Rural Housing Indira Awaas Yojana

16th ² 17th July 2010
Government of India Ministry of Rural Development

Aspects Covered
1. 2. 3. 4. 5. 6. 7. 8. 9. Financial & Physical Performance (2009-10) Financial & Physical Performance (2010-11) Improving Quality of Houses Homestead Scheme Differential Rate of Interest (DRI) Permanent IAY Waitlists Monitoring & IAY-MIS Performance Output Matrix (POM) State Action Plan

Salient Features of IAY
‡ Unit Assistance Revised w.e.f. 1/4/2010
± Rs. 45,000 for new construction in plain areas as against Rs. 35,000 ± Rs. 48,500 for new construction in hilly areas as against Rs. 38, 500 ± Rs. 20,000 as credit under DRI at interest rate of 4%

‡ Allocation to States/Districts
± to States on the basis of 75:25 weightage to housing shortage and poverty ratio respectively ± to districts on the basis of 75:25 weightage to housing shortage and rural SC/ST population respectively

‡ Earmarking of Funds
± Sanctions in the name of women or jointly ± 60% funds for SC/STs & 15% for minorities ± 3% for physically handicapped

‡ Selection of Beneficiary
± From Permanent IAY Waitlist based on BPL list of 2002 ± There are separate lists for SC/ST & others ± Lists are displayed publicly

‡ Type Design of House
± State Govts. are to finalize type design & facilitate construction ± Beneficiaries to construct by themselves ± State Govt/DRDA to provide information on appropriate technologies

Financial & Physical Performance (2009-10) Allocation of Funds under normal IAY Rs.83% 40.84 lakh 83. 15851.73 lakh *includes opening balance. 8635.70 crore Central Releases Total Available Funds Utilisation of Funds Percentage Utilisation Physical Target Houses Completed Physical Achievement Houses Under Construction Rs. 8494.73 crore Rs.71*crore Rs. central release & state release . 13288.99 crore 83.52% 22.52 lakh 33.

Physical Achievement during (2009-10) STATES AP ARN. 138.64% 77.88% TRIPURA 9295 113.16% 85.35% 8.49% PUNJAB 58449 101.34% ORISSA 653214 59.62% RAJASTHAN 1864 81.00 0.43% 3.13% 90.52% 434733 116. PRD.29% 98.80% 0.89% UTT·HAND 87524 89.73% D& N HAVELI 96877 84.44% 107.90% 87.43% 83.38% WB 158417 110.19% UP 18594 72.42% NAGALAND 181162 75.07% TOTAL 4052243 3384336 . % Ach.59% LAK·DWEEP 2363 25.45% 113.00 38.87% MIZORAM 6026 55.03% PON·CHERRY 9875 60. STATES TARGET 3504 10878 215715 31674 91670 2080 148929 21182 493156 22476 297564 2750 458 205 229 1370 47 Ach. 4851 11645 170766 27108 86992 1819 169753 8322 483949 20373 230155 242 0 0 88 %Ach.69% D& DIU 207695 92. ASSAM BIHAR CHH· GARH GOA GUJARAT HARYANA HP J &K J·KHAND KAR·TAKA KERALA MP MAHA·TRA MANIPUR MEG·LAYA TARGET 371982 10873 240446 1098001 57520 2291 182429 25611 8212 25508 97926 143311 79695 114396 224323 9439 16440 Ach.58% 94.98% 39.05% 79.41% TAMIL NADU 23788 92.36% SIKKIM 166760 91.54% A& N ISLANDS 51590 64.

9716. 1663.64 crore Rs.Financial & Physical Performance (2010-11) Allocation of Funds under normal IAY Central Releases Total Available Funds Utilisation % Utilisation of Funds Physical Target Physical Achievement % Physical Achievement Rs.24% .08 lakh 1.12% 28.20 crore Rs.07 crore 18.06 lakh 14.70 crore Rs. 4306. 9179.

Muktsar & Roopnagar South 24 Parganas & Darjeeling All Reason(S) 40 Districts could not be processed for want of certain information / documents from concerned DRDAs. Chandel and Imphal East Jagatsinghpur and Kalahandi Jalandhar Ludhiana. Gopalganj. Kurung Kurmey. and Champaran East Bhavanagar and Junagadh Kinnaur & Lahul spiti Ganderbal. Leh. Pulwama. Shopian & Srinagar Bishnupur. Papum-pare and Upper Siang Lakhimpur Araria.Releases: Ist Instalment Held-up (2010-11) States Arunachal Pradesh Assam Bihar Gujarat HP J&K Manipur Orissa Punjab WB UTs Districts Anjaw. Kargil. Dibang Valley. Lohit. . East Siang.

