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A STUDY ON CREDIT APPRAISAL PROCESS OF INDIAN

OVERSEAS BANK
PROJECT REPORT SUBMITTED IN PARTIAL FULFILMENT OF THE REQUIREMENT
FOR THE AWARD OF THE DEGREE OF

MASTER OF BUSINESS ADMINISTRATION


OF
UNIVERSITY OF MADRAS

Project report Submitted by

MOHANATHAS GAJENDIRAN
Reg.No. (711300230)

Under the guidance of


Mrs. S.ANUGRAHA
ASSISTANT PROFESSOR

Department Of Management Studies


SRM ARTS AND SCIENCE COLLEGE
Affiliated to Madras University
Kancheepuram-603203
April 2015

ACKNOWLEDGEMENTS

I express my immense gratitude to our Principal Dr. K. SUBBURAM, M.Sc.,


M.Ed., M.phil, D.Sc, FABMS. For his encouragement and support for the
completion of my project report
I express my deepest gratitude to Dr. K. VIJAYAN, MBA., Ph.D. professor and
Head of the Department, Management Studies, SRM Arts and Science College for
his support, encouragement and enthusiasm for the completion of my project report.
The

valuable

and

unflinching

requital

support

in

this

Endeavor

Mrs. S.S. ANUGRAHA, MBA, DCTE, My internal guide whose assistance was
immeasurable to the completion of this project report.
I express my gratitude and respect to all the staff members of INDIAN
OVERSEAS

BANK,

SAIDAPET,

especially

my

external

guide

Mr. R. CHITTI VINAYAGAM, CHIEF MANAGER, for his constant


guidance and support that helped me to complete my project report successfully.

MOHANATHAS GAJENDIRAN

SRM ARTS AND SCIENCE COLLEGE


KATTANKULATHUR
CHENNAI 603 203
DEPARTMENT OF MANAGEMENT STUDIES

BONAFIDE CERTIFICATE

This is to certify that the project report on A STUDY ON CREDIT

APPRAISALPROCESS OF INDIAN OVERSEAS BANK is a


bonafide work done by HEMALATHA.R (REGISTER NO:711300230 )in partial
fulfillment of the requirement for the award of MASTER OF BUSINESS
ADMINISTRATION by University of Madras, during the academic year 20142015.

Mrs.S.Anugraha, MBA, DCTE.


Assistance professor

DATE :
PLACE: Kattankulathur.

Dr. K. Vijayan, MBA, Ph.D.


Head of the Department

DECLARATION
I, MOHANATHAS GAJENDIRAN, hereby declare that this project report A
STUDY ON CREDIT APPRAISAL PROCESS OF INDIAN OVERSEAS
BANK in partial fulfillment of the requirements of University of Madras for the
award of the degree in Master of Business Administration is my original work and
that is has not formed the basis for the award of any degree.

DATE :
PLACE: Kattankulathur.

Signature of the candidate