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• Approximately 10.

9 million
people are diagnosed with
cancer EVERY YEAR
• 45% of the patients are from
ASIA
• LUNG & BREAST cancers
are the MOST COMMON of
all cancer related death
for man and woman
respectively

• Median age for male is


59 whilst female is 53
years old

• 43,000 cancer cases


were registered with the
National Cancer Registry
in 2003.
45,000 PENGHIDAP KANSER BARU SETIAP
TAHUN.SETIAP LIMA JAM 1 KES KANSER
BARU DISAHKAN
(KEMENTERIAN KESIHATAN MALAYSIA).

900 JUTA BERISIKO MENGHIDAP KANSER


DARIPADA 145,000 PENGHIDAP, 57,000 BERAKHIR
DENGAN KEMATIAN.
58% LELAKI DAN 42% WANITA
(PERSATUAN KANSER AMERIKA)
A Basic-Level Term that
gives you a complete
cancer coverage up to
age 75 years old
CancerCare at a Glance
• The 1st Takaful Cancer Protection Plan in the
world
• The 1st Takaful Cancer Protection Plan with
Funeral Expenses (all causes) in Malaysia
• It covers 1st Stage of Cancer ie. Carcinoma in-
situ (accelerate payment) and Gender Specific
Cancer (additional payment)
• 7 Plans for you to choose with sum covered
ranging from RM 25,000 up to RM 500,000
• Entry Age from 0 to 65 years old
• Basic-Level Term Plan covers up to age 75
years old
• A plan that is specially designed to guarantee
Features & Benefits

All Classes
1 2 3 4 5 6 7
Plan
Benefits
1. Funeral Expenses RM10,000

2. Cancer Sum 25,000 50,00 75,00 100,00 200,00 300,000 500,000


Covered 0 0 0 0
3. Cancer Specific CIS 25% Acceleration from Cancer Sum Covered (max. of
Benefit RM50,000)

4. Cancer Benefit 100% of Cancer Sum Covered (75% if CIS Claim is made)

5. Gender Specific 100% of Cancer Sum Covered (75% if CIS Claim is made)
Cancer Plus
(GSC) Benefit Additional 25% of Cancer Sum Covered
6. Surplus Sharing 50% : 50%
Benefit (1)

 Funeral Expenses
• Pays RM10,000 upon death (all causes)
• Suicide Clause; Death Benefits are payable
if the certificate has been in force for at
least 12 months (1 year)
Benefit (3)

 Cancer Specific CIS Benefit


• Pays 25% Acceleration from Cancer Sum
Covered (max. of RM50,000)
• Carcinoma In Situ (CIS);
Male CIS Female CIS

Colon (excluding rectum) Breast


Lung Cancer Cervix
Prostate Cancer Uterus
Small Intestine Ovarian

Nasopharyngeal Vagina
Benefit (4)

 Gender Specific Cancer Benefit


• Pays 125% of Cancer Sum Covered
(100% if CIS Claim is made)
• For each Person Covered, the Cancer Benefit
shall be payable no more than one time per
certificate.
• The Certificate shall terminate upon payment by
the Takaful Operator of the Cancer Benefit.
Table of Annual Contribution
Product Name: CancerCare Plan Code:
CCB4

RM100,000.00

25 YEARS MALE 222.87


FEMALE 507.89
RM25,00
35 YEARS MALE 307.70
0 FEMALE 619.28
45 YEARS MALE 808.45
FEMALE 1,141.55
55 YEARS MALE 2,058.66
FEMALE 2,285.86
Sample of Case Scenario (1)
Plan 4
Sum Coverage: RM100,000

A person covered was diagnosed with Carcinoma in


situ then after few years contracted with gender
specific cancer

CIS Claim Gender Specific Cancer


Diagnosed

RM25,00 RM75,00 RM25,00


0 0 0
25% 75% Additional
25%
• 25% CIS claim is made.
• A balance of 75% of Sum Covered is payable
upon diagnosis of Cancer
• Additional 25% is payable if the diagnosed cancer is
GSC
• Total Payment: RM 125,000
Sample of Case Scenario (2)
Plan 4
Sum Coverage: RM100,000

A person covered was diagnosed with Gender Specific


Cancer

Gender Specific Cancer


Diagnosed

RM100,000 RM25,00
0
1 Additional
00% 25%

• No CIS Claim is made


• 100% of Sum Covered is payable upon diagnosis of
Cancer.
• Additional 25% is payable if the diagnosed cancer is
GSC.
• Total Payment : RM125,000
Sample of Case Scenario (3)
Plan 4
Sum Coverage: RM100,000

Scenario 3
A person covered was diagnosed with Carcinoma in
situ and never contracted with any cancer until
maturity

CIS Claim No Cancer Diagnosed

RM25,00 RM75,00 RM25,00


0 0 0
25%

• 25% CIS claim is made.


• No normal cancer or GSC diagnosed
• Total Payment: RM25,000
Sample of Case Scenario (4)
Plan 4
Sum Coverage: RM100,000

A person covered was diagnosed with Carcinoma in


situ and later contracted with non- gender specific
cancer

CIS Claim Non - Gender Specific Cancer Diagnosed

RM25,000 RM75,00
0

25% 75%

• 25% CIS Claim is made


• A balance of 75% of Sum Covered is payable upon
diagnosis of
cancer
• Total Payment : RM100,000
Sample of Case Scenario (5)
Plan 4
Sum Coverage: RM100,000

A person covered was diagnosed with Carcinoma in


situ and died

CIS Claim Death due to all


causes

RM25,00 + RM10,00
0 0
25%

• 25% CIS claim is made.


• This scenario shall apply for death due to Cancer but
no Cancer
Benefit Claim is made prior to death.
• Total Payment: RM35,000
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• Faraid • Hibah • Takaful


• Wasiat • Amanah • Pentadbiran Pusaka Hakcipta © 2007 Warisan Mukmin Sdn Bhd

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