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TOPICS

QUESTION

ANSWER

Zoning

the Housing and Land Use Regulatory Board (HLURB) is


mandated to promulgate planning and zoning standards and guidelines:

Zoning

Reclassification shall be done by the Sanggunian provided that it shall be

HLURB (similar with Subdivision &


Condominium)
FIXED PERCENTAGE OF TOTAL
AGRICULTURAL LAND USE AT TIME OF
PASSAGE OF ORDINANCE

A) A CITY OR MUNICIPALITY MAY, THROUGH AN ORDINANCE PASSED BY THE


SANGGUNIAN AFTER CONDUCTING PUBLIC HEARINGS FOR THE PURPOSE,
AUTHORIZE THE RECLASSIFICATION OF AGRICULTURAL LANDS AND PROVIDE FOR
THE MANNER OF THEIR UTILIZATION OR DISPOSITION IN THE FOLLOWING CASES:
(1) WHEN THE LAND CEASES TO BE ECONOMICALLY FEASIBLE AND SOUND FOR
AGRICULTURAL PURPOSES AS DETERMINED BY THE DEPARTMENT OF AGRICULTURE
OR
Zoning
(2) WHERE THE LAND SHALL HAVE SUBSTANTIALLY GREATER ECONOMIC VALUE FOR
RESIDENTIAL, COMMERCIAL OR INDUSTRIAL PURPOSES, AS DETERMINED BY THE
SANGGUNIAN CONCERNED:

RECLASSIFICATION OF AGRICULTURAL
LANDS

PROVIDED, THAT SUCH RECLASSIFICATION SHALL BE LIMITED TO THE FOLLOWING


PERCENTAGE OF THE TOTAL AGRICULTURAL LAND AREA AT THE TIME OF THE
PASSAGE OF THE ORDINANCE

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10%
5%
Compatible Use
Conflicting Use
Conforming Use
Non-Conforming Use

certificate issued TO OWNERS OF all uses existing prior to the approval of the Zoning
Ordinance which do not conform in a zone as per provision of the said Ordinance.

Certificate of Non-Conformance

Zoning

a means to grant relief in complying with certain provisions of the Ordinance.

Mitigating Device

Zoning

open space imposed on any land use/activities sited along waterways, road-right-ofways, cemeteries/memorial parks and utilities
__ is the open space left between the building and lot lines

Easement
Setback

Zoning

a device which grants a property owner relief from certain provisions of a Zoning
Ordinance where because of the specific use would result in a particular hardship upon the Exception
owner, as distinguished from a mere inconvenience or a desire to make more money.

Zoning

__ an area WITHIN A CITY OR MUNICIPALITY INTENDED for cultivation/fishing and


pastoral activities e.g. fish, farming, cultivation of crops, goaUcattle raising,etc.

Zoning
Zoning
Zoning
Zoning
Subdivision

Zoning

Subdivision

Zoning
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Zoning

Subdivision

15%

Zoning

Zoning

Subdivision

(1)
FOR HIGHY URBANIZED AND INDEPENDENT COMPONENT CITIES, FIFTEEN
PERCENT (15%);
(2)
FOR COMPONENT CITIES AND FIRST TO THIRD CLASS MUNICIPALITIES, TEN
PERCENT (10%); AND
(3) FOR FOURTH TO SIXTH CLASS MUNICIPALITIES,FIVE PERCENT (5%):
- Uses or land activities capable of existing together harmoniously e.g. residential use and
parks and playground.
- uses or land activities with contrasting characteristics sited adjacent to each other
e.g.residential units adjacent to industrial plants.
- a use which is in ACCORDANCE with the zone classification as provided for in the
Ordinance.
- existing non-conforming uses/establishments in an area allowed to operate inspite of
the non-conformity to the provisions of the Ordinance subject to the conditions stipulated in
this Zoning Ordinance.

Zoning

__ an area WITHIN A CITY CITY OR MUNICIPALITY INTENDED primarily for integrated farm
operations and related product processing activities such as plantation for bananas,
pineapple, sugaretc.
devoted to agricultrual purposes or the raising of domestic animals for sale or personal use and
consumption
__ an area within a city or municpi ality intended primarily for forest purposes.
__ ARE SITES WITHIN CITIES AND MUNICIPALITIES ENDOWED WITH NATURAL OR
MANMADE PHYSICAL ATTRIBUTES AND RESOURCES THAT ARE CONDUCIVE TO
RECREATION, LEISURE AND OTHER WHOLESOME ACTIVITIES
devoted to agricultrual purposes or the raising of domestic animals for sale or personal use
and consumption
a place that is frequently and customrily used for assembly and entertainment purposes or
where a person or his family friends usualy go for adventure and relaxation
__ are bodies of water WITHIN CITIES AND MUNICIPALITIES which include rivers,
streams, lakes and seas except those included in other zone classification.
__ an area designed for diversion/amusements and for the maintenance of ecological
balance of the community.
that portion of the subdivision which is generally not built on and intended for passive or
active recreation

Agricultural Zone (AGZ)

Agro-Industrial Zone (AIZ)


Farm
Forest Zone (FZ)
Tourist Zone (TZ)
Farm
Resort
Water Zone (WZ)
Parks and Recreation Zone (PRZ)
Parks/Playground

Zoning

__ an area within a city or municipality principally for


general types of institutional establishments e.g. government offices, schools,
hospital/clinics, academic/research, convention centers.

General Institutional Zone (GIZ)

Zoning

__ an area WITHIN A CITY OR MUNICIPALITY principally for particular types of


institutional establishments e.g. welfare homes, orphanages, home for the aged,
rehabilitation and training centers, militarycamps /reservation/bases/training grounds, etc

Special Insititutional Zone (SIZ)

Light Industrial Zone (I-1) - a subdivision of an area principally for the following types of
industries:
Zoning

Light Industrial Zone (I-1)


a. non-pollutive/non-hazardous
b. non-pollutive/hazardous

Medium IndustrialZone (1-2) -an area within a city or municipality principally for the following
types of industries:
Zoning

Medium Industrial Zone (I-2)


a. pollutive/non-hazardous
b. Pollutivelhazardous
Heavy Industrial Zone (I 3) - a subdivision of an area principally for the following types of
industries:

Zoning

a. highly pollutive/non-hazardous
b. highly pollutive/hazardous
c. highly pollutive/extremely hazardous
d. pollutive/extremely hazardous
e. non-pollutive/extremely hazardous

Heavy Industrial Zone (I-3)

either with highly or extremely

Zoning

Low Density Commercial Zone (C-1) an area WITHIN A CITY OR MUNICIPALITY


principally for trade, servics and business activities ordinarily referred to as the Central
Business District.

Zoning

Medium Density Commercial Zone (C-2) - an area WITHIN A CITY OR MUNICIPALITY with
quasi-trade business activities and service industries performing
Medium Density Commercial Zone (C-2)
complementary/supplementary functions to principally commercial zone (CBD).

Zoning

HIGH DENSITY COMMERCIAL ZONE (C 3) - AN AREA WITHIN A CITY OR MUNICIPALITY


INTENDED FOR REGIONAL SHOPPING CENTERS SUCH AS LARGE MALLS AND OTHER
COMMERCIAL ACTIVITIES WHICH ARE REGIONAL IN SCOPE OR WHERE MARKET
High Density Commercial Zone (C-3)
ACTIVITIES GENERATE TRAFFIC AND REQUIRE UTILITIES AND SERVICES THAT
EXTEND BEYOND LOCAL BOUNDARIES AND REQUIRES METROPOLITAN LEVEL
DEVELOPMENT PLANNING AND IMPLEMENTATION. HIGH RISE HOTELS, SPORTS
STADIUM OR SPORTS COMPLEXES ARE ALSO ALLOWABLE IN THIS ZONE.

Zoning
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__ an area within a city or municipality for trading/services/business purposes. (not


principally)
__ shall refer to areas designated principally for trade, services and business purposes
(Commercial 1 Zone).
Low Density Residential Zone (R-1) an area WITHIN A CITY OR MUNICIPALITY
principally for dwelling/housing purposes with a density of 20 dwelling units and below per
hectare
Medium Density Residential Zone (R-2) - an area WlTHIN A CITY OR
MUNICIPALITY principally for dwelling/housing purposes with a density of 21 to 65
dwelling units per hectare.

Low Density Commercial Zone (C-1)

General Commercial Zone (GCZ)


Central Business District (Commercial 1 Zone)

Low Density Residential Zone (R-1)

Medium Density Residential Zone (R-2)

Zoning

High Density Residential Zone (R-3) - a subdivision of an area principally for


dwelling/housing purposes with a density of 66 or more dwelling units per hectare

High Density Residential Zone (R-3)

Zoning

General Residential Zone (GRZ)- an area within a city or municipality principally for
dwelling/housing purposes. (there is the word principally and not dwelling density)

General Residential Zone (GRZ)

Zoning

__ SHALL BE USED PRINCIPALLY FOR SOCiALIZED HOUSING/DWELLING PURPOSES


FOR THE UNDERPRIVILEGED AND HOMELESS AS DEFINED IN RA 7279.

Socialized Housing Zone (SHZ)

Zoning
Zoning

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Zoning

__ a duly authenticated map delineating the different zones into which the urban area and
its expansion area are divided.
__ a duly authenticated map delineating the different zone in which the whole
city/municipality is divided.

Urban Zoning Map


General Zoning Map

__ area outside of designated urban area.


Rural Area
__ area designated as suitable for urban expansion by virtue of land use studies conducted.
Urbanizable Land
(it is an area but the answer
__ INCLUDE ALL BARANGAY(S) OR PORTION(S) OF WHICH COMPRISING THE
POBLACION, CENTRAL BUSINESS DISTRICT (CBD] AND OTHER BUlLT UP AREAS
INCLUDING THE URBANIZABLE LAND IN AND ADJACENT TO SAID AREAS AND WHERAT
LEAST MORE THAN FIFTY (50%) OF THE POPULATION ARE ENGAGED IN NONUrban Areas
AGRICULTURAL ACTIVITIES.
CBD SHALL REFER TO THE AREAS DESIGNATED PRINCIPALLY FOR TRADE, SERVICES
AND BUSINESS PURPOSES

Zoning

Zoning

Zoning

__ CITIES WITH A MINIMUM POPULATION OF


200,000 INHABITANTS AS CERTIFIED BY THE NATIONAL STATISTICS OFFICE AND WITH
Highly Urbanized Cities
THE LATEST ANNUAL INCOME OF AT LEAST P5O,OOO,OOO BASED ON 1996
CONSTANT PRICES AS CERTIFIED BY THE CITY TREASURER. (RA 7160)
__ ARE THOSE COMPONENT CITI S WHOSE CHARTER PROHIBITS THEIR VOTING
FOR PROVINCIAL ELECTIVE OFFICIALS. INDEPENDENT COMPONENT CITIES SHALL
BE INDEPENDENT OF THE PROVINCE. (RA 7160)
__ CITIES WHICH DO NOT MEET THE REQUIREMENTS FOR HIGHLY URBANIZED
CITIES SHALL BE CONSIDERED COMPONENT CITIES OF THE PROVINCE IN WHICH
THEY ARE LOCATED.
IF A COMPONENT CITY IS LOCATED WITHIN THE BOUNDARIES OF TWO OR MORE
PROVINCES SUCH CITY SHALL BE CONSIDERED COMPONENT OF THE
PROVINCE OF WHICH IT USED TO BE A MUNICIPALITY. (RA 7160

Independent Component Cities

Component Cities/Municipalities

Zoning

__ shall refer to a town deliberately planned and built which provides, in addition to houses,
employment, shopping, education, recreation, culture and other services normally associated
with a city or town.

New Town

Zoning

__ these are YARDS, PARKS OR open spaces INTENDED to separate incompatible


elements or-uses to control pollution/nuisance and for identifying and defining
development areas or zones where NO PERMANENT STRUCTURES ARE ALLOWED.

Buffer Area

Zoning

__ a contiguous grouping of ten (10) or more structures.

Built-up Area

Zoning

__ refers to a storage and/or depository of those in business of performing warehouse


services for others, for profit.

Warehouse

Zoning

__ a clearance issued to a project that is allowed under the provisions of this Zoning
Ordinance as well as other standards, rules and regulations on land use.

Locational Clearance

Zoning

__ a SPECIAL LOCATIONAL CLEARANCE which grants a property owner relief from


certain provisions of Zoning Ordinance where, because of the particular, physical
surrounding, shape or topographical conditions of the property, compliance on height, area,
setback, bulk and/or density would result in a particular hardship upon the owner, as
distinguished from a mere inconvenience or a desire to make more-money.

Variance

Zoning

a means to grant relief in complying with certain provisions of the Ordinance.

Mitigating Device

Zoning

a device which grants a property owner relief from certain provisions of a Zoning
Ordinance where because of the specific use would result in a particular hardship upon the Exception
owner, as distinguished from a mere inconvenience or a desire to make more money.

Zoning

__ introduction and/or application of new/creative designs and techniques in development


projects e.g. PLANNED UNIT DEVELOPMENT (PUD), Newtown,etc.

Zoning

__ it is a land development scheme wherein project site is comprehensively planned as


an entity via unitary site plan which permits flexibility in planning/design, buildingsiting,
Planned Unit Development (PUD)
complementarity of building types and land uses, usable open spaces and the preservation of
significant natural land features.

Zoning

Comprehensive Land Use Plan [CLUP] - a documentembodying specific proposals for


guiding, regulating growth and/or development. The main components of the
Comprehensive Land Use Plan in this usage are the sectoral studies i.e.
Demography,
Socio-Economic,
Infrastructure and Utilities,
Local Administration and
Land Use.

Zoning
Zoning
Zoning
Zoning

correct

Zoning

Zoning

an area within a city or municipality for specific land use as defined by manmade or
natural boundaries
__ a municipal/city/government employee responsible for the implementation/enforcement of
the Zoning Ordinance in a community.
__ a local legal measure which embodies regulations affecting land use.
REZONING - A PROCESS OF INTRODUCING AMENDMENTS TO OR A CHANGE IN
THE TEXT AND MAPS OF THE ZONING ORDINANCE. IT ALSO INCLUDES
AMENDMENT OR CHANGE IN VIEW OF RECLASSIFICATION UNDER SECTION 20 OF
RA 7160.

