CHART SHOWING RATES OF COMMISSION PAYABLE TO AGENTS AND DEVELOPMENT OFFICER’S CREDIT

PLAN NOS CEIS REBA TE PREMIUM PAYING TERM COMMISSION RATES YEAR 1st 5% Endowment type policies 1,2,3,4,5,6,9,10,11,12,14,15,16 17,18,19,20,22,23,24,25,26,27 5% 28,33,34,46,47,48,83,84,88,89 90,91,104,105,110, 121, 5% 112,133,149,151 10% Jeevan shree-112- term 5 yrs 5% Money back type policies 74,75,76,77,78,79,85,86,93, 10% 103,106,107,108,124,125,126 73,123 5% Plan 111,150 10% Children’s plans 5% * 41,50, 80,81,92,101 NIL ( CEIS rebate under plan 41,50 is allowed from 17/7/2007) PLAN 102-Jeevan kishor/ 109- Jeevan sukanya 113-new children money back 5%* Nil NIL 2 to 4 yrs 5 TO 9 yrs 10 to 14 yrs 15 & above 3 yrs As per plan 12 yrs As per plan 2 to 4 yrs 5 to 9 yrs 10 to 14 yrs 15 yrs & above As per plan 8 to 9 yrs 10 to 14 yrs 15 yrs & above As per plan As per plan 10 to 14 yrs 15 & above 2 to 9 yrs 10 & above 2 to 4 yrs 5 to 9 yrs 10 & above All terms All terms 5% 10% 20% 25% 5% 15% 15% 15% 5% 7.5% 10% 10% 2nd
rd &3

2.25% 5% 7.5% 7.5% 2.25% 10% 8% 10% 2% 5% 5% 5%

CREDIT CODE IN IT MASTER th 4 & Full Half next rate rate 2.25% I V 5% 5% C B P O N V Z Y Z V S P P

DEV. OFFICER CREDIT %

5% 30% 60% 100% 5% 100% 60% 100% 5% 5% 30% 30%

5% A 2.25% I 6% 6% 6% 2% 5% 5% 5% M L M I F C C

15% 10% 15% 15% 7.5% 10% 15% 15% 10% 10% 5% 7.5% 7.5% 7.5% *

5% 5% 8% 10% 3% 6% 8% 10% 3% 5% 2% 2% 2% 2% *

5% 5% 6% 6% 3% 6% 6% 6% 3% 5% 2% 2% 2% 2% *

1 C L M K G L M 2 1 I E D D 3

5 P Y Z X T Y Z 6 5 V R Q Q 7

50% 30% 60% 100% 10% 40% 60% 100% 30% 50% 5% 5% 30% 30% *

Plan 58 , 94(Bima sandesh) Plan 95 Plan 114-Jevan adhar Plan 117-Jeevan sarita

If ppt 15 & above Pension plans 21,45,51,52,60,61,64,67,96, 5% 115,116,145,147,148 Plan 122- with/without cover 5% Plan 122-endowment approach 5% Plan 137-nav prabhat

3% 7% 5% 10% 5% 5% 10%

Plan 122- single premium Plan 97- Jeevan akshay Plan 128-jeevan sneha Plan 129,131-Jeevan asha Plan 136-Jeevan vishwas

2% 1.5% 10% 10% 5% 10%

Plan 122- Agents commission- 1st year commission- 1% of premium for each year of PPT sub to minimum 7.5% & maximum of 60% of premium. 2nd year & onward 0.5% of premium for each years of PPT sub to maximum 5% of premium. Plan 122- Dev.officer’s credit 2.5 times of premiums of PPT sub to minimum of 30% & maximum of 60% of premium. All term 2% D 3% 1.5% 3.5% 20 yrs 15% 10% 6% M Z 100% 15-20-25 15% 10% 6% M Z 100% 10 to 14 yrs 15% 8% 6% L Y 60% 15 & above 15% 10% 6% M Z 100%

