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July 19, 2011 Vol. XXXVI No. 15

For working hard and together, staying committed and learning fast the successful ways of community organizing, these ten New Yorkers were recently celebrated. They’re the 2011 graduating class of CNL’s community organizing apprenticeship program.

CNL hoNors

Feature: p 3 Jobs p 5 Grants: p 9

CNL cont’d on p3


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Time is Running out to Get help with your Mortgage!
You may be eligible for up to $50,000 in mortgage assistance.
The U.S. Department of Housing and Urban Development has launched the Emergency Homeowners’ Loan Program (EHLP) to assist homeowners who are at least 90 days late on their mortgage, and unemployed or working fewer hours because of the economy or a medical condition with monthly mortgage payments up to $50,000.

Don’t miss this opportunity! The deadline To apply is July 22, 2011.
For more information about the Emergency Homeowners’ Loan Program from the U.S. Department of Housing and Urban Development:
Cypress Hills Local Development Corporation (718) 647-8100

U.S. Department of Housing and Urban Development



cnl honors ten leaders

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on Wednesday, July 6th, ANHD and NYIC celebrated Nehemiah bey, Lili Salmeron, Jessica Nizar, vincente mayorga, rozina Abdul, Liz rhee, mithu maniruzzaman, Jessica Pineda, miriam “Patti” Torres and Carmela muzio Dormani as the second “graduating class” of the Center for Neighborhood Leadership’s community organizing apprenticeship program. These ten New Yorkers were acknowledged and honored for their hard work (1700 hours of approved work required for successful completion of the program), for their collective and individual perseverance and for their individual commitment to progressive community change through community organizing and local leadership development. Working at ten organizations located throughout New York City, the apprentices made significant contributions to organizing and advocacy campaigns within the Korean, Puerto rican, bangladeshi, Dominican, African-American and other communities on issues including the strengthening and renewal of expiring rent regulations, getting New York State to opt out of the federal Secure Communities program, predatory equity, bank accountability, community land use and development, and affordable housing. More specifically, apprentices Vincente Mayorga, rozina Abdul, Liz C e. rhee, Carmela muzio Dormani and mithu maniruzzaman worked on the ground in communities in Queens during

the ten month term which began on Septmber 1, 2011 and ended on June 30th of this year. Similarly, Nehemiah bey, Lili Salmeron, Jessica Nizar, Jessica Pineda and miriam Patricia Torres concentrated their work in communities in brooklyn, the bronx and manhattan. Seven of the ten apprentices were retained by their organizations as FT organizers. ANHD’s recognition and Award Ceremony for the ten Apprentices followed the acknowledgement and celebration of their accomplishments by Public Allies of New York, the Center’s partner on the apprenticeship, during PA’s formal graduation on June 30th. In addition to the Center’s ten apprentices, PA graduated an additional 38 emerging leaders and organizers making the 2011 graduating class, PA’s largest ever here in NY as well as nationwide. even as the second cycle of the Center’s community organizing apprenticeship program winded down, the application process for its next cycle revved up and moved forward. on September 1, 2012, the next group of future community organizers and leaders will begin their ten month term. To learn more about the Center for Neighborhood Leadership and its component programs visit CNL’s website (still under construction) at www. anhd.org/cnlnyc or email CNL Director Hector Soto at Hector.S@anhd.org .



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Every year the New York Mortgage Coalition helps thousands of renters prepare for homeownership.
The New York Mortgage Coalition (NYMC) is a unique collaboration of financial institutions and community housing agencies dedicated to helping low to moderate-income families become first-time homebuyers in the Greater New York area. Through financial workshops and one-to-one homeownership counseling, NYMC’s eight community groups educate qualified borrowers into becoming responsible home buyers. Participating lenders provide competitive, fixed-rate loans which may include closing cost and down payment subsidies on a need basis. For more information on joining the New York Mortgage Coalition please contact:
Ken Inadomi, Director 212.742.0762 Ken.I@nymc.org
NYMC’s Financial Institutions: NYMC’s Community Housing Agencies:

Amalgamated Bank, Astoria Federal Savings Bank, Bank of America, Capital One Bank, Citibank, HSBC, JPMorgan Chase, M & T Bank.

