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ING.

ALEXIS AGUILAR BRINDIS

TABLAS DE INGENIERÍA ECONÓMICA
FACTORES DE INTERES COMPUESTO =
SERIES DE PAGO UNICO

8.00

n
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50

Factores de
Cantidad
Compuesta

Factor de
Valor Presente

Encontrar F
dado P
F/P
1.0800
1.1664
1.2597
1.3605
1.4693
1.5869
1.7138
1.8509
1.9990
2.1589
2.3316
2.5182
2.7196
2.9372
3.1722
3.4259
3.7000
3.9960
4.3157
4.6610
5.0338
5.4365
5.8715
6.3412
6.8485
7.3964
7.9881
8.6271
9.3173
10.0627
10.8677
11.7371
12.6760
13.6901
14.7853
15.9682
17.2456
18.6253
20.1153
21.7245
23.4625
25.3395
27.3666
29.5560
31.9204
34.4741
37.2320
40.2106
43.4274
46.9016

Encontrar P
dado F
P/F
0.9259
0.8573
0.7938
0.7350
0.6806
0.6302
0.5835
0.5403
0.5002
0.4632
0.4289
0.3971
0.3677
0.3405
0.3152
0.2919
0.2703
0.2502
0.2317
0.2145
0.1987
0.1839
0.1703
0.1577
0.1460
0.1352
0.1252
0.1159
0.1073
0.0994
0.0920
0.0852
0.0789
0.0730
0.0676
0.0626
0.0580
0.0537
0.0497
0.0460
0.0426
0.0395
0.0365
0.0338
0.0313
0.0290
0.0269
0.0249
0.0230
0.0213

8.00%

SERIES DE PAGO UNIFORME
Factor de
Amortización

Factor de
Recuperación
de Capital

Encontrar A
dado F
A/F
1.0000
0.4808
0.3080
0.2219
0.1705
0.1363
0.1121
0.0940
0.0801
0.0690
0.0601
0.0527
0.0465
0.0413
0.0368
0.0330
0.0296
0.0267
0.0241
0.0219
0.0198
0.0180
0.0164
0.0150
0.0137
0.0125
0.0114
0.0105
0.0096
0.0088
0.0081
0.0075
0.0069
0.0063
0.0058
0.0053
0.0049
0.0045
0.0042
0.0039
0.0036
0.0033
0.0030
0.0028
0.0026
0.0024
0.0022
0.0020
0.0019
0.0017

Encontrar A
dado P
A/P
1.0800
0.5608
0.3880
0.3019
0.2505
0.2163
0.1921
0.1740
0.1601
0.1490
0.1401
0.1327
0.1265
0.1213
0.1168
0.1130
0.1096
0.1067
0.1041
0.1019
0.0998
0.0980
0.0964
0.0950
0.0937
0.0925
0.0914
0.0905
0.0896
0.0888
0.0881
0.0875
0.0869
0.0863
0.0858
0.0853
0.0849
0.0845
0.0842
0.0839
0.0836
0.0833
0.0830
0.0828
0.0826
0.0824
0.0822
0.0820
0.0819
0.0817

SERIES DE GRADIENTE

Factor de Cantidad
Compuesta

Factor de
Valor
Presente

Serie de
gradiente
uniforme

Valor presente
del Gradiente

Encontrar F
dado A
F/A
1.0000
2.0800
3.2464
4.5061
5.8666
7.3359
8.9228
10.6366
12.4876
14.4866
16.6455
18.9771
21.4953
24.2149
27.1521
30.3243
33.7502
37.4502
41.4463
45.7620
50.4229
55.4568
60.8933
66.7648
73.1059
79.9544
87.3508
95.3388
103.9659
113.2832
123.3459
134.2135
145.9506
158.6267
172.3168
187.1021
203.0703
220.3159
238.9412
259.0565
280.7810
304.2435
329.5830
356.9496
386.5056
418.4261
452.9002
490.1322
530.3427
573.7702

Encontrar P
dado A
P/A
0.9259
1.7833
2.5771
3.3121
3.9927
4.6229
5.2064
5.7466
6.2469
6.7101
7.1390
7.5361
7.9038
8.2442
8.5595
8.8514
9.1216
9.3719
9.6036
9.8181
10.0168
10.2007
10.3711
10.5288
10.6748
10.8100
10.9352
11.0511
11.1584
11.2578
11.3498
11.4350
11.5139
11.5869
11.6546
11.7172
11.7752
11.8289
11.8786
11.9246
11.9672
12.0067
12.0432
12.0771
12.1084
12.1374
12.1643
12.1891
12.2122
12.2335

Encontrar A
dado G
A/G
0.0000
0.4808
0.9487
1.4040
1.8465
2.2763
2.6937
3.0985
3.4910
3.8713
4.2395
4.5957
4.9402
5.2731
5.5945
5.9046
6.2037
6.4920
6.7697
7.0369
7.2940
7.5412
7.7786
8.0066
8.2254
8.4352
8.6363
8.8289
9.0133
9.1897
9.3584
9.5197
9.6737
9.8208
9.9611
10.0949
10.2225
10.3440
10.4597
10.5699
10.6747
10.7744
10.8692
10.9592
11.0447
11.1258
11.2028
11.2758
11.3451
11.4107

Encontrar P
dado G
P/G
0.0000
0.8573
2.4450
4.6501
7.3724
10.5233
14.0242
17.8061
21.8081
25.9768
30.2657
34.6339
39.0463
43.4723
47.8857
52.2640
56.5883
60.8426
65.0134
69.0898
73.0629
76.9257
80.6726
84.2997
87.8041
91.1842
94.4390
97.5687
100.5738
103.4558
106.2163
108.8575
111.3819
113.7924
116.0920
118.2839
120.3713
122.3579
124.2470
126.0422
127.7470
129.3651
130.8998
132.3547
133.7331
135.0384
136.2739
137.4428
138.5480
139.5928

ING. ALEXIS AGUILAR BRINDIS

TABLAS DE INGENIERÍA ECONÓMICA
FACTORES DE INTERES COMPUESTO =
SERIES DE PAGO UNICO

8.00%

SERIES DE PAGO UNIFORME

SERIES DE GRADIENTE

Factor de Cantidad
Compuesta

Factor de
Valor
Presente

Serie de
gradiente
uniforme

Valor presente
del Gradiente

Encontrar A
dado P
A/P
0.0816
0.0815
0.0814
0.0813
0.0812
0.0811
0.0810
0.0809
0.0809
0.0808
0.0807
0.0807
0.0806
0.0806
0.0805
0.0805
0.0805
0.0804
0.0804
0.0804
0.0803
0.0803
0.0803
0.0803
0.0802
0.0802
0.0802
0.0802
0.0802
0.0802
0.0802
0.0801
0.0801
0.0801
0.0801
0.0801
0.0801
0.0801
0.0801
0.0801
0.0801

Encontrar F
dado A
F/A
620.6718
671.3255
726.0316
785.1141
848.9232
917.8371
992.2640
1072.6451
1159.4568
1253.2133
1354.4704
1463.8280
1581.9342
1709.4890
1847.2481
1996.0279
2156.7102
2330.2470
2517.6667
2720.0801
2938.6865
3174.7814
3429.7639
3705.1450
4002.5566
4323.7612
4670.6620
5045.3150
5449.9402
5886.9354
6358.8903
6868.6015
7419.0896
8013.6168
8655.7061
9349.1626
10098.0956
10906.9433
11780.4987
12723.9386
13742.8537

Encontrar P
dado A
P/A
12.2532
12.2715
12.2884
12.3041
12.3186
12.3321
12.3445
12.3560
12.3667
12.3766
12.3857
12.3942
12.4020
12.4093
12.4160
12.4222
12.4280
12.4333
12.4382
12.4428
12.4471
12.4510
12.4546
12.4580
12.4611
12.4640
12.4666
12.4691
12.4714
12.4735
12.4755
12.4773
12.4790
12.4805
12.4820
12.4833
12.4845
12.4857
12.4868
12.4877
12.4886

Encontrar A
dado G
A/G
11.4729
11.5318
11.5875
11.6403
11.6902
11.7373
11.7819
11.8241
11.8639
11.9015
11.9370
11.9706
12.0022
12.0320
12.0602
12.0867
12.1117
12.1352
12.1574
12.1783
12.1980
12.2165
12.2339
12.2503
12.2658
12.2803
12.2939
12.3068
12.3188
12.3301
12.3408
12.3508
12.3602
12.3690
12.3772
12.3850
12.3923
12.3991
12.4056
12.4116
12.4172

Encontrar P
dado G
P/G
140.5799
141.5121
142.3923
143.2229
144.0065
144.7454
145.4421
146.0987
146.7173
147.3000
147.8487
148.3651
148.8512
149.3085
149.7387
150.1432
150.5235
150.8810
151.2170
151.5326
151.8291
152.1076
152.3690
152.6145
152.8448
153.0610
153.2639
153.4542
153.6327
153.8001
153.9570
154.1042
154.2421
154.3714
154.4925
154.6060
154.7123
154.8119
154.9052
154.9925
155.0743