Saran. Tirap. Tawang. Saharsa. Budgam and held up for Kulgam want of Hoshangabad. Lower Dibang Valley. Katni and Sidhi fulfillment of Bhandara and Nandurbar conditions imposed Thaubal and Ukhrul while Jaintia Hills releasing 2nd Bolangir instalment of IAY funds last year. Baramulla.Releases: Part of Ist Instalment Held-up (2010-11) States Arunachal Pradesh Assam Bihar HP J&K MP Maharashtra Manipur Meghalaya Orissa Districts Changlang. Bandipora. Madhepura 33 but release of and Muzaffarpur balance first Bilaspur and Mandi instalment is Anantnag. . Upper Subansiri. Purnea. West Kemeng and West Siang Cachar REASON(S) Part first instalment has been released to districts Kishanganj. Lower Subansiri. Dindori. Ashoknaga.

Wardha. Bhojpur. Bhind and Sehore Beed. Gumla. Hazaribagh and Lohardaga Davangere. Kanker and Rajnandgaon Dahod Reasons 112 districts where full first instalment has been released but with certain conditions to be fulfilled before release of 2nd instalment during the current year Rajasthan Tamilnadu Utt·khand UP Bilaspur. Khargaon. Sambalpur. Dausa.Bareli. Jhunjhunu. Sikar. Gajapati. Garwah. The Nilgiris Pauri Garhwal and Tehri Garhwal Bara·ki. Shrawasti & Unnao . Raigarh. Latur. Samastipur. Annuppur. Tonk. Barmer. Sitamarhi. Korba. Dhenkanal. Kupwara. Jallore. Rajasmand. Jhabua. Bastar. Buxer. Siwan. Udaipur and Baran Perambalur. Bellary and Uttar Kannada Damoh. Bhagalpur. Dantewada. Chhindwara. Bargarh. Poonch and Samba West Singhbhum. Bundi. Chandrapur. Jhalawar. Koria. R.B. Jabalpur. Balaghat. Sundargarh. Churu. Rayagada. Jalna. Boudh and Deogarh Nawanshahar. Darrang and Kamrup Darbhanga. Panna. Ranchi. SAS Nagar Mohali and Hoshiarpur Bhilwara. Kolhapur. Mandi and Hamirpur Kishtwar. Dibrugarh. Nayagarh. East Singhbhum. Nasik. Sultanpur. Rohtas. Chatra. Bahraich. Mahasamund. Kota. Thanjavur. Ujjain. Aurangabad. Puri. Sigagangai. Surguja. Raipur.Releases-Queries for 2nd Instalment (2010-11) States Assam Bihar Chatisgarh Gujarat HP J&K Jharkhand Karnataka MP Maharashtra Orissa Punjab Districts Baksa. Chamba. Burhanpur. Bokaro. Banka. Gaya and Jamui Jhanjgir Champa. Yavatmal Malkangiri. G.Ngr. Pali. Nalanda. Pune.

Requirements for Release of 2nd instalment Funds ‡ Utilization of funds should be at least 60% of Total Available Funds (TAF) ‡ Utilization means funds released to beneficiary not to implementing agencies ‡ Opening balance in UC must tally with closing balance in Audit Report of previous year ‡ Reporting of Outcome performance as part of UC ‡ Separate UC & Audit Reports for the funds released under 5% IAY meant for natural calamities and for special packages ‡ Closing balance to be less than 10% of TAF ‡ In case of excess closing balance utilize 75% of TAF by 31st December ‡ Diversion of IAY funds including interest for other purposes not permitted ‡ Proposals to be submitted only online .