Innovative Design

Comprehensive Land Use Plan (CLUP)

Zone/District
Zoning Administrator / Zoning Officer
Zoning Ordinance
Rezoning

Division of community into function zones based on present and potential use of properties to
Zoning
regulate use and growth of properties per comprehensive plan
municipal or country regulation of land use within designated districts or zones. It is an
application of a states police power to regulate private activity by enacting laws that benefit the
Zoning
public health, safety, and general welfare. It may affect use of land, lot sizes, type of structure
permitted, building heights, setbacks, and density

correct

Zoning

is concerned primarily with the use of land and the control of density of population through
Zoning
imposition of building heights, bulk, open space and density provisions in a given area.

correct

Zoning

It is the guide to the proper location of activities in space

correct

Zoning

it is primarily concerned with the use of the land and control of density of population through
Zoning
imposition of building heights, open space, and density provisions in a given area

correct

Zoning

Regulation of the character and use of property by a municipality or other government entity
through the exercise of its police power

Zoning Ordinance (ZO)

correct

Zoning

The exercise of police power by the municipality or city in regulating and controlling the
character and use of property.

Zoning Ordinance (ZO)

correct

Zoning

correct

Zoning

It is an application of the the state's police power to regulate private activity by enacting laws
that benefit the public health safety and general welfare. It may affect use of land lot
sizes type of structure permitted building heights setbacks and d

Zoning Ordinance (ZO)

correct

Zoning

A translation of the land use plan with penal provision

Zoning Ordinance (ZO)

correct

Zoning

23._ the EXERCISE OF POLICE POWER by the MUNICIPALITY or CITY in regulating and
controlling the character and use of property

Zoning Ordinance (ZO)

correct

Zoning

correct

Zoning

Zoning

Zoning

a local legal mesure which embodies regulations affecting land use


Zoning Ordinance (ZO)
It is the translation of a land use plan into legally-enforceable documents complete with penal
Zoning Ordinance (ZO)
provision and adopted by the Sangguniang Bayan/Panglunsod

Complete narrative description of the CLUP


The same law (RA 7160 - Local Government Code of 1991) provided that these development
limits and restraints will be embodied in __

Zoning Ordinance (ZO)


Zoning Ordinance (ZO)

Zoning

_ refers to the act of allocating lands to different activities or class of land uses evolved
and enacted through the town planning and zoning process

LAND USE CLASSIFICATION

Zoning

1) Regulations showing how each zone will be used


2) What land use activities are allowed wihtout any conditions.
3) Type of development that could take place after certain conditions are complied with
4) What activites are not allowed

Contents of Zoning Ordinance

Zoning

__ indicates the different land uses such as residential, commercial, industrial and others.
These are implemented upon approval by the local government after which it becomes legally
binding.

Zoning Map

Zoning
Zoning
Zoning
Zoning
Zoning
Zoning
Zoning

__ forms part of the zoning ordinace. It shows the grapical designations, location and
boundaries of the different zones or districts into which the community is divided
A graphic presentation of the zone classifications, location, boundaries of the districts/zones
duly established in the zoning ordinance
It is a visual representation of the plan and shows how land or the structures on the land
are used over a particular period of time
Urban Zoning Map- a duly authenticated map delineating the different zones into which the
urban area and its expansion area are divided.
General Zoning Map - a duly authenticated map delineating the different zone in which the
whole city/municipality is divided.
The basis of Zoning Ordinance is a ___
Refers to a document embodying specific proposals for guiding, regulating growth, and
development of a city or municipality

Zoning Map
Zoning Map
Land Use Map
Urban Zoning Map
General Zoning Map
Comprehensive Land Use Plan (CLUP)
Comprehensive Land Use Plan (CLUP)

Zoning

__ is the instrument specified in the LGC as the means to identify the community's needs,
and translate them inot achievable policies and plans, programs, and projects (PPP)

CLUP - Comprehensive Land Use Plan

Zoning

It refers to a document embodying specific proposals for guiding, regulating growth and
development of a city or municipality

CLUP - Comprehensive Land Use Plan

Zoning

Is a concept that deals mainly with how people socially construct and make use of land
resources

Land Use

Zoning
Zoning
Zoning
Zoning
Zoning
Zoning
Zoning

Zoning

Zoning
Zoning

A proposal which forms part of comprehensive development plan


Its the rational and deliberate allocation of land resources to different uses on the
comprehensive and integrated plan for the area
__ designates certain areas of a city or municipality into existing trends and patterns of
growth.
The rationale approach of allocating available land resources as equitably as possible
among competing user groups and for different functions consistent with the development
plan of the area and the program under this act
Indicates what particular usage is allowed on a particular area. Ex for residential (R-1) growing for commercial purposes is prohibited.
A proposal for the future use of land based on sound planning principles and form part of the
official document known as the Comprehensive Development Plan or a proposal which forms
part of the comprehensive development plan
It is a document that outlines the preferred future spatial arrangement of land uses, with a
set of proposed actions to turn the plan a reality.

_ refers to the act of allocating lands to different activities or class of land uses evolved
and enacted through the town planning and zoning process

It refers to the rational and judicious approach of allocating available land resources to
different land using activities
A public document adopted by the LGU as a guide to the physical and socio-economic
development of their community

Land Use Plan


Land Use Plan
Land Use Plan
Land Use Plan
Land Use Plan
Land Use Plan
Land Use Plan

LAND USE CLASSIFICATION

Land Use Planning


Town Plan

Zoning

The extent of comprehensiveness and the focus of land use planning process as well as the
preparation of the CLUP document are defined with the bounds of __ by this provision of UDHA Land Resources
which must be consistent with the development plan of the area.

Zoning

Thus, the __ and the __ shall guide and determine the development direction of the local
government unit which among others will be the basis for regulation of subdivision and housing
CLUP and ZO
development, industrial location, and reclassification of agricultural lan to urban uses (i.e.,
residential, commercial, industrial, institutional)

Zoning

A written authorization or permit to develop or use or construct in certain areas or any parcel
Locational Clearance
of land based on approved plan use or zoning ordinance in the absence of a zoning
ordinance the grant of permit shall be based on HLURB planning standards and guidelines

Zoning

. Locational Clearance - a c!earance issued to a project that is allowed under the provisions
of this Zoning Ordinance as well as other standards, rules and regulations on land use.

Zoning

Zoning

Zoning
Zoning
Zoning
Zoning

A once-lawful property use that is permitted to continue after a zoning ordinance prohibiting it
has been established for the area a use that differs sharply from the prevailing uses in a
neighborhood.
Existing Non-Conforming Uses:
- implement within 6 months from ratification of the ZO by the HLURB

Locational Clearance

Non-conforming structure or use

May be allowed to exist but:


- shall not be allowed or revived as non conforming use once ceased to operate for more than
Notes on Non-Conforming structure/use
a year
- in case damaged, may be allowed to repair but 50% only of its replacement cost; repair or
replacement will not be allowed except in conformity with the ZO
Owner of non-confirming use shall phase out and relocate within 10 years from effectivity of
the Zoning Ordinance
A public document adopted by the LGU as a guide to the physical and socio-economic
development of their community
A city or municipality through an ordinance passed by the_ after conducting public hearings
may reclassify lands.
A city or municipality through an ordinance passed by the Sanggunian after_ may reclassify
lands.
A city or municipality through an ordinance passed by the Sanggunian after conducting public
hearings may_ lands.

Town Plan
Sanggunian
Conducting Public Hearings
Reclassify
City/Municipal Planning Development Coordinator
Technical Support Services

Zoning

Who prepares the zoning ordinace/regulation?


in consultation with the provincial govt, regional
and national planners & agencies

Zoning

Who enacts Zoning Regulations?


The functions of enacting zoning belongs to the local legislative councils
Who implements the Zoning Ordinance

Zoning

Zoning is an exercise of the _ power of the State

Zoning

Sangguniang Bayan / Sangguniang Panlungsod


Zoning Officer
Police

FIXED PERCENTAGE OF TOTAL


AGRICULTURAL LAND USE AT TIME OF
PASSAGE OF ORDINANCE.

Zoning

Reclassification shall be done by the Sanggunian provided that it shall be_

Zoning

The _ upon the recommendation of NEDA may authorize a city / municipality to reclassify lands
PRESIDENT
in excess of set limits

Zoning

Refers to the LGU in conformity with the existing laws shall continue to prepare their respective
comprehensive land use plans enacted through zoning ordinances.

SEC 20 RA 7160

RA 7160 is the Local Government Code of 1991


Zoning

The functions of enacting zoning regulations belong to the local legislative councils such as:

Sangguniang Bayan / Sangguniang Panlungsod

Zoning

__ is the instrument specified in the LGC as the means to identify the community's needs,
and translate them inot achievable policies and plans, programs, and projects (PPP)

CLUP - Comprehensive Land Use Plan

Zoning

Zoning

Zoning

__ plays the important role of communicty watchdog, and is responsible for safeguarding
local amentiy and community standards through the application and enforcement of LGU's
rules, regulations, and guidelines
Police Power: Article XIII, Section 1 (1987 Consitution).. The congress shall give the highest
priority to the enactment of measures that protect and enahce the right of all the people to
human dignity, reduce social, economic, and political inequalities, and remove cultural
inequities by __ and __ for the common good.
Section 458 of RA No 7160 (Local Government Code of 1991) gave the local government units
(LGUs) the authority and likewise mandated them to prescribe __ and __ on the use of __
within their __.

Zoning

Section 16 of RA No 7160 (Local Government Code of 1991) Every LGU shall exercise the
powers expreslly granted, those necessarily implied therefrom, as well as powers necessary,
appropriate or incidental for its efficient and effective governance, and those which are
essential for the promotion of the general welfare.

Zoning

Law enacted providing for the preparation & implementation of the comprehensive land use
plans of local government units pursuant to the local government code of 1991 & other
pertinent law

Zoning

Zoning

Zoning
Zoning
Zoning
Zoning
Zoning

EO 72 devolvement of approval of CLUP to________.


Establishes priorities and procedures in evaluating areas for land conversion in regional
agricultural industrial centers, tourism development, areas sites for socialized housing.
Refers to the LGU in conformity with existing laws, shall continue to prepare their respective
comprehensive land use plans enacted through zoning ordinances
Prescribes the guidelines of sec 20, RA 7160, authorizing citie / municipalities to reclassify land
into non-agricultural uses.
Prescribe reasonable limits and restraints on the use of property within the jurisdiction of
the municipality
Adopt measures to safeguard and conserve land, mineral, marine, forest, and other
resources of the municipality.
It is a general term used for a permanent or temporary community in which people live, without
being specific as to size, population or importance.

CPDO (City Planning & Development Office) /


MPDO (Municipal Planning & Development
Office)
equitably diffusing wealth and political power

reasonable limits and restraints on the use of


property within their territorial jurisdiction.

EXECUTIVE ORDER NO.72


LGU

EXECUTIVE ORDER NO. 124

SEC 20 RA 7160
Memorandum circular no. 54
Section 447 / Section 458
Section 444 / Section 455
Settlement

PD 1517

Urban & Land


Urban Land Reform
Use

PD 1517

it is the policy of the state to liberate our human communities from blight, congestion, and
Urban & Land hazard, and to promote their development and modernationa, b) to bring about the optimum
Urban Land Reform Act / PD 1517
Use
use of land as a national resource for public welfare rather than as a commodity of trade
subject to price speculation and indiscriminate use.

PD 1517
PD 1517
PD 1517

PD 1517

PD 1517

PD 1517
PD 1517
PD 1517

PD 1517
PD 1517
PD 1517

This shall govern the administration and management of SPECIFIC URBAN AND
Urban & Land
URBANIZABLE LANDS proclaimed or to be proclaimed by the President as URBAN LAND
Use
REFORM ZONE
Urban & Land
Ministry of Human Settlements, now known as __
Use
Urban & Land
Urban Land Reform Council, now known as __
Use
is a series of decision documents, including maps, specifiying the nature of future physical,
Urban & Land social, economic and environmental development of the Urban Zone as outlined in the
Use
Concept Plan, and consisteing among others, of a detailed land use plan, including area
phasing, sectoral programs, land acquisition and dispositoin programs and capital programs
refers to the commitment, for more than a limited duration, of funds, land resources, faciltiies
and services by two or more legally separate interests to an enterprise for their mutual
Urban & Land benefit.
Use
The equity participation of the private landowner will include but shall not be limited to his land
contribution.
means the acquisition of lots varying ownership through, among others, expropriation or
Urban & Land
negotiated purchase, for the purpose of planning and development unsrestricted by individual
Use
property boundaries
Urban & Land The acquisition of land in advance of actual need based on present value for future planned
Use
development is referred to under Urban Land Reform Law as _
acquisiton of land, in advance of actual need, for the purpose of acquiring lands at existing
Urban & Land
use value and of disposing, them in a mnner which would promote planned development and
Use
influence land price formation.
__ refers to the pooling of individual lots for the purpose of development and replotting,
Urban & Land
unrestricted by individual property boundaries, and according to an approved development
Use
plan.
Urban & Land __ refers to the process of bartering land for another piece of land or share of stock of
Use
equal value in a government or quasi-government cororation.
Urban & Land __ refers to the right of the state to classify, guide and regulate the acquisition, use, and
Use
disposition of land in the interest of public welfare.