0.0001

0.0801

14843.2820

12.4895

12.4225

155.1509

0.0008
0.0007

0.0001
0.0001

0.0801
0.0801

16031.7446
17315.2841

12.4903
12.4910

12.4275
12.4321

155.2226
155.2897

1,497.1205

0.0007

0.0001

0.0801

18701.5069

12.4917

12.4365

155.3524

96

1,616.8902

0.0006

0.0000

0.0800

20198.6274

12.4923

12.4406

155.4112

97

1,746.2414

0.0006

0.0000

0.0800

21815.5176

12.4928

12.4444

155.4662

98

1,885.9407

0.0005

0.0000

0.0800

23561.7590

12.4934

12.4480

155.5176

Factores de
Cantidad
Compuesta

Factor de
Amortización

Factor de
Recuperación
de Capital

Factor de
Valor Presente

51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91

Encontrar F
dado P
F/P
50.6537
54.7060
59.0825
63.8091
68.9139
74.4270
80.3811
86.8116
93.7565
101.2571
109.3576
118.1062
127.5547
137.7591
148.7798
160.6822
173.5368
187.4198
202.4133
218.6064
236.0949
254.9825
275.3811
297.4116
321.2045
346.9009
374.6530
404.6252
436.9952
471.9548
509.7112
550.4881
594.5272
642.0893
693.4565
748.9330
808.8476
873.5555
943.4399
1,018.9151
1,100.4283

Encontrar P
dado F
P/F
0.0197
0.0183
0.0169
0.0157
0.0145
0.0134
0.0124
0.0115
0.0107
0.0099
0.0091
0.0085
0.0078
0.0073
0.0067
0.0062
0.0058
0.0053
0.0049
0.0046
0.0042
0.0039
0.0036
0.0034
0.0031
0.0029
0.0027
0.0025
0.0023
0.0021
0.0020
0.0018
0.0017
0.0016
0.0014
0.0013
0.0012
0.0011
0.0011
0.0010
0.0009

Encontrar A
dado F
A/F
0.0016
0.0015
0.0014
0.0013
0.0012
0.0011
0.0010
0.0009
0.0009
0.0008
0.0007
0.0007
0.0006
0.0006
0.0005
0.0005
0.0005
0.0004
0.0004
0.0004
0.0003
0.0003
0.0003
0.0003
0.0002
0.0002
0.0002
0.0002
0.0002
0.0002
0.0002
0.0001
0.0001
0.0001
0.0001
0.0001
0.0001
0.0001
0.0001
0.0001
0.0001

92

1,188.4626

0.0008

93
94

1,283.5396
1,386.2227

95

8.00

n

99

2,036.8160

0.0005

0.0000

0.0800

25447.6997

12.4939

12.4514

155.5657

3 .-28865.

0074 0.5084 121 1.3939 0.7952 104 1.7448 0.7732 0.3869 0.3595 0.3731 0.7712 111.0078 110.7467 0.0086 163.0102 129.3263 134 1.0099 134.6037 91.3904 0.0873 53.7598 0.7121 0.5618 56.7997 115 1.0099 135.0062 0.9642 117.3293 0.0101 131.4216 101 1.4080 123 1.1559 118 1.1582 112.3697 0.0070 0.4220 0.7049 65.7015 0.3105 90.3800 0.7157 99.1450 115.2580 108.0669 51.3194 0.7771 0.6312 109.7976 118.3835 0.0670 97.2901 0.0105 125.2522 116 1.3070 51.0064 0.3393 0.0093 147.0107 122.4149 0.0093 146.0071 0.7579 0.0087 160.7655 0.8799 102 1.7301 0.0067 0.0762 109 1.8813 133 1.7790 0.7103 0.4044 0.5809 52.0108 119.0969 129 1.7192 0.2933 0.0088 157.0384 57.0097 139.0083 0.0084 168.3095 0.7477 96.3128 0.0094 145.4079 0.5486 113.0079 0.7080 48.3121 61.2965 0.3791 118.0069 0.0777 55.0092 149.4500 88.0084 170.3134 .0109 118.8248 52.2836 0.2396 58.0073 0.3974 0.7337 0.7485 0.4358 132 1.0060 0.7336 89.2152 136 1.5862 54.8813 64.0204 89.4303 141 1.0090 154.8883 107.3161 0.5453 51.0083 0.6072 119 1.0063 0.0091 152.7210 0.FACTORES DE INTERES COMPUESTO [ 0.0450 99.7429 0.4008 0.7414 103.0084 0.3060 125 1.0075 0.3629 0.0080 0.7543 126 1.0090 153.1025 138 1.9857 111 1.1650 107 1.7088 106 1.3468 114 1.7043 117 1.0076 0.7617 0.3377 103 1.2023 127 1.4590 63.0095 142.4435 105.3326 0.0087 161.7636 0.7713 0.5529 116.4793 49.3825 47.7523 0.3260 0.3776 100.0077 0.0087 0.7085 0.0580 120 1.3460 0.0095 143.0088 158.0077 0.3527 0.0066 0.8093 94.9584 122 1.9424 113.0068 0.8377 54.7560 0.0908 104.0081 0.0066 0.7752 0.2487 49.5311 110 1.4398 112 1.0062 0.8207 56.25%] 0.0089 156.0096 141.4255 0.7068 0.5928 61.7542 0.3010 56.7356 0.7451 62.9697 59.8935 113 1.2196 119.3494 0.0063 0.5455 139 1.3350 53.7319 0.7246 0.0059 0.0072 0.3878 110.3359 0.0106 123.0103 127.0085 0.3030 0.3897 98.7156 0.0113 113.3063 0.0068 0.7411 0.3329 55.3561 0.0085 167.4244 60.0065 0.4316 96.6208 108 1.7406 115.3663 0.5436 130 1.3398 114.0088 0.7817 50.6979 59.7228 0.0104 126.0295 62.0102 130.7710 135 1.5077 58.0065 0.5030 93.7032 0.0060 0.7174 0.7504 0.7675 0.0059 0.7740 57.0086 0.8572 124 1.2522 105 1.7135 101.9881 140 1.0070 0.4114 0.4063 66.3766 0.7050 0.6498 128 1.7139 0.7264 0.2868 0.7392 0.0108 121.0074 0.2966 64.0072 0.7283 0.5899 64.2000 93.9899 131 1.25 PAGO UNICO Factores de n SERIES DE PAGO UNIFORME Factor de Factor de Factor de Factor de SERIES DE GRADIENTE Factor de Serie de Cantidad valor amortización recuperación cantidad valor gradiente Compuesta Encontrar F presente Encontrar P Encontrar A de capital Encontrar A compuesta Encontrar F presente Encontrar P uniforme Encontrar A dado P dado F dado F dado P dado A dado A dado G F/P P/F A/F A/P F/A P/A A/G 99 100 1.0111 116.0161 50.1490 60.1188 95.1591 106.2998 0.9003 92.0110 117.7374 0.8718 60.0100 133.7694 0.3426 0.7996 105.8720 142 1.4184 0.1710 63.1596 47.0098 137.0016 65.0112 114.0061 0.9347 48.0078 0.0085 165.0097 138.0091 150.3954 102.6591 137 1.0082 0.5220 107.0528 102.0086 164.0061 0.3227 0.