00 9.00 13.82% 51.29% 8.90% 8.29% 27.33 % .91% States MANIPUR MEGHALAY A MIZORAM NAGALAND ORISSA PUNJAB RAJASTHAN SIKKIM TAMILNADU TRIPURA UP UTTA·KHAN D WB Total (except Uts) Target 6707 11681 2489 7730 149100 21893 63362 1478 102939 15050 340868 15856 205671 Sanction 0 824 80 6455 97452 4854 49184 0 21231 0 45169 2277 36893 %Sanction 0.96% 68.00 20.17% 77.51% 65.36% 22.95% 33.70% 57.46% 0.44% 26.00 7.26% 79.36% 17.21% 83.75% 27.25% 14.62% 0.Houses Sanctioned (2010-11) Target & Sanction States AP ARUNACHAL P ASSAM BIHAR CHHAT·GARH GOA GUJARAT HARYANA HP J&K JHARKHAND KAR·TAKA KERALA MP MAHA·TRA Target 257104 7726 170849 758904 39759 1584 126090 17703 5793 17995 67691 99055 55084 79073 155052 Sanction 193953 2030 121797 211724 3505 819 73081 12170 1619 5985 53789 0 5119 6785 6056 %Sanction 75.94% 2804286 962851 34.62% 0.58% 3.05% 3.27% 71.

Jharkhand (38. Tamil Nadu and Tripura . J&K (0.04%).44%).Statewise Physical Performance (2010-11) Houses Completed Houses completed between 40%-60% Houses completed between 20%-40% Houses completed less than 20% Nagaland (41. Bengal (13.27%).65%) Houses ¶NIL· completed Sikkim. Uttarkhand (8.18%). Assam (11.15%). Orissa (13.09%). Uttar Pradesh (2.64%). Kerala (13. Manipur (1. Gujarat (14.05%). Bihar (11. Arunachal Pradesh (6. Andhra Pradesh (19. Himachal Pradesh (0.07%). Maharashtra (3. A & N Islands (0. Goa (3. Madhya Pradesh (17.92%).71%).32%). Punjab (5. Mizoram (0.06%). Meghalaya (4. Karnataka (19.07%).42%).62%).18%).18%). Rajasthan (6. Haryana (18.57%) and W.91%).82%).53%) Chhattisgarh (28.98%).79%).79%).

Coverage of Targeted Components (2010-11) Coverage of SC/ST less Goa & Himachal Pradesh than 50% of sanction Coverage of Physical AP. Tripura. Mizoram. 1% of sanction Madhya Pradesh. Uttarakhand & West Bengal and all UTs Coverage of Women Arunachal Pradesh. Sikkim. Orissa. HP. Goa. Tripura. Coverage of Minorities All States ² Uts. Uttar Pradesh. Mizoram. Haryana. J&K. Handicapped less than Goa. less than 50% of Haryana. MP.Gujarat. Tamil Nadu. except Andhra Pradesh and less than 50% of Assam sanction . Nagaland. Orissa. J & K. Gujarat. Sikkim. Assam. Meghalaya. Manipur. Karnataka. Rajasthan. Rajasthan. Arn·chal Pradesh. Maharashtra. Maharashtra. HP. Chhattisgarh. sanction Manipur. Karnataka. West Bengal & all Uts.

‡ Basic Amenities ‡ . the State Government should take responsibility and train sufficient number of masons and other mechanics for execution of the house as per the type designs. In addition to providing sanitary latrine in every house by dovetailing funds from Total Sanitation Campaign (TSC). with Insurance companies for Jan Shree/Aam Admi Bima and beneficiaries should be encouraged to use clean fuel as well as have kitchen gardens. Each State Government is required to finalize type designs for the IAY house along with technical and material specifications based on the above principles. convergence of schemes and economies in purchase. IAY scheme should also have convergence with DWS for providing drinking water. For all type designs approved by the State Government. with Rajiv Gandhi Gramin Vidyutikaran Yojana for providing free electricity connection.Task Force for Improving Design & Quality of IAY Houses Design & Quality of Houses ‡ ‡ ‡ Efforts should be made to ensure that the IAY house is a pucca one with permanent walls and permanent roofing. Cluster approach is to be followed to facilitate better supervision.

Release of Funds ‡ The funds should be released either in two or three instalments. An effective complaint Monitoring System with adequate staff should be set up at the state level which can visit. Ideally. Monitoring & Transparency ‡ ‡ ‡ Action at Centre ‡ ‡ . System of social auditing of the Scheme shall be introduced by the State Governments. Resource Centre being established Knowledge Network being envisaged Technical Supervision. Technical supervision shall be provided at least at the foundation and the roof laying stages.Task Force for Improving Design & Quality of IAY Houses-contd. the funds should be distributed to the beneficiaries in two instalments. for effective redressal. first instalment with the sanction order and the second instalment when the construction reaches the lintel level. independent of the regular execution wing and give a report to the implementing agencies about the shortcomings/shortfalls.