20.5% 7.112.komal jeevan ( rebate allowed from 17/7/2007) PLAN 160-Jeevan Bharati Plan 161.8. OFFICE R CREDIT % 1st Plan 140.144.96.25% 5% 5% 5% 5% 5% 5% 5% 5% 2.Jeevan plus (bonus commission payable only under regular premium policies) Nil J W . 145.1% 2% 5% 10% 20% 25% 2% 10% 15% 25% 2% 20% 25% 2% 5% 10% 10% 20% 25% 2% 2% 7. earlier 10%) Plan 169-Jeevan Nidhi 2% 5% * 5% * 10% 5%* 10% 2% 3% 5% * 5% * 10% 2% 2.158.25% 5% 5% 7. Hly Single Top up 10% 15% 15% 15% 15% 15% 10% 20% 25% 25% 0.115.20.5% 2% 2% 2% 4% - 5% 6% 6% 6% 5% 5% 5% 5% 5% 5% Nil 2.60.5% Nil 2.Jeevan rekha 5% 2.5% 7.5% 7.75% 2% 2% Nil Plan 170-Jeevan Akshay-III Plan 171-Bima nivesh 2005 Plan 172-future plus Plan 173.5% 7.5% 7.Jeevan saral Plan 166.25% 5% 7.132.147.113.3% 5% 5% 30% 60% 100% 5% 30% 60% 100% 5% 60% 100% 5% 5% 30% 30% 60% 100% 5% 5% 5% 30% 5% 5% 20% 5% nil 30% 5% C B A A J I C B A J C A J B A J I C C B A J J D D J J D J P O N N W V P O N W P N W O N W V P P O N W W Q Q W W Q W PLAN 163-Jeevan Akshay-III Plan 164Anmol Jeevan-I (* from 17/7/2007 –CEIS rebate will be 5% . 153 Plan 152.146.5% 5% 7.5% 7.Anmol Jeevan PLAN 154.44.148.5% 5% 7. earlier 10%) PLAN 165.Bima plus Nil 10yrs 2nd rd &3 1.142.25& life 10. Hly Single Top up Yly.5% 2% 1% 10% 2% 1% 5% 8% 10% 10% 7.25% 5% 5% 5% 5% -2% 2% 2% 2% - C L M M P Y Z Z 30% 60% 100% 60% 60% 100% 30% 60% 100% 100% .2.5% 2. 136.156.137.152.varishta pension Plan 162-New Jeevan shree- 10% 10% 10% 5% * 5% * 10%* 10% Nil Nil 5 yrs 10 yrs 15.143.5% 7.5% 2% 2% 7.25 8 to 9 yr 10 to 14 yrs 15 & above 15.43.157 – Jeevan Samridhi Plan 159.Bima Nivesh 2004 Plan 167-Jeevan Pramukh Plan 168-Jeevan Anurag (* from 17/7/2007 –CEIS rebate will be 5% .PLAN NOS CEIS REBA TE PREMIUM PAYING TERM COMMISSION RATES YEAR CREDIT CODE IN IT MASTER 4th & next Full Half rate rate DEV.5% 5% 2% SINGLE 10% Plan 153.48.20 12 15. 155.20 -Single 2 to 4 yrs 5 to 9 yrs 10 to 14 yrs 15 & above Single 5 to 9 yrs 10 to 14 yrs 15 & above Single mode 10 to 14 yrs 15 & above 3 & 4 yr 5 yr 7 to 9 yrs 10 to 14 yrs 15 & above Single Single 5 to 9yrs 10& above Single Single Yly.5% 7.3 year—5% 4 to 9 years—1% 10th year—2% single premium-2% additional/top-up—1% J 2% W 15% Single premium policies7.5% 7.15.135.

Qly Single Top-up 5 to 8 yrs 9 to 11 yrs 12 to 15 yrs Single 6 to 9 yrs 10 to 14 yrs 15 & above 10% 2% 7.Amulya jeevan (Bonus commission payable only under regular premium policies) (* from 17/7/2007 – CEIS rebate will be 5% .PLAN NOS CEIS REBA -TE PREMIUM PAYING TERM 1st COMMISSION RATES YEAR CREDIT CODE IN IT MASTER Full Half rate rate DEV.5% 2% 2% 6% 8% 10% 5% 5% 5% D J Q W 30% 5% 20% 5% Nil nil J C B A W P O N 5% 30% 60% 100% 2% 5% * 5% * 10% * 5% Nil Nil 3 Years 4 years 5 years 5 yrs 3 and 4 yrs 5 yrs Single Single Yly & Hly 5 to 9 yrs 10 to 14 yrs 15 & above Single Yly.child future plan (bonus commission payable) ( CEIS rebate allowed from 17/7/2007) Plan 186.4.Jeevan akshay (no bonus commission) Plan 184.50% 7. earlier 10%) Plan 180.5% 7.Jeevan Amrit (Bonus commission payable) Plan 187-Fortune plus (Bonus commission payable) Plan 188-Profit Plus (Bonus commission payable for PPTof 3.25% 5% 2% 2% 3% - --2.5% 6% 4% 10% 2% 2% 2.25% 5% 2% 2% 3% - 5% 5% 15% 12% 5% 30% 5% 5% 2% 5% 5% 10% 2% Nil 10% 20% 25% 2% 10% 5% 7.5% 4th & next 5% 5% 5% 5% 5% 5% 5% 5% 5% 5% J J C B A J J B A C W W P O N W W O N P 60% 100% 5% 5% 30% 60% 100% 5% 5% 60% 100% 30% 60% 100% Nil Nil 5 to 20 yrs single premium Yly.50% 7.child carrer plan Plan 185.Amulya jeevan-I (Bonus commission payable only under regular premium policies) Plan 901. OFFICE R CREDIT % 2nd rd &3 Plan 174-Bima gold Plan 175.20 yrs 15% 15% 2% 2% 10% 20% 25% 2% 2% 20% 25% 10% 15% 15% 7. Ecsmonthly 4% 4% 7.5% 7.5% 7.Health plus (Bonus commission on first year premium) 10% 2% 2% 5% * 5% * 10% 2% 2% 5% 10% 5% 5% * 10% 12Yrs 16.25% 2.LIC’s Money plus (bonus commission payable on regular premium only) Plan 181.20) 12 yrs 16.Bima bachat Plan 176. not single) Plan 189-Jeevan Akshay-VI (No bonus commission) Plan 190.50% 7.5% 7.5% 5% 7.50% 5% 5% 5% 5% 5% C B A J C P O N W P 30% 60% 100% 5% 40% .5% 5% 7.Jeevan akshay Plan 177.Jeevan tarang (Bonus commission payable only under regular premium policies) Plan 179.New Bima gold (* from 17/7/2007 –CEIS rebate will be 5% . Halfyearly.market plus (NO bonus commission) Plan 182-jeevan madhur (NO bonus commission) Plan 183.5 yrs.5% 2% 1% 10% 10% 10% 2% 10% 20% 25% 4% 2% 6% 8% 10% 5% 7.Hly.15. 20 yrs Single Single Yly & Hly 5 to 9 yrs 10 to 14 yrs 15 & above Single Single 10 yrs 15 & 20 yrs PPT 6 yrs (term10. earlier 10%) Plan 178.