PD 1517

Urban Land Reform Act / PD 1517


HLURB

Development Plan

Joint Venture

Land Assembly
Land Banking
Land Banking

Land Consolidation or Readjustment


Land Exchange
Land Management

__ is a scheme whereby a group of hoemowners occupying a contiguous parcel of land, and


constituting a neighborhood units, owns tha land in common
PD 1517

PD 1517

PD 1517

PD 1517

PD 1517

PD 1517

Urban & Land


a disposition technique the ministry may organize new or develop existing neighborhood
Use
association for the purpose of assuming collective responsibility for the management and
administration of their neighborhood units and for the collection and amortization of land
payments.
__ is a grant of residential land within an Urban Land Reform Zone made by the state upon
compliance with the development use and related conditions
Urban & Land
a disposition technique where the ministry may dispose parcels of land acquired by it within an
Use
Urban Zone to private individuals for residential purposes, but shall retain ownership
thereof until the development ...
__ is a disposition technique which will enable occupants of government-owned lands to
exercise ownership over occupant -introduced improvements.
Urban & Land
Use
.. The ministry may effect a system which will allow it to retain title to certain parcels of land
while enabling occupants to own occupant-introduced improvements such as dwelling
units.
Refer to land which conform to any of the following criteria:
1) all cities and municipalities with population density of at least 1000 persons per square
kilometer and where at least 50% engaged in non-agricularal activities
Urban & Land 2) all barangay comprising the former poblacios or barangay with population density of greater
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than 500 but less than 1000 persons per square kilometer, and where at least 50%
engaged in non-agricultural activities.
3) not included in item 1 and 2 above but with population size of at least 1000 and where 50%
engaged in non-agricultural activities.
refer to sites and land areas which considering present characteristics and prevailing
Urban & Land
conditions, display a marked and high probability of becoming urban lands with the period of
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5 to 10 years
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Urban Land Reform Zone
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Urban Land Reform Zone
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Urban & Land They refer to the 244 areas in Metro Manila specifically described and identifed in Proclamation
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1967 and all other sites later identified and proclaimed.
Metro Manila
Additional for Metro Manila
Total for Metro Manila
Urban & Land
Cebu City
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SIR / ZIP
Total Philippines

Neighborhood Ownership

Residential Freehold

Tenure in Improvement

Urban Lands

Urbanized Lands
Areas for Priority Development (APD)
Urban Zone

244
20
264
1
19
284

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Urban Zone Expropriation and Land Management
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Urban Zone Committee

PD 1517

Urban & Land After review, the Commission ( ) shall forward the said Development Plan, together with a
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report of its findings and recommendations, to the Minister for consideration and approval.

Approval of Development Plan by the Minister of


Human Settlements

PD 1517

The Ministry shall cause the translation of the DEVELOPMENT PLAN into __ which shall
Urban & Land
inlcude zoning and subdivision regulations, architectural design standards,
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environmental controls and other enforecement guidelines.

Development Regulation

PD 1517

Urban & Land The ministry shall have the __ to acquire the abovementioned lands or improvement thereon
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which shall include, but shall not be limited to, lands occupied by tenants

Pre-emptive Right

PD 1517

The Bureau of Land and the Land Registration Commission shall provide the Ministry with __
Urban & Land
and other information to be entered in to the __. The LRC shall prior to registration of any
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transaction involving lands within the Urban Zone, require clearance from the Commission

Cadastral Maps / Development Registry

PD 1517

Establishment of a Development Use Permit: The Commission shall establish and admister a
Urban & Land
Comprehensive Development Use Permit System to govern the develop of land in every
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proclaimed __ and __

Urban Zone and Bagong Lipunan Sites

PD 1517

Urban & Land The Commission shall require a __for every development, use or change in use of, and
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construction on land with the Urban Zone.

Development Use Permit


(so from Development Plan to Development
Regulation to Development Use Permit)

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PD 1517

PD 1517

PD 1517
PD 1517
PD 1517

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Urban & Land
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The Urban Zone Committee (Urban Zone Expropriation and Land Management) shall assist the
Ministry in the exercise of its power of __.
Within an Urban Zone, the Mininistry, or any of its attached agencies, may acquire land through
any or a combination of the acquisition techniques or arrangements.
Various Land Acquisition Techniques:
1) Land Purchase - purchase through negotiation private lands.
2) Land Exchange
Urban & Land
3) Joint Venture
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4) Land Consolidation or Readjustments
5) Land Banking
6) Expropriation
The Ministry may undertake land consolidation or readjustment for portions of an Urban
Urban & Land
Zone upon petition of at least __ % of the landowners holding an interest representing __ of the
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land area.
Urban & Land
As a general rule, __ will be availed of only as a last resort
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sale, lease, exchange, neighborhood ownership, residential freehold, tenure in improvement
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Eminent Domain
Land Acquisition Techniques

Accretion not included

50% / more than 1/2 interest of the land area


Expropriation
Different Land Disposition Techniques

PD 1517

__ refer to the rightful occupants of residential lands and structures, utilizaing the said
Urban & Land properties for his own use .. But do not include 1) those whose presence on the land is merely
Tenants (OccupanTs Tenants)
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toleratated and withot the benefit of the contract, 2) those who enter the land by force or deceit,
or 3) those whose possession thereof is under litigation

PD 1517

Urban & Land __ refer to the legitimate lessees of houses, apartments, accessories or other residential
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units but not to include those whose possession thereof is under litigation

Residents (Lessees ReSidents)

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PD 1517

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a tenant or resident is considered __ if at the time of proclamation of the Urban Zone, a case
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involving the legality of his possession over the land or its structures is found to be pending in
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court.
Within the Urban Zone, legitiamte tenants of lands who have built their homes thereon and
residents who have continuously resided on the land and its structures for __ at the time of
Urban & Land
proclamation, 1) shall not be dispossessed of the same and 2) shall be allowed the right of
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first refusal ...except over areas subject to governement assessment and projects within a
reasonable time...
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Continuous resided means actual, physical, and continuous stay by the tenant or resident
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Succession of rights In case of death or physical incapacity of the bonafide tenant or
Urban & Land resident, the surviving spouse or any of his children of legal age who is staying and stayed in
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the residental land or dwelling unit for __, and who possess the other qualifications for a in a
bonafide tenant/resident may excercise the 1) __ and/or 2) __.

under litigation

10 years or more

Continuous resided

10 years or more / 1) rights of first refusal and/or


2) rights of non-dispossession

__ is the pre-emptive right of the tenant or residents to buy leased premises which are being
offered for sales or being sold by the owner.
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This right of first refusal shall be limited to natural persons who are Filipino citizens and Right of First Refusal
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are actually occuping the land and structures primarily for residential purposes.
But the government's pre-emptive right is paramount to this .

PD 1517

in cases where the tenants and residents referred hre are unable to purchase the said lands or
improvements, they may apply for financial assistance from the government. Period to
Notes on Right of First Refusal
Exercise Right of First Refusal the right of first refusal shall be exercised not to exceed 6
Urban & Land months from the time the owner made a written offer to sell to the tenant or resident.
(6 months similar with the acts of recission after
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receipt of the delivery by the seller under contract
Space Limitation limited to not more than twice of the ground floor area of existing unit
of sale)
Waiver of Right a tenant or resident may waive the right of first refusal through a sworn
statement provided that is is subject to the approval of the Commission

PD 1517

1) Subleasing or assingment of lease of residential units in whole or in part, without the written
Urban & Land consent of the owner/lessor.
Provided, that in the case of subleases or assignments exectued prior to the approval of this
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rules, the sublessor/assignor shall have 60 days to obtain approval.

Grounds for Ejectment (different from the general


rule on subleasing)

PD 1517

2) Arrears in payment of rent for 3 months at any one time. Provided, that in case of refusal
Urban & Land of the lessor to accept payment of the rental agreed upon, the tenant/resident shall either
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deposit, by way of CONSIGNATION, the amount in court or in a bank int he name of and
with notice to the lessor.

Grounds for Ejectment

PD 1517

3) Need of owner/lessor to repossess his property for his own use or for the use of any
immediate member of his family as a RESIDENTIAL UNIT. Provided that 1) such immediate
member not owner of any other available residential unit 2) the period of lease has expired, 3)
lessor has given the tenant/resident notice 3 months in advance of the lessor's intention to
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reposses the property, 4) that the owner/lessor or immediate members of his family stay in the
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residential units for at lease one year, except for justifiable cause.

Grounds for Ejectment

This ground, however, shall not apply if upon termination of the lease contract, the
tenant/resident shall ahve continuously resided thereon for 10 years or more.

PD 1517

PD 1517

Ownership by the tenant/resident of another residential unit which he may use as his
Urban & Land
residence. Provided, tha the tenant/resident shall have been ntoified by the lessor of the
Grounds for Ejectment
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intended ejectment 3 months in advance.
Need of the lessor to make necessary repairs of the leased premises which is the subject of an
Urban & Land existing order of condemnation by appropraite administrative authorities concerned.
Grounds for Ejectment
provided, that after said repairs, the tenant/resident shall have the pre-emptive right to lease
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the same premises.

PD 1517

Urban & Land Expiration of the period of a written lease contract, except in cases where the written
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contract shall expire after the tenant/resident has stayed thereon for 10 years or more

Grounds for Ejectment

PD 1517

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Urban Land Reform Act
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PD 1517

PD 1517

it is the policy of the state to liberate our human communities from blight, congestion, and
Urban & Land hazard, and to promote their developme and modernationa, b) to bring about the optimum use
Urban Land Reform Act / PD 1517
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of land as a national resource for public welfare rather than as a commodity of trade subject to
price speculation and indiscriminate use.

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Urban Development and Housing Act of 1992 (the Lina Law)
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AN ACT TO PROVIDE FOR A COMPREHENSIVE AND CONTINUING URBAN
Urban & Land
DEVELOPMENT AND HOUSING PROGRAM, ESTABLISH THE MECHANISM FOR ITS
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IMPLEMENTATION, AND FOR OTHER PURPOSES
a) Uplift the conditions of the underprivileged and homeless citizens in urban areas and in
resettlement areas by making available to them decent housing at affordable cost, basic
Urban & Land services, and employment opportunities;
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b) Provide for the rational use and development of urban land in order to bring about the
following
Urban & Land refers to the most reasonable price of land and shelter based on the needs and financial
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capability of Program beneficiaries and appropriate financing schemes;
Urban & Land refers to those areas declared as such under existing statutes and pertinent executive
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issuances;

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Affordable Cost
Areas for priority development

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Urban & Land refers to the areas where the structures are dilapidated, obsolete and unsanitary, tending
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to depreciate the value of the land and prevent normal development and use of the area;

Blighted areas

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refers to the constitutionally mandated process whereby the public on their own or through
Urban & Land peoples organizations, is provided an opportunity to be heard and to participate in the
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decision-making process on matters involving the protection and promotion of its legitimate
collective interests, which shall include appropriate documentation and feedback mechanisms;

Consultation

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PD 1517

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PD 1517
RA 7279
PD 1517

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refers to non-agricultural lands in urban and urbanizable areas on which no


Urban & Land
improvements, as herein defined, have been made by the owner, as certified by the city,
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municipal or provincial assessor
refers to all types of buildings and residential units, walls, fences, structures or
construction of all kinds of a fixed character or which are adhered to the soil but
Urban & Land
shall not include trees, plants and growing fruits, and other fixtures that are
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mere superimpositions on the land, and the value of improvements shall not be less than
fifty percent (50%) of the assessed value of the property;
refers to the commitment or agreement by two (2) or more persons to carry out a specific
Urban & Land
or single business enterprise for their mutual benefit, for which purpose they combine their
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funds, land resource, facilities and services;
means the acquisition of lots varying ownership through, among others, expropriation or
Urban & Land
negotiated purchase, for the purpose of planning and development unsrestricted by individual
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property boundaries
refers to the acquisition of lots or varying ownership through purchase or
Urban & Land
expropriation for the purpose of planned and rational development and socialized housing
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programs without individual property boundary restrictions;
__ refers to the pooling of individual lots for the purpose of development and replotting,
Urban & Land
unrestricted by individual property boundaries, and according to an approved development
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plan.
Urban & Land refers to the acquisition of land at values based on existing use in advance of actual need
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to promote planned development and socialized housing programs;
Urban & Land __ refers to the process of bartering land for another piece of land or share of stock of
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equal value in a government or quasi-government cororation.

Idle Lands

Improvements

Joint Venture

Land Assembly

Land assembly or consolidation

Land Consolidation or Readjustment


Land Banking
Land Exchange

refers to the process of land acquisition by exchanging land for another piece of land of
equal value, or for shares of stock in a government or quasi-government corporation whose
book value is of equal value to the land being exchanged, for the purpose of planned and
Land Swapping
Urban & Land
(with word exchange already in the definition so
rational development and provision for socialized housing where land values are determined
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not Land Exchange, it should be Land Swapping)
based on land classification, market value and assessed value taken from existing tax
declarations: Provided, That more valuable lands owned by private persons may be
exchanged with less valuable lands to carry out the objectives of this Act;
refers to the rational approach of allocating available land resources as equitably as
Urban & Land
possible among competing user groups and for different functions consistent with the
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development plan area and the Program under this Act;
Urban & Land _usually presented in a land use map indicates the socially desired mix of land uses and a set
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of policies to guide future development
Urban & Land _ refers to the act of allocating lands to different activities or class of land uses evolved
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and enacted through the town planning and zoning process
refers to the process of upgrading and rehabilitation of blighted and slum urban areas
Urban & Land
with a view of minimizing displacement of dwellers in said areas, and with provisions for
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basic services as provided for in Section 21 hereof;

Land Use Plan


LAND USE PLAN
LAND USE CLASSIFICATION
On-site development

RA 7279

refers to individuals or groups who occupy lands without the express consent of the
landowner and who have sufficient income for legitimate housing. The term shall also
apply to persons who have previously been awarded homelots or housing units by the
Urban & Land
Government but who sold, leased or transferred the same to settle illegally in the same place or Professional squatters
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in another urban area, and non-bona fide occupants and intruders of lands reserved for
socialized housing. The term shall not apply to individuals or groups who simply rent land
and housing from professional squatters or squatting syndicates;

RA 7279

refers to the degree of protection afforded to qualified Program beneficiaries against


Urban & Land
infringement or unjust, unreasonable and arbitrary eviction or disposition, by virtue of
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the right of ownership, lease agreement, usufruct and other contractual arrangements;
Zoning