452 196332 77.917 Not given 23. Orissa.211 119 4.Action Plan for allotting Homestead Plots BPL Families Without House-sites States No.382 15345 5. if any.112 1053 1.029 1053 1.996 55 0 21.43.918 189018 77.080 1.405 3. of BPL families for whom land is to be purchased/acquired for allotment as homestead sites AP Assam Chh·garh Goa Gujarat Karnataka Kerala Maha·tra (13 Dists) Me·laya Mizoram Punjab (5 dists) TN U·khand WB Manipur 8. can be have neither land nor housesite regularized/can be provided Govt. Nagaland.42.071 1000 34.520 1000 22.532 1.996 10.00.384 10.551 11.311 119 5.80.259 156438 18. Punjab.405 4.93.986 4.498 1269 The following states had committed to submit proposals within 15 days Puducheery. of BPL families as per No. land for homestead site No. of BPL families whose Permanent IAY Waitlists who occupied land. Rajasthan & MP .879 1287 3.65.

on the basis of 50:50 funding by Centre & State  Incentivising States  Additional funds under IAY to the extent of plots allotted by way of regularization/allotment of Govt land / purchase / acquisition  Outcome  Proposals received from Bihar.000 or actual. Kerala . Sikkim. whichever is less. Karnataka. Kerala. 10. Rajasthan and Sikkim  Proposals of Maharashtra is under consideration ‡ Homestead Scheme     Preparation of Action Plan in Proforma I Submission of proposals for fund release in Proforma II Submission of proposals for incentivisation Submission of MPR I & II . and Maharashtra  Funds released to Bihar.Scheme for Allotting Homestead Plots  Basic Parameters  Should be a BPL household with neither land nor house-site & should belong to the Permanent IAY Waitlist  Rs. Karnataka.

Jharkhand & WB) have availed loan under DRI during the year . 48430 IAY beneficiaries availed loan under DRI ± 1416 IAY beneficiaries of 4 States (Gujarat. 20.000/per housing unit at interest rate of 4% per annum ‡ Role of DRDAs ± To create awareness about the loan available under DRI ± To obtain loan application forms from willing beneficiaries & submission to the banks ± To hold camps regularly to enable access to loan ± To review the sanction of loan with the banks ± In the year 2009-10.Differential Rate of Interest (DRI) ‡ DRI Scheme can be used for borrowing upto Rs. Haryana.

Permanent IAY Waitlist ‡ Ensures transparency in the process of selection of beneficiaries ‡ Gram Sabha to have finalized Permanent IAY Waitlists based on BPL List 2002 ‡ Permanent IAY Waitlists to have been painted on the walls of Panchayat Buildings ‡ Booklets to be prepared & uploaded on the website .

Daman & Diu. Tamil Nadu and Uttarkhand ‡ Waitlists and painting near completion ± Bihar. Punjab. Tripura. Meghalaya. Manipur. Jharkhand. Mizoram. West Bengal and Union Territories of Andaman & Nicobar. Nagaland. Goa. Sikkim. Jammu & Kashmir. Kerala. Madhya Pradesh. Haryana. Rajasthan. Gujarat. Orissa. Himachal Pradesh. Chhattisgarh.Status of Permanent IAY Waitlists ‡ Waitlists prepared and painting completed ± Assam. Arunachal Pradesh and Lakshdweep ‡ Waitlists still not prepared ± Andhra Pradesh. Karnataka and Maharashtra ‡ Waitlists prepared but painting not completed ± Uttar Pradesh. Dadra Nagar Haveli and Puducherry .

Chandel. East Kameng. Pradesh Assam Bihar Chhatisgarh Goa Haryana J&K Jharkhand MP Maharashtra Manipur Tripura A&N Island Anjaw. Tam·long & Ukrool South Tripura and West Tripura Nicobar ‡ States have not provided MPR-3 for any District for March 2010 are AP. Ramgarh. Orissa. Nagaland. Rajauri. Senapati. Shopian & Srinagar Chatra. Khunti.West Singhbhum Gwalior. Purnea. Baksa Kishangang. Tikamgarh. Pulwama. Kishtwar. Imphal E. Tripura. Sikkim and all Uts (except Lakshadweep) . Dibang Valley. Kurang Kumey. Rohtas and Saran Dantewada South Goa Palwal and Panchkula Baramulla. Ujjain and Seoni Washim and Buldana Bishnupur. Tirap and Upper Siang. II & III for March 2010 Arn. Reasi. Rewa.Online Monitoring & MPR Formats ‡ 46 districts have not provided online MPR I. Leh. Poonch. Simdega. Churac·pur.

