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Sheet1

SANTIAGO VILLAS
KAREN HOUSE MODEL
EFFECTIVE NOV. 20 2008

LOT SIZE 140
FLOOR AREA 125.74

RESERVATION FEE P 30,000.00
TOTAL PACKAGE COST P 2,360,000.00

IN-HOUSE
BALANCE NET OF RESERVATION P 2,330,000.00
20% DOWNPAYMENT P 466,000.00
PAYABLE FOR 12 MONTHS AT 0% INTEREST P 38,833.33

BALANCE FOR AMORTIZATION P 1,864,000.00

MO. AMORTIZATION
1 YEAR @ 0% INTEREST P 155,333.33
2 YEARS @ 12% INT. P.A. (0.047073472) P 87,744.95
3 YEARS @ 14% INT. P.A. (0.034177629) P 63,707.10
4 YEARS @ 16% INT. P.A. (0.028340281) P 52,826.28
5 YEARS @ 18% INT. P.A. (0.025393427) P 47,333.35

EXCESS LOT 2,800.00
EXCESS PRIME LOT 3,000.00
CORNER LOT 3,000.00
ELITE LOTS 3,500.00

OTHER PAYMENT SCHEMES

SPOT CASH 5% Disc. (30 Days from Reservation) P 2,242,000.00

DEFERRED CASH 2,289,200.00
PAYABLE 3 MOS @ 763,066.67

PAGIBIG(HDMF)

NET OF RESERVATION P 2,330,000.00
DOWNPAYMENT(EQUITY) 330,000.00
payable 12 months 27,500.00
ESTD. LOANABLE AMOUNT (max.loanable amount) P 2,000,000.00

MO. AMORTIZATION
5 YEARS TO PAY (21.49390) P 42,987.80
10 YEARS TO PAY (13.49350) P 26,987.00
15 YEARS TO PAY (11.05399) P 22,107.98
20 YEARS TO PAY (9.98380) P 19,967.60

NET TAKE HOME PAY REQUIRED
5 YEARS TO PAY P 107,469.50
10 YEARS TO PAY P 67,467.50

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269.95 20 YEARS TO PAY P 49. Sheet1 15 YEARS TO PAY P 55.919.00 Page 2 .

per month Page 3 .M.M. Sheet1 SQ. SQ.

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