IPUEILlei Mu;rUAL

,

WI:IOiLU(-Q~WNJE9 S'UBSiIIDI.AB¥ Q,F PUBLII:C BA~I')IIK

Dana Pengurusan Inflasi

Dana Pengurusan Pendidikan

Dana Pengurusan Persaraan

Dana Pengurusan Hutang

azmanasma@qmail.com /019-5800065

APA ITU PERANCANGAN KEWANGAN ?

Pentblgkah kelPada k.ita?' Perancangan kewangan iiallah aatu pellan yang m,enggariiskan us,aiha yang Imlenbatkan diis,iipll,iin tertentu untlllkm1eng!urus dengan baik sum,ber lPendapatan" aset" hutang supaya setialP pef"bellan~aan yangl dibuat mlendatanglkan faedah yang olPtim,a.

R;inglkas8111 DOli" ,Aman:alh

W'ang dilC:umpuld:o:rlpada pelabur

:P,engurus Ulnliil "manah

Pem!lganlgl Co Am;Dnah

s-- --h ---"---_-,uru _amalal

Sekur:illi

Dana

Penasihal Shariah,

D

A,setvang IdibenarlCan

azmanasma@qmaiJ.com /019-5800065

azmanasma@qmail.com /019-5800065

Qzmanasma@qmail.com /019-5800065

.... 1

Pen~eluaran Pelaburan Simpanan AhU

• AhU boleh men~eluarkan sebaha~ian simpanan Akaun 1 untuk membuat pelaburan ba~i menambah dan menin~kalkan simpanan persaraan unluk menyara kehidupan semasa persaraan.

• Pelaburan lidak melebihi 20% daripada jumlah yan~ melebihi Simpanan Asas dalam Akaun 1 melalui Inslilusi Pen~urusan Dana (lPD) yan~ diluluskan oleh Kemenlerian Kewan~an.

EPF MEMBERS' INVESTMENT SCHEME

If you are at the age of 2.2 and have RM12,OOO in your Account 1, YOUir wi,thdrawal amount is:

Total Savings in Account 1

less: Basic Savings in Account 1 Excess Amount

RM! 12,000 -5,000 7,000

Investable Amount (20% x 7,000) 1,400

The subsequent withdrawal can be made after 3 months from the last withdrawal. Your savings in Account 1 is now reduced to RM10,pOO (RM12,OOQ - RMt,400) after this withdrawal. Your next withdrawal amount is:

RM 10,'600*

Total Savings in Account 1 (RM12,OOO - RM1 ADO)

Less: Basic Savings In Account 1 Excess Amount

-5,000 5,600

Investable Amount (20% x S,600)

1,120

• Assuming no future contr/Ol.(tions

19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36

3,000 4,000 5,000 7,000 8,000 9,000

11,000 12,0:00 14,000 16,000 18,000 20,000 22,000 24,000 26,000 29,000 32,000

38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55

41,000 44,000 48,000 51,000 55,000 59,000 64,000 68,000 73,000 78,000 84,000 90,ClOO 96,000

102,000 109,000 • 116,000 120,000

azmanasma@qmail.com /019-5800065

LIPPER

UTUA

LEADS WITH 1 WINS INCLUDING THE BEST OVERAll FUND GROUP AWARD AT THE EDGE-lIPPER AWARDS 2009

Public Mutual proves yet again its supremacy in fund performance with 7 new awards, including Best Overall Fund Group _ the biggest winner for the 6th consecutive year in The Edge-Lipper Awards. This brings our total awards haul to 134 in just 11 years. As we celebrate our victory. we reaffirm our commitment to our customers to continually strive for the best long-term results.

For more information, please contact your Public Mutual unit trust consultant, call our Customer Service Hotline at 03-6207 5000 or visit www.publicmutual.com.my.

FlUBLIC MUTUAL.

{2HI~-Ai

WIIOLLY·OWNED SUBSIDIARY OF PUBLIC I!IAttK

~- -~

nde ~nd wccter Pr03"ccl.l:l IJI PB $(l!n03 01 Funds deted GO _"'pnl 20

n b\'t I" erpreted to mean tMilll 1t1f1 CQfI1lTUSSIQl reCVlllllltlllld:. the In\o8S

ot B fund I~ not an Indl;atton at ~ls1l..1lt1re p'lnormam;~ AppHo.(ltr.:m:} to of Ford~.Jlrld Ma$IGr Prospcctue of Public Sones- 01 Shrtrlall-Ba.Sed r

rom your reereer !"uble £llmk brelr1ch • "'w

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azmanasma@gmail.com /019-5800065

'ftIankyooto IIlIOUr unltlictd!lt1! l'Ci'yOyf ll'i'Yilll,m!ihi,tIIPjJiiil. Wi) iil'll1Iiil'lieSt agalnJ l'D 1i'lIlitII_ooudJll!Jilhellllst (lvorllU Fund IGroup award ~affirm$ l\ibli>:: 'M!lt~aJas DiO Illg~1 wiMer aI The Edge·Unll!lf Ma.l.miia F!.lild Awarilll '101 Q 'for lila 71111 coooocll1ll'c ~car.