Asian Americans For Equality, Cypress Hills Local Development Corporation, Harlem Congregations for Community Improvement, Housing Partnership Development Corp., Housing Action Council, Long Island Housing Partnership, Neighbors Helping Neighbors, and Pratt Area Community Council.



addressing tax Liens Before time runs Out


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Yesterday New York City Councilmember Letitia James hosted an outreach event for homeowners with outstanding Tax Liens at risk of losing their property inside benjamin banneker High School in brooklyn, New York. A lien is a legal claim against real property for unpaid property taxes, water, sewer or other property charges, as well as the interest due on these taxes and charges. To prevent the sale of a lien on these properties, homeowners have until August 1, 2011 to either pay the debt or enter into a payment agreement. No down payment is required for a payment agreement. If you’d like to know if your home is up for sale because of a Tax Lien, visit the NYC Department of Finance website: http://www.nyc.gov/dof Ingredients for a surge in affordable Housing demand may be present According to a recently released report by Harvard University’s Joint Center for Housing Studies(JCHS), affordable housing is still needed. The report: “America’s rental Housing: meeting Challenges, building on opportunities,” provides an up-to-date picture of the rental market along with some historical context. The report remarks “rental markets are now tightening, with vacancy rates falling and rents climbing. With little new supply of multifamily units in the pipeline, rents could rise sharply as demand increases. regardless, affordability is likely to deteriorate further over the next few years as persistently high unemployment limits renter income gains.

Meanwhile, policymakers must find ways to do more with less as they confront the stark realities of federal budget cuts. In this difficult environment, all levels of government will be challenged to support efforts to meet the nation’s fundamental need for affordable, good-quality rental housing.” http://www.jchs.harvard.edu/publications/rental/ rh11_americas_rental_housing/index.html Obama names new acting head of fHa The Washington Post reports that President obama has named Carol Galante as the acting commissioner of the Federal Housing Adminstration, effective July 12, 2011. FHA, which guarantees residential mortgage loans for low-income borrowers, currently has 4.8 million insured single family mortgages and 13,000 insured multifamily projects in its portfolio. Galante (56) comes from HUD and replaces robert C. ryan, who had served as acting commissioner since David H. Stevens left the post to head the mortgage bankers Association at the end of march. http://www.washingtonpost.com/business/ economy/obama-names-new-acting-head-offha/2011/07/11/gIQACAQw9H_story.html NYCHa to get $273.8 million The obama Administration also announced the approval of $273.8 million in public funds to make much needed repairs to public husing. The public housing capital funds are a part of ArrA (American recovery and reinvestment Act). To date, NYC has received $7,625,991,224 in ArrA funds.

ANHD members accomplish big things in housing. Help us tell these stories.

Share your ideas with the reader
Sinc our first issue more than 30 plus years ago, The ANHD Inc reader has featured compelling stories of successes and chalenges facing NYC’s affordable housing movement. Help us to continue giving our movement a voice. Suggest a story idea, submit an article, or initiate a feature on your organization. Send your email to david.k@anhdinc.org

Residents call for NY Com munity Ban

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April 12, 2011 Volume XXXVI Number


‘Milk Ru

k to end

Last Thursda y, tenants Bronx held of 735 Bryant a press conferen Ave ce to demand in the action. The goal was and physical to bring attention to the neglect that for years. has plagued disinvestment their building Residents were joined Ruben Diaz by Bronx Borough Presiden Quinn, as and City Council Speaker t well as neighbor Christine buildings s from surround as ing Community they collectively called Bank to put on New York an end to the serial Unfortunately, neglect. York Commun this is not an isolated ity Bank, Above 735 Bryant which holds incident for New Ruben (l-r) Bronx Borough as well as the Diaz, 735 Bryant President 33 other buildings mortgage on Association President Avenue City Council Gennet Tenant (including Speaker Quinn Riley and press conference. during the Inset:
cont’d on p3


