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Outcome: A potential framework of ways that microfinance/microenterprise development can effectively reach and positively impact people living on less than $1.25/day (PPP). Intermediate Objectives: Achieve consensus on the following questions: y What does it mean to live on less than $1.25/day? What are the reasons people find themselves in this situation? How do these characteristics affect access to financial and enterprise development services? y Why don t existing MF or MED organizations and projects do a good job of reaching this population? Why don t very poor people access these services? Activities: I. Poverty Frameworks 60 minutes a. GF to present commonly used categories to define the poorest (e.g., level of assets, physical location, occupation, poverty traps) based on our research (see attached table) b. Each poverty category will be placed on a large flip chart sheet and placed around the room. Participants given Post-its and asked to identify ways these categories inhibit the poorest from accessing MF or MED services, and place the Post It on the appropriate category. c. Regroup and discuss II. Logic Trees 90 to 120 minutes a. GF to present two fundamental questions: Why don t MF or MED projects do a good job of reaching the very poor? and Why don t very poor people do a good job of accessing MF and MED services? In this way, we can separately address the supply and demand side of the issue b. Depending on the size of the group and the amount of time allotted, participants will create an issue or logic tree addressing each of these questions (see photo example below) c. Regroup and discuss III. Conclusions 45 minutes a. Bringing together the two activities what are characteristics of poor people and how aren t they currently accessing MF or MED services, begin to brainstorm a potential framework that looks at ways very poor people currently access such services or could be accessing such services b. Discuss next steps of this work for the POWG Materials needed: Flip chart paper, masking tape, post-its, and either a large white board or a large amount of flip charts (and wall space) for the logic trees.