P. 1
Auto Car Insurance Online

Auto Car Insurance Online

|Views: 16|Likes:
Published by tigervijay

More info:

Published by: tigervijay on Jan 18, 2011
Copyright:Attribution Non-commercial

Availability:

Read on Scribd mobile: iPhone, iPad and Android.
download as DOCX, PDF, TXT or read online from Scribd
See more
See less

01/18/2011

pdf

text

original

y Auto Car Insurance Online

y Car Insurance Plans Online in India
y Royal Sundaram offers Car Insurance plan & quote online, a Comprehensive Package Car Insurance Policy designed to offer enhanced protection to you and your car. Our auto car insurance policy issuance process is simple, convenient and easy, and our claims service is quick and hassle-free. We have a world class customer service team which can be reached through our help lines. y | Apply Now Auto Insurance Plan>>| y Key Features of Car Insurance Online Car Insurance Online/Auto Insurance governed by the India Motor Tariff Act. The key features are: - Protection from loss of car or damage to your car with Auto Car Insurance plan - Unlimited Liability for Third Party death/ injury Claims with Auto Car Insurance policy - Indemnity for third party property damage up to a limit of Rs. 7.5 lakhs - Speedy authorisation of repairs to get your car back on the road - Personal Accident Cover for you, your paid driver and the occupants in the car - Customer Helpline to give you support and guidance when you need it - Efficient and worry free claims service to give you peace of mind only with Auto Car Insurance plan from Royal Sundaram - First Information Report is not required (Unless legally mandatory) y Extra Benefits of Car Insurance Policy Online - Special Model Wise Discounts on Own Damage Premium for your car only with Auto Car Insurance plan - Discount in premium up to 5% on the Own Damage Premium (or) Max of Rs.200/ - for a valid Member of Automobile Association of India - Discount in premium up to 2.5% on the Own Damage Premium (or) Max of Rs. 500/- on Installation of Anti-Theft Device in your car - Discount of Rs. 100/- in Third Party Basic Premium on reduction in Limits of Liability for Third Party Property Damage with Auto Car Insurance plan - Discount of 35% on Own Damage Premium subject to a maximum of Rs. 2,500/- on opting maximum voluntary deductible of Rs. 15,000/- Transfer of No Claim Bonus (NCB) from other insurance company on renewal with Royal Sundaram¶s Car Insurance Policy Online y Car Insurance Online Policy Coverages | Buy Now Auto Insurance Policy Online >>|

2 lakhs.Damage caused by a person driving the car under the influence of alcohol or drugs . Depreciation or any consequential loss .a) Loss or damage to your car: This Auto Car Insurance policy cover you against any loss or damage caused to the vehicle due to the following natural and man made calamities y What is covered in Auto Car Insurance Policy .Burglary.Damage caused by a person driving the car without a valid license . housebreaking/ Theft .Riot & Strike .Mechanical/ electrical breakdown .Legal protection for death or injury .Other exclusions as per the .Other exclusions as per the policy terms and conditions .Fire & Explosion .Terrorism y b) Liability to Third Parties (Additional Auto Insurance Policy Covers) y What is covered in Auto Car What is not covered in Auto Car Insurance Policy Insurance Policy .Storm and Flood .Wear and tear.Damage to your personal claims property from third parties .Legal protection for damage to .Landslide .Legal costs and expenses policy terms and conditions y C) Personal Accident Cover to Owner/ Driver: This insurance policy provides compulsory Personal Accident Cover to the owner/ driver whilst driving the vehicle including mounting into/ dismounting from or traveling in the insured vehicle as a co±driver for Rs.Malicious Act . Extra Covers offered under Car Insurance Online Policy What is not covered in Auto Car Insurance Policy .Transit .Accidental & External Damage .Earthquake .Costs and expenses incurred third party without our prior written property consent .

