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The Vysya bank Limited

Retail Banking Division

($13,204.63) 4 17335 6000000


Amount Financed : 6,000,000 <--- Security Dep. (%) : - Period Month Outflow Inflow SD Outflow Normal Flow A/c Cashflo Adj'ed Fl'w Amt Adj'ed Left for Adjmt Cummu Instl Instl's Left SD Maturity Adj. Instl. Adj. Flow
Period (months) : 36 <--- Int. on SD (% p.a.) : - Initial outflow 0 Jun-00 6000000 0 0 (6,000,000) (6,000,000) (6,000,000) - - - 6,000,000 - - (6,000,000)
Instalments (nos) : 36 Coumpounding: - (5,633,221.00) 1 Jul-00 0 196000 0 196,000 196,000 196,000 - - 196,000 5,833,333 - 196,000 196,000
EMI in Adv. (nos) : - <--- 2 Aug-00 0 196000 0 196,000 196,000 196,000 - - 392,000 5,666,667 - - -
Deposit Amount : - Invoice Value 3 Sep-00 0 196000 0 196,000 196,000 196,000 - - 588,000 5,500,000 - 196,000 196,000
Flat Rate : 5.86667 <--- Deposit Maturity : - 366779 4 Oct-00 0 196000 0 196,000 196,000 196,000 - - 784,000 5,333,333 - - -
PPD (% p.a.) : Instalment Amount : 196,000.00 <--- 5 Nov-00 0 196000 0 196,000 196,000 196,000 - - 980,000 5,166,667 - 196,000 196,000
File Charges (%) : LTV 6 Dec-00 0 196000 0 196,000 196,000 196,000 - - 1,176,000 5,000,000 - - -
File Charges (Amt.) : - Amount Recovered : 7,056,000 0.90 7 Jan-01 0 196000 0 196,000 196,000 196,000 - - 1,372,000 4,833,333 - 196,000 196,000
Brokerage (%) : Interest Charged : 1,056,000 8 Feb-01 0 196000 0 196,000 196,000 196,000 - - 1,568,000 4,666,667 - - -
Brokerage Amount : ` Interest Given : - Finance Amount 9 Mar-01 0 196000 0 196,000 196,000 196,000 - - 1,764,000 4,500,000 - 196,000 196,000
330101 10 Apr-01 0 196000 0 196,000 196,000 196,000 - - 1,960,000 4,333,333 - - -
Adjustable (0/1) : 0 Vysya IRR : 10.85% <--- 11 May-01 0 196000 0 196,000 196,000 196,000 - - 2,156,000 4,166,667 - 196,000 196,000
Refundable FC(0/1) : Customer IRR : 10.85% <--- 12 Jun-01 0 196000 0 196,000 196,000 196,000 - - 2,352,000 4,000,000 - - -
Loaded ( 0/1 ) : 0 13 Jul-01 0 196000 0 196,000 196,000 196,000 - - 2,548,000 3,833,333 - 196,000 196,000
Instalment Amount 1 352,800.00 14 Aug-01 0 196000 0 196,000 196,000 196,000 - - 2,744,000 3,666,667 - - -
Period Block 1 : 12 Instalment Amount 2 147,000.00 15 Sep-01 0 196000 0 196,000 196,000 196,000 - - 2,940,000 3,500,000 - 196,000 196,000
Period Block 2 : 12 Instalment Amount 3 88,200.00 16 Oct-01 0 196000 0 196,000 196,000 196,000 - - 3,136,000 3,333,333 - - -
Period Block 3 : 12 17 Nov-01 0 196000 0 196,000 196,000 196,000 - - 3,332,000 3,166,667 - 196,000 196,000
Loading Block 1 : 60.00 Asset Cost : 360,422 18 Dec-01 0 196000 0 196,000 196,000 196,000 - - 3,528,000 3,000,000 - - -
Loading Block 2 : 25.00 Starting Month : Jun-00 19 Jan-02 0 196000 0 196,000 196,000 196,000 - - 3,724,000 2,833,333 - 196,000 196,000
Loading Block 3 : 15.00 Starting Date : 14 20 Feb-02 0 196000 0 196,000 196,000 196,000 - - 3,920,000 2,666,667 - - -
21 Mar-02 0 196000 0 196,000 196,000 196,000 - - 4,116,000 2,500,000 - 196,000 196,000
22 Apr-02 0 196000 0 196,000 196,000 196,000 - - 4,312,000 2,333,333 - - -
- Party Name : Yuvraj K N 23 May-02 0 196000 0 196,000 196,000 196,000 - - 4,508,000 2,166,667 - 196,000 196,000
24 Jun-02 0 196000 0 196,000 196,000 196,000 - - 4,704,000 2,000,000 - - -