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Use

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Use

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Use

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Use

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Use

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It is a general term used for a permanent or temporary community in which people live, without
being specific as to size, population or importance.
refers to areas identified by the appropriate national agency or by the local government unit
with respect to areas within its jurisdiction, which shall be used for the relocation of the
underprivileged and homeless citizens
refers to the program of the National Housing Authority of upgrading and improving
blighted squatter areas outside of Metro Manila pursuant to existing statutes and pertinent
executive issuances;
refers to the program of the National Housing Authority of upgrading and improving
blighted squatter areas within the cities and municipalities of Metro Manila pursuant to
existing statutes and pertinent executive issuances.
refers to housing programs and projects covering houses and lots or homelots only
undertaken by the Government or the private sector for the underprivileged and homeless
citizens which shall include sites and services development, long-term financing, liberalized
terms on interest payments, and such other benefits in accordance with the provisions of this
Act;
refers to those whose only real property consists of residential lands not exceeding three
hundred square meters (300 sq. m.) in highly urbanized cities and eight hundred square
meters (800 sq. m.) in other urban areas;

Urban & Land


refers to groups of persons engaged in the business of squatter housing for profit or gain;
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refers to the beneficiaries of this Act and to individuals or families residing in urban and
urbanizable areas whose income or combined household income falls within the poverty
Urban & Land
threshold as defined by the National Economic and Development Authority and who do
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not own housing facilities. This shall include those who live in makeshift dwelling units and
do not enjoy security of tenure;
Section 13. Valuation of Lands for Socialized Housing. Equitable land valuation guidelines
for socialized housing shall be set by the Department of Finance on the basis of the market
value reflected in the zonal valuation, or in its absence, on the latest real property tax
declaration.
1. Must be a Filipino Citizen
Urban & Land 2. Must be an underprivileged and homeless citizen
3. Must not own any real property whether in the urban or rural areas
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4. Must not be a professional squatter or a member of squatting syndicates

Security of tenure

Settlement
Resettlement areas
Slum Improvement and Resettlement Program or
SIR
Zonal Improvement Program or ZIP

Socialized housing

Small property owners


Squatting syndicates

Underprivileged and homeless citizens

Department of Finance

Eligibility Criteria for Socialized Program


Beneficiaries

RA 7279

refers to lands in urban and urbanizable areas 1) which are not registered with the Register
of Deeds, or with the city or municipal assessors office concerned, or
2) which are uninhabited by the owner and have not been developed or devoted for any useful
purpose, or appears unutilized for a period of three (3) consecutive years immediately prior
Urban & Land
Unregistered or abandoned lands
to the issuance and receipt or publication of notice of acquisition by the Government as
(different from Idle Lands)
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provided under this Act.
It does not include land which has been abandoned by reason of force majeure or any
fortuitous event; Provided, that prior to such event, such land was previously used for some
useful or economic purpose

PD 1517

Refer to land which conform to any of the following criteria:


1) all cities and municipalities with population density of at least 1000 persons per square
kilometer and where at least 50% engaged in non-agricularal activities
Urban & Land 2) all barangay comprising the former poblacios or barangay with population density of
Urban Lands
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greater than 500 but less than 1000 persons per square kilometer, and where at least 50%
engaged in non-agricultural activities.
3) not included in item 1 and 2 above but with population size of at least 1000 and where 50%
engaged in non-agricultural activities.

PD 1517

refer to sites and land areas which considering present characteristics and prevailing
Urban & Land
conditions, display a marked and high probability of becoming urban lands with the period of Urbanized Lands (not urbanizable)
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5 to 10 years

RA 7279

Urban & Land refers to all cities regardless of their population density and to municipalities with a
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population density of at least five hundred (500) persons per square kilometer;

RA 7279

refers to sites and lands which, considering present characteristics and prevailing
Urban & Land
conditions, display marked and great potential of becoming urban areas within the period Urbanizable areas (not urbanized)
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of five (5) years; and

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The Program shall cover all lands in urban and urbanizable areas, including existing areas
Urban & Land for priority development, zonal improvement sites, slum improvement and resettlement
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sites, and in other areas that may be identified by the local government units as suitable for
socialized housing.
Urban & Land a) Those included in the coverage of Republic Act No. 6657, otherwise known as the
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Comprehensive Agrarian Reform Law;
Urban & Land
b) Those actually used for national defense and security of the State;
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c) Those used, reserved or otherwise set aside for government offices, facilities and other
installations, whether owned by the National Government, its agencies and
instrumentalities, including government-owned or controlled corporations, or by the local
Urban & Land
government units: Provided, however, That the lands herein mentioned, or portions
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thereof, which have not been used for the purpose for which they have been reserved or
set aside for the past ten (10) years from the effectivity of this Act, shall be covered by
this Act;

Urban areas

Inclusions

Exemptions
Exemptions

Exemptions

RA 7279

d) Those used or set aside for parks, reserves for flora and fauna, forests and watersheds,
and other areas necessary to maintain ecological balance or environmental protection, as
Urban & Land determined and certified to by the proper government agency; and
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e) Those actually and primarily used for religious, charitable, or educational purposes, cultural
and historical sites, hospitals and health centers, and cemeteries or memorial parks.

RA 7279

There shall be a National Urban Development and Housing Framework to be formulated


Urban & Land by the Housing and Land Use Regulatory Board under the direction of the Housing and National Urban Development and Housing
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Urban Development Coordinating Council in coordination with all local government units and Framework
other concerned public and private sectors within one (1) year from the effectivity of this Act.

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Exemptions

Urban & Land There shall be a National Urban Development and Housing Framework to be formulated
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by HLURB and the direction of HUDCC
which is the comprehensive plan for urban and urbanizable areas aimed at achieving the
Urban & Land objectives of the Program. In the formulation of the framework, a review and rationalization National Urban Development and Housing
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of existing town and land use plans, housing programs, and all other projects and activities of Framework
government agencies
For planning purposes, the Housing and Urban Development Coordinating Council shall be
Urban & Land
furnished by each local government unit a copy of its inventory which shall be updated every
3 years
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__.
After the inventory, the local government units, in coordination with the National Housing
Authority, the Housing and Land Use Regulatory Board, the National Mapping Resource
Urban & Land
Information Authority, and the Land Management Bureau, shall identify lands for socialized
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housing and resettlement areas for the immediate and future needs of the
underprivileged and homeless in the urban areas

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Government-owned lands under paragraph (b) of the preceding section which have not been
used for the purpose for which they have been reserved or set aside for the past ten (10)
Urban & Land years from the effectivity of this Act and identified as suitable for socialized housing, shall
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immediately be transferred to the National Housing Authority subject to the approval of the
President of the Philippines or by the local government unit concerned, as the case may be,
for proper disposition in accordance with this Act.

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Section 10. Modes of Land Acquisition. - The modes of acquiring lands for purposes of this Act
shall include, among others, community mortgage, land swapping, land assembly or
consolidation, land banking, donation to the Government, joint-venture agreement,
negotiated purchase, and expropriation: Provided, however, That expropriation shall be
Urban & Land resorted to only when other modes of acquisition have been exhausted.
Modes of Land Acquisition
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Provided, further, That where expropriation is resorted to, parcels of land owned by small
property owners shall be exempted for purposes of this Act: Provided, finally, That
abandoned property, as herein defined, shall be reverted and escheated to the State in a
proceeding analogous to the procedure laid down in Rule 91 of the Rules of Court.

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For the purpose of socialized housing, government-owned and foreclosed properties shall
Urban & Land be acquired by the local government units, or by the National Housing Authority primarily
negotiated purchase / right of first refusal
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through __: Provided, That qualified beneficiaries who are actual occupants of the land shall be
given the __.
GAUA BP

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a) Those owned by the Government or any of its subdivisions, instrumentalities, or agencies,


including government-owned or controlled corporations and their subsidiaries;
b) Alienable lands of the public domain;
Lands for socialized housing shall be acquired in
Urban & Land c) Unregistered or abandoned and idle lands;
the following order:
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d) Those within the declared Areas for Priority Development, Zonal Improvement Program
(the order is from government lands to private)
sites, and Slum Improvement and Resettlement Program sites which have not yet been
acquired;
e) Bagong Lipunan Improvement of Sites and Services or BLISS sites which have not yet been
acquired; and
f) Privately-owned lands.
Expropriation of Idle Lands. - All idle lands in urban and urbanizable areas, as defined and
identified in accordance with this Act, shall be expropriated and shall form part of the public
domain.

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Urban & Land


These lands shall be disposed of or utilized by the Government for such purposes that conform
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with their land use plans. Expropriation proceedings shall be instituted if, after the lapse of
one (1) year following receipt of notice of acquisition, the owner fails to introduce
improvements as defined in Section 3(f) hereof, except in the case of force majeure and other
fortuitous events. Exempted from this ownership of which is subject of a pending litigation.
shall coordinate with each other to formulate and make available various alternative schemes
for the disposition of lands to the beneficiaries of the Program. These schemes shall not be
limited to those involving transfer of ownership in fee simple but shall include lease, with
Urban & Land
option to purchase, usufruct or such other variations as the local government units or the
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National Housing Authority may deem most expedient in carrying out the purposes of this Act.

Modes of Land Disposition

Consistent with this provision, a scheme for public rental housing may be adopted.
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Urban & Land


Read Sect 10, 12, 13
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Limitations on the Disposition of Lands for Socialized Housing. - No land for socialized housing,
including improvements or rights thereon, shall be sold, alienated, conveyed, encumbered
or leased by any beneficiary of this Program except to qualified Program beneficiaries as
determined by the government agency concerned.

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Should the beneficiary unlawfully sell, transfer, or otherwise dispose of his lot or any right
Urban & Land thereon, the transaction shall be null and void. He shall also lose his right to the land, forfeit
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the total amortization paid thereon, and shall be barred from the benefits under this Act for a
period of ten (10) years from the date of violation.
In the event the beneficiary dies before full ownership of the land is vested on him, transfer to
his heirs shall take place only upon their assumption of his outstanding obligations. In
case of failure by the heirs to assume such obligations, the land shall revert to the Government
for disposition in accordance with this Act.

RA 7279

__ shall be the primary strategy in providing shelter for the underprivileged and homeless.
However, if the tenurial arrangement in a particular socialized housing program is in the
Urban & Land
nature of leasehold or usufruct, the same shall be transitory and the beneficiaries must be
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encouraged to become independent from the Program within a given period of time, to be
determined by the implementing agency concerned.

Socialized housing

Eligibility Criteria for Socialized Housing Program Beneficiaries. - To qualify for the socialized
housing program, a beneficiary:

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a) Must be a Filipino citizen;


Urban & Land
b) Must be an underprivileged and homeless citizen, as defined in Section 3 of this Act;
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c) Must not own any real property whether in the urban or rural areas; and
d) Must not be a professional squatter or a member of squatting syndicates.

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Balanced Housing Development. - The Program shall include a system to be specified in the
Framework plan whereby developers of proposed subdivision projects shall be required to
develop an area for socialized housing equivalent to at least twenty percent (20%) of the total
Urban & Land subdivision area or total subdivision project cost, at the option of the developer, within the
Balanced Housing Development 20%
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same city or municipality, whenever feasible, and in accordance with the standards set by the
Housing and Land Use Regulatory Board and other existing laws. The balanced housing
development as herein required may also be complied with by the developers concerned in any
of the following manner:

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The National Housing Authority, being the primary government agency in charge of
providing housing for the underprivileged and homeless, shall be exempted from the
Urban & Land payment of all fees and charges of any kind, whether local or national, such as income
National Housing Authority
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and real taxes. All documents or contracts executed by and in favor of the National Housing
Authority shall also be exempt from the payment of documentary stamp tax and registration
fees, including fees required for the issuance of transfer certificates of titles.

b) Creation of one-stop offices in the different regions of the country for the processing,
approval and issuance of clearances, permits and licenses: Provided, That clearances, permits
and licenses shall be issued within ninety (90) days from the date of submission of all
requirements by the participating private developers;
c) Simplification of financing procedures; and
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Urban & Land d) Exemption from the payment of the following:


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1) Project-related income taxes;
2) Capital gains tax on raw lands use for the project;
3) Value-added tax for the project concerned;
4) Transfer tax for both raw and completed projects; and
5) Donors tax for both lands certified by the local government units to have been
donated for socialized housing purposes.

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Property owners who voluntarily provide resettlement sites to illegal occupants of their
Urban & Land
lands shall be entitled to a tax credit equivalent to the actual non-recoverable expenses
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incurred

RA 7279

Participation of Beneficiaries. - The local government units, in coordination with the


Presidential Commission for the Urban Poor and concerned government agencies, shall
Urban & Land afford Program beneficiaries or their duly designated representatives an opportunity to be
Use
heard and to participate in the decision-making process over matters involving the protection
and promotion of their legitimate collective interests which shall include appropriate
documentation and feedback mechanisms.

Incentives for Private Sector Participating in


Socialized Housing

Presidential Commission for Urban Poor

Section 25. Benefits. - In addition to the benefits provided under existing laws and other related
issuances to occupants of areas for priority development, zonal improvement program sites
and slum improvement and resettlement program site, such occupants shall be entitled to
priority in all government projects initiated pursuant to this Act. They shall also be entitled to the
following support services:
a) Land surveys and titling at minimal cost;
RA 7279

Urban & Land


b) Liberalized terms on credit facilities and housing loans and one hundred percent
Use
(100%) deduction from every homebuyers gross income tax of all interest payments
made on documented loans incurred for the construction or purchase of the
homebuyers house;
c) Exemption from the payment of documentary stamp tax, registration fees, and other
fees for the issuance of transfer certificate of titles;

Action Against Professional Squatters and Squatting Syndicates. - The local government
units, in cooperation with the Philippine National Police, the Presidential Commission for the
Urban Poor (PCUP), and the PCUP-accredited urban poor organization in the area, shall
adopt measures to identify and effectively curtail the nefarious and illegal activities of
professional squatters and squatting syndicates, as herein defined.
RA 7279

Urban & Land structures demolished, and shall be disqualified to avail of the benefits of the Program. A public
official who tolerates or abets the commission of the abovementioned acts shall be dealt with in
Use
accordance with existing laws.
For purposes of this Act, professional squatters or members of squatting syndicates shall be
imposed the penalty of six (6) years imprisonment or a fine of not less than Sixty thousand
pesos (P60,000) but not more than One hundred thousand pesos (P100,000), or both, at the
discretion of the court.
Urban Renewal and Resettlement. - This shall include 1) the rehabilitation and
development of blighted and slum areas and 2) the resettlement of Program
beneficiaries in accordance with the provisions of this Act.

