2011 VA County Loan Limits for High-Cost Counties The Department of Veterans Affairs Loan Guaranty program

does not impose a maximum amount that an eligible veteran may borrow using a VAguaranteed loan. However, the following county “limits” must be used to calculate VA’s maximum guaranty amount for a particular county. These limits apply to all loans closed January 1, 2011 through September 30, 2011. Fiscal Year 2012 county loan limits will be made available as soon as possible. The maximum guaranty amount (available for loans over $144,000) is 25 percent of the 2011 VA limit shown below. Therefore, a veteran with full entitlement available may borrow up to the 2011 VA limit shown below and VA will guarantee 25 percent of the loan amount. If a veteran has previously used entitlement that has not been restored, the maximum guaranty amount available to that veteran must be reduced accordingly. Lenders should check their own investor requirements regarding guaranty amounts and downpayments. Questions about VA loans in a particular county may be directed to the VA Regional Loan Center listed for that county. NOTE: For all counties other than those listed below, the 2011 limit is $417,000.
STATE COUNTY AK ALEUTIANS EAST AK ALEUTIANS WEST AK ANCHORAGE AK BETHEL AK BRISTOL BAY AK DENALI AK DILLINGHAM AK FAIRBANKS NORTH AK HAINES AK HOONAH-ANGOON AK JUNEAU AK KENAI PENINSULA AK KETCHIKAN GATEWAY AK KODIAK ISLAND AK LAKE AND PENINSULA AK MATANUSKA-SUSITNA AK NOME AK NORTH SLOPE AK NORTHWEST ARCTIC AK PETERSBURG AK PRINCE OF WALES-HYDER AK SITKA AK SKAGWAY MUNICIPALITY AK SOUTHEAST FAIRBANKS 2011 VA LIMIT $625,500 $625,500 $625,500 $625,500 $625,500 $625,500 $625,500 $625,500 $625,500 $625,500 $625,500 $625,500 $625,500 $625,500 $625,500 $625,500 $625,500 $625,500 $625,500 $625,500 $625,500 $625,500 $625,500 $625,500 Regional Loan Center DENVER DENVER DENVER DENVER DENVER DENVER DENVER DENVER DENVER DENVER DENVER DENVER DENVER DENVER DENVER DENVER DENVER DENVER DENVER DENVER DENVER DENVER DENVER DENVER

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STATE COUNTY AK VALDEZ-CORDOVA AK WADE HAMPTON AK WRANGELL CITY/BOROUGH AK YAKUTAT CITY AK YUKON-KOYUKUK CA ALAMEDA CA ALPINE CA CONTRA COSTA CA LOS ANGELES CA MARIN CA MONTEREY CA NAPA CA NEVADA CA ORANGE CA SAN BENITO CA SAN DIEGO CA SAN FRANCISCO CA SAN LUIS OBISPO CA SAN MATEO CA SANTA BARBARA CA SANTA CLARA CA SANTA CRUZ CA SONOMA CA VENTURA CO BOULDER CO EAGLE CO LAKE CO PITKIN CO ROUTT CO SAN MIGUEL CO SUMMIT CT FAIRFIELD DC DISTRICT OF COLUMBIA FL MONROE GU GUAM HI HAWAII HI HONOLULU HI KALAWAO HI KAUAI HI MAUI ID BLAINE ID TETON MA BARNSTABLE MA DUKES

2011 VA LIMIT $625,500 $625,500 $625,500 $625,500 $625,500 $1,000,000 $480,000 $1,000,000 $700,000 $1,000,000 $431,250 $530,000 $431,250 $700,000 $843,750 $537,500 $1,000,000 $528,750 $1,000,000 $710,000 $843,750 $706,250 $478,750 $562,500 $427,500 $850,000 $850,000 $1,094,625 $587,500 $520,000 $771,250 $625,000 $818,750 $437,500 $625,500 $625,500 $741,250 $625,500 $625,500 $625,500 $431,250 $652,500 $418,750 $782,500

Regional Loan Center DENVER DENVER DENVER DENVER DENVER PHOENIX PHOENIX PHOENIX PHOENIX PHOENIX PHOENIX PHOENIX PHOENIX PHOENIX PHOENIX PHOENIX PHOENIX PHOENIX PHOENIX PHOENIX PHOENIX PHOENIX PHOENIX PHOENIX DENVER DENVER DENVER DENVER DENVER DENVER DENVER MANCHESTER ROANOKE ST. PETERSBURG HONOLULU HONOLULU HONOLULU HONOLULU HONOLULU HONOLULU DENVER DENVER MANCHESTER MANCHESTER