Vehicle Details : 25 Jul-02 0 196000 0 196,000 196,000 196,000 - - 4,900,000 1,833,333 - 196,000 196,000
Asset Cost : 301,131 26 Aug-02 0 196000 0 196,000 196,000 196,000 - - 5,096,000 1,666,667 - - -
Margin Money : 0 27 Sep-02 0 196000 0 196,000 196,000 196,000 - - 5,292,000 1,500,000 - 196,000 196,000
Amt. Financed : 255,000 28 Oct-02 0 196000 0 196,000 196,000 196,000 - - 5,488,000 1,333,333 - - -
Initial Exposure : 1664.72% 29 Nov-02 0 196000 0 196,000 196,000 196,000 - - 5,684,000 1,166,667 - 196,000 196,000
0 30 Dec-02 0 196000 0 196,000 196,000 196,000 - - 5,880,000 1,000,000 - - -
Scheme Details : 0 31 Jan-03 0 196000 0 196,000 196,000 196,000 - - 6,076,000 833,333 - 196,000 196,000
Flat Rate of Interest : 5.86666666666666% 32 Feb-03 0 196000 0 196,000 196,000 196,000 - - 6,272,000 666,667 - - -
Tenor : 36 Months 36 Instalments 0 in Advance 33 Mar-03 0 196000 0 196,000 196,000 196,000 - - 6,468,000 500,000 - 196,000 196,000
Management Fee : Rs. 0 ( 0% ) 34 Apr-03 0 196000 0 196,000 196,000 196,000 - - 6,664,000 333,333 - - -
Brokerage : Rs. 0 ( 0% ) 35 May-03 0 196000 0 196,000 196,000 196,000 - - 6,860,000 166,667 - 196,000 196,000
PPD : Nil 36 Jun-03 0 196000 0 196,000 196,000 196,000 - - 7,056,000 - - - -
Net IRR : 10.85% ( net of brokerage, file charges & PPD ) 37 Jul-03 0 0 0 - - - - - 7,056,000 - - - -
38 Aug-03 0 0 0 - - - - - 7,056,000 - - - -
Deposit Details : 39 Sep-03 0 0 0 - - - - - 7,056,000 - - - -
Deposit Amount : Nil 40 Oct-03 0 0 0 - - - - - 7,056,000 - - - -
Maturity Amount : Nil 41 Nov-03 0 0 0 - - - - - 7,056,000 - - - -
42 Dec-03 0 0 0 - - - - - 7,056,000 - - - -
Instalment Schedule : 43 Jan-04 0 0 0 - - - - - 7,056,000 - - - -
Instalment Amount From To No. of Instalments 44 Feb-04 0 0 0 - - - - - 7,056,000 - - - -
Rs. 0 Jun-00 Jun-00 0 nos 45 Mar-04 0 0 0 - - - - - 7,056,000 - - - -
Rs. 196000 Jul-00 Jun-03 36 nos 46 Apr-04 0 0 0 - - - - - 7,056,000 - - - -
47 May-04 0 0 0 - - - - - 7,056,000 - - - -
48 Jun-04 0 0 0 - - - - - 7,056,000 - - - -
49 Jul-04 0 0 0 - - - - - 7,056,000 - - - -
Detailed Cashflows : 50 Aug-04 0 0 0 - - - - - 7,056,000 - - - -
Period Month Outflow Inflow Normal Flow SD Outflow A/c Cashflo 51 Sep-04 0 0 0 - - - - - 7,056,000 - - - -
0 Jun-00 6,000,000 - (6,000,000) - (6,000,000) 52 Oct-04 0 0 0 - - - - - 7,056,000 - - - -
1 Jul-00 - 196,000 196,000 - 196,000 53 Nov-04 0 0 0 - - - - - 7,056,000 - - - -
2 Aug-00 - 196,000 196,000 - 196,000 54 Dec-04 0 0 0 - - - - - 7,056,000 - - - -
3 Sep-00 - 196,000 196,000 - 196,000 55 Jan-05 0 0 0 - - - - - 7,056,000 - - - -
4 Oct-00 - 196,000 196,000 - 196,000 56 Feb-05 0 0 0 - - - - - 7,056,000 - - - -
5 Nov-00 - 196,000 196,000 - 196,000 57 Mar-05 0 0 0 - - - - - 7,056,000 - - - -
6 Dec-00 - 196,000 196,000 - 196,000 58 Apr-05 0 0 0 - - - - - 7,056,000 - - - -
7 Jan-01 - 196,000 196,000 - 196,000 59 May-05 0 0 0 - - - - - 7,056,000 - - - -
8 Feb-01 - 196,000 196,000 - 196,000 60 Jun-05 0 0 0 - - - - - 7,056,000 - - - -
9 Mar-01 - 196,000 196,000 - 196,000
10 Apr-01 - 196,000 196,000 - 196,000
11 May-01 - 196,000 196,000 - 196,000
12 Jun-01 - 196,000 196,000 - 196,000
13 Jul-01 - 196,000 196,000 - 196,000
14 Aug-01 - 196,000 196,000 - 196,000