Residents NYCB’s portfolio of nearby buildings express thoughts under



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employment opportunity

Director of real estate Development


Project Manager
Neighborhood Restore HDFC (“NR”) and Restored Homes HDFC (“RH”), two related non-profit housing development corporations are looking for a ProJeCT mANAGer who can manage a portfolio of sites and oversee property management and development activities for those sites. Specific responsibilities include: oversee the property managers in activities including development and approval of annual budgets and building stabilization plans, review monthly financial positions, coordinate emergency repairs, and facilitate productive tenant relations, in addition to working with HPD, private funding institutions, and other City agencies to assist developers to complete scopes of work and financing options, rehabilitation plans, tenant communication and construction loan closing. Qualified applicants to this position would possess a masters degree in planning, real estate finance, business administration or comparable field and a minimum of 4 years of work experience in the areas of housing or community development, property management, or planning is required. Work experience with the City of New York and familiarity with NYC neighborhoods and a valid driver’s license is preferred. Please email resume to: humanresources@neighborhoodrestore.com. Neighborhood restore is an equal opportunity employer.


Bldg Manager trainee
Clinton Housing Development Company (CHDC) is a non-profit organization that develops, manages and owns affordable housing in manhattan. CHDC is looking for a building manager Trainee who is interested in affordable housing and community development. The building manager is responsible for managing the day-to-day management of buildings as assigned. each building manager is assigned certain buildings for which s/he is the primary contact person. building managers are active on-call during the week and on assigned weekends and holidays on a rotational basis. responsibilities Process building maintenance and repair projects and requests for assigned buildings; monitor complaint log daily, process all requests, and concerns as necessary; review and approve all bills and invoices for assigned buildings; ensure that regular maintenance procedures occur, including but not limited to fuel delivery and extermination for all CHDC buildings; Produce weekly reports for departmental open tasks. Minimum Qualifications Computer literacy including MS Office; Excellent administrative and organizational skills; Strong written and oral communication skills; Ability to juggle multiple tasks; Ability to work within timeframes; Spanish speaking a plus. Salary range $33,000 - $38,000 (resident) $35,000 - $40,000 (non-resident)



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employment opportunity

LOCAL INITIATIVES SUPPORT CORPORATION Position Announcement Community Development Officer The New York City program of Local Initiatives Support Corporation (LISC) seeks candidates for Community Development Officer. The position reports to the LISC NYC Managing Director. Background LISC is a national nonprofit organization, which provides financial and technical assistance to neighborhood-based nonprofit community development corporations (CDCs) working to improve housing and economic conditions in distressed neighborhoods. The New York City program works with CDCs and community-based entrepreneurs throughout the city to develop affordable multi-family rental housing, homeownership opportunities, commercial enterprises and community facilities. LISC New York City raises grants, loans and equity for strategic investments in community development organizations. In New York City, LISC and its affiliates have invested over $1.7 billion in nonprofit and local developers resulting in the creation of over 30,000 new homes and apartments and 2,000,000 square feet of commercial, industrial, and retail space. Responsibilities: • Provide support and resources to client community development corporations and entrepreneurs. • Underwrite real estate transactions including pre-development loans, tax credit transactions, commercial and retail loans and investments and community facilities loans. • Work closely to build a pipeline of projects for LISC NYC’s education facility lending and New Market Tax Credit portfolio. • Work with Community Development Team members on initiatives such as CDC staff capacity building, organizational development, economic development, community safety, healthcare, and school and community facility construction. Qualifications Candidates should have strong underwriting experience and familiarity with the New York City area real estate market. Familiarity with city, state and federal housing financing programs a must. They should also have the ability to work collaboratively with coworkers and representatives from the nonprofit, corporate, philanthropic and public sectors. Candidates must have the capacity to work on multiple tasks and projects, be able to prioritize a challenging workload, be positive and solution-oriented. Excellent writing, financial analysis and verbal communication skills are essential. A Bachelors degree and at least 3 years of related experience are required; graduate level education is a plus. LISC offers a competitive salary and excellent benefits. Please send cover letter and resume to: Denise Scott, Managing Director LISC New York 501 Seventh Avenue, 7th Floor New York, NY 10018 resumes@lisc.org LISC IS EQUAL OPPORTUNITY EMPLOYER COMMITTED TO DIVERSITY & INCLUSION


