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60

50

400000000
350000000
300000000

40
30
20

250000000
200000000
150000000

REVENUE(in Rs.)
Capital adequacy
ratio(CRAR)

100000000
10

50000000

0
0
2009-2010
2010-2011
2011-2012
2012-2013
2013-2014

Revenue and capital adequacy ratio
A steady increase from year to year is an indication of how well your business is performing.
Due to financial crisis in 2012 there was a decrease in revenue but after Intellecap
Group acquired Arohan in September 2012 again Arohan gained its past growth rate.
Capital adequacy ratio is a measure of a bank’s ability to meet its obligations relative to its
exposure to risk. After Intel cap group acquired Arohan in 2012 this ratio was abnormally high
otherwise it is increasing normally year by year as Arohan is expanding. The ratio is a measure
of the bank’s ability to meet its obligations relative to its exposure to risk. After Intellecap group
acquired Arohan in 2012 this ratio was abnormally high otherwise it is increasing normally year
by year as Arohan is expanding.

000 2.Average loan balance per borrower 14.000 100.000 12.000 200.000 250.000 0 As Arohan is in its growing stage and its reputation is good amongst people so number of active borrowers are increasing continuously. .000 6.000 0 As Arohan has started new schemes which provides larger amount of loan than previous schemes and also it is expanding continuously so Average loan balance per borrower is increasing year wise. Number of active borrowers 300.000 10.000 150.000 Average loan balance per borrower 4.000 Number of active borrowers 50.000 8.

. In 2010-2011 Arohan was at the top of its growing stage so its administrative cost was high and as the Arohan is continuously stabilizing itself. administrative cost is low in later years. administrative cost is low in later years. Financial cost 140000000 120000000 100000000 80000000 60000000 Financial cost 40000000 20000000 0 Financial cost is the total expenses associated with securing financing for a project or business. In 2010-2011 Arohan was trying to grow at a higher rate so its financial cost was high at that time and as the Arohan is continuously stabilizing itself.Administrative cost 60000000 50000000 40000000 30000000 Administrative cost 20000000 10000000 0 Administrative cost is the expenses associated with the management and direction of a program.