riot.5lakhs.Personal Accident Benefits for you.. Legal Liability to Third Parties This policy provides for the customers legal protection against death or injury claims from third parties and for damage to third party property up to the limit of Rs. Wider Legal Liability for your Paid Driver Auto Insurance/Car Insurance Online also gives you the option to provide for a wider cover of your legal liability to your Paid Driver. fire. We also provide an option to insure other named and unnamed occupants of the car for Personal Accident benefits for death and serious injuries. strike. landslide.Comprehensive cover for Electrical/ Electronic/ Non-Electrical Fittings in the car . theft. 7. 2 lakhs per person . over and above what is offered as per the Workmens Compensation Act.Legal Liability to the Employees of the Insured other than paid driver who may be driving or travelling in the car . your paid driver and occupants of your car . 2 lakhs for death or permanent total disability. Personal Accident Under this Online Car Auto Insurance we provide the Owner Driver a Capital Sum Insured of Rs. flood. malicious act and earthquake.Legal liability to paid driver employed in connection with the operation of insured private car . storm. Deductible .Personal Accident Cover to Unnamed Passengers and paid driver for a maximum of Rs. Car Insurance Online also includes cover for your legal costs and expenses agreed by Royal Sundaram.Cover for CNG Kit and Bi-Fuel System which are endorsed in the RC book y Car Motor Insurance Online y Key Features and Benefits of Automobile Insurance Online Policy India y Damage to your car This Car Auto Insurance Policy provides protection for your car from loss or damage caused by misfortunes such as impact.

500cc.000 for cars exceeding 1. riot. Personal Accident Under this Online Car Auto Insurance we provide the Owner Driver a Capital Sum Insured of Rs. flood. over and above what is offered as per the Workmens Compensation Act.500 for cars not exceeding 1. storm.Car Auto Insurance Online includes a deductible of Rs. This means that you pay the first amount of each claim for loss or damage to your car. theft.500cc and Rs. 7. malicious act and earthquake.1. Legal Liability to Third Parties This policy provides for the customers legal protection against death or injury claims from third parties and for damage to third party property up to the limit of Rs. strike. y Car Motor Insurance Online y Key Features and Benefits of Automobile Insurance Online Policy India y Damage to your car This Car Auto Insurance Policy provides protection for your car from loss or damage caused by misfortunes such as impact. landslide. We also provide an option to insure other named and unnamed occupants of the car for Personal Accident benefits for death and serious injuries. 2 lakhs for death or permanent total disability. This policy gives you the opportunity to get a discount on the .1. fire.5lakhs.000 for cars exceeding 1.500cc and Rs. This policy gives you the opportunity to get a discount on the premium if you choose to increase this deductible. The discount is allowed from the Loss or Damage Section premium. Deductible Car Auto Insurance Online includes a deductible of Rs.500cc. Car Insurance Online also includes cover for your legal costs and expenses agreed by Royal Sundaram. This means that you pay the first amount of each claim for loss or damage to your car. Wider Legal Liability for your Paid Driver Auto Insurance/Car Insurance Online also gives you the option to provide for a wider cover of your legal liability to your Paid Driver.500 for cars not exceeding 1.

flight delays.Features and Benefits Key Benefits of Travel insurance policy You could choose between the 4 travel insurance plans available under Single trip or 2 plans under Multi trip as per your requirement. passport and tickets.No Documentation for Overseas Travel Insurance policy . Find below the benefits for each of the plans: y y | Apply Now Travel Health insurance >>| | Buy Now Travel Insurance Policy >>| Multi Trip Risks Coverage * Silver Silver Plus Single Trip.Instant Coverage with Travel Insurance Online plan . medical expenses and loss of travel documents. Key Benefits of Travel Insurance Policies Online . The discount is allowed from the Loss or Damage Section premium. money. all under one convenient package.premium if you choose to increase this deductible.No Medical Examination for Travel Insurance Online y y y Insurance For Travel Travel Health Insurance Policy . y Travel Insurance Online y Buy Overseas Travel Insurance Plans Online in India y Traveling abroad can be exciting and at the same time quite challenging. if we are not well prepared. the next important item to accompany you on your trip is a reliable travel insurance plan to take care of any unexpected event. Besides your luggage.Travel Shield Secure Deductibles Basic Classic Classic Classic Silver Silver . A little bit of planning before you leave can make your trip smooth and memorable. Overseas Travel Insurance Plan guards you from unexpected incidents such as baggage delay. at an affordable price. loss of baggage. Until you return to India.

