Define accident The term "accident" can be defined as an unplanned event that interrupts the completion of an activity, and that may (or may not) include injury or property damage

The cause of accident has been discussed and proposed by scholar in many ways. Many models of accident causation have been proposed, ranging from Heinrich's domino theory to the sophisticated Management Oversight and Risk Tree (MORT). A simple model attempts to illustrate that the causes of any accident can be grouped into five categories - task, material, environment, personnel, and management

2. a. Product Liability d. Loss of expertise/experience h. Investigation time/Administration e. Bad publicity . Employers Liability b. Uninsured Costs Like an iceberg. Overtime & temporary labour d. Supervisors time f. Lost production time b. Motor Vehicle Uninsured cost may include Product and material damage a. insured cost is just the tip on the top while beneath it there are bigger losses. Insured Costs b. Legal costs c. Public Liability c. Insured cost may include a. Loss of morale i. Fines g. Elaborate the effect of accident cost in an organisation Generally the accident cost can be divided into 2 main part.

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