You are on page 1of 11

CONTENTS

TYPES OF BANKS
BANK OPERATIONS LIST OF TOP BANKS OF INDIA

COMPARISION OF BANK RATES


OPPORTUNITIES IN BANKING SECTOR RAPID CHANGES IN BANKING SECTOR FORECAST 2012

TYPES OF BANKS
CENTRAL BANK
PUBLIC SECTOR BANKS PRIVATE SECTOR BANKS

CO-OPERATIVE SECTOR BANKS


DEVELOPMENT BANKS

BANK OPERATIONS
BANK ACCOUNTS
LOANS MONEY TRANSFER

CREDIT CARD
DEBIT CARD LOCKERS

LIST OF TOP BANKS OF INDIA


STATE BANK OF INDIA
ICICI AXIS BANK

HDFC BANK
HSBC RESERVE BANK OF INDIA PUNJAB NATIONAL BANK CENTRAL BANK OF INDIA UNION BANK OF INDIA

COMPARISION OF BANK RATES


HOME LOANS PERSONAL LOANS

HOME LOANS
NAME OF BANK FLOATING INTREST RATES 9.5% 9% PROCESSING FEES .50% RS 1OOOO or .50% Of loan(whichever is less)+sevice tax .50% .50% OF LOAN AMOUNT NA NA PREPAYMENT CHARGES NA 25% of o/s amt is paid than no penalty otherwise 2% of o/s amt 2% Balance transfer then 2.5% otherwise nil NA NA

AXIS BANK HDFC

ICICI IDBI

9.25% 9%

PUNJAB NATIONAL BANK SBI

9.75% 10.25%

UNION BANK

9.75%

2%

.50%

PERSONAL LOANS
NAME OF BANK CAT A CAT B OTHERS PREPAYMENT CHARGE S 2% 4% PROCESSING FEES CITI BANK HDFC 14.5% 14.5%(for 75ooo $ above) 15.5%(for 3500075000) 16.5%(up to 35000) 13% 14.5% 17%(for 35000 $ above) 19%(up to 35000) 14.5% 22%(for 35000 $ above) 24%(up to 35000) NA .5%( if salaried a/c in HDFC) otherwise 2%

ORIENTAL BANK OF COMMECE RELIANCE


SBI

13%

13%

NA

.5%

23% ORIENTAL BANK OF COMMER ECE

23% 16.5%

23% 16.5%

5% NA

2% 2%-3%

RAPID CHANGES IN BANKING SECTOR


ACCOUNTS DETAIL ONLINE
WORKING HOURS, 24*7 BASIS NON BEARING ACCOUNTS

DEPOSITE ANY AMOUNT OF MONEY, ANY

NUMBER OF TIMES WITHDRAW ANY AMOUNT OF MONEY

OPPORTUNITIES IN BANKING SECTOR


PENSION FUND INDUSTRY GREW AT A CACR OF

122.44% DEBIT CARDA ARE MORE IN NUMBER THAN CREDIT CARDS THE ATM OUTLETS INCREASED AT A CACR OF 28.09% MUTUAL FUND INDUSTRY WITNESSED A GROWTH OF 49.88% BANKABLE HOUSEHOLDS GROW AT A CACR OF 28.10% INVESTMENT IN BANKING SECTOR IN INFORMATION TECHNOLOGY INCREASED AT 18%

BANKING INDUSTRY FORECAST TILL 2011-2012


BANKING INDUSTRY ASSETS IN CRORE BANKING INDUSTRY INCOME IN CRORE

BANKING INDUSTRY DEPOSITE IN CRORE


BANKING INDUSTRY LOAN AND ADVANCES

IN CRORE NUMBER OF CREDIT CARD IN MILLONS NUMBER OF DEBIT CARDS IN MILLONS

THANKYOU