Visa 15 / day ( a max of 150) 7500 7500 NA NA NA NA 72 hrs 25000 25000 5000 10000 15000 15000 Nil NA NA NA NA 5000 5000 Nil 1000 1000 250 500 1000 1000 Nil 100 250 100 per Day 100 250 100 per Day Max 500 50 250 NA 50 250 NA 100 250 100 Max 500 100 250 100 Max 500 12 hours USD 30 Hijack Distress Allowance 24 hrs Max 500 10 per 12 hrs 10 per 12 hrs NA Trip Delay(After 12 hrs) Max 100 Home Insurance(Per Family) Personal Liability Max 100 NA 10 per 10 per 12 hrs 12 hrs 12 hrs Max 100 Max 100 200000(INR) 200000(INR) NA 200000 200000 Yes NA 100000 100000 Nil 50000 100000 100000 100000 USD 200 Yes Yes Yes Yes Nil Automatic Extension of Yes Policy up to 7 days .Plus Overseas Health Cover 100000 Emergency Dental treatment 400 150000 400 7500 15 / day ( a max of 150) 25000 50000 100000 150000 USD 100 300 300 400 7500 400 7500 USD 150 Nil Repatriation of remains 7500 Hospital Daily Allowance (after 72 hours) Accidental Death & dismemberment 24 hours Accidental Death & dismemberment Common Carrier Loss of Checked Baggage Baggage Delay (After 12 hrs) Loss of Passport.

Overseas Health cover 1.Interpreter referrals . Any claim for death or Disablement of the Insured Person from (a) intentional self-injury.addiction or overdose.Arrangement of emergency medical evacuation . Any costs related to mental or psychiatric disorders. 2. For details please refer the policy wording. 4. All illness arising due to Swine flu is excluded in this policy.Inoculation and visa requirement information . 2.Weather and exchange rate information . Personal Accident Cover 1.Arrangement of transportation of mortal remains . Treatment that could reasonably be delayed until the Insured Person's return to the Republic of India. 3.Arrangement of appointments with local doctors for treatment . Accident whilst engaging in aviation or ballooning.extension y Note: Benefits are in USD except when stated otherwise. whether known or unknown and complications arising from them.Embassy and legal referral services .Medical services provider referral .Information on claims procedure Exclusions y y This Travel policy does not cover claims arising out of exclusions. except when the Insured Person is flying as a fare paying passenger on a multi engine.Medical advice over the telephone . suicide or attempted suicide (b) whilst under the influence of intoxicating .Lost baggage and lost passport assistance .Direct settlement for in-hospital medical expenses abroad (Medical expenses in excess of US $500 only will be entertained for direct claims settlement) . Some of the important exclusions are stated here.Arrangement of hospital admissions . y y y y y y Key Features . Claims arising out of pre-existing diseases. Pregnancy and related complications.Arrangement of medical repatriation .Monitoring of medical condition during hospitalization .Emergency message transmission assistance . Medical expenses incurred as a result of alcohol and/or drug abuse. 5. commercial aircraft.

y nline Home Insurance India y Property Insurance and Home Insurance Cover y Protect your dream Home against damage and destruction due to natural and man-made calamities. | Property Insurance . Burglary. we provide your protection under this policy against the risk of burglary. The Jewels are also covered against the risk of Fire and Allied perils. Burglary. against the risk of Fire and Allied perils. Larceny and theft. Electrical and Mechanical Breakdown. appliances. fire and allied perils. y y Home Shield Online y This policy covers the structure of your home. all your valuable jewellery and appliances at home can be protected and covered through our specially designed Home Content Online Plans? Home Contents Policy covers all your household contents. General Exclusions Any claim arising out of sporting activities in so far as they involve in training or participation in competitions of professional or semiprofessional sports persons.Know More >>| y Home Content Insurance y Online Home Content Plan y Did you know. unless declared beforehand and necessary additional premium paid. . precious jewellery or expensive furniture and fixtures. in case it is damaged or destroyed due to any natural or man-made disaster.liquor or drugs (c) self-endangerment unless in self-defense or to save life. Housebreaking. We offer two types of Home Insurance solutions: a) Property Insurance with Home Contents Online b) Home Insurance Cover with Home Shield Online y Home Contents Online y Whether it is your prized electronics.