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STATE MA MA MA MA MA MA MD MD MD MD MD MD MD MD MD MD MD MD MP MP MP NC NC NC NH NH NJ NJ NJ NJ NJ NJ NJ NJ NJ NJ NJ NJ NY NY NY NY NY NY

COUNTY ESSEX MIDDLESEX NANTUCKET NORFOLK PLYMOUTH SUFFOLK ANNE ARUNDEL BALTIMORE BALTIMORE CITY CALVERT CARROLL CHARLES FREDERICK HARFORD HOWARD MONTGOMERY PRINCE GEORGE'S QUEEN ANNE'S NORTHERN ISLAND SAIPAN TINIAN CAMDEN PASQUOTANK PERQUIMANS ROCKINGHAM STRAFFORD BERGEN ESSEX HUDSON HUNTERDON MIDDLESEX MONMOUTH MORRIS OCEAN PASSAIC SOMERSET SUSSEX UNION BRONX KINGS NASSAU NEW YORK PUTNAM QUEENS

2011 VA LIMIT $493,750 $493,750 $1,094,625 $493,750 $493,750 $493,750 $500,000 $500,000 $500,000 $818,750 $500,000 $818,750 $818,750 $500,000 $500,000 $818,750 $818,750 $500,000 $436,250 $440,000 $442,500 $875,000 $875,000 $875,000 $493,750 $493,750 $735,000 $735,000 $735,000 $735,000 $735,000 $735,000 $735,000 $735,000 $735,000 $735,000 $735,000 $735,000 $735,000 $735,000 $735,000 $735,000 $735,000 $735,000

Regional Loan Center MANCHESTER MANCHESTER MANCHESTER MANCHESTER MANCHESTER MANCHESTER ROANOKE ROANOKE ROANOKE ROANOKE ROANOKE ROANOKE ROANOKE ROANOKE ROANOKE ROANOKE ROANOKE ROANOKE HONOLULU HONOLULU HONOLULU ATLANTA ATLANTA ATLANTA MANCHESTER MANCHESTER CLEVELAND CLEVELAND CLEVELAND CLEVELAND CLEVELAND CLEVELAND CLEVELAND CLEVELAND CLEVELAND CLEVELAND CLEVELAND CLEVELAND MANCHESTER MANCHESTER MANCHESTER MANCHESTER MANCHESTER MANCHESTER

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STATE NY NY NY NY PA UT UT UT VA VA VA VA VA VA VA VA VA VA VA VA VA VA VA VA VI VI VI WA WA WA WA WA WV WY

COUNTY RICHMOND ROCKLAND SUFFOLK WESTCHESTER PIKE SALT LAKE SUMMIT TOOELE ALEXANDRIA ARLINGTON CLARKE FAIRFAX FAIRFAX IND FALLS CHURCH FAUQUIER FREDERICKSBURG LANCASTER LOUDOUN MANASSAS MANASSAS PARK PRINCE WILLIAM SPOTSYLVANIA STAFFORD WARREN ST. CROIX ST. JOHN ST. THOMAS CLALLAM KING PIERCE SAN JUAN SNOHOMISH JEFFERSON TETON

2011 VA LIMIT $735,000 $735,000 $735,000 $735,000 $735,000 $612,500 $612,500 $612,500 $818,750 $818,750 $818,750 $818,750 $818,750 $818,750 $818,750 $818,750 $425,000 $818,750 $818,750 $818,750 $818,750 $818,750 $818,750 $818,750 $625,500 $625,500 $625,500 $417,500 $500,000 $500,000 $468,750 $500,000 $818,750 $652,500

Regional Loan Center MANCHESTER MANCHESTER MANCHESTER MANCHESTER CLEVELAND DENVER DENVER DENVER ROANOKE ROANOKE ROANOKE ROANOKE ROANOKE ROANOKE ROANOKE ROANOKE ROANOKE ROANOKE ROANOKE ROANOKE ROANOKE ROANOKE ROANOKE ROANOKE ST. PETERSBURG ST. PETERSBURG ST. PETERSBURG DENVER DENVER DENVER DENVER DENVER ROANOKE DENVER

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