RA 7279

Urban & Land On-site development shall be implemented whenever possible in order to ensure minimum
Use
movement of occupants of blighted lands and slum areas.
The resettlement of the beneficiaries of the Program from their existing places of
occupancy shall be undertaken only when on-site development is not feasible and after
compliance with the procedures laid down in Section 28 of this Act.

RA 7279

Urban & Land


COMPLETED READING UNTIL SEC 26. COMMENCE STUDY AT SEC 27,
Use
In the execution of eviction or demolition orders involving underprivileged and homeless
citizens, the following shall be mandatory:
(1) Notice upon the effected persons or entities at least thirty (30) days prior to the date of
eviction or demolition;

RA 7279

RA 7279

RA 7279

(8) Adequate relocation, whether temporary or permanent: Provided, however, That in cases
Urban & Land
of eviction and demolition pursuant to a court order involving underprivileged and
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homeless citizens, relocation shall be undertaken by the local government unit concerned and
the National Housing Authority with the assistance of other government agencies within fortyfive (45) days from service of notice of final judgment by the court, after which period the said
order shall be executed: Provided, further, That should relocation not be possible within the
said period, financial assistance in the amount equivalent to the prevailing minimum daily
wage multiplied by sixty (60) days shall be extended to the affected families by the local
government unit concerned.
Urban & Land
Read Section 28 on Eviction and Demolition for the other requirements
Use
For purposes of this Act, professional squatters or members of squatting syndicates shall be
Urban & Land imposed the penalty of six (6) years imprisonment or a fine of not less than Sixty thousand
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pesos (P60,000) but not more than One hundred thousand pesos (P100,000), or both, at the
discretion of the court.

Urban Renewal and Resettlement / On-site


Development

RA 7279

The Community Mortgage Program (CMP) is a mortgage financing program of the National
Home Mortgage Finance Corporation which assists legally organized associations of
underprivileged and homeless citizens to purchase and develop a tract of land under the
Urban & Land
concept of community ownership. The primary objective of the program is to assist
Use
residents of blighted or depressed areas to own the lots they occupy, or where they choose to
relocate to, and eventually improve their neighborhood and homes to the extent of their
affordability.

Community Mortgage Program

Incentives. - To encourage its wider implementation, participants in the CMP shall be granted
with the following privileges or incentives:

RA 7279

(a) Government-owned or controlled corporations and local government units, may dispose of
their idle lands suitable for socialized housing under the CMP through negotiated sale at
Urban & Land prices based on acquisition cost plus financial carrying costs;
Use
(b) Properties sold under the CMP shall be exempted from the capital gains tax; and
(c) Beneficiaries under the CMP shall not be evicted nor dispossessed of their lands or
improvements unless they have incurred arrearages in payments of amortizations for three (3)
months.

RA 7279

RA 7279

RA 7279
RA 7279

Urban-rural Interdependence. - To minimize rural to urban migration and pursue urban


decentralization, the local government units shall coordinate with the National Economic and
Urban & Land
Development Authority and other government agencies in the formulation of national
Use
development programs that will stimulate economic growth and promote socioeconomic
development in the countryside
Role of Local Government Units. - The local government units shall be charged with the
implementation of this Act in their respective localities, in coordination with
Urban & Land
the Housing and Urban Development Coordinating Council, the national housing
Use
agencies, the Presidential Commission for the Urban Poor, the private sector and other
non-government organizations.
Urban & Land They shall prepare a comprehensive land use plan for their respective localities in accordance
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with the provisions of this Act
Role of Government Housing Agencies. - In addition to their respective existing powers and
Urban & Land
functions, and those provided for in this Act, the hereunder mentioned housing agencies shall
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perform the following:

RA 7279

(a) The Housing and Urban Development Coordinating Council shall, through the key housing
agencies, provide local government units with necessary support such as:
(1) Formulation of standards and guidelines as well as providing technical support in the
preparation of town and land use plans;
(2) In coordination with the National Economic and Development Authority and the National
Urban & Land
Housing and Urban Development Coordinating
Statistics Office, provide data and information for forward-planning by the local government
Use
Council
units in their areas, particularly on projections as to the population and development trends in
their localities and the corresponding investment programs needed to provide appropriate types
and levels of infrastructure, utilities, services and land use patterns; and
(3) Assistance in obtaining funds and other resources needed in the urban development
and housing programs in their areas or responsibility.

RA 7279

(b) The National Housing Authority, upon request of local government units, shall provide
Urban & Land technical and other forms of assistance in the implementation of their respective urban
Use
development and housing programs with the objective of augmenting and enhancing local
government capabilities in the provision of housing benefits to their constituents;

RA 7279

(c) The National Home Mortgage Finance Corporation shall administer the Community
Urban & Land
Mortgage Program under this Act and promulgate rules and regulations necessary to carry out National Home Mortgage Finance Corporation
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the provisions of this Act; and

RA 7279

Urban & Land (d) The Home Insurance Guaranty Corporation shall design an appropriate guarantee
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scheme to encourage financial institutions to go into direct lending for housing.

RA 7279

RA 7279

RA 7279

RA 7279

RA 7279

RA 7279

BR 890

National Housing Authority

Home Insurance Guaranty Corporation

Section 42. Funding. - Funds for the urban development and housing program shall come from
the following sources:
Urban & Land
(a) A minimum of fifty percent (50%) from the annual net income of the Public Estates
Use
Authority, to be used by the National Housing Authority to carry out its programs of land
acquisition for resettlement purposes under this Act;
(b) Proceeds from the disposition of ill-gotten wealth, not otherwise previously set aside for any
Urban & Land
other purpose, shall be applied to the implementation of this Act and shall be administered by
Use
the National Home Mortgage Finance Corporation;
Section 43. Socialized Housing Tax. Consistent with the constitutional principle that the
ownership and enjoyment pf property bear a social function and to raise funds from the
Urban & Land
Program, all local government units are hereby authorized to impose an additional one-half
Use
percent (0.5%) tax on the assessed value of all lands in urban areas in excess of Fifty
thousand pesos (P50,000).
Section 45. Penalty Cause. - Any person who violates any provision of this Act shall be
imposed the penalty of not more than six (6) years of imprisonment or a fine of not less than
Urban & Land Five thousand pesos (P5,000) but not more than One hundred thousand pesos (P100,000), or
Use
both, at the discretion of the court: Provided, That, if the offender is a corporation, partnership,
association or other juridical entity, the penalty shall be imposed on the officer or officers of
said corporation, partnership, association or juridical entity who caused the violation.
What housing projects are covered?
Urban & Land
All housing projects whose selling price is above PHP180,000 in highly urbanized areas and
Use
above, PHP150,000 in non urbanized areas
Are residential condominiums covered?
Urban & Land No; per Opinion of the Department of Justice, the law aplipes only to subdivisions;
Use
condominiums are a different type of project, and there is no legal basis for requiring them to
be covered by this requirement
REVISED IMPLEMENTING RULES AND REGULATIONS TO GOVERN SECTION 18 OF
Urban & Land
REPUBLIC ACT NO. 7279 OTHERWISE KNOWN AS THE URBAN DEVELOPMENT AND
Use
HOUSING ACT OF 1992

Board Resolution No. 890 Series of 2012

BR 890

refers to those areas declared as such under Proclamation No. 1967 (244 sites), Proclamation
Urban & Land No. :2284 (1 site), Proclamation No. 1810 (19 sites), and those proclaimed (20 sites) by the
Use
National Housing Authority (NHA) and by other existing statutes and pertinent executiv'~
issuances.
Metro Manila
Additional for Metro Manila

BR 890

Total for Metro Manila


Urban & Land
Cebu City
Use
SIR / ZIP
Total Philippines

BR 890

BR 890

BR 890

BR 890

Areas for Priority Development (APD)

244 (Proclamation 1967)


20 (Proclaimed by NHA)
264
1 (Proclamation 2284)
19 (Proclamation 1810)
284

refers to the certificates that may be issued by a special purpose entity in accordance with
Urban & Land Republic Act No. 9267, or the "Securitization Act of 2004", as originated or sold by the Social
Housing Finance Corporation, to be repaid from the proceeds of the outstanding mortgage
Use
loans of CMP beneficiaries.
refers to a finaricing window or scheme that is funded by the Government through the Social
Housing Finance Corporation (SHFC) and that provides long-term loans to a legallyUrban & Land
organized association consisting of the residents of a blighted and depressed
Use
comrnunity, enabling the association and its qualified members to acquire ownership or
tenurial security on the property and the land they occupy.
refers to the socialized housing project, multi-level, medium rise housing project, or
Urban & Land condominium project sold at the prevailing price ceiling for socialized housing, or other
Use
developments utilized to comply with the balanced housing development required under
Section 18 of Republic Act 1\lo. 7279 (R.A. No. 7279).
refers to the person, natural or juridical, whp develops or improves the
Urban & Land
subdivision project for and in behalf of the owner thereof'. The land owner who
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develops a subdivision project directly shall be considered as a ~developer.

Asset-Backed Securities

Community Mortgage Program

Compliance Project

Developer

BR 890

refers to the commitment or agreernent between a developer of a main subdivision project and
Urban & Land its subsidiary, another HLU,RB-accredited developer, a local government unit, or a housing
Joint Venture
Use
agency, for which purpose they combine their funds, land resource, facilities and services, to
comply with the balanced housing development required under Section 18 of RA 7279.

BR 890

refers to land clearing and grubbing, road construction, installation of power and water
Urban & Land
distribution system, construction of drainage and sewerage system, and other
Use
developments contained in the approved plans and/or in the brochure and advertisement.

Land Development

BR 890

refers to the proposed subdivision project which shall be the basis for computing the
Urban & Land
twenty percent (20%) balarnced housing development required under Section 18 of RA
Use
7279.

Main Subdivision Project

BR 890

BR 890

BR 890

refers to socialized housing projects or similar housing developments for


Urban & Land underprivileged and homeless citizens, which may or may not be provided with access
Use
to basic facilities and services as provided in Sections 21 and 22 of UDHA.
refers to areas identified by the appropriate national agency or by a local government unit with
Urban & Land
respect to areas within its jurisdiction which shall be used for the relocation of
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underprivileged homeless citizens
refers to socialized housing units or projects owned by the government housing agencies
Urban & Land
needing rehabilitation and restoration before they can be made available for sale at the
Use
prevailing price ceiling for socialized housing.

New Settlement

Resettlement areas

Non-Performing Socialized Housing Assets

BR 890

refers to the repair and restoration of existing socialized housing units or projects which
Urban & Land
are already considered as non-performing assets of government housing agencies, in
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accordance with the standards and the prevailing price ceiling for socialized housing.

Rehabilitation

BR 890

Urban & Land refer to the programs of NHA of upgrading and improving blighted areas pursuant to
Use
existing statutes and pertinent executive issuances.

Slum Improvement and Resettlement Program


(SIRP)" and "Zonal Improvement
Program (ZIP)

BR 890

BR 890

BR 890

refers to housing programs and projects covering houses and lots or homelots only
undertaken by the Government or by the private sector for the underprivileged and homeless
Urban & Land
Socialized Housing
citizens which shall include sites and services development, long-term financing, liberalized
Use
terms on interest payments, and such other benefits in accordance with the provisions of RA
7279.
refers to residential subdivision projects, and multilevel and medium rise housing projects, and
condominium projects sold at the prevailing price ceiling for socialized housing
Urban & Land
undertaken by the Government or the private sector for the underprivileged and homeless
Socialized Housing Project
Use
citizens which shall comply with the standards under BP 220 and the prevailing price ceiling
for socialized housing.
refers to the socialized housing project, multi-level, medium rise housing project, or
Urban & Land condominium project sold at the prevailing price ceiling for socialized housing, or other
Compliance Project
Use
developments utilized to comply with the balanced housing development required under
Section 18 of Republic Act 1\lo. 7279 (R.A. No. 7279).

BR 890

refers to the obligation of the developer of the main subdivision


Urban & Land to comply with the socialized housing standards and to completely develop the required
Use
socialized housing project if, for any reason, the developer of the compliance project
shall fail to do so.

Solidary Liability

BR 890

refers to a tract or a parcel of land registered under the Land Registration Act (Act No. 496)
Urban & Land
which is partitioned primarily for residential purposes into individual lots with or without
Use
improvements thereon, and offered to the public for sale, in cash or in installment terms.

Subdivision Project

BR 890

BR 890

BR 890

refers to the action or measure undertaken by HLURB to cause the development and
completion of the subdivision or condominium project at the expense of the owner or
Urban & Land
developer, jointly and severally, in cases where the owner or developer has refused or failed Takeover Development
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to develop or complete the development of the project as provided in Presidential Decree No ..
957.
refers to: (i) gross land area for development of subdivision projects without housing
Urban & Land
component; or (ii) gross land area for development plus the aggregate floor area of all housing Total Subdivision Area
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units of subdivision projects with housing components.
refers to the total cost of: (i) raw land, based on the zonal value at the time of application for
Urban & Land
Total Subdivision Project Cost
subdivision deveIopment permit, (ii) land development, and (iii) housing component
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construction.