QLY.197. LIC’s Jeevan Saathi Plus ( bonus commission on first year premium under Nil regular premium policy and not on single premium) Single 2% - - J W 5% Yly. SINGLE 12% 5% 5% C P 40% 5% 5% C P 40% 4% 2% 30% 2% --- ---- 5% .PLAN NOS CEIS REBA -TE PREMIUM PAYING TERM 1st COMMISSION RATES YEAR CREDIT CODE IN IT MASTER Full rate D J DEV.ECSMONTHLY. 10% ECS-monthly Yly. ECS Single Top up 10% 12% 2% 1% 4% 4% - 2% 2% - 30% 30% 5% - Plan 195. HLY.5% 4th & next 2% 5% Half rate Q 20% W 5% N 100% 10% A Nil Nil 5 to 30 yrs Yly.LIC’s Jeevan Aashta 2% ( no bonus commission) Plan 196.5% 2% 1% 25% 2% 7.I (bonus commission payable) Plan 193-LIC’s Money plus-I (bonus commission payable) Plan 194-LIC’s child fortune plus( bonus commission payable on regular premium policies) and not on single premium + top up premium Nil Yly. Halfyearly.Health protection Nil plus (Bonus commission on first year premium) Plan. OFFICE R CREDIT % 2nd rd &3 Plan 191-LIC’s Market Plus-I (NO bonus commission payable) Plan 192-LIC’s Jeevan Bharati. Ecs10% monthly YLY. Qly.LIC’s Jeevan varsha 5% (with Bonus commission) Plan 902.Qly Single Top-up Yearly 7. HLY.Hly.QLY. HLY.

the rules were revised vide co/act/ps/2100/4 dt 10/2/2007 as follows:1) Those who retire on reaching the superannuation age of 58/60 years and 2) Those who have completed at least 55 years of age and retire on ill-health grounds or otherwise. the CEIS rebate will be 10% . For these plans.172. CEIS rebate will be 5% of tabular premium and for term 15 years and more CEIS rebate will be 10% of tabular premium. 17/7/2007.153. under plan 102.50. CEIS rebate under various plans has been revised:1) Under plan 164.159-single premium shall be 2% of the tabular premium 3) Henceforth CEIS rebate under CDA and children’s plan will be allowed.176. policies which are completed upto 16/7/2007.170.181.140. 4) Other plans rebate will remain unchanged.137.166.175.165. 3) In case of employees who leave the organization or take VRS before completing 55 yrs of age CEIS rebate shall not continue.168. 159. .183. Rebate will be allowed if policies are taken directly and not through agents.185.171.141.132.164.96.184.177. 195 RULES REGARDING CEIS REBATES UNDER POLICIES TAKEN BY LIC EMPLOYEES As per CEIS rebate in case of VRS taken by LIC employees .191.179. pension plans 122.150. 2) Under plan 41.182. 135. 5) CEIS rebate will also be allowed on policies to be taken by our employees on the lives of their spouse and children below 25 yrs of age.169.142.102 the CEIS rebate will be 5% of tabular premium. 6) If any employee leaves the organization or take voluntary retirement before completing 55 yrs then CEIS rebate on his policies and on policies of spouse/children will also be discontinued.for premium paying term less than 15 years .Bonus commission is not payable under plans All single premium plans.97.161. As per co/act/2110/4 dt.

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