blocks. districts. States & Ministries ± To be launched on 16. personal details. block. 2010 . district. gram panchayats. panchayat. fund release details. beneficiaires. beneficiary ‡ State / district required to enter data of all ± Houses sanctioned during 2010-11 ± Incomplete houses as on 31-3-2010 ‡ Format now made part of IAY-MIS ± AWAASS OFF has been developed ± Stakeholders who can access MIS are citizens.2010 ± Training to be conducted from 28th to 30th July. housesite details. sanction & completion details. village.7. convergence details ‡ Loose coupling of this data with BPL Census 2002 for ± State.Database of Beneficiaries & Development of IAY-MIS ‡ Format for capturing beneficiary data designed to capture data on ± Location details.

Performance Output Matrix (POM) ‡ This is meant to be a MOU with States ‡ State to indicate outcomes & timeline to achieve the same ‡ Central Government to indicate its commitment ‡ Review to be based on POM .

Performance Output Matrix Format Responsible Agency / Team / Current Person Status Deliverables Release of Funds ‡Proposals pending for 1st instalment ‡Submission of proposals for 2nd instalment ‡Proposals pending for objection ‡Proposals pending for restoration ‡Status of release of funds Financial Performance ‡Utilisation of funds ‡Balance funds available Planned Outcome Action Plan Actual Outcome .

Performance Output Matrix Format Deliverables Responsible Agency / Team Current Planned Action Actual / Person Status Outcome Plan Outcome Physical Performance ‡Houses sanctioned & Completed ‡Backlog incomplete houses ‡Houses earmarked for Women. Minorities. Disabled ‡Houses constructed with SL / SC Special Package ‡Submission of proposals for 2nd installment ‡Houses sanctioned/Completed ‡Submission of MPR Permanent IAY Waitlists ‡Status / Painting of Waitlists Improving Quality of Houses ‡Preparation of type designs ‡Fixation of pattern of fund releases ‡Technical supervision at basement/lintel level . SC/ST.

Performance Output Matrix Format Deliverables Responsible Agency / Team Current Planned / Person Status Outcome Action Plan Actual Outcome Homestead Scheme ‡Preparation of Action Plan ‡Submission of proposals for funds release ‡Submission of proposals for incentivisation ‡Submission of MPR I and II DRI Scheme ‡No. of beneficiaries benefitted ‡No.III ‡Convergence with RGGVY ‡Convergence for Clean fuel ‡Convergence for Kitchen Garden ‡Convergence with Insurance Schemes ‡Convergence for Habitat Development . of loan applications submitted Convergence with Other Schemes ‡Submission of MPR .

of reported online MPRs ‡No.Performance Output Matrix Format Deliverables Responsible Agency / Team Current / Person Status Planned Action Actual Outcome Plan Outcome Online Monitoring ‡No. of districts reporting MPR online Database of beneficiaries & AWASSOFT ‡Database uploaded ‡Operationalizing AWASSOFT Conduct of Social Audit ‡Village covered Action Taken Report ‡Parliament Assurances ‡C&AG Reports / Audit Paras ‡VIP References ‡Complaints .

Performance Output Matrix Format Responsible Agency / Team Current / Person Status Planned Outcome Action Plan Actual Outcome Deliverables Action Plan for 2010-11 ‡Funds allocated ‡Target for house construction ‡Action Plan for Improving Qty of Houses ‡Action Plan for Homestead Schemes ‡Action Plan for DRI Loans ‡National Plan for Trg & Capacity Building ‡Staff support for Rural Houses Initiatives and Reforms ‡Best Practices ‡Constraints and Issues ‡Way Ahead .

State Action Plans for Rural Housing ‡ Action Plan for achieving various goals of Vision Plan particularly the goal of replacing of all kutcha houses in rural areas by 2016-17 ‡ Action Plan for Homestead Scheme ‡ Action Plan for disbursing DRI loans ‡ Action Plan for improving quality of houses ‡ ‡ ‡ ‡ Prepare type design Provide inputs on technology Facilitate availability of building material Impart Training .

Thank You .

Sign up to vote on this title
UsefulNot useful