15 Sep-01 - 196,000 196,000 - 196,000
16 Oct-01 - 196,000 196,000 - 196,000
17 Nov-01 - 196,000 196,000 - 196,000
18 Dec-01 - 196,000 196,000 - 196,000
19 Jan-02 - 196,000 196,000 - 196,000
20 Feb-02 - 196,000 196,000 - 196,000
21 Mar-02 - 196,000 196,000 - 196,000
22 Apr-02 - 196,000 196,000 - 196,000
23 May-02 - 196,000 196,000 - 196,000
24 Jun-02 - 196,000 196,000 - 196,000
25 Jul-02 - 196,000 196,000 - 196,000
26 Aug-02 - 196,000 196,000 - 196,000
27 Sep-02 - 196,000 196,000 - 196,000
28 Oct-02 - 196,000 196,000 - 196,000
29 Nov-02 - 196,000 196,000 - 196,000
30 Dec-02 - 196,000 196,000 - 196,000
31 Jan-03 - 196,000 196,000 - 196,000
32 Feb-03 - 196,000 196,000 - 196,000
33 Mar-03 - 196,000 196,000 - 196,000
34 Apr-03 - 196,000 196,000 - 196,000
35 May-03 - 196,000 196,000 - 196,000
36 Jun-03 - 196,000 196,000 - 196,000
37 Jul-03 - - - - -
38 Aug-03 - - - - -
39 Sep-03 - - - - -
40 Oct-03 - - - - -
41 Nov-03 - - - - -
42 Dec-03 - - - - -
43 Jan-04 - - - - -
44 Feb-04 - - - - -
45 Mar-04 - - - - -
46 Apr-04 - - - - -
47 May-04 - - - - -
48 Jun-04 - - - - -
49 Jul-04 - - - - -
50 Aug-04 - - - - -
51 Sep-04 - - - - -
52 Oct-04 - - - - -
53 Nov-04 - - - - -
54 Dec-04 - - - - -
55 Jan-05 - - - - -
56 Feb-05 - - - - -
57 Mar-05 - - - - -
58 Apr-05 - - - - -
59 May-05 - - - - -
60 Jun-05 - - - - -
THE VYSYA BANK LTD
RETAIL BANKING DIVISION
R.O., BANGALORE
Punjab National Bank
Benz Car Loan
Loan Amount : 6000000.00
Rate of Interest 10.85% Disb Date 25-Jun-07
Period Payment Interest Paid Principal Principal Left Emi Date
0 0 0 0 6,000,000
1 196,000 54,239 141,761 5,858,239 25-Jun-07
2 196,000 52,957 143,043 5,715,196 25-Jul-07
3 196,000 51,664 144,336 5,570,860 25-Aug-07
4 196,000 50,359 145,641 5,425,220 25-Sep-07
5 196,000 49,043 146,957 5,278,263 25-Oct-07
6 196,000 47,714 148,286 5,129,977 25-Nov-07
7 196,000 46,374 149,626 4,980,351 25-Dec-07
8 196,000 45,021 150,979 4,829,372 25-Jan-08
9 196,000 43,657 152,343 4,677,029 25-Feb-08
10 196,000 42,279 153,721 4,523,308 25-Mar-08
11 196,000 40,890 155,110 4,368,198 25-Apr-08
12 196,000 39,488 156,512 4,211,686 25-May-08
13 196,000 38,073 157,927 4,053,758 25-Jun-08
14 196,000 36,645 159,355 3,894,404 25-Jul-08
15 196,000 35,205 160,795 3,733,608 25-Aug-08
16 196,000 33,751 162,249 3,571,359 25-Sep-08
17 196,000 32,284 163,716 3,407,644 25-Oct-08
18 196,000 30,804 165,196 3,242,448 25-Nov-08
19 196,000 29,311 166,689 3,075,759 25-Dec-08
20 196,000 27,804 168,196 2,907,563 25-Jan-09
21 196,000 26,284 169,716 2,737,847 25-Feb-09
22 196,000 24,750 171,250 2,566,597 25-Mar-09
23 196,000 23,202 172,798 2,393,798 25-Apr-09
24 196,000 21,639 174,361 2,219,438 25-May-09
25 196,000 20,063 175,937 2,043,501 25-Jun-09
26 196,000 18,473 177,527 1,865,974 25-Jul-09
27 196,000 16,868 179,132 1,686,842 25-Aug-09
28 196,000 15,249 180,751 1,506,090 25-Sep-09
29 196,000 13,615 182,385 1,323,705 25-Oct-09
30 196,000 11,966 184,034 1,139,671 25-Nov-09
31 196,000 10,302 185,698 953,974 25-Dec-09
32 196,000 8,624 187,376 766,597 25-Jan-10
33 196,000 6,930 189,070 577,527 25-Feb-10
34 196,000 5,221 190,779 386,748 25-Mar-10 Received
35 196,000 3,496 192,504 194,244 25-Apr-10 Received
36 196,000 1,756 194,244 0 25-May-10 Received
Total 7,056,000 1,056,000 6,000,000