5441 0.6859 0.4381 192 1.1061 66.7420 142.1940 141.0082 71.0070 223.0055 0.0077 191.0046 0.0074 203.6774 0.4985 0.3680 72.4948 0.6498 140.6207 0.5951 190 1.6332 0.6656 0.8867 81.5288 0.4616 0.1786 125.7504 188 1.7243 124.9868 137.0047 0.0067 239.0042 0.5674 0.2270 85.4188 134.0067 238.0078 189.6192 0.6574 0.3914 150 1.4347 135.0043 0.0049 0.7921 174 1.0068 231.0080 183.0072 211.5003 67.0071 217.0076 197.5832 0.0074 202.0454 72.6673 0.4652 0.9529 149 1.0079 186.0041 0.7211 72.5250 0.0073 209.7401 75.6071 0.0743 120.0069 228.0078 187.0042 0.8265 123.0562 184 1.0052 0.0040 0.7192 87.7829 167 1.9559 88.4419 83.1115 146.0043 0.6997 0.0068 230.6428 0.4837 0.7381 74.9811 129.0077 193.7044 153 1.5060 0.6444 0.6623 0.4762 86.8055 82.6889 71.0043 0.0049 0.6825 0.4363 148.6911 0.5871 0.2938 142.8590 193 1.4316 151.5098 0.6396 0.5635 0.8041 67.6757 0.3257 70.0053 0.2660 147.6223 0.3831 122.0057 0.0057 0.0046 0.0081 178.9447 131.0070 222.0044 0.5174 0.5787 68.5557 0.0068 234.2439 81.4507 0.0070 220.7099 84.5049 129.8876 68.9716 84.0747 147 1.6640 0.6980 0.0756 177 1.0080 180.0072 213.0050 0.0049 0.2795 194 1.0075 199.8495 143.6492 0.4092 144.0985 87.9535 80.5023 0.0054 0.0069 226.5720 88.0041 0.6380 0.2215 150.6842 0.6476 0.0042 0.2769 153.0048 0.6558 0.4363 0.4579 0.5140 148 1.3274 187 1.0077 190.0066 246.6447 169 1.3059 79.0051 0.0137 156 1.6460 0.9232 132.9292 179 1.3193 159 1.4291 0.1096 140.6111 0.0046 0.5634 127.0067 236.0056 0.6868 146.8845 158 1.0053 0.0041 0.0074 205.0058 78.0082 174.6451 120.6285 0.0047 0.7537 160 1.6481 176 1.5326 0.143 1.5118 138.3951 73.5049 171 1.6590 0.5991 0.1949 145 1.0058 0.0055 0.3534 78.2140 168 1.5911 0.5026 178 1.0675 73.8295 151 1.1948 68.0066 242.7271 76.0065 249.0079 184.5069 121.5519 0.6269 0.9556 69.0058 0.6876 0.0048 0.6992 78.6161 0.6365 126.9165 133.0072 214.4611 130.0069 225.1675 82.6031 0.0054 0.0047 0.6525 0.3514 166 1.5480 0.4040 75.0044 0.0082 175.6316 183 1.4543 0.5996 80.4180 133.6740 0.0044 0.6893 0.0065 247.0081 177.8524 86.5364 0.6001 85.0076 194.2736 124.0045 0.4071 74.6808 0.4726 0.2066 182 1.5792 0.0048 0.6238 0.6707 0.6316 0.3383 87.0045 0.6232 0.0051 0.9249 135.6509 0.4800 0.6364 0.5279 81.0083 173.4435 0.5401 145.6212 162 1.1729 189 1.5403 0.0544 163 1.4803 185 1.1876 161 1.6578 152.0066 241.6945 0.4763 0.4871 164 1.6928 0.0323 128.0073 208.9343 172 1.0767 83.4327 0.0073 206.0427 152.9727 144.0056 0.6350 146 1.7543 144 1.4911 0.5714 0.0664 76.0435 77.4399 0.6567 79.3861 77.4471 0.0744 75.3634 173 1.0050 0.2680 69.6412 0.0071 219.0075 200.0083 171.0068 233.0076 196.6607 0.8491 147.9483 136.0052 0.2203 175 1.6191 0.6301 0.0080 181.5731 139.2671 152 1.0750 170 1.6690 0.0043 0.4656 137.1412 154 1.0066 244.6541 0.5777 155 1.6415 70.5136 0.0981 127.0071 216.5596 0.6723 0.3415 84.0052 0.6791 0.0055 0.9041 186 1.6254 0.4874 0.4689 0.0168 191 1.8245 151.6348 0.6962 0.6176 0.6151 0.0273 149.0040 0.9194 165 1.0405 139.0045 0.4321 131.0051 0.0041 0.9432 122.5753 0.5951 0.6224 149.6996 .3554 180 1.7812 181 1.4493 157 1.5212 0.

6145 0.195 1.6313 0.5386 197 1.0039 0.0065 252.0040 0.6273 0.6084 0.6395 0.4110 89.6099 0.7940 .7996 89.0039 0.6294 90.0064 257.1587 155.9001 154.0065 250.5274 154.0040 0.6130 0.6436 0.7941 156.4336 156.6354 0.1866 89.0064 254.0210 90.0064 255.9575 198 1.3759 199 1.6115 0.1193 196 1.0039 0.

3033 0.25 6210.25 4994.1014 0.5507 0.25 6855.25 5676.1128 0.25 5589.25 6668.2808 0.1555 0.25 6483.7147 0.8620 0.25 5161.25 7235.8944 0.2417 0.25 4911.2384 0.3958 0.25 4347.1116 0.4745 0.6804 0.25 5077.5722 0.3292 0.25 7331.0681 0.25 .25 7918.25 6119.2433 0.25 6030.25 6576.25 7525.9518 0.25 6762.0472 0.25 7720.25 7428.0144 0.0350 0.25 5940.25 7139.25 7819.25 5416.25 4666.4976 0.25 4505.7907 0.25 4747.25 7044.5569 0.SERIES DE GRADIENTE Valor presente del gradiente Encontrar P dado G P/G 4191.1110 0.25 6950.8204 0.25 6392.0502 0.25 5330.25 7622.4161 0.25 5763.25 5852.8759 0.8699 0.2533 0.25 4829.8814 0.9212 0.25 4585.25 4268.25 6300.2796 0.8213 0.25 4426.8104 0.7861 0.0125 0.0643 0.3488 0.7966 0.25 5245.25 5502.

25 13502.25 9666.4982 0.2781 0.8719 0.5167 0.25 .6249 0.25 9454.25 8828.25 9349.6732 0.25 12913.8662 0.25 10861.8772 0.2996 0.25 12679.25 13266.4776 0.4631 0.1084 0.8804 0.25 9139.3962 0.6008 0.2489 0.25 8521.25 11307.6999 0.5833 0.25 11419.2221 0.7414 0.25 8419.25 13148.25 9987.6500 0.5097 0.0376 0.6312 0.25 12447.25 12331.4677 0.25 11759.25 8217.8147 0.25 8117.25 11645.25 10640.25 11872.25 13384.1284 0.5032 0.25 13621.6757 0.25 10972.25 12563.25 11987.25 8725.6395 0.25 10312.2960 0.3772 0.25 8931.25 10530.4133 0.25 9880.25 10421.25 9244.25 12101.1293 0.25 9773.6686 0.9155 0.25 8318.25 12216.25 13030.8017.1734 0.1042 0.25 11083.7059 0.6577 0.25 8623.3344 0.7798 0.9739 0.7787 0.25 9035.25 10203.25 11532.7246 0.5236 0.25 9560.25 10750.5157 0.4119 0.25 11195.3372 0.25 10095.2540 0.3400 0.3776 0.25 12796.

3820 0.25 .9982 0.5417 0.0101 0.13740.5334 0.25 14100.25 13980.25 14221.25 13860.

6054 0.0060 287.6009 0.0032 0.0057 308.5831 0.7538 0.5688 0.4724 176.0032 0.9055 98.8162 0.0038 0.9779 237 1.7364 0.8782 205 1.0062 272.3423 174.3109 107.2482 93.5520 0.5846 0.7847 0.0059 294.1934 103.4300 163.0060 284.7451 0.0030 0.0057 313.25%] 0.0061 275.5919 0.5547 0.5758 97.8072 0.9403 166.7191 0.6375 99.5215 226 1.8027 0.5934 0.0163 215 1.0032 0.3569 160.6289 102.7407 0.0060 282.4279 216 1.9523 210 1.6741 179.5861 0.0036 0.5716 0.0059 292.1182 175.4797 221 1.9268 101.7321 0.0031 0.4053 108.3182 103.0059 296.7982 0.7407 163.5645 0.3746 162.0058 303.4622 204 1.6684 0.5631 0.6559 0.7791 212 1.5492 0.0031 0.0055 331.6591 106.6069 0.1712 235 1.5465 0.3630 233 1.5383 209 1.0037 0.5745 0.8208 0.5659 0.0057 310.1228 180.3020 180.0033 0.5702 0.5773 0.5863 241 1.3566 101.0061 280.0030 0.6289 202 1.2363 91.0034 0.9286 227 1.0030 0.0326 159.25 PAGO UNICO Factores de n SERIES DE PAGO UNIFORME Factor de Factor de Factor de Factor de SERIES DE GRADIENTE Factor de Serie de Cantidad valor amortización recuperación cantidad valor gradiente Compuesta Encontrar F presente Encontrar P Encontrar A de capital Encontrar A compuesta Encontrar F presente Encontrar P uniforme Encontrar A dado P dado F dado F dado P dado A dado A dado G F/P P/F A/F A/P F/A P/A A/G 199 200 1.8253 0.6477 0.7582 0.7617 107.0063 264.5235 165.0056 322.1139 225 1.3354 228 1.5292 171.6767 0.0032 0.0033 0.8985 175.9481 181.8039 173.8255 169.9874 242 1.0033 0.0629 102.8889 222 1.7234 0.7248 157.0031 0.6308 94.6979 161.2977 223 1.5617 0.0480 92.5730 0.0063 265.0034 0.5964 0.0413 173.0038 0.0034 0.7937 0.0056 317.8669 178.0062 267.0058 305.5949 0.0036 0.8461 93.7850 100.7798 171.2498 218 1.5817 0.0060 289.0061 279.2228 95.9949 105.6024 0.0039 0.4956 101.0031 0.0058 301.4425 94.7626 0.0033 0.6518 0.0555 162.7436 97.3766 158.5575 0.8588 107.0061 277.7892 0.6978 0.0056 319.6642 0.5534 0.7673 234 1.0035 0.6488 92.8299 0.0062 270.5994 0.4843 99.1236 164.0253 160.0055 328.5576 169.0059 291.5510 105.0061 274.4374 104.7106 0.5532 231 1.8214 164.6927 159.5673 0.2298 166.2120 100.7714 0.9583 232 1.1476 230 1.6039 0.1058 105.5506 0.5561 0.5788 0.0062 269.1239 208 1.7759 0.0058 306.0037 0.4022 96.6851 0.7565 103.1848 240 1.7060 224 1.5759 0.8117 0.2661 177.2111 106.6936 0.6832 176.3743 167.0060 285.5875 0.7063 0.0063 262.0034 0.6602 219 1.0347 170.7021 0.0036 0.0058 299.0031 0.4456 92.5709 174.0063 260.0458 203 1.0035 0.5589 0.7149 0.0616 99.7417 229 1.0036 0.0036 0.5603 0.0038 0.6601 0.0034 0.7829 239 1.0064 259.0037 0.0771 157.5905 0.0031 0.3253 98.0033 0.7803 0.5748 236 1.3881 .5979 0.0374 94.0059 298.0057 312.2939 206 1.5479 0.7091 207 1.2831 172.0055 330.5890 0.6552 167.0702 220 1.9898 96.0035 0.0035 0.0056 324.3659 211 1.5802 0.0056 326.8391 217 1.8785 104.6894 0.0643 178.8417 91.6726 0.2940 170.6043 214 1.8132 95.0057 315.FACTORES DE INTERES COMPUESTO [ 0.0978 168.2117 201 1.7670 0.1604 97.4858 179.1919 213 1.0038 0.3806 238 1.0037 0.0035 0.7494 0.0032 0.7277 0.6809 0.0056 321.

