2008-4-1 ACE Limited (NYSE: ACE) 8-K

http://www.sec.gov/Archives/edgar/data/896159/000119312508072415/0001193125-08-0724...
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<SEC-DOCUMENT>0001193125-08-072415.txt : 20080401
<SEC-HEADER>0001193125-08-072415.hdr.sgml : 20080401
<ACCEPTANCE-DATETIME>20080401165335
ACCESSION NUMBER:
0001193125-08-072415
CONFORMED SUBMISSION TYPE:
8-K
PUBLIC DOCUMENT COUNT:
4
CONFORMED PERIOD OF REPORT:
20080401
ITEM INFORMATION:
Entry into a Material Definitive Agreement
ITEM INFORMATION:
Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant
ITEM INFORMATION:
Other Events
ITEM INFORMATION:
Financial Statements and Exhibits
FILED AS OF DATE:
20080401
DATE AS OF CHANGE:
20080401
FILER:
COMPANY DATA:
COMPANY CONFORMED NAME:
CENTRAL INDEX KEY:
STANDARD INDUSTRIAL CLASSIFICATION:
IRS NUMBER:
STATE OF INCORPORATION:
FISCAL YEAR END:
ACE LTD
0000896159
FIRE, MARINE & CASUALTY INSURANCE [6331]
000000000
D0
1231
FILING VALUES:
FORM TYPE:
SEC ACT:
SEC FILE NUMBER:
FILM NUMBER:
8-K
1934 Act
001-11778
08730053
BUSINESS ADDRESS:
STREET 1:
STREET 2:
CITY:
STATE:
ZIP:
BUSINESS PHONE:
ACE BLDG
30 WOODBOURNE AVE
HAMILTON HM 08 BERMU
D0
00000
8092955200
MAIL ADDRESS:
STREET 1:
CITY:
STATE:
ZIP:
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>d8k.htm
<DESCRIPTION>FORM 8-K
<TEXT>
<HTML><HEAD>
<TITLE>Form 8-K</TITLE>
</HEAD>
<BODY BGCOLOR="WHITE">
P O BOX HM 1015
HAMITON BERMUDA
D0
00000
 UNITED STATES <
STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center">SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 <center> </center> F
STYLE="font-size:12px;margin-top:0px;margin-bottom:0px"> <center> </center> Current Report Pursuant To Section 13 or 15
 Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 1, 2008 <center> </center> A
(Exact name of registrant as specified in its charter) </center> 
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" ALIGN="center">
<TR>
<TD WIDTH="34%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR>
<TD VALIGN="top" ALIGN="center">Cayman Islands</TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="top" ALIGN="center">1-11778</TD>
<TD VALIGN="top" ALIGN="center">98-0091805</TD></TR>
<TR>
<TD VALIGN="top" ALIGN="center"> (State or other jurisdiction of incorporation)</TD>
<TD VALIGN="top" ALIGN="center">(Commission File Number)</TD>
<TD VALIGN="top" ALIGN="center"> (I.R.S. Employer Identification No.)</TD></TR>
</TABLE> ACE Global Headquarters 17 Woodbourne Avenue Hamilton HM 08 Bermuda <
STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center">(Address of principal executive offices) Registrants telephone number, including area code: (441) 295-5200 Not applicable
STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center">(Former name or former address, if changed since last report) <center> </center> Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see Genera
 
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">¨</TD>
<TD ALIGN="left" VALIGN="top">Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) </TD></TR></TABLE> 
<TD ALIGN="left" VALIGN="top">Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) </TD></TR></TABLE> 
<TR>
<TD ALIGN="left" VALIGN="top">Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) </TD></TR></TABLE> 
<TR>
<TD ALIGN="left" VALIGN="top">Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) </TD></TR></TABLE> 