This product is not a substitute for .No Documents required .Double Accident benefit. y | Hospital Cash Insurance . for example. Triple ICU benefit and Convalescence benefit y Hospital Cash Insurance Online y Hospital Cash .Simple and easy claims process y Hospital Insurance y Hospitalization Insurance Online y Hospitalization is expensive! In addition to hospital bills and medicines.No Medical Examination required . This product provides the insured with a daily cash benefit for each 24 hours spent in the hospital.Features and Benefits y There are hidden costs to hospitalization which are not covered by Health insurance. special diet expenses. Hospital Cash Online provides you with the solution for this extra financial burden during hospitalization.No Documentation required . Gold and Platinum .Daily Cash benefit of Rs. but should be viewed as a supplement cover to help you and your family members in the event of hospitalization.for up to 180 days . Hospital Cash Online is NOT a substitute for Health Insurance.Apply Now >>| | Hospital Cash Insurance . hospital stay with the patient become an additional burden on the family's financial resources.Income Tax benefit under section 80D of the IT Act .Instant Coverage . incidental expenses like special diet. expenses incurred by family member staying with patient and so on. Hospitalization could be due to sickness or accident. expenses incurred on conveyance by family members to and from hospital.1000/.Buy Now >>| y Key Benefits y .y Key Benefits : . commuting to the hospital and back.Three convenient plans to choose from ± Silver.Instant Coverage .

This insurance is available to persons between the age of 1 year and 60 years at the commencement date of the Policy.No Medical Examination required . rather this is a supplement to the existing insurance covers bought individually or provided by the employer.000 lump sum . .For each 24 hour period of hospital confinement.000 per day Accident Hospital Confinement Rs 1. y Key Features y .Instant coverage . However.Income tax benefits on premium paid as per section 80D of the IT act y Key Benefits y BENEFITS Illness Hospital Confinement SILVER PLAN Rs 500 per day GOLD PLAN Rs 1. rail or air accident.This benefit is payable up to a maximum of 21 days during the entire policy period.Up to 180 days of Hospitalization Cash benefit .Automatic Renewal Facility .000 per day Rs 3. Dependant Children and Dependant Parents. .Benefit payable will be increased to double the illness benefit for each 24 hour period of hours of confinement. y | Hospital Cash Insurance . Spouse. .This cover is available for Self.500 per day Rs 7.500 lump sum Rs 15.000 per day Intensive Care Benefit Convalescence Benefit y Illness Benefit y Rs 1.Double Accident benefit. . the benefit payable is the daily sum insured as per the plan selected by customer.Buy Now >>| y Who can be insured? y . resulting from an insured person sustaining bodily injury due to road.Health Insurance.No Documentation required .000 per day Rs 2.This benefit is payable only in excess of first 24 hours of confinement. y Accident Benefit y . renewal is accepted up to 70 years.Apply Now >>| | Hospital Cash Insurance . Triple ICU benefit .

. the Intensive Care Unit shall be the special hospital unit for critically ill patients whose health requires continuous intensive medical care and treatment.Benefit payable will be increased to triple the illness benefit for each 24 hour period of hospital confinement. .A fixed lump sum amount as per Plan chosen is payable if the confinement in hospital exceeds 21 consecutive days. y Family Discount y A discount of 10% is offered if 3 or more persons are covered under the same policy.For this purpose. . where an insured person is being confined to an intensive care unit for a maximum of 21 days during the policy period. . y Convalescence Benefit y .This benefit is payable once in the policy period.y ICU Benefit y .This benefit is payable only if there is an admissible claim under any of the daily benefits.

You're Reading a Free Preview

Download
scribd
/*********** DO NOT ALTER ANYTHING BELOW THIS LINE ! ************/ var s_code=s.t();if(s_code)document.write(s_code)//-->