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BiggerPockets Rental Property Calculator

3506 Greenspring Ave


3506 Greenspring Ave, Baltimore, MD 21211

Monthly Income:

Monthly Expenses:

Monthly Cash Flow:

Pro Forma Cap Rate:

$1,700.00

$629.50

$1,070.50

16.08%

NOI

Total Cash Needed

Cash on Cash ROI

Purchase Cap Rate

$12,846.00

$79,900.00

16.08%

25.74%

Property Information
Purchase Price:
Purchase Closing Costs:
Estimated Repair Costs:
Total Cost of Project:
After Repair Value

$49,900.00
$2,500.00
$27,500.00
$79,900.00
$105,000.00

_Opportunity to purchase a 4-bedroom townhouse in the popular


Woodberry district of Baltimore, MD. Hardwood floors throughout.
Down Payment:
Loan Amount:
Loan Points:
Loan Fees:
Amortized Over:
Loan Interest Rate:
Monthly P&I:

$49,900.00
$0.00
$0.00
0 years
0.000%
$0.00

Income

Rent
Total

Expenses

$1,700.00
$1,700.00

Other

$0.00

Vacancy
CapEx
Management
Total

$127.50 (8%)
$136.00 (8%)
$170.00 (10%)
$629.50 (37%)

Repairs
Insurance
Property Taxes

$102.00 (8%)
$35.00 (8%)
$59.00 (10%)

Calculations based on a 31-day month. The calculators found on BiggerPockets are designed to be used for informational and educational purposes
only, and when used alone, do not constitute investment advice. BiggerPockets recommends that you seek the advice of a real estate professional
before making any type of investment. The results presented may not reflect the actual return of your own investments. BiggerPockets is not responsible
for the consequences of any decisions or actions taken in reliance upon or as a result of the information provided by these tools. Furthermore,
BiggerPockets is not responsible for any human or mechanical errors or omissions.
Buy & Hold Analysis - 01/06/16 04:55:58
PM Page 1 of 4

Financial Projections
Total Initial Equity:
Gross Rent Multiplier:
Income-Expense Ratio (2% Rule):
Typical Cap Rate:
ARV based on Cap Rate:

$105,000.00
2.45
2.13%
10.00%
$128,460.00

Debt Coverage Ratio:

0.00%

50% Rule Cash Flow Estimates


Total Monthly Income:
x50% for Expenses:
Monthly Payment/Interest Payment:
Total Monthly Cashflow using 50% Rule:

$1,700.00
$850.00
$0.00
$850.00

Analysis Over Time


Year 1

Year 2

Year 3

Year 4

Year 10

Year 20

Year 30

$20,400.00

$20,808.00

$21,224.16

$21,648.64

$24,379.89

$29,718.95

$36,227.23

Total Annual Expenses

$7,554.00

$7,705.08

$7,859.18

$8,016.37

$9,027.73

$11,004.75

$13,414.73

Total Annual Cashflow

$12,846.00

$13,102.92

$13,364.98

$13,632.28

$15,352.16

$18,714.20

$22,812.50

16.08%

16.40%

16.73%

17.06%

19.21%

23.42%

28.55%

Property Value

$107,100.00

$109,242.00

$111,426.84

$113,655.38

$127,994.41

$156,024.48

$190,192.97

Equity

$107,100.00

$109,242.00

$111,426.84

$113,655.38

$127,994.41

$156,024.48

$190,192.97

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

Total Annual Income

Cash on Cash ROI

Loan Balance

Income, Expenses and Cash Flow (in $)

Years

Loan Balance, Value and Equity (in $)

Years

Calculations based on a 31-day month. The calculators found on BiggerPockets are designed to be used for informational and educational purposes
only, and when used alone, do not constitute investment advice. BiggerPockets recommends that you seek the advice of a real estate professional
before making any type of investment. The results presented may not reflect the actual return of your own investments. BiggerPockets is not responsible
for the consequences of any decisions or actions taken in reliance upon or as a result of the information provided by these tools. Furthermore,
BiggerPockets is not responsible for any human or mechanical errors or omissions.
Buy & Hold Analysis - 01/06/16 04:55:58
PM Page 2 of 4

House Size (sq. ft)


Lot Size (sq. ft)
Year Built
Year Renovated
Stories
Property Type
Heating
Construction
Roofing
Flooring Types
Wiring Condition
Plumbing Condition
Siding Material
Other Info

1440
1845
1920
2000
2
Single Family
Yes
Brick over Block
Flat Roof
Hardwood Floors
Panel appears 15-20 yrs old
50% replaced in 2015
Brick
Unfinished basement; fenced yard.

Calculations based on a 31-day month. The calculators found on BiggerPockets are designed to be used for informational and educational purposes
only, and when used alone, do not constitute investment advice. BiggerPockets recommends that you seek the advice of a real estate professional
before making any type of investment. The results presented may not reflect the actual return of your own investments. BiggerPockets is not responsible
for the consequences of any decisions or actions taken in reliance upon or as a result of the information provided by these tools. Furthermore,
BiggerPockets is not responsible for any human or mechanical errors or omissions.
Buy & Hold Analysis - 01/06/16 04:55:58
PM Page 3 of 4

Calculations based on a 31-day month. The calculators found on BiggerPockets are designed to be used for informational and educational purposes
only, and when used alone, do not constitute investment advice. BiggerPockets recommends that you seek the advice of a real estate professional
before making any type of investment. The results presented may not reflect the actual return of your own investments. BiggerPockets is not responsible
for the consequences of any decisions or actions taken in reliance upon or as a result of the information provided by these tools. Furthermore,
BiggerPockets is not responsible for any human or mechanical errors or omissions.
Buy & Hold Analysis - 01/06/16 04:55:58
PM Page 4 of 4