Tho 158 awards 1\'$ MWI WOillQ dalu, solialfilill our IlOOltIoo as tim Ifllost nwalllell ulil! 'tfil!it OOmPllil~ 1M MalaySia, This trlum~h b!l!llS IIlS~mOlly 10 QUI dcdlooUO!1I~ 1liltlviRlIlor ,lI,'(tell~nCl! whon dollVQtlng rOlllfl'lS io our uniitKlluorn.

for Illlom' llifDmlBIJOIl. plea,~ eontactYOUrlPUi!llp Mutual unlt'!IUst'oon3ullllm,GIIII,om CuRlcmD! serv~ ,I'l!lllinUL 03·6iD1511DO cntall WJj'oll. p Ubll~mylua 1 :QDm.nTli.

PU::_LIIC MUTUAIL

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Rangkaialn & PIU5'81: IIUlipaol vanlg Meluas

"eln'glualsaalln~ Pa1S811ra'D Svari_ ·'a\, U'ni"' A,m'a'n';31hi Sah'a,m Swasta

Olhers'-7.3% Mmucl Mutual -1.9% r.eillf; Mumal'- .2.2%

ING funds - 2.6% Pturl,enri.' .Fund ,M!Jt- 4..2%

HIS Bn.itTrusr- 4.3% ,- _

Hwan~D8S-5.2%, .. ---~

-

OSIl:"U,',B' Unit n"usr -5~2%

Arata1 JulJl2tJ'D 9

SflU'r:cs': UDDsr fun.d'lafJ.e. Tb'8fd'ge.IUQust 11.2'O0!9

'pu ..... n:..!.'!.u·1"UAL

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azmanasma@qmail.com /019-5800065

Perfo .• ·mnnce of Public Mutual's Untt Tr-usr Funds. as at 3i1 March 2010

Ku:ala. Lumpur C()mposite Index (prior 6 July 20(9)., F]['SE B];ITSa lVla]ays!a iKuala

L .. Ul:PU<' Cornp oslre Ln d'ex ("".e.f~6 Jiul'y 2,(09)

Public Aggressive Growth

Public Equity Public Oro\vth N'oblie Industry Publ.~c Savings PB Growth

Kuala. Lumpur Composite ]'ndex·(prio[ 6 July 2009'). FTSE BurM.1\'lTala}'sia Top 100 l .. d£>x {,v.@,.f. 6 July 2009)

Pllt>Hc Index

Pu~lic Regular Savings Put-lic Dividend Sel",,,1:

Pu~Ho;:. Sectto~ Seled

Rq:Uli~J"M..:Iia~3i1'sla.i:l1.i:e .

KLS] (prior 1 Nov 2007),. FBMS {w.c.f. ] N"v 2007)

Pubhc Islamic D'ivjderid

l'lIblio:: Islamic Equity

Pubtic Islamic Secror Select

PuNic Islamic Selecs Treasures

Public Irrikal

P'Llbl;c [starnic Optimal Growth Public Is'~smic Select Enterprises FB Islaruic Eqj~rity

Eq",ty MalllY$;'l Sm,aU;&'; J'tli,dCap, No,rt,bl,,'moc

Kuala LUlnlpll~ Corup'o;;U~

Ind.ex (p"j",r 30 April 2008,),

FTSE BlIl·SO.J\;Ioloysio Smnl1 Cop '·nd.ex (,,· .. e .. f. 30 A.pril 2t;108~

Puhlic SmallCap

Kuala Lumpus-Compostte Index (prior 30 April 20(8), FTSE Bu..,. .. l\lnlaysn. "'lid 7H Illdi(!x. (\,~c.f;.30 A ~ril 2(08)

Public Focus Select .Eql!l~f)·!'ri:ala<i'siaSm<iJl.& Mid!Sa,p·)s:h.mic'·

I!<E..SI (pri.or I No,' 2[!)07), IFBl\·.IS (w • e.f .. 1 No,' 211)07)

Public ]slal1lic QpPQrluni1i:es

Very High Very High YeryHigJ) Very High

.High Very High

Ve"y H'gh Ve ... yHigh High

n.a,

Moderate

High

TI_a_

1l.3.