37 0 0 0 0 Received
38 0 0 0 0 Received
39 0 0 0 0 Received
40 0 0 0 0 Received
41 0 0 0 0 Received
42 0 0 0 0 Received
43 0 0 0 0 Received
44 0 0 0 0 Received
45 0 0 0 0 Received
46 0 0 0 0 Received
47 0 0 0 0 Received
48 0 0 0 0 Received
49 0 0 0 0 Received
50 0 0 0 0 Received
9/2, 1ST FLOOR, DHONDUSA COMPLEX
RICHMOND CIRCLE BANGALORE - 25
PH # 2235189/2230511
THE VYSYA BANK LTD
RETAIL BANKING DIVISION
R.O., BANGALORE
51 0 0 0 0 Received
52 0 0 0 0 Received
53 0 0 0 0 Received
54 0 0 0 0 Received
55 0 0 0 0 Received
56 0 0 0 0 Received
57 0 0 0 0 Received
58 0 0 0 0 Received
59 0 0 0 0 Received
60 0 0 0 0 Received

9/2, 1ST FLOOR, DHONDUSA COMPLEX


RICHMOND CIRCLE BANGALORE - 25
PH # 2235189/2230511
THE VYSYA BANK LTD
RETAIL BANKING DIVISION
R.O., BANGALORE

O/S. AMT. 29,752


INTEREST 541
30,293
2.% PRC.CHG. 595.04
TOTAL 30,888
Chq BOUNCE Charges
TOTAL 30,888

9/2, 1ST FLOOR, DHONDUSA COMPLEX


RICHMOND CIRCLE BANGALORE - 25
PH # 2235189/2230511
THE VYSYA BANK LTD
RETAIL BANKING DIVISION
R.O., BANGALORE

9/2, 1ST FLOOR, DHONDUSA COMPLEX


RICHMOND CIRCLE BANGALORE - 25
PH # 2235189/2230511
Sheet3

IRR Sheet for Lease Schemes

Flat rate : 15.27 Amount Recoverable : 524916


Cost of Asset : 575000 Rentals : 14997.6
Amount Financed : 360000 File Charges : 0
Lease Period : 36 Brokerage : 0
No. of Instalments : 35 PPD Amount : 21600
Advance Instalments : 0
File Charges : 0.00 Tax Rate : 46.00%
Brokerage : 0.00
PPD ( p.a. ) : 2.00 Pre Tax IRR : 24.90%
Depriciation Rate : 40.00%
Starting Month : 5 Post Tax IRR : 20.00%