8488 202.5878 246 1.9517 196.0366 109.5091 191.0027 0.1680 124.1967 121.1198 117.5045 0.7908 200.0070 0.0050 400.0024 0.0052 371.4278 192.9660 114.0052 369.0029 0.0025 0.0023 0.3274 112.0120 0.1173 110.2950 183.0054 350.4811 0.0024 0.4280 208.9869 247 1.3887 289 2.5419 128.4860 0.9624 0.7814 189.0049 414.8808 0.9143 293 2.8817 189.5370 0.5334 115.5109 0.0027 0.4921 0.9331 280 2.8344 272 1.0732 0.0026 0.2764 207.9477 0.4823 0.2756 268 1.3869 276 1.0526 0.8761 0.1454 118.0020 0.6562 119.5033 0.8390 0.9920 0.0026 0.1970 122.0028 0.1915 120.0170 0.0024 0.0025 0.7998 199.3301 187.0053 361.7741 277 1.2798 193.5225 0.0221 0.5238 0.4933 0.0023 0.0026 0.8621 0.4941 109.0027 0.0052 375.3868 113.4799 0.8097 201.0049 421.0054 339.0052 365.0050 398.0030 0.4995 0.0050 402.0050 406.5438 0.0271 0.5776 109.4909 0.2947 294 2.0054 348.4945 0.0053 359.0218 128.0029 0.8715 0.0051 379.9559 257 1.9236 0.7918 199.9771 0.5424 0.1883 245 1.8536 197.0025 0.0053 357.5264 0.5323 261 1.0026 0.0025 0.0029 0.0050 396.0024 0.7839 249 1.9504 108.7038 282 2.0053 352.9526 0.0939 194.0891 117.2232 273 1.0055 333.4729 284 2.6759 124.4958 0.0784 0.9081 203.0054 341.5411 0.9821 0.9994 275 1.1653 255 1.8814 197.9188 0.0049 416.5825 186.8482 0.0027 0.8344 0.2110 187.5008 0.6741 119.1818 250 1.0029 0.5160 0.0049 412.1433 184.0028 0.9429 0.0027 0.5290 0.3186 281 2.5277 0.9870 0.7158 185.4970 0.8997 0.0049 425.0948 127.7977 201.6747 .6332 118.8536 185.0055 335.9764 252 1.1523 291 2.4409 114.5251 0.3506 258 1.9867 188.5608 256 1.5058 0.5147 0.5335 292 2.8578 113.5343 0.0053 354.0052 367.4848 0.8568 285 2.4898 115.7957 112.6557 110.9970 0.0024 0.9140 0.0025 0.7884 244 1.0373 0.0049 408.5451 0.5951 191.1826 124.6051 117.0024 0.8849 267 1.1510 194.4514 183.0023 0.0025 0.7694 254 1.8760 203.5471 279 2.8575 0.4896 0.7104 264 1.0029 0.5304 0.0028 0.5173 0.9380 0.3514 192.0051 386.5212 0.2404 286 2.1923 123.243 1.6236 287 2.0533 116.4540 186.9673 0.0048 433.9942 195.1485 125.8855 0.0049 418.0030 0.8268 202.9092 0.0424 0.5134 0.0063 288 2.6859 190.3181 263 1.1388 260 1.0885 283 2.0629 0.1241 126.0051 381.5317 0.0028 0.4836 0.0024 0.0050 404.0054 342.0023 0.0051 382.7707 290 2.0052 373.7779 181.0122 115.6881 123.6589 125.6369 126.9878 204.8902 0.0052 363.0049 410.5357 0.0048 431.5199 0.0353 205.9254 262 1.0025 0.1023 265 1.0029 0.0054 346.2130 193.0024 0.8950 0.6947 121.4938 266 1.2627 111.0680 0.0028 0.0577 0.0878 205.9722 0.1608 278 2.5793 251 1.9454 204.0416 195.6975 122.8529 0.5186 0.6115 274 1.6953 122.0053 356.2084 206.0052 377.0049 423.0475 0.9332 0.6869 120.9961 184.0051 384.9141 196.0051 388.0051 390.1812 120.4872 0.0025 0.0030 0.8307 198.0050 394.5083 0.0322 0.8436 0.5070 0.0050 392.5384 0.8668 0.0026 0.0048 427.8128 198.9284 0.0024 0.1927 111.0558 270 1.6101 126.5096 0.0055 337.5020 0.5784 127.4884 0.4983 0.7284 111.0027 0.0026 0.0965 188.0028 0.7449 259 1.0029 0.5718 116.1658 119.0607 127.5121 0.0836 0.1456 206.7888 200.0054 344.9145 113.5397 0.3496 207.5330 0.0027 0.3731 253 1.0027 0.3856 248 1.6124 182.4453 271 1.0048 429.6659 269 1.9045 0.9575 0.0026 0.

5006 129.7936 209.0940 0.0543 296 2.1045 0.295 2.0023 0.0023 0.4752 0.6944 209.0048 435.8123 298 2.0992 0.1907 299 2.9297 130.4335 297 2.4545 129.0048 439.4787 0.0048 443.4764 0.1097 0.4036 130.0023 0.6004 208.0048 441.0048 437.8981 210.0888 0.5116 208.5688 .4740 0.9781 129.0023 0.0023 0.4776 0.

25 14950.7468 0.25 18744.0366 0.25 18355.8929 0.25 17582.25 15814.25 18484.8642 0.25 17454.1707 0.25 15072.25 15442.6809 0.2707 0.1733 0.2084 0.25 19530.2070 0.25 19662.25 16063.5472 0.25 18225.9064 0.25 17710.5570 0.25 16691.25 14584.25 17071.2453 0.9261 0.25 15565.25 18096.1788 0.25 16314.25 19398.25 15318.6012 0.25 16818.25 17326.9078 0.9043 0.5862 0.9852 0.25 19136.25 17838.0785 0.25 18614.2394 0.25 14827.2682 0.25 17199.7683 0.8747 0.25 14705.6612 0.9245 0.7441 0.7262 0.4700 0.25 16439.25 18875.4589 0.25 16188.SERIES DE GRADIENTE Valor presente del gradiente Encontrar P dado G P/G 14341.25 15195.25 17967.25 16565.25 19267.6343 0.25 16944.25 15938.5922 0.8618 0.7851 0.8642 0.25 15689.6792 0.8949 0.25 .7210 0.1777 0.7752 0.7782 0.25 19005.25 14462.

25 20456.1366 0.7974 0.25 20723.25 25227.2064 0.0894 0.5735 0.3956 0.25 24672.9454 0.0933 0.2281 0.25 26345.25 23705.25 25366.25 20191.25 24533.7575 0.4241 0.25 25645.9123 0.25 25785.3668 0.4421 0.5434 0.1345 0.25 21258.25 20058.25 23568.25 23431.25 22339.3601 0.25 .0109 0.25 24118.5758 0.1749 0.25 23843.7912 0.8136 0.6765 0.5803 0.9024 0.7551 0.25 21797.25 23157.25 20857.5125 0.25 23020.6548 0.9773 0.25 21662.19794.25 24810.1310 0.0770 0.5402 0.25 22068.3517 0.25 24949.25 24256.25 26626.25 26065.25 22203.3170 0.0513 0.3276 0.3145 0.0867 0.9977 0.25 24395.25 22883.25 19926.25 26486.6537 0.25 21124.25 26767.0181 0.25 25088.25 20990.3344 0.25 22475.2656 0.25 21393.25 21932.25 20590.8775 0.8587 0.9187 0.25 26205.5700 0.0580 0.25 20323.25 23294.25 23981.7441 0.0279 0.25 25925.1006 0.25 22611.25 25506.25 22747.6234 0.25 21527.

8886 0.25 27472.25 27189.25 27330.26907.1475 0.8982 0.25 27048.7710 0.25 .7673 0.

