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Toxic Assets Exerpt

Toxic Assets Exerpt

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Published by Caroline Gerardo

Katherine accepts the job as President of Nationwide Mortgage Bank. She does not know she is being set up to take the blame for the murders of Board Members. She is surviving the betrayal by her husband and raising two sons on her own. She moves from working on Wall Street to Newport Beach California.
A new love interest, Rob makes connection with her through their employment. Rob helps Katherine sort through a disaster after the killer drugs her at a Rave party.
Caroline AKA Caroline Gerardo Barbeau or C.G. as friends call her was born in Cincinnati Ohio. Raised in a large Catholic family, with a father with the wanderlust for the next physicist project moving five children to Louisiana, Indiana, Boston, Pennsylvania and finally California. BA Magna Cum Laude Scripps College dual Major Art and Literature MFA Claremont Graduate University. I worked in the mortgage industry for Washington Mutual Bank at just about every position for 22 years. In 2008 when the Mortgage Meltdown bankrupted the whole division of WAMU, she began writing this book. She lives in Laguna Niguel California with her two children and a number of pets. Toxic Assets which is a fictional story about the lavish lifestyles of the bank industry of the past told from inside. The details are true, excepting no Board Members where I worked were ever murdered.
Short stories: Greed, Vanity, Lust, Granny Magic
Ghostwriter of three other novels.
Blogger on Blogit since 1998 as the_loanlady
Websites:
http://carolinegerardo.com/
http://carolinegerardo.blogspot.com/
http://cgbarbeau.blogspot.com/
Novel “Seth” about a psychotic killer is first draft is 145000 words and will become edited down about twenty percent. I can produce about two books a year.
I am available to travel and promote my work. I enjoy speaking or reading for a crowd.




Katherine accepts the job as President of Nationwide Mortgage Bank. She does not know she is being set up to take the blame for the murders of Board Members. She is surviving the betrayal by her husband and raising two sons on her own. She moves from working on Wall Street to Newport Beach California.
A new love interest, Rob makes connection with her through their employment. Rob helps Katherine sort through a disaster after the killer drugs her at a Rave party.
Caroline AKA Caroline Gerardo Barbeau or C.G. as friends call her was born in Cincinnati Ohio. Raised in a large Catholic family, with a father with the wanderlust for the next physicist project moving five children to Louisiana, Indiana, Boston, Pennsylvania and finally California. BA Magna Cum Laude Scripps College dual Major Art and Literature MFA Claremont Graduate University. I worked in the mortgage industry for Washington Mutual Bank at just about every position for 22 years. In 2008 when the Mortgage Meltdown bankrupted the whole division of WAMU, she began writing this book. She lives in Laguna Niguel California with her two children and a number of pets. Toxic Assets which is a fictional story about the lavish lifestyles of the bank industry of the past told from inside. The details are true, excepting no Board Members where I worked were ever murdered.
Short stories: Greed, Vanity, Lust, Granny Magic
Ghostwriter of three other novels.
Blogger on Blogit since 1998 as the_loanlady
Websites:
http://carolinegerardo.com/
http://carolinegerardo.blogspot.com/
http://cgbarbeau.blogspot.com/
Novel “Seth” about a psychotic killer is first draft is 145000 words and will become edited down about twenty percent. I can produce about two books a year.
I am available to travel and promote my work. I enjoy speaking or reading for a crowd.



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Published by: Caroline Gerardo on Jan 24, 2011
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03/10/2011

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TOXIC ASSETS

By

Caroline Gerardo

Copyright © 2010 by Caroline Gerardo

All rights reserved. Without limiting the rights under copyright reserved above, no part of this publication may be reproduced, stored in or introduced into a retrieval system, or transmitted, in any form, or by any means (electronic, mechanical, photocopying, recording, or otherwise) without the prior written permission of both the copyright owner and the publisher of this book.

This is a work of fiction. Names, characters, places, brands, media, and incidents either are the product of the author's imagination or are fictitious. Brand names are generally available language or historic in content. The author acknowledges the trademarked status and trademark owners of various products referenced in this work of fiction, which may be included without permission. The publication/use of these trademarks is not authorized, associated with, or sponsored by the trademark owners. carolinegerardo@yahoo.com

TOXIC ASSETS

CHAPTER ONE

Newport Beach Bahia Corinthian Private Yacht Club 7/1/2004

´Meet me at nine forty behind the Balboa Yacht Club,µ I tell the bastard. ´It·s too cold tonight for me to go over to the Clubhouse bar. You are always late. I·ll wait on my boat, we can talk there.µ James Adam answers while curling his thick eyebrows with his fingers. That he calls it only a ¶boat· is comical. It is an elaborate extravaganza. ´James Adam bought his yacht with cash.µ The ship is a one hundred fifty one foot toy he acquired when he retired from South Africa. He sold his mining, grain and materials shipping company for billions after refinancing his international dry goods import export company. Adam christened her ´Cash Out.µ The ship·s name is tacky and painted the green hue of a mint dollar bill with eighteen-Carat gold leaf accents. ´Got cash out with Citigroup.µ Adam likes bragging. Adam is sick rich. In 1996, he controlled the Baltic Dry Index in twenty of forty routes.

Now Adam takes it easy spending evenings on the ship docked in Newport Harbor. He dodders around making lists of chores for his crew made up mostly of illegals. During the day light hours, Adam is the controlling Head of the Board of Nationwide Bank, a medal on his chest he wears with arrogance. ´Don·t tell your wife where you are going. Just tell Claire you have to leave town for a night.µ My tone is jovial to make him feel at ease. ´Fine, it will be a break from Claire hovering over me.µ Adam chuckles about the old ball and chain joke.

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