No Month Asset Cost Depricia'n Outflow Inflow Income Tax Pre Tax
-1 Apr-96 0.0 0.0 0.0 0.0
0 May-96 575000.0 360000.0 0.0 -360000.0
1 Jun-96 0.0 0.0 14997.6 -5521.7 14997.6
2 Jul-96 0.0 0.0 14997.6 14997.6
3 Aug-96 0.0 0.0 14997.6 14997.6
4 Sep-96 0.0 0.0 14997.6 -11043.3 14997.6
5 Oct-96 0.0 0.0 14997.6 14997.6
6 Nov-96 0.0 0.0 14997.6 14997.6
7 Dec-96 0.0 0.0 14997.6 -11043.3 14997.6
8 Jan-97 0.0 0.0 14997.6 14997.6
9 Feb-97 0.0 0.0 14997.6 14997.6
10 Mar-97 0.0 230000.0 0.0 14997.6 -80024.0 -9202.8 14997.6
11 Apr-97 0.0 0.0 14997.6 14997.6
12 May-97 0.0 0.0 14997.6 14997.6
13 Jun-97 0.0 0.0 14997.6 2896.0 14997.6
14 Jul-97 0.0 0.0 14997.6 14997.6
15 Aug-97 0.0 0.0 14997.6 14997.6
16 Sep-97 0.0 0.0 14997.6 5792.0 14997.6
17 Oct-97 0.0 0.0 14997.6 14997.6
18 Nov-97 0.0 0.0 14997.6 14997.6
19 Dec-97 0.0 0.0 14997.6 5792.0 14997.6
20 Jan-98 0.0 0.0 14997.6 14997.6
21 Feb-98 0.0 0.0 14997.6 14997.6
22 Mar-98 0.0 138000.0 0.0 14997.6 41971.2 4826.7 14997.6
23 Apr-98 0.0 0.0 14997.6 14997.6
24 May-98 0.0 0.0 14997.6 14997.6
25 Jun-98 0.0 0.0 14997.6 6704.8 14997.6
26 Jul-98 0.0 0.0 14997.6 14997.6
27 Aug-98 0.0 0.0 14997.6 14997.6
28 Sep-98 0.0 0.0 14997.6 13409.6 14997.6
29 Oct-98 0.0 0.0 14997.6 14997.6
30 Nov-98 0.0 0.0 14997.6 14997.6
31 Dec-98 0.0 0.0 14997.6 13409.6 14997.6
32 Jan-99 0.0 0.0 14997.6 14997.6
33 Feb-99 0.0 0.0 14997.6 14997.6
34 Mar-99 0.0 82800.0 0.0 14997.6 97171.2 11174.7 14997.6

Page 6
Sheet3

35 Apr-99 -215000.0 0.0 -6602.4 -6602.4


36 May-99 0.0 0.0 0.0 0.0
37 Jun-99 0.0 0.0 0.0 2050.5 0.0
38 Jul-99 0.0 0.0 0.0 0.0
39 Aug-99 0.0 0.0 0.0 0.0
40 Sep-99 0.0 0.0 0.0 4101.0 0.0
41 Oct-99 0.0 0.0 0.0 0.0
42 Nov-99 0.0 0.0 0.0 0.0
43 Dec-99 0.0 0.0 0.0 4101.0 0.0
44 Jan-00 0.0 0.0 0.0 0.0
45 Feb-00 0.0 0.0 0.0 0.0
46 Mar-00 0.0 -36320.0 0.0 0.0 29717.6 3417.5 0.0
47 Apr-00 0.0 0.0 0.0 0.0
48 May-00 0.0 0.0 0.0 0.0
49 Jun-00 0.0 0.0 0.0 1503.6 0.0
50 Jul-00 0.0 0.0 0.0 0.0
51 Aug-00 0.0 0.0 0.0 0.0
52 Sep-00 0.0 0.0 0.0 3007.3 0.0
53 Oct-00 0.0 0.0 0.0 0.0
54 Nov-00 0.0 0.0 0.0 0.0
55 Dec-00 0.0 0.0 0.0 3007.3 0.0
56 Jan-01 0.0 0.0 0.0 0.0
57 Feb-01 0.0 0.0 0.0 0.0
58 Mar-01 0.0 -21792.0 0.0 0.0 21792.0 2506.1 0.0
59 Apr-01 0.0 0.0 0.0 0.0
60 May-01 0.0 0.0 0.0 0.0
61 Jun-01 0.0 0.0 0.0 902.2 0.0
62 Jul-01 0.0 0.0 0.0 0.0
63 Aug-01 0.0 0.0 0.0 0.0
64 Sep-01 0.0 0.0 0.0 1804.4 0.0
65 Oct-01 0.0 0.0 0.0 0.0
66 Nov-01 0.0 0.0 0.0 0.0
67 Dec-01 0.0 0.0 0.0 1804.4 0.0
68 Jan-02 0.0 0.0 0.0 0.0
69 Feb-02 0.0 0.0 0.0 0.0
70 Mar-02 0.0 -13075.2 0.0 0.0 13075.2 1503.6 0.0
71 Apr-02 0.0 0.0 0.0 0.0
72 May-02 0.0 0.0 0.0 0.0
73 Jun-02 0.0 0.0 0.0 541.3 0.0
74 Jul-02 0.0 0.0 0.0 0.0
75 Aug-02 0.0 0.0 0.0 0.0
76 Sep-02 0.0 0.0 0.0 1082.6 0.0
77 Oct-02 0.0 0.0 0.0 0.0
78 Nov-02 0.0 0.0 0.0 0.0
79 Dec-02 0.0 0.0 0.0 1082.6 0.0
80 Jan-03 0.0 0.0 0.0 0.0
81 Feb-03 0.0 0.0 0.0 0.0
82 Mar-03 0.0 -7845.1 0.0 0.0 7845.1 902.2 0.0
83 Apr-03 0.0 0.0 0.0 0.0
84 May-03 0.0 0.0 0.0 0.0
85 Jun-03 0.0 0.0 0.0 324.8 0.0
86 Jul-03 0.0 0.0 0.0 0.0