BR 890

BR 890

Exam
Exam
Exam
Exam
Exam

Non-Combination of Cornpliance. The developer of main subdivision


Urban & Land
project shall not be allowed to use a combination of project area and project cost as
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basis for computation of a single contpliance.
The License to Sell of the main subdivision project rnay be suspended, cancelled, or revoked,
Urban & Land if the required compliance project has not been completely developed after the one year
Use
period or the period indicated in the work program of the compliance project as approved by
the HLURB
Under the PD 1517 known as Urban Land Reform Law an area is considered urban when it
Urban & Land
has a population density of _ and where 50% of economically active residents are engaged
Use
in non-agricultural activites.
Urban & Land The law providing for the comprehensive and integrated shelter and Urban Development
Use
Financing Program
Urban & Land _ refers to the act of allocating lands to different activities or class of land uses evolved
Use
and enacted through the town planning and zoning process
Urban & Land _usually presented in a land use map indicates the socially desired mix of land uses and a set
Use
of policies to guide future development
Urbanizable areas refer to sites and lands which considering present characteristics and
Urban & Land
prevailing condition display marked and great potential of becoming urban areas w/in the period
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of _ YRS

at least 1 000 persons per square kilometer


EO # 90
LAND USE CLASSIFICATION
LAND USE PLAN
-5

Exam

Urban & Land _ refers to land located in the fringes of built-up communities which has the provincial
Use
characteristics but is flavored with metropolitan utilities facilities and amenities

URBANIZABLE LAND

Exam

Tenants of urban land where their residence is constructed shall have the priority to buy the
Urban & Land land when the following requisites are present except? A. they are legitimate tenants B. they
Use
have occupied the land for at least ten (10) yrs C. the land is w/in an urban land reform zone D.
the landowner is not selling the land

D. THE LANDOWNER IS NOT SELLING THE


LAND Under RA 7279 shall be resorted to only
when other modes of acquisition have been
exhausted A. Negotiated Purchase B. Lend
Consolidation C. Expropriation D. Joint- Venture
Agreement,C. EXPROPRIATION

Exam

Exam

Urban & Land


Change from 1 classification or use of land property to another
RE-CLASSIFICATION
Use
As provided for by the Agrarian Reform Law lands awarded to a tenant beneficiary cannot be
the subject of a conversion permit within: A.w/in 1 year from grant of emancipation patent B. C. w/in 5 yrs FROM GRANT OF EMANCIPATION
Agrarian
w/in 2 yrs from grant of emancipation patent C. w/in 5 yrs from grant of emancipation patent D. PATENT
None of the above
Agrarian

The 2 criteria for CARP coverage is suitability of the land for agriculture and A. Its need for
carp purpose B. Its size and location C. its possibility of acquisition D. abusive landowners

C. ITS POSSIBILITY OF ACQUISITION

Exam

Agrarian

Tenants of urban land where their residence is constructed shall have the priority to buy the
land when the following requisites are present except? A. they are legitimate tenants B. they
have occupied the land for at least ten (10) yrs C. the land is w/in an urban land reform zone D.
the landowner is not selling the land

D. THE LANDOWNER IS NOT SELLING THE


LAND Under RA 7279 shall be resorted to only
when other modes of acquisition have been
exhausted A. Negotiated Purchase B. Lend
Consolidation C. Expropriation D. Joint- Venture
Agreement,C. EXPROPRIATION

Exam

Agrarian

Tenants may be awarded 5 hectares of unirrigated land and _if irrigated land. A. 5 hectares B.
6 hectares C. 4 hectares D. 3 hectares

D. 3 HECTARES

Exam

Agrarian

Cases where conversion of agricultural land cannot be allowed except:


A. Agricultural land w/in restricted areas designated under the national Integrated Protected
Areas System ( NIPAS ) including water shed and recharged areas of acquifier irrigated lands
D. AGRICULTURAL LANDS WITH DESTROYED
where water is available for rice and other crops production and all irrigated lands where water
IIRIGATION FACILITIES AND SCARCE
is not available but are w/in areas programmed for irrigation facility rehabilitation
AVAILABILITY OF WATER (can be allowed)
B. Irrigable lands already covered by irrigation projects with firm funding commitment
C. Agricultural lands w/in irrigation facilities operated by private organizations
D. Agricultural lands with destroyed iirigation facilities and scarce availability of water

Exam

Agrarian

refers to a title formally recognizing the rights of possession and ownership of ICCs/IPs over
their ancestral domains identified and delineated in accordance with this law;

Certificate of Ancestral Domain Title

Exam

Agrarian

refers to a title formally recognizing the rights of ICCs/IPs over their ancestral lands;

Certificate of Ancestral Lands Title

Exam

Exam

Urban & Land 7._ the law providing for a Comprehensive and Integrated Shelter and Urban Development
Use
Financing Program is _

Exam

Agrarian

Exam

Agrarian

Exam

Agrarian

Exam
Exam
Exam
Exam
Exam
Exam

Exam

Landowners other than banks and other financial institutions who voluntarily offer their lands
for sale shall be entitled to an additional _ percent cash payment
Has ruled that all agricultural lands that are already classified as commercial industrial or
residential before June 15 1988 no longer need any conversion clearance even if it is still
devoted to agricultural activity
Under DILG Memorandum Order No. 15-2002 the time frame for processing and action on
application for approval of subdivision plan is A. 15 days B. 30 days C. 45 days D. 60 days

EO #90 - the parent law of RA 8735 (ACT


PROVIDING FOR A COMPREHENSIVE AND
INTEGRATED SHELTER AND URBAN
DEVELOPMENT FINANCING PROGRAM)
5%
D. DOJ OPINION NO. 44 SERIES OF 1990

B. 30 DAYS

Law that mandate DAR to approve or disapprove conversion A.EO 129-A B.EO 101-B C.EO
A. EO 129-A
6557 D.EO 1081
The act of authorizing the change of the current use of a piece of agricultural land into
Urban & Land
non-agricultural use such permit is proper only upon issuance of a clearance from the
Conversion
Use
Department of Agrarian Reform (DAR Clearance)
Urban & Land Refers to land devoted to agriculture as defined in RA 6657 and owned by natural or juridical
Agricultural Land
Use
persons or by the government in its private capacity
Urban & Land
Determines if a particular land ceases to be economically sound for agricultural purpose
Department of Agrarian Reform (DAR)
Use
Urban & Land
PD 1517
Urban Land Reform Law
Use
Urban & Land
Urban Land Reform Law / Urban Land Reform Act
PD 1517
Use
Agrarian

Under the PD 1517 known as Urban Land Reform Law an area is considered urban when it has
Urban & Land
a population density of at least 1 000 persons per square kilometer and where_ of economically 50%
Use
active residents are engaged in non-agricultural activites.

Exam

Exam
Exam

Under the PD 1517 known as Urban Land Reform Law an area is considered urban when it has
Urban & Land
a population density of at least 1 000 persons per square kilometer and where 50% of
Non-Agricultural
Use
economically active residents are engaged in _ activites.
Urban & Land
PD 1517
Use
_ provided protection for legitimate tenants and requires clearance for development proposals
Urban & Land
and land transactions in proclaimed areas in Urban Land Reform Zones and Bagong Lipunan
Use
sites

Urban Land Reform Decree June 11 1978


PD 1517

Exam

Urban & Land PD 1517 provided protection for legitimate tenants and requires clearance for development
Use
proposals and land transactions in proclaimed areas in_ and Bagong Lipunan sites

Urban Land Reform Zones

Exam

Urban & Land PD 1517 provided protection for legitimate tenants and requires clearance for development
Use
proposals and land transactions in proclaimed areas in Urban Land Reform Zones and_

Areas for priority development

Exam

A center in the primate region of the country that operates in accordance w/ RA 7279
Urban & Land
otherwise known as the Urban Development and Housing Act of 1992 n Exec Order no. 184
Use
covering its implementing rules and regulations for this operational function

Socialized Housing One-Stop Processing Center


(SHOPC)

Exam

_ is a mortgage financing program of the National Home Mortgage Finance Corporation


THE COMMUNITY MORTGAGE PROGRAM
Urban & Land
(NHMFC) which assists legally organized associations of underprivileged and homeless citizens
(CMP)
Use
to purchase and develop a tract of land under the concept of community ownership

Exam
Exam
Exam
Exam

Urban & Land


Use
Urban & Land
Use
Urban & Land
Use
Urban & Land
Use

The acquisition of land in advance of actual need based on present value for future planned
development is referred to under the Urban Land Reform law as

Land Banking

Change from one (1) classification or use of land property to another is called _

CONVERSION

As provided by R.A. 7279 a developer of a subdivision is required to develop equivalent of _


percent of the project for _

TWENTY (20%) SOCIALIZED HOUSING

The priority right of a tenant to buy the land located in an urban land reform area is known as _ TENANT'S RIGHT OF FIRST REFUSAL

Exam

The right of pre-emption or right of 1st refusal under PD 1517 (Urban Land Reform) is
Urban & Land
exercisable by a legitimate tenant in urban land if he has occupied the land for _ A. 6 yrs B.
Use
over 30 yrs C. not less than 1 yr D. at least 10 yrs E. 5 yrs continuous possession

D. AT LEAST 10 yrs

Exam

The following are modes of acquiring lands for the purposes of the Urban Development and
Urban & Land
Housing Act of 1992 except A. Joint venture agreement B. Negotiated purchases C.
Use
Community mortgage D. Accretion E. Expropriation

D. ACCRETION

Exam

The following are priorities of lands that may be acquired for socialized housing purposes under C. REGISTERED BUT IDLE LANDS (included in
Urban & Land
RA No. 7279 except A. lands owned by the government B. privately owned lands C. registered the priority is C. Unregistered or abandoned and
Use
but idle lands D. alienable lands of public domain E. BLISS not yet acquired
idle lands

Exam

Effects where a beneficiary of the socialized housing program unlawfully sell transfer or
Urban & Land otherwise dispose of his lot or right there on: A. Sale or transfer shall be acceptable B.
Use
Beneficiary keeps his right to the land C. Beneficiary maintains his total amortization D.
Beneficiary shall be barred from the benefits of socialized housing for 10 yrs

Exam
Exam
Exam

Exam

Exam
Exam
Exam
Exam
Exam
Exam
Exam
Exam
Exam
Exam

Urban & Land


Use
Urban & Land
Use
Urban & Land
Use

Beneficiary of land may not sell transfer convey through hereditary succession said land for a
C. 10 yrs
period of: A. 5 yrs B. 7 yrs C. 10 yrs D. 12 yrs
_ is the act of authorizing the change of the current use of a piece of land into some other
CONVERSION
use
_ refers to the act of allocating lands to different activities or class of land uses evolved and
LAND USE CLASSIFICATION
enacted through the town planning and zoning process

_ is a mortgage financing program of the National Home Mortgage Finance Corporation which
Urban & Land
assists legally organized associations of underprivileged and homeless citizens to purchase
Use
and develop a tract of land under the concept of community ownership
_ the act of specifying how agricultural lands shall be utilized for non-agricultural uses
Urban & Land
such as residential industrial or commercial, as embodied in the land use plan, subject to the
Use
requirements and procedure for land use conversion
_usually presented in a land use map indicates the socially desired mix of land uses and a set
Agrarian
of policies to guide future development
Agricultural lands with a slope of _ percent are exempt from the coverage of the Agrarian
Agrarian
Reform Law
_has the exclusive authority to approve or disapprove applications for conversions of
Agrarian
agricultural lands for residential commercial industrial and other land uses
For landowner retention limit is maximum of _hectares and for each children of the landowner
Agrarian
_hectares provided the child is at least _yrs of age and actually_the farm
The acquisition of land in advance of actual need based on present value for future planned
Agrarian
development is referred to under the Urban Land Reform law as
Agrarian
Change from one (1) classification or use of land property to another is called _
_is that cash or payment in kind given by landowner or developer to tenants farm workers or
Agrarian
bonafide occupants to be affected by the DAR conversion
As provided by R.A. 7279 a developer of a subdivision is required to develop equivalent of _
Agrarian
percent of the project for _
Agrarian

D. BENEFICIARY SHALL BE BARRED FROM


THE BENEFITS OF SOCIALIZED HOUSING
FOR 10 yrs

THE COMMUNITY MORTGAGE PROGRAM


(CMP)

RE-CLASSIFICATION
LAND USE PLAN
18%
DAR
5 HECTARE 3 HECTARES EACH 15 YRS
TILLING OR DIRECTLY MANAGING
LAND BANKING
CONVERSION
DISTURBANCE COMPENSATION
TWENTY (20%) SOCIALIZED HOUSING

The priority right of a tenant to buy the land located in an urban land reform area is known as _ TENANT'S RIGHT OF FIRST REFUSAL
Conversion permit of agricultural land of not more than 5 hectares shall be approved by
REGIONAL AGRARIAN REFORM OFFICE
the _
Urbanizable areas refer to sites and lands which considering present characteristics and
prevailing condition display marked and great potential of becoming urban areas w/in the period -5
of _ YRS

Exam

Agrarian

Exam

Agrarian

Exam

Agrarian

Registration of sale of a five (5) hectare agricultural land must be accompanied by _

DAR CLEARANCE

Exam

Agrarian

_ refers to land located in the fringes of built-up communities which has the provincial
characteristics but is flavored with metropolitan utilities facilities and amenities

URBANIZABLE LAND

Exam

Agrarian

PAR C is _

PRESIDENTIAL AGRARIAN REFORM COUNCIL

Exam

Agrarian

PARCCOM is _

PROVINCIAL AGRARIAN REFORM


COORDINATING COMMITTEE

Exam

Agrarian

B ARC is _

BARANGAY AGRARIAN REFORM COMMITTEE


(should this be community)

Exam

Agrarian

Agrarian reform law of October 21 1972 refers to _

PD 27

Exam

Agrarian

In case of sale of agricultural lands not exceeding five (5) hectares aside from clearance
C. AFFIDAVIT OF TOTAL OR AGGREGATE
from DAR buyer must also submit what document? A. Undertaking to surrender land in excess
LANDHOLDING (Caution in this Q: Buyer is the
of retention limits B. Affidavit of compliance with CARL C. Affidavit of total or aggregate
one executing the affidavit not the seller)
landholding D. Certification from DAR E. Affidavit of waiver

Exam

Agrarian

The right of pre-emption or right of 1st refusal under PD 1517 (Urban Land Reform) is
exercisable by a legitimate tenant in urban land if he has occupied the land for _ A. 6 yrs B.
over 30 yrs C. not less than 1 yr D. at least 10 yrs E. 5 yrs continuous possession

D. AT LEAST 10 yrs

Exam

Agrarian

The following are modes of acquiring lands for the purposes of the Urban Development and
Housing Act of 1992 except A. Joint venture agreement B. Negotiated purchases C.
Community mortgage D. Accretion E. Expropriation

D. ACCRETION

Exam

Agrarian

The following are priorities of lands that may be acquired for socialized housing purposes under C. REGISTERED BUT IDLE LANDS (included in
RA No. 7279 except A. lands owned by the government B. privately owned lands C. registered the priority is C. Unregistered or abandoned and
but idle lands D. alienable lands of public domain E. BLISS not yet
idle lands