JULY 19, 2011 voLUme xxxvI, NUmber 15


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is a source of strength for our people and our businesses.
At Citi, we have worked hard to create a workplace with an emphasis on inclusion, innovation and merit, rooted in our shared values and respect for our colleagues and the millions of people we serve. We aspire to be a company where the best people want to work; a company dedicated to empowering individuals and families around the world; and a company that provides opportunity for all. An Equal Opportunity Employer M/F/D/V | careers.citigroup.com
© 2009 Citigroup Inc. Citi and Arc Design is a registered service mark of Citigroup Inc. 571810 11/09




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922 Westchester Owners LLC is pleased to announce that applications are now being accepted for 87 affordable housing rental apartments now under construction at 920 Westchester Ave, in the Longwood section of the Bronx. This building is being constructed through the Low-Income Affordable Marketplace Program (LAMP) of the New York City Housing Development Corporation and the Low Income Rental Program (LIRP) of the New York City Department of Housing Preservation and Development. The size, rent, and targeted income distribution for the 87 apartments are as follows:

# Apts.  Available   27  16  44 

Apartment  Size   Studio  1 Bedroom  2 Bedroom 

Household  Size*  1  1  2  2  3  4 

Monthly  Rent**  $731  $781  $942 

Total Annual Income Range ***     Minimum   Maximum   $26,846 ‐ $33,300  $28,594 ‐ $33,300  $28,594 ‐ $38,040  $34,149 ‐ $38,040  $34,149 ‐ $42,780  $34,149 ‐ $47,520 

Qualified Applicants will be required to meet income guidelines and additional selection criteria. To request an application, mail a SELF ADDRESSED STAMPED ENVELOPE to: 922 Westchester Owners LLC c/o: The Wavecrest Management Team, 87-14 116th Street, Richmond Hill, NY 11418, or download from www.922Westchester.com. Completed applications must be returned by regular mail only (no priority, certified, registered, expressed or overnight mail will be accepted) to a post office box number, that will be listed with the application, and must be postmarked by 08/15/11. Applications postmarked after 08/15/11 will be set aside for possible future consideration. Applications will be selected by lottery; applicants who submit more than one application will be disqualified. Disqualified applications will not be accepted. A general preference will be given to New York City residents. Current and eligible residents of Bronx Community Board 2 will receive preference for 50% of the units. Eligible households that include persons with mobility impairments will receive preference for 5% of the units; eligible households that include persons with visual and/or hearing impairments will receive preference for 2% of the units; and eligible City of New York Municipal Employees will receive a 5% preference.
No Broker’s Fee. No Application Fee. MICHAEL R. BLOOMBERG, Mayor New York City Department of Housing Preservation and Development Mathew M. Wambua, Commissioner New York City Housing Development Corporation MARC JAHR, President www.nyc.gov/housing

* Subject to Occupancy Criteria

** Includes gas for cooking

*** Income guidelines subject to change


Wednesday July 20, 2011
free tour of the GrantStation Website Join Sara Kennedy, member Services and online education manager, for a free webinar that offers a short tour of the GrantStation website. Learn how to use the tools that GrantStation provides to help you identify the right grantmaker for any program or project. If you’ve just joined GrantStation, this tour will help you determine the most effective way to use the valuable resources the website provides. If you haven’t joined yet, this tour will help you determine if a GrantStation Membership fits your needs. There will be plenty of time for questions. The webinar will be held Wednesday, July 20, 2011. visit the link above to register. Wednesday July 20, 2011 2:00 Pm eT 60 minutes Fee: Free https://cc.readytalk.com/r/ l5sh8wgrq61r

