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Jordan Small Businesses and Human Development Amman, 2011

Jordan Small Businesses and Human Development Amman, 2011

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Published by urdunmubdi3
By the United Nations Development Programme (Amman-Jordan), and the Ministry of Planning and International Cooperation, the Hashemite Kingdom of Jordan.
All rights reserved. Any reproduction or electronic retransmission of any part of this publication must have the prior permission of the copyright owners.
The Hashemite Kingdom of Jordan
The National Library deposit number
1867/5/2011

The will and drive of the Jordanian people to achieve development, in a country that is rich with talent and enabling institutions, has been the collective vision of His Majesty the King and the Government of Jordan in the 21st century. Under the guidance of His Majesty King Abdullah II, we are constantly working on reform, not for reform’s sake, but to achieve sustainable development whereby the people of Jordan have the capacity and means to pursue a dignified and meaningful life filled with aspirations, achievements, and successes. Wewill continue to empower stakeholders, and promote innovation supporting policiesin a framework of meritocracy, transparency, accountability and democracy.
In the development process it is the mindset of stakeholders, not natural endowments, that drives success. We are also cognizant that realizing a competitive mindset is never spontaneous; but a process that is guided by fully recognizing and benchmarking our starting point and the achievements of others. It is an amalgamation of best practices and local intrinsic experience as citizens.

By the United Nations Development Programme (Amman-Jordan), and the Ministry of Planning and International Cooperation, the Hashemite Kingdom of Jordan.
All rights reserved. Any reproduction or electronic retransmission of any part of this publication must have the prior permission of the copyright owners.
The Hashemite Kingdom of Jordan
The National Library deposit number
1867/5/2011

The will and drive of the Jordanian people to achieve development, in a country that is rich with talent and enabling institutions, has been the collective vision of His Majesty the King and the Government of Jordan in the 21st century. Under the guidance of His Majesty King Abdullah II, we are constantly working on reform, not for reform’s sake, but to achieve sustainable development whereby the people of Jordan have the capacity and means to pursue a dignified and meaningful life filled with aspirations, achievements, and successes. Wewill continue to empower stakeholders, and promote innovation supporting policiesin a framework of meritocracy, transparency, accountability and democracy.
In the development process it is the mindset of stakeholders, not natural endowments, that drives success. We are also cognizant that realizing a competitive mindset is never spontaneous; but a process that is guided by fully recognizing and benchmarking our starting point and the achievements of others. It is an amalgamation of best practices and local intrinsic experience as citizens.

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Published by: urdunmubdi3 on Oct 30, 2011
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10/30/2011

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Mr. Hani Fareed Barakat founded his
own project and succeeded in earning
income he estimated at JD 100,000 at
the end of 2008. Mr. Barakat’s story
began when he started cutting back
on his daily life expenses and saving
from his monthly salary working
as a lab technician in the Jordanian
University Hospital. After graduating
and receiving his bachelor’s degree
Mr. Barakat was able to open his
own laboratory, which employed 3
employees at that time and later on
expanded by employing 8 employees.

Hani later earned a master’s degree
in medical laboratories. He now
boasts ownership of several cars, a
family home, and a savings account.
In addition, he was able to ensure a
better quality of life for his family
and children by providing them
with better healthcare and a higher
education from reputed universities.
Things he says he “could never have
done as an employee”

Table 4.4 MSME Owners’ Expenditures before and after
Opening their Own Business

Capital Expenditures

Comparison

Before

After

Yes (%)

No (%)

Yes (%)

No (%)

Buying Land

10

90

30

70

Selling Land

11

89

8

92

Buying a Home

15

85

36

64

Selling a Home

8

92

6

94

Buying Stocks and Bonds

5

95

14

86

Selling Stocks and Bonds

12

88

5

95

Buying Jewelry

19

81

42

58

Buying a Car

34

66

62

38

Buying Furniture

28

72

58

42

Savings in the Bank

24

76

50

50

Source: Report MSME Survey, 2010

Jordan Human Development Report

100

women experience more job satisfaction

and fexibility than women employed in

companies, but have more work-family

conficts and less family satisfaction.165

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