9170 336 2.9245 214.0020 0.2944 217.2345 215.0046 478.4635 0.2040 307 2.0021 0.0044 527.4268 0.0021 0.3778 225.2061 140.7051 146.0022 0.3733 136.4539 .5760 227.8349 143.2806 337 2.0046 473.8900 227.0045 509.2679 226.4332 0.4577 0.0045 502.5658 144.0044 516.3197 0.7310 341 2.0470 320 2.2693 143.8131 224.0047 460.2794 146.0020 0.9193 216.3690 340 2.4279 0.2012 0.1552 323 2.3024 0.5639 316 2.3995 142.3313 0.1922 315 2.4658 0.0046 487.0926 224.2967 0.4600 0.2233 0.2625 0.7274 330 2.0047 458.4498 0.0022 0.1041 217.3612 329 2.0768 214.5352 228.0020 0.0044 539.5392 224.0022 0.5239 324 2.4442 0.0046 484.4257 0.5402 134.0047 446.0021 0.4509 0.4315 139.1416 0.0745 312 2.0045 493.0046 476.1533 133.0021 0.0044 532.0019 0.3976 215.FACTORES DE INTERES COMPUESTO [ 0.1793 0.0021 0.4322 0.0021 0.2345 0.3062 318 2.4681 0.8981 219.2229 132.0085 223.2909 0.0020 0.4554 0.5467 229.0044 514.0020 0.1685 0.7517 222.0078 210.0021 0.0046 482.0022 0.0022 0.3489 0.2513 0.0046 480.0020 0.0019 0.5660 216.4531 305 2.1469 0.9167 135.6274 327 2.3082 0.0044 525.0044 520.9534 309 2.5789 308 2.4343 0.0889 138.2178 0.8287 136.3688 212.4168 321 2.4997 212.6438 338 2.0047 456.9464 301 2.1150 0.7400 216.7803 220.0019 0.3281 220.4532 0.1903 0.2548 221.4590 135.0002 135.4646 0.25 PAGO UNICO Factores de n SERIES DE PAGO UNIFORME Factor de Factor de Factor de Factor de SERIES DE GRADIENTE Factor de Serie de Cantidad valor amortización recuperación cantidad valor gradiente Compuesta Encontrar F presente Encontrar P Encontrar A de capital Encontrar A compuesta Encontrar F presente Encontrar P uniforme Encontrar A dado P dado F dado F dado P dado A dado A dado G F/P P/F A/F A/P F/A P/A A/G 299 300 2.7862 322 2.7012 311 2.4589 0.0933 331 2.4693 0.8200 314 2.3210 140.0044 523.2067 0.1957 0.5254 142.0021 0.4431 0.2878 132.0047 454.0045 491.9958 145.3139 0.0019 0.4623 0.0066 339 2.0020 0.2795 0.0020 0.0044 537.0020 0.8921 325 2.1887 334 2.0019 0.0022 0.2037 229.0770 304 2.0019 0.0790 134.0021 0.4589 332 2.0926 342 2.1228 211.1848 0.3372 0.2431 211.0046 465.1362 0.0021 0.0022 0.1256 0.4376 0.2599 326 2.4289 0.2830 136.4669 0.5375 138.8185 131.1577 0.0019 0.0047 463.6913 218.2097 227.0021 0.1347 144.4716 0.4487 0.3481 131.4464 0.9630 142.4901 218.7559 132.7362 137.3275 310 2.2682 0.7005 303 2.2456 0.7641 140.7025 143.4705 0.0019 0.6768 319 2.4398 0.0045 496.0046 469.0022 0.3255 0.4409 0.1103 219.2711 223.0045 511.8526 145.5514 220.3237 302 2.2289 0.1203 0.4354 0.0019 0.6886 133.0044 518.0147 221.4311 0.9945 328 2.4543 0.1739 0.0044 534.4420 0.0020 0.5531 335 2.4300 0.1882 137.0868 141.9851 139.0044 530.4475 0.8287 306 2.8765 130.6391 138.0046 471.2852 0.25%] 0.4247 145.4566 0.4387 0.9655 226.3430 0.8768 139.1523 0.4520 0.0019 0.6470 141.2569 0.8666 228.0047 448.4728 0.5004 222.4475 313 2.2122 0.0047 452.0045 507.0019 0.0019 0.0045 500.4365 0.0047 450.2400 0.1631 0.6167 133.7775 213.0045 505.1309 0.6688 225.0045 498.4453 0.0020 0.0045 489.0022 0.2738 0.0046 467.8240 333 2.6359 213.9353 317 2.4611 0.

0015 0.2543 348 2.0079 367 2.0018 0.0016 0.4121 371 2.6103 155.0041 615.8261 358 2.6876 352 2.3882 0.0040 659.3777 0.3117 388 2.0040 653.343 2.6282 0.0042 575.3414 391 2.4630 0.8992 233.0709 240.5617 162.0017 0.3547 0.9985 390 2.0015 0.0018 0.0416 161.6132 349 2.1937 237.5253 0.4264 0.3677 394 2.5891 0.8253 249.5698 0.0041 620.3784 0.6593 161.0017 0.3805 0.3975 147.0015 0.4083 0.3606 0.9335 384 2.0017 0.0040 661.4020 0.1201 159.0017 0.0016 0.2373 148.5064 0.8916 160.4707 357 2.5359 360 2.0043 541.6546 0.7622 372 2.3724 0.0018 0.0043 544.5534 147.6515 247.1831 162.1894 152.8950 347 2.4152 0.0040 651.4753 0.4215 0.0016 0.0042 572.0042 597.9013 248.0015 0.1411 250.5379 0.0260 393 2.3891 0.0016 0.4163 0.0016 0.7586 355 2.6413 0.4446 0.6839 392 2.4080 0.3814 0.3491 243.3843 0.0018 0.5491 380 2.3862 0.3843 0.3963 0.0016 0.5826 0.7921 243.0043 556.0364 247.9556 158.6021 0.1259 238.8956 230.8257 246.3901 0.5634 0.0018 0.3758 0.2504 230.6216 0.0015 0.0016 0.2441 362 2.0017 0.8102 375 2.3990 0.3872 0.0042 595.0040 664.0584 245.0103 155.3161 163.2093 154.9706 235.6557 148.0041 622.0043 553.5316 0.0043 570.0043 560.1752 345 2.6012 238.6679 0.5879 383 2.4010 0.2759 160.7369 237.0041 633.6745 0.0040 648.4022 0.0018 0.5443 235.0043 551.4093 155.6110 230.4939 0.0018 0.3596 368 2.4236 0.4203 0.5063 160.4101 0.0043 565.0018 0.2862 236.4877 0.0043 568.0040 646.8074 154.0016 0.0643 240.3447 159.7823 157.6233 386 2.4111 0.8958 381 2.1148 356 2.5704 239.6972 242.0016 0.0667 164.3970 0.0016 0.8036 162.4070 0.9508 364 2.3940 0.3767 0.3853 0.4020 354 2.4385 0.4822 244.4184 0.1240 234.4060 0.6612 0.0016 0.0018 0.0042 577.4050 0.4031 235.4231 161.4205 0.8147 344 2.0041 617.0730 149.0017 0.7824 152.5552 151.0042 590.6479 0.0016 0.3950 0.6559 366 2.4247 0.4612 374 2.3743 152.5954 153.8547 378 2.0015 0.0040 656.0041 630.0015 0.9124 244.6919 164.0016 0.0043 546.4406 164.0018 0.3748 0.8089 250.5956 0.1812 359 2.0017 0.9045 150.2042 156.3665 0.2415 243.0018 0.0041 607.4226 0.5976 363 2.5762 0.2021 379 2.4815 0.4091 0.3786 0.7283 232.2786 385 2.3739 0.4121 0.1587 376 2.5570 0.0041 640.4194 0.0017 0.3795 0.9760 147.7319 150.5069 377 2.0017 0.0450 353 2.0616 370 2.7090 .8179 148.9652 151.8416 236.3903 0.1119 373 2.4568 0.5655 158.1774 248.0043 558.0041 625.3893 157.1025 241.9394 163.0017 0.6553 389 2.0042 585.3299 351 2.4691 0.3834 0.4799 249.3187 150.7329 159.0042 600.1744 158.5029 233.0015 0.4893 149.0040 667.5645 240.3980 0.6278 241.0827 239.2302 245.0042 580.5360 248.0016 0.0042 602.5442 0.1593 242.2420 382 2.0043 563.4507 0.3824 0.4324 0.0017 0.4173 0.0041 610.6086 0.3014 233.6151 0.0042 587.5353 346 2.0004 153.7108 369 2.4030 0.5836 241.0017 0.3960 0.1126 232.0041 638.0041 635.0041 643.0016 0.0040 669.9717 350 2.3921 0.3500 231.0041 612.0043 548.0017 0.0018 0.4040 0.0015 0.2731 247.3036 365 2.4142 0.0042 582.6348 0.4278 246.4000 0.6002 156.0018 0.9952 157.8902 361 2.5127 0.9677 387 2.0015 0.3911 0.4143 0.6411 245.5506 0.5002 0.4132 0.0041 627.4044 153.3930 0.5190 0.9775 231.0042 605.1298 146.7097 234.0042 592.8072 156.1440 151.0017 0.6567 238.

0040 675.9269 166.0015 0.0040 677.6879 0.7014 0.4101 .0015 0.6812 0.7308 398 2.1856 165.3906 397 2.5472 251.0015 0.6946 0.8526 251.0015 0.5567 165.395 2.2961 166.2486 252.0040 680.3730 0.8135 165.3693 0.4835 250.3702 0.3720 0.3711 0.1647 251.0040 683.0015 0.7081 0.0706 399 2.0500 396 2.0040 672.