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thursday July 21, 2011
Mapping risk The recent tragedies in Haiti and Japan following closely on the heels of both September 11th and Hurricane Katrina have been grim reminders of the fragility of urban living and how we must organize ourselves to be prepared for any eventuality. This program will address how mapping can be and is being used as a tool for city agencies, architects, planners, and the general public to equip ourselves to survive these circumstances while they are happening and in their aftermath. The experiences of two cities - New York and New orleans that have been impacted and their rebuilding efforts will be shared. Website: http://cfa.aiany.org/index.php?section=calendar& evtid=3396 When: Thursday, July 21, 6:00 - 8:00pm Where: The Center for Architecture, 536 LaGuardia Place, NYC

Monday July 25, 2011
Help with Outstanding tax Leins “Know the Facts” has partnered with PACC and other organizations in bed-Stuy to offer help for homeowners with outstanding Tax and Water Liens. If you are at risk of losing your property, you will be able to make payment plans with representatives from DeP and other NYC agencies. monday July 25, 2011 (5-8pm) bed-Stuy restoration Plaza 1368 Fulton Street (Near New York Avenue) brooklyn, New York, 11216 Call 877-SAve-183 for more info.


tuesday July 26, 2011
War on Poverty 2.0: the urban Challenge If New York City’s impoverished population were its own city, it would be the seventh largest in the United States. both President obama and mayor bloomberg have launched innovative programs to reduce urban poverty. but what potential do these pilot projects have to make a broad impact on the lives of the poor? What roles will government and private philanthropy play? What are the real results of past efforts to reduce poverty? Katherine m. o’regan, associate professor of public policy, New York University, hosts a discussion with veronica m. White, executive director, New York City Center for economic opportunity; Adolfo Carrion, regional administrator, Department of Housing and Urban Development; and others on past lessons and new thinking about how to confront a longstanding urban problem. Website: http://www.mcny.org/publicprograms/all/War-on-Poverty.html When: Tuesday, July 26, 6:30pm Where: museum of the City of New York, 1220 5th Avenue, NYC

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Saturday, July 30
‘rise up and Stay Put’ rescue fair CNYCN in partnership with a number of local agencies including PACC is hosting a rise Up and Stay Put Home rescue Fair for homeowners in jeopardy of losing their home to foreclosure or a “bad mortgage”. Saturday July 30, 2011 (10am-3pm) LIU, brooklyn Campus (Corner of Flatbush and Dekalb) brooklyn, New York, 11201 Call 646-786-0888 or register for more info.

the process of securing foundation funding. The webinar provides a thorough grounding in what foundations are all about, including how many there are, who runs them, and trends in foundation giving. The focus is on what motivates foundations to give and how you can determine why they might or might not support your organization. Topics include types of foundations and styles of approach, determining your organization’s funding needs, finding the best prospect, what makes a winning grant proposal, introducing your agency to a foundation, and proposal submission techniques. 2:00 Pm eastern Time (U.S.), 90 minutes Fee: $89.00 per person, $150.00 per site https://www.grantstation.com/Programs/Webinarorder/ Webinars.aspx?id=148

thursday, august 18
How to Secure funding from foundations Foundations are mysterious institutions to those not familiar with them. In this webinar, Judith Margolin demystifies



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tD Charitable foundation to award $2.5 Million In Grants To Non-Profits Focusing On affordable Housing Initiatives
The TD Charitable Foundation, the charitable giving arm of TD bank, America’s most Convenient bank®, today announced it will award $2.5 million in grants to support affordable housing initiatives through its sixth annual “Housing for everyone” grant competition. The “Housing for everyone” grant competition is one of the TD Charitable Foundation’s most widely known signature programs. The competition invites local non-profit organizations from maine to Florida to submit proposals outlining their plans and initiatives to support and provide affordable housing initiatives in their communities. Twenty-five organizations throughout TD Bank’s footprint from maine to Florida will be awarded a $100,000 grant for a total grant donation of $2.5 million. “Housing experts have identified a pressing need for more energy efficient, affordable housing and the qualified staff to help build them,” said Elizabeth K. Warn, President of the TD Charitable Foundation and Senior vice President of Community Development for TD bank. “We are proud to award grants to local non-profit organizations that focus on these critical areas and make a meaningful difference in meeting their communities’ affordable housing needs.” This year’s “Housing for everyone” theme is building for the Future, focusing on three critical areas in affordable housing: Energy efficiency, including weatherization initiatives, HvAC improvements, or implementation of alternative or renewable energy sources; Capacity building, including the expansion of programmatic efforts or staff development for organizations that provide affordable housing services for low-to-moderate-income individuals or in lowto-moderate-income communities. Infrastructure investment to expand services provided will also be considered; And new unit creation, where organizations focus their efforts on the creation of new affordable housing units that benefit low-to-moderate-income individuals or communities.

