lampung

9.060

9.432

9.462

8.960

9.774

9.755

10.149

10.276

9.781

10.179

10.270

10.653

10.736

11.089

11.285

11.067

11.281

17. Kalimantan Selatan

6.242

7.244

7.180

7.061

7.401

7.534

8.179

8.086

7.417

7.483

7.899

8.201

8.214

8.664

8.743

8.558

8.849

18. Kalimantan Barat

6.910

7.499

7.589

7.510

7.829

7.847

7.995

8.350

8.086

8.205

8.543

8.847

9.065

9.556

9.695

9.674

9.844

10.105 18. Kalimantan Barat

19. Kalimantan Timur

15.118

16.589

16.444

16.585

16.590

16.636

17.457

17.295

16.254

16.552

17.271

17.738

18.175

19.047

19.523

19.587

20.141

20.085 19. Kalimantan Timur

20. Kalimantan Tengah

3.590

4.217

4.325

4.199

4.286

4.346

4.399

4.433

4.321

3.896

3.995

4.100

4.209

4.326

4.388

4.416

4.648

4.664 20. Kalimantan Tengah

21. Sulawesi Tengah

5.183

5.699

5.707

5.149

5.216

5.288

5.362

5.559

5.313

5.398

5.616

5.783

5.955

6.267

6.328

6.294

6.426

6.410 21. Sulawesi Tengah

22. Sulawesi Selatan

17.926

19.168

19.063

18.187

17.754

18.177

18.312

19.460

19.318

20.274

20.888

21.421

21.771

23.098

23.167

22.857

23.100

23.107 22. Sulawesi Selatan

23. Sulawesi Utara

5.923

6.850

6.724

5.997

5.751

5.781

5.835

5.861

5.626

5.698

5.883

6.033

6.177

6.459

6.221

6.104

6.293

6.356 23. Sulawesi Utara

24. Sulawesi Tenggara

2.871

3.628

3.681

3.243

3.357

3.534

3.583

3.715

3.678

3.783

3.951

4.005

4.109

4.303

4.386

4.368

4.442

4.459 24. Sulawesi Tenggara

25. Sulawesi Barat

1.326

1.633

1.653

1.424

1.521

1.548

1.554

1.567

1.570

1.615

1.649

1.687

1.715

1.781

1.797

1.781

1.821

1.820 25. Sulawesi Barat

26. Gorontalo

1.701

2.112

2.190

1.793

1.803

1.785

1.812

1.820

1.779

1.800

1.834

1.888

1.931

1.975

1.967

1.918

1.953

1.955 26. Gorontalo

27. Nusa Tenggara Barat

3.820

4.750

4.868

4.690

4.783

4.879

4.949

5.175

5.145

5.286

5.508

5.627

5.751

5.972

6.033

6.033

6.145

6.115 27. Nusa Tenggara Barat

13.050

14.545

14.697

14.586

15.150

15.504

15.646

16.356

15.998

16.032

16.497

16.912

17.635

18.245

18.637

18.791

19.122

29. Nusa Tenggara Timur

2.624

3.140

3.145

2.984

3.113

3.167

3.203

3.297

3.104

3.243

3.379

3.509

3.670

3.824

3.902

3.972

3.995

4.056 29. Nusa Tenggara Timur

30. Maluku

1.756

1.944

1.891

1.593

1.927

1.773

1.752

1.808

1.699

1.717

1.767

1.809

1.823

1.922

1.927

1.845

1.874

1.908 30. Maluku

31. Papua

4.752

5.212

5.339

5.141

5.343

5.396

5.462

5.477

4.629

4.851

5.124

5.330

5.492

5.840

6.020

6.022

6.149

6.301 31. Papua

32. Maluku Utara

1.204

1.557

1.573

1.301

1.303

1.292

1.298

1.327

1.274

1.298

1.341

1.407

1.426

1.476

1.472

1.449

1.439

1.449 32. Maluku Utara

33. Papua Barat

1.881

2.228

2.294

2.320

2.361

2.388

2.434

2.523

2.245

2.328

2.427

2.497

2.606

2.764

2.817

2.782

2.818

2.850 33. Papua Barat

259

355

307

272

286

346

348

369

372

378

368

365

447

370

371

387

327

35. Tidak Teridentifikasi

1.030

913

1.071

1.084

1.053

1.031

1.020

1.032

1.010

1.027

1.057

3.232

1.054

1.114

1.135

1.121

1.114

Jumlah

458.164

506.197

505.406

487.917

4. D.I Yogyakarta

12. Riau
13. Kepulauan Riau

28. Bali

34. Lainnya

486.251

497.044

516.304

526.397

506.792

514.518

529.452

543.033

558.533

583.741

583.859

579.308

589.361

D.I Yogyakarta

11.237 16. Lampung


8.785 17. Kalimantan Selatan

19.193 28. Bali

313 34. Lainnya


1.104 35. Tidak Teridentifikasi
589.229

Total

126

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 4.31 Kredit UMKM dan MKM Menurut Lokasi Proyek Per Daerah Tingkat I

(SMEs Credit and MKM Credit Based on Project Location)


Miliar Rp (Billion Rp)
2011

2012

2013

Category of Bank

Kelompok Bank
Des
MKM

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Juli

Ags

Sep

Okt

1)

