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Statutory compliance of any employer employing more than 20 employees. 12% of the salary will be deducted from the employees. The same % will be contributed by the employer also. And administrative charges of 1.61% also is to be paid by the employer Employees contribution and 1/3 of employers contribution will be deposited into EPF account 2/3 of the employers contribution will be deposited to the EPS (Employee pension scheme) account.

PF account of an employee can be transferred to the new employer when a job switch happens. This allows the employee to continue with the PF without any breaks and thus can have the entire benefits offered under EPF scheme. For this form 13 R is to be submitted along with break certificate from the previous employer

A saving for the future of the employee after his/her retirement or for his dependents in case of his/her early death. PF Loans.
After 5 years of remitting contribution 36 times the salary or amount in the account whichever is less.

Employee Pension Scheme.


After 10 years of remitting contribution one becomes eligible for pension

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Form 9 Form 13(Revised) Form 2 Form 12 A

Register book allotted for the employer for transfer of PF from one employer to another Form for registering an employee for EPF for giving monthly details of contribution by the Employer and employee.

Form 5 Form 10 Form 6A Form 3A Form 19 Form 10c

for giving details of newly registering employment for cancellation of PF account Annual Statement of all the remittances Annual Individual Statement for employees for refund of EPF for refund of pension

ESI is a social security measure which tries to protect employees and their dependants from unexpected incidents like accidents,illness,death etc. Every organization employing more than 20 employees or power using industries employing 10 or more employees should cover their employees with the ESI.

Employees share 1.75% of salary

Employers share 4.75% of salary

Employee should remit at least nine months contribution to get the full benefits of ESI scheme. Benefits include Treatment benefit, Sickness Benefit, Maternity benefit, Disability benefit,Dependantsbenefit.

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Out Patient treatment House visit Specialist consultation, diagnostic facilities In patient treatment Medicines and dressings-free of cost X-ray and lab facilities Vaccinations Ambulance facilities, traveling expenses Free food during hospitalization Artificial limbs, equipments for physical rehabilitation Family welfare programmes,other national health mission services. Medical certification Special facilities including super specialty facilities.

Sickness benefit. Maternity benefit. Disability Benefit.


Temporary disability, Permanent disability

Dependants' benefit. Other benefits.

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It is the payment given to an insured employee for a certified illness after the completion of nine months in his/her job. For getting this benefit employee should have remitted at least 78 days share in the respective contribution period. Maximum of 91 days benefit can be received. Payment amount can vary from Rs. 14 to Rs. 145. Just above the daily wages of the employee.

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This is the payment given to an insured woman on pregnancy,abortion,pregnancy related illnesses, immature delivery etc. A medical officer or mid wife should certify this in order to get the benefit. The insured woman should have two contribution periods before her pregnancy and at least 70 days share should have remitted during theses periods. The amount given is almost equal to the daily wages. 12 weeks payment is given normally for pregnancy.

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It is the payment given to the employee who is unable to work because of any temporary disability happened during his/her work. The amount will be not less than 70% of daily wages. This benefit cannot be given if the disability is for less than three days excluding the day on which accident occurred.

Permanent disability benefit

This is a life long periodic payment given to the insured employees who gets permanently disabled because of any accident occurred at the work site.

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In case of the death of the insured person, if the death occurred due to any accident occurred during the work or any occupational deceases a pension will be given to his/her dependants. Pension will be given to the spouse until his/her death or gets re married. the amount will be equivalent to 3/5 of disability benefit. Amount equivalent to 2/5 of disability benefit will be paid to mother as well as children who are under 18 years of age.

Funeral benefits
a maximum of Rs.2500/-

Rehabilitation allowance.

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Form 1 employee declaration form for getting registered under ESI Form 1 - Employers registration form Form 3 Return of declaration form Form 11 Accident book Form 5 - Return of contributions

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