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Credit Risk Management

Credit Risk Management

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Published by: inspectorsufi on Apr 02, 2011
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Date: Fee

:

April 12, 2011 9:30 AM to 4:00 PM Rs. 10 ,000/- (per participant)
(Including Course Material, IoBM Certificate, Lunch & Refreshments)

A One-Day Workshop on One-Day Open Workshop One-Day Open Workshop

Venue:

Management Excellence Center Institute of Business Management Korangi Creek, Karachi

DIPLOMA IN HR MANAGEMENT CREDIT RISK MANAGEMENT
SATURDAYAPRIL 12, 2011 TUESDAY, MARCH 5, 2011

CREDIT RISK MANAGEMENT CREDIT RISK MANAGEMENT CREDIT RISK MANAGEMENT CREDIT RISK MANAGEMENT CREDIT RISK MANAGEMENT CREDIT RISK MANAGEMENT CREDIT RISK MANAGEMENT

CREDIT RISK MANAGEMENT CREDIT RISK MANAGEMENT CREDIT RISK MANAGEMENT CREDIT RISK MANAGEMENT CREDIT RISK MANAGEMENT CREDIT RISK MANAGEMENT CREDIT RISK MANAGEMENT

CREDIT RISK MANAGEMENT CREDIT RISK MANAGEMENT CREDIT RISK MANAGEMENT CREDIT RISK MANAGEMENT CREDIT RISK MANAGEMENT CREDIT RISK MANAGEMENT CREDIT RISK MANAGEMENT

CREDIT RISK MANAGEMENT CREDIT RISK MANAGEMENT CREDIT RISK MANAGEMENT CREDIT RISK MANAGEMENT CREDIT RISK MANAGEMENT CREDIT RISK MANAGEMENT CREDIT RISK MANAGEMENT

CREDIT RISK MANAGEMENT CREDIT RISK MANAGEMENT CREDIT RISK MANAGEMENT CREDIT RISK MANAGEMENT

CREDIT RISK MANAGEMENT CREDIT RISK MANAGEMENT CREDIT RISK MANAGEMENT

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service quality & values to alleviate credit risk. Gap Analysis Role of corporate communication. Treasury Rating Agencies views and other credit supports Credit Analysis techniques & Credit packages. systems & procedures and controls to support a proper credit environment. 490 billion. the seminar aims to reinforce the benefits of a structured credit process and lending approach with details to reduce probability of loan defaults and improve loan portfolio quality. besides Islamic Finance Principles Q & A. with people sharing their experiences 2 3 Outline 1 Present day local & international credit/NPLs scenario: a situational analysis Change Management – a need for change in credit culture & its impact The Credit Process & Target Market – aligning strategic goals with the bank. With this objective in mind. SMEs. which can be significant. Group discussion to summarize seminar 11 Rationale The banking sector in Pakistan is infected with growing Non Performing Loans (NPLs) which have exceeded Rs. FIs. a large figure by any yardstick. 12 Participant Profile 1 Should have some finance background and preferably MBA 2 – 3 years lending experience required either in a Credit position or as Corporate Relationship Manager in a financial institution and also suitable for loan examiners to help evaluate credit process of a bank Must be willing to actively participate as the seminar will be interactive. Consumer. These NPLs pose a constant looming threat to banks’ earnings.8 9 10 Loan monitoring & problem recognition Unforeseen credit risks: a case study on political risk Organizational structure. Balancing Risk & Reward Various credit risks – Corporate. Direct & Contingent Risks Project Finance: a higher risk Objectives 1 Reinforce the importance of a proper credit culture & credit analysis for lending decisions in a practical environment with no shortcuts in the credit process Ensure that proper tools for credit process & analysis are followed with balance between profit objectives & a sound loan portfolio 2 2 3 4 5 6 7 . This is all the more critical in view of the prevailing economic environment which also affects the banks’ business profitability and stability. It is therefore imperative for banks to minimize NPLs to reduce the adverse impact on their P&L accounts and balance sheets.

besides being a member of 3 Clubs’ Finance subcommittees. measurement & evaluation of credit risk See the benefit of a structured credit process and lending approach to improve on credit presentations and loan structuring.Learning Outcomes The participants should be able to: 1 Assign a greater priority to proper credit criteria versus ambitious profit objective and take a long term view with a balanced judgment in the interest of their Institutions Understand the critical importance of identification. Over the years. This experience also includes working as a Corporate Treasurer coordinating a large complex project finance & equity structure of $ 1. He has served on the Boards of Banks and was a member of the Prime Minister’s Committee on long term finance.6bn. It offers an overarching range of training programs & interaction opportunities with the excellence & rigor that is designed to add substantive value to an organization. Financial Institutions. Credit Administration & Strategic Advisory plus witnessing upturns & downturns in the business cycle. . Fahim Ahmad Mr. involving over 30 banks and a GDR and local equity issue. Fahim has worked with Citibank & Amex in Pakistan & Middle East besides 3 local institutions. he has developed a broad based marketing & lending experience to share through publishing articles on Credit and conducting seminars. This will help them evaluate the quality of their credit process and identify gaps to rectify Learn from Instructor’s & each others’ lending experiences through cross fertilization of ideas to take back to their workplace 2 3 4 Institute of Business Management IoBM (CBM) has been rated as one of the top universities in the private sector by the Higher Education Commission of the Federal Government. His significant experience spans Corporate & Investment Banking. Treasury. Facilitator’s Profile S. The Management Excellence Center of IoBM is driven by the passion of enhancing professional capabilities & skills of the corporate sector in Pakistan. Training.

Form must be duly completed and signed.edu. 269 or 282 Fax: (+92-21) 3509-1907. 10.5. 2011 9:30 AM to 4:00 PM Rs.000/. Email: mec@iobm. Pakistan Telephone: (+92-21) 111-002-004.) NICKNAME/FAMILIAR NAME FOR NAME BADGE: MALE FEMALE DATE OF BIRTH: Month / Day / Year TITLE OR POSITION: COMPANY/ORGANIZATION NAME: COMPANY/ORGANIZATION ADDRESS: COMPANY/ORGANIZATION TELEPHONE: FAX: COMPANY/ORGANIZATION WEBSITE: EMAIL: PARENT COMPANY: YOUR HOME ADDRESS: MOBILE NO: Please Photocopy the Form for Multiple Nominations All cheques should be made payable to “Institute of Business Management” Management Excellence Center Institute of Business Management Korangi Creek. IoBM Certificate. Lunch & Refreshments) Venue: One-Day Open Workshop One-Day Open Workshop Management Excellence Center Institute of Business Management Korangi Creek. 217.pk .edu. Registration Form GENERAL INFORMATION NAME: Last (family) First Middle Initial Prefix (Mr. Karachi-75190.(per participant) (Including Course Material. APRIL 12.pk Website: http://www. Ms.iobm. Karachi CREDIT RISK HR MANAGEMENT DIPLOMA IN MANAGEMENT SATURDAY MARCH 2011 TUESDAY.. 2011 REGISTRATION FORM Please answer all questions. Ext.Date: Fee: April 12.

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