1363 0.5173 0.25 30894.6456 0.8251 0.25 33060.25 33496.8820 0.25 32192.9759 0.25 28748.25 28891.25 .25 27896.9685 0.SERIES DE GRADIENTE Valor presente del gradiente Encontrar P dado G P/G 27613.4578 0.25 28322.25 32047.3355 0.2425 0.1995 0.25 29176.7380 0.0295 0.8631 0.25 32915.7339 0.8430 0.25 31038.9794 0.25 28038.6326 0.5232 0.5704 0.6128 0.8277 0.0024 0.8139 0.25 31759.25 28606.5380 0.0063 0.25 30177.25 29461.2318 0.25 30751.9106 0.1237 0.25 27755.25 30464.6446 0.25 32337.0148 0.25 31903.1235 0.6404 0.25 29033.25 30607.25 29318.25 33350.3587 0.25 29604.1246 0.5247 0.25 28180.25 33641.1859 0.25 31470.25 32626.25 29890.25 30033.25 31326.25 32771.25 33205.25 31182.0231 0.25 31614.25 30320.5723 0.3490 0.25 32481.25 29747.5425 0.1729 0.9937 0.25 28464.

25 39780.25 36556.2617 0.9968 0.7560 0.4385 0.25 34804.2239 0.6667 0.25 41249.25 36117.4611 0.25 39193.6942 0.5002 0.1446 0.0941 0.9180 0.25 37141.0996 0.7815 0.25 38020.3309 0.0094 0.25 39487.25 40955.25 37873.3019 0.25 34513.5143 0.8251 0.25 38166.25 35242.1035 0.0304 0.25 35679.25 40368.25 37580.25 37727.25 38313.25 40809.7389 0.25 41102.25 34077.7642 0.25 40515.25 39927.25 34659.2098 0.25 39046.7008 0.25 35533.8037 0.25 40662.3153 0.25 35825.25 40221.25 37434.9299 0.25 34222.25 36702.25 38900.8542 0.25 35387.8233 0.4357 0.8074 0.9465 0.25 38753.4854 0.25 36995.1905 0.25 40074.25 36848.25 .1970 0.1463 0.5309 0.25 35096.25 35971.8584 0.25 38606.25 39340.7276 0.33786.8811 0.25 36410.25 38460.4190 0.7726 0.25 36263.9089 0.5193 0.6917 0.2987 0.8908 0.25 37287.1204 0.25 34367.25 39634.0203 0.25 33931.5428 0.5495 0.25 34950.

25 41543.7262 0.41396.25 41690.6850 0.25 41837.25 41984.7719 0.6476 0.6130 0.25 .

8873 174.9559 176.3548 0.3557 0.0013 0.7829 422 2.2342 174.0014 0.0038 785.7062 437 2.8397 0.3392 0.4333 427 2.3460 0.0039 707.9188 0.7640 167.0014 0.7766 0.5803 175.0014 0.0180 267.1218 253.0014 0.8970 0.3317 0.6645 166.0013 0.5783 169.0014 0.5992 254.0256 267.0014 0.0013 0.3375 0.1201 420 2.0744 432 2.7975 0.0038 779.0038 782.7742 425 2.3469 0.6915 262.0806 171.0013 0.4261 403 2.7353 0.0319 167.6521 .0039 716.3629 0.0014 0.0014 0.0000 0.3611 0.7882 419 2.0039 710.0013 0.7149 0.8539 0.9554 0.6716 253.7628 0.0014 0.0040 688.0038 758.5072 262.0013 0.4131 256.9047 261.0037 803.3328 180.8185 0.9786 177.0013 0.3522 0.0015 0.8468 0.8682 0.9851 0.5957 262.6808 440 3.0039 738.1041 255.3665 0.1287 168.0013 0.9385 169.3487 0.0014 0.0180 266.0038 747.6385 177.0403 266.6561 170.3620 0.1039 426 2.0013 0.0039 724.0254 266.1296 264.3342 0.0039 696.8255 0.0040 685.3984 167.4015 433 2.6133 176.0924 265.7846 257.0049 441 3.8553 168.3178 177.4567 415 2.9777 0.0627 265.3333 0.8045 0.8610 0.0014 0.7835 0.7217 0.1966 256.7757 407 2.0012 0.3367 0.0038 755.8326 0.6662 179.3495 0.0037 800.3584 0.5395 174.3350 0.0038 797.9926 0.1232 417 2.0039 735.8571 254.0014 0.0039 705.0038 741.0013 0.0038 794.2977 170.9042 0.0013 0.0014 0.0038 770.8772 259.8414 173.7282 434 2.3575 0.3566 0.0013 0.3325 0.0039 713.3513 0.0038 788.1192 411 2.0037 806.1468 260.4005 258.6562 178.0012 0.4442 424 2.0013 0.5890 257.7469 431 2.3602 0.3409 0.0039 733.0015 0.7169 259.7490 0.0038 776.3358 0.1121 408 2.3539 0.7901 416 2.0039 691.0038 773.8898 0.0013 0.0013 0.9261 0.3443 0.9407 0.0014 0.3418 0.0012 180.0038 744.3638 0.0135 170.3435 0.9567 252.2698 175.4260 263.0013 0.7622 428 2.3674 0.7875 172.3303 178.2976 176.9481 0.3805 436 2.7491 401 2.6365 255.9115 0.3287 442 3.0014 0.0546 435 2.0014 0.3520 263.2854 263.3593 0.0039 730.0039 702.1742 264.7697 0.0446 258.0039 721.0314 438 2.3530 0.3683 0.0013 0.3701 171.1137 423 2.0038 764.2786 260.3504 0.3656 0.0038 750.7905 0.0013 0.25 PAGO UNICO Factores de n SERIES DE PAGO UNIFORME Factor de Factor de Factor de Factor de SERIES DE GRADIENTE Factor de Serie de Cantidad valor amortización recuperación cantidad valor gradiente Compuesta Encontrar F presente Encontrar P Encontrar A de capital Encontrar A compuesta Encontrar F presente Encontrar P uniforme Encontrar A dado P dado F dado F dado P dado A dado A dado G F/P P/F A/F A/P F/A P/A A/G 399 400 2.0038 753.4345 172.2190 258.7945 261.0014 0.2173 169.0012 0.7258 171.4482 409 2.0039 699.3482 254.8826 0.1397 172.3563 439 2.0222 261.9871 257.FACTORES DE INTERES COMPUESTO [ 0.3647 0.0908 429 2.7641 404 2.7285 0.9255 175.3384 0.25%] 0.3933 253.7887 413 2.3452 0.3478 0.0014 0.0039 727.8115 0.4541 412 2.4176 260.0038 791.0013 0.3353 179.3401 0.8668 255.9334 0.0039 694.0013 0.0039 718.1017 405 2.4910 173.9937 178.0151 0.5637 259.2261 264.7559 0.0038 761.6687 180.4559 418 2.4388 406 2.4517 421 2.4190 430 2.0075 0.1228 414 2.0878 402 2.8754 0.7838 410 2.7421 0.4924 168.3426 0.9702 0.0012 179.0038 767.9628 0.1909 173.