Page 7
Sheet3

87 Aug-03 0.0 0.0 0.0 0.0


88 Sep-03 0.0 0.0 0.0 649.6 0.0
89 Oct-03 0.0 0.0 0.0 0.0
90 Nov-03 0.0 0.0 0.0 0.0
91 Dec-03 0.0 0.0 0.0 649.6 0.0
92 Jan-04 0.0 0.0 0.0 0.0
93 Feb-04 0.0 0.0 0.0 0.0
94 Mar-04 0.0 -4707.1 0.0 0.0 4707.1 541.3 0.0
95 Apr-04 0.0 0.0 0.0 0.0
96 May-04 0.0 0.0 0.0 0.0
97 Jun-04 0.0 0.0 0.0 194.9 0.0
98 Jul-04 0.0 0.0 0.0 0.0
99 Aug-04 0.0 0.0 0.0 0.0
100 Sep-04 0.0 0.0 0.0 389.7 0.0
101 Oct-04 0.0 0.0 0.0 0.0
102 Nov-04 0.0 0.0 0.0 0.0
103 Dec-04 0.0 0.0 0.0 389.7 0.0
104 Jan-05 0.0 0.0 0.0 0.0
105 Feb-05 0.0 0.0 0.0 0.0
106 Mar-05 0.0 -2824.2 0.0 0.0 2824.2 324.8 0.0
107 Apr-05 0.0 0.0 0.0 0.0
108 May-05 0.0 0.0 0.0 0.0
109 Jun-05 0.0 0.0 0.0 116.9 0.0
110 Jul-05 0.0 0.0 0.0 0.0
111 Aug-05 0.0 0.0 0.0 0.0
112 Sep-05 0.0 0.0 0.0 233.8 0.0
113 Oct-05 0.0 0.0 0.0 0.0
114 Nov-05 0.0 0.0 0.0 0.0
115 Dec-05 0.0 0.0 0.0 233.8 0.0
116 Jan-06 0.0 0.0 0.0 0.0
117 Feb-06 0.0 0.0 0.0 0.0
118 Mar-06 0.0 -1694.5 0.0 0.0 1694.5 194.9 0.0
119 Apr-06 0.0 0.0 0.0 0.0
120 May-06 0.0 0.0 0.0 0.0
121 Jun-06 0.0 0.0 0.0 70.2 0.0
122 Jul-06 0.0 0.0 0.0 0.0
123 Aug-06 0.0 0.0 0.0 0.0
124 Sep-06 0.0 0.0 0.0 140.3 0.0
125 Oct-06 0.0 0.0 0.0 0.0
126 Nov-06 0.0 0.0 0.0 0.0
127 Dec-06 0.0 0.0 0.0 140.3 0.0
128 Jan-07 0.0 0.0 0.0 0.0
129 Feb-07 0.0 0.0 0.0 0.0
130 Mar-07 0.0 -1016.7 0.0 0.0 1016.7 116.9 0.0
131 Apr-07 0.0 0.0 0.0 0.0
132 May-07 0.0 0.0 0.0 0.0
133 Jun-07 0.0 0.0 0.0 42.1 0.0
134 Jul-07 0.0 0.0 0.0 0.0
135 Aug-07 0.0 0.0 0.0 0.0
136 Sep-07 0.0 0.0 0.0 84.2 0.0
137 Oct-07 0.0 0.0 0.0 0.0
138 Nov-07 0.0 0.0 0.0 0.0