Bigh

n.a,

n.a,

Very H.iglJ

Very High

Hig!h

Very High

25.0 22.J 21.6 20.6 Hi .. ? 20.4

19.0 ! 9' . .5 16.1

D.Lt.

J<I.5 16 .. 7

11.31.

11.8,1.

18.1.

n.n,

n.a,

20.2.

20.7

17.3

19.9'

51..35

54 . ..32 $758 53.43 4928 4.5.88 51.06

5.2.44

55.t4 57.'65 43.50 6.1.11

48.28

37.36 38.52 5.4.79 38.'04 38,80 400.73 36.12 5-';;,.04

7SU.2 68:.90

61.14 50.99

48.28

61.1r

5 .. 91

20.28 20,28 25.95

7.14 28.S1 31.04

6.67

12.90 24:92 25.36

n.a,

6.24

2.1.49

19.11

n.a.

n.a.

13.36

n.a.

n.a,

17.16

.10.54 701040

9'.60 14.08

6.24

40.70

5!L.55

'92.29 841.68

83 .. 09 7lt74 9(J's(') 1il1.&4

52.65

?3.62

86.22

n.a,

It.a.

49.53,

1103.

6.955

n.a,

tr.a.

6826

n.a,

0.3.

58. HI 138.23

56.841 8l.'21

n.ll.

n .. a.

35.53

7:9.89

rr.u,

85.99 75.1.4 87.76

n.a,

36.51

83.77

101.97

n.a.

n.a,

20.49

n.a.

n.a.

rr.a,

[ 16.32

n.a.

D_.;lI.

n.a.

n.a,

rt.u,

ri.a.

Couunenrary and Informasion Provrded Courtesy of

PUBLIC MUTUAL

WHOlLl.V-OWNiE·O SUBStO'AAII' OF PUBLl.C B,AIUe

Calibr'c

ma.y 2010

2.11

azmanasma@qmail.com /019·5800065

c

SJ

AIM HIGH AND HE PART OF A GR;OWING INDUSTRY

My mm.<~ tt:>dlijl"~'" U .. j'f ~ id",,~ .. lt"l'!'t 15 the: ~;J.j~rql~~91 iUJ«l~tH with fhf rlgift"Mdoos. ,right wmparly midi ri!!l-ht ;:;an!st P'itfi.

~16tSt.1C'~f!!UiilbIAL

~""'_.~m'~

BINALAH SATti KERJAYA YANG DINANIK DENGAN IYARIKAT tiNIT AMANAH NO 101 MALAYIIA

PENDAPATAN / BONIJS

Komisyen Langsung Komisyen Jualan Peribadi Komisyen 'Overriding'

Komisyen Tidak Langsung Bonus Akhir Tahun Bonus 'Breakaway' Bonus 'Equalization' Bonus Penghargaan Faedah Kerjaya

Keuntungan Bersama bagi MFGAM

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HUbungi perunding-perunding unit amanab anda :

(sms 'nama' & 'lokasi' dan anda akan dihubunlU semula)

Norazman bin Md Noh .. 019 .. 5800065
Ihairulasma binti Shapiai .. 016 .. 8412608
Mohd Anuar bin Mohd Zaini .. 019 .. 8313883
Hi Shamsuddin bin Duiane .. 013 .. 8711544
Yusman bin Nayan .. 019 .. 5763961
ZaUha @ ZaUon binti Abdul Rahman .. 013 .. 8864676
Mohd Noor bin Ae Tuah .. 019 .. 8135326
lamarulzaman bin Abd Hasan .. 016 .. 8311441
Mohd Yusol bin Mad Jani .. 014 .. 8638108
Dellu Saadiah binti AUmaf .. 013 .. 8606622
Mahmud bin Ae lassim .. 019 .. 5357377
lai HaUmah binti Ismail .. 013 .. 8544495
HaUmah binti Abd Rahman .. 014 .. 3535773
Hi Raidi bin Abu Dallar .. 016 .. 8031296
Rusman bin DulamU .. 010 .. 9322032
SUi Hadijah binti Muharram .. 013 .. 2969067
Gerald Venantius .. 013 .. 5533349
Saidil bin Madun .. 019 .. 5800065
Dellu Rosni binti Ae Simpul .. 013 .. 8646913
Abe Morshahruddin bin Abe Ibrahim .. 019 .. 8309399
iiMari berjihad memerangi kemiskinan"
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