Exam

Agrarian

Exam

Agrarian

Registration of sale of a five 5 hectare agricultural land must be accompanied by_ A. DAR
Conversion Permit B. HLURB License to Sell C. DAR Clearance D. LGU Development Permit C. DAR CLEARANCE
E. All of the above
As provided for by the Agrarian Reform Law lands awarded to a tenant beneficiary cannot be
C. w/in FIVE (5) yrs FROM GRANT OF
the subject of a conversion permit within: A. w/in one (1) year from grant of emancipation
EMANCIPATION PATENT
patent B. w/in two (2) yrs from grant of emancipation patent C. w/in five (5) yrs from grant of
emancipation patent D. None of the above
Effects where a beneficiary of the socialized housing program unlawfully sell transfer or
otherwise dispose of his lot or right there on: A. Sale or transfer shall be acceptable B.
Beneficiary keeps his right to the land C. Beneficiary maintains his total amortization D.
Beneficiary shall be barred from the benefits of socialized housing for 10 yrs

D. BENEFICIARY SHALL BE BARRED FROM


THE BENEFITS OF SOCIALIZED HOUSING
FOR 10 yrs

Exam

Agrarian

Exam

Agrarian

Exam

Agrarian

Exam

Agrarian

Exam

Agrarian

Exam

Agrarian

Refers to patents for residential commercial industrial educational charitable and other similar
purposes as governed by Chapter IX of the Public Land Act ( Com. Act 141 as amendeD. A.
Miscellaneous Sales Patent B. Free Patent C. Sales Patent D. Special Patent

Exam

Agrarian

Refers to Patent issued only by the President of the Philippines for a particular purpose
(reclaimed land along Roxas BlvD. and in Cebu untitled patrimonial property in the vast area of C. SPECIAL PATENT
Fort Bonifacio) A. Free Patent B. Homestead Patent C. Sales Patent D. Special Patent

Exam

Agrarian

Exam

Agrarian

Exam

Agrarian

Exam

Agrarian

Exam

Exam

Agrarian

Agrarian

Ecology

Beneficiary of land may not sell transfer convey through hereditary succession said land for a
period of: A. 5 yrs B. 7 yrs C. 10 yrs D. 12 yrs
Refer to those issued by the Bureau of Land ( now DENR) under Public Act Land (
Commonwealth Act. No. 141) on the basis of continuous occupation by the applicant to land
classified as alienable or disposable land of the public domain. The last implementing law which
expired on Dec 31 2000. A. Free Patent B. Homestead Patent C. Sales Patent D. Special
Patent
Refers to grant of public land to persons seeking to establish and maintain agricultural homes
on condition of actual continuous and personal occupancy of the area as a home including
cultivation and improvement of the land. A. Free Patent B. Homestead Patent C. Miscellaneous
Sales Patent D. Sale Patent
Refers to the release for agricultural purpose the Insular Government Property Sales
Application under RA 3038 A. Free Patent B. Homestead Patent C. Sales Patent D. Special
Patent

Refer to land devoted to or suitable to agriculture as defined in RA 6657 and owned by private
natural or juridical persons. A. Farm land B. Cultivated farm land C. Private land D. Irrigated
farm land
Tenants may be awarded 5 hectares of unirrigated land and _if irrigated land. A. 5 hectares B.
6 hectares C. 4 hectares D. 3 hectares
The retention unit of landowner under CARP is A. 5 has. for the landowners and 3 has. Per
child irrespective of age B. 5 has for the landowner and 3 has per child who must be at least 15
yrs old C. 5 has for landowner and 5 has per child whether or not they till or manage the lanD.
D. 5 has for the landowner and 3 has per child who must be at least 15 yrs old and actually
tilling or managing the land
_ is the act of authorizing the change of the current use of a piece of land into some other use
Valid transactions involving agricultural land except:
a. Sale to private parties, regardless of hectarages, executed before the effectivity of RA 6657
on June 15, 1988, provided the sale is registered with the Register of Deeds within 3 months
from June 15, 1988.
b. Sale to private parties executed after the effectivity of RA 6657 covering areas to be retained
in favor of transferees whose total landholdings, including the land to be acquired, do not
exceed 5 hectares.
c. Sale in favor of government, Land Bank or Dept. of Agrarian Reform regardless of
hectarage;
Sale by agrarian reform beneficiaries after 10 years from the issuance and registration of land
ownership award (CLOA)
d. Sale to private parties executed before the effectivity of RA 6657 covering areas to be
retained in favor of transferees whose total landholdings, including the land to be acquired, do
not exceed 5 hectares.

C. 10 yrs

A. FREE PATENT (SEE RA 6940)

B. HOMESTEAD PATENT

C. SALES PATENT

A. MISCELLANEOUS SALES PATENT

Answer should be AGRICULTURAL LAND


D. 3 HECTARES
D. 5 HAS FOR THE LANDOWNER AND 3 HAS
PER CHILD WHO MUST BE AT LEAST 15 yrs
OLD AND ACTUALLY TILLING OR MANAGING
THE LAND.
CONVERSION

d. Sale to private parties executed before the


effectivity of RA 6657 covering areas to be
retained in favor of transferees whose total
landholdings, including the land to be acquired,
do not exceed 5 hectares.

39. Government required approvals for development of agricultural land into subdivision project
except:
a. DAR conversion permit; DENR-ECC;
d. HUDCC- license to develop; LMB topography
b. LGU-development permit & local clearance; LRA /LMB- approval individual lots-technical
survey
description
c. Registry of Deeds Individual title; HLURB- license to sell & certificate of registration
d. HUDCC- license to develop; LMB topography survey
A layer in the stratosphere level of 10km to 50km high that protects the Earth from deadly rays
of the sun

Ozone Layer

Surveying
Surveying

The accurate measurement of land to determine its boundaries, its area, its countours or
elevation.
A subdivision plan prepared for a rolling terrain condition

Surveying
Curvilinear layout
Topographic map

Surveying

_ is a survey map indicating the elevation and contour of the property.


is the map indicating the physical features of a locality or region. It describes its elevation,
contours or flatness.
Topographic map is a survey map indicating the_ and contour of the property.

Surveying

Topographic map is a survey map indicating the elevation and_ of the property.

Contour

Surveying

A map showing the terrain configuration of a parcel of land represented by contour lines

Contour Map

Surveying

Lines in a topographic map which indicate the elevation of the terrain at various sections

Contour lines

Surveying

Lines in countour map, all points of which are of the same elevation.

Contour lines

Surveying

A map that shows the location of the property indicating known landmarks such as church
bridge school commercial establishment and name of roadways leading to the property

Location Map

Surveying
Surveying

Topographic map
Elevation

Surveying

A map showing the configuration of a parcel of land and also the basic information of a
survey plan
To determine the shape and dimensions of the lot being purchased, the buyer must be able to
obtain a copy of this plan.
a map which provides the general location of a real property including the surrounding
landmarks and reference points
a flat representation of the earth's survey

Surveying

A scale of 1:200 in surveying is_ is equal to 2 m.

1 cm

Surveying

A scale of 1:200 in surveying is 1 cm is equal to_ .

200cm 2 m

Surveying

A kind of survey where the shape of the earth is taken into account in computing the results

Geodetic Survey

Surveying

Surveying

Lot Plan
Lot Plan
Vicinity Map
Map

Surveying

A kind of survey in which photographs are used to determine the configuration of land manmade and natural features
The first survey undertaken on a piece of land to determine its technical descriptions area and
relative location with other lands
Methods of identifying the boundaries of a parcel of land by placing stakes or pins in the
ground or by pointing marks on stone wall or rocks
Survey conducted on a property to relocate the boundaries and monuments. Through this,
it could be establshed where there was an increase or decrease in area as appearing in the
title.
Survey of wide extent within a municipality or a province for the purpose of locating property
lines in connection with existing ownership
Refers to the imaginary line connecting from a reference point to point "1" of any given lot
plan
an imaginary line connecting from the know geographic position (tie point) to the corner of
the titled property, usually point "1".
Imaginary Lines used by surveyors to find and describe the location and boundaries of real
property
Fixed objects and points established by the surveyors to establish land locations

Tie Point

Surveying

A reference point with known geographic position established by the Bureau of Lands

Tie Point

Surveying
Surveying
Surveying
Surveying
Surveying
Surveying
Surveying
Surveying

Surveying

Surveying
Surveying
Surveying
Surveying
Surveying
Surveying
Surveying

A reference point with known geographic position established by the Bureau of Lands as
Bereau of Lands Location Monument (BLLM) or Bureau of Lands Barrio Monument (BLBM).
Point "1" of all lots is tied to a reference point to avoid overlapping of properties. In case the
location monuments of a lot are lost, it can be relocated without problem by referring to a tie
point.
It is a plan showing how a property will be subdivided indicating the layout and sizes of the
subdivision lots, roads, playground, open spaces, and other amenities
A standard term used to a fixed object or as reference point established and set by a
geodetic engineer to indentify the land boundaries
gives the direction of a line or boundary. Expressed in degrees.

Photogrammetry Survey
Original Survey
Relocation Survey
Relocation Survey
Cadastral Survey
Tie Line
Tie Line
Base & Meridian

Tie Point

Subdivision Scheme
Cylindrical Concrete Monument
Bearing or Azimuth

the angle made by a property line and the North South Line
the capacity to interpret the technical description oin the certificate of title to come out with a
rough lot plan
The following are types of property descriptions ordinarily used in deeds contracts offer to sell
and lease except: A. Lot number B. Bearing and azimuth C. Monuments D. Rectangular survey
E. Metes and bounds

Bearing

Survey symbols that represent the subdivision survey by private geodetic engineer

Psd

Plotting skills
B. Bearing and azimuth these are just angles and
do not describe anything else

Psd - Private Subdivision Survey


Pcn - Consolidation Survey (Consolidation Only)
Pcs - Consolidation Subdivision
Psu - Original Survey
Psu-B - Original Survey by Bureau Land Surveyor
Surveying

Surveying
Surveying
Surveying

Which of the following reasons is not a valid justification to conduct a topographic survey? A.
As a basis for determining the cost of land development B. As a basis for establishing points
and locating the land boundaries C. As a basis for designin
A land survey always uses a reference point which could be: A) Bureau of Lands Location
Monument B) Municipal Location Monument C) Provincial Boundary Monument D) City
Boundary Monument E) All of the above
In an approved lot plan you will never find a direction described as: A) N 78 deg. 27" E B) S 1
deg. 78" E C) N 92 deg. 37' 40" E D) Due North
In some old Spanish titles the unit of measure of 1 are is equivalent to

B. As a basis for establishing points and locating


the land boundaries
E) All of the above
C) N 92 deg. 37' 40" E directions must be in the
range (0 90) excluding both 0 and 90
100 m

Surveying

Bearing or Azimuth
To plot a given property the basic data needed are the_ and distance of the lines indicated in
Bearing
the lot descriptions.
To plot a given property the basic data needed are the bearing and_ of the lines indicated in
Distance
the lot descriptions.
The technical description in the TCT of real property can be readily plotted on a sheet of paper
Bearing distances from lot points
by using what kind of data?
1 Hectare = 10,000 square meters

Surveying

1 Hectare = 2.47105381 Acres

Surveying

1 Hectare = 100 ares; so if ares is given, divde the value by 100 to convert to hectares

Surveying
Surveying
Surveying

Surveying

1 Hectare = 10,000 centares; so if centares is given divide the value by 10,000 to convert to
hectares

Surveying

A tract of agricultural land measuring 2 hectares 86 ares and 700 centares has a total area of _. 29 300 m 2.93 hectares

Surveying

A professional person who determines the shape contour and measurement of land

Geodetic Engineer

Surveying

_ refers to a subdivision plan where the resulting blocks are rectangular in shape.

Gridiron layout

Surveying

Gridiron layout refers to a subdivision plan where the resulting blocks are_ in shape.

Rectangular

Surveying

BLLM

Bureau of Lands Location Monument

Surveying

BLBM

Bureau of Lands Barrio Monument

Surveying

PBM

Provincial Boundary Monument

Surveying

Public Land Subdivision

Surveying

Pls
A plan showing how a property will be subdivided indicating the layout and sizes of the
subdivision lots roads playgrounds open spaces and other amenities
The accurate measurement of land to determine its boundaries its area and its contours or
elevation
A_ survey are done by the government

Surveying

A public survey are done by the_

Government

Surveying
Surveying

Subdivision Scheme
Surveying
Public

1 M = 100 M which is the same as 100 CM = 100 M or 1 CM = 1 M


Surveying
Surveying
Surveying
Surveying

Finance
Finance
Finance
Finance

Finance
Finance

1: 200 M which mean 1 M = 200 M or 100 cm = 200 M or 1 CM = 2 M


an imaginary line connecting from the know geographic position (tie point) to the corner of
the titled property, usually point "1".
Imaginary Lines used by surveyors to find and describe the location and boundaries of real
property
Measurements & Boundaries. A term used in describing the boundary lines of land, setting
forth all the boundary lines, together with terminal points and angles.

Tie Line
Base & Meridian
Metes & Bounds
Comprehensive Agrarian Reform Program CARP
June 10 1988
RA 6657 Comprehensive Agrarian Reform
Program June 10 1988

Agrarian

RA 6657

Agrarian

CARP

Agrarian

RA 9700

Comprehensive Agrarian Reform Program


Extension with Reforms CARPER August 7 2009

Agrarian

CARPER

RA 9700 Comprehensive Agrarian Reform


Program Extension with Reforms August 7 2009

Lays out basic requirements for lender underwriting. The originator of the loan must verify all
Pag-ibig Fund sources of income and assets and verify that the borrower has the ability to repay the
mortgage.
1.To Qualify for a housing loan applicant must be a member under Pag-IBIG I Membership
Pag-ibig Fund
Program for at least_
2.is the maximum lot area under the Pag-IBIG Housing Loan Program. (adjoining lots now
Pag-ibig Fund
allowe D. )
Pag-ibig Fund 3.The maximum amount of loan available under the Pag-IBIG Housing Loan Program is _

Qualified Mortgage Rule QM


24 months.
1000 sqm
P6 000 000.