<HR SIZE="3" COLOR="#999999" WIDTH="100%" ALIGN="CENTER">

<TR>
<TD WIDTH="9%" VALIGN="top" ALIGN="left">Item 1.01</TD>
<TD ALIGN="left" VALIGN="top">Entry into a Material Definitive Agreement </TD></TR></TABLE> <FONT FACE="Times
April 1, 2008, ACE INA Holdings Inc. (ACE INA), as borrower, and ACE Limited (the Company), ACE Bermuda Insurance Ltd. and ACE Tempest Reinsurance Ltd., as guarantors, entered into a US $450,0
agreement (the Term Loan Agreement) with the financial institutions and other lenders named therein, including Bank of America, N.A., as administrative agent. The Term Loan Agreement is unsecured and repayable on maturity in April 2013. The proceeds of the Term Loan Agreement will be applied to pay a portion of the purchase price of the acquisiti
capital stock of Combined Insurance Company of America, as further described in Item 8.01 hereof, and to pay costs and expenses related thereto. Under the Term Loan Agreement, ACE INA pays interest at either (a) LIBOR for specified interest periods plus a margin determined with reference to the Companys credit ratings or
based upon Bank of Americas prime rate or the Federal Funds rate. ACE INA is also paying customary upfront, structuring and syndication and administration fees. The terms, conditions and covenants of the Term Loan Agreement are substantially similar to those in other ACE group credit facilities. The Term Loan Agreement contains customary covenants,
applicable to the Company and its subsidiaries limiting liens, substantial asset sales and mergers. Most of these restrictions are subject to certain minimum thresholds and exceptions. The Term Loan Agreement also contain
require the Company to maintain: (i) a ratio of consolidated total debt (excluding trust preferred securities a
extent not exceeding 15 percent of total capitalization) to total capitalization of not greater than 0.35 to 1; and <FONT FACE="Times New Roman" SIZE
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consolidated net worth of not less than $9.570 billion (subject to an annual reset provision) plus 25 percent of cumulative consolidated net income from December 31, 2006, plus 50 percent of the net proceeds of any i
subsequent to December 31, 2006. In addition, the Term Loan Agreement has customary events of default, inc
materiality thresholds and grace periods) payment default, failure to comply with covenants, material inaccuracy of representation or warranty, bankruptcy or insolvency proceedings, change of control, ERISA matters and cr
agreements. 
<TR>
<TD ALIGN="left" VALIGN="top">Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. </TD></TR></TABLE> See Item 1.01 above which is incorporated herein by reference. <F
SIZE="1"> 
2 