organizations that wish to enter the 2011 “Housing for everyone” grant competition must have tax-exempt 501(c)(3) status; must develop or maintain affordable housing, or provide housing-related programs and services to low-to-moderate-income individuals or families; and serve the communities where TD bank does business. Applicant organizations must also demonstrate fiscal responsibility and the impact they have made on affordable housing efforts in their communities. Proposals will only be accepted online at www. TDbank.com (click on our Community) and must be submitted by 4 p.m. on Friday, September 2, 2011. Notification of awards will be made in late October 2011. New York Community trust Invites New York City Organizations to apply for Neighborhood revitalization Program The New York Community Trust’s Neighborhood revitalization Program is seeking proposals for programs to help residents of New York City cope with economic hardship. The trust is especially interested in supporting programs and projects serving neighborhoods where indicators of poverty and economic hardship have remained stubbornly high, even during good economic times. These include the South bronx, Central brooklyn, Central Harlem and Washington Heights, Southeast Queens, and the north shore of Staten Island. The competition is limited to organizations located in and serving communities within the five boroughs of New York City. Applicant organizations must demonstrate in their proposal that they meet the following program criteria: at least one year of work in communitybased housing or economic development; evidence of completing a project that improved conditions in a neighborhood; strong neighborhood base, including community resident participation on the organization’s board of directors; and the ability to work with other organizations and constituencies in the community, such as community boards and other nonprofits. Project funding requests should not exceed $40,000.



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Last year’s Request for Proposals generated fifty-two eligible responses: one from Staten Island, twelve from Queens, four from the bronx, eighteen from manhattan, and seventeen from brooklyn. Thirteen of the proposals were approved for grants of $40,000 each. For the complete request for Proposals, application requirements, and information on last year’s grant recipients, visit the NYCT Web site. http://www.nycommunitytrust.org/ GrantSeekers/requestsforProposals/ NeighborhoodrevitalizationProgram/tabid/409/ Default.aspx 2011 Neighborhood revitalization Program request for Proposals DeADLINe: FrIDAY, AUGUST 19th, 2011 Please note that this competition is limited to organizations located in and serving communities within the five boroughs of New York City. ProPoSAL reQUIremeNTS Please submit the following items as part of a proposal: 1. A statement no longer than 2 pages discussing the community context for your proposal. 2. A statement no longer than 5 pages describing project activities and the specific objectives to be met. List expected outcomes or accomplishments that will be realized with a grant and how the work will be supported after the grant expires. 3. A detailed one-year project budget including other sources (if any) that are committed to covering project costs. 4. The organizational budget for the current fiscal year and proposed budget for the next fiscal year, if available, showing sources of revenue and itemized expenses. 5. Your most recent audited financial statement. 6. A completed copy of our Proposal Cover Sheet. [Hard copies of the Proposal Cover Sheet are enclosed. Please submit two copies of items #1, 2, and 3 and one copy of items #4, 5, and 6. Do not use folders. Proposals must be received via mail, messenger service, or hand delivery by 4 P.m. on Friday, August 19th, 2011. FAxeD or e-mAILeD ProPoSALS

