Table 1

Particals
Standard Assets
Substandard Assets
Doudtful Assets
Loss Assets
Total Loss and Advance
Table 2
Year

2008
7770.79
233.58
175.93
0
8180.3

Total NPA
2008
2009
2010
2011

Table 3
Year

409.51
494.95
683.14
166.8

2009
8677.87
296.01
198.94
0
9172.82

2010
9742.63
403.36
279.78
0
10425.77

Increase / Decrease
Increase
Increase
Increase
Decrease

Total Substandard Assets
2008
2009
2010
2011

Table 4
year

233.58
296.01
403.36
128.61

Total Doubtful Assets

Total Gross NPA

2008
2009
2010
2011
Table 5
Year

175.93
198.94
279.78
175.78

Total Loss Assets
2008
2009
2010
2011

Table 6
Year

0
0
0
0

Gross NPA
2008
2009
2010
2011

Total Gross NPA Percentage
0
0
0
0

Total Loan and Advance
409.51
494.95
683.14
304.39

8180.3
9172.87
11364.57
10425.77

Table 7
Year

Provision Actually made
2008
2009
2010
2011

0
21.69
39.08
39.8

2007
1129.54
9730
2624.87
6605
12075

Reserves
Deposits
Investment
Loans &Advance
Working Capital

2008
1236.45
9369
2228.58
8178
11788

2009
1451.87
10276
2157.37
9173
13089

20000
18000
16000
13089

14000

12075

11788

12000
9730

10276

9369

10000

9173
8178

8000

6605

6000
4000
2000

2624.87
1129.54

2228.58
1236.45

2157.37
1451.87

0
2007

Housing loans
Eduction loans
Business loans
Vechicle loans
Immovable
Jewel loan

2009
17907
208.76
94141
39406
859714
12301

Table 10
Year

Total NPA

2008

2010
16653
17746
71199
40192
984238
41662

2009

2011
13833
14250
60980
67267
106597
19139

1605.22

8 -231.2 600 498.2009 2010 2011 -3.34 536.68 0 -100 2009 -0.68 -2.04 2010 .34 500 400 300 200 100 1.14 Table 11 Net Profit Without NPA 498.81 Year 2009 2010 2011 Net Profit With NPA -0.34 166.29 516.04 1.29 516.

86% 1.78 0 11364.14 304.67% 2009 .55% 2.2011 11060.96% 40.57 Particulars 2008 2009 2010 2011 12000 10000 8180.95 683.74% Percentage of Total loans And Advance 5.61 175.3 7770.39% 6.87 8000 6000 4000 Total NPA Persentage Percentage 2.13% 40.86% 3.18 128.79 8677.23% 3.95% 57.51 494.39 Percentage 42.13% 2000 0 2008 Gross NPA 409.00% 5.

43 35.45 2011 1000000 900000 800000 700000 600000 500000 400000 300000 200000 100000 94141 17907 39406 0 2009 .45 19389 19389 17475 14052 Reserves 10425 Deposits Investment Loans &Advance Working Capital 4141.39 14.36 44.22 2010 1797.21136.28 2010 1605.2 4141.43 -5.37 1605.48 2011 1797.72 -4.67 1519.22 14052 2962.79 2962.79 1136.08 24.67 1519.Provision Required 19.37 10425 17475 Surplus Provision -19.

Total NPA 166.34 536.8 200 100 0 -3.14 2011 .68 2010 -2.81 -300 516.34 2009 2010 2011 -100 -200 -231.2 Net Profit With NPA Net Profit Without NPA 1.

78 0 11364.3 8677.57 11364.79 233.63 9172.77 11060.Standard Assets Substandard Assets Doudtful Assets Loss Assets Total Loss and Advance 7770.63 403.94 0 9172.51 400 Total NPA 300 166.8 200 100 0 2008 2009 2010 2011 .82 Standard Assets Substandard Assets Doudtful Assets Loss Assets Total Loss and Advance 2009 2010 2011 Total NPA 800 683.93 0 8180.57 11060.36 279.95 409.01 198.18 10425.87 296.82 9742.18 128.58 175.14 700 600 500 494.77 9742.78 0 10425.61 175.

984238 859714 Housing loans Eduction loans Business loans Vechicle loans Immovable 106597 94141 71199 67267 60980 41662 40192 39406 19139 17907 13833 1230116653 2009 2010 2011 Jewel loan .

81 Total NPA .2011 -231.

51 494.61 2.50% 2.95 683.78 Table 5 Year Total Loss Assets 2008 2010 2011 Total Gross NPA 409.00% 2008 Table 4 Year 2008 2009 2010 2011 Total Doubtful Assets 175.50% 0.13% 4.50% 4.14 304.50% 3.50% 1.36 2011 128.78 175.58 2009 296.94 279.95% 57.00% 1.00% 2.Table 3 Year Total Substandard AssetsTotal NPA Percentage 2008 233.86% 1.00% 0.13% 40.00% 3.39 Total Doubtful Asset in Percentage 42.23% 3.93 198.96% 40.86% 2.01 2010 403.86% 3.74% Total Gross NPA 0 0 0 Percentage 0 0 0 0 0 0 .

39 Total Loan and AdvancePercentage of Total loans And Advance 8180.69 39.43 35.00% 9172.55% 10425.8 Provision Required 19.67% Table 7 Year 2008 2009 2010 2011 Provision Actually made 0 21.57 6.Year 2008 2009 2010 2011 Gross NPA 409.3 5.77 2.28 .36 44.08 39.39% 11364.87 5.95 683.08 24.14 304.51 494.

86% 3.Total NPA Percentage 3.23% 2.00% 0.00% 60.00% 10.00% 50.00% 20.86% Total NPA Percentage 1.00% 40.13% 2008 in Percentage 2009 2010 2011 Total Doubtful Asset in Percentage 70.00% 2008 2009 2010 2011 .00% Total Doubtful Asset in Percentage 30.

00% 2008 2009 2010 2011 Surplus Provision -19.48 50 40 30 20 14.00% 4.48 Percentage of Total lo Advance .39 14.55% 7.43 2009 -5.00% 0.72 -4.00% 6.39% 5.Percentage of Total loans And Advance 6.00% s And Advance 5.39 2010 2011 -4.00% 2.43 -5.67% 3.00% 2.72 Provision Actually made 10 Provision Required Surplus Provision 0 2008 -10 -20 -30 -19.00% 1.00% 5.

.

dvance Percentage of Total loans And Advance .

20000 17475 18000 16000 14052 13089 14000 12075 11788 12000 9730 10000 10425 10276 9369 9173 8178 8000 6605 6000 4000 2000 2624.37 1605.2 0 2007 2008 2009 2010 984238 1000000 900000 859714 800000 Housing loans 700000 Eduction loans 600000 Business loans 500000 400000 Vechicle loans 300000 Immovable 200000 100000 106597 94141 71199 41662 67267 60980 40192 39406 19139 17907 13833 1230116653 Jewel loan 0 2009 2010 2011 600 500 400 300 200 .87 1129.22 1797.54 2228.37 1451.58 1236.87 2962.45 2157.67 1519.

04 .200 100 0 -100 -0.

34 536.19389 Reserves Deposits Investment Loans &Advance Working Capital 4141.79 1797.34 2009 2010 2011 -100 -200 -231.21136.81 -300 498.29 516.45 2011 Total NPA 166.67 1519.2 Net Profit With NPA Net Profit Without NPA .8 200 100 0 -3.

68 2009 -0.14 2011 .1.04 2010 -2.

Total NPA .

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