Actual need
Capacity to pay
Loan to appraisal Value ratio.
5.Based on Capacity to Pay, loan is limited to an amount for which monthly repayment shall not 35% for loans not exceeding P1 250 000 (equal
Pag-ibig Fund exceed ___ % of the borrowers gross income for loans not exceeding __, and __ % for loans and below)
exceeding __
30% for loans exceeding P1 250 000
6.Maximum of _ qualified co-borrowers can provided they are related within _ civil degree of
Pag-ibig Fund
3 qualified borrowers / second
consanguinity or affinity
Pag-ibig Fund 4.The maximum loan is based on the lowest of the following:

Up to P1 250 000.00 - 90%


Over P1 250 000.00 to P6 000 000 00 - 80 %.
Finance

Pag-ibig Fund 7. Loan-to appraisal value ratio shall be based on the following:
For developer assisted Housing loans up to P450
000.00 100 % (for socialized housing and
residential unit)

Finance

BES (Borrower's Evaluation System)

Finance

Pag-ibig Fund 8.The loan to value ratio is adjustable depending on the result of the_
9.To be eligible for a housing loan under the Pag-IBIG Housing Loan Program the borrower
Pag-ibig Fund
must not be more than _ at loan maturity and must be insurable
18.An Active PAG-IBIG member with at least 24 months contributions at the time of the loan
Pag-ibig Fund
application should be not more than _ years old at the age of loan maturity
Not more than __ years old at the date of loan application, and must be insurable; provided
Pag-ibig Fund
further, that he is not more than __ at loan maturity
13.All borrowers up __ to years old with loans up to P2M shall no longer be subjected to
Pag-ibig Fund
underwriting approval
28.Full medical examination needed for loan applicant of over P 2 000 000 and age of__and
Pag-ibig Fund
above
Pag-ibig Fund 10.Penalty for default is for every day of delay of monthly amortization

Finance

Pag-ibig Fund 11.MRI means

Mortgage Redemption Insurance

Finance

Pag-ibig Fund 12.NEL is _


13.All borrowers up __ to years old with loans up to P2M shall no longer be subjected to
Pag-ibig Fund
underwriting approval
Pag-ibig Fund 14.There is default if borrower failed to pay for consecutive months

No-evidence limit.

Total Accumulated value

Finance

Pag-ibig Fund 15.TAV is


16.refers to failure to pay 3 consecutive monthly amortization and membership contribution and
Pag-ibig Fund
other loan obligation
17.is a provision that allows maximum of 3 qualified members related within the second
Pag-ibig Fund
degree of consanguinity
18.An Active PAG-IBIG member with at least 24 months contributions at the time of the loan
Pag-ibig Fund
application should be not more than _ years old at the age of loan maturity
Pag-ibig Fund 19.Mode of payment may be thru issuance of postdated checks or

Finance

Pag-ibig Fund 20.Processing fee of P 1 000 upon filing of HLA & upon loan take out

P2 000

Finance

Pag-ibig Fund 21.Full medical examination is needed for loan applicant of over _ and age of_ and above

P 2 000 000 / 60

Finance
Finance
Finance
Finance
Finance

Finance
Finance
Finance
Finance
Finance
Finance

70 years old
70
65 / 70
60
60
1/20 of 1% or 5% of 1%

60
3

Default
Tacking provision
70
salary deduction

Finance

Pag-ibig Fund 22.Monthly amortization shall commence on

Finance

1) mandatory and/or upgraded membership, if


23.A borrower who is behind payment when payment is made shall be applied according to the
applicable
following order of priority
2) penalties
Pag-ibig Fund
3) insurance premiums
Code: MPIP
4) principal & interest

Finance

Pag-ibig Fund 24. NOA means

Notice of Approval

Finance

Pag-ibig Fund 25.Yearly real estate taxes shall be for the account of _
26.Borrower shall be allowed to lengthen or shorten the loan term only__during the life of the
Pag-ibig Fund
loan.
Pag-ibig Fund 27.Mode of payment may be thru issuance of postdated checks or __
28.Full medical examination needed for loan applicant of over P 2 000 000 and age of__and
Pag-ibig Fund
above

borrower

Finance

Pag-ibig Fund 29.Monthly amortization shall commence on _

A. Month immediately following the loan take out

Finance

30.A borrower who is behind payment when payment is made shall be applied according to the
following order of priority: A. Penalties upgrading membership contribution insurance premiums
Pag-ibig Fund interest & principal B. Upgrade contribution penalties insurance premium principal interest C.
Ans. B.
Interest insurance penalties upgrade contribution D. Principal interest & penalties insurance
upgrade membership

Finance

Pag-ibig Fund

Finance

Pag-ibig Fund

Finance

Pag-ibig Fund

Finance

Pag-ibig Fund

Finance

Pag-ibig Fund

Finance

Pag-ibig Fund Membership Contribution of Php 2950 for loan upto Php 5,900,000 to Php 6,000,000

Finance

Pag-ibig Fund

Finance

Pag-ibig Fund Loan appraisal value ratio may be adjusted depending on the result of __

Finance

Pag-ibig Fund

Finance
Finance
Finance

For purposes of satisfying the membership requirement for housing loans, the period
corresponding to the ___ applier earlier to a member's outstanding loan shall be considered

Finance

Pag-ibig Fund

No Evidence Limit (NEL) - The NEL shall be Php 2MM. As such, all borrowers up to 60 years
old with loands of up to Php 2MM shall no longer be subjected to underwriting approval.

Finance

Pag-ibig Fund

Surety Bond needed (not heir bond) in case the property is subject to Sec 4 Rule 74 of the
Ruels of Court

REIT

REIT
REIT
REIT
REIT
REIT

Salary deduction
60

Total Accumulated value (TAV)


Borrower's Evaluation System (BES)

The loan shall be repaid at a maximum term of 30 years and shall, in no case, exceed the
difference between the present age and age 70 of the principal borrower.

Finance

REIT

B. Once (see HDMF Circular No. 247)

31. The net disposable income is the gross family income less _ and monthly amortization on
statutory deduction
outstanding obligations. (see HDMF Circular No. 300)
maximum of 3 qualified Pag-ibig members may be tacked into a single loan which is secured by
the same collateral, provided they are related within the 2nd civid degree of consanguinity or
affinity
PDC issued by the borrower, co-borrower or relatives up to the first civil degree of affinity or
consanguinity.
Accommodation mortgages shall be allowed only for borrowers who are related up to second
civil degree of consanguinity or up to the first civil degree of affinity of the prinicipal
borrower.
Membership Contribution of Php 200 for loan upto Php 500,000

Pag-ibig fund and the employer shall enter into a collection agreement stipulating, among
Pag-ibig Fund others, that the deduction fro the employee's Pag-ibig housing loan shall have priority over
other obligations ..
Pag-ibig Fund Review section 8.3

Finance

month immediately following the load take out.

of a person includes:
i. Any relative of such person within the fourth (4th) degree of consanguinity or affinity; and
ii. Any company in which he/she and his/her relative within the fourth (4th) degree of
consanguinity or affinity, directly or indirectly, has an interest of twenty - five percent (25%) or
more.
means a corporation that directly or indirectly, through one or more intermediaries, is controlled
by, or is under the common control of another corporation, which thereby becomes its parent
corporation.
means a corporation more than fifty percent (50%) of the voting stock of which is owned or
controlled, directly or indirectly, through one or more intermediaries, by another corporation,
which thereby becomes its parent corporation.
means a corporation which has control over another corporation, directly or indirectly, through
one or more intermediaries
means the parent, subsidiary or affiliate of the REIT.
means any person who, acting alone or in conjunction with one or more other persons, directly
or indirectly, contributes cash or property in incorporating a REIT.
means the articles of incorporation and bylaws of a REIT.

Associate

Affiliate

Subsidiary
Parent
Related Corporation
Sponsor/Promoter
Constitutive Documents

REIT

means the total value of the REIT's assets based on the latest valuation determined m
accordance with the rules and regulations promulgated by the Commission.

Deposited Property

REIT

means net income as adjusted for unrealized gains and losses/expenses and impairment
losses and other items in accordance with internationally accepted accounting standards.
Distributable income excludes proceeds from the sale of the REIT's assets that are re invested in the REIT within one (1) year from the date of the sale.

Distributable Income

REIT

means any entity registered with the Commission as a stock exchange pursuant to the
Securities Regulation Code.

Exchange

REIT

means real property which is held for the purpose of generating a regular stream of income
such as rentals, toll fees, user's fees and the like, as may be further defined and identified by
the Commission. The Commission may promulgate rules to include real rights over real
property, provided they generate interest or other regular payments to the REIT.

Income - generating Real Estate

REIT

refer to funds of the REIT that can be placed in investment vehicles other than income
generating real estate such as real estate - related assets, managed funds, government
securities, and cash and cash equivalents.

Investible Funds

REIT

mean any arrangement whereby funds are solicited from the investing public and pooled for the
purpose of Investing in securities duly registered with and/or approved by the appropriate
Managed Funds
regulatory agency of the government for investment by the REIT.

REIT

are derivatives and other securities created exclusively out of one or more financial instruments
to simulate the returns of the underlying financial instruments, such as credit - linked notes,
Synthetic Investment Products
collateralized debt obligations. total return swaps, credit spread options, credit default options,
and similar products determined by the Commission.

REIT

means i. Debt securities and listed shares issued by listed property companies; or Ii. Other
funds and assets, including personal property, incidental to the ownership of real estate.

REIT

" refers to an agreement or arrangement where the amount involved is at least five percent
(5%) of the deposited property of the REIT or which is not entered into in the ordinary course of
Material Contract
business of the REIT: Provided, however, That the following shall be deemed a material
contract regardless of the amount

REIT

means the total value of the REIT's assets based on the latest valuation determined m
accordance with the rules and regulations promulgated by the Commission.

REIT
REIT

means the total '1ssets less total liabilities as determined by the implementing rules and
regulations (lRR) of the Commission.
means a stockholder who is directly or indirectly the beneficial owner of more than ten percent
(10%) of any class of security of the REIT.

Real Estate Related Assets

Deposited Property
Net Asset Value
Principal Stockholder

REIT

IS a stock corporation established in accordance with the Corporation Code of the Philippines
and the rules and regulations promulgated by the Commission principally for the purpose of
owning income - generating real estate assets. For purposes of clarity, a REIT, although
designated as a "trust", does not have the same technical meaning as "trust" under existing
laws and regulations but is used herein for the sole purpose of adopting the internationally
accepted description of the company in accordance with global best practices.

Real Estate Investment Trust' or "RElT'

REIT

refers to the plan, including its amendments, of the REIT registered with the Commission.

REIT Plan

REIT

means the pertinent items of gross income specified in Section 32 of the National Internal
Revenue Code of 1997, as amended, less all allowable deductions enumerated in Section 34 of
the National Internal Revenue Code of 1997, as amended, less the dividends distributed by a
Taxable Net Income
REIT out of its distributable income as of the end of the taxable year as: (a) dividends to
owners of the common shares; and (b) dividends to owners of the preferred shares pursuant to
their rights and limitations specified in the articles of incorporation of the REIT.

REIT

Capitalization - A REIT must have a minimum paid - up capital of Three hundred million pesos
(Php300, 000.000.00).
Minimum Public Ownership - A REIT must be a public company and to be considered as such,
'a REIT, must: (a) maintain its status as a listed company; and (b) upon and after listing, have
at least one thousand (1,000) public shareholders each owning at least fifty (50) shares of any
class of shares who in the aggregate own at least one - third (1/3) of the outstanding capital
stock of the REIT.
Investment in real estate located outside the Philippines __ and only upon special authority
not more than 40%
from the commission
Investment in Synthetic Investment Products not more than 5%

REIT

Income generating Real Estate should be at least __ of the deposited property of the REIT

at least 75%

REIT

Contract value of property development activities undertaken and investments in uncompleted


property developments should not __ of the deposited property of REIT

not exceed 10%

REIT

Single Entity Limit - Not more than fifteen percent (15%) of investible funds of the REIT may be
not more than 15% on one issuer's securities
invested in any one issuer's securities or anyone managed fund, except with respect to
not more than 25% on Government Securities
government securities where the limit is twenty - five percent (25%).

REIT

Aggregate Leverage Limit - The total borrowings and deferred payments of a REIT should not
exceed, 'thirty - five percent (35%) of its deposited property: Provided, however, That the total
borrowings and deferred payments of a REIT that has a publicly disclosed investment grade
credit rating by a duly accredited or internationally recognized rating agency may exceed thirty five percent (35%) but not more than seventy percent (70%) of its deposited property.

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Related Party Transactions - Any contract or amendment thereto, between the REIT and
related parties, including contracts involving the acquisition or lease of assets and contracts for
services, must comply with the following minimum requirements:
iii. Approved by at least a majority of the entire membership of the board of directors, including
the unanimous vote of all independent directors of the REIT;

REIT

Valuation of REIT assets should be done at least __

REIT

Fund Manager - A REIT must appoint a fund manager that is independent from the REIT and
its sponsor(s)/ promoter(s) and shall be subject to the following minimum requirements:
a. It must be a corporation.
It must have a minimum paid up capital stock or assigned capital of Php 10 MM
c. It must employ a resident chief executive officer and at least two (2) full - time professional
employees who have a track record' and experience in financial management as well as
experience in the real estate industry.
d. It must comply with the corporate, governance requirements, including the fit and proper
rule, prescribed by this Act and its IRR;

REIT

Independent Directors - At least one - third (113) of the board of directors of a REIT must be
independent directors.

REIT

Executive Compensation - The total annual compensation of all executive officers of the REIT
shall not exceed such percentage of the net income before regular corporate income tax of the
REIT during the immediately preceding taxable year, as may be provided in the IRR of this Act
and shall be governed by the provisions on related party transactions.

REIT

Fund Manager and Property Manager Fees - Fees received by the REIT fund manager and the
RET property manager from the REIT shall not exceed one percent (1%) of the net asset value
of the assets under management.

once a year