ARE NOT ACCEPTABLE. Our office location is 909 Third Avenue (between 54th and 55th Streets). Hand delivered proposals should be dropped off at the message center at 909 Third Avenue by 4 p.m. on Friday, August 19th. Due to building policy, you are NoT permitted to deliver proposals directly to NYCT offices on the 22nd floor. mailing address: Attn: Patricia Swann New York Community Trust 909 3rd Avenue, 22nd Floor New York, NY 10022 Grants will be announced in early December 2011. Please call Patricia Swann at 212-686-0010 ext. 530 if you have any questions. Grant/Contract Name: NYS Supportive Housing Program (NYSSHP) rfP The New York State Office of Temporary and Disability Assistance (oTDA) announces a funding opportunity from the Homeless Housing Programs fund and the Supported Housing for Families and Young Adult fund appropriations in the State Fiscal Year (SFY) 20112012 Aid to Localities budget for the New York State Supportive Housing Program (NYSSHP). oTDA will make approximately $20.4 million available statewide to support activities designed to promote greater independence and housing stability including, academic attainment, employability and/or mental/ physical health stability. Program performance measures will be based on occupancy rates and the increase in self-sufficiency. Proposals will be accepted from local social services districts, units of local government and not-for-profit corporations eligible to do business in the State of New York to provide supportive services to lowincome residents of single room occupancy (Sro) and family dwellings. Deadline: July 29, 2011 Funding Amount: approximately $20.4 million Link: http://otda.ny.gov/contracts/2011/NYSSHP/


Grant/Contract Name: Competition tHrIve

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Competition THrIve, offered by NYC economic Development Corp, invites organizations that support entrepreneurs to develop proposals for scalable programs that promote growth opportunities for NYC’s immigrant-entrepreneurial community. Plans should take aim at enabling immigrant entrepreneurs to start, operate, and expand their businesses in New York City. Proposals submitted to the competition will be reviewed by a panel of judges comprised of business and non-profit leaders, representatives from New York City agencies and academics. Proposals will be judged on several criteria including, but not limited to: feasibility, applicability, scalability, and sustainability. Information Session: July 20, 2011 at 9:00am, baruch College, Newman Conference Center, 151 east 25th Street, room 750, New York, NY 10010
Link: http://www.nycedc.com/SupportingYourbusiness/ entrepreneurshipInnovation/ImmigrantentrepreneurInitiatives/ Pages/ImmigrantentrepreneurInitiatives.aspx?utm_ source=Competition+Thrive&utm_campaign=d5fcec892cCompetitionTHrIve_0711&utm

Assisted units must be decent, safe, and sanitary nonluxury dwellings that comply with local building and safety codes and standards. T hese units must be sold to eligible low-income homebuyers at prices below the prevailing market price.Deadline: Sep 06, 2011 Funding Amount: estimated Total Program Funding: $26,676,540 Link: http://www07.grants.gov/search/search. do?&mode=vIeW&oppId=103454

Grant/Contract Name: Self-Help Homeownership Opportunity Program Funds through the Department of Housing and Urban Development’s SHoP(Self-Help Homeownership opportunity Program) will be awarded to national and regional non-profit organizations and consortia to facilitate and encourage innovative homeownership opportunities on a national, geographically diverse basis through the provision of self-help homeownership housing programs. SHoP funds must be used for land acquisition, the installation or improvement of infrastructure, and for reasonable and necessary planning, administration and management costs. The average SHoP expenditure for the combined costs of land and infrastructure must not exceed $15,000 per dwelling unit. The construction costs of the dwellings must be funded with other leveraged public and private funds. SHOP homeowners must contribute a significant amount of sweat equity towards the purchase of their units. Donated volunteer labor is also required.


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In today’s market, it is more important than ever for your clients to work with a lender they trust. Bank of America is the right choice for your client’s mortgage because:
• Last year more people chose Bank of America for their home financing than any other lender in the U.S. • We originate one in five of all mortgages to low- to-moderate income borrowers. • With No Fee Mortgage PLUS, your clients will get the best mortgage deal backed by our close-on-time guarantee. • Our mortgage professionals will keep your clients informed every step of the way so there are no surprises.

Visit http://neighborhoodlending.bankofamerica.com to find out how Bank of America can provide the best mortgage solution for your clients.

Credit and collateral subject to approval. Only for Bank of America customers. Program rate, terms and conditions are subject to change without notice.

©2008 Bank of America Corporation


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