1. Jawa Barat

1. Jawa Barat

175.897

190.217

193.031

195.973

198.819

201.368

203.880

207.552

209.964

212.057

215.351

56.857

61.222

63.276

66.089

66.284

68.510

68.656

70.082

70.123

72.725

72.161

215.963

221.740

225.190

216.011

223.377

223.541

230.029

237.266

238.484

228.808

243.461

4. D.I Yogyakarta

13.368

14.173

14.409

14.754

14.987

15.242

15.567

15.857

15.716

15.947

16.256

5. Jawa Tengah

95.742

103.018

104.195

106.421

107.750

110.030

111.641

114.094

113.974

115.567

117.385

5. Jawa Tengah

128.190

139.708

142.319

142.762

144.622

146.226

147.630

150.323

149.781

151.962

154.741

6. Jawa Timur

8.430

9.850

9.940

10.016

10.128

10.209

10.336

10.503

10.526

10.601

10.808

7. Bengkulu

8. Jambi

15.415

16.999

17.430

17.388

17.704

17.998

18.196

18.485

18.466

18.754

18.985

8. Jambi

9. Aceh

18.585

19.430

19.563

19.664

19.873

20.017

20.101

20.217

20.090

20.286

20.565

9. Aceh

10. Sumatera Utara

58.917

65.819

65.916

66.595

67.281

68.768

69.408

70.333

69.825

70.967

72.211

10. Sumatera Utara

11. Sumatera Barat

23.000

25.213

25.491

25.666

26.048

26.317

26.654

27.088

26.646

27.097

27.560

11. Sumatera Barat

12. Riau

32.210

35.778

36.145

36.114

36.554

36.833

37.041

37.337

37.065

37.329

37.646

12. Riau

13. Kepulauan Riau

12.940

14.062

14.309

14.514

14.698

14.857

15.059

15.193

15.094

15.258

15.502

13. Kepulauan Riau

14. Sumatera Selatan

30.079

32.943

33.426

33.665

34.307

34.691

35.091

35.261

35.275

35.835

36.203

14. Sumatera Selatan

15. Bangka Belitung

4.551

4.885

4.953

5.042

5.135

5.214

5.284

5.434

5.363

5.471

5.666

15. Bangka Belitung

16. Lampung

20.742

22.445

22.837

23.001

23.327

23.511

23.631

23.862

23.496

23.705

23.984

16. Lampung

17. Kalimantan Selatan

17.238

18.787

19.048

19.396

19.787

20.080

20.331

20.819

20.550

20.978

21.267

17. Kalimantan Selatan

18. Kalimantan Barat

16.295

18.196

18.493

18.773

19.062

19.428

19.757

19.963

19.735

20.069

20.423

18. Kalimantan Barat

19. Kalimantan Timur

27.365

29.961

30.522

30.859

31.677

32.158

32.761

33.123

32.502

32.994

33.673

19. Kalimantan Timur

8.452

10.926

11.060

11.162

11.433

11.534

11.660

11.769

11.686

11.851

12.088

20. Kalimantan Tengah

21. Sulawesi Tengah

11.587

12.667

12.818

13.453

13.727

13.596

13.777

14.043

14.004

14.312

14.639

21. Sulawesi Tengah

22. Sulawesi Selatan

42.958

46.519

46.886

47.412

48.106

48.981

49.647

50.569

50.509

51.382

52.194

22. Sulawesi Selatan

23. Sulawesi Utara

15.716

16.962

17.035

16.765

17.200

17.888

18.218

18.500

18.300

18.626

19.000

23. Sulawesi Utara

24. Sulawesi Tenggara

8.595

9.632

9.772

10.023

10.221

10.383

10.529

10.806

10.858

11.120

11.429

24. Sulawesi Tenggara

25. Sulawesi Barat

3.211

3.547

3.594

3.767

3.839

3.912

3.955

4.002

4.114

4.179

4.260

25. Sulawesi Barat

26. Gorontalo

4.775

5.334

5.424

5.523

5.677

5.761

5.863

5.977

6.020

6.140

6.251

26. Gorontalo

27. Nusa Tenggara Barat

12.762

14.210

14.407

14.579

14.821

15.037

15.334

15.609

15.589

15.889

16.229

27. Nusa Tenggara Barat

28. Bali

27.122

29.707

30.197

30.747

31.506

32.061

32.626

33.573

33.397

34.082

34.669

28. Bali

29. Nusa Tenggara Timur

10.291

11.434

11.573

11.801

12.048

12.189

12.337

12.388

12.184

12.410

12.676

29. Nusa Tenggara Timur

30. Maluku

4.725

5.077

5.102

5.141

5.225

5.303

5.353

5.478

5.387

5.462

5.588

31. Papua

9.505

10.809

11.020

11.324

11.590

11.769

11.974

12.161

11.815

12.121

12.510

32. Maluku Utara

3.104

3.543

3.591

3.611

3.714

3.761

3.823

3.900

3.856

3.964

4.048

32. Maluku Utara

33. Papua Barat

3.630

4.244

4.291

4.373

4.461

4.552

4.643

4.752

4.669

4.804

4.966

33. Papua Barat

13.176

13.784

14.943

13.758

13.420

14.101

14.183

14.288

14.716

15.035

13.680

1.151.392

1.242.842

1.262.209

1.266.142

2. Banten
3. DKI Jakarta

6. Jawa Timur
7. Bengkulu

20. Kalimantan Tengah

34. Lainnya
Jumlah
1)

Sejak bulan April 2013 data yang disajikan hanya data UMKM mengingat data MKM masih berdasarkan plafon,
sedangkan data UMKM sudah sesuai dengan kriteria usaha pada UU No. 20 tentang UMKM

1.288.406

1.305.828

1.324.974

1.350.606

1.349.779

1.357.789

1.388.074

2. Banten
3. DKI Jakarta
4. D.I Yogyakarta

30. Maluku
31. Papua

34. Lainnya
Total
1) Since April 2013 data presented only data Micro, Small dan Medium (MSM) Enterprise remembering data MSM still based on credit limit,
while data MSM Enterprise already in accordance with the criteria business of MSM Enterprise in the Act No. 20

127