Page 8
Sheet3

139 Dec-07 0.0 0.0 0.0 84.2 0.0


140 Jan-08 0.0 0.0 0.0 0.0
141 Feb-08 0.0 0.0 0.0 0.0
142 Mar-08 0.0 -610.0 0.0 0.0 610.0 70.2 0.0

Page 9
Sheet3

Post Tax
0.0
-360000.0
20519.3
14997.6
14997.6
26040.9
14997.6
14997.6
26040.9
14997.6
14997.6
24200.4
14997.6
14997.6
12101.6
14997.6
14997.6
9205.6
14997.6
14997.6
9205.6
14997.6
14997.6
10170.9
14997.6
14997.6
8292.8
14997.6
14997.6
1588.0
14997.6
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Page 10
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Page 11
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Page 12
Sheet3

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Page 13
15-Oct-08

Agreement No. :

Dear Sir/Madam,

With reference to the Hire Purchase Agreement between us for the finance of
your vehicle. Please note that following are the details of the same :

Party Name : Yuvraj K N


Address :

Phone Nos. :

Vehicle Cost : 301131


Amount Financed : 255000

Tenure (yrs.) : 3 yrs.


Instalment Amt. : Rs. 196000
Management Fee : Rs. 0 ( 0% )
Prompt Paym't Disc : Nil

Security Deposit : Nil


Deposit Maturity : Nil

Instlm't Schedule :
Instalment Amount From To No. of Instlm'ts
Rs. 0 Jun-00 Jun-00 0 nos
Rs. 196000 Jul-00 Jun-03 36 nos

Further, please note that the Date of instalment is 14 of every month

Thanking you,

Yours sincerely,

To, 15-Oct-08
Yuvraj K N

Dear Sir,

With reference to the Hire Purchase Agreement between us for the finance of -6,000,000
your vehicle. Given below is the instalmentwise break up of interest and 196,000
principal repayment for the same : 196,000

Asset : Maruti Zen


Amount Financed : Rs. 311,000.00
Tenure : 48 months
Processing Fee : NIL
EMI : Rs. 9079.00
Down Payment : 1 EMI + Margin Money
196,000
Period Payment Interest Paid Principal Left 196,000
0 0 0 6,000,000 196,000
1 196,000 54,239 5,858,239 196,000
2 196,000 52,957 5,715,196 196,000
3 196,000 51,664 5,570,860 196,000
4 196,000 50,359 5,425,220 196,000
5 196,000 49,043 5,278,263 196,000
6 196,000 47,714 5,129,977 196,000
7 196,000 46,374 4,980,351 196,000
8 196,000 45,021 4,829,372 196,000
9 196,000 43,657 4,677,029 196,000
10 196,000 42,279 4,523,308 196,000
11 196,000 40,890 4,368,198 196,000
12 196,000 39,488 4,211,686 196,000
13 196,000 38,073 4,053,758 196,000
14 196,000 36,645 3,894,404 196,000
15 196,000 35,205 3,733,608 196,000
16 196,000 33,751 3,571,359 196,000
17 196,000 32,284 3,407,644 196,000
18 196,000 30,804 3,242,448 196,000
19 196,000 29,311 3,075,759 196,000
20 196,000 27,804 2,907,563 196,000
21 196,000 26,284 2,737,847 196,000
22 196,000 24,750 2,566,597 196,000
23 196,000 23,202 2,393,798 196,000
24 196,000 21,639 2,219,438 196,000
25 196,000 20,063 2,043,501 196,000
26 196,000 18,473 1,865,974 196,000
27 196,000 16,868 1,686,842 196,000
28 196,000 15,249 1,506,090 196,000
29 196,000 13,615 1,323,705 196,000
30 196,000 11,966 1,139,671 196,000
31 196,000 10,302 953,974 196,000
32 196,000 8,624 766,597 0
33 196,000 6,930 577,527 0
34 196,000 5,221 386,748 0
35 196,000 3,496 194,244 0
36 196,000 1,756 0 0
37 0 0 0 0
38 0 0 0 0
39 0 0 0 0
40 0 0 0 0
41 0 0 0 0
42 0 0 0 0
43 0 0 0 0
44 0 0 0 0
45 0 0 0 0
46 0 0 0 0
47 0 0 0 0

Assuring you of our best services at all times.