8148 271.0298 280.0036 903.0012 0.0011 0.8139 281.5700 184.2986 0.0037 833.1818 272.9317 469 3.3418 192.0010 0.0011 0.2979 0.5927 276.3147 0.3746 279.0011 0.3124 0.6637 180.7377 192.4245 0.0011 0.3484 0.0037 842.8387 194.2913 0.0011 0.0011 0.0011 0.3276 0.3179 0.7370 187.7280 195.9270 184.2949 0.1537 0.0036 939.4075 0.3820 0.0012 0.0836 0.4540 278.0012 0.0036 942.0751 281.3009 0.1340 275.3070 0.3139 0.2978 445 3.0913 0.3155 0.2173 0.0036 874.0010 0.9854 282.6981 279.2097 185.3235 0.9937 181.0036 946.3129 274.3229 181.3163 0.9034 196.4394 490 3.2093 0.2879 483 3.3308 0.8073 475 3.0037 848.2809 183.0011 0.0407 267.0682 0.3300 0.0011 0.4590 458 3.2489 184.0011 0.0012 0.1145 0.0036 912.0036 893.8463 186.8229 456 3.0529 0.2261 451 3.0037 858.5062 275.0430 463 3.0037 824.3024 0.0494 188.7765 459 3.0037 812.2911 189.3054 0.5284 185.1331 489 3.0036 870.8814 278.3604 480 3.0011 0.9788 182.7074 275.1411 457 3.3243 0.3267 0.0036 883.3077 0.7952 187.1306 191.3171 0.1301 0.0036 919.2496 0.9791 482 3.0011 0.2415 0.0035 952.0012 0.9890 466 3.2994 0.0226 0.2986 0.4160 0.3032 0.7269 462 3.1458 0.2636 448 3.0037 855.0011 0.2334 0.0037 861.0037 827.0010 0.0012 0.0011 0.8659 453 3.3132 0.3069 0.1954 196.0011 0.3568 0.0509 492 3.3108 0.3990 0.0035 959.4239 187.2334 283.4797 186.0011 0.1068 0.5177 270.0401 192.0035 962.6513 181.0037 836.1695 0.7080 271.0010 0.1765 268.9655 .5584 471 3.9044 485 3.1634 186.3047 0.0036 877.0037 845.0036 926.5042 455 3.0012 0.0036 906.0036 929.0453 0.1615 0.9819 189.6315 182.0037 867.0516 272.0012 0.8260 191.0012 0.0035 956.0036 949.1836 473 3.2942 0.6074 277.6106 196.2121 486 3.5408 193.2013 0.3587 464 3.6178 468 3.9502 274.1380 0.0012 0.5963 484 3.9421 447 3.0036 909.3055 182.3415 277.9293 271.0037 864.3016 0.3151 0.0759 0.3317 0.6192 273.0011 0.7183 280.6610 494 3.8342 276.8711 472 3.3610 188.1359 194.5205 190.2927 0.2957 0.5996 189.7402 478 3.0011 0.0035 969.9074 190.4296 477 3.0012 0.4956 474 3.3197 272.0229 195.2659 0.0934 268.0838 277.6718 188.0302 0.1853 0.0012 0.2143 190.4346 191.0036 896.2577 0.0037 809.3699 280.0937 460 3.4403 281.4341 270.1187 476 3.1223 0.3219 0.0011 0.0037 818.8089 283.5195 487 3.3652 0.0011 0.3062 0.1276 274.6090 270.0012 0.3116 0.0012 0.9566 183.0035 973.4655 273.0036 922.0037 815.1311 268.3582 269.0036 932.2740 0.0012 0.2935 0.3211 0.4323 194.0990 0.3401 0.1960 282.2452 470 3.6699 481 3.7453 491 3.0036 886.3284 0.2422 193.0377 0.2822 0.0595 279.0037 821.3227 0.7807 273.2253 0.6740 465 3.2900 269.3093 0.3561 493 3.0011 0.3036 467 3.0037 839.0012 0.0010 0.3593 276.0011 0.3100 0.0036 880.8265 488 3.0505 479 3.1933 0.2294 269.0036 899.0010 0.4105 461 3.3929 282.0012 0.0606 0.0011 0.0011 0.1774 0.0633 267.0012 0.8903 185.9752 444 3.9428 193.9167 275.0036 916.0010 0.0037 830.0012 0.3085 0.3172 195.5462 452 3.1636 278.3195 0.3203 0.3905 0.2904 0.2920 0.0036 890.6427 192.1853 454 3.1099 187.7526 279.5864 282.6201 446 3.0035 966.2964 0.9056 450 3.3187 0.3234 0.6044 183.0037 852.4331 0.5848 449 3.3001 0.4867 196.0036 936.3251 0.0011 0.443 3.3292 0.3259 0.3039 0.2972 0.0012 0.3736 0.

8768 498 3.0010 0.1798 499 3.6446 198.0035 976.4675 0.0035 987.7772 197.4762 0.0010 0.2898 0.0010 0.1081 284.6665 283.0035 983.495 3.0173 284.5584 284.4417 0.2696 496 3.4589 0.0010 0.5734 497 3.2884 0.0035 990.2906 0.3562 197.0010 0.2891 0.4825 .0671 197.4848 284.0035 980.4503 0.2877 0.9322 198.

25 44188.25 46390.2740 0.5482 0.7235 0.4272 0.25 47123.25 .25 43307.2741 0.9986 0.25 46097.3487 0.4218 0.5801 0.25 42866.2332 0.5038 0.25 48001.9221 0.25 46976.25 45803.1525 0.0800 0.25 45216.25 43454.25 46683.25 44923.25 47562.25 44629.6236 0.25 48294.25 46537.25 44482.0351 0.25 44776.25 46830.4489 0.SERIES DE GRADIENTE Valor presente del gradiente Encontrar P dado G P/G 42131.25 44335.9073 0.25 45657.25 43601.1683 0.25 47416.5922 0.25 42278.9859 0.5662 0.25 48147.2677 0.2441 0.1060 0.1867 0.25 44041.4115 0.25 43160.6920 0.25 47855.9786 0.25 43748.5163 0.25 45363.2169 0.4416 0.25 46243.4835 0.1242 0.3706 0.3250 0.25 45510.8054 0.25 47708.7374 0.7151 0.25 45069.6798 0.25 42425.25 43013.7846 0.7217 0.25 42572.0125 0.25 43894.25 47269.25 45950.25 42719.

1123 0.25 54542.0701 0.25 53531.25 55118.9136 0.25 49609.25 50338.9777 0.7172 0.2642 0.25 48732.25 49317.2483 0.25 48586.25 53387.7896 0.25 55837.25 54830.25 49171.2339 0.2682 0.25 52663.25 54974.4130 0.25 50774.25 52083.25 55406.5345 0.0860 0.1210 0.25 54398.25 51647.25 48878.25 53676.25 49463.25 55549.25 53965.5767 0.1471 0.5501 0.2924 0.25 53820.25 54109.25 54686.4727 0.1119 0.9940 0.25 54253.25 50629.4759 0.25 52952.25 51066.3867 0.0696 0.25 52808.3447 0.25 51356.25 55693.8344 0.4758 0.25 50046.25 .7661 0.25 52518.9598 0.8582 0.25 53097.0201 0.1052 0.0485 0.2295 0.25 52373.25 50920.25 49025.7525 0.25 52228.25 51211.4721 0.4490 0.7504 0.4009 0.0211 0.2903 0.25 50483.2970 0.48440.4689 0.25 55262.25 51792.8751 0.9530 0.25 51937.5227 0.25 49900.0786 0.25 51502.25 53242.6727 0.7292 0.8062 0.25 49754.25 50192.0995 0.1813 0.

25 56267.8083 0.6137 0.25 .0676 0.25 56554.55980.0808 0.25 56410.4791 0.25 56124.

0009 0.4574 292.0010 0.9907 505 3.2709 0.5373 204.2079 200.9816 532 3.2771 0.0034 1072.2610 0.7225 538 3.0035 1011.0009 0.3598 199.0009 0.1064 529 3.2737 0.6999 295.0010 0.0035 1004.5999 0.8913 508 3.4682 294.2773 516 3.6902 531 3.0034 1065.2676 0.5375 0.9530 286.2637 204.0034 1080.8851 202.0009 0.2841 0.2834 0.7094 0.5316 295.1662 519 3.3985 530 3.0034 1076.6633 0.0034 1117.5463 0.0034 1083.8606 0.9396 285.5909 0.2716 0.5730 0.5914 507 3.0650 295.0402 290.2619 294.9259 200.2806 0.0035 1029.6829 514 3.0010 0.0009 0.7560 0.9893 203.0009 0.0035 1007.0035 1018.3395 290.0009 0.2912 506 3.0034 1091.8762 542 3.2820 0.2643 0.7887 511 3.2848 0.9803 515 3.8032 0.8703 518 3.5023 0.5199 0.5391 287.0035 1022.0034 1121.4332 537 3.2870 0.0010 0.2047 288.8317 0.0035 1036.2792 0.9040 292.3288 202.0854 287.6090 210.5287 0.1650 206.3542 205.6909 0.25 PAGO UNICO Factores de n SERIES DE PAGO UNIFORME Factor de Factor de Factor de Factor de SERIES DE GRADIENTE Factor de Serie de Cantidad valor amortización recuperación cantidad valor gradiente Compuesta Encontrar F presente Encontrar P Encontrar A de capital Encontrar A compuesta Encontrar F presente Encontrar P uniforme Encontrar A dado P dado F dado F dado P dado A dado A dado G F/P P/F A/F A/P F/A P/A A/G 499 500 3.25%] 0.7684 207.9610 285.1291 210.3885 503 3.0035 1047.0035 1043.4849 0.0009 0.0034 1125.2629 0.2192 198.4936 0.0009 0.6089 0.0010 0.0034 1128.2743 0.6451 0.3000 540 3.8139 528 3.6251 205.0010 0.0009 0.0334 208.0496 201.7773 289.7654 0.0035 1039.0035 1050.2750 0.7143 203.0035 1032.2649 0.0034 1094.0480 291.2366 207.2636 0.0520 522 3.7021 206.2590 0.6269 0.8222 0.2669 0.0871 512 3.2757 0.4042 289.6432 200.3730 296.2764 0.8694 210.0010 0.2778 0.7466 0.7937 0.8702 0.2862 0.6840 294.4729 286.0034 1087.FACTORES DE INTERES COMPUESTO [ 0.1637 .0034 1136.7571 521 3.0009 0.5612 208.0010 0.3597 288.0010 0.2696 0.5054 199.2584 0.5633 534 3.6465 211.0826 205.0869 502 3.0009 0.3481 209.6817 0.0034 1148.2785 0.0034 1058.0016 286.1908 509 3.0009 0.0115 539 3.8509 0.0009 0.2726 533 3.7001 0.0034 1109.0034 1144.2239 296.3852 513 3.2689 0.7373 0.2703 0.0009 0.4419 286.9697 207.0010 0.0009 0.5819 0.5111 0.0009 0.2656 0.3879 293.6542 0.5505 289.6725 0.8242 209.0010 0.0009 0.1761 292.0009 0.2682 0.0009 0.6754 291.0010 0.7909 199.7186 0.3465 523 3.7481 292.1594 289.2976 208.0009 0.7698 201.0034 1061.0864 209.2827 0.8777 295.0009 0.2662 0.0034 1054.0010 0.0009 0.0009 0.7849 501 3.4899 510 3.0035 1000.6179 0.8127 0.2855 0.4339 206.2623 0.0034 1102.7748 0.0010 0.3881 210.9092 294.0035 1025.2616 0.9506 288.6853 290.2730 0.2597 0.8103 204.0034 1098.4386 203.2813 0.0035 993.5740 517 3.6073 202.5883 541 3.2799 0.1436 536 3.6360 0.0757 199.2723 0.6898 504 3.0010 0.0010 0.0034 1140.0034 1106.2603 0.5029 207.9345 525 3.7842 0.7279 0.2280 526 3.7778 288.6413 293.1439 293.0029 291.0009 0.0034 1069.8954 205.4459 285.0035 997.6407 524 3.8536 535 3.4892 201.0034 1113.5212 527 3.6406 287.0009 0.4618 520 3.0034 1132.0035 1015.0845 296.1622 202.5641 0.0010 0.8413 0.5552 0.3571 291.