<TR>
<TD ALIGN="left" VALIGN="top">Other Events </TD></TR></TABLE> On April&
through a wholly-owned subsidiary, purchased all the outstanding shares of Combined Insurance Company of America and certain of its subsidiaries from Aon Corporation pursuant to the stock purchase agreement dated as of De
Aon Corporation. The final purchase price for this stock purchase was approximately $2.56 billion. A copy of th
April 1, 2008 announcing the closing of this transaction is attached as Exhibit 99.1 hereto and is incorporated herein by reference. 
<TR>
<TD WIDTH="9%" VALIGN="top" ALIGN="left">Item 9.01</TD>
<TD ALIGN="left" VALIGN="top">Financial Statements and Exhibits. </TD></TR></TABLE> 
<TR>
<TD WIDTH="4%"> </TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(d)</TD>
<TD ALIGN="left" VALIGN="top">Exhibits </TD></TR></TABLE> 
<TR>
<TR>
<TD VALIGN="bottom" NOWRAP> Exhibit Number</TD>
<TD VALIGN="bottom" STYLE="border-bottom:1px solid #000000"> Description</TD></TR>
<TR>
<TD VALIGN="top"> 99.1</TD>
<TD VALIGN="bottom">Press Release dated April 1, 2008</TD></TR>
</TABLE> 
3 
SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. <DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0">
<TR>
<TR>
<TD VALIGN="top" COLSPAN="3">ACE LIMITED</TD></TR>
<TR>
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR>
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom"> /s/ Robert F. Cusumano</TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">Robert F. Cusumano</TD></TR>
<TR>
<TD VALIGN="bottom">General Counsel</TD></TR>
</TABLE></DIV> DATE: April 1, 2008 
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</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>dex991.htm
<DESCRIPTION>PRESS RELEASE
<TEXT>
<HTML><HEAD>
<TITLE>Press Release</TITLE>
</HEAD>
<BODY BGCOLOR="WHITE">
Exhibit 99.1 
<TR>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR>
<TD VALIGN="top" ROWSPAN="8">
<IMG SRC="g66128img_001.jpg" ALT="LOGO"></TD>
<TD VALIGN="top">ACE Limited</TD>
<TD VALIGN="bottom">PO Box HM 1015</TD>
<TD VALIGN="top" ROWSPAN="8">
<IMG SRC="g66128img_002.jpg" ALT="LOGO"></TD></TR>
<TR>
<TD VALIGN="top">ACE Global Headquarters</TD>
<TD VALIGN="bottom">Hamilton HM DX</TD>
<TD VALIGN="bottom"> </TD></TR>
<TR>
<TD VALIGN="top">17 Woodbourne Avenue</TD>
<TD VALIGN="bottom">Bermuda</TD>
<TR>
<TD VALIGN="bottom">Hamilton HM 08</TD>
<TD VALIGN="bottom"></TD>
<TR>
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<TD VALIGN="top">Bermuda</TD>
<TR>
<TD VALIGN="bottom">441 295-5200 main</TD>
<TR>
<TD VALIGN="bottom">441 292-8675 fax</TD>
<TR>
<TR>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="bottom">www.acelimited.com</TD>
<TD VALIGN="bottom"></TD></TR>
</TABLE> FOR IMMEDIATE RELEASE <DIV
ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0">
<TR>
<TR>
<TD VALIGN="top">Investor Contact:</TD>
<TD VALIGN="bottom">Helen M. Wilson</TD></TR>
<TR>
<TD VALIGN="bottom">(441) 299-9283</TD></TR>
<TR>
<TD VALIGN="bottom">helen.wilson@ace.bm</TD></TR>
<TR>
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR>
<TD VALIGN="top">Media Contact:</TD>
<TD VALIGN="bottom">Patrick McGovern</TD></TR>
<TR>
<TD VALIGN="bottom">212-827-4426</TD></TR>
<TR>
<TD VALIGN="bottom">patrick.mcgovern@ace-ina.com</TD></TR>
</TABLE></DIV> ACE COMPLETES ACQUISITION OF COMBINED INSURANCE COMPANY OF AMERICA HAMILTON, Bermuda April 1, 2008 ACE Limited (NYSE: ACE) announced today that it has completed its acquisition of 100% of the outstanding shares of Combined Insurance Company of America and
from Aon Corporation (NYSE: AOC) for $2.56 billion in cash. In accordance with the purchase agreement, the purchase price reflects on a dollar-for-dollar basis an increase to Combineds net worth that occurred betwee
closing of the transaction. Evan G. Greenberg, Chairman and Chief Executive Officer of ACE Limited, commented: We are de
important transaction ahead of schedule. ACE and Combined teams have been working closely together, making plans to achieve both our efficiency and growth objectives. We have been building considerable momentum over the l
hit the ground running beginning today. In connection with ACEs first quarter earnings call on April 30, the
earnings guidance. 
The ACE Group of Companies is a global leader in insurance and reinsurance serving a diverse group of clients. Headed by
ACE Limited, a component of the Standard & Poors 500 stock index, the ACE Group of Companies conducts its business on a worldwide basis with operating subsidiaries in more than 50 countries. Additional info
www.acelimited.com. # # # <
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end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
-----END PRIVACY-ENHANCED MESSAGE-----
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2008-4-1 ACE Limited (NYSE: ACE) 8-K

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-----BEGIN PRIVACY-ENHANCED MESSAGE----Proc-Type: 2001,MIC-CLEAR

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-----BEGIN PRIVACY-ENHANCED MESSAGE----Proc-Type: 2001,MIC-CLEAR

<P STYLE="line-height:0px;margin-top:0px;margin-bottom:0px;border-bottom:0.5pt solid #000000">&nbsp;</P> <P

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