Sincerely,

Amit Saxena
Sheet5

Page 15
Sheet5

Page 16
Sheet7

247 1 2881 1468 1412 121448 23-Jun-2001 A N CV


247 2 2881 1451 1429 120019 23/072001 A N CV
247 3 2881 1434 1446 118573 23-Aug-2001 A N CV
247 4 2881 1417 1463 117109 23-Sep-2001 A N CV
247 5 2881 1400 1481 115628 23-Oct-2001 A N CV
247 6 2881 1382 1499 114130 23-Nov-2001 A N CV
247 7 2881 1364 1517 112613 23-Dec-2001 A N CV
247 8 2881 1346 1535 111078 23-Jan-2002 A N CV
247 9 2881 1328 1553 109525 23-Feb-2002 A N CV
247 10 2881 1309 1572 107954 23-Mar-2002 A N CV
247 11 2881 1290 1590 106363 23-Apr-2002 A N CV
247 12 2881 1271 1609 104754 23-May-2002 A N CV
247 13 2881 1252 1629 103126 23-Jun-2002 A N CV
247 14 2881 1233 1648 101478 23-Jul-2002 A N CV
247 15 2881 1213 1668 99810 23-Aug-2002 A N CV
247 16 2881 1193 1688 98122 23-Sep-2002 A N CV
247 17 2881 1173 1708 96414 23-Oct-2002 A N CV
247 18 2881 1152 1728 94686 23-Nov-2002 A N CV
247 19 2881 1132 1749 92937 23-Dec-2002 A N CV
247 20 2881 1111 1770 91167 23-Jan-2003 A N CV
247 21 2881 1090 1791 89376 23-Feb-2003 A N CV
247 22 2881 1068 1812 87564 23-Mar-2003 A N CV
247 23 2881 1047 1834 85730 23-Apr-2003 A N CV
247 24 2881 1025 1856 83874 23-May-2003 A N CV
247 25 2881 1002 1878 81996 23-Jun-2003 A N CV
247 26 2881 980 1901 80095 23-Jul-2003 A N CV
247 27 2881 957 1923 78172 23-Aug-2003 A N CV
247 28 2881 934 1946 76226 23-Sep-2003 A N CV
247 29 2881 911 1970 74256 23-Oct-2003 A N CV
247 30 2881 887 1993 72263 23-Nov-2003 A N CV
247 31 2881 864 2017 70246 23-Dec-2003 A N CV
247 32 2881 840 2041 68205 23-Jan-2004 A N CV
247 33 2881 815 2065 66140 23-Feb-2004 A N CV
247 34 2881 790 2090 64050 23-Mar-2004 A N CV
247 35 2881 765 2115 61935 23-Apr-2004 A N CV
247 36 2881 740 2140 59794 23-May-2004 A N CV
247 37 2881 715 2166 57628 23-Jun-2004 A N CV
247 38 2881 689 2192 55436 23-Jul-2004 A N CV
247 39 2881 663 2218 53218 23-Aug-2004 A N CV
247 40 2881 636 2245 50974 23-Sep-2004 A N CV
247 41 2881 609 2271 48703 23-Oct-2004 A N CV
247 42 2881 582 2298 46404 23-Nov-2004 A N CV
247 43 2881 555 2326 44078 23-Dec-2004 A N CV
247 44 2881 527 2354 41724 23-Jan-2005 A N CV
247 45 2881 499 2382 39342 23-Feb-2005 A N CV
247 46 2881 470 2410 36932 23-Mar-2005 A N CV
247 47 2881 441 2439 34493 23-Apr-2005 A N CV
247 48 2881 412 2468 32025 23-May-2005 A N CV
247 49 2881 383 2498 29527 23-Jun-2005 A N CV
247 50 2881 353 2528 26999 23-Jul-2005 A N CV

Page 17
Sheet7

247 51 2881 323 2558 24441 23-Aug-2005 A N CV


247 52 2881 292 2588 21853 23-Sep-2005 A N CV
247 53 2881 261 2619 19233 23-Oct-2005 A N CV
247 54 2881 230 2651 16583 23-Nov-2005 A N CV
247 55 2881 198 2682 13900 23-Dec-2005 A N CV
247 56 2881 166 2714 11186 23-Jan-2006 A N CV
247 57 2881 134 2747 8439 23-Feb-2006 A N CV
247 58 2881 101 2780 5659 23-Mar-2006 A N CV
247 59 2881 68 2813 2847 23-Apr-2006 A N CV
247 60 2881 34 2847 0 23-May-2006 A N CV

Page 18
Sheet6

330000+9000-13338-132000

Page 19