0009 0.0033 1302.8349 581 4.5467 307.0034 1155.4603 305.0008 0.3207 309.9611 306.4068 0.3199 224.2874 0.8609 224.0033 1268.2545 0.0034 1151.7469 588 4.5831 220.2399 568 4.0008 0.3304 0.6941 215.1092 0.2026 0.2464 0.9063 574 4.1712 0.0008 0.2342 0.9042 211.3726 594 4.0009 0.0033 1272.0034 1167.9091 0.6840 305.0033 1297.1195 0.6235 297.0034 1163.0033 1319.3739 0.0007 0.2856 579 4.2321 0.1613 211.0032 1345.0582 0.0033 1195.9681 0.2379 0.0034 1175.4178 212.0007 0.9183 303.1990 308.4995 304.0033 1264.0009 0.2667 298.1401 0.5325 297.7378 545 3.1882 303.7988 302.0033 1332.0009 0.2364 222.0008 0.6817 566 4.9188 0.4233 301.9431 213.7165 309.2533 0.2310 225.8346 297.7967 570 4.3829 583 4.0008 0.5962 548 3.1091 582 4.0280 0.0201 553 3.4184 306.1921 0.0179 0.8555 307.0033 1327.2421 0.0008 0.0033 1199.1608 0.2303 0.2131 0.1529 557 4.3184 298.0008 0.2952 221.1817 0.4465 214.1752 307.5185 569 4.2501 0.6973 214.1298 0.9610 567 4.5613 591 4.0104 578 4.4458 215.8419 563 4.0008 0.0007 0.9008 218.2803 561 4.2023 586 4.0786 0.8817 549 3.7034 222.2356 0.8799 0.0008 0.8993 0.0187 589 4.2577 0.0008 0.2571 0.2368 0.0380 0.5604 580 4.2472 305.2520 0.2446 0.9295 585 4.1429 218.0008 0.0008 0.0033 1243.9879 0.0033 1179.0008 0.5872 555 3.0034 1159.0008 0.2309 0.0009 0.2539 0.0008 0.0008 0.1568 300.2660 0.0008 0.2332 0.4702 222.2397 0.6708 304.2344 0.0684 0.0008 0.1709 299.7360 552 3.3387 303.3446 219.8702 556 4.0481 0.9359 308.0032 1340.3958 0.8211 220.2514 0.9582 0.4147 217.2327 0.0584 220.3089 0.0033 1203.2427 0.2483 0.6294 573 4.4748 587 4.0008 0.0033 1251.0907 224.1646 300.0041 225.2315 0.0008 0.2552 0.4353 558 4.0008 0.2391 0.6809 216.9384 0.5314 221.0033 1239.0079 0.0033 1207.2458 0.0033 1293.1505 0.0446 304.0033 1306.6896 302.2403 0.0033 1223.0032 1336.2415 0.0008 0.0008 0.7173 559 4.0008 0.0481 303.0990 0.4021 565 4.0033 1191.8321 592 4.1969 215.0032 1362.6736 212.0008 0.0008 0.2440 0.3844 218.0033 1289.7241 297.2558 0.2269 0.4513 298.2495 0.0243 546 3.0033 1256.9288 212.0033 1215.0033 1276.2249 299.1055 219.2476 0.3413 0.0008 0.0008 0.1682 223.3521 0.5019 302.3196 0.3630 0.9417 215.1826 300.9361 222.1668 550 3.0033 1285.0008 0.1828 575 4.3104 547 3.0033 1247.3522 572 4.2281 0.0008 0.2237 0.2554 0.0033 1211.2452 0.2374 0.2485 306.7766 225.0007 0.4351 216.5906 302.2448 0.9286 0.0033 1281.0033 1314.1630 306.0020 221.0032 1358.5613 562 4.2470 0.0033 1231.0007 0.0008 0.0009 0.7670 221.1930 299.2275 0.8525 304.9780 0.0033 1323.2967 301.4590 576 4.0008 0.9182 305.4516 551 3.6580 217.9990 560 4.0033 1183.1707 217.3800 298.0008 0.0007 0.6306 223.1887 216.1025 593 4.9474 214.5056 307.2350 0.0032 1349.5485 224.3848 0.0033 1310.2286 0.3549 301.3038 554 3.1222 564 4.9547 296.2526 0.2767 0.0033 1187.6424 .1951 214.2981 0.0033 1235.0008 0.4509 544 3.8896 0.6844 306.0008 0.0033 1260.2105 300.0008 0.2489 0.2565 0.0033 1227.0033 1219.8657 219.1589 299.0034 1171.0007 0.0746 571 4.5620 308.0888 0.2485 301.2385 0.1833 212.2902 590 4.9261 217.2434 0.0008 0.0032 1353.2338 0.3997 223.543 3.2508 0.0008 0.9483 0.7349 577 4.4372 213.8469 308.6564 584 4.2298 0.6254 219.9979 0.0009 0.2362 0.6905 213.2292 0.2409 0.

2241 0.9862 .0007 0.4510 0.5411 309.1809 597 4.2247 0.1233 309.2264 0.9700 309.2258 0.0007 0.6832 226.0032 1375.0032 1384.2252 0.4497 598 4.1331 226.4099 310.4574 225.0032 1371.8609 310.4178 0.9084 226.4289 0.9118 596 4.4622 0.3572 226.0032 1380.0007 0.0032 1367.0007 0.0007 0.4399 0.7181 599 4.595 4.

2894 0.25 57982.25 61098.1426 0.5668 0.25 58409.25 57554.25 62640.25 58125.25 60534.4254 0.25 61379.8985 0.25 58552.2993 0.2032 0.25 59969.3968 0.25 57412.2965 0.25 61660.1288 0.25 62221.25 57269.25 62361.5872 0.0756 0.1635 0.SERIES DE GRADIENTE Valor presente del gradiente Encontrar P dado G P/G 56697.25 58978.25 56840.8261 0.1743 0.1774 0.5690 0.25 58267.4652 0.6089 0.2567 0.3093 0.3750 0.25 62081.25 60675.25 60957.7894 0.7916 0.9091 0.25 61941.25 57697.25 57126.3450 0.1854 0.25 59262.25 57840.25 62501.25 60393.3432 0.25 60111.25 58694.5443 0.0961 0.25 60816.25 58836.6802 0.25 59828.25 59545.25 .25 61800.8861 0.9710 0.9982 0.25 56983.25 59403.25 59687.4218 0.25 61239.0374 0.8485 0.7067 0.6686 0.0579 0.25 59120.25 61520.2875 0.8848 0.2251 0.25 60252.

9509 0.25 68560.5267 0.9036 0.3368 0.25 68831.9764 0.8608 0.25 67473.6425 0.25 67745.25 64033.2010 0.7124 0.25 66105.25 63616.7626 0.1838 0.1080 0.6022 0.3848 0.2918 0.8688 0.25 69775.25 66242.5309 0.25 66790.25 67337.25 69506.7208 0.25 68425.6464 0.7113 0.2448 0.8493 0.25 67881.25 68289.25 69101.25 69641.6238 0.25 68696.25 62920.7812 0.7628 0.0418 0.0588 0.9115 0.25 65003.0670 0.25 66516.0705 0.25 69371.25 65279.1509 0.25 63477.2694 0.25 66379.62780.5556 0.25 65141.25 65692.25 63059.25 64864.25 67063.4674 0.25 68017.9087 0.5582 0.6252 0.1746 0.7680 0.6151 0.25 66653.25 64172.0950 0.1952 0.6237 0.25 64726.6057 0.25 65830.25 69236.25 67200.5282 0.25 64588.3917 0.9041 0.25 65417.25 68966.25 64311.4116 0.25 .25 66927.25 65967.6658 0.0367 0.25 64449.25 63199.25 63755.6826 0.25 63894.25 67609.25 63338.5046 0.25 68153.25 65554.

7888 0.0796 0.69910.25 70178.6624 0.4259 0.25 70312.25 70044.25 70446.25 .8049 0.