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Defining problem Rashtriya Swasthya Bima Yojana has been introduced as solution of health insurance need of poor in India

by Government of India. The scheme has been started rolling from 1st April 2008 by Ministry of Labour and Employment, Government of India to provide health insurance coverage for Below Poverty Line (BPL) families. Under the coverage of scheme a family of 5 is insured for 30,000 INR for a year by paying only 30 INR and government pays premium to insurance companies. The government as well as the private hospitals are empanelled to the scheme and fix packages for different medical surgical procedures are in practice through a internet based software system. The beneficiaries are availed smart cards which contain thumb impressions of all family members insured and serve as identification key to software. The scheme has been successful in most of the states of India and is being promoted as successful health need solution for poor and government is thinking to extend scheme coverage to above poverty line population. The scheme involves poor patients who can get quality treatment in the private hospitals without paying a penny. The government which can lessen the burden on its health system by paying a small sum of approximately 700 INR per family and save its resources of giving low cost treatment as public hospitals. The insurance companies make profit from insuring a large population. The last is Practitioner / Physician/ Doctor who treats more patients and is paid by the insurance company. The problem what is to be addressed here is to the practitioner.

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